{"version":"1.0.0","segments":[{"speaker":"SPEAKER_00","startTime":5.6,"endTime":6.08,"body":"You're"},{"speaker":"SPEAKER_00","startTime":6.08,"endTime":6.4,"body":"gonna"},{"speaker":"SPEAKER_00","startTime":6.56,"endTime":6.72,"body":"do"},{"speaker":"SPEAKER_00","startTime":6.72,"endTime":6.88,"body":"a"},{"speaker":"SPEAKER_00","startTime":6.88,"endTime":7.12,"body":"really"},{"speaker":"SPEAKER_00","startTime":7.12,"endTime":7.52,"body":"great"},{"speaker":"SPEAKER_00","startTime":7.52,"endTime":8.0,"body":"financial"},{"speaker":"SPEAKER_00","startTime":8.24,"endTime":8.64,"body":"future."},{"speaker":"SPEAKER_00","startTime":8.88,"endTime":9.2,"body":"Tom"},{"speaker":"SPEAKER_00","startTime":9.2,"endTime":9.44,"body":"and"},{"speaker":"SPEAKER_00","startTime":9.44,"endTime":9.76,"body":"Don"},{"speaker":"SPEAKER_00","startTime":9.76,"endTime":10.0,"body":"are"},{"speaker":"SPEAKER_00","startTime":10.0,"endTime":10.56,"body":"talking"},{"speaker":"SPEAKER_00","startTime":10.56,"endTime":10.72,"body":"real"},{"speaker":"SPEAKER_00","startTime":11.04,"endTime":11.84,"body":"money."},{"speaker":"SPEAKER_02","startTime":12.24,"endTime":12.56,"body":"The"},{"speaker":"SPEAKER_02","startTime":12.56,"endTime":13.36,"body":"Times,"},{"speaker":"SPEAKER_02","startTime":13.92,"endTime":14.16,"body":"they"},{"speaker":"SPEAKER_02","startTime":14.48,"endTime":14.8,"body":"are"},{"speaker":"SPEAKER_02","startTime":14.8,"endTime":15.12,"body":"a"},{"speaker":"SPEAKER_02","startTime":15.12,"endTime":15.76,"body":"change"},{"speaker":"SPEAKER_02","startTime":16.32,"endTime":16.56,"body":"in."},{"speaker":"SPEAKER_02","startTime":17.36,"endTime":17.92,"body":"Ladies"},{"speaker":"SPEAKER_02","startTime":17.92,"endTime":18.08,"body":"and"},{"speaker":"SPEAKER_02","startTime":18.08,"endTime":18.64,"body":"gentlemen,"},{"speaker":"SPEAKER_02","startTime":18.8,"endTime":19.12,"body":"hi,"},{"speaker":"SPEAKER_02","startTime":19.2,"endTime":19.52,"body":"welcome"},{"speaker":"SPEAKER_02","startTime":19.52,"endTime":19.76,"body":"to"},{"speaker":"SPEAKER_02","startTime":19.76,"endTime":20.24,"body":"Talking"},{"speaker":"SPEAKER_02","startTime":20.24,"endTime":20.56,"body":"Real"},{"speaker":"SPEAKER_02","startTime":20.56,"endTime":20.88,"body":"Money,"},{"speaker":"SPEAKER_02","startTime":21.04,"endTime":21.28,"body":"the"},{"speaker":"SPEAKER_02","startTime":21.28,"endTime":21.52,"body":"all"},{"speaker":"SPEAKER_02","startTime":21.52,"endTime":22.08,"body":"things"},{"speaker":"SPEAKER_02","startTime":22.08,"endTime":22.8,"body":"money"},{"speaker":"SPEAKER_02","startTime":22.8,"endTime":23.12,"body":"program"},{"speaker":"SPEAKER_02","startTime":23.44,"endTime":23.68,"body":"that"},{"speaker":"SPEAKER_02","startTime":23.68,"endTime":23.92,"body":"uh"},{"speaker":"SPEAKER_02","startTime":23.92,"endTime":24.48,"body":"airs"},{"speaker":"SPEAKER_02","startTime":24.48,"endTime":24.72,"body":"just"},{"speaker":"SPEAKER_02","startTime":24.72,"endTime":24.96,"body":"about"},{"speaker":"SPEAKER_02","startTime":24.96,"endTime":25.2,"body":"every"},{"speaker":"SPEAKER_02","startTime":25.2,"endTime":25.44,"body":"single"},{"speaker":"SPEAKER_02","startTime":25.44,"endTime":25.6,"body":"day"},{"speaker":"SPEAKER_02","startTime":25.6,"endTime":25.76,"body":"of"},{"speaker":"SPEAKER_02","startTime":25.76,"endTime":25.84,"body":"the"},{"speaker":"SPEAKER_02","startTime":25.84,"endTime":26.0,"body":"week,"},{"speaker":"SPEAKER_02","startTime":26.08,"endTime":26.16,"body":"at"},{"speaker":"SPEAKER_02","startTime":26.16,"endTime":26.24,"body":"least"},{"speaker":"SPEAKER_02","startTime":26.4,"endTime":26.88,"body":"weekdays."},{"speaker":"SPEAKER_02","startTime":26.96,"endTime":27.12,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":27.12,"endTime":27.36,"body":"Don"},{"speaker":"SPEAKER_02","startTime":27.36,"endTime":27.92,"body":"McDonald,"},{"speaker":"SPEAKER_02","startTime":28.0,"endTime":28.24,"body":"Tom"},{"speaker":"SPEAKER_02","startTime":28.24,"endTime":28.56,"body":"Cox"},{"speaker":"SPEAKER_02","startTime":28.64,"endTime":28.88,"body":"over"},{"speaker":"SPEAKER_02","startTime":28.88,"endTime":29.04,"body":"there."},{"speaker":"SPEAKER_02","startTime":29.28,"endTime":29.6,"body":"You're"},{"speaker":"SPEAKER_02","startTime":29.6,"endTime":29.92,"body":"listening,"},{"speaker":"SPEAKER_02","startTime":30.0,"endTime":30.24,"body":"we're"},{"speaker":"SPEAKER_02","startTime":30.24,"endTime":30.4,"body":"glad"},{"speaker":"SPEAKER_02","startTime":30.4,"endTime":30.64,"body":"you're"},{"speaker":"SPEAKER_02","startTime":30.64,"endTime":30.88,"body":"doing"},{"speaker":"SPEAKER_02","startTime":30.88,"endTime":31.04,"body":"that."},{"speaker":"SPEAKER_02","startTime":31.12,"endTime":31.6,"body":"That's"},{"speaker":"SPEAKER_02","startTime":31.6,"endTime":31.92,"body":"really"},{"speaker":"SPEAKER_02","startTime":31.92,"endTime":32.08,"body":"important"},{"speaker":"SPEAKER_02","startTime":32.08,"endTime":32.24,"body":"to"},{"speaker":"SPEAKER_02","startTime":32.24,"endTime":32.4,"body":"us"},{"speaker":"SPEAKER_02","startTime":32.48,"endTime":32.72,"body":"because"},{"speaker":"SPEAKER_02","startTime":32.72,"endTime":32.88,"body":"if"},{"speaker":"SPEAKER_02","startTime":32.88,"endTime":32.96,"body":"you"},{"speaker":"SPEAKER_02","startTime":32.96,"endTime":33.2,"body":"weren't"},{"speaker":"SPEAKER_02","startTime":33.2,"endTime":33.36,"body":"there"},{"speaker":"SPEAKER_02","startTime":33.36,"endTime":33.68,"body":"listening,"},{"speaker":"SPEAKER_02","startTime":33.76,"endTime":33.92,"body":"there"},{"speaker":"SPEAKER_02","startTime":33.92,"endTime":34.0,"body":"would"},{"speaker":"SPEAKER_02","startTime":34.0,"endTime":34.08,"body":"be"},{"speaker":"SPEAKER_02","startTime":34.08,"endTime":34.24,"body":"no"},{"speaker":"SPEAKER_02","startTime":34.24,"endTime":34.4,"body":"point"},{"speaker":"SPEAKER_02","startTime":34.4,"endTime":34.64,"body":"in"},{"speaker":"SPEAKER_02","startTime":34.64,"endTime":34.8,"body":"us"},{"speaker":"SPEAKER_02","startTime":34.8,"endTime":35.36,"body":"doing"},{"speaker":"SPEAKER_02","startTime":35.36,"endTime":35.6,"body":"this."},{"speaker":"SPEAKER_02","startTime":35.92,"endTime":36.24,"body":"So,"},{"speaker":"SPEAKER_02","startTime":36.56,"endTime":36.88,"body":"you"},{"speaker":"SPEAKER_02","startTime":36.88,"endTime":37.2,"body":"know,"},{"speaker":"SPEAKER_02","startTime":38.08,"endTime":38.72,"body":"thanks."},{"speaker":"SPEAKER_02","startTime":39.2,"endTime":39.68,"body":"Anyway,"},{"speaker":"SPEAKER_02","startTime":39.76,"endTime":40.0,"body":"we"},{"speaker":"SPEAKER_02","startTime":40.0,"endTime":40.16,"body":"want"},{"speaker":"SPEAKER_02","startTime":40.16,"endTime":40.24,"body":"to"},{"speaker":"SPEAKER_02","startTime":40.24,"endTime":40.56,"body":"talk"},{"speaker":"SPEAKER_02","startTime":40.56,"endTime":40.8,"body":"about"},{"speaker":"SPEAKER_02","startTime":40.8,"endTime":41.12,"body":"something"},{"speaker":"SPEAKER_02","startTime":41.12,"endTime":41.28,"body":"a"},{"speaker":"SPEAKER_02","startTime":41.28,"endTime":41.44,"body":"little"},{"speaker":"SPEAKER_02","startTime":41.44,"endTime":41.6,"body":"bit"},{"speaker":"SPEAKER_02","startTime":41.6,"endTime":42.08,"body":"different"},{"speaker":"SPEAKER_02","startTime":42.08,"endTime":42.4,"body":"today,"},{"speaker":"SPEAKER_02","startTime":42.48,"endTime":42.64,"body":"and"},{"speaker":"SPEAKER_02","startTime":42.64,"endTime":42.88,"body":"I"},{"speaker":"SPEAKER_02","startTime":42.88,"endTime":43.04,"body":"know"},{"speaker":"SPEAKER_02","startTime":43.04,"endTime":43.28,"body":"this"},{"speaker":"SPEAKER_02","startTime":43.28,"endTime":43.52,"body":"is"},{"speaker":"SPEAKER_02","startTime":43.52,"endTime":43.68,"body":"not"},{"speaker":"SPEAKER_02","startTime":43.68,"endTime":44.0,"body":"a"},{"speaker":"SPEAKER_02","startTime":44.0,"endTime":44.72,"body":"topic"},{"speaker":"SPEAKER_02","startTime":44.72,"endTime":44.96,"body":"that"},{"speaker":"SPEAKER_02","startTime":45.28,"endTime":45.6,"body":"is"},{"speaker":"SPEAKER_02","startTime":46.56,"endTime":47.84,"body":"necessarily"},{"speaker":"SPEAKER_02","startTime":48.8,"endTime":49.28,"body":"top"},{"speaker":"SPEAKER_02","startTime":49.28,"endTime":49.6,"body":"of"},{"speaker":"SPEAKER_02","startTime":49.6,"endTime":49.92,"body":"mind"},{"speaker":"SPEAKER_02","startTime":49.92,"endTime":50.24,"body":"for"},{"speaker":"SPEAKER_02","startTime":50.24,"endTime":50.56,"body":"most"},{"speaker":"SPEAKER_02","startTime":50.56,"endTime":50.88,"body":"of"},{"speaker":"SPEAKER_02","startTime":50.88,"endTime":51.2,"body":"our"},{"speaker":"SPEAKER_02","startTime":51.44,"endTime":52.0,"body":"slightly"},{"speaker":"SPEAKER_02","startTime":52.0,"endTime":52.48,"body":"older,"},{"speaker":"SPEAKER_02","startTime":52.56,"endTime":53.04,"body":"albeit"},{"speaker":"SPEAKER_02","startTime":53.04,"endTime":53.28,"body":"not"},{"speaker":"SPEAKER_02","startTime":53.28,"endTime":53.84,"body":"elderly"},{"speaker":"SPEAKER_02","startTime":53.84,"endTime":54.0,"body":"like"},{"speaker":"SPEAKER_02","startTime":54.0,"endTime":54.16,"body":"us,"},{"speaker":"SPEAKER_02","startTime":54.4,"endTime":55.36,"body":"audience."},{"speaker":"SPEAKER_02","startTime":56.72,"endTime":57.28,"body":"We're"},{"speaker":"SPEAKER_02","startTime":57.28,"endTime":57.76,"body":"old."},{"speaker":"SPEAKER_02","startTime":58.08,"endTime":58.64,"body":"Uh"},{"speaker":"SPEAKER_02","startTime":59.04,"endTime":59.28,"body":"this"},{"speaker":"SPEAKER_02","startTime":59.28,"endTime":59.52,"body":"is"},{"speaker":"SPEAKER_02","startTime":59.52,"endTime":59.84,"body":"the"},{"speaker":"SPEAKER_02","startTime":59.92,"endTime":60.0,"body":"it"},{"speaker":"SPEAKER_02","startTime":60.08,"endTime":60.32,"body":"we're"},{"speaker":"SPEAKER_02","startTime":60.32,"endTime":60.64,"body":"coming"},{"speaker":"SPEAKER_02","startTime":60.64,"endTime":60.8,"body":"up,"},{"speaker":"SPEAKER_02","startTime":60.88,"endTime":61.2,"body":"it's"},{"speaker":"SPEAKER_02","startTime":61.28,"endTime":61.68,"body":"it's"},{"speaker":"SPEAKER_02","startTime":61.68,"endTime":62.4,"body":"graduation"},{"speaker":"SPEAKER_02","startTime":62.4,"endTime":63.04,"body":"season."},{"speaker":"SPEAKER_02","startTime":63.2,"endTime":63.52,"body":"And"},{"speaker":"SPEAKER_02","startTime":63.52,"endTime":63.68,"body":"when"},{"speaker":"SPEAKER_02","startTime":63.68,"endTime":63.84,"body":"we"},{"speaker":"SPEAKER_02","startTime":63.84,"endTime":64.0,"body":"put"},{"speaker":"SPEAKER_02","startTime":64.0,"endTime":64.16,"body":"the"},{"speaker":"SPEAKER_02","startTime":64.32,"endTime":64.48,"body":"when"},{"speaker":"SPEAKER_02","startTime":64.48,"endTime":64.64,"body":"we"},{"speaker":"SPEAKER_02","startTime":64.64,"endTime":64.8,"body":"put"},{"speaker":"SPEAKER_02","startTime":64.8,"endTime":64.96,"body":"this"},{"speaker":"SPEAKER_02","startTime":64.96,"endTime":65.12,"body":"up,"},{"speaker":"SPEAKER_02","startTime":65.2,"endTime":65.44,"body":"it's"},{"speaker":"SPEAKER_02","startTime":65.44,"endTime":65.76,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":65.76,"endTime":66.08,"body":"be"},{"speaker":"SPEAKER_02","startTime":66.08,"endTime":66.72,"body":"May."},{"speaker":"SPEAKER_02","startTime":67.44,"endTime":67.68,"body":"And"},{"speaker":"SPEAKER_02","startTime":67.68,"endTime":68.0,"body":"that"},{"speaker":"SPEAKER_02","startTime":68.0,"endTime":68.4,"body":"means"},{"speaker":"SPEAKER_02","startTime":68.4,"endTime":68.56,"body":"that"},{"speaker":"SPEAKER_02","startTime":68.56,"endTime":68.96,"body":"kids"},{"speaker":"SPEAKER_02","startTime":68.96,"endTime":69.12,"body":"are"},{"speaker":"SPEAKER_02","startTime":69.12,"endTime":69.68,"body":"graduating"},{"speaker":"SPEAKER_02","startTime":69.68,"endTime":69.84,"body":"from"},{"speaker":"SPEAKER_02","startTime":69.84,"endTime":70.08,"body":"high"},{"speaker":"SPEAKER_02","startTime":70.08,"endTime":70.4,"body":"school"},{"speaker":"SPEAKER_02","startTime":70.4,"endTime":70.56,"body":"and"},{"speaker":"SPEAKER_02","startTime":70.56,"endTime":70.96,"body":"college,"},{"speaker":"SPEAKER_02","startTime":71.12,"endTime":71.28,"body":"and"},{"speaker":"SPEAKER_02","startTime":71.28,"endTime":71.52,"body":"they're"},{"speaker":"SPEAKER_02","startTime":71.6,"endTime":71.92,"body":"they're"},{"speaker":"SPEAKER_02","startTime":71.92,"endTime":72.08,"body":"going"},{"speaker":"SPEAKER_02","startTime":72.08,"endTime":72.32,"body":"out"},{"speaker":"SPEAKER_02","startTime":72.32,"endTime":72.48,"body":"into"},{"speaker":"SPEAKER_02","startTime":72.48,"endTime":72.56,"body":"the"},{"speaker":"SPEAKER_02","startTime":72.56,"endTime":72.72,"body":"world"},{"speaker":"SPEAKER_02","startTime":72.72,"endTime":73.12,"body":"thinking,"},{"speaker":"SPEAKER_02","startTime":73.2,"endTime":73.44,"body":"or"},{"speaker":"SPEAKER_02","startTime":73.44,"endTime":73.76,"body":"particularly"},{"speaker":"SPEAKER_02","startTime":73.92,"endTime":74.4,"body":"graduating"},{"speaker":"SPEAKER_02","startTime":74.4,"endTime":74.56,"body":"from"},{"speaker":"SPEAKER_02","startTime":74.56,"endTime":74.72,"body":"high"},{"speaker":"SPEAKER_02","startTime":74.72,"endTime":74.96,"body":"school,"},{"speaker":"SPEAKER_02","startTime":75.04,"endTime":75.2,"body":"but"},{"speaker":"SPEAKER_02","startTime":75.2,"endTime":75.36,"body":"let's"},{"speaker":"SPEAKER_02","startTime":75.44,"endTime":75.68,"body":"let's"},{"speaker":"SPEAKER_02","startTime":75.68,"endTime":75.84,"body":"say"},{"speaker":"SPEAKER_02","startTime":75.84,"endTime":76.08,"body":"college"},{"speaker":"SPEAKER_02","startTime":76.16,"endTime":76.48,"body":"too."},{"speaker":"SPEAKER_02","startTime":76.56,"endTime":76.72,"body":"And"},{"speaker":"SPEAKER_02","startTime":76.72,"endTime":76.88,"body":"they're"},{"speaker":"SPEAKER_02","startTime":76.96,"endTime":77.12,"body":"they're"},{"speaker":"SPEAKER_02","startTime":77.12,"endTime":77.28,"body":"going"},{"speaker":"SPEAKER_02","startTime":77.28,"endTime":77.44,"body":"out"},{"speaker":"SPEAKER_02","startTime":77.44,"endTime":77.52,"body":"in"},{"speaker":"SPEAKER_02","startTime":77.52,"endTime":77.6,"body":"the"},{"speaker":"SPEAKER_02","startTime":77.6,"endTime":77.76,"body":"world"},{"speaker":"SPEAKER_02","startTime":77.76,"endTime":78.0,"body":"thinking,"},{"speaker":"SPEAKER_02","startTime":78.16,"endTime":78.32,"body":"okay,"},{"speaker":"SPEAKER_02","startTime":78.4,"endTime":78.56,"body":"what"},{"speaker":"SPEAKER_02","startTime":78.56,"endTime":78.72,"body":"am"},{"speaker":"SPEAKER_02","startTime":78.72,"endTime":78.8,"body":"I"},{"speaker":"SPEAKER_02","startTime":78.8,"endTime":78.96,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":78.96,"endTime":79.12,"body":"do?"},{"speaker":"SPEAKER_02","startTime":79.2,"endTime":79.52,"body":"What's"},{"speaker":"SPEAKER_02","startTime":79.52,"endTime":79.6,"body":"the"},{"speaker":"SPEAKER_02","startTime":79.6,"endTime":79.76,"body":"next"},{"speaker":"SPEAKER_02","startTime":79.76,"endTime":79.92,"body":"step?"},{"speaker":"SPEAKER_02","startTime":80.0,"endTime":80.24,"body":"What"},{"speaker":"SPEAKER_02","startTime":80.24,"endTime":80.32,"body":"am"},{"speaker":"SPEAKER_02","startTime":80.32,"endTime":80.4,"body":"I"},{"speaker":"SPEAKER_02","startTime":80.4,"endTime":80.56,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":80.56,"endTime":80.8,"body":"learn?"},{"speaker":"SPEAKER_02","startTime":80.88,"endTime":81.04,"body":"What"},{"speaker":"SPEAKER_02","startTime":81.04,"endTime":81.2,"body":"am"},{"speaker":"SPEAKER_02","startTime":81.2,"endTime":81.28,"body":"I"},{"speaker":"SPEAKER_02","startTime":81.36,"endTime":81.6,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":81.6,"endTime":81.84,"body":"do"},{"speaker":"SPEAKER_02","startTime":81.84,"endTime":82.08,"body":"to"},{"speaker":"SPEAKER_02","startTime":82.08,"endTime":82.24,"body":"get"},{"speaker":"SPEAKER_02","startTime":82.24,"endTime":82.4,"body":"a"},{"speaker":"SPEAKER_02","startTime":82.4,"endTime":82.72,"body":"job"},{"speaker":"SPEAKER_02","startTime":82.88,"endTime":83.04,"body":"now"},{"speaker":"SPEAKER_02","startTime":83.04,"endTime":83.2,"body":"that"},{"speaker":"SPEAKER_02","startTime":83.2,"endTime":83.44,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":83.44,"endTime":83.6,"body":"out"},{"speaker":"SPEAKER_02","startTime":83.6,"endTime":83.68,"body":"of"},{"speaker":"SPEAKER_02","startTime":83.68,"endTime":84.0,"body":"college"},{"speaker":"SPEAKER_02","startTime":84.0,"endTime":84.16,"body":"and"},{"speaker":"SPEAKER_02","startTime":84.16,"endTime":84.4,"body":"I've"},{"speaker":"SPEAKER_02","startTime":84.4,"endTime":84.56,"body":"got"},{"speaker":"SPEAKER_02","startTime":84.56,"endTime":84.72,"body":"this"},{"speaker":"SPEAKER_02","startTime":84.72,"endTime":85.04,"body":"degree?"},{"speaker":"SPEAKER_02","startTime":85.12,"endTime":85.36,"body":"What's"},{"speaker":"SPEAKER_02","startTime":85.36,"endTime":85.52,"body":"it"},{"speaker":"SPEAKER_02","startTime":85.52,"endTime":85.68,"body":"worth?"},{"speaker":"SPEAKER_02","startTime":85.84,"endTime":86.08,"body":"What's"},{"speaker":"SPEAKER_02","startTime":86.08,"endTime":86.24,"body":"it"},{"speaker":"SPEAKER_02","startTime":86.24,"endTime":86.4,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":86.4,"endTime":86.56,"body":"make"},{"speaker":"SPEAKER_02","startTime":86.56,"endTime":86.72,"body":"me?"},{"speaker":"SPEAKER_02","startTime":86.88,"endTime":87.12,"body":"Hey,"},{"speaker":"SPEAKER_02","startTime":87.2,"endTime":87.44,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":87.44,"endTime":87.68,"body":"gonna,"},{"speaker":"SPEAKER_02","startTime":87.84,"endTime":88.08,"body":"I've"},{"speaker":"SPEAKER_02","startTime":88.08,"endTime":88.24,"body":"got"},{"speaker":"SPEAKER_02","startTime":88.24,"endTime":88.4,"body":"an"},{"speaker":"SPEAKER_02","startTime":88.4,"endTime":88.72,"body":"education"},{"speaker":"SPEAKER_02","startTime":88.72,"endTime":89.04,"body":"degree,"},{"speaker":"SPEAKER_02","startTime":89.12,"endTime":89.28,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":89.28,"endTime":89.44,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":89.44,"endTime":89.52,"body":"be"},{"speaker":"SPEAKER_02","startTime":89.52,"endTime":89.6,"body":"a"},{"speaker":"SPEAKER_02","startTime":89.6,"endTime":89.84,"body":"teacher"},{"speaker":"SPEAKER_02","startTime":89.84,"endTime":90.0,"body":"and"},{"speaker":"SPEAKER_02","startTime":90.0,"endTime":90.16,"body":"make"},{"speaker":"SPEAKER_02","startTime":90.16,"endTime":91.04,"body":"$43,000"},{"speaker":"SPEAKER_02","startTime":91.2,"endTime":91.36,"body":"a"},{"speaker":"SPEAKER_02","startTime":91.36,"endTime":91.68,"body":"year"},{"speaker":"SPEAKER_02","startTime":91.76,"endTime":92.0,"body":"if"},{"speaker":"SPEAKER_02","startTime":92.0,"endTime":92.16,"body":"I"},{"speaker":"SPEAKER_02","startTime":92.16,"endTime":92.32,"body":"can"},{"speaker":"SPEAKER_02","startTime":92.32,"endTime":92.64,"body":"find"},{"speaker":"SPEAKER_02","startTime":92.64,"endTime":92.8,"body":"a"},{"speaker":"SPEAKER_02","startTime":92.8,"endTime":93.2,"body":"job."},{"speaker":"SPEAKER_02","startTime":93.44,"endTime":93.6,"body":"You"},{"speaker":"SPEAKER_02","startTime":93.84,"endTime":94.08,"body":"what"},{"speaker":"SPEAKER_02","startTime":94.24,"endTime":94.4,"body":"are"},{"speaker":"SPEAKER_02","startTime":94.4,"endTime":94.64,"body":"you"},{"speaker":"SPEAKER_02","startTime":94.64,"endTime":94.96,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":94.96,"endTime":95.28,"body":"do"},{"speaker":"SPEAKER_02","startTime":95.28,"endTime":95.44,"body":"with"},{"speaker":"SPEAKER_02","startTime":95.44,"endTime":95.68,"body":"the"},{"speaker":"SPEAKER_02","startTime":95.68,"endTime":96.0,"body":"future?"},{"speaker":"SPEAKER_02","startTime":96.16,"endTime":96.4,"body":"That"},{"speaker":"SPEAKER_02","startTime":96.4,"endTime":96.56,"body":"is"},{"speaker":"SPEAKER_02","startTime":96.64,"endTime":96.8,"body":"uh"},{"speaker":"SPEAKER_02","startTime":97.36,"endTime":97.6,"body":"and"},{"speaker":"SPEAKER_02","startTime":97.6,"endTime":97.84,"body":"in"},{"speaker":"SPEAKER_02","startTime":97.84,"endTime":98.08,"body":"this"},{"speaker":"SPEAKER_02","startTime":98.08,"endTime":98.48,"body":"age"},{"speaker":"SPEAKER_02","startTime":98.48,"endTime":98.72,"body":"of"},{"speaker":"SPEAKER_02","startTime":98.72,"endTime":99.52,"body":"artificial"},{"speaker":"SPEAKER_02","startTime":99.52,"endTime":100.48,"body":"intelligence"},{"speaker":"SPEAKER_02","startTime":100.48,"endTime":100.72,"body":"and"},{"speaker":"SPEAKER_02","startTime":100.72,"endTime":101.04,"body":"uh"},{"speaker":"SPEAKER_02","startTime":101.04,"endTime":102.0,"body":"automation,"},{"speaker":"SPEAKER_02","startTime":103.04,"endTime":103.36,"body":"what"},{"speaker":"SPEAKER_02","startTime":103.6,"endTime":103.92,"body":"are"},{"speaker":"SPEAKER_02","startTime":103.92,"endTime":104.08,"body":"you"},{"speaker":"SPEAKER_02","startTime":104.24,"endTime":104.48,"body":"or"},{"speaker":"SPEAKER_02","startTime":104.48,"endTime":104.72,"body":"your"},{"speaker":"SPEAKER_02","startTime":104.72,"endTime":105.2,"body":"children"},{"speaker":"SPEAKER_02","startTime":105.36,"endTime":105.6,"body":"or"},{"speaker":"SPEAKER_02","startTime":105.6,"endTime":105.84,"body":"your"},{"speaker":"SPEAKER_02","startTime":105.84,"endTime":106.72,"body":"grandchildren"},{"speaker":"SPEAKER_02","startTime":106.72,"endTime":106.96,"body":"going"},{"speaker":"SPEAKER_02","startTime":106.96,"endTime":107.2,"body":"to"},{"speaker":"SPEAKER_02","startTime":107.2,"endTime":107.36,"body":"do?"},{"speaker":"SPEAKER_02","startTime":107.52,"endTime":107.92,"body":"What's"},{"speaker":"SPEAKER_02","startTime":107.92,"endTime":108.08,"body":"the"},{"speaker":"SPEAKER_02","startTime":108.08,"endTime":108.4,"body":"next"},{"speaker":"SPEAKER_02","startTime":108.4,"endTime":108.64,"body":"step?"},{"speaker":"SPEAKER_02","startTime":108.8,"endTime":109.04,"body":"How"},{"speaker":"SPEAKER_02","startTime":109.04,"endTime":109.2,"body":"do"},{"speaker":"SPEAKER_02","startTime":109.2,"endTime":109.36,"body":"they"},{"speaker":"SPEAKER_02","startTime":109.36,"endTime":109.92,"body":"decide"},{"speaker":"SPEAKER_02","startTime":109.92,"endTime":110.24,"body":"where"},{"speaker":"SPEAKER_02","startTime":110.24,"endTime":110.56,"body":"to"},{"speaker":"SPEAKER_02","startTime":110.56,"endTime":110.88,"body":"go"},{"speaker":"SPEAKER_02","startTime":111.76,"endTime":112.08,"body":"with"},{"speaker":"SPEAKER_02","startTime":112.08,"endTime":112.4,"body":"their"},{"speaker":"SPEAKER_02","startTime":112.4,"endTime":113.04,"body":"earning"},{"speaker":"SPEAKER_02","startTime":113.04,"endTime":113.44,"body":"future?"},{"speaker":"SPEAKER_02","startTime":113.52,"endTime":113.84,"body":"They've"},{"speaker":"SPEAKER_02","startTime":113.84,"endTime":114.0,"body":"got"},{"speaker":"SPEAKER_02","startTime":114.0,"endTime":114.48,"body":"decades"},{"speaker":"SPEAKER_02","startTime":114.48,"endTime":114.64,"body":"of"},{"speaker":"SPEAKER_02","startTime":114.64,"endTime":115.2,"body":"earnings"},{"speaker":"SPEAKER_02","startTime":115.2,"endTime":115.76,"body":"potential"},{"speaker":"SPEAKER_02","startTime":115.76,"endTime":116.08,"body":"ahead"},{"speaker":"SPEAKER_02","startTime":116.08,"endTime":116.32,"body":"of"},{"speaker":"SPEAKER_02","startTime":116.32,"endTime":116.56,"body":"them,"},{"speaker":"SPEAKER_02","startTime":116.88,"endTime":117.2,"body":"and"},{"speaker":"SPEAKER_02","startTime":117.76,"endTime":118.08,"body":"I"},{"speaker":"SPEAKER_02","startTime":118.08,"endTime":118.32,"body":"think"},{"speaker":"SPEAKER_02","startTime":118.32,"endTime":118.88,"body":"they're"},{"speaker":"SPEAKER_02","startTime":118.88,"endTime":119.52,"body":"desperately"},{"speaker":"SPEAKER_02","startTime":119.52,"endTime":119.68,"body":"in"},{"speaker":"SPEAKER_02","startTime":119.68,"endTime":119.92,"body":"need"},{"speaker":"SPEAKER_02","startTime":119.92,"endTime":120.08,"body":"of"},{"speaker":"SPEAKER_02","startTime":120.08,"endTime":120.24,"body":"some"},{"speaker":"SPEAKER_02","startTime":120.24,"endTime":120.56,"body":"great"},{"speaker":"SPEAKER_02","startTime":120.56,"endTime":121.04,"body":"advice."},{"speaker":"SPEAKER_03","startTime":121.44,"endTime":121.68,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":121.84,"endTime":122.16,"body":"and"},{"speaker":"SPEAKER_03","startTime":122.32,"endTime":123.2,"body":"oftentimes"},{"speaker":"SPEAKER_03","startTime":123.36,"endTime":123.6,"body":"you"},{"speaker":"SPEAKER_03","startTime":123.6,"endTime":123.84,"body":"and"},{"speaker":"SPEAKER_03","startTime":123.84,"endTime":124.0,"body":"I"},{"speaker":"SPEAKER_03","startTime":124.0,"endTime":124.24,"body":"do"},{"speaker":"SPEAKER_03","startTime":124.24,"endTime":124.4,"body":"not"},{"speaker":"SPEAKER_03","startTime":124.4,"endTime":124.88,"body":"agree"},{"speaker":"SPEAKER_03","startTime":124.88,"endTime":125.2,"body":"on"},{"speaker":"SPEAKER_03","startTime":125.2,"endTime":125.44,"body":"the"},{"speaker":"SPEAKER_03","startTime":125.44,"endTime":126.0,"body":"topics"},{"speaker":"SPEAKER_03","startTime":126.0,"endTime":126.16,"body":"for"},{"speaker":"SPEAKER_03","startTime":126.16,"endTime":126.32,"body":"this"},{"speaker":"SPEAKER_03","startTime":126.32,"endTime":126.56,"body":"program."},{"speaker":"SPEAKER_03","startTime":127.04,"endTime":127.12,"body":"No,"},{"speaker":"SPEAKER_03","startTime":127.28,"endTime":127.36,"body":"we"},{"speaker":"SPEAKER_03","startTime":127.6,"endTime":128.0,"body":"discuss"},{"speaker":"SPEAKER_03","startTime":128.0,"endTime":128.16,"body":"them"},{"speaker":"SPEAKER_03","startTime":128.16,"endTime":128.32,"body":"all"},{"speaker":"SPEAKER_03","startTime":128.32,"endTime":128.4,"body":"the"},{"speaker":"SPEAKER_03","startTime":128.4,"endTime":128.48,"body":"time."},{"speaker":"SPEAKER_03","startTime":128.96,"endTime":129.2,"body":"We"},{"speaker":"SPEAKER_03","startTime":129.2,"endTime":129.44,"body":"read"},{"speaker":"SPEAKER_03","startTime":129.44,"endTime":129.52,"body":"a"},{"speaker":"SPEAKER_03","startTime":129.52,"endTime":129.68,"body":"lot"},{"speaker":"SPEAKER_03","startTime":129.68,"endTime":129.76,"body":"of"},{"speaker":"SPEAKER_03","startTime":129.76,"endTime":130.0,"body":"stuff,"},{"speaker":"SPEAKER_03","startTime":130.08,"endTime":130.24,"body":"and"},{"speaker":"SPEAKER_03","startTime":130.32,"endTime":130.56,"body":"yeah,"},{"speaker":"SPEAKER_03","startTime":130.64,"endTime":130.72,"body":"I"},{"speaker":"SPEAKER_03","startTime":130.8,"endTime":130.96,"body":"don't"},{"speaker":"SPEAKER_03","startTime":130.96,"endTime":131.12,"body":"like"},{"speaker":"SPEAKER_03","startTime":131.12,"endTime":131.2,"body":"that,"},{"speaker":"SPEAKER_03","startTime":131.28,"endTime":131.36,"body":"and"},{"speaker":"SPEAKER_03","startTime":131.36,"endTime":131.52,"body":"you"},{"speaker":"SPEAKER_03","startTime":131.52,"endTime":131.68,"body":"like"},{"speaker":"SPEAKER_03","startTime":131.68,"endTime":131.76,"body":"that,"},{"speaker":"SPEAKER_03","startTime":131.92,"endTime":132.0,"body":"I"},{"speaker":"SPEAKER_03","startTime":132.0,"endTime":132.16,"body":"don't"},{"speaker":"SPEAKER_03","startTime":132.16,"endTime":132.24,"body":"like."},{"speaker":"SPEAKER_03","startTime":132.64,"endTime":132.88,"body":"But"},{"speaker":"SPEAKER_03","startTime":132.88,"endTime":133.2,"body":"in"},{"speaker":"SPEAKER_03","startTime":133.2,"endTime":133.52,"body":"this"},{"speaker":"SPEAKER_03","startTime":133.52,"endTime":134.16,"body":"case,"},{"speaker":"SPEAKER_03","startTime":134.48,"endTime":134.72,"body":"I"},{"speaker":"SPEAKER_03","startTime":134.72,"endTime":135.2,"body":"happen"},{"speaker":"SPEAKER_03","startTime":135.2,"endTime":135.44,"body":"to"},{"speaker":"SPEAKER_03","startTime":135.44,"endTime":135.84,"body":"agree"},{"speaker":"SPEAKER_03","startTime":135.84,"endTime":136.0,"body":"with"},{"speaker":"SPEAKER_03","startTime":136.0,"endTime":136.16,"body":"you"},{"speaker":"SPEAKER_03","startTime":136.4,"endTime":136.72,"body":"because"},{"speaker":"SPEAKER_03","startTime":136.72,"endTime":137.04,"body":"when"},{"speaker":"SPEAKER_03","startTime":137.04,"endTime":137.28,"body":"you"},{"speaker":"SPEAKER_03","startTime":137.28,"endTime":137.52,"body":"sent"},{"speaker":"SPEAKER_03","startTime":137.52,"endTime":137.68,"body":"this"},{"speaker":"SPEAKER_03","startTime":137.68,"endTime":138.08,"body":"article"},{"speaker":"SPEAKER_03","startTime":138.08,"endTime":138.24,"body":"to"},{"speaker":"SPEAKER_03","startTime":138.24,"endTime":138.4,"body":"me,"},{"speaker":"SPEAKER_03","startTime":138.48,"endTime":138.64,"body":"it"},{"speaker":"SPEAKER_03","startTime":138.64,"endTime":139.2,"body":"it's"},{"speaker":"SPEAKER_03","startTime":139.2,"endTime":139.68,"body":"daunting."},{"speaker":"SPEAKER_03","startTime":139.76,"endTime":139.92,"body":"It's"},{"speaker":"SPEAKER_03","startTime":139.92,"endTime":140.16,"body":"huge."},{"speaker":"SPEAKER_03","startTime":140.24,"endTime":140.48,"body":"It's"},{"speaker":"SPEAKER_03","startTime":140.48,"endTime":140.56,"body":"from"},{"speaker":"SPEAKER_03","startTime":140.56,"endTime":140.64,"body":"the"},{"speaker":"SPEAKER_03","startTime":140.64,"endTime":140.88,"body":"New"},{"speaker":"SPEAKER_03","startTime":140.88,"endTime":141.04,"body":"York"},{"speaker":"SPEAKER_03","startTime":141.04,"endTime":141.36,"body":"Times,"},{"speaker":"SPEAKER_03","startTime":141.52,"endTime":141.76,"body":"very"},{"speaker":"SPEAKER_03","startTime":141.76,"endTime":142.48,"body":"lengthy."},{"speaker":"SPEAKER_03","startTime":142.64,"endTime":142.88,"body":"I"},{"speaker":"SPEAKER_03","startTime":142.88,"endTime":143.12,"body":"read"},{"speaker":"SPEAKER_03","startTime":143.12,"endTime":143.28,"body":"it"},{"speaker":"SPEAKER_03","startTime":143.28,"endTime":143.36,"body":"the"},{"speaker":"SPEAKER_03","startTime":143.36,"endTime":143.52,"body":"first"},{"speaker":"SPEAKER_03","startTime":143.52,"endTime":143.68,"body":"time,"},{"speaker":"SPEAKER_03","startTime":143.76,"endTime":143.84,"body":"I"},{"speaker":"SPEAKER_03","startTime":143.84,"endTime":143.92,"body":"was"},{"speaker":"SPEAKER_03","startTime":144.0,"endTime":144.16,"body":"like,"},{"speaker":"SPEAKER_03","startTime":144.4,"endTime":144.72,"body":"that's"},{"speaker":"SPEAKER_03","startTime":144.72,"endTime":144.88,"body":"pretty"},{"speaker":"SPEAKER_03","startTime":144.88,"endTime":145.04,"body":"good."},{"speaker":"SPEAKER_03","startTime":145.12,"endTime":145.28,"body":"Then"},{"speaker":"SPEAKER_03","startTime":145.28,"endTime":145.36,"body":"I"},{"speaker":"SPEAKER_03","startTime":145.36,"endTime":145.52,"body":"read"},{"speaker":"SPEAKER_03","startTime":145.52,"endTime":145.6,"body":"it"},{"speaker":"SPEAKER_03","startTime":145.6,"endTime":145.68,"body":"the"},{"speaker":"SPEAKER_03","startTime":145.68,"endTime":145.92,"body":"second"},{"speaker":"SPEAKER_03","startTime":145.92,"endTime":146.0,"body":"time,"},{"speaker":"SPEAKER_03","startTime":146.24,"endTime":146.32,"body":"like,"},{"speaker":"SPEAKER_03","startTime":146.48,"endTime":146.64,"body":"this"},{"speaker":"SPEAKER_03","startTime":146.64,"endTime":146.8,"body":"is"},{"speaker":"SPEAKER_03","startTime":146.8,"endTime":146.96,"body":"really"},{"speaker":"SPEAKER_03","startTime":146.96,"endTime":147.12,"body":"good."},{"speaker":"SPEAKER_03","startTime":147.28,"endTime":147.52,"body":"And"},{"speaker":"SPEAKER_03","startTime":147.52,"endTime":147.84,"body":"then"},{"speaker":"SPEAKER_03","startTime":147.84,"endTime":148.08,"body":"I"},{"speaker":"SPEAKER_03","startTime":148.08,"endTime":148.32,"body":"read"},{"speaker":"SPEAKER_03","startTime":148.32,"endTime":148.56,"body":"it"},{"speaker":"SPEAKER_03","startTime":148.56,"endTime":148.8,"body":"one"},{"speaker":"SPEAKER_03","startTime":148.8,"endTime":149.04,"body":"more"},{"speaker":"SPEAKER_03","startTime":149.04,"endTime":149.2,"body":"time."},{"speaker":"SPEAKER_03","startTime":149.36,"endTime":149.6,"body":"I"},{"speaker":"SPEAKER_03","startTime":149.6,"endTime":150.0,"body":"shared"},{"speaker":"SPEAKER_03","startTime":150.0,"endTime":150.16,"body":"it"},{"speaker":"SPEAKER_03","startTime":150.16,"endTime":150.4,"body":"with"},{"speaker":"SPEAKER_03","startTime":150.4,"endTime":150.56,"body":"our"},{"speaker":"SPEAKER_03","startTime":150.56,"endTime":151.12,"body":"entire"},{"speaker":"SPEAKER_03","startTime":151.12,"endTime":151.52,"body":"staff"},{"speaker":"SPEAKER_03","startTime":151.52,"endTime":151.84,"body":"here"},{"speaker":"SPEAKER_03","startTime":152.08,"endTime":152.4,"body":"because"},{"speaker":"SPEAKER_03","startTime":152.64,"endTime":152.88,"body":"as"},{"speaker":"SPEAKER_03","startTime":152.88,"endTime":153.12,"body":"you"},{"speaker":"SPEAKER_03","startTime":153.12,"endTime":153.28,"body":"may"},{"speaker":"SPEAKER_03","startTime":153.28,"endTime":153.44,"body":"or"},{"speaker":"SPEAKER_03","startTime":153.44,"endTime":153.6,"body":"may"},{"speaker":"SPEAKER_03","startTime":153.6,"endTime":153.76,"body":"not"},{"speaker":"SPEAKER_03","startTime":153.76,"endTime":153.84,"body":"be"},{"speaker":"SPEAKER_03","startTime":153.84,"endTime":154.16,"body":"aware,"},{"speaker":"SPEAKER_03","startTime":154.24,"endTime":154.48,"body":"most"},{"speaker":"SPEAKER_03","startTime":154.48,"endTime":154.56,"body":"of"},{"speaker":"SPEAKER_03","startTime":154.56,"endTime":154.8,"body":"the"},{"speaker":"SPEAKER_03","startTime":154.8,"endTime":155.04,"body":"people"},{"speaker":"SPEAKER_03","startTime":155.04,"endTime":155.28,"body":"here"},{"speaker":"SPEAKER_03","startTime":155.28,"endTime":155.52,"body":"are"},{"speaker":"SPEAKER_03","startTime":155.52,"endTime":156.16,"body":"relatively"},{"speaker":"SPEAKER_03","startTime":156.16,"endTime":156.64,"body":"young,"},{"speaker":"SPEAKER_03","startTime":156.8,"endTime":157.04,"body":"and"},{"speaker":"SPEAKER_03","startTime":157.04,"endTime":157.28,"body":"they"},{"speaker":"SPEAKER_03","startTime":157.28,"endTime":157.44,"body":"have"},{"speaker":"SPEAKER_03","startTime":157.44,"endTime":157.6,"body":"most"},{"speaker":"SPEAKER_03","startTime":157.6,"endTime":157.76,"body":"of"},{"speaker":"SPEAKER_03","startTime":157.76,"endTime":157.92,"body":"their"},{"speaker":"SPEAKER_03","startTime":157.92,"endTime":158.4,"body":"earning"},{"speaker":"SPEAKER_03","startTime":158.4,"endTime":158.8,"body":"career"},{"speaker":"SPEAKER_03","startTime":158.8,"endTime":159.04,"body":"ahead"},{"speaker":"SPEAKER_03","startTime":159.04,"endTime":159.2,"body":"of"},{"speaker":"SPEAKER_03","startTime":159.2,"endTime":159.28,"body":"them,"},{"speaker":"SPEAKER_03","startTime":159.36,"endTime":159.6,"body":"too."},{"speaker":"SPEAKER_03","startTime":159.76,"endTime":159.92,"body":"Because"},{"speaker":"SPEAKER_03","startTime":160.08,"endTime":160.32,"body":"this"},{"speaker":"SPEAKER_03","startTime":160.32,"endTime":160.48,"body":"is"},{"speaker":"SPEAKER_03","startTime":160.48,"endTime":160.8,"body":"a"},{"speaker":"SPEAKER_03","startTime":160.8,"endTime":161.28,"body":"such"},{"speaker":"SPEAKER_03","startTime":161.28,"endTime":161.6,"body":"an"},{"speaker":"SPEAKER_03","startTime":161.6,"endTime":161.92,"body":"important"},{"speaker":"SPEAKER_03","startTime":162.24,"endTime":163.12,"body":"topic"},{"speaker":"SPEAKER_03","startTime":164.08,"endTime":164.32,"body":"that"},{"speaker":"SPEAKER_03","startTime":164.32,"endTime":164.56,"body":"I"},{"speaker":"SPEAKER_03","startTime":164.56,"endTime":165.04,"body":"absolutely"},{"speaker":"SPEAKER_03","startTime":165.04,"endTime":165.36,"body":"loved"},{"speaker":"SPEAKER_03","startTime":165.36,"endTime":165.44,"body":"it."},{"speaker":"SPEAKER_03","startTime":165.6,"endTime":165.76,"body":"It"},{"speaker":"SPEAKER_03","startTime":165.76,"endTime":165.92,"body":"was"},{"speaker":"SPEAKER_03","startTime":165.92,"endTime":166.24,"body":"authored"},{"speaker":"SPEAKER_03","startTime":166.24,"endTime":166.4,"body":"by"},{"speaker":"SPEAKER_03","startTime":166.4,"endTime":166.48,"body":"a"},{"speaker":"SPEAKER_03","startTime":166.48,"endTime":166.64,"body":"woman"},{"speaker":"SPEAKER_03","startTime":166.64,"endTime":166.88,"body":"named"},{"speaker":"SPEAKER_03","startTime":166.88,"endTime":167.2,"body":"Jody"},{"speaker":"SPEAKER_03","startTime":167.36,"endTime":168.16,"body":"Cantor,"},{"speaker":"SPEAKER_03","startTime":168.48,"endTime":168.88,"body":"who's"},{"speaker":"SPEAKER_03","startTime":168.88,"endTime":168.96,"body":"a"},{"speaker":"SPEAKER_03","startTime":168.96,"endTime":169.36,"body":"reporter."},{"speaker":"SPEAKER_03","startTime":169.44,"endTime":169.52,"body":"I"},{"speaker":"SPEAKER_03","startTime":169.52,"endTime":169.68,"body":"think"},{"speaker":"SPEAKER_03","startTime":169.68,"endTime":169.84,"body":"she's"},{"speaker":"SPEAKER_03","startTime":169.84,"endTime":170.08,"body":"taught"},{"speaker":"SPEAKER_03","startTime":170.08,"endTime":170.24,"body":"at"},{"speaker":"SPEAKER_03","startTime":170.24,"endTime":170.56,"body":"Columbia"},{"speaker":"SPEAKER_03","startTime":170.72,"endTime":170.8,"body":"as"},{"speaker":"SPEAKER_03","startTime":170.8,"endTime":170.96,"body":"well."},{"speaker":"SPEAKER_03","startTime":171.04,"endTime":171.36,"body":"It's"},{"speaker":"SPEAKER_03","startTime":171.36,"endTime":171.6,"body":"really"},{"speaker":"SPEAKER_03","startTime":171.6,"endTime":171.84,"body":"good."},{"speaker":"SPEAKER_03","startTime":172.08,"endTime":172.4,"body":"But"},{"speaker":"SPEAKER_03","startTime":172.72,"endTime":173.04,"body":"the"},{"speaker":"SPEAKER_03","startTime":173.04,"endTime":173.36,"body":"second"},{"speaker":"SPEAKER_03","startTime":173.36,"endTime":173.92,"body":"paragraph"},{"speaker":"SPEAKER_03","startTime":173.92,"endTime":174.16,"body":"starts"},{"speaker":"SPEAKER_03","startTime":174.16,"endTime":174.32,"body":"with"},{"speaker":"SPEAKER_03","startTime":174.32,"endTime":174.4,"body":"the"},{"speaker":"SPEAKER_03","startTime":174.4,"endTime":174.56,"body":"line"},{"speaker":"SPEAKER_03","startTime":174.72,"endTime":174.96,"body":"you're"},{"speaker":"SPEAKER_03","startTime":174.96,"endTime":175.36,"body":"graduating,"},{"speaker":"SPEAKER_03","startTime":175.52,"endTime":175.76,"body":"talk"},{"speaker":"SPEAKER_03","startTime":175.76,"endTime":175.84,"body":"to"},{"speaker":"SPEAKER_03","startTime":175.84,"endTime":175.92,"body":"the"},{"speaker":"SPEAKER_03","startTime":175.92,"endTime":176.4,"body":"graduates"},{"speaker":"SPEAKER_03","startTime":176.4,"endTime":176.56,"body":"you"},{"speaker":"SPEAKER_03","startTime":176.56,"endTime":176.72,"body":"just"},{"speaker":"SPEAKER_03","startTime":176.72,"endTime":177.12,"body":"mentioned,"},{"speaker":"SPEAKER_03","startTime":177.36,"endTime":177.6,"body":"into"},{"speaker":"SPEAKER_03","startTime":177.6,"endTime":177.76,"body":"a"},{"speaker":"SPEAKER_03","startTime":177.76,"endTime":178.16,"body":"job"},{"speaker":"SPEAKER_03","startTime":178.16,"endTime":178.48,"body":"market"},{"speaker":"SPEAKER_03","startTime":178.72,"endTime":179.6,"body":"unlike"},{"speaker":"SPEAKER_03","startTime":179.6,"endTime":179.92,"body":"any"},{"speaker":"SPEAKER_03","startTime":180.16,"endTime":180.64,"body":"we've"},{"speaker":"SPEAKER_03","startTime":180.64,"endTime":181.36,"body":"known."},{"speaker":"SPEAKER_03","startTime":181.6,"endTime":182.0,"body":"Wow,"},{"speaker":"SPEAKER_03","startTime":182.08,"endTime":182.32,"body":"which"},{"speaker":"SPEAKER_03","startTime":182.32,"endTime":182.48,"body":"is"},{"speaker":"SPEAKER_03","startTime":182.48,"endTime":182.56,"body":"a"},{"speaker":"SPEAKER_03","startTime":182.56,"endTime":182.88,"body":"pretty"},{"speaker":"SPEAKER_03","startTime":182.88,"endTime":183.2,"body":"strong"},{"speaker":"SPEAKER_03","startTime":183.2,"endTime":183.52,"body":"statement"},{"speaker":"SPEAKER_03","startTime":183.6,"endTime":183.76,"body":"if"},{"speaker":"SPEAKER_03","startTime":183.76,"endTime":183.84,"body":"you"},{"speaker":"SPEAKER_03","startTime":183.84,"endTime":184.0,"body":"think"},{"speaker":"SPEAKER_03","startTime":184.0,"endTime":184.16,"body":"about"},{"speaker":"SPEAKER_03","startTime":184.16,"endTime":184.32,"body":"it,"},{"speaker":"SPEAKER_03","startTime":184.4,"endTime":184.64,"body":"because"},{"speaker":"SPEAKER_03","startTime":184.8,"endTime":185.04,"body":"I"},{"speaker":"SPEAKER_03","startTime":185.04,"endTime":185.6,"body":"graduated"},{"speaker":"SPEAKER_03","startTime":185.6,"endTime":185.76,"body":"from"},{"speaker":"SPEAKER_03","startTime":185.76,"endTime":186.08,"body":"college"},{"speaker":"SPEAKER_03","startTime":186.16,"endTime":186.48,"body":"and"},{"speaker":"SPEAKER_03","startTime":186.56,"endTime":186.72,"body":"when"},{"speaker":"SPEAKER_03","startTime":186.72,"endTime":186.88,"body":"I"},{"speaker":"SPEAKER_03","startTime":186.88,"endTime":187.2,"body":"came"},{"speaker":"SPEAKER_03","startTime":187.2,"endTime":187.36,"body":"out,"},{"speaker":"SPEAKER_03","startTime":187.52,"endTime":187.68,"body":"we"},{"speaker":"SPEAKER_03","startTime":187.68,"endTime":187.84,"body":"were"},{"speaker":"SPEAKER_03","startTime":187.84,"endTime":187.92,"body":"in"},{"speaker":"SPEAKER_03","startTime":187.92,"endTime":188.0,"body":"the"},{"speaker":"SPEAKER_03","startTime":188.0,"endTime":188.16,"body":"middle"},{"speaker":"SPEAKER_03","startTime":188.16,"endTime":188.32,"body":"of"},{"speaker":"SPEAKER_03","startTime":188.32,"endTime":188.4,"body":"a"},{"speaker":"SPEAKER_03","startTime":188.4,"endTime":188.72,"body":"horrible"},{"speaker":"SPEAKER_03","startTime":188.8,"endTime":189.12,"body":"deep"},{"speaker":"SPEAKER_03","startTime":189.12,"endTime":189.6,"body":"recession,"},{"speaker":"SPEAKER_03","startTime":189.68,"endTime":189.92,"body":"too,"},{"speaker":"SPEAKER_03","startTime":190.0,"endTime":190.08,"body":"and"},{"speaker":"SPEAKER_03","startTime":190.08,"endTime":190.24,"body":"people"},{"speaker":"SPEAKER_03","startTime":190.24,"endTime":190.32,"body":"said"},{"speaker":"SPEAKER_03","startTime":190.4,"endTime":190.64,"body":"you're"},{"speaker":"SPEAKER_03","startTime":190.64,"endTime":190.72,"body":"just"},{"speaker":"SPEAKER_03","startTime":190.72,"endTime":190.96,"body":"never"},{"speaker":"SPEAKER_03","startTime":190.96,"endTime":191.2,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":191.2,"endTime":191.36,"body":"get"},{"speaker":"SPEAKER_03","startTime":191.36,"endTime":191.44,"body":"a"},{"speaker":"SPEAKER_03","startTime":191.44,"endTime":191.6,"body":"job."},{"speaker":"SPEAKER_03","startTime":191.76,"endTime":192.0,"body":"Well,"},{"speaker":"SPEAKER_03","startTime":192.24,"endTime":192.48,"body":"of"},{"speaker":"SPEAKER_03","startTime":192.48,"endTime":192.88,"body":"course,"},{"speaker":"SPEAKER_03","startTime":193.04,"endTime":193.36,"body":"I"},{"speaker":"SPEAKER_03","startTime":193.36,"endTime":193.52,"body":"got"},{"speaker":"SPEAKER_03","startTime":193.52,"endTime":193.68,"body":"a"},{"speaker":"SPEAKER_03","startTime":193.68,"endTime":194.08,"body":"job."},{"speaker":"SPEAKER_03","startTime":194.24,"endTime":194.56,"body":"Wasn't"},{"speaker":"SPEAKER_03","startTime":194.56,"endTime":194.64,"body":"the"},{"speaker":"SPEAKER_03","startTime":194.64,"endTime":194.88,"body":"job"},{"speaker":"SPEAKER_03","startTime":194.88,"endTime":195.04,"body":"I"},{"speaker":"SPEAKER_03","startTime":195.04,"endTime":195.2,"body":"wanted."},{"speaker":"SPEAKER_02","startTime":198.88,"endTime":199.12,"body":"But"},{"speaker":"SPEAKER_02","startTime":199.2,"endTime":199.36,"body":"uh"},{"speaker":"SPEAKER_02","startTime":199.76,"endTime":199.92,"body":"Wait"},{"speaker":"SPEAKER_02","startTime":199.92,"endTime":200.0,"body":"a"},{"speaker":"SPEAKER_02","startTime":200.0,"endTime":200.16,"body":"minute."},{"speaker":"SPEAKER_02","startTime":200.24,"endTime":200.32,"body":"Okay,"},{"speaker":"SPEAKER_02","startTime":200.48,"endTime":200.64,"body":"what"},{"speaker":"SPEAKER_02","startTime":200.64,"endTime":200.72,"body":"was"},{"speaker":"SPEAKER_02","startTime":200.72,"endTime":200.88,"body":"your"},{"speaker":"SPEAKER_02","startTime":201.04,"endTime":201.2,"body":"what"},{"speaker":"SPEAKER_02","startTime":201.2,"endTime":201.36,"body":"was"},{"speaker":"SPEAKER_02","startTime":201.36,"endTime":201.6,"body":"your"},{"speaker":"SPEAKER_02","startTime":201.6,"endTime":202.24,"body":"major?"},{"speaker":"SPEAKER_02","startTime":203.44,"endTime":204.24,"body":"History."},{"speaker":"SPEAKER_02","startTime":204.72,"endTime":204.96,"body":"And"},{"speaker":"SPEAKER_02","startTime":204.96,"endTime":205.28,"body":"what"},{"speaker":"SPEAKER_02","startTime":205.28,"endTime":205.6,"body":"job"},{"speaker":"SPEAKER_02","startTime":205.6,"endTime":205.84,"body":"did"},{"speaker":"SPEAKER_02","startTime":205.84,"endTime":206.0,"body":"you"},{"speaker":"SPEAKER_02","startTime":206.0,"endTime":206.16,"body":"think"},{"speaker":"SPEAKER_02","startTime":206.16,"endTime":206.32,"body":"you"},{"speaker":"SPEAKER_02","startTime":206.32,"endTime":206.48,"body":"were"},{"speaker":"SPEAKER_02","startTime":206.48,"endTime":206.8,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":206.8,"endTime":207.12,"body":"get"},{"speaker":"SPEAKER_02","startTime":207.12,"endTime":207.36,"body":"with"},{"speaker":"SPEAKER_02","startTime":207.36,"endTime":207.6,"body":"that?"},{"speaker":"SPEAKER_02","startTime":208.48,"endTime":208.72,"body":"That"},{"speaker":"SPEAKER_02","startTime":208.72,"endTime":208.88,"body":"is"},{"speaker":"SPEAKER_02","startTime":208.88,"endTime":209.04,"body":"a"},{"speaker":"SPEAKER_02","startTime":209.04,"endTime":209.36,"body":"great"},{"speaker":"SPEAKER_02","startTime":209.36,"endTime":209.68,"body":"question."},{"speaker":"SPEAKER_02","startTime":210.0,"endTime":210.16,"body":"Okay."},{"speaker":"SPEAKER_03","startTime":210.72,"endTime":210.88,"body":"That's"},{"speaker":"SPEAKER_03","startTime":212.0,"endTime":212.08,"body":"point"},{"speaker":"SPEAKER_03","startTime":212.24,"endTime":212.32,"body":"one."},{"speaker":"SPEAKER_03","startTime":212.8,"endTime":212.88,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":212.96,"endTime":213.12,"body":"that's"},{"speaker":"SPEAKER_03","startTime":214.08,"endTime":214.24,"body":"that"},{"speaker":"SPEAKER_03","startTime":214.24,"endTime":214.4,"body":"was"},{"speaker":"SPEAKER_03","startTime":214.4,"endTime":214.48,"body":"a"},{"speaker":"SPEAKER_03","startTime":214.48,"endTime":214.88,"body":"liberal"},{"speaker":"SPEAKER_03","startTime":214.88,"endTime":215.2,"body":"arts"},{"speaker":"SPEAKER_03","startTime":215.2,"endTime":215.52,"body":"education."},{"speaker":"SPEAKER_03","startTime":215.84,"endTime":215.92,"body":"Okay."},{"speaker":"SPEAKER_03","startTime":216.16,"endTime":216.32,"body":"So"},{"speaker":"SPEAKER_03","startTime":216.4,"endTime":216.56,"body":"there"},{"speaker":"SPEAKER_03","startTime":216.56,"endTime":216.64,"body":"you"},{"speaker":"SPEAKER_03","startTime":216.64,"endTime":216.72,"body":"go."},{"speaker":"SPEAKER_03","startTime":216.88,"endTime":216.96,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":217.2,"endTime":217.44,"body":"that's"},{"speaker":"SPEAKER_03","startTime":217.44,"endTime":217.52,"body":"fair."},{"speaker":"SPEAKER_02","startTime":217.76,"endTime":217.92,"body":"And"},{"speaker":"SPEAKER_02","startTime":217.92,"endTime":218.0,"body":"what"},{"speaker":"SPEAKER_02","startTime":218.16,"endTime":218.32,"body":"wait"},{"speaker":"SPEAKER_02","startTime":218.72,"endTime":218.88,"body":"what"},{"speaker":"SPEAKER_02","startTime":218.88,"endTime":219.04,"body":"was"},{"speaker":"SPEAKER_02","startTime":219.04,"endTime":219.12,"body":"the"},{"speaker":"SPEAKER_02","startTime":219.12,"endTime":219.28,"body":"first"},{"speaker":"SPEAKER_02","startTime":219.28,"endTime":219.6,"body":"job"},{"speaker":"SPEAKER_02","startTime":219.6,"endTime":219.76,"body":"you"},{"speaker":"SPEAKER_02","startTime":219.76,"endTime":219.92,"body":"got"},{"speaker":"SPEAKER_02","startTime":219.92,"endTime":220.08,"body":"out"},{"speaker":"SPEAKER_02","startTime":220.08,"endTime":220.16,"body":"of"},{"speaker":"SPEAKER_02","startTime":220.16,"endTime":220.4,"body":"college?"},{"speaker":"SPEAKER_02","startTime":220.72,"endTime":220.96,"body":"The"},{"speaker":"SPEAKER_02","startTime":220.96,"endTime":221.44,"body":"radio"},{"speaker":"SPEAKER_02","startTime":221.44,"endTime":222.0,"body":"gig."},{"speaker":"SPEAKER_02","startTime":222.56,"endTime":222.88,"body":"Sure."},{"speaker":"SPEAKER_02","startTime":223.04,"endTime":223.36,"body":"That"},{"speaker":"SPEAKER_02","startTime":223.36,"endTime":223.84,"body":"follows."},{"speaker":"SPEAKER_03","startTime":224.16,"endTime":224.32,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":224.56,"endTime":224.72,"body":"makes"},{"speaker":"SPEAKER_03","startTime":224.72,"endTime":224.88,"body":"sense."},{"speaker":"SPEAKER_03","startTime":225.04,"endTime":225.2,"body":"I"},{"speaker":"SPEAKER_03","startTime":225.2,"endTime":225.36,"body":"was"},{"speaker":"SPEAKER_03","startTime":225.36,"endTime":225.84,"body":"reporting"},{"speaker":"SPEAKER_03","startTime":225.84,"endTime":226.0,"body":"on"},{"speaker":"SPEAKER_03","startTime":226.0,"endTime":226.32,"body":"history."},{"speaker":"SPEAKER_03","startTime":226.64,"endTime":226.88,"body":"History."},{"speaker":"SPEAKER_03","startTime":227.2,"endTime":227.36,"body":"Uh,"},{"speaker":"SPEAKER_03","startTime":227.6,"endTime":227.84,"body":"so"},{"speaker":"SPEAKER_03","startTime":227.92,"endTime":228.24,"body":"there"},{"speaker":"SPEAKER_03","startTime":228.24,"endTime":228.48,"body":"you"},{"speaker":"SPEAKER_03","startTime":228.48,"endTime":228.64,"body":"go."},{"speaker":"SPEAKER_03","startTime":228.96,"endTime":229.28,"body":"Okay,"},{"speaker":"SPEAKER_03","startTime":229.44,"endTime":229.68,"body":"so"},{"speaker":"SPEAKER_03","startTime":229.84,"endTime":230.16,"body":"but"},{"speaker":"SPEAKER_03","startTime":230.16,"endTime":230.4,"body":"she"},{"speaker":"SPEAKER_03","startTime":230.4,"endTime":230.8,"body":"spends"},{"speaker":"SPEAKER_03","startTime":230.8,"endTime":230.88,"body":"a"},{"speaker":"SPEAKER_03","startTime":230.88,"endTime":231.04,"body":"lot"},{"speaker":"SPEAKER_03","startTime":231.04,"endTime":231.36,"body":"of"},{"speaker":"SPEAKER_03","startTime":231.36,"endTime":231.6,"body":"time"},{"speaker":"SPEAKER_03","startTime":231.6,"endTime":232.32,"body":"unpacking"},{"speaker":"SPEAKER_03","startTime":232.4,"endTime":232.64,"body":"kind"},{"speaker":"SPEAKER_03","startTime":232.64,"endTime":232.96,"body":"of"},{"speaker":"SPEAKER_03","startTime":232.96,"endTime":233.28,"body":"what"},{"speaker":"SPEAKER_03","startTime":233.92,"endTime":234.24,"body":"work"},{"speaker":"SPEAKER_03","startTime":234.88,"endTime":235.2,"body":"can"},{"speaker":"SPEAKER_03","startTime":235.44,"endTime":235.76,"body":"and"},{"speaker":"SPEAKER_03","startTime":235.76,"endTime":236.24,"body":"cannot"},{"speaker":"SPEAKER_03","startTime":236.24,"endTime":236.48,"body":"mean"},{"speaker":"SPEAKER_03","startTime":236.48,"endTime":236.64,"body":"to"},{"speaker":"SPEAKER_03","startTime":236.64,"endTime":236.72,"body":"you."},{"speaker":"SPEAKER_03","startTime":236.88,"endTime":237.2,"body":"She"},{"speaker":"SPEAKER_03","startTime":237.2,"endTime":237.68,"body":"says"},{"speaker":"SPEAKER_03","startTime":237.92,"endTime":238.24,"body":"um"},{"speaker":"SPEAKER_03","startTime":238.8,"endTime":239.04,"body":"work"},{"speaker":"SPEAKER_03","startTime":239.28,"endTime":239.52,"body":"can"},{"speaker":"SPEAKER_03","startTime":239.52,"endTime":239.84,"body":"bring"},{"speaker":"SPEAKER_03","startTime":239.84,"endTime":240.48,"body":"satisfaction,"},{"speaker":"SPEAKER_03","startTime":240.64,"endTime":241.12,"body":"fellowship,"},{"speaker":"SPEAKER_03","startTime":241.2,"endTime":241.44,"body":"and"},{"speaker":"SPEAKER_03","startTime":241.44,"endTime":241.84,"body":"pay."},{"speaker":"SPEAKER_03","startTime":242.16,"endTime":242.48,"body":"Now,"},{"speaker":"SPEAKER_03","startTime":242.72,"endTime":242.88,"body":"I"},{"speaker":"SPEAKER_03","startTime":242.88,"endTime":243.2,"body":"argue"},{"speaker":"SPEAKER_03","startTime":243.2,"endTime":243.28,"body":"a"},{"speaker":"SPEAKER_03","startTime":243.28,"endTime":243.44,"body":"little"},{"speaker":"SPEAKER_03","startTime":243.44,"endTime":243.6,"body":"bit"},{"speaker":"SPEAKER_03","startTime":243.6,"endTime":243.76,"body":"about"},{"speaker":"SPEAKER_03","startTime":243.76,"endTime":243.84,"body":"the"},{"speaker":"SPEAKER_03","startTime":243.84,"endTime":244.4,"body":"fellowship"},{"speaker":"SPEAKER_03","startTime":244.4,"endTime":244.56,"body":"part"},{"speaker":"SPEAKER_03","startTime":244.72,"endTime":244.96,"body":"because"},{"speaker":"SPEAKER_03","startTime":244.96,"endTime":245.2,"body":"we"},{"speaker":"SPEAKER_03","startTime":245.2,"endTime":245.52,"body":"don't"},{"speaker":"SPEAKER_03","startTime":245.52,"endTime":245.68,"body":"see"},{"speaker":"SPEAKER_03","startTime":245.68,"endTime":246.0,"body":"each"},{"speaker":"SPEAKER_03","startTime":246.0,"endTime":246.16,"body":"other"},{"speaker":"SPEAKER_03","startTime":246.16,"endTime":246.4,"body":"very"},{"speaker":"SPEAKER_03","startTime":246.4,"endTime":246.64,"body":"much"},{"speaker":"SPEAKER_03","startTime":246.64,"endTime":246.8,"body":"at"},{"speaker":"SPEAKER_03","startTime":246.8,"endTime":246.96,"body":"work."},{"speaker":"SPEAKER_03","startTime":247.2,"endTime":247.36,"body":"It's"},{"speaker":"SPEAKER_03","startTime":247.36,"endTime":247.44,"body":"not"},{"speaker":"SPEAKER_03","startTime":247.44,"endTime":247.52,"body":"like"},{"speaker":"SPEAKER_03","startTime":247.52,"endTime":247.6,"body":"the"},{"speaker":"SPEAKER_03","startTime":247.6,"endTime":247.76,"body":"old"},{"speaker":"SPEAKER_03","startTime":247.76,"endTime":247.92,"body":"days."},{"speaker":"SPEAKER_03","startTime":249.12,"endTime":249.28,"body":"I"},{"speaker":"SPEAKER_03","startTime":249.28,"endTime":249.44,"body":"know,"},{"speaker":"SPEAKER_03","startTime":249.6,"endTime":249.76,"body":"but"},{"speaker":"SPEAKER_03","startTime":249.76,"endTime":249.92,"body":"not"},{"speaker":"SPEAKER_03","startTime":249.92,"endTime":250.08,"body":"like"},{"speaker":"SPEAKER_03","startTime":250.08,"endTime":250.16,"body":"the"},{"speaker":"SPEAKER_03","startTime":250.16,"endTime":250.4,"body":"old"},{"speaker":"SPEAKER_03","startTime":250.4,"endTime":250.56,"body":"days"},{"speaker":"SPEAKER_03","startTime":250.64,"endTime":250.8,"body":"where"},{"speaker":"SPEAKER_03","startTime":250.8,"endTime":250.96,"body":"we"},{"speaker":"SPEAKER_03","startTime":250.96,"endTime":251.12,"body":"used"},{"speaker":"SPEAKER_03","startTime":251.12,"endTime":251.28,"body":"to"},{"speaker":"SPEAKER_03","startTime":251.28,"endTime":251.44,"body":"be"},{"speaker":"SPEAKER_03","startTime":251.44,"endTime":251.84,"body":"hanging"},{"speaker":"SPEAKER_03","startTime":251.84,"endTime":251.92,"body":"out"},{"speaker":"SPEAKER_03","startTime":252.0,"endTime":252.24,"body":"and"},{"speaker":"SPEAKER_03","startTime":252.24,"endTime":252.4,"body":"all"},{"speaker":"SPEAKER_03","startTime":252.4,"endTime":252.48,"body":"that."},{"speaker":"SPEAKER_03","startTime":252.64,"endTime":252.8,"body":"Those"},{"speaker":"SPEAKER_03","startTime":252.88,"endTime":252.96,"body":"kind,"},{"speaker":"SPEAKER_03","startTime":253.12,"endTime":253.36,"body":"it's"},{"speaker":"SPEAKER_03","startTime":253.36,"endTime":253.52,"body":"kind"},{"speaker":"SPEAKER_03","startTime":253.52,"endTime":253.6,"body":"of"},{"speaker":"SPEAKER_03","startTime":253.6,"endTime":253.92,"body":"hard."},{"speaker":"SPEAKER_03","startTime":254.16,"endTime":254.32,"body":"Um,"},{"speaker":"SPEAKER_03","startTime":254.56,"endTime":254.8,"body":"but"},{"speaker":"SPEAKER_03","startTime":254.8,"endTime":254.96,"body":"the"},{"speaker":"SPEAKER_03","startTime":254.96,"endTime":255.2,"body":"here's"},{"speaker":"SPEAKER_03","startTime":255.2,"endTime":255.28,"body":"the"},{"speaker":"SPEAKER_03","startTime":255.44,"endTime":255.76,"body":"here's"},{"speaker":"SPEAKER_03","startTime":255.76,"endTime":255.92,"body":"the"},{"speaker":"SPEAKER_03","startTime":255.92,"endTime":256.16,"body":"important"},{"speaker":"SPEAKER_03","startTime":256.16,"endTime":256.4,"body":"part"},{"speaker":"SPEAKER_03","startTime":256.4,"endTime":256.56,"body":"that"},{"speaker":"SPEAKER_03","startTime":256.56,"endTime":256.88,"body":"I"},{"speaker":"SPEAKER_03","startTime":256.88,"endTime":257.12,"body":"think"},{"speaker":"SPEAKER_03","startTime":257.12,"endTime":257.68,"body":"anybody,"},{"speaker":"SPEAKER_03","startTime":257.84,"endTime":258.0,"body":"and"},{"speaker":"SPEAKER_03","startTime":258.0,"endTime":258.16,"body":"as"},{"speaker":"SPEAKER_03","startTime":258.16,"endTime":258.32,"body":"you"},{"speaker":"SPEAKER_03","startTime":258.32,"endTime":258.4,"body":"said,"},{"speaker":"SPEAKER_03","startTime":258.56,"endTime":258.72,"body":"if"},{"speaker":"SPEAKER_03","startTime":258.72,"endTime":258.8,"body":"you"},{"speaker":"SPEAKER_03","startTime":258.8,"endTime":258.96,"body":"have"},{"speaker":"SPEAKER_03","startTime":258.96,"endTime":259.36,"body":"younger"},{"speaker":"SPEAKER_03","startTime":259.36,"endTime":259.52,"body":"people"},{"speaker":"SPEAKER_03","startTime":259.52,"endTime":259.76,"body":"in"},{"speaker":"SPEAKER_03","startTime":259.76,"endTime":260.08,"body":"your"},{"speaker":"SPEAKER_03","startTime":260.08,"endTime":260.72,"body":"family,"},{"speaker":"SPEAKER_03","startTime":261.04,"endTime":261.28,"body":"important"},{"speaker":"SPEAKER_03","startTime":261.44,"endTime":262.08,"body":"lessons."