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Buy Your Kids a House
I Wish I Knew This Sooner… Credit Card Points Made Easy 🤯 – Concept Deep Dive 9
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Ever feel overwhelmed by credit card points, miles, and rewards? 😵💫
You’re not alone — but here’s the good news: it’s way easier than most people think. 🤯
In this episode, we break down how credit card points actually work, how to use them to benefit YOUR life, and which cards make the most sense depending on your goals. Whether you want free travel ✈️, cash back 💵, or flexible rewards 🧠, we’ll show you how to stop leaving value on the table.
💳 What you’ll learn:
✅ How credit card points really work
✅ The easiest ways to redeem points (no spreadsheets required)
✅ Travel points vs cash back — which is better for YOU?
✅ Beginner-friendly cards we actually use
✅ Common mistakes that cost people thousands 😬
If you’ve ever thought credit card points were confusing, risky, or “not worth it” — this episode will change your mind. 🚀
👉 Like, subscribe, and comment if you want us to break down specific cards or point strategies next!
#creditcardpoints #CreditCardRewards #PersonalFinance #MoneyTips
#TravelHacks #FreeTravel #CashBack #FinancialFreedom
#CreditCards #PointsAndMiles #FinanceYouTube #MoneyMindset
#BeginnerFinance #SmartMoney #WealthBuilding
So most people use credit cards completely wrong. That's why they stay broke. But not what if I told you you could turn simple things, uh the groceries and your other bills into free flights and hotels every single year? And that's what we're gonna do today. And you don't need spreadsheets or any any sort of crazy system. Instead of 10 cars, you just need three cars and a simple system plan. And we're gonna dive in. All right. Hey, welcome back to the Buy Your Kids a House podcast. Again, I'm Matt, and this is Andrew, and this is our travel and health segment where we go over ways we can still afford to travel and uh live healthier, better lives without blowing the budget.
SPEAKER_00Yeah, and today we're going to be breaking down the easiest way to earn travel points without falling into credit card debt. No hacks, no tricks. It's just a simple, repeatable system that we can just continue to use.
SPEAKER_01Absolutely. So let's go over that. Let's go. So the first step in our system here is I like to try to keep things as simple as possible. Now, don't get me wrong, there are plenty of other blogs and websites and series, everything go check that go into different uh diving of like exactly what card or what site to use, what sign-on bonus, you know, what time of year to use it, that really goes into maximizing the points. And if that's what you want to do to really go into your travel experiences, have at it. I think it's just a lot easier for the average person and everything to have a much more streamlined system. And I feel like also the whole point of wanting to travel and enjoy traveling is to relax and not have it be a burden. And I feel like if you're having tons of spreadsheets and you're uh having to be on sites at certain times, certain places, and signing on to maximize this, you're adding stress just for the sake of you trying to like go and enjoy traveling. And you know, traveling is supposed to be something that's nice and relaxing and you know, separating from life, it shouldn't be an additional burden on top of the burdens we already exist, whether it's your own, you know, your health, your your work, your kids, your stress from your life, you're not trying to add another stress. You're trying to relviate you know that by going on vacation and everything. And then if you're making earning those credit card points an additional stress, then it's just not worth it to me and everything. So instead of having you know 15, 20 different cards and having all these different points, you have to go to these other sites, convert the points, and do the sign-on bonus and everything. I like to keep it down to about three cards to use, and we'll go into exactly which cards and what to use in a little bit here. But I think just having that three card balance and everything just is a lot easier way to streamline everything and staying also brand loyal, then also is another way. Like I know in those sites they'll have you go to all different uh companies of who you're using, you know, for what hotel, what time, and what airline for what time. I think sticking with you know the three cars and a few hotels and uh and planes, uh, airline companies and everything is a way to go because you're ordering their tier system, their loyalty points, along with your credit card points, and pulling that all in together rather than having tons of different options.
SPEAKER_00No, right. And looking at all the different options, you also have to remember what's the most important part is making sure you're staying within that budget. Whether it's from the 50 or the 30 part of your budget, it's not going to be as much from the 20 because that's the fun money, you know, like there's the savings and things like that. But making sure that you're able to pay off immediately those different cards, because if you don't, then we're falling into the credit card debt. And that's what we're avoiding. We're just using this as a tool to get free money, essentially, to get those points to get the free flights or the extra points for the groceries and things like that, um, which we'll be going into a little bit more here in a minute. But making sure you're within your budget is definitely the most important part.
