هل توجد فقاعة عقارية في مصر؟ | عبد العظيم عثمان ومصطفى البلتاجي في مال شو (بودكاست)

ما حقيقة أسعار العقارات في مصر؟ وهل نحن أمام فقاعة عقارية، أم أن السوق أقوى مما يبدو؟

في هذه الحلقة من «MAL Show»، نستضيف مصطفى البلتاجي وعبد العظيم عثمان، المؤسسين المشاركين في شركة «ناوي»، أكبر منصة للتكنولوجيا العقارية في مصر وأفريقيا، لفهم ما يحدث فعلياً داخل السوق العقاري المصري.

نكشف لماذا قد تُعرض شقة بالتقسيط مقابل 10 ملايين جنيه، بينما ينخفض سعرها إلى النصف عند الدفع النقدي، وكيف تُضاف تكلفة التمويل إلى سعر الوحدة دون أن ينتبه إليها كثير من المشترين.

نتحدث أيضاً عن ارتفاع أسعار العقارات، وصعوبة امتلاك الموظف العادي لمنزل، والاستثمار العقاري الجزئي، والتمويل العقاري، وتحويل الوحدات المغلقة إلى مصدر دخل، ومستقبل السيولة في السوق العقاري.

كما يشاركنا الضيفان قصة تأسيس «ناوي» بخمسة مؤسسين، وكيف تطورت الشركة لتقدم حلولاً جديدة للشراء والاستثمار والتمويل والتشطيب والتأجير.

حلقة مهمة لكل من يفكر في شراء عقار أو الاستثمار فيه، ويريد أن يفهم السعر الحقيقي الذي يدفعه.

اشترك في القناة وفعّل زر التنبيهات لمتابعة أحدث حلقات من مال شو 

أجزاء الحلقة:
0:00 مقدمة
1:34 فلسفة 5 مؤسسين في شركة واحدة
5:59 المخاطرة وترك الشغل الوظيفي
15:15 علاقات المؤسسين ونجاح الشركة
19:14 تحديات 5 مؤسسين وتقسيم الملكية
21:14 هل فيه فقاعة عقارية في مصر؟
31:51 مستقبل العقار في مصر خلال 10 سنين
31:54 التمويل العقاري والإيجارات
43:03 العقار كاستثمار مقابل الذهب والبورصة
49:24 السيولة في العقار وتحديها
1:06:03 علامة "ناوي" التجارية وأخلاقيات السوق
1:17:45 نصيحة لمشتري العقار لأول مرة
1:25:39 ناوي Unlocked والتعاون مع المطورين
1:33:12 إزاي تنضم لفريق ناوي ومستقبل الـ AI

للتواصل معنا:
podcast@mal.ai

تابعونا على مواقع التواصل الاجتماعي:
https://www.instagram.com/themal.show/
https://www.tiktok.com/@themalshow.podcast
https://www.facebook.com/profile.php?id=61566478614883

للتواصل مع يوسف سالم:
https://www.linkedin.com/in/youssefsamysalem/?skipRedirect=true
https://www.instagram.com/youssefsamysalem?hl=en

للتواصل مع عبد العظيم عثمان
https://www.linkedin.com/in/abdel-azim-osman/

للتواصل مع مصطفى بلتاجي
https://www.linkedin.com/in/mostafa-el-beltagy-240b8342/


#MALShow #ناوي #Nawy #العقارات #عقارات_مصر #أسعار_العقارات #السوق_العقاري #الاستثمار_العقاري #التمويل_العقاري #العقار_في_مصر #الفقاعة_العقارية #شراء_عقار #التقسيط #الاستثمار #الاقتصاد_المصري

Transcript

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SPEAKER_01 1:55

Is the shak seedmeflaq karmin mabla soy, is the tether to get muila akari, ilwehta ilintachteriha, wehta and the khalin, iso and fula, t or nintachatabha to freshha, whicham minnewi, with zelo inta ice kulso di kawasit alkasem sarakari, tiddar comenecta feedmakul bit home, with it kul elkotar, fanatilkala akori, bukulegambu, while kallim Bardunek Zenibda Shit Keneshia, Husan Shit Kabada Pecamas, El Ala Kotma bin Humlesei, with Zebiat Falcal Umur in Mucheth. But in Suchane, with Falu Garas, I shall kill Halait. Yalabid, I'm not sure. Wedaimkin Bihla Sayat Frustration Min umasin Tanim hataskibit lay no padfatra mayan wa basin makambrush. And to Kamin Hakimhterfim Badim Bhamas Moasasin, with them can take one akbar rakum, lawana mishaltan given faklawsat, wukame, and muasin kulom, mutagdin kulwehad, li uhmukhtarif, bez kalb shak, muqtalif Aburax, Zhurma Bat, Faulhabar filsefedi, at Hammerit is.

SPEAKER_00 3:30

Wallah na meta li kulina actually been how na na avoid akta Zhur Abdrazim kan bezu any mil awal in dana atla kitiru wa kalim kitir, uda aks shah seti il SS Shakseytu ho akamen. Sana badikata wa tirutabenta etla u kulumaranta tla mata lanyana na wahda fan balance. Ehna kamo assasin mitaya ili abdrazim bardu mukini deef meshandina ewil hittapta l zuhur di ka kaguz muhim l-shirka ehnabin hawan na mil ha, kaguz ea ihdem shirka ya yicht el ecosystem yehdem nasidem aina, you kun li ahef. Basama ta' dishfi had defina, butabaye shh to balaksa gelevan kulina muntawin aktar swaya, i zin, launadar nibafil uhground, hai b uh sad lina gamiya.

SPEAKER_01 4:19

Basadlazim tra sweet.

SPEAKER_02 4:26

Fanatium can salatin baula kna home lens. Fash kuna kun the zoo. Fanatium can sanate, but how locknamustafa and co founders of teta tani resumted lazo azo azo fil echer for cotel aman for that la posts are linked then zilmazzil di I'm not a wahda flecher at Torretanamelha, ooh that colo shoya, Guru Mustafa Maya, Kali Mustafa yetla morra, Lisa Baal Taleta Tanin, Wahda Wahdabel Maya.

SPEAKER_01 5:38

Tanya Linto Amal two Hamkin Diamond Fi Fakrit, Hotter, Ibda Alatool, Ibda Suaya, uh, drop out my gamma, pick no bash, and we're going to do it, and I'm going to go to the house can a fake goz emilti, litukodri melee, I shall mate tip that meteh, mm-hmm, muhotra ali, matebash, matebash mistaken. Share ficretiza.

SPEAKER_00 5:59

Bus and um yeah, nana we get nozari could lead journey tattoo, could the journey liha advantages versus il tanya. Analhayam of a kartan actually map tadit corporate life, couldn't we? And an if she nana entrepreneur. Who can corporate dear haip, Tim Shizu, Sana Sanatin, or Hamship? Habakkuk Sakir, Awl Mudir Leia, can Adli Sagir Zaman back on the archival emiret, and I'm not sure. I invested for Shariket as an angel, I sat on boards with Shariket, I advised Shariket. Fa stannit aw mistanit il ħaiya kuntu silt al maharam makuntubabusa kwasadi, in nana handi kifeya, minal mudduharot in nana, adarod, sanatin taleta, ilhaalisam kamera zay maheya, milgirma kunda khili haga minil minela ishogidil lana kushi fi al startup illan habniya. Fadid dit nishwayam nel amin, ilohoa, ana daratla delwati akhatur, la in al worst case scenario in nana Sanatin Taleta dul hai khlasu mshakunusulta hagakhlos, harga tenywa na baheb shoghri anamish mid day masa, ketchukur hai corpid dinabilhawana madruba la idi rap brak's anaktubahbigidan shogri ubahebi lana ba melu, besakut chaf in the opportunity hero hagan anifymen. Fe de daniel amen, il lihaliniya milda. Bes mishmanakan na dasah mushmanaken na dagalot, anda bahesendal asab Fatra, ilfatra l'funus, ninta makunchil, so sult karir bita aklihetta ninta andak guzimil amen, witkun fahayatak, usultal mahala, nintandak masuriet, sabinta tatlaminaha out to khatrbiha, faday hotarik docht, girit dak ninta tni shirka di aslan hagasab hotarik doht kamen, bita nhagedirzintinga hotingahbisurawa elenta, whicharof takul with akel eltak bukra da sabalbinis bedi.