},{"speaker":"SPEAKER_03","startTime":262.24,"endTime":262.4,"body":"If"},{"speaker":"SPEAKER_03","startTime":262.4,"endTime":262.64,"body":"you're"},{"speaker":"SPEAKER_03","startTime":262.64,"endTime":262.72,"body":"a"},{"speaker":"SPEAKER_03","startTime":262.72,"endTime":263.12,"body":"younger"},{"speaker":"SPEAKER_03","startTime":263.12,"endTime":263.36,"body":"person,"},{"speaker":"SPEAKER_03","startTime":263.52,"endTime":263.76,"body":"she"},{"speaker":"SPEAKER_03","startTime":263.76,"endTime":264.0,"body":"says"},{"speaker":"SPEAKER_03","startTime":264.0,"endTime":264.16,"body":"she"},{"speaker":"SPEAKER_03","startTime":264.16,"endTime":264.32,"body":"wants"},{"speaker":"SPEAKER_03","startTime":264.32,"endTime":264.48,"body":"you"},{"speaker":"SPEAKER_03","startTime":264.48,"endTime":264.64,"body":"to"},{"speaker":"SPEAKER_03","startTime":264.64,"endTime":264.96,"body":"harness"},{"speaker":"SPEAKER_03","startTime":265.12,"endTime":265.44,"body":"two"},{"speaker":"SPEAKER_03","startTime":265.44,"endTime":265.84,"body":"forces"},{"speaker":"SPEAKER_03","startTime":265.84,"endTime":266.08,"body":"that"},{"speaker":"SPEAKER_03","startTime":266.08,"endTime":266.48,"body":"power"},{"speaker":"SPEAKER_03","startTime":266.48,"endTime":266.72,"body":"the"},{"speaker":"SPEAKER_03","startTime":266.72,"endTime":266.96,"body":"best"},{"speaker":"SPEAKER_03","startTime":266.96,"endTime":267.6,"body":"careers,"},{"speaker":"SPEAKER_03","startTime":267.84,"endTime":268.64,"body":"craft"},{"speaker":"SPEAKER_03","startTime":268.88,"endTime":269.2,"body":"and"},{"speaker":"SPEAKER_03","startTime":269.2,"endTime":269.44,"body":"need."},{"speaker":"SPEAKER_03","startTime":269.84,"endTime":270.0,"body":"Now"},{"speaker":"SPEAKER_03","startTime":270.08,"endTime":270.16,"body":"I"},{"speaker":"SPEAKER_03","startTime":270.16,"endTime":270.32,"body":"thought"},{"speaker":"SPEAKER_03","startTime":270.32,"endTime":270.48,"body":"she"},{"speaker":"SPEAKER_03","startTime":270.48,"endTime":270.56,"body":"was"},{"speaker":"SPEAKER_03","startTime":270.56,"endTime":270.8,"body":"talking"},{"speaker":"SPEAKER_03","startTime":270.8,"endTime":270.96,"body":"about"},{"speaker":"SPEAKER_03","startTime":270.96,"endTime":271.36,"body":"craft"},{"speaker":"SPEAKER_03","startTime":271.36,"endTime":271.68,"body":"beer,"},{"speaker":"SPEAKER_03","startTime":271.84,"endTime":272.0,"body":"but"},{"speaker":"SPEAKER_03","startTime":272.0,"endTime":272.4,"body":"apparently"},{"speaker":"SPEAKER_03","startTime":272.4,"endTime":272.56,"body":"not."},{"speaker":"SPEAKER_03","startTime":272.64,"endTime":272.88,"body":"She's"},{"speaker":"SPEAKER_03","startTime":272.88,"endTime":273.12,"body":"talking"},{"speaker":"SPEAKER_03","startTime":273.12,"endTime":273.36,"body":"about"},{"speaker":"SPEAKER_03","startTime":273.36,"endTime":273.84,"body":"actual"},{"speaker":"SPEAKER_03","startTime":273.84,"endTime":274.64,"body":"development"},{"speaker":"SPEAKER_03","startTime":274.64,"endTime":274.88,"body":"of"},{"speaker":"SPEAKER_03","startTime":274.88,"endTime":275.04,"body":"a"},{"speaker":"SPEAKER_03","startTime":275.04,"endTime":275.52,"body":"craft"},{"speaker":"SPEAKER_03","startTime":275.52,"endTime":275.68,"body":"that"},{"speaker":"SPEAKER_03","startTime":275.68,"endTime":275.84,"body":"you"},{"speaker":"SPEAKER_03","startTime":275.84,"endTime":276.0,"body":"can"},{"speaker":"SPEAKER_03","startTime":276.0,"endTime":276.16,"body":"use."},{"speaker":"SPEAKER_02","startTime":276.24,"endTime":276.32,"body":"Aaron"},{"speaker":"SPEAKER_02","startTime":276.32,"endTime":276.32,"body":"Powell"},{"speaker":"SPEAKER_02","startTime":276.56,"endTime":276.72,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":276.8,"endTime":277.04,"body":"these"},{"speaker":"SPEAKER_02","startTime":277.04,"endTime":277.36,"body":"were"},{"speaker":"SPEAKER_02","startTime":277.36,"endTime":277.68,"body":"very"},{"speaker":"SPEAKER_02","startTime":277.68,"endTime":278.32,"body":"unique"},{"speaker":"SPEAKER_02","startTime":278.56,"endTime":278.88,"body":"uh"},{"speaker":"SPEAKER_02","startTime":279.52,"endTime":280.24,"body":"approaches."},{"speaker":"SPEAKER_02","startTime":280.4,"endTime":280.64,"body":"These"},{"speaker":"SPEAKER_02","startTime":280.64,"endTime":280.88,"body":"are"},{"speaker":"SPEAKER_02","startTime":280.88,"endTime":281.04,"body":"very"},{"speaker":"SPEAKER_02","startTime":281.04,"endTime":281.44,"body":"unique"},{"speaker":"SPEAKER_02","startTime":281.44,"endTime":282.24,"body":"approaches"},{"speaker":"SPEAKER_02","startTime":282.24,"endTime":282.56,"body":"to"},{"speaker":"SPEAKER_02","startTime":282.56,"endTime":283.44,"body":"finding"},{"speaker":"SPEAKER_02","startTime":283.76,"endTime":284.08,"body":"the"},{"speaker":"SPEAKER_02","startTime":284.08,"endTime":284.4,"body":"work"},{"speaker":"SPEAKER_02","startTime":284.56,"endTime":284.88,"body":"that"},{"speaker":"SPEAKER_02","startTime":284.88,"endTime":285.12,"body":"you"},{"speaker":"SPEAKER_02","startTime":285.12,"endTime":285.28,"body":"want"},{"speaker":"SPEAKER_02","startTime":285.28,"endTime":285.52,"body":"to"},{"speaker":"SPEAKER_02","startTime":285.52,"endTime":285.68,"body":"do,"},{"speaker":"SPEAKER_02","startTime":285.76,"endTime":285.92,"body":"that"},{"speaker":"SPEAKER_02","startTime":285.92,"endTime":286.16,"body":"you're"},{"speaker":"SPEAKER_02","startTime":286.16,"endTime":286.56,"body":"passionate"},{"speaker":"SPEAKER_02","startTime":286.56,"endTime":286.8,"body":"about."},{"speaker":"SPEAKER_02","startTime":286.96,"endTime":287.12,"body":"What"},{"speaker":"SPEAKER_02","startTime":287.12,"endTime":287.28,"body":"do"},{"speaker":"SPEAKER_02","startTime":287.28,"endTime":287.52,"body":"you"},{"speaker":"SPEAKER_02","startTime":287.52,"endTime":287.68,"body":"need"},{"speaker":"SPEAKER_02","startTime":287.76,"endTime":288.08,"body":"and"},{"speaker":"SPEAKER_02","startTime":288.08,"endTime":288.4,"body":"what"},{"speaker":"SPEAKER_02","startTime":288.4,"endTime":289.44,"body":"crafts"},{"speaker":"SPEAKER_02","startTime":290.08,"endTime":290.4,"body":"can"},{"speaker":"SPEAKER_02","startTime":290.4,"endTime":290.72,"body":"you"},{"speaker":"SPEAKER_02","startTime":290.72,"endTime":291.2,"body":"bring"},{"speaker":"SPEAKER_02","startTime":291.2,"endTime":291.52,"body":"to"},{"speaker":"SPEAKER_02","startTime":292.0,"endTime":292.32,"body":"the"},{"speaker":"SPEAKER_02","startTime":292.32,"endTime":292.64,"body":"work?"},{"speaker":"SPEAKER_03","startTime":292.8,"endTime":292.96,"body":"Aaron"},{"speaker":"SPEAKER_03","startTime":292.96,"endTime":292.96,"body":"Ross"},{"speaker":"SPEAKER_03","startTime":292.96,"endTime":293.04,"body":"Powell"},{"speaker":"SPEAKER_03","startTime":293.28,"endTime":293.52,"body":"She"},{"speaker":"SPEAKER_03","startTime":293.52,"endTime":293.68,"body":"says"},{"speaker":"SPEAKER_03","startTime":293.92,"endTime":294.16,"body":"most"},{"speaker":"SPEAKER_03","startTime":294.16,"endTime":294.64,"body":"successful"},{"speaker":"SPEAKER_03","startTime":294.72,"endTime":295.44,"body":"fulfilled"},{"speaker":"SPEAKER_03","startTime":295.44,"endTime":295.68,"body":"people"},{"speaker":"SPEAKER_03","startTime":295.68,"endTime":296.24,"body":"practice"},{"speaker":"SPEAKER_03","startTime":296.24,"endTime":296.48,"body":"a"},{"speaker":"SPEAKER_03","startTime":296.48,"endTime":297.04,"body":"special"},{"speaker":"SPEAKER_03","startTime":297.04,"endTime":297.6,"body":"thing"},{"speaker":"SPEAKER_03","startTime":297.6,"endTime":297.92,"body":"that"},{"speaker":"SPEAKER_03","startTime":297.92,"endTime":298.24,"body":"they"},{"speaker":"SPEAKER_03","startTime":298.24,"endTime":298.4,"body":"know"},{"speaker":"SPEAKER_03","startTime":298.4,"endTime":298.56,"body":"how"},{"speaker":"SPEAKER_03","startTime":298.56,"endTime":298.8,"body":"to"},{"speaker":"SPEAKER_03","startTime":298.8,"endTime":299.12,"body":"do"},{"speaker":"SPEAKER_03","startTime":299.12,"endTime":299.44,"body":"that"},{"speaker":"SPEAKER_03","startTime":299.44,"endTime":299.76,"body":"other"},{"speaker":"SPEAKER_03","startTime":299.76,"endTime":300.08,"body":"people"},{"speaker":"SPEAKER_03","startTime":300.08,"endTime":300.4,"body":"do"},{"speaker":"SPEAKER_03","startTime":300.72,"endTime":301.04,"body":"not."},{"speaker":"SPEAKER_03","startTime":301.52,"endTime":302.32,"body":"Fascinating"},{"speaker":"SPEAKER_03","startTime":302.32,"endTime":302.64,"body":"sentence"},{"speaker":"SPEAKER_03","startTime":302.72,"endTime":302.88,"body":"if"},{"speaker":"SPEAKER_03","startTime":302.88,"endTime":303.04,"body":"you"},{"speaker":"SPEAKER_03","startTime":303.04,"endTime":303.2,"body":"think"},{"speaker":"SPEAKER_03","startTime":303.2,"endTime":303.36,"body":"about"},{"speaker":"SPEAKER_03","startTime":303.36,"endTime":303.44,"body":"it,"},{"speaker":"SPEAKER_03","startTime":303.52,"endTime":303.68,"body":"right?"},{"speaker":"SPEAKER_03","startTime":303.92,"endTime":304.08,"body":"I"},{"speaker":"SPEAKER_03","startTime":304.08,"endTime":304.24,"body":"mean,"},{"speaker":"SPEAKER_03","startTime":304.48,"endTime":304.8,"body":"because"},{"speaker":"SPEAKER_03","startTime":305.04,"endTime":305.36,"body":"there"},{"speaker":"SPEAKER_03","startTime":305.36,"endTime":305.6,"body":"are"},{"speaker":"SPEAKER_03","startTime":305.6,"endTime":306.0,"body":"certain"},{"speaker":"SPEAKER_03","startTime":306.0,"endTime":306.4,"body":"jobs,"},{"speaker":"SPEAKER_03","startTime":306.48,"endTime":306.64,"body":"like"},{"speaker":"SPEAKER_03","startTime":306.72,"endTime":306.88,"body":"I"},{"speaker":"SPEAKER_03","startTime":306.88,"endTime":307.04,"body":"think"},{"speaker":"SPEAKER_03","startTime":307.04,"endTime":307.2,"body":"she"},{"speaker":"SPEAKER_03","startTime":307.2,"endTime":307.52,"body":"mentioned"},{"speaker":"SPEAKER_03","startTime":307.6,"endTime":308.4,"body":"firefighters,"},{"speaker":"SPEAKER_03","startTime":308.48,"endTime":308.64,"body":"they"},{"speaker":"SPEAKER_03","startTime":308.64,"endTime":309.2,"body":"rely"},{"speaker":"SPEAKER_03","startTime":309.2,"endTime":309.52,"body":"on"},{"speaker":"SPEAKER_03","startTime":309.52,"endTime":309.92,"body":"rules"},{"speaker":"SPEAKER_03","startTime":309.92,"endTime":310.08,"body":"and"},{"speaker":"SPEAKER_03","startTime":310.08,"endTime":310.56,"body":"knowledge"},{"speaker":"SPEAKER_03","startTime":310.56,"endTime":310.88,"body":"passed"},{"speaker":"SPEAKER_03","startTime":310.88,"endTime":311.2,"body":"through"},{"speaker":"SPEAKER_03","startTime":311.2,"endTime":311.76,"body":"generations,"},{"speaker":"SPEAKER_03","startTime":311.84,"endTime":312.0,"body":"et"},{"speaker":"SPEAKER_03","startTime":312.0,"endTime":312.16,"body":"cetera."},{"speaker":"SPEAKER_03","startTime":312.32,"endTime":312.48,"body":"And"},{"speaker":"SPEAKER_03","startTime":312.48,"endTime":312.72,"body":"there's"},{"speaker":"SPEAKER_03","startTime":312.72,"endTime":312.88,"body":"other,"},{"speaker":"SPEAKER_03","startTime":312.96,"endTime":313.04,"body":"you"},{"speaker":"SPEAKER_03","startTime":313.04,"endTime":313.12,"body":"know,"},{"speaker":"SPEAKER_03","startTime":313.2,"endTime":313.6,"body":"jobs"},{"speaker":"SPEAKER_03","startTime":313.6,"endTime":313.68,"body":"where"},{"speaker":"SPEAKER_03","startTime":314.64,"endTime":314.88,"body":"come"},{"speaker":"SPEAKER_03","startTime":314.88,"endTime":315.12,"body":"in"},{"speaker":"SPEAKER_03","startTime":315.12,"endTime":315.28,"body":"and"},{"speaker":"SPEAKER_03","startTime":315.28,"endTime":315.6,"body":"start"},{"speaker":"SPEAKER_03","startTime":315.6,"endTime":315.76,"body":"to"},{"speaker":"SPEAKER_03","startTime":315.76,"endTime":315.92,"body":"do"},{"speaker":"SPEAKER_03","startTime":315.92,"endTime":316.08,"body":"this"},{"speaker":"SPEAKER_03","startTime":316.08,"endTime":316.48,"body":"today."},{"speaker":"SPEAKER_03","startTime":316.8,"endTime":317.12,"body":"But"},{"speaker":"SPEAKER_03","startTime":317.36,"endTime":317.68,"body":"she"},{"speaker":"SPEAKER_03","startTime":317.68,"endTime":318.08,"body":"says,"},{"speaker":"SPEAKER_03","startTime":318.32,"endTime":318.48,"body":"and"},{"speaker":"SPEAKER_03","startTime":318.48,"endTime":318.72,"body":"I"},{"speaker":"SPEAKER_03","startTime":318.72,"endTime":318.88,"body":"think"},{"speaker":"SPEAKER_03","startTime":318.88,"endTime":319.12,"body":"this"},{"speaker":"SPEAKER_03","startTime":319.12,"endTime":319.28,"body":"is"},{"speaker":"SPEAKER_03","startTime":319.28,"endTime":319.84,"body":"absolutely"},{"speaker":"SPEAKER_03","startTime":319.84,"endTime":320.08,"body":"right,"},{"speaker":"SPEAKER_03","startTime":320.32,"endTime":320.48,"body":"your"},{"speaker":"SPEAKER_03","startTime":320.56,"endTime":320.96,"body":"craft"},{"speaker":"SPEAKER_03","startTime":320.96,"endTime":321.12,"body":"is"},{"speaker":"SPEAKER_03","startTime":321.12,"endTime":321.44,"body":"truly"},{"speaker":"SPEAKER_03","startTime":321.44,"endTime":321.76,"body":"yours"},{"speaker":"SPEAKER_03","startTime":321.76,"endTime":322.0,"body":"and"},{"speaker":"SPEAKER_03","startTime":322.0,"endTime":322.48,"body":"cannot"},{"speaker":"SPEAKER_03","startTime":322.48,"endTime":322.64,"body":"be"},{"speaker":"SPEAKER_03","startTime":322.64,"endTime":322.96,"body":"taken"},{"speaker":"SPEAKER_03","startTime":322.96,"endTime":323.36,"body":"away."},{"speaker":"SPEAKER_03","startTime":323.6,"endTime":323.76,"body":"And"},{"speaker":"SPEAKER_03","startTime":323.76,"endTime":324.0,"body":"I"},{"speaker":"SPEAKER_03","startTime":324.0,"endTime":324.16,"body":"think"},{"speaker":"SPEAKER_03","startTime":324.16,"endTime":324.72,"body":"every"},{"speaker":"SPEAKER_03","startTime":324.72,"endTime":325.04,"body":"person"},{"speaker":"SPEAKER_03","startTime":325.2,"endTime":325.6,"body":"needs"},{"speaker":"SPEAKER_03","startTime":325.6,"endTime":325.92,"body":"something"},{"speaker":"SPEAKER_03","startTime":325.92,"endTime":326.08,"body":"like"},{"speaker":"SPEAKER_03","startTime":326.08,"endTime":326.24,"body":"that"},{"speaker":"SPEAKER_03","startTime":326.24,"endTime":326.32,"body":"in"},{"speaker":"SPEAKER_03","startTime":326.32,"endTime":326.48,"body":"their"},{"speaker":"SPEAKER_03","startTime":326.48,"endTime":326.72,"body":"life,"},{"speaker":"SPEAKER_03","startTime":326.8,"endTime":327.04,"body":"right?"},{"speaker":"SPEAKER_02","startTime":327.28,"endTime":327.52,"body":"I"},{"speaker":"SPEAKER_02","startTime":327.52,"endTime":327.76,"body":"think"},{"speaker":"SPEAKER_02","startTime":327.76,"endTime":328.48,"body":"everybody"},{"speaker":"SPEAKER_02","startTime":328.48,"endTime":328.64,"body":"has"},{"speaker":"SPEAKER_02","startTime":328.64,"endTime":328.8,"body":"a"},{"speaker":"SPEAKER_02","startTime":328.8,"endTime":329.2,"body":"craft."},{"speaker":"SPEAKER_02","startTime":329.36,"endTime":329.6,"body":"They"},{"speaker":"SPEAKER_02","startTime":329.6,"endTime":329.76,"body":"just"},{"speaker":"SPEAKER_02","startTime":329.76,"endTime":330.08,"body":"don't"},{"speaker":"SPEAKER_02","startTime":330.08,"endTime":330.24,"body":"know"},{"speaker":"SPEAKER_02","startTime":330.24,"endTime":330.4,"body":"it."},{"speaker":"SPEAKER_02","startTime":330.48,"endTime":330.72,"body":"And"},{"speaker":"SPEAKER_02","startTime":330.88,"endTime":331.12,"body":"and"},{"speaker":"SPEAKER_02","startTime":331.12,"endTime":331.6,"body":"maybe"},{"speaker":"SPEAKER_02","startTime":331.6,"endTime":331.84,"body":"this"},{"speaker":"SPEAKER_02","startTime":331.84,"endTime":332.08,"body":"is"},{"speaker":"SPEAKER_02","startTime":332.08,"endTime":332.56,"body":"something"},{"speaker":"SPEAKER_02","startTime":332.56,"endTime":332.8,"body":"that"},{"speaker":"SPEAKER_02","startTime":332.8,"endTime":333.2,"body":"should"},{"speaker":"SPEAKER_02","startTime":333.2,"endTime":333.52,"body":"be"},{"speaker":"SPEAKER_02","startTime":333.52,"endTime":334.08,"body":"done"},{"speaker":"SPEAKER_02","startTime":334.24,"endTime":334.56,"body":"uh"},{"speaker":"SPEAKER_02","startTime":335.12,"endTime":335.44,"body":"in"},{"speaker":"SPEAKER_02","startTime":335.44,"endTime":335.76,"body":"high"},{"speaker":"SPEAKER_02","startTime":335.76,"endTime":336.16,"body":"schools"},{"speaker":"SPEAKER_02","startTime":336.16,"endTime":336.32,"body":"and"},{"speaker":"SPEAKER_02","startTime":336.32,"endTime":336.88,"body":"colleges,"},{"speaker":"SPEAKER_02","startTime":337.04,"endTime":337.28,"body":"is"},{"speaker":"SPEAKER_02","startTime":337.28,"endTime":337.52,"body":"to"},{"speaker":"SPEAKER_02","startTime":337.52,"endTime":338.0,"body":"help"},{"speaker":"SPEAKER_02","startTime":338.0,"endTime":338.64,"body":"kids"},{"speaker":"SPEAKER_02","startTime":338.64,"endTime":339.2,"body":"find"},{"speaker":"SPEAKER_02","startTime":339.2,"endTime":339.44,"body":"that"},{"speaker":"SPEAKER_02","startTime":339.44,"endTime":339.84,"body":"craft."},{"speaker":"SPEAKER_02","startTime":340.0,"endTime":340.24,"body":"This"},{"speaker":"SPEAKER_02","startTime":340.24,"endTime":340.64,"body":"makes"},{"speaker":"SPEAKER_02","startTime":340.64,"endTime":340.88,"body":"so"},{"speaker":"SPEAKER_02","startTime":340.88,"endTime":341.04,"body":"much"},{"speaker":"SPEAKER_02","startTime":341.04,"endTime":341.44,"body":"sense"},{"speaker":"SPEAKER_02","startTime":341.44,"endTime":341.6,"body":"to"},{"speaker":"SPEAKER_02","startTime":341.6,"endTime":341.84,"body":"me,"},{"speaker":"SPEAKER_02","startTime":341.92,"endTime":342.16,"body":"just"},{"speaker":"SPEAKER_02","startTime":342.16,"endTime":342.32,"body":"on"},{"speaker":"SPEAKER_02","startTime":342.32,"endTime":342.48,"body":"a"},{"speaker":"SPEAKER_02","startTime":342.56,"endTime":342.72,"body":"on"},{"speaker":"SPEAKER_02","startTime":342.72,"endTime":342.96,"body":"a"},{"speaker":"SPEAKER_02","startTime":342.96,"endTime":343.36,"body":"personal"},{"speaker":"SPEAKER_02","startTime":343.36,"endTime":343.68,"body":"level."},{"speaker":"SPEAKER_02","startTime":343.84,"endTime":344.0,"body":"And"},{"speaker":"SPEAKER_02","startTime":344.0,"endTime":344.24,"body":"I"},{"speaker":"SPEAKER_02","startTime":344.24,"endTime":344.4,"body":"see"},{"speaker":"SPEAKER_02","startTime":344.4,"endTime":344.64,"body":"it"},{"speaker":"SPEAKER_02","startTime":344.64,"endTime":344.96,"body":"in"},{"speaker":"SPEAKER_02","startTime":344.96,"endTime":345.2,"body":"you."},{"speaker":"SPEAKER_02","startTime":345.44,"endTime":346.0,"body":"Your"},{"speaker":"SPEAKER_02","startTime":346.0,"endTime":346.8,"body":"craft"},{"speaker":"SPEAKER_02","startTime":347.12,"endTime":347.44,"body":"is"},{"speaker":"SPEAKER_02","startTime":347.76,"endTime":348.64,"body":"communicating"},{"speaker":"SPEAKER_02","startTime":348.64,"endTime":348.88,"body":"with"},{"speaker":"SPEAKER_02","startTime":348.88,"endTime":349.04,"body":"people."},{"speaker":"SPEAKER_02","startTime":349.2,"endTime":349.84,"body":"That's"},{"speaker":"SPEAKER_02","startTime":349.84,"endTime":350.16,"body":"your"},{"speaker":"SPEAKER_02","startTime":350.16,"endTime":350.88,"body":"craft."},{"speaker":"SPEAKER_02","startTime":351.2,"endTime":351.6,"body":"You're"},{"speaker":"SPEAKER_02","startTime":351.76,"endTime":352.08,"body":"you"},{"speaker":"SPEAKER_02","startTime":352.08,"endTime":352.32,"body":"have"},{"speaker":"SPEAKER_02","startTime":352.32,"endTime":352.72,"body":"special"},{"speaker":"SPEAKER_02","startTime":352.72,"endTime":353.2,"body":"skills"},{"speaker":"SPEAKER_02","startTime":353.2,"endTime":353.36,"body":"at"},{"speaker":"SPEAKER_02","startTime":353.36,"endTime":353.52,"body":"that,"},{"speaker":"SPEAKER_02","startTime":353.6,"endTime":353.84,"body":"particularly"},{"speaker":"SPEAKER_02","startTime":353.92,"endTime":354.4,"body":"one-on-one"},{"speaker":"SPEAKER_02","startTime":354.56,"endTime":354.8,"body":"communicating."},{"speaker":"SPEAKER_03","startTime":355.2,"endTime":355.36,"body":"That's"},{"speaker":"SPEAKER_03","startTime":355.36,"endTime":355.52,"body":"something"},{"speaker":"SPEAKER_03","startTime":355.52,"endTime":355.76,"body":"that's"},{"speaker":"SPEAKER_03","startTime":355.76,"endTime":355.84,"body":"been"},{"speaker":"SPEAKER_03","startTime":355.84,"endTime":356.08,"body":"developed,"},{"speaker":"SPEAKER_03","startTime":356.16,"endTime":356.24,"body":"by"},{"speaker":"SPEAKER_03","startTime":356.24,"endTime":356.32,"body":"the"},{"speaker":"SPEAKER_03","startTime":356.32,"endTime":356.4,"body":"way."},{"speaker":"SPEAKER_03","startTime":356.48,"endTime":356.56,"body":"I"},{"speaker":"SPEAKER_03","startTime":356.56,"endTime":356.8,"body":"wouldn't"},{"speaker":"SPEAKER_03","startTime":356.8,"endTime":356.88,"body":"have"},{"speaker":"SPEAKER_03","startTime":356.88,"endTime":357.2,"body":"thought"},{"speaker":"SPEAKER_03","startTime":357.2,"endTime":357.44,"body":"30"},{"speaker":"SPEAKER_03","startTime":357.44,"endTime":357.6,"body":"years"},{"speaker":"SPEAKER_03","startTime":357.6,"endTime":357.84,"body":"ago"},{"speaker":"SPEAKER_03","startTime":357.84,"endTime":357.92,"body":"you"},{"speaker":"SPEAKER_03","startTime":357.92,"endTime":358.16,"body":"could"},{"speaker":"SPEAKER_03","startTime":358.16,"endTime":358.32,"body":"say"},{"speaker":"SPEAKER_03","startTime":358.32,"endTime":358.48,"body":"that"},{"speaker":"SPEAKER_03","startTime":358.48,"endTime":358.72,"body":"about"},{"speaker":"SPEAKER_03","startTime":358.72,"endTime":358.88,"body":"me,"},{"speaker":"SPEAKER_03","startTime":358.96,"endTime":359.12,"body":"but"},{"speaker":"SPEAKER_03","startTime":359.12,"endTime":359.44,"body":"that's"},{"speaker":"SPEAKER_03","startTime":359.52,"endTime":359.84,"body":"maybe,"},{"speaker":"SPEAKER_03","startTime":359.92,"endTime":360.08,"body":"but"},{"speaker":"SPEAKER_03","startTime":360.08,"endTime":360.24,"body":"not"},{"speaker":"SPEAKER_03","startTime":360.24,"endTime":360.4,"body":"to"},{"speaker":"SPEAKER_03","startTime":360.4,"endTime":360.48,"body":"the"},{"speaker":"SPEAKER_03","startTime":360.48,"endTime":360.72,"body":"extent"},{"speaker":"SPEAKER_03","startTime":360.72,"endTime":360.8,"body":"of"},{"speaker":"SPEAKER_03","startTime":360.8,"endTime":360.8,"body":"the"},{"speaker":"SPEAKER_03","startTime":360.8,"endTime":360.8,"body":"city."},{"speaker":"SPEAKER_02","startTime":360.96,"endTime":361.04,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":361.2,"endTime":361.28,"body":"wait,"},{"speaker":"SPEAKER_02","startTime":361.44,"endTime":361.6,"body":"a"},{"speaker":"SPEAKER_02","startTime":361.6,"endTime":361.84,"body":"craft"},{"speaker":"SPEAKER_02","startTime":362.0,"endTime":362.16,"body":"is"},{"speaker":"SPEAKER_02","startTime":362.16,"endTime":362.24,"body":"a"},{"speaker":"SPEAKER_02","startTime":362.24,"endTime":362.48,"body":"thing"},{"speaker":"SPEAKER_02","startTime":362.48,"endTime":362.64,"body":"you"},{"speaker":"SPEAKER_02","startTime":362.64,"endTime":363.04,"body":"develop."},{"speaker":"SPEAKER_02","startTime":363.28,"endTime":363.52,"body":"That's"},{"speaker":"SPEAKER_02","startTime":363.52,"endTime":363.68,"body":"true."},{"speaker":"SPEAKER_02","startTime":364.24,"endTime":364.64,"body":"Every"},{"speaker":"SPEAKER_02","startTime":364.64,"endTime":365.04,"body":"craft,"},{"speaker":"SPEAKER_02","startTime":365.2,"endTime":365.44,"body":"every"},{"speaker":"SPEAKER_02","startTime":365.44,"endTime":365.76,"body":"craft,"},{"speaker":"SPEAKER_02","startTime":365.92,"endTime":366.96,"body":"woodworking,"},{"speaker":"SPEAKER_02","startTime":367.2,"endTime":367.84,"body":"electronic."},{"speaker":"SPEAKER_02","startTime":368.16,"endTime":368.24,"body":"Not"},{"speaker":"SPEAKER_02","startTime":368.48,"endTime":368.56,"body":"you"},{"speaker":"SPEAKER_02","startTime":368.56,"endTime":368.64,"body":"can"},{"speaker":"SPEAKER_02","startTime":368.8,"endTime":368.96,"body":"elect"},{"speaker":"SPEAKER_02","startTime":369.12,"endTime":369.28,"body":"that"},{"speaker":"SPEAKER_02","startTime":369.28,"endTime":369.52,"body":"one's"},{"speaker":"SPEAKER_02","startTime":369.52,"endTime":369.68,"body":"out."},{"speaker":"SPEAKER_02","startTime":369.76,"endTime":369.84,"body":"I"},{"speaker":"SPEAKER_02","startTime":369.84,"endTime":370.0,"body":"can't"},{"speaker":"SPEAKER_02","startTime":370.0,"endTime":370.08,"body":"do"},{"speaker":"SPEAKER_02","startTime":370.08,"endTime":370.24,"body":"that."},{"speaker":"SPEAKER_02","startTime":370.32,"endTime":370.4,"body":"Yeah."},{"speaker":"SPEAKER_02","startTime":371.04,"endTime":371.2,"body":"But"},{"speaker":"SPEAKER_02","startTime":371.2,"endTime":371.44,"body":"it's"},{"speaker":"SPEAKER_02","startTime":371.44,"endTime":371.52,"body":"a"},{"speaker":"SPEAKER_02","startTime":371.52,"endTime":371.84,"body":"craft"},{"speaker":"SPEAKER_02","startTime":371.84,"endTime":372.0,"body":"you"},{"speaker":"SPEAKER_02","startTime":372.0,"endTime":372.16,"body":"can"},{"speaker":"SPEAKER_02","startTime":372.16,"endTime":372.48,"body":"develop."},{"speaker":"SPEAKER_02","startTime":372.96,"endTime":373.44,"body":"Music,"},{"speaker":"SPEAKER_02","startTime":373.6,"endTime":373.76,"body":"a"},{"speaker":"SPEAKER_02","startTime":373.76,"endTime":374.16,"body":"craft"},{"speaker":"SPEAKER_02","startTime":374.24,"endTime":374.4,"body":"you"},{"speaker":"SPEAKER_02","startTime":374.4,"endTime":374.56,"body":"can"},{"speaker":"SPEAKER_02","startTime":374.56,"endTime":375.2,"body":"develop,"},{"speaker":"SPEAKER_02","startTime":375.36,"endTime":375.6,"body":"uh"},{"speaker":"SPEAKER_02","startTime":376.0,"endTime":376.64,"body":"design,"},{"speaker":"SPEAKER_02","startTime":376.72,"endTime":377.04,"body":"it's"},{"speaker":"SPEAKER_02","startTime":377.04,"endTime":377.2,"body":"a"},{"speaker":"SPEAKER_02","startTime":377.2,"endTime":377.68,"body":"craft"},{"speaker":"SPEAKER_02","startTime":377.68,"endTime":377.84,"body":"you"},{"speaker":"SPEAKER_02","startTime":377.84,"endTime":378.08,"body":"can"},{"speaker":"SPEAKER_02","startTime":378.08,"endTime":378.72,"body":"develop."},{"speaker":"SPEAKER_02","startTime":378.88,"endTime":378.96,"body":"Uh"},{"speaker":"SPEAKER_02","startTime":379.2,"endTime":379.84,"body":"writing,"},{"speaker":"SPEAKER_02","startTime":380.0,"endTime":380.24,"body":"a"},{"speaker":"SPEAKER_02","startTime":380.24,"endTime":380.72,"body":"craft"},{"speaker":"SPEAKER_02","startTime":380.88,"endTime":381.2,"body":"you"},{"speaker":"SPEAKER_02","startTime":381.2,"endTime":381.36,"body":"can"},{"speaker":"SPEAKER_02","startTime":381.36,"endTime":381.92,"body":"develop."},{"speaker":"SPEAKER_02","startTime":382.08,"endTime":382.48,"body":"Find"},{"speaker":"SPEAKER_02","startTime":382.48,"endTime":382.64,"body":"a"},{"speaker":"SPEAKER_02","startTime":382.64,"endTime":383.04,"body":"craft"},{"speaker":"SPEAKER_02","startTime":383.12,"endTime":383.36,"body":"because"},{"speaker":"SPEAKER_02","startTime":383.36,"endTime":383.6,"body":"the"},{"speaker":"SPEAKER_02","startTime":383.6,"endTime":384.32,"body":"crafts"},{"speaker":"SPEAKER_02","startTime":384.32,"endTime":384.56,"body":"make"},{"speaker":"SPEAKER_02","startTime":384.56,"endTime":384.8,"body":"you"},{"speaker":"SPEAKER_02","startTime":384.8,"endTime":385.52,"body":"valuable."},{"speaker":"SPEAKER_02","startTime":385.68,"endTime":385.92,"body":"It's"},{"speaker":"SPEAKER_02","startTime":385.92,"endTime":386.24,"body":"a"},{"speaker":"SPEAKER_02","startTime":386.24,"endTime":386.4,"body":"very"},{"speaker":"SPEAKER_02","startTime":386.4,"endTime":386.64,"body":"much"},{"speaker":"SPEAKER_02","startTime":387.04,"endTime":387.52,"body":"human"},{"speaker":"SPEAKER_02","startTime":387.52,"endTime":388.0,"body":"skill."},{"speaker":"SPEAKER_03","startTime":388.4,"endTime":388.64,"body":"Yeah."},{"speaker":"SPEAKER_03","startTime":389.04,"endTime":389.28,"body":"She"},{"speaker":"SPEAKER_03","startTime":389.28,"endTime":389.68,"body":"mentions"},{"speaker":"SPEAKER_03","startTime":389.68,"endTime":389.92,"body":"that,"},{"speaker":"SPEAKER_03","startTime":390.0,"endTime":390.24,"body":"and"},{"speaker":"SPEAKER_03","startTime":390.24,"endTime":390.56,"body":"here's"},{"speaker":"SPEAKER_03","startTime":390.56,"endTime":390.96,"body":"another"},{"speaker":"SPEAKER_03","startTime":390.96,"endTime":391.36,"body":"pretty"},{"speaker":"SPEAKER_03","startTime":391.36,"endTime":391.84,"body":"interesting"},{"speaker":"SPEAKER_03","startTime":391.84,"endTime":392.24,"body":"line."},{"speaker":"SPEAKER_03","startTime":392.48,"endTime":392.96,"body":"College"},{"speaker":"SPEAKER_03","startTime":392.96,"endTime":393.12,"body":"can"},{"speaker":"SPEAKER_03","startTime":393.12,"endTime":393.28,"body":"be"},{"speaker":"SPEAKER_03","startTime":393.28,"endTime":393.36,"body":"a"},{"speaker":"SPEAKER_03","startTime":393.36,"endTime":394.08,"body":"surprisingly"},{"speaker":"SPEAKER_03","startTime":394.08,"endTime":394.64,"body":"tough"},{"speaker":"SPEAKER_03","startTime":394.64,"endTime":394.96,"body":"place"},{"speaker":"SPEAKER_03","startTime":395.2,"endTime":395.44,"body":"to"},{"speaker":"SPEAKER_03","startTime":395.44,"endTime":395.84,"body":"find"},{"speaker":"SPEAKER_03","startTime":395.84,"endTime":396.08,"body":"your"},{"speaker":"SPEAKER_03","startTime":396.08,"endTime":396.88,"body":"craft."},{"speaker":"SPEAKER_02","startTime":397.36,"endTime":397.76,"body":"That's"},{"speaker":"SPEAKER_02","startTime":397.76,"endTime":397.84,"body":"a"},{"speaker":"SPEAKER_02","startTime":397.84,"endTime":398.08,"body":"pretty"},{"speaker":"SPEAKER_02","startTime":398.08,"endTime":398.72,"body":"provocative"},{"speaker":"SPEAKER_02","startTime":398.72,"endTime":398.96,"body":"statement."},{"speaker":"SPEAKER_02","startTime":399.04,"endTime":399.12,"body":"Trevor"},{"speaker":"SPEAKER_02","startTime":399.12,"endTime":399.12,"body":"Burrus,"},{"speaker":"SPEAKER_02","startTime":399.2,"endTime":399.2,"body":"Jr."},{"speaker":"SPEAKER_02","startTime":399.44,"endTime":399.52,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":399.6,"endTime":399.84,"body":"but"},{"speaker":"SPEAKER_02","startTime":399.84,"endTime":400.08,"body":"it"},{"speaker":"SPEAKER_02","startTime":400.08,"endTime":400.4,"body":"makes"},{"speaker":"SPEAKER_02","startTime":400.4,"endTime":400.72,"body":"sense."},{"speaker":"SPEAKER_02","startTime":400.88,"endTime":400.96,"body":"I"},{"speaker":"SPEAKER_02","startTime":400.96,"endTime":401.12,"body":"mean,"},{"speaker":"SPEAKER_02","startTime":401.2,"endTime":401.52,"body":"think"},{"speaker":"SPEAKER_02","startTime":401.52,"endTime":401.76,"body":"about"},{"speaker":"SPEAKER_02","startTime":401.76,"endTime":401.92,"body":"it"},{"speaker":"SPEAKER_02","startTime":402.08,"endTime":402.4,"body":"in"},{"speaker":"SPEAKER_02","startTime":402.4,"endTime":402.72,"body":"your"},{"speaker":"SPEAKER_02","startTime":403.04,"endTime":403.68,"body":"case."},{"speaker":"SPEAKER_02","startTime":404.0,"endTime":404.24,"body":"Was"},{"speaker":"SPEAKER_02","startTime":404.24,"endTime":404.48,"body":"there"},{"speaker":"SPEAKER_02","startTime":404.48,"endTime":404.72,"body":"any"},{"speaker":"SPEAKER_02","startTime":404.72,"endTime":405.2,"body":"craft"},{"speaker":"SPEAKER_02","startTime":405.2,"endTime":405.44,"body":"teaching"},{"speaker":"SPEAKER_02","startTime":405.52,"endTime":405.76,"body":"really?"},{"speaker":"SPEAKER_02","startTime":405.84,"endTime":406.0,"body":"Or"},{"speaker":"SPEAKER_02","startTime":406.0,"endTime":406.08,"body":"it"},{"speaker":"SPEAKER_02","startTime":406.08,"endTime":406.32,"body":"was"},{"speaker":"SPEAKER_02","startTime":406.32,"endTime":406.56,"body":"just"},{"speaker":"SPEAKER_02","startTime":406.56,"endTime":406.72,"body":"when"},{"speaker":"SPEAKER_02","startTime":406.72,"endTime":406.88,"body":"you're"},{"speaker":"SPEAKER_02","startTime":406.88,"endTime":407.12,"body":"learning"},{"speaker":"SPEAKER_02","startTime":407.12,"endTime":407.36,"body":"history."},{"speaker":"SPEAKER_03","startTime":407.44,"endTime":407.52,"body":"Trevor"},{"speaker":"SPEAKER_03","startTime":407.52,"endTime":407.52,"body":"Burrus,"},{"speaker":"SPEAKER_03","startTime":407.6,"endTime":407.6,"body":"Jr.:"},{"speaker":"SPEAKER_03","startTime":408.0,"endTime":408.4,"body":"Learning"},{"speaker":"SPEAKER_03","startTime":408.4,"endTime":408.56,"body":"to"},{"speaker":"SPEAKER_03","startTime":408.56,"endTime":408.88,"body":"read"},{"speaker":"SPEAKER_03","startTime":408.88,"endTime":409.04,"body":"and"},{"speaker":"SPEAKER_03","startTime":409.04,"endTime":409.2,"body":"to"},{"speaker":"SPEAKER_03","startTime":409.2,"endTime":409.52,"body":"write"},{"speaker":"SPEAKER_03","startTime":409.6,"endTime":409.76,"body":"and"},{"speaker":"SPEAKER_03","startTime":410.16,"endTime":410.32,"body":"to"},{"speaker":"SPEAKER_03","startTime":410.32,"endTime":410.48,"body":"be"},{"speaker":"SPEAKER_03","startTime":410.48,"endTime":411.2,"body":"analytical"},{"speaker":"SPEAKER_03","startTime":411.2,"endTime":411.36,"body":"about"},{"speaker":"SPEAKER_03","startTime":411.36,"endTime":411.6,"body":"those"},{"speaker":"SPEAKER_03","startTime":411.6,"endTime":411.84,"body":"things."},{"speaker":"SPEAKER_03","startTime":412.0,"endTime":412.08,"body":"You"},{"speaker":"SPEAKER_03","startTime":412.08,"endTime":412.24,"body":"could"},{"speaker":"SPEAKER_03","startTime":412.24,"endTime":412.32,"body":"say"},{"speaker":"SPEAKER_03","startTime":412.56,"endTime":412.64,"body":"that."},{"speaker":"SPEAKER_03","startTime":412.8,"endTime":412.96,"body":"But"},{"speaker":"SPEAKER_03","startTime":412.96,"endTime":413.12,"body":"not"},{"speaker":"SPEAKER_03","startTime":413.12,"endTime":413.28,"body":"on"},{"speaker":"SPEAKER_03","startTime":413.28,"endTime":413.36,"body":"a"},{"speaker":"SPEAKER_03","startTime":413.36,"endTime":413.68,"body":"craft"},{"speaker":"SPEAKER_03","startTime":413.68,"endTime":414.0,"body":"basis."},{"speaker":"SPEAKER_02","startTime":414.16,"endTime":414.24,"body":"It"},{"speaker":"SPEAKER_02","startTime":414.24,"endTime":414.4,"body":"was"},{"speaker":"SPEAKER_02","startTime":414.4,"endTime":414.72,"body":"mainly"},{"speaker":"SPEAKER_02","startTime":414.96,"endTime":415.12,"body":"it"},{"speaker":"SPEAKER_02","startTime":415.12,"endTime":415.28,"body":"was"},{"speaker":"SPEAKER_02","startTime":415.28,"endTime":415.52,"body":"not"},{"speaker":"SPEAKER_02","startTime":415.52,"endTime":415.92,"body":"learning"},{"speaker":"SPEAKER_02","startTime":415.92,"endTime":416.16,"body":"to"},{"speaker":"SPEAKER_02","startTime":416.16,"endTime":416.64,"body":"write"},{"speaker":"SPEAKER_02","startTime":416.8,"endTime":417.12,"body":"to"},{"speaker":"SPEAKER_02","startTime":417.12,"endTime":417.6,"body":"appeal"},{"speaker":"SPEAKER_02","startTime":417.6,"endTime":417.76,"body":"to"},{"speaker":"SPEAKER_02","startTime":417.76,"endTime":418.08,"body":"someone."},{"speaker":"SPEAKER_02","startTime":418.24,"endTime":418.4,"body":"For"},{"speaker":"SPEAKER_02","startTime":418.4,"endTime":418.64,"body":"example,"},{"speaker":"SPEAKER_02","startTime":418.8,"endTime":419.2,"body":"learning"},{"speaker":"SPEAKER_02","startTime":419.2,"endTime":419.44,"body":"to"},{"speaker":"SPEAKER_02","startTime":419.44,"endTime":420.0,"body":"write"},{"speaker":"SPEAKER_02","startTime":420.0,"endTime":421.2,"body":"nonfiction"},{"speaker":"SPEAKER_02","startTime":421.84,"endTime":422.0,"body":"uh"},{"speaker":"SPEAKER_02","startTime":422.24,"endTime":422.88,"body":"historical"},{"speaker":"SPEAKER_02","startTime":424.88,"endTime":425.04,"body":"staff."},{"speaker":"SPEAKER_03","startTime":425.6,"endTime":425.68,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":425.92,"endTime":426.16,"body":"right."},{"speaker":"SPEAKER_03","startTime":426.56,"endTime":426.64,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":426.72,"endTime":426.96,"body":"that's"},{"speaker":"SPEAKER_03","startTime":426.96,"endTime":427.2,"body":"true."},{"speaker":"SPEAKER_03","startTime":427.36,"endTime":427.68,"body":"That's"},{"speaker":"SPEAKER_03","startTime":427.68,"endTime":427.84,"body":"true."},{"speaker":"SPEAKER_03","startTime":428.08,"endTime":428.24,"body":"Um"},{"speaker":"SPEAKER_03","startTime":428.32,"endTime":428.56,"body":"but"},{"speaker":"SPEAKER_03","startTime":428.56,"endTime":428.8,"body":"here's"},{"speaker":"SPEAKER_03","startTime":428.96,"endTime":429.28,"body":"here's"},{"speaker":"SPEAKER_03","startTime":429.28,"endTime":429.52,"body":"my"},{"speaker":"SPEAKER_03","startTime":429.52,"endTime":430.0,"body":"favorite"},{"speaker":"SPEAKER_03","startTime":430.0,"endTime":430.16,"body":"part"},{"speaker":"SPEAKER_03","startTime":430.16,"endTime":430.32,"body":"of"},{"speaker":"SPEAKER_03","startTime":430.32,"endTime":430.48,"body":"the"},{"speaker":"SPEAKER_03","startTime":430.48,"endTime":431.12,"body":"entire"},{"speaker":"SPEAKER_03","startTime":431.12,"endTime":431.68,"body":"article"},{"speaker":"SPEAKER_03","startTime":431.68,"endTime":431.92,"body":"that"},{"speaker":"SPEAKER_03","startTime":431.92,"endTime":432.08,"body":"I"},{"speaker":"SPEAKER_03","startTime":432.08,"endTime":432.48,"body":"mentioned"},{"speaker":"SPEAKER_03","startTime":432.48,"endTime":432.64,"body":"to"},{"speaker":"SPEAKER_03","startTime":432.64,"endTime":432.72,"body":"the"},{"speaker":"SPEAKER_03","startTime":432.72,"endTime":433.12,"body":"staff"},{"speaker":"SPEAKER_03","startTime":433.12,"endTime":433.2,"body":"a"},{"speaker":"SPEAKER_03","startTime":433.2,"endTime":433.6,"body":"couple"},{"speaker":"SPEAKER_03","startTime":433.6,"endTime":433.84,"body":"of"},{"speaker":"SPEAKER_03","startTime":433.84,"endTime":434.16,"body":"times"},{"speaker":"SPEAKER_03","startTime":434.4,"endTime":434.72,"body":"because"},{"speaker":"SPEAKER_03","startTime":434.72,"endTime":434.88,"body":"I"},{"speaker":"SPEAKER_03","startTime":434.88,"endTime":435.04,"body":"think"},{"speaker":"SPEAKER_03","startTime":435.04,"endTime":435.28,"body":"this"},{"speaker":"SPEAKER_03","startTime":435.28,"endTime":435.44,"body":"is"},{"speaker":"SPEAKER_03","startTime":435.52,"endTime":435.68,"body":"at"},{"speaker":"SPEAKER_03","startTime":435.68,"endTime":435.84,"body":"the"},{"speaker":"SPEAKER_03","startTime":435.84,"endTime":436.0,"body":"end"},{"speaker":"SPEAKER_03","startTime":436.0,"endTime":436.08,"body":"of"},{"speaker":"SPEAKER_03","startTime":436.08,"endTime":436.24,"body":"the"},{"speaker":"SPEAKER_03","startTime":436.24,"endTime":436.48,"body":"day"},{"speaker":"SPEAKER_03","startTime":436.72,"endTime":437.04,"body":"so"},{"speaker":"SPEAKER_03","startTime":437.04,"endTime":437.36,"body":"important"},{"speaker":"SPEAKER_03","startTime":437.36,"endTime":437.68,"body":"for"},{"speaker":"SPEAKER_03","startTime":437.68,"endTime":438.08,"body":"anything"},{"speaker":"SPEAKER_03","startTime":438.08,"endTime":438.32,"body":"in"},{"speaker":"SPEAKER_03","startTime":438.32,"endTime":438.56,"body":"your"},{"speaker":"SPEAKER_03","startTime":438.56,"endTime":439.04,"body":"life."},{"speaker":"SPEAKER_03","startTime":439.28,"endTime":439.68,"body":"She"},{"speaker":"SPEAKER_03","startTime":439.68,"endTime":440.08,"body":"writes,"},{"speaker":"SPEAKER_03","startTime":440.24,"endTime":440.4,"body":"um"},{"speaker":"SPEAKER_03","startTime":441.2,"endTime":441.52,"body":"every"},{"speaker":"SPEAKER_03","startTime":441.6,"endTime":441.92,"body":"week,"},{"speaker":"SPEAKER_03","startTime":442.08,"endTime":442.32,"body":"make"},{"speaker":"SPEAKER_03","startTime":442.32,"endTime":442.4,"body":"a"},{"speaker":"SPEAKER_03","startTime":442.4,"endTime":442.72,"body":"practice"},{"speaker":"SPEAKER_03","startTime":442.72,"endTime":442.88,"body":"of"},{"speaker":"SPEAKER_03","startTime":442.88,"endTime":443.28,"body":"writing"},{"speaker":"SPEAKER_03","startTime":443.28,"endTime":443.6,"body":"down"},{"speaker":"SPEAKER_03","startTime":443.6,"endTime":443.84,"body":"which"},{"speaker":"SPEAKER_03","startTime":443.84,"endTime":444.32,"body":"actions"},{"speaker":"SPEAKER_03","startTime":444.32,"endTime":444.48,"body":"you"},{"speaker":"SPEAKER_03","startTime":444.48,"endTime":444.88,"body":"enjoy"},{"speaker":"SPEAKER_03","startTime":444.88,"endTime":445.04,"body":"and"},{"speaker":"SPEAKER_03","startTime":445.04,"endTime":445.2,"body":"which"},{"speaker":"SPEAKER_03","startTime":445.2,"endTime":445.52,"body":"ones"},{"speaker":"SPEAKER_03","startTime":445.52,"endTime":445.76,"body":"you"},{"speaker":"SPEAKER_03","startTime":445.76,"endTime":446.0,"body":"hate,"},{"speaker":"SPEAKER_03","startTime":446.4,"endTime":446.72,"body":"whom"},{"speaker":"SPEAKER_03","startTime":446.72,"endTime":446.96,"body":"you"},{"speaker":"SPEAKER_03","startTime":446.96,"endTime":447.12,"body":"like"},{"speaker":"SPEAKER_03","startTime":447.12,"endTime":447.36,"body":"being"},{"speaker":"SPEAKER_03","startTime":447.36,"endTime":447.6,"body":"around"},{"speaker":"SPEAKER_03","startTime":447.68,"endTime":447.84,"body":"and"},{"speaker":"SPEAKER_03","startTime":447.84,"endTime":448.08,"body":"whom"},{"speaker":"SPEAKER_03","startTime":448.08,"endTime":448.24,"body":"you"},{"speaker":"SPEAKER_03","startTime":448.24,"endTime":448.8,"body":"can't"},{"speaker":"SPEAKER_03","startTime":448.8,"endTime":449.12,"body":"stand."},{"speaker":"SPEAKER_03","startTime":450.24,"endTime":450.56,"body":"I"},{"speaker":"SPEAKER_03","startTime":450.56,"endTime":450.72,"body":"think"},{"speaker":"SPEAKER_03","startTime":450.72,"endTime":451.04,"body":"that's"},{"speaker":"SPEAKER_03","startTime":451.04,"endTime":451.2,"body":"just"},{"speaker":"SPEAKER_03","startTime":451.2,"endTime":451.36,"body":"a"},{"speaker":"SPEAKER_03","startTime":451.36,"endTime":451.92,"body":"fascinating"},{"speaker":"SPEAKER_03","startTime":451.92,"endTime":452.16,"body":"thing"},{"speaker":"SPEAKER_03","startTime":452.24,"endTime":452.48,"body":"because"},{"speaker":"SPEAKER_03","startTime":452.48,"endTime":452.56,"body":"that"},{"speaker":"SPEAKER_03","startTime":452.56,"endTime":452.72,"body":"will"},{"speaker":"SPEAKER_03","startTime":452.72,"endTime":452.96,"body":"help"},{"speaker":"SPEAKER_03","startTime":452.96,"endTime":453.12,"body":"you"},{"speaker":"SPEAKER_03","startTime":453.12,"endTime":453.6,"body":"narrow"},{"speaker":"SPEAKER_03","startTime":453.6,"endTime":454.0,"body":"things"},{"speaker":"SPEAKER_03","startTime":454.0,"endTime":454.16,"body":"down,"},{"speaker":"SPEAKER_03","startTime":454.24,"endTime":454.48,"body":"right?"},{"speaker":"SPEAKER_03","startTime":454.56,"endTime":454.72,"body":"Like,"},{"speaker":"SPEAKER_03","startTime":454.8,"endTime":454.96,"body":"well,"},{"speaker":"SPEAKER_03","startTime":455.04,"endTime":455.12,"body":"I"},{"speaker":"SPEAKER_03","startTime":455.12,"endTime":455.28,"body":"really"},{"speaker":"SPEAKER_03","startTime":455.28,"endTime":455.44,"body":"like"},{"speaker":"SPEAKER_03","startTime":455.44,"endTime":455.6,"body":"doing,"},{"speaker":"SPEAKER_03","startTime":455.76,"endTime":455.92,"body":"but"},{"speaker":"SPEAKER_03","startTime":455.92,"endTime":456.08,"body":"I"},{"speaker":"SPEAKER_03","startTime":456.08,"endTime":456.24,"body":"really"},{"speaker":"SPEAKER_03","startTime":456.24,"endTime":456.4,"body":"don't"},{"speaker":"SPEAKER_03","startTime":456.4,"endTime":456.64,"body":"like"},{"speaker":"SPEAKER_03","startTime":456.64,"endTime":456.88,"body":"doing"},{"speaker":"SPEAKER_03","startTime":456.88,"endTime":457.04,"body":"that."},{"speaker":"SPEAKER_03","startTime":457.28,"endTime":457.44,"body":"I"},{"speaker":"SPEAKER_03","startTime":457.44,"endTime":457.6,"body":"can"},{"speaker":"SPEAKER_03","startTime":457.6,"endTime":457.68,"body":"tell"},{"speaker":"SPEAKER_03","startTime":457.68,"endTime":457.84,"body":"you"},{"speaker":"SPEAKER_03","startTime":457.84,"endTime":458.0,"body":"what"},{"speaker":"SPEAKER_03","startTime":458.0,"endTime":458.16,"body":"those"},{"speaker":"SPEAKER_03","startTime":458.16,"endTime":458.4,"body":"things"},{"speaker":"SPEAKER_03","startTime":458.4,"endTime":458.56,"body":"are"},{"speaker":"SPEAKER_03","startTime":458.56,"endTime":458.64,"body":"my"},{"speaker":"SPEAKER_03","startTime":458.64,"endTime":458.8,"body":"life,"},{"speaker":"SPEAKER_03","startTime":458.88,"endTime":458.96,"body":"but"},{"speaker":"SPEAKER_03","startTime":458.96,"endTime":459.12,"body":"I'm"},{"speaker":"SPEAKER_03","startTime":459.12,"endTime":459.28,"body":"not"},{"speaker":"SPEAKER_03","startTime":459.28,"endTime":459.52,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":459.52,"endTime":459.68,"body":"say"},{"speaker":"SPEAKER_03","startTime":459.68,"endTime":459.84,"body":"them"},{"speaker":"SPEAKER_03","startTime":459.92,"endTime":460.08,"body":"on"},{"speaker":"SPEAKER_03","startTime":460.08,"endTime":460.16,"body":"the"},{"speaker":"SPEAKER_03","startTime":460.16,"endTime":460.56,"body":"show."},{"speaker":"SPEAKER_03","startTime":460.8,"endTime":461.04,"body":"Because"},{"speaker":"SPEAKER_03","startTime":461.04,"endTime":461.28,"body":"there's"},{"speaker":"SPEAKER_03","startTime":461.28,"endTime":461.6,"body":"things"},{"speaker":"SPEAKER_03","startTime":461.6,"endTime":461.68,"body":"I"},{"speaker":"SPEAKER_03","startTime":461.68,"endTime":461.84,"body":"love"},{"speaker":"SPEAKER_03","startTime":461.92,"endTime":462.0,"body":"and"},{"speaker":"SPEAKER_03","startTime":462.0,"endTime":462.32,"body":"there's"},{"speaker":"SPEAKER_03","startTime":462.32,"endTime":462.64,"body":"things"},{"speaker":"SPEAKER_03","startTime":462.64,"endTime":462.88,"body":"that"},{"speaker":"SPEAKER_03","startTime":462.88,"endTime":463.2,"body":"I"},{"speaker":"SPEAKER_03","startTime":463.2,"endTime":463.44,"body":"do"},{"speaker":"SPEAKER_03","startTime":464.16,"endTime":464.32,"body":"because"},{"speaker":"SPEAKER_03","startTime":464.32,"endTime":464.4,"body":"I"},{"speaker":"SPEAKER_03","startTime":464.4,"endTime":464.56,"body":"have"},{"speaker":"SPEAKER_03","startTime":464.56,"endTime":464.64,"body":"to."},{"speaker":"SPEAKER_02","startTime":465.04,"endTime":465.2,"body":"I"},{"speaker":"SPEAKER_02","startTime":465.2,"endTime":465.36,"body":"know"},{"speaker":"SPEAKER_02","startTime":465.36,"endTime":465.52,"body":"what"},{"speaker":"SPEAKER_02","startTime":465.52,"endTime":465.68,"body":"they"},{"speaker":"SPEAKER_02","startTime":465.68,"endTime":465.84,"body":"are"},{"speaker":"SPEAKER_02","startTime":465.92,"endTime":466.16,"body":"because"},{"speaker":"SPEAKER_02","startTime":466.16,"endTime":466.4,"body":"he"},{"speaker":"SPEAKER_02","startTime":466.4,"endTime":466.72,"body":"tells"},{"speaker":"SPEAKER_02","startTime":466.72,"endTime":466.96,"body":"me"},{"speaker":"SPEAKER_02","startTime":466.96,"endTime":467.12,"body":"all"},{"speaker":"SPEAKER_02","startTime":467.12,"endTime":467.2,"body":"of"},{"speaker":"SPEAKER_02","startTime":467.2,"endTime":467.28,"body":"them."},{"speaker":"SPEAKER_02","startTime":467.6,"endTime":467.76,"body":"But"},{"speaker":"SPEAKER_02","startTime":467.76,"endTime":467.92,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":467.92,"endTime":468.08,"body":"not"},{"speaker":"SPEAKER_02","startTime":468.08,"endTime":468.4,"body":"giving"},{"speaker":"SPEAKER_02","startTime":468.4,"endTime":468.56,"body":"it"},{"speaker":"SPEAKER_02","startTime":468.56,"endTime":468.72,"body":"away."},{"speaker":"SPEAKER_03","startTime":469.28,"endTime":469.36,"body":"No,"},{"speaker":"SPEAKER_03","startTime":469.52,"endTime":469.76,"body":"I'm"},{"speaker":"SPEAKER_03","startTime":469.76,"endTime":469.92,"body":"not"},{"speaker":"SPEAKER_03","startTime":469.92,"endTime":470.32,"body":"telling"},{"speaker":"SPEAKER_03","startTime":470.32,"endTime":470.48,"body":"you."},{"speaker":"SPEAKER_03","startTime":470.8,"endTime":470.96,"body":"And"},{"speaker":"SPEAKER_03","startTime":470.96,"endTime":471.12,"body":"then"},{"speaker":"SPEAKER_03","startTime":471.12,"endTime":471.28,"body":"she"},{"speaker":"SPEAKER_03","startTime":471.28,"endTime":471.52,"body":"talks"},{"speaker":"SPEAKER_03","startTime":471.52,"endTime":471.68,"body":"about,"},{"speaker":"SPEAKER_03","startTime":471.84,"endTime":472.0,"body":"okay,"},{"speaker":"SPEAKER_03","startTime":472.08,"endTime":472.32,"body":"here's"},{"speaker":"SPEAKER_03","startTime":472.32,"endTime":472.56,"body":"another"},{"speaker":"SPEAKER_03","startTime":472.56,"endTime":472.8,"body":"part"},{"speaker":"SPEAKER_03","startTime":472.8,"endTime":473.04,"body":"that's"},{"speaker":"SPEAKER_03","startTime":473.04,"endTime":473.6,"body":"fascinating"},{"speaker":"SPEAKER_03","startTime":473.76,"endTime":474.08,"body":"because"},{"speaker":"SPEAKER_03","startTime":474.08,"endTime":474.4,"body":"she"},{"speaker":"SPEAKER_03","startTime":474.4,"endTime":474.64,"body":"she"},{"speaker":"SPEAKER_03","startTime":474.64,"endTime":475.04,"body":"plays"},{"speaker":"SPEAKER_03","startTime":475.04,"endTime":475.2,"body":"on"},{"speaker":"SPEAKER_03","startTime":475.2,"endTime":475.52,"body":"something"},{"speaker":"SPEAKER_03","startTime":475.52,"endTime":475.68,"body":"that"},{"speaker":"SPEAKER_03","startTime":475.76,"endTime":475.92,"body":"that"},{"speaker":"SPEAKER_03","startTime":476.0,"endTime":476.24,"body":"that"},{"speaker":"SPEAKER_03","startTime":476.24,"endTime":476.48,"body":"I"},{"speaker":"SPEAKER_03","startTime":476.48,"endTime":476.72,"body":"know"},{"speaker":"SPEAKER_03","startTime":476.72,"endTime":476.88,"body":"well"},{"speaker":"SPEAKER_03","startTime":476.96,"endTime":477.2,"body":"because"},{"speaker":"SPEAKER_03","startTime":477.2,"endTime":477.36,"body":"I"},{"speaker":"SPEAKER_03","startTime":477.36,"endTime":477.68,"body":"lived"},{"speaker":"SPEAKER_03","startTime":477.68,"endTime":478.0,"body":"through"},{"speaker":"SPEAKER_03","startTime":478.0,"endTime":478.24,"body":"it."},{"speaker":"SPEAKER_03","startTime":478.4,"endTime":478.64,"body":"Um"},{"speaker":"SPEAKER_03","startTime":479.12,"endTime":479.44,"body":"talks"},{"speaker":"SPEAKER_03","startTime":479.44,"endTime":479.68,"body":"about"},{"speaker":"SPEAKER_03","startTime":479.68,"endTime":479.92,"body":"kind"},{"speaker":"SPEAKER_03","startTime":479.92,"endTime":480.08,"body":"of"},{"speaker":"SPEAKER_03","startTime":480.08,"endTime":480.4,"body":"the"},{"speaker":"SPEAKER_03","startTime":480.72,"endTime":480.96,"body":"what"},{"speaker":"SPEAKER_03","startTime":481.12,"endTime":481.28,"body":"is"},{"speaker":"SPEAKER_03","startTime":481.28,"endTime":481.6,"body":"the"},{"speaker":"SPEAKER_03","startTime":481.6,"endTime":481.84,"body":"the"},{"speaker":"SPEAKER_03","startTime":482.0,"endTime":482.24,"body":"thing"},{"speaker":"SPEAKER_03","startTime":482.4,"endTime":482.72,"body":"de"},{"speaker":"SPEAKER_03","startTime":482.72,"endTime":483.04,"body":"jour,"},{"speaker":"SPEAKER_03","startTime":483.2,"endTime":483.44,"body":"right?"},{"speaker":"SPEAKER_03","startTime":483.52,"endTime":483.68,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":483.76,"endTime":483.84,"body":"she"},{"speaker":"SPEAKER_03","startTime":483.92,"endTime":484.16,"body":"says,"},{"speaker":"SPEAKER_03","startTime":484.32,"endTime":484.64,"body":"every"},{"speaker":"SPEAKER_03","startTime":484.64,"endTime":485.12,"body":"generation"},{"speaker":"SPEAKER_03","startTime":485.12,"endTime":485.36,"body":"gets"},{"speaker":"SPEAKER_03","startTime":485.36,"endTime":485.44,"body":"a"},{"speaker":"SPEAKER_03","startTime":485.44,"endTime":485.68,"body":"version"},{"speaker":"SPEAKER_03","startTime":485.68,"endTime":485.92,"body":"of"},{"speaker":"SPEAKER_03","startTime":485.92,"endTime":486.32,"body":"learn"},{"speaker":"SPEAKER_03","startTime":486.32,"endTime":486.72,"body":"Japanese."},{"speaker":"SPEAKER_03","startTime":486.88,"endTime":487.12,"body":"She"},{"speaker":"SPEAKER_03","startTime":487.12,"endTime":487.6,"body":"reflects"},{"speaker":"SPEAKER_03","startTime":487.6,"endTime":487.76,"body":"on"},{"speaker":"SPEAKER_03","startTime":487.76,"endTime":487.92,"body":"the"},{"speaker":"SPEAKER_03","startTime":487.92,"endTime":488.4,"body":"fact"},{"speaker":"SPEAKER_03","startTime":488.4,"endTime":488.72,"body":"that"},{"speaker":"SPEAKER_03","startTime":489.36,"endTime":489.84,"body":"40"},{"speaker":"SPEAKER_03","startTime":489.84,"endTime":490.0,"body":"years"},{"speaker":"SPEAKER_03","startTime":490.0,"endTime":490.16,"body":"ago"},{"speaker":"SPEAKER_03","startTime":490.24,"endTime":490.4,"body":"it"},{"speaker":"SPEAKER_03","startTime":490.4,"endTime":490.48,"body":"was"},{"speaker":"SPEAKER_03","startTime":490.48,"endTime":490.64,"body":"all"},{"speaker":"SPEAKER_03","startTime":490.64,"endTime":490.8,"body":"about."},{"speaker":"SPEAKER_03","startTime":492.8,"endTime":492.96,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":493.12,"endTime":493.36,"body":"because"},{"speaker":"SPEAKER_03","startTime":493.36,"endTime":493.52,"body":"the"},{"speaker":"SPEAKER_03","startTime":493.52,"endTime":494.24,"body":"Japanese"},{"speaker":"SPEAKER_03","startTime":494.24,"endTime":494.56,"body":"were"},{"speaker":"SPEAKER_03","startTime":494.56,"endTime":495.04,"body":"following"},{"speaker":"SPEAKER_03","startTime":495.04,"endTime":495.28,"body":"their"},{"speaker":"SPEAKER_03","startTime":495.28,"endTime":495.68,"body":"business"},{"speaker":"SPEAKER_03","startTime":495.68,"endTime":496.32,"body":"practices"},{"speaker":"SPEAKER_03","startTime":496.32,"endTime":496.64,"body":"and"},{"speaker":"SPEAKER_03","startTime":496.64,"endTime":496.96,"body":"their"},{"speaker":"SPEAKER_03","startTime":496.96,"endTime":497.12,"body":"real"},{"speaker":"SPEAKER_03","startTime":497.12,"endTime":497.44,"body":"estate,"},{"speaker":"SPEAKER_03","startTime":497.6,"endTime":497.76,"body":"all"},{"speaker":"SPEAKER_03","startTime":497.76,"endTime":497.92,"body":"that"},{"speaker":"SPEAKER_03","startTime":497.92,"endTime":498.0,"body":"kind"},{"speaker":"SPEAKER_03","startTime":498.0,"endTime":498.16,"body":"of"},{"speaker":"SPEAKER_03","startTime":498.16,"endTime":498.24,"body":"thing."},{"speaker":"SPEAKER_03","startTime":498.4,"endTime":498.48,"body":"So"},{"speaker":"SPEAKER_03","startTime":498.72,"endTime":498.88,"body":"then"},{"speaker":"SPEAKER_03","startTime":498.88,"endTime":498.96,"body":"it"},{"speaker":"SPEAKER_03","startTime":498.96,"endTime":499.04,"body":"was"},{"speaker":"SPEAKER_03","startTime":499.12,"endTime":499.28,"body":"uh"},{"speaker":"SPEAKER_03","startTime":499.36,"endTime":499.44,"body":"you"},{"speaker":"SPEAKER_03","startTime":499.44,"endTime":499.52,"body":"know"},{"speaker":"SPEAKER_03","startTime":499.68,"endTime":499.84,"body":"well,"},{"speaker":"SPEAKER_03","startTime":500.0,"endTime":500.24,"body":"and"},{"speaker":"SPEAKER_03","startTime":500.24,"endTime":500.4,"body":"she"},{"speaker":"SPEAKER_03","startTime":500.56,"endTime":500.8,"body":"she"},{"speaker":"SPEAKER_03","startTime":500.8,"endTime":501.2,"body":"quotes"},{"speaker":"SPEAKER_03","startTime":501.36,"endTime":501.6,"body":"one"},{"speaker":"SPEAKER_03","startTime":501.6,"endTime":501.92,"body":"word,"},{"speaker":"SPEAKER_03","startTime":502.08,"endTime":502.8,"body":"plastics."},{"speaker":"SPEAKER_03","startTime":502.96,"endTime":503.12,"body":"You"},{"speaker":"SPEAKER_03","startTime":503.12,"endTime":503.36,"body":"remember"},{"speaker":"SPEAKER_03","startTime":503.36,"endTime":503.6,"body":"what"},{"speaker":"SPEAKER_03","startTime":503.6,"endTime":503.76,"body":"movie"},{"speaker":"SPEAKER_03","startTime":503.76,"endTime":503.92,"body":"that's"},{"speaker":"SPEAKER_03","startTime":504.32,"endTime":504.4,"body":"the"},{"speaker":"SPEAKER_03","startTime":504.48,"endTime":504.72,"body":"graduate."},{"speaker":"SPEAKER_03","startTime":504.96,"endTime":505.12,"body":"The"},{"speaker":"SPEAKER_03","startTime":505.12,"endTime":505.44,"body":"graduate,"},{"speaker":"SPEAKER_03","startTime":505.52,"endTime":505.6,"body":"of"},{"speaker":"SPEAKER_03","startTime":505.6,"endTime":505.76,"body":"course,"},{"speaker":"SPEAKER_03","startTime":505.84,"endTime":505.92,"body":"right?"},{"speaker":"SPEAKER_03","startTime":506.56,"endTime":506.72,"body":"Because"},{"speaker":"SPEAKER_03","startTime":506.72,"endTime":506.88,"body":"we're"},{"speaker":"SPEAKER_03","startTime":506.88,"endTime":507.12,"body":"old."},{"speaker":"SPEAKER_03","startTime":507.28,"endTime":507.44,"body":"We"},{"speaker":"SPEAKER_03","startTime":507.44,"endTime":507.6,"body":"remember"},{"speaker":"SPEAKER_03","startTime":507.6,"endTime":507.68,"body":"that"},{"speaker":"SPEAKER_03","startTime":507.68,"endTime":507.84,"body":"movie."},{"speaker":"SPEAKER_03","startTime":508.16,"endTime":508.32,"body":"The"},{"speaker":"SPEAKER_03","startTime":508.32,"endTime":508.56,"body":"graduate."},{"speaker":"SPEAKER_03","startTime":508.8,"endTime":509.04,"body":"It's"},{"speaker":"SPEAKER_03","startTime":509.04,"endTime":509.6,"body":"fascinating."},{"speaker":"SPEAKER_03","startTime":509.76,"endTime":510.0,"body":"So"},{"speaker":"SPEAKER_03","startTime":510.24,"endTime":510.56,"body":"which"},{"speaker":"SPEAKER_03","startTime":510.56,"endTime":510.88,"body":"is"},{"speaker":"SPEAKER_03","startTime":510.88,"endTime":511.04,"body":"a"},{"speaker":"SPEAKER_03","startTime":511.04,"endTime":511.44,"body":"harder"},{"speaker":"SPEAKER_03","startTime":511.44,"endTime":511.6,"body":"thing"},{"speaker":"SPEAKER_03","startTime":511.6,"endTime":511.76,"body":"to"},{"speaker":"SPEAKER_03","startTime":511.76,"endTime":511.92,"body":"do"},{"speaker":"SPEAKER_03","startTime":512.0,"endTime":512.24,"body":"because"},{"speaker":"SPEAKER_03","startTime":512.24,"endTime":512.4,"body":"that"},{"speaker":"SPEAKER_03","startTime":512.4,"endTime":512.64,"body":"means"},{"speaker":"SPEAKER_03","startTime":512.64,"endTime":512.72,"body":"you"},{"speaker":"SPEAKER_03","startTime":512.72,"endTime":512.88,"body":"have"},{"speaker":"SPEAKER_03","startTime":512.96,"endTime":513.04,"body":"at"},{"speaker":"SPEAKER_03","startTime":513.2,"endTime":513.36,"body":"in"},{"speaker":"SPEAKER_03","startTime":513.36,"endTime":513.6,"body":"the"},{"speaker":"SPEAKER_03","startTime":513.6,"endTime":513.84,"body":"moment"},{"speaker":"SPEAKER_03","startTime":513.92,"endTime":514.08,"body":"you"},{"speaker":"SPEAKER_03","startTime":514.08,"endTime":514.16,"body":"have"},{"speaker":"SPEAKER_03","startTime":514.16,"endTime":514.32,"body":"to"},{"speaker":"SPEAKER_03","startTime":514.32,"endTime":514.72,"body":"grasp"},{"speaker":"SPEAKER_03","startTime":514.72,"endTime":515.04,"body":"whatever"},{"speaker":"SPEAKER_03","startTime":515.04,"endTime":515.28,"body":"thing"},{"speaker":"SPEAKER_03","startTime":515.28,"endTime":515.44,"body":"that"},{"speaker":"SPEAKER_03","startTime":515.44,"endTime":515.52,"body":"is."