{"version":"1.0.0","segments":[{"speaker":"Speaker 1","startTime":2.09,"endTime":2.63,"body":"Welcome"},{"speaker":"Speaker 1","startTime":2.87,"endTime":3.02,"body":"to"},{"speaker":"Speaker 1","startTime":3.021,"endTime":3.14,"body":"the"},{"speaker":"Speaker 1","startTime":3.141,"endTime":3.92,"body":"prosperity"},{"speaker":"Speaker 1","startTime":3.921,"endTime":4.28,"body":"gap"},{"speaker":"Speaker 1","startTime":4.73,"endTime":4.88,"body":"where"},{"speaker":"Speaker 1","startTime":4.881,"endTime":5.06,"body":"we"},{"speaker":"Speaker 1","startTime":5.061,"endTime":5.51,"body":"discuss"},{"speaker":"Speaker 1","startTime":5.511,"endTime":5.66,"body":"the"},{"speaker":"Speaker 1","startTime":5.661,"endTime":6.17,"body":"financial"},{"speaker":"Speaker 1","startTime":6.171,"endTime":6.53,"body":"gap"},{"speaker":"Speaker 1","startTime":6.531,"endTime":6.68,"body":"that"},{"speaker":"Speaker 1","startTime":6.681,"endTime":7.19,"body":"exists"},{"speaker":"Speaker 1","startTime":7.191,"endTime":7.64,"body":"between"},{"speaker":"Speaker 1","startTime":7.641,"endTime":7.82,"body":"where"},{"speaker":"Speaker 1","startTime":7.821,"endTime":8.0,"body":"we"},{"speaker":"Speaker 1","startTime":8.001,"endTime":8.36,"body":"are"},{"speaker":"Speaker 1","startTime":8.75,"endTime":9.11,"body":"and"},{"speaker":"Speaker 1","startTime":9.111,"endTime":9.32,"body":"where"},{"speaker":"Speaker 1","startTime":9.321,"endTime":9.5,"body":"we"},{"speaker":"Speaker 1","startTime":9.501,"endTime":9.8,"body":"should"},{"speaker":"Speaker 1","startTime":9.801,"endTime":10.01,"body":"be."},{"speaker":"Speaker 1","startTime":10.94,"endTime":11.27,"body":"It's"},{"speaker":"Speaker 1","startTime":11.271,"endTime":11.78,"body":"time"},{"speaker":"Speaker 1","startTime":11.93,"endTime":12.11,"body":"to"},{"speaker":"Speaker 1","startTime":12.111,"endTime":12.47,"body":"bridge"},{"speaker":"Speaker 1","startTime":12.471,"endTime":12.71,"body":"that"},{"speaker":"Speaker 1","startTime":12.711,"endTime":13.13,"body":"gap."},{"speaker":"Speaker 2","startTime":14.39,"endTime":14.69,"body":"Hey,"},{"speaker":"Speaker 2","startTime":15.2,"endTime":15.2,"body":"prosperity"},{"speaker":"Speaker 2","startTime":15.201,"endTime":15.62,"body":"nation."},{"speaker":"Speaker 2","startTime":15.621,"endTime":15.98,"body":"Welcome"},{"speaker":"Speaker 2","startTime":15.981,"endTime":16.07,"body":"to"},{"speaker":"Speaker 2","startTime":16.071,"endTime":16.16,"body":"the"},{"speaker":"Speaker 2","startTime":16.161,"endTime":16.52,"body":"show."},{"speaker":"Speaker 2","startTime":16.521,"endTime":16.7,"body":"My"},{"speaker":"Speaker 2","startTime":16.94,"endTime":16.94,"body":"name's"},{"speaker":"Speaker 2","startTime":16.941,"endTime":17.24,"body":"Dave"},{"speaker":"Speaker 2","startTime":17.241,"endTime":17.51,"body":"hall"},{"speaker":"Speaker 2","startTime":17.74,"endTime":17.74,"body":"and"},{"speaker":"Speaker 2","startTime":17.741,"endTime":17.81,"body":"the"},{"speaker":"Speaker 2","startTime":17.811,"endTime":18.53,"body":"prosperity"},{"speaker":"Speaker 2","startTime":18.531,"endTime":18.74,"body":"guy."},{"speaker":"Speaker 2","startTime":18.741,"endTime":18.86,"body":"I'll"},{"speaker":"Speaker 2","startTime":18.861,"endTime":18.98,"body":"be"},{"speaker":"Speaker 2","startTime":18.981,"endTime":19.1,"body":"your"},{"speaker":"Speaker 2","startTime":19.101,"endTime":19.46,"body":"host"},{"speaker":"Speaker 2","startTime":19.461,"endTime":19.94,"body":"today."},{"speaker":"Speaker 2","startTime":20.36,"endTime":20.72,"body":"Very"},{"speaker":"Speaker 2","startTime":20.721,"endTime":21.32,"body":"excited"},{"speaker":"Speaker 2","startTime":21.321,"endTime":21.41,"body":"to"},{"speaker":"Speaker 2","startTime":21.411,"endTime":21.68,"body":"have"},{"speaker":"Speaker 2","startTime":21.681,"endTime":21.83,"body":"you"},{"speaker":"Speaker 2","startTime":21.831,"endTime":22.1,"body":"with"},{"speaker":"Speaker 2","startTime":22.101,"endTime":22.43,"body":"us"},{"speaker":"Speaker 2","startTime":22.431,"endTime":22.64,"body":"as"},{"speaker":"Speaker 2","startTime":22.641,"endTime":22.85,"body":"we"},{"speaker":"Speaker 2","startTime":23.21,"endTime":23.21,"body":"talk"},{"speaker":"Speaker 2","startTime":23.211,"endTime":23.57,"body":"today"},{"speaker":"Speaker 2","startTime":23.571,"endTime":23.93,"body":"about"},{"speaker":"Speaker 2","startTime":23.931,"endTime":24.17,"body":"new"},{"speaker":"Speaker 2","startTime":24.171,"endTime":24.71,"body":"topics"},{"speaker":"Speaker 2","startTime":24.711,"endTime":24.83,"body":"to"},{"speaker":"Speaker 2","startTime":24.831,"endTime":25.07,"body":"help"},{"speaker":"Speaker 2","startTime":25.071,"endTime":25.19,"body":"you"},{"speaker":"Speaker 2","startTime":25.191,"endTime":25.55,"body":"bridge"},{"speaker":"Speaker 2","startTime":25.551,"endTime":25.7,"body":"that"},{"speaker":"Speaker 2","startTime":25.701,"endTime":26.24,"body":"prosperity"},{"speaker":"Speaker 2","startTime":26.241,"endTime":26.51,"body":"gap"},{"speaker":"Speaker 2","startTime":26.511,"endTime":26.63,"body":"that"},{"speaker":"Speaker 2","startTime":26.631,"endTime":26.81,"body":"you"},{"speaker":"Speaker 2","startTime":26.811,"endTime":27.17,"body":"have"},{"speaker":"Speaker 2","startTime":27.59,"endTime":27.95,"body":"between"},{"speaker":"Speaker 2","startTime":27.951,"endTime":28.04,"body":"the"},{"speaker":"Speaker 2","startTime":28.041,"endTime":28.31,"body":"life"},{"speaker":"Speaker 2","startTime":28.311,"endTime":28.43,"body":"you're"},{"speaker":"Speaker 2","startTime":28.431,"endTime":28.85,"body":"currently"},{"speaker":"Speaker 2","startTime":28.851,"endTime":29.27,"body":"living"},{"speaker":"Speaker 2","startTime":29.48,"endTime":29.48,"body":"and"},{"speaker":"Speaker 2","startTime":29.481,"endTime":29.57,"body":"the"},{"speaker":"Speaker 2","startTime":29.571,"endTime":29.81,"body":"one"},{"speaker":"Speaker 2","startTime":29.811,"endTime":29.93,"body":"you"},{"speaker":"Speaker 2","startTime":29.931,"endTime":30.38,"body":"should."},{"speaker":"Speaker 2","startTime":30.83,"endTime":30.95,"body":"If"},{"speaker":"Speaker 2","startTime":30.951,"endTime":31.04,"body":"you"},{"speaker":"Speaker 2","startTime":31.041,"endTime":31.22,"body":"haven't"},{"speaker":"Speaker 2","startTime":31.221,"endTime":31.49,"body":"taken"},{"speaker":"Speaker 2","startTime":31.491,"endTime":31.55,"body":"the"},{"speaker":"Speaker 2","startTime":31.551,"endTime":32.12,"body":"opportunity"},{"speaker":"Speaker 2","startTime":32.121,"endTime":32.39,"body":"yet"},{"speaker":"Speaker 2","startTime":32.391,"endTime":32.48,"body":"to"},{"speaker":"Speaker 2","startTime":32.481,"endTime":33.05,"body":"subscribe"},{"speaker":"Speaker 2","startTime":33.051,"endTime":33.14,"body":"to"},{"speaker":"Speaker 2","startTime":33.141,"endTime":33.26,"body":"our"},{"speaker":"Speaker 2","startTime":33.261,"endTime":33.59,"body":"show,"},{"speaker":"Speaker 2","startTime":33.591,"endTime":33.92,"body":"please"},{"speaker":"Speaker 2","startTime":33.921,"endTime":34.1,"body":"do"},{"speaker":"Speaker 2","startTime":34.101,"endTime":34.55,"body":"so."},{"speaker":"Speaker 2","startTime":34.82,"endTime":35.0,"body":"We"},{"speaker":"Speaker 2","startTime":35.001,"endTime":35.39,"body":"release"},{"speaker":"Speaker 2","startTime":35.391,"endTime":36.17,"body":"every"},{"speaker":"Speaker 2","startTime":36.17,"endTime":36.17,"body":"Friday."},{"speaker":"Speaker 2","startTime":36.171,"endTime":36.29,"body":"You'll"},{"speaker":"Speaker 2","startTime":36.291,"endTime":36.5,"body":"have"},{"speaker":"Speaker 2","startTime":36.501,"endTime":36.62,"body":"the"},{"speaker":"Speaker 2","startTime":36.621,"endTime":37.16,"body":"opportunity"},{"speaker":"Speaker 2","startTime":37.161,"endTime":37.46,"body":"to"},{"speaker":"Speaker 2","startTime":37.64,"endTime":37.94,"body":"listen"},{"speaker":"Speaker 2","startTime":37.941,"endTime":38.0,"body":"to"},{"speaker":"Speaker 2","startTime":38.001,"endTime":38.12,"body":"our"},{"speaker":"Speaker 2","startTime":38.121,"endTime":38.3,"body":"new"},{"speaker":"Speaker 2","startTime":38.301,"endTime":38.66,"body":"shows,"},{"speaker":"Speaker 2","startTime":38.87,"endTime":38.87,"body":"get"},{"speaker":"Speaker 2","startTime":39.47,"endTime":40.1,"body":"information"},{"speaker":"Speaker 2","startTime":40.101,"endTime":40.4,"body":"about"},{"speaker":"Speaker 2","startTime":40.401,"endTime":40.58,"body":"what's"},{"speaker":"Speaker 2","startTime":40.581,"endTime":40.85,"body":"coming"},{"speaker":"Speaker 2","startTime":40.851,"endTime":41.06,"body":"out"},{"speaker":"Speaker 2","startTime":41.061,"endTime":41.6,"body":"next,"},{"speaker":"Speaker 2","startTime":41.78,"endTime":41.99,"body":"so"},{"speaker":"Speaker 2","startTime":41.991,"endTime":42.26,"body":"please"},{"speaker":"Speaker 2","startTime":42.261,"endTime":42.95,"body":"subscribe"},{"speaker":"Speaker 2","startTime":42.951,"endTime":43.16,"body":"and"},{"speaker":"Speaker 2","startTime":43.161,"endTime":43.64,"body":"join"},{"speaker":"Speaker 2","startTime":44.06,"endTime":44.42,"body":"us"},{"speaker":"Speaker 2","startTime":44.421,"endTime":44.72,"body":"with"},{"speaker":"Speaker 2","startTime":44.721,"endTime":44.93,"body":"the"},{"speaker":"Speaker 2","startTime":44.931,"endTime":45.5,"body":"prosperity"},{"speaker":"Speaker 2","startTime":45.501,"endTime":45.74,"body":"gap"},{"speaker":"Speaker 2","startTime":45.741,"endTime":46.46,"body":"podcast"},{"speaker":"Speaker 2","startTime":46.49,"endTime":46.73,"body":"today."},{"speaker":"Speaker 2","startTime":46.731,"endTime":46.97,"body":"I'm"},{"speaker":"Speaker 2","startTime":47.03,"endTime":47.42,"body":"super"},{"speaker":"Speaker 2","startTime":47.421,"endTime":47.81,"body":"excited"},{"speaker":"Speaker 2","startTime":47.811,"endTime":48.05,"body":"about"},{"speaker":"Speaker 2","startTime":48.051,"endTime":48.35,"body":"today's"},{"speaker":"Speaker 2","startTime":48.351,"endTime":48.62,"body":"show."