打工一定冇發達!? 槓桿同運氣點幫你賺大錢?｜納瓦爾寶典｜有米會 3

打工一定冇發達？今集討論創業思維，教你點樣利用槓桿同運氣去擴大成果，擺脫被動收入嘅限制。

好多人問身邊人意見，但其實應該問最接近你目標嘅人，而唔係最接近你嘅人。納瓦爾寶典入面強調嘅槓桿思維，正正係創業同打工最大嘅分別。打工係做人哋嘅支點，而創業係學識點樣利用 YouTube 同 Podcast 呢類工具去放大自己嘅影響力同資產。

除咗思維升級，今集仲會拆解運氣嘅四種層次，同埋點解喺恐懼面前選擇創業，反而係最理智嘅決定。穩定地低收入同不穩定地高收入之間，點樣平衡風險同回報，係每一個想財務自由嘅人都必須面對嘅課題。

想聽多啲關於槓桿同創業思維嘅深度分析？記得訂閱有米會，留言話我知你對「打工 vs 創業」有咩睇法。

0:00 打工與創業的思維鴻溝
0:58 納瓦爾寶典的啟示
3:55 離開舒適圈的心理掙扎
7:40 思維升級：打工者與創業者的差異
14:21 恐懼是最好的動力
22:58 穩定地低 vs 不穩定地高
34:42 四大槓桿：擴大成果的關鍵
49:24 運氣的四種層次
1:06:40 人生意義與創業的出口

Transcript

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SPEAKER_06 0:00

You go to a mock. Lee highlight bailing up in Google Yan. Late m sir Singwaliamale, lay the moment lia yes and lose a moment low yikin. My Jo canico young yigin, yet can name go young yikin. Not my body saw gong her layung with I singuous idea.

SPEAKER_01 0:36

Yo, my young hi, something to your tattoo ma swing little yao my wood, hang yo mate, hang yo my junda yap my yo my wood, we'll make you mamma beau hello Hello, me ja come open some plan joy.

SPEAKER_06 1:03

Can I guys go young yan do an egg man? The eminent of Nival Revicat.

SPEAKER_02 1:56

Hi, hi Boldina.

SPEAKER_06 2:07

Say Tomai Korea go hai YouTube mean yeah, go gigo how to get rich. Come on, tiger boots, hang your go podcast. I am no coachima. Ho tong ne ho uh, come uh fun de ha uh day yes and some will mean what it high in shoot you dim uh duck jacket, come on the to hogy hi on my widow on her. Come the diagonal hockey my wife or gallery.

SPEAKER_02 3:45

Hi, gamma hey mom, like her fat la to yum, sun yum gay tea. Gamma was should like kids out like o yellow to go to see gay. Let's just say go as ya or to hire go back, yao. You know let's get go to high go eh do san chong yer. Da hai you know let's go term salary man or salary woman. Say you know, yep, lay ho jolly and y kiss up loy some gangfong ho lum tea how like some lay at some or getting a tea no mango she mold.

SPEAKER_06 7:15

So him saying I contain him say low for one child. Come on, come the so ye dough ah.

SPEAKER_02 7:44

Oh, so they go high my void. So yeah, like a hymn hoy high ho.

SPEAKER_06 10:41

Yeah, still home they would ju don't one di ye ho chorge. Come li will son body da fun ye for galaha, come and high little chong you or digging down to come ye go some time home tongue I say bug with my listen. I le ha you one lit but her deal. I say le you uh highly go say which I mean Sango Sangue. Say some tie like the dark sometime, the mochong against some time. Come so yeah, son fan has followed while I see how come on my wood hope, come on your sino moment while you see some high so the high I di uh some woodwise all back wall, mo chin hoy van more, huh? Come uh four soulan more chin get one so mu kick for head. It's a whole n her coi pin gas.

