The Carolina Contractor Show
The Carolina Contractor Show
It's Hurricane Season...What You Need to Know!
When a storm hits, being prepared makes all the difference. We break down the essential steps you need to take before filing an insurance claim, including the debate between calling your insurance company's 1-800 number versus your local agent. Learn how to inspect your home for damage, whether it's the roof, attic, or even your electronic devices, and understand the nuances of replacement cost coverage (RCV) versus actual cash value (ACV) policies. We'll also guide you through the documentation process, the importance of temporary repairs, and the dangers of hiring uninsured contractors. Tune in to arm yourself with the crucial tips and insights that will help you navigate the complexities of insurance claims post-disaster, ensuring your home and sanity are well-protected.
Welcome to the Carolina Contractor Show with your host, General Contractor Donnie Blanchard. I am not a lemming of social media. That you might be, Donnie.
Speaker 2:You're less than a year into social media and you post like 10 times what I do, which makes me feel bad because I'm like geez, like this dude. I need to put you in charge of the TCC page.
Speaker 1:Maybe we'll do that sometime. I'll do it while I'm at work and get double pay, they won't know. Oh well, that's yeah. Exactly that's going to go out on the air now. Hey, uh, donnie, got a quick question for you.
Speaker 1:Have you ever seen an elevator shaft get demoed? Not in recent memory. Across from where I work in Wilson at Home Builder Supply was an old White's Tire Factory. It had been defunct for a couple, three decades and they demoed it. But they left for last the five-story elevator shaft industrial elevator shaft, mind you, not something for pedestrian folk like you and I and they brought it down by running cabling through it and last Friday they pulled it down and it was something to watch, and I was. I've got it up on my IG site. You can find it at world's most famous DJ. Again, that's on Instagram. You can see the video and some of the stuff leading up to it. I've been kind of I guess you could say I was doing a diary of the demo of this building. It was actually really cool and amazing how many people would contact me through that. Yeah, but it's stuff that we'll have to get out upon the Carolina Contractor Show IG.
Speaker 2:It's amazing how many people think demolition is so satisfying. You know, little kids like slime and things that that make funny noises for videos. But I think you know grown men, uh, just seeing something torn down, really, really, uh, it's just something to see, because you know there was a strategy behind that. Obviously they knew what they were doing and they left the elevator shaft until the last piece of the puzzle. So, um, I just get off on that stuff and I think it's really cool.
Speaker 1:Another thing that was kind of neat was uh, somebody gathered up two pallets worth of the brick, because the building is probably 50, 60, I don't know 70 years old and they don't make that brick anymore. And if you have a historical house where you just want the brick, whoever was in charge of demo and the property said, okay, you can do it, and they did it all by hand, but they made themselves a couple cubes, and I don't know the exact size of it either, though, but you know I was thinking about what you just said about your Instagram handle as world's most famous DJ, and you know I know that reflects a past life because you had 30 years in radio and you were amazing at that.
Speaker 2:But now have you ever thought about changing that to the building supply guy or something related to home builder supply?
Speaker 1:No, I'm going to stick with this because it's funny. I still do some radio stuff, but I'm keeping the title because no one else can take that title from me. Yep, all right. So again, I love starting the show this way. Donnie, we're just talking about something that's happening, whether it's where I work or you work, and it's always based on construction or building or deconstruction. And I did tell Donnie earlier in the show. I put up a hashtag of deconstruction and I got a lot of people trying to find information about leaving the Christian faith. They call that deconstruction. I was like no, I meant deconstructing a building, but I went on a journey and turned them back around and got them on the right path. But anyway, what the show is actually about on the Carolina Contractor Show is cool stuff like buildings being demoed. You build houses. Donnie is a general contractor. We talk about DIY projects and today we're going to get into hurricanes and insurance and that doesn't sound very sexy, but we're going to put some lipstick on it and make it very interesting. Also got links to the YouTube site. All these shows are now being put up on YouTube. Ask the contractor. If you have a question for Donnie Blanchard, you can do it right there. And again, let's give the details of why we believe we have the authority to talk about these subjects. I work at Home Builders Supply in Wilson and Greenville. We're a building supplier, mainly to contractors. Donnie over here is a general contractor, owner of Blanchard Building Company, also owner of Sure Top Roofing, and he buys, supplies and builds things, and someday we're going to progress over to tearing things down and blowing them up, and pulling them down with cables too. That would be a cool gig.
