Lauren sits down with Marc Emrich, Senior Loan Originator at Pivot Lending Group, to break down what credit scores actually matter when buying a home in Colorado. They cover the minimum scores required for different loan types, how your score affects your interest rate over time, and what steps can realistically improve your number before you apply. Listeners will come away knowing where they stand and what their options are — even if their credit isn't where they'd like it to be. Home Base is a weekly podcast from Pivot Lending Group helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership. 🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/