SPEAKER_01Yeah, absolutely. We've covered before about high interest debt, and uh, if you haven't seen those, please go back and look at those videos on it. But paying those credit card interest rates, you know, 20, 25, 30 percent, yeah, is really a debt killer, uh, a budget killer. And with that, like the whole point, and uh a lot of other, you know, financial gurus don't recommend getting credit cards for the exact reason. Yep. Because a lot of people, when they get in the debt cycle, can easily be like, oh, well, I'll put this off for a month, I'll put this off for another month, I'll pay just a minimum on it, not realizing how much that hurts their long-term growth. And so you have to stay mentally disciplined on this because again, that is a very crucial part to this. We want the points, yes, but we don't want to earn the debt in that process because that just undoes all the benefits and work that we're doing with this.
SPEAKER_00Yeah, and then there's no point anymore, you know, at that point. Then you're if your credit cards are maxed out, you can't pay it off, and you're just paying the minimums and it's not going to all the principal like we've talked about in the past, then what are you doing? You're just sitting there with a maxed-out credit card not earning you points, and it defeats the whole purpose of what we're trying to accomplish with this.
SPEAKER_01Yeah, and then you hit the nail on the head with the uh the maxed out credit card aspect, because you know, if something was to go wrong, broken arm, out of work, whatever, laid off from your job, and your credit cards are maxed out, like you're not gonna be able to pay that off unless you have that already pre-planned within your budget. So we shouldn't be getting to the point of having our credit cards maxed out. That's why you're paying it off each month, whatever it is you're using for, whether it's for groceries, dining out, other travel that you can use and then pay off and everything is within your budget of your plan, fund money that you're using each year, having those already pre-structured in so that if life goes sideways, you're prepared for that.
SPEAKER_00And then chances are if your credit cards are maxed out, you don't have that rainy day fund. You don't have that minimum of a thousand dollars, ideally ten thousand dollars, you know, um, saved for that reason. So chances are maybe not. I mean, maybe it's just a circumstantial thing, but yeah, that's usually digging that hole deeper and deeper at that point.
SPEAKER_01No, absolutely, absolutely. And then so again, with that, staying disciplined and not getting out of track is key in this and everything. Because if you aren't able to stay disciplined, then don't even bother listening to the rest of this because again, you know, like I'd much rather you stay debt-free and building out to your wealth than to worry about points and everything with this. This is an aspect of like this is a tool to use, not for it to turn around and use you.
SPEAKER_00Yeah, no, exactly. And next we're gonna dive into more of the different cards and uh what the points get you.
SPEAKER_01Absolutely. So let's go ahead and get that. All right, yeah.
SPEAKER_00All right.
SPEAKER_01Okay, so now we're gonna start diving into what specific credit cards and everything we recommend, as well as also some of the uh the brands and uh loyalty points and everything we uh we want to build with and everything. So uh one of the first ones I'm gonna go over is one of my favorite ones to use, is specifically the American Express gold card. Now, I know there's a platinum card out there and it's fancy and you get the nice lounges and everything, but it doesn't have a key feature that I think the gold does better, and that's the points towards groceries. We all have to eat, and with that, you get four times points on groceries up to $25,000 spent a year. That's up to 100,000 points just from that one card every single year. Now I know some of you might be thinking like $25,000 sounds like a lot of money in a year, really, it's just a little over $2,000 a month, which for a family four or more is really, I think, a relatively attainable amount to hit and everything. Now also includes not just groceries but also dining out as well. So if you're including in, you know, eating out a few times a month on top of your groceries, hitting that $25,000 uh uh threshold might not be too difficult. Now, if you're below that, still you're still getting four times the points, which is still a way to add up. But I'm just gonna keep in mind with the idea of using the full $25,000 so that we illustrate later showing how fast this you know can snowball into free flights and everything, you'll see how quickly that can impact from that. So don't get me wrong, the airport lounges are nice, uh, but I think just the fee with the platinum is just a lot higher than what it needs to be, and you don't get those grocery point uh credit and everything. And so I definitely gold uh for me is better than platinum.