Speaker 1:Coming up this weekend is going to be the beginning of hurricane season and this is the time that you need to get ready for hurricanes, and we all know that there's a lot of things you can prep for. But probably the most important thing you need to be ready for is the insurance maze that you have to navigate after hurricane. Chances are, where we live in North Carolina, we're going to get affected by a storm. It's might be a tropical storm, could be a hurricane, could be a couple, and there's plenty of places you can go online and find things you need to do before a hurricane hits, and those are important things, and we'll hit a couple of those. But the thing people don't think about until it's maybe too late or after the fact is insurance Do you have enough insurance?
Speaker 1:Do you have the right insurance? Do you have flood insurance? How do you file and get repairs done as quickly as possible? Insurance how do you file and get repairs done as quickly as possible? There's even a few things you can do before and after a storm that kind of proverbially will move you towards the front of the line, so to speak. So let's go ahead and kick this off, because you have a lot of history with insurance and claims, donnie. What is the first thing people need to do to be ready for a hurricane?
Speaker 2:Well, assuming that we have a landfalling hurricane that's going to make it this far inland we're about the middle third of the state and I know you're a little closer to the coast. We have a lot of people that listen to us on the coast. So when that thing makes landfall, you've got a couple of days to do your thing and document a few things, secure a few things. And the first piece of advice that I give folks is take pictures of all four elevations of your house. I do that whether there's a hurricane or a re-roof situation. You know, take pictures of your house. You don't really pay attention to it until something's wrong. So basically having those time and date stamp pictures are invaluable. If you're the person who gets a tree through their house or a tree on their house, heaven forbid. But that does happen. And having those time and date stamp pictures of all four elevations is just a quick reference and it basically proves to the insurance company that your house was in one condition prior to the hurricane and they can obviously see it's in worst condition after. The rule of thumb in insurance is they put you back where you were before the storm, no more, no less. When I went to adjuster school back in oh gosh, 2005. Maybe that was the first thing that they taught us. And, uh, the second thing was what I mentioned last week in the show, that when you have your own insurance policy, always take a higher deductible because the likelihood of you having a claim is pretty low and paying that higher deductible is going to reduce the cost of premiums. But rule number one was put the put the insured back where they were before the time of the loss. So, um, the insured back where they were before the time of the loss. So if I had to say a close number two, it would be have a relationship with a general contractor or a roofer, because the majority of the damage that happens after a landfalling hurricane is to your roof and shingles seem to be a vulnerable point. Three tab shingles, even more so than architectural shingles, because they have three independent tabs and wind damage is very likely in the hurricane situation with three tabs. But being on somebody's books and saying, hey, if something happens tomorrow, can you just put me on a list to do a TARP and we take appointments in advance that way, and if you don't, that's great for everybody and you call us and say, hey, just take us off the schedule because we're pretty much going to have about 50 other people that need us yesterday.
Speaker 2:You know there's a lot of resources that you can lean on when it comes to a storm prep situation, but a few things as far as fortifying your house are probably what's most important. They actually have a thing at the coast called a fortified roof and it's a certification that you get and there's an independent fortified roof inspector and you have to install it a certain way. It turns out. The way we install a roof just for the 50-year non-prorated warranty is similar to the fortified situation. Install a roof just for the 50-year non-prorated warranty is similar to the fortified situation. There's a few other things like stainless steel nails, things that are more important at the coast rather than inland.
Speaker 2:But it's a good question to ask your insurance company hey, if I get a fortified, certified roof installed, can I save money on my premiums?
