Why Financial Confidence Takes More Than Just Money

Financial success grows when your money aligns with the life you truly want.

Danqin Fang, CFP®, CFA, RLP®, founder and CEO of Wealth Beyond Math joined Tony on this episode of Get Ready Before Life Happens to talk about how holistic financial planning evolves through a process of awareness, clarity, and alignment. Even people who appear to have everything in place often feel held back by fear, scarcity, or limiting beliefs.

This conversation explores how understanding your relationship with money helps you make more intentional decisions and build a more meaningful life.

Key Takeaways

• Holistic financial planning is an ongoing process, not a one-time plan.
• People who “have it all” can still feel stuck or unfulfilled.
• Scarcity and fear often shape financial decisions.
• Core beliefs about money serve a purpose and can evolve over time.
• Clarity about priorities helps you make more intentional choices.
• Awareness creates space to pause and choose differently.
• Money is a tool to support experiences, impact, and quality of life.

🧠 Tony’s Take: Financial readiness grows from awareness and alignment. When people understand their money patterns, gain clarity on what matters, and give themselves permission to act, they begin to build a life that feels both intentional and fulfilling.

Connect with Danqin Fang, CFP, CFA, RLP:

• Website: https://www.wealthbeyondmath.com
• LinkedIn: https://www.linkedin.com/in/danqinfang/

Bio: 

Danqin Fang, CFP®, CFA, RLP®, is the founder and CEO of Wealth Beyond Math, a modern, virtual, fee-only fiduciary financial planning firm based in Austin, Texas. A first-generation immigrant from China, Danqin came to the U.S. to earn a master’s degree in financial planning from Texas Tech University and spent more than 15 years working with fiduciary registered investment advisory firms before launching Wealth Beyond Math. Having advised 200+ families and over $500 million in assets, Danqin combines rigorous financial planning and investment expertise with a deeply human, life-centered approach to helping people align their money with the life they truly want to live.

Danqin’s work integrates the technical discipline of comprehensive financial planning, investment strategy, and fiduciary advice with George Kinder’s life planning methodology. As a Registered Life Planner®, Danqin helps clients move beyond scarcity, guilt, and autopilot money decisions while grounding every recommendation in sound financial analysis. Danqin believes financial planning should start with life—not just numbers—so money becomes a tool for clarity, confidence, and meaningful impact, rather than an end in itself.

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Transcript

SPEAKER_00 0:03

This is Get Ready Before Life Happens, the podcast helping you navigate life's what-if True financial success is about aligning your money with the life you actually want to live.

SPEAKER_03 0:24

Welcome to Get Ready Before Life Happens. Today I'm joined by Dan Chin Fang. Dan Chin, welcome to the podcast.

SPEAKER_00 0:33

Hi, Delony. Thank you. And I'm so excited and so um honored to be here.

SPEAKER_03 0:40

I'm excited to have you. You've got a great story, and I'm glad to share it with my audience. Um, so tell us a little bit about yourself. What is your origin story and how did it lead you to becoming a more holistic financial planner?

