TOONCAST 07 | Հիպոթեքի նոր իրականություն․ բանկ, կառուցապատող, գնորդ

TOONCAST #07-ում հյուրը Վահրամ Գևորգյանն է՝ Ameriabank-ի Երկարաժամկետ բանկինգի թրայբի ղեկավարը։ Զրույցը նվիրված է հիպոթեքի նոր իրականությանը և այն հարցին, թե ինչպես է այսօր ձևավորվում անշարժ գույքի գործարքը բանկի, կառուցապատողի և գնորդի միջև։

Քննարկվում է, թե ինչպես է փոխվել հիպոթեքի ընկալումը վերջին տարիներին, ինչ վախեր ունեն գնորդները և որոնք են իրականում հիմնավորված, ինչպես են բանկերը ընտրում կառուցապատողներին և ինչ սկզբունքներով է կառուցվում նրանց համագործակցությունը։

Թողարկում նրանց համար, ովքեր ցանկանում են հասկանալ՝ ինչպես է աշխատում հիպոթեքը այսօր, ինչ հնարավորություններ է տալիս ֆինանսական համակարգը և ինչպես է փոխվում բնակարան ձեռք բերելու գործընթացը Հայաստանում։

Transcript

SPEAKER_00 0:43

Iceure, Tun expo e shot love goats and gate, uh Amelia Banki, uh kids are covered by Snorakaleng for Ice Basmas Bakhjanum, Tun Expo Italy, Spatiaswam, Zetimum in Chekatarbum, Hashvarov the Nahort of Artem Porter Sene Art Yung Telec Jamanakev, uh Hamet Select Hure, Make I Sort Shat Tarbe, Uh Sarakutiana, Irakanum Shot Heta Kroh, Mikichel's Gayan Hartry N K and Radar Nalu, Hipotecain, Shukay Hitkapats, U Kanibor America Art and Mikanitariat Unexpoyum, It Uruin Zeragrov, Fantastic Art Yunkerov, Zimvatz, Nerkayanome, Karum Ameno Kutovere, Hanaborate Unit's Kalutalis, Ambochutahabore, Hana Hana Babor Bankta Susan the Sinevkarta Patorne, Ukara Katsinadin, uh Sapat Mum Borne made unconditionary man in changing Icer hands, case here in Kalel um Khantrink Mikich Patmas the Virchin Tain, Inchpesa Pochveil, Martkanz and Kalum hypotechi uhtev here past n hypotech, Ida canum arachin and kalum, mikichwachen alweye. Hate over Huranum inch font, Mikish Mamovomeda Vichaka. Artu Pohvel inch for one martkans and kalumnium, verchin tain, naiv, zed active uh line paymonaverbat.

SPEAKER_02 2:07

Snoakal sunziana jan, yes uh yes and knife snoakal zerhualinelu, Isaacti Jamanakahat Vatsum, Shacishnekatzik, Vulmer Ambosh Tima Hima Nacha Patrasakam Verchinashatankne Naida Kana Sum or Psi Tonakan Yeruzere. Tonakana, yes uh chemzlana uktagorza litbar, mezmo tonakan Yeruzere Vul Maximal Patrastvatch, Kawanak Handes Gal to Nexpo, Yere Korerin, Yev Naev Mer Arachaknere Tehasnk, Mer Hachakot Nerin, Ev Gorzan Kenerin. Ay Ayo yes cards member Virchin Tarinarin, Hipoteki Ankalman had Kapvat, Pochwella Martkan's Pat Keratzum Nede, the S kontextum Petkan nah naevnekatunenang or shukana pochwel, askin yete hima hamemateng Shukan Pastaria Arachva headakam factor nere sha chaten, orong for na evidenza as the tsunanunenum, yerkalajamket, finansa vorman veda yev maslaves naev hypotech nere veda. Iharke is star nederin taskum uhedke hossenk naivekamatain harki uheda darci orenki zwore yev sme kan kam uh hertakan monsor the component avelas uh hypotekin ailkep moden alu uh veda bereal yev uh yet the tarking na chorto rinak jamana na kahat vatsum, abeli shat hypoteka asutasmirkara jamket yev tsanar berih, hima arten abeli shat dahna ravoluh, uh hypoteka darcele ambajan masa finance vo man, yev naev finansa kan gera gitutsun berelderan, shat martik, sankanumen octavel hnara volutsunit, saskanumen yehame matumen generinch po kutsun netzel verchin tarinary in taskum, uhpetken naev morananke emotional uh factory masim orang uhiris shadbenoro shetun unenalusan hasse, ankiun unenalu hetkafatsyv, zekuma aveli yeritasar datsele, nahkinum yet uh yerasum pelus martiken Avalishhat Matatsum hypotech the Reluyev ice patas kanatu kaliakanasnel masima aveli shhat naiv Yeritasarnen uh Dimum hypoteki uh hypoteki hamar yevalen. Uh Ice context naiv kusanaye uhras nasnel invest i ne druma in factor, inchi uh centarva tun expon.