SPEAKER_01 9:06

Wabda azimnam karatu tahdu muhatra di khatuha ma bad kabardu shab aslan arfin badwa kasa. Finahya ega baya mindina'chufan hea sharokan binas alfabadu thobia yfasak fabadu wdab ytah kentufrawet saaba ed comen maba. Fina tanya bihchufun shatlidamum kinikla hilamin il shilalia, e dehil muqtama el shiketinash almuasin el shakhs illwasal wandu alakot wandu shub muayanin kadrinhu ektama, bay na mukun shhachs ilwahdu, mish eden ho wailim mahawalifari almuasin ofterivdal, fihadminil min tarak kus, fishiketnash Afim muqtama mwayan of tobaka of magmotas the khmaya. Shayf hazzei.

SPEAKER_02 9:43

Akid he'sid il a kotak bin nesla tarafum will hamdul Yanana no mustafana of mustafa yemkin dekela la hagin sana, fa akid l'etil nasha nafiha, will muqtama a la trobina, la katlamagu, akid sad kitir giddan filak nosh. Bashwa dalonsul hidf nah. So fine pandah ku la hega, bordo, robano, dun ay haga, biyo solo had masul in naha, yes, tori u yo so eizu. Yemkensa co-founderson katanya startupia co foundersk. Bitsahil haget kiti nafsil vision mutow niin. So, layas roof or soraya, wandi azma, fi orba tani, dohri, we siddu maken, umin, lana maktaga fuma. Waikin mussofa nafil says, well actually, since our interview my baby was no alhawa. Um I think in the sip, the corporate job, alfinwa had a lot, sa? How old could the phone haga akbar?

SPEAKER_00 11:31

Exposure, with them elwa sat lah and nah it ba, ehnabtadina, no to keep startups, laukuna abliha sanatin can gare fundraising, high basal bikti away. Eh, round the kalem fia, investors institutional, can fashion what the madina kabatanho.

SPEAKER_02 11:54

What Silicon Valley Bank? Fe Kerana.

SPEAKER_00 11:56

What uh Russia, Ukraine, what the Madurar it Dhammar, Yani, Fehna Kun nafasa what kunbata fluze, and then we have to use the other, and that's the same. Well I'm in Sanatin, Bammeral fundraising but I can yet l Asa, Mukinikunkanal Hasmuk Nakut Fluz Gallot Akhtar Melechna Mehtagina, Allah Alam. Bas uh regrets if I haga dihada. Ubardo Hebba Difia, El Alakata and the Hardar Mechna kun the Ham samo assassine and on the harder mukinibalya alakat away giddan for sector telecommunication. Hum atalain min sector real estate, Ahmad Rafa Mohammed Aboganima, Dul Da Magalhum. Fa elakhatum Bil Mutawurin, Alakatum Binesikoboral sector da, can it maguda baroyanazim? Udi asset assim al hagatil and a gahatna filawa lulleha, makunashana of no so in Naharda il ability and attract talent. I had the Biahut Kalemi Big Day. Nahardara winter, founder Lisa, Mikidi Omrahma Banitchirka, Maamel Teshaiga, Malakh, Sabkat Amel, Asab Baktir Awin Nintata, the attract the Nessel Lechna we attracted Bashman again mustahir, Ya ni andak Masar Masalan had the Zayy Mustafa Amin for breakfast, Masa Allah he attracted Minasan and Nassel Lima Guda. Ubidishman a kidan ninth lazim to kun gay min maken mu'ayan, ashen, ta'ar of tamil, wa had with nin with a man daks. Mutali I had the dachal, kh moasis the shirk andash, in as al biktir awin nana ul as bab in hagalim at him shish up uh ul was tesli maul khalos mahman tuk, yeah I did the nitatul, Tabana wahad and your baashin sana, why the gibnasan dahamasan and uh erbain sana or shotrin for Shohloom Muknah Miguel Stagaru, Maya Fishir Kahamel does a tig an omri mahara fangahish, Besser Hayan Kul and Nashotra Lenash of Tha Mahma Kenis Sabab, Betlei Hlul, U Betlei Tariah, Uptarov Tsarra, Fuho Dan Lib Ferra, Fil Echir, Il Nesil Il Shotra Filmagal Batanada and Ness Il Fil Echer Matangasha Matusarch, the Hagab Shakikbe. Taban Mukini Manda Kulhagad Yutif, the Damaruj Dawa, Bessani, Fil Echer Taufitman underabuno il u Ukul Hagamuk and Tim Shimaku of Salhakum relax Bes uh we get no Zara al point of the colour.

SPEAKER_01 15:14

Abrazy Mazar noted ill Hamas Mosis scene, Azemant Ultiliha Faway and Ness Fodra, Kuzemstoff Nessakya or Hot Muchalifa, well I can border tip that Marhal Ula, Ka Milkiyev Sherka, the man from Otosko had an do ashrin for me, the man inta Awimetehud Gaulitin, outlet Gaureta Mulli, Al Haddaqsa, Hatiba Fumotosko had Mikasha for me. Well, Minsanadi El Rosmel Muchotter in Nwana Izel Muasisuna and Is Ba'ala, Ash and Madatoir, Ash and Hatra Mousalhama City Gowaret, Amos Osar Tarfilbursa, Lisa Ando skin in the game, okay.

SPEAKER_02 16:08

Traditionally, and then we can't get a lot of people who are not going to be able to do that. I think a rules are a start up. At one point, you email you has to return beta, I will share exit.

SPEAKER_01 21:44

Hal the man in an suit, the mana and the ulsu mafia filmia, shakh's head, fan is terrible at tabu, tabu haliday.

