Digitally Curious
Digitally Curious is a show all about the near-term future with actionable advice from a range of global experts. Order the book that showcases these episodes at curious.click/order
Who is your host, Andrew Grill? He’s the AI expert who speaks your business language. After 30+ years building tech solutions at companies like IBM and a range of high-tech startups, Andrew now helps executives navigate AI without getting lost in the complexity.
He has held senior leadership roles, including Global Managing Partner at IBM, and has collaborated with C-suite teams from organisations such as Shell, Vodafone, Dell, SAP Concur, Nike, Nestlé, and the NHS.
Andrew has delivered 600+ keynotes in over 50 countries on topics such as generative AI, quantum computing, digital transformation, and the future of work.
Ranked among the world’s top 10 futurist speakers and a finalist for AI Expert of the Year, in 2025, he was recognised on the AI 100 UK List as one of the country’s leading voices in responsible Artificial Intelligence.
He is the author of Digitally Curious (2024), a bestselling guide to navigating the future of AI and technology, and host of the Digitally Curious Podcast (since 2019), where he translates complex trends into actionable insights.
Andrew is a regular media commentator, featured on BBC Television & Radio, Sky News, LBC, and in publications such as the Financial Times, The Guardian, and The Economist.
Find out more about Andrew at actionablefuturist.com
Digitally Curious
S5 Episode 5: James Butland from Airwallex on the Future of Finance
What’s the future of finance?
To answer this question I spoke with James Butland, Vice President of Financial Partnerships, EMEA for Airwallex.
Airwallex was founded by four friends, Jack Zhang, Max Li, Lucy Liu, and Xijing Dai, in Melbourne, Australia in 2015 and was inspired by real-life experiences.
Out of their love for good coffee, engineering-banking friends Jack Zhang and Max Li started Tukk & Co, a café in Melbourne.
As small business owners, they recognised first-hand the impact of high foreign exchange (FX) fees and banking costs on their profit margins, and sought out to build a better solution for businesses operating cross-border, improving on the constraints of the current global financial system.
Specifically they wanted to solve the pain points surrounding cross-border transactions and empower businesses of all sizes to operate anywhere, anytime.
What's the future of the financial services industry?
The financial services industry is undergoing a radical transformation, partly through the forces demanded by regulation, as well as the needs of consumers and small and large enterprises.
New Banking-as-a-Service (BaaS) platforms can help to drive improved customer experience and business growth, and also could be the key to unlocking the future of the financial services industry.
Increasingly companies are now investing in incorporating financial products and services into their core business models.
To meet this rising demand for embedded finance, traditional financial institutions and challengers are increasingly offering BaaS options.
But where do you start?
James answers these questions and more, including how new banking platforms can empower a “talent anywhere” strategy for a reimagined workforce, allowing the best people to be hired no matter where they live, even if a company doesn’t have a physical presence in that country.
More on James
James on LinkedIn
Airwallex website
Thanks for listening to Digitally Curious. You can buy the book that showcases these episodes at curious.click/order
Your Host is Actionable Futurist® Andrew Grill
For more on Andrew - what he speaks about and recent talks, please visit ActionableFuturist.com
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@AndrewGrill on Twitter
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