},{"speaker":"SPEAKER_03","startTime":515.68,"endTime":515.84,"body":"I"},{"speaker":"SPEAKER_03","startTime":515.84,"endTime":516.0,"body":"don't"},{"speaker":"SPEAKER_03","startTime":516.0,"endTime":516.16,"body":"think"},{"speaker":"SPEAKER_03","startTime":516.16,"endTime":516.56,"body":"that's"},{"speaker":"SPEAKER_03","startTime":516.56,"endTime":516.88,"body":"as"},{"speaker":"SPEAKER_03","startTime":516.88,"endTime":517.2,"body":"important"},{"speaker":"SPEAKER_03","startTime":517.68,"endTime":518.0,"body":"as"},{"speaker":"SPEAKER_03","startTime":518.48,"endTime":518.8,"body":"knowing"},{"speaker":"SPEAKER_03","startTime":518.8,"endTime":519.12,"body":"your"},{"speaker":"SPEAKER_03","startTime":519.2,"endTime":519.36,"body":"you're"},{"speaker":"SPEAKER_03","startTime":519.44,"endTime":519.68,"body":"sort"},{"speaker":"SPEAKER_03","startTime":519.68,"endTime":519.92,"body":"of"},{"speaker":"SPEAKER_03","startTime":520.16,"endTime":520.32,"body":"and"},{"speaker":"SPEAKER_03","startTime":520.32,"endTime":520.4,"body":"I"},{"speaker":"SPEAKER_03","startTime":520.4,"endTime":520.56,"body":"think"},{"speaker":"SPEAKER_03","startTime":520.56,"endTime":520.72,"body":"we"},{"speaker":"SPEAKER_03","startTime":520.72,"endTime":520.88,"body":"can"},{"speaker":"SPEAKER_03","startTime":520.88,"endTime":521.12,"body":"say"},{"speaker":"SPEAKER_03","startTime":521.12,"endTime":521.52,"body":"craft"},{"speaker":"SPEAKER_03","startTime":521.52,"endTime":521.76,"body":"is"},{"speaker":"SPEAKER_03","startTime":521.76,"endTime":521.92,"body":"a"},{"speaker":"SPEAKER_03","startTime":521.92,"endTime":522.16,"body":"skill"},{"speaker":"SPEAKER_03","startTime":522.16,"endTime":522.4,"body":"set,"},{"speaker":"SPEAKER_03","startTime":522.48,"endTime":522.64,"body":"right?"},{"speaker":"SPEAKER_03","startTime":523.52,"endTime":523.68,"body":"It's"},{"speaker":"SPEAKER_03","startTime":523.68,"endTime":523.76,"body":"a"},{"speaker":"SPEAKER_03","startTime":523.76,"endTime":524.0,"body":"skill"},{"speaker":"SPEAKER_03","startTime":524.0,"endTime":524.08,"body":"set."},{"speaker":"SPEAKER_03","startTime":524.56,"endTime":524.72,"body":"And"},{"speaker":"SPEAKER_03","startTime":524.72,"endTime":524.88,"body":"you"},{"speaker":"SPEAKER_03","startTime":525.04,"endTime":525.28,"body":"you"},{"speaker":"SPEAKER_03","startTime":525.28,"endTime":525.76,"body":"develop"},{"speaker":"SPEAKER_03","startTime":525.76,"endTime":525.92,"body":"that."},{"speaker":"SPEAKER_03","startTime":526.4,"endTime":526.72,"body":"Um"},{"speaker":"SPEAKER_03","startTime":527.84,"endTime":528.16,"body":"she"},{"speaker":"SPEAKER_03","startTime":528.16,"endTime":528.72,"body":"does"},{"speaker":"SPEAKER_03","startTime":528.72,"endTime":528.96,"body":"say"},{"speaker":"SPEAKER_03","startTime":528.96,"endTime":529.28,"body":"something"},{"speaker":"SPEAKER_03","startTime":529.28,"endTime":529.52,"body":"else"},{"speaker":"SPEAKER_03","startTime":529.52,"endTime":529.76,"body":"here"},{"speaker":"SPEAKER_03","startTime":529.76,"endTime":529.92,"body":"that"},{"speaker":"SPEAKER_03","startTime":529.92,"endTime":530.0,"body":"I"},{"speaker":"SPEAKER_03","startTime":530.0,"endTime":530.16,"body":"think"},{"speaker":"SPEAKER_03","startTime":530.16,"endTime":530.32,"body":"is"},{"speaker":"SPEAKER_03","startTime":530.32,"endTime":530.48,"body":"worth"},{"speaker":"SPEAKER_03","startTime":530.8,"endTime":530.88,"body":"was"},{"speaker":"SPEAKER_03","startTime":531.12,"endTime":531.36,"body":"important"},{"speaker":"SPEAKER_03","startTime":531.36,"endTime":531.52,"body":"to"},{"speaker":"SPEAKER_03","startTime":531.52,"endTime":531.68,"body":"me."},{"speaker":"SPEAKER_03","startTime":531.76,"endTime":531.92,"body":"And"},{"speaker":"SPEAKER_03","startTime":532.0,"endTime":532.24,"body":"and"},{"speaker":"SPEAKER_03","startTime":532.24,"endTime":532.56,"body":"because"},{"speaker":"SPEAKER_03","startTime":532.56,"endTime":532.88,"body":"I"},{"speaker":"SPEAKER_03","startTime":532.88,"endTime":533.2,"body":"think"},{"speaker":"SPEAKER_03","startTime":534.16,"endTime":534.4,"body":"I"},{"speaker":"SPEAKER_03","startTime":534.4,"endTime":534.56,"body":"so"},{"speaker":"SPEAKER_03","startTime":534.64,"endTime":534.88,"body":"worry"},{"speaker":"SPEAKER_03","startTime":534.88,"endTime":535.04,"body":"about"},{"speaker":"SPEAKER_03","startTime":535.12,"endTime":535.28,"body":"like"},{"speaker":"SPEAKER_03","startTime":535.36,"endTime":535.52,"body":"my"},{"speaker":"SPEAKER_03","startTime":535.52,"endTime":535.84,"body":"daughter"},{"speaker":"SPEAKER_03","startTime":535.92,"endTime":536.08,"body":"who"},{"speaker":"SPEAKER_03","startTime":536.32,"endTime":536.8,"body":"wants"},{"speaker":"SPEAKER_03","startTime":536.8,"endTime":536.96,"body":"to"},{"speaker":"SPEAKER_03","startTime":536.96,"endTime":537.2,"body":"get"},{"speaker":"SPEAKER_03","startTime":537.2,"endTime":537.44,"body":"into"},{"speaker":"SPEAKER_03","startTime":537.44,"endTime":537.92,"body":"psychology"},{"speaker":"SPEAKER_03","startTime":538.0,"endTime":538.16,"body":"and"},{"speaker":"SPEAKER_03","startTime":538.16,"endTime":538.48,"body":"she's"},{"speaker":"SPEAKER_03","startTime":538.48,"endTime":538.64,"body":"already"},{"speaker":"SPEAKER_03","startTime":538.64,"endTime":538.8,"body":"got"},{"speaker":"SPEAKER_03","startTime":538.8,"endTime":538.88,"body":"a"},{"speaker":"SPEAKER_03","startTime":538.88,"endTime":539.28,"body":"roadmap"},{"speaker":"SPEAKER_03","startTime":539.44,"endTime":539.52,"body":"and"},{"speaker":"SPEAKER_03","startTime":539.52,"endTime":539.68,"body":"all"},{"speaker":"SPEAKER_03","startTime":539.68,"endTime":539.84,"body":"that"},{"speaker":"SPEAKER_03","startTime":539.84,"endTime":539.92,"body":"kind"},{"speaker":"SPEAKER_03","startTime":539.92,"endTime":540.0,"body":"of"},{"speaker":"SPEAKER_03","startTime":540.0,"endTime":540.16,"body":"thing."},{"speaker":"SPEAKER_03","startTime":540.24,"endTime":540.4,"body":"And"},{"speaker":"SPEAKER_03","startTime":540.4,"endTime":540.56,"body":"I"},{"speaker":"SPEAKER_03","startTime":540.56,"endTime":540.8,"body":"think"},{"speaker":"SPEAKER_03","startTime":540.8,"endTime":540.96,"body":"when"},{"speaker":"SPEAKER_03","startTime":540.96,"endTime":541.04,"body":"I"},{"speaker":"SPEAKER_03","startTime":541.04,"endTime":541.36,"body":"started"},{"speaker":"SPEAKER_03","startTime":541.44,"endTime":541.76,"body":"college,"},{"speaker":"SPEAKER_03","startTime":541.84,"endTime":542.0,"body":"I"},{"speaker":"SPEAKER_03","startTime":542.0,"endTime":542.16,"body":"had"},{"speaker":"SPEAKER_03","startTime":542.16,"endTime":542.32,"body":"no"},{"speaker":"SPEAKER_03","startTime":542.32,"endTime":542.64,"body":"idea,"},{"speaker":"SPEAKER_03","startTime":542.72,"endTime":542.88,"body":"right?"},{"speaker":"SPEAKER_03","startTime":542.96,"endTime":543.04,"body":"Of"},{"speaker":"SPEAKER_03","startTime":543.2,"endTime":543.36,"body":"some"},{"speaker":"SPEAKER_03","startTime":543.36,"endTime":543.6,"body":"things"},{"speaker":"SPEAKER_03","startTime":543.6,"endTime":543.84,"body":"I'd"},{"speaker":"SPEAKER_03","startTime":543.84,"endTime":544.16,"body":"done,"},{"speaker":"SPEAKER_03","startTime":544.24,"endTime":544.4,"body":"but"},{"speaker":"SPEAKER_03","startTime":544.4,"endTime":544.48,"body":"I"},{"speaker":"SPEAKER_03","startTime":544.48,"endTime":544.72,"body":"didn't"},{"speaker":"SPEAKER_03","startTime":544.72,"endTime":544.8,"body":"know"},{"speaker":"SPEAKER_03","startTime":544.8,"endTime":544.88,"body":"what"},{"speaker":"SPEAKER_03","startTime":544.88,"endTime":545.12,"body":"direction"},{"speaker":"SPEAKER_03","startTime":545.2,"endTime":545.28,"body":"I"},{"speaker":"SPEAKER_03","startTime":545.28,"endTime":545.36,"body":"was"},{"speaker":"SPEAKER_03","startTime":545.44,"endTime":545.52,"body":"doing."},{"speaker":"SPEAKER_02","startTime":545.68,"endTime":545.76,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":545.84,"endTime":546.0,"body":"you"},{"speaker":"SPEAKER_02","startTime":546.0,"endTime":546.16,"body":"forget"},{"speaker":"SPEAKER_02","startTime":546.24,"endTime":546.4,"body":"she's"},{"speaker":"SPEAKER_02","startTime":546.56,"endTime":546.88,"body":"she's"},{"speaker":"SPEAKER_02","startTime":546.88,"endTime":547.12,"body":"only"},{"speaker":"SPEAKER_02","startTime":547.12,"endTime":547.44,"body":"about"},{"speaker":"SPEAKER_02","startTime":547.44,"endTime":547.92,"body":"half"},{"speaker":"SPEAKER_02","startTime":547.92,"endTime":548.24,"body":"you."},{"speaker":"SPEAKER_03","startTime":549.28,"endTime":549.68,"body":"Hopefully"},{"speaker":"SPEAKER_03","startTime":549.76,"endTime":549.92,"body":"the"},{"speaker":"SPEAKER_03","startTime":549.92,"endTime":550.08,"body":"good"},{"speaker":"SPEAKER_03","startTime":550.08,"endTime":550.24,"body":"half."},{"speaker":"SPEAKER_02","startTime":550.56,"endTime":550.64,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":551.04,"endTime":551.36,"body":"hopefully"},{"speaker":"SPEAKER_02","startTime":551.44,"endTime":551.6,"body":"she"},{"speaker":"SPEAKER_02","startTime":551.6,"endTime":551.68,"body":"got"},{"speaker":"SPEAKER_02","startTime":551.68,"endTime":551.84,"body":"that"},{"speaker":"SPEAKER_02","startTime":551.84,"endTime":552.0,"body":"good"},{"speaker":"SPEAKER_02","startTime":552.0,"endTime":552.16,"body":"half."},{"speaker":"SPEAKER_03","startTime":552.8,"endTime":552.96,"body":"I'm"},{"speaker":"SPEAKER_03","startTime":552.96,"endTime":553.12,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":553.2,"endTime":553.28,"body":"like"},{"speaker":"SPEAKER_03","startTime":554.32,"endTime":554.56,"body":"but"},{"speaker":"SPEAKER_03","startTime":554.8,"endTime":555.12,"body":"but"},{"speaker":"SPEAKER_03","startTime":555.6,"endTime":556.32,"body":"figuring"},{"speaker":"SPEAKER_03","startTime":556.32,"endTime":556.56,"body":"these"},{"speaker":"SPEAKER_03","startTime":556.56,"endTime":557.12,"body":"things"},{"speaker":"SPEAKER_03","startTime":557.12,"endTime":557.36,"body":"out."},{"speaker":"SPEAKER_03","startTime":557.6,"endTime":557.76,"body":"This"},{"speaker":"SPEAKER_03","startTime":557.76,"endTime":557.92,"body":"is"},{"speaker":"SPEAKER_03","startTime":557.92,"endTime":558.24,"body":"another"},{"speaker":"SPEAKER_03","startTime":558.24,"endTime":558.4,"body":"part"},{"speaker":"SPEAKER_03","startTime":558.4,"endTime":558.64,"body":"that"},{"speaker":"SPEAKER_03","startTime":558.64,"endTime":558.8,"body":"I"},{"speaker":"SPEAKER_03","startTime":558.8,"endTime":559.04,"body":"think"},{"speaker":"SPEAKER_03","startTime":559.36,"endTime":559.6,"body":"not"},{"speaker":"SPEAKER_03","startTime":559.6,"endTime":559.92,"body":"done"},{"speaker":"SPEAKER_03","startTime":559.92,"endTime":560.24,"body":"enough"},{"speaker":"SPEAKER_03","startTime":560.24,"endTime":560.64,"body":"today."},{"speaker":"SPEAKER_03","startTime":560.8,"endTime":561.12,"body":"I"},{"speaker":"SPEAKER_03","startTime":561.12,"endTime":561.6,"body":"offer"},{"speaker":"SPEAKER_03","startTime":561.6,"endTime":561.84,"body":"it"},{"speaker":"SPEAKER_03","startTime":561.84,"endTime":562.0,"body":"all"},{"speaker":"SPEAKER_03","startTime":562.0,"endTime":562.24,"body":"the"},{"speaker":"SPEAKER_03","startTime":562.24,"endTime":562.48,"body":"time"},{"speaker":"SPEAKER_03","startTime":562.48,"endTime":562.64,"body":"to"},{"speaker":"SPEAKER_03","startTime":562.64,"endTime":562.8,"body":"my"},{"speaker":"SPEAKER_03","startTime":562.8,"endTime":563.52,"body":"employees,"},{"speaker":"SPEAKER_03","startTime":563.68,"endTime":563.92,"body":"our"},{"speaker":"SPEAKER_03","startTime":563.92,"endTime":564.56,"body":"employees."},{"speaker":"SPEAKER_03","startTime":564.8,"endTime":565.2,"body":"Sometimes"},{"speaker":"SPEAKER_03","startTime":565.2,"endTime":565.36,"body":"they"},{"speaker":"SPEAKER_03","startTime":565.36,"endTime":565.6,"body":"take"},{"speaker":"SPEAKER_03","startTime":565.6,"endTime":565.68,"body":"me"},{"speaker":"SPEAKER_03","startTime":565.68,"endTime":565.84,"body":"up"},{"speaker":"SPEAKER_03","startTime":565.84,"endTime":565.92,"body":"on"},{"speaker":"SPEAKER_03","startTime":565.92,"endTime":566.08,"body":"it,"},{"speaker":"SPEAKER_03","startTime":566.16,"endTime":566.48,"body":"sometimes"},{"speaker":"SPEAKER_03","startTime":566.48,"endTime":566.56,"body":"they"},{"speaker":"SPEAKER_03","startTime":566.56,"endTime":566.8,"body":"don't,"},{"speaker":"SPEAKER_03","startTime":566.88,"endTime":567.04,"body":"and"},{"speaker":"SPEAKER_03","startTime":567.04,"endTime":567.36,"body":"that"},{"speaker":"SPEAKER_03","startTime":567.36,"endTime":567.68,"body":"is"},{"speaker":"SPEAKER_03","startTime":567.68,"endTime":568.32,"body":"getting"},{"speaker":"SPEAKER_03","startTime":568.32,"endTime":568.72,"body":"help"},{"speaker":"SPEAKER_03","startTime":568.72,"endTime":569.04,"body":"from"},{"speaker":"SPEAKER_03","startTime":569.36,"endTime":569.52,"body":"she"},{"speaker":"SPEAKER_03","startTime":569.6,"endTime":569.92,"body":"talks"},{"speaker":"SPEAKER_03","startTime":569.92,"endTime":570.16,"body":"about"},{"speaker":"SPEAKER_03","startTime":570.16,"endTime":570.64,"body":"alumni,"},{"speaker":"SPEAKER_03","startTime":570.8,"endTime":571.12,"body":"older"},{"speaker":"SPEAKER_03","startTime":571.12,"endTime":571.76,"body":"adults,"},{"speaker":"SPEAKER_03","startTime":571.92,"endTime":572.16,"body":"and"},{"speaker":"SPEAKER_03","startTime":572.16,"endTime":572.56,"body":"anyone"},{"speaker":"SPEAKER_03","startTime":572.56,"endTime":572.8,"body":"who"},{"speaker":"SPEAKER_03","startTime":572.8,"endTime":572.96,"body":"has"},{"speaker":"SPEAKER_03","startTime":572.96,"endTime":573.28,"body":"achieved"},{"speaker":"SPEAKER_03","startTime":573.28,"endTime":573.36,"body":"a"},{"speaker":"SPEAKER_03","startTime":573.36,"endTime":573.68,"body":"measure"},{"speaker":"SPEAKER_03","startTime":573.68,"endTime":573.76,"body":"of"},{"speaker":"SPEAKER_03","startTime":573.76,"endTime":574.16,"body":"success,"},{"speaker":"SPEAKER_03","startTime":574.4,"endTime":575.04,"body":"trying"},{"speaker":"SPEAKER_03","startTime":575.04,"endTime":575.28,"body":"to"},{"speaker":"SPEAKER_03","startTime":575.28,"endTime":575.52,"body":"use"},{"speaker":"SPEAKER_03","startTime":575.52,"endTime":575.92,"body":"others"},{"speaker":"SPEAKER_03","startTime":575.92,"endTime":576.08,"body":"to"},{"speaker":"SPEAKER_03","startTime":576.08,"endTime":576.4,"body":"figure"},{"speaker":"SPEAKER_03","startTime":576.4,"endTime":576.56,"body":"this"},{"speaker":"SPEAKER_03","startTime":576.56,"endTime":576.72,"body":"out,"},{"speaker":"SPEAKER_03","startTime":576.88,"endTime":577.04,"body":"right?"},{"speaker":"SPEAKER_03","startTime":577.2,"endTime":577.52,"body":"Because"},{"speaker":"SPEAKER_03","startTime":577.52,"endTime":577.84,"body":"others"},{"speaker":"SPEAKER_03","startTime":577.84,"endTime":578.08,"body":"can"},{"speaker":"SPEAKER_03","startTime":578.08,"endTime":578.56,"body":"oftentimes"},{"speaker":"SPEAKER_03","startTime":578.56,"endTime":578.72,"body":"look"},{"speaker":"SPEAKER_03","startTime":578.72,"endTime":578.8,"body":"at"},{"speaker":"SPEAKER_03","startTime":578.8,"endTime":579.04,"body":"you"},{"speaker":"SPEAKER_03","startTime":579.04,"endTime":579.52,"body":"objectively"},{"speaker":"SPEAKER_03","startTime":579.52,"endTime":579.6,"body":"and"},{"speaker":"SPEAKER_03","startTime":579.6,"endTime":579.76,"body":"say,"},{"speaker":"SPEAKER_03","startTime":579.92,"endTime":580.08,"body":"hey,"},{"speaker":"SPEAKER_03","startTime":580.16,"endTime":580.4,"body":"here"},{"speaker":"SPEAKER_03","startTime":580.4,"endTime":580.48,"body":"are"},{"speaker":"SPEAKER_03","startTime":580.48,"endTime":580.56,"body":"the"},{"speaker":"SPEAKER_03","startTime":580.56,"endTime":580.72,"body":"things"},{"speaker":"SPEAKER_03","startTime":580.72,"endTime":580.96,"body":"you're"},{"speaker":"SPEAKER_03","startTime":580.96,"endTime":581.2,"body":"really"},{"speaker":"SPEAKER_03","startTime":581.2,"endTime":581.44,"body":"good"},{"speaker":"SPEAKER_03","startTime":581.44,"endTime":581.68,"body":"at."},{"speaker":"SPEAKER_03","startTime":581.84,"endTime":582.0,"body":"You"},{"speaker":"SPEAKER_03","startTime":582.0,"endTime":582.08,"body":"know,"},{"speaker":"SPEAKER_03","startTime":582.16,"endTime":582.32,"body":"these"},{"speaker":"SPEAKER_03","startTime":582.32,"endTime":582.48,"body":"are"},{"speaker":"SPEAKER_03","startTime":582.56,"endTime":582.72,"body":"and"},{"speaker":"SPEAKER_03","startTime":582.72,"endTime":582.88,"body":"you"},{"speaker":"SPEAKER_03","startTime":582.88,"endTime":583.04,"body":"should"},{"speaker":"SPEAKER_03","startTime":583.04,"endTime":583.28,"body":"be"},{"speaker":"SPEAKER_03","startTime":583.28,"endTime":583.52,"body":"working"},{"speaker":"SPEAKER_03","startTime":583.52,"endTime":583.76,"body":"on"},{"speaker":"SPEAKER_03","startTime":583.76,"endTime":584.0,"body":"these"},{"speaker":"SPEAKER_03","startTime":584.0,"endTime":584.48,"body":"things"},{"speaker":"SPEAKER_03","startTime":584.64,"endTime":584.8,"body":"uh"},{"speaker":"SPEAKER_03","startTime":584.96,"endTime":585.44,"body":"rather"},{"speaker":"SPEAKER_03","startTime":585.44,"endTime":585.68,"body":"than"},{"speaker":"SPEAKER_03","startTime":585.68,"endTime":586.0,"body":"going"},{"speaker":"SPEAKER_03","startTime":586.0,"endTime":586.16,"body":"it"},{"speaker":"SPEAKER_03","startTime":586.16,"endTime":586.4,"body":"alone."},{"speaker":"SPEAKER_03","startTime":586.56,"endTime":586.72,"body":"Because"},{"speaker":"SPEAKER_03","startTime":586.72,"endTime":586.88,"body":"she"},{"speaker":"SPEAKER_03","startTime":586.88,"endTime":586.96,"body":"says"},{"speaker":"SPEAKER_03","startTime":587.12,"endTime":587.36,"body":"it's"},{"speaker":"SPEAKER_03","startTime":587.36,"endTime":587.6,"body":"hard"},{"speaker":"SPEAKER_03","startTime":587.6,"endTime":587.76,"body":"to"},{"speaker":"SPEAKER_03","startTime":587.76,"endTime":588.0,"body":"do"},{"speaker":"SPEAKER_03","startTime":588.0,"endTime":588.16,"body":"this"},{"speaker":"SPEAKER_03","startTime":588.16,"endTime":588.48,"body":"alone."},{"speaker":"SPEAKER_03","startTime":588.64,"endTime":588.8,"body":"I"},{"speaker":"SPEAKER_03","startTime":588.8,"endTime":589.04,"body":"totally"},{"speaker":"SPEAKER_03","startTime":589.04,"endTime":589.28,"body":"agree"},{"speaker":"SPEAKER_03","startTime":589.28,"endTime":589.44,"body":"with"},{"speaker":"SPEAKER_03","startTime":589.44,"endTime":589.52,"body":"that."},{"speaker":"SPEAKER_03","startTime":589.68,"endTime":589.76,"body":"I"},{"speaker":"SPEAKER_03","startTime":589.76,"endTime":589.92,"body":"think"},{"speaker":"SPEAKER_03","startTime":589.92,"endTime":590.32,"body":"it's"},{"speaker":"SPEAKER_03","startTime":590.32,"endTime":590.56,"body":"very"},{"speaker":"SPEAKER_03","startTime":590.88,"endTime":591.04,"body":"and"},{"speaker":"SPEAKER_03","startTime":591.04,"endTime":591.36,"body":"I've"},{"speaker":"SPEAKER_03","startTime":591.44,"endTime":591.6,"body":"I"},{"speaker":"SPEAKER_03","startTime":591.6,"endTime":591.84,"body":"have"},{"speaker":"SPEAKER_03","startTime":591.84,"endTime":592.64,"body":"mentored"},{"speaker":"SPEAKER_03","startTime":592.64,"endTime":592.88,"body":"people,"},{"speaker":"SPEAKER_03","startTime":593.04,"endTime":593.2,"body":"I"},{"speaker":"SPEAKER_03","startTime":593.2,"endTime":593.52,"body":"continue"},{"speaker":"SPEAKER_03","startTime":593.52,"endTime":593.68,"body":"to"},{"speaker":"SPEAKER_03","startTime":593.68,"endTime":594.08,"body":"mentor"},{"speaker":"SPEAKER_03","startTime":594.08,"endTime":594.24,"body":"people."},{"speaker":"SPEAKER_03","startTime":594.32,"endTime":594.48,"body":"If"},{"speaker":"SPEAKER_03","startTime":594.48,"endTime":594.72,"body":"you're"},{"speaker":"SPEAKER_03","startTime":594.72,"endTime":595.04,"body":"interested"},{"speaker":"SPEAKER_03","startTime":595.04,"endTime":595.12,"body":"in"},{"speaker":"SPEAKER_03","startTime":595.12,"endTime":595.28,"body":"this"},{"speaker":"SPEAKER_03","startTime":595.28,"endTime":595.52,"body":"business,"},{"speaker":"SPEAKER_03","startTime":595.6,"endTime":595.84,"body":"I've"},{"speaker":"SPEAKER_03","startTime":595.84,"endTime":596.08,"body":"talked"},{"speaker":"SPEAKER_03","startTime":596.08,"endTime":596.24,"body":"to"},{"speaker":"SPEAKER_03","startTime":596.24,"endTime":596.48,"body":"many"},{"speaker":"SPEAKER_03","startTime":596.48,"endTime":596.56,"body":"of"},{"speaker":"SPEAKER_03","startTime":596.56,"endTime":596.8,"body":"you"},{"speaker":"SPEAKER_03","startTime":596.8,"endTime":596.96,"body":"to"},{"speaker":"SPEAKER_03","startTime":596.96,"endTime":597.12,"body":"try"},{"speaker":"SPEAKER_03","startTime":597.12,"endTime":597.2,"body":"to"},{"speaker":"SPEAKER_03","startTime":597.2,"endTime":597.36,"body":"say,"},{"speaker":"SPEAKER_03","startTime":597.52,"endTime":597.68,"body":"do"},{"speaker":"SPEAKER_03","startTime":597.68,"endTime":597.92,"body":"this,"},{"speaker":"SPEAKER_03","startTime":598.0,"endTime":598.24,"body":"don't"},{"speaker":"SPEAKER_03","startTime":598.24,"endTime":598.4,"body":"do"},{"speaker":"SPEAKER_03","startTime":598.4,"endTime":598.64,"body":"that,"},{"speaker":"SPEAKER_03","startTime":598.72,"endTime":598.88,"body":"and"},{"speaker":"SPEAKER_03","startTime":598.88,"endTime":599.04,"body":"to"},{"speaker":"SPEAKER_03","startTime":599.04,"endTime":599.2,"body":"get"},{"speaker":"SPEAKER_03","startTime":599.2,"endTime":599.28,"body":"to"},{"speaker":"SPEAKER_03","startTime":599.28,"endTime":599.44,"body":"know"},{"speaker":"SPEAKER_03","startTime":599.44,"endTime":599.6,"body":"you"},{"speaker":"SPEAKER_03","startTime":599.6,"endTime":599.68,"body":"in"},{"speaker":"SPEAKER_03","startTime":599.68,"endTime":599.76,"body":"a"},{"speaker":"SPEAKER_03","startTime":599.76,"endTime":599.92,"body":"way"},{"speaker":"SPEAKER_03","startTime":599.92,"endTime":600.32,"body":"that'll"},{"speaker":"SPEAKER_03","startTime":600.32,"endTime":600.72,"body":"help"},{"speaker":"SPEAKER_03","startTime":600.72,"endTime":600.96,"body":"you"},{"speaker":"SPEAKER_03","startTime":600.96,"endTime":601.36,"body":"decide"},{"speaker":"SPEAKER_03","startTime":601.36,"endTime":601.6,"body":"where"},{"speaker":"SPEAKER_03","startTime":601.6,"endTime":601.84,"body":"to"},{"speaker":"SPEAKER_03","startTime":601.84,"endTime":602.0,"body":"go"},{"speaker":"SPEAKER_03","startTime":602.0,"endTime":602.16,"body":"in"},{"speaker":"SPEAKER_03","startTime":602.16,"endTime":602.4,"body":"it."},{"speaker":"SPEAKER_03","startTime":602.64,"endTime":602.8,"body":"But"},{"speaker":"SPEAKER_03","startTime":602.88,"endTime":603.04,"body":"um,"},{"speaker":"SPEAKER_03","startTime":604.08,"endTime":604.56,"body":"fascinating"},{"speaker":"SPEAKER_03","startTime":604.56,"endTime":604.72,"body":"piece."},{"speaker":"SPEAKER_02","startTime":604.96,"endTime":605.04,"body":"I"},{"speaker":"SPEAKER_02","startTime":605.04,"endTime":605.2,"body":"like"},{"speaker":"SPEAKER_02","startTime":605.2,"endTime":605.36,"body":"doing"},{"speaker":"SPEAKER_02","startTime":605.36,"endTime":605.44,"body":"that."},{"speaker":"SPEAKER_03","startTime":605.68,"endTime":605.76,"body":"I"},{"speaker":"SPEAKER_03","startTime":605.76,"endTime":605.92,"body":"know"},{"speaker":"SPEAKER_03","startTime":605.92,"endTime":606.0,"body":"you"},{"speaker":"SPEAKER_03","startTime":606.0,"endTime":606.08,"body":"do."},{"speaker":"SPEAKER_03","startTime":606.16,"endTime":606.32,"body":"You're"},{"speaker":"SPEAKER_03","startTime":606.4,"endTime":606.56,"body":"you're"},{"speaker":"SPEAKER_03","startTime":606.72,"endTime":606.88,"body":"you're"},{"speaker":"SPEAKER_03","startTime":606.88,"endTime":607.04,"body":"good"},{"speaker":"SPEAKER_03","startTime":607.04,"endTime":607.12,"body":"at"},{"speaker":"SPEAKER_03","startTime":607.12,"endTime":607.28,"body":"that."},{"speaker":"SPEAKER_02","startTime":607.68,"endTime":607.84,"body":"And"},{"speaker":"SPEAKER_02","startTime":607.84,"endTime":607.92,"body":"you"},{"speaker":"SPEAKER_02","startTime":607.92,"endTime":608.0,"body":"know,"},{"speaker":"SPEAKER_02","startTime":608.08,"endTime":608.24,"body":"it's"},{"speaker":"SPEAKER_02","startTime":608.24,"endTime":608.48,"body":"funny,"},{"speaker":"SPEAKER_02","startTime":608.56,"endTime":608.72,"body":"my"},{"speaker":"SPEAKER_02","startTime":608.72,"endTime":609.2,"body":"daughter"},{"speaker":"SPEAKER_02","startTime":609.2,"endTime":609.44,"body":"is"},{"speaker":"SPEAKER_02","startTime":609.44,"endTime":609.68,"body":"very"},{"speaker":"SPEAKER_02","startTime":609.68,"endTime":609.92,"body":"much"},{"speaker":"SPEAKER_02","startTime":609.92,"endTime":610.16,"body":"the"},{"speaker":"SPEAKER_02","startTime":610.16,"endTime":610.48,"body":"same."},{"speaker":"SPEAKER_02","startTime":610.64,"endTime":610.88,"body":"Um"},{"speaker":"SPEAKER_02","startTime":611.36,"endTime":611.52,"body":"is"},{"speaker":"SPEAKER_02","startTime":611.52,"endTime":611.76,"body":"she?"},{"speaker":"SPEAKER_02","startTime":612.0,"endTime":612.16,"body":"Oh,"},{"speaker":"SPEAKER_02","startTime":612.32,"endTime":612.64,"body":"and"},{"speaker":"SPEAKER_02","startTime":613.52,"endTime":613.68,"body":"a"},{"speaker":"SPEAKER_02","startTime":613.68,"endTime":614.24,"body":"recent"},{"speaker":"SPEAKER_02","startTime":614.4,"endTime":614.72,"body":"just"},{"speaker":"SPEAKER_02","startTime":614.72,"endTime":615.04,"body":"her"},{"speaker":"SPEAKER_02","startTime":615.04,"endTime":615.68,"body":"recent"},{"speaker":"SPEAKER_02","startTime":616.0,"endTime":616.32,"body":"past"},{"speaker":"SPEAKER_02","startTime":617.12,"endTime":617.36,"body":"uh"},{"speaker":"SPEAKER_02","startTime":617.52,"endTime":618.32,"body":"illustrates"},{"speaker":"SPEAKER_02","startTime":618.32,"endTime":618.48,"body":"what"},{"speaker":"SPEAKER_02","startTime":618.48,"endTime":618.72,"body":"we're"},{"speaker":"SPEAKER_02","startTime":618.72,"endTime":619.12,"body":"talking"},{"speaker":"SPEAKER_02","startTime":619.12,"endTime":619.28,"body":"about"},{"speaker":"SPEAKER_02","startTime":619.28,"endTime":619.52,"body":"here."},{"speaker":"SPEAKER_02","startTime":619.76,"endTime":620.08,"body":"My"},{"speaker":"SPEAKER_02","startTime":620.08,"endTime":620.8,"body":"daughter"},{"speaker":"SPEAKER_02","startTime":620.8,"endTime":621.04,"body":"could"},{"speaker":"SPEAKER_02","startTime":621.04,"endTime":621.2,"body":"not"},{"speaker":"SPEAKER_02","startTime":621.28,"endTime":621.44,"body":"in"},{"speaker":"SPEAKER_02","startTime":621.44,"endTime":621.76,"body":"college"},{"speaker":"SPEAKER_02","startTime":621.84,"endTime":622.08,"body":"figure"},{"speaker":"SPEAKER_02","startTime":622.08,"endTime":622.16,"body":"out"},{"speaker":"SPEAKER_02","startTime":622.16,"endTime":622.32,"body":"what"},{"speaker":"SPEAKER_02","startTime":622.32,"endTime":622.48,"body":"her"},{"speaker":"SPEAKER_02","startTime":622.48,"endTime":622.8,"body":"major"},{"speaker":"SPEAKER_02","startTime":622.8,"endTime":623.04,"body":"was"},{"speaker":"SPEAKER_02","startTime":623.04,"endTime":623.2,"body":"going"},{"speaker":"SPEAKER_02","startTime":623.2,"endTime":623.36,"body":"to"},{"speaker":"SPEAKER_02","startTime":623.36,"endTime":623.6,"body":"be."},{"speaker":"SPEAKER_02","startTime":623.92,"endTime":624.32,"body":"Started"},{"speaker":"SPEAKER_02","startTime":624.32,"endTime":624.56,"body":"off"},{"speaker":"SPEAKER_02","startTime":624.56,"endTime":624.96,"body":"graphic"},{"speaker":"SPEAKER_02","startTime":624.96,"endTime":625.44,"body":"design,"},{"speaker":"SPEAKER_02","startTime":625.68,"endTime":625.92,"body":"went"},{"speaker":"SPEAKER_02","startTime":625.92,"endTime":626.16,"body":"to"},{"speaker":"SPEAKER_02","startTime":626.16,"endTime":626.8,"body":"theater,"},{"speaker":"SPEAKER_02","startTime":627.12,"endTime":627.28,"body":"and"},{"speaker":"SPEAKER_02","startTime":627.44,"endTime":627.76,"body":"went"},{"speaker":"SPEAKER_02","startTime":627.76,"endTime":628.0,"body":"to"},{"speaker":"SPEAKER_02","startTime":628.0,"endTime":628.72,"body":"education."},{"speaker":"SPEAKER_02","startTime":628.88,"endTime":628.96,"body":"You"},{"speaker":"SPEAKER_02","startTime":628.96,"endTime":629.04,"body":"know,"},{"speaker":"SPEAKER_02","startTime":629.2,"endTime":629.28,"body":"she"},{"speaker":"SPEAKER_02","startTime":629.36,"endTime":629.52,"body":"was"},{"speaker":"SPEAKER_02","startTime":629.52,"endTime":629.68,"body":"all"},{"speaker":"SPEAKER_02","startTime":629.68,"endTime":629.92,"body":"over"},{"speaker":"SPEAKER_02","startTime":629.92,"endTime":630.0,"body":"the"},{"speaker":"SPEAKER_02","startTime":630.0,"endTime":630.16,"body":"place."},{"speaker":"SPEAKER_02","startTime":630.32,"endTime":630.48,"body":"She"},{"speaker":"SPEAKER_02","startTime":630.72,"endTime":630.8,"body":"she"},{"speaker":"SPEAKER_02","startTime":630.88,"endTime":631.04,"body":"came"},{"speaker":"SPEAKER_02","startTime":631.04,"endTime":631.2,"body":"out"},{"speaker":"SPEAKER_02","startTime":631.2,"endTime":631.28,"body":"of"},{"speaker":"SPEAKER_02","startTime":631.28,"endTime":631.52,"body":"school,"},{"speaker":"SPEAKER_02","startTime":631.6,"endTime":631.76,"body":"she"},{"speaker":"SPEAKER_02","startTime":631.76,"endTime":631.92,"body":"was"},{"speaker":"SPEAKER_02","startTime":631.92,"endTime":632.0,"body":"a"},{"speaker":"SPEAKER_02","startTime":632.0,"endTime":632.4,"body":"teacher"},{"speaker":"SPEAKER_02","startTime":632.4,"endTime":632.56,"body":"for"},{"speaker":"SPEAKER_02","startTime":632.56,"endTime":632.72,"body":"a"},{"speaker":"SPEAKER_02","startTime":632.72,"endTime":633.04,"body":"year."},{"speaker":"SPEAKER_02","startTime":633.28,"endTime":633.52,"body":"She"},{"speaker":"SPEAKER_02","startTime":633.52,"endTime":633.84,"body":"wanted"},{"speaker":"SPEAKER_02","startTime":633.84,"endTime":634.0,"body":"to"},{"speaker":"SPEAKER_02","startTime":634.0,"endTime":634.48,"body":"educate"},{"speaker":"SPEAKER_02","startTime":634.48,"endTime":634.72,"body":"because"},{"speaker":"SPEAKER_02","startTime":634.72,"endTime":634.96,"body":"she"},{"speaker":"SPEAKER_02","startTime":634.96,"endTime":635.12,"body":"has"},{"speaker":"SPEAKER_02","startTime":635.12,"endTime":635.44,"body":"this"},{"speaker":"SPEAKER_02","startTime":636.0,"endTime":636.32,"body":"need"},{"speaker":"SPEAKER_02","startTime":636.32,"endTime":636.56,"body":"to"},{"speaker":"SPEAKER_02","startTime":636.56,"endTime":636.96,"body":"help"},{"speaker":"SPEAKER_02","startTime":636.96,"endTime":637.2,"body":"people,"},{"speaker":"SPEAKER_02","startTime":637.36,"endTime":637.6,"body":"but"},{"speaker":"SPEAKER_02","startTime":637.6,"endTime":637.84,"body":"she"},{"speaker":"SPEAKER_02","startTime":637.84,"endTime":638.24,"body":"hated"},{"speaker":"SPEAKER_02","startTime":638.24,"endTime":638.64,"body":"teaching,"},{"speaker":"SPEAKER_02","startTime":638.8,"endTime":639.2,"body":"hated,"},{"speaker":"SPEAKER_02","startTime":639.36,"endTime":639.76,"body":"hated,"},{"speaker":"SPEAKER_02","startTime":639.92,"endTime":640.4,"body":"hated"},{"speaker":"SPEAKER_02","startTime":640.4,"endTime":640.8,"body":"teaching,"},{"speaker":"SPEAKER_02","startTime":641.04,"endTime":641.36,"body":"hated"},{"speaker":"SPEAKER_02","startTime":641.36,"endTime":641.52,"body":"it."},{"speaker":"SPEAKER_03","startTime":641.84,"endTime":642.0,"body":"And"},{"speaker":"SPEAKER_03","startTime":642.0,"endTime":642.24,"body":"she"},{"speaker":"SPEAKER_03","startTime":642.24,"endTime":642.4,"body":"had"},{"speaker":"SPEAKER_03","startTime":642.4,"endTime":642.48,"body":"a"},{"speaker":"SPEAKER_03","startTime":642.48,"endTime":642.72,"body":"tough"},{"speaker":"SPEAKER_03","startTime":642.72,"endTime":643.04,"body":"teaching"},{"speaker":"SPEAKER_03","startTime":643.04,"endTime":643.36,"body":"gig."},{"speaker":"SPEAKER_03","startTime":643.44,"endTime":643.52,"body":"I"},{"speaker":"SPEAKER_03","startTime":643.52,"endTime":643.6,"body":"mean,"},{"speaker":"SPEAKER_03","startTime":643.68,"endTime":643.76,"body":"it"},{"speaker":"SPEAKER_03","startTime":643.76,"endTime":643.92,"body":"wasn't"},{"speaker":"SPEAKER_03","startTime":643.92,"endTime":644.0,"body":"like"},{"speaker":"SPEAKER_03","startTime":644.24,"endTime":644.32,"body":"a"},{"speaker":"SPEAKER_03","startTime":644.32,"endTime":644.32,"body":"lot"},{"speaker":"SPEAKER_03","startTime":644.32,"endTime":644.32,"body":"of"},{"speaker":"SPEAKER_03","startTime":644.32,"endTime":644.32,"body":"people."},{"speaker":"SPEAKER_02","startTime":645.28,"endTime":645.36,"body":"One"},{"speaker":"SPEAKER_02","startTime":645.52,"endTime":645.76,"body":"inner"},{"speaker":"SPEAKER_02","startTime":645.76,"endTime":646.0,"body":"city"},{"speaker":"SPEAKER_02","startTime":646.08,"endTime":646.24,"body":"and"},{"speaker":"SPEAKER_02","startTime":646.24,"endTime":646.4,"body":"one"},{"speaker":"SPEAKER_02","startTime":646.88,"endTime":646.96,"body":"she"},{"speaker":"SPEAKER_02","startTime":647.04,"endTime":647.2,"body":"got"},{"speaker":"SPEAKER_02","startTime":647.2,"endTime":647.36,"body":"the"},{"speaker":"SPEAKER_02","startTime":647.36,"endTime":647.76,"body":"dregs"},{"speaker":"SPEAKER_02","startTime":647.92,"endTime":648.08,"body":"of"},{"speaker":"SPEAKER_02","startTime":648.08,"endTime":648.32,"body":"the"},{"speaker":"SPEAKER_02","startTime":648.32,"endTime":648.48,"body":"the"},{"speaker":"SPEAKER_02","startTime":648.48,"endTime":648.96,"body":"fourth"},{"speaker":"SPEAKER_02","startTime":648.96,"endTime":649.28,"body":"grade."},{"speaker":"SPEAKER_02","startTime":650.08,"endTime":650.4,"body":"Uh"},{"speaker":"SPEAKER_02","startTime":650.96,"endTime":651.2,"body":"so"},{"speaker":"SPEAKER_02","startTime":651.2,"endTime":651.44,"body":"she"},{"speaker":"SPEAKER_02","startTime":651.44,"endTime":651.6,"body":"went"},{"speaker":"SPEAKER_02","startTime":651.6,"endTime":651.76,"body":"to"},{"speaker":"SPEAKER_02","startTime":651.76,"endTime":652.0,"body":"get"},{"speaker":"SPEAKER_02","startTime":652.0,"endTime":652.24,"body":"her"},{"speaker":"SPEAKER_02","startTime":652.24,"endTime":653.04,"body":"master's"},{"speaker":"SPEAKER_02","startTime":653.04,"endTime":653.36,"body":"in"},{"speaker":"SPEAKER_02","startTime":653.68,"endTime":654.0,"body":"because"},{"speaker":"SPEAKER_02","startTime":654.0,"endTime":654.24,"body":"she"},{"speaker":"SPEAKER_02","startTime":654.24,"endTime":654.72,"body":"likes"},{"speaker":"SPEAKER_02","startTime":654.72,"endTime":655.2,"body":"design"},{"speaker":"SPEAKER_02","startTime":655.2,"endTime":655.36,"body":"and"},{"speaker":"SPEAKER_02","startTime":655.36,"endTime":656.0,"body":"technology"},{"speaker":"SPEAKER_02","startTime":656.16,"endTime":656.56,"body":"too."},{"speaker":"SPEAKER_02","startTime":656.8,"endTime":656.96,"body":"So"},{"speaker":"SPEAKER_02","startTime":657.04,"endTime":657.28,"body":"she"},{"speaker":"SPEAKER_02","startTime":657.28,"endTime":657.44,"body":"got"},{"speaker":"SPEAKER_02","startTime":657.44,"endTime":657.68,"body":"a"},{"speaker":"SPEAKER_02","startTime":657.68,"endTime":658.24,"body":"master's"},{"speaker":"SPEAKER_02","startTime":658.24,"endTime":658.48,"body":"from"},{"speaker":"SPEAKER_02","startTime":658.48,"endTime":659.36,"body":"NYU"},{"speaker":"SPEAKER_02","startTime":659.36,"endTime":659.6,"body":"in"},{"speaker":"SPEAKER_02","startTime":659.68,"endTime":659.92,"body":"um"},{"speaker":"SPEAKER_02","startTime":660.4,"endTime":660.72,"body":"in"},{"speaker":"SPEAKER_02","startTime":661.52,"endTime":662.08,"body":"learning"},{"speaker":"SPEAKER_02","startTime":662.08,"endTime":662.72,"body":"interfaces,"},{"speaker":"SPEAKER_02","startTime":662.88,"endTime":663.2,"body":"learning"},{"speaker":"SPEAKER_02","startTime":663.2,"endTime":663.52,"body":"technology"},{"speaker":"SPEAKER_02","startTime":663.6,"endTime":663.84,"body":"and"},{"speaker":"SPEAKER_02","startTime":663.84,"endTime":664.16,"body":"user"},{"speaker":"SPEAKER_02","startTime":664.16,"endTime":664.64,"body":"interfaces,"},{"speaker":"SPEAKER_02","startTime":664.88,"endTime":665.04,"body":"which"},{"speaker":"SPEAKER_02","startTime":665.04,"endTime":665.2,"body":"is"},{"speaker":"SPEAKER_02","startTime":665.2,"endTime":665.28,"body":"a"},{"speaker":"SPEAKER_02","startTime":665.28,"endTime":665.52,"body":"very,"},{"speaker":"SPEAKER_02","startTime":665.6,"endTime":665.92,"body":"very"},{"speaker":"SPEAKER_02","startTime":665.92,"endTime":666.56,"body":"specific"},{"speaker":"SPEAKER_02","startTime":666.56,"endTime":666.88,"body":"one."},{"speaker":"SPEAKER_02","startTime":667.2,"endTime":667.52,"body":"And"},{"speaker":"SPEAKER_02","startTime":667.52,"endTime":667.76,"body":"she"},{"speaker":"SPEAKER_02","startTime":668.0,"endTime":668.32,"body":"just"},{"speaker":"SPEAKER_02","startTime":668.32,"endTime":668.56,"body":"got"},{"speaker":"SPEAKER_02","startTime":668.56,"endTime":668.64,"body":"a"},{"speaker":"SPEAKER_02","startTime":668.8,"endTime":668.96,"body":"a"},{"speaker":"SPEAKER_02","startTime":668.96,"endTime":669.44,"body":"new"},{"speaker":"SPEAKER_02","startTime":669.44,"endTime":669.76,"body":"job"},{"speaker":"SPEAKER_02","startTime":671.12,"endTime":672.08,"body":"designing"},{"speaker":"SPEAKER_02","startTime":673.6,"endTime":673.84,"body":"uh"},{"speaker":"SPEAKER_02","startTime":673.84,"endTime":674.16,"body":"these"},{"speaker":"SPEAKER_02","startTime":674.16,"endTime":674.8,"body":"materials"},{"speaker":"SPEAKER_02","startTime":674.8,"endTime":675.04,"body":"for"},{"speaker":"SPEAKER_02","startTime":675.04,"endTime":675.28,"body":"a"},{"speaker":"SPEAKER_02","startTime":675.28,"endTime":675.68,"body":"water"},{"speaker":"SPEAKER_02","startTime":675.68,"endTime":676.16,"body":"treatment"},{"speaker":"SPEAKER_02","startTime":676.16,"endTime":676.56,"body":"company."},{"speaker":"SPEAKER_02","startTime":676.72,"endTime":676.88,"body":"The"},{"speaker":"SPEAKER_02","startTime":676.96,"endTime":677.2,"body":"they"},{"speaker":"SPEAKER_02","startTime":677.2,"endTime":677.44,"body":"they"},{"speaker":"SPEAKER_02","startTime":677.44,"endTime":677.92,"body":"don't"},{"speaker":"SPEAKER_02","startTime":677.92,"endTime":678.24,"body":"know"},{"speaker":"SPEAKER_02","startTime":678.24,"endTime":678.88,"body":"design."},{"speaker":"SPEAKER_02","startTime":679.04,"endTime":679.2,"body":"They"},{"speaker":"SPEAKER_02","startTime":679.52,"endTime":679.92,"body":"they're"},{"speaker":"SPEAKER_02","startTime":679.92,"endTime":680.56,"body":"engineers"},{"speaker":"SPEAKER_02","startTime":680.56,"endTime":680.72,"body":"and"},{"speaker":"SPEAKER_02","startTime":680.72,"endTime":681.04,"body":"they're"},{"speaker":"SPEAKER_02","startTime":681.28,"endTime":681.6,"body":"bad"},{"speaker":"SPEAKER_02","startTime":681.6,"endTime":681.84,"body":"at"},{"speaker":"SPEAKER_02","startTime":681.84,"endTime":682.24,"body":"design."},{"speaker":"SPEAKER_02","startTime":682.88,"endTime":683.12,"body":"And"},{"speaker":"SPEAKER_02","startTime":683.12,"endTime":683.28,"body":"she"},{"speaker":"SPEAKER_02","startTime":683.44,"endTime":683.6,"body":"just"},{"speaker":"SPEAKER_02","startTime":683.84,"endTime":684.16,"body":"started"},{"speaker":"SPEAKER_02","startTime":684.64,"endTime":684.96,"body":"and"},{"speaker":"SPEAKER_02","startTime":684.96,"endTime":685.2,"body":"she"},{"speaker":"SPEAKER_02","startTime":685.52,"endTime":686.48,"body":"absolutely"},{"speaker":"SPEAKER_02","startTime":686.64,"endTime":687.28,"body":"loves"},{"speaker":"SPEAKER_02","startTime":687.28,"endTime":687.44,"body":"it"},{"speaker":"SPEAKER_02","startTime":688.16,"endTime":688.48,"body":"because"},{"speaker":"SPEAKER_02","startTime":688.56,"endTime":689.04,"body":"it's"},{"speaker":"SPEAKER_02","startTime":689.2,"endTime":689.36,"body":"she"},{"speaker":"SPEAKER_02","startTime":689.68,"endTime":690.32,"body":"found"},{"speaker":"SPEAKER_02","startTime":690.96,"endTime":691.28,"body":"her"},{"speaker":"SPEAKER_02","startTime":691.28,"endTime":691.92,"body":"craft,"},{"speaker":"SPEAKER_02","startTime":692.4,"endTime":692.64,"body":"which"},{"speaker":"SPEAKER_02","startTime":692.64,"endTime":692.96,"body":"is"},{"speaker":"SPEAKER_02","startTime":692.96,"endTime":693.84,"body":"designing"},{"speaker":"SPEAKER_02","startTime":694.08,"endTime":694.64,"body":"user"},{"speaker":"SPEAKER_02","startTime":694.64,"endTime":695.28,"body":"experiences."},{"speaker":"SPEAKER_02","startTime":695.44,"endTime":695.68,"body":"It's"},{"speaker":"SPEAKER_02","startTime":695.68,"endTime":695.84,"body":"not"},{"speaker":"SPEAKER_02","startTime":695.84,"endTime":695.92,"body":"in"},{"speaker":"SPEAKER_02","startTime":695.92,"endTime":696.08,"body":"an"},{"speaker":"SPEAKER_02","startTime":696.08,"endTime":696.56,"body":"educational"},{"speaker":"SPEAKER_02","startTime":696.88,"endTime":696.96,"body":"she"},{"speaker":"SPEAKER_02","startTime":697.04,"endTime":697.28,"body":"didn't"},{"speaker":"SPEAKER_02","startTime":697.6,"endTime":697.76,"body":"this"},{"speaker":"SPEAKER_02","startTime":697.76,"endTime":698.0,"body":"was"},{"speaker":"SPEAKER_02","startTime":698.0,"endTime":698.4,"body":"outside"},{"speaker":"SPEAKER_02","startTime":698.4,"endTime":698.56,"body":"the"},{"speaker":"SPEAKER_02","startTime":698.56,"endTime":698.96,"body":"box."},{"speaker":"SPEAKER_02","startTime":699.2,"endTime":699.44,"body":"This"},{"speaker":"SPEAKER_02","startTime":699.44,"endTime":699.68,"body":"is"},{"speaker":"SPEAKER_02","startTime":699.68,"endTime":699.92,"body":"not"},{"speaker":"SPEAKER_02","startTime":699.92,"endTime":700.16,"body":"in"},{"speaker":"SPEAKER_02","startTime":700.16,"endTime":700.4,"body":"the"},{"speaker":"SPEAKER_02","startTime":700.4,"endTime":701.12,"body":"education"},{"speaker":"SPEAKER_02","startTime":701.12,"endTime":701.6,"body":"business."},{"speaker":"SPEAKER_02","startTime":701.76,"endTime":702.0,"body":"This"},{"speaker":"SPEAKER_02","startTime":702.0,"endTime":702.16,"body":"is"},{"speaker":"SPEAKER_02","startTime":702.16,"endTime":702.48,"body":"outside"},{"speaker":"SPEAKER_02","startTime":702.48,"endTime":702.56,"body":"of"},{"speaker":"SPEAKER_02","startTime":702.56,"endTime":702.72,"body":"it,"},{"speaker":"SPEAKER_02","startTime":702.8,"endTime":702.96,"body":"but"},{"speaker":"SPEAKER_02","startTime":702.96,"endTime":703.12,"body":"it"},{"speaker":"SPEAKER_02","startTime":703.12,"endTime":703.28,"body":"is"},{"speaker":"SPEAKER_02","startTime":703.28,"endTime":703.68,"body":"still"},{"speaker":"SPEAKER_02","startTime":703.68,"endTime":704.16,"body":"stuff"},{"speaker":"SPEAKER_02","startTime":704.16,"endTime":704.4,"body":"that"},{"speaker":"SPEAKER_02","startTime":704.4,"endTime":705.04,"body":"educates"},{"speaker":"SPEAKER_02","startTime":705.04,"endTime":705.28,"body":"people"},{"speaker":"SPEAKER_02","startTime":705.28,"endTime":705.52,"body":"about"},{"speaker":"SPEAKER_02","startTime":705.52,"endTime":705.76,"body":"what"},{"speaker":"SPEAKER_02","startTime":705.76,"endTime":706.0,"body":"this"},{"speaker":"SPEAKER_02","startTime":706.0,"endTime":706.56,"body":"company"},{"speaker":"SPEAKER_02","startTime":706.56,"endTime":706.88,"body":"does."},{"speaker":"SPEAKER_02","startTime":707.12,"endTime":707.36,"body":"And"},{"speaker":"SPEAKER_02","startTime":707.36,"endTime":707.68,"body":"she"},{"speaker":"SPEAKER_02","startTime":707.68,"endTime":708.16,"body":"found"},{"speaker":"SPEAKER_02","startTime":708.16,"endTime":708.48,"body":"her"},{"speaker":"SPEAKER_02","startTime":708.48,"endTime":708.88,"body":"craft."},{"speaker":"SPEAKER_02","startTime":709.2,"endTime":709.36,"body":"I"},{"speaker":"SPEAKER_02","startTime":709.36,"endTime":709.52,"body":"love"},{"speaker":"SPEAKER_02","startTime":709.52,"endTime":709.6,"body":"that."},{"speaker":"SPEAKER_03","startTime":710.64,"endTime":710.8,"body":"There's"},{"speaker":"SPEAKER_03","startTime":710.8,"endTime":710.88,"body":"a"},{"speaker":"SPEAKER_03","startTime":710.88,"endTime":710.96,"body":"couple"},{"speaker":"SPEAKER_03","startTime":711.04,"endTime":711.28,"body":"things"},{"speaker":"SPEAKER_03","startTime":711.36,"endTime":711.44,"body":"I"},{"speaker":"SPEAKER_03","startTime":711.44,"endTime":711.6,"body":"think"},{"speaker":"SPEAKER_03","startTime":711.68,"endTime":711.84,"body":"in"},{"speaker":"SPEAKER_03","startTime":711.84,"endTime":712.0,"body":"a"},{"speaker":"SPEAKER_03","startTime":712.0,"endTime":712.32,"body":"general"},{"speaker":"SPEAKER_03","startTime":712.32,"endTime":712.56,"body":"sense"},{"speaker":"SPEAKER_03","startTime":712.64,"endTime":712.8,"body":"I"},{"speaker":"SPEAKER_03","startTime":712.8,"endTime":713.04,"body":"take"},{"speaker":"SPEAKER_03","startTime":713.04,"endTime":713.28,"body":"away"},{"speaker":"SPEAKER_03","startTime":713.28,"endTime":713.36,"body":"from"},{"speaker":"SPEAKER_03","startTime":713.36,"endTime":713.52,"body":"this"},{"speaker":"SPEAKER_03","startTime":713.52,"endTime":713.84,"body":"article"},{"speaker":"SPEAKER_03","startTime":713.92,"endTime":714.08,"body":"because"},{"speaker":"SPEAKER_03","startTime":714.08,"endTime":714.24,"body":"I'm"},{"speaker":"SPEAKER_03","startTime":714.24,"endTime":714.4,"body":"not"},{"speaker":"SPEAKER_03","startTime":714.4,"endTime":714.64,"body":"looking"},{"speaker":"SPEAKER_03","startTime":714.64,"endTime":714.72,"body":"for"},{"speaker":"SPEAKER_03","startTime":714.72,"endTime":714.8,"body":"a"},{"speaker":"SPEAKER_03","startTime":714.8,"endTime":715.04,"body":"job,"},{"speaker":"SPEAKER_03","startTime":715.12,"endTime":715.52,"body":"obviously."},{"speaker":"SPEAKER_03","startTime":715.68,"endTime":715.76,"body":"In"},{"speaker":"SPEAKER_03","startTime":715.76,"endTime":715.92,"body":"fact,"},{"speaker":"SPEAKER_03","startTime":716.0,"endTime":716.48,"body":"I'd"},{"speaker":"SPEAKER_03","startTime":716.64,"endTime":716.88,"body":"like"},{"speaker":"SPEAKER_03","startTime":716.88,"endTime":717.04,"body":"to"},{"speaker":"SPEAKER_03","startTime":717.04,"endTime":717.2,"body":"have"},{"speaker":"SPEAKER_03","startTime":717.2,"endTime":717.6,"body":"fewer"},{"speaker":"SPEAKER_03","startTime":717.6,"endTime":718.0,"body":"jobs."},{"speaker":"SPEAKER_03","startTime":718.32,"endTime":718.56,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":718.88,"endTime":719.12,"body":"so"},{"speaker":"SPEAKER_03","startTime":719.36,"endTime":719.6,"body":"I"},{"speaker":"SPEAKER_03","startTime":720.0,"endTime":720.24,"body":"but"},{"speaker":"SPEAKER_03","startTime":720.4,"endTime":720.72,"body":"but"},{"speaker":"SPEAKER_03","startTime":720.72,"endTime":721.04,"body":"to"},{"speaker":"SPEAKER_03","startTime":721.04,"endTime":721.6,"body":"anybody,"},{"speaker":"SPEAKER_03","startTime":721.76,"endTime":722.08,"body":"just"},{"speaker":"SPEAKER_03","startTime":722.08,"endTime":722.32,"body":"going"},{"speaker":"SPEAKER_03","startTime":722.48,"endTime":722.72,"body":"along"},{"speaker":"SPEAKER_03","startTime":722.72,"endTime":722.88,"body":"in"},{"speaker":"SPEAKER_03","startTime":722.88,"endTime":723.12,"body":"life."},{"speaker":"SPEAKER_03","startTime":723.28,"endTime":723.52,"body":"Number"},{"speaker":"SPEAKER_03","startTime":723.52,"endTime":723.68,"body":"one"},{"speaker":"SPEAKER_03","startTime":723.76,"endTime":723.92,"body":"for"},{"speaker":"SPEAKER_03","startTime":723.92,"endTime":724.08,"body":"me,"},{"speaker":"SPEAKER_03","startTime":724.16,"endTime":724.32,"body":"by"},{"speaker":"SPEAKER_03","startTime":724.32,"endTime":724.56,"body":"the"},{"speaker":"SPEAKER_03","startTime":724.56,"endTime":724.8,"body":"way,"},{"speaker":"SPEAKER_03","startTime":725.04,"endTime":725.28,"body":"is"},{"speaker":"SPEAKER_03","startTime":725.28,"endTime":725.52,"body":"this"},{"speaker":"SPEAKER_03","startTime":725.52,"endTime":726.0,"body":"article."},{"speaker":"SPEAKER_03","startTime":726.08,"endTime":726.24,"body":"It"},{"speaker":"SPEAKER_03","startTime":726.32,"endTime":726.4,"body":"it"},{"speaker":"SPEAKER_03","startTime":726.48,"endTime":726.64,"body":"it"},{"speaker":"SPEAKER_03","startTime":726.72,"endTime":726.88,"body":"to"},{"speaker":"SPEAKER_03","startTime":726.88,"endTime":726.96,"body":"me"},{"speaker":"SPEAKER_03","startTime":727.12,"endTime":727.2,"body":"it"},{"speaker":"SPEAKER_03","startTime":727.2,"endTime":727.52,"body":"relates"},{"speaker":"SPEAKER_03","startTime":727.52,"endTime":727.68,"body":"to"},{"speaker":"SPEAKER_03","startTime":727.68,"endTime":727.76,"body":"a"},{"speaker":"SPEAKER_03","startTime":727.76,"endTime":727.92,"body":"lot"},{"speaker":"SPEAKER_03","startTime":727.92,"endTime":728.0,"body":"of"},{"speaker":"SPEAKER_03","startTime":728.0,"endTime":728.24,"body":"things"},{"speaker":"SPEAKER_03","startTime":728.24,"endTime":728.32,"body":"I"},{"speaker":"SPEAKER_03","startTime":728.32,"endTime":728.64,"body":"hear"},{"speaker":"SPEAKER_03","startTime":728.64,"endTime":728.96,"body":"from"},{"speaker":"SPEAKER_03","startTime":728.96,"endTime":729.28,"body":"you"},{"speaker":"SPEAKER_03","startTime":729.28,"endTime":729.6,"body":"about"},{"speaker":"SPEAKER_03","startTime":729.76,"endTime":730.24,"body":"investing."},{"speaker":"SPEAKER_03","startTime":730.4,"endTime":730.64,"body":"Because"},{"speaker":"SPEAKER_03","startTime":730.64,"endTime":730.72,"body":"a"},{"speaker":"SPEAKER_03","startTime":730.72,"endTime":730.8,"body":"lot"},{"speaker":"SPEAKER_03","startTime":730.8,"endTime":730.88,"body":"of"},{"speaker":"SPEAKER_03","startTime":730.88,"endTime":731.04,"body":"people"},{"speaker":"SPEAKER_03","startTime":731.04,"endTime":731.2,"body":"say,"},{"speaker":"SPEAKER_03","startTime":731.28,"endTime":731.36,"body":"well,"},{"speaker":"SPEAKER_03","startTime":731.44,"endTime":731.6,"body":"I"},{"speaker":"SPEAKER_03","startTime":731.6,"endTime":731.76,"body":"wouldn't"},{"speaker":"SPEAKER_03","startTime":731.76,"endTime":731.92,"body":"want"},{"speaker":"SPEAKER_03","startTime":731.92,"endTime":732.0,"body":"to"},{"speaker":"SPEAKER_03","startTime":732.0,"endTime":732.08,"body":"do"},{"speaker":"SPEAKER_03","startTime":732.08,"endTime":732.16,"body":"it"},{"speaker":"SPEAKER_03","startTime":732.16,"endTime":732.32,"body":"now."},{"speaker":"SPEAKER_03","startTime":732.4,"endTime":732.48,"body":"I"},{"speaker":"SPEAKER_03","startTime":732.48,"endTime":732.72,"body":"wouldn't"},{"speaker":"SPEAKER_03","startTime":732.72,"endTime":732.8,"body":"want"},{"speaker":"SPEAKER_03","startTime":732.8,"endTime":732.88,"body":"to"},{"speaker":"SPEAKER_03","startTime":732.88,"endTime":733.04,"body":"put"},{"speaker":"SPEAKER_03","startTime":733.04,"endTime":733.2,"body":"any"},{"speaker":"SPEAKER_03","startTime":733.2,"endTime":733.36,"body":"money"},{"speaker":"SPEAKER_03","startTime":733.36,"endTime":733.52,"body":"in"},{"speaker":"SPEAKER_03","startTime":733.52,"endTime":733.6,"body":"now"},{"speaker":"SPEAKER_03","startTime":733.68,"endTime":733.92,"body":"because"},{"speaker":"SPEAKER_03","startTime":733.92,"endTime":734.16,"body":"things"},{"speaker":"SPEAKER_03","startTime":734.16,"endTime":734.24,"body":"are"},{"speaker":"SPEAKER_03","startTime":734.24,"endTime":735.2,"body":"unsettled."},{"speaker":"SPEAKER_03","startTime":735.84,"endTime":736.08,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":736.32,"endTime":736.56,"body":"well,"},{"speaker":"SPEAKER_03","startTime":736.64,"endTime":736.88,"body":"I"},{"speaker":"SPEAKER_03","startTime":736.88,"endTime":737.04,"body":"got"},{"speaker":"SPEAKER_03","startTime":737.04,"endTime":737.28,"body":"news"},{"speaker":"SPEAKER_03","startTime":737.28,"endTime":737.36,"body":"for"},{"speaker":"SPEAKER_03","startTime":737.36,"endTime":737.52,"body":"you."},{"speaker":"SPEAKER_03","startTime":737.68,"endTime":737.92,"body":"Things"},{"speaker":"SPEAKER_03","startTime":737.92,"endTime":738.0,"body":"are"},{"speaker":"SPEAKER_03","startTime":738.0,"endTime":738.24,"body":"always"},{"speaker":"SPEAKER_03","startTime":738.24,"endTime":738.64,"body":"unsettled,"},{"speaker":"SPEAKER_03","startTime":738.72,"endTime":738.88,"body":"and"},{"speaker":"SPEAKER_03","startTime":738.88,"endTime":738.96,"body":"we"},{"speaker":"SPEAKER_03","startTime":738.96,"endTime":739.12,"body":"just"},{"speaker":"SPEAKER_03","startTime":739.12,"endTime":739.2,"body":"look"},{"speaker":"SPEAKER_03","startTime":739.28,"endTime":739.44,"body":"back"},{"speaker":"SPEAKER_03","startTime":739.44,"endTime":739.52,"body":"a"},{"speaker":"SPEAKER_03","startTime":739.52,"endTime":739.68,"body":"year"},{"speaker":"SPEAKER_03","startTime":739.68,"endTime":739.84,"body":"ago"},{"speaker":"SPEAKER_03","startTime":739.92,"endTime":740.08,"body":"when"},{"speaker":"SPEAKER_03","startTime":740.08,"endTime":740.32,"body":"things"},{"speaker":"SPEAKER_03","startTime":740.32,"endTime":740.64,"body":"felt"},{"speaker":"SPEAKER_03","startTime":740.64,"endTime":740.8,"body":"even"},{"speaker":"SPEAKER_03","startTime":740.8,"endTime":740.96,"body":"more"},{"speaker":"SPEAKER_03","startTime":740.96,"endTime":741.44,"body":"unsettled"},{"speaker":"SPEAKER_03","startTime":741.44,"endTime":741.6,"body":"with"},{"speaker":"SPEAKER_03","startTime":741.6,"endTime":741.68,"body":"the"},{"speaker":"SPEAKER_03","startTime":741.68,"endTime":742.08,"body":"tariffs"},{"speaker":"SPEAKER_03","startTime":742.08,"endTime":742.16,"body":"and"},{"speaker":"SPEAKER_03","startTime":742.16,"endTime":742.4,"body":"everything."},{"speaker":"SPEAKER_03","startTime":742.56,"endTime":742.96,"body":"Yep."},{"speaker":"SPEAKER_03","startTime":743.12,"endTime":743.28,"body":"I"},{"speaker":"SPEAKER_03","startTime":743.28,"endTime":743.52,"body":"mean,"},{"speaker":"SPEAKER_03","startTime":743.76,"endTime":744.32,"body":"emerging"},{"speaker":"SPEAKER_03","startTime":744.32,"endTime":744.64,"body":"markets,"},{"speaker":"SPEAKER_03","startTime":744.72,"endTime":744.8,"body":"for"},{"speaker":"SPEAKER_03","startTime":744.8,"endTime":745.12,"body":"example,"},{"speaker":"SPEAKER_03","startTime":745.2,"endTime":745.44,"body":"are"},{"speaker":"SPEAKER_03","startTime":745.44,"endTime":745.68,"body":"up"},{"speaker":"SPEAKER_03","startTime":745.68,"endTime":745.92,"body":"about"},{"speaker":"SPEAKER_03","startTime":745.92,"endTime":746.4,"body":"60%"},{"speaker":"SPEAKER_03","startTime":746.8,"endTime":746.96,"body":"a"},{"speaker":"SPEAKER_03","startTime":746.96,"endTime":747.12,"body":"year."},{"speaker":"SPEAKER_03","startTime":747.44,"endTime":747.76,"body":"What's"},{"speaker":"SPEAKER_03","startTime":747.76,"endTime":748.0,"body":"happened"},{"speaker":"SPEAKER_03","startTime":748.08,"endTime":748.16,"body":"the"},{"speaker":"SPEAKER_03","startTime":748.16,"endTime":748.32,"body":"last"},{"speaker":"SPEAKER_03","startTime":748.32,"endTime":748.4,"body":"year?"},{"speaker":"SPEAKER_03","startTime":748.72,"endTime":748.8,"body":"A"},{"speaker":"SPEAKER_03","startTime":748.8,"endTime":748.96,"body":"year"},{"speaker":"SPEAKER_03","startTime":748.96,"endTime":749.12,"body":"ago,"},{"speaker":"SPEAKER_03","startTime":749.2,"endTime":749.36,"body":"yeah."},{"speaker":"SPEAKER_03","startTime":749.6,"endTime":749.68,"body":"A"},{"speaker":"SPEAKER_03","startTime":749.68,"endTime":749.92,"body":"year"},{"speaker":"SPEAKER_03","startTime":749.92,"endTime":750.24,"body":"ago."},{"speaker":"SPEAKER_03","startTime":750.48,"endTime":750.8,"body":"And"},{"speaker":"SPEAKER_03","startTime":750.8,"endTime":751.04,"body":"it's"},{"speaker":"SPEAKER_03","startTime":751.04,"endTime":751.2,"body":"the"},{"speaker":"SPEAKER_03","startTime":751.2,"endTime":751.52,"body":"same"},{"speaker":"SPEAKER_03","startTime":751.52,"endTime":751.76,"body":"for"},{"speaker":"SPEAKER_03","startTime":751.76,"endTime":751.92,"body":"me"},{"speaker":"SPEAKER_03","startTime":751.92,"endTime":752.08,"body":"when"},{"speaker":"SPEAKER_03","startTime":752.08,"endTime":752.16,"body":"it"},{"speaker":"SPEAKER_03","startTime":752.16,"endTime":752.4,"body":"comes"},{"speaker":"SPEAKER_03","startTime":752.4,"endTime":752.56,"body":"to"},{"speaker":"SPEAKER_03","startTime":752.56,"endTime":752.8,"body":"going"},{"speaker":"SPEAKER_03","startTime":752.8,"endTime":752.96,"body":"out"},{"speaker":"SPEAKER_03","startTime":752.96,"endTime":753.12,"body":"and"},{"speaker":"SPEAKER_03","startTime":753.12,"endTime":753.36,"body":"getting"},{"speaker":"SPEAKER_03","startTime":753.36,"endTime":753.44,"body":"a"},{"speaker":"SPEAKER_03","startTime":753.44,"endTime":753.68,"body":"job."},{"speaker":"SPEAKER_03","startTime":753.76,"endTime":753.92,"body":"If"},{"speaker":"SPEAKER_03","startTime":753.92,"endTime":754.08,"body":"you"},{"speaker":"SPEAKER_03","startTime":754.08,"endTime":754.24,"body":"sit"},{"speaker":"SPEAKER_03","startTime":754.24,"endTime":754.4,"body":"around"},{"speaker":"SPEAKER_03","startTime":754.4,"endTime":754.48,"body":"and"},{"speaker":"SPEAKER_03","startTime":754.48,"endTime":754.64,"body":"go,"},{"speaker":"SPEAKER_03","startTime":754.72,"endTime":754.8,"body":"well,"},{"speaker":"SPEAKER_03","startTime":754.88,"endTime":755.04,"body":"I"},{"speaker":"SPEAKER_03","startTime":755.04,"endTime":755.2,"body":"need"},{"speaker":"SPEAKER_03","startTime":755.2,"endTime":755.44,"body":"to"},{"speaker":"SPEAKER_03","startTime":755.44,"endTime":755.76,"body":"be"},{"speaker":"SPEAKER_03","startTime":755.76,"endTime":756.4,"body":"understanding"},{"speaker":"SPEAKER_03","startTime":756.4,"endTime":756.56,"body":"the"},{"speaker":"SPEAKER_03","startTime":756.56,"endTime":757.12,"body":"Japanese"},{"speaker":"SPEAKER_03","startTime":757.12,"endTime":757.36,"body":"style"},{"speaker":"SPEAKER_03","startTime":757.36,"endTime":757.44,"body":"of"},{"speaker":"SPEAKER_03","startTime":757.44,"endTime":757.68,"body":"business"},{"speaker":"SPEAKER_03","startTime":757.76,"endTime":757.92,"body":"or"},{"speaker":"SPEAKER_03","startTime":757.92,"endTime":758.16,"body":"this"},{"speaker":"SPEAKER_03","startTime":758.16,"endTime":758.32,"body":"and"},{"speaker":"SPEAKER_03","startTime":758.32,"endTime":758.48,"body":"this."},{"speaker":"SPEAKER_03","startTime":758.64,"endTime":758.96,"body":"No."},{"speaker":"SPEAKER_03","startTime":759.12,"endTime":759.28,"body":"You"},{"speaker":"SPEAKER_03","startTime":759.28,"endTime":759.44,"body":"need"},{"speaker":"SPEAKER_03","startTime":759.44,"endTime":759.6,"body":"to"},{"speaker":"SPEAKER_03","startTime":759.6,"endTime":759.92,"body":"focus"},{"speaker":"SPEAKER_03","startTime":759.92,"endTime":760.08,"body":"on"},{"speaker":"SPEAKER_03","startTime":760.08,"endTime":760.24,"body":"the"},{"speaker":"SPEAKER_03","startTime":760.24,"endTime":760.56,"body":"things"},{"speaker":"SPEAKER_03","startTime":760.56,"endTime":760.8,"body":"you're"},{"speaker":"SPEAKER_03","startTime":760.8,"endTime":760.96,"body":"good"},{"speaker":"SPEAKER_03","startTime":760.96,"endTime":761.12,"body":"at."