SPEAKER_00Oh yeah, no, I completely agree. And then uh for groceries, those are great, but for travel, it's not the gold isn't as much, and like you said, it even the American Express Platinum card isn't really great, but we're gonna venture off into a couple other different cards. So the Chase Sapphire card, um, either the preferred or the reserved. We both agree that we kind of like the reserve better because it is a little bit higher of a fee yearly, but then you get that more points to it. You get that uh four times, eight times points versus the other one is two, five, you know, times points. And then booking through the portals when you're looking at different flights and you're traveling and things like that is not necessarily the way to go because you're losing out on the airline or the hotel um their loyalty points. So you're losing out on that, and you might be getting more points for the card, but at the same time, you're losing the rest. So booking with those cards um through the direct websites instead of using their portal, I think is a better way to go, um, especially for traveling, specifically for those cards. And like I said, they're both great cards, especially for traveling. Yeah, um, and using those, but the reserve definitely has that edge above everyone else. You know, you don't get the American Express Lounge, but I mean, really, you're gonna sit there for an hour and then you get on a flight anyway. So and with those cards as well, they give you an annual spending fee as well, and that pretty much alleviates the annual fee that you'll be paying anyway. So it's nice to have that extra like $400 in travel every year that it's just free because you have the card. Yeah. And the next card we have.
SPEAKER_01So again, we're gonna go into the third one that I recommend. Now, why I recommend three cars is it's just an easier way to kind of streamline your system how you're spending. Again, we're trying to fall into that 50-30-20. The gold falls under your 50 because you gotta eat. The the travel one uh falls under your 20 because it says uh for fun and future and everything. This next one's basically kind of fall under your 30 category. So with that 30 category, that's your other bills that you want to have, but don't necessarily need to have survive. You know, your your cable bill, uh, your gas bill, uh, your internet, uh, paying for kids' activities. And with that, just to streamline for your own budgetary needs, recommend going with the uh the Capital One Venture card. Now, granted, it's only two times and points, but in those categories, there's not a whole lot to give much more than two times points. So I'm really recommending it just for the sense of the flexibility of then be able to budget better because again, you're trying to keep discipline in the process of this. You don't want to spend you know $2,500 on the gold card, but then also then $2,500 on this and then look at a $5,000 bill every month. It's just easier to have it where you're breaking it down into smaller chunks so you look at each one and build it out that way. And then you can also track your budgeting easier because sometimes if you have on one credit card statement, if you have all your groceries, you're dining out, your entertaining out, your kids' activities, you don't necessarily know how much it is you're spending in each one. So if you're breaking it out where you have the uh the all the other expenses on the venture card, you can then quickly see, oh, this month I overspent a little bit, right? Or hey, uh, you know, maybe I need to you know dial things in a little bit, or maybe I need to call the internet company and see if I can get a cheaper internet rate, or or you know, cut back on the cable or streaming services a little bit because it's easier than to identify when you're exceeding that budget, easier if you have it broken down to multiple cards. Right. So definitely go with the Kepler One venture in that that sense, you're still gonna get two times points. May not add up as fast as the other ones we mentioned here, because again, you know, obviously talking about four times uh for both the other cards. Right. But two times points still adds and can add up a lot over the course of a year. Because you know, if you're doing a grand or two in that, that's again another you know, 20 or so grand thousand points in a year, that really uh helps uh make a dent in this, and you'll see exactly how much this can uh impact over over the course of trying to get your free nights and hotels and uh flights and everything.
SPEAKER_00So absolutely. Um, but looking at the uh the different hotels and what value they give for their own loyalty points, and like I mentioned before, it's better to go direct booking instead of portal booking through the credit card portal. But I know you and I agree on this. For us, the biggest variety you can have and the most value you get out of it would be Marriott. I mean, you have your Marriott, you have your Hilton's, and you have your Hyatt, so all of those big three that have the most hotels around pretty much the world, but Marriott just edges them out a little bit more with getting those points and being able to use them versatily as well. And I know you can even use Marriott hotel points to travel as well. It's not a great conversion rate depending on the airline, but if you, you know, push comes to shove and you're like, I don't really need it for the hotel stay, but I would like a little bit more off of my flight. That's an option that they provide as well.