SPEAKER_00 21:54

May filmme, yeah, anybody naharda el bisterum tabetum. Yani Mantkin Hnam Sh bin Kalamala, il beauty lekulum Masina Ashinfi, Felaknam ni Kalamala, su the kullu bi BMA meya ashara meywa ashrin elfweh de su e lehnam ni kalam fi. Lol off plan. Lol off plan, bilmutawurin, illehnam ni shtakal mayum da rakham suhayar giddan lambusala, nehna kashab mitmidon sa, yani la ulnan n-bit fi are ba bani admin, t kalmintanda khan khamsa ashim medion bit, yangaba bahaula bossat. Lam mam kalem f mit alphabit bit bafis sana, to darhum baitameman an rakam bh khamsa ashti medion bit, girin neguz igbirmel beauthi aslan hum uh but sehil u beaut fahr lahmar yani aslan il beautil asel and nasay shafiha. Far racham theh, mishbihabbaran, ilbyhsalfisu bishakrayam, bihabbaran ilbihsalf guz muayyan min el muqtama ilhnam ni kadanfi. Ilhayahaya kanamak mazbut, intan nahada wintamwazov, il mkane apta kin nintatem telik, wehdem ni uhadatil liptit bamunun mutawindul, sabagiddin, intelezim tkum n sofutur mwzafinin lefilmageda w gareban ara mustawa aidu senioriti adya ashen, tutdar in nintat afford winta'aktar wahed bit haz u awul wahid bituthubit, lamma bihasar takiretfiser. Ya nana mita'li, ashrin wahid wa ishrin, kam mutawasit alwehda libimbehat tariben arba miljung gini, hagakil kathab. Katmitin al-fuddlor tarib. In naharda, fa ishrin uhhamsa ishrin la ma'fan na sana kamutawaster wahta taribant tultamit al-fudd lor, ma'an dulor ra minal khamastohar al-Khamsin. Kalam fale. Khamastoshar medjungini il average. Wisu ka adat transaction zed. Laukenda matamed alathl il legai minalhta sod-masri, kamura tabetum muzafin, mustahil, ken su daha istahminil al khamdi, ilhayan no matamed ala fluz ktira game mbaro, uma atamed alan es kitira andha ergal amel bitamil business is kibira ewi fafil magel damish feri ew la hassel, ewfitas dir fadahla bardu dehil, ber omla sab. Dellim ewum sector da, ilho sana le feta tehnab, addaruta riban trillion u subwamit millior ginei. Fadah, the sector the sector kibir ewi, ba sahowa, hiyam rekis fa'lim and wahet firmeya, minin muqtama, al mosu wahed filmeya de imuneosh ilbiesal, liba eet sha bala bhiesal, itha ratal sadeya go amos.

SPEAKER_01 24:52

Nana lawana kull sana beat meet al-fwehda, mutowim wayanein, baitisha ma dosha ali hum, khilasharsine ha biya al ali million, ghiban akta lnifi numu, van laftardin iljadim kimbishteri, itnin mendol, fanaftinana andid duati, nusimon weh, ishtaru alamadar asharsaneen, ba ilathom, fana bak kalim na elin million shhahs, makdurat shap, hatitom f compounds ma full mutarin dwarf sehwa fonos of kahera shakli muqtama kma asharsin amse.

SPEAKER_02 25:22

So el sah bagid dun. Um, Mishmuta akid Lamanga tani nasimha, howeli mentalatin there bain film, masreen ashinfilkhir. In this deal matig shoofoma Bishtirule, as web kitira gidan, femeninhom, and lahoa, we ulla kta manafumal aim, ha batal shogel fana I zarga, ale ebeti ma good, mishargashteri, uh we kun bishteri hai gash and will make baro, gauzo, odofiha. Bas shakl muqtama, haikun eba dasharsine, khomas social sana, yemkin asiat kamen lam fik reti gated communities our compounds, bada it sahul naskulak and tish, masr gidida, zamele, garden city, ma what it tihrugman lasema, would ruh zema beka suburbs, and then we'll try to malemah. Umta would tanya, and continue. Fort term I think so. On the long term, I think it's a trend reverse. So, if we share the truth, I think.

SPEAKER_00 27:21

Uhtidi nigin chiman nafasna, lil asaf haga, kharigeya tigi thbatna p shakhri ma'yan, nila inaf sina, khna khatwutin tenil wara. Bardo damishtabiye, yani, law idirna nehna chuf, ashar sinin, fiumskhr, bh shak, asan watmanna na daikun el hair, mukant tibtidiri innehna fatraget, innetrei, illhaal bin samil middle class, yib uh liugud akhtar uhtasadayan akwa demuk dihagamk n tesr u Mishbeid inheya tahsa law ilmur tahsinat lawahem ni kalam alameda ashar sininin. Besidamish kefi lwaht. In naharda, lauginam busal muqtamaat il-Lbarra mosr, figus in ehna notabar under index fume al biktirman muqtamat tanya heyet tamwila akhari, dabardu ma'at tahir, yani kulum al ksot betanait has kulam il interest rates toa, kul ma sharikedze lehna bin assishaf nawi now, lhebit sehil alalamil giddan il process beta nhoyam talik, ufigus teni l'hoa yany labasina al muqtamat tanya nhada tamwil la akhari masaran kanizba mil mabyaatl ilmauguda, masr tabar, soyra gid, lau il interest rates iptadat twa law shari kedzay nawi now uhtadat tigbar ilheabit sehilines il process outari albiahtubiha il il tamuil the munkini gayor, bashaklikbir ewi min, and nel bona gidida yvdar maugud. Hususon, and ninta fita erivan yani compounds and lutobar sakna u kwaisa ewi, but a second fehamsinus tinfimeh, fair be infirmeya, youatobar fodi, the munkinit bea tani, ufinas kiti of to bayzadbia, shak in hoeddi, teha agbar, leguz, mel moktama actor, meshle mishhtiru gidid. Fala hassal tagiret la will interest rates with yit, I will fight an islet koledah sahel Bishakla Agbar, and the Nas Aktor, Todar Nhetam Tarik Fil Hagetel and Maguda Husan, Lao Koashraya Zed, and Shah Allah Faklalash in Dur. Figos about any rot, Ehnanharda, Shafin, and the Giligid Hususon, Maandush Nafsil Mushkelap Tatil Melkea, El Canet Maguda, Fil Agil Abta Kabel, El Fekraptait and Nanao Aiza Ish Heta Ish Heta Koisa, Munkum Makuncha Darash Teri, Famafish Mana and Nana Oggar, Basafhinos, Ilna Shafino for Supply, Mefish, Mafish Kitir, Marud, Lil Igor, Fil Amekin, Il Hello and Lenas Isaat Agar Fiha, U Ena and Denashir Kasmanawi unlocked Beteh the But Il Lemish Tobo, U Bit Ulla Sahabita Smirmaak Futubha, U Igor, Ehnar Ray Delat Ibn Agar, Mutawasit, Talat T M Abla Makuna Toshtiphulis, Bikuna But Agar. Fedabi Dik Burdu, Dalilala, Ademand Maugud, Awil Ragba Mauguda, Famunkin Nele in Compounds D seconid Bishakla Agbar Bakti Awi Ma in the beauty le Fiat Shotob, Ma in demand, yib uh fee, supply, or demo be beside no kameru, Damunk in Yar Shuaya, Men in L Mishle nafulada kulsena busid. Basenabardo's in Nesimdigos in L and the Guz Elanabah, Damukini uh Seteen Hamsa Stifam N Rakamda, Elana Ulhula Kulub and Tobakali, Besara Matikalam ala Sehel, Ul Bahr Lahmar and Tehena and the Guz Isiahikamen, Kibir Ewi, Munkini Royar Minshak, It Dini Dishakram the Zain Kaman Ashine, and a Mutahel and Medina Zay Raser Hekma Zaila Alamin Haibu Sakin Tulis Sena Bishakla Akbar Biktier Giddan Hathil Wasoyf Di Hagib Dah, Dachla Dahismahlenessen Heataskun Henek, Bishakli Kwayis, Aub Shakli Daim, Fadamukini Royer Guz Igbir Awi Min Ishakli Lechna Shafinu Nah. Udaiman Bitulness, Araf Ehnabnarf, been overestimated Lechna Emil of Sana or been underestimated Lumukit Emil Fihlalashar Siddin. Shefund Dini Muk Thara Bishakri Gemedwul Asan Fakhlal Ashar Siddin U Shah Allah Daib at Tawago il Lechnara Henluka Kadawlauka Kta am uh Shafin Tawegoh Dama Gudya.

SPEAKER_01 31:50

Abdul Hazim Alan oted il Tamwil Akari will igorot. Ilena Fahmu in Israel Ser al Feidah Alamin il Aed al Igor when Atakashke Kalim Tusafa an Sar al Feidah Fataban Launizil Iba al min m aed al Igari bahatawil Zaykul Dwell Mafum Gidden Kassadi.