SPEAKER_02 14:37

So yeah, oh that's sometime while they fun choice. So, I think that's a good thing. So high go some fat letters, you know, a or y seen, go to some fat my gumjong yola. So go to leon ye high to hold on legon high hole connected. Ah, to lecture no yawa some would hold the hocherna. Gum dun hai lewa you walk um da gum gum here or phone him high man.

SPEAKER_06 25:33

Ah le hola just senke fan yat uh mo yat holly fun subcojong, lay old sub team. Say winga what they gone, lay chat fun sea mm gas y gang don't I find a di mm chung. I come day come on the whole horse, the chat funsi yes yes or easy yet.

SPEAKER_02 26:38

Hi go left ogn get hum sang. Hoi hola, gondo hoy hido jongala. Tan hai lay hati up jol go go go lumboy up mean you lay yawjo china ha na some would get you fight so hang yao shoto shola dummy lay out gangga la some would get just so uh one dang yet a limbs hollow son ho yadi uh nyela dumba high jo how lay out fai in yella ha ta kisa auto whole son go ne lay up dum ya over in a kisa so get on one hale dargong is our soil get all one who see to hide the get all money. Don't think uh kiss out high doggone and sang amino sector yela. Superity high go white low bang. Say don't eat home my gong a dagon to psi o gumala. Say co jugo cut Hagon see up me, Dagon jugo cut, da high case a ko whiteum high gum secum one you should lady white kiss a do ya hold dog him la dum highly go ho each hern see gancho him. Then we go yak hold gum sa hap hirdy jong zedi go cup gibunate hung see how kiss a co de fall legged phon him dog go. Ya si you so high go na no zelei uh you go da gong ge wala lily ya heartle high ho money ta hale hai ye haplan some more like on to ya on one tangli go ko nim little ho ye hai ho on one gum yung one tang te go hai gone yeah go get tang chong then z one colo jol zong yeah na gum so tonko goma e te colo sang jokka one thangama can you long j monk z one gil tin yako yuk gum go tang chong zihama and gumdy can you lung jot awa lady high one thing day tai come die o got the high lot lego high hoza o to ya ho fancy go man hai za haiwa e kisa ton hai ho fong te a thoan all tigato hai kisao ho on hai wig gun y go one thing day tai to go but one thing day go yesin'so di I go chung yi jo uh yi sao yan it's easy ho big out yong yi di ho uh one son to go one minute a hell yet lo ja me to uh uh second y gal the yesang will let woong fan or the yin sus minutes of mm my hong so I woke here good I was gave my Jo Yeah Joy come so I get uh uh may have low sang chong lo Sang Chong.

SPEAKER_06 31:02

Then may go could they say goin' him a gong the hamster wheel uh go go chong suck. Ah little fang y chong hai le yet then high yu y dargon him gala cake yung to let you go yang hai tong sea gang guangel wang yun dum with a to that may call him letter jawa who she uh yi sanga si was a me do got the big out sengung young sila come kids a code young gong leon jongai come hai you go uh bang jo ah uh come see fang lot legin come hodo lay how may phone gagon sea young youngly go come to sell um so like gong is what yet gotta hide uh level young young managers winger while they gong a joy joy good highlight some meat m uh eliminated learn yes go learn go like ho yum joy. Come the high yeah so I get uh so I a teaching tie yet the tin ferret scope so I get sun food coin you got the quiet. So like sun food highways. Oh yeah go my si maman gay. Come that or my own y go chung the cowdym yet go jung or double so do yet mamma. Come yeah mamma or mamma ye okay. Come that yeah yeah. Come on yet mamma. Come high cry you choan y on call. Come so ye you got a guy fancy sun yeah ye sang a little child happen. Korea mamm say Korea saw ya mamma single money. Say you got a government big out freelancer freelancer maha chop tip go uh secure yalikum holland yeah come the high uh lay yin himself coin himself pure pair and not my body so gong her a leon gong her pu di gwoke so gong yeah skong gong yeah y china bonnet go gong yeah the guy couldn't literally gong by some jung gong the high coding say pinching a pinching yeah what's I uh say at bar what they uh the so like a SARS service lay uh web appear the youth hanging way of coding AI say go actually the whole com to a little china come up I say John letter hi says sorry my we are a podcast I did get content. Come to hojium dog young ho title the get you not they get gong seagan the high lock yang so ye go uh sang hoi mohan die gum you go the molded gong yeah so gong se gan ho won't ho gumsin ge go uh bay lile come da hai or you don't build or you exponentially or you coxin gay hockey so you cow lady get gong gone.