},{"speaker":"SPEAKER_03","startTime":761.2,"endTime":761.36,"body":"Just"},{"speaker":"SPEAKER_03","startTime":761.36,"endTime":761.52,"body":"as"},{"speaker":"SPEAKER_03","startTime":761.52,"endTime":761.6,"body":"you"},{"speaker":"SPEAKER_03","startTime":761.6,"endTime":761.68,"body":"said,"},{"speaker":"SPEAKER_03","startTime":761.84,"endTime":762.08,"body":"Don,"},{"speaker":"SPEAKER_03","startTime":762.16,"endTime":762.24,"body":"you"},{"speaker":"SPEAKER_03","startTime":762.24,"endTime":762.4,"body":"need"},{"speaker":"SPEAKER_03","startTime":762.4,"endTime":762.48,"body":"to"},{"speaker":"SPEAKER_03","startTime":762.48,"endTime":762.88,"body":"develop"},{"speaker":"SPEAKER_03","startTime":762.88,"endTime":763.12,"body":"that"},{"speaker":"SPEAKER_03","startTime":763.12,"endTime":763.68,"body":"craft."},{"speaker":"SPEAKER_03","startTime":763.92,"endTime":764.16,"body":"The"},{"speaker":"SPEAKER_03","startTime":764.16,"endTime":764.4,"body":"rest"},{"speaker":"SPEAKER_03","startTime":764.4,"endTime":764.48,"body":"of"},{"speaker":"SPEAKER_03","startTime":764.48,"endTime":764.56,"body":"the"},{"speaker":"SPEAKER_03","startTime":764.56,"endTime":764.88,"body":"world's"},{"speaker":"SPEAKER_03","startTime":764.88,"endTime":765.04,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":765.04,"endTime":765.2,"body":"do"},{"speaker":"SPEAKER_03","startTime":765.2,"endTime":765.52,"body":"whatever"},{"speaker":"SPEAKER_03","startTime":765.52,"endTime":765.6,"body":"the"},{"speaker":"SPEAKER_03","startTime":765.6,"endTime":765.68,"body":"rest"},{"speaker":"SPEAKER_03","startTime":765.68,"endTime":765.76,"body":"of"},{"speaker":"SPEAKER_03","startTime":765.76,"endTime":765.84,"body":"the"},{"speaker":"SPEAKER_03","startTime":765.84,"endTime":766.08,"body":"world's"},{"speaker":"SPEAKER_03","startTime":766.08,"endTime":766.24,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":766.24,"endTime":766.4,"body":"do."},{"speaker":"SPEAKER_03","startTime":766.48,"endTime":766.56,"body":"You"},{"speaker":"SPEAKER_03","startTime":766.72,"endTime":766.88,"body":"gotta"},{"speaker":"SPEAKER_03","startTime":766.88,"endTime":767.12,"body":"think"},{"speaker":"SPEAKER_03","startTime":767.12,"endTime":767.44,"body":"through"},{"speaker":"SPEAKER_03","startTime":767.44,"endTime":767.6,"body":"what"},{"speaker":"SPEAKER_03","startTime":767.6,"endTime":767.92,"body":"you're"},{"speaker":"SPEAKER_03","startTime":767.92,"endTime":768.16,"body":"good"},{"speaker":"SPEAKER_03","startTime":768.16,"endTime":768.32,"body":"at"},{"speaker":"SPEAKER_03","startTime":768.32,"endTime":768.48,"body":"and"},{"speaker":"SPEAKER_03","startTime":768.56,"endTime":768.8,"body":"and"},{"speaker":"SPEAKER_03","startTime":768.8,"endTime":768.96,"body":"and"},{"speaker":"SPEAKER_03","startTime":768.96,"endTime":769.68,"body":"accentuate"},{"speaker":"SPEAKER_03","startTime":769.68,"endTime":769.84,"body":"the"},{"speaker":"SPEAKER_03","startTime":769.84,"endTime":770.16,"body":"positive."},{"speaker":"SPEAKER_03","startTime":770.32,"endTime":770.72,"body":"Number"},{"speaker":"SPEAKER_03","startTime":770.72,"endTime":771.04,"body":"two,"},{"speaker":"SPEAKER_03","startTime":771.2,"endTime":771.52,"body":"I"},{"speaker":"SPEAKER_03","startTime":771.52,"endTime":771.84,"body":"love"},{"speaker":"SPEAKER_03","startTime":771.84,"endTime":772.16,"body":"this."},{"speaker":"SPEAKER_03","startTime":772.4,"endTime":772.72,"body":"Really"},{"speaker":"SPEAKER_03","startTime":772.72,"endTime":772.96,"body":"do,"},{"speaker":"SPEAKER_03","startTime":773.04,"endTime":773.28,"body":"because"},{"speaker":"SPEAKER_03","startTime":773.28,"endTime":773.44,"body":"I"},{"speaker":"SPEAKER_03","startTime":773.44,"endTime":773.52,"body":"I"},{"speaker":"SPEAKER_03","startTime":773.52,"endTime":773.68,"body":"say"},{"speaker":"SPEAKER_03","startTime":773.76,"endTime":773.92,"body":"I"},{"speaker":"SPEAKER_03","startTime":773.92,"endTime":774.4,"body":"recommend"},{"speaker":"SPEAKER_03","startTime":774.4,"endTime":774.56,"body":"this"},{"speaker":"SPEAKER_03","startTime":774.56,"endTime":774.72,"body":"to"},{"speaker":"SPEAKER_03","startTime":774.72,"endTime":774.88,"body":"people"},{"speaker":"SPEAKER_03","startTime":774.88,"endTime":775.04,"body":"all"},{"speaker":"SPEAKER_03","startTime":775.04,"endTime":775.2,"body":"the"},{"speaker":"SPEAKER_03","startTime":775.2,"endTime":775.44,"body":"time"},{"speaker":"SPEAKER_03","startTime":775.44,"endTime":775.6,"body":"when"},{"speaker":"SPEAKER_03","startTime":775.6,"endTime":775.76,"body":"they"},{"speaker":"SPEAKER_03","startTime":775.76,"endTime":776.16,"body":"feel"},{"speaker":"SPEAKER_03","startTime":776.16,"endTime":776.48,"body":"really"},{"speaker":"SPEAKER_03","startTime":776.48,"endTime":776.8,"body":"good"},{"speaker":"SPEAKER_03","startTime":776.8,"endTime":776.96,"body":"about"},{"speaker":"SPEAKER_03","startTime":776.96,"endTime":777.12,"body":"their"},{"speaker":"SPEAKER_03","startTime":777.12,"endTime":777.52,"body":"money,"},{"speaker":"SPEAKER_03","startTime":777.6,"endTime":777.84,"body":"which"},{"speaker":"SPEAKER_03","startTime":777.84,"endTime":778.16,"body":"maybe"},{"speaker":"SPEAKER_03","startTime":778.16,"endTime":778.32,"body":"you"},{"speaker":"SPEAKER_03","startTime":778.32,"endTime":778.48,"body":"should"},{"speaker":"SPEAKER_03","startTime":778.48,"endTime":778.64,"body":"be"},{"speaker":"SPEAKER_03","startTime":778.64,"endTime":779.04,"body":"feeling"},{"speaker":"SPEAKER_03","startTime":779.04,"endTime":779.2,"body":"really"},{"speaker":"SPEAKER_03","startTime":779.2,"endTime":779.52,"body":"good"},{"speaker":"SPEAKER_03","startTime":779.52,"endTime":779.84,"body":"right"},{"speaker":"SPEAKER_03","startTime":779.84,"endTime":780.16,"body":"now,"},{"speaker":"SPEAKER_03","startTime":780.4,"endTime":780.64,"body":"is"},{"speaker":"SPEAKER_03","startTime":780.64,"endTime":780.8,"body":"to"},{"speaker":"SPEAKER_03","startTime":780.8,"endTime":781.12,"body":"write"},{"speaker":"SPEAKER_03","startTime":781.12,"endTime":781.36,"body":"down"},{"speaker":"SPEAKER_03","startTime":781.36,"endTime":781.6,"body":"how"},{"speaker":"SPEAKER_03","startTime":781.6,"endTime":781.76,"body":"good"},{"speaker":"SPEAKER_03","startTime":781.76,"endTime":782.0,"body":"you"},{"speaker":"SPEAKER_03","startTime":782.0,"endTime":782.24,"body":"feel."},{"speaker":"SPEAKER_03","startTime":782.4,"endTime":782.64,"body":"And"},{"speaker":"SPEAKER_03","startTime":782.64,"endTime":782.88,"body":"then"},{"speaker":"SPEAKER_03","startTime":782.88,"endTime":783.04,"body":"when"},{"speaker":"SPEAKER_03","startTime":783.04,"endTime":783.28,"body":"it's"},{"speaker":"SPEAKER_03","startTime":783.28,"endTime":783.52,"body":"bad,"},{"speaker":"SPEAKER_03","startTime":783.68,"endTime":784.0,"body":"write"},{"speaker":"SPEAKER_03","startTime":784.0,"endTime":784.16,"body":"down"},{"speaker":"SPEAKER_03","startTime":784.16,"endTime":784.32,"body":"how"},{"speaker":"SPEAKER_03","startTime":784.32,"endTime":784.56,"body":"bad"},{"speaker":"SPEAKER_03","startTime":784.56,"endTime":784.72,"body":"you"},{"speaker":"SPEAKER_03","startTime":784.72,"endTime":784.88,"body":"feel."},{"speaker":"SPEAKER_03","startTime":785.04,"endTime":785.28,"body":"That's"},{"speaker":"SPEAKER_03","startTime":785.28,"endTime":785.36,"body":"the"},{"speaker":"SPEAKER_03","startTime":785.36,"endTime":785.6,"body":"same"},{"speaker":"SPEAKER_03","startTime":785.6,"endTime":785.68,"body":"in"},{"speaker":"SPEAKER_03","startTime":785.68,"endTime":785.84,"body":"this"},{"speaker":"SPEAKER_03","startTime":786.08,"endTime":786.48,"body":"article"},{"speaker":"SPEAKER_03","startTime":786.64,"endTime":786.96,"body":"saying"},{"speaker":"SPEAKER_03","startTime":787.2,"endTime":787.52,"body":"keep"},{"speaker":"SPEAKER_03","startTime":787.52,"endTime":787.84,"body":"track"},{"speaker":"SPEAKER_03","startTime":787.84,"endTime":788.0,"body":"of"},{"speaker":"SPEAKER_03","startTime":788.0,"endTime":788.24,"body":"the"},{"speaker":"SPEAKER_03","startTime":788.24,"endTime":788.72,"body":"things"},{"speaker":"SPEAKER_03","startTime":788.72,"endTime":789.04,"body":"you"},{"speaker":"SPEAKER_03","startTime":789.04,"endTime":789.28,"body":"really"},{"speaker":"SPEAKER_03","startTime":789.28,"endTime":789.52,"body":"like"},{"speaker":"SPEAKER_03","startTime":789.52,"endTime":789.76,"body":"doing."},{"speaker":"SPEAKER_03","startTime":790.08,"endTime":790.16,"body":"Look"},{"speaker":"SPEAKER_03","startTime":790.16,"endTime":790.24,"body":"at"},{"speaker":"SPEAKER_03","startTime":790.32,"endTime":790.4,"body":"you."},{"speaker":"SPEAKER_03","startTime":790.8,"endTime":790.96,"body":"You"},{"speaker":"SPEAKER_03","startTime":790.96,"endTime":791.2,"body":"brought"},{"speaker":"SPEAKER_03","startTime":791.2,"endTime":791.36,"body":"it"},{"speaker":"SPEAKER_03","startTime":791.36,"endTime":791.52,"body":"right"},{"speaker":"SPEAKER_03","startTime":791.52,"endTime":791.68,"body":"back"},{"speaker":"SPEAKER_03","startTime":791.68,"endTime":792.08,"body":"around"},{"speaker":"SPEAKER_03","startTime":792.08,"endTime":792.32,"body":"to"},{"speaker":"SPEAKER_03","startTime":792.32,"endTime":792.8,"body":"investing."},{"speaker":"SPEAKER_03","startTime":793.12,"endTime":793.36,"body":"I"},{"speaker":"SPEAKER_03","startTime":793.36,"endTime":793.52,"body":"know."},{"speaker":"SPEAKER_03","startTime":793.68,"endTime":793.84,"body":"And"},{"speaker":"SPEAKER_03","startTime":793.84,"endTime":794.08,"body":"then"},{"speaker":"SPEAKER_03","startTime":794.08,"endTime":794.24,"body":"the"},{"speaker":"SPEAKER_03","startTime":794.24,"endTime":794.48,"body":"other"},{"speaker":"SPEAKER_03","startTime":794.48,"endTime":794.8,"body":"one"},{"speaker":"SPEAKER_03","startTime":794.8,"endTime":795.04,"body":"is"},{"speaker":"SPEAKER_03","startTime":795.2,"endTime":795.44,"body":"and"},{"speaker":"SPEAKER_03","startTime":795.44,"endTime":795.68,"body":"this"},{"speaker":"SPEAKER_03","startTime":795.68,"endTime":796.0,"body":"is"},{"speaker":"SPEAKER_03","startTime":796.0,"endTime":796.4,"body":"hard."},{"speaker":"SPEAKER_03","startTime":796.56,"endTime":796.88,"body":"Because"},{"speaker":"SPEAKER_03","startTime":796.88,"endTime":797.04,"body":"you're"},{"speaker":"SPEAKER_03","startTime":797.04,"endTime":797.28,"body":"built."},{"speaker":"SPEAKER_02","startTime":797.76,"endTime":797.84,"body":"I"},{"speaker":"SPEAKER_02","startTime":797.84,"endTime":797.92,"body":"think"},{"speaker":"SPEAKER_02","startTime":797.92,"endTime":798.24,"body":"they're"},{"speaker":"SPEAKER_02","startTime":798.24,"endTime":798.4,"body":"all"},{"speaker":"SPEAKER_02","startTime":798.4,"endTime":798.64,"body":"hard"},{"speaker":"SPEAKER_02","startTime":798.64,"endTime":798.72,"body":"so"},{"speaker":"SPEAKER_02","startTime":798.72,"endTime":798.8,"body":"far,"},{"speaker":"SPEAKER_02","startTime":798.88,"endTime":799.04,"body":"but"},{"speaker":"SPEAKER_02","startTime":799.6,"endTime":799.76,"body":"I"},{"speaker":"SPEAKER_02","startTime":799.76,"endTime":799.84,"body":"think"},{"speaker":"SPEAKER_02","startTime":799.84,"endTime":800.0,"body":"so."},{"speaker":"SPEAKER_03","startTime":800.08,"endTime":800.24,"body":"But"},{"speaker":"SPEAKER_03","startTime":800.24,"endTime":800.4,"body":"you're"},{"speaker":"SPEAKER_03","startTime":800.4,"endTime":800.72,"body":"built"},{"speaker":"SPEAKER_03","startTime":800.72,"endTime":800.88,"body":"how"},{"speaker":"SPEAKER_03","startTime":800.88,"endTime":801.04,"body":"you're"},{"speaker":"SPEAKER_03","startTime":801.04,"endTime":801.36,"body":"built."},{"speaker":"SPEAKER_03","startTime":801.52,"endTime":801.76,"body":"But"},{"speaker":"SPEAKER_03","startTime":801.76,"endTime":801.92,"body":"when"},{"speaker":"SPEAKER_03","startTime":801.92,"endTime":802.4,"body":"you're"},{"speaker":"SPEAKER_03","startTime":802.4,"endTime":802.88,"body":"young,"},{"speaker":"SPEAKER_03","startTime":803.12,"endTime":803.36,"body":"you"},{"speaker":"SPEAKER_03","startTime":803.36,"endTime":803.6,"body":"should"},{"speaker":"SPEAKER_03","startTime":803.6,"endTime":803.92,"body":"take"},{"speaker":"SPEAKER_03","startTime":803.92,"endTime":804.16,"body":"some"},{"speaker":"SPEAKER_03","startTime":804.16,"endTime":805.04,"body":"chances."},{"speaker":"SPEAKER_03","startTime":805.28,"endTime":805.44,"body":"I"},{"speaker":"SPEAKER_03","startTime":805.44,"endTime":805.76,"body":"hate"},{"speaker":"SPEAKER_03","startTime":805.76,"endTime":805.92,"body":"to"},{"speaker":"SPEAKER_03","startTime":805.92,"endTime":806.24,"body":"say"},{"speaker":"SPEAKER_03","startTime":806.24,"endTime":806.32,"body":"it"},{"speaker":"SPEAKER_03","startTime":806.8,"endTime":807.12,"body":"because"},{"speaker":"SPEAKER_03","startTime":807.12,"endTime":807.44,"body":"that's"},{"speaker":"SPEAKER_03","startTime":807.44,"endTime":807.6,"body":"the"},{"speaker":"SPEAKER_03","startTime":807.6,"endTime":807.76,"body":"time"},{"speaker":"SPEAKER_03","startTime":807.76,"endTime":807.92,"body":"to"},{"speaker":"SPEAKER_03","startTime":807.92,"endTime":808.24,"body":"reach."},{"speaker":"SPEAKER_03","startTime":808.32,"endTime":808.56,"body":"That's"},{"speaker":"SPEAKER_03","startTime":808.56,"endTime":808.64,"body":"the"},{"speaker":"SPEAKER_03","startTime":808.64,"endTime":808.8,"body":"time"},{"speaker":"SPEAKER_03","startTime":808.8,"endTime":809.04,"body":"to"},{"speaker":"SPEAKER_03","startTime":809.04,"endTime":809.28,"body":"not"},{"speaker":"SPEAKER_03","startTime":809.28,"endTime":809.44,"body":"just"},{"speaker":"SPEAKER_03","startTime":809.44,"endTime":809.6,"body":"take"},{"speaker":"SPEAKER_03","startTime":809.6,"endTime":809.84,"body":"the"},{"speaker":"SPEAKER_03","startTime":809.84,"endTime":810.24,"body":"safe"},{"speaker":"SPEAKER_03","startTime":810.48,"endTime":811.2,"body":"traveled"},{"speaker":"SPEAKER_03","startTime":811.2,"endTime":811.44,"body":"path"},{"speaker":"SPEAKER_03","startTime":811.6,"endTime":811.92,"body":"and"},{"speaker":"SPEAKER_03","startTime":811.92,"endTime":812.16,"body":"say,"},{"speaker":"SPEAKER_03","startTime":812.32,"endTime":812.64,"body":"I'm"},{"speaker":"SPEAKER_03","startTime":812.64,"endTime":812.88,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":812.88,"endTime":813.04,"body":"try"},{"speaker":"SPEAKER_03","startTime":813.04,"endTime":813.28,"body":"this"},{"speaker":"SPEAKER_03","startTime":813.28,"endTime":813.44,"body":"because"},{"speaker":"SPEAKER_03","startTime":813.44,"endTime":813.68,"body":"I'm"},{"speaker":"SPEAKER_03","startTime":813.68,"endTime":814.24,"body":"23"},{"speaker":"SPEAKER_03","startTime":814.32,"endTime":814.48,"body":"and"},{"speaker":"SPEAKER_03","startTime":814.48,"endTime":814.64,"body":"it"},{"speaker":"SPEAKER_03","startTime":814.64,"endTime":814.88,"body":"might"},{"speaker":"SPEAKER_03","startTime":814.88,"endTime":815.04,"body":"or"},{"speaker":"SPEAKER_03","startTime":815.04,"endTime":815.28,"body":"might"},{"speaker":"SPEAKER_03","startTime":815.28,"endTime":815.44,"body":"not"},{"speaker":"SPEAKER_03","startTime":815.44,"endTime":815.68,"body":"work."},{"speaker":"SPEAKER_03","startTime":815.76,"endTime":815.92,"body":"But"},{"speaker":"SPEAKER_03","startTime":816.0,"endTime":816.16,"body":"and"},{"speaker":"SPEAKER_03","startTime":816.16,"endTime":816.32,"body":"and"},{"speaker":"SPEAKER_03","startTime":816.32,"endTime":816.48,"body":"I"},{"speaker":"SPEAKER_03","startTime":816.48,"endTime":816.64,"body":"think"},{"speaker":"SPEAKER_03","startTime":816.64,"endTime":816.8,"body":"she"},{"speaker":"SPEAKER_03","startTime":816.8,"endTime":817.12,"body":"says"},{"speaker":"SPEAKER_03","startTime":817.12,"endTime":817.28,"body":"this"},{"speaker":"SPEAKER_03","startTime":817.52,"endTime":817.68,"body":"in"},{"speaker":"SPEAKER_03","startTime":817.68,"endTime":817.84,"body":"the"},{"speaker":"SPEAKER_03","startTime":817.84,"endTime":818.48,"body":"article"},{"speaker":"SPEAKER_03","startTime":818.48,"endTime":818.8,"body":"as"},{"speaker":"SPEAKER_03","startTime":818.8,"endTime":819.04,"body":"well."},{"speaker":"SPEAKER_03","startTime":819.28,"endTime":819.52,"body":"Um,"},{"speaker":"SPEAKER_03","startTime":819.76,"endTime":820.08,"body":"I"},{"speaker":"SPEAKER_03","startTime":820.08,"endTime":820.24,"body":"love"},{"speaker":"SPEAKER_03","startTime":820.24,"endTime":820.4,"body":"this."},{"speaker":"SPEAKER_03","startTime":820.48,"endTime":820.64,"body":"This"},{"speaker":"SPEAKER_03","startTime":820.64,"endTime":820.72,"body":"is"},{"speaker":"SPEAKER_03","startTime":820.72,"endTime":820.8,"body":"just"},{"speaker":"SPEAKER_03","startTime":820.8,"endTime":821.2,"body":"fascinating."},{"speaker":"SPEAKER_02","startTime":821.44,"endTime":821.52,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":821.6,"endTime":821.68,"body":"it"},{"speaker":"SPEAKER_02","startTime":821.68,"endTime":821.84,"body":"is"},{"speaker":"SPEAKER_02","startTime":821.84,"endTime":821.92,"body":"a"},{"speaker":"SPEAKER_02","startTime":821.92,"endTime":822.16,"body":"great"},{"speaker":"SPEAKER_02","startTime":822.16,"endTime":822.48,"body":"article."},{"speaker":"SPEAKER_02","startTime":822.64,"endTime":822.88,"body":"The"},{"speaker":"SPEAKER_02","startTime":822.88,"endTime":823.12,"body":"uh"},{"speaker":"SPEAKER_02","startTime":823.36,"endTime":823.6,"body":"the"},{"speaker":"SPEAKER_02","startTime":823.76,"endTime":824.0,"body":"the"},{"speaker":"SPEAKER_02","startTime":824.0,"endTime":824.32,"body":"title"},{"speaker":"SPEAKER_02","startTime":824.32,"endTime":824.48,"body":"of"},{"speaker":"SPEAKER_02","startTime":824.48,"endTime":824.64,"body":"the"},{"speaker":"SPEAKER_02","startTime":824.64,"endTime":825.2,"body":"article"},{"speaker":"SPEAKER_02","startTime":825.2,"endTime":825.36,"body":"is"},{"speaker":"SPEAKER_02","startTime":825.6,"endTime":825.84,"body":"This"},{"speaker":"SPEAKER_02","startTime":825.84,"endTime":826.08,"body":"Is"},{"speaker":"SPEAKER_02","startTime":826.08,"endTime":826.24,"body":"a"},{"speaker":"SPEAKER_02","startTime":826.24,"endTime":826.64,"body":"Hard"},{"speaker":"SPEAKER_02","startTime":826.64,"endTime":826.88,"body":"Time"},{"speaker":"SPEAKER_02","startTime":826.88,"endTime":827.04,"body":"to"},{"speaker":"SPEAKER_02","startTime":827.04,"endTime":827.36,"body":"Start"},{"speaker":"SPEAKER_02","startTime":827.36,"endTime":827.52,"body":"a"},{"speaker":"SPEAKER_02","startTime":827.52,"endTime":828.16,"body":"Career."},{"speaker":"SPEAKER_02","startTime":828.4,"endTime":828.8,"body":"These"},{"speaker":"SPEAKER_02","startTime":828.8,"endTime":828.88,"body":"two"},{"speaker":"SPEAKER_02","startTime":829.04,"endTime":829.36,"body":"words"},{"speaker":"SPEAKER_02","startTime":829.36,"endTime":829.6,"body":"can"},{"speaker":"SPEAKER_02","startTime":829.6,"endTime":829.84,"body":"help."},{"speaker":"SPEAKER_02","startTime":829.92,"endTime":830.08,"body":"It's"},{"speaker":"SPEAKER_02","startTime":830.08,"endTime":830.24,"body":"from"},{"speaker":"SPEAKER_02","startTime":830.24,"endTime":830.32,"body":"the"},{"speaker":"SPEAKER_02","startTime":830.32,"endTime":830.48,"body":"New"},{"speaker":"SPEAKER_02","startTime":830.48,"endTime":830.72,"body":"York"},{"speaker":"SPEAKER_02","startTime":830.72,"endTime":831.44,"body":"Times,"},{"speaker":"SPEAKER_02","startTime":831.6,"endTime":831.84,"body":"and"},{"speaker":"SPEAKER_02","startTime":831.92,"endTime":832.16,"body":"uh"},{"speaker":"SPEAKER_02","startTime":832.16,"endTime":832.4,"body":"it"},{"speaker":"SPEAKER_02","startTime":832.4,"endTime":832.56,"body":"is"},{"speaker":"SPEAKER_02","startTime":832.56,"endTime":832.8,"body":"written"},{"speaker":"SPEAKER_02","startTime":832.8,"endTime":832.96,"body":"by"},{"speaker":"SPEAKER_02","startTime":832.96,"endTime":833.12,"body":"a"},{"speaker":"SPEAKER_02","startTime":833.12,"endTime":833.44,"body":"Jody"},{"speaker":"SPEAKER_02","startTime":833.68,"endTime":834.4,"body":"Cantor,"},{"speaker":"SPEAKER_02","startTime":834.48,"endTime":834.72,"body":"who"},{"speaker":"SPEAKER_02","startTime":834.72,"endTime":835.04,"body":"is"},{"speaker":"SPEAKER_02","startTime":835.04,"endTime":835.2,"body":"really"},{"speaker":"SPEAKER_02","startTime":835.2,"endTime":835.44,"body":"a"},{"speaker":"SPEAKER_02","startTime":835.44,"endTime":836.0,"body":"terrific"},{"speaker":"SPEAKER_02","startTime":836.0,"endTime":836.32,"body":"writer."},{"speaker":"SPEAKER_03","startTime":836.72,"endTime":836.8,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":837.68,"endTime":837.84,"body":"she's"},{"speaker":"SPEAKER_03","startTime":837.84,"endTime":838.0,"body":"writing"},{"speaker":"SPEAKER_03","startTime":838.0,"endTime":838.08,"body":"a"},{"speaker":"SPEAKER_03","startTime":838.08,"endTime":838.16,"body":"book"},{"speaker":"SPEAKER_03","startTime":838.96,"endTime":839.04,"body":"be"},{"speaker":"SPEAKER_03","startTime":839.04,"endTime":839.12,"body":"out"},{"speaker":"SPEAKER_03","startTime":839.2,"endTime":839.36,"body":"soon,"},{"speaker":"SPEAKER_03","startTime":839.44,"endTime":839.52,"body":"I"},{"speaker":"SPEAKER_03","startTime":839.52,"endTime":839.6,"body":"think"},{"speaker":"SPEAKER_03","startTime":839.68,"endTime":839.76,"body":"it"},{"speaker":"SPEAKER_03","startTime":839.76,"endTime":839.84,"body":"said."},{"speaker":"SPEAKER_02","startTime":840.08,"endTime":840.16,"body":"So"},{"speaker":"SPEAKER_02","startTime":840.96,"endTime":841.2,"body":"it's"},{"speaker":"SPEAKER_02","startTime":841.2,"endTime":841.44,"body":"very,"},{"speaker":"SPEAKER_02","startTime":841.52,"endTime":841.76,"body":"very"},{"speaker":"SPEAKER_02","startTime":841.76,"endTime":842.0,"body":"good"},{"speaker":"SPEAKER_02","startTime":842.0,"endTime":842.48,"body":"stuff."},{"speaker":"SPEAKER_02","startTime":842.72,"endTime":842.88,"body":"The"},{"speaker":"SPEAKER_02","startTime":842.88,"endTime":843.12,"body":"other"},{"speaker":"SPEAKER_02","startTime":843.12,"endTime":843.36,"body":"thing"},{"speaker":"SPEAKER_02","startTime":843.36,"endTime":843.52,"body":"we"},{"speaker":"SPEAKER_02","startTime":843.52,"endTime":843.68,"body":"like"},{"speaker":"SPEAKER_02","startTime":843.68,"endTime":843.76,"body":"to"},{"speaker":"SPEAKER_02","startTime":843.76,"endTime":843.84,"body":"do,"},{"speaker":"SPEAKER_02","startTime":843.92,"endTime":844.08,"body":"in"},{"speaker":"SPEAKER_02","startTime":844.08,"endTime":844.4,"body":"addition"},{"speaker":"SPEAKER_02","startTime":844.4,"endTime":844.56,"body":"to"},{"speaker":"SPEAKER_02","startTime":844.56,"endTime":845.04,"body":"sharing"},{"speaker":"SPEAKER_02","startTime":845.04,"endTime":845.28,"body":"these"},{"speaker":"SPEAKER_02","startTime":845.28,"endTime":845.68,"body":"things"},{"speaker":"SPEAKER_02","startTime":845.68,"endTime":845.84,"body":"that"},{"speaker":"SPEAKER_02","startTime":845.84,"endTime":846.0,"body":"we"},{"speaker":"SPEAKER_02","startTime":846.0,"endTime":846.32,"body":"find,"},{"speaker":"SPEAKER_02","startTime":846.48,"endTime":846.72,"body":"these"},{"speaker":"SPEAKER_02","startTime":846.72,"endTime":846.96,"body":"little"},{"speaker":"SPEAKER_02","startTime":846.96,"endTime":847.68,"body":"nuggets,"},{"speaker":"SPEAKER_02","startTime":848.16,"endTime":848.48,"body":"is"},{"speaker":"SPEAKER_02","startTime":848.64,"endTime":848.96,"body":"try"},{"speaker":"SPEAKER_02","startTime":848.96,"endTime":849.12,"body":"to"},{"speaker":"SPEAKER_02","startTime":849.12,"endTime":849.36,"body":"get"},{"speaker":"SPEAKER_02","startTime":849.36,"endTime":849.52,"body":"your"},{"speaker":"SPEAKER_02","startTime":849.52,"endTime":849.92,"body":"questions"},{"speaker":"SPEAKER_02","startTime":849.92,"endTime":850.32,"body":"answered"},{"speaker":"SPEAKER_02","startTime":850.4,"endTime":850.64,"body":"because"},{"speaker":"SPEAKER_02","startTime":850.64,"endTime":850.8,"body":"we"},{"speaker":"SPEAKER_02","startTime":850.8,"endTime":850.96,"body":"want"},{"speaker":"SPEAKER_02","startTime":850.96,"endTime":851.04,"body":"to"},{"speaker":"SPEAKER_02","startTime":851.04,"endTime":851.44,"body":"help"},{"speaker":"SPEAKER_02","startTime":851.44,"endTime":851.76,"body":"you"},{"speaker":"SPEAKER_02","startTime":851.76,"endTime":852.08,"body":"do"},{"speaker":"SPEAKER_02","startTime":852.08,"endTime":852.4,"body":"what"},{"speaker":"SPEAKER_02","startTime":852.4,"endTime":852.72,"body":"you"},{"speaker":"SPEAKER_02","startTime":852.72,"endTime":853.04,"body":"need"},{"speaker":"SPEAKER_02","startTime":853.04,"endTime":853.36,"body":"to"},{"speaker":"SPEAKER_02","startTime":853.36,"endTime":853.68,"body":"do."},{"speaker":"SPEAKER_02","startTime":854.16,"endTime":854.48,"body":"And"},{"speaker":"SPEAKER_02","startTime":854.48,"endTime":854.8,"body":"you"},{"speaker":"SPEAKER_02","startTime":854.8,"endTime":855.04,"body":"can"},{"speaker":"SPEAKER_02","startTime":855.04,"endTime":855.52,"body":"ask"},{"speaker":"SPEAKER_02","startTime":855.52,"endTime":855.76,"body":"us"},{"speaker":"SPEAKER_02","startTime":855.76,"endTime":856.4,"body":"questions"},{"speaker":"SPEAKER_02","startTime":856.4,"endTime":856.72,"body":"very"},{"speaker":"SPEAKER_02","startTime":856.72,"endTime":857.12,"body":"simply"},{"speaker":"SPEAKER_02","startTime":857.12,"endTime":857.28,"body":"by"},{"speaker":"SPEAKER_02","startTime":857.28,"endTime":857.52,"body":"going"},{"speaker":"SPEAKER_02","startTime":857.52,"endTime":857.76,"body":"to"},{"speaker":"SPEAKER_02","startTime":857.76,"endTime":859.6,"body":"talkingrealmoney.com"},{"speaker":"SPEAKER_02","startTime":859.6,"endTime":859.76,"body":"and"},{"speaker":"SPEAKER_02","startTime":859.76,"endTime":860.08,"body":"clicking"},{"speaker":"SPEAKER_02","startTime":860.08,"endTime":860.16,"body":"on"},{"speaker":"SPEAKER_02","startTime":860.16,"endTime":860.32,"body":"the"},{"speaker":"SPEAKER_02","startTime":860.32,"endTime":860.64,"body":"ask"},{"speaker":"SPEAKER_02","startTime":860.64,"endTime":860.8,"body":"a"},{"speaker":"SPEAKER_02","startTime":860.8,"endTime":861.12,"body":"question"},{"speaker":"SPEAKER_02","startTime":861.12,"endTime":861.36,"body":"button"},{"speaker":"SPEAKER_02","startTime":861.44,"endTime":861.6,"body":"and"},{"speaker":"SPEAKER_02","startTime":861.6,"endTime":861.84,"body":"either"},{"speaker":"SPEAKER_02","startTime":861.84,"endTime":862.24,"body":"recording"},{"speaker":"SPEAKER_02","startTime":862.24,"endTime":862.4,"body":"it"},{"speaker":"SPEAKER_02","startTime":862.4,"endTime":862.64,"body":"or"},{"speaker":"SPEAKER_02","startTime":862.64,"endTime":863.04,"body":"sending"},{"speaker":"SPEAKER_02","startTime":863.04,"endTime":863.2,"body":"in"},{"speaker":"SPEAKER_02","startTime":863.2,"endTime":863.36,"body":"a"},{"speaker":"SPEAKER_02","startTime":863.52,"endTime":863.84,"body":"note"},{"speaker":"SPEAKER_02","startTime":863.84,"endTime":864.16,"body":"to"},{"speaker":"SPEAKER_02","startTime":864.16,"endTime":864.48,"body":"Tom."},{"speaker":"SPEAKER_02","startTime":864.64,"endTime":864.96,"body":"And"},{"speaker":"SPEAKER_02","startTime":864.96,"endTime":865.2,"body":"some"},{"speaker":"SPEAKER_02","startTime":865.2,"endTime":865.28,"body":"of"},{"speaker":"SPEAKER_02","startTime":865.28,"endTime":865.52,"body":"those"},{"speaker":"SPEAKER_02","startTime":865.52,"endTime":866.0,"body":"questions,"},{"speaker":"SPEAKER_02","startTime":866.08,"endTime":866.32,"body":"we're"},{"speaker":"SPEAKER_02","startTime":866.32,"endTime":866.48,"body":"just"},{"speaker":"SPEAKER_02","startTime":866.48,"endTime":866.8,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":866.8,"endTime":867.12,"body":"sit"},{"speaker":"SPEAKER_02","startTime":867.12,"endTime":867.36,"body":"down"},{"speaker":"SPEAKER_02","startTime":867.36,"endTime":867.6,"body":"and"},{"speaker":"SPEAKER_02","startTime":867.6,"endTime":867.76,"body":"have"},{"speaker":"SPEAKER_02","startTime":867.76,"endTime":867.92,"body":"a"},{"speaker":"SPEAKER_02","startTime":867.92,"endTime":868.4,"body":"conversation"},{"speaker":"SPEAKER_02","startTime":868.4,"endTime":868.56,"body":"with"},{"speaker":"SPEAKER_02","startTime":868.56,"endTime":868.72,"body":"you"},{"speaker":"SPEAKER_02","startTime":868.8,"endTime":868.96,"body":"like"},{"speaker":"SPEAKER_02","startTime":868.96,"endTime":869.2,"body":"this."},{"speaker":"SPEAKER_02","startTime":869.44,"endTime":869.84,"body":"Stan,"},{"speaker":"SPEAKER_02","startTime":869.92,"endTime":870.16,"body":"welcome"},{"speaker":"SPEAKER_02","startTime":870.16,"endTime":870.32,"body":"to"},{"speaker":"SPEAKER_02","startTime":870.32,"endTime":870.8,"body":"Talking"},{"speaker":"SPEAKER_02","startTime":870.8,"endTime":871.04,"body":"Real"},{"speaker":"SPEAKER_02","startTime":871.04,"endTime":871.36,"body":"Money."},{"speaker":"SPEAKER_02","startTime":871.44,"endTime":871.68,"body":"Thanks"},{"speaker":"SPEAKER_02","startTime":871.68,"endTime":871.84,"body":"for"},{"speaker":"SPEAKER_02","startTime":871.84,"endTime":872.56,"body":"calling."},{"speaker":"SPEAKER_04","startTime":872.96,"endTime":873.2,"body":"Yeah,"},{"speaker":"SPEAKER_04","startTime":873.28,"endTime":873.44,"body":"well,"},{"speaker":"SPEAKER_04","startTime":873.52,"endTime":873.76,"body":"thanks"},{"speaker":"SPEAKER_04","startTime":873.76,"endTime":873.92,"body":"for"},{"speaker":"SPEAKER_04","startTime":873.92,"endTime":874.24,"body":"taking"},{"speaker":"SPEAKER_04","startTime":874.24,"endTime":874.4,"body":"my"},{"speaker":"SPEAKER_04","startTime":874.4,"endTime":874.72,"body":"call."},{"speaker":"SPEAKER_04","startTime":874.88,"endTime":875.36,"body":"Listen,"},{"speaker":"SPEAKER_04","startTime":875.6,"endTime":875.92,"body":"Don,"},{"speaker":"SPEAKER_04","startTime":876.24,"endTime":876.4,"body":"I"},{"speaker":"SPEAKER_04","startTime":876.4,"endTime":876.64,"body":"was"},{"speaker":"SPEAKER_04","startTime":876.64,"endTime":876.88,"body":"just"},{"speaker":"SPEAKER_04","startTime":876.88,"endTime":877.52,"body":"wondering"},{"speaker":"SPEAKER_04","startTime":877.52,"endTime":877.76,"body":"what"},{"speaker":"SPEAKER_04","startTime":877.76,"endTime":878.08,"body":"you"},{"speaker":"SPEAKER_04","startTime":878.08,"endTime":878.4,"body":"think"},{"speaker":"SPEAKER_04","startTime":878.4,"endTime":878.72,"body":"of"},{"speaker":"SPEAKER_04","startTime":879.36,"endTime":879.68,"body":"these"},{"speaker":"SPEAKER_04","startTime":880.0,"endTime":880.72,"body":"100%"},{"speaker":"SPEAKER_04","startTime":881.28,"endTime":882.16,"body":"buffered"},{"speaker":"SPEAKER_04","startTime":882.16,"endTime":883.2,"body":"ETFs"},{"speaker":"SPEAKER_04","startTime":883.44,"endTime":883.76,"body":"for"},{"speaker":"SPEAKER_04","startTime":883.76,"endTime":884.08,"body":"the"},{"speaker":"SPEAKER_04","startTime":884.08,"endTime":884.32,"body":"S"},{"speaker":"SPEAKER_04","startTime":884.56,"endTime":885.04,"body":"UI,"},{"speaker":"SPEAKER_04","startTime":885.28,"endTime":885.6,"body":"like"},{"speaker":"SPEAKER_04","startTime":885.6,"endTime":885.84,"body":"uh"},{"speaker":"SPEAKER_04","startTime":886.16,"endTime":887.36,"body":"PMAP"},{"speaker":"SPEAKER_04","startTime":887.36,"endTime":887.68,"body":"or"},{"speaker":"SPEAKER_04","startTime":887.92,"endTime":888.96,"body":"CPSP."},{"speaker":"SPEAKER_04","startTime":889.12,"endTime":889.36,"body":"Those"},{"speaker":"SPEAKER_04","startTime":889.36,"endTime":889.6,"body":"are"},{"speaker":"SPEAKER_04","startTime":889.6,"endTime":889.84,"body":"for"},{"speaker":"SPEAKER_04","startTime":889.84,"endTime":890.24,"body":"April,"},{"speaker":"SPEAKER_04","startTime":890.4,"endTime":890.56,"body":"but"},{"speaker":"SPEAKER_04","startTime":890.56,"endTime":890.72,"body":"there"},{"speaker":"SPEAKER_04","startTime":890.72,"endTime":890.96,"body":"are"},{"speaker":"SPEAKER_04","startTime":890.96,"endTime":891.76,"body":"others"},{"speaker":"SPEAKER_04","startTime":891.76,"endTime":892.08,"body":"for"},{"speaker":"SPEAKER_04","startTime":892.08,"endTime":892.8,"body":"various"},{"speaker":"SPEAKER_04","startTime":892.8,"endTime":893.44,"body":"months,"},{"speaker":"SPEAKER_04","startTime":893.76,"endTime":894.48,"body":"particularly"},{"speaker":"SPEAKER_04","startTime":894.72,"endTime":894.96,"body":"in"},{"speaker":"SPEAKER_04","startTime":894.96,"endTime":895.2,"body":"a"},{"speaker":"SPEAKER_04","startTime":895.2,"endTime":895.76,"body":"taxable"},{"speaker":"SPEAKER_04","startTime":896.0,"endTime":896.88,"body":"account"},{"speaker":"SPEAKER_04","startTime":897.6,"endTime":897.92,"body":"where"},{"speaker":"SPEAKER_04","startTime":898.88,"endTime":899.2,"body":"I"},{"speaker":"SPEAKER_04","startTime":899.2,"endTime":899.84,"body":"don't"},{"speaker":"SPEAKER_04","startTime":899.84,"endTime":900.16,"body":"really"},{"speaker":"SPEAKER_04","startTime":900.16,"endTime":900.8,"body":"aim"},{"speaker":"SPEAKER_04","startTime":901.04,"endTime":901.36,"body":"for"},{"speaker":"SPEAKER_04","startTime":901.6,"endTime":901.92,"body":"or"},{"speaker":"SPEAKER_04","startTime":901.92,"endTime":902.16,"body":"I"},{"speaker":"SPEAKER_04","startTime":902.16,"endTime":902.48,"body":"don't"},{"speaker":"SPEAKER_04","startTime":902.48,"endTime":902.8,"body":"really"},{"speaker":"SPEAKER_04","startTime":902.8,"endTime":903.04,"body":"want"},{"speaker":"SPEAKER_04","startTime":903.04,"endTime":903.28,"body":"or"},{"speaker":"SPEAKER_04","startTime":903.28,"endTime":903.68,"body":"aim"},{"speaker":"SPEAKER_04","startTime":903.68,"endTime":904.0,"body":"for"},{"speaker":"SPEAKER_04","startTime":904.0,"endTime":904.56,"body":"income."},{"speaker":"SPEAKER_04","startTime":905.44,"endTime":905.52,"body":"The"},{"speaker":"SPEAKER_04","startTime":905.52,"endTime":905.84,"body":"income"},{"speaker":"SPEAKER_04","startTime":905.84,"endTime":906.0,"body":"is"},{"speaker":"SPEAKER_04","startTime":906.0,"endTime":906.56,"body":"taxable"},{"speaker":"SPEAKER_04","startTime":906.56,"endTime":906.72,"body":"to"},{"speaker":"SPEAKER_04","startTime":906.72,"endTime":906.8,"body":"me"},{"speaker":"SPEAKER_04","startTime":907.04,"endTime":907.6,"body":"federally."},{"speaker":"SPEAKER_04","startTime":907.92,"endTime":908.24,"body":"I'm"},{"speaker":"SPEAKER_04","startTime":908.24,"endTime":908.56,"body":"talking"},{"speaker":"SPEAKER_04","startTime":908.56,"endTime":908.72,"body":"about"},{"speaker":"SPEAKER_04","startTime":908.72,"endTime":908.96,"body":"a"},{"speaker":"SPEAKER_04","startTime":908.96,"endTime":909.28,"body":"fund"},{"speaker":"SPEAKER_04","startTime":909.28,"endTime":909.6,"body":"like"},{"speaker":"SPEAKER_04","startTime":909.6,"endTime":910.4,"body":"BND."},{"speaker":"SPEAKER_04","startTime":911.36,"endTime":911.52,"body":"Sure."},{"speaker":"SPEAKER_04","startTime":911.76,"endTime":911.92,"body":"So"},{"speaker":"SPEAKER_04","startTime":912.0,"endTime":912.16,"body":"these"},{"speaker":"SPEAKER_04","startTime":912.16,"endTime":912.8,"body":"buffered"},{"speaker":"SPEAKER_04","startTime":912.8,"endTime":913.44,"body":"vehicles"},{"speaker":"SPEAKER_04","startTime":914.0,"endTime":914.24,"body":"they"},{"speaker":"SPEAKER_04","startTime":914.48,"endTime":915.12,"body":"produce"},{"speaker":"SPEAKER_04","startTime":915.12,"endTime":915.68,"body":"capital"},{"speaker":"SPEAKER_04","startTime":915.68,"endTime":916.24,"body":"gains"},{"speaker":"SPEAKER_04","startTime":916.32,"endTime":916.56,"body":"or"},{"speaker":"SPEAKER_04","startTime":916.56,"endTime":917.28,"body":"sometimes"},{"speaker":"SPEAKER_04","startTime":917.28,"endTime":917.92,"body":"losses."},{"speaker":"SPEAKER_04","startTime":919.12,"endTime":919.52,"body":"They"},{"speaker":"SPEAKER_04","startTime":919.52,"endTime":919.76,"body":"have"},{"speaker":"SPEAKER_04","startTime":919.76,"endTime":920.0,"body":"uh"},{"speaker":"SPEAKER_04","startTime":920.0,"endTime":920.56,"body":"moderate"},{"speaker":"SPEAKER_04","startTime":920.56,"endTime":921.04,"body":"expense"},{"speaker":"SPEAKER_04","startTime":921.04,"endTime":921.52,"body":"ratios,"},{"speaker":"SPEAKER_04","startTime":921.68,"endTime":922.0,"body":"true"},{"speaker":"SPEAKER_04","startTime":922.48,"endTime":923.04,"body":"greater"},{"speaker":"SPEAKER_04","startTime":923.04,"endTime":923.28,"body":"than"},{"speaker":"SPEAKER_04","startTime":923.28,"endTime":923.92,"body":"BND"},{"speaker":"SPEAKER_04","startTime":923.92,"endTime":924.08,"body":"and"},{"speaker":"SPEAKER_04","startTime":924.08,"endTime":924.4,"body":"other"},{"speaker":"SPEAKER_04","startTime":924.4,"endTime":924.8,"body":"bond"},{"speaker":"SPEAKER_04","startTime":924.8,"endTime":925.2,"body":"funds."},{"speaker":"SPEAKER_04","startTime":926.08,"endTime":926.32,"body":"And"},{"speaker":"SPEAKER_04","startTime":926.32,"endTime":926.72,"body":"you've"},{"speaker":"SPEAKER_04","startTime":926.72,"endTime":926.88,"body":"said"},{"speaker":"SPEAKER_04","startTime":926.88,"endTime":927.2,"body":"many"},{"speaker":"SPEAKER_04","startTime":927.2,"endTime":927.6,"body":"times"},{"speaker":"SPEAKER_04","startTime":927.6,"endTime":927.84,"body":"that"},{"speaker":"SPEAKER_04","startTime":927.84,"endTime":928.4,"body":"bonds"},{"speaker":"SPEAKER_04","startTime":928.4,"endTime":928.64,"body":"are"},{"speaker":"SPEAKER_04","startTime":928.64,"endTime":929.2,"body":"neither"},{"speaker":"SPEAKER_04","startTime":929.2,"endTime":929.52,"body":"for"},{"speaker":"SPEAKER_04","startTime":929.52,"endTime":930.16,"body":"income"},{"speaker":"SPEAKER_04","startTime":930.16,"endTime":930.48,"body":"nor"},{"speaker":"SPEAKER_04","startTime":930.48,"endTime":931.2,"body":"potential"},{"speaker":"SPEAKER_04","startTime":931.2,"endTime":931.84,"body":"gains,"},{"speaker":"SPEAKER_04","startTime":932.24,"endTime":932.64,"body":"although"},{"speaker":"SPEAKER_04","startTime":932.72,"endTime":933.04,"body":"gains"},{"speaker":"SPEAKER_04","startTime":933.04,"endTime":933.12,"body":"and"},{"speaker":"SPEAKER_04","startTime":933.12,"endTime":933.6,"body":"losses"},{"speaker":"SPEAKER_04","startTime":933.6,"endTime":933.84,"body":"are"},{"speaker":"SPEAKER_04","startTime":933.84,"endTime":934.16,"body":"possible"},{"speaker":"SPEAKER_04","startTime":934.24,"endTime":934.72,"body":"depending"},{"speaker":"SPEAKER_04","startTime":934.72,"endTime":934.88,"body":"on"},{"speaker":"SPEAKER_04","startTime":934.88,"endTime":935.2,"body":"interest"},{"speaker":"SPEAKER_04","startTime":935.2,"endTime":935.6,"body":"rates."},{"speaker":"SPEAKER_04","startTime":935.76,"endTime":935.92,"body":"But"},{"speaker":"SPEAKER_04","startTime":935.92,"endTime":936.24,"body":"rather"},{"speaker":"SPEAKER_04","startTime":936.32,"endTime":936.56,"body":"the"},{"speaker":"SPEAKER_04","startTime":936.56,"endTime":937.04,"body":"bonds"},{"speaker":"SPEAKER_04","startTime":937.04,"endTime":937.28,"body":"are"},{"speaker":"SPEAKER_04","startTime":937.28,"endTime":938.0,"body":"primarily"},{"speaker":"SPEAKER_04","startTime":938.0,"endTime":938.32,"body":"for"},{"speaker":"SPEAKER_04","startTime":938.32,"endTime":939.2,"body":"stability."},{"speaker":"SPEAKER_04","startTime":939.44,"endTime":939.68,"body":"Now,"},{"speaker":"SPEAKER_04","startTime":939.76,"endTime":939.92,"body":"at"},{"speaker":"SPEAKER_04","startTime":939.92,"endTime":940.24,"body":"least"},{"speaker":"SPEAKER_04","startTime":940.24,"endTime":940.48,"body":"in"},{"speaker":"SPEAKER_04","startTime":940.48,"endTime":941.12,"body":"theory,"},{"speaker":"SPEAKER_04","startTime":942.16,"endTime":942.48,"body":"these"},{"speaker":"SPEAKER_04","startTime":942.72,"endTime":943.04,"body":"kind"},{"speaker":"SPEAKER_04","startTime":943.04,"endTime":943.2,"body":"of"},{"speaker":"SPEAKER_04","startTime":943.52,"endTime":944.24,"body":"buffered"},{"speaker":"SPEAKER_04","startTime":944.24,"endTime":945.12,"body":"ETFs,"},{"speaker":"SPEAKER_04","startTime":945.36,"endTime":945.68,"body":"the"},{"speaker":"SPEAKER_04","startTime":945.68,"endTime":946.0,"body":"most"},{"speaker":"SPEAKER_04","startTime":946.0,"endTime":946.24,"body":"they"},{"speaker":"SPEAKER_04","startTime":946.24,"endTime":946.4,"body":"can"},{"speaker":"SPEAKER_04","startTime":946.4,"endTime":946.8,"body":"lose"},{"speaker":"SPEAKER_04","startTime":946.8,"endTime":947.04,"body":"is"},{"speaker":"SPEAKER_04","startTime":947.04,"endTime":947.28,"body":"the"},{"speaker":"SPEAKER_04","startTime":947.28,"endTime":948.16,"body":"expense"},{"speaker":"SPEAKER_04","startTime":948.16,"endTime":948.64,"body":"ratio,"},{"speaker":"SPEAKER_04","startTime":948.72,"endTime":948.88,"body":"which"},{"speaker":"SPEAKER_04","startTime":948.88,"endTime":949.04,"body":"is"},{"speaker":"SPEAKER_04","startTime":949.04,"endTime":949.44,"body":"around"},{"speaker":"SPEAKER_04","startTime":949.44,"endTime":949.92,"body":"0.7%,"},{"speaker":"SPEAKER_04","startTime":950.48,"endTime":950.8,"body":"something"},{"speaker":"SPEAKER_04","startTime":950.8,"endTime":950.96,"body":"like"},{"speaker":"SPEAKER_04","startTime":950.96,"endTime":951.04,"body":"that."},{"speaker":"SPEAKER_02","startTime":951.36,"endTime":951.52,"body":"Right,"},{"speaker":"SPEAKER_02","startTime":951.6,"endTime":951.76,"body":"right."},{"speaker":"SPEAKER_02","startTime":951.92,"endTime":952.24,"body":"That's"},{"speaker":"SPEAKER_02","startTime":952.24,"endTime":952.4,"body":"the"},{"speaker":"SPEAKER_02","startTime":952.4,"endTime":952.88,"body":"worst"},{"speaker":"SPEAKER_02","startTime":952.88,"endTime":953.44,"body":"case"},{"speaker":"SPEAKER_02","startTime":953.44,"endTime":953.76,"body":"in"},{"speaker":"SPEAKER_02","startTime":953.76,"endTime":954.08,"body":"their"},{"speaker":"SPEAKER_02","startTime":954.24,"endTime":954.72,"body":"short"},{"speaker":"SPEAKER_02","startTime":954.72,"endTime":955.28,"body":"duration."},{"speaker":"SPEAKER_04","startTime":956.64,"endTime":957.12,"body":"Right."},{"speaker":"SPEAKER_04","startTime":957.44,"endTime":957.76,"body":"But"},{"speaker":"SPEAKER_04","startTime":957.84,"endTime":958.32,"body":"I've"},{"speaker":"SPEAKER_04","startTime":958.32,"endTime":958.48,"body":"got"},{"speaker":"SPEAKER_04","startTime":958.48,"endTime":958.64,"body":"a"},{"speaker":"SPEAKER_04","startTime":958.64,"endTime":958.96,"body":"couple"},{"speaker":"SPEAKER_04","startTime":959.12,"endTime":959.76,"body":"questions."},{"speaker":"SPEAKER_04","startTime":960.08,"endTime":960.32,"body":"The"},{"speaker":"SPEAKER_04","startTime":960.56,"endTime":961.44,"body":"prospectus"},{"speaker":"SPEAKER_04","startTime":961.44,"endTime":961.84,"body":"says"},{"speaker":"SPEAKER_04","startTime":961.84,"endTime":962.48,"body":"something"},{"speaker":"SPEAKER_04","startTime":962.48,"endTime":962.8,"body":"about"},{"speaker":"SPEAKER_04","startTime":963.12,"endTime":964.88,"body":"counterparty"},{"speaker":"SPEAKER_04","startTime":965.2,"endTime":965.84,"body":"risk."},{"speaker":"SPEAKER_04","startTime":966.88,"endTime":967.2,"body":"And"},{"speaker":"SPEAKER_04","startTime":967.6,"endTime":968.16,"body":"I've"},{"speaker":"SPEAKER_04","startTime":968.16,"endTime":968.96,"body":"noticed,"},{"speaker":"SPEAKER_04","startTime":969.12,"endTime":969.36,"body":"at"},{"speaker":"SPEAKER_04","startTime":969.36,"endTime":969.92,"body":"least"},{"speaker":"SPEAKER_04","startTime":969.92,"endTime":970.16,"body":"for"},{"speaker":"SPEAKER_04","startTime":970.16,"endTime":970.4,"body":"the"},{"speaker":"SPEAKER_04","startTime":970.4,"endTime":970.72,"body":"most"},{"speaker":"SPEAKER_04","startTime":970.72,"endTime":970.88,"body":"part,"},{"speaker":"SPEAKER_04","startTime":971.12,"endTime":971.52,"body":"trading"},{"speaker":"SPEAKER_04","startTime":971.52,"endTime":972.16,"body":"volumes"},{"speaker":"SPEAKER_04","startTime":972.16,"endTime":972.48,"body":"in"},{"speaker":"SPEAKER_04","startTime":972.48,"endTime":972.8,"body":"these"},{"speaker":"SPEAKER_04","startTime":972.8,"endTime":973.28,"body":"kinds"},{"speaker":"SPEAKER_04","startTime":973.28,"endTime":973.52,"body":"of"},{"speaker":"SPEAKER_04","startTime":973.52,"endTime":974.08,"body":"buffered"},{"speaker":"SPEAKER_04","startTime":974.08,"endTime":975.12,"body":"ETFs,"},{"speaker":"SPEAKER_04","startTime":975.28,"endTime":975.76,"body":"they're"},{"speaker":"SPEAKER_04","startTime":975.76,"endTime":976.0,"body":"not"},{"speaker":"SPEAKER_04","startTime":976.0,"endTime":976.16,"body":"very"},{"speaker":"SPEAKER_04","startTime":976.16,"endTime":976.56,"body":"big."},{"speaker":"SPEAKER_04","startTime":976.72,"endTime":977.2,"body":"Obviously,"},{"speaker":"SPEAKER_04","startTime":977.36,"endTime":978.08,"body":"BND"},{"speaker":"SPEAKER_04","startTime":978.4,"endTime":978.72,"body":"is"},{"speaker":"SPEAKER_04","startTime":978.72,"endTime":979.04,"body":"very,"},{"speaker":"SPEAKER_04","startTime":979.36,"endTime":979.68,"body":"very,"},{"speaker":"SPEAKER_04","startTime":979.92,"endTime":980.24,"body":"very"},{"speaker":"SPEAKER_04","startTime":980.24,"endTime":981.04,"body":"liquid."},{"speaker":"SPEAKER_04","startTime":981.36,"endTime":981.84,"body":"These"},{"speaker":"SPEAKER_04","startTime":981.84,"endTime":982.0,"body":"are"},{"speaker":"SPEAKER_04","startTime":982.0,"endTime":982.56,"body":"sometimes"},{"speaker":"SPEAKER_04","startTime":982.56,"endTime":982.96,"body":"quite"},{"speaker":"SPEAKER_04","startTime":982.96,"endTime":983.6,"body":"thinly"},{"speaker":"SPEAKER_04","startTime":983.6,"endTime":984.24,"body":"traded."},{"speaker":"SPEAKER_04","startTime":984.56,"endTime":984.88,"body":"So"},{"speaker":"SPEAKER_04","startTime":985.28,"endTime":985.6,"body":"what"},{"speaker":"SPEAKER_04","startTime":985.6,"endTime":985.76,"body":"do"},{"speaker":"SPEAKER_04","startTime":985.76,"endTime":986.0,"body":"you"},{"speaker":"SPEAKER_04","startTime":986.0,"endTime":986.24,"body":"think?"},{"speaker":"SPEAKER_04","startTime":986.48,"endTime":987.2,"body":"Stability?"},{"speaker":"SPEAKER_02","startTime":987.44,"endTime":987.52,"body":"I"},{"speaker":"SPEAKER_02","startTime":987.52,"endTime":987.76,"body":"mean"},{"speaker":"SPEAKER_02","startTime":988.16,"endTime":988.4,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":988.48,"endTime":988.72,"body":"I"},{"speaker":"SPEAKER_02","startTime":988.72,"endTime":988.96,"body":"I"},{"speaker":"SPEAKER_02","startTime":988.96,"endTime":989.12,"body":"I"},{"speaker":"SPEAKER_02","startTime":989.12,"endTime":989.36,"body":"am"},{"speaker":"SPEAKER_02","startTime":989.36,"endTime":989.44,"body":"not"},{"speaker":"SPEAKER_02","startTime":989.52,"endTime":989.68,"body":"a"},{"speaker":"SPEAKER_02","startTime":989.68,"endTime":989.84,"body":"big"},{"speaker":"SPEAKER_02","startTime":990.24,"endTime":990.4,"body":"if"},{"speaker":"SPEAKER_02","startTime":990.4,"endTime":990.64,"body":"you've"},{"speaker":"SPEAKER_02","startTime":990.64,"endTime":990.96,"body":"listened"},{"speaker":"SPEAKER_02","startTime":990.96,"endTime":991.04,"body":"for"},{"speaker":"SPEAKER_02","startTime":991.04,"endTime":991.12,"body":"a"},{"speaker":"SPEAKER_02","startTime":991.12,"endTime":991.28,"body":"while,"},{"speaker":"SPEAKER_02","startTime":991.36,"endTime":991.52,"body":"you"},{"speaker":"SPEAKER_02","startTime":991.52,"endTime":991.68,"body":"know"},{"speaker":"SPEAKER_02","startTime":991.68,"endTime":991.76,"body":"that"},{"speaker":"SPEAKER_02","startTime":991.84,"endTime":992.16,"body":"neither"},{"speaker":"SPEAKER_02","startTime":992.16,"endTime":992.4,"body":"Tom"},{"speaker":"SPEAKER_02","startTime":992.4,"endTime":992.56,"body":"nor"},{"speaker":"SPEAKER_02","startTime":992.56,"endTime":992.64,"body":"I"},{"speaker":"SPEAKER_02","startTime":992.72,"endTime":992.8,"body":"are."},{"speaker":"SPEAKER_02","startTime":993.04,"endTime":993.2,"body":"Yes,"},{"speaker":"SPEAKER_02","startTime":993.28,"endTime":993.36,"body":"I"},{"speaker":"SPEAKER_02","startTime":993.36,"endTime":993.44,"body":"know."},{"speaker":"SPEAKER_02","startTime":993.68,"endTime":993.84,"body":"We're"},{"speaker":"SPEAKER_02","startTime":993.84,"endTime":994.0,"body":"big"},{"speaker":"SPEAKER_02","startTime":994.08,"endTime":994.32,"body":"we're"},{"speaker":"SPEAKER_02","startTime":994.32,"endTime":994.4,"body":"not"},{"speaker":"SPEAKER_02","startTime":994.4,"endTime":994.64,"body":"big"},{"speaker":"SPEAKER_02","startTime":994.64,"endTime":994.88,"body":"fans"},{"speaker":"SPEAKER_02","startTime":994.88,"endTime":995.12,"body":"of"},{"speaker":"SPEAKER_02","startTime":995.12,"endTime":996.0,"body":"complexity."},{"speaker":"SPEAKER_02","startTime":996.24,"endTime":996.48,"body":"And"},{"speaker":"SPEAKER_02","startTime":996.48,"endTime":996.8,"body":"these"},{"speaker":"SPEAKER_02","startTime":996.8,"endTime":996.96,"body":"are"},{"speaker":"SPEAKER_02","startTime":996.96,"endTime":997.44,"body":"designed"},{"speaker":"SPEAKER_02","startTime":997.44,"endTime":997.68,"body":"to"},{"speaker":"SPEAKER_02","startTime":997.68,"endTime":997.84,"body":"be"},{"speaker":"SPEAKER_02","startTime":997.84,"endTime":999.04,"body":"purposefully"},{"speaker":"SPEAKER_02","startTime":999.2,"endTime":999.92,"body":"opaque"},{"speaker":"SPEAKER_02","startTime":999.92,"endTime":1000.16,"body":"and"},{"speaker":"SPEAKER_02","startTime":1000.16,"endTime":1000.8,"body":"complex."},{"speaker":"SPEAKER_02","startTime":1001.52,"endTime":1002.16,"body":"They"},{"speaker":"SPEAKER_02","startTime":1002.48,"endTime":1003.6,"body":"accomplish"},{"speaker":"SPEAKER_02","startTime":1003.6,"endTime":1003.92,"body":"what"},{"speaker":"SPEAKER_02","startTime":1003.92,"endTime":1004.24,"body":"they"},{"speaker":"SPEAKER_02","startTime":1004.24,"endTime":1004.56,"body":"set"},{"speaker":"SPEAKER_02","startTime":1004.56,"endTime":1004.88,"body":"out"},{"speaker":"SPEAKER_02","startTime":1004.88,"endTime":1005.2,"body":"to"},{"speaker":"SPEAKER_02","startTime":1005.2,"endTime":1005.52,"body":"do"},{"speaker":"SPEAKER_02","startTime":1005.68,"endTime":1006.0,"body":"in"},{"speaker":"SPEAKER_02","startTime":1006.0,"endTime":1006.32,"body":"good"},{"speaker":"SPEAKER_02","startTime":1006.56,"endTime":1007.2,"body":"markets,"},{"speaker":"SPEAKER_02","startTime":1007.92,"endTime":1008.24,"body":"in"},{"speaker":"SPEAKER_02","startTime":1008.24,"endTime":1008.56,"body":"good"},{"speaker":"SPEAKER_02","startTime":1008.56,"endTime":1009.12,"body":"markets,"},{"speaker":"SPEAKER_02","startTime":1009.28,"endTime":1009.52,"body":"which"},{"speaker":"SPEAKER_02","startTime":1009.52,"endTime":1009.68,"body":"is"},{"speaker":"SPEAKER_02","startTime":1009.68,"endTime":1009.84,"body":"to"},{"speaker":"SPEAKER_02","startTime":1009.84,"endTime":1010.24,"body":"give"},{"speaker":"SPEAKER_02","startTime":1010.24,"endTime":1010.48,"body":"you"},{"speaker":"SPEAKER_02","startTime":1010.48,"endTime":1010.8,"body":"a"},{"speaker":"SPEAKER_02","startTime":1010.8,"endTime":1011.12,"body":"little"},{"speaker":"SPEAKER_02","startTime":1011.12,"endTime":1011.76,"body":"sliver"},{"speaker":"SPEAKER_02","startTime":1011.76,"endTime":1011.92,"body":"of"},{"speaker":"SPEAKER_02","startTime":1011.92,"endTime":1012.08,"body":"the"},{"speaker":"SPEAKER_02","startTime":1012.08,"endTime":1012.48,"body":"return"},{"speaker":"SPEAKER_02","startTime":1012.48,"endTime":1012.64,"body":"of"},{"speaker":"SPEAKER_02","startTime":1012.64,"endTime":1012.88,"body":"those"},{"speaker":"SPEAKER_02","startTime":1012.88,"endTime":1013.28,"body":"markets."},{"speaker":"SPEAKER_02","startTime":1013.36,"endTime":1013.52,"body":"And"},{"speaker":"SPEAKER_02","startTime":1013.52,"endTime":1013.76,"body":"it"},{"speaker":"SPEAKER_02","startTime":1013.76,"endTime":1014.0,"body":"is"},{"speaker":"SPEAKER_02","startTime":1014.0,"endTime":1014.32,"body":"a"},{"speaker":"SPEAKER_02","startTime":1014.32,"endTime":1014.64,"body":"very"},{"speaker":"SPEAKER_02","startTime":1014.64,"endTime":1014.96,"body":"little"},{"speaker":"SPEAKER_02","startTime":1014.96,"endTime":1015.6,"body":"sliver."},{"speaker":"SPEAKER_02","startTime":1015.76,"endTime":1016.0,"body":"For"},{"speaker":"SPEAKER_02","startTime":1016.0,"endTime":1016.4,"body":"example,"},{"speaker":"SPEAKER_02","startTime":1016.72,"endTime":1017.04,"body":"right"},{"speaker":"SPEAKER_02","startTime":1017.04,"endTime":1017.36,"body":"now"},{"speaker":"SPEAKER_02","startTime":1017.84,"endTime":1018.16,"body":"in"},{"speaker":"SPEAKER_02","startTime":1018.48,"endTime":1019.52,"body":"PMAP,"},{"speaker":"SPEAKER_02","startTime":1019.6,"endTime":1019.76,"body":"which"},{"speaker":"SPEAKER_02","startTime":1019.76,"endTime":1019.92,"body":"is"},{"speaker":"SPEAKER_02","startTime":1019.92,"endTime":1020.08,"body":"the"},{"speaker":"SPEAKER_02","startTime":1020.08,"endTime":1020.8,"body":"PGIM"},{"speaker":"SPEAKER_02","startTime":1020.96,"endTime":1021.12,"body":"S"},{"speaker":"SPEAKER_02","startTime":1021.28,"endTime":1021.44,"body":"P"},{"speaker":"SPEAKER_02","startTime":1021.52,"endTime":1022.16,"body":"500"},{"speaker":"SPEAKER_02","startTime":1022.32,"endTime":1022.8,"body":"April"},{"speaker":"SPEAKER_02","startTime":1022.88,"endTime":1023.44,"body":"buffered"},{"speaker":"SPEAKER_02","startTime":1023.44,"endTime":1024.16,"body":"ETF,"},{"speaker":"SPEAKER_02","startTime":1024.8,"endTime":1025.12,"body":"the"},{"speaker":"SPEAKER_02","startTime":1025.2,"endTime":1025.44,"body":"one"},{"speaker":"SPEAKER_02","startTime":1025.76,"endTime":1026.0,"body":"they've"},{"speaker":"SPEAKER_02","startTime":1026.08,"endTime":1026.64,"body":"returned"},{"speaker":"SPEAKER_02","startTime":1026.64,"endTime":1026.88,"body":"over"},{"speaker":"SPEAKER_02","startTime":1026.88,"endTime":1027.12,"body":"the"},{"speaker":"SPEAKER_02","startTime":1027.12,"endTime":1027.36,"body":"past"},{"speaker":"SPEAKER_02","startTime":1027.36,"endTime":1027.68,"body":"year"},{"speaker":"SPEAKER_02","startTime":1027.92,"endTime":1028.24,"body":"a"},{"speaker":"SPEAKER_02","startTime":1028.24,"endTime":1028.4,"body":"little"},{"speaker":"SPEAKER_02","startTime":1028.4,"endTime":1028.64,"body":"over"},{"speaker":"SPEAKER_02","startTime":1028.64,"endTime":1028.96,"body":"8%."},{"speaker":"SPEAKER_02","startTime":1031.36,"endTime":1031.68,"body":"The"},{"speaker":"SPEAKER_02","startTime":1031.92,"endTime":1032.4,"body":"index,"},{"speaker":"SPEAKER_02","startTime":1032.56,"endTime":1032.64,"body":"the"},{"speaker":"SPEAKER_02","startTime":1032.64,"endTime":1033.04,"body":"SP"},{"speaker":"SPEAKER_02","startTime":1033.12,"endTime":1033.52,"body":"500,"},{"speaker":"SPEAKER_02","startTime":1033.6,"endTime":1033.76,"body":"has"},{"speaker":"SPEAKER_02","startTime":1033.76,"endTime":1034.08,"body":"returned"},{"speaker":"SPEAKER_02","startTime":1034.08,"endTime":1034.56,"body":"28%."},{"speaker":"SPEAKER_02","startTime":1036.48,"endTime":1036.64,"body":"Yeah."},{"speaker":"SPEAKER_02","startTime":1036.8,"endTime":1036.96,"body":"I"},{"speaker":"SPEAKER_02","startTime":1036.96,"endTime":1037.28,"body":"understand."},{"speaker":"SPEAKER_02","startTime":1037.6,"endTime":1037.76,"body":"So"},{"speaker":"SPEAKER_02","startTime":1037.76,"endTime":1038.0,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1038.0,"endTime":1038.24,"body":"only"},{"speaker":"SPEAKER_02","startTime":1038.24,"endTime":1038.4,"body":"one"},{"speaker":"SPEAKER_02","startTime":1038.56,"endTime":1038.88,"body":"getting"},{"speaker":"SPEAKER_02","startTime":1038.88,"endTime":1038.96,"body":"a"},{"speaker":"SPEAKER_02","startTime":1038.96,"endTime":1039.36,"body":"sliver"},{"speaker":"SPEAKER_02","startTime":1039.36,"endTime":1039.52,"body":"of"},{"speaker":"SPEAKER_02","startTime":1039.52,"endTime":1039.68,"body":"that."},{"speaker":"SPEAKER_02","startTime":1039.76,"endTime":1040.24,"body":"You're"},{"speaker":"SPEAKER_02","startTime":1040.24,"endTime":1040.48,"body":"only"},{"speaker":"SPEAKER_02","startTime":1040.48,"endTime":1040.96,"body":"getting"},{"speaker":"SPEAKER_02","startTime":1040.96,"endTime":1041.28,"body":"that"},{"speaker":"SPEAKER_02","startTime":1041.28,"endTime":1041.6,"body":"when"},{"speaker":"SPEAKER_02","startTime":1041.76,"endTime":1042.08,"body":"the"},{"speaker":"SPEAKER_02","startTime":1042.24,"endTime":1042.4,"body":"the"},{"speaker":"SPEAKER_02","startTime":1042.56,"endTime":1042.8,"body":"that"},{"speaker":"SPEAKER_02","startTime":1042.8,"endTime":1043.36,"body":"index"},{"speaker":"SPEAKER_02","startTime":1043.6,"endTime":1044.24,"body":"does"},{"speaker":"SPEAKER_02","startTime":1044.56,"endTime":1045.04,"body":"eight"},{"speaker":"SPEAKER_02","startTime":1045.04,"endTime":1045.6,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1045.76,"endTime":1046.08,"body":"or"},{"speaker":"SPEAKER_02","startTime":1046.08,"endTime":1046.56,"body":"better."},{"speaker":"SPEAKER_02","startTime":1046.8,"endTime":1047.04,"body":"If"},{"speaker":"SPEAKER_02","startTime":1047.04,"endTime":1047.2,"body":"that"},{"speaker":"SPEAKER_02","startTime":1047.2,"endTime":1047.6,"body":"index"},{"speaker":"SPEAKER_02","startTime":1047.6,"endTime":1047.84,"body":"does"},{"speaker":"SPEAKER_02","startTime":1047.84,"endTime":1048.0,"body":"less"},{"speaker":"SPEAKER_02","startTime":1048.0,"endTime":1048.16,"body":"than"},{"speaker":"SPEAKER_02","startTime":1048.16,"endTime":1048.4,"body":"eight"},{"speaker":"SPEAKER_02","startTime":1048.4,"endTime":1048.56,"body":"percent,"},{"speaker":"SPEAKER_02","startTime":1048.64,"endTime":1048.88,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1048.88,"endTime":1049.04,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1049.04,"endTime":1049.2,"body":"get"},{"speaker":"SPEAKER_02","startTime":1049.2,"endTime":1049.52,"body":"whatever"},{"speaker":"SPEAKER_02","startTime":1049.52,"endTime":1049.76,"body":"it"},{"speaker":"SPEAKER_02","startTime":1049.76,"endTime":1050.08,"body":"does."},{"speaker":"SPEAKER_02","startTime":1050.32,"endTime":1050.48,"body":"So"},{"speaker":"SPEAKER_02","startTime":1050.56,"endTime":1050.72,"body":"if"},{"speaker":"SPEAKER_02","startTime":1050.72,"endTime":1050.96,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1050.96,"endTime":1051.04,"body":"a"},{"speaker":"SPEAKER_02","startTime":1051.04,"endTime":1051.28,"body":"five"},{"speaker":"SPEAKER_02","startTime":1051.28,"endTime":1051.52,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1051.52,"endTime":1051.68,"body":"year,"},{"speaker":"SPEAKER_02","startTime":1051.76,"endTime":1052.0,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1052.0,"endTime":1052.16,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1052.16,"endTime":1052.32,"body":"get"},{"speaker":"SPEAKER_02","startTime":1052.32,"endTime":1052.64,"body":"five."