In this episode we discuss appraisal waivers – what they are, how they work, and what banks look at to provide them. There are two kinds of appraisal waiver; one is through your lender and one is via the real estate contract. Reba and Eric talk about the www.WSHFC.org classes they’ve got coming up and VA Loans. The bulk of the rest of the programming is dedicated to Service Animals in real estate. The website at www.ADA.gov gives a great amount of detail on the appropriate ways to handle service animals when you’re a business owner or landlord. Learn the official definition of service animal versus comfort animal and where they’re allowed to be, along with the correct questions that can be asked regarding the animals and what type of service they render. Learn also the very important what NOT to do! Other related questions are discussed with respect to insurance and dog breed allowances in housing if insurers forbid certain breeds.