Reverse Mortgage and Beyond – Empowering Seniors Through Trusted Home Experts

In this episode of Reverse Mortgage and Beyond, host Cheryl Scheidell brings together three powerhouse women — all successful female business owners and trusted referral partners — to share their expertise and passion for serving our senior community.

Catch Cheryl every week on her radio show:
“Is A Reverse Mortgage Right for You?”
📻 Sundays at 3:30 PM on AM960.

Contact Cheryl Scheidell
If you’d like to explore your options or simply want education tailored to your situation, Cheryl is happy to help.
Reverse Mortgage Specialist | NMLS #886425
📞 480-817-4324
📧 cheryls@barrettfinancial.com
▶️ YouTube: @reversemortgageandbeyond
🌐 ReverseMortgageAndBeyond.com

👉 If you enjoyed this episode, please SUBSCRIBE, RATE, and REVIEW Reverse Mortgage & Beyond so more people can discover these meaningful conversations.

Joining Cheryl are:

Lydia Weitzman, New Home Power Realty – a compassionate real estate professional who not only helps seniors with buying, selling, or downsizing but also specializes in probate real estate. Lydia understands the sensitivity and complexity of helping families navigate home transitions after a loved one passes, offering guidance and care during difficult times.

Lydia Wietsma – NextHome Power Realty (Probate Realtor)

📞 602-363-1720
📧 lydia@arizonapoweragent.com

Shawna Treat, First Response Roofing – ensuring safety, security, and peace of mind through trusted roofing solutions that protect one of seniors’ greatest assets — their home.

🔨 Shawna Treat – First Responder Roofing
📞 480-924-4444 | 📧 shawna@firstresponseroofingaz.com

Jenny Gable, Like New Painting – transforming homes with fresh, professional painting and renovation services that make living spaces bright, safe, and beautiful again.

🎨 Jenny Gabbel – Like New Painting AZ
📞 480-353-7356 📱 Facebook & Instagram: @LikeNewPaintingAZ

 
Together, these remarkable women discuss how collaboration between trusted professionals creates a strong support network for seniors — helping them stay independent, comfortable, and financially confident in the homes they love.

💡 What You’ll Learn:

How realtors, contractors, and home service experts work hand-in-hand with reverse mortgage professionals. The importance of compassionate care in probate and senior real estate transitions. Ways to help seniors age in place safely and with dignity. The power of female-owned businesses working together to uplift and empower the senior community.

🌟 About the Show: 

Reverse Mortgage and Beyond is your trusted resource for education, empowerment, and insight into financial and lifestyle solutions for seniors.

Hosted by Cheryl Scheidell, a seasoned reverse mortgage specialist, the show features conversations with local experts and referral partners who share the mission of helping seniors thrive.

#ReverseMortgage, #ProbateRealEstate, #HomeUpgrades, #HomeRenovation, #SeniorHomeLiving, #AgingInPlace, #HomeEquity, #RealEstateReferral, #WomenInBusiness, #PropertyTransformation

Disclaimer: Cheryl Scheidell | NMLS #886425 | Barrett Financial Group, LLC. | NMLS #181106 | 2701 East Insight Way, Suite 150,
 Chandler, AZ 85286 | AZ 0904774 | NV 5091] OR | TX view complaint policy at barrettfinancial.com/texas-complaint.

Information discussed is for educational purposes only and is not intended as legal, tax, financial, or cybersecurity advice and does not constitute a loan offer or credit decision.. Reverse mortgage programs are subject to eligibility, underwriting, and approval. Loan programs, rates, and guidelines are subject to change. Always consult with qualified professionals regarding your specific situation.

