البنوك تسيطر على التمويل.. وليس شركات التقسيط | مال شو (بودكاست) مع وليد حسونة

في هذه الحلقة من مال شو نستضيف وليد حسونة، الرئيس التنفيذي لشركة فاليو، في حوار عميق عن مستقبل التمويل الاستهلاكي، وواقع شركات التقسيط، والعلاقة بينها وبين البنوك.

ناقشنا:
هل شركات التقسيط تسيطر فعلًا على السوق؟
لماذا يعتقد الناس أن Buy Now Pay Later يزيد الديون؟
كيف غيّر القانون سوق التمويل في مصر؟
هل حبس المدين يحل المشكلة؟
الفرق بين البنوك وشركات التمويل الاستهلاكي.
هل منتجات التقسيط متوافقة مع الشريعة الإسلامية؟
رحلة تأسيس فاليو وأهم الدروس في بناء واحدة من أكبر شركات التكنولوجيا المالية في المنطقة.

حلقة مليئة بالأرقام، والتجارب، والآراء التي تتحدى كثيرًا من الأفكار الشائعة حول التمويل والتقسيط.

لاتنسوا الاشتراك بالقناة لتصلكم جميع حلقات البودكاست باستمرار

أجزاء الحلقة:
00:00 المقدمة
03:14 تاريخ التمويل الاستهلاكي في مصر
04:00 القانون الجديد وحظر حبس المدين
06:44 حجم السوق الحقيقي والأرقام التفصيلية
09:05 أين تذهب القروض؟
12:21 صكوك الأمانة 
16:48 ممارسات التحصيل والشكاوى
19:01 نموذج عمل شركات التمويل الاستهلاكي
20:20 Zero Interest - كيف تكسب الشركة بدون فوائد؟
24:40 مقارنة بين البطاقة الائتمانية والتمويل الاستهلاكي
28:14 هيكل تمويل ValU: البنوك وأسواق الدين
33:07 الصكوك والتوريق في السوق المصري
36:07 ValU ليست منافسة للبنوك 
40:10 التحول الرقمي وصناديق الاستثمار 
43:50 ظهور تطبيقات الاستثمار 
48:43 هل التمويل الاستهلاكي متوافق مع الشريعة الإسلامية؟
53:00 الإسلام والمال
59:36 مفهوم الليبرالية والتدين عند وليد حسونة
01:04:00 ردود وليد على شكاوى العملاء
01:08:22 التمكين والابتكار وثقافة القبول بالأخطاء
01:21:05 نشأة ValU داخل EFG
01:29:00 الانفصال عن EFG والإدراج في البورصة
01:32:21 التوسع في الأردن والأسواق الجديدة
01:44:00 التوازن بين العمل والحياة الشخصية والعائلة
01:48:39 الرضا والطموح
01:50:30 نصيحة مالية شخصية

للتواصل معنا:
podcast@mal.ai

تابعونا على مواقع التواصل الاجتماعي:
https://www.instagram.com/themal.show/
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https://www.facebook.com/profile.php?id=61566478614883

للتواصل مع يوسف سالم:
https://www.linkedin.com/in/youssefsamysalem/?skipRedirect=true
https://www.instagram.com/youssefsamysalem?hl=en

للتواصل مع وليد حسونه

Transcript

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SPEAKER_00 0:37

And it's an elevated at the Munilla Rock in the household for Mosk Minuk one point four trillion pounds in the Benook. It's the wheel in the rock the wheel list the lake, little must be fitted, meet million.

SPEAKER_01 1:54

Rostenfizi, the Shadikat Value. Filhaledi, it Kalimna and Nehitas is value, Nerbidea, with the Shirkes value, either Tihla Maken, Nafsaha, Usturbunuk, Will Moaset Malaya Tokede. Neshna Hagmusu will fare Montaget conjuria or Montageti Banki. Mumaizette Waryu Kulinamusa Gil Mustarik, Walfer and Tositri or Melideki, Walla. Walmustav Shoksi, it called him Molita and Hof, Kedafar Neger, Wortil Anna, with Tawezon, Bene Shogul Wil. With Durselit Alem, Hel Rehritu, Febna Wahadum and Otbush Tonja Maria for Monta. Ablemanibda, Matin Sush, Shakfukane, with Fahu Garas, Ashenus, Kulligdmin Mansu, Yalonibda. Well leadman should hang mine. Shocal Yusuf. Garimotar Ali Shocrax Tele. Allah said. We said that Mike Mosholar, that he valued me in Ogbar Shariket in Tamuil Lestilekifamos Allah Modraga for Bursa. Faisakinakida Kosit Tamuil Steck and Kosadi beam this man for elefet, maybe or bit all in here, bitam in Shimul Meli, Upti Dimuteg Malaya, Kitir, Lumot Ninkin Ablikam can chanduhom, a nafsul kudra in home a timidum no katal melee, or been a swatimkin, a bit ulnim fee, a shuey and tiltemuilis, ill elbow, torthizbitab shakemotelf, faizinis the muilist leki, digetizeu.

SPEAKER_00 3:14

Tabhadini Allach mil atamilistelecim a guturilat. Yani Mafish Ayak Dida Hazar to Rotokolonia, Elisama Hademilis Teleki Day, Amunozum, Tatakonun. Mankobla Delek can ostan atamuistem Shata Koni. Wabuna anali, doufticker, Sanat Elfinu Setosher, Alfinu Hamas Tosher, Elem Fritos Mosri, Wehne Kinnachna Kuna will by now Peter Consumer Finance, Hat of Montal Arabaya, can fee Hamas outriket, bit ed them Tamwilis telecmusr. U canfi mushkila ugber, froyana, and the canfines, bit sell bad, flus, alagam, bekata low, uh, a tegerbundukoya le add alagam below, we sell the rogle with a fame of me afida alacolishar, uh, alacolitaleta, who can nigin echrisana, and le and a reminien, alone, mushkilladi. Black so corona mage, nosam hazil amele, uh, hapse madin, mahaga, blackim kineskiha, and shaketamudisim day and name to dodge absen medin. Filhaya, but fish eyegel no, fezana, the one hapsen medid, yani now lel my user experience. Fahel intel user experience. Fahala, Fahna kunem neselbit lobby, ala in a chelmin con chelminokon, hapsen med soefbinuk, oh fil Tabuilis delaki, out, alfitawimushatsura motosit. El Hasselfit Tamilist, who was it to be a giddle karnu belebust of cord alam, doel alam kulah, and that alternative methodologies to lend the beneath me, whether they are banked or unbanked. Yani, media, even for a banked customer. Intan of Dubai, Tabiu Tamara Amin of Dubay. Hell Tabiu Tamara Halika Dawula Fiha il bank population is almost hundred percent. Hell Tabu Tamara Bibiov Dubai or Com Soyora, relaxed, we be off of Dubai, Kuluatium be of the way at the suit in Muslim retintel it. Faheldama animan alternative payment methods. Il APM the Haga Alamea, Fi Clarnaf America, Fi Klarnaf Europa, Fi Clarnaf Sweet, Fi Afirm, Fi Afterpay, Fee uplift and Upgrade, Fela Alam Kolo, Fita Muilist. Min El El N Zamal Mail in Masri Kullu, Talla at Kumf at Fenu Ishrin, El Khumatra Finua Ishrin, It the Mizat and Fuseya Lisuel Masri, Zai Mahasal Matana Kalumfitsu isoodi, it the Mizet and a Fusel as Di, and the Bafimus Tasmarin, and domus taded, you hoped to floose with Tamuilisti. El Hagatanya Ba Allah is a nest has either Tamilist if Musra Dokma get then ubiragam to get then asma come down Business Taman Bismaw Bestu, besit Hayamskeda, Haya in Sunali fatamuil rah households for Mosk, Minal Benook, one point four trillion Egyptian pounds. Minal Bunuk. El Tamuil Rohman Shaket Tamwheel is the laki, Lil Musri in Sudanly fated meet Miliorgi. Fada will hag. Saba out of the team for mea minhom, roh, look to a sa rot. Hagain feyaminum, ma bein talim, umabin saha, umabin uh safer. Loa kulin eslam bit safer the feature he kettle alam durafiah, lower travel now and pay later. Shaketron at Khosha, Emirates Airlines were at Khoshaala, United Khusha had Noshotoshar international option of a pay later. Falhaya and Nahatasud Hagmul Hai, lahlam the Kalem Ali, lower amabin mobiles, electronics, furniture, finishing, who lez a kalem, are bain com sorrow. Muntag, gil muntagwet, fatlay, al daya elip share catamuilist, value aware. But betus game it gives the nut a sweet. I shall twergle and name good, Nanamish Bank, Araani Ad Furuah, Walla Shawakadi, Walla Takliftil Ecrodumuto Rohisa, outlift a mode rohisa, cost of coast of fundrohis, Famandish Halana only I mean Nanema good girl die. Nana Biac tier, Besan Tagaman die, all like a meat million, one point four trillion EGP Tel offiazamodo. Fashion kidnafer, the Mel Yegbar, Yegbar, Yegbar Bigbar, Besoa, Layomasel A shimokordna bima bima to lindul bimat demo st and lehazil le hazil fi mustadef.

SPEAKER_01 8:53

Isa Kamakli Kaza Lakazan Otum I will hag at kalimta and fikrit il isolat wimkin dasbiba ilin to cod il bit adimbural value like share keb chakla feebal togia muki mafus amena shiketi kandi Anelow Khatti Isol Amena Menel Amil and a Muarod Lefok the rus.