SPEAKER_00 4:29

Yeah aktuale ideakanum banach.

SPEAKER_02 4:42

Nayevata shukai po kutsunere Martik uheli hakvatsen, naev hypotheching, investition gourzik uhelu, yev uh Lucelu Idansarce Vojmy B Nakara nain uhkiensain, nail naev, yerkarajam kitrumain contextum.

SPEAKER_00 5:01

Mm-hmm. Hamadzainem Vod Irakanum investition katora nep naivches and lover to next pogali sin Icelun Vorong Kali say.

SPEAKER_02 7:04

Michi Yekamutso and Taniki Hammary Skarzman Virgorziknerkan, Hasaneli and Varka Vulmante Saknere, Banakanabar, Kaufpatsatan and Truzunit, Yekamutchapitz factor nele, butanu Rman Piet Neshenkaba Kauremasel Vur Naev Mej Varka Runeri Metz Masa inka Michin Yekamutso segment Nerkayatsnummer. Dimeluev stan aluilens hypotechnede. Kan Voroshaki Aranzana had Kutsun Nernak Inchinch Pyaman Nero Vorosh Martikunen Yekamutner Voron Korchenka Organum Pastat Ktakamchen Uzumavorel Pastatov, Kam Husaphumen in Short Lerat Susish Kashk Shukneri Meshutnell Chakra Tavakashutnachoske, Et Paragamel, Aikimel Gorzika Kazun Hamapataskan Nedervatsword Irakana snel Karasun Tokoskan Havacharyv orina Karan Zekamut Nerusun Nasiran Versen Idense hypotecke Kam Genen tuna Kanaiev Mekal Process Yevfor Martik Patrasn Lenz Yeklord Gwikiravaden Hamapataskan Kishkan Havcharyakanasnelu, Diracan Pymanov Yeval and Mustika Arsenal Meskantichi, Michim Vichaka Khan, Hayan Taniki Hamar, Hyastanun Zerberel Bnakaran and Shash Gwik, Yevnaev Kusem Nashad Vurkantichi Nev Hyastanis Dors Bunakovnar, Lens Sepakan Ankin, Unenal Hayastanu, Inchanaev Investum Ditar Killishatlav Nala words netalo.

SPEAKER_00 9:48

Bit elies contextum ozmemhichosenk Martkanz Vahedi Masin or Ashkat Portanga Ashkrat Vahedi Head Shot Martikara Jamket Varka Bourman Metkitz Vahenumen Vorovitev Apaganan Haytechit Vari Inchkalini Evali Inchirashikner unimartem Chwachenalu Hammar Varkain product Nates and Vorom Hima Chemhosum hypotechit global ykalajamket varkaurman headkapwas in Chvachen and Martic Itvacheri Bormas Narta Tat Bormasavot.

SPEAKER_02 10:44

Menak me Veda Palmo or Ecor Typoteka, Yecrotamos Bahamematum Anoroshutsuna Dahim Nakam Vahano Roshutsuna, Inchkarini Generihe, Stabil Kamena, Chokim Yekamuta Kamkachi, Miekamuta Shukan, Inchpopo Kutsuner Kunena Yean. Banakanabaj Unenalov Voroshakyanangistuner Hetagay Het Kapat Martzman at Batsleinchanaravor Yadashikner Kauvan Idenkis Avelasnel or Psi, Kanhatesuma Aveli Artarat Svatlini. Ice Psov Karzman Vashad Normal Award Yelkarajamke Pala manyev hypotech Neri Palagan, Vorushaki, Vakirkan, Kavelas Never, Ich kan Avalan Mate Kaspatusunet Kanad Vakir, Vera Pochman de Pivastahuzan, Yev Boloin Hort Kata Tusum Nasirin, Gordzarki Bolor Gogmarin, Bank, Hachakort, Gnort, Ashash Gurki Gorza Kal, Yev Petakan, Nayev Marminet. Amen Nuanskaravore, Sankatas Finanza can productit Oktavelu Hamar Yev, Naiv Urahutun Mez, Hyastanum Shataweli Parze Gordzantas Nekans orabarash Karumateriu Navarak. Ismer Paragam, Naiv Stanal Varka Voruma online, made my home KTM Hataco, make online varkaurman, naive gourz Gorzi Kunek for a remote. Yeah, I Chapanish Ginahatum Kaur sapatori had Kafat. Finance Avonpuli in Taskumia canasumerakan monitoring nere finansa come inchwormelskatsem naev Hamagorzaks Petakan, Hamma Pataskan Aparat Neri Head Vorovatev, Vorosch Gorza Rutne, Verapavatzem Petuana, Yevmenk Mer Hetevuzzuneri Dakanasumenkim Novelov Petutan Tervatizakunerivera, Koska Maslaves Voraki Shin Tultu Vucian Shagorzman Active Natas Pastateri Masne Mesama Shat Karevore Mek Chis Karza Pato Hamagorzaksen Kanivur Mikani Harcelusum Esambosch Processum Menk Patetainara Charkoven Kandas Galis Maslaves Yev Finansa Vorum Menkaurza Patman Projekta Yevnaev Hamapatashan Hipotechnank Dramadrum Yevester Mesama Shat Karevore Vor Karu Zapatore Hamapatashan Vorakov V Jamke Nerum Irakana Snichinara Rutsun, Hachakortnere Vile Nidens Yedazanki Bna Karanatuna, Yev Menkel, Mer Partavoruzuneri, Irakana Smanjana Parin Shadum Nechunenang. Ayes Yerranki Bolor Dere Irakanum Karevoren, Mer Dere Karevora, Yevorpes Finan Savoro Yev Gorzan Kerev Naev Vojformal Vestautan Kentron, isn's Shetsik, Hachakortneri, Derechat Karevora, Volpsi, Irankil Heteven and Taskin, Yev, Sankatsatz Azaki Paragayum Cormanin Terekatsnen Yev, Nav the Heteven Partakan Suneri Partavozini, Ajamanaki Nirakan Asmana, Yev Naev Karu Zapatorim, Vos Samamvat, Normali N Hamapataskan, Jamketnum, Yev Vorakov, Tramadri, Avartakan, Yev, Shagospan Yataka Schenker.

