Lauren sits down with Marc Emrich, Senior Loan Originator at Pivot Lending Group, to walk through what credit scores first-time buyers in Colorado actually need to qualify for a mortgage — and why the bar is lower than most people assume. Marc explains how your score affects the interest rate you're offered, what you can do to improve it before you apply, and how rate shopping with multiple lenders works without damaging your credit. Listeners will come away knowing where to start, what to focus on, and why an imperfect score doesn't have to stand in the way of buying a home. Home Base is a weekly podcast from Pivot Lending Group helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership. 🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/

https://cofirsttimebuyergrants.com/