SPEAKER_00 9:12

Mish Muaro de Bukelf. Wahadik burdo hai riba gidan yinkinhagetil moesida gid them kotabitana, ehnalem matlana, faifusama tosha, macanchi fi conunbi uul echodi, forum nahu di solamen. When badal omala ubnehut promisory note low standal isni omala kori. Fa elfin Wa Ashrin na kanul conun gorom and a tahud sole men. Then a soldel amena dawa gine mish madene. Tame, Fabainab Nehud Mul Amala is a promissory note. A promisory note Sanad Isni, Sandal Isni the Zayu Zay credit cord, lamental credit cord on the bank of Mosk, tum the Sad Isni, nafsilora absorp, fish ayahik. Fa lalwara dipishina o lahe. Wil will will will hate recall melea tolabit minina, and net na nubeddil is amena landina, bisana de isni, alal omdal ud. Wa illa lan yusmah bita w rehom oran yusmach bistigdemhom kama halfes o kulhe kalemia. Fanon nahard the ma dorshi hatalomaya isal amena mina amil Hasalta Aliha Kobl tayo konun elkonun birga bataroga ibi olimfa ashtut hezar isol, wo truabbil machem. Falamilma isalamina nordin ki fota kamen of the menaimasana Disney, nematashadem, then listedemane, Zabu rohsa, osabetrohismini. Fem a fishat amen fikata widisleki, wele, fikuta wimut an sogar, wele fikota atamish ketasura sotto, walafia yekuta, teba, wala fi ay kotar, tebali banke markasi. Lay you get s men so a mena asbahat dunasuf. Had laandum and abli keda, the asbahbunasuf. Fam fish had you let the bis had behazal Bilbara elima.

SPEAKER_01 10:48

Tabu Modoanabit Fash uhgan Damishkalem ha le value shakhas and soup shakem and a bad me kalemala sukul.

SPEAKER_00 10:55

Maldwa munkin had the mate fash had the kalim or we calem had them awa we giruf makem shook had the be calimu or to be in had the be calem, the collection, and collection the smus of collection, enter with kalemil amil, uh will amil the domin, and a very mantanash domin, famili domin with kalem domin. Tamem, had the be rohlo and lush diumar sotto. In had the inzil, you ruh le shokhsa, ala bait to hobbay uullo, mfadla kana lea medunea, diu marsachotto. Tamem, tab leba de shari ket albenukra elbnukem telga lezal Maudwa, Yani, Hatlei in shekewi l Mauguda min inesbut ruh lil omala, mauguda and the bnuka and the shriket. Overhatimu marshot ali, libi alga lilaf no, melga el machema, mefish haga hatasal oktamin nininta l ice kuputal amida hatasr. Tab healthita, letoknin hezel Maudwa, uhole tenya sode butola clan talikma dunyand ofateh, mahchi hubata labitek, basinta i getroso, shaesal i make asset, Mishha yasal, why guys, Narda mustabit fock of Kirda, Mishha Al Modua Debit Fokka and I had the Andu Adaya, him can had the stess no minha kotal melia, yeah mele. And to send nefaiga, Maya Sur shall hidmahkuba. Dal al oxal tariya. Like an eye comes or well well moving tasals. Uh the mishmin shariket com in betasal binab, shari ket, will now tassel mincheriket tasil, mish yani, taba le la ulk mesule ashes tasil bash ketosil, bita mulla and gibbil dun shibim adumadi, but how in hagaz yet. Nardal hey and azomit has almodu hata imkin asra betonzim has modua and fast with a shik tosil and nord of soul must rip shtagma shike tabadila gil heya msalak and tumeris has a lamel. Femododa haintehhi Bishakl Saria gidan famil real, by the way.

SPEAKER_01 12:51

Itkalimtaan il no il il value aunkal el Stirina dach B Shakam, you you you am el care wasiled daff Ninthleh bit you a silid daffam. In can we get another Mujairahina in U said it the Fitanyas or El Cash or debit card, or hatel credit card or bits, teletinum alal al aglep, mabia il mudatwa eli chlash has a ebun ala in nas, il dune bidzawin by now pilot who lay the chur, obiti bichla ebinahid dun ala in nas al muqtama.

SPEAKER_00 13:19

So, cananda qua is get then, and I'll give you a shank any evil business, real me. El Haya and Octaben Hamsin Fi Mea mean il credit cards illumuda master and nahord, il balance talamil almost until end of it. Mish Yani Altara credit card who tarafwait best in the Amelia Achar for sedate. Yani Huam Muchtara Lehes algort Obna and Alibock and Anda Khamsinium again best sit the Khamsinium have the Akutfait. Tamiyan, Wum Hen Yakutfawait, Alabtier, Min by now pay later. Palam boost I'll buy now pay to Bemniz Day. Bainhaulak value abne as day. Buy now pay later, Mabni Austin Noah zero interest. The lostl, the lostlam good, fa no zero interest, unakhu fusmen teger. Bonet an alien federham deluati, our elf ignati, our elf reality, with Fahma Larbashur, didn't we see? El Meli. Well Bun Ali, Lawana hat sit a f mea metagers, taker, other Dilu Arba Shur, Hamashur, Sitashul and Griff Await, Uda, La Hassal, Yimkin Benezwag Bira, fazil as wok. Sue in Mosri and then a fi model tea. Model Aurena Mutawasarified of Sul Mosri, Haga Shin Femef San. Famustail, Nana Dikarba Hamasur, B Hamasafme, and I think Al this Afile Me, A Shotar, Hae or Bahmanazar Moto, to Gorba and the Home Shoom. Type. Helman a kid and Adam zero interest in Lamala, been Adam zero interest lamel. Oslamadum for it. About team for me. Will the follow low thirty six percent hay and fight. I know a strategy flower. A seat hard lower televisor. Zero interest, zero more, zero. Low hack, and I'm shot a hike, and I called Amonfigny at a high to our bouse team for me soon in Moser, Bows team, it's telefuri. Major ministry, not if I didn't for it. Is telefu home before it. But I don't have to tell it after it. Emo add the L Faida Fuel Moscri, Ala Credit Court in Nordda, this out of the team for Mayamotonox. Emo add the Lifeda ala, El Tamuilis delay Mos Nordo, this outer team for Memotonos. And if it's credit card from Chief Eleman, Rogman lift the bank element. Never custody. Few more boss team for me, or set up the team for May Mukowan Sahela, Tilten, Mukowan Budunfoot. With Belak at the Fida, Bash National From May. The winter title, National From May Feder, Fedowl, El Moalan feha, and the inflation betachat for me, you're actually making money. Sheton Bayer Walkers and Isa Shallak Fayan, Anna Bashu's Day, and then a rogle, but our product, financial day. Nesbeting it all like a and hashtag tripazero. Few had zero year. For the minute bellu, home must have feedmen who goody, um and douge bed, had the credit card had you had to triple zero and hamstring home. And it can alter set outside out, not shot on to her. Mean heavy actor Fazer Cottage Elijah Shall I get a toss, Lee Lena Osra for on boarding. Value Hamadana structure this gate. Maybe the structure. We should in a credit card, the Hamza Hosinium and Gerf away it, a value of yeah, I guess Mass Park. You have up to forty-five days zero interest. Well, Andena, meaning it took Gorba to Anna, Ala M Triple Zero Three, Y Matriple Zero Six. Yani, yeah, I thought you mean for eight, or shit I said to Schoolman Gerf away. Well Boki, if a weight. But her route. Fantakine for me in a business market, and the business. Fiorut, they be a Samsung tets for twenty four, the year apple threats for a noser, they are be Ranin, or Anttak Bay Hamchin for Mea D, we have a weight. In Takamil, it's your call to make a decision, but an adjust big baraker hagar. Holds in the lowest than it, I haga, high value art. It's it all depends on the overall market that low meet million, or boss team asked layout and amilo the admin attack. With take move a little, no ISIAN.

SPEAKER_01 19:03

Fahna Shanifham il Haraka, il fluuse lawa let Rahmasan Mesel can whole bank beukrid Aubrick, Le Value Brack Moyan, Value Titta Fide Muayana, Lil Bank Alia, Ubalk Value betwaff for fruzdi lamil, but sivalu il amima bit fashion fide, ill tagger, who a libit fa fairly and fide di for sour it, no beh drack.

SPEAKER_00 19:31

And the Rafa Malaya Lahad Tisa Adolf. Yani Rafa Malaya, Yani Stiliff, Yodari Stiliff. Minil Benook, well well Tamuil, I'm met Munkini still manufacturing companies, Mukani still if men zemanikas have them in EBR deal is well effect. Munkini still, up to nine times outisam rot, il equity tattoo milk. Rosemale Womin Rosbeto and Guay, Al Arbah al Mahtakaza, Rosel Mel in Matfua, Al Mochasot, Wa Wahakazaiani. We Altamuil al Called Minal Benook, Bishaker Royce. Banked Lines, were banking for Mayor Mishbank lines. Fisher Katania and that a manifeme on bank or a shift for Mayor Banked. Well like in Ho Elbank Mshay's Yamela Amalia, Ma Yusuf, Belfingini. Hatalo, Yani, Hatalo, and Lucif and Ush Croat cord Home Shasama Fingini. Mishai do cord Elfingini, should do record a tattering, why is the record minimum elfing, minimum meet alphini. Or Bunana Ali, and this bell bank, take um type who be Amelia Hobius, Hottery and Omtertiana, or be Dina to humate the Mani, or Bunetana to humanity to me there, beam nahni to mummy. They man. So we am a wet and a memo million amen, for headed bank, and do access to million amid. Wdaiman, beam for Lucy Moro, the name Roham zero interest mart taker was her for a third or leftni. Meet million, and then meet million, I think by example coming, and I tell you the nest left in a bank meet with young. Exposure muhtelef Hollis wasora kulahag uh maya or bain million geni do it. Yi kefina maya sh beongini bank. When I must bank million geni or a galo ashin film top seat. Tamangel ashini. Iza arabia. Fa mea ashrim. Faz meya or baini kabuya octamina shim million guine.

unknown 22:40

Tai.