SPEAKER_00 17:25

Um Shot Lavez Karabore of Karzapatoga, Inchpesector Gorzangero Centrum Yevlenek Tysonek for the Portfolio Karat Sapatornelli, Nikatumengortune expoin masnakes active Karzapatorny Hetec Duk Shata Kivara Chapmer of Handescalis, Patonele Bank Shopman Majapes, Inchpesen Nayum Garzapatonele Banking, Chpes Haraberte, Mekme Bank Shot Bankur Karuitse Yerevum Churlico, Vahenaloban, Basmekan Concrete Zet Amelia Bank Shop, Yes in Cas Michel's Gatzel or yes, and the people who are not going to be able to shut on Mija Kana, Oswem Bormel Uncontainer Mikiches Baha Patasavia Ranki no mech, a hagin and mija net Haraber, yes, Gitem or Amelia Bankin the Pataker, Pochmyan make meavor an zinchin tatum life cycle, make zaro tunits ha Babarelne Meg Tarot, Amboch Yankia, Kortanke, Bolorimasov, Osmem Havilal, uh Celticman Major Hortney, Duke Hagin, Jokunek, Ubatsek is Kartapaton, Inch Inchpes and Bank Shopum. Gohek Zelg Mes Nailu and Nelikartza Pato Ned.

