Notary Knowledge by Derrick Spruill

Navigating the "Sovereign Citizen"

Derrick Spruill Season 10 Episode 453

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0:00 | 27:25

Welcome to the show where we tackle the tricky situations that can arise at the signing table. In this episode, Eddie Montes Travis and Marylyn Lee Trotter discuss how to handle encounters with individuals identifying as sovereign citizens. Understanding the legal boundaries and maintaining professional composure is essential for every notary's safety and compliance. • Identifying Red Flags: Learn to recognize specific terminology and unusual identification documents often presented by sovereign citizens during a notarization request. • Legal Compliance: Stay focused on your state-mandated duties and understand when a document or identification fails to meet the legal requirements for a valid act. • De-escalation Tactics: Discover practical ways to maintain professionalism and safely conclude an appointment if the situation becomes confrontational or legally questionable. • Reporting and Safety: Understand the proper steps for documenting the encounter and when it is necessary to contact local authorities or your Secretary of State. Dealing with complex legal theories requires a steady hand and a clear mind. By staying informed and sticking to your training, you can protect your commission and your peace of mind. Please make sure to subscribe and like the podcast for more tips on managing difficult notary assignments.

Show Notes:
• How to identify non-standard identification cards.
• Maintaining professional boundaries during tense interactions.
• The importance of adhering strictly to state notary laws.
• Safety protocols for mobile notaries in the field.

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Executive Producer Derrick Spruill
Writers Marylyn Lee Trotter and Eddie Montes Travis
Graphics & Illustrations by Eddie Montes Travis
Music by Thomas Bynum
This Show is Produced by Magnificent Workz
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SPEAKER_01

Need a blueprint to start your mobile notary business? Don't stumble through the process. You need an outline for success. Introducing the Mobile Notary Blueprint by Derek Spruel. Build your thriving mobile business and protect yourself from costly mistakes with expert advice. Buy your copy of the Mobile Notary Blueprint by Derek Spruel from any online bookstore, Amazon.com, Barnes and Noble Bookstore, Booksofmillion.com, Bookshop.org, Mobile Notary by Derek Spruell.com, or download from Kindle and build your successful notary business today. Welcome to Notary Knowledge.

SPEAKER_00

Glad to be here for another one.

SPEAKER_02

Yeah, and before we really get moving, I want to remind everyone to check out the Notary Knowledge books by Derek Sproul.

SPEAKER_00

Oh, absolutely. Those are essential if you're taking your commission seriously.

SPEAKER_02

Completely agree. You should also definitely head over to the Notary Knowledge website when you have a minute.

SPEAKER_00

Lots of great resources on there.

SPEAKER_02

For sure. And uh if you enjoy the show, please rate it, subscribe, and share it with others. It really helps us out.

SPEAKER_00

It really does. So what are we tackling today?

SPEAKER_02

Well, think about a self-checkout lane at the grocery store for a second.

SPEAKER_00

Okay, I'm picturing it.

SPEAKER_02

It functions entirely because of an underlying invisible social contract, right?

SPEAKER_00

Oh yeah. You scan your stuff, you pay, you leave.

SPEAKER_02

Exactly. The whole system just assumes that like 99% of people are operating in good faith.

SPEAKER_00

Right. Because if people stop playing by those assumed rules, the efficiency we all depend on completely collapses.

SPEAKER_02

Exactly. So imagine what would happen if someone walked up to that grocery scanner, absolutely convinced that the supermarket actually owed them a million dollars.

SPEAKER_00

Wow, okay.

SPEAKER_02

Yeah. They genuinely believe that if they just um punch in a very specific secret string of numbers on the keypad, the register will just pop open and hand them cash.

SPEAKER_00

Which obviously isn't gonna happen.

SPEAKER_02

Right. And when the machine inevitably beeps and tells them to insert a credit card, they decide to completely paralyze the store's entire inventory system in retaliation.

SPEAKER_00

That's that sounds like a nightmare for the manager.

SPEAKER_02

It is. And today we're taking you into a bizarre alternate reality that operates exactly like that broken supermarket scenario, but on a massive systemic scale.

SPEAKER_00

We are talking about navigating the sovereign citizen movement, aren't we?

SPEAKER_02

We are. And we're pulling from a fascinating stack of serious legal and government sources today. I've been reading through guides from the UNC School of Government, the Foreign Affairs Manual. Yeah. Plus warnings from the HUD Office of Inspector General and threat bulletins from the National Notary Association.