SPEAKER_00 22:41

Lawana amalte kham seen film meyam in the business de zero interest to khat Aliasha Filmeya Manehe in Nana Maya Khamsaw Yungini a homo. Kabem, Kowin T Hamsaw Yungini. Lewel Khamsin Tanya Amaltaber bain film meye ked Maya Ashrim milliongini. Adi Kamsa Ashrim Million Guinea. Fana keda? Haa atil matlu mini bestori tana Mishbutari altabaya. Mishkul ligne Haru Hagiba Alia it. Fa andosit Baam de Hamsa Ashrim million guine. But Uguztal equity de Hanatil no t was the tari Ashrim million gini hagi or ba million guini? We ashrim million guine haigibu tamanya million gini, edipnosha milongini. It nosha, the ithamsa shrin, sabautal tin, no is ashrim, and at be eli sabbatosha. Lizimba, the clift yikul leha, the ba a col lemin haziye sabbatoshar, lita i orba. Lemavadan amilde, il bankabucurdni. Lamata shamelde, il bankabucurdni. Tam min tanyi bukurdni debt capital market. The can surely, and I couldn't measure in the EFG le debt capital market. Yani, Yaniskook, Yani Tauriet, Yani Bont Bond issuance. Mustra bordo dawola amik then lemda micobil shakli gabi, which shaklistalbi, fee sana at debt capital market tools. Le then masra amalit, uh will shirkit MBFI, minterin san, fakampabia and nahiba eyesam further tam will uh bnuk shaklimbesh, belak agilabil musta smunin, fi altawriet while bonds was sukuk, bardu hell bnuk, by the way, walabri kalim ala arbitraj of yeah arbitraj, game nina arbitraj da kalun masri biul, la will bonds di aul adawatil din rated yib a tofamu drip. Falawana sta smart, lawana wasuk f value, figh and fauri, for whatever, kabank, awakamustasmer, kick insurance, ka pension funds. Lawana wasak fihum Ha kuda it hat talaw a searel searel bond awl kupon anam shahrif libit faraik nes adeya or ns mele, anam shar. Shahla, yani shalam. Fan nahard men l minimi bishteriil bond awl tawriet, aul sukuk, l-bishteriha, el bnuk, l insurance company shakit mein sanadil machet, sanadi l-dachlistebit, sanadi l money market ladi in that day. Huwa lau shaf, lao shaf, in n l-mukhatra, l-la kudhe, ma value, au hai lan, ow forsa. Ora yeba min il muhatra, l-bia kudhe, seya day yan bin u ishteri ishteri uzun khazena, hu a ha shif mea ala withimisarinza, leil anamafimdor. Bishanakayan, walakin ayhad bi uzdr bont, famosr, taloma, hasarata' ala, rating, min, meris, ahhdit uhit many tosi fate many, min meris, and hey, shek mudof mustr almutah susafel modu alam lookup shakuzi Limudis international men ha'atofamadro Al ala alegabina. Fanardamana physical get them, so in Mosri. Hazil Amelia, al Hosta with Tauri, Al Hosta, o Hosta. Lowish was a fik mishashik. If you had be ba bit nino a shrimp in me, coupon, uh it, or have you babba a shrimp in me, or have you bad better months or have you babshrink? With that, shabbi. Was I su mosri, fee, has heal tools, or uh the wedding good, fee as well, oh, the boost and fashion, fashion, shwangood, any schmangood. With a near cota bah a la Nagel Tamilistelaki, or notamistelecki, lay nefesbukamel, had dig by missel mosri surf. Ryan had digging sod, um batella, shaket the wheelisti like, this technology technology, a low a di value hair seven fee would tab, no shai, and a colour technology. Fa khalis, chaklumuk telef. Falamil akbal ali, lamalamil akbal ali, tamal kalul, lematamal kalun musas mil akalil tomu asia to fia flues. Best the lahaz. Shabesamana Khochamund. Iliasal is Tdemit technologia, khalek theosal, lakbar kodri munkin minal omal. Get hai to common melee, corod rinda mukitamicaben, arafamilak, tauquia electroni, uhya ala la ud electronian, failha hazal, in toucharab shakel gibbir gidden, codut la omal al hosula ala el tamwil. Hel the man eh, in the kenta, ashamit maw usra, bitmail alhash, le nafil echir, hot and lefs in my hataha, the bank machazi mosri, and a matter still mosraya, lazbet Nanafadan la ta adin eb din Lil Tamuil, Octa Men Khamsi Finve. Rahumana, Khereg Su, Talad, Elachodi, Tara Su Saudi, Su Saudi, Ishad Tamuil Ste Leki, What Sharike, Well Brukhin Le Bank Marcasi Saudi. Sama, Stennet, Zabisamu. Beyon Lakil Bank Hamsautin, Beshikat Khamsi Khaya Musla unak and the Illumasophina. Well, be olakida, obiola kidda and If anybody, deb strip and goal bank. Nirgaba Monsertain, Malish, and elect Bsura bin duel. Low Hazel Kuta, Kuta Khoto, Low Hazel Kuta, Benefit Benook, B Shaku Woda, Wah, Il Bnuk Shetmawlek, Madame Fisni. Low Kuta Kato, Shetmawak Bordu, Am Mahangaba, Came, Shirka, Munafse, Le Value, Famusr, Mam Luka will came in Ilanc. So I'll say, And then, sure in Mosri, Tamania or Bain, Shirka, Hasla Arahis, at the Mulis Telecki. Menum Hamas or Shirke with Biabada. And don't rush Ali. Fasu for the Fikhamsa in Chirk. Mabin Agbarba Larba al Kubor and Dom Tmanin for me. El Ashra Kubar and Dom Sem Su. Tie Fila Kubor, Fikem Shirk Mamluka Lemuk, Tayana Hodum Wahda. Fe Shirkit Lime and Mamluka Lebank Fab. Adi Aul Shirk. Shirkit Takka al Mamluka Lebanka Adip and Maia Milke, Mefme, M. Kazimakala, and almost the smallin. Now the handle is the small atlay cullish anna mesaran, mana and is the smart memuk must re go a shirk public here. The men, andak, shirk true, memeluka le Ijibank, low anabinotakal must, so rebranding from the bank true memeluka le Ijibank. Andak Suhula, Mamluka will came in eleven kos. Well, Fem Osde, Fanta, Yani, the Mr. Andak Mogo, Memluka, Bank Master Iran, Yani, Medbank Badar rebranding board. Femme Osde. Well bank lly in hard, who ech is Thomas Halan, Yani, hot the Highland, even asha from May Min Kumet. Fellow Sanaadi, Fia Kulema, Aleya, or Aleya Kum Shekeldi, Obit Nefis Benook, but Libukamilha Mohan Shainfa. Well lachanaza benook bestab and talk besork soudi. That is always so soti. So soudi is the mo to the field comes to the team will come seen. And feel glittery arbitrage, a sheniket, a kicch minabiddin, has a kalem girsohia, then then allow Mag to share them in a muhazu kanouni. Be has a kalem, or do how like big four. Bitus bit, and then I am simping me in a dibior, and melee a correct nak a men, techut coror, been saraunus, and shoff to featu, mafim touch. I like tobaccala, shall I catch, dead burden ratio, our Iden, come sink for me. For banking shelter, Gilan and Ham seen for me. I like my start from the bank. And I still interview with Tobba Ali come symphony. Obvi be odd, calamda obi rago. Models Mukalifa, model betana girl model banking, but any mosr, and a famous, our phone, the bank and markazin Mosri, Samach, who good digital banks. When if he bank one, lower chodamosr, obnukman commos, nucleman comos, high as dur, would misstand the best mean lamaletal hospital shiket Hawaii Latamel KYC When CIB Bardo and the Bank Digital W the Fimo Smarines other players. What Q and Bamil Bank Digital? Benefit, bank l Aydi Bishtagalbiha, Akitla. Hayamilo Zabilo's colour and colour side is again whom you have a little bit of tightna or tari or lekker. Fatabia and a conchakti mutarif.

SPEAKER_01 32:06

Ma foom.

SPEAKER_00 32:07

Femasdi, f landscape of uh ordin malabal hosabi, tamiliste, hale tamisteki, as I have a dingya, akitla kid mushek. Zaya look to my shekel, had stickum with a mistake, obvioustimutaki. Basikemishtikumuk, the bisttiku tamilmutah. Tabi, mo, mafish no shot, muta kemil iladrag to nome fushwala haga hot. Well fihato, few mart hot, manedres, yani, and a c out of had the buistelki, and then hot naliga. A kidnefend of bank and markesia, kidnef second of the colour.

SPEAKER_01 32:39

Alamodoa shakewa ilmele inkinta machur gidden befikretenta betrode the psychnobe shara, or malet, alas of hotosul, finez bechufda and whoa birsi a day sakafti menem bil bilami, who piersi a day sakafta and wahdi root, finez bechufan defaddermin iltazahru al cadden or eas and feasim fur no haget aham di road da shakwa, fia cutderimlista rodri minil minil tesui, uh mishkadrhai, shaf has day.