SPEAKER_02 33:03

Um sofa il interest rate y ilam ma hai pa'sal in the nestri tampons, and we have to use the other. As the market develops, when you must have conviction day, such we developed the tagli, yimkin ashilfida ali awi fahamahsurin listaf hittit is saba atama naashar sineen, likein illa yemna andizit, and natlay tamilha kori whistle khamasto or ashrin, aw talatinsana. Wusaita il beat bipa much more affordable.

SPEAKER_00 34:36

Fadawada Sarimba Yanina Mishmutahil word, Ilfeda Hatinzil, Larba Filmea, Taleta Filmea, Febakaed, Igeri, Hamza Filmea, Bigotti Il Il Fa Mishmutahil in the Hayas. Basen Hata washara Filmeya. And the Raham Ashar with no short il ilaneya, the taxi, thatelftame, and the makunanda ishrim filmea. Hey, wait for me, Abas. Bitseh il gidden, mean in the usu uh yibaas. Bakhla chitiri al Aslif Demand, Fainti beken al Asla ali demand demandemishai, and Nesbitahud Garu, Titfa Aminu Il ist to you, Tfatikseb, Mindachl Afilus him up Tarafin, O will Mal interest rates and Nesdi Kulalips for Hata, Fap Ted Tibama hash for Titva L used. And I've been very dim shagged, Yani in the Adal Sna, then Nadal Besal and Nharda, Lamanest the only fear state bubble for Mosr, old Agbar Hagat Hadina and Ul in the mafish state for bubble for Mosr, and the damage house. In the colones betitfa, min fellus, heya, feelan dachliliha. Mishwah the fuse min Banuk Bit said Bihar, Ufumer Ayamra Hassal, Muskilah to Sadayan Toa will Banukla Rafa at interest rate at Dinah Rafida. Damil Hagat Amen, and a Mishmutail and the Dahadrayer, Ms. Nehnosal Marhaladi. In Tamunkin Tistiri Fala Toshtib, Will I either Igeri, Yotti, Primit Toshtib, Min Tamanil Beat Fe Dayhalbait Laad and Maharda Mitsubish Mutchatob Bedal Maho Mitsubishekle Darw didl ne unlocked. Ma hatan Mainamawi now, Illitnin Dol Alabad, Yadaru Philobad Shekl Nitama Kunchitva, Hagam and Gibek, Ukaman Hamasinini Bandagbit, Gehiz Tad Stamilu, Leek, Ta Garu, Bedar Mahoa can add, Mabiamitchagawi Ikta Sebna Fil Su, Wehdah Akaria, Muntiga, Bedal, Tub W Asment, Mitseb Mahtut, Mabi, Mabitalasha Ayfeda, Leliness, Welal Sahib il milk. Fedahsal, Audahsel, it ten yeah sabba awi.

SPEAKER_02 37:58

Wumishmutahilin womish hayez hotel, le naif min il tarkumat repercussions with the soul far ikbir awi sah an intam titu in harda il rental yield al hagaborof moss, hamsa filmeya la hazak hellwa, ithaga lot of hetafha, mukunto sabba filmea, whole interest rate more than double. Then I think it's the healthiest well.

SPEAKER_01 38:41

So, the mustanota tanya la mau dua el igor, amanthi gidden inana better messy beat my fool a guru, lao ana moikin in no shakh sea mahit fai emahimsi, but sehna daiman and dinner can phonosophy sacfit the hau of daimon notabroshafashwa ma ships or azei, we're kalun, wahayashana da gib amru kada iwa ma shifa el sakafadi bitemitamaze.

SPEAKER_00 39:02

Boso figos in we had in nehna binhawel ka shirkit newi unlocked uh nechnaw shufil bi aggarda u inibardumish bin aggar layi haddu kados, basemafish hagatudman, mehma kenhayasal uhad andina haged bin utar and nihnan saggirila the dab shaklemayan bihali il tenfiz asel. Besahel, il Muhatra Dimguda and Isbayan, Akid Maguda, Akid Mukanah Sar Shuhur or Belma Arafan Nana Akud Haqi Aw Nana Atarlahadim Nilbit, Basabardu Dil Faida Nintkumba Tatamil, Minhirel Shir Kaheya Fahma U Dashhur, Girin Ninta Kaford, Tukun Mahtutful Mahukhv Damish Af Tsarra Fizei, Da Aklaishna, Fna and Dinah, El Processiz, Wandina, El Fikra, Wandina, El Laud, Wandina, El Muhammin, Wand Dina Ness, El Shuhranita Neh, Howl Tudman Ha Sahibel Beat, Bishak Assessile Nehna Bena Shuraka Kamen Maik Fas Fil Fedele In Dadachlina Gayeminu, Felawinta Dharitahna Darina Maek. Fataban, M'Aminin Bishaklikbir, Nafsina Figuzedi, Sfish Mm Filme. Who at Mishgayim Leshik, who atqui, Beserhamdu Lehna Gaed Dirati, Ma'abinesh, Mushkila Marifnashni Hella Sura, Beseb in the Zomil Lechnashagarimbi.

SPEAKER_01 40:27

Abtahazim Mustafa Kalemala, El Sura Zihniya Saat Landines, Enough Lechla Korda, Two Buzalot, Inkwa Kalem Alihal, Mabikuna Kalis Samish Mchhoptop. Basfines Hatebanda Takauf Nuhataula Kor Muchottab Ilk, il mabniala, Elakor, who Mazel Mish Munti Zemasambal Masna Muntika Muntig in the Fisher come Agarop, Tishtagal or Hadaeshfi, Basmishnaf, il mustal intake masna wakes, fa unkod, l masriaura, bi hatakimba mabni awiala, elakor. Shayf Takauf does.

SPEAKER_02 40:57

Busid bussa asset class, asset class muhtalfsa. Elakor ho haga hadatan historically hai stable. Um bizid il volatility awinisbit isan behagaza il borsa. El borso munkbizier will expected return ala. Lakin border bsorawi, la git curantoza ultimasna, akidil masna, la mastasmur from masna, la drost gadua salima, akid ma fruta subaktor, la in anabantik haga, bid be a service, sub aktor, but risk ala, l'akkar how historically, um, safe, I think uh, uh again, so non-performing. How return in theory must risk return. But less safe. Um it's true to an extent, it depends on the risk appetite, we'll feel nice.