 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to
 credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106 

Transcript

SPEAKER_01 0:00

Welcome to Reverse Mortgage Ambient, the podcast where we take you inside the world of reverse mortgages. I'm Cheryl Schidel and I have been in the mortgage industry since 2002 and have specialized in reverse mortgages for the past 10 years. We'll cover topics like reverse mortgage basics, purchasing a home, and the myths about reverse. You'll also hear from some trusted referral partners. Let's get started. Hi, welcome back to reverse mortgages and beyond. I'm Cheryl Schidel with Barrett Financial, and I'm actually your reverse mortgage specialist. I've been in the industry since 2002, working with reverse mortgages for the last 10 years, and I want to be a resource to your community. I do have a show on AM960, the Patriot, so feel free to go to that to listen to reverse mortgages, reverse basics, how to purchase a home with reverse mortgage, get the myths, the misconceptions, and learn about it. And then contact me when you have questions at 480-817-4324. That's 480-817-4324. We are licensed in all states except for New York. And I'm personally licensed in Oregon, California, Nevada, and Texas. So what we are doing here today is like I said, I do reverse mortgages and I want to be a resource to you in our community. So what I've done is I've brought some beautiful young ladies into the house, and we're gonna talk about important things that people need to be proactive on. So I want you to think about this so you're not working in chaos and being reactive. I want you to think to be proactive. So I, you know, my demographics is seniors. So what I've done is I've brought in Jodie Metter, she's with uh Ascension Hospice. I've also got Margaret Anderson with Um, she's a Death Doula, Death Doula Margaret, and then I have brought back Miss Lydia Wheatsma with Lee Lydia Wheatsma with Next Home Power Realty. So what we're gonna do is get started, and I'm gonna have Jody give us a background about herself, and then we're gonna get into some questions. Absolutely, thank you.

SPEAKER_00 2:18

It's Jody Miter. Yes. Yes, and it's nice to meet you guys. I'm with Ascension Hospice. I've been a chaplain with Ascension for about a year and a half.

unknown 2:26

Okay.

SPEAKER_00 2:26

Yes, and my husband's a senior pastor at a local church, Arizona Community Church. So we've been working with seniors for quite a while in that community. You said you're a chaplain. Yeah, I'm a chaplain and my husband's a minister. Okay. So we work together in ministry. Okay. Um but as a chaplain, I'm also doing outreach to many various communities in the east side of the valley. Okay. Basically, all over this side of the valley. Okay. So um I'm my my husband and I have been married almost 30 years. We've got three grown children. Our baby is a senior in college at GCU. So congratulations. Thank you.

SPEAKER_01 3:02

Awesome, awesome. Okay, well, we'll get right into this. So, what qualifies a person for hospice?

SPEAKER_00 3:07

Well, there's a lot of misconceptions about qualifying for hospice. A lot of people think it's very end of life, like for a few days, and people are on death's door and they probably have a cancer diagnosis or something like that. What's interesting is many things can qualify someone for a hospice diagnosis, which would be, you know, there could be a heart condition, there could be stuff with kidneys or liver, there could be um someone's gone undergone treatment and they don't want to do it anymore. There could be they're just getting old and they're having a lot of falls, and they're ending up going to the ER and having, you know, a broken hip or a broken shoulder, and then they go into rehab and then they go back home and they keep doing this cycle. So there's a lot of things that could qualify someone if it's any documentable decline, like eating less, moving around less, not being able to do the activities of daily life like they were doing before.

SPEAKER_01 4:01

Okay, so I'm gonna stop you right there. So my dad had to have hospice, and so we we actually talked about palliative hospice and then regular hospice. Yes. So he had palliative hospice early on, and then we did move into hospice where we were in a facility, and then we did bring him home because I wanted to bring him home because I had this wall of plex of all his accomplishments, and I wanted that radiating down on him as he transitioned. So that's what we did. Wonderful. So it was partly. So with with with hospice, I'm gonna go off script here for a minute. With hospice, you know, you're talking about when to use it. So someone could be on hospice for a month, a day, a week, whatever, or two years.

SPEAKER_00 4:49

Absolutely, depending on diagnosis. So if someone qualifies for hospice and they come on, what they're doing is they're using their Medicare benefit. Okay. So we have to meet certain qualifications for them to be able to have that eligibility for Medicare.

SPEAKER_01 5:03

Okay.

SPEAKER_00 5:03

So we will first of all get their medical records and see if what they have going on physically will qualify them.

