YOU ASKED, WE ANSWERED! PART 2 🏠 The Ultimate Real Estate Q&A | Real Estate Unfiltered Ep 7

In Part 2 of our massive Q&A session, Memo and Chris are diving back into the mailbag to tackle your most pressing real estate questions! Whether you’re a first-time homebuyer trying to navigate this wild market or a seller looking for the best strategies to net the most profit, we’ve got you covered with the "unfiltered" truth.

From interest rate predictions to the "hidden" secrets of the escrow process, no topic is off-limits. We’re breaking down the complex stuff into simple, actionable advice so you can make your next big move with confidence.

Don’t forget to LIKE this video if you find it helpful and SUBSCRIBE to the channel for more raw, honest real estate insights! 🚀

Transcript

SPEAKER_01 0:00

All right, you guys have more questions? We're back here with the answers. This is real estate unfiltered. Welcome back, everyone. Memo here. Welcome, Chris. So uh let's get into it. Uh we did a QA episode uh a couple weeks ago and we had a lot more people start asking more quickly.

SPEAKER_00 0:22

We had a lot of questions and we only able to cover a few, so we jotted down a few more. Yeah, we'll just go over those today.

SPEAKER_01 0:28

Yeah, so these are these are actually good ones too. These uh hit a little bit more on the buyer and seller perspective. I know the last time we had a few agents ask questions about commute communication, right?

SPEAKER_00 0:37

Again, I think actually the first one was actually a house that's was already listed. Which one? The one that was here is oh, right here. Yeah. Oh, gotcha, gotcha. Why is my home it isn't selling and it's not the market?

SPEAKER_01 0:50

So, I mean, we've touched on this too um in the past, but I think it it boils down to a lot of things right now. Obviously, the market's funky, we have the war going on, interest rates are up. So I think it really boils down to right now with a weird market, um, the advertising and marketing of it. Um, being strategic with the pricing, just doing professional photos and posting to your 200 friends on Facebook really isn't gonna cut it anymore.

SPEAKER_00 1:15

And I think real estate's all it's always changing, and you have to pivot and figure it out. I mean, we can do the the professional photos, we can spend a million dollars on marketing and get it in front of you know tons and tons tons of eyes. I mean, but it's it's not the war, it's not the gas prices, and it's not the interest rates because they're because they're coming down. I mean, my perspective is I mean, you know, they're not gonna like to hear it, but it's the price. Yeah, I mean, because we can do all we can, and if it's not moving, that's the only thing that's not a move in the house.

SPEAKER_01 1:45

It really is. At the end of the day, it does boil down to price. I mean, every house, any house is gonna sell at a certain price point. There's a happy or a magic number that's gonna be like, okay, that's worth it at this point.

SPEAKER_00 1:56

It it can show perfectly, and again, we can do all of the marketing that we put into the house and spend thousands and thousands of dollars to get it out there. But I mean, at the end of the day, if it's not if we're not getting showings or if we're getting showings and we're not getting offers, it it's it's the price. I mean, that it stings to hear. That's not what sellers don't want to hear. But I mean, at the end of the day, if it's price right or lower, then it's gonna sell.

SPEAKER_01 2:16

Yeah. And and that goes in conjunction with with the uh condition of the house, upgrades, things like that. Because let's say it is a really nice upgraded house with a pool, whatever the case is, we do tend to price it a little bit higher just because it's a little bit more different in in the uh market from what people are looking for.

SPEAKER_00 2:33

It may be if it if a house merits a higher price, then yeah, we're gonna price it a little higher, but we can't just say, Oh, this house is super nice and throw a huge price tag on it.

SPEAKER_01 2:41

Yeah. Um, but that kind of goes into the same thing where, yeah, it's still a gamble and we have that conversation with our sellers and say, Hey, yes, your house merits this, but at the end of the day, the market's gonna dictate what someone's willing to pay for.