SPEAKER_02 18:54

Gohek Zelgorts and Keneri Inchpeseknelga Nailuen is one shot goeng Shut upanumbat Goenk Mesetama Gorzaksoch Gorzen Keneriv, Ozum N shelv or Io, Meng Kamaru Mink or Edenk Chakunyev style gozen keneren, da tekoskev chivorpetka tarinary portska menk artin yo toothkarachatareng Shukaiumer Portfelov, Naiv Hipotechneri Portfelov, Da Hosuma Unaiv Aroshportvelov, Shadkaravasnel Hosenk Stak Karavura Neshenk V Da Charotter Unenal Yetem Meset Hama Patasan Chis Gorzan Kenere Chelinain. U Jamanakenaiv Pohuma, Yev Med Karuza Pato Neri Motet Sumantanur Businessin, Yev Stipuma Mes Boloris Nel Aveli Chekun. Yes Kuen Neshelv Nakato Meket Nunchekun Sunakaruza Pato Neri comits I thinkan Aracharko Lutsuum nere Aracharko Gorzik nere Tavinat'sman makar dakashataveli barzrehima kantarinel arach, panki tamagorzaxusun the shataveli constructive hoch shavete darcelverchin tari nerin, yev mevnin jamanak, uh bolorsel art and stervatsiravichakum sha taveli metzka revolutionenktalis, concrete hacha hortin over gnord hacha hortin, kanivor, metzhashwov, iden segalis, ident sengalis, shukai ev boloris uhajnere, k mes teladrumen, yev inchemas masin shum to mater Sovracambana, hacha hort a petka teladri, nazat tzarai sunato zoner, petkas na pataskan tsarai sunabes, yekamatin harki active jama na kahat vatsum, mikich instuma et pescherida vja iskan Martic Avalishhat uzume octavenalavur sunitev pahajnare mitesai keklor tain in mass markety, drama banun. Mass market, drama boun sun karara gucan, uhutsen naiv shot, chusum naside lu avel shad uh magasin hash parknerida kanas lugine hima scana nahortare scana graman hajjor taries kan kalini, et on sort pochvela, himasha tava limetsu shadutsuna darsium vustau sana, kar sapatori uhrindi nice in the shenk, tanur portfelin, ninja getzeruni da kanaswatswolonken hajorvatznachzele, workankana chapat, taraskner kamkan comfortti hamar leratsuchi chalbaner na chartarusvat, kinta karoswas ne hasaneli utsun, kommunal menatsatmaravetutun spasakwam varza, yevalen, yeweilen, uhmer matutan hamar, yer quaza tasnut vakanin, uhat k chelne wash orina kanar zona neri hamma masun Vera Belial, uhsa junele inurum banking kamusunasri lutzam payman ne shume vosh Avalasrikte katutsun Yewelan. Nui naiventacaros was ne hit ka pats. Hima esamenche Popo Kutsuner Beles Nedam Vur Khomele Darzan Aveli Chekun, Aveli Akanja Lush, Hacha Hortnerit San Kutsana, Yeva Aveli Batsama Gorzakisunerin. Yef Chistek nashum na Unaev hartakashatlavna Volmenk Muskaru Sapato Nari Hatank Shukum Imanalov uh Iden Pahanj Nedel, Naev Shukanen Kusumnasirum, Usumnasirumeng, Inch Kukeren Hima Aktual, Inch Vachark Nederium, Inchuvoroshkaru Sapato, Nechenuzumeshatel, Ayo, Yaskuzana Shivanakim Voroshaki Aitarias Mif Barra Kuzana Moktagorsen, Mifkar Vor Ameday Hetashatankadra, Vetkalina Sinchworkati Goryay, Hacha Horizont. Yev Kosanam National War Nuin Vera Belmont Stanumk, Bollorit, Anka Nitz Meset Hamagorzacche, Vokchunelia, Yevkarziko Bollorazarum Unang, Yev Kazmake, Yem Masnakis Nere, Yev Concret Mel Palagam Banka Usun Nazim, Testman War Gorsika Kazmeka, Twinatzman Component Neka, Banka Patrastat, Hyastan Te Hyastan is Durs Get Navalu Yev Arnavazan Havasar Resource Nerdsman Pulum, Nachapatalis, Messi Tash Katan.

SPEAKER_00 24:20

Galov Tunexpoin, uhik is a tons make in her simulus planavor elemental, uh to nextpo you make Ykuhazar Ksanchorsto Tvakanitz, umidian, Amelia Bank Met Tagavarov Nikayanume, Xanchorstwakan, Xaninkvakanin Yerkutun Expo, Hima Mikaniorids Xaves Twakanitun expon uh terriculene media bank, it mates, Jokun has kalutz on the Kayelinobites, ha hence Arachintarutz, there are Tunkneda I can um Gilhapa do it ain, yeah, hot kapes on sat starvar sunk, menkel chinatsword esmaker katarata shutanka, bit or peskasmak pitch now, menkuchen kavato met Tavarin, Vurduk, Hasnumek, Mikanyorvant Hatskum, Titanakanashutankishnoribunev Karu Sapato Neri Head, Idenstaravarne Rum, Zet Taravaritza, Irenzaravne Rumel, Timakisnerun Alova, uhche Irakanum Tun Expontalis, Concreta Amedia Banki, or Amelia Bank, Tun Expo, Chagalov, Chikaru andel Vertiek Tishto Hossenk, My Home, Harthaga or Shot Mates, Harthake, Shot High Ni, Harthake, Nayevita Martunekon, May Home of Ansume, Bet's Amen Deputumegal to Nexpo, Anel Shot Mates, Irak Drum or Fetef, Raki Barekam Neborimanak, Amen Expo in Masnaxin Shot Bart, Zan Resource Atar, which may pinasaka, I leave Martka Resource Nate like it has Kayakan junk hidroom, why is Duk Sharna Kumegal Nercayanal Nachukai Hipotaka in Shukai Arachata Idemkoff, yes the masum yet as halmum in Zoeck, uh yeveto kineklinum. Archae artiochite tanjunk and rumor junk, the nameculacanchai tune expoyum, yev and table of duk paco make, some it can zugl hitch in chan be summer.