Speaker 2:I know the answer is yes at the coast and maybe five, 10 miles inland, but I'm not sure about the middle third of the state. But definitely a worthy question to ask because on my end, from the roof replacement standpoint, it's not thousands, it's just a few hundred more dollars. But speaking of fortification, strengthening your door and windows and making sure everything that's locked, you know, keeping your garage door closed, because in a wind event the garage taken on on hurricane force winds, is a really big deal. Reinforcing your roof, I would say would, and you know, a roof inspection takes care of that, because we cover all points of what could be vulnerable during that. And the reason all this is a big deal is that some of these hurricanes, they may give you a 10-day warning, but some of these hurricanes they show up on a radar and they're making landfall, you know, two days later, and that gives us just a tiny amount of time to prepare, get all of our ducks in a row and figure out what happens if we do in fact have an insurance claim.
Speaker 1:You what happens if we do in fact have an insurance claim. You know that's a good point because we'll watch hurricanes form out, come off the coast of Africa, and we'll watch them, and then we just become disinterested once they maybe indicated they're not going to affect us, but then once in a while one of them pops up off coast. South Carolina, you've got like 36 hours. I'm assuming it's not going to be practical to ask your, your roofer on call to come fortify your house or give you a check on it. You know, a day before something's going to hit.
Speaker 2:Yeah, exactly, and you know, having adequate time is a real thing and it's not likely. It only happens a couple of times in every decade where we really have to, you know, respond really quickly or something comes up the gut and it's still a category two or three when it gets to us.
Speaker 1:But preparation is everything and you don't want to be that person that's caught sitting on your hands if something does hit you and again, we're not trying to make this a big commercial, but one of the things you can do is just visit suretoproofingcom or give Sure Top Roofing a call, because you guys you mentioned can do estimates and inspections. Let somebody know, hey, you might want to take care of this. Or you might be able to say, man, you're tip top shape and that, right there, is kind of a priceless thing because you can sleep well at night. Not to rush this, donnie, but I want to shift gears a bit and talk about what homeowners should do immediately after a storm passes, because the main topic of the show is insurance claims. So let's dive into that. I mean, is making that claim the first thing you do, or close to it?
Speaker 2:Yeah, because everybody in your zip code is going to be doing the same thing. So getting in line is first priority. Most insurance companies have a 1-800 line that you can call to file the claim. A lot of people are old school and they want to go through the insurance agent and that's fine because that's making that insurance agent do his job. But at the same time I think you get better results by going through the 1-800 number. But a lot of people don't even know that 1-800 number until after the storm hits, until after the storm hits.
Speaker 2:So I would say go ahead and research your insurance company's hotline for filing a claim and it's usually right there on their website. And this sounds bad, but a lot of people don't even know who their homeowner's insurance is through until an accident happens. And then they have to call the agent, wait for him to call them back, research policy numbers and get their ducks in a row that way. So by that time you've lost what? Three days in the process and the name of the game, especially if you have damage that's going to affect your quality of life. The name of the game is getting in line and being the first in line, because everything from the adjuster coming to see you, to the flow of the money, to the contractor getting the money in hand to do the repairs all that's dependent on your first reaction. So what?
Speaker 1:are some of the things you need to check on before you call your insurance company to determine hey, I need to call them, I've got damage. What are we looking for?
Speaker 2:Okay. So the main thing, like I said, do a visual inspection on the exterior and, of course, you start with the roof and it. Usually having a roof inspection prior to the storm is your best bet, because you know what the vulnerable points might be. So, that being said, people don't they take for granted, until they see water coming into your heated or cooled living space, they don't worry about the attic. But the attic, you know, often is a telltale. If you have blown in or bat insulation overhead and you have a leak, a lot of times that insulation is going to absorb the water or the moisture and it's going to go away. If you're, you got to think.