},{"speaker":"SPEAKER_02","startTime":1052.88,"endTime":1053.2,"body":"And"},{"speaker":"SPEAKER_02","startTime":1053.2,"endTime":1053.36,"body":"in"},{"speaker":"SPEAKER_02","startTime":1053.36,"endTime":1053.52,"body":"a"},{"speaker":"SPEAKER_02","startTime":1053.52,"endTime":1053.84,"body":"bad"},{"speaker":"SPEAKER_02","startTime":1053.84,"endTime":1054.08,"body":"year,"},{"speaker":"SPEAKER_02","startTime":1054.16,"endTime":1054.48,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1054.48,"endTime":1054.64,"body":"going"},{"speaker":"SPEAKER_02","startTime":1054.64,"endTime":1054.88,"body":"to"},{"speaker":"SPEAKER_02","startTime":1054.88,"endTime":1055.2,"body":"get"},{"speaker":"SPEAKER_02","startTime":1055.2,"endTime":1055.84,"body":"negative"},{"speaker":"SPEAKER_02","startTime":1056.24,"endTime":1056.56,"body":"half"},{"speaker":"SPEAKER_02","startTime":1056.56,"endTime":1056.72,"body":"a"},{"speaker":"SPEAKER_02","startTime":1056.72,"endTime":1056.96,"body":"percent,"},{"speaker":"SPEAKER_02","startTime":1057.04,"endTime":1057.28,"body":"roughly."},{"speaker":"SPEAKER_04","startTime":1059.36,"endTime":1059.52,"body":"But"},{"speaker":"SPEAKER_04","startTime":1059.52,"endTime":1059.6,"body":"my"},{"speaker":"SPEAKER_04","startTime":1059.6,"endTime":1059.84,"body":"point"},{"speaker":"SPEAKER_04","startTime":1059.84,"endTime":1059.92,"body":"is"},{"speaker":"SPEAKER_04","startTime":1060.08,"endTime":1060.24,"body":"this"},{"speaker":"SPEAKER_04","startTime":1060.24,"endTime":1060.48,"body":"would"},{"speaker":"SPEAKER_04","startTime":1060.48,"endTime":1060.64,"body":"be"},{"speaker":"SPEAKER_04","startTime":1060.64,"endTime":1061.2,"body":"replacing"},{"speaker":"SPEAKER_04","startTime":1061.2,"endTime":1061.44,"body":"a"},{"speaker":"SPEAKER_04","startTime":1061.44,"endTime":1061.68,"body":"fund"},{"speaker":"SPEAKER_04","startTime":1061.68,"endTime":1061.92,"body":"like"},{"speaker":"SPEAKER_04","startTime":1061.92,"endTime":1062.64,"body":"BND,"},{"speaker":"SPEAKER_04","startTime":1062.72,"endTime":1063.04,"body":"like"},{"speaker":"SPEAKER_04","startTime":1063.04,"endTime":1063.36,"body":"bond"},{"speaker":"SPEAKER_04","startTime":1063.36,"endTime":1063.76,"body":"funds,"},{"speaker":"SPEAKER_04","startTime":1064.0,"endTime":1064.32,"body":"which"},{"speaker":"SPEAKER_04","startTime":1064.64,"endTime":1064.96,"body":"can"},{"speaker":"SPEAKER_04","startTime":1065.2,"endTime":1065.6,"body":"give,"},{"speaker":"SPEAKER_04","startTime":1066.0,"endTime":1066.08,"body":"you"},{"speaker":"SPEAKER_04","startTime":1066.08,"endTime":1066.16,"body":"know,"},{"speaker":"SPEAKER_04","startTime":1066.24,"endTime":1066.32,"body":"that"},{"speaker":"SPEAKER_04","startTime":1066.48,"endTime":1066.8,"body":"certainly"},{"speaker":"SPEAKER_04","startTime":1066.88,"endTime":1067.12,"body":"they"},{"speaker":"SPEAKER_04","startTime":1067.12,"endTime":1067.36,"body":"throw"},{"speaker":"SPEAKER_04","startTime":1067.36,"endTime":1067.6,"body":"off"},{"speaker":"SPEAKER_04","startTime":1067.6,"endTime":1068.0,"body":"income,"},{"speaker":"SPEAKER_04","startTime":1068.08,"endTime":1068.24,"body":"but"},{"speaker":"SPEAKER_04","startTime":1068.24,"endTime":1068.48,"body":"they"},{"speaker":"SPEAKER_04","startTime":1068.48,"endTime":1068.64,"body":"can"},{"speaker":"SPEAKER_04","startTime":1068.64,"endTime":1068.96,"body":"also"},{"speaker":"SPEAKER_04","startTime":1068.96,"endTime":1069.28,"body":"lose"},{"speaker":"SPEAKER_04","startTime":1069.28,"endTime":1069.44,"body":"a"},{"speaker":"SPEAKER_04","startTime":1069.44,"endTime":1069.6,"body":"lot"},{"speaker":"SPEAKER_04","startTime":1069.6,"endTime":1069.76,"body":"of"},{"speaker":"SPEAKER_04","startTime":1069.76,"endTime":1070.08,"body":"money"},{"speaker":"SPEAKER_04","startTime":1070.08,"endTime":1070.4,"body":"sometime."},{"speaker":"SPEAKER_02","startTime":1071.12,"endTime":1071.2,"body":"And"},{"speaker":"SPEAKER_02","startTime":1071.28,"endTime":1071.36,"body":"I"},{"speaker":"SPEAKER_02","startTime":1071.36,"endTime":1071.52,"body":"was"},{"speaker":"SPEAKER_02","startTime":1071.52,"endTime":1071.68,"body":"looking"},{"speaker":"SPEAKER_02","startTime":1071.68,"endTime":1071.76,"body":"at"},{"speaker":"SPEAKER_02","startTime":1071.76,"endTime":1071.84,"body":"the"},{"speaker":"SPEAKER_02","startTime":1071.84,"endTime":1071.84,"body":"Trevor"},{"speaker":"SPEAKER_02","startTime":1071.84,"endTime":1071.84,"body":"Burrus,"},{"speaker":"SPEAKER_02","startTime":1072.0,"endTime":1072.16,"body":"again,"},{"speaker":"SPEAKER_02","startTime":1072.32,"endTime":1072.48,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1072.56,"endTime":1072.96,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1073.28,"endTime":1073.68,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1073.68,"endTime":1074.24,"body":"actually"},{"speaker":"SPEAKER_02","startTime":1074.64,"endTime":1075.2,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1075.2,"endTime":1075.52,"body":"been"},{"speaker":"SPEAKER_02","startTime":1075.52,"endTime":1075.84,"body":"very,"},{"speaker":"SPEAKER_02","startTime":1076.16,"endTime":1076.48,"body":"very"},{"speaker":"SPEAKER_02","startTime":1076.48,"endTime":1076.96,"body":"rare"},{"speaker":"SPEAKER_02","startTime":1077.12,"endTime":1077.36,"body":"for"},{"speaker":"SPEAKER_02","startTime":1077.36,"endTime":1077.52,"body":"an"},{"speaker":"SPEAKER_02","startTime":1077.52,"endTime":1078.48,"body":"intermediate-term"},{"speaker":"SPEAKER_02","startTime":1078.48,"endTime":1078.88,"body":"bond"},{"speaker":"SPEAKER_02","startTime":1078.88,"endTime":1079.12,"body":"fund"},{"speaker":"SPEAKER_02","startTime":1079.12,"endTime":1079.28,"body":"to"},{"speaker":"SPEAKER_02","startTime":1079.28,"endTime":1079.52,"body":"lose"},{"speaker":"SPEAKER_02","startTime":1079.52,"endTime":1079.6,"body":"a"},{"speaker":"SPEAKER_02","startTime":1079.6,"endTime":1079.84,"body":"bunch."},{"speaker":"SPEAKER_02","startTime":1080.0,"endTime":1080.16,"body":"The"},{"speaker":"SPEAKER_02","startTime":1080.16,"endTime":1080.32,"body":"only"},{"speaker":"SPEAKER_02","startTime":1080.32,"endTime":1080.64,"body":"reason"},{"speaker":"SPEAKER_02","startTime":1080.64,"endTime":1080.8,"body":"we"},{"speaker":"SPEAKER_02","startTime":1080.8,"endTime":1081.12,"body":"saw"},{"speaker":"SPEAKER_02","startTime":1081.12,"endTime":1081.28,"body":"that"},{"speaker":"SPEAKER_02","startTime":1081.28,"endTime":1081.92,"body":"happen"},{"speaker":"SPEAKER_02","startTime":1081.92,"endTime":1082.24,"body":"was"},{"speaker":"SPEAKER_02","startTime":1082.24,"endTime":1082.48,"body":"because"},{"speaker":"SPEAKER_02","startTime":1082.48,"endTime":1082.72,"body":"we"},{"speaker":"SPEAKER_02","startTime":1082.72,"endTime":1082.88,"body":"had"},{"speaker":"SPEAKER_02","startTime":1082.88,"endTime":1083.2,"body":"this"},{"speaker":"SPEAKER_02","startTime":1083.2,"endTime":1083.92,"body":"incredibly,"},{"speaker":"SPEAKER_02","startTime":1084.08,"endTime":1085.36,"body":"ridiculously"},{"speaker":"SPEAKER_02","startTime":1086.16,"endTime":1087.36,"body":"unexpected"},{"speaker":"SPEAKER_02","startTime":1087.6,"endTime":1088.72,"body":"20-year"},{"speaker":"SPEAKER_02","startTime":1088.72,"endTime":1089.12,"body":"bull"},{"speaker":"SPEAKER_02","startTime":1089.28,"endTime":1089.6,"body":"market"},{"speaker":"SPEAKER_02","startTime":1089.6,"endTime":1089.92,"body":"in"},{"speaker":"SPEAKER_02","startTime":1089.92,"endTime":1090.56,"body":"bonds"},{"speaker":"SPEAKER_02","startTime":1090.8,"endTime":1091.04,"body":"that"},{"speaker":"SPEAKER_02","startTime":1091.04,"endTime":1091.28,"body":"we"},{"speaker":"SPEAKER_02","startTime":1091.6,"endTime":1091.76,"body":"that"},{"speaker":"SPEAKER_02","startTime":1091.76,"endTime":1092.0,"body":"was"},{"speaker":"SPEAKER_02","startTime":1092.0,"endTime":1092.32,"body":"something"},{"speaker":"SPEAKER_02","startTime":1092.32,"endTime":1092.48,"body":"that"},{"speaker":"SPEAKER_02","startTime":1092.64,"endTime":1092.88,"body":"that"},{"speaker":"SPEAKER_02","startTime":1093.12,"endTime":1093.36,"body":"that"},{"speaker":"SPEAKER_02","startTime":1093.36,"endTime":1093.76,"body":"hasn't"},{"speaker":"SPEAKER_02","startTime":1093.76,"endTime":1094.32,"body":"happened"},{"speaker":"SPEAKER_02","startTime":1094.32,"endTime":1094.64,"body":"ever"},{"speaker":"SPEAKER_02","startTime":1094.64,"endTime":1094.96,"body":"in"},{"speaker":"SPEAKER_02","startTime":1094.96,"endTime":1095.28,"body":"the"},{"speaker":"SPEAKER_02","startTime":1095.28,"endTime":1095.6,"body":"past."},{"speaker":"SPEAKER_02","startTime":1095.84,"endTime":1096.08,"body":"So"},{"speaker":"SPEAKER_02","startTime":1096.16,"endTime":1096.4,"body":"we"},{"speaker":"SPEAKER_02","startTime":1096.4,"endTime":1096.56,"body":"had"},{"speaker":"SPEAKER_02","startTime":1096.8,"endTime":1097.04,"body":"we"},{"speaker":"SPEAKER_02","startTime":1097.04,"endTime":1097.2,"body":"had"},{"speaker":"SPEAKER_02","startTime":1097.2,"endTime":1097.28,"body":"a"},{"speaker":"SPEAKER_02","startTime":1097.28,"endTime":1097.6,"body":"big"},{"speaker":"SPEAKER_02","startTime":1097.6,"endTime":1098.08,"body":"bounce"},{"speaker":"SPEAKER_02","startTime":1098.08,"endTime":1098.24,"body":"from"},{"speaker":"SPEAKER_02","startTime":1098.24,"endTime":1098.4,"body":"that"},{"speaker":"SPEAKER_02","startTime":1098.48,"endTime":1098.64,"body":"or"},{"speaker":"SPEAKER_02","startTime":1098.64,"endTime":1098.72,"body":"a"},{"speaker":"SPEAKER_02","startTime":1098.72,"endTime":1099.04,"body":"big"},{"speaker":"SPEAKER_02","startTime":1099.04,"endTime":1099.52,"body":"drop"},{"speaker":"SPEAKER_02","startTime":1099.52,"endTime":1099.76,"body":"from"},{"speaker":"SPEAKER_02","startTime":1099.76,"endTime":1099.92,"body":"that"},{"speaker":"SPEAKER_02","startTime":1100.16,"endTime":1100.32,"body":"in"},{"speaker":"SPEAKER_02","startTime":1100.48,"endTime":1100.64,"body":"in"},{"speaker":"SPEAKER_02","startTime":1100.64,"endTime":1100.8,"body":"that"},{"speaker":"SPEAKER_02","startTime":1100.88,"endTime":1101.04,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1101.12,"endTime":1101.28,"body":"coup"},{"speaker":"SPEAKER_02","startTime":1101.44,"endTime":1101.68,"body":"we've"},{"speaker":"SPEAKER_02","startTime":1101.68,"endTime":1101.84,"body":"had"},{"speaker":"SPEAKER_02","startTime":1101.84,"endTime":1101.92,"body":"a"},{"speaker":"SPEAKER_02","startTime":1101.92,"endTime":1102.16,"body":"couple"},{"speaker":"SPEAKER_02","startTime":1102.16,"endTime":1102.24,"body":"of"},{"speaker":"SPEAKER_02","startTime":1102.24,"endTime":1102.48,"body":"those"},{"speaker":"SPEAKER_02","startTime":1102.48,"endTime":1102.64,"body":"little"},{"speaker":"SPEAKER_02","startTime":1102.64,"endTime":1103.12,"body":"declines,"},{"speaker":"SPEAKER_02","startTime":1103.36,"endTime":1103.52,"body":"and"},{"speaker":"SPEAKER_02","startTime":1103.52,"endTime":1103.76,"body":"then"},{"speaker":"SPEAKER_02","startTime":1103.76,"endTime":1103.84,"body":"a"},{"speaker":"SPEAKER_02","startTime":1103.84,"endTime":1104.4,"body":"big"},{"speaker":"SPEAKER_02","startTime":1104.4,"endTime":1104.72,"body":"one."},{"speaker":"SPEAKER_02","startTime":1106.8,"endTime":1106.96,"body":"The"},{"speaker":"SPEAKER_02","startTime":1106.96,"endTime":1107.12,"body":"other"},{"speaker":"SPEAKER_02","startTime":1107.12,"endTime":1107.36,"body":"thing"},{"speaker":"SPEAKER_02","startTime":1107.36,"endTime":1107.6,"body":"about"},{"speaker":"SPEAKER_02","startTime":1107.6,"endTime":1107.92,"body":"these"},{"speaker":"SPEAKER_02","startTime":1107.92,"endTime":1108.16,"body":"is"},{"speaker":"SPEAKER_02","startTime":1108.16,"endTime":1108.4,"body":"that"},{"speaker":"SPEAKER_02","startTime":1108.4,"endTime":1108.64,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1108.64,"endTime":1108.88,"body":"I"},{"speaker":"SPEAKER_02","startTime":1108.88,"endTime":1109.44,"body":"don't"},{"speaker":"SPEAKER_02","startTime":1109.44,"endTime":1109.76,"body":"like"},{"speaker":"SPEAKER_02","startTime":1109.76,"endTime":1110.64,"body":"anything"},{"speaker":"SPEAKER_02","startTime":1110.88,"endTime":1111.2,"body":"that"},{"speaker":"SPEAKER_02","startTime":1111.2,"endTime":1111.68,"body":"adds"},{"speaker":"SPEAKER_02","startTime":1111.68,"endTime":1112.0,"body":"a"},{"speaker":"SPEAKER_02","startTime":1112.0,"endTime":1112.48,"body":"level"},{"speaker":"SPEAKER_02","startTime":1112.48,"endTime":1112.72,"body":"of"},{"speaker":"SPEAKER_02","startTime":1112.72,"endTime":1113.36,"body":"uncertainty"},{"speaker":"SPEAKER_02","startTime":1113.44,"endTime":1113.6,"body":"to,"},{"speaker":"SPEAKER_02","startTime":1113.84,"endTime":1114.0,"body":"and"},{"speaker":"SPEAKER_02","startTime":1114.0,"endTime":1114.16,"body":"that"},{"speaker":"SPEAKER_02","startTime":1114.16,"endTime":1114.96,"body":"counterparty"},{"speaker":"SPEAKER_02","startTime":1114.96,"endTime":1115.36,"body":"risk"},{"speaker":"SPEAKER_02","startTime":1115.36,"endTime":1115.6,"body":"is"},{"speaker":"SPEAKER_02","startTime":1115.6,"endTime":1115.84,"body":"part"},{"speaker":"SPEAKER_02","startTime":1115.84,"endTime":1116.16,"body":"of"},{"speaker":"SPEAKER_02","startTime":1116.16,"endTime":1116.48,"body":"it."},{"speaker":"SPEAKER_02","startTime":1117.2,"endTime":1117.76,"body":"Uh"},{"speaker":"SPEAKER_02","startTime":1118.08,"endTime":1118.4,"body":"that"},{"speaker":"SPEAKER_02","startTime":1118.96,"endTime":1119.28,"body":"really"},{"speaker":"SPEAKER_02","startTime":1119.44,"endTime":1119.6,"body":"what"},{"speaker":"SPEAKER_02","startTime":1119.6,"endTime":1119.92,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1119.92,"endTime":1120.32,"body":"saying"},{"speaker":"SPEAKER_02","startTime":1120.32,"endTime":1120.48,"body":"is"},{"speaker":"SPEAKER_02","startTime":1120.48,"endTime":1120.64,"body":"that"},{"speaker":"SPEAKER_02","startTime":1120.64,"endTime":1121.04,"body":"there's"},{"speaker":"SPEAKER_02","startTime":1121.04,"endTime":1121.36,"body":"the"},{"speaker":"SPEAKER_02","startTime":1121.36,"endTime":1121.84,"body":"risk,"},{"speaker":"SPEAKER_02","startTime":1122.08,"endTime":1122.56,"body":"although"},{"speaker":"SPEAKER_02","startTime":1122.64,"endTime":1122.72,"body":"I"},{"speaker":"SPEAKER_02","startTime":1123.04,"endTime":1123.2,"body":"let"},{"speaker":"SPEAKER_02","startTime":1123.2,"endTime":1123.28,"body":"me"},{"speaker":"SPEAKER_02","startTime":1123.28,"endTime":1123.44,"body":"give"},{"speaker":"SPEAKER_02","startTime":1123.44,"endTime":1123.6,"body":"you"},{"speaker":"SPEAKER_02","startTime":1123.6,"endTime":1123.68,"body":"a"},{"speaker":"SPEAKER_02","startTime":1123.68,"endTime":1123.84,"body":"great"},{"speaker":"SPEAKER_02","startTime":1123.84,"endTime":1124.32,"body":"analogy."},{"speaker":"SPEAKER_02","startTime":1124.48,"endTime":1124.64,"body":"This"},{"speaker":"SPEAKER_02","startTime":1124.64,"endTime":1124.8,"body":"will"},{"speaker":"SPEAKER_02","startTime":1124.88,"endTime":1125.28,"body":"help"},{"speaker":"SPEAKER_02","startTime":1125.28,"endTime":1125.52,"body":"a"},{"speaker":"SPEAKER_02","startTime":1125.52,"endTime":1125.76,"body":"lot."},{"speaker":"SPEAKER_02","startTime":1126.0,"endTime":1126.16,"body":"Uh"},{"speaker":"SPEAKER_02","startTime":1126.32,"endTime":1126.72,"body":"many"},{"speaker":"SPEAKER_02","startTime":1126.72,"endTime":1127.04,"body":"years"},{"speaker":"SPEAKER_02","startTime":1127.04,"endTime":1127.36,"body":"ago,"},{"speaker":"SPEAKER_02","startTime":1127.6,"endTime":1127.92,"body":"I"},{"speaker":"SPEAKER_02","startTime":1127.92,"endTime":1128.16,"body":"sat"},{"speaker":"SPEAKER_02","startTime":1128.16,"endTime":1128.32,"body":"on"},{"speaker":"SPEAKER_02","startTime":1128.32,"endTime":1128.48,"body":"a"},{"speaker":"SPEAKER_02","startTime":1128.48,"endTime":1129.12,"body":"homeowners"},{"speaker":"SPEAKER_02","startTime":1129.2,"endTime":1129.68,"body":"association"},{"speaker":"SPEAKER_02","startTime":1129.68,"endTime":1129.92,"body":"board,"},{"speaker":"SPEAKER_02","startTime":1130.0,"endTime":1130.24,"body":"and"},{"speaker":"SPEAKER_02","startTime":1130.24,"endTime":1130.48,"body":"actually"},{"speaker":"SPEAKER_02","startTime":1130.56,"endTime":1130.72,"body":"it"},{"speaker":"SPEAKER_02","startTime":1130.72,"endTime":1130.88,"body":"was"},{"speaker":"SPEAKER_02","startTime":1130.88,"endTime":1131.12,"body":"in"},{"speaker":"SPEAKER_02","startTime":1131.12,"endTime":1132.24,"body":"2008."},{"speaker":"SPEAKER_02","startTime":1133.44,"endTime":1133.76,"body":"Bad"},{"speaker":"SPEAKER_02","startTime":1133.76,"endTime":1133.92,"body":"year"},{"speaker":"SPEAKER_02","startTime":1133.92,"endTime":1134.0,"body":"to"},{"speaker":"SPEAKER_02","startTime":1134.0,"endTime":1134.16,"body":"be"},{"speaker":"SPEAKER_02","startTime":1134.16,"endTime":1134.32,"body":"on"},{"speaker":"SPEAKER_02","startTime":1134.32,"endTime":1134.48,"body":"an"},{"speaker":"SPEAKER_02","startTime":1134.48,"endTime":1135.12,"body":"HOA"},{"speaker":"SPEAKER_02","startTime":1135.12,"endTime":1135.44,"body":"board."},{"speaker":"SPEAKER_02","startTime":1135.68,"endTime":1136.4,"body":"2007"},{"speaker":"SPEAKER_02","startTime":1136.4,"endTime":1136.56,"body":"is"},{"speaker":"SPEAKER_02","startTime":1136.56,"endTime":1136.72,"body":"when"},{"speaker":"SPEAKER_02","startTime":1136.72,"endTime":1136.8,"body":"I"},{"speaker":"SPEAKER_02","startTime":1136.8,"endTime":1137.04,"body":"started"},{"speaker":"SPEAKER_02","startTime":1137.04,"endTime":1137.2,"body":"my"},{"speaker":"SPEAKER_02","startTime":1137.2,"endTime":1137.36,"body":"term,"},{"speaker":"SPEAKER_02","startTime":1137.44,"endTime":1137.6,"body":"and"},{"speaker":"SPEAKER_02","startTime":1137.6,"endTime":1137.68,"body":"I"},{"speaker":"SPEAKER_02","startTime":1137.68,"endTime":1137.84,"body":"was"},{"speaker":"SPEAKER_02","startTime":1137.84,"endTime":1138.0,"body":"the"},{"speaker":"SPEAKER_02","startTime":1138.0,"endTime":1138.64,"body":"treasurer."},{"speaker":"SPEAKER_02","startTime":1138.8,"endTime":1139.04,"body":"And"},{"speaker":"SPEAKER_02","startTime":1139.04,"endTime":1139.2,"body":"I"},{"speaker":"SPEAKER_02","startTime":1139.2,"endTime":1139.52,"body":"wanted"},{"speaker":"SPEAKER_02","startTime":1139.52,"endTime":1139.76,"body":"to"},{"speaker":"SPEAKER_02","startTime":1139.76,"endTime":1140.0,"body":"know"},{"speaker":"SPEAKER_02","startTime":1140.0,"endTime":1140.16,"body":"what"},{"speaker":"SPEAKER_02","startTime":1140.16,"endTime":1140.4,"body":"we"},{"speaker":"SPEAKER_02","startTime":1140.4,"endTime":1140.64,"body":"had"},{"speaker":"SPEAKER_02","startTime":1140.64,"endTime":1140.8,"body":"our"},{"speaker":"SPEAKER_02","startTime":1140.8,"endTime":1141.52,"body":"short-term"},{"speaker":"SPEAKER_02","startTime":1141.52,"endTime":1142.08,"body":"capital"},{"speaker":"SPEAKER_02","startTime":1142.08,"endTime":1142.8,"body":"invested"},{"speaker":"SPEAKER_02","startTime":1142.8,"endTime":1143.12,"body":"in."},{"speaker":"SPEAKER_02","startTime":1143.76,"endTime":1144.08,"body":"So"},{"speaker":"SPEAKER_02","startTime":1144.08,"endTime":1144.32,"body":"I"},{"speaker":"SPEAKER_02","startTime":1144.32,"endTime":1144.88,"body":"contacted"},{"speaker":"SPEAKER_02","startTime":1144.88,"endTime":1144.96,"body":"the"},{"speaker":"SPEAKER_02","startTime":1144.96,"endTime":1145.36,"body":"broker"},{"speaker":"SPEAKER_02","startTime":1145.36,"endTime":1145.52,"body":"that"},{"speaker":"SPEAKER_02","startTime":1145.52,"endTime":1145.68,"body":"the"},{"speaker":"SPEAKER_02","startTime":1145.68,"endTime":1146.0,"body":"management"},{"speaker":"SPEAKER_02","startTime":1146.0,"endTime":1146.32,"body":"company"},{"speaker":"SPEAKER_02","startTime":1146.32,"endTime":1146.48,"body":"had,"},{"speaker":"SPEAKER_02","startTime":1146.56,"endTime":1146.64,"body":"and"},{"speaker":"SPEAKER_02","startTime":1146.64,"endTime":1146.72,"body":"I"},{"speaker":"SPEAKER_02","startTime":1146.72,"endTime":1146.8,"body":"said,"},{"speaker":"SPEAKER_02","startTime":1146.96,"endTime":1147.2,"body":"What"},{"speaker":"SPEAKER_02","startTime":1147.2,"endTime":1147.28,"body":"are"},{"speaker":"SPEAKER_02","startTime":1147.28,"endTime":1147.36,"body":"we"},{"speaker":"SPEAKER_02","startTime":1147.36,"endTime":1147.68,"body":"invested"},{"speaker":"SPEAKER_02","startTime":1147.68,"endTime":1147.84,"body":"in?"},{"speaker":"SPEAKER_02","startTime":1147.92,"endTime":1148.08,"body":"He"},{"speaker":"SPEAKER_02","startTime":1148.08,"endTime":1148.16,"body":"goes,"},{"speaker":"SPEAKER_02","startTime":1148.32,"endTime":1148.4,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":1148.56,"endTime":1148.96,"body":"auction"},{"speaker":"SPEAKER_02","startTime":1148.96,"endTime":1149.44,"body":"rate"},{"speaker":"SPEAKER_02","startTime":1149.44,"endTime":1150.08,"body":"notes."},{"speaker":"SPEAKER_02","startTime":1150.64,"endTime":1150.96,"body":"I"},{"speaker":"SPEAKER_02","startTime":1150.96,"endTime":1151.28,"body":"said,"},{"speaker":"SPEAKER_02","startTime":1151.68,"endTime":1152.0,"body":"Okay,"},{"speaker":"SPEAKER_02","startTime":1152.08,"endTime":1152.32,"body":"I"},{"speaker":"SPEAKER_02","startTime":1152.32,"endTime":1152.48,"body":"know"},{"speaker":"SPEAKER_02","startTime":1152.48,"endTime":1152.64,"body":"what"},{"speaker":"SPEAKER_02","startTime":1152.64,"endTime":1152.88,"body":"those"},{"speaker":"SPEAKER_02","startTime":1152.88,"endTime":1153.04,"body":"are,"},{"speaker":"SPEAKER_02","startTime":1153.12,"endTime":1153.36,"body":"but"},{"speaker":"SPEAKER_02","startTime":1153.36,"endTime":1153.76,"body":"explain"},{"speaker":"SPEAKER_02","startTime":1153.76,"endTime":1153.92,"body":"to"},{"speaker":"SPEAKER_02","startTime":1153.92,"endTime":1154.08,"body":"me"},{"speaker":"SPEAKER_02","startTime":1154.08,"endTime":1154.32,"body":"what"},{"speaker":"SPEAKER_02","startTime":1154.48,"endTime":1154.56,"body":"the"},{"speaker":"SPEAKER_02","startTime":1154.56,"endTime":1154.8,"body":"deal"},{"speaker":"SPEAKER_02","startTime":1154.8,"endTime":1154.96,"body":"is."},{"speaker":"SPEAKER_02","startTime":1155.04,"endTime":1155.12,"body":"He"},{"speaker":"SPEAKER_02","startTime":1155.12,"endTime":1155.2,"body":"said,"},{"speaker":"SPEAKER_02","startTime":1155.36,"endTime":1155.44,"body":"Oh,"},{"speaker":"SPEAKER_02","startTime":1155.52,"endTime":1155.68,"body":"yeah,"},{"speaker":"SPEAKER_02","startTime":1155.84,"endTime":1156.0,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1156.08,"endTime":1156.48,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1156.48,"endTime":1157.28,"body":"long-term"},{"speaker":"SPEAKER_02","startTime":1157.28,"endTime":1158.08,"body":"bonds"},{"speaker":"SPEAKER_02","startTime":1158.32,"endTime":1158.64,"body":"that"},{"speaker":"SPEAKER_02","startTime":1158.64,"endTime":1158.88,"body":"have"},{"speaker":"SPEAKER_02","startTime":1158.88,"endTime":1159.68,"body":"liquidity"},{"speaker":"SPEAKER_02","startTime":1160.0,"endTime":1160.32,"body":"because"},{"speaker":"SPEAKER_02","startTime":1160.32,"endTime":1160.64,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1160.72,"endTime":1160.96,"body":"they"},{"speaker":"SPEAKER_02","startTime":1161.12,"endTime":1161.28,"body":"they"},{"speaker":"SPEAKER_02","startTime":1161.36,"endTime":1161.44,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1161.68,"endTime":1162.08,"body":"trade"},{"speaker":"SPEAKER_02","startTime":1162.08,"endTime":1162.24,"body":"at"},{"speaker":"SPEAKER_02","startTime":1162.24,"endTime":1162.4,"body":"an"},{"speaker":"SPEAKER_02","startTime":1162.4,"endTime":1162.88,"body":"auction"},{"speaker":"SPEAKER_02","startTime":1162.88,"endTime":1163.2,"body":"every"},{"speaker":"SPEAKER_02","startTime":1163.2,"endTime":1163.44,"body":"day."},{"speaker":"SPEAKER_02","startTime":1163.76,"endTime":1163.92,"body":"So"},{"speaker":"SPEAKER_02","startTime":1164.0,"endTime":1164.24,"body":"there's"},{"speaker":"SPEAKER_02","startTime":1164.24,"endTime":1164.48,"body":"always"},{"speaker":"SPEAKER_02","startTime":1164.48,"endTime":1164.96,"body":"liquidity."},{"speaker":"SPEAKER_02","startTime":1165.04,"endTime":1165.12,"body":"So"},{"speaker":"SPEAKER_02","startTime":1165.2,"endTime":1165.28,"body":"you"},{"speaker":"SPEAKER_02","startTime":1165.28,"endTime":1165.44,"body":"can"},{"speaker":"SPEAKER_02","startTime":1165.44,"endTime":1165.52,"body":"get"},{"speaker":"SPEAKER_02","startTime":1165.52,"endTime":1165.6,"body":"your"},{"speaker":"SPEAKER_02","startTime":1165.6,"endTime":1165.84,"body":"money"},{"speaker":"SPEAKER_02","startTime":1165.84,"endTime":1166.24,"body":"anytime"},{"speaker":"SPEAKER_02","startTime":1166.24,"endTime":1166.4,"body":"you"},{"speaker":"SPEAKER_02","startTime":1166.4,"endTime":1166.56,"body":"want."},{"speaker":"SPEAKER_02","startTime":1166.72,"endTime":1166.88,"body":"I"},{"speaker":"SPEAKER_02","startTime":1166.88,"endTime":1166.96,"body":"said,"},{"speaker":"SPEAKER_02","startTime":1167.12,"endTime":1167.36,"body":"but"},{"speaker":"SPEAKER_02","startTime":1167.36,"endTime":1167.68,"body":"what"},{"speaker":"SPEAKER_02","startTime":1167.68,"endTime":1168.0,"body":"if"},{"speaker":"SPEAKER_02","startTime":1168.0,"endTime":1168.72,"body":"nobody"},{"speaker":"SPEAKER_02","startTime":1168.72,"endTime":1169.12,"body":"bids"},{"speaker":"SPEAKER_02","startTime":1169.28,"endTime":1169.52,"body":"on"},{"speaker":"SPEAKER_02","startTime":1169.52,"endTime":1169.68,"body":"them?"},{"speaker":"SPEAKER_02","startTime":1169.92,"endTime":1170.08,"body":"He"},{"speaker":"SPEAKER_02","startTime":1170.08,"endTime":1170.24,"body":"goes,"},{"speaker":"SPEAKER_02","startTime":1170.4,"endTime":1170.56,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":1170.64,"endTime":1170.96,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1170.96,"endTime":1171.2,"body":"never"},{"speaker":"SPEAKER_02","startTime":1171.2,"endTime":1171.84,"body":"happened."},{"speaker":"SPEAKER_02","startTime":1172.24,"endTime":1172.48,"body":"I"},{"speaker":"SPEAKER_02","startTime":1172.48,"endTime":1172.56,"body":"said,"},{"speaker":"SPEAKER_02","startTime":1172.72,"endTime":1172.96,"body":"but"},{"speaker":"SPEAKER_02","startTime":1172.96,"endTime":1173.2,"body":"what"},{"speaker":"SPEAKER_02","startTime":1173.2,"endTime":1173.36,"body":"if"},{"speaker":"SPEAKER_02","startTime":1173.36,"endTime":1173.6,"body":"there's"},{"speaker":"SPEAKER_02","startTime":1173.6,"endTime":1173.76,"body":"no"},{"speaker":"SPEAKER_02","startTime":1173.76,"endTime":1173.92,"body":"one"},{"speaker":"SPEAKER_02","startTime":1173.92,"endTime":1174.0,"body":"on"},{"speaker":"SPEAKER_02","startTime":1174.0,"endTime":1174.08,"body":"the"},{"speaker":"SPEAKER_02","startTime":1174.08,"endTime":1174.24,"body":"other"},{"speaker":"SPEAKER_02","startTime":1174.24,"endTime":1174.4,"body":"side"},{"speaker":"SPEAKER_02","startTime":1174.4,"endTime":1174.48,"body":"of"},{"speaker":"SPEAKER_02","startTime":1174.48,"endTime":1174.56,"body":"the"},{"speaker":"SPEAKER_02","startTime":1174.56,"endTime":1174.72,"body":"trade?"},{"speaker":"SPEAKER_02","startTime":1174.8,"endTime":1174.96,"body":"What"},{"speaker":"SPEAKER_02","startTime":1174.96,"endTime":1175.12,"body":"happens"},{"speaker":"SPEAKER_02","startTime":1175.12,"endTime":1175.28,"body":"to"},{"speaker":"SPEAKER_02","startTime":1175.28,"endTime":1175.36,"body":"the"},{"speaker":"SPEAKER_02","startTime":1175.36,"endTime":1175.52,"body":"bonds?"},{"speaker":"SPEAKER_02","startTime":1175.6,"endTime":1175.68,"body":"He"},{"speaker":"SPEAKER_02","startTime":1175.68,"endTime":1175.76,"body":"goes,"},{"speaker":"SPEAKER_02","startTime":1175.92,"endTime":1176.0,"body":"they"},{"speaker":"SPEAKER_02","startTime":1176.0,"endTime":1176.24,"body":"become"},{"speaker":"SPEAKER_02","startTime":1176.24,"endTime":1176.56,"body":"long-term"},{"speaker":"SPEAKER_02","startTime":1176.56,"endTime":1176.8,"body":"bonds"},{"speaker":"SPEAKER_02","startTime":1176.88,"endTime":1177.04,"body":"and"},{"speaker":"SPEAKER_02","startTime":1177.04,"endTime":1177.2,"body":"you"},{"speaker":"SPEAKER_02","startTime":1177.2,"endTime":1177.36,"body":"could"},{"speaker":"SPEAKER_02","startTime":1177.36,"endTime":1177.6,"body":"lose"},{"speaker":"SPEAKER_02","startTime":1177.6,"endTime":1177.92,"body":"money"},{"speaker":"SPEAKER_02","startTime":1177.92,"endTime":1178.24,"body":"on"},{"speaker":"SPEAKER_02","startTime":1178.24,"endTime":1178.56,"body":"them."},{"speaker":"SPEAKER_02","startTime":1179.92,"endTime":1180.16,"body":"I"},{"speaker":"SPEAKER_02","startTime":1180.16,"endTime":1180.32,"body":"said,"},{"speaker":"SPEAKER_02","startTime":1180.48,"endTime":1180.72,"body":"No,"},{"speaker":"SPEAKER_02","startTime":1180.8,"endTime":1181.12,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1181.12,"endTime":1181.36,"body":"too"},{"speaker":"SPEAKER_02","startTime":1181.36,"endTime":1181.76,"body":"dangerous"},{"speaker":"SPEAKER_02","startTime":1181.84,"endTime":1182.0,"body":"because"},{"speaker":"SPEAKER_02","startTime":1182.24,"endTime":1182.4,"body":"you"},{"speaker":"SPEAKER_02","startTime":1182.4,"endTime":1182.48,"body":"know"},{"speaker":"SPEAKER_02","startTime":1182.56,"endTime":1182.64,"body":"it"},{"speaker":"SPEAKER_02","startTime":1183.12,"endTime":1183.36,"body":"it"},{"speaker":"SPEAKER_02","startTime":1183.36,"endTime":1183.6,"body":"could"},{"speaker":"SPEAKER_02","startTime":1183.6,"endTime":1184.0,"body":"happen"},{"speaker":"SPEAKER_02","startTime":1184.0,"endTime":1184.16,"body":"that"},{"speaker":"SPEAKER_02","startTime":1184.16,"endTime":1184.48,"body":"somebody"},{"speaker":"SPEAKER_02","startTime":1184.48,"endTime":1184.64,"body":"back,"},{"speaker":"SPEAKER_02","startTime":1184.96,"endTime":1185.12,"body":"even"},{"speaker":"SPEAKER_02","startTime":1185.12,"endTime":1185.28,"body":"though"},{"speaker":"SPEAKER_02","startTime":1185.28,"endTime":1185.44,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1185.44,"endTime":1185.6,"body":"not"},{"speaker":"SPEAKER_02","startTime":1185.6,"endTime":1185.84,"body":"happened"},{"speaker":"SPEAKER_02","startTime":1185.84,"endTime":1186.0,"body":"in"},{"speaker":"SPEAKER_02","startTime":1186.0,"endTime":1186.4,"body":"20"},{"speaker":"SPEAKER_02","startTime":1186.4,"endTime":1186.72,"body":"years,"},{"speaker":"SPEAKER_02","startTime":1186.96,"endTime":1187.28,"body":"it"},{"speaker":"SPEAKER_02","startTime":1187.28,"endTime":1187.52,"body":"could"},{"speaker":"SPEAKER_02","startTime":1187.52,"endTime":1188.16,"body":"happen."},{"speaker":"SPEAKER_02","startTime":1188.48,"endTime":1188.72,"body":"So"},{"speaker":"SPEAKER_02","startTime":1188.8,"endTime":1189.12,"body":"I"},{"speaker":"SPEAKER_02","startTime":1189.12,"endTime":1189.36,"body":"put"},{"speaker":"SPEAKER_02","startTime":1189.36,"endTime":1189.52,"body":"all"},{"speaker":"SPEAKER_02","startTime":1189.52,"endTime":1189.76,"body":"that"},{"speaker":"SPEAKER_02","startTime":1189.76,"endTime":1190.16,"body":"money"},{"speaker":"SPEAKER_02","startTime":1190.16,"endTime":1190.48,"body":"into"},{"speaker":"SPEAKER_02","startTime":1190.48,"endTime":1191.44,"body":"CDs."},{"speaker":"SPEAKER_02","startTime":1192.0,"endTime":1192.24,"body":"A"},{"speaker":"SPEAKER_02","startTime":1192.24,"endTime":1192.56,"body":"few"},{"speaker":"SPEAKER_02","startTime":1192.56,"endTime":1192.8,"body":"months"},{"speaker":"SPEAKER_02","startTime":1192.8,"endTime":1193.12,"body":"later,"},{"speaker":"SPEAKER_02","startTime":1193.2,"endTime":1193.44,"body":"the"},{"speaker":"SPEAKER_02","startTime":1193.44,"endTime":1193.92,"body":"auction"},{"speaker":"SPEAKER_02","startTime":1193.92,"endTime":1194.32,"body":"rate"},{"speaker":"SPEAKER_02","startTime":1194.32,"endTime":1194.56,"body":"note"},{"speaker":"SPEAKER_02","startTime":1194.88,"endTime":1195.2,"body":"market"},{"speaker":"SPEAKER_02","startTime":1195.36,"endTime":1196.48,"body":"collapsed."},{"speaker":"SPEAKER_02","startTime":1196.8,"endTime":1197.04,"body":"And"},{"speaker":"SPEAKER_02","startTime":1197.04,"endTime":1197.28,"body":"I"},{"speaker":"SPEAKER_02","startTime":1197.28,"endTime":1197.52,"body":"mean"},{"speaker":"SPEAKER_02","startTime":1197.68,"endTime":1198.56,"body":"collapsed."},{"speaker":"SPEAKER_02","startTime":1198.8,"endTime":1198.96,"body":"It"},{"speaker":"SPEAKER_02","startTime":1198.96,"endTime":1199.2,"body":"was"},{"speaker":"SPEAKER_02","startTime":1199.2,"endTime":1199.36,"body":"a"},{"speaker":"SPEAKER_02","startTime":1199.36,"endTime":1200.32,"body":"disaster."},{"speaker":"SPEAKER_02","startTime":1200.56,"endTime":1200.8,"body":"I"},{"speaker":"SPEAKER_02","startTime":1200.8,"endTime":1201.12,"body":"don't"},{"speaker":"SPEAKER_02","startTime":1201.12,"endTime":1201.2,"body":"want"},{"speaker":"SPEAKER_02","startTime":1201.2,"endTime":1201.36,"body":"to"},{"speaker":"SPEAKER_02","startTime":1201.36,"endTime":1201.68,"body":"own"},{"speaker":"SPEAKER_02","startTime":1201.68,"endTime":1202.08,"body":"anything"},{"speaker":"SPEAKER_02","startTime":1202.08,"endTime":1202.32,"body":"that"},{"speaker":"SPEAKER_02","startTime":1202.32,"endTime":1202.56,"body":"is"},{"speaker":"SPEAKER_02","startTime":1202.56,"endTime":1202.72,"body":"in"},{"speaker":"SPEAKER_02","startTime":1202.72,"endTime":1203.04,"body":"a"},{"speaker":"SPEAKER_02","startTime":1203.04,"endTime":1203.28,"body":"market"},{"speaker":"SPEAKER_02","startTime":1203.28,"endTime":1203.52,"body":"that"},{"speaker":"SPEAKER_02","startTime":1203.52,"endTime":1203.68,"body":"I"},{"speaker":"SPEAKER_02","startTime":1203.68,"endTime":1204.0,"body":"don't"},{"speaker":"SPEAKER_02","startTime":1204.0,"endTime":1204.56,"body":"fully"},{"speaker":"SPEAKER_02","startTime":1204.56,"endTime":1205.12,"body":"understand"},{"speaker":"SPEAKER_02","startTime":1205.12,"endTime":1205.36,"body":"or"},{"speaker":"SPEAKER_02","startTime":1205.36,"endTime":1206.0,"body":"grasp"},{"speaker":"SPEAKER_02","startTime":1206.08,"endTime":1206.4,"body":"or"},{"speaker":"SPEAKER_02","startTime":1206.48,"endTime":1206.8,"body":"or"},{"speaker":"SPEAKER_02","startTime":1206.8,"endTime":1207.04,"body":"where"},{"speaker":"SPEAKER_02","startTime":1207.04,"endTime":1207.28,"body":"there"},{"speaker":"SPEAKER_02","startTime":1207.28,"endTime":1207.44,"body":"is"},{"speaker":"SPEAKER_02","startTime":1207.44,"endTime":1207.68,"body":"this"},{"speaker":"SPEAKER_02","startTime":1207.68,"endTime":1208.56,"body":"counterparty"},{"speaker":"SPEAKER_02","startTime":1208.56,"endTime":1209.04,"body":"risk."},{"speaker":"SPEAKER_02","startTime":1209.28,"endTime":1209.44,"body":"I"},{"speaker":"SPEAKER_02","startTime":1209.44,"endTime":1209.68,"body":"don't"},{"speaker":"SPEAKER_02","startTime":1209.68,"endTime":1209.84,"body":"want"},{"speaker":"SPEAKER_02","startTime":1209.84,"endTime":1210.0,"body":"it."},{"speaker":"SPEAKER_02","startTime":1210.08,"endTime":1210.24,"body":"And"},{"speaker":"SPEAKER_02","startTime":1210.24,"endTime":1210.4,"body":"what"},{"speaker":"SPEAKER_02","startTime":1210.4,"endTime":1211.12,"body":"counterparty"},{"speaker":"SPEAKER_02","startTime":1211.12,"endTime":1211.44,"body":"risk"},{"speaker":"SPEAKER_02","startTime":1211.44,"endTime":1211.76,"body":"means,"},{"speaker":"SPEAKER_02","startTime":1211.84,"endTime":1212.16,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1212.16,"endTime":1212.32,"body":"really"},{"speaker":"SPEAKER_02","startTime":1212.32,"endTime":1212.64,"body":"simple."},{"speaker":"SPEAKER_02","startTime":1212.72,"endTime":1212.88,"body":"It"},{"speaker":"SPEAKER_02","startTime":1212.88,"endTime":1213.36,"body":"means"},{"speaker":"SPEAKER_02","startTime":1213.36,"endTime":1213.68,"body":"you"},{"speaker":"SPEAKER_02","startTime":1213.68,"endTime":1214.0,"body":"enter"},{"speaker":"SPEAKER_02","startTime":1214.0,"endTime":1214.08,"body":"an"},{"speaker":"SPEAKER_02","startTime":1214.08,"endTime":1214.32,"body":"agreement"},{"speaker":"SPEAKER_02","startTime":1214.48,"endTime":1214.72,"body":"into"},{"speaker":"SPEAKER_02","startTime":1214.72,"endTime":1214.8,"body":"an"},{"speaker":"SPEAKER_02","startTime":1214.8,"endTime":1215.12,"body":"agreement"},{"speaker":"SPEAKER_02","startTime":1215.12,"endTime":1215.28,"body":"with"},{"speaker":"SPEAKER_02","startTime":1215.28,"endTime":1215.6,"body":"somebody"},{"speaker":"SPEAKER_02","startTime":1215.6,"endTime":1215.76,"body":"to"},{"speaker":"SPEAKER_02","startTime":1215.76,"endTime":1215.92,"body":"do"},{"speaker":"SPEAKER_02","startTime":1215.92,"endTime":1216.24,"body":"something,"},{"speaker":"SPEAKER_02","startTime":1216.32,"endTime":1216.56,"body":"they"},{"speaker":"SPEAKER_02","startTime":1216.56,"endTime":1216.8,"body":"they"},{"speaker":"SPEAKER_02","startTime":1216.8,"endTime":1217.12,"body":"agree"},{"speaker":"SPEAKER_02","startTime":1217.12,"endTime":1217.28,"body":"to"},{"speaker":"SPEAKER_02","startTime":1217.28,"endTime":1217.6,"body":"give"},{"speaker":"SPEAKER_02","startTime":1217.6,"endTime":1217.84,"body":"you"},{"speaker":"SPEAKER_02","startTime":1217.84,"endTime":1218.0,"body":"this"},{"speaker":"SPEAKER_02","startTime":1218.0,"endTime":1218.48,"body":"return"},{"speaker":"SPEAKER_02","startTime":1218.48,"endTime":1218.8,"body":"on"},{"speaker":"SPEAKER_02","startTime":1218.8,"endTime":1219.04,"body":"these"},{"speaker":"SPEAKER_02","startTime":1219.04,"endTime":1219.6,"body":"things,"},{"speaker":"SPEAKER_02","startTime":1219.84,"endTime":1220.16,"body":"and"},{"speaker":"SPEAKER_02","startTime":1220.16,"endTime":1220.4,"body":"then"},{"speaker":"SPEAKER_02","startTime":1220.4,"endTime":1220.64,"body":"for"},{"speaker":"SPEAKER_02","startTime":1220.64,"endTime":1220.8,"body":"some"},{"speaker":"SPEAKER_02","startTime":1220.8,"endTime":1221.12,"body":"reason"},{"speaker":"SPEAKER_02","startTime":1221.2,"endTime":1221.44,"body":"the"},{"speaker":"SPEAKER_02","startTime":1221.44,"endTime":1221.68,"body":"market"},{"speaker":"SPEAKER_02","startTime":1221.68,"endTime":1221.92,"body":"doesn't"},{"speaker":"SPEAKER_02","startTime":1221.92,"endTime":1222.48,"body":"cooperate"},{"speaker":"SPEAKER_02","startTime":1222.48,"endTime":1222.64,"body":"with"},{"speaker":"SPEAKER_02","startTime":1222.64,"endTime":1222.8,"body":"what"},{"speaker":"SPEAKER_02","startTime":1222.8,"endTime":1222.96,"body":"they"},{"speaker":"SPEAKER_02","startTime":1222.96,"endTime":1223.2,"body":"wanted"},{"speaker":"SPEAKER_02","startTime":1223.28,"endTime":1223.44,"body":"and"},{"speaker":"SPEAKER_02","startTime":1223.44,"endTime":1223.68,"body":"they"},{"speaker":"SPEAKER_02","startTime":1223.68,"endTime":1224.0,"body":"back"},{"speaker":"SPEAKER_02","startTime":1224.0,"endTime":1224.32,"body":"out."},{"speaker":"SPEAKER_02","startTime":1225.28,"endTime":1225.52,"body":"And"},{"speaker":"SPEAKER_02","startTime":1225.52,"endTime":1225.76,"body":"then"},{"speaker":"SPEAKER_02","startTime":1225.76,"endTime":1226.08,"body":"your"},{"speaker":"SPEAKER_02","startTime":1226.08,"endTime":1226.4,"body":"fund"},{"speaker":"SPEAKER_02","startTime":1226.4,"endTime":1226.64,"body":"goes"},{"speaker":"SPEAKER_02","startTime":1226.64,"endTime":1226.88,"body":"to"},{"speaker":"SPEAKER_02","startTime":1226.88,"endTime":1227.2,"body":"zero,"},{"speaker":"SPEAKER_02","startTime":1227.44,"endTime":1227.84,"body":"possibly."},{"speaker":"SPEAKER_02","startTime":1228.56,"endTime":1228.8,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":1229.04,"endTime":1229.36,"body":"zero"},{"speaker":"SPEAKER_02","startTime":1229.68,"endTime":1229.92,"body":"not"},{"speaker":"SPEAKER_02","startTime":1230.08,"endTime":1230.56,"body":"zero,"},{"speaker":"SPEAKER_02","startTime":1230.64,"endTime":1230.8,"body":"but"},{"speaker":"SPEAKER_02","startTime":1230.8,"endTime":1231.04,"body":"a"},{"speaker":"SPEAKER_02","startTime":1231.04,"endTime":1231.44,"body":"major"},{"speaker":"SPEAKER_02","startTime":1231.44,"endTime":1231.84,"body":"loss,"},{"speaker":"SPEAKER_02","startTime":1232.08,"endTime":1232.64,"body":"possibly."},{"speaker":"SPEAKER_02","startTime":1232.8,"endTime":1232.96,"body":"And"},{"speaker":"SPEAKER_02","startTime":1232.96,"endTime":1233.2,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":1233.2,"endTime":1233.44,"body":"not"},{"speaker":"SPEAKER_02","startTime":1233.44,"endTime":1233.76,"body":"saying"},{"speaker":"SPEAKER_02","startTime":1233.76,"endTime":1234.32,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1234.32,"endTime":1234.96,"body":"likely."},{"speaker":"SPEAKER_02","startTime":1235.76,"endTime":1236.08,"body":"I"},{"speaker":"SPEAKER_02","startTime":1236.08,"endTime":1236.24,"body":"just"},{"speaker":"SPEAKER_02","startTime":1236.24,"endTime":1236.56,"body":"don't"},{"speaker":"SPEAKER_02","startTime":1236.56,"endTime":1236.72,"body":"want"},{"speaker":"SPEAKER_02","startTime":1236.72,"endTime":1236.96,"body":"that"},{"speaker":"SPEAKER_02","startTime":1236.96,"endTime":1237.52,"body":"uncertainty"},{"speaker":"SPEAKER_02","startTime":1237.68,"endTime":1237.84,"body":"when"},{"speaker":"SPEAKER_02","startTime":1237.84,"endTime":1238.08,"body":"I"},{"speaker":"SPEAKER_02","startTime":1238.08,"endTime":1238.4,"body":"can"},{"speaker":"SPEAKER_02","startTime":1238.4,"endTime":1238.72,"body":"get"},{"speaker":"SPEAKER_02","startTime":1238.72,"endTime":1238.96,"body":"a"},{"speaker":"SPEAKER_02","startTime":1238.96,"endTime":1239.36,"body":"high"},{"speaker":"SPEAKER_02","startTime":1239.36,"endTime":1239.92,"body":"degree"},{"speaker":"SPEAKER_02","startTime":1239.92,"endTime":1240.24,"body":"of"},{"speaker":"SPEAKER_02","startTime":1240.24,"endTime":1241.12,"body":"historic"},{"speaker":"SPEAKER_02","startTime":1241.12,"endTime":1242.08,"body":"comfort"},{"speaker":"SPEAKER_02","startTime":1242.4,"endTime":1242.72,"body":"from"},{"speaker":"SPEAKER_02","startTime":1242.72,"endTime":1243.28,"body":"owning"},{"speaker":"SPEAKER_02","startTime":1243.52,"endTime":1243.84,"body":"let's"},{"speaker":"SPEAKER_02","startTime":1243.84,"endTime":1244.0,"body":"not"},{"speaker":"SPEAKER_02","startTime":1244.0,"endTime":1244.32,"body":"own"},{"speaker":"SPEAKER_02","startTime":1244.32,"endTime":1244.88,"body":"BND."},{"speaker":"SPEAKER_02","startTime":1245.04,"endTime":1245.36,"body":"Let's"},{"speaker":"SPEAKER_02","startTime":1245.36,"endTime":1245.52,"body":"take"},{"speaker":"SPEAKER_02","startTime":1245.52,"endTime":1245.68,"body":"the"},{"speaker":"SPEAKER_02","startTime":1245.68,"endTime":1246.0,"body":"risk"},{"speaker":"SPEAKER_02","startTime":1246.0,"endTime":1246.32,"body":"totally"},{"speaker":"SPEAKER_02","startTime":1246.32,"endTime":1246.48,"body":"out"},{"speaker":"SPEAKER_02","startTime":1246.48,"endTime":1246.56,"body":"of"},{"speaker":"SPEAKER_02","startTime":1246.56,"endTime":1246.64,"body":"the"},{"speaker":"SPEAKER_02","startTime":1246.64,"endTime":1247.04,"body":"equation."},{"speaker":"SPEAKER_02","startTime":1247.12,"endTime":1247.28,"body":"Are"},{"speaker":"SPEAKER_02","startTime":1247.28,"endTime":1247.44,"body":"you"},{"speaker":"SPEAKER_02","startTime":1247.44,"endTime":1248.0,"body":"ready?"},{"speaker":"SPEAKER_02","startTime":1248.32,"endTime":1248.72,"body":"Build"},{"speaker":"SPEAKER_02","startTime":1248.72,"endTime":1248.8,"body":"a"},{"speaker":"SPEAKER_02","startTime":1248.8,"endTime":1249.36,"body":"five-year"},{"speaker":"SPEAKER_02","startTime":1249.36,"endTime":1249.68,"body":"ladder"},{"speaker":"SPEAKER_02","startTime":1249.68,"endTime":1249.84,"body":"of"},{"speaker":"SPEAKER_02","startTime":1249.84,"endTime":1250.48,"body":"CDs."},{"speaker":"SPEAKER_04","startTime":1250.88,"endTime":1251.12,"body":"Yeah."},{"speaker":"SPEAKER_04","startTime":1251.28,"endTime":1251.52,"body":"Well,"},{"speaker":"SPEAKER_04","startTime":1251.6,"endTime":1251.76,"body":"but"},{"speaker":"SPEAKER_04","startTime":1251.76,"endTime":1251.92,"body":"as"},{"speaker":"SPEAKER_04","startTime":1251.92,"endTime":1252.08,"body":"I"},{"speaker":"SPEAKER_04","startTime":1252.08,"endTime":1252.24,"body":"said,"},{"speaker":"SPEAKER_04","startTime":1252.32,"endTime":1252.48,"body":"I"},{"speaker":"SPEAKER_04","startTime":1252.48,"endTime":1252.72,"body":"don't"},{"speaker":"SPEAKER_04","startTime":1252.72,"endTime":1253.36,"body":"necessarily"},{"speaker":"SPEAKER_04","startTime":1253.36,"endTime":1253.6,"body":"want"},{"speaker":"SPEAKER_04","startTime":1253.6,"endTime":1253.84,"body":"or"},{"speaker":"SPEAKER_04","startTime":1253.84,"endTime":1254.08,"body":"need"},{"speaker":"SPEAKER_04","startTime":1254.08,"endTime":1254.16,"body":"the"},{"speaker":"SPEAKER_04","startTime":1254.16,"endTime":1254.4,"body":"income."},{"speaker":"SPEAKER_02","startTime":1255.12,"endTime":1255.36,"body":"Want"},{"speaker":"SPEAKER_02","startTime":1255.36,"endTime":1255.52,"body":"or"},{"speaker":"SPEAKER_02","startTime":1255.52,"endTime":1255.68,"body":"need"},{"speaker":"SPEAKER_02","startTime":1255.68,"endTime":1255.84,"body":"the"},{"speaker":"SPEAKER_02","startTime":1255.84,"endTime":1256.08,"body":"income."},{"speaker":"SPEAKER_02","startTime":1257.04,"endTime":1257.36,"body":"That's"},{"speaker":"SPEAKER_02","startTime":1257.36,"endTime":1257.52,"body":"a"},{"speaker":"SPEAKER_02","startTime":1257.52,"endTime":1257.84,"body":"tax"},{"speaker":"SPEAKER_02","startTime":1258.16,"endTime":1258.24,"body":"what"},{"speaker":"SPEAKER_02","startTime":1258.4,"endTime":1258.72,"body":"again,"},{"speaker":"SPEAKER_02","startTime":1258.8,"endTime":1259.04,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1259.04,"endTime":1259.28,"body":"the"},{"speaker":"SPEAKER_02","startTime":1259.28,"endTime":1259.6,"body":"tax"},{"speaker":"SPEAKER_02","startTime":1259.6,"endTime":1260.0,"body":"tail"},{"speaker":"SPEAKER_02","startTime":1260.16,"endTime":1260.72,"body":"wagging"},{"speaker":"SPEAKER_02","startTime":1260.72,"endTime":1260.96,"body":"the"},{"speaker":"SPEAKER_02","startTime":1260.96,"endTime":1261.28,"body":"dog."},{"speaker":"SPEAKER_02","startTime":1262.16,"endTime":1262.56,"body":"Maybe,"},{"speaker":"SPEAKER_02","startTime":1262.72,"endTime":1262.88,"body":"but"},{"speaker":"SPEAKER_02","startTime":1263.36,"endTime":1263.6,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":1263.92,"endTime":1264.16,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1264.16,"endTime":1264.48,"body":"talking"},{"speaker":"SPEAKER_02","startTime":1264.48,"endTime":1264.64,"body":"about"},{"speaker":"SPEAKER_02","startTime":1264.64,"endTime":1264.8,"body":"the"},{"speaker":"SPEAKER_02","startTime":1264.8,"endTime":1265.2,"body":"difference"},{"speaker":"SPEAKER_02","startTime":1265.2,"endTime":1265.6,"body":"between"},{"speaker":"SPEAKER_02","startTime":1265.6,"endTime":1265.92,"body":"maybe"},{"speaker":"SPEAKER_02","startTime":1265.92,"endTime":1266.08,"body":"a"},{"speaker":"SPEAKER_02","startTime":1266.08,"endTime":1266.64,"body":"twenty-five"},{"speaker":"SPEAKER_02","startTime":1266.64,"endTime":1267.04,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1267.04,"endTime":1267.36,"body":"tax"},{"speaker":"SPEAKER_02","startTime":1267.52,"endTime":1267.76,"body":"and"},{"speaker":"SPEAKER_02","startTime":1267.76,"endTime":1267.92,"body":"a"},{"speaker":"SPEAKER_02","startTime":1267.92,"endTime":1268.32,"body":"fifteen"},{"speaker":"SPEAKER_02","startTime":1268.48,"endTime":1268.64,"body":"or"},{"speaker":"SPEAKER_02","startTime":1268.64,"endTime":1268.8,"body":"a"},{"speaker":"SPEAKER_02","startTime":1268.8,"endTime":1269.2,"body":"twelve."},{"speaker":"SPEAKER_02","startTime":1269.68,"endTime":1269.92,"body":"But"},{"speaker":"SPEAKER_02","startTime":1269.92,"endTime":1270.24,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1270.24,"endTime":1270.32,"body":"a"},{"speaker":"SPEAKER_02","startTime":1270.32,"endTime":1270.64,"body":"tax."},{"speaker":"SPEAKER_02","startTime":1270.72,"endTime":1271.04,"body":"That's"},{"speaker":"SPEAKER_02","startTime":1271.04,"endTime":1271.2,"body":"only"},{"speaker":"SPEAKER_02","startTime":1271.2,"endTime":1271.28,"body":"a"},{"speaker":"SPEAKER_02","startTime":1271.28,"endTime":1271.68,"body":"portion"},{"speaker":"SPEAKER_02","startTime":1271.68,"endTime":1271.76,"body":"of"},{"speaker":"SPEAKER_02","startTime":1271.76,"endTime":1272.0,"body":"the"},{"speaker":"SPEAKER_02","startTime":1272.0,"endTime":1272.56,"body":"return"},{"speaker":"SPEAKER_02","startTime":1272.88,"endTime":1273.2,"body":"that"},{"speaker":"SPEAKER_02","startTime":1273.2,"endTime":1273.44,"body":"goes"},{"speaker":"SPEAKER_02","startTime":1273.44,"endTime":1273.6,"body":"to"},{"speaker":"SPEAKER_02","startTime":1273.6,"endTime":1273.68,"body":"the"},{"speaker":"SPEAKER_02","startTime":1273.68,"endTime":1274.0,"body":"government."},{"speaker":"SPEAKER_02","startTime":1274.4,"endTime":1274.56,"body":"The"},{"speaker":"SPEAKER_02","startTime":1274.56,"endTime":1274.72,"body":"other"},{"speaker":"SPEAKER_02","startTime":1274.72,"endTime":1274.88,"body":"thing"},{"speaker":"SPEAKER_02","startTime":1274.88,"endTime":1275.04,"body":"you"},{"speaker":"SPEAKER_02","startTime":1275.04,"endTime":1275.2,"body":"could"},{"speaker":"SPEAKER_02","startTime":1275.2,"endTime":1275.28,"body":"do"},{"speaker":"SPEAKER_02","startTime":1275.28,"endTime":1275.44,"body":"is"},{"speaker":"SPEAKER_02","startTime":1275.44,"endTime":1275.68,"body":"build"},{"speaker":"SPEAKER_02","startTime":1275.68,"endTime":1275.76,"body":"a"},{"speaker":"SPEAKER_02","startTime":1275.76,"endTime":1276.16,"body":"ladder"},{"speaker":"SPEAKER_02","startTime":1276.16,"endTime":1276.24,"body":"of"},{"speaker":"SPEAKER_02","startTime":1276.24,"endTime":1276.8,"body":"municipal"},{"speaker":"SPEAKER_02","startTime":1276.8,"endTime":1277.28,"body":"bonds."},{"speaker":"SPEAKER_02","startTime":1277.6,"endTime":1278.0,"body":"That's"},{"speaker":"SPEAKER_02","startTime":1278.0,"endTime":1278.24,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1278.24,"endTime":1278.48,"body":"give"},{"speaker":"SPEAKER_02","startTime":1278.48,"endTime":1278.64,"body":"you"},{"speaker":"SPEAKER_02","startTime":1278.64,"endTime":1278.8,"body":"a"},{"speaker":"SPEAKER_02","startTime":1278.8,"endTime":1279.36,"body":"realistic"},{"speaker":"SPEAKER_02","startTime":1279.36,"endTime":1280.0,"body":"tax-free"},{"speaker":"SPEAKER_02","startTime":1280.0,"endTime":1280.48,"body":"yield."},{"speaker":"SPEAKER_02","startTime":1280.72,"endTime":1281.6,"body":"Realistic."},{"speaker":"SPEAKER_02","startTime":1281.76,"endTime":1282.08,"body":"These"},{"speaker":"SPEAKER_02","startTime":1282.16,"endTime":1282.32,"body":"I"},{"speaker":"SPEAKER_02","startTime":1282.32,"endTime":1282.64,"body":"believe"},{"speaker":"SPEAKER_02","startTime":1282.8,"endTime":1283.04,"body":"are"},{"speaker":"SPEAKER_02","startTime":1283.04,"endTime":1283.84,"body":"unrealistic."},{"speaker":"SPEAKER_02","startTime":1284.0,"endTime":1284.32,"body":"The"},{"speaker":"SPEAKER_02","startTime":1284.32,"endTime":1285.28,"body":"expectations"},{"speaker":"SPEAKER_02","startTime":1285.52,"endTime":1285.84,"body":"are"},{"speaker":"SPEAKER_02","startTime":1285.84,"endTime":1286.16,"body":"set"},{"speaker":"SPEAKER_02","startTime":1286.16,"endTime":1286.56,"body":"high"},{"speaker":"SPEAKER_02","startTime":1286.56,"endTime":1286.8,"body":"because"},{"speaker":"SPEAKER_02","startTime":1286.8,"endTime":1287.04,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1287.04,"endTime":1287.36,"body":"trying"},{"speaker":"SPEAKER_02","startTime":1287.36,"endTime":1287.6,"body":"to"},{"speaker":"SPEAKER_02","startTime":1287.6,"endTime":1287.92,"body":"sell"},{"speaker":"SPEAKER_02","startTime":1287.92,"endTime":1288.32,"body":"something."},{"speaker":"unknown","startTime":1288.56,"endTime":1288.64,"body":"All"},{"speaker":"unknown","startTime":1288.64,"endTime":1288.72,"body":"right."},{"speaker":"SPEAKER_02","startTime":1289.12,"endTime":1289.36,"body":"It's"},{"speaker":"SPEAKER_02","startTime":1289.36,"endTime":1289.44,"body":"a"},{"speaker":"SPEAKER_02","startTime":1289.44,"endTime":1289.92,"body":"concern"},{"speaker":"SPEAKER_02","startTime":1289.92,"endTime":1290.08,"body":"I"},{"speaker":"SPEAKER_02","startTime":1290.08,"endTime":1290.4,"body":"cannot"},{"speaker":"SPEAKER_02","startTime":1290.72,"endTime":1291.04,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1291.04,"endTime":1291.12,"body":"a"},{"speaker":"SPEAKER_02","startTime":1291.12,"endTime":1291.6,"body":"concern"},{"speaker":"SPEAKER_02","startTime":1291.6,"endTime":1291.84,"body":"I"},{"speaker":"SPEAKER_02","startTime":1291.84,"endTime":1292.4,"body":"cannot"},{"speaker":"SPEAKER_02","startTime":1292.4,"endTime":1293.04,"body":"prove,"},{"speaker":"SPEAKER_02","startTime":1293.36,"endTime":1293.6,"body":"but"},{"speaker":"SPEAKER_02","startTime":1293.6,"endTime":1293.92,"body":"I"},{"speaker":"SPEAKER_02","startTime":1293.92,"endTime":1294.08,"body":"have"},{"speaker":"SPEAKER_02","startTime":1294.16,"endTime":1294.4,"body":"over"},{"speaker":"SPEAKER_02","startTime":1294.4,"endTime":1294.72,"body":"the"},{"speaker":"SPEAKER_02","startTime":1294.72,"endTime":1294.96,"body":"past"},{"speaker":"SPEAKER_02","startTime":1295.52,"endTime":1295.68,"body":"how"},{"speaker":"SPEAKER_02","startTime":1295.68,"endTime":1295.92,"body":"long"},{"speaker":"SPEAKER_02","startTime":1295.92,"endTime":1296.08,"body":"have"},{"speaker":"SPEAKER_02","startTime":1296.08,"endTime":1296.16,"body":"I"},{"speaker":"SPEAKER_02","startTime":1296.16,"endTime":1296.32,"body":"been"},{"speaker":"SPEAKER_02","startTime":1296.32,"endTime":1296.4,"body":"in"},{"speaker":"SPEAKER_02","startTime":1296.4,"endTime":1296.48,"body":"this"},{"speaker":"SPEAKER_02","startTime":1296.48,"endTime":1296.72,"body":"business?"},{"speaker":"SPEAKER_02","startTime":1296.88,"endTime":1297.28,"body":"Forty"},{"speaker":"SPEAKER_02","startTime":1297.28,"endTime":1297.68,"body":"years?"},{"speaker":"SPEAKER_02","startTime":1298.48,"endTime":1298.88,"body":"I've"},{"speaker":"SPEAKER_02","startTime":1298.88,"endTime":1299.12,"body":"seen"},{"speaker":"SPEAKER_02","startTime":1299.12,"endTime":1299.28,"body":"all"},{"speaker":"SPEAKER_02","startTime":1299.28,"endTime":1299.52,"body":"kinds"},{"speaker":"SPEAKER_02","startTime":1299.52,"endTime":1299.6,"body":"of"},{"speaker":"SPEAKER_02","startTime":1299.6,"endTime":1299.92,"body":"things"},{"speaker":"SPEAKER_02","startTime":1299.92,"endTime":1300.16,"body":"that"},{"speaker":"SPEAKER_02","startTime":1300.16,"endTime":1300.4,"body":"I"},{"speaker":"SPEAKER_02","startTime":1300.4,"endTime":1300.56,"body":"had"},{"speaker":"SPEAKER_02","startTime":1300.56,"endTime":1300.88,"body":"bad,"},{"speaker":"SPEAKER_02","startTime":1301.04,"endTime":1301.76,"body":"terrible"},{"speaker":"SPEAKER_02","startTime":1301.76,"endTime":1302.4,"body":"feelings"},{"speaker":"SPEAKER_02","startTime":1302.4,"endTime":1302.64,"body":"about"},{"speaker":"SPEAKER_02","startTime":1302.8,"endTime":1303.04,"body":"because"},{"speaker":"SPEAKER_02","startTime":1303.04,"endTime":1303.2,"body":"of"},{"speaker":"SPEAKER_02","startTime":1303.2,"endTime":1303.44,"body":"their"},{"speaker":"SPEAKER_02","startTime":1303.44,"endTime":1304.24,"body":"complexity"},{"speaker":"SPEAKER_02","startTime":1304.48,"endTime":1304.8,"body":"fall"},{"speaker":"SPEAKER_02","startTime":1304.8,"endTime":1305.04,"body":"apart."},{"speaker":"SPEAKER_02","startTime":1305.2,"endTime":1306.0,"body":"Collateralized"},{"speaker":"SPEAKER_02","startTime":1306.0,"endTime":1306.4,"body":"mortgage"},{"speaker":"SPEAKER_02","startTime":1306.4,"endTime":1306.8,"body":"obligations,"},{"speaker":"SPEAKER_02","startTime":1306.96,"endTime":1307.68,"body":"collateralized"},{"speaker":"SPEAKER_02","startTime":1307.68,"endTime":1308.0,"body":"debt"},{"speaker":"SPEAKER_02","startTime":1308.0,"endTime":1308.4,"body":"obligations,"},{"speaker":"SPEAKER_02","startTime":1308.64,"endTime":1309.12,"body":"auction"},{"speaker":"SPEAKER_02","startTime":1309.12,"endTime":1309.44,"body":"rate"},{"speaker":"SPEAKER_02","startTime":1309.44,"endTime":1309.84,"body":"notes."},{"speaker":"SPEAKER_02","startTime":1310.0,"endTime":1310.16,"body":"All"},{"speaker":"SPEAKER_02","startTime":1310.16,"endTime":1310.32,"body":"of"},{"speaker":"SPEAKER_02","startTime":1310.32,"endTime":1310.56,"body":"these"},{"speaker":"SPEAKER_02","startTime":1310.56,"endTime":1311.12,"body":"things"},{"speaker":"SPEAKER_02","startTime":1311.12,"endTime":1311.44,"body":"had"},{"speaker":"SPEAKER_02","startTime":1311.76,"endTime":1312.4,"body":"almost"},{"speaker":"SPEAKER_02","startTime":1312.4,"endTime":1312.96,"body":"certainty"},{"speaker":"SPEAKER_02","startTime":1312.96,"endTime":1313.12,"body":"of"},{"speaker":"SPEAKER_02","startTime":1313.12,"endTime":1313.52,"body":"giving"},{"speaker":"SPEAKER_02","startTime":1313.52,"endTime":1313.68,"body":"you"},{"speaker":"SPEAKER_02","startTime":1313.68,"endTime":1313.84,"body":"a"},{"speaker":"SPEAKER_02","startTime":1313.84,"endTime":1314.24,"body":"slightly"},{"speaker":"SPEAKER_02","startTime":1314.24,"endTime":1314.8,"body":"higher"},{"speaker":"SPEAKER_02","startTime":1314.8,"endTime":1315.44,"body":"return"},{"speaker":"SPEAKER_02","startTime":1316.32,"endTime":1316.64,"body":"with"},{"speaker":"SPEAKER_02","startTime":1316.96,"endTime":1317.28,"body":"no"},{"speaker":"SPEAKER_02","startTime":1317.28,"endTime":1317.76,"body":"risk."},{"speaker":"SPEAKER_02","startTime":1317.92,"endTime":1318.16,"body":"And"},{"speaker":"SPEAKER_02","startTime":1318.16,"endTime":1318.32,"body":"it"},{"speaker":"SPEAKER_02","startTime":1318.32,"endTime":1318.64,"body":"turns"},{"speaker":"SPEAKER_02","startTime":1318.64,"endTime":1318.8,"body":"out"},{"speaker":"SPEAKER_02","startTime":1318.8,"endTime":1319.04,"body":"the"},{"speaker":"SPEAKER_02","startTime":1319.04,"endTime":1319.36,"body":"risk"},{"speaker":"SPEAKER_02","startTime":1320.24,"endTime":1320.64,"body":"Wasn't"},{"speaker":"SPEAKER_02","startTime":1320.64,"endTime":1321.2,"body":"obvious"},{"speaker":"SPEAKER_02","startTime":1321.2,"endTime":1321.68,"body":"until"},{"speaker":"SPEAKER_02","startTime":1321.68,"endTime":1321.92,"body":"it"},{"speaker":"SPEAKER_02","startTime":1321.92,"endTime":1322.08,"body":"was."},{"speaker":"SPEAKER_04","startTime":1322.56,"endTime":1322.8,"body":"The"},{"speaker":"SPEAKER_04","startTime":1322.8,"endTime":1323.04,"body":"other"},{"speaker":"SPEAKER_04","startTime":1323.04,"endTime":1323.44,"body":"thing"},{"speaker":"SPEAKER_04","startTime":1323.44,"endTime":1323.6,"body":"is"},{"speaker":"SPEAKER_04","startTime":1323.92,"endTime":1324.24,"body":"these"},{"speaker":"SPEAKER_04","startTime":1324.4,"endTime":1324.88,"body":"kinds"},{"speaker":"SPEAKER_04","startTime":1324.88,"endTime":1325.12,"body":"of"},{"speaker":"SPEAKER_04","startTime":1325.12,"endTime":1325.52,"body":"funds"},{"speaker":"SPEAKER_04","startTime":1325.52,"endTime":1325.92,"body":"don't"},{"speaker":"SPEAKER_04","startTime":1325.92,"endTime":1326.16,"body":"really"},{"speaker":"SPEAKER_04","startTime":1326.16,"endTime":1326.32,"body":"have"},{"speaker":"SPEAKER_04","startTime":1326.32,"endTime":1326.48,"body":"a"},{"speaker":"SPEAKER_04","startTime":1326.48,"endTime":1326.72,"body":"long"},{"speaker":"SPEAKER_04","startTime":1326.72,"endTime":1326.96,"body":"history."