SPEAKER_00

It is a dense collection of material to sort through, but uh it's really necessary. Definitely. We're looking at a decentralized ideology that is quietly clogging up the U.S. legal system and honestly causing millions of dollars in financial damage every single year.

SPEAKER_02

Which is wild, because on the surface, this group might just sound like, you know, a fringe internet conspiracy.

SPEAKER_00

Right. But they're executing what law enforcement officially categorizes as paper terrorism.

SPEAKER_02

Right. So our mission for you, the listener, is to explore how this deeply strange ideology works and analyze the mechanical loopholes they try to exploit.

SPEAKER_00

And most importantly, we need to understand how frontline workers like notaries, real estate agents, county clerks can actually protect themselves.

SPEAKER_02

Because they get unwittingly dragged into these devastating legal schemes all the time.

SPEAKER_00

They really do. But to grasp why they pose such a unique threat to the legal system, you first have to understand their foundational premise.

SPEAKER_02

Yeah, you have to step inside the alternate reality they believe they inhabit.

SPEAKER_00

Exactly.

SPEAKER_02

Okay, so let's get into it. The core belief of the sovereign citizen movement is that the existing American government is just an illegitimate, fraudulent corporation.

SPEAKER_00

Right. They think the courts, the tax system, local police, all of it is fake.

SPEAKER_02

And they believe they are completely exempt from its authority.

SPEAKER_00

That's the baseline, yeah.

SPEAKER_02

But I am genuinely stuck on the mechanics of living day-to-day with this belief. If they think the government is illegitimate, how do they justify using U.S. currency?

SPEAKER_00

Like to buy a cup of coffee or pay rent.

SPEAKER_02

Exactly. How does that work in their minds?

SPEAKER_00

That is where the cognitive gymnastics come in. It's wild. The specific historical mythology they've built to justify this is um incredibly intricate.

SPEAKER_02

Okay, walk me through it.

SPEAKER_00

Well, the prevailing theory traces back to the 1930s, specifically when the United States abandoned the gold standard.

SPEAKER_02

Oh, right. I remember reading about FDR's executive orders regarding gold, but how does that connect to modern legal immunity?

SPEAKER_00

So, according to sovereign ideology, when the federal government stopped backing its currency with actual gold, it suddenly needed new collateral.

SPEAKER_02

Collateral for what?

SPEAKER_00

To cover the country's massive debts to foreign investors. So they believe the government began using its own flesh and blood citizens as that collateral.

SPEAKER_02

Wait, literally using people as collateral.

SPEAKER_00

Yes. The theory goes that whenever a baby is born in the U.S., the government creates a secret treasury account in that child's name. Oh wow. And they think this account is funded with anywhere from hundreds of thousands to millions of dollars.

SPEAKER_02

And so to manage this secret corporate account, the government supposedly creates a fictitious corporate shell identity for you, right?

SPEAKER_00

Exactly. They refer to the shell as the straw man.

SPEAKER_02

The straw man. And the way they prove this straw man exists is actually quite clever in a twisted way.

SPEAKER_00

Oh, you mean the font thing?

SPEAKER_02

Yeah. They point to the fact that your name is almost always written in all caps on official documents, like your birth certificate, your driver's license.

SPEAKER_00

Your W-2 tax forms, everything.

SPEAKER_02

Right. So they draw a hard line between the physical living human and the all-caps corporate straw man.

SPEAKER_00

Yeah, and when they use U.S. currency or engage with the economy, they claim they are merely acting as an authorized, reluctant agent for that corporate straw man.

SPEAKER_02

So they aren't participating as their true sovereign self.

SPEAKER_00

Precisely.

SPEAKER_02

It honestly sounds like someone who thinks they've discovered a developer cheat code in a video game.

SPEAKER_00

That is the perfect way to describe it.

SPEAKER_02

They are utterly convinced that if they just use the right magic words or format their signature in a highly specific way, they can unlock this secret treasury account.

SPEAKER_00

And discharge all their mortgages, clear their credit card debt.

SPEAKER_02

Just become completely untouchable by the rules of the game.

SPEAKER_00

That video game analogy really captures the psychology at play. But it is also crucial to note that sovereign citizen is just an umbrella term.

SPEAKER_02

Right. It's not like one central club you join.

