Lauren sits down with Marc Emrich, Senior Loan Originator at Pivot Lending Group, to clear up one of the most common misconceptions in homebuying: that you need 20% down to purchase a home. Marc walks through what buyers in Colorado actually need depending on their loan type, how state assistance programs can reduce the amount you need at closing, and what else to plan for — like closing costs and earnest money — so there are no surprises. Listeners will come away with a clearer, more realistic picture of what it actually costs to get to the closing table. Home Base is a weekly podcast from Pivot Lending Group helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership. 🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/

https://cofirsttimebuyergrants.com/