Renewable energy shares have had a rough run, and if you’ve ever looked at an ethical ETF or an ESG option in superannuation and thought, “Is this real, or is it just marketing?”, you’re not alone. We dig into what ESG investing actually means (environmental, social and governance), why it became so popular so quickly, and why the shine has come off parts of the clean energy trade.

We talk through what a benchmark like the global clean energy index is designed to do, and why a sharp fall can happen even when the long-term transition to renewables still looks inevitable. We also unpack the uncomfortable bit: greenwashing. When big investors say they’re hesitant to add more money because they don’t trust the claims, that’s a signal for all of us to ask better questions about what’s inside the “bucket”, how companies measure progress, and whether a fund truly matches our values.

Then we shift to the real-life decisions listeners are facing right now: what to do first when an inheritance arrives and Centrelink rules might change, how gifting to children can affect the pension, and how to set up a family loan for a home deposit. We also cover cash versus equities inside super, the inflation trap, property versus ETFs, scam calls, disappearing bank branches, and what the phase-out of cheques means for Australians who don’t bank online.

If you get something useful from the chat, subscribe, share it with a mate, and leave us a review. What’s one money move you’re reconsidering after listening?

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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