SPEAKER_00 33:04

So, anal ma kunta rodar and ness, makan shot and had their value de mean girl amili bishtiki alal website or alal Facebook. Well I can hame Shagastarde here Anna Anna Rogal only Mestagal Shirka of Aumakunti Mudir in Leskitir. Anna Kunt Mestagel Tula Omri, for banking off investment banking, fedoro, fo at a kunta kuhazir odoro, foat kunzafazir doro, uh team betay, orba kam sabetir. Fatarov, kunaya tushawalaya, or shusura kamla, mahadish be akilihak. L Saflematel, B2C, Awiani, minal business in a consumer, which I kabues. Fishirke value nemitfag, Yani, and I adna Tomantosar with Sa Tosher Hne Anna Wilmo Zafin lifeshirke kulina alabat, ashar Khomas Tosha, ashinwa had Arfin il famil landed. Arfenum, Marf Arfeno Sabna. Bainfak ama covet, Hasan Tuloko. Fana kumikeda ostan Tobia, and atlem Shatlena Elmas Barud. Bestana Ashen kotter Barod Duheya it's a verified account. Wana active as social media, Bishakl Tobia, yet I will post Obama re shares, Obama Haget, Tuluat, Fana, social media wah the gozig beam wati. Asloika kebrit, in this with arf and good. La obatalta rod dali hum half could miss it and fusel with his hag, naft msol, femme as din. Fanamish hotov to sedi. Hadikemba Montokba Himon took him more. At our talay, Octave mor and Hadi Rodinata and a salem pages withati ashia le had do there. It should be hagg muhem again for kidos. Falan hacktich, fallen mist of hot an amalteha, alashane, at nice. Over there, pages with one of my Facebook LinkedIn, by the way. Yellow was uh Instagram, they but fool. TikTok Bitay, but fool. But Haget Hagetful. Lekendorf to hintam, maf together than Michael Mzak had the Fatania be a Milla Sheriff and Hush Times of Fatih. One of shirt. Fan nestly, a one the Makuchovna Tik Borkeda, Fa Yani can cox up mohno business pen and then meet Alfamil to Alfamili. Mae Kul Hagabsura Yani Yaranna Lemma couldn't have Narov Nagottiful call centre. Elashin Alfamibana can we see elfami Thaimus day? Lebah dena meet alphabini and got a Khamsi. Fahna And then Mushkila Nabnel Muasra Bek Tirman could rot on operational net emal custodi. Fantai starf in Mushkila, Paisaf Mushkelhay, that's Hobelak Lamentamiglek report. Menil Rais a daughter khimit lamela, who Mishha is at Lagalton. Mahyankuwa Kayim Bes, Holakla Amili Kellem Star Hemsawdi or then Ali Hemsawdia or thirteen sani. The masal sh. Wha nafimasalj. Kwais keda ho a roda IV or low asema fimzika tatil sea lahad the mahad rod dali. Besrod dali oh bin is belo dali, or not. Tamem, well amil beadai na sala muskela bead da. Bisboul kul the six kid, besofil haiya daemon in tela winta andak a shrin mussibo, filium, m had bay minu orba hamsa uta yethaw titwin hum, fanum hebbar faiya min la mil. Bigini ba umrat uli ehna rochna maken fuleni, or the e msa no wlaq lach tri value, badal bedal midgini, ba mea shringini. And a dim in this belly caught off a value, hai flimake. What a felt that maken akbar biktier min hagmin, Yani low mispontuki, yaniana oh, blackantel, aide. Yabni dana akbar wahad bia mishwim. Willigo. Willin't any bet fellu. Ubi a ga. Basana had a fina amili stagden value ka wasid defa. Na hardu have namil thirteen elfa transaction filium, we fish had the bustle value nawa sid to seed. Hey, seniosid defa, hollos. Lenabola, and then ham sor any wombani. So credit card fana well fan roto la value at a comni da wala machama. But you must have mushkila and as macha liba el head of business development who will mehale da amal keda lemus laht to odi I shine who are the target. W rock the sambi ha it named mea minute target with yao. File a feturbachem and do or get the traffic for must day. Fahua are conflicted, uh we are ni ano taud musol. Anam anti taud masola, and eyes ha san hike amil roh ma ken maken wish terra value will make a meshtakalich, uh will hotel libini bin in shrika di we air. Lamanakal limt il team bitana this out safe only and uh tower for list system, this out seven point nine, for law giving up give it up. And I mishaddy maluma dealer rog the wet rotten or bad musia, Mr. Richard. Okay, so same for me. Fanta Mishmach had the equilak hagg, intermetacte by al or even what if custody, but I'm what is at even fillyum, sana, and the mizakois. Eh, in nana banem, I don't let oim site. Feld, and I musurd and off the middle shot haiya. Wain bakeshiv before haged the illest hakdu illumast hakush rod, and a messabigidi so el Ana Besha Trafoto one about the Manduk wizah it refot. Sorry. Mishotalek, Mishazinam and Colil Mintaco Sultili, Basanja Hagam's other herfia hag, Yani Famazdi, Wah Traf, Mshotrafia Hag, Wahj Tarafard, Besal Adam Tabukali, Mishot Fia Hag, like an fellwat and about Dini Lwati, very efficient, butini full picture. Ala soutebru a CD one on one being il team watu. Atebru il executive summary of the day, atebru lint eyzu, besoffel echer, which not the suit, give me suit. When the end official had been seen but on a biamal kid, fat na beneshikum my eza behead model, but suna mahada tiny big shaky shakato, and yeah, and yan shabella. Munka hack side nif hat for an eye not m shotar wallah. Fair mosdi and an shell edicted animal. Father how the hella upit hall, Ulam hot the Module Kazamaro, bit hell. Then the husband advantage had gili. Well regularly hella mushkred can technology, out can product, out can uh uh frontliner, or adif in the rug in the nefts and mushredi, had gili, fanah left rod, hallib docht. Fa munk and a batabera had cafe, our efficiency hali again, nina satin millium, um she's in colo mukus, atin in the hard, rob sa bucra, taratza, badbucra, keep toyora, and a guy like an order, kept toyora based, I meant a few ashra emails were bainchomando.

SPEAKER_01 40:35

Isa Gamaek Le noted il uh sukuk, latify goes a minal tamwil in a bit uh bit a demo, bad hoa babithaul scook, le motovka mal charialislamia. A few manitas and kunil il temilin times realism. Into ult, if you go to be coon lower triple zero, loss of kama sarifam adam, we kept into diha maggania ilchamsa over bang. Fadam, mafudon ho was a hurrian, yep to homotolfak mal cheralis me. Big and then we get nozer uh mugair, whoa kul card uh garra naf, fahat alumafish masarif mafish fada, mugara de intaheti inta il murapta tak mini teger, faintas the fatim in el cardida, will be telly whole let off marsh.

SPEAKER_00 41:15

She has a let a die by shaken a shell and hammock islam, and a rog by merit a baby shaktu to geri bat or yes, I bank C I B, Zay Bankalis, I call in Les Di. Fan a die, but I faiwatoma it, Nathanumeris, Amelna, Wolfko Sharia Islam. Time. Anna Rogel, Motochas Ba Besutva, Bata, Fiat Wheel Islam. Gate Alfim Hamas Tosher, Alfim sorry Hadosher, Badakoyamusau of Mos, and Tokolta Nanohasht Bank, for Bank, or no and do window islamic, a manco, hezel window, ma an actamel structure finance or investment banking of Melazik. Fan out of Mahstarish Islamic or Martin Fayeti Fanam Shastagal Islamic and I kid. Roth had seen him in the Bahrin, Leia and Shadow Dale Ayofi, Urohta IFQ, online, Ma C I S I, Fingalter. Another Olock, Muntayani, Alashan Outlaw, I'm Echnaca Value, Ehnna, Lena Dai, Fay at Ocot, and Sharia Islamia, we have an Africa miss cook with Lamel Tauri, but the Liam Tower. And I miss cooking another Amos Cook, so in Mosri, and the book Damel Tibni Sharia compliant structure, Hayekel Tamwheel, Sharia compliant, Alasha Mstovko. I shiny test my feel maniera now physic noted a card gor in a fad, Ashana and the Zaria, what hagged then? May of me fee now paid our consumer finance, fish way to root, mustail to a for her, won't it regulate her? Short hour. Short hour, and telekaza bada, fall of me. Enta wolfka le confiel, fea consumer finance, shaketamuil hakalhem to like boda. Le Mishan Khatur Huma Mishin Islam, Sh Mahajan Dogarot. Ashan Khatter Huba Khav to entha Bitumeris Amel El speculation al Bda. Yani and as an Arif and Sarah Iphone Haegla. Fakor Khiket Tammuilis te lake in the Nasteri meet elfa iPhone hotum anti. Fair mazdi, hova cave naktamil kid, missionhua m bataarab maldi no duddin, ashum misma, door. Fada u hagan telekal bada fale hockmea, yani faleyangoda, hokmeya rogal bada, fala wana be Yusuf haiga bitri bisheryal islamea minhati, and the had albayahra riba. Nana, asteri ilko. Migueline, or a halak button may have single name, thinking to be a good risk. So I'm a falla. I shall be like a zerbado. Bah mayor home singing. When they get her bitted battery. I will local Islamic termination to Hellas Modo or like Hagas Mag is it as a book has bitten Tatak Moragel. No way it or Dick Rocko. I'm Shasam. And I'm Shahai Samil Hagar that Ottawa and Fiba I'm silly okay, like an intermediate here. In Alamil, Fatru Lagnashara, and a la mamatish keda iba a la midalow, misteriff mini, mistruth bank to geri, shake it to gare, I wrote falah, look lost, hustle mutate here, well like so the cot for my fashion min erodok. Financially, nahatal accounting, Elmafruit, Lana Bamilda, Amelu, Milgirum, and expense. No way, no my hesish and lenta el artil daifa, from Ara, owlbanke exum shatfall, bankoway and lower shabite. Fana Ashankeda Shayf, in Bilkonil Hale, Moguda Fimunteo, Saa Bawi to Meris, Amalet Tamwil, Al Islami, Kamehib. Finis tulla ki Nusalama alamakullu anamishmannesdi, anaba shayf and nana nohada, anamatega meris a meli, bil tariah al khosto bay. Wana henabal shana bishtakal halal alharam, shambadu met femish and tumuh dinotomaged. Modol ħal haramda mudo shohti. Ya henta uhmush motoshohsi, modoa, kulu ehed, msul ankro. Fana memabaul inefhii, temmuil, mutobukl akem asharia, ana henavessa, zawita hag, in nana karord, and nana lau ba mle temuilde, ana msul annu, beshinesdi. Tame, fana ketil ebeda andi. Fana shanaku tlaandi, andakumuta ekit meya filmeye, andana maltish e funky things around. Then was the value, Zayaha, zay colo shaketimut of suel muslim kinchirka mutov comata masharya, aushikitin, minil kamsakosin shirka, echna, shirka to meris amalhab shaketugeri, zaia zai bankal eyes, a bankamos, I see I B Z M Bs I could inesdi, Bemeris Aman Jacketogeri, I shan keda and losdrusuk, or then shrisuk. Besta official ketani temel keda idea cluthor of haiatua.