SPEAKER_02 0:55

Yeah, um, thank you for asking. So I was born and raised in China, and I came to Texas Tech University uh for the master's degree in financial planning, and after I graduated, I started working in the Feeling Fiduciary Registered Investment Advisory firms throughout the countries, and I have learned uh from a very beginning entry-level role to be an advisor with almost 15 to 16 years up till today. And uh I'm very very excited that I chose this career, um, and I also made a life here as a first-generation immigrant, uh, and now I'm having my own business in this country. I guess I can call myself Living the American Dream. And uh the reason I got into a very holistic approach to financial planning is not overnight story, it's a process. As I um am the advisor working with so many clients uh from over a decade of experience, I realized that um clients who I thought you know they might have it at all, they are retired, they have time, they have money because they've accumulated uh a lot of wealth through diligent savings and investing, and uh so I thought, and then they still have the health, you know, and so I thought, well, you get to live the best life now. What would be holding back holding you back, right? Um, and the truth is that from my observation of those clients I've worked with, they are not living the dream life as I thought they would be, and a lot of them still have a lot of concerns and worries in those meetings, despite I can show them the beautiful charts, uh how how solid and bulletproof their financial plan is, um, from all kinds of market conditions or all kinds of outlier events that may not happen at all in their lifetime, but they still are not living the life they really desire, and so that got me really interested into the behavioral and also started to be very curious about how to solve this, and uh and on the uh parallel, um I myself have gone have been going through my own journey uh with my relationship with my money, and as a first generation of immigrant, I definitely you know fought into some of the stereotypes when it comes to my relationship with my money. I overprioritize savings and security because you know the fear of having no one to fall back on, that you know you have to make it, uh you don't have any other choices, and thus take precedence in a lot of the daily uh money decisions I make that I observe in my own journey while I observe my clients' journeys, despite how different their backgrounds are and how different journeys they have gone through. And so so one thing leads to the next. I um uh come across to this book called The Seven Stages of Money Maturity, which is written by George Kinder, and that was one of the very few books that I didn't put down until I finished the whole book uh within hours. And that was the moment I realized, oh, I need to look up uh more about this. This is making sense to me now why people behave the way they behave when it comes to their financial decisions. Uh and so then I looked up what George Kinder uh has done, and to my surprise, I felt he has so much to um to explain what I was looking for answers from. And I went to his evoke training, and then I went through his mentorship program after evoke training and I became a registered life planner, and I started working with clients in this very holistic way that you know start with the true priorities of people's life first, and then from that lens, we look at their finances and then align the finances to what motivates them and to what really are important to them, and so therefore, they start to live in a more intentional and fulfilled life, um, and and and using money as a tool to leverage that and to empower them moving forward and step into their ideal uh way of living. And so that's sort of um how I got here. Uh, and and that clarity, um, also I have gone through through my own personal journey, also give me the motivation to uh work through my limiting beliefs and hurdles of entrepreneurship, and uh, and then I started my own business in late 2024, and I couldn't be happier um today uh where I am.

SPEAKER_03 6:33

So that is an awesome story, and there's so much in there we could talk about. One, I'm a huge fan of George Kender. If I was starting over, I would definitely become a registered life planner. Uh, you know, what he has done and his approach is just incredible. It really reshapes how we think about money. And for people watching and listening, um George has been on a podcast a couple of times, so I'll link to those episodes so you can check out our conversations. Um in talking about that is you know, one of the things you talked about is that clients who seem to be living the dream life really aren't. Can you can you go into that? Because I think, you know, for so many of us, we look at somebody like you like you were talking about, you know, they they have the, you know, they've saved enough in their 401ks, they have a home, but what's missing from that?

SPEAKER_02 7:33

Yeah, uh, that was a big puzzle in my head for a very long time. And up till today, I'm still searching for uh the answers. But but I have seen a lot more different perspectives uh over the years already, and I, you know, from my observation, um there are a few stereotypes that I think I can probably try to categorize, and uh some come from the background of you know scarcity mindset, it doesn't matter how their experiences were in the past, uh, in their programming, uh subconsciously, they have this sense of you know um fear of not having enough, and this sense of absolute, you know, strong emotion against uh being in a situation that they will not have enough, and so so that programming deeply, deeply prevents them from enjoying their fruit of their labor at the age when they transition from accumulating to decumulating, and uh and we all understand logically that money is a sense of exchange or you know, sort of a form of exchange of your time, your health, your energy, and your talents with other people, right? But but when it comes down to decisions to how we feel about money, it's it's not coming from our logical understanding, it's run by a different system in our brain, and uh and sometimes you know we may not be aware of it, and we are sort of on this autopilot making decisions, you know, again, again coming from a place of that programming, and so the scarcity mindset is one of it, um, which is you know manifesting in a way of fear of not having enough, and uh, and then the other way could also be that um the uh for people who have made it, uh you know, there could be also also a sense of guilt, and they they may feel you know they don't deserve it, and uh and that and that really uh really uh prevents them from enjoying their money to live the way they wanted to live. Either it's making more impact in the community or um to really build and create memories for the experiences with people they care about, family and friends, you know, or even to increase their quality of life for the convenience, right? Um for for exchange, exchange of time and more freedom to focus on what they want to focus on. And so so those are very common that I've seen from my experience working with clients, and uh and also there there also has been some sort of uh a mix of all kinds of different things, uh, but those two are the primary um drivers that I have seen that clients are not able to really um living in the life that is really aligned, and a lot of times they don't have that crystal clarity about what is really important to them uh to overcome that hurdle of um the money programming uh that they have been living on.