SPEAKER_01 5:09

Okay.

SPEAKER_00 5:09

If they're qualified to use that benefit, then what we do is recertify them about after three months, six months, we keep checking.

SPEAKER_01 5:16

Okay.

SPEAKER_00 5:17

How are they doing? Are they improving or are they declining? And we have to show a documentable decline. Like they're eating less, they've lost weight. You know, there's a significant change in their ability to either get up and move or um, you know, pain tolerance.

SPEAKER_01 5:34

So a misconception, a misconception could be that people think it's end of life, but it's not end of life.

SPEAKER_00 5:41

Yes, it's not necessarily end of life. And the funny thing is, as you know, we all are going to get to the end of our life at some point, right? Some of us sooner than others. But it's going gracefully, right? And it's enjoying life a little bit more than you would if you're going to the hospital and coming back home and going for treatment. Yeah, this this vicious cycle. And so what we're here to do is to provide comfort and more quality of life and care for those last weeks, months, or even a couple of years, if that's what it turns out to be.

SPEAKER_01 6:12

Now, will they have the same hospice care person coming to them? So that way they build a relationship with them and everything.

SPEAKER_00 6:20

They will have the same nurse care provider, that's their case manager, and then there would usually be one or two um nursing assistants, like CNAs, that will come and help with personal care, bathing. There's a social worker assigned to each patient.

SPEAKER_01 6:34

So everybody knows what's going on.

SPEAKER_00 6:35

Absolutely. And the family members are all looped in. And hospice is not just for the patient, it's also for the family members.

SPEAKER_01 6:42

Right. Yeah. I know I got really connected to my hospice caretaker for my dad, so that was nice. Um so what makes Ascension Hospice different from other hospice companies?

SPEAKER_00 6:54

That's a loaded question. I gotta tell you that definitely I'm partial, but just the team is excellent. I mean, they are amazing. There's a warm and loving and light culture with Ascension Hospice. All of the people um want to be there. They love what's happening.

SPEAKER_01 7:10

I love the name, by the way.

SPEAKER_00 7:11

Thank you, thank you. Um Ascension was started about three years ago by many people that of three that were in the industry before. Our nursing director, Lori Jennett, was with a different hospice in the valley for over 10 years. Okay. And she came alongside two others. Um David Garcia is our administrator. He's a longtime fireman, and he's still with the Chandler Fire Department. Okay. And so he kind of uh he's got his feet on the ground in both worlds, and he really is able to see what people need out there. That's awesome. So, with all of their experience, they put together a really beautiful team, and we work very well together, and I think that's what makes us stand out. And what's also unique about our company is that we're small, and so we are able to um have a less caseload for each nurse. So many bigger hospices have you know 20, 22 patients on their load for the week. Oh wow. And we try to keep ours to 12 or 14. Wow. And so our nurses can go and spend a lot more time with each patient. It's 24 hours. It is, it is, right? So our nurses have, you know, a regular day shift, and then we have night nurses and weekend nurses that are triage.

SPEAKER_01 8:18

Okay.

SPEAKER_00 8:19

So it's not always the same person if it's after hours, but there's always, you know, we're a 20-minute phone call away.

SPEAKER_01 8:26

Okay, that's good to know. Absolutely. So if someone you know needs to help a loved one tomorrow, what are the next steps they need to take?

SPEAKER_00 8:33

Well, I think they should call me, Jody Mitter at Ascension Hospice. Okay, well, that's what we're here for. Yeah, the phone number is 602-325-6630. That's our main office and ascensionhospice.com.

SPEAKER_01 8:45

Okay, wonderful. Awesome. So, what we're gonna do is I'm gonna also talk with Margaret and Lydia, and then we're gonna come back around. And that way, if there's something else you want to just talk about right at the end before we wrap up, think about that.

SPEAKER_02 8:56

Thank you, Cheryl.

