The Responsible Resident
The Responsible Resident Podcast is a short-form educational series designed for medical students, residents, and fellows who want clarity around financial decisions during training, without pressure, sales, or noise.
Hosted by Amber Stitt, co-owner of MD Disability Quotes and a 15-year specialist in physician income protection, this podcast focuses on what truly matters during medical training: timing, underwriting, and protecting future earning power.
Most residents believe financial decisions can simply be handled later. What this series explains, calmly and clearly, is that some decisions are influenced by health history and timing. Flexibility exists during training, but it does not last forever.
You don’t need to take action immediately. The goal is competence first, so when decisions matter, you’re prepared.
If you’re in training and want to understand your options before they narrow, this podcast is for you.
The Responsible Resident
The Responsible Resident Podcast Trailer
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The Responsible Resident is a practical, education-first podcast designed to help physicians make clear, confident financial decisions, without needing a finance background.
In this introductory episode, Amber Stitt shares the personal and professional experiences that led her to create this series, along with a simple blueprint to think through your career, money, and risk.
Physician financial planning, disability insurance for doctors, and income protection explained, without complexity.
This podcast series is a practical guide for medical students, residents, and physicians to make smarter financial decisions early in their careers.
Because doing nothing is still a decision.
📻 Thank you for tuning in to The Responsible Resident!
To Download the FREE Medical Professionals Blueprint:
If you would like a free quote, please contact us at:
mddisabilityquotes.com/responsible-resident
Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.
As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.
🔗 Connect with host, Amber Stitt, on Social Media:
📲 Be sure to visit the Stitt Strategies website:
🎬 And remember, let's take action today!!!
Amber Stitt [00:00:00]:
Welcome to the Responsible Resident. I'm Amber Stitt. This podcast takes a common sense approach to financial decisions for physicians, breaking down complex topics into something clear, practical and usable. Because you shouldn't have to have a finance degree to build financial freedom. I'm a disability insurance specialist and co-owner of MD Disability Quotes. Collectively, over four decades, my team and I have worked with physicians to help you understand and protect your your most valuable asset, your ability to earn an income. There are two reasons I've wanted to create this podcast for a long time. The first is personal.
Amber Stitt [00:00:36]:
I experienced loss at a young age when my younger brother Ben passed away in an accident. It shaped how I see the world. It gave me an early awareness that life can change quickly and that clarity matters when things feel uncertain. Over time, that became a desire to help people feel more prepared and less overwhelmed when you're making important decisions. And when I started working with physicians, I saw something very clearly. You are some of the most highly trained professionals and yet often the most overloaded with information. You're balancing patient care, long hours, and constant decision making while also being expected to navigate financial systems that were never clearly explained to you. I'd like to take a second to tell you about a free Medical Professionals Blueprint that I created with you in mind.
Amber Stitt [00:01:23]:
At some point in your career, you realize it's not just about making more money, it's about making decisions that actually support your life. That's exactly why I created the Pathways Perspective for Physicians. It's a simple, non-technical framework to help you think through your career, your money, your risk, and how everything connects as your life evolves. You shouldn't have to have a finance degree to build financial freedom. You don't need to have everything figured out, you just need a place to start. You can download the free Medical Professionals Blueprint at: StittStrategies.com/Blueprint. The second reason is my industry. After more than 15 years in this space, I've seen that many financial systems are still very traditional. Advice is often standardized, based on software, or general assumptions rather than tailored to you.
Amber Stitt [00:02:17]:
And while there are many great professionals, it can be difficult to know how to evaluate recommendations, or even what questions to ask. You shouldn't have to rely on default recommendations when it comes to something as important as your income. This podcast is designed to give you a simple, structured way to think about your financial life as a physician. Based on my experience working with thousands of physician clients, collaborating with strategic partners, and studying what successful professionals have done over decades. Not from a technical standpoint, but from a practical common sense perspective, so that you can make decisions based on education and intention, not by confusion or default choices. Each episode is short, practical, and designed to help you take action because doing nothing is still a decision and often the most expensive one later. At a high level, this comes down to one word: "Freedom." If you can stop working tomorrow and live on what you already have, you may not need disability insurance and the other tools you will hear about within these episodes.
Amber Stitt [00:03:17]:
But if your life depends on your ability to earn an income, then protecting that income matters. In the next episode, we'll start with the foundation: "What disability insurance actually is and why it matters for your career." Thanks for being here and welcome to The Responsible Resident. If this episode helped you think a little more clearly about your next step, that's the goal. You don't need to have everything figured out, but you do need to take ownership and take a meaningful step forward today. Thanks for listening to The Responsible Resident.