SPEAKER_03 11:13

So yeah, well that that's so interesting, is you know, I know that myself I have a you know scarcity mindset and fear of running out of money. Uh my grandfather, you know, uh went broke during the Great Depression. So, you know, going back a little ways, uh, you know, I wasn't alive back then, but you know, I heard stories of that. And I think that's you know, sometimes, you know, there's still a generation of people like myself who have somebody in their lives who lived through the Great Depression, you know, and so we have that a very real sense of like, okay, what really happened? People really lost their money, so it's hard to you know move through that because it's it's there. So yeah, that's that's um so you know, speaking of that, is what advice would you give somebody like me to start thinking in a different way about the scarcity mindset?

SPEAKER_02 12:17

Um, this is a great question, you know. I'm I'm gonna give it a try, but um, that's okay, just give it a try.

SPEAKER_03 12:24

It doesn't matter.

SPEAKER_02 12:25

Yeah, so I don't think I'm in a place to change the way you think. Um, but I think the process I've learned from um integrating life planning, helping clients to get clarity first, uh, does help people to feel connected and connected with the possibility of living the life they truly desire. And so so it's not about so much about helping you to change the way you think, it's really to facilitate you to see and feel what you really want in life and have that space that is non-judgmental and empathetic listening to allow you to explore for yourself, and only once you see and you feel it for yourself, then you can have a new perspective, and you can have you know the opportunity to explore the programming you already have, which is that you know people can get you know to the point that they lose and lose everything, and so so to see any other perspective than that view, it really has to be for you to really see it and feel it, and then you can go around like oh, this is still a core belief I have, it has served me to be diligently investing and saving, and so I'm able to afford a retirement if I want to. Thank you, thank you for serving me to be where I am today. However, is there other possibilities around this core belief? Am I open to see that? Can I see that? And so, through this process, I work with clients, clients get to experience what it is like to go around to see a little bit different perspective for themselves and to really feel it in their body, and once they feel the power of their dream becoming true and the possibility of it's gonna become a true reality for them, and then you know, there's no way you can unsee that. Once you see something, you cannot pretend to be unseen again. So, so that's how I feel like it brings so much um impact uh in a more profound way to clients. Um, and that's how I feel like that's the the way I wanted to work with clients because not because I wanted to be a hero, I want to change their life. No, I I'm not that capable, I'm not. But I would love to inspire them and invite them an opportunity for them to see a different possibility for their life, for where they are, for what they have in their hat. And uh and and for clients who are seeking that, uh, it gives me immense joy to work with them and to really be uh the resource for them.

SPEAKER_03 15:30

So I I I love that, and I love that it's not about changing someone else's mind because I firmly believe you can't really change someone else's mind, is like you said, is you can help them explore different ways of looking at something, but you can't change their mind, you know. Um as much as we like to think we can change someone else's mind, we really can't. They have to change their own mind.

SPEAKER_04 16:00

Exactly.

SPEAKER_03 16:00

So I I I love that. And you know, just in in my personal situation, the way I'm getting partially around it is you know, we're gonna have an annuity in retirement, you know, some fixed income that you know, it doesn't matter if the stock market goes up or down. I mean, granted, the insurance company could go out of business, but you know, that's our way of dealing or my dealing with that uncertainty is say, okay, I'm gonna put as much certainty into it as I can. And you know, and I I think that would qualify as you know, as what you're talking about, a different way of looking at it, still working around it and honoring that feeling because no matter what, I'm always gonna have that feeling because it's visceral. I learned it at an early age, it's there, it's part of who I am. Um, so you can't fight that.

SPEAKER_02 16:51

Yeah, and that's totally okay, and that's totally how we operate as human beings. We are never gonna change our core belief. Well, never say never. Mostly we're not gonna change our core beliefs, and it's okay. Every coin has two sides. Whatever core belief you have about money has served you well in certain situations, but what we need to be mindful of is maybe in some other situations, we wanted to have the flexibility to choose differently, to respond and decide differently for us, right? And and so that has to come from clarity of what's important for you in life, and once you see that clarity, and then you are have you are gonna have that motivation to to to head towards there and to really get as close as possible, if not right away. And so so you can still live in your very, very, you know, fulfilled life without having to change dramatically what you think. Um, but a lot of times people are not connected with their uh their most fulfilled priorities in life because they are not seeing it yet in a very crystal clear way. And so often, you know, when we talk about um things we're observing in clients' behaviors, um, it really comes down to two things, lack of clarity and a lack of motivation. And so so that's kind of how I see why, you know, um approaching it in a very holistic way makes more sense because you you have more understanding of where clients are and what their limitations are, and then you can have more compassion for them to you know explore for themselves along this journey with you when they are making those money decisions, and so so that level of collaborative approach also gave them more um to um to really um um have the space and freedom to work through uh things that they wanted to work through. So so that's that's why I see that as a very, very meaningful and powerful way, then uh a traditional, more numbers-focused approach.

