How To Analyze Your Life Insurance

On this episode of The Get Ready Money Podcast, I spoke with Steven Zeiger, Managing Director at KB Financial Services and at Veralytic about changing the way we think about money and life insurance policy analysis.

Key takeaways:

• How independent benchmarks can help.
• Why life insurance policies are complex. 
• How advisors can get started analyzing a life insurance policy.
• Why this is a new fiduciary era for life insurance. 
• The value of independent research. 

Connect with Steven Zeiger:

KB Financial Website (here) 

LinkedIn (here)

Resources mentioned:

Ethical Edge (here)

Morningstar (here)

Value Line (here)

Veralytic

Zinnia (here)

A Shot Across the Bow by Barry Flagg and Steven Zeiger - read the article (here)

Bio: 

Steven Zeiger serves as a Managing Director at KB Financial and has been asked to educate members dozens of  groups such as STEP, ACTEC, NAEPC, PLI,  THE ABA, and over 30 other organizations on the application of prudent investor guidelines to life insurance product selection and portfolio management.  These guidelines are based on established and proven asset management doctrine- benchmarking, analysis of cost, performance and risk, etc.. Steven helps fiduciaries guide their clients’ insurance decisions based on the only patented prudent process for life insurance selection and retention. Steven is published in Trust & Estates  Magazine.