SPEAKER_00 44:00

There is so If I finance, I or like diversification. Kulla da Lawin Tabithaw Tabahademal portfolio management to make fruit, the Taban Haga letzim Ayyadfil Montekumbi Fakarfiya. Lauginan shoof ala mustawa mosr fichlel Khamastosher sana lefetu. Asen asset class can lee performance, a haga can liha ayed for nozari without a lanable or khom Lawinta Mustasmir, Fahasan il compounds the Tamalet Famoser, and Khil Khamastosher Sana Fetu, Widel Neskitira Gidden Minel Agniet Famosra Amaru, El Aed Betaha, K Elas Tismaria, Ah Labiktira Ewi, Min Aya It Tani, Asami Hagas Tismere Men Rma Gudia, I mission Ninth Haltif Shir Kabanita, Awinta Stasmart Ferosmel Mugezef, Faragala Kaed Adalf Mudafa, Besseramana Bakaran David Dabra, Bakaran Double Borso, in the hard goz ida Ken Asan Aed Regaliness, Besakan Mahsour, Linesel Agneabas, Shankeda Manina, Product Zayan Shares, Hadafunhoa, Yiftahil Magelda, Mishl Agnaness for Masrabas, Bessel Kulla Hadda Aizib Anu, Goes in the Savings Bitato, I goes in Listasmarat Batatu Truh Filmagelda, Ehnam Neftahlul Magel, Mishaif in Nassah in the Neskulah Rohan, Ala Ayahagal Wahdaha, Kahir Hagal S, Nardamish U Mishman and Hagar, Balha Shrin Sana, Shagela, Nehatovdar Shagela, Benefsala it could listen, Ehnaman Dorsh Nuul in the Dalla Hayas, but another Nishouf, in the Romisikna, Il Il Tariku Basinali, Rhelevan Damin Asan, El Asset classes, woman actor asset classes in Lakanit Mafula, Ala Nessel Agnea Ewi Bafatrafet. Ehnaben How in the Tahoe L Ishirin Teleteen Million Mosri Il Landom Dukarot, Wamrohum Makano Adrin and Homayusaluda, Minhilel, El Fikraptai, Tagzeitalakor, Unkuluhadikumbi Shri Zayma Kumbish, Fahor, Fedaif tahmagalig gamia. Besahlen Haul and Neskulakar Bessukula Hagatani, and a shafund advice got settana family, Tabam figos igbirmin for si, was the smarotti, however the Aslan in Lahlena Ptidi Shirka, and then a kunt behavel stasmer for a karate, so in nana ausuma, and the hard figures Igbirman Muddaharatya Shaksi and Mauguda filakarat, besigos imma good for Bursa, figos imma good for Shehadet Scepta, Yani. Anna I'm a diversification, but the liquid, fiwahda, tasil hasehil, fiwahda tasil hasab, lezim kulla shakhsi wezen, we shoof hoa il hagel il mahta bashwan.

SPEAKER_02 47:21

Kulla shoks who will risk aptitude bitato at day, wohof aim or khalaf hiat, sah akidla wana, list sumat korag ng gamma, mumkin pa risk aptit beta, sa hai zamel fluskiti rap Suraf, a gazif Hagga, zai yemkinwana bat Khagan crypto, sah can sital bitcoin lista bit nin sent fa laushtaritasha bitcoin, nhardakan semi maya fluskitir giddan. As mak tik barwi palikal tizamet aktor mukan bitivda twa kartabala an eiza diversa flus aktor eiza diversify ana hadafin nana eyz ebni sorwiti of fulusi, bas ilham ebnisbeli nana madayahosh Faram Shaiza Khudrisk Kibir, Izaum Sofa el asmarf kaza dawla, fekaza aset type muqtalif, basize nana pam tomman in na il diversity m'am min any one way or another.

SPEAKER_00 48:06

Ihnam Nilhagat Badul Hanamilha al Fatra Gaya and Sha Allah Fihrali Ani Sena in Nehna Haneptidi nihla il diversity deem in goa il Stasmarfalakor. Yani nhada mukana tesmer fhda of plan. Del asai Lehnaamli Tteri Wahdamutaw Gididao, Uma Az Zaman Lamatamanhabizidbi Beha, Haniptidi Nehna Nadar Nishteri, Aunastasmer, F Musa'adit Toshtib, Elbedacha Laed, Sabet, Shahri, uharot al ragamin. Awun Nanastasmer Lawaiza Gaz of Sinna Akhtar, Fasit Hayeba, Mauguda Hashen, Il Fanede, Awul Hospitality, Behisin Dini Dah, Guzminu Mukani uhut Bomla Saba Kamen, Bas Sehtimalib Afimukhatra, Alashway, Mukana Estasmir Fah, Hatit Ilib Busora, Nana Husha Stri Beta Shot Tabu Wav, Fih Rel Sit Shur Tisa Shur, Fai Bandi Hagamish Alamada Tawila Alamada Khasir, Fahani Tidin Nehna Nawa, Min Aletil Stasmore, Il Marbut Abalakhar, Biris, Mukhtarife, Minhirel Products Muqtalife, Hat Hatodragala Manasa Tat Newish, Basidirissa Fil Fil Haget Mustahbale Lechna Shagarin Alian Child.

SPEAKER_01 49:32

El Sanadin Nokia Fiha Sul Alia, Whusan Fil Kane Fla Korek Bas Flac Kana Kamfill Off Plan, Fabitica Mechna, Wahadin E Madisulan, Faf Tamuma Il Kusadis.

SPEAKER_02 49:47

I will promise the promise Tanewish in Nechna Kanewi, Minhilid Data Titan, Nachna Bin How and the Mm. Fab Nidris Data Titan Shuf Il Launch Dahna Shafun Kwayas, Shafin Sara Munesib, Adrian Nechut fee discount, kibi, ration, bin shari bulk deals, promise eva, and nana akorda, what slip. So, if you have a problem, you're told it fa sot the muddit talat or wachtat salem, and low data tight nabutul, of dolfalbia, and naked yukun in tastalamtu, awulagayi shri hai stilmu, ufnafswa, tlisa ali sot, fabi fabinizbelu, mishpatfa, tamanu kamel, barfa stilmatfa gozilmu, wa kamel sot. Fadal promise plane whichemant ult ho a mish inta mishdehil tishri hagash and beha klel shah. Whereas lawta korint haga zail borsof and amukuna shris sahman nahardha, uptalif masrl, l lock upird he talat tm sof andamukaseluklel talat tiem inside mashtri. Uhasabinta batwakorfias zay.

SPEAKER_00 50:54

Where Zayma un ablikal borsa onamkunasailha psura, takin bordusaramukani sorawilakor, sabigid dan tamafish haga flam mustahila, like nam rana mashofnaf musr in natama naccur, serual, awalin nos masalan khel, begini, yeah niasabikin noikun edel begini o mokini uhilahza bi il kakima do loria la matkarnu hassal devaluation la hassad hagga, but saabigid then hoikunbi il bilgini. Hagabardul Hanamilha, wouldim tarif khred sana legaya, asha m machu biza, uhtidin khali nesta inheya, tabiyye el asum betita, mhere el manoso, canua secondarisibamugu. Tabanhe mish bisurit el uh il borsawarasa.

SPEAKER_01 51:40

Mishkenabursa kariya pikkam.