},{"speaker":"Speaker 2","startTime":48.621,"endTime":48.89,"body":"Once"},{"speaker":"Speaker 2","startTime":48.891,"endTime":48.98,"body":"in"},{"speaker":"Speaker 2","startTime":48.981,"endTime":49.01,"body":"a"},{"speaker":"Speaker 2","startTime":49.011,"endTime":49.19,"body":"while"},{"speaker":"Speaker 2","startTime":49.191,"endTime":49.25,"body":"I"},{"speaker":"Speaker 2","startTime":49.251,"endTime":49.4,"body":"get"},{"speaker":"Speaker 2","startTime":49.401,"endTime":49.49,"body":"an"},{"speaker":"Speaker 2","startTime":49.491,"endTime":50.03,"body":"opportunity"},{"speaker":"Speaker 2","startTime":50.031,"endTime":50.15,"body":"to"},{"speaker":"Speaker 2","startTime":50.151,"endTime":50.36,"body":"not"},{"speaker":"Speaker 2","startTime":50.361,"endTime":50.6,"body":"only"},{"speaker":"Speaker 2","startTime":50.601,"endTime":50.87,"body":"bring"},{"speaker":"Speaker 2","startTime":50.871,"endTime":51.17,"body":"on"},{"speaker":"Speaker 2","startTime":51.35,"endTime":51.62,"body":"great"},{"speaker":"Speaker 2","startTime":51.621,"endTime":52.46,"body":"professionals"},{"speaker":"Speaker 2","startTime":52.82,"endTime":52.97,"body":"but"},{"speaker":"Speaker 2","startTime":52.971,"endTime":53.3,"body":"also"},{"speaker":"Speaker 2","startTime":53.301,"endTime":53.42,"body":"to"},{"speaker":"Speaker 2","startTime":53.421,"endTime":53.69,"body":"bring"},{"speaker":"Speaker 2","startTime":53.691,"endTime":53.9,"body":"in"},{"speaker":"Speaker 2","startTime":53.901,"endTime":54.26,"body":"friends"},{"speaker":"Speaker 2","startTime":54.261,"endTime":54.35,"body":"of"},{"speaker":"Speaker 2","startTime":54.351,"endTime":54.71,"body":"mine"},{"speaker":"Speaker 2","startTime":54.711,"endTime":54.86,"body":"and"},{"speaker":"Speaker 2","startTime":54.861,"endTime":55.22,"body":"today"},{"speaker":"Speaker 2","startTime":55.221,"endTime":55.37,"body":"I've"},{"speaker":"Speaker 2","startTime":55.371,"endTime":55.61,"body":"got"},{"speaker":"Speaker 2","startTime":55.611,"endTime":55.76,"body":"one"},{"speaker":"Speaker 2","startTime":55.761,"endTime":55.82,"body":"of"},{"speaker":"Speaker 2","startTime":55.821,"endTime":56.09,"body":"those"},{"speaker":"Speaker 2","startTime":56.091,"endTime":56.3,"body":"with"},{"speaker":"Speaker 2","startTime":56.301,"endTime":56.45,"body":"me"},{"speaker":"Speaker 2","startTime":56.451,"endTime":56.75,"body":"today"},{"speaker":"Speaker 2","startTime":56.751,"endTime":56.87,"body":"and"},{"speaker":"Speaker 2","startTime":56.871,"endTime":57.08,"body":"it's"},{"speaker":"Speaker 2","startTime":57.47,"endTime":58.28,"body":"David"},{"speaker":"Speaker 2","startTime":58.28,"endTime":58.28,"body":"McKnight."},{"speaker":"Speaker 2","startTime":58.281,"endTime":58.52,"body":"He's"},{"speaker":"Speaker 2","startTime":58.521,"endTime":58.67,"body":"the"},{"speaker":"Speaker 2","startTime":58.671,"endTime":59.15,"body":"author"},{"speaker":"Speaker 2","startTime":59.21,"endTime":59.54,"body":"of"},{"speaker":"Speaker 2","startTime":59.541,"endTime":59.84,"body":"the"},{"speaker":"Speaker 2","startTime":59.87,"endTime":60.14,"body":"top"},{"speaker":"Speaker 2","startTime":60.141,"endTime":60.5,"body":"selling"},{"speaker":"Speaker 2","startTime":60.501,"endTime":60.77,"body":"book,"},{"speaker":"Speaker 2","startTime":60.8,"endTime":60.92,"body":"the"},{"speaker":"Speaker 2","startTime":60.921,"endTime":61.22,"body":"power"},{"speaker":"Speaker 2","startTime":61.221,"endTime":61.31,"body":"of"},{"speaker":"Speaker 2","startTime":61.311,"endTime":61.94,"body":"zero."},{"speaker":"Speaker 2","startTime":62.24,"endTime":62.42,"body":"He's"},{"speaker":"Speaker 2","startTime":62.421,"endTime":62.78,"body":"also"},{"speaker":"Speaker 2","startTime":62.781,"endTime":63.11,"body":"written"},{"speaker":"Speaker 2","startTime":63.111,"endTime":63.17,"body":"a"},{"speaker":"Speaker 2","startTime":63.171,"endTime":63.44,"body":"book"},{"speaker":"Speaker 2","startTime":63.441,"endTime":63.8,"body":"called"},{"speaker":"Speaker 2","startTime":63.801,"endTime":64.07,"body":"look"},{"speaker":"Speaker 2","startTime":64.071,"endTime":64.4,"body":"before"},{"speaker":"Speaker 2","startTime":64.401,"endTime":64.55,"body":"you"},{"speaker":"Speaker 2","startTime":64.551,"endTime":64.88,"body":"learn"},{"speaker":"Speaker 2","startTime":65.39,"endTime":65.66,"body":"and"},{"speaker":"Speaker 2","startTime":65.661,"endTime":65.72,"body":"the"},{"speaker":"Speaker 2","startTime":65.721,"endTime":66.44,"body":"volatility"},{"speaker":"Speaker 2","startTime":66.441,"endTime":66.83,"body":"shield."},{"speaker":"Speaker 2","startTime":66.831,"endTime":66.98,"body":"He's"},{"speaker":"Speaker 2","startTime":66.981,"endTime":67.04,"body":"a"},{"speaker":"Speaker 2","startTime":67.041,"endTime":67.46,"body":"published"},{"speaker":"Speaker 2","startTime":67.461,"endTime":67.88,"body":"author."},{"speaker":"Speaker 2","startTime":67.881,"endTime":68.06,"body":"He's"},{"speaker":"Speaker 2","startTime":68.061,"endTime":68.39,"body":"also"},{"speaker":"Speaker 2","startTime":68.391,"endTime":68.69,"body":"just"},{"speaker":"Speaker 2","startTime":68.691,"endTime":69.2,"body":"recently"},{"speaker":"Speaker 2","startTime":69.201,"endTime":69.77,"body":"produced"},{"speaker":"Speaker 2","startTime":70.13,"endTime":70.25,"body":"an"},{"speaker":"Speaker 2","startTime":70.251,"endTime":70.67,"body":"amazing"},{"speaker":"Speaker 2","startTime":70.671,"endTime":71.36,"body":"video"},{"speaker":"Speaker 2","startTime":71.72,"endTime":71.99,"body":"called"},{"speaker":"Speaker 2","startTime":71.991,"endTime":72.11,"body":"the"},{"speaker":"Speaker 2","startTime":72.38,"endTime":72.71,"body":"tax"},{"speaker":"Speaker 2","startTime":72.711,"endTime":73.01,"body":"train"},{"speaker":"Speaker 2","startTime":73.011,"endTime":73.13,"body":"is"},{"speaker":"Speaker 2","startTime":73.131,"endTime":73.58,"body":"coming."},{"speaker":"Speaker 2","startTime":74.09,"endTime":74.42,"body":"David,"},{"speaker":"Speaker 2","startTime":74.421,"endTime":74.72,"body":"welcome"},{"speaker":"Speaker 2","startTime":74.721,"endTime":74.81,"body":"to"},{"speaker":"Speaker 2","startTime":74.811,"endTime":74.9,"body":"the"},{"speaker":"Speaker 2","startTime":74.901,"endTime":75.26,"body":"show."},{"speaker":"Speaker 3","startTime":75.34,"endTime":75.61,"body":"Thanks"},{"speaker":"Speaker 3","startTime":75.82,"endTime":75.82,"body":"Dave"},{"speaker":"Speaker 3","startTime":75.821,"endTime":76.18,"body":"for"},{"speaker":"Speaker 3","startTime":76.181,"endTime":76.45,"body":"having"},{"speaker":"Speaker 3","startTime":76.451,"endTime":76.63,"body":"me."},{"speaker":"Speaker 3","startTime":76.99,"endTime":77.17,"body":"Glad"},{"speaker":"Speaker 3","startTime":77.171,"endTime":77.23,"body":"to"},{"speaker":"Speaker 3","startTime":77.231,"endTime":77.32,"body":"be"},{"speaker":"Speaker 3","startTime":77.321,"endTime":77.56,"body":"here."},{"speaker":"Speaker 2","startTime":77.72,"endTime":77.99,"body":"Yeah,"},{"speaker":"Speaker 2","startTime":78.05,"endTime":78.32,"body":"glad"},{"speaker":"Speaker 2","startTime":78.321,"endTime":78.41,"body":"to"},{"speaker":"Speaker 2","startTime":78.411,"endTime":78.68,"body":"have"},{"speaker":"Speaker 2","startTime":78.681,"endTime":78.8,"body":"you."},{"speaker":"Speaker 2","startTime":78.801,"endTime":78.98,"body":"This"},{"speaker":"Speaker 2","startTime":78.981,"endTime":79.13,"body":"is"},{"speaker":"Speaker 2","startTime":79.131,"endTime":79.46,"body":"very"},{"speaker":"Speaker 2","startTime":79.461,"endTime":80.18,"body":"interesting"},{"speaker":"Speaker 2","startTime":80.181,"endTime":80.48,"body":"show"},{"speaker":"Speaker 2","startTime":80.481,"endTime":80.63,"body":"for"},{"speaker":"Speaker 2","startTime":80.631,"endTime":80.84,"body":"me"},{"speaker":"Speaker 2","startTime":80.841,"endTime":81.11,"body":"because"},{"speaker":"Speaker 2","startTime":81.111,"endTime":81.23,"body":"we're"},{"speaker":"Speaker 2","startTime":81.231,"endTime":81.62,"body":"talking"},{"speaker":"Speaker 2","startTime":81.621,"endTime":81.92,"body":"about"},{"speaker":"Speaker 2","startTime":81.921,"endTime":82.4,"body":"something"},{"speaker":"Speaker 2","startTime":82.401,"endTime":82.67,"body":"that"},{"speaker":"Speaker 2","startTime":82.94,"endTime":83.03,"body":"I"},{"speaker":"Speaker 2","startTime":83.031,"endTime":83.24,"body":"know"},{"speaker":"Speaker 2","startTime":83.241,"endTime":83.48,"body":"you've"},{"speaker":"Speaker 2","startTime":83.481,"endTime":83.78,"body":"talked"},{"speaker":"Speaker 2","startTime":83.781,"endTime":83.99,"body":"about"},{"speaker":"Speaker 2","startTime":83.991,"endTime":84.14,"body":"for"},{"speaker":"Speaker 2","startTime":84.141,"endTime":84.53,"body":"years,"},{"speaker":"Speaker 2","startTime":84.531,"endTime":84.68,"body":"but"},{"speaker":"Speaker 2","startTime":84.681,"endTime":84.95,"body":"many"},{"speaker":"Speaker 2","startTime":84.951,"endTime":85.28,"body":"times"},{"speaker":"Speaker 2","startTime":85.281,"endTime":85.43,"body":"our"},{"speaker":"Speaker 2","startTime":85.431,"endTime":85.97,"body":"listeners"},{"speaker":"Speaker 2","startTime":85.971,"endTime":86.27,"body":"haven't"},{"speaker":"Speaker 2","startTime":86.3,"endTime":86.54,"body":"really"},{"speaker":"Speaker 2","startTime":86.541,"endTime":86.78,"body":"paid"},{"speaker":"Speaker 2","startTime":86.781,"endTime":87.17,"body":"attention"},{"speaker":"Speaker 2","startTime":87.171,"endTime":87.34,"body":"to"},{"speaker":"Speaker 2","startTime":87.35,"endTime":87.62,"body":"maybe"},{"speaker":"Speaker 2","startTime":87.71,"endTime":87.71,"body":"in"},{"speaker":"Speaker 2","startTime":87.711,"endTime":87.83,"body":"their"},{"speaker":"Speaker 2","startTime":87.831,"endTime":87.98,"body":"own"},{"speaker":"Speaker 2","startTime":87.981,"endTime":88.31,"body":"life"},{"speaker":"Speaker 2","startTime":88.37,"endTime":88.52,"body":"or"},{"speaker":"Speaker 2","startTime":89.0,"endTime":89.13,"body":"their"},{"speaker":"Speaker 2","startTime":89.72,"endTime":89.72,"body":"advisors"},{"speaker":"Speaker 2","startTime":89.721,"endTime":89.93,"body":"aren't"},{"speaker":"Speaker 2","startTime":89.931,"endTime":90.26,"body":"talking"},{"speaker":"Speaker 2","startTime":90.261,"endTime":90.32,"body":"to"},{"speaker":"Speaker 2","startTime":90.321,"endTime":90.5,"body":"them"},{"speaker":"Speaker 2","startTime":90.501,"endTime":90.59,"body":"and"},{"speaker":"Speaker 2","startTime":90.591,"endTime":90.83,"body":"that's"},{"speaker":"Speaker 2","startTime":90.89,"endTime":91.01,"body":"the"},{"speaker":"Speaker 2","startTime":91.011,"endTime":91.43,"body":"power"},{"speaker":"Speaker 2","startTime":91.431,"endTime":91.55,"body":"of"},{"speaker":"Speaker 2","startTime":91.551,"endTime":92.03,"body":"zero."},{"speaker":"Speaker 2","startTime":92.57,"endTime":92.75,"body":"When"},{"speaker":"Speaker 2","startTime":92.751,"endTime":92.84,"body":"we"},{"speaker":"Speaker 2","startTime":92.841,"endTime":93.2,"body":"talk"},{"speaker":"Speaker 2","startTime":93.201,"endTime":93.5,"body":"about"},{"speaker":"Speaker 2","startTime":93.501,"endTime":93.8,"body":"that,"},{"speaker":"Speaker 2","startTime":93.801,"endTime":94.07,"body":"Dave,"},{"speaker":"Speaker 2","startTime":94.22,"endTime":94.22,"body":"what"},{"speaker":"Speaker 2","startTime":94.221,"endTime":94.46,"body":"what"},{"speaker":"Speaker 2","startTime":94.461,"endTime":94.58,"body":"does"},{"speaker":"Speaker 2","startTime":94.581,"endTime":94.82,"body":"that"},{"speaker":"Speaker 2","startTime":94.91,"endTime":95.06,"body":"to"},{"speaker":"Speaker 2","startTime":95.061,"endTime":95.33,"body":"you?"