},{"speaker":"SPEAKER_02","startTime":1327.12,"endTime":1327.28,"body":"One"},{"speaker":"SPEAKER_02","startTime":1327.28,"endTime":1327.44,"body":"or"},{"speaker":"SPEAKER_02","startTime":1327.44,"endTime":1327.52,"body":"two"},{"speaker":"SPEAKER_02","startTime":1327.52,"endTime":1327.6,"body":"years"},{"speaker":"SPEAKER_02","startTime":1327.68,"endTime":1327.76,"body":"is"},{"speaker":"SPEAKER_02","startTime":1328.32,"endTime":1328.4,"body":"one"},{"speaker":"SPEAKER_02","startTime":1328.56,"endTime":1328.64,"body":"or"},{"speaker":"SPEAKER_02","startTime":1328.64,"endTime":1328.8,"body":"two"},{"speaker":"SPEAKER_02","startTime":1328.8,"endTime":1329.04,"body":"years,"},{"speaker":"SPEAKER_02","startTime":1329.12,"endTime":1329.28,"body":"yeah."},{"speaker":"SPEAKER_02","startTime":1329.44,"endTime":1329.6,"body":"And"},{"speaker":"SPEAKER_02","startTime":1329.76,"endTime":1329.92,"body":"oh,"},{"speaker":"SPEAKER_02","startTime":1330.0,"endTime":1330.24,"body":"and"},{"speaker":"SPEAKER_02","startTime":1330.24,"endTime":1330.4,"body":"I"},{"speaker":"SPEAKER_02","startTime":1330.4,"endTime":1330.72,"body":"forgot"},{"speaker":"SPEAKER_02","startTime":1330.72,"endTime":1330.88,"body":"to"},{"speaker":"SPEAKER_02","startTime":1330.88,"endTime":1331.2,"body":"mention"},{"speaker":"SPEAKER_02","startTime":1331.2,"endTime":1331.36,"body":"that"},{"speaker":"SPEAKER_02","startTime":1331.6,"endTime":1332.0,"body":"light"},{"speaker":"SPEAKER_02","startTime":1332.0,"endTime":1332.64,"body":"trading,"},{"speaker":"SPEAKER_02","startTime":1333.04,"endTime":1333.36,"body":"because"},{"speaker":"SPEAKER_02","startTime":1333.6,"endTime":1333.92,"body":"these"},{"speaker":"SPEAKER_02","startTime":1333.92,"endTime":1334.24,"body":"are"},{"speaker":"SPEAKER_02","startTime":1334.56,"endTime":1335.12,"body":"exchange"},{"speaker":"SPEAKER_02","startTime":1335.2,"endTime":1335.6,"body":"traded"},{"speaker":"SPEAKER_02","startTime":1335.6,"endTime":1335.84,"body":"funds,"},{"speaker":"SPEAKER_02","startTime":1336.0,"endTime":1336.32,"body":"they"},{"speaker":"SPEAKER_02","startTime":1336.32,"endTime":1336.8,"body":"trade"},{"speaker":"SPEAKER_02","startTime":1336.8,"endTime":1337.12,"body":"like"},{"speaker":"SPEAKER_02","startTime":1337.12,"endTime":1338.0,"body":"stocks,"},{"speaker":"SPEAKER_02","startTime":1338.32,"endTime":1338.64,"body":"the"},{"speaker":"SPEAKER_02","startTime":1338.64,"endTime":1338.88,"body":"bid"},{"speaker":"SPEAKER_02","startTime":1339.04,"endTime":1339.6,"body":"ask"},{"speaker":"SPEAKER_02","startTime":1339.6,"endTime":1340.24,"body":"spread"},{"speaker":"SPEAKER_02","startTime":1340.56,"endTime":1340.88,"body":"can"},{"speaker":"SPEAKER_02","startTime":1341.12,"endTime":1341.44,"body":"be"},{"speaker":"SPEAKER_02","startTime":1341.44,"endTime":1341.76,"body":"really"},{"speaker":"SPEAKER_02","startTime":1341.92,"endTime":1342.4,"body":"big."},{"speaker":"SPEAKER_02","startTime":1342.72,"endTime":1342.96,"body":"Which"},{"speaker":"SPEAKER_02","startTime":1342.96,"endTime":1343.2,"body":"means"},{"speaker":"SPEAKER_02","startTime":1343.2,"endTime":1343.44,"body":"you"},{"speaker":"SPEAKER_02","startTime":1343.44,"endTime":1343.6,"body":"can"},{"speaker":"SPEAKER_02","startTime":1343.6,"endTime":1344.0,"body":"pay"},{"speaker":"SPEAKER_02","startTime":1344.0,"endTime":1344.32,"body":"more"},{"speaker":"SPEAKER_02","startTime":1344.32,"endTime":1344.64,"body":"to"},{"speaker":"SPEAKER_02","startTime":1344.64,"endTime":1345.12,"body":"buy,"},{"speaker":"SPEAKER_02","startTime":1345.36,"endTime":1345.68,"body":"and"},{"speaker":"SPEAKER_02","startTime":1345.68,"endTime":1346.0,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1346.0,"endTime":1346.16,"body":"not"},{"speaker":"SPEAKER_02","startTime":1346.16,"endTime":1346.4,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1346.4,"endTime":1346.56,"body":"get"},{"speaker":"SPEAKER_02","startTime":1346.56,"endTime":1346.8,"body":"as"},{"speaker":"SPEAKER_02","startTime":1346.8,"endTime":1346.96,"body":"much"},{"speaker":"SPEAKER_02","startTime":1346.96,"endTime":1347.12,"body":"when"},{"speaker":"SPEAKER_02","startTime":1347.12,"endTime":1347.28,"body":"you"},{"speaker":"SPEAKER_02","startTime":1347.28,"endTime":1347.52,"body":"sell."},{"speaker":"SPEAKER_02","startTime":1347.68,"endTime":1347.92,"body":"I've"},{"speaker":"SPEAKER_02","startTime":1347.92,"endTime":1348.08,"body":"seen"},{"speaker":"SPEAKER_02","startTime":1348.08,"endTime":1348.16,"body":"some"},{"speaker":"SPEAKER_02","startTime":1348.16,"endTime":1348.32,"body":"big"},{"speaker":"SPEAKER_02","startTime":1348.32,"endTime":1348.64,"body":"spreads"},{"speaker":"SPEAKER_02","startTime":1348.64,"endTime":1348.72,"body":"in"},{"speaker":"SPEAKER_02","startTime":1348.8,"endTime":1348.88,"body":"the"},{"speaker":"SPEAKER_02","startTime":1349.84,"endTime":1350.08,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":1350.16,"endTime":1350.4,"body":"and"},{"speaker":"SPEAKER_02","startTime":1350.4,"endTime":1350.56,"body":"and"},{"speaker":"SPEAKER_02","startTime":1350.56,"endTime":1350.8,"body":"again,"},{"speaker":"SPEAKER_02","startTime":1350.88,"endTime":1351.12,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1351.12,"endTime":1351.2,"body":"a"},{"speaker":"SPEAKER_02","startTime":1351.28,"endTime":1351.6,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1351.6,"endTime":1351.76,"body":"a"},{"speaker":"SPEAKER_02","startTime":1351.76,"endTime":1352.24,"body":"risk"},{"speaker":"SPEAKER_02","startTime":1352.24,"endTime":1352.56,"body":"that"},{"speaker":"SPEAKER_02","startTime":1352.56,"endTime":1352.88,"body":"is"},{"speaker":"SPEAKER_02","startTime":1353.36,"endTime":1354.24,"body":"uncertain."},{"speaker":"SPEAKER_02","startTime":1354.96,"endTime":1355.12,"body":"I"},{"speaker":"SPEAKER_02","startTime":1355.12,"endTime":1355.44,"body":"don't"},{"speaker":"SPEAKER_02","startTime":1355.44,"endTime":1355.6,"body":"see"},{"speaker":"SPEAKER_02","startTime":1355.6,"endTime":1355.76,"body":"what"},{"speaker":"SPEAKER_02","startTime":1355.76,"endTime":1355.84,"body":"the"},{"speaker":"SPEAKER_02","startTime":1355.84,"endTime":1356.08,"body":"point"},{"speaker":"SPEAKER_02","startTime":1356.08,"endTime":1356.16,"body":"is."},{"speaker":"SPEAKER_02","startTime":1356.56,"endTime":1356.8,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":1356.8,"endTime":1356.88,"body":"not"},{"speaker":"SPEAKER_02","startTime":1356.88,"endTime":1357.28,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1357.36,"endTime":1357.52,"body":"I"},{"speaker":"SPEAKER_02","startTime":1357.52,"endTime":1357.76,"body":"gotta"},{"speaker":"SPEAKER_02","startTime":1357.76,"endTime":1357.84,"body":"tell"},{"speaker":"SPEAKER_02","startTime":1357.84,"endTime":1358.0,"body":"you,"},{"speaker":"SPEAKER_02","startTime":1358.08,"endTime":1358.24,"body":"I"},{"speaker":"SPEAKER_02","startTime":1358.24,"endTime":1358.4,"body":"would"},{"speaker":"SPEAKER_02","startTime":1358.4,"endTime":1358.64,"body":"never"},{"speaker":"SPEAKER_02","startTime":1358.64,"endTime":1359.2,"body":"suggest"},{"speaker":"SPEAKER_02","startTime":1359.2,"endTime":1359.36,"body":"it"},{"speaker":"SPEAKER_02","startTime":1359.36,"endTime":1359.6,"body":"to"},{"speaker":"SPEAKER_02","startTime":1359.6,"endTime":1359.84,"body":"our"},{"speaker":"SPEAKER_02","startTime":1359.84,"endTime":1360.32,"body":"general"},{"speaker":"SPEAKER_02","startTime":1360.32,"endTime":1360.88,"body":"podcast"},{"speaker":"SPEAKER_02","startTime":1360.88,"endTime":1361.36,"body":"audience"},{"speaker":"SPEAKER_02","startTime":1361.6,"endTime":1361.92,"body":"ever."},{"speaker":"SPEAKER_04","startTime":1362.64,"endTime":1362.96,"body":"Okie"},{"speaker":"SPEAKER_04","startTime":1363.12,"endTime":1363.52,"body":"dokie."},{"speaker":"SPEAKER_04","startTime":1363.76,"endTime":1363.84,"body":"Okay,"},{"speaker":"SPEAKER_04","startTime":1364.0,"endTime":1364.08,"body":"sir."},{"speaker":"SPEAKER_02","startTime":1364.4,"endTime":1364.56,"body":"Thanks"},{"speaker":"SPEAKER_02","startTime":1364.56,"endTime":1364.64,"body":"for"},{"speaker":"SPEAKER_02","startTime":1364.64,"endTime":1364.8,"body":"your"},{"speaker":"SPEAKER_02","startTime":1364.8,"endTime":1365.12,"body":"opinion."},{"speaker":"SPEAKER_02","startTime":1365.2,"endTime":1365.36,"body":"That's"},{"speaker":"SPEAKER_02","startTime":1365.36,"endTime":1365.6,"body":"why"},{"speaker":"SPEAKER_02","startTime":1365.6,"endTime":1365.68,"body":"I"},{"speaker":"SPEAKER_02","startTime":1365.68,"endTime":1365.92,"body":"called."},{"speaker":"SPEAKER_02","startTime":1366.32,"endTime":1366.64,"body":"Dan,"},{"speaker":"SPEAKER_02","startTime":1366.72,"endTime":1366.96,"body":"we"},{"speaker":"SPEAKER_02","startTime":1366.96,"endTime":1367.6,"body":"appreciate"},{"speaker":"SPEAKER_02","startTime":1367.6,"endTime":1367.76,"body":"you"},{"speaker":"SPEAKER_02","startTime":1367.76,"endTime":1368.4,"body":"listening"},{"speaker":"SPEAKER_02","startTime":1368.48,"endTime":1368.8,"body":"and"},{"speaker":"SPEAKER_02","startTime":1368.8,"endTime":1368.96,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1369.12,"endTime":1369.6,"body":"enjoy"},{"speaker":"SPEAKER_02","startTime":1369.6,"endTime":1369.84,"body":"the"},{"speaker":"SPEAKER_02","startTime":1369.84,"endTime":1370.0,"body":"rest"},{"speaker":"SPEAKER_02","startTime":1370.0,"endTime":1370.16,"body":"of"},{"speaker":"SPEAKER_02","startTime":1370.16,"endTime":1370.32,"body":"your"},{"speaker":"SPEAKER_02","startTime":1370.32,"endTime":1370.56,"body":"week."},{"speaker":"SPEAKER_02","startTime":1370.64,"endTime":1370.96,"body":"Take"},{"speaker":"SPEAKER_02","startTime":1370.96,"endTime":1371.12,"body":"care."},{"speaker":"SPEAKER_02","startTime":1371.36,"endTime":1371.52,"body":"But"},{"speaker":"SPEAKER_02","startTime":1371.52,"endTime":1371.68,"body":"we"},{"speaker":"SPEAKER_02","startTime":1371.68,"endTime":1371.92,"body":"also"},{"speaker":"SPEAKER_02","startTime":1371.92,"endTime":1372.32,"body":"mentioned"},{"speaker":"SPEAKER_02","startTime":1372.32,"endTime":1372.48,"body":"that"},{"speaker":"SPEAKER_02","startTime":1372.48,"endTime":1372.72,"body":"you"},{"speaker":"SPEAKER_02","startTime":1372.72,"endTime":1373.04,"body":"can"},{"speaker":"SPEAKER_02","startTime":1373.04,"endTime":1373.44,"body":"type"},{"speaker":"SPEAKER_02","startTime":1373.44,"endTime":1373.68,"body":"your"},{"speaker":"SPEAKER_02","startTime":1373.68,"endTime":1374.32,"body":"questions"},{"speaker":"SPEAKER_02","startTime":1374.32,"endTime":1374.64,"body":"up,"},{"speaker":"SPEAKER_02","startTime":1374.72,"endTime":1375.04,"body":"and"},{"speaker":"SPEAKER_02","startTime":1375.04,"endTime":1375.36,"body":"then"},{"speaker":"SPEAKER_02","startTime":1375.36,"endTime":1375.68,"body":"Tom"},{"speaker":"SPEAKER_02","startTime":1376.0,"endTime":1376.4,"body":"gets"},{"speaker":"SPEAKER_02","startTime":1376.4,"endTime":1376.56,"body":"to"},{"speaker":"SPEAKER_02","startTime":1376.56,"endTime":1377.04,"body":"read"},{"speaker":"SPEAKER_02","startTime":1377.04,"endTime":1377.28,"body":"them,"},{"speaker":"SPEAKER_02","startTime":1377.52,"endTime":1377.84,"body":"and"},{"speaker":"SPEAKER_02","startTime":1377.84,"endTime":1378.16,"body":"we"},{"speaker":"SPEAKER_02","startTime":1378.16,"endTime":1378.64,"body":"try"},{"speaker":"SPEAKER_02","startTime":1378.64,"endTime":1378.88,"body":"to"},{"speaker":"SPEAKER_02","startTime":1378.88,"endTime":1379.36,"body":"answer"},{"speaker":"SPEAKER_02","startTime":1379.36,"endTime":1379.52,"body":"them,"},{"speaker":"SPEAKER_02","startTime":1379.68,"endTime":1380.4,"body":"hopefully."},{"speaker":"SPEAKER_02","startTime":1380.56,"endTime":1380.72,"body":"I"},{"speaker":"SPEAKER_02","startTime":1380.72,"endTime":1381.04,"body":"haven't"},{"speaker":"SPEAKER_02","startTime":1381.04,"endTime":1381.44,"body":"seen"},{"speaker":"SPEAKER_02","startTime":1381.44,"endTime":1381.68,"body":"these"},{"speaker":"SPEAKER_02","startTime":1381.68,"endTime":1382.16,"body":"questions."},{"speaker":"SPEAKER_02","startTime":1382.32,"endTime":1382.72,"body":"They're"},{"speaker":"SPEAKER_02","startTime":1382.72,"endTime":1383.12,"body":"totally"},{"speaker":"SPEAKER_02","startTime":1383.12,"endTime":1383.52,"body":"new"},{"speaker":"SPEAKER_02","startTime":1383.52,"endTime":1383.68,"body":"to"},{"speaker":"SPEAKER_02","startTime":1383.68,"endTime":1383.84,"body":"me."},{"speaker":"SPEAKER_02","startTime":1384.16,"endTime":1384.4,"body":"Just"},{"speaker":"SPEAKER_02","startTime":1384.4,"endTime":1384.64,"body":"like"},{"speaker":"SPEAKER_02","startTime":1384.64,"endTime":1384.88,"body":"a"},{"speaker":"SPEAKER_02","startTime":1384.88,"endTime":1385.36,"body":"caller"},{"speaker":"SPEAKER_02","startTime":1385.36,"endTime":1385.44,"body":"would"},{"speaker":"SPEAKER_02","startTime":1385.44,"endTime":1385.52,"body":"be."},{"speaker":"SPEAKER_02","startTime":1388.88,"endTime":1388.96,"body":"Oh,"},{"speaker":"SPEAKER_02","startTime":1389.04,"endTime":1389.2,"body":"well,"},{"speaker":"SPEAKER_02","startTime":1389.28,"endTime":1389.36,"body":"I"},{"speaker":"SPEAKER_02","startTime":1389.36,"endTime":1389.52,"body":"can"},{"speaker":"SPEAKER_02","startTime":1389.52,"endTime":1389.68,"body":"do"},{"speaker":"SPEAKER_02","startTime":1389.68,"endTime":1389.92,"body":"comments."},{"speaker":"SPEAKER_02","startTime":1390.24,"endTime":1390.4,"body":"You'll"},{"speaker":"SPEAKER_02","startTime":1390.4,"endTime":1390.48,"body":"have"},{"speaker":"SPEAKER_02","startTime":1390.48,"endTime":1390.56,"body":"a"},{"speaker":"SPEAKER_02","startTime":1390.56,"endTime":1390.72,"body":"comment."},{"speaker":"SPEAKER_02","startTime":1392.24,"endTime":1392.4,"body":"Thank"},{"speaker":"SPEAKER_02","startTime":1392.4,"endTime":1392.56,"body":"you"},{"speaker":"SPEAKER_02","startTime":1392.56,"endTime":1392.64,"body":"very"},{"speaker":"SPEAKER_02","startTime":1392.64,"endTime":1392.72,"body":"much."},{"speaker":"SPEAKER_02","startTime":1392.96,"endTime":1393.04,"body":"Thank"},{"speaker":"SPEAKER_02","startTime":1393.04,"endTime":1393.12,"body":"you."},{"speaker":"SPEAKER_03","startTime":1393.76,"endTime":1394.0,"body":"You're"},{"speaker":"SPEAKER_03","startTime":1394.0,"endTime":1394.16,"body":"good"},{"speaker":"SPEAKER_03","startTime":1394.16,"endTime":1394.24,"body":"at"},{"speaker":"SPEAKER_03","startTime":1394.24,"endTime":1394.32,"body":"that."},{"speaker":"SPEAKER_03","startTime":1394.48,"endTime":1394.64,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":1394.72,"endTime":1394.8,"body":"from"},{"speaker":"SPEAKER_03","startTime":1394.96,"endTime":1395.36,"body":"Eugene,"},{"speaker":"SPEAKER_03","startTime":1395.44,"endTime":1395.84,"body":"Oregon,"},{"speaker":"SPEAKER_03","startTime":1395.92,"endTime":1396.16,"body":"Jeff"},{"speaker":"SPEAKER_03","startTime":1396.16,"endTime":1396.48,"body":"writes"},{"speaker":"SPEAKER_03","startTime":1396.48,"endTime":1396.56,"body":"us."},{"speaker":"SPEAKER_03","startTime":1396.8,"endTime":1396.96,"body":"Hi,"},{"speaker":"SPEAKER_03","startTime":1397.12,"endTime":1397.36,"body":"Don"},{"speaker":"SPEAKER_03","startTime":1397.44,"endTime":1397.6,"body":"and"},{"speaker":"SPEAKER_03","startTime":1397.6,"endTime":1397.92,"body":"Tom."},{"speaker":"SPEAKER_03","startTime":1398.16,"endTime":1398.4,"body":"Not"},{"speaker":"SPEAKER_03","startTime":1398.4,"endTime":1398.64,"body":"so"},{"speaker":"SPEAKER_03","startTime":1398.64,"endTime":1398.8,"body":"much"},{"speaker":"SPEAKER_03","startTime":1398.8,"endTime":1398.88,"body":"a"},{"speaker":"SPEAKER_03","startTime":1398.88,"endTime":1399.12,"body":"question,"},{"speaker":"SPEAKER_03","startTime":1399.2,"endTime":1399.36,"body":"but"},{"speaker":"SPEAKER_03","startTime":1399.36,"endTime":1399.52,"body":"more"},{"speaker":"SPEAKER_03","startTime":1399.52,"endTime":1399.68,"body":"of"},{"speaker":"SPEAKER_03","startTime":1399.68,"endTime":1399.76,"body":"a"},{"speaker":"SPEAKER_03","startTime":1399.76,"endTime":1400.16,"body":"comment."},{"speaker":"SPEAKER_03","startTime":1400.4,"endTime":1400.64,"body":"I'm"},{"speaker":"SPEAKER_03","startTime":1400.64,"endTime":1401.12,"body":"listening"},{"speaker":"SPEAKER_03","startTime":1401.12,"endTime":1401.28,"body":"to"},{"speaker":"SPEAKER_03","startTime":1401.28,"endTime":1401.44,"body":"the"},{"speaker":"SPEAKER_03","startTime":1401.44,"endTime":1402.16,"body":"annuity"},{"speaker":"SPEAKER_03","startTime":1402.16,"endTime":1402.64,"body":"tricks"},{"speaker":"SPEAKER_03","startTime":1402.64,"endTime":1403.04,"body":"episode"},{"speaker":"SPEAKER_03","startTime":1403.04,"endTime":1403.36,"body":"while"},{"speaker":"SPEAKER_03","startTime":1403.36,"endTime":1403.76,"body":"working,"},{"speaker":"SPEAKER_03","startTime":1403.84,"endTime":1404.08,"body":"and"},{"speaker":"SPEAKER_03","startTime":1404.08,"endTime":1404.16,"body":"I"},{"speaker":"SPEAKER_03","startTime":1404.16,"endTime":1404.4,"body":"find"},{"speaker":"SPEAKER_03","startTime":1404.4,"endTime":1404.56,"body":"it"},{"speaker":"SPEAKER_03","startTime":1404.56,"endTime":1405.04,"body":"ironic."},{"speaker":"SPEAKER_03","startTime":1405.12,"endTime":1405.36,"body":"I'm"},{"speaker":"SPEAKER_03","startTime":1405.36,"endTime":1405.6,"body":"setting"},{"speaker":"SPEAKER_03","startTime":1405.6,"endTime":1405.76,"body":"up"},{"speaker":"SPEAKER_03","startTime":1405.76,"endTime":1406.4,"body":"annuities"},{"speaker":"SPEAKER_03","startTime":1406.4,"endTime":1406.48,"body":"for"},{"speaker":"SPEAKER_03","startTime":1406.48,"endTime":1406.8,"body":"clients"},{"speaker":"SPEAKER_03","startTime":1406.8,"endTime":1406.96,"body":"for"},{"speaker":"SPEAKER_03","startTime":1406.96,"endTime":1407.12,"body":"the"},{"speaker":"SPEAKER_03","startTime":1407.12,"endTime":1407.92,"body":"RIAA"},{"speaker":"SPEAKER_03","startTime":1408.16,"endTime":1408.24,"body":"work"},{"speaker":"SPEAKER_03","startTime":1408.4,"endTime":1408.56,"body":"for."},{"speaker":"SPEAKER_03","startTime":1409.04,"endTime":1409.2,"body":"I"},{"speaker":"SPEAKER_03","startTime":1409.2,"endTime":1409.52,"body":"shake"},{"speaker":"SPEAKER_03","startTime":1409.52,"endTime":1409.6,"body":"my"},{"speaker":"SPEAKER_03","startTime":1409.6,"endTime":1409.84,"body":"head"},{"speaker":"SPEAKER_03","startTime":1409.84,"endTime":1410.0,"body":"every"},{"speaker":"SPEAKER_03","startTime":1410.0,"endTime":1410.16,"body":"time"},{"speaker":"SPEAKER_03","startTime":1410.16,"endTime":1410.24,"body":"I"},{"speaker":"SPEAKER_03","startTime":1410.24,"endTime":1410.4,"body":"go"},{"speaker":"SPEAKER_03","startTime":1410.4,"endTime":1410.64,"body":"through"},{"speaker":"SPEAKER_03","startTime":1410.64,"endTime":1410.72,"body":"the"},{"speaker":"SPEAKER_03","startTime":1410.72,"endTime":1410.96,"body":"firms,"},{"speaker":"SPEAKER_03","startTime":1411.12,"endTime":1411.2,"body":"uh,"},{"speaker":"SPEAKER_03","startTime":1411.28,"endTime":1411.36,"body":"the"},{"speaker":"SPEAKER_03","startTime":1411.36,"endTime":1411.68,"body":"forms,"},{"speaker":"SPEAKER_03","startTime":1411.76,"endTime":1411.92,"body":"rather,"},{"speaker":"SPEAKER_03","startTime":1412.0,"endTime":1412.08,"body":"to"},{"speaker":"SPEAKER_03","startTime":1412.08,"endTime":1412.24,"body":"see"},{"speaker":"SPEAKER_03","startTime":1412.24,"endTime":1412.4,"body":"how"},{"speaker":"SPEAKER_03","startTime":1412.4,"endTime":1412.56,"body":"much"},{"speaker":"SPEAKER_03","startTime":1412.56,"endTime":1412.64,"body":"the"},{"speaker":"SPEAKER_03","startTime":1412.64,"endTime":1413.04,"body":"advisor"},{"speaker":"SPEAKER_03","startTime":1413.04,"endTime":1413.12,"body":"is"},{"speaker":"SPEAKER_03","startTime":1413.12,"endTime":1413.36,"body":"making,"},{"speaker":"SPEAKER_03","startTime":1413.44,"endTime":1413.6,"body":"all"},{"speaker":"SPEAKER_03","startTime":1413.6,"endTime":1413.68,"body":"the"},{"speaker":"SPEAKER_03","startTime":1413.68,"endTime":1413.92,"body":"fees,"},{"speaker":"SPEAKER_03","startTime":1414.08,"endTime":1414.48,"body":"surrender"},{"speaker":"SPEAKER_03","startTime":1414.48,"endTime":1414.8,"body":"charges,"},{"speaker":"SPEAKER_03","startTime":1415.04,"endTime":1415.28,"body":"more."},{"speaker":"SPEAKER_03","startTime":1415.52,"endTime":1415.84,"body":"Seems"},{"speaker":"SPEAKER_03","startTime":1415.84,"endTime":1416.0,"body":"like"},{"speaker":"SPEAKER_03","startTime":1416.0,"endTime":1416.24,"body":"most"},{"speaker":"SPEAKER_03","startTime":1416.24,"endTime":1416.32,"body":"of"},{"speaker":"SPEAKER_03","startTime":1416.32,"endTime":1416.4,"body":"the"},{"speaker":"SPEAKER_03","startTime":1416.4,"endTime":1416.72,"body":"clients"},{"speaker":"SPEAKER_03","startTime":1416.72,"endTime":1416.88,"body":"are"},{"speaker":"SPEAKER_03","startTime":1416.88,"endTime":1417.2,"body":"moving"},{"speaker":"SPEAKER_03","startTime":1417.2,"endTime":1417.44,"body":"funds"},{"speaker":"SPEAKER_03","startTime":1417.44,"endTime":1417.68,"body":"from"},{"speaker":"SPEAKER_03","startTime":1417.68,"endTime":1418.24,"body":"IRAs"},{"speaker":"SPEAKER_03","startTime":1418.32,"endTime":1418.4,"body":"and"},{"speaker":"SPEAKER_03","startTime":1418.4,"endTime":1419.28,"body":"401ks"},{"speaker":"SPEAKER_03","startTime":1419.36,"endTime":1419.6,"body":"into"},{"speaker":"SPEAKER_03","startTime":1419.6,"endTime":1420.32,"body":"annuities,"},{"speaker":"SPEAKER_03","startTime":1420.48,"endTime":1420.72,"body":"like"},{"speaker":"SPEAKER_03","startTime":1420.72,"endTime":1421.04,"body":"there's"},{"speaker":"SPEAKER_03","startTime":1421.04,"endTime":1421.2,"body":"no"},{"speaker":"SPEAKER_03","startTime":1421.2,"endTime":1421.6,"body":"tomorrow."},{"speaker":"SPEAKER_03","startTime":1421.84,"endTime":1422.4,"body":"Anyway,"},{"speaker":"SPEAKER_03","startTime":1422.64,"endTime":1422.88,"body":"just"},{"speaker":"SPEAKER_03","startTime":1422.88,"endTime":1423.12,"body":"an"},{"speaker":"SPEAKER_03","startTime":1423.12,"endTime":1423.6,"body":"observation"},{"speaker":"SPEAKER_03","startTime":1423.68,"endTime":1424.0,"body":"I'll"},{"speaker":"SPEAKER_03","startTime":1424.0,"endTime":1424.32,"body":"never"},{"speaker":"SPEAKER_03","startTime":1424.32,"endTime":1424.72,"body":"quite"},{"speaker":"SPEAKER_03","startTime":1424.72,"endTime":1425.12,"body":"understand."},{"speaker":"SPEAKER_03","startTime":1425.28,"endTime":1425.52,"body":"Keep"},{"speaker":"SPEAKER_03","startTime":1425.52,"endTime":1425.76,"body":"up"},{"speaker":"SPEAKER_03","startTime":1425.76,"endTime":1425.92,"body":"the"},{"speaker":"SPEAKER_03","startTime":1425.92,"endTime":1426.4,"body":"great"},{"speaker":"SPEAKER_03","startTime":1426.4,"endTime":1426.72,"body":"work."},{"speaker":"SPEAKER_02","startTime":1428.08,"endTime":1428.4,"body":"You"},{"speaker":"SPEAKER_02","startTime":1428.64,"endTime":1428.96,"body":"work"},{"speaker":"SPEAKER_02","startTime":1428.96,"endTime":1429.12,"body":"for"},{"speaker":"SPEAKER_02","startTime":1429.12,"endTime":1429.44,"body":"somebody"},{"speaker":"SPEAKER_02","startTime":1429.44,"endTime":1429.6,"body":"who"},{"speaker":"SPEAKER_02","startTime":1429.6,"endTime":1429.92,"body":"call"},{"speaker":"SPEAKER_02","startTime":1430.0,"endTime":1430.16,"body":"who"},{"speaker":"SPEAKER_02","startTime":1430.32,"endTime":1430.48,"body":"is"},{"speaker":"SPEAKER_02","startTime":1430.56,"endTime":1430.64,"body":"a"},{"speaker":"SPEAKER_02","startTime":1430.64,"endTime":1431.28,"body":"registered"},{"speaker":"SPEAKER_02","startTime":1431.28,"endTime":1431.84,"body":"investment"},{"speaker":"SPEAKER_02","startTime":1431.84,"endTime":1432.64,"body":"advisor"},{"speaker":"SPEAKER_02","startTime":1432.88,"endTime":1433.2,"body":"who"},{"speaker":"SPEAKER_02","startTime":1433.2,"endTime":1433.52,"body":"is"},{"speaker":"SPEAKER_02","startTime":1433.52,"endTime":1433.92,"body":"supposed"},{"speaker":"SPEAKER_02","startTime":1433.92,"endTime":1434.24,"body":"to"},{"speaker":"SPEAKER_02","startTime":1434.24,"endTime":1434.4,"body":"be"},{"speaker":"SPEAKER_02","startTime":1434.4,"endTime":1434.72,"body":"a"},{"speaker":"SPEAKER_02","startTime":1434.72,"endTime":1435.28,"body":"100%"},{"speaker":"SPEAKER_02","startTime":1435.84,"endTime":1436.96,"body":"fiduciary,"},{"speaker":"SPEAKER_02","startTime":1439.04,"endTime":1439.28,"body":"and"},{"speaker":"SPEAKER_02","startTime":1439.28,"endTime":1439.76,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1439.76,"endTime":1440.32,"body":"selling,"},{"speaker":"SPEAKER_02","startTime":1440.4,"endTime":1440.88,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1440.88,"endTime":1441.28,"body":"having"},{"speaker":"SPEAKER_02","startTime":1441.28,"endTime":1441.52,"body":"people"},{"speaker":"SPEAKER_02","startTime":1441.52,"endTime":1441.84,"body":"roll"},{"speaker":"SPEAKER_02","startTime":1441.84,"endTime":1442.0,"body":"their"},{"speaker":"SPEAKER_02","startTime":1442.0,"endTime":1442.64,"body":"IRAs"},{"speaker":"SPEAKER_02","startTime":1442.72,"endTime":1442.88,"body":"into,"},{"speaker":"SPEAKER_02","startTime":1443.12,"endTime":1443.28,"body":"and"},{"speaker":"SPEAKER_02","startTime":1443.28,"endTime":1443.44,"body":"you"},{"speaker":"SPEAKER_02","startTime":1443.44,"endTime":1443.76,"body":"looked,"},{"speaker":"SPEAKER_02","startTime":1443.84,"endTime":1444.08,"body":"you"},{"speaker":"SPEAKER_02","startTime":1444.08,"endTime":1444.32,"body":"looked"},{"speaker":"SPEAKER_02","startTime":1444.32,"endTime":1444.48,"body":"at"},{"speaker":"SPEAKER_02","startTime":1444.48,"endTime":1444.56,"body":"the"},{"speaker":"SPEAKER_02","startTime":1444.56,"endTime":1445.28,"body":"paperwork"},{"speaker":"SPEAKER_02","startTime":1445.36,"endTime":1445.6,"body":"and"},{"speaker":"SPEAKER_02","startTime":1445.6,"endTime":1445.84,"body":"you"},{"speaker":"SPEAKER_02","startTime":1445.84,"endTime":1446.48,"body":"discovered"},{"speaker":"SPEAKER_02","startTime":1446.48,"endTime":1446.72,"body":"that"},{"speaker":"SPEAKER_02","startTime":1446.72,"endTime":1447.04,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1447.04,"endTime":1447.52,"body":"getting"},{"speaker":"SPEAKER_02","startTime":1447.52,"endTime":1448.4,"body":"commissions."},{"speaker":"SPEAKER_02","startTime":1448.72,"endTime":1449.04,"body":"This"},{"speaker":"SPEAKER_02","startTime":1449.04,"endTime":1449.36,"body":"is"},{"speaker":"SPEAKER_02","startTime":1449.36,"endTime":1449.6,"body":"not"},{"speaker":"SPEAKER_02","startTime":1449.76,"endTime":1450.0,"body":"a"},{"speaker":"SPEAKER_02","startTime":1450.0,"endTime":1450.4,"body":"true"},{"speaker":"SPEAKER_02","startTime":1450.4,"endTime":1450.88,"body":"100%"},{"speaker":"SPEAKER_02","startTime":1451.12,"endTime":1451.76,"body":"fiduciary."},{"speaker":"SPEAKER_02","startTime":1451.84,"endTime":1452.0,"body":"This"},{"speaker":"SPEAKER_02","startTime":1452.0,"endTime":1452.16,"body":"is"},{"speaker":"SPEAKER_02","startTime":1452.16,"endTime":1452.24,"body":"a"},{"speaker":"SPEAKER_02","startTime":1452.24,"endTime":1452.56,"body":"perfect"},{"speaker":"SPEAKER_02","startTime":1452.56,"endTime":1452.8,"body":"example"},{"speaker":"SPEAKER_02","startTime":1452.8,"endTime":1452.96,"body":"of"},{"speaker":"SPEAKER_02","startTime":1452.96,"endTime":1453.04,"body":"the"},{"speaker":"SPEAKER_02","startTime":1453.04,"endTime":1453.2,"body":"kind"},{"speaker":"SPEAKER_02","startTime":1453.2,"endTime":1453.28,"body":"of"},{"speaker":"SPEAKER_02","startTime":1453.28,"endTime":1453.68,"body":"firms"},{"speaker":"SPEAKER_02","startTime":1453.68,"endTime":1453.76,"body":"we"},{"speaker":"SPEAKER_02","startTime":1453.76,"endTime":1454.0,"body":"talk"},{"speaker":"SPEAKER_02","startTime":1454.0,"endTime":1454.16,"body":"about"},{"speaker":"SPEAKER_02","startTime":1454.16,"endTime":1454.32,"body":"all"},{"speaker":"SPEAKER_02","startTime":1454.32,"endTime":1454.56,"body":"the"},{"speaker":"SPEAKER_02","startTime":1454.56,"endTime":1454.8,"body":"time."},{"speaker":"SPEAKER_02","startTime":1455.04,"endTime":1455.36,"body":"The"},{"speaker":"SPEAKER_02","startTime":1455.36,"endTime":1455.68,"body":"vast"},{"speaker":"SPEAKER_02","startTime":1455.76,"endTime":1456.4,"body":"majority"},{"speaker":"SPEAKER_02","startTime":1456.4,"endTime":1456.56,"body":"of"},{"speaker":"SPEAKER_02","startTime":1456.96,"endTime":1457.52,"body":"financial"},{"speaker":"SPEAKER_02","startTime":1457.52,"endTime":1458.08,"body":"advice"},{"speaker":"SPEAKER_02","startTime":1458.08,"endTime":1458.48,"body":"firms"},{"speaker":"SPEAKER_02","startTime":1458.48,"endTime":1458.72,"body":"out"},{"speaker":"SPEAKER_02","startTime":1458.72,"endTime":1459.04,"body":"there"},{"speaker":"SPEAKER_02","startTime":1459.28,"endTime":1459.6,"body":"do"},{"speaker":"SPEAKER_02","startTime":1459.6,"endTime":1459.84,"body":"not"},{"speaker":"SPEAKER_02","startTime":1459.84,"endTime":1460.32,"body":"always"},{"speaker":"SPEAKER_02","startTime":1460.32,"endTime":1460.56,"body":"act"},{"speaker":"SPEAKER_02","startTime":1460.56,"endTime":1460.8,"body":"in"},{"speaker":"SPEAKER_02","startTime":1460.8,"endTime":1460.96,"body":"the"},{"speaker":"SPEAKER_02","startTime":1460.96,"endTime":1461.44,"body":"client's"},{"speaker":"SPEAKER_02","startTime":1461.44,"endTime":1461.68,"body":"best"},{"speaker":"SPEAKER_02","startTime":1461.68,"endTime":1462.0,"body":"interest,"},{"speaker":"SPEAKER_02","startTime":1462.08,"endTime":1462.24,"body":"and"},{"speaker":"SPEAKER_02","startTime":1462.24,"endTime":1462.32,"body":"the"},{"speaker":"SPEAKER_02","startTime":1462.32,"endTime":1462.56,"body":"firm,"},{"speaker":"SPEAKER_02","startTime":1462.72,"endTime":1462.88,"body":"sir,"},{"speaker":"SPEAKER_02","startTime":1462.96,"endTime":1463.04,"body":"that"},{"speaker":"SPEAKER_02","startTime":1463.04,"endTime":1463.28,"body":"you"},{"speaker":"SPEAKER_02","startTime":1463.28,"endTime":1463.52,"body":"work"},{"speaker":"SPEAKER_02","startTime":1463.52,"endTime":1463.84,"body":"for"},{"speaker":"SPEAKER_02","startTime":1463.84,"endTime":1464.16,"body":"does"},{"speaker":"SPEAKER_02","startTime":1464.16,"endTime":1464.4,"body":"not."},{"speaker":"SPEAKER_02","startTime":1464.56,"endTime":1464.72,"body":"I"},{"speaker":"SPEAKER_02","startTime":1464.72,"endTime":1465.04,"body":"assume"},{"speaker":"SPEAKER_02","startTime":1465.04,"endTime":1465.28,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1465.28,"endTime":1465.44,"body":"just"},{"speaker":"SPEAKER_02","startTime":1465.44,"endTime":1465.6,"body":"doing"},{"speaker":"SPEAKER_02","startTime":1465.6,"endTime":1465.76,"body":"it"},{"speaker":"SPEAKER_02","startTime":1465.76,"endTime":1465.84,"body":"for"},{"speaker":"SPEAKER_02","startTime":1465.84,"endTime":1465.92,"body":"the"},{"speaker":"SPEAKER_02","startTime":1465.92,"endTime":1466.48,"body":"paycheck,"},{"speaker":"SPEAKER_02","startTime":1466.56,"endTime":1466.72,"body":"not"},{"speaker":"SPEAKER_02","startTime":1466.72,"endTime":1466.96,"body":"because"},{"speaker":"SPEAKER_02","startTime":1466.96,"endTime":1467.04,"body":"it"},{"speaker":"SPEAKER_02","startTime":1467.04,"endTime":1467.2,"body":"makes"},{"speaker":"SPEAKER_02","startTime":1467.2,"endTime":1467.28,"body":"you"},{"speaker":"SPEAKER_02","startTime":1467.28,"endTime":1467.44,"body":"feel"},{"speaker":"SPEAKER_02","startTime":1467.44,"endTime":1467.68,"body":"warm"},{"speaker":"SPEAKER_02","startTime":1467.68,"endTime":1467.84,"body":"and"},{"speaker":"SPEAKER_02","startTime":1467.84,"endTime":1468.32,"body":"fuzzy"},{"speaker":"SPEAKER_02","startTime":1468.32,"endTime":1468.48,"body":"for"},{"speaker":"SPEAKER_02","startTime":1468.48,"endTime":1468.64,"body":"doing"},{"speaker":"SPEAKER_02","startTime":1468.64,"endTime":1468.72,"body":"the"},{"speaker":"SPEAKER_02","startTime":1468.72,"endTime":1468.88,"body":"right"},{"speaker":"SPEAKER_02","startTime":1468.88,"endTime":1469.04,"body":"thing"},{"speaker":"SPEAKER_02","startTime":1469.04,"endTime":1469.12,"body":"for"},{"speaker":"SPEAKER_02","startTime":1469.12,"endTime":1469.44,"body":"clients,"},{"speaker":"SPEAKER_02","startTime":1469.6,"endTime":1469.84,"body":"because"},{"speaker":"SPEAKER_02","startTime":1469.84,"endTime":1470.08,"body":"your"},{"speaker":"SPEAKER_02","startTime":1470.08,"endTime":1470.4,"body":"boss"},{"speaker":"SPEAKER_02","startTime":1470.4,"endTime":1470.56,"body":"is"},{"speaker":"SPEAKER_02","startTime":1470.56,"endTime":1470.72,"body":"not"},{"speaker":"SPEAKER_02","startTime":1470.72,"endTime":1471.04,"body":"doing"},{"speaker":"SPEAKER_02","startTime":1471.04,"endTime":1471.2,"body":"the"},{"speaker":"SPEAKER_02","startTime":1471.2,"endTime":1471.36,"body":"right"},{"speaker":"SPEAKER_02","startTime":1471.36,"endTime":1471.68,"body":"thing"},{"speaker":"SPEAKER_02","startTime":1471.68,"endTime":1471.84,"body":"for"},{"speaker":"SPEAKER_02","startTime":1471.84,"endTime":1472.08,"body":"clients."},{"speaker":"SPEAKER_03","startTime":1472.56,"endTime":1472.64,"body":"No,"},{"speaker":"SPEAKER_03","startTime":1472.72,"endTime":1472.8,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1472.88,"endTime":1472.96,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1473.04,"endTime":1473.2,"body":"the"},{"speaker":"SPEAKER_03","startTime":1473.2,"endTime":1473.84,"body":"annuity"},{"speaker":"SPEAKER_03","startTime":1473.84,"endTime":1474.08,"body":"part,"},{"speaker":"SPEAKER_03","startTime":1474.16,"endTime":1474.48,"body":"but"},{"speaker":"SPEAKER_03","startTime":1474.48,"endTime":1475.28,"body":"especially"},{"speaker":"SPEAKER_03","startTime":1475.28,"endTime":1475.92,"body":"taking"},{"speaker":"SPEAKER_03","startTime":1475.92,"endTime":1476.64,"body":"qualified"},{"speaker":"SPEAKER_03","startTime":1476.64,"endTime":1477.04,"body":"money"},{"speaker":"SPEAKER_03","startTime":1477.04,"endTime":1477.2,"body":"and"},{"speaker":"SPEAKER_03","startTime":1477.2,"endTime":1477.52,"body":"putting"},{"speaker":"SPEAKER_03","startTime":1477.52,"endTime":1477.68,"body":"it"},{"speaker":"SPEAKER_03","startTime":1477.68,"endTime":1477.92,"body":"into"},{"speaker":"SPEAKER_03","startTime":1477.92,"endTime":1478.08,"body":"an"},{"speaker":"SPEAKER_03","startTime":1478.08,"endTime":1478.48,"body":"annuity,"},{"speaker":"SPEAKER_03","startTime":1478.56,"endTime":1478.8,"body":"which"},{"speaker":"SPEAKER_03","startTime":1478.8,"endTime":1479.04,"body":"I"},{"speaker":"SPEAKER_03","startTime":1479.04,"endTime":1479.36,"body":"really"},{"speaker":"SPEAKER_03","startTime":1479.36,"endTime":1480.08,"body":"dislike."},{"speaker":"SPEAKER_03","startTime":1480.32,"endTime":1480.48,"body":"Um"},{"speaker":"SPEAKER_03","startTime":1481.36,"endTime":1481.52,"body":"we"},{"speaker":"SPEAKER_03","startTime":1481.52,"endTime":1481.84,"body":"appreciate"},{"speaker":"SPEAKER_03","startTime":1481.84,"endTime":1481.92,"body":"your"},{"speaker":"SPEAKER_03","startTime":1482.0,"endTime":1482.08,"body":"the"},{"speaker":"SPEAKER_03","startTime":1482.16,"endTime":1482.4,"body":"honesty."},{"speaker":"SPEAKER_02","startTime":1482.8,"endTime":1482.88,"body":"I"},{"speaker":"SPEAKER_02","startTime":1482.88,"endTime":1482.88,"body":"mean"},{"speaker":"SPEAKER_02","startTime":1482.96,"endTime":1483.04,"body":"that"},{"speaker":"SPEAKER_02","startTime":1483.2,"endTime":1483.36,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1483.52,"endTime":1484.08,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1484.08,"endTime":1484.8,"body":"compounding"},{"speaker":"SPEAKER_02","startTime":1484.8,"endTime":1484.96,"body":"the"},{"speaker":"SPEAKER_02","startTime":1484.96,"endTime":1485.12,"body":"sin."},{"speaker":"SPEAKER_02","startTime":1485.44,"endTime":1485.52,"body":"Yeah."},{"speaker":"SPEAKER_02","startTime":1485.68,"endTime":1485.92,"body":"That's"},{"speaker":"SPEAKER_02","startTime":1485.92,"endTime":1486.0,"body":"just"},{"speaker":"SPEAKER_02","startTime":1487.36,"endTime":1487.52,"body":"there"},{"speaker":"SPEAKER_02","startTime":1487.52,"endTime":1487.84,"body":"is"},{"speaker":"SPEAKER_02","startTime":1487.84,"endTime":1488.0,"body":"no"},{"speaker":"SPEAKER_02","startTime":1488.0,"endTime":1488.72,"body":"advantage"},{"speaker":"SPEAKER_02","startTime":1488.72,"endTime":1488.96,"body":"to"},{"speaker":"SPEAKER_02","startTime":1488.96,"endTime":1489.52,"body":"putting"},{"speaker":"SPEAKER_02","startTime":1489.52,"endTime":1489.76,"body":"tax"},{"speaker":"SPEAKER_02","startTime":1490.24,"endTime":1490.72,"body":"already"},{"speaker":"SPEAKER_02","startTime":1490.72,"endTime":1491.76,"body":"tax-advantaged"},{"speaker":"SPEAKER_02","startTime":1491.76,"endTime":1492.24,"body":"money"},{"speaker":"SPEAKER_02","startTime":1492.56,"endTime":1492.88,"body":"into"},{"speaker":"SPEAKER_02","startTime":1492.88,"endTime":1493.2,"body":"a"},{"speaker":"SPEAKER_02","startTime":1493.2,"endTime":1494.24,"body":"tax-advantaged"},{"speaker":"SPEAKER_02","startTime":1494.24,"endTime":1494.8,"body":"annuity"},{"speaker":"SPEAKER_02","startTime":1494.88,"endTime":1495.12,"body":"because"},{"speaker":"SPEAKER_02","startTime":1495.12,"endTime":1495.28,"body":"you"},{"speaker":"SPEAKER_02","startTime":1495.28,"endTime":1495.52,"body":"don't"},{"speaker":"SPEAKER_02","startTime":1495.52,"endTime":1495.76,"body":"get"},{"speaker":"SPEAKER_02","startTime":1495.76,"endTime":1496.16,"body":"double"},{"speaker":"SPEAKER_02","startTime":1496.16,"endTime":1496.48,"body":"tax"},{"speaker":"SPEAKER_02","startTime":1496.48,"endTime":1497.04,"body":"advantages."},{"speaker":"SPEAKER_02","startTime":1497.12,"endTime":1497.28,"body":"You"},{"speaker":"SPEAKER_02","startTime":1497.28,"endTime":1497.44,"body":"only"},{"speaker":"SPEAKER_02","startTime":1497.44,"endTime":1497.52,"body":"get"},{"speaker":"SPEAKER_02","startTime":1497.52,"endTime":1497.68,"body":"one"},{"speaker":"SPEAKER_02","startTime":1497.76,"endTime":1497.92,"body":"and"},{"speaker":"SPEAKER_02","startTime":1497.92,"endTime":1498.0,"body":"you"},{"speaker":"SPEAKER_02","startTime":1498.0,"endTime":1498.24,"body":"pay"},{"speaker":"SPEAKER_02","startTime":1498.24,"endTime":1498.56,"body":"extra"},{"speaker":"SPEAKER_02","startTime":1498.56,"endTime":1498.72,"body":"for"},{"speaker":"SPEAKER_02","startTime":1498.72,"endTime":1498.96,"body":"those"},{"speaker":"SPEAKER_02","startTime":1498.96,"endTime":1499.28,"body":"tax"},{"speaker":"SPEAKER_02","startTime":1499.28,"endTime":1499.92,"body":"advantages."},{"speaker":"SPEAKER_02","startTime":1500.24,"endTime":1500.48,"body":"No."},{"speaker":"SPEAKER_02","startTime":1500.72,"endTime":1500.88,"body":"Makes"},{"speaker":"SPEAKER_02","startTime":1500.88,"endTime":1500.96,"body":"no"},{"speaker":"SPEAKER_02","startTime":1500.96,"endTime":1501.04,"body":"sense."},{"speaker":"SPEAKER_03","startTime":1502.0,"endTime":1502.16,"body":"Um"},{"speaker":"SPEAKER_03","startTime":1502.32,"endTime":1502.4,"body":"from"},{"speaker":"SPEAKER_03","startTime":1502.56,"endTime":1503.36,"body":"Glendora,"},{"speaker":"SPEAKER_03","startTime":1503.52,"endTime":1503.92,"body":"California,"},{"speaker":"SPEAKER_03","startTime":1504.0,"endTime":1504.48,"body":"DK"},{"speaker":"SPEAKER_03","startTime":1504.64,"endTime":1505.12,"body":"writes"},{"speaker":"SPEAKER_03","startTime":1505.36,"endTime":1505.6,"body":"I"},{"speaker":"SPEAKER_03","startTime":1505.6,"endTime":1505.76,"body":"have"},{"speaker":"SPEAKER_03","startTime":1505.76,"endTime":1505.92,"body":"a"},{"speaker":"SPEAKER_03","startTime":1505.92,"endTime":1506.32,"body":"question."},{"speaker":"SPEAKER_03","startTime":1506.56,"endTime":1506.96,"body":"If"},{"speaker":"SPEAKER_03","startTime":1506.96,"endTime":1507.2,"body":"a"},{"speaker":"SPEAKER_03","startTime":1507.2,"endTime":1507.68,"body":"husband"},{"speaker":"SPEAKER_03","startTime":1507.68,"endTime":1508.16,"body":"retires"},{"speaker":"SPEAKER_03","startTime":1508.16,"endTime":1508.32,"body":"at"},{"speaker":"SPEAKER_03","startTime":1508.32,"endTime":1508.64,"body":"full"},{"speaker":"SPEAKER_03","startTime":1508.64,"endTime":1509.12,"body":"retirement"},{"speaker":"SPEAKER_03","startTime":1509.12,"endTime":1509.36,"body":"age,"},{"speaker":"SPEAKER_03","startTime":1509.44,"endTime":1509.52,"body":"this"},{"speaker":"SPEAKER_03","startTime":1509.52,"endTime":1509.6,"body":"is"},{"speaker":"SPEAKER_03","startTime":1509.68,"endTime":1509.76,"body":"a"},{"speaker":"SPEAKER_03","startTime":1509.76,"endTime":1509.84,"body":"social"},{"speaker":"SPEAKER_03","startTime":1510.0,"endTime":1510.24,"body":"security"},{"speaker":"SPEAKER_03","startTime":1510.4,"endTime":1510.64,"body":"question,"},{"speaker":"SPEAKER_03","startTime":1510.72,"endTime":1510.96,"body":"so"},{"speaker":"SPEAKER_03","startTime":1511.12,"endTime":1511.36,"body":"God"},{"speaker":"SPEAKER_03","startTime":1511.36,"endTime":1511.6,"body":"help"},{"speaker":"SPEAKER_03","startTime":1511.6,"endTime":1511.84,"body":"us."},{"speaker":"SPEAKER_03","startTime":1512.48,"endTime":1512.72,"body":"And"},{"speaker":"SPEAKER_03","startTime":1512.72,"endTime":1513.04,"body":"gets"},{"speaker":"SPEAKER_03","startTime":1513.04,"endTime":1513.68,"body":"$2,000"},{"speaker":"SPEAKER_03","startTime":1513.68,"endTime":1513.76,"body":"a"},{"speaker":"SPEAKER_03","startTime":1513.76,"endTime":1514.08,"body":"month"},{"speaker":"SPEAKER_03","startTime":1514.4,"endTime":1514.72,"body":"Social"},{"speaker":"SPEAKER_03","startTime":1514.72,"endTime":1515.04,"body":"Security"},{"speaker":"SPEAKER_03","startTime":1515.04,"endTime":1515.44,"body":"benefit,"},{"speaker":"SPEAKER_03","startTime":1515.6,"endTime":1515.84,"body":"can"},{"speaker":"SPEAKER_03","startTime":1515.84,"endTime":1516.0,"body":"his"},{"speaker":"SPEAKER_03","startTime":1516.0,"endTime":1516.32,"body":"wife"},{"speaker":"SPEAKER_03","startTime":1516.32,"endTime":1516.72,"body":"collect"},{"speaker":"SPEAKER_03","startTime":1516.72,"endTime":1517.04,"body":"50%"},{"speaker":"SPEAKER_03","startTime":1517.36,"endTime":1517.52,"body":"of"},{"speaker":"SPEAKER_03","startTime":1517.52,"endTime":1517.76,"body":"that"},{"speaker":"SPEAKER_03","startTime":1517.76,"endTime":1518.32,"body":"benefit"},{"speaker":"SPEAKER_03","startTime":1518.32,"endTime":1518.56,"body":"at"},{"speaker":"SPEAKER_03","startTime":1518.56,"endTime":1518.8,"body":"her"},{"speaker":"SPEAKER_03","startTime":1518.8,"endTime":1519.36,"body":"FRA?"},{"speaker":"SPEAKER_03","startTime":1519.44,"endTime":1519.68,"body":"The"},{"speaker":"SPEAKER_03","startTime":1519.68,"endTime":1520.16,"body":"wife"},{"speaker":"SPEAKER_03","startTime":1520.16,"endTime":1520.64,"body":"doesn't"},{"speaker":"SPEAKER_03","startTime":1520.64,"endTime":1520.88,"body":"get"},{"speaker":"SPEAKER_03","startTime":1520.88,"endTime":1521.36,"body":"SS"},{"speaker":"SPEAKER_03","startTime":1521.36,"endTime":1521.84,"body":"benefits"},{"speaker":"SPEAKER_03","startTime":1521.84,"endTime":1521.92,"body":"on"},{"speaker":"SPEAKER_03","startTime":1521.92,"endTime":1522.0,"body":"her"},{"speaker":"SPEAKER_03","startTime":1522.0,"endTime":1522.24,"body":"own"},{"speaker":"SPEAKER_03","startTime":1522.24,"endTime":1522.48,"body":"because"},{"speaker":"SPEAKER_03","startTime":1522.48,"endTime":1522.56,"body":"she"},{"speaker":"SPEAKER_03","startTime":1522.56,"endTime":1522.8,"body":"hasn't"},{"speaker":"SPEAKER_03","startTime":1522.8,"endTime":1523.04,"body":"worked"},{"speaker":"SPEAKER_03","startTime":1523.04,"endTime":1523.2,"body":"to"},{"speaker":"SPEAKER_03","startTime":1523.2,"endTime":1523.36,"body":"have"},{"speaker":"SPEAKER_03","startTime":1523.36,"endTime":1523.52,"body":"enough"},{"speaker":"SPEAKER_03","startTime":1523.52,"endTime":1524.0,"body":"credits."},{"speaker":"SPEAKER_03","startTime":1524.08,"endTime":1524.24,"body":"So"},{"speaker":"SPEAKER_03","startTime":1524.32,"endTime":1524.48,"body":"this"},{"speaker":"SPEAKER_03","startTime":1524.48,"endTime":1524.56,"body":"will"},{"speaker":"SPEAKER_03","startTime":1524.56,"endTime":1524.72,"body":"be"},{"speaker":"SPEAKER_03","startTime":1524.72,"endTime":1524.8,"body":"a"},{"speaker":"SPEAKER_03","startTime":1524.8,"endTime":1525.04,"body":"total"},{"speaker":"SPEAKER_03","startTime":1525.04,"endTime":1525.2,"body":"of"},{"speaker":"SPEAKER_03","startTime":1525.2,"endTime":1526.16,"body":"$3,000"},{"speaker":"SPEAKER_03","startTime":1526.56,"endTime":1526.72,"body":"a"},{"speaker":"SPEAKER_03","startTime":1526.72,"endTime":1527.04,"body":"month"},{"speaker":"SPEAKER_03","startTime":1527.04,"endTime":1527.28,"body":"in"},{"speaker":"SPEAKER_03","startTime":1527.28,"endTime":1527.68,"body":"payments"},{"speaker":"SPEAKER_03","startTime":1527.68,"endTime":1527.84,"body":"to"},{"speaker":"SPEAKER_03","startTime":1527.84,"endTime":1528.32,"body":"husband"},{"speaker":"SPEAKER_03","startTime":1528.32,"endTime":1528.56,"body":"and"},{"speaker":"SPEAKER_03","startTime":1528.56,"endTime":1529.12,"body":"wife"},{"speaker":"SPEAKER_03","startTime":1529.12,"endTime":1529.84,"body":"combined."},{"speaker":"SPEAKER_03","startTime":1530.4,"endTime":1530.72,"body":"Yes."},{"speaker":"SPEAKER_03","startTime":1531.52,"endTime":1531.84,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":1532.0,"endTime":1532.24,"body":"right."},{"speaker":"SPEAKER_03","startTime":1532.4,"endTime":1532.72,"body":"Yeah."},{"speaker":"SPEAKER_03","startTime":1533.04,"endTime":1533.28,"body":"So"},{"speaker":"SPEAKER_03","startTime":1533.36,"endTime":1533.52,"body":"the"},{"speaker":"SPEAKER_03","startTime":1533.52,"endTime":1533.76,"body":"only"},{"speaker":"SPEAKER_03","startTime":1533.76,"endTime":1533.92,"body":"time"},{"speaker":"SPEAKER_03","startTime":1533.92,"endTime":1534.32,"body":"that's"},{"speaker":"SPEAKER_03","startTime":1534.32,"endTime":1534.88,"body":"reduced"},{"speaker":"SPEAKER_03","startTime":1535.12,"endTime":1535.44,"body":"would"},{"speaker":"SPEAKER_03","startTime":1535.44,"endTime":1535.68,"body":"be"},{"speaker":"SPEAKER_03","startTime":1535.68,"endTime":1535.84,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1536.16,"endTime":1536.48,"body":"if"},{"speaker":"SPEAKER_03","startTime":1536.8,"endTime":1537.12,"body":"she"},{"speaker":"SPEAKER_03","startTime":1537.28,"endTime":1537.6,"body":"took"},{"speaker":"SPEAKER_03","startTime":1537.6,"endTime":1537.84,"body":"it"},{"speaker":"SPEAKER_03","startTime":1537.84,"endTime":1538.24,"body":"prior"},{"speaker":"SPEAKER_03","startTime":1538.24,"endTime":1538.48,"body":"to"},{"speaker":"SPEAKER_03","startTime":1538.48,"endTime":1538.64,"body":"her"},{"speaker":"SPEAKER_03","startTime":1538.64,"endTime":1539.04,"body":"full"},{"speaker":"SPEAKER_03","startTime":1539.04,"endTime":1539.76,"body":"retirement"},{"speaker":"SPEAKER_03","startTime":1539.76,"endTime":1540.08,"body":"age."},{"speaker":"SPEAKER_03","startTime":1540.4,"endTime":1540.48,"body":"So"},{"speaker":"SPEAKER_03","startTime":1540.72,"endTime":1540.88,"body":"if"},{"speaker":"SPEAKER_03","startTime":1540.88,"endTime":1541.04,"body":"she"},{"speaker":"SPEAKER_03","startTime":1541.04,"endTime":1541.28,"body":"took"},{"speaker":"SPEAKER_03","startTime":1541.28,"endTime":1541.52,"body":"it"},{"speaker":"SPEAKER_03","startTime":1541.52,"endTime":1542.0,"body":"before"},{"speaker":"SPEAKER_03","startTime":1542.72,"endTime":1542.8,"body":"what"},{"speaker":"SPEAKER_03","startTime":1542.88,"endTime":1543.04,"body":"is"},{"speaker":"SPEAKER_03","startTime":1543.04,"endTime":1543.2,"body":"full"},{"speaker":"SPEAKER_03","startTime":1543.52,"endTime":1543.76,"body":"full"},{"speaker":"SPEAKER_03","startTime":1543.76,"endTime":1544.08,"body":"retirement"},{"speaker":"SPEAKER_03","startTime":1544.08,"endTime":1544.16,"body":"age"},{"speaker":"SPEAKER_03","startTime":1544.24,"endTime":1544.32,"body":"now"},{"speaker":"SPEAKER_03","startTime":1544.4,"endTime":1544.56,"body":"is"},{"speaker":"SPEAKER_03","startTime":1544.56,"endTime":1544.88,"body":"67,"},{"speaker":"SPEAKER_03","startTime":1544.96,"endTime":1545.04,"body":"I"},{"speaker":"SPEAKER_03","startTime":1545.04,"endTime":1545.2,"body":"believe."},{"speaker":"SPEAKER_03","startTime":1546.4,"endTime":1546.56,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":1546.72,"endTime":1547.12,"body":"67"},{"speaker":"SPEAKER_03","startTime":1547.28,"endTime":1547.44,"body":"for"},{"speaker":"SPEAKER_03","startTime":1547.44,"endTime":1547.6,"body":"those"},{"speaker":"SPEAKER_03","startTime":1547.6,"endTime":1548.08,"body":"retiring"},{"speaker":"SPEAKER_03","startTime":1548.08,"endTime":1548.16,"body":"now."},{"speaker":"SPEAKER_03","startTime":1548.48,"endTime":1548.72,"body":"So"},{"speaker":"SPEAKER_03","startTime":1548.8,"endTime":1549.12,"body":"yeah,"},{"speaker":"SPEAKER_03","startTime":1549.2,"endTime":1549.6,"body":"you'd"},{"speaker":"SPEAKER_03","startTime":1549.6,"endTime":1549.76,"body":"pay"},{"speaker":"SPEAKER_03","startTime":1549.76,"endTime":1549.92,"body":"a"},{"speaker":"SPEAKER_03","startTime":1549.92,"endTime":1550.16,"body":"price"},{"speaker":"SPEAKER_03","startTime":1550.16,"endTime":1550.4,"body":"for"},{"speaker":"SPEAKER_03","startTime":1550.4,"endTime":1550.56,"body":"that,"},{"speaker":"SPEAKER_03","startTime":1550.64,"endTime":1550.8,"body":"uh,"},{"speaker":"SPEAKER_03","startTime":1550.88,"endTime":1551.12,"body":"but"},{"speaker":"SPEAKER_03","startTime":1551.12,"endTime":1551.52,"body":"otherwise"},{"speaker":"SPEAKER_03","startTime":1551.6,"endTime":1551.84,"body":"she'd"},{"speaker":"SPEAKER_03","startTime":1551.84,"endTime":1552.0,"body":"be"},{"speaker":"SPEAKER_03","startTime":1552.0,"endTime":1552.48,"body":"entitled"},{"speaker":"SPEAKER_03","startTime":1552.48,"endTime":1552.8,"body":"to"},{"speaker":"SPEAKER_03","startTime":1552.8,"endTime":1553.2,"body":"half"},{"speaker":"SPEAKER_03","startTime":1553.2,"endTime":1553.44,"body":"of"},{"speaker":"SPEAKER_03","startTime":1553.44,"endTime":1553.76,"body":"what"},{"speaker":"SPEAKER_03","startTime":1553.76,"endTime":1554.08,"body":"her"},{"speaker":"SPEAKER_03","startTime":1554.08,"endTime":1555.2,"body":"husband's"},{"speaker":"SPEAKER_03","startTime":1555.2,"endTime":1556.0,"body":"retirement"},{"speaker":"SPEAKER_03","startTime":1556.0,"endTime":1556.56,"body":"benefit"},{"speaker":"SPEAKER_03","startTime":1556.56,"endTime":1556.72,"body":"would"},{"speaker":"SPEAKER_03","startTime":1556.72,"endTime":1556.88,"body":"be"},{"speaker":"SPEAKER_03","startTime":1556.88,"endTime":1557.04,"body":"from"},{"speaker":"SPEAKER_03","startTime":1557.04,"endTime":1557.36,"body":"Social"},{"speaker":"SPEAKER_03","startTime":1557.36,"endTime":1557.68,"body":"Security."},{"speaker":"SPEAKER_03","startTime":1557.76,"endTime":1557.92,"body":"So"},{"speaker":"SPEAKER_03","startTime":1558.08,"endTime":1558.24,"body":"pretty"},{"speaker":"SPEAKER_03","startTime":1558.24,"endTime":1558.4,"body":"good"},{"speaker":"SPEAKER_03","startTime":1558.4,"endTime":1558.48,"body":"deal."},{"speaker":"SPEAKER_03","startTime":1558.56,"endTime":1558.64,"body":"Trevor"},{"speaker":"SPEAKER_03","startTime":1558.64,"endTime":1558.64,"body":"Burrus,"},{"speaker":"SPEAKER_03","startTime":1558.72,"endTime":1558.72,"body":"Jr."},{"speaker":"SPEAKER_02","startTime":1558.88,"endTime":1559.04,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":1559.12,"endTime":1559.28,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1559.28,"endTime":1559.44,"body":"a"},{"speaker":"SPEAKER_02","startTime":1559.44,"endTime":1559.68,"body":"really"},{"speaker":"SPEAKER_02","startTime":1559.68,"endTime":1559.76,"body":"good"},{"speaker":"SPEAKER_02","startTime":1559.84,"endTime":1560.0,"body":"deal."},{"speaker":"SPEAKER_02","startTime":1560.16,"endTime":1560.32,"body":"And"},{"speaker":"SPEAKER_02","startTime":1560.32,"endTime":1560.56,"body":"and"},{"speaker":"SPEAKER_02","startTime":1560.56,"endTime":1560.64,"body":"the"},{"speaker":"SPEAKER_02","startTime":1560.64,"endTime":1560.88,"body":"thing"},{"speaker":"SPEAKER_02","startTime":1560.88,"endTime":1560.96,"body":"is,"},{"speaker":"SPEAKER_02","startTime":1561.12,"endTime":1561.28,"body":"is"},{"speaker":"SPEAKER_02","startTime":1561.28,"endTime":1561.52,"body":"that"},{"speaker":"SPEAKER_02","startTime":1561.52,"endTime":1561.68,"body":"if"},{"speaker":"SPEAKER_02","startTime":1561.68,"endTime":1561.92,"body":"your"},{"speaker":"SPEAKER_02","startTime":1561.92,"endTime":1562.4,"body":"spouse"},{"speaker":"SPEAKER_02","startTime":1562.4,"endTime":1562.88,"body":"took"},{"speaker":"SPEAKER_02","startTime":1562.88,"endTime":1563.2,"body":"it"},{"speaker":"SPEAKER_02","startTime":1563.2,"endTime":1563.76,"body":"early"},{"speaker":"SPEAKER_02","startTime":1563.92,"endTime":1564.16,"body":"and"},{"speaker":"SPEAKER_02","startTime":1564.16,"endTime":1564.32,"body":"was"},{"speaker":"SPEAKER_02","startTime":1564.8,"endTime":1565.12,"body":"could"},{"speaker":"SPEAKER_02","startTime":1565.12,"endTime":1565.36,"body":"take"},{"speaker":"SPEAKER_02","startTime":1565.36,"endTime":1565.52,"body":"it"},{"speaker":"SPEAKER_02","startTime":1565.52,"endTime":1565.84,"body":"early,"},{"speaker":"SPEAKER_02","startTime":1566.08,"endTime":1566.32,"body":"had"},{"speaker":"SPEAKER_02","startTime":1566.32,"endTime":1566.56,"body":"had"},{"speaker":"SPEAKER_02","startTime":1566.56,"endTime":1566.8,"body":"enough"},{"speaker":"SPEAKER_02","startTime":1566.8,"endTime":1567.2,"body":"credits"},{"speaker":"SPEAKER_02","startTime":1567.28,"endTime":1567.44,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1567.52,"endTime":1567.76,"body":"at"},{"speaker":"SPEAKER_02","startTime":1567.76,"endTime":1568.64,"body":"62,"},{"speaker":"SPEAKER_02","startTime":1569.04,"endTime":1569.36,"body":"when"},{"speaker":"SPEAKER_02","startTime":1569.44,"endTime":1569.68,"body":"that"},{"speaker":"SPEAKER_02","startTime":1569.68,"endTime":1570.16,"body":"spouse"},{"speaker":"SPEAKER_02","startTime":1570.16,"endTime":1570.4,"body":"gets"},{"speaker":"SPEAKER_02","startTime":1570.4,"endTime":1570.64,"body":"to"},{"speaker":"SPEAKER_02","startTime":1570.64,"endTime":1571.28,"body":"67,"},{"speaker":"SPEAKER_02","startTime":1571.68,"endTime":1572.0,"body":"they"},{"speaker":"SPEAKER_02","startTime":1572.0,"endTime":1572.32,"body":"can"},{"speaker":"SPEAKER_02","startTime":1572.32,"endTime":1572.8,"body":"kick"},{"speaker":"SPEAKER_02","startTime":1572.8,"endTime":1573.12,"body":"up"},{"speaker":"SPEAKER_02","startTime":1573.2,"endTime":1573.36,"body":"to"},{"speaker":"SPEAKER_02","startTime":1573.36,"endTime":1573.6,"body":"that"},{"speaker":"SPEAKER_02","startTime":1573.6,"endTime":1573.76,"body":"half."},{"speaker":"SPEAKER_03","startTime":1574.24,"endTime":1574.32,"body":"Now"},{"speaker":"SPEAKER_03","startTime":1574.4,"endTime":1574.48,"body":"it"},{"speaker":"SPEAKER_03","startTime":1574.48,"endTime":1574.64,"body":"will"},{"speaker":"SPEAKER_03","startTime":1574.64,"endTime":1574.8,"body":"be"},{"speaker":"SPEAKER_03","startTime":1574.8,"endTime":1575.28,"body":"slightly"},{"speaker":"SPEAKER_03","startTime":1575.28,"endTime":1575.68,"body":"reduced."},{"speaker":"SPEAKER_03","startTime":1575.76,"endTime":1575.84,"body":"It"},{"speaker":"SPEAKER_03","startTime":1575.84,"endTime":1576.0,"body":"will"},{"speaker":"SPEAKER_03","startTime":1576.0,"endTime":1576.08,"body":"not"},{"speaker":"SPEAKER_03","startTime":1576.08,"endTime":1576.24,"body":"be"},{"speaker":"SPEAKER_03","startTime":1576.24,"endTime":1576.32,"body":"the"},{"speaker":"SPEAKER_03","startTime":1576.32,"endTime":1576.48,"body":"full"},{"speaker":"SPEAKER_03","startTime":1576.48,"endTime":1576.64,"body":"half."},{"speaker":"SPEAKER_02","startTime":1577.04,"endTime":1577.28,"body":"Won't"},{"speaker":"SPEAKER_02","startTime":1577.28,"endTime":1577.36,"body":"be"},{"speaker":"SPEAKER_02","startTime":1577.36,"endTime":1577.44,"body":"the"},{"speaker":"SPEAKER_02","startTime":1577.44,"endTime":1577.68,"body":"full"},{"speaker":"SPEAKER_02","startTime":1577.68,"endTime":1577.92,"body":"half,"},{"speaker":"SPEAKER_02","startTime":1578.0,"endTime":1578.16,"body":"but"},{"speaker":"SPEAKER_02","startTime":1578.16,"endTime":1578.4,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1578.4,"endTime":1578.64,"body":"close."},{"speaker":"SPEAKER_03","startTime":1578.96,"endTime":1579.2,"body":"It's"},{"speaker":"SPEAKER_03","startTime":1579.2,"endTime":1579.44,"body":"close."},{"speaker":"SPEAKER_02","startTime":1579.76,"endTime":1579.92,"body":"It's"},{"speaker":"SPEAKER_02","startTime":1580.0,"endTime":1580.4,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1580.4,"endTime":1581.12,"body":"usually"},{"speaker":"SPEAKER_02","startTime":1581.12,"endTime":1581.44,"body":"more"},{"speaker":"SPEAKER_02","startTime":1581.68,"endTime":1581.92,"body":"for"},{"speaker":"SPEAKER_02","startTime":1581.92,"endTime":1582.08,"body":"a"},{"speaker":"SPEAKER_02","startTime":1582.08,"endTime":1582.88,"body":"lower-earning"},{"speaker":"SPEAKER_02","startTime":1582.88,"endTime":1583.12,"body":"spouse"},{"speaker":"SPEAKER_02","startTime":1583.2,"endTime":1583.36,"body":"unless"},{"speaker":"SPEAKER_02","startTime":1583.36,"endTime":1583.52,"body":"you"},{"speaker":"SPEAKER_02","startTime":1583.52,"endTime":1583.6,"body":"were"},{"speaker":"SPEAKER_02","startTime":1583.6,"endTime":1583.68,"body":"a"},{"speaker":"SPEAKER_02","startTime":1583.68,"endTime":1584.32,"body":"high-earning"},{"speaker":"SPEAKER_02","startTime":1584.32,"endTime":1584.56,"body":"spouse."},{"speaker":"SPEAKER_03","startTime":1584.88,"endTime":1585.12,"body":"Yeah."},{"speaker":"SPEAKER_03","startTime":1585.36,"endTime":1585.52,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":1585.68,"endTime":1585.92,"body":"I"},{"speaker":"SPEAKER_03","startTime":1585.92,"endTime":1586.16,"body":"got"},{"speaker":"SPEAKER_03","startTime":1586.16,"endTime":1586.72,"body":"another"},{"speaker":"SPEAKER_03","startTime":1586.72,"endTime":1587.52,"body":"question/slash"},{"speaker":"SPEAKER_03","startTime":1587.68,"endTime":1588.0,"body":"comment"},{"speaker":"SPEAKER_03","startTime":1588.16,"endTime":1588.4,"body":"comes"},{"speaker":"SPEAKER_03","startTime":1588.4,"endTime":1588.56,"body":"from"},{"speaker":"SPEAKER_03","startTime":1588.56,"endTime":1588.88,"body":"Chris."