SPEAKER_01No, absolutely. That the the brand loyalty and the the tier rating is one of the main things I'll look at. Versus if you're to use like the Chase portal and everything, you don't necessarily get the tier rating. And that tier rating, if you travel a decent amount, can really impact your comfort of your stay. You know, being able to check in earlier, being able to stay a little later, getting the like Mary a lot of times has the fifth night for free. Uh there's there's lots of other little perts and everything they'll throw in, they'll throw in a free dinner, some drinks and cocktails and everything. And I'm not just saying for Mary Hilton to Hyatt does it as well. Right. Uh, but again, when you're building that that that tier loyalty on top of the points directly for them, that's where I think then booking directly with those hotels uh is better than using the portal system because a lot of times you miss out on those tier loyalties. And then it also carries over uh to me more importantly, into your airlines. Uh now, granted, I'm gonna cover we live in Orlando, so our traveling is based from Orlando. Uh so with that, like I try to stand brand loyal with Delta for domestic and Virgin Atlantic for traveling to Europe. They're sister airlines, their points are interchangeable to each other. Yeah. Uh, and then again, with that, you're building the loyalty within them. But for me, the biggest thing is the tier system with that, because you know, being able to check in early, being able to check a bag, uh, you know, they throw in those a lot of times, yeah. Free check bag is a huge perk and everything I have. Yeah, free bump up, uh, you know, there's a status bump up you can do going up a class, you can upgrade a lot a lot easier for your higher tier status. You know, a lot of times I usually only travel in your your upper tier uh you know, preferred domestic area, uh, but you're a lot quicker to get bumped up to first class if you're in their higher tier systems. Right. Um, and then but also one of the main key things is uh when you're booking, especially you know, any any airline, look at what tier ticket you're getting because a lot of airlines now will offer the lowest tier tickets cheaper, but it'll specifically have that little X next to the points. So, yes, you're saving a few bucks on the airline ticket, but you're losing out on the opportunity to build loyalty points and and you know earn points through that system. So, to me, a lot of times, yes, it's unfortunate having to pay a little bit more for the lower tier tickets and everything, but in the long term, you're gonna earn that back if you are if your goal is to travel more and build those uh those loyalty and points into your system and everything. So at least not the lowest tier a lot of times, but going that one step up, still still in the standby class, is is at least the benchmark to go with, and then build from there. Now, based off of that, I you know what level you're at depends on your income level. Uh, but keeping track and staying loyal to those brands because I know I was guilty of this when I was younger. I just would go on you know, kayak or wherever other you know, price line, whatever it was, and book whatever the cheapest airline was was available and didn't keep track of any of these things. And I spent you know most of my 20s just traveling this way, and all those flights and everything throughout the through that whole decade of my life basically doesn't matter to amount to anything now, right? Um, so finding these, you know, the plans now, creating that loyalty now can at least create the snowball that we want to have to then get those free flights and everything down the road. So brand loyalty uh and those three credit cards, I think, is the main kind of benchmark of uh how we use for this.
SPEAKER_00So all right. Well, let's jump into the next section. Yeah. All right. So in this section, we're going to be talking about the rules. We have three specific rules that we want to stay and follow to make this work best for us, you know, without extending ourselves. And the first rule is going to be stay within that budget. You got to make sure that you stay within your budget. And we talked about how important that's been, so you're not over-exerting yourself and you're not falling into that debt. Second one that goes a lot with that is pay off the cards every month. If the people are if the companies are seeing that you're paying that off every single month, then it's look, it's like a gold star, you know, because most people don't do that anymore these days. So you want to make sure that you're paying that off. You know what to stay in good standing with them. You don't want all of the fees or the takeaway from it all, but it's staying within that budget. And then the second rule is going to be paying it off every month, and then the third rule, save for the trip first. You know, you want to make sure you have that money so you can follow the other two rules right away. Make sure you have that money set aside, you however you budget to save that, and that way you can just get rid of the lump sum that while you're traveling and on vacation, you can relax. And that's the most important pay uh part of it as well, is getting that card and painting it off immediately.
SPEAKER_01Yeah. And anyhow, that's why a lot of times all these financial experts like don't like credit cards, because a lot of times people don't have a hard time, they have a hard time not doing rules two and three. And it makes sense in that because again, when you're having a credit card, you have the ability to just you know put it on there and not worry about it, then it can become a problem. Now, I like to, you know, we mentioned three cards. Well, we had a 50, 30, 20. There's three sections of your budget. Now, granted, a lot of times you can't pay your mortgage and things with a credit card because they have uh ways you have you have to use a bank account directly. Uh, and also a lot of times your health insurance is if you're an employer, then it's you know, uh have a job, it's taken directly out of your paycheck. So you still want to account for that money, but for the most part, you can use these three three cards for the other three parts of your system except for your investments. So it's a lot easier to see if you're staying within budget. You know, again, I was teasing a little bit earlier about the aspect of having all the other 30s under the one card of your capital venture. Right. You can then easily see, oh, I have $2,000 a month allowed to my $30. I spent $2,400 this month. Yes, still pay it off, but now you realize I gotta cut $400 out of my budget. Right. It's a lot easier to make that month-to-month adjustment and realize that I overexceeded a little bit in this area uh without having to be you know too big of an issue.