SPEAKER_03 19:21

So I I I love that, and I I just want to emphasize you know what you said about having a collaborative approach is I think that is so important. That's that's what I learned when I was consulting, is that you have to collaborate. And I think as we talk about AI and you know, is AI going to replace financial advisors and you know other advisors, it's I I think the ones who have more of a collaborative approach are the advisors who are gonna succeed, the ones who are working, like you said, with your clients. But as you also talked about compassion, I think that's also something maybe AI is gonna have compassion, maybe it won't. Um, I don't think it'll have human compassion because it's not human, uh but it'll be human-like.

SPEAKER_02 20:13

Yeah, yeah. It's it's it's very interesting how that is gonna unfold. It's already a very powerful tool, and uh um I'm looking forward to what we can leverage more and more to really make it a more beneficial outcome for all the people around. Uh not only the people working uh in the industry, but also the customers and clients who gets benefit from.

SPEAKER_03 20:41

So yeah, I think AI is going to be a great leverage tool. And it's hard to say how it's gonna turn up. Um, I I want to make sure that we talk a little bit about your background as a first generation immigrant, um, because I think that's really important. There are, you know, immigrants all around the world, and some of them actually listen to the show. So, you know, that's super helpful. Um so just yeah, I guess a good question would be is how does a first generation immigrant or how does your background as a first generation immigrant impact your relationship with money in your approach to financial planning? Because you know, you came to the country, uh, to the US in this case, and you know, you have to learn so many things besides just learning about money, which is hard enough no matter where in the world you are, is you also have to learn how money works in the US, how it works, particularly, you know, maybe in retrospect with your culture, in relationship to your culture, to your location. I mean, how is that for a first generation immigrant? What advice would you give to somebody?

SPEAKER_02 21:53

Yeah, um thank you for asking. Um I My experience, I would say it definitely shows up in my daily life, even up till today. I'm a little bit different now than a few years ago, and that started with me starting to develop awareness of my own relationship with money. And it was a few years ago I realized as I started to get promoted and I started to save more and accumulate more, and I started to realize my my way of living has never changed. I'm still I was still prioritizing saving over anything else. And because I have this deep, deep, profound fear that I have nobody to fall onto, and I have to make it here for myself, and I have to build a safety for myself. And and so so realizing that programming was running my day-to-day action, um, gave me the opportunity to explore a possibility to live a little bit differently. And so that uh helped me to start exam my beliefs in a more conscious way. And and then I I'm a financial planner, so I run my own financial plan as well. And and so so the logical part of my brain is really just like how my clients they reach out to me too. They wanted to see the numbers, right? That's the first layer of information, and so I crunched the numbers for myself, and I realized okay, so I I I can't afford a trip to Europe, I can't spoil myself a little bit more for the experience I really want, and and so to and I can be a little bit more generous, uh, and and then knowing and seeing the numbers that really are providing that level of evidence for myself, it started to give me that um uh confidence to explore to live in a little bit different way, and so to make a little bit more different decisions, um, it still shows up. So every time I decide, you know, uh perhaps trip of the year, each year that I plan for, and I of course automatically understand what's the number behind it, and so I I I would because of that level of awareness, understanding what programming I'm running from, and also knowing with that level of clarity of this trip is so meaningful to my richness of my life experience, and then that level of clarity combined with you know seeing the numbers helped me to be able to pause and and and then make a different decision rather than you know start from the place I'm defaultally being automatically programmed, and so so then often I would be able to allow myself to make those decisions that okay, I would like to exchange money for that experience, exchange money for the time, and exchange money for the memory, right? And so, so that's kind of how I started my own journey. Um, after I went through this program, so I started doing it on myself, and once I see my progress, I I also see the progress that my clients make as well. When they are giving the space to um to really explore a different possibility to make each financial decision, either big or small. And so so it's it's just like we go to the gym, we exercise those muscles. The way more, the more we practice, the more uh naturally for us to rewire our neurons and neural pathways, and so therefore, you know, a new way of living can start to feel less awkward, less um resistant, and a and a more of a natural option that is available for us. And so that is how um I have gone through my own journey and what I have learned uh as a first generation immigrant, and uh and that doesn't mean you know I am not giving grace to my own automatic beliefs or fear and prioritizing savings and all these things, it's just that knowing where I am from creates more self-compassion naturally, and that allows me to have that space and awareness to choose differently and to make a decision coming from a place of clarity of what's really aligned with my priorities in life, and to have the motivation to experience that and to prepare to pull myself forward.