SPEAKER_00 2:52

The buyer's gonna dictate what they want to pay for your house. So at the end of the day, after all the marketing stuff that we do, if the house isn't selling 99.9%, it's the price. It's not the home description that's not selling your house, it's not the war, it's not the rates. I mean, the rates have come down, so there's still bottom buyers out there. So if they're not buying your house, it's more than likely overpriced.

SPEAKER_01 3:12

Yeah, and there's in their situations too, or like I have I've had one or the last couple that I sold in the last couple weeks or closed escrow. Um, both of those had multiple offers, over asking price, sold in a couple days, but they were a little bit more unique. Um, both these houses happen to be close, closer over 3,000 square feet. One had paid off solar, the other one was a five-bedroom, which are a little bit more unique in our areas.

SPEAKER_00 3:35

Yeah, because I think you just did one, it sold in three days. Yep. I just did one, it sold in four days and with a 10-day escrow. So, I mean, if it's a unicorn that stands out, then yeah, those are gonna sell for more for more money. But if you're your standard track home, yes, you have upgrades. I mean, if if it's not priced correctly, it's it's not gonna sell, it's gonna sit on the market, yeah, regardless of what we do on our end.

SPEAKER_01 3:55

Yeah, and I don't want to negate the fact that we do do a lot with the marketing, the advertising, the professional photos, the videos that we're doing now. Those do help because our goal for that aspect is getting eyes on the property. Yeah, because if you don't have those advertising things, you could just be stuck in the mix with all the other um uh sellers on Zillowhomes.com, Redfin on on page four or five, where a buyer is gonna get bored and kind of pass them up and may not even notice them. So those are the things that we do to get eyes on the property. But if we exhausted all the marketing and advertising, do the postcards, do the posts, do the paid advertising, and we're still getting low showings, things like that. At the end of the day, it's price. It is what it is.

SPEAKER_00 4:34

I think we discussed it probably in one of our first videos. I mean, a lot of people just gotta realize we're back to more of a normal market. Yep. I mean, it's typically you used to sell the house 30 or 40 days, and that was pretty standard. So, yeah, I mean, our goal is to sell it as fast as possible. But I type, but I tell my clients all the time, like they start freaking out like week two or three. Yep. I'm like, I'm not real. If I'm not worried, you shouldn't be worried. I mean, if we start stacking on more and more days on market, then yeah, we might want to do an adjustment. But but right now, I mean, like we're getting people in the door, people are calling me about it. I mean, we're getting activity, so just like I'm let's give it some time.

SPEAKER_01 5:08

Yeah, and that's I had that exact conversation with my seller today on one of my properties. Um, typically once a week on Tuesdays or Wednesdays, I'll do like a full market report again and call and be like, okay, hey, these are the houses that have come on the market. This is what went into escrow, these are what things have closed, this is what has um reduced in price, and then we could compare from there.

SPEAKER_00 5:26

I like doing that about once a week because we pay for the Zillow Showcase. Yep. So we get the uh all the back end like information that most agents don't have. Yep. So we can sense that hey, here's how your house is performing against like others. So that's just like a good tool. Say, we're we're getting views, but we're not getting shares. And those shares is a really good tool for us to look at because people are because every time they share it to their agent, like like here's a house, like we get to see that. Yep. So if they're viewing it, but they're not sharing it to their agent wanting to see it, then obviously there's a problem somewhere. Yep, exactly.

SPEAKER_01 5:54

So it's it's it's just being strategic um about what the market's doing, having a game plan going forward, and then realizing at the end of the day, I mean, we're the professionals, right? We're supposed to tell our sellers, hey, this is why this is what's happening, this is what we need to change. And nine times out of ten, it's price because we get the houses ready, we do all the marketing, all the advertising. If it's not working, it's not working. Some either it's either price or something wrong with the house. And usually things that are wrong with the house, we address that up front with the with our clients. Um, so I mean, going into that, talking about why things aren't selling, what sellers' assumptions are, and things like that. Let's talk about like the differences between um uh Zillow and and the reality of what things are, right?