SPEAKER_02 26:09

Kochos Merziana Jan Yerkuban Shit Shukai Arachata Linele, Yev Hacha Hortico Kin Linele, Iracano Sercu Factor Arten is Bavaran Vurmenk Hamanki Metziradar Tsunerin, Mishtapes on Sort Diracan Vedabenkmer Masnak Sun Hasta Tank, Tuna exponent we see Radar Tsuneritz Mekna, Menk Artenchorsitz, Mikaniankam Masnak Zelenkev, Amenkam, Nor Record Nareng Samanum Samar Yev Tweed Shattery Hammer Tumenani Rakam by Tweed Chten, Hastak Chapeli, Yev Vorosh Baneriakanas Meng Chapum Neran Syerec or Damch or In Taskum by Tun Expoya Azde Sunu Nanumenk Amis Neri in Taskum. September September, September, Tuna expon as the Tsuninchov Talva Verschum Nessila or Amrakrum Nerkine Project Dershinto Vitzunchunkami Shukarusa Stanitz Iceland Yevalen. Menkartsumenk was Arachatar Linele Sanyere Bajinunang Shukam, Susan Shell or Equazar K Sangiin, Motorapes Karasun Karasun Yerech Milliarda Velaspoteka in Port Vele, Inchim Sanashum Sanaev Patashand Shukanish Popo Kutzun and Num Artsuk, Vahera Artat and Artas Vashan Tavere Vorosh Artari Pataskaner, Link Ninthal Du Arachatares, Yev ko Arachata Linelun Masnakis Koma Masnakum and the Dartutan instruments or dual line center and galis tun expo, Arachina, Ankers Petilinem da Methachakorti Korkin Linel. Yev caniver Tunekon naev Avalia can mian karutsa patonity, Ashatank and test mech mere Pasmative Gorzon Kernerian Shash Gui Gorza Kalneris, Its Arayuner, Matutzonery, Volons, Zgali Metzama, Mank Ashkhatumk. Yevidence, Yevas Mekan come test nele, Idanz Lassele, Eden's Aracharkutun Boroknede, Hans Terum Fixel, Narita. Yekorta Mesamal Naev Vacharki Hana Ravolutunatu Nexpon Menk Karvan Menk Terum Kidarel Mayhomi Hana Ravolutunere, online Varkavan Hana Ravolutunere, uhsunal vochmi tagavarum, al naev tagavaris doors, al tagavar nedum. Duke bolor mekarza patoh and karituneri mod katestamili come Mayomi Shapikov Martkan of Kelvur, Nun Yarandov promotenanum merch karut sapato neri projekt nere. Yer for menkosomenk for uhjahortiko kinenkosomenk wash merk karu sapato kinenk uhajar knkida kanasnum, yev yedor na volitunav or menk uh event in verabenkores iradsu, yevoshaki brandin componentel ka menk linen kainter water war Hamanke hawakfatza yev mer masnak, nayev imijain, yev manatzat, hartsen and lawle umra pandelu maso. Uh, mm uhat Fatza was yete ka mahum, inchi kutsel pank petka promotanank or Martikuhaki Avali shut uh made mahume yev gutsele exponerin m Icelel sunchka tarbeda by mete tarberakhi, mak sium and clinel mark ans head, uhik shopfel, urik uhusum nasidel, yef naef metz na voltsuna mesammar, et uh yerasung sanyerasun hasar eitzelunary, usum nasidel, eden'varka gitsa, eden's uh customer journey labsel hetaga process n product nan availimo shokayin. Yf personal to satovel or hen set pasel can exp jamanak, mej hatuk uh uh gords and kennel karas nasat of kerusum nasidin hetazu. Yes ansatz me hantima jamanaiken shit, yeah kutimovengashata front yev back of his anti medo, uh yeah usun nashakum medarachakner or psi mer hajor tart and norara rutsuna kam barelavum uri uh bahi hacha hortitzanko suneritz yev heshtasni hacha horty for sarutsuna tetwein te offline tarberak name.

SPEAKER_00 30:41

Um inakon twain g or tikni scappe shot and pochel me boller gankemakansovakang in sarain, hartsarum te business um omeng uh hencep Amelia bankewina cobel test ming ich kan shot twain twainek du kevinch kan baoze gnatele tvain dash to mein my homey arten here kozak saning tvagani d your kosek samvets arten tvagani dritam, et kan amulti kerumlinele, uh itakanum Ibanny hetebank neverdukali vahut takes, kaselha taki gorzaan elevertev, twumet fine product nene orum lusash karengalis, butinani uhze uh terivat uh etamaninchi him, uhzumi heart snel hypotekain, marto hypotekain jana padam. Inch pesa pochwell, tvain gorti knedi arachats arachas mampara gayum, a araj inchbesser hima inch pesinch kanja mikich hoseting ket masin, bet kuza naweli mana masnek offline gortika orit sutan desne pastwain as offline gorti kitavat artinkov, duze tvain uhti klenek naeb lava arkum wamentari weli uuj tart num uhtio mgam mior vo twain gortik neri aresta kambana kanitany ba il nishnorhiv, uht jana parek notari pahnemaskaskatum but anbohcht jana parakar natvine skniskapes banky head phizika kan shukman elvoch mior m chik a mart karik chunakambu tartani ekelai tore shampatki ratom vo Irok uh mia metname my home, un t Hanapes bank chugum make notar yes processing uh inch pisinas bah his kapes martha matab my to bank and tana peshi galis teddergalis semikich es masinuzumem Avalimo tickets partman, Hartek Pajanan Kerkumasi, make a technologia can avoritsunen, Bori Paragam, Hastat Kaohem Nashel, Braya Mart, Mut Korzel Mayhum, and Telbenakaran, Stanalvar, Gebgal Mian Notar Pymanagre Ken Kello.