SPEAKER_01 8:56

So I'm gonna move on next to Miss Margaret Anderson, um, who's our death dualer today. And um, you know, she's been a longtime friend of mine. Um, she actually she went to my dad's celebration of life. I had two of them for my dad. One while he was still still here with us, and then one after he passed. And so I'm getting the chills just thinking about it. That means he's here, I believe, right? And so, um, but she's helped me, you know, just different thoughts I've had and just not having regrets and that. I've not done all the things that I need to do just so that way. I have to say, once he passed, I'm really getting the chills. Once he passed, I had no regrets. I just had worked through it while he was here. Proactive again, everyone. While he was here, I was still, you know, um going through all that. So there's so many of us adult children caring for elderly parents now and dealing with family dynamics and legal issues, medical questions, et cetera, and this situation. So this population is growing. We've heard of the the silver tsunami, right? So, Margaret, let me ask you, just for clarification, I'm gonna ask it a different way. What is a death doula and how is that different from like you know, grieving groups that that are out there? Absolutely. Can you explain the difference for us?

SPEAKER_03 10:17

Yes.

SPEAKER_01 10:17

So uh a death doula. Wait, give us your background a little bit first.

SPEAKER_03 10:22

So uh my name is Margaret. Um I um I'm actually uh a mom of three children. My oldest son um passed away 20 years ago, and I became almost a default for people who knew moms who had lost children. They would ask me, Can you meet up with my friend, help her out? Because I'd been through this journey of child loss. Yeah, and it's really devastating. It's probably one of the hardest things to go through as a parent. So I had been doing this grief work for many, many years, and my job was actually I had been an air medical flight coordinator. Amazing. Yes. So air medical flight coordinator is moving patients from point A to point B, sometimes in um urgent situations, in critical situations, sometimes end of life. So I had been working with families for years, helping them navigate what that looks like. Not just families, uh, maybe a husband and wife, but also the grown children, you know, the siblings when sibling dynamics is involved. It's a very interesting thing. Grown children. And so I would help them navigate what that what that would look like. Um with a medical team, with a hospital, with a hospice. Um, when I would do these flights, I would set up uh hospice nurses on the other end sometimes and you know, transfer care and that kind of thing. So I'd been doing it for a long time, and then I decided to kind of make it official and became a death doula, and I'm also a certified grief educator. So it all plays a part in helping people, um, educating them on dying, death, and grieving. And I always tell my clients, I want what I want to do is provide the best death possible. I call it the good death for not just the client, but also the children they're leaving behind. Have you said everything you want to say? Have you done everything you want to do? What is this gonna look like after your mom or dad passes? Are you gonna have regrets or anger or still be fighting with your, you know, sister because she had power of attorney and wants to sell the house and that's your area? And get in all that mess that keeps us from being able to focus on the person who's transitioning and making that experience just about you and the person that's transitioning. So there's education involved, there is emotional support, there's certainly advocacy because I was in the medical field for so long. If if um client needs some kind of advocacy with their medical team, I can step in there or with the legal team. And that's so important to have someone advocating for you.

SPEAKER_01 13:19

Yes. Because I had to advocate for my dad when he was in the hospice facility. Yes. And there were a couple of times the doctor's like, nope, we're happy to have you here advocating. I'm like, okay, good, you know, so that's good. Right.

SPEAKER_03 13:32

A voice. And that's me sitting down with, if possible, the client and asking them, what do you want this to look like? Me making phone calls, me making sure things are squared away. And the death dool is part of the medical team, but they're not medical. They can't uh provide uh medical assistance, um, medications, anything like that, but they can't advocate. Same with legal. We're not legal personnel, um, but we can advocate for whatever they need. I'm a notary public, so it's that kind of stuff, whatever little things they need.

SPEAKER_01 14:07

Yeah, because they might bring up something, you're like, okay, I can be a resource for you. Right, right. This is what you need to do, and don't forget to do this.

SPEAKER_03 14:14

And don't forget to do this. So I have a lot of um resources in my back pocket if someone needs some kind of specialized whatever it is.

SPEAKER_01 14:23

Even helping them when the person does transition, helping them with celebration of life services. I do those too.