},{"speaker":"SPEAKER_02","startTime":1589.12,"endTime":1589.28,"body":"Okay."},{"speaker":"SPEAKER_03","startTime":1589.6,"endTime":1589.92,"body":"Who"},{"speaker":"SPEAKER_03","startTime":1589.92,"endTime":1590.24,"body":"writes"},{"speaker":"SPEAKER_03","startTime":1590.24,"endTime":1590.48,"body":"me,"},{"speaker":"SPEAKER_03","startTime":1590.64,"endTime":1590.8,"body":"I"},{"speaker":"SPEAKER_03","startTime":1590.8,"endTime":1591.04,"body":"talked"},{"speaker":"SPEAKER_03","startTime":1591.04,"endTime":1591.2,"body":"to"},{"speaker":"SPEAKER_03","startTime":1591.2,"endTime":1591.36,"body":"him"},{"speaker":"SPEAKER_03","startTime":1591.44,"endTime":1591.68,"body":"and"},{"speaker":"SPEAKER_03","startTime":1591.68,"endTime":1591.92,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1591.92,"endTime":1592.0,"body":"I"},{"speaker":"SPEAKER_03","startTime":1592.0,"endTime":1592.32,"body":"talked"},{"speaker":"SPEAKER_03","startTime":1592.32,"endTime":1592.48,"body":"to"},{"speaker":"SPEAKER_03","startTime":1592.48,"endTime":1592.72,"body":"him"},{"speaker":"SPEAKER_03","startTime":1592.72,"endTime":1592.88,"body":"about"},{"speaker":"SPEAKER_03","startTime":1592.88,"endTime":1593.52,"body":"somebody"},{"speaker":"SPEAKER_03","startTime":1593.52,"endTime":1593.84,"body":"who"},{"speaker":"SPEAKER_03","startTime":1593.84,"endTime":1594.08,"body":"was"},{"speaker":"SPEAKER_03","startTime":1594.16,"endTime":1594.32,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1594.56,"endTime":1595.04,"body":"another"},{"speaker":"SPEAKER_03","startTime":1595.04,"endTime":1595.92,"body":"advisor,"},{"speaker":"SPEAKER_03","startTime":1596.4,"endTime":1596.8,"body":"excuse"},{"speaker":"SPEAKER_03","startTime":1596.96,"endTime":1597.12,"body":"me,"},{"speaker":"SPEAKER_03","startTime":1597.28,"endTime":1597.44,"body":"who"},{"speaker":"SPEAKER_03","startTime":1597.44,"endTime":1597.6,"body":"was"},{"speaker":"SPEAKER_03","startTime":1597.6,"endTime":1597.76,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1597.76,"endTime":1598.24,"body":"pitching"},{"speaker":"SPEAKER_03","startTime":1598.24,"endTime":1598.4,"body":"him"},{"speaker":"SPEAKER_03","startTime":1598.4,"endTime":1598.64,"body":"on"},{"speaker":"SPEAKER_03","startTime":1598.64,"endTime":1598.88,"body":"some"},{"speaker":"SPEAKER_03","startTime":1598.88,"endTime":1599.52,"body":"products."},{"speaker":"SPEAKER_03","startTime":1599.84,"endTime":1600.08,"body":"And"},{"speaker":"SPEAKER_03","startTime":1600.24,"endTime":1600.56,"body":"um"},{"speaker":"SPEAKER_03","startTime":1600.8,"endTime":1601.12,"body":"I"},{"speaker":"SPEAKER_03","startTime":1601.12,"endTime":1601.44,"body":"said,"},{"speaker":"SPEAKER_03","startTime":1601.6,"endTime":1601.84,"body":"I"},{"speaker":"SPEAKER_03","startTime":1601.84,"endTime":1602.08,"body":"said,"},{"speaker":"SPEAKER_03","startTime":1602.24,"endTime":1602.48,"body":"um,"},{"speaker":"SPEAKER_03","startTime":1602.96,"endTime":1603.36,"body":"why"},{"speaker":"SPEAKER_03","startTime":1603.36,"endTime":1603.52,"body":"would"},{"speaker":"SPEAKER_03","startTime":1603.52,"endTime":1603.68,"body":"you"},{"speaker":"SPEAKER_03","startTime":1603.68,"endTime":1603.84,"body":"want"},{"speaker":"SPEAKER_03","startTime":1603.84,"endTime":1603.92,"body":"to"},{"speaker":"SPEAKER_03","startTime":1603.92,"endTime":1604.16,"body":"pay"},{"speaker":"SPEAKER_03","startTime":1604.16,"endTime":1604.4,"body":"so"},{"speaker":"SPEAKER_03","startTime":1604.4,"endTime":1604.64,"body":"much"},{"speaker":"SPEAKER_03","startTime":1604.64,"endTime":1604.88,"body":"for"},{"speaker":"SPEAKER_03","startTime":1604.88,"endTime":1605.12,"body":"a"},{"speaker":"SPEAKER_03","startTime":1605.12,"endTime":1605.76,"body":"particular"},{"speaker":"SPEAKER_03","startTime":1606.0,"endTime":1606.56,"body":"bond"},{"speaker":"SPEAKER_03","startTime":1606.56,"endTime":1606.88,"body":"fund?"},{"speaker":"SPEAKER_03","startTime":1607.12,"endTime":1607.2,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":1607.36,"endTime":1607.44,"body":"I"},{"speaker":"SPEAKER_03","startTime":1607.44,"endTime":1607.6,"body":"think"},{"speaker":"SPEAKER_03","startTime":1607.6,"endTime":1607.68,"body":"it"},{"speaker":"SPEAKER_03","startTime":1607.68,"endTime":1607.84,"body":"was"},{"speaker":"SPEAKER_03","startTime":1607.84,"endTime":1608.4,"body":"Pimco"},{"speaker":"SPEAKER_03","startTime":1608.56,"endTime":1608.88,"body":"Income"},{"speaker":"SPEAKER_03","startTime":1608.88,"endTime":1609.04,"body":"Fund."},{"speaker":"SPEAKER_02","startTime":1609.28,"endTime":1609.36,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":1609.44,"endTime":1609.6,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1609.6,"endTime":1609.76,"body":"expensive."},{"speaker":"SPEAKER_03","startTime":1610.08,"endTime":1610.16,"body":"Which"},{"speaker":"SPEAKER_03","startTime":1610.16,"endTime":1610.32,"body":"is"},{"speaker":"SPEAKER_03","startTime":1610.32,"endTime":1610.72,"body":"expensive."},{"speaker":"SPEAKER_03","startTime":1610.96,"endTime":1611.12,"body":"Um"},{"speaker":"SPEAKER_03","startTime":1611.28,"endTime":1611.52,"body":"and"},{"speaker":"SPEAKER_03","startTime":1611.52,"endTime":1611.76,"body":"it"},{"speaker":"SPEAKER_03","startTime":1611.76,"endTime":1612.0,"body":"also"},{"speaker":"SPEAKER_03","startTime":1612.08,"endTime":1612.24,"body":"I"},{"speaker":"SPEAKER_03","startTime":1612.24,"endTime":1612.4,"body":"think"},{"speaker":"SPEAKER_03","startTime":1612.56,"endTime":1612.72,"body":"has"},{"speaker":"SPEAKER_03","startTime":1612.72,"endTime":1612.8,"body":"a"},{"speaker":"SPEAKER_03","startTime":1612.8,"endTime":1613.2,"body":"commission"},{"speaker":"SPEAKER_03","startTime":1613.2,"endTime":1613.6,"body":"attached"},{"speaker":"SPEAKER_03","startTime":1613.6,"endTime":1613.68,"body":"to"},{"speaker":"SPEAKER_03","startTime":1613.68,"endTime":1613.84,"body":"it,"},{"speaker":"SPEAKER_03","startTime":1613.92,"endTime":1614.0,"body":"I"},{"speaker":"SPEAKER_03","startTime":1614.0,"endTime":1614.24,"body":"believe,"},{"speaker":"SPEAKER_03","startTime":1614.32,"endTime":1614.4,"body":"right?"},{"speaker":"SPEAKER_02","startTime":1614.88,"endTime":1614.96,"body":"It"},{"speaker":"SPEAKER_02","startTime":1614.96,"endTime":1615.12,"body":"can,"},{"speaker":"SPEAKER_02","startTime":1615.28,"endTime":1615.44,"body":"yes."},{"speaker":"SPEAKER_03","startTime":1615.84,"endTime":1616.0,"body":"It"},{"speaker":"SPEAKER_03","startTime":1616.0,"endTime":1616.16,"body":"can,"},{"speaker":"SPEAKER_03","startTime":1616.32,"endTime":1616.56,"body":"yeah."},{"speaker":"SPEAKER_03","startTime":1616.72,"endTime":1617.04,"body":"So"},{"speaker":"SPEAKER_03","startTime":1617.2,"endTime":1617.52,"body":"and"},{"speaker":"SPEAKER_03","startTime":1617.68,"endTime":1618.0,"body":"the"},{"speaker":"SPEAKER_03","startTime":1618.0,"endTime":1618.64,"body":"response"},{"speaker":"SPEAKER_03","startTime":1618.64,"endTime":1618.8,"body":"from"},{"speaker":"SPEAKER_03","startTime":1618.88,"endTime":1619.04,"body":"the"},{"speaker":"SPEAKER_03","startTime":1619.12,"endTime":1619.68,"body":"advisor"},{"speaker":"SPEAKER_03","startTime":1619.84,"endTime":1620.08,"body":"I"},{"speaker":"SPEAKER_03","startTime":1620.08,"endTime":1620.32,"body":"love"},{"speaker":"SPEAKER_03","startTime":1620.32,"endTime":1620.48,"body":"this."},{"speaker":"SPEAKER_03","startTime":1620.64,"endTime":1620.8,"body":"I"},{"speaker":"SPEAKER_03","startTime":1620.8,"endTime":1620.96,"body":"do"},{"speaker":"SPEAKER_03","startTime":1621.04,"endTime":1621.36,"body":"truly."},{"speaker":"SPEAKER_03","startTime":1621.52,"endTime":1621.68,"body":"So"},{"speaker":"SPEAKER_03","startTime":1621.76,"endTime":1621.92,"body":"thank"},{"speaker":"SPEAKER_03","startTime":1621.92,"endTime":1622.0,"body":"you"},{"speaker":"SPEAKER_03","startTime":1622.56,"endTime":1622.72,"body":"for"},{"speaker":"SPEAKER_03","startTime":1622.72,"endTime":1623.04,"body":"sending"},{"speaker":"SPEAKER_03","startTime":1623.04,"endTime":1623.2,"body":"this"},{"speaker":"SPEAKER_03","startTime":1623.2,"endTime":1623.28,"body":"to"},{"speaker":"SPEAKER_03","startTime":1623.28,"endTime":1623.44,"body":"us,"},{"speaker":"SPEAKER_03","startTime":1623.52,"endTime":1623.76,"body":"Chris."},{"speaker":"SPEAKER_03","startTime":1624.32,"endTime":1624.4,"body":"The"},{"speaker":"SPEAKER_03","startTime":1624.4,"endTime":1624.8,"body":"advisor"},{"speaker":"SPEAKER_03","startTime":1624.8,"endTime":1625.12,"body":"wrote"},{"speaker":"SPEAKER_03","startTime":1625.12,"endTime":1625.2,"body":"the"},{"speaker":"SPEAKER_03","startTime":1625.2,"endTime":1625.44,"body":"following."},{"speaker":"SPEAKER_03","startTime":1625.6,"endTime":1625.76,"body":"There"},{"speaker":"SPEAKER_03","startTime":1625.76,"endTime":1625.92,"body":"are"},{"speaker":"SPEAKER_03","startTime":1625.92,"endTime":1626.16,"body":"certain"},{"speaker":"SPEAKER_03","startTime":1626.16,"endTime":1626.48,"body":"asset"},{"speaker":"SPEAKER_03","startTime":1626.48,"endTime":1626.96,"body":"classes"},{"speaker":"SPEAKER_03","startTime":1626.96,"endTime":1627.12,"body":"where"},{"speaker":"SPEAKER_03","startTime":1627.12,"endTime":1627.2,"body":"I"},{"speaker":"SPEAKER_03","startTime":1627.2,"endTime":1627.36,"body":"think"},{"speaker":"SPEAKER_03","startTime":1627.36,"endTime":1627.52,"body":"it"},{"speaker":"SPEAKER_03","startTime":1627.52,"endTime":1627.68,"body":"makes"},{"speaker":"SPEAKER_03","startTime":1627.68,"endTime":1627.92,"body":"sense"},{"speaker":"SPEAKER_03","startTime":1627.92,"endTime":1628.08,"body":"to"},{"speaker":"SPEAKER_03","startTime":1628.08,"endTime":1628.32,"body":"pay"},{"speaker":"SPEAKER_03","startTime":1628.32,"endTime":1628.56,"body":"more"},{"speaker":"SPEAKER_03","startTime":1628.56,"endTime":1628.8,"body":"in"},{"speaker":"SPEAKER_03","startTime":1628.8,"endTime":1629.28,"body":"fees."},{"speaker":"SPEAKER_03","startTime":1629.6,"endTime":1630.24,"body":"International,"},{"speaker":"SPEAKER_03","startTime":1630.4,"endTime":1630.8,"body":"small"},{"speaker":"SPEAKER_03","startTime":1630.8,"endTime":1631.04,"body":"cap,"},{"speaker":"SPEAKER_03","startTime":1631.12,"endTime":1631.28,"body":"and"},{"speaker":"SPEAKER_03","startTime":1631.28,"endTime":1631.68,"body":"value."},{"speaker":"SPEAKER_03","startTime":1631.92,"endTime":1632.16,"body":"A"},{"speaker":"SPEAKER_03","startTime":1632.16,"endTime":1632.56,"body":"bond"},{"speaker":"SPEAKER_03","startTime":1632.56,"endTime":1633.2,"body":"manager"},{"speaker":"SPEAKER_03","startTime":1633.36,"endTime":1633.68,"body":"can"},{"speaker":"SPEAKER_03","startTime":1633.68,"endTime":1634.0,"body":"make"},{"speaker":"SPEAKER_03","startTime":1634.0,"endTime":1634.32,"body":"up"},{"speaker":"SPEAKER_03","startTime":1634.32,"endTime":1634.72,"body":"half"},{"speaker":"SPEAKER_03","startTime":1634.72,"endTime":1634.96,"body":"a"},{"speaker":"SPEAKER_03","startTime":1634.96,"endTime":1635.44,"body":"percent"},{"speaker":"SPEAKER_03","startTime":1635.44,"endTime":1635.92,"body":"fairly"},{"speaker":"SPEAKER_03","startTime":1635.92,"endTime":1636.64,"body":"easily."},{"speaker":"SPEAKER_03","startTime":1636.96,"endTime":1637.28,"body":"Then"},{"speaker":"SPEAKER_03","startTime":1637.36,"endTime":1637.68,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1637.68,"endTime":1638.0,"body":"the"},{"speaker":"SPEAKER_03","startTime":1638.0,"endTime":1638.8,"body":"advisor"},{"speaker":"SPEAKER_03","startTime":1638.96,"endTime":1639.44,"body":"talks"},{"speaker":"SPEAKER_03","startTime":1639.44,"endTime":1639.68,"body":"about"},{"speaker":"SPEAKER_03","startTime":1639.68,"endTime":1639.84,"body":"how"},{"speaker":"SPEAKER_03","startTime":1640.16,"endTime":1640.48,"body":"the"},{"speaker":"SPEAKER_03","startTime":1640.64,"endTime":1641.2,"body":"Vanguard"},{"speaker":"SPEAKER_03","startTime":1641.28,"endTime":1641.6,"body":"total"},{"speaker":"SPEAKER_03","startTime":1641.6,"endTime":1641.84,"body":"bond"},{"speaker":"SPEAKER_03","startTime":1642.08,"endTime":1642.24,"body":"wait,"},{"speaker":"SPEAKER_03","startTime":1642.32,"endTime":1642.48,"body":"let"},{"speaker":"SPEAKER_03","startTime":1642.48,"endTime":1642.56,"body":"me"},{"speaker":"SPEAKER_03","startTime":1642.56,"endTime":1642.8,"body":"finish."},{"speaker":"SPEAKER_03","startTime":1643.12,"endTime":1643.2,"body":"The"},{"speaker":"SPEAKER_03","startTime":1643.2,"endTime":1643.76,"body":"Vanguard"},{"speaker":"SPEAKER_03","startTime":1643.76,"endTime":1643.92,"body":"total"},{"speaker":"SPEAKER_03","startTime":1644.0,"endTime":1644.24,"body":"bond"},{"speaker":"SPEAKER_03","startTime":1644.32,"endTime":1644.48,"body":"it"},{"speaker":"SPEAKER_03","startTime":1644.48,"endTime":1644.64,"body":"was"},{"speaker":"SPEAKER_03","startTime":1644.64,"endTime":1644.88,"body":"down"},{"speaker":"SPEAKER_03","startTime":1644.88,"endTime":1645.04,"body":"more"},{"speaker":"SPEAKER_03","startTime":1645.04,"endTime":1645.2,"body":"than"},{"speaker":"SPEAKER_03","startTime":1645.2,"endTime":1645.36,"body":"the"},{"speaker":"SPEAKER_03","startTime":1645.36,"endTime":1645.92,"body":"Pimco"},{"speaker":"SPEAKER_03","startTime":1646.16,"endTime":1646.72,"body":"income"},{"speaker":"SPEAKER_03","startTime":1646.72,"endTime":1646.96,"body":"fund"},{"speaker":"SPEAKER_03","startTime":1647.36,"endTime":1647.68,"body":"year"},{"speaker":"SPEAKER_03","startTime":1647.68,"endTime":1647.84,"body":"to"},{"speaker":"SPEAKER_03","startTime":1647.84,"endTime":1648.08,"body":"date."},{"speaker":"SPEAKER_03","startTime":1648.24,"endTime":1648.32,"body":"Well,"},{"speaker":"SPEAKER_03","startTime":1648.4,"endTime":1648.56,"body":"now,"},{"speaker":"SPEAKER_03","startTime":1648.64,"endTime":1648.8,"body":"of"},{"speaker":"SPEAKER_03","startTime":1648.8,"endTime":1649.2,"body":"course,"},{"speaker":"SPEAKER_03","startTime":1649.36,"endTime":1649.68,"body":"those"},{"speaker":"SPEAKER_03","startTime":1649.68,"endTime":1649.84,"body":"are"},{"speaker":"SPEAKER_03","startTime":1649.84,"endTime":1650.08,"body":"two"},{"speaker":"SPEAKER_03","startTime":1650.08,"endTime":1650.24,"body":"very"},{"speaker":"SPEAKER_03","startTime":1650.24,"endTime":1650.64,"body":"different"},{"speaker":"SPEAKER_03","startTime":1650.64,"endTime":1650.96,"body":"funds"},{"speaker":"SPEAKER_03","startTime":1651.04,"endTime":1651.2,"body":"for"},{"speaker":"SPEAKER_03","startTime":1651.2,"endTime":1651.36,"body":"one"},{"speaker":"SPEAKER_03","startTime":1651.36,"endTime":1651.44,"body":"thing."},{"speaker":"SPEAKER_03","startTime":1651.68,"endTime":1651.76,"body":"The"},{"speaker":"SPEAKER_03","startTime":1651.76,"endTime":1652.4,"body":"Vanguard"},{"speaker":"SPEAKER_03","startTime":1652.4,"endTime":1652.64,"body":"Total"},{"speaker":"SPEAKER_03","startTime":1652.64,"endTime":1652.96,"body":"Bond"},{"speaker":"SPEAKER_03","startTime":1652.96,"endTime":1653.04,"body":"is"},{"speaker":"SPEAKER_03","startTime":1653.04,"endTime":1653.28,"body":"a"},{"speaker":"SPEAKER_03","startTime":1653.28,"endTime":1653.76,"body":"holding"},{"speaker":"SPEAKER_03","startTime":1653.76,"endTime":1653.92,"body":"of"},{"speaker":"SPEAKER_03","startTime":1653.92,"endTime":1654.0,"body":"the"},{"speaker":"SPEAKER_03","startTime":1654.0,"endTime":1654.48,"body":"entire"},{"speaker":"SPEAKER_03","startTime":1654.48,"endTime":1654.88,"body":"bond"},{"speaker":"SPEAKER_03","startTime":1654.88,"endTime":1655.12,"body":"world"},{"speaker":"SPEAKER_03","startTime":1655.28,"endTime":1655.44,"body":"or"},{"speaker":"SPEAKER_03","startTime":1655.44,"endTime":1655.92,"body":"percentage"},{"speaker":"SPEAKER_03","startTime":1655.92,"endTime":1656.32,"body":"thereof."},{"speaker":"SPEAKER_03","startTime":1656.56,"endTime":1657.2,"body":"Pymco"},{"speaker":"SPEAKER_03","startTime":1657.28,"endTime":1657.6,"body":"income"},{"speaker":"SPEAKER_03","startTime":1657.6,"endTime":1657.76,"body":"is"},{"speaker":"SPEAKER_03","startTime":1657.76,"endTime":1658.16,"body":"operated"},{"speaker":"SPEAKER_03","startTime":1658.16,"endTime":1658.64,"body":"entirely"},{"speaker":"SPEAKER_03","startTime":1658.64,"endTime":1658.96,"body":"differently,"},{"speaker":"SPEAKER_03","startTime":1659.04,"endTime":1659.2,"body":"so"},{"speaker":"SPEAKER_03","startTime":1659.2,"endTime":1659.28,"body":"I"},{"speaker":"SPEAKER_03","startTime":1659.28,"endTime":1659.52,"body":"don't"},{"speaker":"SPEAKER_03","startTime":1659.52,"endTime":1659.6,"body":"know"},{"speaker":"SPEAKER_03","startTime":1659.6,"endTime":1659.76,"body":"how"},{"speaker":"SPEAKER_03","startTime":1659.76,"endTime":1659.92,"body":"you"},{"speaker":"SPEAKER_03","startTime":1659.92,"endTime":1660.08,"body":"can"},{"speaker":"SPEAKER_03","startTime":1660.08,"endTime":1660.16,"body":"make"},{"speaker":"SPEAKER_03","startTime":1660.16,"endTime":1660.32,"body":"that"},{"speaker":"SPEAKER_03","startTime":1660.32,"endTime":1660.56,"body":"comparison."},{"speaker":"SPEAKER_02","startTime":1661.52,"endTime":1661.92,"body":"They"},{"speaker":"SPEAKER_02","startTime":1662.0,"endTime":1662.24,"body":"the"},{"speaker":"SPEAKER_02","startTime":1662.24,"endTime":1662.32,"body":"the"},{"speaker":"SPEAKER_02","startTime":1662.88,"endTime":1663.04,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1663.2,"endTime":1663.44,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1663.6,"endTime":1663.92,"body":"wow,"},{"speaker":"SPEAKER_02","startTime":1664.0,"endTime":1664.32,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1664.32,"endTime":1664.8,"body":"apples"},{"speaker":"SPEAKER_02","startTime":1664.96,"endTime":1665.2,"body":"and"},{"speaker":"SPEAKER_02","startTime":1665.2,"endTime":1665.92,"body":"cumquats."},{"speaker":"SPEAKER_02","startTime":1666.24,"endTime":1666.4,"body":"Thank"},{"speaker":"SPEAKER_02","startTime":1666.4,"endTime":1666.48,"body":"you."},{"speaker":"SPEAKER_02","startTime":1666.64,"endTime":1666.8,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":1666.96,"endTime":1667.12,"body":"not"},{"speaker":"SPEAKER_02","startTime":1667.12,"endTime":1667.28,"body":"even"},{"speaker":"SPEAKER_02","startTime":1667.28,"endTime":1667.44,"body":"close."},{"speaker":"SPEAKER_02","startTime":1667.76,"endTime":1667.92,"body":"The"},{"speaker":"SPEAKER_02","startTime":1667.92,"endTime":1668.64,"body":"Pimco"},{"speaker":"SPEAKER_02","startTime":1668.88,"endTime":1669.2,"body":"income"},{"speaker":"SPEAKER_02","startTime":1669.36,"endTime":1669.6,"body":"fund"},{"speaker":"SPEAKER_02","startTime":1669.84,"endTime":1670.08,"body":"is"},{"speaker":"SPEAKER_02","startTime":1670.08,"endTime":1670.32,"body":"a"},{"speaker":"SPEAKER_02","startTime":1670.32,"endTime":1670.8,"body":"complex,"},{"speaker":"SPEAKER_02","startTime":1670.96,"endTime":1671.52,"body":"actively"},{"speaker":"SPEAKER_02","startTime":1671.52,"endTime":1672.08,"body":"managed"},{"speaker":"SPEAKER_02","startTime":1672.24,"endTime":1672.96,"body":"hedging,"},{"speaker":"SPEAKER_02","startTime":1673.2,"endTime":1673.52,"body":"short"},{"speaker":"SPEAKER_02","startTime":1673.68,"endTime":1674.48,"body":"selling,"},{"speaker":"SPEAKER_02","startTime":1674.8,"endTime":1675.12,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1677.04,"endTime":1677.36,"body":"really"},{"speaker":"SPEAKER_02","startTime":1677.52,"endTime":1678.16,"body":"dangerous."},{"speaker":"SPEAKER_02","startTime":1678.32,"endTime":1678.4,"body":"I"},{"speaker":"SPEAKER_02","startTime":1678.4,"endTime":1678.56,"body":"mean,"},{"speaker":"SPEAKER_02","startTime":1678.64,"endTime":1678.8,"body":"they"},{"speaker":"SPEAKER_02","startTime":1679.28,"endTime":1679.6,"body":"if"},{"speaker":"SPEAKER_02","startTime":1679.6,"endTime":1679.92,"body":"things"},{"speaker":"SPEAKER_02","startTime":1679.92,"endTime":1680.24,"body":"went"},{"speaker":"SPEAKER_02","startTime":1680.24,"endTime":1680.64,"body":"badly"},{"speaker":"SPEAKER_02","startTime":1680.64,"endTime":1680.72,"body":"for"},{"speaker":"SPEAKER_02","startTime":1680.72,"endTime":1680.88,"body":"them,"},{"speaker":"SPEAKER_02","startTime":1681.04,"endTime":1681.2,"body":"and"},{"speaker":"SPEAKER_02","startTime":1681.2,"endTime":1681.6,"body":"again,"},{"speaker":"SPEAKER_02","startTime":1681.76,"endTime":1682.08,"body":"they"},{"speaker":"SPEAKER_02","startTime":1682.08,"endTime":1682.72,"body":"always"},{"speaker":"SPEAKER_02","startTime":1682.72,"endTime":1683.04,"body":"look"},{"speaker":"SPEAKER_02","startTime":1683.04,"endTime":1683.36,"body":"great"},{"speaker":"SPEAKER_02","startTime":1683.52,"endTime":1683.76,"body":"right"},{"speaker":"SPEAKER_02","startTime":1683.76,"endTime":1684.0,"body":"up"},{"speaker":"SPEAKER_02","startTime":1684.0,"endTime":1684.32,"body":"until"},{"speaker":"SPEAKER_02","startTime":1684.32,"endTime":1684.56,"body":"they"},{"speaker":"SPEAKER_02","startTime":1684.56,"endTime":1684.88,"body":"don't."},{"speaker":"SPEAKER_02","startTime":1685.28,"endTime":1685.6,"body":"And"},{"speaker":"SPEAKER_02","startTime":1685.6,"endTime":1685.76,"body":"I"},{"speaker":"SPEAKER_02","startTime":1685.76,"endTime":1686.16,"body":"don't"},{"speaker":"SPEAKER_02","startTime":1686.16,"endTime":1686.48,"body":"know"},{"speaker":"SPEAKER_02","startTime":1686.48,"endTime":1686.8,"body":"when"},{"speaker":"SPEAKER_02","startTime":1686.8,"endTime":1687.12,"body":"or"},{"speaker":"SPEAKER_02","startTime":1687.12,"endTime":1687.44,"body":"if"},{"speaker":"SPEAKER_02","startTime":1687.44,"endTime":1687.68,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1687.68,"endTime":1688.0,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1688.0,"endTime":1688.16,"body":"look"},{"speaker":"SPEAKER_02","startTime":1688.16,"endTime":1688.64,"body":"badly,"},{"speaker":"SPEAKER_02","startTime":1688.8,"endTime":1689.12,"body":"but"},{"speaker":"SPEAKER_02","startTime":1689.12,"endTime":1689.44,"body":"if"},{"speaker":"SPEAKER_02","startTime":1689.44,"endTime":1689.76,"body":"they"},{"speaker":"SPEAKER_02","startTime":1689.76,"endTime":1690.08,"body":"do,"},{"speaker":"SPEAKER_02","startTime":1690.48,"endTime":1690.8,"body":"this"},{"speaker":"SPEAKER_02","startTime":1690.8,"endTime":1691.12,"body":"fund,"},{"speaker":"SPEAKER_02","startTime":1691.44,"endTime":1691.84,"body":"they've"},{"speaker":"SPEAKER_02","startTime":1691.84,"endTime":1692.0,"body":"got"},{"speaker":"SPEAKER_02","startTime":1692.0,"endTime":1692.16,"body":"to"},{"speaker":"SPEAKER_02","startTime":1692.16,"endTime":1692.48,"body":"be"},{"speaker":"SPEAKER_02","startTime":1692.48,"endTime":1692.64,"body":"really"},{"speaker":"SPEAKER_02","startTime":1693.36,"endTime":1694.08,"body":"adept"},{"speaker":"SPEAKER_02","startTime":1694.08,"endTime":1694.32,"body":"at"},{"speaker":"SPEAKER_02","startTime":1694.32,"endTime":1694.8,"body":"hedging"},{"speaker":"SPEAKER_02","startTime":1695.04,"endTime":1695.36,"body":"because"},{"speaker":"SPEAKER_02","startTime":1695.6,"endTime":1695.76,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1695.92,"endTime":1696.24,"body":"about"},{"speaker":"SPEAKER_02","startTime":1696.4,"endTime":1696.88,"body":"15"},{"speaker":"SPEAKER_02","startTime":1696.88,"endTime":1697.12,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1697.12,"endTime":1697.2,"body":"of"},{"speaker":"SPEAKER_02","startTime":1697.2,"endTime":1697.36,"body":"their"},{"speaker":"SPEAKER_02","startTime":1697.84,"endTime":1698.0,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1698.16,"endTime":1698.4,"body":"over"},{"speaker":"SPEAKER_02","startTime":1698.56,"endTime":1699.04,"body":"25"},{"speaker":"SPEAKER_02","startTime":1699.2,"endTime":1699.44,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1699.44,"endTime":1699.52,"body":"of"},{"speaker":"SPEAKER_02","startTime":1699.52,"endTime":1699.68,"body":"their"},{"speaker":"SPEAKER_02","startTime":1699.68,"endTime":1700.32,"body":"portfolio"},{"speaker":"SPEAKER_02","startTime":1700.32,"endTime":1700.48,"body":"is"},{"speaker":"SPEAKER_02","startTime":1700.48,"endTime":1700.72,"body":"low"},{"speaker":"SPEAKER_02","startTime":1700.8,"endTime":1701.36,"body":"grade"},{"speaker":"SPEAKER_02","startTime":1701.36,"endTime":1701.92,"body":"paper,"},{"speaker":"SPEAKER_02","startTime":1702.16,"endTime":1702.48,"body":"but"},{"speaker":"SPEAKER_02","startTime":1702.48,"endTime":1702.8,"body":"they"},{"speaker":"SPEAKER_02","startTime":1702.8,"endTime":1703.12,"body":"also"},{"speaker":"SPEAKER_02","startTime":1703.28,"endTime":1703.52,"body":"uh"},{"speaker":"SPEAKER_02","startTime":1704.08,"endTime":1704.72,"body":"short"},{"speaker":"SPEAKER_02","startTime":1704.72,"endTime":1705.36,"body":"bonds."},{"speaker":"SPEAKER_02","startTime":1705.6,"endTime":1706.0,"body":"They"},{"speaker":"SPEAKER_02","startTime":1706.0,"endTime":1706.32,"body":"also"},{"speaker":"SPEAKER_02","startTime":1706.32,"endTime":1706.96,"body":"borrow"},{"speaker":"SPEAKER_02","startTime":1706.96,"endTime":1707.44,"body":"money,"},{"speaker":"SPEAKER_02","startTime":1707.6,"endTime":1707.76,"body":"they"},{"speaker":"SPEAKER_02","startTime":1708.0,"endTime":1708.32,"body":"they"},{"speaker":"SPEAKER_02","startTime":1708.32,"endTime":1709.2,"body":"leverage"},{"speaker":"SPEAKER_02","startTime":1709.68,"endTime":1709.84,"body":"I"},{"speaker":"SPEAKER_02","startTime":1709.84,"endTime":1710.08,"body":"mean"},{"speaker":"SPEAKER_02","startTime":1710.56,"endTime":1710.72,"body":"they"},{"speaker":"SPEAKER_02","startTime":1710.96,"endTime":1711.2,"body":"have"},{"speaker":"SPEAKER_02","startTime":1711.36,"endTime":1711.52,"body":"their"},{"speaker":"SPEAKER_02","startTime":1712.24,"endTime":1712.4,"body":"most"},{"speaker":"SPEAKER_02","startTime":1712.72,"endTime":1713.2,"body":"funds"},{"speaker":"SPEAKER_02","startTime":1713.2,"endTime":1713.36,"body":"that"},{"speaker":"SPEAKER_02","startTime":1713.36,"endTime":1713.76,"body":"own"},{"speaker":"SPEAKER_02","startTime":1713.76,"endTime":1714.24,"body":"fixed"},{"speaker":"SPEAKER_02","startTime":1714.24,"endTime":1714.8,"body":"income"},{"speaker":"SPEAKER_02","startTime":1715.04,"endTime":1715.28,"body":"have"},{"speaker":"SPEAKER_02","startTime":1715.28,"endTime":1715.76,"body":"somewhere"},{"speaker":"SPEAKER_02","startTime":1715.92,"endTime":1716.48,"body":"around"},{"speaker":"SPEAKER_02","startTime":1716.48,"endTime":1717.12,"body":"98"},{"speaker":"SPEAKER_02","startTime":1717.28,"endTime":1717.68,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1717.68,"endTime":1717.92,"body":"of"},{"speaker":"SPEAKER_02","startTime":1717.92,"endTime":1718.16,"body":"their"},{"speaker":"SPEAKER_02","startTime":1718.16,"endTime":1719.04,"body":"portfolio"},{"speaker":"SPEAKER_02","startTime":1719.28,"endTime":1719.6,"body":"in"},{"speaker":"SPEAKER_02","startTime":1719.68,"endTime":1720.16,"body":"fixed"},{"speaker":"SPEAKER_02","startTime":1720.16,"endTime":1720.48,"body":"income"},{"speaker":"SPEAKER_02","startTime":1720.48,"endTime":1720.96,"body":"securities"},{"speaker":"SPEAKER_02","startTime":1721.04,"endTime":1721.2,"body":"and"},{"speaker":"SPEAKER_02","startTime":1721.2,"endTime":1721.36,"body":"about"},{"speaker":"SPEAKER_02","startTime":1721.36,"endTime":1721.44,"body":"two"},{"speaker":"SPEAKER_02","startTime":1721.6,"endTime":1721.92,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1721.92,"endTime":1722.24,"body":"in"},{"speaker":"SPEAKER_02","startTime":1722.24,"endTime":1722.72,"body":"cash."},{"speaker":"SPEAKER_02","startTime":1723.04,"endTime":1723.44,"body":"It's"},{"speaker":"SPEAKER_02","startTime":1723.44,"endTime":1723.6,"body":"a"},{"speaker":"SPEAKER_02","startTime":1723.6,"endTime":1723.92,"body":"rough,"},{"speaker":"SPEAKER_02","startTime":1724.08,"endTime":1724.48,"body":"rough"},{"speaker":"SPEAKER_02","startTime":1724.48,"endTime":1725.12,"body":"figure."},{"speaker":"SPEAKER_02","startTime":1725.52,"endTime":1726.0,"body":"Uh"},{"speaker":"SPEAKER_02","startTime":1726.64,"endTime":1726.8,"body":"matter"},{"speaker":"SPEAKER_02","startTime":1726.88,"endTime":1726.96,"body":"of"},{"speaker":"SPEAKER_02","startTime":1726.96,"endTime":1727.2,"body":"fact,"},{"speaker":"SPEAKER_02","startTime":1727.28,"endTime":1727.44,"body":"let"},{"speaker":"SPEAKER_02","startTime":1727.44,"endTime":1727.52,"body":"me"},{"speaker":"SPEAKER_02","startTime":1727.52,"endTime":1727.68,"body":"just"},{"speaker":"SPEAKER_02","startTime":1727.68,"endTime":1728.0,"body":"pull"},{"speaker":"SPEAKER_02","startTime":1728.0,"endTime":1728.24,"body":"B"},{"speaker":"SPEAKER_02","startTime":1728.24,"endTime":1728.48,"body":"and"},{"speaker":"SPEAKER_02","startTime":1728.48,"endTime":1728.8,"body":"D"},{"speaker":"SPEAKER_02","startTime":1728.8,"endTime":1728.96,"body":"up."},{"speaker":"SPEAKER_02","startTime":1729.04,"endTime":1729.12,"body":"Trevor"},{"speaker":"SPEAKER_02","startTime":1729.12,"endTime":1729.12,"body":"Burrus,"},{"speaker":"SPEAKER_02","startTime":1729.2,"endTime":1729.2,"body":"Jr."},{"speaker":"SPEAKER_03","startTime":1729.44,"endTime":1729.68,"body":"That's"},{"speaker":"SPEAKER_03","startTime":1729.68,"endTime":1729.92,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":1729.92,"endTime":1730.16,"body":"be"},{"speaker":"SPEAKER_03","startTime":1730.16,"endTime":1730.48,"body":"probably"},{"speaker":"SPEAKER_03","startTime":1730.48,"endTime":1730.64,"body":"even"},{"speaker":"SPEAKER_03","startTime":1730.64,"endTime":1730.88,"body":"more"},{"speaker":"SPEAKER_03","startTime":1730.88,"endTime":1731.04,"body":"in"},{"speaker":"SPEAKER_03","startTime":1731.04,"endTime":1731.36,"body":"bonds"},{"speaker":"SPEAKER_03","startTime":1731.44,"endTime":1731.6,"body":"less"},{"speaker":"SPEAKER_03","startTime":1731.68,"endTime":1731.76,"body":"than"},{"speaker":"SPEAKER_03","startTime":1732.4,"endTime":1732.48,"body":"they"},{"speaker":"SPEAKER_03","startTime":1732.56,"endTime":1732.72,"body":"may"},{"speaker":"SPEAKER_03","startTime":1732.72,"endTime":1732.88,"body":"have"},{"speaker":"SPEAKER_03","startTime":1732.88,"endTime":1732.96,"body":"a"},{"speaker":"SPEAKER_03","startTime":1732.96,"endTime":1733.12,"body":"little"},{"speaker":"SPEAKER_03","startTime":1733.6,"endTime":1734.0,"body":"flush"},{"speaker":"SPEAKER_03","startTime":1734.0,"endTime":1734.24,"body":"there"},{"speaker":"SPEAKER_03","startTime":1734.24,"endTime":1734.4,"body":"because"},{"speaker":"SPEAKER_03","startTime":1734.4,"endTime":1734.64,"body":"they've"},{"speaker":"SPEAKER_03","startTime":1734.64,"endTime":1734.72,"body":"got"},{"speaker":"SPEAKER_03","startTime":1734.72,"endTime":1734.88,"body":"to"},{"speaker":"SPEAKER_03","startTime":1734.88,"endTime":1735.04,"body":"pay"},{"speaker":"SPEAKER_03","startTime":1735.04,"endTime":1735.2,"body":"things"},{"speaker":"SPEAKER_03","startTime":1735.2,"endTime":1735.28,"body":"out"},{"speaker":"SPEAKER_03","startTime":1735.36,"endTime":1735.44,"body":"with"},{"speaker":"SPEAKER_03","startTime":1735.44,"endTime":1735.52,"body":"a"},{"speaker":"SPEAKER_03","startTime":1735.52,"endTime":1735.6,"body":"little"},{"speaker":"SPEAKER_03","startTime":1735.6,"endTime":1735.68,"body":"bit"},{"speaker":"SPEAKER_03","startTime":1735.68,"endTime":1735.76,"body":"of"},{"speaker":"SPEAKER_03","startTime":1735.76,"endTime":1735.76,"body":"a"},{"speaker":"SPEAKER_03","startTime":1736.16,"endTime":1736.24,"body":"little"},{"speaker":"SPEAKER_03","startTime":1736.24,"endTime":1736.32,"body":"bit"},{"speaker":"SPEAKER_03","startTime":1736.32,"endTime":1736.48,"body":"of"},{"speaker":"SPEAKER_03","startTime":1736.48,"endTime":1736.64,"body":"cash"},{"speaker":"SPEAKER_03","startTime":1736.8,"endTime":1736.96,"body":"because"},{"speaker":"SPEAKER_03","startTime":1736.96,"endTime":1737.04,"body":"I"},{"speaker":"SPEAKER_03","startTime":1737.04,"endTime":1737.2,"body":"want"},{"speaker":"SPEAKER_03","startTime":1737.2,"endTime":1737.28,"body":"to"},{"speaker":"SPEAKER_03","startTime":1737.28,"endTime":1737.44,"body":"make"},{"speaker":"SPEAKER_03","startTime":1737.44,"endTime":1737.6,"body":"this"},{"speaker":"SPEAKER_03","startTime":1737.76,"endTime":1737.92,"body":"this"},{"speaker":"SPEAKER_03","startTime":1738.56,"endTime":1739.04,"body":"comparison"},{"speaker":"SPEAKER_03","startTime":1739.04,"endTime":1739.28,"body":"is"},{"speaker":"SPEAKER_03","startTime":1739.28,"endTime":1739.44,"body":"so"},{"speaker":"SPEAKER_03","startTime":1739.44,"endTime":1739.92,"body":"powerful."},{"speaker":"SPEAKER_02","startTime":1740.08,"endTime":1740.24,"body":"If"},{"speaker":"SPEAKER_02","startTime":1740.24,"endTime":1740.32,"body":"you"},{"speaker":"SPEAKER_02","startTime":1740.32,"endTime":1740.56,"body":"think"},{"speaker":"SPEAKER_02","startTime":1740.56,"endTime":1741.04,"body":"Pimco"},{"speaker":"SPEAKER_02","startTime":1741.28,"endTime":1741.52,"body":"income"},{"speaker":"SPEAKER_02","startTime":1741.52,"endTime":1741.68,"body":"is"},{"speaker":"SPEAKER_02","startTime":1741.68,"endTime":1742.0,"body":"similar,"},{"speaker":"SPEAKER_02","startTime":1742.08,"endTime":1742.24,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1742.4,"endTime":1742.56,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1742.72,"endTime":1742.96,"body":"you"},{"speaker":"SPEAKER_02","startTime":1742.96,"endTime":1743.2,"body":"are"},{"speaker":"SPEAKER_02","startTime":1743.2,"endTime":1743.44,"body":"a"},{"speaker":"SPEAKER_02","startTime":1743.44,"endTime":1743.76,"body":"bad,"},{"speaker":"SPEAKER_02","startTime":1743.92,"endTime":1744.32,"body":"bad"},{"speaker":"SPEAKER_02","startTime":1744.32,"endTime":1744.88,"body":"advisor."},{"speaker":"SPEAKER_03","startTime":1744.96,"endTime":1745.04,"body":"Trevor"},{"speaker":"SPEAKER_03","startTime":1745.04,"endTime":1745.04,"body":"Burrus,"},{"speaker":"SPEAKER_03","startTime":1745.44,"endTime":1745.44,"body":"I"},{"speaker":"SPEAKER_03","startTime":1745.6,"endTime":1745.84,"body":"think"},{"speaker":"SPEAKER_03","startTime":1745.84,"endTime":1746.08,"body":"he's"},{"speaker":"SPEAKER_03","startTime":1746.08,"endTime":1746.24,"body":"just"},{"speaker":"SPEAKER_03","startTime":1746.24,"endTime":1746.56,"body":"looking"},{"speaker":"SPEAKER_03","startTime":1746.56,"endTime":1746.72,"body":"at"},{"speaker":"SPEAKER_03","startTime":1746.72,"endTime":1747.12,"body":"performance"},{"speaker":"SPEAKER_03","startTime":1747.12,"endTime":1747.28,"body":"and"},{"speaker":"SPEAKER_03","startTime":1747.28,"endTime":1747.6,"body":"saying"},{"speaker":"SPEAKER_03","startTime":1747.6,"endTime":1747.92,"body":"one's"},{"speaker":"SPEAKER_03","startTime":1747.92,"endTime":1748.08,"body":"done"},{"speaker":"SPEAKER_03","startTime":1748.08,"endTime":1748.32,"body":"better"},{"speaker":"SPEAKER_03","startTime":1748.32,"endTime":1748.48,"body":"than"},{"speaker":"SPEAKER_03","startTime":1748.48,"endTime":1748.56,"body":"the"},{"speaker":"SPEAKER_03","startTime":1748.56,"endTime":1748.72,"body":"other."},{"speaker":"SPEAKER_03","startTime":1748.8,"endTime":1748.88,"body":"Trevor"},{"speaker":"SPEAKER_03","startTime":1748.88,"endTime":1748.88,"body":"Burrus,"},{"speaker":"SPEAKER_03","startTime":1748.96,"endTime":1748.96,"body":"Jr."},{"speaker":"SPEAKER_02","startTime":1749.04,"endTime":1749.12,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":1749.2,"endTime":1749.44,"body":"he's"},{"speaker":"SPEAKER_02","startTime":1749.44,"endTime":1749.68,"body":"looking"},{"speaker":"SPEAKER_02","startTime":1749.68,"endTime":1749.84,"body":"at"},{"speaker":"SPEAKER_02","startTime":1749.84,"endTime":1750.24,"body":"performance"},{"speaker":"SPEAKER_02","startTime":1750.32,"endTime":1750.56,"body":"and"},{"speaker":"SPEAKER_02","startTime":1750.56,"endTime":1750.8,"body":"says"},{"speaker":"SPEAKER_02","startTime":1750.8,"endTime":1750.96,"body":"one's"},{"speaker":"SPEAKER_02","startTime":1751.12,"endTime":1751.44,"body":"one's"},{"speaker":"SPEAKER_02","startTime":1751.44,"endTime":1751.6,"body":"done"},{"speaker":"SPEAKER_02","startTime":1751.6,"endTime":1751.76,"body":"better"},{"speaker":"SPEAKER_02","startTime":1751.76,"endTime":1751.84,"body":"than"},{"speaker":"SPEAKER_02","startTime":1751.84,"endTime":1752.0,"body":"the"},{"speaker":"SPEAKER_02","startTime":1752.0,"endTime":1752.08,"body":"other."},{"speaker":"SPEAKER_02","startTime":1752.16,"endTime":1752.32,"body":"But"},{"speaker":"SPEAKER_02","startTime":1752.32,"endTime":1752.48,"body":"here's"},{"speaker":"SPEAKER_02","startTime":1752.48,"endTime":1752.56,"body":"the"},{"speaker":"SPEAKER_02","startTime":1752.56,"endTime":1752.72,"body":"thing:"},{"speaker":"SPEAKER_02","startTime":1752.8,"endTime":1752.96,"body":"let's"},{"speaker":"SPEAKER_02","startTime":1752.96,"endTime":1753.04,"body":"look"},{"speaker":"SPEAKER_02","startTime":1753.04,"endTime":1753.12,"body":"at"},{"speaker":"SPEAKER_02","startTime":1753.12,"endTime":1753.2,"body":"the"},{"speaker":"SPEAKER_02","startTime":1753.2,"endTime":1753.68,"body":"portfolio"},{"speaker":"SPEAKER_02","startTime":1753.68,"endTime":1753.84,"body":"of"},{"speaker":"SPEAKER_02","startTime":1753.84,"endTime":1754.4,"body":"BND."},{"speaker":"SPEAKER_02","startTime":1754.56,"endTime":1755.2,"body":"Vanguard"},{"speaker":"SPEAKER_02","startTime":1755.36,"endTime":1755.52,"body":"total"},{"speaker":"SPEAKER_02","startTime":1755.6,"endTime":1755.92,"body":"bond"},{"speaker":"SPEAKER_02","startTime":1755.92,"endTime":1756.32,"body":"index"},{"speaker":"SPEAKER_02","startTime":1756.32,"endTime":1756.56,"body":"has"},{"speaker":"SPEAKER_02","startTime":1756.56,"endTime":1757.76,"body":"98.42"},{"speaker":"SPEAKER_02","startTime":1757.76,"endTime":1758.08,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1758.08,"endTime":1758.16,"body":"of"},{"speaker":"SPEAKER_02","startTime":1758.16,"endTime":1758.32,"body":"its"},{"speaker":"SPEAKER_02","startTime":1758.32,"endTime":1758.8,"body":"portfolio."},{"speaker":"SPEAKER_02","startTime":1759.04,"endTime":1759.12,"body":"I"},{"speaker":"SPEAKER_02","startTime":1759.12,"endTime":1759.28,"body":"was"},{"speaker":"SPEAKER_02","startTime":1759.28,"endTime":1759.6,"body":"close."},{"speaker":"SPEAKER_02","startTime":1759.84,"endTime":1760.0,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":1760.08,"endTime":1760.24,"body":"you"},{"speaker":"SPEAKER_02","startTime":1760.24,"endTime":1760.32,"body":"were"},{"speaker":"SPEAKER_02","startTime":1760.4,"endTime":1760.56,"body":"close."},{"speaker":"SPEAKER_02","startTime":1760.8,"endTime":1760.96,"body":"In"},{"speaker":"SPEAKER_02","startTime":1760.96,"endTime":1761.2,"body":"fixed"},{"speaker":"SPEAKER_02","startTime":1761.2,"endTime":1761.52,"body":"income"},{"speaker":"SPEAKER_02","startTime":1761.6,"endTime":1761.76,"body":"and"},{"speaker":"SPEAKER_02","startTime":1761.76,"endTime":1762.72,"body":"1.58"},{"speaker":"SPEAKER_02","startTime":1763.04,"endTime":1763.36,"body":"in"},{"speaker":"SPEAKER_02","startTime":1763.36,"endTime":1763.92,"body":"cash."},{"speaker":"SPEAKER_02","startTime":1764.56,"endTime":1764.8,"body":"Okay."},{"speaker":"SPEAKER_02","startTime":1765.12,"endTime":1765.28,"body":"Now"},{"speaker":"SPEAKER_02","startTime":1765.36,"endTime":1765.6,"body":"let's"},{"speaker":"SPEAKER_02","startTime":1765.6,"endTime":1765.84,"body":"look"},{"speaker":"SPEAKER_02","startTime":1765.84,"endTime":1765.92,"body":"at"},{"speaker":"SPEAKER_02","startTime":1766.16,"endTime":1766.8,"body":"Pimco"},{"speaker":"SPEAKER_02","startTime":1767.04,"endTime":1767.36,"body":"income."},{"speaker":"SPEAKER_02","startTime":1768.08,"endTime":1768.56,"body":"They"},{"speaker":"SPEAKER_02","startTime":1768.56,"endTime":1768.88,"body":"have"},{"speaker":"SPEAKER_02","startTime":1768.88,"endTime":1770.32,"body":"174%"},{"speaker":"SPEAKER_02","startTime":1772.48,"endTime":1772.8,"body":"of"},{"speaker":"SPEAKER_02","startTime":1772.8,"endTime":1773.12,"body":"their"},{"speaker":"SPEAKER_02","startTime":1773.12,"endTime":1774.0,"body":"portfolio."},{"speaker":"SPEAKER_02","startTime":1774.72,"endTime":1775.2,"body":"Hold"},{"speaker":"SPEAKER_02","startTime":1775.2,"endTime":1775.36,"body":"on."},{"speaker":"SPEAKER_02","startTime":1775.52,"endTime":1775.84,"body":"Think"},{"speaker":"SPEAKER_02","startTime":1775.84,"endTime":1776.0,"body":"about"},{"speaker":"SPEAKER_02","startTime":1776.0,"endTime":1776.24,"body":"that"},{"speaker":"SPEAKER_02","startTime":1776.24,"endTime":1776.64,"body":"number"},{"speaker":"SPEAKER_02","startTime":1776.64,"endTime":1776.8,"body":"for"},{"speaker":"SPEAKER_02","startTime":1776.8,"endTime":1777.04,"body":"a"},{"speaker":"SPEAKER_02","startTime":1777.04,"endTime":1777.36,"body":"minute."},{"speaker":"SPEAKER_02","startTime":1778.08,"endTime":1778.32,"body":"They"},{"speaker":"SPEAKER_02","startTime":1778.32,"endTime":1778.56,"body":"have"},{"speaker":"SPEAKER_02","startTime":1778.56,"endTime":1779.68,"body":"174%"},{"speaker":"SPEAKER_02","startTime":1780.24,"endTime":1780.48,"body":"of"},{"speaker":"SPEAKER_02","startTime":1780.48,"endTime":1780.72,"body":"their"},{"speaker":"SPEAKER_02","startTime":1780.72,"endTime":1781.6,"body":"portfolio"},{"speaker":"SPEAKER_02","startTime":1781.6,"endTime":1781.92,"body":"in"},{"speaker":"SPEAKER_02","startTime":1781.92,"endTime":1782.48,"body":"bonds."},{"speaker":"SPEAKER_02","startTime":1784.56,"endTime":1785.04,"body":"What?"},{"speaker":"SPEAKER_02","startTime":1786.24,"endTime":1786.56,"body":"For"},{"speaker":"SPEAKER_02","startTime":1786.56,"endTime":1787.2,"body":"every"},{"speaker":"SPEAKER_02","startTime":1787.2,"endTime":1787.52,"body":"dollar"},{"speaker":"SPEAKER_02","startTime":1788.0,"endTime":1788.32,"body":"they"},{"speaker":"SPEAKER_02","startTime":1788.32,"endTime":1788.56,"body":"have"},{"speaker":"SPEAKER_02","startTime":1788.56,"endTime":1788.72,"body":"in"},{"speaker":"SPEAKER_02","startTime":1788.72,"endTime":1788.96,"body":"the"},{"speaker":"SPEAKER_02","startTime":1788.96,"endTime":1789.28,"body":"fund,"},{"speaker":"SPEAKER_02","startTime":1789.36,"endTime":1789.76,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1789.76,"endTime":1790.4,"body":"borrowing"},{"speaker":"SPEAKER_02","startTime":1790.4,"endTime":1791.04,"body":"74"},{"speaker":"SPEAKER_02","startTime":1791.28,"endTime":1791.84,"body":"cents"},{"speaker":"SPEAKER_02","startTime":1792.0,"endTime":1792.32,"body":"to"},{"speaker":"SPEAKER_02","startTime":1792.32,"endTime":1792.72,"body":"buy"},{"speaker":"SPEAKER_02","startTime":1792.72,"endTime":1793.04,"body":"more"},{"speaker":"SPEAKER_02","startTime":1793.04,"endTime":1793.84,"body":"bonds."},{"speaker":"SPEAKER_02","startTime":1794.88,"endTime":1795.44,"body":"That's"},{"speaker":"SPEAKER_02","startTime":1795.44,"endTime":1796.08,"body":"leverage,"},{"speaker":"SPEAKER_02","startTime":1796.16,"endTime":1796.48,"body":"like"},{"speaker":"SPEAKER_02","startTime":1796.8,"endTime":1796.88,"body":"I"},{"speaker":"SPEAKER_02","startTime":1796.88,"endTime":1797.12,"body":"mean,"},{"speaker":"SPEAKER_02","startTime":1797.2,"endTime":1797.52,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1797.52,"endTime":1798.0,"body":"ridiculous"},{"speaker":"SPEAKER_02","startTime":1798.0,"endTime":1798.32,"body":"leverage."},{"speaker":"SPEAKER_02","startTime":1798.48,"endTime":1798.64,"body":"Oh,"},{"speaker":"SPEAKER_02","startTime":1798.72,"endTime":1798.88,"body":"oh,"},{"speaker":"SPEAKER_02","startTime":1798.96,"endTime":1799.12,"body":"and"},{"speaker":"SPEAKER_02","startTime":1799.12,"endTime":1799.28,"body":"by"},{"speaker":"SPEAKER_02","startTime":1799.28,"endTime":1799.52,"body":"the"},{"speaker":"SPEAKER_02","startTime":1799.52,"endTime":1799.68,"body":"way,"},{"speaker":"SPEAKER_02","startTime":1799.84,"endTime":1800.32,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1800.32,"endTime":1800.8,"body":"short"},{"speaker":"SPEAKER_02","startTime":1801.12,"endTime":1801.68,"body":"7%."},{"speaker":"SPEAKER_02","startTime":1804.0,"endTime":1804.32,"body":"And"},{"speaker":"SPEAKER_02","startTime":1804.32,"endTime":1804.56,"body":"they"},{"speaker":"SPEAKER_02","startTime":1804.88,"endTime":1805.2,"body":"have"},{"speaker":"SPEAKER_02","startTime":1806.16,"endTime":1806.88,"body":"negative"},{"speaker":"SPEAKER_02","startTime":1806.88,"endTime":1807.36,"body":"56%"},{"speaker":"SPEAKER_02","startTime":1807.92,"endTime":1808.16,"body":"in"},{"speaker":"SPEAKER_02","startTime":1808.16,"endTime":1808.56,"body":"cash."},{"speaker":"SPEAKER_03","startTime":1809.12,"endTime":1809.28,"body":"And"},{"speaker":"SPEAKER_03","startTime":1809.28,"endTime":1809.52,"body":"what"},{"speaker":"SPEAKER_03","startTime":1809.52,"endTime":1809.68,"body":"do"},{"speaker":"SPEAKER_03","startTime":1809.68,"endTime":1809.76,"body":"they"},{"speaker":"SPEAKER_03","startTime":1809.76,"endTime":1809.92,"body":"want"},{"speaker":"SPEAKER_03","startTime":1809.92,"endTime":1810.0,"body":"to"},{"speaker":"SPEAKER_03","startTime":1810.0,"endTime":1810.32,"body":"charge"},{"speaker":"SPEAKER_03","startTime":1810.32,"endTime":1810.48,"body":"you"},{"speaker":"SPEAKER_03","startTime":1810.48,"endTime":1810.64,"body":"for"},{"speaker":"SPEAKER_03","startTime":1810.64,"endTime":1810.8,"body":"that,"},{"speaker":"SPEAKER_03","startTime":1810.88,"endTime":1811.04,"body":"the"},{"speaker":"SPEAKER_03","startTime":1811.04,"endTime":1811.36,"body":"pleasure"},{"speaker":"SPEAKER_03","startTime":1811.36,"endTime":1811.44,"body":"of"},{"speaker":"SPEAKER_03","startTime":1811.44,"endTime":1811.6,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1811.6,"endTime":1811.84,"body":"having"},{"speaker":"SPEAKER_03","startTime":1811.84,"endTime":1812.0,"body":"that"},{"speaker":"SPEAKER_03","startTime":1812.0,"endTime":1812.4,"body":"management?"},{"speaker":"SPEAKER_02","startTime":1813.44,"endTime":1813.6,"body":"If"},{"speaker":"SPEAKER_02","startTime":1813.76,"endTime":1814.0,"body":"if"},{"speaker":"SPEAKER_02","startTime":1814.0,"endTime":1814.24,"body":"you"},{"speaker":"SPEAKER_02","startTime":1814.24,"endTime":1814.4,"body":"get"},{"speaker":"SPEAKER_02","startTime":1814.4,"endTime":1814.64,"body":"the"},{"speaker":"SPEAKER_02","startTime":1814.64,"endTime":1814.96,"body":"class"},{"speaker":"SPEAKER_02","startTime":1815.12,"endTime":1815.44,"body":"A"},{"speaker":"SPEAKER_02","startTime":1815.6,"endTime":1816.32,"body":"shares,"},{"speaker":"SPEAKER_02","startTime":1816.88,"endTime":1817.28,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1817.28,"endTime":1817.52,"body":"only"},{"speaker":"SPEAKER_02","startTime":1817.52,"endTime":1818.16,"body":"90"},{"speaker":"SPEAKER_02","startTime":1818.16,"endTime":1818.64,"body":"basis"},{"speaker":"SPEAKER_02","startTime":1818.64,"endTime":1819.12,"body":"points,"},{"speaker":"SPEAKER_02","startTime":1819.44,"endTime":1819.76,"body":"but"},{"speaker":"SPEAKER_02","startTime":1820.08,"endTime":1820.4,"body":"the"},{"speaker":"SPEAKER_02","startTime":1820.4,"endTime":1820.72,"body":"A"},{"speaker":"SPEAKER_02","startTime":1820.8,"endTime":1821.28,"body":"shares"},{"speaker":"SPEAKER_02","startTime":1821.6,"endTime":1821.92,"body":"also"},{"speaker":"SPEAKER_02","startTime":1822.16,"endTime":1822.48,"body":"have"},{"speaker":"SPEAKER_02","startTime":1822.48,"endTime":1822.8,"body":"with"},{"speaker":"SPEAKER_02","startTime":1822.8,"endTime":1823.12,"body":"them"},{"speaker":"SPEAKER_02","startTime":1824.08,"endTime":1824.4,"body":"a"},{"speaker":"SPEAKER_02","startTime":1824.96,"endTime":1825.6,"body":"commission"},{"speaker":"SPEAKER_02","startTime":1825.6,"endTime":1825.92,"body":"of"},{"speaker":"SPEAKER_02","startTime":1825.92,"endTime":1827.28,"body":"3.75."},{"speaker":"SPEAKER_02","startTime":1828.32,"endTime":1828.72,"body":"If"},{"speaker":"SPEAKER_02","startTime":1828.72,"endTime":1829.04,"body":"you"},{"speaker":"SPEAKER_02","startTime":1829.04,"endTime":1829.2,"body":"get"},{"speaker":"SPEAKER_02","startTime":1829.2,"endTime":1829.44,"body":"the"},{"speaker":"SPEAKER_02","startTime":1829.44,"endTime":1830.24,"body":"Pimco"},{"speaker":"SPEAKER_02","startTime":1830.48,"endTime":1830.8,"body":"income,"},{"speaker":"SPEAKER_02","startTime":1831.36,"endTime":1831.52,"body":"I've"},{"speaker":"SPEAKER_02","startTime":1831.68,"endTime":1831.84,"body":"I"},{"speaker":"SPEAKER_02","startTime":1831.84,"endTime":1832.08,"body":"just"},{"speaker":"SPEAKER_02","startTime":1832.08,"endTime":1832.4,"body":"lost"},{"speaker":"SPEAKER_02","startTime":1832.4,"endTime":1832.56,"body":"it."},{"speaker":"SPEAKER_02","startTime":1832.64,"endTime":1832.8,"body":"I"},{"speaker":"SPEAKER_02","startTime":1832.8,"endTime":1832.96,"body":"just"},{"speaker":"SPEAKER_02","startTime":1832.96,"endTime":1833.12,"body":"had"},{"speaker":"SPEAKER_02","startTime":1833.12,"endTime":1833.28,"body":"it"},{"speaker":"SPEAKER_02","startTime":1833.28,"endTime":1833.44,"body":"on"},{"speaker":"SPEAKER_02","startTime":1833.44,"endTime":1833.52,"body":"my"},{"speaker":"SPEAKER_02","startTime":1833.52,"endTime":1833.84,"body":"screen."},{"speaker":"SPEAKER_02","startTime":1834.08,"endTime":1835.12,"body":"PIMCO"},{"speaker":"SPEAKER_02","startTime":1835.28,"endTime":1835.76,"body":"Income"},{"speaker":"SPEAKER_02","startTime":1836.08,"endTime":1836.56,"body":"Class"},{"speaker":"SPEAKER_02","startTime":1836.56,"endTime":1836.8,"body":"C,"},{"speaker":"SPEAKER_02","startTime":1837.12,"endTime":1837.36,"body":"which"},{"speaker":"SPEAKER_02","startTime":1837.36,"endTime":1837.6,"body":"doesn't"},{"speaker":"SPEAKER_02","startTime":1837.6,"endTime":1837.76,"body":"have"},{"speaker":"SPEAKER_02","startTime":1837.76,"endTime":1837.92,"body":"a"},{"speaker":"SPEAKER_02","startTime":1837.92,"endTime":1838.24,"body":"front"},{"speaker":"SPEAKER_02","startTime":1838.24,"endTime":1838.64,"body":"load,"},{"speaker":"SPEAKER_02","startTime":1838.8,"endTime":1839.2,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1839.2,"endTime":1839.36,"body":"a"},{"speaker":"SPEAKER_02","startTime":1839.36,"endTime":1839.76,"body":"tricky"},{"speaker":"SPEAKER_02","startTime":1839.76,"endTime":1840.0,"body":"little"},{"speaker":"SPEAKER_02","startTime":1840.0,"endTime":1840.48,"body":"back-end"},{"speaker":"SPEAKER_02","startTime":1840.64,"endTime":1841.04,"body":"liar"},{"speaker":"SPEAKER_02","startTime":1841.04,"endTime":1841.6,"body":"load"},{"speaker":"SPEAKER_02","startTime":1841.6,"endTime":1841.92,"body":"fund,"},{"speaker":"SPEAKER_02","startTime":1842.32,"endTime":1842.64,"body":"then"},{"speaker":"SPEAKER_02","startTime":1842.64,"endTime":1842.96,"body":"your"},{"speaker":"SPEAKER_02","startTime":1842.96,"endTime":1843.6,"body":"fees"},{"speaker":"SPEAKER_02","startTime":1843.92,"endTime":1844.24,"body":"are"},{"speaker":"SPEAKER_02","startTime":1844.24,"endTime":1845.44,"body":"1.65%"},{"speaker":"SPEAKER_02","startTime":1845.76,"endTime":1845.92,"body":"per"},{"speaker":"SPEAKER_02","startTime":1845.92,"endTime":1846.08,"body":"year."},{"speaker":"SPEAKER_02","startTime":1846.24,"endTime":1846.72,"body":"Whoa."},{"speaker":"SPEAKER_02","startTime":1847.04,"endTime":1847.28,"body":"So"},{"speaker":"SPEAKER_02","startTime":1847.36,"endTime":1847.68,"body":"yeah,"},{"speaker":"SPEAKER_02","startTime":1847.76,"endTime":1848.0,"body":"you"},{"speaker":"SPEAKER_02","startTime":1848.0,"endTime":1848.24,"body":"can"},{"speaker":"SPEAKER_02","startTime":1848.24,"endTime":1848.72,"body":"overcome"},{"speaker":"SPEAKER_02","startTime":1848.72,"endTime":1849.04,"body":"an"},{"speaker":"SPEAKER_02","startTime":1849.04,"endTime":1849.68,"body":"extra"},{"speaker":"SPEAKER_02","startTime":1850.0,"endTime":1850.24,"body":"one"},{"speaker":"SPEAKER_02","startTime":1850.56,"endTime":1850.88,"body":"point"},{"speaker":"SPEAKER_02","startTime":1850.88,"endTime":1851.28,"body":"six"},{"speaker":"SPEAKER_02","startTime":1851.28,"endTime":1851.76,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1851.76,"endTime":1851.92,"body":"per"},{"speaker":"SPEAKER_02","startTime":1851.92,"endTime":1852.32,"body":"year"},{"speaker":"SPEAKER_02","startTime":1852.32,"endTime":1852.56,"body":"over"},{"speaker":"SPEAKER_02","startTime":1852.56,"endTime":1853.12,"body":"BND,"},{"speaker":"SPEAKER_02","startTime":1853.2,"endTime":1853.36,"body":"or"},{"speaker":"SPEAKER_02","startTime":1853.36,"endTime":1853.52,"body":"what"},{"speaker":"SPEAKER_02","startTime":1853.52,"endTime":1853.68,"body":"is"},{"speaker":"SPEAKER_02","startTime":1853.68,"endTime":1854.16,"body":"BND"},{"speaker":"SPEAKER_02","startTime":1854.16,"endTime":1854.48,"body":"charging"},{"speaker":"SPEAKER_02","startTime":1854.48,"endTime":1854.56,"body":"these"},{"speaker":"SPEAKER_02","startTime":1854.56,"endTime":1854.8,"body":"days?"},{"speaker":"SPEAKER_02","startTime":1854.88,"endTime":1855.12,"body":"Hold"},{"speaker":"SPEAKER_02","startTime":1855.12,"endTime":1855.2,"body":"on."},{"speaker":"SPEAKER_03","startTime":1855.6,"endTime":1855.76,"body":"Three"},{"speaker":"SPEAKER_03","startTime":1855.76,"endTime":1856.0,"body":"basis"},{"speaker":"SPEAKER_03","startTime":1856.0,"endTime":1856.16,"body":"points"},{"speaker":"SPEAKER_03","startTime":1856.24,"endTime":1856.32,"body":"or"},{"speaker":"SPEAKER_03","startTime":1856.32,"endTime":1856.4,"body":"something"},{"speaker":"SPEAKER_03","startTime":1856.48,"endTime":1856.56,"body":"like"},{"speaker":"SPEAKER_03","startTime":1856.56,"endTime":1856.56,"body":"that."},{"speaker":"SPEAKER_03","startTime":1856.8,"endTime":1856.96,"body":"Three"},{"speaker":"SPEAKER_03","startTime":1856.96,"endTime":1857.2,"body":"basis"},{"speaker":"SPEAKER_03","startTime":1857.2,"endTime":1857.28,"body":"points."},{"speaker":"SPEAKER_02","startTime":1857.44,"endTime":1857.52,"body":"So"},{"speaker":"SPEAKER_02","startTime":1857.6,"endTime":1857.68,"body":"it's"},{"speaker":"SPEAKER_02","startTime":1858.24,"endTime":1858.4,"body":"over"},{"speaker":"SPEAKER_02","startTime":1858.88,"endTime":1859.12,"body":"three"},{"speaker":"SPEAKER_02","startTime":1859.12,"endTime":1859.44,"body":"basis"},{"speaker":"SPEAKER_02","startTime":1859.44,"endTime":1859.6,"body":"points."},{"speaker":"SPEAKER_02","startTime":1859.76,"endTime":1860.0,"body":"It's"},{"speaker":"SPEAKER_02","startTime":1860.0,"endTime":1860.24,"body":"over"},{"speaker":"SPEAKER_02","startTime":1860.24,"endTime":1860.4,"body":"one"},{"speaker":"SPEAKER_02","startTime":1860.56,"endTime":1860.88,"body":"point"},{"speaker":"SPEAKER_02","startTime":1860.88,"endTime":1861.12,"body":"six"},{"speaker":"SPEAKER_02","startTime":1861.12,"endTime":1861.52,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1861.52,"endTime":1861.76,"body":"more"},{"speaker":"SPEAKER_02","startTime":1861.76,"endTime":1862.32,"body":"expensive"},{"speaker":"SPEAKER_02","startTime":1862.32,"endTime":1862.56,"body":"every"},{"speaker":"SPEAKER_02","startTime":1862.56,"endTime":1862.8,"body":"year."},{"speaker":"SPEAKER_02","startTime":1862.96,"endTime":1863.2,"body":"They"},{"speaker":"SPEAKER_02","startTime":1863.2,"endTime":1863.36,"body":"have"},{"speaker":"SPEAKER_02","startTime":1863.36,"endTime":1863.6,"body":"to"},{"speaker":"SPEAKER_02","startTime":1863.6,"endTime":1863.92,"body":"make"},{"speaker":"SPEAKER_02","startTime":1863.92,"endTime":1864.08,"body":"one"},{"speaker":"SPEAKER_02","startTime":1864.24,"endTime":1864.48,"body":"point"},{"speaker":"SPEAKER_02","startTime":1864.48,"endTime":1864.8,"body":"six"},{"speaker":"SPEAKER_02","startTime":1864.8,"endTime":1865.36,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1865.36,"endTime":1865.6,"body":"more"},{"speaker":"SPEAKER_02","startTime":1865.84,"endTime":1866.32,"body":"every"},{"speaker":"SPEAKER_02","startTime":1866.32,"endTime":1866.8,"body":"single"},{"speaker":"SPEAKER_02","startTime":1866.8,"endTime":1867.2,"body":"year"},{"speaker":"SPEAKER_02","startTime":1867.44,"endTime":1867.76,"body":"than"},{"speaker":"SPEAKER_02","startTime":1867.76,"endTime":1868.32,"body":"Vanguard"},{"speaker":"SPEAKER_02","startTime":1868.56,"endTime":1869.2,"body":"makes"},{"speaker":"SPEAKER_02","startTime":1869.2,"endTime":1869.52,"body":"just"},{"speaker":"SPEAKER_02","startTime":1869.52,"endTime":1869.68,"body":"by"},{"speaker":"SPEAKER_02","startTime":1869.68,"endTime":1870.08,"body":"holding"},{"speaker":"SPEAKER_02","startTime":1870.08,"endTime":1870.16,"body":"the"},{"speaker":"SPEAKER_02","startTime":1870.16,"endTime":1870.4,"body":"bonds."},{"speaker":"SPEAKER_03","startTime":1870.72,"endTime":1870.96,"body":"Okay,"},{"speaker":"SPEAKER_03","startTime":1871.04,"endTime":1871.28,"body":"but"},{"speaker":"SPEAKER_03","startTime":1871.28,"endTime":1871.52,"body":"that"},{"speaker":"SPEAKER_03","startTime":1871.6,"endTime":1871.76,"body":"and"},{"speaker":"SPEAKER_03","startTime":1871.76,"endTime":1872.0,"body":"that"},{"speaker":"SPEAKER_03","startTime":1872.0,"endTime":1872.32,"body":"goes"},{"speaker":"SPEAKER_03","startTime":1872.32,"endTime":1872.48,"body":"right"},{"speaker":"SPEAKER_03","startTime":1872.48,"endTime":1872.64,"body":"to"},{"speaker":"SPEAKER_03","startTime":1872.64,"endTime":1872.88,"body":"the"},{"speaker":"SPEAKER_03","startTime":1872.88,"endTime":1873.04,"body":"point"},{"speaker":"SPEAKER_03","startTime":1873.04,"endTime":1873.2,"body":"I"},{"speaker":"SPEAKER_03","startTime":1873.2,"endTime":1873.36,"body":"was"},{"speaker":"SPEAKER_03","startTime":1873.36,"endTime":1873.76,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":1873.76,"endTime":1874.08,"body":"make"},{"speaker":"SPEAKER_03","startTime":1874.24,"endTime":1874.56,"body":"where"},{"speaker":"SPEAKER_03","startTime":1874.56,"endTime":1874.72,"body":"the"},{"speaker":"SPEAKER_03","startTime":1874.72,"endTime":1875.2,"body":"advisor"},{"speaker":"SPEAKER_03","startTime":1875.2,"endTime":1875.44,"body":"says,"},{"speaker":"SPEAKER_03","startTime":1875.6,"endTime":1875.76,"body":"you"},{"speaker":"SPEAKER_03","startTime":1875.76,"endTime":1875.84,"body":"know,"},{"speaker":"SPEAKER_03","startTime":1875.92,"endTime":1876.08,"body":"it"},{"speaker":"SPEAKER_03","startTime":1876.08,"endTime":1876.24,"body":"makes"},{"speaker":"SPEAKER_03","startTime":1876.24,"endTime":1876.48,"body":"sense"},{"speaker":"SPEAKER_03","startTime":1876.48,"endTime":1876.64,"body":"to"},{"speaker":"SPEAKER_03","startTime":1876.64,"endTime":1876.8,"body":"pay"},{"speaker":"SPEAKER_03","startTime":1876.8,"endTime":1877.04,"body":"more"},{"speaker":"SPEAKER_03","startTime":1877.04,"endTime":1877.2,"body":"in"},{"speaker":"SPEAKER_03","startTime":1877.2,"endTime":1877.68,"body":"fees"},{"speaker":"SPEAKER_03","startTime":1877.68,"endTime":1877.92,"body":"in"},{"speaker":"SPEAKER_03","startTime":1877.92,"endTime":1878.48,"body":"particular"},{"speaker":"SPEAKER_03","startTime":1878.48,"endTime":1878.96,"body":"asset"},{"speaker":"SPEAKER_03","startTime":1878.96,"endTime":1879.36,"body":"classes."