},{"speaker":"Speaker 2","startTime":95.331,"endTime":95.54,"body":"What"},{"speaker":"Speaker 2","startTime":95.541,"endTime":95.72,"body":"is"},{"speaker":"Speaker 2","startTime":95.721,"endTime":95.81,"body":"the"},{"speaker":"Speaker 2","startTime":95.811,"endTime":96.14,"body":"power"},{"speaker":"Speaker 2","startTime":96.141,"endTime":96.26,"body":"of"},{"speaker":"Speaker 2","startTime":96.261,"endTime":96.71,"body":"zero?"},{"speaker":"Speaker 3","startTime":96.86,"endTime":97.16,"body":"Well,"},{"speaker":"Speaker 3","startTime":97.161,"endTime":97.37,"body":"the"},{"speaker":"Speaker 3","startTime":97.371,"endTime":97.85,"body":"power"},{"speaker":"Speaker 3","startTime":97.851,"endTime":97.94,"body":"of"},{"speaker":"Speaker 3","startTime":97.941,"endTime":98.33,"body":"zero"},{"speaker":"Speaker 3","startTime":98.331,"endTime":98.6,"body":"actually"},{"speaker":"Speaker 3","startTime":98.601,"endTime":99.11,"body":"refers"},{"speaker":"Speaker 3","startTime":99.111,"endTime":99.56,"body":"to"},{"speaker":"Speaker 3","startTime":99.59,"endTime":99.83,"body":"the"},{"speaker":"Speaker 3","startTime":99.831,"endTime":100.73,"body":"0%"},{"speaker":"Speaker 3","startTime":100.76,"endTime":101.18,"body":"tax"},{"speaker":"Speaker 3","startTime":101.181,"endTime":101.57,"body":"bracket."},{"speaker":"Speaker 3","startTime":101.571,"endTime":102.02,"body":"Now,"},{"speaker":"Speaker 3","startTime":102.59,"endTime":102.86,"body":"truth"},{"speaker":"Speaker 3","startTime":102.861,"endTime":102.95,"body":"be"},{"speaker":"Speaker 3","startTime":102.951,"endTime":103.19,"body":"told,"},{"speaker":"Speaker 3","startTime":103.37,"endTime":103.37,"body":"there's"},{"speaker":"Speaker 3","startTime":103.371,"endTime":103.64,"body":"no"},{"speaker":"Speaker 3","startTime":103.641,"endTime":104.0,"body":"such"},{"speaker":"Speaker 3","startTime":104.001,"endTime":104.21,"body":"thing"},{"speaker":"Speaker 3","startTime":104.211,"endTime":104.33,"body":"as"},{"speaker":"Speaker 3","startTime":104.331,"endTime":104.39,"body":"a"},{"speaker":"Speaker 3","startTime":104.391,"endTime":104.93,"body":"0%"},{"speaker":"Speaker 3","startTime":104.931,"endTime":105.2,"body":"tax"},{"speaker":"Speaker 3","startTime":105.201,"endTime":105.53,"body":"bracket."},{"speaker":"Speaker 3","startTime":105.531,"endTime":105.62,"body":"We"},{"speaker":"Speaker 3","startTime":105.621,"endTime":105.83,"body":"know"},{"speaker":"Speaker 3","startTime":105.831,"endTime":106.01,"body":"that"},{"speaker":"Speaker 3","startTime":106.011,"endTime":106.1,"body":"the"},{"speaker":"Speaker 3","startTime":106.101,"endTime":106.43,"body":"tax"},{"speaker":"Speaker 3","startTime":106.431,"endTime":106.7,"body":"rates"},{"speaker":"Speaker 3","startTime":106.701,"endTime":107.21,"body":"started"},{"speaker":"Speaker 3","startTime":107.42,"endTime":107.99,"body":"10"},{"speaker":"Speaker 3","startTime":108.02,"endTime":108.38,"body":"12"},{"speaker":"Speaker 3","startTime":109.25,"endTime":109.25,"body":"2224"},{"speaker":"Speaker 3","startTime":109.67,"endTime":109.67,"body":"32"},{"speaker":"Speaker 3","startTime":109.671,"endTime":110.15,"body":"35"},{"speaker":"Speaker 3","startTime":110.151,"endTime":110.24,"body":"and"},{"speaker":"Speaker 3","startTime":110.241,"endTime":110.84,"body":"37"},{"speaker":"Speaker 3","startTime":111.17,"endTime":111.32,"body":"but"},{"speaker":"Speaker 3","startTime":111.321,"endTime":111.98,"body":"0%"},{"speaker":"Speaker 3","startTime":112.04,"endTime":112.34,"body":"simply"},{"speaker":"Speaker 3","startTime":112.341,"endTime":112.76,"body":"refers"},{"speaker":"Speaker 3","startTime":112.761,"endTime":112.91,"body":"to"},{"speaker":"Speaker 3","startTime":112.911,"endTime":113.24,"body":"a"},{"speaker":"Speaker 3","startTime":113.33,"endTime":113.93,"body":"situation"},{"speaker":"Speaker 3","startTime":113.931,"endTime":114.02,"body":"in"},{"speaker":"Speaker 3","startTime":114.021,"endTime":114.62,"body":"retirement"},{"speaker":"Speaker 3","startTime":114.621,"endTime":114.77,"body":"where"},{"speaker":"Speaker 3","startTime":114.771,"endTime":115.01,"body":"you"},{"speaker":"Speaker 3","startTime":115.011,"endTime":115.13,"body":"are"},{"speaker":"Speaker 3","startTime":115.131,"endTime":115.4,"body":"not"},{"speaker":"Speaker 3","startTime":115.401,"endTime":115.61,"body":"paying"},{"speaker":"Speaker 3","startTime":115.611,"endTime":115.82,"body":"any"},{"speaker":"Speaker 3","startTime":115.821,"endTime":116.3,"body":"taxes"},{"speaker":"Speaker 3","startTime":116.301,"endTime":116.39,"body":"at"},{"speaker":"Speaker 3","startTime":116.391,"endTime":116.75,"body":"all."},{"speaker":"Speaker 3","startTime":117.07,"endTime":117.07,"body":"And"},{"speaker":"Speaker 3","startTime":117.071,"endTime":117.2,"body":"we"},{"speaker":"Speaker 3","startTime":117.201,"endTime":117.44,"body":"think"},{"speaker":"Speaker 3","startTime":117.441,"endTime":117.65,"body":"that's"},{"speaker":"Speaker 3","startTime":117.651,"endTime":117.71,"body":"a"},{"speaker":"Speaker 3","startTime":117.711,"endTime":117.95,"body":"really"},{"speaker":"Speaker 3","startTime":117.951,"endTime":118.13,"body":"big"},{"speaker":"Speaker 3","startTime":118.131,"endTime":118.34,"body":"deal"},{"speaker":"Speaker 3","startTime":118.341,"endTime":118.82,"body":"because"},{"speaker":"Speaker 3","startTime":118.821,"endTime":119.21,"body":"we've"},{"speaker":"Speaker 3","startTime":119.3,"endTime":119.63,"body":"studied"},{"speaker":"Speaker 3","startTime":119.631,"endTime":119.69,"body":"the"},{"speaker":"Speaker 3","startTime":119.691,"endTime":120.05,"body":"fiscal"},{"speaker":"Speaker 3","startTime":120.051,"endTime":120.56,"body":"trajectory"},{"speaker":"Speaker 3","startTime":120.561,"endTime":120.62,"body":"of"},{"speaker":"Speaker 3","startTime":120.621,"endTime":120.74,"body":"our"},{"speaker":"Speaker 3","startTime":120.741,"endTime":121.16,"body":"country"},{"speaker":"Speaker 3","startTime":121.161,"endTime":121.25,"body":"and"},{"speaker":"Speaker 3","startTime":121.251,"endTime":121.49,"body":"we've"},{"speaker":"Speaker 3","startTime":121.88,"endTime":122.12,"body":"sort"},{"speaker":"Speaker 3","startTime":122.121,"endTime":122.21,"body":"of"},{"speaker":"Speaker 3","startTime":122.211,"endTime":122.42,"body":"gotten"},{"speaker":"Speaker 3","startTime":122.421,"endTime":122.48,"body":"the"},{"speaker":"Speaker 3","startTime":122.481,"endTime":122.66,"body":"lay"},{"speaker":"Speaker 3","startTime":122.661,"endTime":122.75,"body":"of"},{"speaker":"Speaker 3","startTime":122.751,"endTime":122.81,"body":"the"},{"speaker":"Speaker 3","startTime":122.811,"endTime":123.17,"body":"land"},{"speaker":"Speaker 3","startTime":123.171,"endTime":123.29,"body":"and"},{"speaker":"Speaker 3","startTime":123.291,"endTime":123.44,"body":"we"},{"speaker":"Speaker 3","startTime":123.441,"endTime":123.95,"body":"feel"},{"speaker":"Speaker 3","startTime":124.16,"endTime":124.49,"body":"very,"},{"speaker":"Speaker 3","startTime":124.491,"endTime":124.7,"body":"very"},{"speaker":"Speaker 3","startTime":124.701,"endTime":125.15,"body":"strongly"},{"speaker":"Speaker 3","startTime":125.151,"endTime":125.36,"body":"that"},{"speaker":"Speaker 3","startTime":125.39,"endTime":125.84,"body":"given"},{"speaker":"Speaker 3","startTime":125.841,"endTime":126.2,"body":"the"},{"speaker":"Speaker 3","startTime":126.38,"endTime":126.92,"body":"unfunded"},{"speaker":"Speaker 3","startTime":126.921,"endTime":127.85,"body":"obligations"},{"speaker":"Speaker 3","startTime":127.851,"endTime":127.97,"body":"that"},{"speaker":"Speaker 3","startTime":127.971,"endTime":128.06,"body":"our"},{"speaker":"Speaker 3","startTime":128.061,"endTime":128.33,"body":"country"},{"speaker":"Speaker 3","startTime":128.331,"endTime":128.54,"body":"has"},{"speaker":"Speaker 3","startTime":128.541,"endTime":128.63,"body":"for"},{"speaker":"Speaker 3","startTime":128.631,"endTime":128.84,"body":"social"},{"speaker":"Speaker 3","startTime":128.841,"endTime":129.11,"body":"security,"},{"speaker":"Speaker 3","startTime":129.111,"endTime":129.48,"body":"Medicare,"},{"speaker":"Speaker 3","startTime":129.51,"endTime":130.16,"body":"Medicaid,"},{"speaker":"Speaker 3","startTime":130.52,"endTime":130.52,"body":"then"},{"speaker":"Speaker 3","startTime":130.58,"endTime":131.09,"body":"national"},{"speaker":"Speaker 3","startTime":131.091,"endTime":131.27,"body":"debt,"},{"speaker":"Speaker 3","startTime":131.271,"endTime":131.36,"body":"the"},{"speaker":"Speaker 3","startTime":131.361,"endTime":131.72,"body":"interest"},{"speaker":"Speaker 3","startTime":131.721,"endTime":131.84,"body":"on"},{"speaker":"Speaker 3","startTime":131.841,"endTime":131.9,"body":"the"},{"speaker":"Speaker 3","startTime":131.901,"endTime":132.26,"body":"national"},{"speaker":"Speaker 3","startTime":132.261,"endTime":132.56,"body":"debt,"},{"speaker":"Speaker 3","startTime":133.22,"endTime":133.22,"body":"the"},{"speaker":"Speaker 3","startTime":133.23,"endTime":133.61,"body":"tax"},{"speaker":"Speaker 3","startTime":133.611,"endTime":134.0,"body":"rates"},{"speaker":"Speaker 3","startTime":134.03,"endTime":134.45,"body":"even"},{"speaker":"Speaker 3","startTime":134.54,"endTime":134.54,"body":"in"},{"speaker":"Speaker 3","startTime":134.541,"endTime":134.6,"body":"the"},{"speaker":"Speaker 3","startTime":134.601,"endTime":134.84,"body":"next"},{"speaker":"Speaker 3","startTime":134.841,"endTime":135.05,"body":"10"},{"speaker":"Speaker 3","startTime":135.051,"endTime":135.32,"body":"years"},{"speaker":"Speaker 3","startTime":135.44,"endTime":135.44,"body":"will"},{"speaker":"Speaker 3","startTime":135.441,"endTime":135.62,"body":"have"},{"speaker":"Speaker 3","startTime":135.621,"endTime":135.71,"body":"to"},{"speaker":"Speaker 3","startTime":135.711,"endTime":136.28,"body":"rise"},{"speaker":"Speaker 3","startTime":136.49,"endTime":137.36,"body":"dramatically"},{"speaker":"Speaker 3","startTime":137.361,"endTime":137.99,"body":"just"},{"speaker":"Speaker 3","startTime":138.47,"endTime":138.59,"body":"to"},{"speaker":"Speaker 3","startTime":138.591,"endTime":138.95,"body":"keep"},{"speaker":"Speaker 3","startTime":138.951,"endTime":139.13,"body":"our"},{"speaker":"Speaker 3","startTime":139.131,"endTime":139.55,"body":"country"},{"speaker":"Speaker 3","startTime":139.551,"endTime":140.06,"body":"solid."