SPEAKER_00 51:43

Disabawi, nintatikla haga bisura di la nintanda kfwehda goz saabegidan ninta thlehab man andana dirihasaru mutadawa naharaw lahudu hai bea, stamukitulana sahmeptai da kaza, ishirka gibna el muqaim il independent bi uulin khimatalakar diswa keza delwati, an Aizabiya sahmeptai beseridah, Besera edlishwaya, beser akta shwaya, and a hor nana ardu, winesit tenya ledahla almanasa, horon he chuf t shti dawa letteri libid bea, minina gdid, fahatihla, siula lilema gud, wusiula dila with khalat, and a mutan in the heya had khali nestteri akter, la inala of fisiula zyimantisar so ear de weti manamasha kosha fala kharashana karfus siule, serat ofisiula, yba it demand the had the zetumukinigor, fedamukin e kalli elmonzuma phalhathaya, bisheklet any hols. Finas can gaelna ultabana ezachla siulamas uhad sahebmul eyes yechhla goz um nelmuda siura minnu, tam iza hotelmul with the sendu with sendu the rabiaminu goz, wa the adachal nafsi siura minnos tasmirha, fahagat finni, when nastar tohushu titla, bestalakhima di shakla amedzei awai minushakla amedzei. But Mitayad in Shahla Ma Tataur il will will Hayad Daula Hadit Dor Kibir Whayat Rhabacker, Fernan Udam, Zemuken Nibni Haged Yu Ruhna, Ugina, Kalimna Tirma Abad, R Ruhhas Dima Gudan Nahardo, Nehnan Ptidi Nibni il Products Lanaba Kalam Ali Hadi, Utaba N Suda High Tower, B Shakbir Gidden, Fisini Gai. Wahna Zamenta Ult Ehnah T Sadotna Muhtarifa Shuya An Lht Sadot El Europea Al Americane Echna Beled Shabnap Ttigwar Falakar Li Khima Mukhtarifa and Population Zaif Europa Butzgar, Shariket, Ntahbab Nzbekam, Tadwati Andak Ferya Ben, Beyut Bitzaf Fodia in the Ness Bit Il, Fel Andak Supply Beut Aktar Minas Mehtage Ehnem Ishfil Wad Ede, Feltiegla Khar, Hsusamba Fel Aram Beta, Kamenya Nababusa Libasal, El Aram Betal AI, With Diniaf Thaier Zay In Naharda Kul La Haga Sesin Ninth Fak Rafet Uho AI Muk D, Mukit Tchat Lip Tame. Besifel Echir, Kurlina Izim Bit Nruh Nemfi, Kulina Hane Ba Mehtagin, Matam Nur Nekurfi, Kullena Hane Bahtagin, Otel Not Firam Men Sefer, El Hagal Physical Dimish Mish Hatad Haier F Anamutafeel Bil Bel Asset Class, Daka Aset Class, Anamutafeel, Bil La We Hegida, Wil Tashiratik Gidida Hat Halina Not Or Namil Ifil Magelda, Mutafe No Hakina Tudor Nah Tiksab, Menhaga Kenit, Matfula, Ala, Nessura Gidden, Wahat Cobbar, Bishakbir, Il Appetite Listasmore.

SPEAKER_01 54:52

Wab Dazimke Zemustafmann Mustawa Surtil Borsa Ala Ilwehda Il Wahda, Besale El Sendu, La Mesan Sendu, Alal Al Mutawurda Al Sendu Igmeli, Hal Mukinshufmar Hala Sendu, Alal Bursa Zail Real Estate Investment Trust, Widala and also Basus Borsa?

SPEAKER_02 55:09

Akeed, so Mabni ala Zaymo off plan, and the first time.

SPEAKER_00 55:59

Taban kulam had aggregate actor, Kullam al Imkaniadi had Sehna Badu Shaifinkulam had aggregate actor, Kulama Khodra ten nest listiab il product butasap.

SPEAKER_02 57:05

Well I think example quasi giddan fasuil share was thunder. So thunder, bada, alakana, a fahim in nest yani ebursa, yani isah, yani a share can nana a pashrik fishka psah. I think by number of transactions, I think tilt to suit, yani ho rakam muhiv. Like how market awareness. But as you build the awareness, akar batefam, tip that create more sophistication, I think laman kalam halal melee, how da la masra mehtage, sah yani, kashab, lezm, nib that na fakkar il opportunities la maguda stasmel, all'akkar muteh, il akor gozi, and nana dara kut gozim na kor, il sanadet, il time deposits, in nakulamal options to zida handla kutakuda kto watha musi sophistication biz, fada bi feedl individual, we bi feeded dawla as a whole.

SPEAKER_00 58:10

So, yeah ninth, mate filus, nes gabit hatitu firbeitwell sturitomla saba, mis sude, usaibah markuna, ashenyba andaflus law filuzdi mahtut of haga, muntega bayeshek, isakanit seh, isakanet akharbi tagar ayhaga muntega, hai alayed betaha al muqtama arabiktir le nu bid bafu be lif ridin heya, masuraf heta ma fulla, will headaf minha is more protective an inhoa bedif f anamutafeil indah haiftah thunder lehnab naimirufnawi shares, a kul in nasil shagarafil Magelda, kulu bi feedbadu, uhidarflamabidruble masar and nintaramakan randak McDonalds iftahloahdu alaburger king if tahlawadu, kulloahid bibya albasarahatitilitningambababad, letnimbibiawa aktar, andashaifin il Magelda Kullu Kulma Tabafina Sotra, Hatchtagalfi, Wukul su Mehtagi Yegbar, su mehtagit hedi, hey a mish Munafsa mabina mabin bad, and kulloahid dehut hesa agbar minil Magudafi, wehna mehtagin kulina ma bad and ikla su kulumal muqtamaha ygvor, kuluma dihatbaida ala lumusr shaklaime.

SPEAKER_01 59:28

Ablazin Kentala el shumuul meli, gus eminu nesiba and daha chyorot netasmer, guzemin analizh to ya kor a drahutamuya kori westasmer.

SPEAKER_02 59:37

Fe scenari balax and a handi fruz, mahbusa fakor, faban shoof borro and this hab tahut tamuila la cord magisab guzeminu, bakakfusia mukutus biha ta ali malhagetania, fashmuel meli, bistihdem la kor lhageth, heldima goodan harda muhemma giddan, well I think fi ektosodot dewal bit it biny aladisahla entelogit for cart fi alo goz ikbir a wimin il wealthai, a roxemeli, fa kor, fanem sedra, sahdemugirin nana ayashfi, le kin la udirt nana ruh refinan so witalabnamirufnewi now action na finis ktira wib Gilna, dultobana, an handibeti, one eyzafutamwil ala beti ashana bakabur mosna betei, uhana stri hagatania. I tadwita fulusdi bik be compound ilk sodal ballad, sah bi harakal ballad, w deven shoofupnewi now, makanch il modal madbanesh aliha liken shop na omalaktorgidan bigi ulwalohi yna mehtaga kobbar mosnay, whom ishes youula tob an handibit fisekel, an eyzam refinance alabit sehelda, woman khilelu d or in naastraf almasna wawasa mosnae deed.

SPEAKER_00 1:00:44

The failin ehna makanchel hadaflam banina newe know how uh ehnakan hadefna nehna na door nesseliza shteri bitbil ustla the the galna lain ho fail and need haii ma good, la inan nizba mishurayam in Tamulet Beta na gaya fil structure the ma in makanch theho lehna bandawa ali. Fa it demand the fai and ma good would demand the haii uh the hayegbar will product and a diamond boolin and financial product bord weak. Il structural assassitana kambabni alagozil or antag chitri bit with twelve is a bit gid hagetani to chty. Mehtaginhayer would customer centric actor and uh shirkit tamwil hey fikraha surf fill finance, il customer experience am laze, the ugita resettlement amalise. Yeah, mechan layer haget would ahness a d bahis. Ufinaski fi use cases kitira, if you have an obitu I still bit teny. Basisama Bash will be tamuir for the bridge loon, muhtalif taman an et tamuil akori, and anababishir had the bit Bishak for product mehtag muhtarif. Fya had my uh million will beat a lagabu tarotosher. Fa ey stareta came, the muhtalif bordo an ilagay itfa, it nion down payment we also tamanya la tesa a la sabata man sinin. Il products kula mehtaget binny, the customer experience you nestalbo, me ship how financial product kidness bit how to rackebari yani, would dan show domin hagatil hella bordo filfotra gay of symphia shakik beer for now you know.

SPEAKER_01 1:02:35

Fil miselow, had the mason hobbi still bit but tosha, woa mae, ashara, uh uh taban naftahru is machundahlu qua shumus toke hal bit and saho no achalas kam metal seen what a bit ulutamathine out tereta, hatter went to shag, uhalil fruz diamalbiya hagetanya, sesmagetanya, lay nu flechir, matodgotchinafsa, kubelaksa usatarfator madam ande kim kaniom or a tabak same.