SPEAKER_02 36:37

Come y pun the gong yeah hi moholang yawdi ke exponentially get jung high moholang so if you go junghon waifan at on y lamin come uh you go full time this yap sum on like man gum shall yet uh chin like many yet come shai come the chin the moment shift uh say you see come to get in wallet yellow fun get chin high ho shong shin subject my gone fans in seal some on a hollow tank though you can't you can surely young side fool hood line could be quiet him see how you do a gone down y'all got the house in a gong di teta I gone a case up co holland hai got y go sang to co y won to hold you out of go to ho ye the payu a tela follow horn yip line go a e te gum case go low ba na gum a co hai go hold the sea hong go though goes and high go man again to chung yang yang the sea hong hold woman gon see case yung to go dye yang ho a gala see hong jingoho kisa mo one gum china co like jingo seeang yellow coisa hoy leon dog low don't get gong go na you like a case upon high home yi get bay son no you see hong gum go one job mo set the high e la mean get jong yang jong si wang yellow si hong so mean get uh partner case a little co day the high hole yi one hold or tea yum my code zi fun egg gummy uh si hold the colours a one hose in a he losido hola let's the whole she low banned kiss a co wonder coi hola do eh batman guman gum the high lee jung high go the yak go ago some game high let me high go zi yao yo a left so yin ko one hold of the doler gum day koi egg ho high mouth too late come we yaple do you ho a jo hold gown taula y tho some see self ne high jo ho partner late high y'all the lay young yeah you go laid hola dark self ho sang gong ye say dargon yet ho la joderman tyle kizna my bodin yao gong as a haiwa tinha say little young get gas gas get joy tight so fun sang white toy foot gum tin to my day white gum get say oh sousing a young gandan get get gong and they got a tin to my choy foo and go cycle hog you like yup yup uh tin call high go you go to gong go choy tile gum cry so for exchange yeah you go yung toy fool high lawy food assess so tell you for me choy foot choyful die like qong boy while gando gas a little arm or little choy fool gets a cry don't lay don't so ya chinge or down the tin a metal choyful get tangi.

SPEAKER_06 43:15

Little joy call choy fool. Come in your hoy uh lake you like soon that I he I said so you joy. Say what hold on say ganandi gum her her gong day ho ye so do her walk that little pay me gang my ho hang so I think go on IPA come IP say I want to you to buy and say so I go an IPR 'cause a little high time yet Come liter day white to high ho ye on lay ho a tattoo seus I mean mouthing of the bow one chin. Did to high hoy high a white belly. Come uh the young hai at Joy Cow in Gum Chin How Yao Choi Vula, Joy Kawai and Jo Ma Daks, but son you know yeah. I feel you one might think yeah, my doctor. Come to Lady Big Al Gold Sanji Gay Com or T or the Mom Hang Chi. Or the Yin goes high hook. Say hi Hey Lei Bonjour Maudiat, more batinate, say young white more teen, it tin at high ho uh say we go hymn tea. So him danger tin at the high hoan like a him tan get go. So I like it, maybe I think he's so like a year my camera. Come uh so ye uh Yansi Jingman saw like a bar. So hi Ligo coin him. So uh uh wall, one was a hung my home negative jungle.

SPEAKER_02 48:31

Oh, come on, yeah, you might all day let's gone yapun to the phone guy.