},{"speaker":"Speaker 3","startTime":140.061,"endTime":140.18,"body":"And"},{"speaker":"Speaker 3","startTime":140.181,"endTime":140.36,"body":"this"},{"speaker":"Speaker 3","startTime":140.361,"endTime":140.51,"body":"is"},{"speaker":"Speaker 3","startTime":140.511,"endTime":140.57,"body":"a"},{"speaker":"Speaker 3","startTime":140.571,"endTime":140.81,"body":"big"},{"speaker":"Speaker 3","startTime":140.811,"endTime":141.35,"body":"problem"},{"speaker":"Speaker 3","startTime":141.351,"endTime":141.98,"body":"for"},{"speaker":"Speaker 3","startTime":142.4,"endTime":142.58,"body":"the"},{"speaker":"Speaker 3","startTime":142.581,"endTime":142.85,"body":"vast"},{"speaker":"Speaker 3","startTime":142.851,"endTime":143.21,"body":"majority"},{"speaker":"Speaker 3","startTime":143.211,"endTime":143.27,"body":"of"},{"speaker":"Speaker 3","startTime":143.271,"endTime":143.75,"body":"Americans"},{"speaker":"Speaker 3","startTime":143.751,"endTime":143.84,"body":"who"},{"speaker":"Speaker 3","startTime":143.841,"endTime":143.96,"body":"have"},{"speaker":"Speaker 3","startTime":143.961,"endTime":144.05,"body":"the"},{"speaker":"Speaker 3","startTime":144.051,"endTime":144.41,"body":"lion's"},{"speaker":"Speaker 3","startTime":144.411,"endTime":144.62,"body":"share"},{"speaker":"Speaker 3","startTime":144.621,"endTime":144.71,"body":"of"},{"speaker":"Speaker 3","startTime":144.8,"endTime":144.8,"body":"their"},{"speaker":"Speaker 3","startTime":144.801,"endTime":145.46,"body":"retirement"},{"speaker":"Speaker 3","startTime":145.94,"endTime":145.94,"body":"and"},{"speaker":"Speaker 3","startTime":146.6,"endTime":146.6,"body":"401ks"},{"speaker":"Speaker 3","startTime":146.69,"endTime":146.69,"body":"and"},{"speaker":"Speaker 3","startTime":147.08,"endTime":147.08,"body":"IRAs"},{"speaker":"Speaker 3","startTime":147.081,"endTime":147.35,"body":"because"},{"speaker":"Speaker 3","startTime":147.351,"endTime":147.47,"body":"they"},{"speaker":"Speaker 3","startTime":147.471,"endTime":147.65,"body":"have"},{"speaker":"Speaker 3","startTime":147.651,"endTime":148.01,"body":"yet"},{"speaker":"Speaker 3","startTime":148.04,"endTime":148.16,"body":"to"},{"speaker":"Speaker 3","startTime":148.161,"endTime":148.4,"body":"pay"},{"speaker":"Speaker 3","startTime":148.401,"endTime":148.58,"body":"the"},{"speaker":"Speaker 3","startTime":148.581,"endTime":149.0,"body":"tax"},{"speaker":"Speaker 3","startTime":149.001,"endTime":149.12,"body":"on"},{"speaker":"Speaker 3","startTime":149.121,"endTime":149.39,"body":"those"},{"speaker":"Speaker 3","startTime":149.391,"endTime":150.08,"body":"investments."},{"speaker":"Speaker 3","startTime":150.44,"endTime":150.56,"body":"And"},{"speaker":"Speaker 3","startTime":150.68,"endTime":150.68,"body":"we"},{"speaker":"Speaker 3","startTime":150.86,"endTime":150.86,"body":"feel"},{"speaker":"Speaker 3","startTime":150.861,"endTime":151.04,"body":"like"},{"speaker":"Speaker 3","startTime":151.041,"endTime":151.1,"body":"the"},{"speaker":"Speaker 3","startTime":151.101,"endTime":151.61,"body":"0%"},{"speaker":"Speaker 3","startTime":151.611,"endTime":151.82,"body":"tax"},{"speaker":"Speaker 3","startTime":151.821,"endTime":152.06,"body":"bracket"},{"speaker":"Speaker 3","startTime":152.061,"endTime":152.15,"body":"is"},{"speaker":"Speaker 3","startTime":152.151,"endTime":152.21,"body":"a"},{"speaker":"Speaker 3","startTime":152.211,"endTime":152.36,"body":"big"},{"speaker":"Speaker 3","startTime":152.361,"endTime":152.72,"body":"deal"},{"speaker":"Speaker 3","startTime":152.721,"endTime":153.26,"body":"because"},{"speaker":"Speaker 3","startTime":153.29,"endTime":153.5,"body":"some"},{"speaker":"Speaker 3","startTime":153.501,"endTime":153.86,"body":"experts"},{"speaker":"Speaker 3","startTime":153.861,"endTime":154.01,"body":"out"},{"speaker":"Speaker 3","startTime":154.011,"endTime":154.19,"body":"there"},{"speaker":"Speaker 3","startTime":154.191,"endTime":154.49,"body":"have"},{"speaker":"Speaker 3","startTime":154.52,"endTime":155.12,"body":"suggested"},{"speaker":"Speaker 3","startTime":155.24,"endTime":155.24,"body":"the"},{"speaker":"Speaker 3","startTime":155.241,"endTime":155.57,"body":"tax"},{"speaker":"Speaker 3","startTime":155.571,"endTime":155.81,"body":"rates"},{"speaker":"Speaker 3","startTime":155.811,"endTime":156.02,"body":"have"},{"speaker":"Speaker 3","startTime":156.021,"endTime":156.2,"body":"to"},{"speaker":"Speaker 3","startTime":156.201,"endTime":156.83,"body":"double"},{"speaker":"Speaker 3","startTime":157.19,"endTime":157.37,"body":"to"},{"speaker":"Speaker 3","startTime":157.371,"endTime":157.7,"body":"keep"},{"speaker":"Speaker 3","startTime":157.701,"endTime":157.91,"body":"our"},{"speaker":"Speaker 3","startTime":157.911,"endTime":158.36,"body":"country"},{"speaker":"Speaker 3","startTime":158.361,"endTime":159.02,"body":"solvent."},{"speaker":"Speaker 3","startTime":159.38,"endTime":159.98,"body":"And"},{"speaker":"Speaker 3","startTime":160.28,"endTime":160.28,"body":"I'm"},{"speaker":"Speaker 3","startTime":160.28,"endTime":160.28,"body":","},{"speaker":"Speaker 3","startTime":160.67,"endTime":160.82,"body":"I've"},{"speaker":"Speaker 3","startTime":160.821,"endTime":161.18,"body":"always"},{"speaker":"Speaker 3","startTime":161.181,"endTime":161.51,"body":"loved"},{"speaker":"Speaker 3","startTime":161.511,"endTime":161.78,"body":"saying"},{"speaker":"Speaker 3","startTime":161.781,"endTime":161.99,"body":"this,"},{"speaker":"Speaker 3","startTime":161.991,"endTime":162.17,"body":"that"},{"speaker":"Speaker 3","startTime":162.171,"endTime":162.29,"body":"if"},{"speaker":"Speaker 3","startTime":162.291,"endTime":162.41,"body":"you're"},{"speaker":"Speaker 3","startTime":162.411,"endTime":162.5,"body":"in"},{"speaker":"Speaker 3","startTime":162.501,"endTime":162.56,"body":"the"},{"speaker":"Speaker 3","startTime":162.561,"endTime":163.04,"body":"0%"},{"speaker":"Speaker 3","startTime":163.041,"endTime":163.28,"body":"tax"},{"speaker":"Speaker 3","startTime":163.55,"endTime":163.55,"body":"bracket"},{"speaker":"Speaker 3","startTime":163.64,"endTime":163.64,"body":"and"},{"speaker":"Speaker 3","startTime":163.641,"endTime":163.85,"body":"tax"},{"speaker":"Speaker 3","startTime":163.851,"endTime":164.09,"body":"rates"},{"speaker":"Speaker 3","startTime":164.091,"endTime":164.54,"body":"double"},{"speaker":"Speaker 3","startTime":164.84,"endTime":165.05,"body":"two"},{"speaker":"Speaker 3","startTime":165.051,"endTime":165.32,"body":"times"},{"speaker":"Speaker 3","startTime":165.321,"endTime":165.62,"body":"zero"},{"speaker":"Speaker 3","startTime":165.621,"endTime":165.74,"body":"is"},{"speaker":"Speaker 3","startTime":165.741,"endTime":166.01,"body":"still"},{"speaker":"Speaker 3","startTime":166.011,"endTime":166.49,"body":"zero."},{"speaker":"Speaker 3","startTime":166.491,"endTime":166.82,"body":"So"},{"speaker":"Speaker 3","startTime":166.821,"endTime":167.24,"body":"that's"},{"speaker":"Speaker 3","startTime":167.241,"endTime":167.36,"body":"the"},{"speaker":"Speaker 3","startTime":167.361,"endTime":168.08,"body":"0%."},{"speaker":"Speaker 3","startTime":168.53,"endTime":168.53,"body":"Uh"},{"speaker":"Speaker 3","startTime":168.53,"endTime":168.53,"body":","},{"speaker":"Speaker 3","startTime":168.531,"endTime":168.8,"body":"that's"},{"speaker":"Speaker 3","startTime":168.81,"endTime":168.87,"body":"the"},{"speaker":"Speaker 3","startTime":168.88,"endTime":169.4,"body":"zero"},{"speaker":"Speaker 3","startTime":169.4,"endTime":169.4,"body":","},{"speaker":"Speaker 3","startTime":169.82,"endTime":169.82,"body":"uh"},{"speaker":"Speaker 3","startTime":169.82,"endTime":169.82,"body":","},{"speaker":"Speaker 3","startTime":169.91,"endTime":170.51,"body":"refers"},{"speaker":"Speaker 3","startTime":170.511,"endTime":170.69,"body":"to"},{"speaker":"Speaker 3","startTime":170.691,"endTime":170.81,"body":"the"},{"speaker":"Speaker 3","startTime":170.811,"endTime":171.38,"body":"0%"},{"speaker":"Speaker 3","startTime":171.381,"endTime":171.68,"body":"tax"},{"speaker":"Speaker 3","startTime":171.681,"endTime":172.1,"body":"bracket."},{"speaker":"Speaker 3","startTime":172.37,"endTime":172.52,"body":"And"},{"speaker":"Speaker 3","startTime":172.521,"endTime":172.61,"body":"I"},{"speaker":"Speaker 3","startTime":172.611,"endTime":172.82,"body":"think"},{"speaker":"Speaker 3","startTime":172.821,"endTime":172.94,"body":"it's"},{"speaker":"Speaker 3","startTime":172.941,"endTime":173.27,"body":"something"},{"speaker":"Speaker 3","startTime":173.271,"endTime":173.39,"body":"that"},{"speaker":"Speaker 3","startTime":173.391,"endTime":173.51,"body":"more"},{"speaker":"Speaker 3","startTime":173.511,"endTime":173.6,"body":"and"},{"speaker":"Speaker 3","startTime":173.601,"endTime":173.75,"body":"more"},{"speaker":"Speaker 3","startTime":173.751,"endTime":174.23,"body":"Americans"},{"speaker":"Speaker 3","startTime":174.231,"endTime":174.29,"body":"are"},{"speaker":"Speaker 3","startTime":174.291,"endTime":174.53,"body":"taking"},{"speaker":"Speaker 3","startTime":174.531,"endTime":174.59,"body":"a"},{"speaker":"Speaker 3","startTime":174.591,"endTime":174.74,"body":"look"},{"speaker":"Speaker 3","startTime":174.741,"endTime":174.85,"body":"at."},{"speaker":"Speaker 2","startTime":175.19,"endTime":175.46,"body":"David,"},{"speaker":"Speaker 2","startTime":175.461,"endTime":175.61,"body":"how"},{"speaker":"Speaker 2","startTime":175.611,"endTime":175.79,"body":"did"},{"speaker":"Speaker 2","startTime":175.791,"endTime":175.91,"body":"you"},{"speaker":"Speaker 2","startTime":175.911,"endTime":176.09,"body":"get"},{"speaker":"Speaker 2","startTime":176.091,"endTime":176.63,"body":"started"},{"speaker":"Speaker 2","startTime":176.631,"endTime":176.84,"body":"down"},{"speaker":"Speaker 2","startTime":176.841,"endTime":177.05,"body":"this"},{"speaker":"Speaker 2","startTime":177.14,"endTime":177.47,"body":"path?"},{"speaker":"Speaker 2","startTime":177.56,"endTime":177.56,"body":"At"},{"speaker":"Speaker 2","startTime":177.561,"endTime":177.71,"body":"what"},{"speaker":"Speaker 2","startTime":177.711,"endTime":177.92,"body":"point"},{"speaker":"Speaker 2","startTime":177.921,"endTime":178.01,"body":"in"},{"speaker":"Speaker 2","startTime":178.011,"endTime":178.16,"body":"your"},{"speaker":"Speaker 2","startTime":178.161,"endTime":178.46,"body":"life"},{"speaker":"Speaker 2","startTime":178.461,"endTime":178.61,"body":"did"},{"speaker":"Speaker 2","startTime":178.611,"endTime":178.7,"body":"you"},{"speaker":"Speaker 2","startTime":178.701,"endTime":179.0,"body":"say"},{"speaker":"Speaker 2","startTime":180.13,"endTime":180.13,"body":"[inaudible]"},{"speaker":"Speaker 2","startTime":180.21,"endTime":180.83,"body":"planning"},{"speaker":"Speaker 2","startTime":180.831,"endTime":181.1,"body":"may"},{"speaker":"Speaker 2","startTime":181.101,"endTime":181.4,"body":"not"},{"speaker":"Speaker 2","startTime":181.401,"endTime":181.79,"body":"be"},{"speaker":"Speaker 2","startTime":181.791,"endTime":181.97,"body":"the"},{"speaker":"Speaker 2","startTime":181.971,"endTime":182.36,"body":"right"},{"speaker":"Speaker 2","startTime":182.361,"endTime":182.87,"body":"answer"},{"speaker":"Speaker 2","startTime":182.871,"endTime":183.08,"body":"for"},{"speaker":"Speaker 2","startTime":183.081,"endTime":183.2,"body":"the"},{"speaker":"Speaker 2","startTime":183.201,"endTime":183.71,"body":"majority"},{"speaker":"Speaker 2","startTime":183.711,"endTime":183.83,"body":"of"},{"speaker":"Speaker 2","startTime":183.831,"endTime":184.16,"body":"people"},{"speaker":"Speaker 2","startTime":184.161,"endTime":184.37,"body":"out"},{"speaker":"Speaker 2","startTime":184.371,"endTime":184.7,"body":"there?"