SPEAKER_02 32:39

Etan Tasmus Shot Hamarotankas Vatinka Stanma Paymanagre or in Akner, Usum Nasiruma, Hastatuma, uh Idenharm Varit and Tadra Pes Ga Zankat Saste Voshmi Communicatia Chunek Martuk Tetat. Tetate Communicatia Chunekoch. Inke Nara Vultsununise, confirm uh Hastatelu e Jam, notariat's Lucianora, Payman Agreera, Payman Nere, Yevale, Yevale. Yes Karsman ekele Jamma Nakahat Vatza Yekrot Mas Nella Dartam da emotional mas, na, Irakanum harum tam merusuna sirizunelin, shetsi Martik, Hamarumsa Ida Dartutun Yev, Arajum Karik Unen, Hoseluk, Knarkelu Martin said, Ta'antanikantam na banki, Ashkata Kisnashash, Guiki Gorza Kam. Technologia can armov naravora, emotional armov, shot elader karikunen kan narkumeri. War na meld na patak. Mel napatak na vermenk mahumum stechsenk MPC portsaruzum, vora hajcha hortin tulketa z gali then in spez offline michava rum asiken canarkumner, hoortnere val. Aveli tax kidakit aveli Tramadro Yev Aveli Okno, Vorpsi do Unana Sajakot Nena and Port Sarutsuna Vora Kunenar Tarbel Martanset Tarbel Michawa Hoselis Ev canal Giles. Sa Merch himnakan napataknelit mechna. Inchwerabeluma Arestakambana Counsun Yev Mnatzatz Jamanaka kiss courtzik Nelikidarmana Apa Imkartsko Vitora Arten Isore Shad Process Nerum Nedirvatsen Automat Lutzum Ner, Vorush Product Process Num Nedravatzen Naiv Aresta Kambana Countsan Component Nair, Yevichkan Ashkara Zagana, Menkel Hedgemanalweta in Chisme Lutzum Ner Linjamanaka kits, uh Norhanaravolutumer Stechtso, ye Vorosh depirum naiv Batsarik. Yes, uh Octagorsel Nayev Neshellu Hamar Vur Menkens shut Hangis Kosumenk for Ingrop Martic Mutnum and Tunengenum Yeval and Yeval, Mesamar Sadarcilla Shut Sovera Kan.

SPEAKER_00 35:33

Shopping shopping Havasar Bananks. Bava Kanin operative in Aragen et Protest Neri Mastovit Bureaucratakan Shocker, Media Krum Chenk Testum U Instum Mesan Mek Pokoshukai phenomene, make pokershukan vodk border nayum, pak n kitchen revolutionary, pachenknayum or pokrotian hashvin, inchkan aragenk mexarganum u mezanum Unaev Durs Nayum, Vret Meng Miyasin, Hamataruje Vansa Stadi Amburch Med Artet Griha U Shukai Hamar, Nekat Sankaracharkovet Amorch Armuknat, Unaf Piti Artrat Shenkwort, Nahurtalva Septemberitun Expon, Hetebank Ne, Et Tun Expoyi Hajor Tsuna, Nun Tarva, Hunisi Mer Moskwaito Nexpoe, Evrezonance, Moskvaitun Expo, Yevurm Mosk Rusastanit, Et Kanshat, Hai Icelunet Sankarte Septemberitun Expoin. US Ashankur Mekama Taganum Mek Chigunum Chikorum, Chpeswan Energia Pohaket Pum Nibanis Musi, Nunes Ashanknet Chikorum, Kutakaying Comulative Effektov, Ming Amen Tari Aveli med Lava Archingun, Yduk Zezeg Gerazansum, Miknai Zeset Mercelo, Meng Recordon Nengerazansum, Boller Karzapato nele Sengerezansum, um Eshukayum hypotechneli ashikarzapatman, make mishekato menkwoste Murtzak Sumek duk eidar head or in a bank banket. I'll avali to cartzapato karzapato, I'll make someek for fate, amen make it product no rachashati unique I think could say miban or in Zamerian Harmar Chili Urich Bank inch for the component of Nini Harmar, Kam Hagaraga, O Barte Mercele Ida, Shot Tarbit Lutzum Negduk Talis. U caniver haste Osum Imanante Amerian, Yep Hans Du Volpesmas Nagate, Yego Hink Tarin Hammar, Inch Tarender Stesnom, An Shashwiki, Finance Saverman Bolortum, Instorg TikTok, Inch Peska Pohfi, Inchkanavel Jukung Darna, Kamutse Hakara Fetef, Himashata Tarakarta Chino Bor. Concrete Haika can shukwiki Hayastanum. Uh come Amainch Batalinelo, Rogitos Ngalo Bollory F Trakilya, China Czech test no meet besalier, kam Hakara Kamha testumeshot meds boonzahkum marzeri, marzerum naidrum neli marzain shinaruan make testumk inch meds branded and galis, hayastan naev real estate karabarich brander oh naivkais hoshadrutian Ashadi Hammer, Hashwarnum Naibo Technologia Kan Mitknevezmot Gnalova mentaria visarganum inch kan shot naidrumain, nahagset handsima active pulument, inch the render and km test no banky testin and saberman vol or to mashaj wiki.

