This week we discuss when investment management fees aren't that important. We also look at the social media ranking site, Klout, and why they gave me a 2013 Cadillac ATS for three days because of a Klout "Perk". We also look at pushing back Christmas gift giving back a week to take advantage of Boxing Day prices. Why I'll never (and shouldn't have in the first place) have a $1,300 dinner for two again. And a minor update on what's happening with the U.S. Fiscal Cliff talks.