},{"speaker":"Speaker 3","startTime":185.22,"endTime":185.34,"body":"I"},{"speaker":"Speaker 3","startTime":185.341,"endTime":185.46,"body":"think"},{"speaker":"Speaker 3","startTime":185.461,"endTime":185.52,"body":"it"},{"speaker":"Speaker 3","startTime":185.521,"endTime":185.67,"body":"was"},{"speaker":"Speaker 3","startTime":185.671,"endTime":186.69,"body":"probably"},{"speaker":"Speaker 3","startTime":186.691,"endTime":187.08,"body":"back"},{"speaker":"Speaker 3","startTime":187.081,"endTime":187.23,"body":"in"},{"speaker":"Speaker 3","startTime":187.231,"endTime":188.94,"body":"2009."},{"speaker":"Speaker 3","startTime":188.941,"endTime":189.03,"body":"I"},{"speaker":"Speaker 3","startTime":189.031,"endTime":189.18,"body":"mean,"},{"speaker":"Speaker 3","startTime":189.181,"endTime":189.27,"body":"I"},{"speaker":"Speaker 3","startTime":189.271,"endTime":189.45,"body":"was"},{"speaker":"Speaker 3","startTime":189.451,"endTime":189.96,"body":"always"},{"speaker":"Speaker 3","startTime":189.961,"endTime":190.32,"body":"very,"},{"speaker":"Speaker 3","startTime":190.321,"endTime":190.8,"body":"very"},{"speaker":"Speaker 3","startTime":191.1,"endTime":191.49,"body":"into"},{"speaker":"Speaker 3","startTime":191.491,"endTime":191.85,"body":"tax"},{"speaker":"Speaker 3","startTime":191.851,"endTime":192.21,"body":"free."},{"speaker":"Speaker 3","startTime":192.211,"endTime":192.33,"body":"I"},{"speaker":"Speaker 3","startTime":192.331,"endTime":192.57,"body":"think"},{"speaker":"Speaker 3","startTime":192.571,"endTime":192.72,"body":"that"},{"speaker":"Speaker 3","startTime":192.721,"endTime":192.99,"body":"in"},{"speaker":"Speaker 3","startTime":192.991,"endTime":193.86,"body":"retirement"},{"speaker":"Speaker 3","startTime":193.86,"endTime":193.86,"body":","},{"speaker":"Speaker 3","startTime":194.34,"endTime":194.34,"body":"uh"},{"speaker":"Speaker 3","startTime":194.34,"endTime":194.34,"body":","},{"speaker":"Speaker 3","startTime":194.341,"endTime":194.55,"body":"you'd"},{"speaker":"Speaker 3","startTime":194.551,"endTime":194.7,"body":"have"},{"speaker":"Speaker 3","startTime":194.701,"endTime":194.97,"body":"less"},{"speaker":"Speaker 3","startTime":194.971,"endTime":195.21,"body":"money"},{"speaker":"Speaker 3","startTime":195.211,"endTime":195.33,"body":"to"},{"speaker":"Speaker 3","startTime":195.331,"endTime":195.45,"body":"go"},{"speaker":"Speaker 3","startTime":195.451,"endTime":195.87,"body":"around."},{"speaker":"Speaker 3","startTime":195.871,"endTime":196.05,"body":"You're"},{"speaker":"Speaker 3","startTime":196.051,"endTime":196.5,"body":"less"},{"speaker":"Speaker 3","startTime":197.16,"endTime":197.76,"body":"inclined"},{"speaker":"Speaker 3","startTime":197.761,"endTime":197.85,"body":"to"},{"speaker":"Speaker 3","startTime":197.851,"endTime":198.09,"body":"want"},{"speaker":"Speaker 3","startTime":198.091,"endTime":198.21,"body":"to"},{"speaker":"Speaker 3","startTime":198.211,"endTime":198.9,"body":"earmark"},{"speaker":"Speaker 3","startTime":198.901,"endTime":199.29,"body":"money"},{"speaker":"Speaker 3","startTime":199.291,"endTime":199.71,"body":"towards"},{"speaker":"Speaker 3","startTime":199.711,"endTime":200.43,"body":"taxes."},{"speaker":"Speaker 3","startTime":200.85,"endTime":201.0,"body":"But"},{"speaker":"Speaker 3","startTime":201.001,"endTime":201.09,"body":"I"},{"speaker":"Speaker 3","startTime":201.091,"endTime":201.33,"body":"think"},{"speaker":"Speaker 3","startTime":201.331,"endTime":201.51,"body":"I"},{"speaker":"Speaker 3","startTime":201.511,"endTime":202.08,"body":"really"},{"speaker":"Speaker 3","startTime":202.11,"endTime":202.47,"body":"started"},{"speaker":"Speaker 3","startTime":202.471,"endTime":202.56,"body":"to"},{"speaker":"Speaker 3","startTime":202.561,"endTime":202.8,"body":"become"},{"speaker":"Speaker 3","startTime":203.31,"endTime":203.31,"body":"attuned"},{"speaker":"Speaker 3","startTime":203.311,"endTime":203.79,"body":"to"},{"speaker":"Speaker 3","startTime":204.27,"endTime":204.39,"body":"the"},{"speaker":"Speaker 3","startTime":204.391,"endTime":204.78,"body":"fiscal"},{"speaker":"Speaker 3","startTime":204.781,"endTime":205.26,"body":"problems"},{"speaker":"Speaker 3","startTime":205.261,"endTime":205.62,"body":"facing"},{"speaker":"Speaker 3","startTime":205.621,"endTime":205.74,"body":"our"},{"speaker":"Speaker 3","startTime":205.741,"endTime":206.13,"body":"nation."},{"speaker":"Speaker 3","startTime":206.131,"endTime":206.25,"body":"In"},{"speaker":"Speaker 3","startTime":206.251,"endTime":207.57,"body":"2009"},{"speaker":"Speaker 3","startTime":208.02,"endTime":208.35,"body":"when"},{"speaker":"Speaker 3","startTime":208.351,"endTime":208.71,"body":"I"},{"speaker":"Speaker 3","startTime":208.8,"endTime":209.13,"body":"got"},{"speaker":"Speaker 3","startTime":209.131,"endTime":209.25,"body":"to"},{"speaker":"Speaker 3","startTime":209.251,"endTime":209.61,"body":"know"},{"speaker":"Speaker 3","startTime":209.611,"endTime":209.7,"body":"a"},{"speaker":"Speaker 3","startTime":209.701,"endTime":209.88,"body":"guy"},{"speaker":"Speaker 3","startTime":209.881,"endTime":210.09,"body":"named"},{"speaker":"Speaker 3","startTime":210.091,"endTime":210.93,"body":"David"},{"speaker":"Speaker 3","startTime":210.93,"endTime":210.93,"body":"Walker,"},{"speaker":"Speaker 3","startTime":211.26,"endTime":212.22,"body":"David"},{"speaker":"Speaker 3","startTime":212.22,"endTime":212.22,"body":"Walker"},{"speaker":"Speaker 3","startTime":212.28,"endTime":212.49,"body":"had"},{"speaker":"Speaker 3","startTime":212.491,"endTime":212.91,"body":"served"},{"speaker":"Speaker 3","startTime":212.911,"endTime":213.03,"body":"as"},{"speaker":"Speaker 3","startTime":213.031,"endTime":213.18,"body":"the"},{"speaker":"Speaker 3","startTime":213.24,"endTime":213.96,"body":"comptroller"},{"speaker":"Speaker 3","startTime":213.961,"endTime":214.44,"body":"general"},{"speaker":"Speaker 3","startTime":214.441,"endTime":214.56,"body":"of"},{"speaker":"Speaker 3","startTime":214.561,"endTime":214.62,"body":"the"},{"speaker":"Speaker 3","startTime":214.621,"endTime":214.89,"body":"federal"},{"speaker":"Speaker 3","startTime":214.891,"endTime":215.31,"body":"government"},{"speaker":"Speaker 3","startTime":215.311,"endTime":215.43,"body":"for"},{"speaker":"Speaker 3","startTime":215.431,"endTime":215.67,"body":"10"},{"speaker":"Speaker 3","startTime":215.671,"endTime":215.97,"body":"years."},{"speaker":"Speaker 3","startTime":215.971,"endTime":216.06,"body":"He"},{"speaker":"Speaker 3","startTime":216.061,"endTime":216.21,"body":"did"},{"speaker":"Speaker 3","startTime":216.45,"endTime":216.69,"body":"that"},{"speaker":"Speaker 3","startTime":216.691,"endTime":216.93,"body":"under"},{"speaker":"Speaker 3","startTime":216.931,"endTime":217.41,"body":"Bush"},{"speaker":"Speaker 3","startTime":217.68,"endTime":217.86,"body":"and"},{"speaker":"Speaker 3","startTime":217.861,"endTime":218.49,"body":"Clinton."},{"speaker":"Speaker 3","startTime":218.73,"endTime":218.88,"body":"The"},{"speaker":"Speaker 3","startTime":218.881,"endTime":219.18,"body":"reason"},{"speaker":"Speaker 3","startTime":219.181,"endTime":219.27,"body":"I"},{"speaker":"Speaker 3","startTime":219.271,"endTime":219.69,"body":"respect"},{"speaker":"Speaker 3","startTime":219.78,"endTime":219.78,"body":"them"},{"speaker":"Speaker 3","startTime":219.781,"endTime":219.96,"body":"so"},{"speaker":"Speaker 3","startTime":219.961,"endTime":220.26,"body":"much"},{"speaker":"Speaker 3","startTime":220.261,"endTime":220.38,"body":"is"},{"speaker":"Speaker 3","startTime":220.381,"endTime":220.68,"body":"because"},{"speaker":"Speaker 3","startTime":220.681,"endTime":220.8,"body":"he"},{"speaker":"Speaker 3","startTime":220.801,"endTime":220.95,"body":"did"},{"speaker":"Speaker 3","startTime":220.951,"endTime":221.01,"body":"a"},{"speaker":"Speaker 3","startTime":221.011,"endTime":221.28,"body":"very,"},{"speaker":"Speaker 3","startTime":221.281,"endTime":221.55,"body":"very"},{"speaker":"Speaker 3","startTime":221.551,"endTime":222.0,"body":"interesting"},{"speaker":"Speaker 3","startTime":222.001,"endTime":222.42,"body":"thing."},{"speaker":"Speaker 3","startTime":222.78,"endTime":222.87,"body":"He"},{"speaker":"Speaker 3","startTime":222.871,"endTime":223.47,"body":"basically"},{"speaker":"Speaker 3","startTime":223.8,"endTime":223.8,"body":"stood"},{"speaker":"Speaker 3","startTime":223.801,"endTime":224.1,"body":"before"},{"speaker":"Speaker 3","startTime":224.101,"endTime":224.52,"body":"Congress"},{"speaker":"Speaker 3","startTime":224.521,"endTime":224.61,"body":"in"},{"speaker":"Speaker 3","startTime":224.611,"endTime":225.27,"body":"2008"},{"speaker":"Speaker 3","startTime":225.271,"endTime":225.36,"body":"and"},{"speaker":"Speaker 3","startTime":225.361,"endTime":225.48,"body":"said,"},{"speaker":"Speaker 3","startTime":225.481,"endTime":225.57,"body":"Hey"},{"speaker":"Speaker 3","startTime":225.571,"endTime":225.93,"body":"look,"},{"speaker":"Speaker 3","startTime":226.08,"endTime":226.35,"body":"we're"},{"speaker":"Speaker 3","startTime":226.351,"endTime":226.62,"body":"like"},{"speaker":"Speaker 3","startTime":226.65,"endTime":226.8,"body":"the"},{"speaker":"Speaker 3","startTime":226.801,"endTime":227.31,"body":"Titanic"},{"speaker":"Speaker 3","startTime":227.311,"endTime":227.52,"body":"heading"},{"speaker":"Speaker 3","startTime":227.521,"endTime":227.76,"body":"towards"},{"speaker":"Speaker 3","startTime":227.761,"endTime":227.85,"body":"an"},{"speaker":"Speaker 3","startTime":227.851,"endTime":228.42,"body":"iceberg"},{"speaker":"Speaker 3","startTime":228.421,"endTime":228.63,"body":"and"},{"speaker":"Speaker 3","startTime":228.631,"endTime":228.9,"body":"these"},{"speaker":"Speaker 3","startTime":228.901,"endTime":228.99,"body":"are"},{"speaker":"Speaker 3","startTime":228.991,"endTime":229.2,"body":"all"},{"speaker":"Speaker 3","startTime":229.201,"endTime":229.29,"body":"of"},{"speaker":"Speaker 3","startTime":229.291,"endTime":229.38,"body":"the"},{"speaker":"Speaker 3","startTime":229.381,"endTime":229.68,"body":"different"},{"speaker":"Speaker 3","startTime":229.681,"endTime":230.16,"body":"things"},{"speaker":"Speaker 3","startTime":230.161,"endTime":230.28,"body":"that"},{"speaker":"Speaker 3","startTime":230.281,"endTime":230.4,"body":"you"},{"speaker":"Speaker 3","startTime":230.58,"endTime":230.58,"body":"can"},{"speaker":"Speaker 3","startTime":230.581,"endTime":231.09,"body":"do"},{"speaker":"Speaker 3","startTime":231.27,"endTime":231.96,"body":"to"},{"speaker":"Speaker 3","startTime":232.02,"endTime":232.32,"body":"shift"},{"speaker":"Speaker 