SPEAKER_03 14:30

I have a background in event management, so I've done a couple of celebrations of life. But we also do things like legacy projects while the person is still alive. So whether it's recording messages for grandchildren or children or making some kind of a project that the children, grown children would be able to hang on to. So much of it is one-on-one really getting in touch with the client and their family and understanding their dynamics. Nice.

SPEAKER_01 14:59

Is there any stories you want to share specifically?

SPEAKER_03 15:01

And then we have to move on to the so I have a client right now that I'm working with. It's um there's three grown daughters and they're caring for their dad. Their mom has already passed. And um one of and and they're actually each taking turns taking care of him. So the one who's taking care of him right now has asked me, how can I help my dad feel better about transition?

SPEAKER_01 15:21

That's good that he's asking.

SPEAKER_03 15:22

Yeah, right. Well, he has had what we call near-death awareness. He has reached out to family members. You know, this happens at the end of life, and she says, at one point, he said, I don't think I'm gonna get into heaven. And she's like, of course he is. So I said, Let's get a priest over, let's let him get his confession. Why don't you start praying before dinner at night? And and I work with all faiths.

SPEAKER_01 15:48

That's what I wanted to ask. So people need to understand that it doesn't have to be, yeah, different faiths, different religions, whatever. It doesn't matter.

SPEAKER_03 15:56

Right. So in my mind, if he could get back in touch with his faith, because he's 90 years old, he's Irish Catholic, um, I'm sorry, Italian Catholic. So it's his cat his Catholicism is real strong. Um, let's get a priest over, let's start praying. And then I even said, let's do the rosary. So every night she's doing the rosary with him, and you and she can see him moving the beads, and it makes him feel more confident that and calm and at peace. Yeah, and and getting rid of the fear of death because we don't talk about death in this country. We we're so grief illiterate that we don't talk about grief. So um after the person has passed, then I work with the family on grief education and helping them on that end as well. Wonderful, wonderful. Now, how can people reach you? Um, they can go to deathdoolamargaret.com. Um, that's my website, and and I do other things as well, but they can find it on my website. Um, this, by the way, is not covered by insurance. Okay. It's support of hospice. Um, it's very one-on-one, but it's not covered by insurance. Self-to pay. Self-pay, yes. Okay.

SPEAKER_01 17:08

Well, I'm gonna move on to Lydia and then we'll come back around for a quick uh follow-up. So Miss Lydia Wheatsma from uh Next Home Power Realty has joined me again, and I'm bringing her in to talk about uh real estate and probate. And um go ahead and do your um, I want to have people, you know, if they're just catching us for the first time, make sure you introduce yourself.

SPEAKER_02 17:29

So I'm Lydia Wheatsma. I'm a certified senior and probate real estate specialist. I'm also the uh co-owner of Next Home Power Realty. Um I have a business partner, Raquel Yugiano, and she's our broker. And my main focus has been seniors and probate work. And so I work a lot with probate courts. I work with senior adult children when their families are either moving out of their home into independent assisted memory care, or if they are going through that probate process and they've lost a loved one to and they've inherited a property. So that's a lot.

SPEAKER_01 18:06

It is a lot amazing. And so just a little background. Uh so I've been doing mortgages since 2002, 10 years reverse mortgages. I've actually had Lydia in my phone for a couple of years, and then I saw her speak, and I'm like, oh my gosh, we have to reconnect. And so she's a certified real estate uh agent, and so uh senior certified. And so I'm like, oh my gosh, we need to have you come in and talk about probate. And um, so can you explain what probate is and why real estate is often involved?

SPEAKER_02 18:36

Yes, so probate basically is when somebody has passed away and they have assets. Um it can be property, it can be bank accounts, it can be life insurance policies, um, stocks, any any any asset. And um if you don't have your assets in a trust or do on death clause, then it has to go through the probate process. And that is where someone goes to the probate courts and the judge has to make a decision on who the heirs are and how much those people are gonna get. So you're basically, if you don't get it prepared ahead of time, you're basically going off of somebody else telling you what you're gonna get, and and it may not be what the what your parents really wanted for you. Right, right. And a lot of people end up in probate by mistake. Either they had either uh a will, which is just the written instructions, it's not a trust. Um, it helped you still will go through probate if you just have a will. But what happens is the will is the written instructions within a trust. So if you at least have a will, the judge can at least just figure out who you really wanted your items to go to. But it still has to go through probate.