SPEAKER_00 1:02:59

Busum Ehna bin ul in Neshoma Daru Ehdu Minina B Yani came Bunaan alwara ilhommad duhunna is bethlummat duhunna, but sehnam binhaw nebedan nasihit had in hoyamil haga outanya naba badaradul options, ufelakhir kulloahid lezem bordubimas Urankar o Lenamukana Ullaq Haliflusdius Tasmeraf Hagatanya al Hagadi Toddarufiha Umatarfitfalist Fabanal Uult. Fanalazm ab Muhayid Fe in nanawari option, Basema Maddish na siha, lahad de shaklaim. Ashabi biguli s eluni, lezim ta kalem mahad diktira Belmataraftu Urlu, Ananashti Mukitabakida Aukita Sahla in Kawaii Sahad.

SPEAKER_02 1:03:49

Hagas ni Lamega Fakorfus Hobiu Ahlibi Olito Bana Mayama Blah Kaza wise a sh tri sha akhlasha ashthriafin. Anasu Elbbenizweli Suelda Sahana Shnafham Akhla Shah Abnizbal Yusuf E Mhes Aklasha Abnizbal Mustafa. Rilong Stoff or Yusuf Nafta Shaqsa. Yusuf Mukunikun shaks, hey the eyes your outfam to a hadia, me fesh via dosh, mustafa mukunikun mustamustafa acadhafalet w eyes your outfit community cooliness bit a krukolium we tashum abab, for eyes heat the dou shha wasufia shopping, Yusuf la an eyes or had il best option B Nisbelo depends on how get to e Fakurfe u dahlo e. Fakanewilam fakorfiha, katamuila kori uh temawul hag, fantalemtifam ho mehteg e like an intapteva danin nintatun saho, intaptolu, bune an aladakwara lana saifu nintata raftidu, fadalana dra dihula ka kasolfa, aw katamuilal bait. Winta it's up to you ka zubunin naktafakor dalana mehtegu, awana la an eyza upgrade, awa kabbar baiti fana, hair fudelit nin million z yea dawana bait, ful la an eza kudal hushra kam nien, wuharuhastasmerfamasna, awa hot to fusikul love shirk and a sha, berisk tsain f mean hat faldis, basahwana anabahebekeda, kulwahad lesn fokkar hoa hoat kiru ewa tiagui.

SPEAKER_00 1:05:15

Az de mustasharin la karinel shirka, vi sadu kulwahed nhoi la ilhage, ilbitnesbuburan, zayma abdrazim kan behki alahtiagetu. Besomrinam abnunsah, f ilfilus temilfiakida or la kida, andhatalembasmanes, usad betehany, mukin el mustasharkari, yatahamasma had uludis tismor heyelwa haigal or lunavi la samaht in tamish f Maken and nintawait had beil haiergalo myirgalushmanhagamah maken, and af edi nana ul el muteh, andaf edi nana arad facts, andaf edi nana uul and a shaf kaza o kaza o kaza, besemish makeni nana a ul lahad, hai sala kaza, oramalte kaza, hai ba laid witha kaza, in ninta.

SPEAKER_01 1:06:02

Abdulhazima Ezaganotin inta Urtuhum Himming Don Taban fil Taswe ficret il Sura Zihneya Il An il Amir Wikit il Wad illinta Bit Adimul. Lemantanarget Tamil Newi il Taswe Bilchleda, Tamil Alamed Tugaria, Nowinao, Nawi Shares, Now we unlocked, Shrachina Fikrit Aul Hag Estihidem, Kilmitnewi, Elmutaker, Fakulwahda Fium from Kobel Sai, Massam Juf Muntagas Muntak Biachod, Ismail Wahdu, Hollas we can see, and we're going to be able to do that.

SPEAKER_02 1:07:45

Maalwat Badatnan Chuf Ida, Tobaya Fif Tamwil, Tamwil beauty Nizabit and Hordalik and Mahesh Sula, and the Bible. So, we will trust the product and model, shares or unlocked, and the other thing is that the other thing is that the market is not a very important thing.

SPEAKER_00 1:10:38

Lavana Rotza metal product hagel wahdaha, half kid goes edi, halfad El El Haga, El Ropta, and the Magmua Adika Magmua, Bethle, and Heia to add them kidmap shaker mai. Woda Meta Ropter Mabinko El Haget Kaneway.

SPEAKER_01 1:10:55

Wab Dazim Dayman Finoto Ttiar Haliktiar Ism Arabi, Behesinho Flecher Nest Hesin the Ism Menandina, Fikret Ism Inglees in Sas Num Kinib a cool actor shaklukta. And to bat to be smarabi, canimatized illness.

SPEAKER_00 1:14:17

But sir me tedi nehna as betne in newi ilhe ilbedev taitna la makuna and dina listings best so and dinner clients bhigu bidawara al hagam ayana, lauda kelt masana safha taitna a la Facebook, atlaim kan tamanyat se infilme recommendation, haga kede, uheya kulaha, haga muta karriera, awtim muta karrier, and al awul morra had the fala m beside nium sh bihawlizu inniu, bidawa alamaslahti, fedi hagat kalit hasisna nabalfh. La innuho wada, kenil hadaf, minik guz eyadi, fil fishirk, lamanesta kushit ura naifta suf su lawl morrab shafafeya, benal application betaitko, dittakaran uashufid dinyeb lamabasma hagedi, bambusid giddan nhoda lama good. Wa' it bitawa al business hatala fil filmagelak kasir mukana kunbaxab min no el, nehna bin layin na dhwati masan tamanya otisa filmehm mabiatna, gajin min clan triferz, mshgayin ufagazi su la khidrah kibir, lain ninta il iltabiyin nesmishbtiri min naktenya alatul a mżhbi gibla kamil tenya alatul asabtir. Fadi akid bit fidal business. Bes sehel lehnab na emiru, hai raya al-saqhafa fihl sena sanatin taleta, helen neskur lahtatamil Batari Atanya malwat, ehnabinhawla al adnun utdr, and nehnan empower al amir, hawla adnuman utdr, inl-mustasharim betuna ikunu and domsa shafafeya malamir, atmenan neda su lil mustabbel, saab in dana ulak inharda and nana shaf in the sukkurlu bahalo bidrayer, basisah in dana ulak in the damsablina, nageh, ufaidah, kibira, lina kashirkitneu. Il mushkela lehna shafina agbar, in Neskitira ba at bitikalim to ula naminewi, ashen, Idinyahdul muzdakhaya lehnabeneh, uhomanasmupchakeshfnewi andi agbar shekko and denaf kol centr, yaume, in fihad de kalimni minnewi kolt kol, wukalimbu tari uhpunasba amal mushkele that libu salinak kol centre, with the ugbar shekko ma goodafnewi. Wubnesbit tis out samfime nesimab kunch nasandin. Tis out samfime, mezdi mabunchandin.

SPEAKER_02 1:16:31

Fabosma he haga he hagamustafiza giddanlen the akbor mushkelana ba geha ka kasia mo finewi, and nanam shirefat filibebdan andesbit tistl tulan nash galafnewe m shelf newi, butali yani ogbordalilil re ratings labina la Facebook will up ninety eight per cent recommendation, and nechamanhagamhtalfasah law monefesbeteak uh munafsimuak bitisto ulun noho homashagalin finewi, fantamathaga sah kalitu ho e'i ulun ho shelfenewi ashanyarov youbi.