Speaker 2:Hurricanes always happen in the summertime, so, uh, it's always going to be hotter and that attic is going to be what? Another 50 degrees warmer than the ambient temperature on your interior. So if you do have a slow leak or something, that water could evaporate before it ever makes its presence known on the inside, on your ceiling. So lots of factors to consider. When it's as easy as dropping your pool downstairs and taking a quick look around with a flashlight. Something we see often in the roofing world is people can see daylight. If it's a dark attic. Look around anywhere where light penetration may be happening, and light penetration doesn't necessarily mean a leak. We could have something at the collar of a boot. So it's up off of the roof a few inches, but you still have an issue and a potential leak place that could be addressed before it does any damage to the inside.
Speaker 2:As funny as it sounds. Look in your crawl space, because these hurricanes they produce so much moisture. The runoff from the hurricanes could introduce excessive moisture into your crawl space and you just don't know it until you've got an issue with mold or something to the likes. And really the only other thing is if you have a power outage, of course you want to check everything to make sure that all your electronic devices work after the power comes back on, because we see surge happen all the time and of course it'll knock out a couple of TVs, and all that counts under coverage C, which is contents coverage on insurance policy. So it's just good to do a one or two day one over. Check out everything in your house inside and out, everything from what keeps it watertight to all your electronic components.
Speaker 1:And a lot of people don't understand water tables. You could add positive drainage from your house. You could go outside in a rainstorm and see that the water comes off gutters or down pipes and everything moves away from the house. But when that ground gets super saturated, which hurricanes and tropical storms tend to do, you can literally have water come up from under your house and fill up into your crawl space or basement and you might not even know it, especially if crawl space, because we tend not to go into those very often You've got a couple inches of water just sitting there and then it drains back down over a few days and you're never aware that got a water issue and, as you said, that's where mold and stuff can also pop up. So just be aware of taking a peek under the crawl space. Let's get down to brass tacks. By the way, do you know where brass tacks came from? That phrase? I do not. Is it T-A-C-S?
Speaker 2:or T-A-X.
Speaker 1:T-A-C-K-S. Well, it could have been T-A-C-K-S. That's how I found it. I looked it up. It's Cockney English. It means bare facts. So you're hearing them say and somebody probably thought it said brass tacks. So that's what it means Brass tacks, bare facts you file. How do you know if the damage is worth more than your deductible or if it's worth filing at all? Is there a way you can take a quick peek and say this ain't going to be but $800 to fix versus $10,000 if you've got a tree going across your house and your rafters are broken? But what about?
Speaker 2:those borderlines. Yeah well, everybody wants to know about a roof claim and what justifies a roof claim. A lot of times I have homeowners call me and they say hey, I have a leak inside. Can I file this on my insurance? And I'm thinking probably not, because a single leak is usually an indicator that you have a bad pipe boot or some bad flashing and neither one of those are going to qualify you for a full roof replacement.
Speaker 2:What does qualify you for a full roof replacement are wind damage and hail damage, and of course, in a hurricane, I don't know I think hail damage is more related to a tornado situation, but I don't know that I've ever heard that hail damage is incorporated with hurricane.
Speaker 2:So wind damage is going to be your only option. And if you have shingles missing or flip back they call those creased shingles you have those on, say, the front of the house but not the back there's a chance that the insurance company would only pay for half of your roof. So I tell people pretty black and white when you've got missing shingles on both sides of your roof. So if you've got front slope and rear slope damage, then the likelihood of them replacing your entire roof is pretty darn good. It's a toss up. If it's only half, either front or back, then it really depends on the insurance company and it's hard to say how they'll make that call. If it's just a small leak or a couple of shingles missing, then normally that falls into a minimum repair situation, which that ranges between $500 and $1,000. And usually that falls under what is a standard deduct day.
Speaker 1:So in that case, you just call your local roofer or somebody to come in and make that repair if you can't do it yourself.
Speaker 1:We'll get a little bit later. Show on. We talked about last week reducing your mortgage payment with your insurance, but there's also something how it affects your insurance if you have a new roof on your house. But let's move to the other end of the spectrum. It's not small damage. Do you have damage that's going to greatly exceed the amount of your deductible? What is filing the claim involved in this case? We've got, let's say, a tree through your roof.
