Just Tilly Adventures

Just Tilly is an energetic, faith-rooted podcast that helps tweens and teens (10–15 years) master money holistically by focusing on character formation and their relationship with God first. We swap lectures for engaging adventures, teaching our next generation that money is not for chasing shiny things, but a powerful tool to fund their God-given purpose, build His kingdom, and impact lives. By investing in these foundational truths NOW, we equip the youth to break the undesired cycle of financial ups and downs, building lasting habits that lead to true generational wealth and financial dominion.

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Just Tilly Adventures

Counting the Cost

September 03, 2026 • Nduta Kinuthia • Season 1 • Episode 5

0:00 | 3:15

⛽ Mid-Week Pit Stop #5

Have you ever been so excited about an idea that you forgot to count the cost?

Join Sam for a short devotional as we explore Luke 14:28–30 and Proverbs 19:2, discovering how knowledge, understanding, and wisdom can help us make better decisions with our time, energy, and money. We’ll also unpack Chokmah—the biblical idea of skillful living.

🙏 Includes a short reflection and prayer to help you slow down, practice biblical wisdom, and make thoughtful decisions instead of rushing ahead.

📝 Keep practicing your 48-Hour Pause Challenge and remember: before you break ground, count the cost.

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Remember, Just Tilly isn't just about listening, it's about living what you learn.

Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together.

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Warmly,
The Just Tilly Team

Sam 0:00

Hey guys, it's Sam. Welcome to the Thursday Pit Stop. On Monday, Tilly shared how she completely crashed and burned by committing to make 50 tote bags. She had an awesome desire, but she rushed it. We read Proverbs 19:2, which says, Enthusiasm without knowledge is no good, haste makes mistakes. Jesus actually talked about this exact same trap. Grab your Bible app and let's read Luke chapter 14, verses 28 through 30 together in the NLT. Ready? Jesus says, but don't begin until you count the cost. For who would begin construction of a building without first calculating the cost to see if there is enough money to finish it? Otherwise, you might complete only the foundation before running out of money, and then everyone would laugh at you. They would say, There's the person who started that building and couldn't afford to finish it. It's amazing because Proverbs and Luke are dealing with the exact same trap. Letting your impulses outrun your information. In Proverbs, the warning is about letting a strong emotional drive take over. In Luke, the builder has a powerful desire to make something great. Both people have an amazing desire, but they skip the knowledge part. They fail to sit down and calculate the cost. And the result? Rushing in, running out of resources, and getting totally overwhelmed and embarrassed. Just like Tilly staring at that mountain of unfinished canvas bags on her floor. So how do we fix this? It comes down to three steps. Knowledge, understanding, and wisdom. Knowing that a single tote bag takes 25 minutes to make? That's knowledge. Realizing that 50 bags will take 20 hours and completely ruin your weekend? That's understanding. But actually pausing, holding back your excitement, and saying no to the project? That is wisdom. In the Old Testament, the Hebrew word for wisdom is hukmah, ch-h-o-k-m-a-h. It doesn't mean being a genius who sits in a library passing written tests. It means skillful living, and it is the exact word used to describe an architectural master craftsman. True hokmah stops your hasty feet, forces you to sit down, and binds your emotional desires to the truth. So this week, use your 48-hour pause challenge. Put your inner architect to work and calculate the cost before you break ground. Let's pray. God thank you for your truth. Give us the strength to pause when we feel rushed or overly excited. We have all made decisions in haste, and we ask you to forgive us for the times we moved forward without demonstrating wisdom. Walk with us as we grow. Help us to cultivate true Hakma, the skillful living we need to navigate reality and manage our time exactly how you want us to. In Jesus' name, Amen. Keep practicing that pause, guys. We'll see you on Monday for episode six.