SPEAKER_00

No, not at all. This isn't a highly organized group with a central leader or a headquarters. It is a wildly decentralized spectrum of adherence.

SPEAKER_02

So you have individuals who fall down an internet rabbit hole just trying to get out of a municipal traffic ticket.

SPEAKER_00

All the way up to extreme anti-government militias.

SPEAKER_02

Now, I was looking through our notes, and there was a mention of a 1787 treaty with Morocco.

SPEAKER_00

Ah, yes.

SPEAKER_02

How on earth does an 18th-century treaty factor into someone trying to get out of a modern speeding ticket?

SPEAKER_00

Well, you're referring to a specific faction often associated with Moorish science temple adherence or the Moorish nation. Okay. Some followers of this specific ideology claim that a 1787 treaty of peace and friendship between the U.S. and Morocco grants them special diplomatic immunity.

SPEAKER_02

Immunity from American laws today.

SPEAKER_00

Exactly. And others might claim to hold fictitious seats at the United Nations for indigenous peoples.

SPEAKER_02

So there are a bunch of different flavors to it.

SPEAKER_00

Yeah, but despite the different flavors of the mythology, they all share the exact same quasi-legal belief regarding the all-caps straw man.

SPEAKER_02

And the illegitimate corporate government. But that raises a massive logical contradiction for me. If these individuals completely reject the authority of the U.S. government and view it as a fake corporation, why are they so obsessed with filing official government paperwork?

SPEAKER_00

That is the big question.

SPEAKER_02

Like why interact with the county clerk's office at all?

SPEAKER_00

Well, it reveals a fascinating psychological quirk. They reject the statutory government, the actual laws passed by legislatures, but they deeply believe in their own highly distorted, almost mystical version of common law.

SPEAKER_02

Aaron Powell Okay, so in their minds, government forms and public registries possess an inherent binding power.

SPEAKER_00

Yes. Since they don't believe in the government's physical authority, they attack it by weaponizing its own bureaucratic infrastructure against it.

SPEAKER_02

Oh, they use the weight of the system to crush the system.

SPEAKER_00

Exactly. Hence the term paper terrorism.

SPEAKER_02

That makes total sense now.

SPEAKER_00

Yeah, they flood clerks, courts, and real estate offices with hundreds of pages of nonsensical pseudo-legal documents.

SPEAKER_02

And one of their absolute favorite tools for this is the UCC, the Uniform Commercial Code.

SPEAKER_00

Oh, they love the UCC.

SPEAKER_02

I need you to break down this concept for me because the sources mentioned it repeatedly. From what I understand, the Uniform Commercial Code is just a standard set of laws for business transactions.

SPEAKER_00

Aaron Powell Right, across state lines.

SPEAKER_02

So how do you weaponize commercial code?

SPEAKER_00

Well, think of a UCC financing statement as a public bulletin board for debts. Okay. If you finance a tractor for your farm, the bank files a UCC statement to publicly declare, hey, we have a financial interest in this specific tractor until the loan is paid. Trevor Burrus, Jr.

SPEAKER_02

Standard stuff.

SPEAKER_00

Right. But sovereign citizens file wildly fraudulent UCC statements claiming that they, the physical person, have a secured financial interest in their own corporate straw man account.

SPEAKER_02

Aaron Ross Powell Wow. But don't these filings eventually expire or get rejected by the state?

SPEAKER_00

Aaron Ross Powell, you'd think so, but they exploit incredibly niche loopholes to prevent that. Legitimate UCC rules allow certain entities, like interstate railroads, to file as a transmitting utility.

SPEAKER_02

Aaron Powell Like transmitting utility.

SPEAKER_00

Yeah. Because a railroad operates continuously across multiple jurisdictions, a transmitting utility filing never lapses or expires.

SPEAKER_02

Aaron Powell Oh no. So use that.

SPEAKER_00

Sovereign citizens will routinely check the transmitting utility box on their bogus forms just to ensure their fake liens become a permanent, unexpiring nightmare.

SPEAKER_02

Aaron Ross Powell That is so devious. And the chaos goes way beyond just annoying clerks with weird forms.

SPEAKER_00

Way beyond.

SPEAKER_02

The Department of Housing and Urban Development's Office of Inspector General the HUD OIG put out a massive warning about real estate scams.

SPEAKER_00

The real estate stuff is terrifying.