SPEAKER_01 19:51

Um I'm gonna stop you there. I'm gonna bring on someone who talks about wills and trust, either elder law attorney or you know, someone who handles all that because that is so important. Because that is reverse mortgages, you can close in your own name, but you can also close in the name of a trust. Absolutely. And so this is what Lydia is talking about. So pay attention to this. Yes, that a will is written instructions, but trust will keep you out of probate. Absolutely. Okay.

SPEAKER_02 20:14

And if you don't have a trust, you can put all your accounts in a do-on-death clause. Right. But you have to make sure if that's the way you're gonna go, you have to put everything in it. I I've had clients go through probate for twelve hundred dollars in a bank account because they forgot to put a due on death clause. So that takes everything into probate? It takes No, it just takes that one account into probate. He only had the one account. They had gotten rid of the house before and he Okay, so if they had the house, but then they didn't have the bank account. Yep. Would only just the bank account go into probate, or is it the house and the if they had a trust and they've missed some of the things within the trust, it will go through probate. Or the items that are not in the trust will go through probate. Okay, probate.

SPEAKER_01 20:58

Good, you're good. Okay. Okay. So what challenges do families face when dealing with inherited property?

SPEAKER_02 21:03

It's very that's a loaded question. It's very dynamic. And we don't have a lot of time. So I'll just I'll just say this. I I do a lot of education, a lot of speaking, and I always get somebody in the front row that says, I'm just gonna let my kids take care of it. And the problem with that is they've just allowed their kids to go like this. Yes. Because one may say, Mom wanted this, and one may say, No, mom told me she wanted this. And you know, as a mom of three kids, you say things to your kids throughout your lifetime, right? But those adult children remember the one thing that mom said, and it's and it's and it and it can it can cause a lot of grief for the for the families. And and and the problem also with probate, I I will explain this is that you know, your grief counselor, it when you have someone that has passed away, you're grieving. And if you are having to make these Major decisions in for your families or your adult children or for the siblings that you're with or whoever it is. This is not the time to be making those major decisions.

SPEAKER_01 22:11

That's why it's better to be proactive, which is what we're talking about here. Be proactive. Yes. Okay. So um well, we'll do one more question. Okay. What should families do beyond before a loved one passes to make the process easier? So it's kind of like what we're talking here. Yeah.

SPEAKER_02 22:28

So it definitely I get a lot of calls from hospice companies that say, Do you have an attorney? We need to get this a trust or you know, uh a due-on-death clause put together, a beneficiary deed. And um that's not the time to be doing it. It's really you should be doing it prior to that happening. But if if it's best to do it as you acquire uh um items. So as like for instance, my my daughter, my oldest daughter's a trauma nurse. She bought her first house when she was 20 years old. And um it really does help as soon as you buy a house. If you don't have a trust put together, that's the time to put a trust together. However, I will say this as children, when they turn 18 and you send them off to college, most people don't think, oh, my 18-year-old needs a trust put in place. We had all of our kids put a trust in place for for many reasons, but mainly for this reason. When your child goes off to college, say they're in a car accident, and you know, God forbid they're in a coma, and now they're on life support. So you've got dad that says, My son, I would never want my son to be put on life support, we're gonna pull the plug. And mom says, No, I I can't let him go. So now you've got two parents that can't make that decision. And in Arizona, we are one of the few states that has mental power of attorney, which that correlates to anything that's incapacitated. So as children, as you get older and you're in college or in your 20s, it the minimal thing you should get is at least your powers of attorney put in place so that you know what you want to do with your with if if you're put on life support, what would you want? And it's a good conversation for parents to have, especially now that we're going into you know holiday times, it's really good to have those conversations of, you know, what if something were to happen? Well, I said that to my mom.