SPEAKER_00 6:36

Zillow and the reality. I think people have to realize too, Zillow is just an algorithm. It's just pulling up like sized houses that have sold in your area. So they're not comparing, I mean, they've never been to your house, they're just comparing it by other houses that have sold in the same square footage. They don't know if that house was upgraded, they don't know if that house was a rental and completely destroyed and needed, you know, complete remodel. Um, so yeah, I mean, I it's a tool for people to get maybe a general idea of the house, but yeah, it's not set in stone. And then if you do scroll down on the zest minute, it that most people don't see, it actually gives you a spread of a number range. It's like here's your range from the low to the high. But I think people don't look at that, they just go to their actual zestemate. Well, yeah, which is the average of the two anyway. Yeah, which is the average of the two.

SPEAKER_01 7:19

And it doesn't even take into consideration a house could have sold for a hundred grand more that had a pool fully upgraded, and it's skewing those results, right? Um, and I mean there there are times that they're close, but then there's ones that are like, oh, zestimate says my house should be 75 grand more. I'm like, well, they don't know. They're just and I tell my clients, they like you said, they take a one mile radius, they look at all the houses that are similar in size. I don't know what their exact numbers are. Um, don't really take into consideration bedroom, bathrooms, they just look at the size and the price.

SPEAKER_00 7:48

Yeah, it's just an algorithm. And the people don't understand, too. Like you say, it does a certain radius, it might be pulling houses that are outside your community. Yep. So if you're living in, you know, this community and you're next to let's say Canyon Lake by example or something, a lot of those houses sell for over a million and you're next door in Tuscany Hills. I mean, though that's gonna be not a good comparison. Yeah, it messes it all up.

SPEAKER_01 8:09

Yeah, and it the the one funny thing that you always kind of see on the media or saw it years ago where the the CEO of Zillow sold his house for like 30% less than what his estimate was.

SPEAKER_00 8:19

Yeah, if his house wasn't right, why is everybody else's? Yeah, exactly. But I you know what I don't get that a lot of times, like when I go into listing appointments, they're like, Oh, my house is worth this. I mean, you do get the people like occasionally, but I mean, I don't think most people say, Oh, but Zillow said it's this, so why do we have this other price? I haven't got that as much. You're right.

SPEAKER_01 8:38

Like in the last at least, it almost seems like it's died out a little bit, maybe. People maybe are starting to realize, plus again, with the media, and I know Zillow's been under fire a lot in the last handful of years with a lot of the other bigger um online companies, but I don't necessarily see it all that much, um, even though it was a question.

SPEAKER_00 8:54

But I mean a lot of times I'll at a listing presentation, I'll start with like, I'm sure you've been looking at the market or you have an idea, like what do you think your house is worth? And they'll either most of the time that they won't even have a price. They're gonna say, Well, you're the professional lot, I want to hear what you have to say. Yep. And then when we'll and then we'll go over the comps, and then I tell them the price I want, and then all of a sudden it comes back. Well, that's the price I was thinking. Yeah. So so they have a price, but they want to hear what you have to say first.

SPEAKER_01 9:19

They they know, and I mean, especially if the house two doors down from you or around the corner that you drive by every day to go into your street.

SPEAKER_00 9:26

You're gonna you're gonna Google it, you're gonna look at it. If you're on the verge of selling like your house, I mean you're doing your on your homework and look into what other houses are selling.

SPEAKER_01 9:34

Yeah, pe people know, and then a lot of times too, they'll have the conversation. I know you and I have talked about it before with listings where they have a set number versus a price. It's like, hey, I really want to make a hundred grand. I'm like, okay, cool. Right.

