Home Care Marketing - Add Revenue with Long Term Care Insurance Claims Expertise
Home Care Marketing & Sales Mastery by Approved Senior Network®
Home Care Marketing & Sales Mastery by Approved Senior Network®
Home Care Marketing - Add Revenue with Long Term Care Insurance Claims Expertise
Mar 10, 2025 Season 5 Episode 5
Valerie VanBooven RN BSN

Send us a text

The wave of long-term care insurance claims is rapidly approaching, and home care agencies need to be prepared. With nearly 4 million policies written between 1995-2005, we're entering a period where these policyholders—now in their peak claim years of 80-85—are seeking home care services in record numbers.

Bill Comfort, with over three decades of experience in long-term care insurance, walks us through the critical steps agencies must take to successfully work with these valuable clients. First and foremost is understanding whether your agency qualifies as an eligible provider under various policy definitions. While many policies use the term "home health care" generically, the actual definitions vary widely. Most policies specify providers must be "licensed by the state if licensure is required"—a crucial distinction for agencies in non-licensure states.

Documentation emerges as perhaps the most critical factor in successful claims management. Agencies must carefully document whether assistance with Activities of Daily Living (ADLs) is hands-on or standby—a distinction that can determine claim approval or denial. The caregiving notes must consistently reflect assistance with at least two of the six ADLs (bathing, dressing, transferring, toileting, eating, and continence) for clients to maintain benefit eligibility.

Payment structures present another consideration, with Bill strongly recommending against accepting assignment of benefits until claims are fully established. This protects agencies from financial exposure when claims are delayed or denied. Instead, establish procedures to help clients submit claims while maintaining your direct billing relationship.

Building referral partnerships with financial advisors and insurance agents offers tremendous growth potential. Organizations like NAIFA and FPA provide perfect networking opportunities where agencies can position themselves as knowledgeable resources. By demonstrating expertise in navigating long-term care insurance claims, your agency can attract both insurance-funded and private-pay clients.

Ready to position your agency as an expert in long-term care insurance claims? Learn more about obtaining the Long-Term Care Claims Professional certification to demonstrate your expertise and grow this valuable revenue stream.

Continuum Mastery Circle Intro

Visit our website at https://asnhomecaremarketing.com
Get Your 11 Free Home Care Marketing Guides: https://bit.ly/homecarerev

Episode Artwork Home Care Marketing - Add Revenue with Long Term Care Insurance Claims Expertise 1:01:19 Episode Artwork Mastering Home Care Marketing in 2025: Proven Strategies for Online Lead Generation 1:14:27 Episode Artwork Home Care Marketing with Home Care SEO for Your Website 34:55 Episode Artwork Home Care Marketing: Getting Past Common Challenges with In-Person Sales 1:02:34 Episode Artwork Mastering Home Care Marketing: Building Trust, Creative Holiday Strategies, and Strengthening Referral Relationships 56:05 Episode Artwork Marketing Home Health Care: Strategies for Sales and Marketing Success 12:49 Episode Artwork Effective Marketing and Operations in Home Care, Looking forward to 2025 51:23 Episode Artwork Thriving in Home Care Marketing: Strategies for Growth, Community Engagement, and Holiday Marketing 1:03:53 Episode Artwork ASN's Home Care Marketing End-of-Year Webinar Replay! 1:28:32 Episode Artwork The 10 Commandments of Home Care Marketing Success 13:14 Episode Artwork Home Care Marketing Strategies, Revenue Growth, and Caregiver Excellence 1:01:04 Episode Artwork Unlocking Success in Home Care Marketing: Expert Insights on Partnerships, Marketing, and Care Strategies 1:01:52 Episode Artwork Home Care Marketing: The Fab 4 Talk About Sales Training for Home Care Agencies 42:00 Episode Artwork Home Care Marketing Stars Oct 21, 2024 5:09 Episode Artwork November Home Care Marketing Ideas 9:52 Episode Artwork Home Care Marketing Stars 10-14-2024 7:27 Episode Artwork Transforming Breast Cancer Awareness: Innovative Cause Marketing in Home Care 12:03 Episode Artwork Unlocking the Power of Genuine Human Connection in Home Care Marketing 9:33 Episode Artwork Unlocking Home Care Success: Reducing Readmissions and Building Community Connections 56:26 Episode Artwork Building Trust and Connection: The Power of Emotional Marketing and Human Connection in Home Care 8:18 Episode Artwork Navigating the Home Care Revolution: The Intersection of Compassion and Technology 8:18 Episode Artwork Maximizing Success in Home Care: The Benefits of Tailored Sales Training (2 Hrs) 1:59:53 Episode Artwork Maximizing Home Care Revenue: Expert Strategies for 2024 Goals and Community Engagement 1:01:27 Episode Artwork Marketing Home Care with SEO for Home Care Websites: Essential Strategies for 2024 40:45 Episode Artwork Home Care Marketing: Dealing with Rejection in Home Care Marketing and Sales 1:04:39