Speaker 2:Okay. So the insurance rule of thumb in that situation is anytime you have more than three trades involved and obviously three a tree falling through your roof is going to be roof framing, boxing, gutters, drywall, paint, insulation, probably flooring. So it's going to hit several different categories and the insurance company. When there are three trades or more involved, they have to pay you to hire a general contractor to oversee that. So normally what that equates to is 10% overhead and 10% profit. So they enter all those values in their software and they have to pay you to fix it. And then they add 10 and 10 for a total of 20% on top of that, and that allows you to hire a general contractor. One other piece of advice I could give is you know, call several tree removal contractors because those guys can be anywhere from 8,000 to 2,000 for the same exact thing and make sure your tree removal contractor is familiar with insurance standards, because the rule is they'll pay whatever it takes to get the tree off of the covered property. Covered property means property that's covered under insurance. It'll pay whatever it takes to get the tree off the house, but they have a $500 limit for removal from premises and I'm not saying that the tree companies know how to finagle those numbers, but they usually know how to work it pretty good where you're not out of pocket insurance company and all my insurance agents out there. Sorry, but that's the truth.
Speaker 2:But in the case of major damage, those pictures I mentioned earlier are going to be key because it's going to show what condition you were in before the actual damage occurred. And there's a couple advantages to having a local agent. The local agent can hold your hand through that. They may be able to recommend certain subcontractors that they have good relationships with. And sometimes you can't wait. Sometimes you have to find a tree man now because you need to live in your house. If that's not the case, of course they can hold your hand through the process of getting you a place to live while your house is under construction. They'll provide things like contents, forms and so side note there it's good to take pictures inside the house. I always preach about the four elevations outside. Take pictures of your closet. No-transcript are they? What's jewelry box cabinet?
Speaker 1:I don't know. If you've got a jewelry cabinet man, you're killing it, You're loaded.
Speaker 2:You don't need insurance. And side note there, since I was involved in insurance, you know there are separate endorsements for things like that that you can add. So if you do have a large jewelry collection, then you probably need to make that known to your insurance agent and they'll give you coverage accordingly. But but yeah, take pictures of the inside of the house. Your contents are not just your clothes, it's your furniture, things in your kitchen, basically just everything that you own on the interior. So yeah, if we've got a category four coming that's going to make landfall, get it done.
Speaker 1:It'll take you 20 minutes to do the outside, the inside of the house and you're covered and it's going to upload it to the cloud and you'll have access to it remotely, no matter where you are, or send those pictures to somebody, yep. So you file the claim. Donnie, we know somebody comes out. Who is the first person and is there a timeframe? I know things can be up in the air depending on the severity of a storm, but on average, what would you say?
Speaker 2:Yeah, so when I was an independent insurance adjuster I had a rule that I had to make contact within the first 24 hours and then usually they'd like for us to go out within 48 hours. But in the event that you have 100 claims dropped on you, then that's just not humanly possible. So normally I tell people realistically if you see the adjuster in the first week, it may take as much as two weeks and it may take as many as two more weeks to get your first payment. And I know that sounds crazy, but you know, if it's a big enough storm, then that's. That's just kind of reality.
Speaker 1:So what are some of the other things you have to look forward to coming, cause I know you're going to have people want to fix stuff.
Speaker 2:Yeah, absolutely Well, the people that want to fix this stuff. If you have a relationship previously, then they may go ahead and jump on your stuff if they know you're good for it. But all these contractors and subcontractors are going to have so much work at the same time that they're going to want to guarantee that they get paid. And I've seen a shift in subcontractors because if anybody's ever gotten burned burned and a lot of people got burned back, what 14 years ago when the market tanked and so a lot of people they'll get halfway done with the job and they want some money up front. And if the insurance company is dragging their feet and I will say in their defense they used to have to issue checks and now they issue payments electronically, so that's cut at least a week off.