SPEAKER_02

I am definitely not a real estate lawyer, so explain this to me. The sources mention sovereiglaim deeds to steal properties. What is a quit claim deed?

SPEAKER_00

It's actually a very simple legal document used to transfer whatever interest you have in a property to someone else.

SPEAKER_02

Okay, but how does that lead to theft?

SPEAKER_00

Because it makes absolutely no guarantees about the title. If I sign a quit claim deed giving you my interest in the Brooklyn Bridge, you now own exactly what I owned.

SPEAKER_02

Which is zero percent.

SPEAKER_00

Exactly, zero percent. But the crucial vulnerability is that county recorders operate purely in an administrative capacity.

SPEAKER_02

Aaron Powell Wait, so county clerks operate like a library book return drop box?

SPEAKER_00

Basically, yeah.

SPEAKER_02

Like the box doesn't open the book to read the plot or see if it actually belongs to that specific library. It just takes whatever you shove into the slot.

SPEAKER_00

Aaron Powell That is a brilliant way to picture it. The public record system assumes you're acting in good faith. The clerk's office is an administrative repository, not an investigative agency.

SPEAKER_02

So if the form is filled out correctly and the fee is paid, they just stamp it.

SPEAKER_00

They stamp it and record it into the public record. So sovereign citizens find a vacant or foreclosed home, file a quick claim deed, transferring the property from the bank to themselves, and simply move in.

SPEAKER_02

They just move into a vacant house.

SPEAKER_00

They change the locks and set up an alarm system.

SPEAKER_02

Aaron Powell That is wild. And the HUD OIG report detailed instances where they were not only squatting, but illegally renting out these stolen properties.

SPEAKER_00

Trevor Burrus To unsuspecting low-income tenants using Section 8 government vouchers.

SPEAKER_02

Trevor Burrus The government ended up having to prosecute to recover over $17 million in voucher funds in one four-year period.

SPEAKER_00

Aaron Powell It's a staggering amount of fraud built on a single piece of unverified paper.

SPEAKER_02

Trevor Burrus But the paper terrorism gets incredibly vindictive, right? Like when a public official crosses them.

SPEAKER_00

Oh, absolutely. If a judge rules against them or a police officer writes them a ticket, the retaliation is severe. Trevor Burrus, Jr.

SPEAKER_02

They file massive, completely baseless financial alliances against the personal property of that official. We are talking about fake liens for $10, $20, sometimes $50 million.

SPEAKER_00

It's purely to cause pain.

SPEAKER_02

But here is what I don't understand about the retaliation. So a judge has a $10 million lien placed on their family home.

SPEAKER_00

Right.

SPEAKER_02

Why can't that judge just call the county clerk and say, I'm a sitting judge, this person is a known sovereign citizen, delete this garbage document for my property file.

SPEAKER_00

Because that would violate the fundamental principle of due process.

SPEAKER_02

Really? Even for an obvious fake.

SPEAKER_00

Yeah. The clerk does not have the judicial authority to unilaterally declare a file document invalid, even if it looks absurd. Wow. Once that lien is in the system, it clouds the victim's property title. If that judge tries to sell their house or refinance their mortgage, the title search flags a $50 million debt.

SPEAKER_02

So the transaction is instantly blocked.

SPEAKER_00

Instantly. It ruins the victim's credit score, and it takes incredible amounts of time, stress, and legal fees to force the courts to formally expunge the fake record.

SPEAKER_02

Which brings us to the front lines of this bureaucratic war. To file these fake documents, the bogus deeds, the retaliatory liards, they need them to look official.

SPEAKER_00

Yes, they inevitably need to get those documents authenticated.

SPEAKER_02

And that puts notaries public directly in the crosshairs.

SPEAKER_00

Absolutely. Notaries are the foundational gatekeepers of public trust in document execution. Sovereign citizens actively hunt for notaries to place an official state seal on their pseudo-legal gibberish.

SPEAKER_02

Here's where it gets really interesting because the irony is just off the charts.

SPEAKER_00

Oh, it really is.

SPEAKER_02

You have someone who loudly claims the state is an illegal, fraudulent corporation aggressively seeking out a state commissioned notary public to authenticate a document declaring they are exempt from the state.

SPEAKER_00

The cognitive dissonance is staggering to an outsider. But within their belief system, that state notary stamp is the literal magic spell that activates the document's power in the common law realm.