SPEAKER_03 27:29

So that that's amazing, and you said something a couple times that I think is really cool is about aligning yourself with your priorities and your values. You actually have mentioned impact a couple times, and and you haven't gone too far into that. So I thought that maybe that would be a good question as we start to wrap up is you know, how can people have impact with their money? Because I I think you know, we hear that term impact, but we don't, you know, a lot of people don't know what that means. So how can we think about having impact with our money?

SPEAKER_02 28:09

That's a very good question. I feel like you know this is really depends on each person. Uh it's like this say, you know, a thousand people read Harmlet, and then there are a thousand ways to interpret it, uh, if I'm this referring to right, uh, kind of paraphrasing here about uh that. But um, and I think the impact is really defined by their own values and their own um uh way of understanding the world, and so um I can't say much, but I from my observation, like you know, it might not be a representation of much of um everyone else, but I feel like from what I see in some of these clients I've worked with is that sometimes the impact that money brings um is really that they feel they are in this very empowered position, giving the superpower or this tool to magnify what you know their intentions are if they are mindful of, right? And so some people might value uh travel a lot because it creates their memory with their family and friends, and you know, you of course travel costs money, and so when they have a good understanding about what they are uh using their money or this, you know, superpower they have in their hand once they have it, is for creating the memory that for uh the family and friends, and then they really can see the impact they are having on those family and friends because you know the the smiley face that they get, that family get together, Thanksgiving can never stop talking, that trip they went last year, or you know, the the those memories, those experiences bring family close together of being more intimate with each other, uh, or having the space and opportunity to create that and create that bond for family to and friends to be closer. Those are all impact if that is something this person values and they use that their money for, uh, versus you know, others could be you know creating um something to help out the community, and that's what we see a lot as well. You know, when they really chewing uh truly seeing uh other people are better because of something they did, uh they felt happy, and and that also could be you know way of them understanding they are making an impact with their money, and also even you know, when we talk about material like quality of quality of life or convenience of life, that's also impact. If they are creating the quality and comfort for themselves and the people around them, it's also impact, it's making other people's life, you know, comfortable and high quality. And so so it really depends on what this person values, and then you know, that's the impact that they bring with their money. So if used in a way that is aligned with their intentions.

SPEAKER_03 31:45

That's awesome, and I think that gives it a lot of scope for people to think about the impact that they have. As you point out, is sometimes that impact is you know uh sponsoring a family trip can have impact, or you know, helping out a local nonprofit that there are many ways to have impact with your money, and that's part of thinking about you know your core beliefs, again, what you've been talking about. Um, Dantrian, uh to wrap up, I have what's called the get ready hot take trio, and these are three quick questions I ask all my guests. Uh the first one is what's what money myth you're trying to break.

SPEAKER_02 32:28

What a money myth I'm trying to break. I guess um the myth of um there's you know um that I can't have the life I want because I don't have enough money. I think that's the myth I'm trying to break. And I can definitely see that in myself too. And uh and and and and again, you know, it's like the way I'm exploring and I'm seeing people doing that is just to invite to to see, you know, to examine that belief. Is that absolutely true?

SPEAKER_03 33:22

I I I love that is to examine that belief because uh a lot of times it's because we hear that this is a life that we think we should be living, not the life that we want to live ourselves. And so that that's a lot of power there uh that you're suggesting. So I love that. Um, so let's get out the time machine for a minute. If we could go back in time, know what you know now about money, what advice would you give your your younger self, maybe your younger self just getting here to uh the US?