Speaker 1:And hey, daisy, she's getting on the radio show If you're not watching this on YouTube. My dog has entered the chat.
Speaker 2:Anyway. But yeah, getting the money in hand is a big deal and I'll elaborate on that a little bit. Normally what they do is they send you about 70% of the total value of the claim and that's after the deductible has been removed. But they don't send you the whole thing because they want to make sure you don't just run with the money. And as long as you have an RCV policy, which means replacement cost coverage, then they owe you that depreciation. So if it's a $10,000 claim and they pay you seven up front, they want you to get the work done and then they'll pay you the $3,000 on the back end. That's how it kind of works and the depreciation is based off of whatever was damaged. Your roof was on its last leg, you had a 30-year roof and you've had it for 28 years and basically they may depreciate that a little heavier than the 70-30 ratio. But most of the time they give you enough to work with because they understand that you need some money upfront to deal with these contractors and get everybody paid.
Speaker 1:So there's an acronym or an abbreviation in the insurance business Donnie RCV or RVC. I see it. What does that mean?
Speaker 2:Yeah, rcv, that's replacement cost coverage that I just mentioned. The alternative is actual cash value, which is ACV, the ACV, if you have an ACV policy, it means that when they depreciate whatever is damaged, you don't get that depreciation back, and that's the big difference between the two. But what qualifies you for replacement cost coverage is that you carry at least 80% of the total value of your house or covered property. Basically, if you have a half million dollar house, then you have to carry $400,000 worth of insurance coverage to qualify for RCV.
Speaker 2:When I worked Hurricane Katrina so long ago, a lot of insurance agents got lazy and they didn't have enough coverage on their people so that when they got flooded and they had wind damage, water damage, everything and they got hit from all sides, they didn't carry 80% of the total value of their house and we had to run something called an ITV report it's called insured to value and we just did a quick appraisal and some people were right on the borderline and usually the insurance company will just roll with that.
Speaker 2:But the people who were way off, they had hundreds of thousands of dollars depreciated and they were never able to recover that. So I saw a many insurance agent flee town, and I mean they never came back to New Orleans. But you know, it's just a thing that people don't know to ask the right questions, and so it is a good thing to ask your insurance agent. Hey, you know, my house is valued, especially now because the value of houses have shot up. I bet there are a lot of underinsured properties out there and people don't even know it. I would have to agree with that 100% Kind of a twofold question.
Speaker 1:temporary repairs how important are they and how do you know, if you spend $2,000 to get some repairs done, that your insurance company is going to?
Speaker 2:reimburse you for that. I'd say most of the policies to the tune of 95% of policies have some sort of language in there that says that as a homeowner it is your obligation to mitigate your damages, meaning if you have a hole in your house and you just let it go, it gets to a point where the insurance company doesn't have to cover that damage. I mean, they can cover what it takes to stop the water intrusion, but all the damage on the inside that occurred they'll consider that as neglect and they put it on you as a homeowner in most cases to mitigate those damages. And the other side of that is they will pay you back for that. So you just have to really document what was done and basically the money exchanged, maybe a cleared check or something like that.
Speaker 2:And you know, because in a situation like that everybody's in a hurry and can you get to me yes, well, come on, let's go, let's get it done. And a lot of times you know you don't have to send an estimate. Maybe you give something over the phone or you don't even know what to do. If you're a contractor, from my standpoint you just show up with a truck full of tarps and you get them dried in and then send them a bill that they'll intern for to the insurance folks.
Speaker 1:And that's kind of the same thing about watching for uninsured or uncertified contractors repairmen Even though you're in a hurry and somebody came up your door and says I can do the work, you still need to see if you can do a little quick homework on them, right.
Speaker 2:Oh, absolutely. I mean, you've seen it before and the 800 numbers on the trucks that come out of the woodwork when we have a storm event around here. Storm chasers are a real thing. Unfortunately, they have diluted my market. They have made the possibility of getting an insurance claim filed successfully a lot harder and they've really just changed the game in the roofing world, and so I'm not a fan.