SPEAKER_00 1:17:00

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SPEAKER_01 1:17:44

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SPEAKER_02 1:17:52

Nasehtanak Abdulazim Abda Bhagaza newe shares and nana echud gozumakorfa heta, lau maya suula nana ashthiri mumkan ashtrif kazakor, saita ba diversify risk bordum kun echud share fahera, share f sehel share filgardaha, fasita na tasmer, one fakor f newi shares, bordo ka ka savings products uh. Fehya orebal gamaya nana kul shore bat fama bosit. We bad mudamayana bid bea birgali kulflusa dafataha, ze it rabhaya lali. Falahom stasmer, haolu gorrob newi shares, gorrob experience, gorrob nintat stasmer flacor, la hobi fokor fahega yishtiriha, then haolu fokkar in tahtiagetak e in tai asana ako le. Hua e anamhtag e, talamat kalem myl property consultant or sheriff newi, olum tahtiagetak e ashanyarov, yina ilak obdalhagabinisbelak. With a kulum khel tobio?

SPEAKER_00 1:18:58

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SPEAKER_02 1:20:22

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SPEAKER_00 1:20:43

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SPEAKER_01 1:21:58

But So Gelek Aura La Rahl Motow Screenshot Hagen.

SPEAKER_02 1:22:23

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SPEAKER_00 1:25:26

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SPEAKER_02 1:26:28

Fantasy Bazop Hat Fakem, Hai Gali Kem Kulasha, U Mutawakan Nat Lakas Ben Kem Fia.

SPEAKER_00 1:27:11

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SPEAKER_02 1:28:44

I think the Ahamhega actually sahale and shallin for Rubamayochem Sakia and your Mahaga il balance mabin and a Bashotta Ba'i materials, Illahara Fa Ugger Bihar or a Garreturn, the Soha will be. So Zemosel Mishhatfa overfit, Faepal Madla Hasrana, Umishunashottophaga, Hisogidan Famarov Shaggur. So, it rosa la kulda compound with a paper compound da, is it materials the ash and the other thing? Fafiba B2B business line tea sandina smoothers. Rokam itowdam il khilel law newi ma'almotawer. Sahwa datan, law hairo hibiyamtower dezimi pandu ahowa haigiblu beha kulat sinin, falmotaw, mishmuqtamin na imdi ma d awidl inventory, aw updates, baya do shufkul hagamin khilel newi. Rokam taleta, akbar mashekan domat tahsiil, sah lawana shagelu wahdi, fana la babia, wana labaruha hassal melmotaw, fana halhaya wa tibha hassal fulusi, walharuhadaya ashtagal in nanabia, fa ehm uluto bahn hassalak fulusak. Whan hawwilha sebak badan mata torrentatuhtakul tehut chik, minnu, yemkin taut satin taleta walmat stilam sheik with rohto the offil bankhaul ta dimlu culla services in addition to mukuna di sieram batana, ishtagalali, mukana di leads, amilu a asadu, yamil ala net, wwageblu traffic fabhaula dimlu a full suite Microsoft's office bala real estate fantasy di cool tools and whi do ishtagal we integ we bea uh with sahel alil amalaya di ashana ishtaga ishtagal we are ofinha integ weak subfruce.

SPEAKER_00 1:32:20

Ma il kubor yanya andafsa resources, and khel no stamina top betana we partner. Del hada furis seven tower fictier or hant tower fictier, uh musada lil lil wasad, mufruit bardu, yahasin min il democrati bardo. Len naharda kobar anda na harda bakh or mula alam soya, fana ederasrafal marketing akar minnu. Ana eder in nana am hagatoma bi dar shia mirha. Fafil echerhoa at a disadvantage kibira anni, lawana fatahtiro kolo mutawin, lawana dito mulla rayeba minil kulu koborbihdu, ala cost bas bitawhoa auto f ifti din hoy dunhoi nefis, a we dana noi baando hega, minhiler uhi partners.

SPEAKER_01 1:33:12

Echer swael, had dismeana, akbegid danil errehla, e naitil lessl to boto aliha, inait positions alten we kunfiali, ha tolab se hadiga has nafsunu kun candidate kowi eleneu.

SPEAKER_02 1:33:24

I think weomkun mustafa iftoryam kutalf hanektish of bardo Alas alunapsus, was alak nafsus toel bordo saltelakti. Anaminzbeliha hakti talat haget. Sa and naktun muktah, we had Izhtagal, I think naf newi bin shtagal kitir, saat kitira. Um I think we enjoy shogliptana falemhat shtagal kitir, lism tkun bit fucker independent, I think an aww shoglenashtal taf consulting, but lessum tharam gamafay mushkila waghaba moderti o laha, a tabana dwati, u demi wehead out nin and mapamal keda or laceda. Saitana hamel shog eti into lam tahtehut koror, fucker, hud koror lintashaifu, and a tolabil waheid minnak in that be able ninta defan koror lint, launta the kaltopari uhatahut kibina or shmel, hudntakoror, wudefahan in tali koror to tahdu, and I'm fine had taled. Fantalism tarov to fokkardak, ubin isbeli, aham hega in naktepa sah honest, and nak Shayfel vision, Ies togalba mzdokaya, Ies Tamil Aklaisha ki pahalel, debizbeli man aham haget.

SPEAKER_00 1:34:31

Misharof mostofal Latawam mutaf Bishaklik be anal hagetemed alan tabed door al hadi goes in the shogulbasena, alihan had the and du uh shabbah labimbi Uru Shwa no Bandu drive and hoab uh uh who a kashochs, mishmistani, had the Ulu Emil, Ashani Yamel, Ho Ay Zyamel Udi Muhtali Fatama, Finas with the Bashatra, Zake Gidden, Bashea Mistan Nea, La Ulteli, Kakaran Mabin, Zake Aw had Ho enough so self-motivated out driven, Hakodal self-motivated out driven me after me. We Bafiani level minimum menal capability, I women zake, I women talim ninth another annual Basabadik goes either if we get no min is shotora out zake goes e tanyan ninta sakaftahsarga Shakra Ahmed Zay, Hel Ahlakyato, Hel Tari Itvikru, Hel Mutawafama, El Sakafa L Maguda and then uh go anywhere and a Bahul again, Mafish Shirka Umrah had other claims in the Mafish politics go a shirk. Minis Bagbirna Henashirka could load Isaac Kellyn for Issa, could load Isa Michana Howlah about Fedash and Lohabot of Dana Haku Choglened Dao, the High Sarfi Kazakhaza, Sakafa Deep Shakir and Denaf Shirka Baifa, U Good Guzedi Farah, the Ho Batabau, I women as L T Lee, Keshaf, and Hoha Shakro Amilkeda, Mahma Khan Shouter, Bahau in Nana Tafeda, Guchaksa Zayed in it only takes Kazawahed Mindur, A Shannel Environment of Saha will be a Kullah to Draya Yani Tabosil Magud. Taba and Elana Bardu Melhaget illezimakalam Aliha Nash Ali Hollus in Nohardo El Takabul with Anes L Dini Hatadzah, La Winter Nohardo, Gayi Musama in the Shoglanta Kilinta Hachtagalha Hatchtagalhan Noharda Zayabukra Zayabadu, Mishaiza Ebel had highwegi resistance, Dini have to chat besava in hard the shogunette Lamaguda Nharda, Meshoganeta Lamaguda Bukra, La Winter Gaia had can scope a kidam Kini Dryar, Bukra Kedah Kedah Keda will eye hole, BML Tamanim Film Tamil Seth Tamil Suranam Tarifa, La Winta Mishgay positive Igabi Filliteghda, Umfete Helalam Rafin with Dina Rahin, Hala mina gamet a week.

SPEAKER_02 1:37:49

Um, who had a tor swivel, I think, mean a willow, lil peak, and toban you have to admire grita swivel when you're a muhate mustapa. Incredible is incre is a perfect example entrepreneur. I think in the ailam, so ad nock, but when you're hiring.

SPEAKER_01 1:39:28

Should I show crumb getting a sharp crunch? Thank you.