SPEAKER_02 40:39

I think uh snalchar vacharella, uh massina, talnelaraj, uh instance uh heure that zer, hosume talbes shukaneri, ashajguikeri, uhterum hita rary valen, yev patirasek is tasking santalvan taskumishkanazarga sell shukan yev anaravoruts and darcel or mimichavarum hunty percent had product neri project Nerif Terum nav Karwanas and Tsunat Kataras. So go volora go linen uh it's uh masavorin samar fixed sida, meshukai pokerlinelna, but muscomis meshai metzlinelna. Bytes concrete hosmek hypotechneries, yefosmek anshark wiki massing, yevnaevana dartsen kanumbo unenk mets pure, kiev emotional bagadrichka mers hypotechneri, evansharj wiki head kafats, a paporanang or meshukanchi samana pak woman markansov of Kevor, Aprumen Hyastanum. Hyastan is durs mespurka activa is masov, genalov, elaveli activanum, yev menkel, genalov, elaveli norsum nerengtalis, mer dursum benakvo, hyden akisnerin. Octavolovaritiskuzena in a shell vour spurkiamarunkagitzer productner, yevice tunek spoil ampamanite mass in hosel, kiev kuzenam uwaki kar chasel or Horduras Pohancel Met Haidenakisnerin Vor, Amelia Banka, Uni Hinara Vorusun, Dirsi Ye Kamutneri Himam Velakam Arancia Kamutneri, Varka Vorel, Varpsi Duktun, Banakaran, Zerkbedek, Hyastanum, Unenak Zer Ankun, Hyastanum. Sonsorfixanki, uh Zelasana Shotmetza, Yev Kusanay, Vor S Messenger, Pohansper Met Hyden Akisnerin. Uh Mikistoma Chapazans. Between Samalkalia and Tunelia, Unaevkail Bazmati Verhart Zaray Tzu Nerunek orong for an avolutun and talis markans, banking anel, uh Hyastani Zdurs, Sakan, Haikakan, Financakan, uh Khoshagun Karosi, Amelia Head Um Kanhate Sum Irakana Snellum Masov, uh Irakanum Mikichash Nora Kalgorza, the man uh harsh research kanhate sum the anel, kanhatesum, mknaiv, or dura iranzi and tarkum, as dakaphohansum and markans of care, uzumemplanavorelens uh he can butskalia fix well statistic to be alnerhimavera, or has touched nora kalgorza, talintarva Inche Talisamken Bani Vulkanhates for Yete Artaro Cira Vichner Chelinen Pitivor Ameninch Drama Banoren Naev Shawna Kivi Achel Popochakaner Shotengerevolum Kargan Azdel, Masaverapes, Macrotun Tesakan, Ida Vichakna Azdum Karusa Patman, Nerkin Nerkin Karakakan, Ida Darzusunen and Asdum Mas Navarapes Ashaj Gukivra, Bit's Kirkin Yetemenk Nyank, Nachhortiv Mesh, Djvar Jamanaka, Twas Nervon, Saboxerti, Virgin Taleni Shot and Kunatzelman Jamanaka, Jamanak. MS4 Ice Py dutzem, Vore in Show Azuk Chem test number, Voloris Dun Shet P anhajutzam. Parkason naevchin Vorish Jamanaka Hatvatz, naev Artarots, Kawakakan kam Paterazma kam iradarchenkunetzel, Amen Miniman Batasakana Azatsun, Maj Concrete Business Yvila Shot Matz Azuna Unenum, incheshat normal ashat Banakana Husank for Amenish Aveli Love Kalini Yev Vojna Ansh Guiatka's business Nanel, Achkun Hajjor Tink Tarin Taskun, Batsarutzun Tokchlini naev Shinaratsuna Karutsa Patuma, Yev, Naev Ansharch Guiki, Finan Savan hypothetic.

