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Divorce with Carolyn
Divorce with Carolyn is real talk for women about the hard parts of divorce and the beautiful life waiting on the other side. I've been through two divorces, spent years coaching women inside Women's Divorce Academy, and I'm here to be the divorce bestie you didn't know you needed — straight with you, cheering you on, and always bringing you back to what matters.
Divorce with Carolyn
Divorce and Money: How to Feel Calm, Clear and in Control Again
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Separation changes many things. Money is usually one of the biggest.
For many women, money is the part of divorce that feels the most frightening.
In this episode, Carolyn Tate is joined by money coach Naomi Holmes (Her Money Matters) to talk about divorce finances, budgeting after separation, and rebuilding financial confidence when everything feels uncertain.
If you’re newly separated and worried about money — unsure what’s coming in, what’s going out, or how you’ll manage on one income — this conversation offers practical, steady guidance.
We cover:
• Why women are often left out of financial decisions during marriage
• The avoidance spiral (yes, the unopened envelopes)
• The first two numbers to focus on after separation
• Simple budgeting tools for life after divorce
• Talking to your bank and negotiating payment plans
• Building an emergency fund on a single income
• Superannuation in divorce settlements — and why it matters long term
Naomi shares her practical “bucket system” for managing cash flow, how to move from fear to clarity, and why understanding your money gives you back a sense of control.
This is a grounded conversation about money after divorce — clear, realistic and free of shame.
If divorce has shaken your financial footing, this episode will help you take the next small step with more confidence.
Links and Resources
Her Money Matters — Naomi Holmes
https://hermonymatters.com.au
MoneySmart Budgeting Tool (Australian Government)
https://moneysmart.gov.au
Women’s Divorce Academy
https://womensdivorceacademy.com
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