SPEAKER_00 9:46

And that's what I brought up too a lot of times. It's like, don't focus on what we're selling it for. What do you want to net? So it's you know, just let's not focus on the selling point, let's see how much money I can make, you know. And I think that actually kind of goes off topic, but that gets brought up more during like commission. Yep. And like, do you want to you know sell the house more or do you want to make the most money? Yep. And obviously, I think we might charge more than other people, but we typically sell them for more money and quicker. So at the end of the day, we're gonna make you more money. So let's not focus on our commission. Let's focus on how much money we're gonna make.

SPEAKER_01 10:16

Yeah, exactly. We we have the expertise, we have the know-how. I mean, we've done X amount of deals, we've been number one in Lake Elsinore for so many years, and there are other agents that are quote unquote discount agents or whatever. And and I know you take you say this to your clients, and I do too. It's if they if their value was being lower and they sell houses, why don't they do the same amount as we're gonna be able to do that? That's the only value they have is cheap. They should be selling more houses than us. Yeah, exactly. So so I think I think the Zillow conversation is kind of a mute point now. I don't I don't think it comes comes around as much as it used to with those conversations with sellers.

SPEAKER_00 10:49

Just as we're talking about, I'm just saying like I don't it doesn't get brought up as much anymore.

SPEAKER_01 10:53

And and honestly, I didn't think about it before or um when we were talking about these questions until right now that we're talking out loud. I'm like, you know what? I can't heard that quite some.

SPEAKER_00 11:03

My estimate says this. Well, your zestimate's stupid. So show me in these comps where that where that comes up. Yeah, why are you thirty-five thousand dollars more than these other ones? Then you sometimes you have to switch it too. It's like if you were a buyer and you have three other houses listed at this price, what merits your house to be that much more money? Are you gonna buy your house for $35,000 like more dollars?

SPEAKER_01 11:23

Yeah, exactly. So uh I I don't think it's a a real big concern anymore, and I don't think people are taking it to heart as much as they used to.

SPEAKER_00 11:30

No. Um that kind of spins off like to the next question, like to just deal with like sellers. What's an emotional like mistake that sellers make?

SPEAKER_01 11:39

I would say emotionally it probably goes back to them thinking their house is the best house on the block.

SPEAKER_00 11:47

Because they it's their home. It's I mean it's not a house to them, it's their home. They they've turned it into home, so they've come emotionally attached to their house. So, yes, they've put the work into it, so they just assume that my house is better than someone else's down the street.

SPEAKER_01 12:01

Yeah, they they've built it, they've done what they've wanted, they might have raised their kids there and they've been there for 20 years or whatever. So a lot of that's going through their head and not looking at it as a quote unquote business decision um in a business transaction. So I think that's one of the bigger things, too. Um, and then I don't even know if this is emotional, I guess, but I guess it's a little bit is when they when they think that what they've done to the house, upgraded, changed things are the best things, like, oh, this is wood flooring purgo from the early 2000s or whatever.

SPEAKER_00 12:33

It was an upgrade then. Um you're doing the walkthrough and they're throwing and they're showing you all these small items. I've done this, and your head might that doesn't add nothing to your house. So I mean, yeah, that but emotional, I mean, they have to take that that out of it because you're take the home out of it because now you're selling a house. Yeah, and the new buyer is gonna buy your house and turn it into their home. Yeah, so I think that's the biggest emotional they gotta to take out of it.

SPEAKER_01 12:55

Um and then I think too, like when you're negotiating inspections and things like that from an emotional emotional standpoint.

SPEAKER_00 13:00

Sometimes sellers freak out, like, how dare they ask me that there's nothing wrong with my house, it's perfect.

SPEAKER_01 13:05

Yeah, and then we have an inspection here, HVAC company, a roof or whatever. It's like, oh, this is wrong. It's like, oh, well, it's cooling. I'm like, yeah, it's cooling, but it's not cooling properly, so there might be some issue. Um, and that goes into the whole conversation of like, okay, if we lose these buyers, we're gonna buy it to do it as well, and we have to show them the inspection anyway, so it's it's gonna come up. So why are we gonna try to nine times out of ten cool?