SPEAKER_00Yeah.
SPEAKER_01And a lot of times it to me it's easier to do it that way than if you just use your normal debit card. Because if everything's coming out, you're checking your savings account, it can just look like a whole bunch of money came in, a whole bunch of money went out, yeah, and you don't know exactly where it went to each section. This is a lot easier way to start seeing broken into those three subsections and being able to streamline what it is that you're actually budgeting towards. So not only can you use it for the travel points, but to me, it's a great budgeting tool using these cards as long as you have the discipline to do so. So that is what's key is keeping on track and keep paying for now. You mentioned a little bit about paying for the trip in advance or having the money for the trip and everything. That is so important because a lot of times you think about I want to travel first and then pay it off. Like, no, let's just say you your travel expense for you were five grand, you know, save that five grand first, buy the trip, boom, then you have the five grand instantly paid off. You now know you stay within your budget. Yeah, so yes, it's gonna be a year delayed offset, but once you're in that system, it'll be repeatable after that. So, yes, you have to wait a little bit to get that travel you know benefit from it, but making sure you have the money there to pay it off is key because if you travel first, you're never gonna get out of that cycle.
SPEAKER_00You're constantly exactly you'll be stuck in it the entire time.
SPEAKER_01So follow those rules. That's what's important with this.
SPEAKER_00Yeah, absolutely.
SPEAKER_01And now we're gonna kind of dive in a little bit of exactly examples of like how this can quickly work to get you those free trabal expenses of uh hotels and flights and how quickly this can benefit you.
SPEAKER_00All right, let's look at it next. Yeah. So we're gonna talk about why this actually works. And it's because you're earning the points on things you're already spending. You know, like you mentioned with the gold card, you're already buying groceries, you're already spending that money, so why not earn the points? And the points are there to help with the overall cost of your travel and your trips to be able to use those points toward it, maybe for the upgrades or different things like that, but that's what we're here to use it for.
SPEAKER_01Yeah, so I'm gonna kind of give some real world examples of showing how quickly those points can work in your benefit. Now, again, we're based in Orlando, so a lot of these I pulled uh four examples, traveling from here to Orlando MCO to LAX, and I also did from here to London just to give some basic examples. For a family of four on a standard flight from here to LAX, you're looking at a little over 200,000 points. Uh, if you want a mid-tier flight from here to LAX using Delta, I forgot to mention this is you know going through Delta, you're looking at a little over 250,000 points. Now, granted, first class, you are looking a little over 800,000 points a year, uh, for that flight rather. That 800,000 points first class, I don't quite see the benefit in trying to first class. If you are in that that income bracket, then absolutely, I'm not gonna say no. But I think 200,000 to 250,000 points is much more manageable than 800,000. Oh, yeah. Also, flying from here to London on Virgin Atlantic, again, Delta's uh you know, partner flight system, you're looking at about uh uh 14, uh hundred, sorry, 140,000 points. And then if they're mid-tier, you're looking at about 320,000 points. Now, you do have to keep in mind when traveling internationally, their taxes and fees are higher. So the Delta flights to LAX, you're only looking at about a $45 fee that you have to pay no matter what, because there are taxes and fees you can't just use points for. The fly from here to London, you're looking anywhere between $1,500 to $3,000 for that family of floor. So the monetary savings isn't quite as much there. So I would initially stick with the domestic flights, if you especially fly domestically decently, because paying $45 is not that bad, and you're still getting a lot of points for that. Now, as I mentioned, $200,000 to $250,000 points. Let's keep in that range. Now that granted, that's Orlando to LAX, that's as pretty much as big of a domestic flight as you can get. Uh huh. If you're already getting 100,000 points from your groceries every year, that means every two to three years you're getting a free flight for a family four. Then that's not including the points you've got for paying for other traveling that you did, paying for your other bills. Because again, if you're getting 100,000 from uh your Amex gold for the for the groceries, if you're getting 50,000 uh from from your other bills, if you're getting 50,000 from from your traveling, you're already at 200,000 points every year, which means then every other year you can have a free flight.
SPEAKER_00Yeah, absolutely.
SPEAKER_01The way that that bills from there works that quickly now there is even one more small hack. Now I know I want to say I keep this simple. This is my one little caveat is both Amex and Chase, a lot of times around the holidays, your Black Friday to Christmas time, will offer a bonus when transferring over to Delta. Now, usually, you know, Amex can do up to a 40% bonus, Chase can do a 30% bonus. So that 100,000 points from Yamas Gold really turns into 140,000 points.