SPEAKER_01 47:06

Isafaminach felt sefit in no interbitulinana Mishhaez la Ulamasanehna Asha Nosal in O Wat Tamil Islamy Bekamel Akenu, Kaliba Mishhat Hakakwakin Kazita Hakok, Guzimino, Inta Mishhais Tadai in no Guz E and the Guzhil wizer, Mashil wizer and then uh Hena Henafi Hot Turfaya Ma bin Nechnaqtahet, Fana Atla Salam Shanefa Ruha Atla Ul Gumur, Libishtagal Maya, Nanachtahet ilakamunkin.

SPEAKER_00 47:32

Hobin Zadamir Murdi, Hobin's Belo, Intabok Masharia, Yam Tobakia. So, Felhaya, Anabasin at Kulinness, Wahadik Miselba, Ala Hazar Modo. Shirkem bin Asen Cherikatal start-ups. Green mint, black mint, hayaked Tamily, Tamil recycling, lil um Lil Mobiles, or laptops, or Haged, you could lay as hard, get Yani. They went about my own trade in a straight in. Anna Karen to share my half tickle is mah, black mint or higher. Again, I'm Bernamic, Shariak complaint. I share Bodo. True Musama has a fit. Blacks. Lemate Bel Value Bella, Basruha all the Nes Landak, ilulak in the credit card, is okay, in Nintesta Demu, Ala in Monastar Tatak, Bes Value La, Ulum Alamila, the fashion credit card by the Hamsa Kum Sinuma Alifawait. Or Lohum in the fi a mulitachir ala credit court. Uda short the face laya isle. Loom, my astana habish tour. Yeah, an abde m costodi. Ma gish ul anamandish value ma'andish exo maandish kaza, mandish kaza, al shandul harom. Yani is boal fedda fisher kitin girmawin mazur, asan mbishtakarushma shaket l by now pay later while consumer finance, tela elu, tamma ekof, gamiya, al uh share ket, al tamuil estelaki, ifte alwaaghello, kul kalanda, the knockbal ill instepay, uviz. Famous day. Fatame, in tahor, utubsen tahour, anakuda layza menak e an eysa amala igabuli, hagetum, il boizo, a will listehlikuha, fifruoi, yiduheli, anda dum wdema, fluus minna, ana itam khmerami, wishta kandemabat, minhir, mishtagalma'e, yanana mish andaminhayw nukumu fudin disu, ala eda murdera yusuf, ubinhaywan nahata makulin nes, anel withir tamel sharia complaint. Anamasula annu demin neshamelu. Budun check, besle o call magun neset tenye with hau tamelu, blacks, blacks, and beside the nez dikulleh, u nez dikulha, mishtagal ma'ha, yeni famozdi, anabol shin huma mishmuta kill sharia, anabaul, andaf in nana, low hamel, sharia complaint, himkay kunana muto halfidalizumush and the rest ofua, ula maamelta muilet for mosr, ma banko oda, asorated nana anakanandi bankugeri, orbank islammy, so manamish hamel half bank islami. Munkarif banketogeri, uh bankle islami, letamalsh. Islaminabik, amelta oul is now jar of the rich better to them wet. A damsana beta it tamuil islami and tari musr said hagosabe. Kunna ol had the name at the islam montaku. Afanil bank kafr shikwelf, makenfi dilt. Of me drumber, can fit dilt. Ma'ush is now jar of it mosrbishbadinana game media feebank hot of corner, low bank oud, a lola ice, a must ma soccer, came, but I'm agomana soccer from the soccer, I'm a multi-layered cheria compliant. Senior debt, uh senior tamwil, some my jara muntai, some my jaramus of zimma, some myra munta bitameluk, the team is an in debt convertible equity, hundred per cent charia compliant, hundred per cent charia compliant, dechalfimaana, apicorp uh sanddu il sanduil in me l Saudi, U Sandu il Kuiti, U this and a deep shark Islamie, Amen. Wa amena tamilos menil aimel, Islamie me for me. Were the Akad Gawais bayani, Tamilda, Akad Gawais Alameya, one at Tolo minni fil harvut Islamic studies and Nana Ruhadi Mohadra, Ala Tamwilda, Tahel Le Nikaber, Islamia Sh Kud Mustaka and Kutum Storaka. Uh Alika Memali had Modorbo, Fakat Yani Modoken Read Giddenia. Fana mana ours now Jarf Talih Mosr, Filfotradi. Fana, I shtag Islam, oh this day. Sadish Takal Islamia when I was a comia from me. In the harm, I'm shit wizard had Yani. Tame, Modebardu, Belak Anak Milona Amel. Familiona Amil entamukta wana kawalit and a mishefuru binitemu bin badu, um shaif in nchnete river ostan de maken. Bis dara is shoksi, wellekin lewana amalta haga islemi, anekutanea, and nana ayzeferra bin muntagin anam misha'izi baanti mel wehet filelf, andenach tal ech. Bes ayah hadibili, ayez musada fiazamodo, obtasaktig nafikashafenena, de saza modo. Fa gilak haddibimunaf sinuhaga bolu tabele, and you share hotz. Fa besfil ech, anam shahaizabasuna ness, gona wasak mea for mea na munusha. Umi shaiz it's same for me as dear fish same for me. Mukhatrahali a wimchemata, yakfini, ekfini mea falto, min ochtto ofhay tiabas.

SPEAKER_01 53:03

Eh shanakhintamya uhta middel hagel had it elimutokka machal estimate kun me film mea mutokka, mushola handik elmi beer filf mododa. Finafat in top tos of nasa binak liberali. Mishak mohoffashwaya il mazig miner hatit ingo.

SPEAKER_00 53:19

L'ust an liberali oxidra muktahel. Yanni wana u liberali handi bot hagit. Lo kulu a hint, haiso, th low eyes. Yanni anamanish mushkila lema and cob, walamal hegebeb, walema datin, walema hatamzohigae. Wanismushkila hai to kun shaif in in nana bestagal fer riba, the modochos. Manis mushkellanes, el shaifer in he figusha substance over form, one is onda form over substance, unda form and substance they bot. Dimish after game hai. Sana as the flecher, an uh bit to bit, goes minu. Mutadayin gid kaila yani, gozu day ingid them, goz ba mish librali, gozlan yani uh ala il oxalman hezan moda. Uma canchandra mushkil, yani, well mabedzay tunis, zail mager beshuffen fe ta fome cowidan binin nest. Yani with la ish mi shekland left mosr, fikin ead with a cursonto bin filaid or cusanto bin were uh fish calamdam and this ma good I've fishy kalamda. Leave a mosrifian moda. It l ed the letter to shadud while alfikra, kulum easy to shadut f tige, but dai shad of any anamoritzabasabae fana echt for the full tea from madrasa, la had the away elitis in it, low abil maybe a fee litnin mutodinukobor five. Shek to be a shimush kid, no hard on a hard shapen lad, fiha nest mut the form of a substance form of substance, the brawler about the form of a substance. Loma staid the know his uh uh okay ma hageter of the hostla, shani ben broadly. Fada mishmontaki, find a lay mutawasna landia but ultimately. Fanam and dish the halflimuayan men ines, left it together for together. Tabananda haggat and I'm shamelha, left it together for together, for halus and shamel and hour, shamelha, like him lel mishadmi len Yani Mishadakalf hite by admin, and I'm behaving the half hate by admin. Bahala offer Bia Mutakefah Lilgamiya. Fedeshuf in Yani al Mutainin, Msfunil Broly, while the Brolyin Bishfuni Islam. Femusdi Yani Amutain o Femasdi Bisara Bhaula offer Bia Mutkaf Lilgamiya. Fa Taufini Bia Mutakef uh F Zil Hat Demil Kilef binil Trofin and Btuxul Hagga Mr Doctor Namanam Mufalia.

SPEAKER_01 56:06

Kalinik Tirahan El Torchis hot mini Koba il Malim Kilogan Hot Walwara, Il Nestri Kin Ketarfef mostarfa elbinukimarkezzi, udayfruz on a hatita, mahmeyam minel double bank markezi, we can tarfa and zif and wear with Mr. Yahinukul Haget Soma Saya, Le Hedig Natalhis, with telly fruzila, rohatem. Ga Mishbodura Bess Hale Valley of the Mudis, Gakem Dirwati, Taht Hagaban Malaya, Bimafia Sandida's small, Incliness Matarovstofda, Zap Damo K min il Binuk.