SPEAKER_02

So if you are a notary or a bank teller or a clerk, how do you spot them before they hijack your stamp?

SPEAKER_00

You have to know what to look for.

SPEAKER_02

Our sources outline some incredibly specific visual clues.

SPEAKER_00

Very distinctive markers. Because they are obsessed with separating the living soul from the corporate straw man, they heavily favor red ink.

SPEAKER_02

Right, because they view red as symbolized in the blood of a living human.

SPEAKER_00

Exactly. You will see them signing documents exclusively in red ink, or literally pressing a red ink thumbprint onto the paper next to their name.

SPEAKER_02

I've also heard you'll notice highly unusual punctuation disrupting their names. Or they will append suffixes like El Bay or Noble.

SPEAKER_00

Which is particularly common within the Moorish Nation factions we discussed earlier.

SPEAKER_02

And their mailing addresses are a dead giveaway too, right?

SPEAKER_00

Yes. They'll put their zip code in brackets, like bracket, one, two, three, four, five, bracket.

SPEAKER_02

Or they'll use the word near before the city name, like near Seattle.

SPEAKER_00

Putting brackets around the zip code is their legal strategy for signifying that they are physically located outside of federal postal jurisdiction.

SPEAKER_02

While still technically receiving the mail, of course.

SPEAKER_00

Right, naturally.

SPEAKER_02

You'll also see bizarre legal catchphrases sprinkled randomly throughout the text. Terms like sui jurious, accepted for value, or without prejudice.

SPEAKER_00

They might even put a copyright symbol next to their own name, claiming they have trademarked their physical body.

SPEAKER_02

But the most immediate red flag occurs during the identity verification phase, doesn't it?

SPEAKER_00

Always. When a notary asks them for ID, which is a fundamental requirement of the job, they frequently present completely fictitious identification cards.

SPEAKER_02

The sources list things like a homemade world passport or an official-looking ID from the MUR Republic or the Free State Republic.

SPEAKER_00

And if you ask for a standard state driver's license, they will aggressively refuse.

SPEAKER_02

They claim that carrying a state ID enters them into a commercial contract with the illegitimate government.

SPEAKER_00

Exactly.

SPEAKER_02

But hold on. Aren't notaries supposed to be completely impartial public servants?

SPEAKER_00

They are.

SPEAKER_02

If I walk into a bank and want a completely ridiculous, legally meaningless letter to my neighbor notarized, as long as I have my valid ID, doesn't the notary have to do it?

SPEAKER_00

That raises a really important question about the legal boundaries of a public commission.

SPEAKER_02

Because they can't police my weird political beliefs.

SPEAKER_00

Right. Under traditional law, a notary's duty is ministerial. They are primarily there to verify the identity of the signer and confirm they are signing willingly.

SPEAKER_02

So they don't judge the legal validity or the contents of the document itself?

SPEAKER_00

They don't. In many jurisdictions, refusing service based on personal bias or a disagreement with the document's content can actually lead to the notary losing their commission.

SPEAKER_02

So the notary is trapped. They see a blatantly fraudulent $30 million lien against a police officer, and they are legally forced to stamp it.

SPEAKER_00

No, and that is a crucial distinction that authorities are trying to clarify.

SPEAKER_02

Okay, good.

SPEAKER_00

While a notary cannot evaluate the content for legal perfection, they have a superseding, overriding duty to prevent obvious fraud.

SPEAKER_02

You are never required to be blindly obedient to a scam.

SPEAKER_00

Exactly. Federal and state governments are finally recognizing the threat and passing specific rules to give notaries the legal cover they need to say no.

SPEAKER_02

Let's look at how that legislative fight is playing out state by state. At the federal level, the U.S. State Department is incredibly blunt.

SPEAKER_00

Oh, they don't mess around.

SPEAKER_02

They explicitly direct all embassies and consulates to refuse notary services for any documents claiming sovereignty, immunity, or relinquishment of citizenship. They literally tell their diplomats, do not touch this.

SPEAKER_00

And state legislatures are realizing they have to follow suit. Mississippi, for example, instituted Administrative Rule 5.6.

SPEAKER_02

What does that do?

SPEAKER_00

It explicitly requires notaries to refuse a notarization if they have good reason to believe the act is for an unlawful or improper purpose.

SPEAKER_02

So it mandates that the notary perform a superficial check to ensure they aren't participating in a fraud scheme.