Speaker 2:One other piece of advice if you're a homeowner, what they're going to do is knock on your door and tell you, hey, we can get to you now or we can handle your insurance company for you, but you need to sign this paper, and that paper is called a contingency agreement.
Speaker 2:Not all contingency agreements are bad, and a lot of times people will say, hey, if I'm going to do all this legwork for you, then you can't just go give the work to somebody else, and that's fair.
Speaker 2:But what happens with these storm chasers is they target little old ladies and they get them to basically sign their work repairs away, and they put all these harsh penalties in place that if you find out that they're crooked, you can't back out of it. So the fine print at the bottom of the contingency agreement what's really important because I've seen little old ladies have to go to court and pay as much as four or $5,000 because they found out the company was crooked. They were from Texas and meaning they weren't going to have much of a warranty if they ever needed the company to come back. They were here to make a quick buck and they got found out beforehand. But unfortunately little old lady had signed the contingency agreement already and they followed through, took her to court and they were successfully rewarded that four or five grand. I hate it but it happens.
Speaker 1:Well, and they probably had a cowboy sticker on the back of their van, and that should have been a signal right there too that they're going to be crooked.
Speaker 1:Hey, I want to add one more thing. Last week we talked about how you could lower your mortgage payment monthly by adjusting your deductible with your homeowner's insurance. Another one and you obviously, Donnie, being the owner of Sure Top Roofing, know this is true. Don't think that if you have a 37-year-old roof on your house and a hurricane comes through and puts a big hole in it, the insurance company is going to come back and say hey, we saw the estimate Sure Top Roofing gave, put your new roof on, we're going to pay for the whole thing. Your insurance company is not going to do that, but if you do get a new roof on your house, you need to call your insurance company and let them know, because many of them will give you another deduction if they know you put a new roof on your house. And that's big because they don't do it for many things.
Speaker 2:Yeah, I agree all the way around. I mean, if you're going to spend that money, it's worth, you know, shooting the people who have a vested interest in your house. That information just to say hey guys, we're in this together and I just took an expensive measure to protect both of our assets.
Speaker 1:Yeah, Again, it's mitigating damage, and mitigating potential damage by having a strong structure in place. Again, visit suretoproofingcom. They'll do free estimates and give you a once over on your house and recommend anything to be done. Or maybe get the old Donnie thumbs up saying man, you guys are in good shape and imagine not worrying about the roof on your house if a tropical storm is coming or something. You know, I've got pretty solid things sitting right here Again, lots of tips on prepping for a hurricane, but assurance is what we miss the most. Have those numbers ready. Have a roofer on file. Maybe, if you know a GC, someone like Donnie who, for example, could come to your house and recommend here's how you mitigate this. Do this. I can bring you a piece of OSB if you can put it up.
Speaker 2:Having those phone numbers available Yep, and for what it's worth, they're calling for a pretty darn busy hurricane season. So you know it's going to be a hot summer and usually when it's extra hot, you know the hurricanes are going to roll in and we've dodged a lot of bullets. I know we had several landfall a few years ago, but it's been a minute and especially with the hailstorms which are likely this time of year as well. So I just tell everybody be smart about it, go ahead and be proactive, and we're happy to come out and check out what you have and just kind of give you a free evaluation and say you might need to fix X, y and Z your roof's in good shape, but you may consider doing a couple of these things to prevent any future water damage.
Speaker 1:Yeah, exactly, shirttoproofingcom, if you want to get that taken care of. If you want to talk to us, go to the website thecarolinacontractorcom. You can email us. You can reach us through social media. You got ideas for interviews or topics you want us to do? Man, we're all ears. We like doing it. We like just talking about houses and buildings and DIY and, as we just proved with today's show, sometimes the paperwork that's involved with owning a house, and we hope to see you again next week and hope that you hear us next week, too, on the show. Have a great day everybody. Thanks for listening to the Carolina Contractor Show. Visit thecarolinacontractorcom.