},{"speaker":"SPEAKER_03","startTime":1879.52,"endTime":1879.76,"body":"That"},{"speaker":"SPEAKER_03","startTime":1879.76,"endTime":1879.92,"body":"has"},{"speaker":"SPEAKER_03","startTime":1879.92,"endTime":1880.08,"body":"been"},{"speaker":"SPEAKER_03","startTime":1880.08,"endTime":1880.32,"body":"an"},{"speaker":"SPEAKER_03","startTime":1880.32,"endTime":1880.96,"body":"argument"},{"speaker":"SPEAKER_03","startTime":1881.28,"endTime":1881.44,"body":"for"},{"speaker":"SPEAKER_03","startTime":1881.44,"endTime":1881.68,"body":"as"},{"speaker":"SPEAKER_03","startTime":1881.68,"endTime":1881.84,"body":"long"},{"speaker":"SPEAKER_03","startTime":1881.84,"endTime":1882.0,"body":"as"},{"speaker":"SPEAKER_03","startTime":1882.0,"endTime":1882.16,"body":"I"},{"speaker":"SPEAKER_03","startTime":1882.16,"endTime":1882.32,"body":"can"},{"speaker":"SPEAKER_03","startTime":1882.32,"endTime":1882.64,"body":"remember,"},{"speaker":"SPEAKER_03","startTime":1882.8,"endTime":1883.2,"body":"frankly."},{"speaker":"SPEAKER_03","startTime":1883.28,"endTime":1883.44,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":1883.76,"endTime":1884.0,"body":"because"},{"speaker":"SPEAKER_03","startTime":1884.0,"endTime":1884.16,"body":"you're"},{"speaker":"SPEAKER_03","startTime":1884.16,"endTime":1884.32,"body":"gonna"},{"speaker":"SPEAKER_03","startTime":1884.4,"endTime":1884.56,"body":"you've"},{"speaker":"SPEAKER_03","startTime":1884.56,"endTime":1884.64,"body":"got"},{"speaker":"SPEAKER_03","startTime":1884.72,"endTime":1884.8,"body":"to"},{"speaker":"SPEAKER_03","startTime":1884.8,"endTime":1884.96,"body":"just"},{"speaker":"SPEAKER_03","startTime":1884.96,"endTime":1885.12,"body":"pay"},{"speaker":"SPEAKER_03","startTime":1885.12,"endTime":1885.28,"body":"more"},{"speaker":"SPEAKER_03","startTime":1885.28,"endTime":1885.36,"body":"there"},{"speaker":"SPEAKER_03","startTime":1885.44,"endTime":1885.6,"body":"because"},{"speaker":"SPEAKER_03","startTime":1885.68,"endTime":1885.76,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1886.32,"endTime":1886.4,"body":"Well,"},{"speaker":"SPEAKER_03","startTime":1886.48,"endTime":1886.64,"body":"you"},{"speaker":"SPEAKER_03","startTime":1886.64,"endTime":1886.8,"body":"get"},{"speaker":"SPEAKER_03","startTime":1886.8,"endTime":1886.96,"body":"what"},{"speaker":"SPEAKER_03","startTime":1886.96,"endTime":1887.12,"body":"you"},{"speaker":"SPEAKER_03","startTime":1887.12,"endTime":1887.36,"body":"pay"},{"speaker":"SPEAKER_03","startTime":1887.36,"endTime":1887.52,"body":"for."},{"speaker":"SPEAKER_03","startTime":1887.84,"endTime":1888.0,"body":"Yeah,"},{"speaker":"SPEAKER_03","startTime":1888.08,"endTime":1888.48,"body":"exactly."},{"speaker":"SPEAKER_03","startTime":1888.64,"endTime":1888.88,"body":"So"},{"speaker":"SPEAKER_03","startTime":1888.96,"endTime":1889.12,"body":"and"},{"speaker":"SPEAKER_03","startTime":1889.2,"endTime":1889.52,"body":"and"},{"speaker":"SPEAKER_03","startTime":1889.52,"endTime":1890.0,"body":"history"},{"speaker":"SPEAKER_03","startTime":1890.0,"endTime":1890.16,"body":"has"},{"speaker":"SPEAKER_03","startTime":1890.16,"endTime":1890.56,"body":"proven"},{"speaker":"SPEAKER_03","startTime":1890.56,"endTime":1890.8,"body":"that"},{"speaker":"SPEAKER_03","startTime":1890.8,"endTime":1890.96,"body":"not"},{"speaker":"SPEAKER_03","startTime":1890.96,"endTime":1891.12,"body":"to"},{"speaker":"SPEAKER_03","startTime":1891.12,"endTime":1891.28,"body":"be"},{"speaker":"SPEAKER_03","startTime":1891.28,"endTime":1891.6,"body":"accurate."},{"speaker":"SPEAKER_03","startTime":1891.68,"endTime":1891.84,"body":"You"},{"speaker":"SPEAKER_03","startTime":1891.84,"endTime":1892.0,"body":"go"},{"speaker":"SPEAKER_03","startTime":1892.0,"endTime":1892.16,"body":"look"},{"speaker":"SPEAKER_03","startTime":1892.16,"endTime":1892.48,"body":"yourself."},{"speaker":"SPEAKER_03","startTime":1892.56,"endTime":1892.8,"body":"There's"},{"speaker":"SPEAKER_03","startTime":1892.8,"endTime":1892.88,"body":"a"},{"speaker":"SPEAKER_03","startTime":1892.88,"endTime":1893.04,"body":"thing"},{"speaker":"SPEAKER_03","startTime":1893.04,"endTime":1893.2,"body":"called"},{"speaker":"SPEAKER_03","startTime":1893.2,"endTime":1893.36,"body":"the"},{"speaker":"SPEAKER_03","startTime":1893.36,"endTime":1894.32,"body":"SPIVA"},{"speaker":"SPEAKER_03","startTime":1894.48,"endTime":1894.64,"body":"that"},{"speaker":"SPEAKER_03","startTime":1894.8,"endTime":1895.04,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1895.04,"endTime":1895.2,"body":"that"},{"speaker":"SPEAKER_03","startTime":1895.2,"endTime":1895.36,"body":"you"},{"speaker":"SPEAKER_03","startTime":1895.36,"endTime":1895.52,"body":"can"},{"speaker":"SPEAKER_03","startTime":1895.52,"endTime":1895.76,"body":"go"},{"speaker":"SPEAKER_03","startTime":1895.76,"endTime":1896.0,"body":"right"},{"speaker":"SPEAKER_03","startTime":1896.0,"endTime":1896.16,"body":"online."},{"speaker":"SPEAKER_03","startTime":1896.48,"endTime":1896.64,"body":"You"},{"speaker":"SPEAKER_03","startTime":1896.64,"endTime":1896.72,"body":"can"},{"speaker":"SPEAKER_03","startTime":1896.72,"endTime":1896.88,"body":"look"},{"speaker":"SPEAKER_03","startTime":1896.88,"endTime":1897.04,"body":"at"},{"speaker":"SPEAKER_03","startTime":1897.04,"endTime":1897.2,"body":"the"},{"speaker":"SPEAKER_03","startTime":1897.2,"endTime":1897.76,"body":"funds,"},{"speaker":"SPEAKER_03","startTime":1897.92,"endTime":1898.16,"body":"and"},{"speaker":"SPEAKER_03","startTime":1898.24,"endTime":1898.48,"body":"uh"},{"speaker":"SPEAKER_03","startTime":1898.8,"endTime":1899.12,"body":"even"},{"speaker":"SPEAKER_03","startTime":1899.12,"endTime":1899.36,"body":"if"},{"speaker":"SPEAKER_03","startTime":1899.36,"endTime":1899.6,"body":"you"},{"speaker":"SPEAKER_03","startTime":1899.6,"endTime":1899.84,"body":"could"},{"speaker":"SPEAKER_03","startTime":1899.84,"endTime":1900.08,"body":"say"},{"speaker":"SPEAKER_03","startTime":1900.08,"endTime":1900.32,"body":"the"},{"speaker":"SPEAKER_03","startTime":1900.32,"endTime":1900.96,"body":"performance"},{"speaker":"SPEAKER_03","startTime":1900.96,"endTime":1901.12,"body":"has"},{"speaker":"SPEAKER_03","startTime":1901.12,"endTime":1901.28,"body":"been"},{"speaker":"SPEAKER_03","startTime":1901.28,"endTime":1901.68,"body":"better"},{"speaker":"SPEAKER_03","startTime":1901.68,"endTime":1901.84,"body":"on"},{"speaker":"SPEAKER_03","startTime":1901.84,"endTime":1902.16,"body":"a"},{"speaker":"SPEAKER_03","startTime":1902.16,"endTime":1902.48,"body":"fund,"},{"speaker":"SPEAKER_03","startTime":1902.72,"endTime":1902.96,"body":"the"},{"speaker":"SPEAKER_03","startTime":1902.96,"endTime":1903.36,"body":"likely"},{"speaker":"SPEAKER_03","startTime":1903.36,"endTime":1903.76,"body":"outcome"},{"speaker":"SPEAKER_03","startTime":1903.76,"endTime":1904.0,"body":"is"},{"speaker":"SPEAKER_03","startTime":1904.0,"endTime":1904.32,"body":"it"},{"speaker":"SPEAKER_03","startTime":1904.32,"endTime":1904.56,"body":"will"},{"speaker":"SPEAKER_03","startTime":1904.56,"endTime":1904.8,"body":"not"},{"speaker":"SPEAKER_03","startTime":1904.8,"endTime":1905.2,"body":"continue"},{"speaker":"SPEAKER_03","startTime":1905.2,"endTime":1905.36,"body":"to"},{"speaker":"SPEAKER_03","startTime":1905.36,"endTime":1905.52,"body":"be."},{"speaker":"SPEAKER_03","startTime":1905.68,"endTime":1905.84,"body":"So"},{"speaker":"SPEAKER_03","startTime":1905.92,"endTime":1906.24,"body":"that's"},{"speaker":"SPEAKER_03","startTime":1906.24,"endTime":1906.32,"body":"a"},{"speaker":"SPEAKER_03","startTime":1906.32,"endTime":1907.04,"body":"lousy"},{"speaker":"SPEAKER_03","startTime":1907.04,"endTime":1907.52,"body":"argument."},{"speaker":"SPEAKER_03","startTime":1907.68,"endTime":1907.84,"body":"Um,"},{"speaker":"SPEAKER_03","startTime":1908.0,"endTime":1908.24,"body":"and"},{"speaker":"SPEAKER_03","startTime":1908.24,"endTime":1908.48,"body":"in"},{"speaker":"SPEAKER_03","startTime":1908.48,"endTime":1908.72,"body":"this"},{"speaker":"SPEAKER_03","startTime":1908.72,"endTime":1909.12,"body":"particular"},{"speaker":"SPEAKER_03","startTime":1909.12,"endTime":1909.36,"body":"case,"},{"speaker":"SPEAKER_03","startTime":1909.44,"endTime":1909.6,"body":"as"},{"speaker":"SPEAKER_03","startTime":1909.6,"endTime":1909.76,"body":"Don"},{"speaker":"SPEAKER_03","startTime":1910.0,"endTime":1910.16,"body":"just"},{"speaker":"SPEAKER_03","startTime":1910.16,"endTime":1910.56,"body":"pointed"},{"speaker":"SPEAKER_03","startTime":1910.56,"endTime":1910.8,"body":"out,"},{"speaker":"SPEAKER_03","startTime":1911.12,"endTime":1911.36,"body":"no"},{"speaker":"SPEAKER_03","startTime":1911.36,"endTime":1912.24,"body":"comparison"},{"speaker":"SPEAKER_03","startTime":1912.24,"endTime":1912.48,"body":"in"},{"speaker":"SPEAKER_03","startTime":1912.48,"endTime":1912.72,"body":"any"},{"speaker":"SPEAKER_03","startTime":1912.72,"endTime":1913.04,"body":"way,"},{"speaker":"SPEAKER_03","startTime":1913.12,"endTime":1913.36,"body":"shape,"},{"speaker":"SPEAKER_03","startTime":1913.44,"endTime":1913.6,"body":"or"},{"speaker":"SPEAKER_03","startTime":1913.6,"endTime":1913.68,"body":"form."},{"speaker":"SPEAKER_02","startTime":1914.16,"endTime":1914.24,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":1914.32,"endTime":1914.72,"body":"let's"},{"speaker":"SPEAKER_02","startTime":1914.72,"endTime":1914.88,"body":"say,"},{"speaker":"SPEAKER_02","startTime":1914.96,"endTime":1915.12,"body":"for"},{"speaker":"SPEAKER_02","startTime":1915.12,"endTime":1915.6,"body":"example,"},{"speaker":"SPEAKER_02","startTime":1915.76,"endTime":1916.0,"body":"that"},{"speaker":"SPEAKER_02","startTime":1916.0,"endTime":1916.32,"body":"there"},{"speaker":"SPEAKER_02","startTime":1916.32,"endTime":1916.48,"body":"was"},{"speaker":"SPEAKER_02","startTime":1916.48,"endTime":1916.64,"body":"a"},{"speaker":"SPEAKER_02","startTime":1916.64,"endTime":1917.04,"body":"huge"},{"speaker":"SPEAKER_02","startTime":1917.04,"endTime":1917.44,"body":"crash"},{"speaker":"SPEAKER_02","startTime":1917.44,"endTime":1917.6,"body":"in"},{"speaker":"SPEAKER_02","startTime":1917.6,"endTime":1917.76,"body":"the"},{"speaker":"SPEAKER_02","startTime":1917.76,"endTime":1918.24,"body":"bond"},{"speaker":"SPEAKER_02","startTime":1918.24,"endTime":1918.56,"body":"market."},{"speaker":"SPEAKER_02","startTime":1918.8,"endTime":1919.04,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":1919.04,"endTime":1919.2,"body":"not"},{"speaker":"SPEAKER_02","startTime":1919.2,"endTime":1919.44,"body":"saying"},{"speaker":"SPEAKER_02","startTime":1919.44,"endTime":1919.6,"body":"this"},{"speaker":"SPEAKER_02","startTime":1919.6,"endTime":1919.76,"body":"is"},{"speaker":"SPEAKER_02","startTime":1919.76,"endTime":1920.0,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1920.0,"endTime":1920.32,"body":"happen,"},{"speaker":"SPEAKER_02","startTime":1920.48,"endTime":1920.64,"body":"but"},{"speaker":"SPEAKER_02","startTime":1920.64,"endTime":1920.96,"body":"let's"},{"speaker":"SPEAKER_02","startTime":1920.96,"endTime":1921.12,"body":"say"},{"speaker":"SPEAKER_02","startTime":1921.12,"endTime":1921.28,"body":"there"},{"speaker":"SPEAKER_02","startTime":1921.28,"endTime":1921.52,"body":"was"},{"speaker":"SPEAKER_02","startTime":1921.52,"endTime":1921.76,"body":"no"},{"speaker":"SPEAKER_02","startTime":1921.76,"endTime":1922.08,"body":"market"},{"speaker":"SPEAKER_02","startTime":1922.08,"endTime":1922.24,"body":"for"},{"speaker":"SPEAKER_02","startTime":1922.24,"endTime":1922.8,"body":"bonds"},{"speaker":"SPEAKER_02","startTime":1922.8,"endTime":1923.04,"body":"at"},{"speaker":"SPEAKER_02","startTime":1923.04,"endTime":1923.36,"body":"all,"},{"speaker":"SPEAKER_02","startTime":1923.6,"endTime":1923.92,"body":"and"},{"speaker":"SPEAKER_02","startTime":1923.92,"endTime":1924.08,"body":"the"},{"speaker":"SPEAKER_02","startTime":1924.08,"endTime":1924.64,"body":"values"},{"speaker":"SPEAKER_02","startTime":1924.64,"endTime":1925.04,"body":"dropped"},{"speaker":"SPEAKER_02","startTime":1925.04,"endTime":1925.28,"body":"by"},{"speaker":"SPEAKER_02","startTime":1925.28,"endTime":1925.52,"body":"forty"},{"speaker":"SPEAKER_02","startTime":1925.68,"endTime":1925.84,"body":"or"},{"speaker":"SPEAKER_02","startTime":1925.84,"endTime":1926.08,"body":"fifty"},{"speaker":"SPEAKER_02","startTime":1926.08,"endTime":1926.32,"body":"percent"},{"speaker":"SPEAKER_02","startTime":1926.4,"endTime":1926.56,"body":"just"},{"speaker":"SPEAKER_02","startTime":1926.56,"endTime":1926.8,"body":"because"},{"speaker":"SPEAKER_02","startTime":1926.8,"endTime":1926.96,"body":"the"},{"speaker":"SPEAKER_02","startTime":1926.96,"endTime":1927.36,"body":"economy"},{"speaker":"SPEAKER_02","startTime":1927.36,"endTime":1927.52,"body":"was"},{"speaker":"SPEAKER_02","startTime":1927.52,"endTime":1927.68,"body":"so"},{"speaker":"SPEAKER_02","startTime":1927.68,"endTime":1927.92,"body":"bad"},{"speaker":"SPEAKER_02","startTime":1928.0,"endTime":1928.24,"body":"nobody"},{"speaker":"SPEAKER_02","startTime":1928.24,"endTime":1928.4,"body":"could"},{"speaker":"SPEAKER_02","startTime":1928.4,"endTime":1928.72,"body":"buy"},{"speaker":"SPEAKER_02","startTime":1928.72,"endTime":1928.8,"body":"them."},{"speaker":"SPEAKER_02","startTime":1929.84,"endTime":1930.32,"body":"Because"},{"speaker":"SPEAKER_02","startTime":1930.32,"endTime":1930.56,"body":"you"},{"speaker":"SPEAKER_02","startTime":1930.56,"endTime":1930.72,"body":"have"},{"speaker":"SPEAKER_02","startTime":1930.72,"endTime":1931.44,"body":"leverage"},{"speaker":"SPEAKER_02","startTime":1932.24,"endTime":1932.56,"body":"at"},{"speaker":"SPEAKER_02","startTime":1932.56,"endTime":1932.88,"body":"a"},{"speaker":"SPEAKER_02","startTime":1932.88,"endTime":1933.36,"body":"large"},{"speaker":"SPEAKER_02","startTime":1933.36,"endTime":1933.92,"body":"decline"},{"speaker":"SPEAKER_02","startTime":1933.92,"endTime":1934.08,"body":"like"},{"speaker":"SPEAKER_02","startTime":1934.08,"endTime":1934.24,"body":"that,"},{"speaker":"SPEAKER_02","startTime":1934.56,"endTime":1934.88,"body":"40"},{"speaker":"SPEAKER_02","startTime":1934.96,"endTime":1935.04,"body":"or"},{"speaker":"SPEAKER_02","startTime":1935.12,"endTime":1935.44,"body":"50"},{"speaker":"SPEAKER_02","startTime":1935.44,"endTime":1935.92,"body":"percent,"},{"speaker":"SPEAKER_02","startTime":1936.72,"endTime":1937.04,"body":"you're"},{"speaker":"SPEAKER_02","startTime":1937.04,"endTime":1937.28,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1937.28,"endTime":1937.52,"body":"hit"},{"speaker":"SPEAKER_02","startTime":1937.52,"endTime":1937.92,"body":"zero"},{"speaker":"SPEAKER_02","startTime":1937.92,"endTime":1938.08,"body":"in"},{"speaker":"SPEAKER_02","startTime":1938.08,"endTime":1938.4,"body":"your"},{"speaker":"SPEAKER_02","startTime":1938.4,"endTime":1938.72,"body":"fund"},{"speaker":"SPEAKER_02","startTime":1940.0,"endTime":1940.32,"body":"because"},{"speaker":"SPEAKER_02","startTime":1940.32,"endTime":1940.4,"body":"of"},{"speaker":"SPEAKER_02","startTime":1940.4,"endTime":1940.64,"body":"the"},{"speaker":"SPEAKER_02","startTime":1940.64,"endTime":1941.2,"body":"borrowing."},{"speaker":"SPEAKER_02","startTime":1941.92,"endTime":1942.16,"body":"You"},{"speaker":"SPEAKER_02","startTime":1942.16,"endTime":1942.32,"body":"have"},{"speaker":"SPEAKER_02","startTime":1942.32,"endTime":1942.48,"body":"the"},{"speaker":"SPEAKER_02","startTime":1942.48,"endTime":1943.12,"body":"potential"},{"speaker":"SPEAKER_02","startTime":1943.12,"endTime":1943.44,"body":"to"},{"speaker":"SPEAKER_02","startTime":1943.44,"endTime":1943.76,"body":"hit"},{"speaker":"SPEAKER_02","startTime":1943.76,"endTime":1944.48,"body":"zero"},{"speaker":"SPEAKER_02","startTime":1945.12,"endTime":1945.68,"body":"dollars"},{"speaker":"SPEAKER_02","startTime":1945.68,"endTime":1945.84,"body":"in"},{"speaker":"SPEAKER_02","startTime":1945.84,"endTime":1946.16,"body":"the"},{"speaker":"SPEAKER_02","startTime":1946.16,"endTime":1946.48,"body":"fund."},{"speaker":"SPEAKER_02","startTime":1947.28,"endTime":1947.52,"body":"Is"},{"speaker":"SPEAKER_02","startTime":1947.52,"endTime":1947.76,"body":"that"},{"speaker":"SPEAKER_02","startTime":1947.76,"endTime":1948.16,"body":"safe?"},{"speaker":"SPEAKER_02","startTime":1948.56,"endTime":1948.88,"body":"Doesn't"},{"speaker":"SPEAKER_02","startTime":1948.88,"endTime":1949.12,"body":"sound"},{"speaker":"SPEAKER_02","startTime":1949.12,"endTime":1949.28,"body":"like"},{"speaker":"SPEAKER_02","startTime":1949.28,"endTime":1949.44,"body":"it"},{"speaker":"SPEAKER_02","startTime":1949.44,"endTime":1949.52,"body":"to"},{"speaker":"SPEAKER_02","startTime":1949.52,"endTime":1949.68,"body":"me."},{"speaker":"SPEAKER_02","startTime":1950.0,"endTime":1950.08,"body":"But"},{"speaker":"SPEAKER_02","startTime":1950.16,"endTime":1950.32,"body":"you"},{"speaker":"SPEAKER_02","startTime":1950.32,"endTime":1950.4,"body":"see,"},{"speaker":"SPEAKER_02","startTime":1950.48,"endTime":1950.64,"body":"they"},{"speaker":"SPEAKER_02","startTime":1950.64,"endTime":1950.8,"body":"think"},{"speaker":"SPEAKER_02","startTime":1950.88,"endTime":1951.12,"body":"they"},{"speaker":"SPEAKER_02","startTime":1951.12,"endTime":1951.28,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1951.28,"endTime":1951.68,"body":"claiming"},{"speaker":"SPEAKER_02","startTime":1951.68,"endTime":1951.84,"body":"they're"},{"speaker":"SPEAKER_02","startTime":1951.84,"endTime":1952.0,"body":"so"},{"speaker":"SPEAKER_02","startTime":1952.0,"endTime":1952.48,"body":"adept"},{"speaker":"SPEAKER_02","startTime":1952.48,"endTime":1952.72,"body":"at"},{"speaker":"SPEAKER_02","startTime":1952.72,"endTime":1952.88,"body":"at"},{"speaker":"SPEAKER_02","startTime":1952.88,"endTime":1953.44,"body":"dodging"},{"speaker":"SPEAKER_02","startTime":1953.44,"endTime":1953.6,"body":"and"},{"speaker":"SPEAKER_02","startTime":1953.68,"endTime":1953.84,"body":"you"},{"speaker":"SPEAKER_02","startTime":1953.84,"endTime":1953.92,"body":"know,"},{"speaker":"SPEAKER_02","startTime":1954.08,"endTime":1954.56,"body":"weaving."},{"speaker":"SPEAKER_03","startTime":1955.12,"endTime":1955.36,"body":"They're"},{"speaker":"SPEAKER_03","startTime":1955.36,"endTime":1955.6,"body":"fast."},{"speaker":"SPEAKER_02","startTime":1955.84,"endTime":1956.08,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":1956.24,"endTime":1956.4,"body":"we"},{"speaker":"SPEAKER_02","startTime":1956.4,"endTime":1956.56,"body":"know"},{"speaker":"SPEAKER_02","startTime":1956.56,"endTime":1956.8,"body":"what's"},{"speaker":"SPEAKER_02","startTime":1956.8,"endTime":1956.96,"body":"gonna"},{"speaker":"SPEAKER_02","startTime":1956.96,"endTime":1957.2,"body":"happen"},{"speaker":"SPEAKER_02","startTime":1957.2,"endTime":1957.36,"body":"in"},{"speaker":"SPEAKER_02","startTime":1957.36,"endTime":1957.44,"body":"the"},{"speaker":"SPEAKER_02","startTime":1957.44,"endTime":1957.68,"body":"future."},{"speaker":"SPEAKER_02","startTime":1958.08,"endTime":1958.24,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":1958.4,"endTime":1958.72,"body":"until"},{"speaker":"SPEAKER_02","startTime":1958.72,"endTime":1958.96,"body":"you"},{"speaker":"SPEAKER_02","startTime":1958.96,"endTime":1959.52,"body":"don't."},{"speaker":"SPEAKER_02","startTime":1961.28,"endTime":1961.68,"body":"Wow,"},{"speaker":"SPEAKER_02","startTime":1961.76,"endTime":1961.92,"body":"that"},{"speaker":"SPEAKER_02","startTime":1961.92,"endTime":1962.08,"body":"was"},{"speaker":"SPEAKER_02","startTime":1962.08,"endTime":1962.24,"body":"a"},{"speaker":"SPEAKER_02","startTime":1962.24,"endTime":1962.4,"body":"lot"},{"speaker":"SPEAKER_02","startTime":1962.4,"endTime":1962.48,"body":"of"},{"speaker":"SPEAKER_02","startTime":1962.48,"endTime":1962.8,"body":"stuff"},{"speaker":"SPEAKER_02","startTime":1962.8,"endTime":1963.04,"body":"in"},{"speaker":"SPEAKER_02","startTime":1963.04,"endTime":1963.28,"body":"one"},{"speaker":"SPEAKER_02","startTime":1963.28,"endTime":1963.84,"body":"episode."},{"speaker":"SPEAKER_03","startTime":1964.32,"endTime":1964.56,"body":"Yes,"},{"speaker":"SPEAKER_03","startTime":1964.64,"endTime":1964.88,"body":"it"},{"speaker":"SPEAKER_03","startTime":1964.88,"endTime":1965.04,"body":"was."},{"speaker":"SPEAKER_03","startTime":1965.28,"endTime":1965.44,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":1965.52,"endTime":1965.68,"body":"it"},{"speaker":"SPEAKER_03","startTime":1965.68,"endTime":1966.0,"body":"was,"},{"speaker":"SPEAKER_03","startTime":1966.16,"endTime":1966.32,"body":"you"},{"speaker":"SPEAKER_03","startTime":1966.32,"endTime":1966.48,"body":"know,"},{"speaker":"SPEAKER_03","startTime":1966.64,"endTime":1967.12,"body":"again,"},{"speaker":"SPEAKER_03","startTime":1967.2,"endTime":1967.52,"body":"um"},{"speaker":"SPEAKER_03","startTime":1967.76,"endTime":1967.92,"body":"love"},{"speaker":"SPEAKER_03","startTime":1968.16,"endTime":1968.32,"body":"the"},{"speaker":"SPEAKER_03","startTime":1968.32,"endTime":1968.64,"body":"article,"},{"speaker":"SPEAKER_03","startTime":1968.8,"endTime":1969.04,"body":"love"},{"speaker":"SPEAKER_03","startTime":1969.04,"endTime":1969.12,"body":"the"},{"speaker":"SPEAKER_03","startTime":1969.12,"endTime":1969.44,"body":"questions"},{"speaker":"SPEAKER_03","startTime":1969.52,"endTime":1969.68,"body":"and"},{"speaker":"SPEAKER_03","startTime":1969.68,"endTime":1970.0,"body":"comments."},{"speaker":"SPEAKER_03","startTime":1970.08,"endTime":1970.16,"body":"So"},{"speaker":"SPEAKER_03","startTime":1970.24,"endTime":1970.48,"body":"thank"},{"speaker":"SPEAKER_03","startTime":1970.48,"endTime":1970.56,"body":"you"},{"speaker":"SPEAKER_03","startTime":1970.56,"endTime":1970.72,"body":"for"},{"speaker":"SPEAKER_03","startTime":1970.72,"endTime":1970.96,"body":"all"},{"speaker":"SPEAKER_03","startTime":1970.96,"endTime":1971.12,"body":"that."},{"speaker":"SPEAKER_03","startTime":1971.36,"endTime":1971.68,"body":"And"},{"speaker":"SPEAKER_03","startTime":1972.0,"endTime":1972.56,"body":"guess"},{"speaker":"SPEAKER_03","startTime":1972.56,"endTime":1972.88,"body":"what?"},{"speaker":"SPEAKER_03","startTime":1973.04,"endTime":1973.2,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":1973.36,"endTime":1973.6,"body":"my"},{"speaker":"SPEAKER_03","startTime":1973.6,"endTime":1974.0,"body":"dance"},{"speaker":"SPEAKER_03","startTime":1974.0,"endTime":1974.24,"body":"card"},{"speaker":"SPEAKER_03","startTime":1974.4,"endTime":1974.56,"body":"not"},{"speaker":"SPEAKER_03","startTime":1974.56,"endTime":1974.64,"body":"as"},{"speaker":"SPEAKER_03","startTime":1974.64,"endTime":1974.88,"body":"full"},{"speaker":"SPEAKER_03","startTime":1974.88,"endTime":1975.04,"body":"as"},{"speaker":"SPEAKER_03","startTime":1975.04,"endTime":1975.2,"body":"it"},{"speaker":"SPEAKER_03","startTime":1975.2,"endTime":1975.36,"body":"was"},{"speaker":"SPEAKER_03","startTime":1975.36,"endTime":1975.44,"body":"a"},{"speaker":"SPEAKER_03","startTime":1975.44,"endTime":1975.76,"body":"couple"},{"speaker":"SPEAKER_03","startTime":1975.76,"endTime":1975.92,"body":"months"},{"speaker":"SPEAKER_03","startTime":1975.92,"endTime":1976.08,"body":"ago"},{"speaker":"SPEAKER_03","startTime":1976.16,"endTime":1976.4,"body":"because"},{"speaker":"SPEAKER_03","startTime":1976.4,"endTime":1976.96,"body":"retirement"},{"speaker":"SPEAKER_03","startTime":1977.2,"endTime":1977.36,"body":"is"},{"speaker":"SPEAKER_03","startTime":1977.36,"endTime":1977.44,"body":"kind"},{"speaker":"SPEAKER_03","startTime":1977.44,"endTime":1977.6,"body":"of"},{"speaker":"SPEAKER_03","startTime":1977.6,"endTime":1977.68,"body":"in"},{"speaker":"SPEAKER_03","startTime":1977.68,"endTime":1977.76,"body":"the"},{"speaker":"SPEAKER_03","startTime":1977.76,"endTime":1978.08,"body":"rearview"},{"speaker":"SPEAKER_03","startTime":1978.08,"endTime":1978.24,"body":"mirror."},{"speaker":"SPEAKER_02","startTime":1978.48,"endTime":1978.56,"body":"You"},{"speaker":"SPEAKER_02","startTime":1978.56,"endTime":1978.8,"body":"didn't"},{"speaker":"SPEAKER_02","startTime":1978.8,"endTime":1978.88,"body":"even"},{"speaker":"SPEAKER_02","startTime":1978.88,"endTime":1979.04,"body":"know"},{"speaker":"SPEAKER_02","startTime":1979.04,"endTime":1979.12,"body":"you"},{"speaker":"SPEAKER_02","startTime":1979.12,"endTime":1979.36,"body":"could"},{"speaker":"SPEAKER_02","startTime":1979.36,"endTime":1979.68,"body":"dance."},{"speaker":"SPEAKER_03","startTime":1980.24,"endTime":1980.56,"body":"Not"},{"speaker":"SPEAKER_03","startTime":1980.56,"endTime":1980.8,"body":"well."},{"speaker":"SPEAKER_03","startTime":1981.04,"endTime":1981.2,"body":"Uh"},{"speaker":"SPEAKER_03","startTime":1981.36,"endTime":1981.68,"body":"that's"},{"speaker":"SPEAKER_03","startTime":1981.68,"endTime":1981.84,"body":"probably"},{"speaker":"SPEAKER_03","startTime":1981.84,"endTime":1982.0,"body":"why"},{"speaker":"SPEAKER_03","startTime":1982.0,"endTime":1982.16,"body":"it"},{"speaker":"SPEAKER_03","startTime":1982.16,"endTime":1982.24,"body":"should"},{"speaker":"SPEAKER_03","startTime":1982.24,"endTime":1982.32,"body":"be"},{"speaker":"SPEAKER_03","startTime":1982.4,"endTime":1982.48,"body":"in"},{"speaker":"SPEAKER_03","startTime":1982.48,"endTime":1982.56,"body":"the"},{"speaker":"SPEAKER_03","startTime":1982.56,"endTime":1982.88,"body":"rearview"},{"speaker":"SPEAKER_03","startTime":1982.96,"endTime":1983.2,"body":"mirror,"},{"speaker":"SPEAKER_03","startTime":1983.36,"endTime":1983.52,"body":"a"},{"speaker":"SPEAKER_03","startTime":1983.52,"endTime":1983.76,"body":"long"},{"speaker":"SPEAKER_03","startTime":1983.76,"endTime":1983.92,"body":"way"},{"speaker":"SPEAKER_03","startTime":1983.92,"endTime":1984.0,"body":"in"},{"speaker":"SPEAKER_03","startTime":1984.0,"endTime":1984.16,"body":"the"},{"speaker":"SPEAKER_03","startTime":1984.16,"endTime":1984.64,"body":"rearview"},{"speaker":"SPEAKER_03","startTime":1984.72,"endTime":1985.04,"body":"mirror."},{"speaker":"SPEAKER_03","startTime":1985.2,"endTime":1985.36,"body":"So"},{"speaker":"SPEAKER_03","startTime":1985.52,"endTime":1985.68,"body":"if"},{"speaker":"SPEAKER_03","startTime":1985.68,"endTime":1986.16,"body":"you'd"},{"speaker":"SPEAKER_03","startTime":1986.16,"endTime":1986.4,"body":"like"},{"speaker":"SPEAKER_03","startTime":1986.4,"endTime":1986.64,"body":"a"},{"speaker":"SPEAKER_03","startTime":1986.64,"endTime":1986.8,"body":"look"},{"speaker":"SPEAKER_03","startTime":1986.8,"endTime":1986.96,"body":"at"},{"speaker":"SPEAKER_03","startTime":1986.96,"endTime":1987.2,"body":"your"},{"speaker":"SPEAKER_03","startTime":1987.2,"endTime":1987.68,"body":"portfolio,"},{"speaker":"SPEAKER_03","startTime":1987.76,"endTime":1987.84,"body":"if"},{"speaker":"SPEAKER_03","startTime":1987.84,"endTime":1988.08,"body":"you'd"},{"speaker":"SPEAKER_03","startTime":1988.08,"endTime":1988.24,"body":"like"},{"speaker":"SPEAKER_03","startTime":1988.24,"endTime":1988.32,"body":"to"},{"speaker":"SPEAKER_03","startTime":1988.32,"endTime":1988.48,"body":"talk"},{"speaker":"SPEAKER_03","startTime":1988.48,"endTime":1988.64,"body":"to"},{"speaker":"SPEAKER_03","startTime":1988.64,"endTime":1988.72,"body":"a"},{"speaker":"SPEAKER_03","startTime":1988.72,"endTime":1989.2,"body":"planner,"},{"speaker":"SPEAKER_03","startTime":1989.36,"endTime":1989.52,"body":"if"},{"speaker":"SPEAKER_03","startTime":1989.52,"endTime":1989.76,"body":"you'd"},{"speaker":"SPEAKER_03","startTime":1989.76,"endTime":1989.92,"body":"like"},{"speaker":"SPEAKER_03","startTime":1989.92,"endTime":1990.0,"body":"to"},{"speaker":"SPEAKER_03","startTime":1990.0,"endTime":1990.24,"body":"talk"},{"speaker":"SPEAKER_03","startTime":1990.24,"endTime":1990.4,"body":"to"},{"speaker":"SPEAKER_03","startTime":1990.4,"endTime":1990.56,"body":"me,"},{"speaker":"SPEAKER_03","startTime":1990.72,"endTime":1991.12,"body":"it's"},{"speaker":"SPEAKER_03","startTime":1991.12,"endTime":1991.28,"body":"all"},{"speaker":"SPEAKER_03","startTime":1991.52,"endTime":1991.92,"body":"ready,"},{"speaker":"SPEAKER_03","startTime":1992.08,"endTime":1992.48,"body":"available"},{"speaker":"SPEAKER_03","startTime":1992.48,"endTime":1992.56,"body":"to"},{"speaker":"SPEAKER_03","startTime":1992.56,"endTime":1992.72,"body":"do"},{"speaker":"SPEAKER_03","startTime":1992.8,"endTime":1992.96,"body":"by"},{"speaker":"SPEAKER_03","startTime":1992.96,"endTime":1993.12,"body":"going"},{"speaker":"SPEAKER_03","startTime":1993.12,"endTime":1993.28,"body":"to"},{"speaker":"SPEAKER_03","startTime":1993.28,"endTime":1994.96,"body":"talkingrealmoney.com,"},{"speaker":"SPEAKER_03","startTime":1995.12,"endTime":1995.52,"body":"click"},{"speaker":"SPEAKER_03","startTime":1995.52,"endTime":1995.76,"body":"on"},{"speaker":"SPEAKER_03","startTime":1995.76,"endTime":1996.08,"body":"meet"},{"speaker":"SPEAKER_03","startTime":1996.08,"endTime":1996.24,"body":"an"},{"speaker":"SPEAKER_03","startTime":1996.24,"endTime":1996.8,"body":"advisor."},{"speaker":"SPEAKER_03","startTime":1996.96,"endTime":1997.2,"body":"And"},{"speaker":"SPEAKER_03","startTime":1997.36,"endTime":1997.76,"body":"guess"},{"speaker":"SPEAKER_03","startTime":1997.76,"endTime":1997.92,"body":"what?"},{"speaker":"SPEAKER_03","startTime":1998.08,"endTime":1998.24,"body":"If"},{"speaker":"SPEAKER_03","startTime":1998.24,"endTime":1998.4,"body":"you"},{"speaker":"SPEAKER_03","startTime":1998.4,"endTime":1998.56,"body":"want"},{"speaker":"SPEAKER_03","startTime":1998.56,"endTime":1998.64,"body":"a"},{"speaker":"SPEAKER_03","startTime":1998.64,"endTime":1998.88,"body":"question,"},{"speaker":"SPEAKER_03","startTime":1999.04,"endTime":1999.2,"body":"we've"},{"speaker":"SPEAKER_03","startTime":1999.2,"endTime":1999.36,"body":"got"},{"speaker":"SPEAKER_03","startTime":1999.36,"endTime":1999.44,"body":"a"},{"speaker":"SPEAKER_03","startTime":1999.44,"endTime":1999.6,"body":"lot"},{"speaker":"SPEAKER_03","startTime":1999.6,"endTime":1999.68,"body":"of"},{"speaker":"SPEAKER_03","startTime":1999.68,"endTime":2000.0,"body":"questions"},{"speaker":"SPEAKER_03","startTime":2000.0,"endTime":2000.32,"body":"lately,"},{"speaker":"SPEAKER_03","startTime":2000.4,"endTime":2000.56,"body":"so"},{"speaker":"SPEAKER_03","startTime":2000.64,"endTime":2000.8,"body":"thank"},{"speaker":"SPEAKER_03","startTime":2000.8,"endTime":2000.96,"body":"you"},{"speaker":"SPEAKER_03","startTime":2000.96,"endTime":2001.12,"body":"for"},{"speaker":"SPEAKER_03","startTime":2001.12,"endTime":2001.36,"body":"all"},{"speaker":"SPEAKER_03","startTime":2001.36,"endTime":2001.6,"body":"that."},{"speaker":"SPEAKER_03","startTime":2001.84,"endTime":2002.08,"body":"You"},{"speaker":"SPEAKER_03","startTime":2002.08,"endTime":2002.24,"body":"can"},{"speaker":"SPEAKER_03","startTime":2002.24,"endTime":2002.56,"body":"type"},{"speaker":"SPEAKER_03","startTime":2002.56,"endTime":2002.72,"body":"them"},{"speaker":"SPEAKER_03","startTime":2002.72,"endTime":2002.88,"body":"in,"},{"speaker":"SPEAKER_03","startTime":2002.96,"endTime":2003.12,"body":"you"},{"speaker":"SPEAKER_03","startTime":2003.12,"endTime":2003.28,"body":"can"},{"speaker":"SPEAKER_03","startTime":2003.28,"endTime":2003.68,"body":"speak"},{"speaker":"SPEAKER_03","startTime":2003.68,"endTime":2003.76,"body":"them"},{"speaker":"SPEAKER_03","startTime":2003.84,"endTime":2004.0,"body":"in."},{"speaker":"SPEAKER_03","startTime":2004.08,"endTime":2004.4,"body":"It's"},{"speaker":"SPEAKER_03","startTime":2004.4,"endTime":2004.56,"body":"all"},{"speaker":"SPEAKER_03","startTime":2004.56,"endTime":2004.8,"body":"at"},{"speaker":"SPEAKER_03","startTime":2004.8,"endTime":2006.24,"body":"talkingrealmoney.com"},{"speaker":"SPEAKER_03","startTime":2006.4,"endTime":2006.64,"body":"because"},{"speaker":"SPEAKER_03","startTime":2006.64,"endTime":2007.04,"body":"we're"},{"speaker":"SPEAKER_03","startTime":2007.04,"endTime":2007.2,"body":"here"},{"speaker":"SPEAKER_03","startTime":2007.2,"endTime":2007.44,"body":"to"},{"speaker":"SPEAKER_03","startTime":2007.44,"endTime":2007.84,"body":"help."},{"speaker":"SPEAKER_02","startTime":2008.16,"endTime":2008.48,"body":"And"},{"speaker":"SPEAKER_02","startTime":2008.8,"endTime":2009.12,"body":"because"},{"speaker":"SPEAKER_02","startTime":2009.44,"endTime":2010.0,"body":"we're"},{"speaker":"SPEAKER_02","startTime":2010.0,"endTime":2010.32,"body":"here"},{"speaker":"SPEAKER_02","startTime":2010.32,"endTime":2010.64,"body":"to"},{"speaker":"SPEAKER_02","startTime":2010.64,"endTime":2010.96,"body":"be"},{"speaker":"SPEAKER_02","startTime":2011.28,"endTime":2011.84,"body":"talking"},{"speaker":"SPEAKER_02","startTime":2011.84,"endTime":2012.0,"body":"real"},{"speaker":"SPEAKER_02","startTime":2012.16,"endTime":2012.72,"body":"money."},{"speaker":"SPEAKER_00","startTime":2013.04,"endTime":2013.2,"body":"The"},{"speaker":"SPEAKER_00","startTime":2013.2,"endTime":2013.6,"body":"opinions"},{"speaker":"SPEAKER_00","startTime":2013.6,"endTime":2013.76,"body":"and"},{"speaker":"SPEAKER_00","startTime":2013.76,"endTime":2014.0,"body":"views"},{"speaker":"SPEAKER_00","startTime":2014.0,"endTime":2014.32,"body":"expressed"},{"speaker":"SPEAKER_00","startTime":2014.32,"endTime":2014.4,"body":"on"},{"speaker":"SPEAKER_00","startTime":2014.4,"endTime":2014.48,"body":"this"},{"speaker":"SPEAKER_00","startTime":2014.48,"endTime":2014.8,"body":"podcast"},{"speaker":"SPEAKER_00","startTime":2014.8,"endTime":2014.96,"body":"were"},{"speaker":"SPEAKER_00","startTime":2014.96,"endTime":2015.28,"body":"current"},{"speaker":"SPEAKER_00","startTime":2015.28,"endTime":2015.36,"body":"on"},{"speaker":"SPEAKER_00","startTime":2015.36,"endTime":2015.44,"body":"the"},{"speaker":"SPEAKER_00","startTime":2015.44,"endTime":2015.68,"body":"date"},{"speaker":"SPEAKER_00","startTime":2015.68,"endTime":2016.0,"body":"recorded."},{"speaker":"SPEAKER_00","startTime":2016.16,"endTime":2016.64,"body":"Opinions,"},{"speaker":"SPEAKER_00","startTime":2016.72,"endTime":2017.04,"body":"estimates,"},{"speaker":"SPEAKER_00","startTime":2017.12,"endTime":2017.52,"body":"forecasts,"},{"speaker":"SPEAKER_00","startTime":2017.6,"endTime":2017.68,"body":"and"},{"speaker":"SPEAKER_00","startTime":2017.68,"endTime":2017.92,"body":"statements"},{"speaker":"SPEAKER_00","startTime":2017.92,"endTime":2018.08,"body":"of"},{"speaker":"SPEAKER_00","startTime":2018.08,"endTime":2018.4,"body":"financial"},{"speaker":"SPEAKER_00","startTime":2018.4,"endTime":2018.64,"body":"market"},{"speaker":"SPEAKER_00","startTime":2018.64,"endTime":2018.96,"body":"trends"},{"speaker":"SPEAKER_00","startTime":2018.96,"endTime":2019.04,"body":"that"},{"speaker":"SPEAKER_00","startTime":2019.04,"endTime":2019.12,"body":"are"},{"speaker":"SPEAKER_00","startTime":2019.12,"endTime":2019.28,"body":"based"},{"speaker":"SPEAKER_00","startTime":2019.28,"endTime":2019.44,"body":"on"},{"speaker":"SPEAKER_00","startTime":2019.44,"endTime":2019.68,"body":"current"},{"speaker":"SPEAKER_00","startTime":2019.68,"endTime":2019.92,"body":"market"},{"speaker":"SPEAKER_00","startTime":2019.92,"endTime":2020.32,"body":"conditions"},{"speaker":"SPEAKER_00","startTime":2020.32,"endTime":2020.72,"body":"constitute"},{"speaker":"SPEAKER_00","startTime":2020.72,"endTime":2020.88,"body":"our"},{"speaker":"SPEAKER_00","startTime":2020.88,"endTime":2021.12,"body":"judgment"},{"speaker":"SPEAKER_00","startTime":2021.2,"endTime":2021.28,"body":"and"},{"speaker":"SPEAKER_00","startTime":2021.28,"endTime":2021.44,"body":"are"},{"speaker":"SPEAKER_00","startTime":2021.44,"endTime":2021.68,"body":"subject"},{"speaker":"SPEAKER_00","startTime":2021.68,"endTime":2021.76,"body":"to"},{"speaker":"SPEAKER_00","startTime":2021.84,"endTime":2022.0,"body":"change"},{"speaker":"SPEAKER_00","startTime":2022.08,"endTime":2022.32,"body":"without"},{"speaker":"SPEAKER_00","startTime":2022.32,"endTime":2022.56,"body":"notice,"},{"speaker":"SPEAKER_00","startTime":2022.64,"endTime":2022.96,"body":"including"},{"speaker":"SPEAKER_00","startTime":2022.96,"endTime":2023.12,"body":"any"},{"speaker":"SPEAKER_00","startTime":2023.12,"endTime":2023.68,"body":"forward-looking"},{"speaker":"SPEAKER_00","startTime":2023.68,"endTime":2024.08,"body":"estimates"},{"speaker":"SPEAKER_00","startTime":2024.08,"endTime":2024.16,"body":"or"},{"speaker":"SPEAKER_00","startTime":2024.16,"endTime":2024.4,"body":"statements"},{"speaker":"SPEAKER_00","startTime":2024.48,"endTime":2024.64,"body":"which"},{"speaker":"SPEAKER_00","startTime":2024.64,"endTime":2024.72,"body":"are"},{"speaker":"SPEAKER_00","startTime":2024.72,"endTime":2024.96,"body":"based"},{"speaker":"SPEAKER_00","startTime":2024.96,"endTime":2025.12,"body":"on"},{"speaker":"SPEAKER_00","startTime":2025.12,"endTime":2025.36,"body":"certain"},{"speaker":"SPEAKER_00","startTime":2025.36,"endTime":2025.92,"body":"expectations"},{"speaker":"SPEAKER_00","startTime":2025.92,"endTime":2026.08,"body":"and"},{"speaker":"SPEAKER_00","startTime":2026.08,"endTime":2026.32,"body":"assumptions."},{"speaker":"SPEAKER_01","startTime":2026.64,"endTime":2027.04,"body":"Although"},{"speaker":"SPEAKER_01","startTime":2027.04,"endTime":2027.36,"body":"information"},{"speaker":"SPEAKER_01","startTime":2027.36,"endTime":2027.52,"body":"and"},{"speaker":"SPEAKER_01","startTime":2027.52,"endTime":2027.92,"body":"opinions"},{"speaker":"SPEAKER_01","startTime":2027.92,"endTime":2028.24,"body":"given"},{"speaker":"SPEAKER_01","startTime":2028.24,"endTime":2028.4,"body":"have"},{"speaker":"SPEAKER_01","startTime":2028.4,"endTime":2028.48,"body":"been"},{"speaker":"SPEAKER_01","startTime":2028.48,"endTime":2028.8,"body":"obtained"},{"speaker":"SPEAKER_01","startTime":2028.8,"endTime":2028.96,"body":"from"},{"speaker":"SPEAKER_01","startTime":2029.04,"endTime":2029.2,"body":"or"},{"speaker":"SPEAKER_01","startTime":2029.2,"endTime":2029.44,"body":"based"},{"speaker":"SPEAKER_01","startTime":2029.44,"endTime":2029.6,"body":"on"},{"speaker":"SPEAKER_01","startTime":2029.6,"endTime":2030.0,"body":"sources"},{"speaker":"SPEAKER_01","startTime":2030.08,"endTime":2030.4,"body":"believed"},{"speaker":"SPEAKER_01","startTime":2030.4,"endTime":2030.48,"body":"to"},{"speaker":"SPEAKER_01","startTime":2030.48,"endTime":2030.64,"body":"be"},{"speaker":"SPEAKER_01","startTime":2030.64,"endTime":2031.12,"body":"reliable,"},{"speaker":"SPEAKER_01","startTime":2031.28,"endTime":2031.44,"body":"no"},{"speaker":"SPEAKER_01","startTime":2031.44,"endTime":2031.84,"body":"warranty"},{"speaker":"SPEAKER_01","startTime":2031.92,"endTime":2032.08,"body":"or"},{"speaker":"SPEAKER_01","startTime":2032.08,"endTime":2032.64,"body":"representation"},{"speaker":"SPEAKER_01","startTime":2032.64,"endTime":2032.8,"body":"is"},{"speaker":"SPEAKER_01","startTime":2032.8,"endTime":2032.96,"body":"made"},{"speaker":"SPEAKER_01","startTime":2032.96,"endTime":2033.2,"body":"as"},{"speaker":"SPEAKER_01","startTime":2033.2,"endTime":2033.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":2033.36,"endTime":2033.52,"body":"their"},{"speaker":"SPEAKER_01","startTime":2033.52,"endTime":2034.0,"body":"correctness,"},{"speaker":"SPEAKER_01","startTime":2034.16,"endTime":2034.56,"body":"completeness,"},{"speaker":"SPEAKER_01","startTime":2034.72,"endTime":2034.88,"body":"or"},{"speaker":"SPEAKER_01","startTime":2034.88,"endTime":2035.52,"body":"accuracy."},{"speaker":"SPEAKER_00","startTime":2035.84,"endTime":2036.24,"body":"Information"},{"speaker":"SPEAKER_00","startTime":2036.24,"endTime":2036.64,"body":"presented"},{"speaker":"SPEAKER_00","startTime":2036.64,"endTime":2036.72,"body":"on"},{"speaker":"SPEAKER_00","startTime":2036.72,"endTime":2036.88,"body":"the"},{"speaker":"SPEAKER_00","startTime":2036.88,"endTime":2037.28,"body":"podcast"},{"speaker":"SPEAKER_00","startTime":2037.28,"endTime":2037.44,"body":"is"},{"speaker":"SPEAKER_00","startTime":2037.44,"endTime":2037.6,"body":"not"},{"speaker":"SPEAKER_00","startTime":2037.6,"endTime":2038.08,"body":"personalized"},{"speaker":"SPEAKER_00","startTime":2038.08,"endTime":2038.4,"body":"investment"},{"speaker":"SPEAKER_00","startTime":2038.4,"endTime":2038.56,"body":"advice"},{"speaker":"SPEAKER_00","startTime":2038.56,"endTime":2038.72,"body":"from"},{"speaker":"SPEAKER_00","startTime":2038.72,"endTime":2039.12,"body":"Apollo"},{"speaker":"SPEAKER_00","startTime":2039.2,"endTime":2039.44,"body":"Wealth."},{"speaker":"SPEAKER_00","startTime":2039.6,"endTime":2039.68,"body":"The"},{"speaker":"SPEAKER_00","startTime":2039.68,"endTime":2039.92,"body":"views"},{"speaker":"SPEAKER_00","startTime":2039.92,"endTime":2040.0,"body":"and"},{"speaker":"SPEAKER_00","startTime":2040.0,"endTime":2040.48,"body":"strategies"},{"speaker":"SPEAKER_00","startTime":2040.48,"endTime":2040.96,"body":"described"},{"speaker":"SPEAKER_00","startTime":2040.96,"endTime":2041.12,"body":"may"},{"speaker":"SPEAKER_00","startTime":2041.12,"endTime":2041.28,"body":"not"},{"speaker":"SPEAKER_00","startTime":2041.28,"endTime":2041.36,"body":"be"},{"speaker":"SPEAKER_00","startTime":2041.36,"endTime":2041.76,"body":"suitable"},{"speaker":"SPEAKER_00","startTime":2041.76,"endTime":2041.92,"body":"for"},{"speaker":"SPEAKER_00","startTime":2041.92,"endTime":2042.16,"body":"everyone."},{"speaker":"SPEAKER_00","startTime":2042.4,"endTime":2042.56,"body":"This"},{"speaker":"SPEAKER_00","startTime":2042.56,"endTime":2042.96,"body":"podcast"},{"speaker":"SPEAKER_00","startTime":2042.96,"endTime":2043.12,"body":"does"},{"speaker":"SPEAKER_00","startTime":2043.12,"endTime":2043.28,"body":"not"},{"speaker":"SPEAKER_00","startTime":2043.28,"endTime":2043.68,"body":"identify"},{"speaker":"SPEAKER_00","startTime":2043.68,"endTime":2043.84,"body":"all"},{"speaker":"SPEAKER_00","startTime":2043.84,"endTime":2043.92,"body":"the"},{"speaker":"SPEAKER_00","startTime":2043.92,"endTime":2044.24,"body":"risks,"},{"speaker":"SPEAKER_00","startTime":2044.32,"endTime":2044.64,"body":"direct"},{"speaker":"SPEAKER_00","startTime":2044.64,"endTime":2044.8,"body":"or"},{"speaker":"SPEAKER_00","startTime":2044.8,"endTime":2045.2,"body":"indirect,"},{"speaker":"SPEAKER_00","startTime":2045.28,"endTime":2045.44,"body":"or"},{"speaker":"SPEAKER_00","startTime":2045.44,"endTime":2045.68,"body":"other"},{"speaker":"SPEAKER_00","startTime":2045.68,"endTime":2046.16,"body":"considerations"},{"speaker":"SPEAKER_00","startTime":2046.24,"endTime":2046.4,"body":"which"},{"speaker":"SPEAKER_00","startTime":2046.4,"endTime":2046.64,"body":"might"},{"speaker":"SPEAKER_00","startTime":2046.64,"endTime":2046.8,"body":"be"},{"speaker":"SPEAKER_00","startTime":2046.8,"endTime":2047.12,"body":"material"},{"speaker":"SPEAKER_00","startTime":2047.12,"endTime":2047.2,"body":"to"},{"speaker":"SPEAKER_00","startTime":2047.2,"endTime":2047.36,"body":"you"},{"speaker":"SPEAKER_00","startTime":2047.36,"endTime":2047.6,"body":"when"},{"speaker":"SPEAKER_00","startTime":2047.6,"endTime":2047.92,"body":"entering"},{"speaker":"SPEAKER_00","startTime":2048.0,"endTime":2048.24,"body":"any"},{"speaker":"SPEAKER_00","startTime":2048.24,"endTime":2048.64,"body":"financial"},{"speaker":"SPEAKER_00","startTime":2048.64,"endTime":2049.2,"body":"transaction."},{"speaker":"SPEAKER_00","startTime":2049.52,"endTime":2049.84,"body":"Past"},{"speaker":"SPEAKER_00","startTime":2049.92,"endTime":2050.32,"body":"performance"},{"speaker":"SPEAKER_00","startTime":2050.32,"endTime":2050.48,"body":"does"},{"speaker":"SPEAKER_00","startTime":2050.48,"endTime":2050.56,"body":"not"},{"speaker":"SPEAKER_00","startTime":2050.56,"endTime":2050.96,"body":"guarantee"},{"speaker":"SPEAKER_00","startTime":2050.96,"endTime":2051.2,"body":"future"},{"speaker":"SPEAKER_00","startTime":2051.28,"endTime":2051.6,"body":"results,"},{"speaker":"SPEAKER_00","startTime":2051.68,"endTime":2051.84,"body":"and"},{"speaker":"SPEAKER_00","startTime":2051.84,"endTime":2052.32,"body":"profitable"},{"speaker":"SPEAKER_00","startTime":2052.32,"endTime":2052.64,"body":"results"},{"speaker":"SPEAKER_00","startTime":2052.64,"endTime":2052.96,"body":"cannot"},{"speaker":"SPEAKER_00","startTime":2052.96,"endTime":2053.04,"body":"be"},{"speaker":"SPEAKER_00","startTime":2053.04,"endTime":2053.52,"body":"guaranteed."},{"speaker":"SPEAKER_00","startTime":2053.6,"endTime":2053.76,"body":"We"},{"speaker":"SPEAKER_00","startTime":2053.76,"endTime":2053.92,"body":"hope"},{"speaker":"SPEAKER_00","startTime":2053.92,"endTime":2054.08,"body":"you"},{"speaker":"SPEAKER_00","startTime":2054.08,"endTime":2054.4,"body":"realize"},{"speaker":"SPEAKER_00","startTime":2054.4,"endTime":2054.48,"body":"that"},{"speaker":"SPEAKER_00","startTime":2054.48,"endTime":2054.56,"body":"the"},{"speaker":"SPEAKER_00","startTime":2054.56,"endTime":2054.88,"body":"information"},{"speaker":"SPEAKER_00","startTime":2054.88,"endTime":2055.2,"body":"provided"},{"speaker":"SPEAKER_00","startTime":2055.2,"endTime":2055.36,"body":"on"},{"speaker":"SPEAKER_00","startTime":2055.36,"endTime":2055.68,"body":"Talking"},{"speaker":"SPEAKER_00","startTime":2055.76,"endTime":2055.92,"body":"Real"},{"speaker":"SPEAKER_00","startTime":2056.0,"endTime":2056.32,"body":"Money"},{"speaker":"SPEAKER_00","startTime":2056.32,"endTime":2056.4,"body":"is"},{"speaker":"SPEAKER_00","startTime":2056.4,"endTime":2056.48,"body":"for"},{"speaker":"SPEAKER_00","startTime":2056.48,"endTime":2056.96,"body":"informational,"},{"speaker":"SPEAKER_00","startTime":2057.04,"endTime":2057.44,"body":"educational,"},{"speaker":"SPEAKER_00","startTime":2057.52,"endTime":2057.68,"body":"and"},{"speaker":"SPEAKER_00","startTime":2057.68,"endTime":2058.08,"body":"hopefully"},{"speaker":"SPEAKER_00","startTime":2058.08,"endTime":2058.56,"body":"enjoyable"},{"speaker":"SPEAKER_00","startTime":2058.56,"endTime":2059.04,"body":"purposes"},{"speaker":"SPEAKER_00","startTime":2059.04,"endTime":2059.36,"body":"only."},{"speaker":"SPEAKER_00","startTime":2059.6,"endTime":2059.84,"body":"The"},{"speaker":"SPEAKER_00","startTime":2059.84,"endTime":2060.24,"body":"podcast"},{"speaker":"SPEAKER_00","startTime":2060.24,"endTime":2060.4,"body":"is"},{"speaker":"SPEAKER_00","startTime":2060.4,"endTime":2060.48,"body":"not"},{"speaker":"SPEAKER_00","startTime":2060.48,"endTime":2060.72,"body":"trying"},{"speaker":"SPEAKER_00","startTime":2060.72,"endTime":2060.8,"body":"to"},{"speaker":"SPEAKER_00","startTime":2060.8,"endTime":2060.88,"body":"get"},{"speaker":"SPEAKER_00","startTime":2060.88,"endTime":2061.04,"body":"you"},{"speaker":"SPEAKER_00","startTime":2061.04,"endTime":2061.12,"body":"to"},{"speaker":"SPEAKER_00","startTime":2061.12,"endTime":2061.28,"body":"buy"},{"speaker":"SPEAKER_00","startTime":2061.28,"endTime":2061.44,"body":"or"},{"speaker":"SPEAKER_00","startTime":2061.44,"endTime":2061.52,"body":"sell"},{"speaker":"SPEAKER_00","startTime":2061.68,"endTime":2061.92,"body":"any"},{"speaker":"SPEAKER_00","startTime":2061.92,"endTime":2062.24,"body":"financial"},{"speaker":"SPEAKER_00","startTime":2062.24,"endTime":2062.64,"body":"products"},{"speaker":"SPEAKER_00","startTime":2062.64,"endTime":2062.8,"body":"or"},{"speaker":"SPEAKER_00","startTime":2062.8,"endTime":2063.28,"body":"securities."},{"speaker":"SPEAKER_00","startTime":2063.44,"endTime":2063.76,"body":"Instead,"},{"speaker":"SPEAKER_00","startTime":2063.84,"endTime":2064.0,"body":"the"},{"speaker":"SPEAKER_00","startTime":2064.0,"endTime":2064.24,"body":"program"},{"speaker":"SPEAKER_00","startTime":2064.24,"endTime":2064.4,"body":"is"},{"speaker":"SPEAKER_00","startTime":2064.4,"endTime":2064.72,"body":"provided"},{"speaker":"SPEAKER_00","startTime":2064.72,"endTime":2064.88,"body":"as"},{"speaker":"SPEAKER_00","startTime":2064.88,"endTime":2064.96,"body":"a"},{"speaker":"SPEAKER_00","startTime":2064.96,"endTime":2065.2,"body":"public"},{"speaker":"SPEAKER_00","startTime":2065.2,"endTime":2065.44,"body":"service"},{"speaker":"SPEAKER_00","startTime":2065.44,"endTime":2065.52,"body":"by"},{"speaker":"SPEAKER_00","startTime":2065.52,"endTime":2065.92,"body":"Apello"},{"speaker":"SPEAKER_00","startTime":2066.0,"endTime":2066.16,"body":"Wealth,"},{"speaker":"SPEAKER_00","startTime":2066.24,"endTime":2066.4,"body":"a"},{"speaker":"SPEAKER_00","startTime":2066.4,"endTime":2066.88,"body":"fee-only"},{"speaker":"SPEAKER_00","startTime":2066.88,"endTime":2067.28,"body":"registered"},{"speaker":"SPEAKER_00","startTime":2067.28,"endTime":2067.68,"body":"investment"},{"speaker":"SPEAKER_00","startTime":2067.68,"endTime":2068.32,"body":"advisor."},{"speaker":"SPEAKER_01","startTime":2068.88,"endTime":2068.96,"body":"See"},{"speaker":"SPEAKER_01","startTime":2069.2,"endTime":2069.52,"body":"Apellow"},{"speaker":"SPEAKER_01","startTime":2069.52,"endTime":2069.6,"body":"Vox,"},{"speaker":"SPEAKER_01","startTime":2069.76,"endTime":2070.16,"body":"ADP,"},{"speaker":"SPEAKER_01","startTime":2070.56,"endTime":2070.64,"body":"to"},{"speaker":"SPEAKER_01","startTime":2070.72,"endTime":2070.8,"body":"any"},{"speaker":"SPEAKER_01","startTime":2070.88,"endTime":2071.04,"body":"other"},{"speaker":"SPEAKER_01","startTime":2071.12,"endTime":2071.52,"body":"website"},{"speaker":"SPEAKER_01","startTime":2071.52,"endTime":2071.68,"body":"for"},{"speaker":"SPEAKER_01","startTime":2071.68,"endTime":2072.0,"body":"information"},{"speaker":"SPEAKER_01","startTime":2072.0,"endTime":2072.32,"body":"regarding"},{"speaker":"SPEAKER_01","startTime":2072.48,"endTime":2072.56,"body":"public"},{"speaker":"SPEAKER_01","startTime":2072.88,"endTime":2073.04,"body":"fees"},{"speaker":"SPEAKER_01","startTime":2073.12,"endTime":2073.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":2073.2,"endTime":2073.6,"body":"services."},{"speaker":"SPEAKER_00","startTime":2073.76,"endTime":2074.16,"body":"Apellot"},{"speaker":"SPEAKER_00","startTime":2074.24,"endTime":2074.4,"body":"Capital,"},{"speaker":"SPEAKER_00","startTime":2074.56,"endTime":2075.12,"body":"LLC"},{"speaker":"SPEAKER_00","startTime":2075.2,"endTime":2075.52,"body":"DBA"},{"speaker":"SPEAKER_00","startTime":2075.6,"endTime":2075.92,"body":"Apello"},{"speaker":"SPEAKER_00","startTime":2076.0,"endTime":2076.24,"body":"Wealth,"},{"speaker":"SPEAKER_00","startTime":2076.4,"endTime":2076.48,"body":"is"},{"speaker":"SPEAKER_00","startTime":2076.48,"endTime":2076.56,"body":"an"},{"speaker":"SPEAKER_00","startTime":2076.56,"endTime":2076.96,"body":"investment"},{"speaker":"SPEAKER_00","startTime":2076.96,"endTime":2077.44,"body":"advisory"},{"speaker":"SPEAKER_00","startTime":2077.44,"endTime":2077.68,"body":"firm"},{"speaker":"SPEAKER_00","startTime":2077.68,"endTime":2078.08,"body":"registered"},{"speaker":"SPEAKER_00","startTime":2078.08,"endTime":2078.24,"body":"with"},{"speaker":"SPEAKER_00","startTime":2078.24,"endTime":2078.32,"body":"the"},{"speaker":"SPEAKER_00","startTime":2078.32,"endTime":2078.8,"body":"Securities"},{"speaker":"SPEAKER_00","startTime":2078.8,"endTime":2078.96,"body":"and"},{"speaker":"SPEAKER_00","startTime":2078.96,"endTime":2079.36,"body":"Exchange"},{"speaker":"SPEAKER_00","startTime":2079.36,"endTime":2079.68,"body":"Commission."},{"speaker":"SPEAKER_00","startTime":2079.84,"endTime":2079.92,"body":"The"},{"speaker":"SPEAKER_00","startTime":2079.92,"endTime":2080.16,"body":"firm"},{"speaker":"SPEAKER_00","startTime":2080.16,"endTime":2080.4,"body":"only"},{"speaker":"SPEAKER_00","startTime":2080.4,"endTime":2080.88,"body":"transacts"},{"speaker":"SPEAKER_00","startTime":2080.88,"endTime":2081.12,"body":"business"},{"speaker":"SPEAKER_00","startTime":2081.12,"endTime":2081.28,"body":"in"},{"speaker":"SPEAKER_00","startTime":2081.28,"endTime":2081.36,"body":"the"},{"speaker":"SPEAKER_00","startTime":2081.36,"endTime":2081.68,"body":"states"},{"speaker":"SPEAKER_00","startTime":2081.68,"endTime":2081.76,"body":"where"},{"speaker":"SPEAKER_00","startTime":2081.76,"endTime":2081.92,"body":"it"},{"speaker":"SPEAKER_00","startTime":2081.92,"endTime":2082.08,"body":"is"},{"speaker":"SPEAKER_00","startTime":2082.08,"endTime":2082.48,"body":"properly"},{"speaker":"SPEAKER_00","startTime":2082.48,"endTime":2082.88,"body":"registered,"},{"speaker":"SPEAKER_00","startTime":2082.96,"endTime":2083.12,"body":"or"},{"speaker":"SPEAKER_00","startTime":2083.12,"endTime":2083.6,"body":"excluded"},{"speaker":"SPEAKER_00","startTime":2083.6,"endTime":2083.68,"body":"or"},{"speaker":"SPEAKER_00","startTime":2083.68,"endTime":2084.08,"body":"exempt"},{"speaker":"SPEAKER_00","startTime":2084.08,"endTime":2084.24,"body":"from"},{"speaker":"SPEAKER_00","startTime":2084.24,"endTime":2084.72,"body":"registration"},{"speaker":"SPEAKER_00","startTime":2084.88,"endTime":2085.44,"body":"requirements."},{"speaker":"SPEAKER_00","startTime":2085.68,"endTime":2086.24,"body":"Registration"},{"speaker":"SPEAKER_00","startTime":2086.24,"endTime":2086.4,"body":"with"},{"speaker":"SPEAKER_00","startTime":2086.4,"endTime":2086.48,"body":"the"},{"speaker":"SPEAKER_00","startTime":2086.48,"endTime":2087.04,"body":"SDC"},{"speaker":"SPEAKER_00","startTime":2087.04,"endTime":2087.12,"body":"or"},{"speaker":"SPEAKER_00","startTime":2087.12,"endTime":2087.28,"body":"any"},{"speaker":"SPEAKER_00","startTime":2087.28,"endTime":2087.52,"body":"State"},{"speaker":"SPEAKER_00","startTime":2087.52,"endTime":2087.92,"body":"Securities"},{"speaker":"SPEAKER_00","startTime":2087.92,"endTime":2088.32,"body":"Authority"},{"speaker":"SPEAKER_00","startTime":2088.32,"endTime":2088.48,"body":"does"},{"speaker":"SPEAKER_00","startTime":2088.48,"endTime":2088.56,"body":"not"},{"speaker":"SPEAKER_00","startTime":2088.56,"endTime":2088.88,"body":"imply"},{"speaker":"SPEAKER_00","startTime":2088.88,"endTime":2088.96,"body":"a"},{"speaker":"SPEAKER_00","startTime":2088.96,"endTime":2089.12,"body":"certain"},{"speaker":"SPEAKER_00","startTime":2089.12,"endTime":2089.28,"body":"level"},{"speaker":"SPEAKER_00","startTime":2089.28,"endTime":2089.36,"body":"of"},{"speaker":"SPEAKER_00","startTime":2089.36,"endTime":2089.52,"body":"skill"},{"speaker":"SPEAKER_00","startTime":2089.6,"endTime":2089.68,"body":"or"},{"speaker":"SPEAKER_00","startTime":2089.76,"endTime":2090.0,"body":"training."},{"speaker":"SPEAKER_00","startTime":2090.16,"endTime":2090.48,"body":"Apello"},{"speaker":"SPEAKER_00","startTime":2090.64,"endTime":2090.8,"body":"does"},{"speaker":"SPEAKER_00","startTime":2090.8,"endTime":2090.88,"body":"not"},{"speaker":"SPEAKER_00","startTime":2090.88,"endTime":2091.12,"body":"provide"},{"speaker":"SPEAKER_00","startTime":2091.12,"endTime":2091.36,"body":"tax"},{"speaker":"SPEAKER_00","startTime":2091.36,"endTime":2091.52,"body":"or"},{"speaker":"SPEAKER_00","startTime":2091.52,"endTime":2091.76,"body":"legal"},{"speaker":"SPEAKER_00","startTime":2091.76,"endTime":2092.0,"body":"advice,"},{"speaker":"SPEAKER_00","startTime":2092.08,"endTime":2092.24,"body":"and"},{"speaker":"SPEAKER_00","startTime":2092.24,"endTime":2092.48,"body":"nothing"},{"speaker":"SPEAKER_00","startTime":2092.48,"endTime":2092.72,"body":"either"},{"speaker":"SPEAKER_00","startTime":2092.72,"endTime":2092.96,"body":"stated"},{"speaker":"SPEAKER_00","startTime":2092.96,"endTime":2093.12,"body":"or"},{"speaker":"SPEAKER_00","startTime":2093.12,"endTime":2093.44,"body":"implied"},{"speaker":"SPEAKER_00","startTime":2093.44,"endTime":2093.6,"body":"here"},{"speaker":"SPEAKER_00","startTime":2093.6,"endTime":2093.76,"body":"should"},{"speaker":"SPEAKER_00","startTime":2093.76,"endTime":2093.92,"body":"be"},{"speaker":"SPEAKER_00","startTime":2093.92,"endTime":2094.32,"body":"inferred"},{"speaker":"SPEAKER_00","startTime":2094.32,"endTime":2094.48,"body":"as"},{"speaker":"SPEAKER_00","startTime":2094.48,"endTime":2094.88,"body":"providing"},{"speaker":"SPEAKER_00","startTime":2094.88,"endTime":2095.12,"body":"such"},{"speaker":"SPEAKER_00","startTime":2095.12,"endTime":2095.6,"body":"advice."},{"speaker":"SPEAKER_00","startTime":2095.84,"endTime":2096.16,"body":"Thanks"},{"speaker":"SPEAKER_00","startTime":2096.16,"endTime":2096.32,"body":"for"},{"speaker":"SPEAKER_00","startTime":2096.32,"endTime":2096.64,"body":"listening,"},{"speaker":"SPEAKER_00","startTime":2096.72,"endTime":2096.88,"body":"and"},{"speaker":"SPEAKER_00","startTime":2096.88,"endTime":2097.12,"body":"please"},{"speaker":"SPEAKER_00","startTime":2097.12,"endTime":2097.36,"body":"visit"},{"speaker":"SPEAKER_00","startTime":2097.36,"endTime":2098.72,"body":"talkingrealmoney.com"},{"speaker":"SPEAKER_00","startTime":2098.72,"endTime":2098.8,"body":"for"},{"speaker":"SPEAKER_00","startTime":2098.8,"endTime":2098.96,"body":"more"},{"speaker":"SPEAKER_00","startTime":2098.96,"endTime":2099.36,"body":"information"},{"speaker":"SPEAKER_00","startTime":2099.36,"endTime":2099.52,"body":"and"},{"speaker":"SPEAKER_00","startTime":2099.52,"endTime":2099.76,"body":"important"},{"speaker":"SPEAKER_00","startTime":2099.76,"endTime":2100.4,"body":"disclosure"},{"speaker":"SPEAKER_00","startTime":2100.4,"endTime":2100.64,"body":"related"},{"speaker":"SPEAKER_00","startTime":2100.64,"endTime":2100.8,"body":"to"},{"speaker":"SPEAKER_00","startTime":2100.88,"endTime":2101.28,"body":"performance"},{"speaker":"SPEAKER_00","startTime":2101.28,"endTime":2101.44,"body":"of"},{"speaker":"SPEAKER_00","startTime":2101.44,"endTime":2101.6,"body":"any"},{"speaker":"SPEAKER_00","startTime":2101.6,"endTime":2102.0,"body":"specific"},{"speaker":"SPEAKER_00","startTime":2102.0,"endTime":2102.32,"body":"index"},{"speaker":"SPEAKER_00","startTime":2102.32,"endTime":2102.48,"body":"or"},{"speaker":"SPEAKER_00","startTime":2102.48,"endTime":2102.72,"body":"fund"},{"speaker":"SPEAKER_00","startTime":2102.72,"endTime":2103.2,"body":"quoted"},{"speaker":"SPEAKER_00","startTime":2103.2,"endTime":2103.28,"body":"in"},{"speaker":"SPEAKER_00","startTime":2103.28,"endTime":2103.52,"body":"this"},{"speaker":"SPEAKER_00","startTime":2103.52,"endTime":2104.32,"body":"podcast."},{"speaker":"SPEAKER_00","startTime":2105.2,"endTime":2105.44,"body":"I"},{"speaker":"SPEAKER_00","startTime":2105.44,"endTime":2105.6,"body":"think"},{"speaker":"SPEAKER_00","startTime":2105.6,"endTime":2105.84,"body":"I"},{"speaker":"SPEAKER_00","startTime":2105.84,"endTime":2106.0,"body":"need"},{"speaker":"SPEAKER_00","startTime":2106.0,"endTime":2106.24,"body":"a"},{"speaker":"SPEAKER_00","startTime":2106.24,"endTime":2106.56,"body":"nap."}]}