3","startTime":232.321,"endTime":232.68,"body":"course"},{"speaker":"Speaker 3","startTime":232.681,"endTime":232.8,"body":"and"},{"speaker":"Speaker 3","startTime":232.801,"endTime":233.01,"body":"not"},{"speaker":"Speaker 3","startTime":233.011,"endTime":233.19,"body":"hit"},{"speaker":"Speaker 3","startTime":233.191,"endTime":233.28,"body":"the"},{"speaker":"Speaker 3","startTime":233.281,"endTime":233.49,"body":"ice"},{"speaker":"Speaker 3","startTime":233.491,"endTime":233.64,"body":"where"},{"speaker":"Speaker 3","startTime":233.641,"endTime":233.76,"body":"you"},{"speaker":"Speaker 3","startTime":233.761,"endTime":233.91,"body":"can"},{"speaker":"Speaker 3","startTime":233.911,"endTime":234.39,"body":"either"},{"speaker":"Speaker 3","startTime":234.75,"endTime":234.75,"body":"spend"},{"speaker":"Speaker 3","startTime":234.751,"endTime":234.99,"body":"less"},{"speaker":"Speaker 3","startTime":234.991,"endTime":235.38,"body":"money"},{"speaker":"Speaker 3","startTime":235.381,"endTime":235.56,"body":"or"},{"speaker":"Speaker 3","startTime":235.561,"endTime":235.74,"body":"you"},{"speaker":"Speaker 3","startTime":235.741,"endTime":235.98,"body":"can"},{"speaker":"Speaker 3","startTime":235.981,"endTime":236.22,"body":"bring"},{"speaker":"Speaker 3","startTime":236.221,"endTime":236.37,"body":"in"},{"speaker":"Speaker 3","startTime":236.371,"endTime":236.61,"body":"more"},{"speaker":"Speaker 3","startTime":236.611,"endTime":237.09,"body":"revenue"},{"speaker":"Speaker 3","startTime":237.091,"endTime":237.24,"body":"or"},{"speaker":"Speaker 3","startTime":237.241,"endTime":237.48,"body":"some"},{"speaker":"Speaker 3","startTime":237.481,"endTime":238.02,"body":"combination"},{"speaker":"Speaker 3","startTime":238.021,"endTime":238.08,"body":"of"},{"speaker":"Speaker 3","startTime":238.081,"endTime":238.14,"body":"the"},{"speaker":"Speaker 3","startTime":238.141,"endTime":238.38,"body":"two."},{"speaker":"Speaker 3","startTime":238.38,"endTime":238.5,"body":"And"},{"speaker":"Speaker 3","startTime":238.501,"endTime":238.56,"body":"of"},{"speaker":"Speaker 3","startTime":238.561,"endTime":239.13,"body":"course,"},{"speaker":"Speaker 3","startTime":239.28,"endTime":239.82,"body":"Congress"},{"speaker":"Speaker 3","startTime":239.821,"endTime":240.18,"body":"failed"},{"speaker":"Speaker 3","startTime":240.181,"endTime":240.3,"body":"that"},{"speaker":"Speaker 3","startTime":240.301,"endTime":240.42,"body":"he"},{"speaker":"Speaker 3","startTime":240.421,"endTime":240.57,"body":"had"},{"speaker":"Speaker 3","startTime":240.571,"endTime":240.93,"body":"either"},{"speaker":"Speaker 3","startTime":240.931,"endTime":241.02,"body":"of"},{"speaker":"Speaker 3","startTime":241.021,"endTime":241.5,"body":"those"},{"speaker":"Speaker 3","startTime":241.56,"endTime":242.64,"body":"recommendations."},{"speaker":"Speaker 3","startTime":242.94,"endTime":243.09,"body":"And"},{"speaker":"Speaker 3","startTime":243.091,"endTime":243.24,"body":"so"},{"speaker":"Speaker 3","startTime":243.241,"endTime":244.29,"body":"David"},{"speaker":"Speaker 3","startTime":244.29,"endTime":244.29,"body":"Walker"},{"speaker":"Speaker 3","startTime":244.53,"endTime":245.01,"body":"actually"},{"speaker":"Speaker 3","startTime":245.011,"endTime":245.67,"body":"resigned"},{"speaker":"Speaker 3","startTime":245.671,"endTime":246.18,"body":"from"},{"speaker":"Speaker 3","startTime":246.27,"endTime":246.51,"body":"his"},{"speaker":"Speaker 3","startTime":246.511,"endTime":247.02,"body":"position"},{"speaker":"Speaker 3","startTime":247.021,"endTime":247.17,"body":"as"},{"speaker":"Speaker 3","startTime":247.171,"endTime":247.68,"body":"controller"},{"speaker":"Speaker 3","startTime":247.681,"endTime":248.04,"body":"general,"},{"speaker":"Speaker 3","startTime":248.05,"endTime":248.16,"body":"the"},{"speaker":"Speaker 3","startTime":248.161,"endTime":248.43,"body":"federal"},{"speaker":"Speaker 3","startTime":248.431,"endTime":248.82,"body":"government,"},{"speaker":"Speaker 3","startTime":248.821,"endTime":248.91,"body":"and"},{"speaker":"Speaker 3","startTime":248.911,"endTime":249.18,"body":"started"},{"speaker":"Speaker 3","startTime":249.26,"endTime":249.26,"body":"at"},{"speaker":"Speaker 3","startTime":249.48,"endTime":249.48,"body":"criss"},{"speaker":"Speaker 3","startTime":249.481,"endTime":249.75,"body":"cross"},{"speaker":"Speaker 3","startTime":249.751,"endTime":249.84,"body":"the"},{"speaker":"Speaker 3","startTime":249.841,"endTime":250.35,"body":"country"},{"speaker":"Speaker 3","startTime":250.78,"endTime":251.28,"body":"raising"},{"speaker":"Speaker 3","startTime":251.281,"endTime":251.37,"body":"the"},{"speaker":"Speaker 3","startTime":251.371,"endTime":251.76,"body":"warning"},{"speaker":"Speaker 3","startTime":251.761,"endTime":252.06,"body":"cry"},{"speaker":"Speaker 3","startTime":252.061,"endTime":252.24,"body":"on"},{"speaker":"Speaker 3","startTime":252.241,"endTime":252.66,"body":"college"},{"speaker":"Speaker 3","startTime":252.661,"endTime":253.41,"body":"campuses"},{"speaker":"Speaker 3","startTime":253.411,"endTime":253.62,"body":"on"},{"speaker":"Speaker 3","startTime":253.621,"endTime":254.34,"body":"radio."},{"speaker":"Speaker 3","startTime":254.49,"endTime":254.61,"body":"He"},{"speaker":"Speaker 3","startTime":254.611,"endTime":254.94,"body":"appeared"},{"speaker":"Speaker 3","startTime":254.941,"endTime":255.09,"body":"on"},{"speaker":"Speaker 3","startTime":255.091,"endTime":255.45,"body":"60"},{"speaker":"Speaker 3","startTime":255.451,"endTime":255.78,"body":"minutes."},{"speaker":"Speaker 3","startTime":255.781,"endTime":255.87,"body":"If"},{"speaker":"Speaker 3","startTime":255.871,"endTime":255.96,"body":"you're"},{"speaker":"Speaker 3","startTime":255.961,"endTime":256.29,"body":"watching"},{"speaker":"Speaker 3","startTime":256.291,"endTime":256.59,"body":"60"},{"speaker":"Speaker 3","startTime":256.591,"endTime":256.83,"body":"minutes"},{"speaker":"Speaker 3","startTime":256.831,"endTime":256.92,"body":"at"},{"speaker":"Speaker 3","startTime":256.921,"endTime":257.13,"body":"all"},{"speaker":"Speaker 3","startTime":257.131,"endTime":257.34,"body":"during"},{"speaker":"Speaker 3","startTime":257.341,"endTime":258.06,"body":"2009"},{"speaker":"Speaker 3","startTime":258.33,"endTime":258.45,"body":"you"},{"speaker":"Speaker 3","startTime":258.451,"endTime":258.63,"body":"saw"},{"speaker":"Speaker 3","startTime":258.631,"endTime":259.35,"body":"David"},{"speaker":"Speaker 3","startTime":259.35,"endTime":259.35,"body":"Walker"},{"speaker":"Speaker 3","startTime":259.56,"endTime":259.62,"body":"a"},{"speaker":"Speaker 3","startTime":259.621,"endTime":259.92,"body":"couple"},{"speaker":"Speaker 3","startTime":259.921,"endTime":259.98,"body":"of"},{"speaker":"Speaker 3","startTime":259.981,"endTime":260.25,"body":"different"},{"speaker":"Speaker 3","startTime":260.251,"endTime":260.7,"body":"times."},{"speaker":"Speaker 3","startTime":260.701,"endTime":260.8,"body":"And"},{"speaker":"Speaker 3","startTime":260.88,"endTime":260.88,"body":"then"},{"speaker":"Speaker 3","startTime":261.51,"endTime":261.51,"body":"2010"},{"speaker":"Speaker 3","startTime":261.511,"endTime":261.6,"body":"he"},{"speaker":"Speaker 3","startTime":261.601,"endTime":261.75,"body":"wrote"},{"speaker":"Speaker 3","startTime":261.751,"endTime":261.78,"body":"a"},{"speaker":"Speaker 3","startTime":261.781,"endTime":261.96,"body":"book"},{"speaker":"Speaker 3","startTime":261.961,"endTime":262.32,"body":"called"},{"speaker":"Speaker 3","startTime":262.41,"endTime":262.89,"body":"comeback"},{"speaker":"Speaker 3","startTime":262.891,"endTime":263.46,"body":"America"},{"speaker":"Speaker 3","startTime":263.461,"endTime":263.7,"body":"where"},{"speaker":"Speaker 3","startTime":263.701,"endTime":264.09,"body":"he"},{"speaker":"Speaker 3","startTime":264.45,"endTime":265.44,"body":"diagnosed"},{"speaker":"Speaker 3","startTime":265.47,"endTime":265.62,"body":"the"},{"speaker":"Speaker 3","startTime":265.621,"endTime":266.28,"body":"problem."},{"speaker":"Speaker 3","startTime":266.4,"endTime":266.52,"body":"So"},{"speaker":"Speaker 3","startTime":266.521,"endTime":267.21,"body":"David"},{"speaker":"Speaker 3","startTime":267.21,"endTime":267.21,"body":"Walker"},{"speaker":"Speaker 3","startTime":267.211,"endTime":267.48,"body":"is"},{"speaker":"Speaker 3","startTime":267.78,"endTime":267.93,"body":"one"},{"speaker":"Speaker 3","startTime":267.931,"endTime":268.02,"body":"of"},{"speaker":"Speaker 3","startTime":268.021,"endTime":268.2,"body":"those"},{"speaker":"Speaker 3","startTime":268.201,"endTime":268.53,"body":"guys,"},{"speaker":"Speaker 3","startTime":268.531,"endTime":268.62,"body":"you"},{"speaker":"Speaker 3","startTime":268.621,"endTime":268.74,"body":"know,"},{"speaker":"Speaker 3","startTime":268.741,"endTime":268.83,"body":"he"},{"speaker":"Speaker 3","startTime":268.831,"endTime":269.04,"body":"knows"},{"speaker":"Speaker 3","startTime":269.041,"endTime":269.22,"body":"more"},{"speaker":"Speaker 3","startTime":269.221,"endTime":269.49,"body":"about"},{"speaker":"Speaker 3","startTime":269.491,"endTime":269.61,"body":"the"},{"speaker":"Speaker 3","startTime":269.611,"endTime":270.09,"body":"fiscal"},{"speaker":"Speaker 3","startTime":270.091,"endTime":270.57,"body":"trajectory"},{"speaker":"Speaker 3","startTime":270.571,"endTime":270.63,"body":"of"},{"speaker":"Speaker 3","startTime":270.631,"endTime":270.75,"body":"our"},{"speaker":"Speaker 3","startTime":270.751,"endTime":271.11,"body":"country"},{"speaker":"Speaker 3","startTime":271.111,"endTime":271.29,"body":"than"},{"speaker":"Speaker 3","startTime":271.291,"endTime":271.56,"body":"anyone"},{"speaker":"Speaker 3","startTime":271.561,"endTime":271.77,"body":"else"},{"speaker":"Speaker 3","startTime":271.771,"endTime":271.86,"body":"on"},{"speaker":"Speaker 3","startTime":271.861,"endTime":271.92,"body":"the"},{"speaker":"Speaker 3","startTime":271.921,"endTime":272.37,"body":"planet."},{"speaker":"Speaker 3","startTime":272.79,"endTime":273.24,"body":"And"},{"speaker":"Speaker 3","startTime":273.51,"endTime":274.47,"body":"David"},{"speaker":"Speaker 3","startTime":274.47,"endTime":274.47,"body":"Walker"},{"speaker":"Speaker 3","startTime":274.471,"endTime":275.16,"body":"really"},{"speaker":"Speaker 3","startTime":275.64,"endTime":275.94,"body":"turned"},{"speaker":"Speaker 3","startTime":275.941,"endTime":276.06,"body":"me"},{"speaker":"Speaker 3","startTime":276.061,"endTime":276.27,"body":"on"},{"speaker":"Speaker 3","startTime":276.271,"endTime":276.39,"body":"to"},{"speaker":"Speaker 3","startTime":276.391,"endTime":276.51,"body":"the"},{"speaker":"Speaker 3","startTime":276.511,"endTime":276.81,"body":"idea"},{"speaker":"Speaker 3","startTime":276.811,"endTime":276.87,"body":"of"},{"speaker":"Speaker 3","startTime":276.871,"endTime":276.93,"body":"the"},{"speaker":"Speaker 3","startTime":276.931,"endTime":277.2,"body":"tax"},{"speaker":"Speaker 3","startTime":277.201,"endTime":277.38,"body":"rates"},{"speaker":"Speaker 3","startTime":277.381,"endTime":277.47,"body":"in"},{"speaker":"Speaker 3","startTime":277.471,"endTime":277.53,"body":"the"},{"speaker":"Speaker 3","startTime":277.531,"endTime":277.89,"body":"future"},{"speaker":"Speaker 3","startTime":277.891,"endTime":278.04,"body":"would"},{"speaker":"Speaker 3","startTime":278.041,"endTime":278.37,"body":"have"},{"speaker":"Speaker 3","startTime":278.371,"endTime":278.49,"body":"to"},{"speaker":"Speaker 3","startTime":278.491,"endTime":278.79,"body":"be"},{"speaker":"Speaker 3","startTime":279.09,"endTime":279.38,"body":"higher."