SPEAKER_00 13:27

Yes, your house is perfect, and the items that they found that are broken, you didn't even know about because maybe something in the attic or something that you had no idea that was wrong. So don't get emotional and get defensive and mad at the buyer. I mean, this is something that it just came up and we have and we have to deal with it. Yep.

SPEAKER_01 13:43

Um I'm trying to think of other examples. Or or even when um what's the word I'm trying to say? When they get uh not aggravated, like insulted. Or insulted, yeah. Like when you uh or like with a credit or repairs, yeah. Or if they're asking for a $15,000 credit, like when negotiating the offer, they're getting emotional because again, they go back to thinking my house is worth much more, blah, blah, blah. But it's like, hey, it's at the end of the day, it's a negotiation.

SPEAKER_00 14:11

Yeah, let's not get defensive because if you don't ask, the answer is always no. Yeah. I mean, let's figure it out and come to a negotiation that works best for both parties. I mean, don't look at your first offer or request for repair again, be emotional about it. Um, yeah, of course, half the time a buyer wants to ask for everything because you don't know the answer.

SPEAKER_01 14:29

Yeah, and there's no harm in it, and especially there's no harm in asking, yeah, and especially in this market too, right? This market is kind of wonky. So a buyer word is this wonky wonky.

SPEAKER_00 14:38

The third time you said wonky.

SPEAKER_01 14:39

Have I said wonky that much?

SPEAKER_00 14:40

I don't know. I'm gonna keep saying it just to piss you off. We're gonna do a shot every time you say wonky.

SPEAKER_01 14:47

And we're drunk.

SPEAKER_00 14:48

No, I can't even think about it.

SPEAKER_01 14:49

Um, where was I going with this? Well, I had no idea. You lost me at wonky. Okay, but the market's weird, the market's weird, and buyers think they could ask for whatever they want because they think sellers are a little bit more desperate. Again, you're gonna just ask, and it might not kill the deal, it might kill the deal, but at the end of the day, they're gonna ask for what they want. So instead of getting emotional about it, let's talk through it, figure it out, figure out what they're asking for, which one of those 20 things that they're asking for are actually things we need to address. And then the other ones, we could tell them to kick rocks, like, hey, we're not replacing the outlet cover.

SPEAKER_00 15:24

Yeah, and that's something I'm sure both of us do. We talk to our clients before we get any request for repair. Yeah, we said they did the inspection. I haven't heard heard back. I mean, no news is good news when it comes to that typically, but yeah, just expect something and they're gonna they're gonna ask for the stupidest stuff and then we'll negotiate it from there.

SPEAKER_01 15:40

Just you know, yeah, and and I have that conversation too is if they do send us a laundry list of stuff, I'm gonna just go through it first before I even send it to you and just say, hey, these are the things that I think are concerning, what I think we should address, everything else. I'll talk through it with the agent, let them know that hey, these are dumb or whatever the case might be, but we're not gonna do those things. That way I could present them with the actual meat and potatoes of the inspection versus what what I see a lot of agents do. Okay, here's the inspection for it. Tell me what you want. Yeah. And inspection reports you're you're there to guide them. You're the professional. Yeah. And inspection reports are inherently uh um adherently uh inherently, there you go, um, written scary, right? Because inspectors don't need to be licensed in California. So everything says, oh, make sure you check with a licensed contractor. It's at the end of its life expectancy, like just scary words. So if you're just giving them free reign to decipher that however they want, it might look worse. Um and how many times have you got a buyer's inspection request for or a request for repair with they're just saying, see summary page, and they'll just give you a summary. There's like 30 things. I'm like, what? Like none of these even make sense.

SPEAKER_00 16:48

I don't even want to respond to those. No, they get left like in in my red in my in red box forever.