SPEAKER_06 50:25

So I Hang Dongjong one hair, that could you gondo ja di one hale, high dim hail. Hi come yao, head it jun bay ho gain and tomate sick fat ying one hey. I don't like high mo length, lay with high god yan day time to give. Come uh like a payu a don't le hold on le sea. Come le gin do yeti lot see since he would gin dog deep. Come leosyol, I in dog. Come later or home mode actually. Ho uh guy could live. Come legal the hai layo ge uh one hey. Some hoy team, so you uh come uh fun your bum bele yan let's go they find a bojon or come all let's uh be you uh uh uh one uh bingo uh say basic whole uh team so much. I get botion, uh some one boa. Um little chang and put you all your not later, come looking at late high team so I get chinga uh one day colour, ya hola some say or come on the white job uh yet thank you, low legal bow jong or one lake one day. Come the go high uh high le hongs I took one hair. Come so ye k lava in a coyo king laid out but dee pega doctacle like you high to go. Come pay you uh Koreo a good older like Zila while you can live on vampire, lymmetry high house manual Scott Adam Korea, uh what yeti bat say wood mingled my argument more back mano maybe high by Korean while colour saudok some wood yung her. Gum the lingo cookong deep period from C C by Getty No. Gum could sing my doctor Brandon. Lidi uh gate up little young, gum coi wood single joke, hold on I pig. Com lady ja highly m so you hold Jo Legoyan Gang. Come lady su doctor. Come so ye kori young her dimetry, the medical doc. Come bugo yan, yet then ya docta key pipa tig a bugangus form in t you, like jo my kid up B C form it, A B C for me, some high joy high hoy gin lapto leg it go and I pick a woo big out sang.

SPEAKER_02 55:07

Oh god, I think uh oh sea white case a lay hollow that you you you go le hologo yang sexina tomale you yaugo em Yago Hunt don't like the higher. Just do it, guman.

SPEAKER_06 57:30

What yeah the folk mo, le ho ye on yang ye lay that to ye tawli dickmo gain. Hoi so he come uh come digos a high wood bake out ho king ye hoy joe my tan bunga yeah fine take good pinch I sang punish or who I thai telling my handman or don't lay uh the young lemma to boa my time, the le hon some sang y can give to man gefo. The holland my subsaman subsequent harm. I tell you, jing fun build, single excel building what ja hai bon day lumber yang. Uhdi ho ye po dun walk lady lay hai you got a fine chin cow eight I guess yellow to jungle fan y five out of one. Com ya di puyam fangamica Yaman may come uh puyam lipu hongon yan with sick ma. Come your six jung man say ying man, come the hong ho janga fang cho. Come in jungle. Come hoi jungan to go so. Come y a gum AI which hold on the gong job. Dani to he sang to the sun gong shall it's it a iga hag go big out lady. Come you got your yetum yi to jing your arm so gong uh lay yo gong say so ye bong to lay poi title, lay uh gig walk come in my home jig of phone handle hone. Ly we manager I hoi team see being the hoy ho come hey, le go fong hands in meditation some found hands in all pay you lay hunt and a checklist uh function uh you guan you hi uh file t 16 checklist y and you get hack uh sign go le ho ye lung fado get building. A you little checklist m go on you generally big out, go and find a football. You go ya, go a good sign again sunho. You go sonho, fast in a gauge you young log out on my coding. Say hiangon than my gong gone.

SPEAKER_02 1:02:16

Kisa Molo hai or then high or side. So y kizam woko yang ko hai a di gay bunzan holoando hai go gongone. Yi kesat la g do you could home, cho hong could do a hoy our high high tai chang godi gong gone already tai sangong tauganga so hai bogong gone tai sat all bay lay young jong gone gong. Yum goes a little me or housing high long though as I gone yeah. Say Go Go Sang Holland high lay um say pencine you hold young high diagonal sang means a mamma zegno or tigay now or to go high more seek your hold or yeah gone as you more sit your lane, got who lingol ye case up late or high yu gum and de hold or young dash ho the whole line, her lumbo came y my doctor sang. Little water to her go young. Say m so it didn't gala kiss a oh hi o gay or mamma fine high os gay on her whole siu high ho yeah go da don't say got chong again because a whole seal.