SPEAKER_01 24:29

I said, Mom, if I don't come back in 30 days, let me go. I got a 30-day limit on mine. I'm like, if I'm in a coma for 30 days, then it's okay. Yeah. And so we had that drawn up.

SPEAKER_02 24:41

Yeah, and it's it's it's it's it's a harsh thing to talk about, but it's it is proactive. It it helps you go through the grieving process easier if you already know what your loved ones want to do. And my daughter, who's a nurse, when we sat down with the attorney, they they will specifically ask you, do you want to be on a feeding tube? Do you want to be intubated? Do you want and there we as common people don't know what that is, but you can you they will explain to you what does that mean? And when my daughter sat down, she's like, Yes, no, no, yes, because she knows what those things are. And I'm like, I looked at her and I go, should I redo mine? And she goes, Yes, mom, you probably do. Although she is our medical power of attorney, so I will be in good hands right.

SPEAKER_01 25:28

Good, good, go, good. Okay, so Lydia also has a radio show, and she's on AM 960 the Patriot on Sundays, right before me at 3 p.m. So she's on at 3 p.m. I'm at 3 30. You get a whole hour of us every Sunday here in Arizona, and then you can live stream us on 960thepatriot.com and you just go to the podcast. So, how do we get a hold of you? And then um you can come back and talk about this when we just do a loop. But what's your contact?

SPEAKER_02 25:56

So the best way to reach me is cell phone is six oh two three six three one seven two zero, or you can email me at lydia at arizonapoweragent.com. Okay, wonderful.

SPEAKER_01 26:08

Now, anything else you want to add really quickly because we have to wrap up.

SPEAKER_00 26:11

Sure. If you want to email me, it's J Miter at ascensionhospice.com. And a quick phone number for me is 480-560-2295. Okay, any other thing you want to add about hospice while we've been sitting here talking? Think about ascension and give us a call, even if you have any questions. If you don't think anyone's ready yet in your family, but you just want to ask some questions and understand it to get ready, or you want any kind of resources related to that process of end of life, and you need like care at home, that kind of thing, reach out to me. We have those resources.

SPEAKER_01 26:43

Thanks. Yes, be proactive. Absolutely, yes, and get assessed. Get assessed. Get assessed. Okay, Miss Margaret.

SPEAKER_03 26:50

Um, I think I'll share my phone number, 480-848-1534. Again, it's deathdoulamargaret.com. Um, one last thing I wanted to say is um because Death Doula has been around for a long, long time, it's just kind of coming back into play now. And I think because there's been so much cuts in funding for care like hospice and that kind of thing, I think people looking for alternatives to support. Um so Death Dool has been around for a long time, but if you ever have any questions, I do a free consult so we can talk about what's going on with your family and see if I also have a male um doula um that I trust very well, whether you want me or him to take care of your family member, but we can do that over the phone and decide if it's something for you.

SPEAKER_01 27:40

And we're not going to talk about it here, but she also helps for job loss, pet loss, and so she can help if you're stuck in those areas. It is a grief, it is a grief. Any type of grief.

SPEAKER_03 27:50

So yes, it's death and non-death loss. I I do grief coaching for that. Okay, perfect. And then one more thing.

SPEAKER_02 27:57

And I actually wrote a book last year called Solving Life's Next Chapter. This is what my radio show is called, Solving Life's Next Chapter, on KKNT uh 960 the Patriot. And like Cheryl said, I'm on right before her show. Yes.

SPEAKER_01 28:10

Three o'clock. Yes. So I'm Cheryl Scheidel. Thank you so much for joining us today on Reverse Mortgages and Beyond. Check us out in a couple of weeks. We'll have another podcast for you. Thanks so much for joining. And I can be reached at 480-817-4324. Thank you. Again, this is Cheryl Scheidel, NMLS number 886425 with Barrett Financial, an Equal Housing Lender. Please remember that loan programs, rates, and eligibility guidelines are subject to change and may vary based on individual circumstances. Nothing discussed in this episode constitutes a loan offer or credit decision. Any examples or scenarios shared are strictly for illustrative purposes. All loans are subject to credit approval and underwriting conditions.