},{"speaker":"Speaker 3","startTime":279.41,"endTime":279.51,"body":"He"},{"speaker":"Speaker 3","startTime":279.511,"endTime":279.72,"body":"said"},{"speaker":"Speaker 3","startTime":279.721,"endTime":279.81,"body":"the"},{"speaker":"Speaker 3","startTime":279.811,"endTime":280.05,"body":"tax"},{"speaker":"Speaker 3","startTime":280.051,"endTime":280.23,"body":"rates"},{"speaker":"Speaker 3","startTime":280.231,"endTime":280.35,"body":"would"},{"speaker":"Speaker 3","startTime":280.351,"endTime":280.47,"body":"have"},{"speaker":"Speaker 3","startTime":280.471,"endTime":280.59,"body":"to"},{"speaker":"Speaker 3","startTime":280.591,"endTime":280.92,"body":"double"},{"speaker":"Speaker 3","startTime":280.921,"endTime":281.01,"body":"to"},{"speaker":"Speaker 3","startTime":281.011,"endTime":281.19,"body":"keep"},{"speaker":"Speaker 3","startTime":281.191,"endTime":281.31,"body":"our"},{"speaker":"Speaker 3","startTime":281.311,"endTime":281.58,"body":"country"},{"speaker":"Speaker 3","startTime":281.581,"endTime":281.97,"body":"solid."},{"speaker":"Speaker 3","startTime":281.971,"endTime":282.24,"body":"So"},{"speaker":"Speaker 3","startTime":282.6,"endTime":282.6,"body":"that"},{"speaker":"Speaker 3","startTime":282.601,"endTime":282.87,"body":"occurred"},{"speaker":"Speaker 3","startTime":282.871,"endTime":282.93,"body":"to"},{"speaker":"Speaker 3","startTime":282.931,"endTime":283.11,"body":"me,"},{"speaker":"Speaker 3","startTime":283.111,"endTime":283.29,"body":"if"},{"speaker":"Speaker 3","startTime":283.291,"endTime":283.56,"body":"we"},{"speaker":"Speaker 3","startTime":283.561,"endTime":284.04,"body":"are"},{"speaker":"Speaker 3","startTime":284.82,"endTime":285.09,"body":"as"},{"speaker":"Speaker 3","startTime":285.091,"endTime":285.69,"body":"Americans,"},{"speaker":"Speaker 3","startTime":285.691,"endTime":285.81,"body":"we"},{"speaker":"Speaker 3","startTime":285.811,"endTime":285.99,"body":"have"},{"speaker":"Speaker 3","startTime":285.991,"endTime":287.4,"body":"$22"},{"speaker":"Speaker 3","startTime":287.4,"endTime":287.4,"body":"trillion"},{"speaker":"Speaker 3","startTime":287.401,"endTime":287.52,"body":"in"},{"speaker":"Speaker 3","startTime":287.521,"endTime":287.61,"body":"our"},{"speaker":"Speaker 3","startTime":287.611,"endTime":288.12,"body":"cumulative"},{"speaker":"Speaker 3","startTime":288.121,"endTime":288.63,"body":"IRAs"},{"speaker":"Speaker 3","startTime":288.631,"endTime":288.72,"body":"and"},{"speaker":"Speaker 3","startTime":288.721,"endTime":289.59,"body":"401ks"},{"speaker":"Speaker 3","startTime":289.83,"endTime":290.1,"body":"all"},{"speaker":"Speaker 3","startTime":290.101,"endTime":290.19,"body":"of"},{"speaker":"Speaker 3","startTime":290.191,"endTime":290.34,"body":"what"},{"speaker":"Speaker 3","startTime":290.341,"endTime":290.46,"body":"your"},{"speaker":"Speaker 3","startTime":290.461,"endTime":290.76,"body":"tax"},{"speaker":"Speaker 3","startTime":290.761,"endTime":291.09,"body":"deferred."},{"speaker":"Speaker 3","startTime":291.091,"endTime":291.18,"body":"We"},{"speaker":"Speaker 3","startTime":291.181,"endTime":291.42,"body":"only"},{"speaker":"Speaker 3","startTime":291.421,"endTime":291.75,"body":"have"},{"speaker":"Speaker 3","startTime":292.26,"endTime":292.53,"body":"eight"},{"speaker":"Speaker 3","startTime":292.531,"endTime":292.62,"body":"or"},{"speaker":"Speaker 3","startTime":292.621,"endTime":294.09,"body":"$900"},{"speaker":"Speaker 3","startTime":294.09,"endTime":294.09,"body":"billion"},{"speaker":"Speaker 3","startTime":294.091,"endTime":294.21,"body":"in"},{"speaker":"Speaker 3","startTime":294.211,"endTime":294.3,"body":"our"},{"speaker":"Speaker 3","startTime":294.301,"endTime":294.93,"body":"cumulative"},{"speaker":"Speaker 3","startTime":294.931,"endTime":295.32,"body":"Roth"},{"speaker":"Speaker 3","startTime":295.321,"endTime":296.04,"body":"IRAs"},{"speaker":"Speaker 3","startTime":296.16,"endTime":296.46,"body":"and"},{"speaker":"Speaker 3","startTime":296.461,"endTime":296.73,"body":"tax"},{"speaker":"Speaker 3","startTime":296.731,"endTime":296.91,"body":"rates"},{"speaker":"Speaker 3","startTime":296.911,"endTime":297.03,"body":"in"},{"speaker":"Speaker 3","startTime":297.031,"endTime":297.09,"body":"the"},{"speaker":"Speaker 3","startTime":297.091,"endTime":297.42,"body":"future"},{"speaker":"Speaker 3","startTime":297.45,"endTime":297.45,"body":"are"},{"speaker":"Speaker 3","startTime":297.451,"endTime":297.72,"body":"likely"},{"speaker":"Speaker 3","startTime":297.721,"endTime":297.78,"body":"to"},{"speaker":"Speaker 3","startTime":297.781,"endTime":297.84,"body":"be"},{"speaker":"Speaker 3","startTime":297.841,"endTime":298.02,"body":"higher"},{"speaker":"Speaker 3","startTime":298.021,"endTime":298.17,"body":"than"},{"speaker":"Speaker 3","startTime":298.171,"endTime":298.26,"body":"they"},{"speaker":"Speaker 3","startTime":298.261,"endTime":298.38,"body":"are"},{"speaker":"Speaker 3","startTime":298.381,"endTime":298.92,"body":"today."},{"speaker":"Speaker 3","startTime":299.37,"endTime":299.58,"body":"Then"},{"speaker":"Speaker 3","startTime":299.581,"endTime":299.7,"body":"we"},{"speaker":"Speaker 3","startTime":299.701,"endTime":299.97,"body":"gotta"},{"speaker":"Speaker 3","startTime":299.971,"endTime":300.06,"body":"be"},{"speaker":"Speaker 3","startTime":300.061,"endTime":300.33,"body":"doing"},{"speaker":"Speaker 3","startTime":300.331,"endTime":300.78,"body":"something"},{"speaker":"Speaker 3","startTime":300.81,"endTime":301.53,"body":"differently."},{"speaker":"Speaker 3","startTime":301.531,"endTime":301.68,"body":"And"},{"speaker":"Speaker 3","startTime":301.681,"endTime":301.83,"body":"so"},{"speaker":"Speaker 3","startTime":301.831,"endTime":302.1,"body":"that"},{"speaker":"Speaker 3","startTime":302.101,"endTime":302.46,"body":"really"},{"speaker":"Speaker 3","startTime":302.461,"endTime":302.64,"body":"has"},{"speaker":"Speaker 3","startTime":302.641,"endTime":303.27,"body":"inspired"},{"speaker":"Speaker 3","startTime":303.271,"endTime":303.45,"body":"me"},{"speaker":"Speaker 3","startTime":303.451,"endTime":304.02,"body":"to"},{"speaker":"Speaker 3","startTime":304.05,"endTime":304.35,"body":"bring"},{"speaker":"Speaker 3","startTime":304.351,"endTime":304.59,"body":"this"},{"speaker":"Speaker 3","startTime":304.591,"endTime":305.01,"body":"power"},{"speaker":"Speaker 3","startTime":305.011,"endTime":305.1,"body":"of"},{"speaker":"Speaker 3","startTime":305.101,"endTime":305.58,"body":"zero"},{"speaker":"Speaker 3","startTime":305.581,"endTime":306.18,"body":"message"},{"speaker":"Speaker 3","startTime":306.181,"endTime":306.39,"body":"to"},{"speaker":"Speaker 3","startTime":306.391,"endTime":306.87,"body":"America."},{"speaker":"Speaker 3","startTime":307.11,"endTime":307.41,"body":"And"},{"speaker":"Speaker 3","startTime":307.411,"endTime":307.59,"body":"so"},{"speaker":"Speaker 3","startTime":307.591,"endTime":308.01,"body":"far"},{"speaker":"Speaker 3","startTime":308.011,"endTime":308.28,"body":"I"},{"speaker":"Speaker 3","startTime":308.281,"endTime":308.46,"body":"think"},{"speaker":"Speaker 3","startTime":308.461,"endTime":308.55,"body":"we're"},{"speaker":"Speaker 3","startTime":308.551,"endTime":308.79,"body":"making"},{"speaker":"Speaker 3","startTime":308.791,"endTime":308.94,"body":"some"},{"speaker":"Speaker 3","startTime":308.941,"endTime":309.33,"body":"headway."},{"speaker":"Speaker 3","startTime":309.331,"endTime":309.45,"body":"We"},{"speaker":"Speaker 3","startTime":309.451,"endTime":309.75,"body":"haven't"},{"speaker":"Speaker 3","startTime":309.99,"endTime":310.32,"body":"quite"},{"speaker":"Speaker 3","startTime":310.321,"endTime":310.59,"body":"reached"},{"speaker":"Speaker 3","startTime":310.591,"endTime":310.95,"body":"critical"},{"speaker":"Speaker 3","startTime":310.951,"endTime":311.25,"body":"mass"},{"speaker":"Speaker 3","startTime":311.251,"endTime":311.37,"body":"yet,"},{"speaker":"Speaker 3","startTime":311.371,"endTime":311.49,"body":"but"},{"speaker":"Speaker 3","startTime":311.491,"endTime":311.52,"body":"I"},{"speaker":"Speaker 3","startTime":311.521,"endTime":311.67,"body":"think"},{"speaker":"Speaker 3","startTime":311.671,"endTime":311.76,"body":"we're"},{"speaker":"Speaker 3","startTime":311.761,"endTime":312.0,"body":"making"},{"speaker":"Speaker 3","startTime":312.27,"endTime":312.27,"body":"headway"},{"speaker":"Speaker 3","startTime":312.27,"endTime":312.27,"body":"."},{"speaker":"Speaker 2","startTime":312.45,"endTime":312.45,"body":"Well"},{"speaker":"Speaker 2","startTime":312.45,"endTime":312.45,"body":","},{"speaker":"Speaker 2","startTime":312.451,"endTime":312.54,"body":"you're"},{"speaker":"Speaker 2","startTime":312.541,"endTime":312.72,"body":"talking"},{"speaker":"Speaker 2","startTime":312.721,"endTime":312.9,"body":"about"},{"speaker":"Speaker 2","startTime":312.901,"endTime":313.5,"body":"David"},{"speaker":"Speaker 2","startTime":313.5,"endTime":313.5,"body":"Walker"},{"speaker":"Speaker 2","startTime":313.501,"endTime":313.62,"body":"and"},{"speaker":"Speaker 2","startTime":313.621,"endTime":314.04,"body":"obviously"},{"speaker":"Speaker 2","startTime":314.041,"endTime":314.31,"body":"very"},{"speaker":"Speaker 2","startTime":314.311,"endTime":314.79,"body":"reliable"},{"speaker":"Speaker 2","startTime":315.18,"endTime":315.18,"body":"source"},{"speaker":"Speaker 2","startTime":315.18,"endTime":315.18,"body":"."},{"speaker":"Speaker 2","startTime":315.45,"endTime":315.45,"body":"He"},{"speaker":"Speaker 2","startTime":315.5,"endTime":315.66,"body":"was"},{"speaker":"Speaker 2","startTime":315.661,"endTime":315.78,"body":"in"},{"speaker":"Speaker 2","startTime":315.781,"endTime":315.84,"body":"a"},{"speaker":"Speaker 2","startTime":315.841,"endTime":316.44,"body":"position"},{"speaker":"Speaker 2","startTime":316.441,"endTime":316.65,"body":"and"},{"speaker":"Speaker 2","startTime":317.1,"endTime":317.25,"body":"had"},{"speaker":"Speaker 2","startTime":317.251,"endTime":317.31,"body":"the"},{"speaker":"Speaker 2","startTime":317.311,"endTime":317.82,"body":"knowledge"},{"speaker":"Speaker 2","startTime":317.821,"endTime":317.94,"body":"to"},{"speaker":"Speaker 2","startTime":317.941,"endTime":318.06,"body":"be"},{"speaker":"Speaker 2","startTime":318.061,"endTime":318.18,"body":"able"},{"speaker":"Speaker 2","startTime":318.181,"endTime":318.36,"body":"to"},{"speaker":"Speaker 2","startTime":318.45,"endTime":318.96,"body":"promote"},{"speaker":"Speaker 2","startTime":318.961,"endTime":319.11,"body":"and"},{"speaker":"Speaker 2","startTime":319.111,"endTime":319.41,"body":"push"},{"speaker":"Speaker 2","startTime":319.411,"endTime":319.71,"body":"this."