SPEAKER_00

Exactly. And Oregon tackled it by passing House Bill 2253. Trevor Burrus, Jr.

SPEAKER_02

Right. That law explicitly allows the Secretary of State and individual notaries to refuse to certify documents that claim allegiance to a fake government.

SPEAKER_00

Or claim immunity from state law.

SPEAKER_02

California takes a different approach, right? By building the defense into their strict compliance standards for identification.

SPEAKER_00

Yeah. California law mandates that a notary absolutely must have a valid, state-approved, government-issued ID to proceed. Trevor Burrus, Jr.

SPEAKER_02

So when the individual slides a world passport or a MUR republic card across the counter.

SPEAKER_00

It triggers an automatic procedural refusal. The notary doesn't even need to argue about the crazy document or the sovereign ideology.

SPEAKER_02

One just fall back on the statute. Like without a valid state-issued ID, I am legally prohibited from proceeding.

SPEAKER_00

Which is the safest way to handle it.

SPEAKER_02

Which brings us to the physical reality of these encounters. What happens at the counter when you say no?

SPEAKER_00

It gets tense.

SPEAKER_02

Refusing service to someone deeply entrenched in this ideology is incredibly risky. Our sources, including FBI threat assessments, note that these encounters can escalate rapidly.

SPEAKER_00

Sovereign citizens are highly confrontational.

SPEAKER_02

So how does a professional protect themselves in that moment?

SPEAKER_00

The primary rule of operational security is never debate the law with them.

SPEAKER_02

Do not engage in the pseudo-legal argument.

SPEAKER_00

Never. They have a rehearsed script, they often record the interaction on their smartphones, hoping for a viral confrontation.

SPEAKER_02

They desperately want to draw you into their twisted logic maze.

SPEAKER_00

Exactly. A professional has to remain completely neutral and stick exclusively to objective statutory requirements. Simply repeat, state law prohibits me from proceeding without a valid state ID.

SPEAKER_02

Another massive vulnerability of the sources emphasize is the physical notary stamp itself.

SPEAKER_00

Oh, that is huge.

SPEAKER_02

If a sovereign citizen manages to snatch a notary stamp off the desk during an argument, it is a catastrophic security breach.

SPEAKER_00

They can use that stolen stamp to commit massive real estate fraud, forging the notary seal on dozens of fake deeds from their living room.

SPEAKER_02

Those stamps must be locked away the second they aren't being used. Like we talked about in prior shows, securing your tools is day one stuff.

SPEAKER_00

Along with securing the stamp, maintaining a meticulous chronological notary journal is vital.

SPEAKER_02

Because if they file a retaliatory lawsuit against you.

SPEAKER_00

Or if law enforcement is investigating a forged quick claim deed down the line, that physical journal is your ultimate defense.

SPEAKER_02

It proves you followed the law, checked the appropriate IDs, and operated strictly by the book.

SPEAKER_00

Exactly.

SPEAKER_02

Alright, before we move on to the systemic defense, let's jump into one of my favorite segments. Good question. What would you do?

SPEAKER_00

Oh, I love these.

SPEAKER_02

We've got some wild scenarios sent in by listeners. Let's start with Violet in Texas. She asks, What do you do if a signer shows up with a live parrot on their shoulder and he keeps squawking over the oath?

SPEAKER_00

Oh wow. Well, you have to verify willingness and competence. If the parrot is a distraction, politely ask them to step outside or put the bird in another room for a minute. You need a clear verbal affirmation.

SPEAKER_02

Makes sense. Okay, Eli in Maine. He says he got snowed in at a signer's house during a massive blizzard after finishing the paperwork.

SPEAKER_00

Oh no. Boundaries are key here. You stay professional. If you absolutely cannot drive safely, you maintain a polite distance, maybe wait in the living room or your car if it's safe to run the heater, but keep it strictly business until the plow comes.

SPEAKER_02

Right. Aurora in Washington asks, What if the signer spills a massive cup of coffee all over the document right before they sign?

SPEAKER_00

You need a clean copy. You cannot notarize a damaged, illegible document. Print a new one or have them get a new one and start the process over.

SPEAKER_02

Julian in Alabama writes, I knock on the door for a mobile signing and the signer answered completely naked. What would you do?

SPEAKER_00

Turn around and walk away immediately. Your personal safety and professional boundaries come first. You just leave.