SPEAKER_00 56:38

Aliashakusor. And gozik beer min al muele mudafi binucal mosreya, but ruha ila tohte laxil mo goose film zanae up teted douwel. Faness which tribiha, I will bluk chili beha, senadette was an goz kibir, binha, uh goz eani. Come and the bank muhtelf and ten ye or can goz goz lani lahu, laho sakolo, socalo ya gozl ochor bewahle atauzif. So tosif, kosil agal, been bluk badaho, how been bank where lamale l shariket, lumbi stillfu must a high sam shelf ad no catlaya and bnok, how shariquet SMEs, how shariw a fraud, loba retail so car loan, uh retail loan ou uh credit court. There it tossia at leza modua. Famos Zahar Zahar Sandu Minfot uh Shoya l Cosa Lua can sandu yom bium la Malu Belton the man gidden Hua can sandu orakin tame beau l'amina no I sep or free sandu Sanduda can yasmahlenes in that stas mechli mobesher fee il zanetl Kazena or uzun Kazena Zunhazana di Daula Main Fash to default o Tata Asar Fis dead Sarad Ozun Hazena ba omletter Zanah to barflus. Rate Ow Muad Al Sa'l Aid Allazila Hamel Ayy Mukhot. Il Hasal Bawakeda, and you fast forward kidday al-Hasal, Bada il Amili lei, Mahawal banking Bahut Flusdi, we dehafi uzun kaze, weaksebwa intermediary. Zai keda menta misha the example banking with a sana, bawa di example are ob l'a'linis, mish bakoron albanuk state beraltors or real state brokers. Bisana the mahogular real estate broker da obeyhod omula mu kobr and nowa, edeligimla kil machenia chtrifi. Nas fikra, Besiani, maht left marshan, ladus alun dodo bessani, fikra ku lae, anta intermediary, zame value intermediary, o value ana intermediary, badel bank or benal amid bord, meani. Anamstago takil gomla. Wahakas. Bada inestabus, the banamunk, hawula shaklibubesh. But that it tiktor has easenadi. Lemasidi dip tuktor, of the egan and is about thunder we have gm s one who call the clamda. Deep toctor, hebu to nefisbenuk ful kotarwa is tahloa kotar al idea of turfa serale. Fatlay kubuk tigda and down money market funds ausanadina deya, wellakin has eased in a day leah the ox of listed them, without the eye bank and markazi, for fat infetit, noa, it n filmea min igme wadeya, arba filmea, shaker com hai. Mahoa totau le hadas of the sawbui, sabu ninta, gay min mukatumea aleg, but it tinsil, for canandex, ring for meya, sabao she metamia shrink for me. In esdi shad an order stocked. El bank no edicks about shif me and not the or other kuma asked them about shifting me. Bank is broccum, obeyed five by shif me remember out with minimashunos for me remember, or bonnet and ali, and this Iba na Isa comdi, and that I without come ali. Uh we mishmukana and the dachumniz, but nizzle and definitely are coming. So not to dachumniz. Hallo custodi, hallucus study, but that is her, nest they Ahmed Hamuda, Ahmed Abusad, or Horin, Amelou, uh, axis, al Kudra, Alalu Shuol, Ila, was say illists more, and Sabotoul, Besana Isaac, lax it. Isaac best in our son. Means Idom Alazel, the Hater Comele, is a talolab. La Hasali. The Inta can eggle out the Sainfil may I'll watch a di, but our fur Antari il benook table. How electros metab Antari application. Fatella thunder and the application feasma thunder cloud. Fe and the Fowri, Fi Fowri Ta theor, one the highland feet. Value and the Hagas horas ma easy value, Mr. Nebola, and a mish concern that I will custody. Yani, to be honest, Yanni, Mish Oston, Homma Ostominabicter. Tetasman Tumdor ostominabacteria. Amelie, high bah, hey, recomesdi, in neha, so la muil, a mishtamwil, in neha tipta has a bet, cashari ket, brokerage, jack le virtual, but the hassal a la rochsit, eh, ros rohsit, samsar, rochsa, at samsar. Well hassala Fuba Adum Hassala Rochet, Mudis More, Le Asit Manager. Did Roshagama, and Ywa Mishum and Num, Amal app, Henamish, and a Mishman Uber. Lematika al Hagamelea, hey I am a chassa mbora chassa. Well I looked, value makes a value bit menace, Amela Wofka, tah to Knut Goram. Fakan fik on, yeah, my fast hush of Hagamalaya and Gurkon. Fe Doom Ros Samsar, Fabers some sorrow for either Yasura Flus, has bank alfreak, and your resume kun backbone with our bank, and which backbone bank fashion transaction. With doom asset management, for no way I'm mil Sanadi Obuna and Ali by a bait by rotly use of to all the hot for banque ex the touch of mea aloadia at a dicks of meburdu. Show like Sanazacal Fight of Shaklionia with Hebbe Phil, Hebuh, the Hebbut Hush, Hebel, the Hebrew to redeem, Ayo Teg. Kissibin, Kissibinhoa, Satoshi Feme, and Obiahud Biahut or Buddh Edo. It the gay loo, a laya, no Zomit Hazel Modua. Bishaklo what the house are Montalku, they more telek ustimulates more fee money market and money market funds well uh well uh fixed income to Stasmer. Fee, Stasmer, this outside for me. If a treasury bills with treasury bonds, what may have corporate bonds? Fanta your risk is and I can tell corporate bond a common lame shame for default. Your risk is full maya, but I'll corporate bond. What's the value of the fight? Say it a mutter captain. Besid Hayah, this is outsynform as a smarter treasury bills with treasury bonds, then hagma is the rotten sarway of mosr. Minhazir Haget Kid and the Sword Mosr. Wahagma is done on Nahayatania, Ulai gid them with comparison for accordingly, Hazel e Hassel and Tokal, Jackl Basit, Liz Kalimfkalem Ferriani, Lehaz, Notar Fazam Moduay, in Nidal Hasafitamunista Igbur. Fadi Hala Atania Min Kustodi. One shape in Hazim Munafs Hayagit, by the way. And Amil, who abio there, Baha'un the options. Whoa, the Tesmer who has the Bistilif Baand options. Tamadal Halafrois, Mohadal, Dilfik. It's a spread business. Minority. Fill Eger, and I'm taking a horda line and Kusor, Cusur, Mda Phil Fotra can further Falakan Hos the Battery, Allah, Farish and Order Su Dana Silala, Sabah, and a share for Su Mosley. Badaficial or doctrine I take to refuse Bilhebalaya, to refuse Bil Habela a la Alalet, refuse will have a la education, with Ali Mil Amel, Salak Munafis, Gayulana Zay Ruggle. A bandam shlachal hamaket, but week a day, il amale sabba, mehayeshala, Yadi, Tattool Teger, and a Hadraghi Shri Mananda Kana Fala kifuzdi, intervenisbella ke Montokoya gedan, Montakoya gedan, and if a few sabatosak is what I had the her montoya and can shad the example for sual Arabi in Fashor Ali. To long clornak, clornas and a few sabatoshakhma yani fish. Well I can hold that coder ill player. Fanakan Hazana Hell, Khana Allah Mohamed Allah Anna Mishma Tagan Rachaus Alamil, be compromise, our tattoo. Bisham kid. Well about team betana, and I be really oh and we are in a spread business. I want business that sustainable hundred percent. Low hassle fee mush kill value, beshast or ali. Well hamdu lahnazin ala wahadunoso robba one point one or com suara get then, I'm famous, because we can tell them between elfamil, wahani musas will be only elfamil and racomful shashu.

SPEAKER_01 1:08:47

Oh, yes, yanli. I feel come in for me.

SPEAKER_00 1:09:02

Okay, Bosalegit. They want to know the low Uda goes at a sweet. Inta if you position, shall I get it to Willis Telecki? Alan Shaketos eat best, but Anna Kumishara I say. Eh, Fazilem Kweg and Fuso and Mosuri. Anamishagilama Share Hagel Kibira. Hagini's rock. Yani, and I take it only an adjustity uh dik examples. And I just did I four. Apple like a mini affordability options. Allah short Hamas Benook Hamashakubor. I can't come. Apple at the Nezur. About an Ali, be an Tale Omrda, Bosor, Yani, Bitcoin know him, rebate, Michelle, well I can take the Bachas run two, three percent Al total merchandise value with the best apple, Zay Samsung, Zay X, Zay Y, Zay Z, and would have them position on you better. Be shady, with that named name day one, that lay them in a net value it far, Ms. Tibbly Oshore, it far as sure, besides used, you host when she's minimum a la outdoor shot manage. And I could high will tool what? And then how will value ill defly? And hard the anti prepaid court. Prepaid court goes in tabi but biggim a big min value limit, fader, Tamil, and a baso alfada minu goes in the biggie ostent. I mean be how will we start a carteptai? Lemmaolo hashtag you could never be a shrimp money back. How to take a no abur? Shuff Baby Nos day, be how will many insta pay. Tal la cartoming give staminu, but I am cart to start the booming offer. Women girl, by the way. And I was the cash back, Roy Pilongri. Hasrifumfi. Without telefgini, has refumf, lezibandi, haget to tsurfi, other high amena it. Fa tiny more good ala cull q commerce must. Rabbit, vu, talabot, maugud ali. In this such kalanda, besip tehra ali cashback. Laptehra el cashback, and a bekuda, ala has e transaction. The bene cashback liashana hof ala gudumandi for system. Family, fell laaga la kulani tokna and ness andta wasided defa mesh wasided toxit. Lenhowa doash and more lection than Iani melec is dilamil, amaleyatsukayoro, fiha fede, lecher, ale besajnea malezuyor, il absolute figure suyer, yani hadik mse. Amelha is trihagam meet elfigni hidowa trip zero, zero interest, zero kulhaga, and the value of and the girl and strihagam and Amazon be elfigni, tal short, it fale at a elf of me. I shri come on. S Panaisam Fru Sina. Fanabah Amil. Options, I shall not. Accordingly, other ha or baker san. Hey, hey, I shall get about like a sana di let's cra munkanichtar and no man I'm in uh study, I don't know. Family so I'll eat nana and just twenty-five percent of value, maybe ishtirus grip for triple zero. Benoit, Saba at a bansin. Ubadin rock, which terra haga fashion, mashtara perfume, rash terra makeup, whole water keys or nice tri, I just tell hydro. Value Moguda hydro letow. We had work value and not a mill offer a la card. Now the bank. Enter my game back for debit card or credit court. Well high.