SPEAKER_01 16:54

Uh but yeah, it it brings it back to anything that has to be emotionally, right? Like I always joke with clients too, um, because they get emotional, you have to talk them down and figure it out. But it's like, hey, we're the real estate Dr. Phil, right? We're sitting there having this conversation with them. Like, hey, we're psychiatrists and and realtors at the same time. So you have to talk them off the ledge. It's really not that emotional at the end of the day. You have to look at it as a business transaction.

SPEAKER_00 17:19

So I think this last question that we have here is kind of we're gonna have people on both sides of the fence because I've I I'm sure we hear it all the time. Yeah. I mean, HOA, pros and cons. So, what do you like or dislike? I mean, I I know what I like in dustline.

SPEAKER_01 17:32

Yeah, well, so we both live in HOA, so I think we kind of have a better grasp of it. And I'm pro HOA myself. I agree. And we're both involved in the back end stuff with people that we know that are on the board the day-to-day versus just what people assume are happening because they think the HOA's always after someone. Um, I'm definitely pro. Um, I think there's a lot more pros than cons. Yeah. Um, I mean, the one example that everyone knows and it should relate with everyone, you don't want your next door neighbor to have a bright purple house that looks like Barney, um, or the the person next door that has weeds that are this high and they park all their beater cars.

SPEAKER_00 18:08

You bought a house and you want to be in a nice, nice community, so that just protects you in that that your community's going to look nice. I mean, is it is it annoying when you get stupid like letters in the mail? Um, your trailer was out front for too long. Yeah, or your paint's starting to flake, you have to paint it. But at the end of the day, it it just keeps the whole community and area looking better. I just got one yesterday because we were gone on vacation and I left my trash cans out. Yeah, I'm like, it is what it is. I had my neighbors bring mine in, so it was nice. Yeah, so yeah, so there's cons. Yes, there's some rules you gotta follow, but they're not not difficult.

SPEAKER_01 18:40

There really isn't, and I mean I I've heard the horror stories and I've been involved in some sales where the HOA was more difficult.

SPEAKER_00 18:46

Yeah, but I think it depends on on your community. Yeah, but most in the areas that we sell, they're all particularly pretty similar.

SPEAKER_01 18:53

Yeah, and it boils down to the interpretation of the rules and all that stuff. And but it it's also dumb too, and I think this kind of falls back on the buyer, but not so much the buyer, but more so the agent, where they're not reviewing the HOA documents because every rule, every regulation, everything you can or can't do, it's written there. There no one's making these things up.

SPEAKER_00 19:13

Yeah, right, and they're agreeing to it before they buy the house.

SPEAKER_01 19:16

You have to agree to all that, you have to sign off on it. It's just no one's gonna read 300 pages of CC and R's and rules and bylaws and all that kind of stuff. And then when something does come up because you left your trash cans out uh a day too long, or you have a little bit of flaking paint, it's in the rules. They're just a bite, they're following the rules. And hey, Mr. Owner, you need to do X, Y, and Z.

SPEAKER_00 19:38

And people think you had mentioned that we're both in in an HOA. So I know yours HOA just recently went up as well. I'm pretty sure every HOA in California is probably going up. So I see that's a big complaint that I see is like, why are you guys raising the brand? We're not getting more and more like amenities, but yeah, yeah, they have to understand everything in California has gotten more expensive. All the landscapers, all the water, everything's getting more expensive. Yeah, electricity. So yeah, one rate like rate increase every couple years isn't horrible.

SPEAKER_01 20:05

Yeah, I mean, I've been in my or I've been in my neighborhood for what, 14, 12 years, 13 years now.

SPEAKER_00 20:11

And which one was it? 12, 13, 14. Um, one of those. Just pick one and go on math. It was probably 10.

SPEAKER_01 20:17

Call it 14, right? Let's just split the difference. Um, but it started at 118.50 and it's at 160 now. So I mean, $42, $41.50. I mean, that's not a huge increase. Um, but that's over 12 years. Obviously, with COVID, everything skyrocketed. Inflation, everything's gone up. I mean, my electric bill's crazy, my water bill's crazy.