SPEAKER_02

Fair enough. Last one, Sadie in Oklahoma. She says, I was doing an agricultural loan signing in a barn, and a literal bull blocked the only exit.

SPEAKER_00

A bull. Listen, you don't mess with an angry bull. Again, safety first. Wait for the farmer to secure the animal. Never risk your life for a signature.

SPEAKER_02

Honestly, great advice across the board. So getting back to our topic, that handles the immediate danger at the counter. Right. But what about the systemic defense? If traditional civil lawsuits against sovereign citizens fail because they ignore the courts or just don't have money to pay damages, how does the system fight back?

SPEAKER_00

The legislative landscape has had to completely adapt to the fact that civil remedies are useless against paper terrorism.

SPEAKER_02

So what are they doing?

SPEAKER_00

37 states have now enacted laws making the filing of fraudulent liens a specific criminal offense.

SPEAKER_02

Oh, okay. Like North Carolina, they enacted a statute making it a Class I felony to knowingly file a false lien against a public officer.

SPEAKER_00

Right. And Nebraska makes it a Class IV felony. Their law is incredibly broad, covering any attempt to harass or obstruct a government operation with fake paperwork.

SPEAKER_02

That legislative shift is profound. It moves the burden away from the victim.

SPEAKER_00

Exactly. Instead of a targeted judge having to hire a private civil lawyer to clear their name, the state steps in and prosecutes the filing as a criminal act.

SPEAKER_02

However, even with these criminal laws, a notary or a clerk might still get sued personally by one of these adherents, right?

SPEAKER_00

Oh, definitely. The lawsuits are entirely frivolous, but you still have to hire an attorney to get a judge to officially dismiss it.

SPEAKER_02

Which is exactly why our sources strongly recommend errors and omissions insurance, commonly called Eno insurance.

SPEAKER_00

Absolutely essential.

SPEAKER_02

A standard notary surety bond only protects the public if the notary makes a mistake. But ENO insurance protects the notary's personal bank account.

SPEAKER_00

It covers the legal defense costs against these bogus sovereign citizen lawsuits. It has essentially become hazard pay for anyone dealing with public document verification.

SPEAKER_02

It is a necessary shield. The era of assuming every individual interacting with the bureaucracy is doing so in good faith is unfortunately coming to an end in many respects.

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It really is.

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We started this journey talking about what happens when a fringe internet theory about secret gold standard bank accounts in all caps, straw men, collides with the real world.

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And we see it transforms from a quirky rabbit hole into a tangible systemic threat.

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It creates living nightmares for innocent property owners facing vague eviction deeds.

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And for judges and police officers dealing with ruined credit from retaliatory lanes.

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And for notaries just trying to do their job safely.

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It's a huge burden on everyone.

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And it leaves us with something really provocative to think about regarding the future of our institutions.

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What's that?

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Well, the analog paper terrorism we discussed today takes a lot of manual effort, right? Typing up 50-page liens, finding notaries, physically mailing documents to clerks.

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Yeah, it's labor-intensive.

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But we are rapidly entering an era of generative AI and automated language models.

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Oh wow.

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If a single person armed with a typewriter and a twisted ideology can cause millions of dollars in the damage to our public recording system today, what happens when they hook this ideology up to an AI?

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That's that's a terrifying thought.

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Does paper terrorism evolve into an automated, infinite denial of service attack on our courts and property records?

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How would local governments even survive that?

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When the generation of flawless, fake legal documents takes milliseconds instead of hours, it's definitely something to mull over the next time you sign a mundane piece of official paperwork.

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Absolutely.

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Well, remember, if you have questions or bizarre scenarios of your own, email your questions to Derek at dereksbruel.com. We will try to answer as soon as possible at the end of our shows.

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Then them in. We love reading them.

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Big thanks to our team. Executive producer Derek Spruell, lead writer Marilyn Lee Trotter, graphics by Eddie Montes Travis, music by Thomas Bynum, and produced by Magnificent Works Business Solutions.

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Great team.

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Don't just be listeners of the knowledge, be doers of the knowledge. This is notary knowledge.

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Until next time. To obtain more notary knowledge, explore the full collection of books by Derek Spruel and find the perfect book for your notary business. Visit any online bookstore, Amazon.com, Barnes and Noble Bookstore, Bookofmillion.com, Bookshop.org, Mobile Notary by DerekSproul.com, or download from Kindle to obtain your essential notary book to help with all your notarization starting today.