SPEAKER_00 48:14

Don't expoin L M S Sharkimajdenum, Kartis mimets uh main king, bore pitida pahi vote, amen inch lovlini, but amen makes gorta kakwat and mucy hajognit, yef uh on papel of made shot at kiri Irakanum Darlik Tech Unetaruitsa Uzumam, his nartkans were Martik Sayot, Ksanut Ksani Nin, Mikaniorans, Ton Expo Nukabati Dernel Art and Veser or Tankamia Banco Nunpes, Nerecano Meto Nexpoin, uh, Kozam Shotkarch, Martkans, uh, Tank Orzne te inch uh gucarachark kam him a good sechana concrete aracharknera, but inch spasena media bankita gabarum, inchelen, inch pes inch patraspatuam paitelen, uhes patrasen tanarapes to nextpo ya media bankita.

SPEAKER_02 49:00

Shot love, uh mediacharkneda patras ten uh shotzenkona patrasel patras feld tunexpoin, yev uh pastatzi elecchor soritavolutsun kanipelu, hence meridianum, yev, ordorum mesh Lesaranim or Anpayman Aiselen Tun Expo, Sanotanan incha Rasarakterium Nenum Ashashguki Shukaiumish Nachagerkan Inchetakin Norutunerkan Ampayman Aiselec Mertawar Vorovatev Mank Shotmetopsuner Kiragan Asselmer Process Nerum Yev Product Nerum, Handesengalo Hatuk Arachak Nerov, Handesengalo Aracharknerov, Voron Sov, Nachkinum Handeschenke Keljev, Naev Hertakan, Hana Ravorutzuna, Idaret Chopelu, Zelbol Hartri, Patashaner Mek Kartakum Stanalu, Yev, Hana Ravorzaan Yevala Jan Depkum, Naev Finanza Vorum Terum, Kazma Kepelu Hamar. Aitzelek M Patras Tatucian Vorat Zeza Harmar, Vorovetev, Menken Terengk, Horpsi, uh Snegzer Patras Atusana Astichana, Avelas Ngzer Terekaz Patusian Makardaka, Yev, Oktakalin Ngze Kyanki, Karavara Gwyn, Voro Shum, Met Irakana Snelu Chana Palin, and Pesfor Spasmang Volorin, Zianajan, Naev Shaturach Zez and Kertakanankam, Zer Mestimin Tesnelu, Zer Dirakan Michavare Yevasmecankam Michawa Irin Masnakisinelu, Yevnaev Mel Gorzan Kenin, Yevnaz Havatsovnerin, Tesnelu, Hoselu, Yev Shatzinkom Matzak Sunchika, Besnaev Mertzakzelu.

SPEAKER_00 50:35

Ya kedakarum Amena Specivare Bali Katorne, Verbollerus, Orba Verschwom Amenepkumem Matum, Karcin Knere Balin, o Sporttain Heta Kruitsinam Boleris, Yeragna Image, Shnoka M Shadruitsi, Amaru Meshpe Samentim, Shot Medzbok Evolutiona Park America Banki Nerka Sunnyba Ajaxinov or of Pati Mehtakan Masnakitza or Linelutsu Tavaro and Alut Shotnaev, Pariohokebanakan, U imijain Ajaxinekdukmetsu naiv shot metzkowazdain ashabnerovek Mianu Tun expoin in Cheiracanum Melmech Asats or Mesamar Amena Karavor Never Yef Mianu and Mel Metzkovas Dain Ashabina Melgorzonke Neve Boleris Art Tunknegatkumen Yev Basma Patwoman, Bare Kamner Fixek orere Martik San Yot, Xan Ut, Xan Inn Martiverchmeng Batsumek Ansharch Wiki, I Starvashukan, Talisengbolor Tren Dere, Tsank Talisida Kampatkere, Samia Kartak never takdukai cele of Testumek Te Inchpisi Karakneru Mkmenkvara Aprelu, Testumek Varva Yerevana, Yevnatzas Karaknere, Karanumek Teonzano Tanal Naev Artegri Shad Gwikeri Ev Nayba Mere Bankish Norris Tanalha Patashan Karkawarum Nelefina Sakan Naev Arter Krumzrumer Neluhaya Stanon Zer Nedrum Ayo I Stari Mengureng Nedrumin Aite Andrzevanotinumanha Karka Hossa Kaniber Mek Testumk te Inchkan Shot Ait Telunyev Inchkan Shot and En Marti Korong Gunumeni Rensi Glorkiro Gwikam Hands Awardes Passive Ne Nedrog Miyano Tarbech Nakadzernutsunedi Istai Naev Hoyfond Nelkayatfasine Lua Hayastani Hampatasan Karusenyetashatumek and Pesor I starvatunek Pombaba Kanin Hagetz, Menkowa Kisovengel Shot Gluchovele Simastov, Kagat Kate Snake Made Ron Mut Knazate, Apaim Yekam Vokchantikovich Pesaraman Shesa, Borochumevoran Tanyok Handaska Pes Kanan said, Kayat Snake Boloitos Pasel Yang is dukti to make tung cast, bolo to next points podcast, moron made YouTube Ali team, bajan test zanga kaboffial china tele kanal meinor episode, mate Instagram, boloit fast uh.