SPEAKER_06 1:06:00

Mm-hmm. Say that you go Jovantonga, why say or you got say you could be a little bit more than a little bit of a little bit of a little bit of a little bit of a sharing father, or I found who you can go shine five. Say, Ms. Mola Hagum, but you damn some yellow dimension.

SPEAKER_02 1:09:37

So yeah or go to Lewa San Ho Nigo A la I bodyhota high face or day, ho yi ho ti don't chila ho Say Yellow ho yo see white ho you yung her hate.

SPEAKER_06 1:10:08

Oh got the letter Yao Kyochi Lady Going Tong and she gang it. Say less something. Come Oh Lumja Linus and got been saying. So I be ye sick to the come they'll hold one y uh lay so yikin yim hai Jo can negle yang yigin, yet Jo can name go young yikin. Okay may coil jawa. Late m son singwale magioale, lay down moment. Okay m son sing while they lose the m so you are moving low yikin. Uh lemme one cody at a title. Uh yeah.

SPEAKER_02 1:11:31

You pay all day yao you tango they go uh podcast. Uh can you uh judge my yeah uh uh uh Facebook uh links in more those podcasts in go. You might say or they do hi uh give your more jerks at the gum a hey mon kiss uh day y'all see a chosen ho gum in how a man sanction or de ingle yahound jong ho a day phone gum da hai a hey monsa yao say yao yun gay title or day lingo pant hai san j'ai sang jang yeah king of the you go jung yako jung ho ye ha young jong co jong it's how they must make a mum yao make gong uh about dinner could go how to get rich scare uh podcast. Oh get rich.

SPEAKER_06 1:14:28

Oh yeah we're casey but saw how seems to be a little bit more than a little bit of a case gong lady.

SPEAKER_02 1:17:15

Oh hi mzi hi o home o t gaya daddy oh when you high go some high dam some t gay case one do yi ga wan gay yo go the high go to get a hole fac gay go you go in churn man case uh oh go you go oh hi say you see yum hole long or go to your gay woy. Come go or when you hose I hold some suns on Zigay Nanjo Ogon. Go on see what hang on pineal do tongue when you kiss up kiss a little by kiss a lamp or hold a panel to tong a siha or you do legal monthai or the panel to gong is an oil hole like who they go like Yanjon T long lay a tongue di channel ga long team long much young galong no fate. And pay or high title or cigar or case and go like oh you know all zone define it's a little bit more than a little bit of highly shit waiting for the other thing.

SPEAKER_06 1:19:38

I can do all the work ye said to give more women gong yellow dim ye high so I change which is all you got yahoodo say we're gonna high yahoo young gun you little ma'am you do gun yeah gong shell gongs the wo young dear got a buke up yeah uh ma'am yaudo di quiet moi uh buke up yeah see while gum yan they will got a yeah gum yeah say we have m you see in short come on my hero.

SPEAKER_02 1:20:37

Come on why I get shot how it hung or the putting a poet sat yum kiss I got to have all the gum my a or my lay my ways at young a soil yes. Dan hai such joys on donate her to lean young ho gin up your hod so hold out sideways. So why don't you say I go to my node then more go more if that's you high to come with hanging out here. Also got that later y let on seat out of thing guy lay you transig a bone highly long a lum unity said lie to let's a lay high chap mean you got him that gong is a layout.

SPEAKER_06 1:25:42

You set the rules and hang out to get phone from my pay you come the young tigdy I hope my sank while you after work like a little bit of yin jung yes.

unknown 1:31:31

I'm not going to be able to do that.

SPEAKER_02 1:31:52

Okay, bye-bye.