SPEAKER_00Wow.
SPEAKER_01If you have 50,000 in your chase, you know, that's an extra 15,000. You're now at 65,000 points. So 65 plus 140, you already get 200,000 just from your travel and from your groceries. Yeah. And then you can use your venture card that has for everything else towards your hotel stay. So you can have every other year a free flight, and then that venture can go straight to your hotel stay and create that system where you're rolling from that. Right. And instantly you have then every other free flight, every couple years you get a free hotel uh week and everything out of it. So that to me is one of the quickest and best ways to build those perks in those systems. And that it doesn't include if you go on smaller trooper, uh, simpler flights. You know, if you're right, like my wife's family is around Pittsburgh and everything, we can fly up there quick quick and easy. If you want to fly, you know, Midwest, you know, without going quite as far, those points won't be as much. You might be only 150, even 100,000 for that. So you can get those flights a lot quicker.
SPEAKER_00So yeah, absolutely.
SPEAKER_01So to me, that's shows you how quickly just using your everyday expenses, not things beyond your means. Now, granted, the Chase uh traveling one might be something that is maybe a stretch of the moment. Uh, that is a bonus thing that you don't have to spend money on. Right. But the other two are already using your existing bills. Yeah. So even if you didn't do other existing travel, you could use the MX Gold and the Venture for your other bills and your groceries, and already right from there, every other year, you're getting a free flight from that. So right there, even if you didn't travel normally, you could have your free free trip to LAX and everything every other year, and then just pay for the hotel and then build those loyalty points that way. And paying for a couple nights of hotel up there would be a lot less expensive for a family for the travel than to pay for the whole thing on your own.
SPEAKER_00Oh, yeah, no, absolutely. And like you said, you're already spending the money. So why not take advantage of it?
SPEAKER_01Yeah, so that's definitely shows you quick how quickly this can really, you know, grow uh from that. From because again, a lot of times when you're hearing, you know, what how many points do I need and everything, you know, 200, 250,000 points might seem like a lot.
SPEAKER_00Yeah.
SPEAKER_01But really, when you're showing you know 100,000 turns in 140, add another card, you're already at 200,000.
SPEAKER_00Yeah, exactly. And before you know it, you have all of those free perks.
SPEAKER_01Yeah, so that's definitely where it shows how quick and easy just from using those three cars you can build from that and how quickly you can turn into free flights and free hotel, uh, and then using that repeatedly every other year, every three years, uh, to keep in that system to have these trips and everything for you.
SPEAKER_00So absolutely making it work for you, not against you.
SPEAKER_01Exactly. So I think that kind of covers at least uh good examples to show you how quickly that can work for you. Now, granted, you have to look in your own from where you're flying from, where you're flying to, what your goals are, but you can go on their websites and find their calculators of exactly what it is they they use uh for the points and everything, so you can kind of create your own streamlined system, how many points do I need to grow and learn? And then again, keep an eye out whenever those you know, Black Friday, the Christmas time, whatever that the point bonus and everything goes in. Because normally it's a one-to-one, which is still nice. Right. But if there's a 40% bonus, I'm definitely gonna tape on that. Go ahead and bank those points right down and there, no matter how many you have, bank them up and send them over and everything, and then boom, that's an extra 40% bonus right there. Exactly. So that kind of covers the main system from that. So I think that kind of covers how quickly we can travel and enjoy this traveling life uh without breaking that budget.
SPEAKER_00Yeah, it's a great system to have. Yeah. All right.
SPEAKER_01So I think that kind of covers our three-car setup and our brand loyalty system, a system that is uh simple, repeatable, and most importantly, a debt-free system. It's a great way for families to be able to travel more without having their budget be blown.
SPEAKER_00Yeah, and if you enjoyed uh to the episode and you want to see more, we do have previous videos, but like comment, like, share, like we've said, we're trying to build the community up to just be supportive with everyone. Also, we talked about our brand loyalties, but we want to hear from yours. I know we're a big Delta Marriott, but we want to hear what you really enjoy putting those points towards and building up that loyalty with them as well. And then next episode, we're gonna be talking about tracking our investments. So we're gonna be doing a little bit of experimenting and tracking the different ideas and things that we want to do with the investments and seeing how they play out.
SPEAKER_01Oh, so please continue to join us along this journey and uh we look forward to hearing from what you have to say. And until next time, next time have a good one.