SPEAKER_01 1:14:30

And some credit cards and lemma cash back, you machud minds in machud points at Bonvoy points. Hello.

SPEAKER_00 1:14:35

Tame. Neftific and the winterni, credit court, credit court, enter tech, yeah, and then a colour ulti program for most, a man beta version beta, I end the seal fatalega, and to call the transaction, had the offer, be gakaf los. Fanta this is where using value. Hold the laba. Fanademan Isaac, to host the hard, yeah but kill him a ticket lafalit. The example hello. Let's tell you value, and about dick means an emphasia making more ayana met tah the min ticket platforms, the law of value. But send the machmustach, but sing in a course lent eyes. Will Amil Byamil fruit in the Galiban laut of Feida El Feida bit taken al inflation, fall read interest the foe?

SPEAKER_01 1:16:11

It's Kalimta Milktahmbiamil Hamaleta Swayya Kibira, with a goodness, almond can feet how site sway kibiri di mumkin tintigmukama istehleki, be cod enough so behir, be cut enough sobaal for eat and hobba shave, tobacco epistle in shave the abrikida my social media net, social media, but then total love. But truth does say.

SPEAKER_00 1:16:38

Time, how like sukaadi, la metle ali, shall we kept the mutista deck best, I like the knee. Oh Bunuktabem Bestel seven letter. Shwonduki, Sa, Fanta Li, Lee Daiman, Antak Mushkilla, Ma Al Kuta, Bash Mushkema Fikra. Ya le Le Echna Benoege Hezel Hazim Muskila. Elfikra, and al had the Nord, Ms. Motoda, Femi Lematle na Shirka, Atle Hatley's Nord Shirkitsuhula, Lehikbanka Mosr. Tala apple, Moslukula on outdoors, Alia Kilmitsuhula Apple. Amen. Min Shaharin, ketru, min set toshur can see I B, Min Taman Toshur kat value. Fahna Gamahef Kusta. Bis anamtega m al daya octor. Hatleba anabos of shwa aktar a social media, bos of shwa aktaral outdoor, baruha ullil, hotel outdoors, lwahdi ak, shen n staf in nama good, besanafil ekir muntak mun good, will banki biamelu, will banki be sawetlu, besobi sa wetlu, febal tokut, borduhak modwa. Inta dun zakris meukush and besana mzdi clem adabnukulaksana yani nema lema ul C Ibi dakarom, C Ibi, Mishbaulu mjach. Inta kabanka antakashrim product. Fantal sawet shrim product do Benefsin Mzane Lemasawa biha the produi, Humma hebu dilute,fumzanea sa andumma shrim produzar od off, hai word dilute. Anna ba besawa lemunta kwa hadbus fantashafni bas msefambi. The no eh, and do hen a message no bailembo dea. A Iandu She had it marofsi al dulare, she had it uh platinum, she had it marofsi, fantash alam til bank head, by alam t bank u Gamba Arabaya, by alamti bank uh loyalty points, by alam t bank gambato seat. In the mshefni grifeto seat fast nana ugb, no take or comho we had a yeah, is it out saying ala one point four trillion to I am lazy shaket, behazi tario, I'm the critical cord benefits. The nagaleman zero interest, the nagaleman good fight of say.

SPEAKER_01 1:19:28

Guziman Kudrata can inta tip dea fil Hamletasuya Diofil Technologia could be kidding in Telfarian dak, motosets in Oshaia, Kenim Tim Kmotos in NS Filchinet, Hatel Muteri, Motoset il send, uh filterinet. Lemma bitfokkar fein canil agiel akbar uh shwayasinan fuzil saural technologia di with sauratoswikiadi, adino my wakibbu, ilkhasadi withze of dollo relevant, wizav foras tosifeya, fuzil il tagayur il takiphat.

SPEAKER_00 1:20:09

Where fakirma sentis outsain, but I'm a magister la tool, George Break of Atlanta, and I'm getting America commissan lahtim MBA Bam Gama, Echer Sarah Nus, Messan, Nestbook, Yani Tan No Hard, Nesbit Glaza and Maha AI tools mah, at least, I start investment banking that lay Aml C F A with a gamma. Yan's gamma CFA, Yani, Mishmay's useboard. Fanta border hassle totaruf, for Mustawa, Iltalim, or Mustawa let him bil Talim for Must. Munes Mutamagid, Anakin Aglabna Yani standard deviation cutwata, and Tanda and Nokidin Mogudi. La winter be a lame attack, Munasba, Hagila Klami, Hagila Kl Moz of Sah. One Bulama Ana be a damn tidy empowerment, Lysen Teddy Coro Sorta has coral Laicin, at a cobble octo, and a cobble octo, Mr. But a cobble octo, a hot setral if the IL team beta team biggy muntag kit and la fana it not short product. We had them shall it law had for shirk. When a bandi of corrupted Besan Kit Kul Muntakit the Multi most talaman value. Hataze standard. But yeah will haga a deom empowerment, a deom head has correct, the Khalhum, Animandanesh, Maketi and Kulum of Thuhalabadu, Fantine, Kalimabad, Mandanesh titles, Mandesh Hadlash and Kalum had the 15 finances or Halsey Fulmafish. And I'm a fish had the mishiman value, girl vertical move. Yani Elken Messan Bishtag for Finance Rasiafu Shirk. El Leken Bishtagal Treasury, Treasury Manager, Rah Group, Treasury Magmouachet. El Leken for leadership, Rasio. Lemtimsi, I've got any word. Everyone has his own. Work life balance. But say work life balance. Anna Gai Min Madrasa Kutub Stagel Mahbani Admin Bitishtag Toshaboshilio. Can anti option, Nanamishtagal Shmah, Musta Manastanya Shtagal Khamesit Saat Sabataban Saat filiu. Can anti option, Anakavadit colo nanam shai zamilda, and as rochmanizdi, I shall shave in nagda, muhemeged then. Finis tanya, fehazir rehla, mishitani, ma kemelech, uavikra, few milwist b C O ba behutfruz okta manchoda anagah akbar, anamishba ulah, bestifil ekir andamakutishavamilda, bukudroti, girbil tawid, fewwa tenya anduko rota al mini, mahu baktor minni, ye ainta busta uh messi ronaldu. Entip testen messi ya mish mdami ronaldo, ruham keda roh listabufowo kali, yefabos da, da chrotta rezeba fish an ata mkulemakuda rabino, eis me naha tanya, mean erin nana my life mshagbani, uhba elti, uhma srfha elti, anda kullium ma gutsu mosr, and magutu mosr, khamsa shinyum fishha, seta shin yum fishha. Bsefri emma ebbel investors y emma shakat's greed. Yemma ebbel il brands, Zai Masangaina Mrodash and Bebness, L brandzil Mangudaf Mosrul ordun, I thaw my brand nafter also le srashway. Shkita Mogut il il fekra inakinta kulu ehadando his own balance. Ana kulyom banayim benty one of mosr. Fine, betrawa sahams with nameshwinta Femazdi, uh Baruch Ma'ha ba betra ashta rebat fua alabohma aha tata bamunu. Famin m'min elkida anda analim usarfi ha anaba absolu enough or sh enough. Amelashala khulz bainkiel banem ulagil compared the seni, mafutunanemaktor minked, best baha nana at the at the kullo ahead ha mr formula tati, best m short at a bar, holiness kolo had me ha utabo formula low eyes, andes, can pitch tagal tamosh or with sato shrinza, or with nymph makta blabachemestiym. Shoftohum f Gtohum f bank mustumf banko oda, shto to hum the kolo in ostar investment bankersrama look it. And a kuchosar mahadi, famous day, fa best mahadi, fee lawyers, are of whom hobby, shtagalo, behadu weekend the egeza bumofa. Yenny we all on a hek the weekend the agaza be at them age of the weekend. Oh, Mr. Behud Hum Sweet Blafsa Bardu, the Karoru, Ms De Fakul Yek Coral Munazab in this belu, umishma in the Shtalic Tirbordin uh Hadam fluze. Mashrok, Yani in the best Tamet Lalik, yeah, Mr. Otheed. Talignest to all like uh Tali at home, lock home and stagger, Mr. Fruzdi. And I hope the Mashalok, and Tamelik, Fine's Babal Talat site, Up Tamil Fluz, October Chagal, Tabusafium. There is Besregul Status, who were name but day in a massive loose besale. Regul Stat side, Uruz Rabbenai, Lale.

SPEAKER_01 1:31:33

Wahdem Karata and Takatahal Muchtalifashua and Aglab El Muasasin, Bible Shirkett in Nash Bishakum Fosser, Tipan Dom Hassa, Aglabe Shirka, and Tokarotum Awol and Akibni Hadechel, Mua Sasa, Mali as I as I Efg, uh Widayim can a kid deck awayed uh kiti, and I thought I don't already give them Hassalinta, Munkin Tutan Trikaf Shirka or free and take off shirk, shaif il il kust.