SPEAKER_00 20:40

I mean, everything's gone up and not just uh, but I think if the I guess the pro or con or whatever how you want to look at it, if you're against all that, are the people that want land that kind of want to be out on their own. Yeah, and then yeah, I mean, that's just a completely different ball game. I would say now that I'm actually thinking through it right now, the con I'm glad you're finally thinking.

SPEAKER_01 21:00

Shut up. The con the con list is just those not amenities, but things that clients want to do or owners want to do that they never read through it, like again, parking your RV on the side of the house or whatever.

SPEAKER_00 21:12

And yeah, it's against the gotta get approval like it for this or that. Or gotta get approval for a lot of that's not even approval, it's just approval that it's done right. Yeah, you want to jump to safeties and codes, you want to make sure it's done prop um properly.

SPEAKER_01 21:25

Yeah, they don't want a huge two-story something in the backyard or something windmill in your backyard or something because now you're generating your own power or something. Yeah, so so I don't think it's really cons, it's just nuisances and that they just don't know about.

SPEAKER_00 21:38

Yeah.

SPEAKER_01 21:39

Um, I mean, the biggest one, I always hear the trailer complaint, that's always a big one.

SPEAKER_00 21:43

Wait, because you get the letters all the time.

SPEAKER_01 21:44

Yeah. Well, I mean, not even not even necessarily that, more so of in my neighborhood, and I think you can in yours, but in like my neighborhood, so like my house, you know, I have the big side yard. I could put an RV back there or my trailer back there, but we're not allowed to. So, like those type things, um, it did. Just change in our HOA where we couldn't have like the work vehicles or the wrap vehicles. So we always had to park the smart car in the garage because you couldn't have it out there. So those little things are not going to be a little bit more.

SPEAKER_00 22:09

I think my TV kind of does have that like with like with the wrap and stuff, but I think sometimes they just let it sometimes like little things slide.

SPEAKER_01 22:17

Yeah. So and my argument with that is like, okay, if you if you live there, you're contributing to your family, that's your job, and it's not a rundown beater that's sitting in the driveway with two flat tires and cobwebs. That's different. That looks ugly. If someone next door is selling the house, how many buyers have we had and look over and like, ooh, oh my god, I don't want to live next to that.

SPEAKER_00 22:35

I don't want to live next to that. Yeah.

SPEAKER_01 22:36

So that's true, and that's the pro for the HOA. It's protecting your value at the end of the day.

SPEAKER_00 22:40

So it sounds we're so we're both pro. Um, anybody that's you know is against HOA. I mean, maybe put that in the comments and let us hear your thoughts.

SPEAKER_01 22:48

I was gonna say that, yeah. If if if there's any bigger cons or if there's something we're missing that we're not thinking of right now, I mean, throw it in the comments. See if it's something that uh that we can answer or or kind of boil through it a little bit more. Um and then I mean I guess the same thing too. Keep the questions coming because every time we do one of these or we're just posting stuff, we're getting questions on all of our videos.

SPEAKER_00 23:09

So we'll uh it makes it easier on us because we're gonna talk about what you guys want to hear. So yeah, you just keep sending those.

SPEAKER_01 23:15

Yeah, so we have a we have a running list, so every few weeks we'll probably do another one of these um just QA type questions and go for that.

SPEAKER_00 23:22

And then again, if there's any guests that you would like us to have that's in the industry, you want them to have on here and to give their take, you just let us know that as well.

SPEAKER_01 23:30

Yeah.

unknown 23:30

Okay.

SPEAKER_01 23:30

Any specific questions? Any specific if you want a full length one about one specific topic, I don't know, just give us some ideas. All right, but uh that'll wrap this one up. We'll see you guys on the next one. We'll see you on the next one. Peace.