SPEAKER_02 33:56

Oh um what advice would I give it to myself? Um I think I would say that you know it's important to be responsible financially for tomorrow, but it's equally important to live today financially as well, within your you know, own comfort boundaries of being responsible, responsible of. So that would be something I give the younger self because I um did not choose to have some of those experiences when I was younger, giving it for the priority of uh saving and creating my safety net. And so so to be more specific, some regrets I always you know have when I think about my younger self is that I didn't travel enough when I was younger. I would love to have a gap year after college, but I didn't. Instead, I went to do all kinds of internships. I I have always been the overachiever to do everything I can to build up my resume, to find a good job, to um get on the immigration um path, and then to save and invest, to create a financial safety net for myself. And so I am deeply grateful for the younger self that has done everything responsible to be where I am today, and the to the point that it allowed me to be an entrepreneur with the financial safety map that I have built for myself, uh, at the expense of some unlived life in my 20s. Um, and but if I were able to do that all over again, you know, I might would like to sprinkle in some fun time and money on some fun experiences, if I could go back, yeah. And and really to embrace, you know, what each stage of my life has to afford to me, uh, can offer to me, and take the full experience, yeah.

SPEAKER_03 36:05

That's beautiful. Embrace, embrace what each stage of life has to offer. And I think that's something you know I've heard from a lot of people, especially those who've been part of the fire movement, is that they regret giving up some of their experiences to save for the future. So it is finding that balance, and it's tough. And it even gets back to what we were talking about is a scarcity. You retire at 65 and you go, Well, I don't know if I want to do that trip because you know, I want to make sure I'm gonna have enough money when I'm 95. Yeah, and you know, and so it's it's always no matter what age you are, it's like finding that balance between what you can spend and what you need to save.

SPEAKER_02 36:46

Yeah, yeah, exactly. Yeah, yeah. I I mean, you know, that comes down to the notion of sense of urgency. A lot of times we live in a life, if it's unconscious, we lose the sense of urgency. Because technically speaking, you know, I'm glad I'm healthy and young and still at this age. And but you know, there was no guarantee I would have made it to the future age. I hope I get to, right? And so had I have the opportunity to do it all over again, I would like it to be in a way that you know I'm responsible and planning for the future at the same time, I'm leaving no regrets behind if today was the day.

SPEAKER_03 37:30

Yeah, that's that's wonderful. I I love how you put that. So definitely something to think about. So the last question is what's your number one tip to change the way we think about money?

SPEAKER_02 37:43

Number one tip to change the way we think about money. Um wow, that's really hard. It can be anything. I can't speak for others. Uh, from my own experience, I find that the number one tip that I would give myself to change the way I think about money is really to study money, to be aware of money, and be curious about it. Like what is money? What does money mean to me? And really explore that.

SPEAKER_03 38:29

I love that. To be curious about money, what money means to me. And I I think that is important, you know. And I I've heard people now talking about, you know, talk thinking about your relationship with money and all that. And I I think that is such a great tip. So, Dan Chin, where can people learn more about you and your work? Uh and if you're uh active anywhere online.

SPEAKER_02 38:52

Yeah, sure. So uh I have my website um www.wealthbeyondmath.com, and it's the notion of you know, my holistic approach to wealth management beyond the numbers or the math. Math is important, but there's more, and and that's uh that's the main way of to connect with me. And I also am active on social media, so I'm on LinkedIn and I'm also on Facebook, and I'm also active with Kinder Institute of Life Planning to um to be part of their trainer and leadership team to help the community for advisors who are also feeling um caught or feeling uh resonated to approach climb work in a more holistic way.

SPEAKER_03 39:45

So that's awesome. And for everybody watching and listening, if you have access to the show notes, you'll find links uh to the entrance website and uh social media profiles in the show notes as well as again, there'll be uh links to my conversations with George Kender. So if you're curious about learning more about registered life planning and the Kendor Institute, you'll be able to find that information out there as well. And I'll give a huge shout out again to the Kendar Institute and the work that George Kender has done because it's fantastic. Um, Danjin, thanks again for coming on the podcast and sharing your insights.

SPEAKER_02 40:22

Thank you so much, Tawny, to have me. It's really a pleasure to share with your audience today.

SPEAKER_03 40:28

Yeah, it was awesome. Appreciate all your insights and thank you, everyone, as always, for tuning in to this episode of Get Ready Before Life Happens. If you learned something today to change the way you think about money, please be sure to subscribe and to share this episode with a friend. You can go to my website at Tony Stewart.com to join the Get Ready Movement and get access to my newsletter. And if you want to support the podcast, you can now do so at buymeacoffee.com/slash Tony Stewart. Because when life happens, the way you think about money.