SPEAKER_00 1:32:00

And I'm canched with my Hadibishirka start up, go AFG, Bain Machodha and Talkabarra, Bainamalist. Macanci deal hot to holds. And I rock the EFG, Ashana Umares, Dor ki muhim in his bellhoom, canoe as in Hadgay in the commercial banking sector, be a clay brookless more. I shall need the Migma. We Kuta El Debt Capital Market Fe EFG. Talab Minikate, Banushaka Bata, can anti curtain alphabet. Yani, Bes Tagamala Alam Biamili, Hazil Gate in the Mroti, Aish of California if you have a walked. Roth already America, Mish Bess Hollywood, America. Kida Kida, Zekeda, when I started say that we busta number, be pull your credit score, be a cor. Loyal bus a rockamal tariff tack, lowel rockamal buto, rockambuto be ice score, zaef muss ice score and then but lobu, I was a semif soda, but ice score, we busta, behold the coror, fiat lower be hasbe, beamil, takeul, lit dech, be hot tahai with deck, demu il tak lifted Majunea, Behold the Kor. Tabelkaf Mos. Mm. An Ashang in structured finance, low Tabu Haikali, Macanchi Hamilla, Austin Go a catabital banking, and he could an effective could be the credit course, bad a la Azima Jalen Chindi, can be there is credit course of Master Kulin. O course Jalanda low course ro easy, and the mac course Jalen, Lao Adorse. Catalomb give Jolen teddy course. Larhama. Jolen can be the course betal dayo bind, could have given a course to Lombawanagay, Low Fame to Hagamello. Shendax Kul Hat Alemuha famous the Kalembaala Tamu Rafa Malaya leverage buyout. The Hawaii Rafa Mele, but Kellemala management buyouts, but Kellimala syndication product financing abundant issues of the Kula Haget that is more structured. Fashion structured finance, Zena Bersim, If taboo's Lemra Semteras Media, late nesting to buy in. Wahnda Mila Makancha, definitely shaket fintech, Wallakunafinis Ma Fintek Gibbon Show. Shust Bay. Wella sheket Russia, well I corporate innovation, wala kulakalamda, echna I zin AFG, faker hello, a shabbi stref justi. Whoa, employer, roa, and the employer fetanya chuts. Kalemalik publications, if the kelimala starters, kalemalik stort. When them short. Can goes in talabata and sheket almost. Sorry, most milard. Fanta wahda wahda machant with Makba and heya startup one eyes by Anta Maninfi maya or Hamel three, four, five, six rounds, ash also the public company, into Shagel Mwazov Interpr entrepreneur, Mish Interpreneur, famous day, go a shirk. Ashantiba and Maya Sainfim is shirk for a roundal aurale. Wana tahteal business de as part of cart of manah to share debar for rohna had value of tea value over shirk. Fa non fossil, for fossil no, shirk alwahden, Benan order. Efg in order to remit money on Dul. Fa at least a value tal value the Mishgoa EFG, at least in female minor, the road by it to Bukro at premium lao acquisition by minority, at discount to beau bandal custody. Fa the la has Mahadesh Fin of Cor at any point in time, laukun startup. The nanabita yet you la Mukuda Makanchi team the goa AFG, Makanchi the Has. We did not get spoiled by fundraising Zayas. Corporate innovation besotva al Bahata well I can support EFG support the suit can rohib a team and about the winter bit higher LG Gill with higher start. EFG Consumer Finance. EFG Consumer Finance, and Hatha Mish Brand, who gay and passive ill has even a shelter. Is there had the hotwa melee in way that it almost ahead so that an Aish Hatikula leverage hat as it loss? We have a ulkabi ulkers and ne borrow the street montage better. But leverage hotter banker. Toma few hotter gun to get animal kit, Bessiani. Fanela Magit Messen for Court Nana. Ayes, Asteriya, Arabea, can Udemia Arabea. Fudm can eat you or Arabeya Matega Muna. Hat a bit a mic. Had the Karsa Wallot? Mind Nana Brisbane Karsa and then I could sell the Shaketmos at this point in time. Faith to the Anaco Kul Shaketmos. Usha if you an edify loose, yeah, maybe her Nategas. Taban had to read that wheel is still like you without a wheel moo, the Mishab, Senakon fakeri in the da Anna Miruashana suit. And I just take a sadd octor, physical cave as take a sat octor, phys out, fabate asan. Daiman, Anna and the wiggle noser, and into Mateg goes in Deklec, the Stasmeru, who goes in Daklec stillfuck, goes to Mohadlawai. Anna Lem Angafrismore. An a Hanmu Bell Leverage, Wdahli can be Hazlik and Herog and Dhak, Dahli can be asked, Minil Costay, who only chocolate Hamdu Leia. Morgan Stanley, like you and B, Lemer Lynch, Kulekalemda, Fehell let it test my feasir. Famously, I love Midgini, Taco Ashogne for investment. Wale Ashard Nicomen, while I ashred Nicomen, Ashain Sheri bit, Belak Shorty Bell Tamilista Moserfiam is a hell about plant sales. A lot of plant sales and the mood rotary bit in the order, uh a la citizen, a la Tamancenine, Ala Ashar Sedin. But the benefit of Benook for Moscow. Gill in money market funds or will fund the resequa, Hummel Korean. Fanta Famma bit, we have to rotate the hotter to mahalf is he a stal mini custody may Shiny Rotilak that lifted during Lintahida or your Hassel Kontrable Law Fair to Bedum Mat Fua met that mean one may less elican. Find I am bowlingness, low tour, lautur, goes more, woman may young and tasrali metamuil, a sul ali, best ma mura, hagawas. Inta mosalifak a da. Few ahead bisriff, same fiam in dehlo. Rush tilifba did wachamsifame D B or the Hatalokamsi for me, Hatalokumbu Kamsifime, Inta Beuli, Family, Fiwa had Bisrif, a shef memendakhlo. If you were had waris, Mahea Dukumokayin, if you ahead wereis, I mean Igorotman, passive income and whatever. If you were head be offered for such, the Darogin Matlushman, who I ruh uh is Tesmer. Well like in at maturity, feel sin in the ho went about goes like Monkitano, monkey that's went anarchine machine, I went anarchy in San Lebud and Testesmer, or Testasmerba went about has a risk of attack. In the rogal measure the risk testament for Zun Hasancy Hazin. Interrog. Higher risk life cycle mutaf and the colour headbessani, uh stessmer for Borso, and Eli at Forsam for Echertin, Alam in A Hagan. Allah Al ETF be trackle EGX. Bursa will make the ladder Zun Hazen, Alam in a la ed filbank, La Funzel balanced Alam in a Zunchena. But if you go to small to door, who goes at a muil ash and a romal hatel made? Famous the Wale ans I had disclosures. I shall miss some had a shola could be rowilla of core or a few national to steady value best zero interest. I said, Oh, I had been on the way. And then how's the mouth? I can give it and tahour. Sam credit college and Bishar Baromas, and the ha with Samish Value.

SPEAKER_01 1:46:19

Well, eatman Kalemak, so an el chirka, uh naman feature to the whole Mavish Highquest Fair, Willis Sam can also actor, had the Kalemak Menahashia, Bardo Fita Talola. Feel had the fossil being Rida, Ultmuh.

SPEAKER_00 1:46:31

La Anal Hageba Anarodi Ila Oxodorago. And on a little anakon, you made Gisney show the book, and arodi oksodorga, and a shuft min me easi hazil hai, well mushkeletil has minor or ebin mini gidden, gidden, gidden. Mayakfi nana orda beishi. Yani momishbola ketashana bedanagel uhdi wa corna keda belax andashuft masoib the kalina ulhamduri fliom kulisani. U shufta gowa ilt, u shuta mas hobby, u shufta ma'asarofum, uden ba ura bina kamilhabisetr, interum shais, mishaizi and tahibikal omr badl, maguddin na maneda, shikasala emushkel, shais the yassal, we khat. Fan radioctod. El tumuhda, howewa el wehalichta kulium. Besala bukradi um stanyan k the meta qua bit anam shabodi, ha alodi, umandish mushkel. Hab alodi octor, kamen metamukaiani, mist ticker in naslam tofko yani anda anda benit hayatikul la shoft by the admin was to monosumanayana, bye in mish you mena atolomushke, nefsayan. Father banit hiatikulah, nana mesta fitchel, min eight regal. Yani, min kutrima shuft the meza yahdus admin, shuft the film is oko tackle muhimagi. Ahmed zak. An a hayatikulab ni al fick, and then a kunsa muhani and a mishakun ahamedaki fate film. Mishhat lafe echer, ha at an a gakibir ewi, orin faga at the fate, bait like left in the food. And also him shad. Yani blue, shad. O butlotion had the hidma ble haga, beseba wadaik shirk and ugashakun of soon must you shirk and ugashaku Burst on Mosray. Ahm shikeda, keda, one of a bank amate shader, with a bitcheda, letna If in Hagium height alien. When Akidiani Ameluda Kullu, Fi had Akid Astor Mini, Munkanigi Amelu, or do you shirk? Business. D we shirk at a buyer, fadala mel have a minute at mini on a ham she, akidia, fadela, I'm ready if I went in a ham she ham she or mid day. Womish ham suam the Bardoch Berackiness with him she ham shrimp. Any uh the Fadina Kulla Zil Khanet and our shareholders octave and marked nehme could home, but she fina eyes, then yeah, Hadch Hadish Fina eyes of Marh. Shareholders shaven if you had the answer mini, and how octawa head, Marah Bugut, Blacks Wahamshi, uh domestic. Ice blood, Ukra, Ice Munta, Ukra, I'll dimnark SME, so then a kudha, fathana urduun, mahakatarat Sinishl Urd, Fatah Urdun, Nordina and Dina offer for Urdun appel morra, Yani Hatla Bordum Hina Dawar, Aman A Bana Banish, Omalagetta, Omega Shuma Banakamail, Yani, Ummaratil Hale Binet Midlawaldi Mazuinamurdi. Ummahag, Kulla enough moshvahag. So I be home coming for the grobo, will double m rahababu good now, banking back as well beset ala ala ala value Jordan at lei, kullium fee, strategic uh signature, hyper pay, yani, muhanadwini uh yani, andam shad the low maana, and uh wahidna uh uh uh pay tabs, uh maps, uh network international, uh side na, n'sbit side na yani examples mana bordu uh uh uh deen bilfadl, nest I pay mobuzay fauri, usai trade line, nestin uh what's going to be mukun at the bad of shtenu my anashum can shad ma badna, but mosai.

SPEAKER_01 1:50:41

Hale some tanabik to win like my sauce and software is take the check in with a hacked in began.