},{"speaker":"Speaker 2","startTime":319.711,"endTime":319.83,"body":"Are"},{"speaker":"Speaker 2","startTime":319.831,"endTime":320.04,"body":"there"},{"speaker":"Speaker 2","startTime":320.041,"endTime":320.34,"body":"other"},{"speaker":"Speaker 2","startTime":320.341,"endTime":320.73,"body":"people"},{"speaker":"Speaker 2","startTime":320.731,"endTime":320.85,"body":"that"},{"speaker":"Speaker 2","startTime":320.851,"endTime":320.94,"body":"have"},{"speaker":"Speaker 2","startTime":320.941,"endTime":321.24,"body":"gotten"},{"speaker":"Speaker 2","startTime":321.241,"endTime":321.66,"body":"behind"},{"speaker":"Speaker 2","startTime":321.661,"endTime":321.81,"body":"you"},{"speaker":"Speaker 2","startTime":321.811,"endTime":322.2,"body":"since"},{"speaker":"Speaker 2","startTime":322.201,"endTime":322.65,"body":"then"},{"speaker":"Speaker 2","startTime":323.13,"endTime":323.22,"body":"to"},{"speaker":"Speaker 2","startTime":323.221,"endTime":323.46,"body":"help"},{"speaker":"Speaker 2","startTime":323.461,"endTime":323.7,"body":"push"},{"speaker":"Speaker 2","startTime":323.701,"endTime":323.88,"body":"this"},{"speaker":"Speaker 2","startTime":323.881,"endTime":324.27,"body":"message"},{"speaker":"Speaker 2","startTime":324.271,"endTime":324.6,"body":"besides"},{"speaker":"Speaker 2","startTime":324.601,"endTime":324.78,"body":"just"},{"speaker":"Speaker 2","startTime":324.781,"endTime":324.9,"body":"you"},{"speaker":"Speaker 2","startTime":324.901,"endTime":325.02,"body":"and"},{"speaker":"Speaker 2","startTime":325.14,"endTime":325.14,"body":"him"},{"speaker":"Speaker 2","startTime":325.14,"endTime":325.14,"body":"?"},{"speaker":"Speaker 3","startTime":325.68,"endTime":325.68,"body":"Uh,"},{"speaker":"Speaker 3","startTime":325.71,"endTime":326.01,"body":"yeah."},{"speaker":"Speaker 3","startTime":326.011,"endTime":326.28,"body":"There's"},{"speaker":"Speaker 3","startTime":326.281,"endTime":326.34,"body":"a"},{"speaker":"Speaker 3","startTime":326.341,"endTime":326.67,"body":"guy"},{"speaker":"Speaker 3","startTime":326.671,"endTime":326.85,"body":"out"},{"speaker":"Speaker 3","startTime":326.851,"endTime":327.03,"body":"of"},{"speaker":"Speaker 3","startTime":327.42,"endTime":327.42,"body":"uh"},{"speaker":"Speaker 3","startTime":327.42,"endTime":327.42,"body":","},{"speaker":"Speaker 3","startTime":327.45,"endTime":327.9,"body":"Boston"},{"speaker":"Speaker 3","startTime":327.901,"endTime":328.77,"body":"university."},{"speaker":"Speaker 3","startTime":328.86,"endTime":329.01,"body":"His"},{"speaker":"Speaker 3","startTime":329.011,"endTime":329.16,"body":"name"},{"speaker":"Speaker 3","startTime":329.161,"endTime":329.28,"body":"is"},{"speaker":"Speaker 3","startTime":329.281,"endTime":329.58,"body":"dr"},{"speaker":"Speaker 3","startTime":329.581,"endTime":330.54,"body":"Larry"},{"speaker":"Speaker 3","startTime":330.54,"endTime":330.54,"body":"Kotlikoff."},{"speaker":"Speaker 3","startTime":331.05,"endTime":331.23,"body":"He"},{"speaker":"Speaker 3","startTime":331.231,"endTime":331.38,"body":"is"},{"speaker":"Speaker 3","startTime":331.381,"endTime":331.47,"body":"a"},{"speaker":"Speaker 3","startTime":331.471,"endTime":331.98,"body":"foremost"},{"speaker":"Speaker 3","startTime":331.981,"endTime":332.34,"body":"expert"},{"speaker":"Speaker 3","startTime":332.341,"endTime":332.4,"body":"on"},{"speaker":"Speaker 3","startTime":332.401,"endTime":332.49,"body":"what"},{"speaker":"Speaker 3","startTime":332.491,"endTime":332.58,"body":"we"},{"speaker":"Speaker 3","startTime":332.581,"endTime":332.85,"body":"call"},{"speaker":"Speaker 3","startTime":332.851,"endTime":333.48,"body":"fiscal"},{"speaker":"Speaker 3","startTime":333.51,"endTime":333.9,"body":"gap"},{"speaker":"Speaker 3","startTime":333.99,"endTime":334.77,"body":"accounting"},{"speaker":"Speaker 3","startTime":335.16,"endTime":335.31,"body":"and"},{"speaker":"Speaker 3","startTime":335.311,"endTime":335.61,"body":"fiscal"},{"speaker":"Speaker 3","startTime":335.611,"endTime":335.82,"body":"gap"},{"speaker":"Speaker 3","startTime":335.821,"endTime":336.15,"body":"accounting"},{"speaker":"Speaker 3","startTime":336.151,"endTime":336.21,"body":"is"},{"speaker":"Speaker 3","startTime":336.211,"endTime":336.63,"body":"basically"},{"speaker":"Speaker 3","startTime":336.631,"endTime":336.87,"body":"saying,"},{"speaker":"Speaker 3","startTime":336.871,"endTime":336.99,"body":"Hey,"},{"speaker":"Speaker 3","startTime":336.991,"endTime":337.26,"body":"look,"},{"speaker":"Speaker 3","startTime":337.74,"endTime":338.28,"body":"let's"},{"speaker":"Speaker 3","startTime":338.64,"endTime":339.3,"body":"project"},{"speaker":"Speaker 3","startTime":339.301,"endTime":339.69,"body":"out"},{"speaker":"Speaker 3","startTime":339.691,"endTime":339.96,"body":"what"},{"speaker":"Speaker 3","startTime":339.961,"endTime":340.23,"body":"we've"},{"speaker":"Speaker 3","startTime":340.29,"endTime":340.89,"body":"promised"},{"speaker":"Speaker 3","startTime":340.95,"endTime":341.13,"body":"as"},{"speaker":"Speaker 3","startTime":341.131,"endTime":341.19,"body":"a"},{"speaker":"Speaker 3","startTime":341.191,"endTime":341.46,"body":"federal"},{"speaker":"Speaker 3","startTime":341.461,"endTime":342.0,"body":"government"},{"speaker":"Speaker 3","startTime":342.15,"endTime":342.3,"body":"in"},{"speaker":"Speaker 3","startTime":342.301,"endTime":342.36,"body":"the"},{"speaker":"Speaker 3","startTime":342.361,"endTime":342.66,"body":"form"},{"speaker":"Speaker 3","startTime":342.661,"endTime":342.93,"body":"of"},{"speaker":"Speaker 3","startTime":342.99,"endTime":343.23,"body":"social"},{"speaker":"Speaker 3","startTime":343.231,"endTime":343.5,"body":"security,"},{"speaker":"Speaker 3","startTime":343.501,"endTime":343.83,"body":"Medicare,"},{"speaker":"Speaker 3","startTime":343.831,"endTime":344.19,"body":"Medicaid,"},{"speaker":"Speaker 3","startTime":344.191,"endTime":344.28,"body":"and"},{"speaker":"Speaker 3","startTime":344.281,"endTime":344.52,"body":"interest"},{"speaker":"Speaker 3","startTime":344.521,"endTime":344.64,"body":"on"},{"speaker":"Speaker 3","startTime":344.641,"endTime":344.7,"body":"the"},{"speaker":"Speaker 3","startTime":344.701,"endTime":345.0,"body":"national"},{"speaker":"Speaker 3","startTime":345.001,"endTime":345.12,"body":"debt."},{"speaker":"Speaker 3","startTime":345.121,"endTime":345.27,"body":"Let's"},{"speaker":"Speaker 3","startTime":345.271,"endTime":345.72,"body":"project"},{"speaker":"Speaker 3","startTime":345.721,"endTime":345.93,"body":"that"},{"speaker":"Speaker 3","startTime":345.931,"endTime":346.17,"body":"out"},{"speaker":"Speaker 3","startTime":346.171,"endTime":346.41,"body":"over"},{"speaker":"Speaker 3","startTime":346.411,"endTime":346.5,"body":"the"},{"speaker":"Speaker 3","startTime":346.501,"endTime":346.83,"body":"next"},{"speaker":"Speaker 3","startTime":347.34,"endTime":347.94,"body":"70"},{"speaker":"Speaker 3","startTime":347.941,"endTime":348.54,"body":"years."},{"speaker":"Speaker 3","startTime":348.81,"endTime":348.96,"body":"And"},{"speaker":"Speaker 3","startTime":348.961,"endTime":349.08,"body":"then"},{"speaker":"Speaker 3","startTime":349.081,"endTime":349.26,"body":"let's"},{"speaker":"Speaker 3","startTime":349.261,"endTime":349.53,"body":"figure"},{"speaker":"Speaker 3","startTime":349.531,"endTime":349.71,"body":"out"},{"speaker":"Speaker 3","startTime":349.711,"endTime":349.86,"body":"what"},{"speaker":"Speaker 3","startTime":349.861,"endTime":349.95,"body":"we"},{"speaker":"Speaker 3","startTime":349.951,"endTime":350.1,"body":"can"},{"speaker":"Speaker 3","startTime":350.101,"endTime":350.7,"body":"actually"},{"speaker":"Speaker 3","startTime":350.701,"endTime":351.27,"body":"afford"},{"speaker":"Speaker 3","startTime":351.271,"endTime":351.36,"body":"to"},{"speaker":"Speaker 3","startTime":351.361,"endTime":352.08,"body":"pay"},{"speaker":"Speaker 3","startTime":352.41,"endTime":352.74,"body":"under"},{"speaker":"Speaker 3","startTime":352.741,"endTime":353.22,"body":"current"},{"speaker":"Speaker 3","startTime":353.221,"endTime":353.58,"body":"tax"},{"speaker":"Speaker 3","startTime":353.581,"endTime":353.88,"body":"rates."},{"speaker":"Speaker 3","startTime":354.42,"endTime":354.57,"body":"And"},{"speaker":"Speaker 3","startTime":354.571,"endTime":354.72,"body":"then"},{"speaker":"Speaker 3","startTime":354.721,"endTime":354.99,"body":"let's"},{"speaker":"Speaker 3","startTime":354.991,"endTime":355.44,"body":"take"},{"speaker":"Speaker 3","startTime":355.86,"endTime":356.07,"body":"the"},{"speaker":"Speaker 3","startTime":356.071,"endTime":356.61,"body":"present"},{"speaker":"Speaker 3","startTime":357.72,"endTime":357.93,"body":"of"},{"speaker":"Speaker 3","startTime":357.931,"endTime":358.17,"body":"that"},{"speaker":"Speaker 3","startTime":358.171,"endTime":358.53,"body":"future"},{"speaker":"Speaker 3","startTime":358.531,"endTime":359.1,"body":"obligation."},{"speaker":"Speaker 3","startTime":359.16,"endTime":359.16,"body":"In"},{"speaker":"Speaker 3","startTime":359.161,"endTime":359.31,"body":"other"},{"speaker":"Speaker 3","startTime":359.311,"endTime":359.52,"body":"words,"},{"speaker":"Speaker 3","startTime":359.521,"endTime":359.7,"body":"what"},{"speaker":"Speaker 3","startTime":359.701,"endTime":359.82,"body":"is"},{"speaker":"Speaker 3","startTime":359.821,"endTime":359.91,"body":"the"},{"speaker":"Speaker 3","startTime":359.911,"endTime":360.27,"body":"difference"},{"speaker":"Speaker 3","startTime":360.271,"endTime":360.54,"body":"between"},{"speaker":"Speaker 3","startTime":360.541,"endTime":360.66,"body":"what"},{"speaker":"Speaker 3","startTime":360.78,"endTime":360.78,"body":"we"},{"speaker":"Speaker 3","startTime":360.81,"endTime":361.26,"body":"promised"},{"speaker":"Speaker 3","startTime":361.261,"endTime":361.35,"body":"and"},{"speaker":"Speaker 3","startTime":361.351,"endTime":361.47,"body":"what"},{"speaker":"Speaker 3","startTime":361.471,"endTime":361.56,"body":"we"},{"speaker":"Speaker 3","startTime":361.561,"endTime":361.68,"body":"could"},{"speaker":"Speaker 3","startTime":361.681,"endTime":361.92,"body":"actually"},{"speaker":"Speaker 3","startTime":361.921,"endTime":362.22,"body":"afford"},{"speaker":"Speaker 3","startTime":362.221,"endTime":362.34,"body":"to"},{"speaker":"Speaker 3","startTime":362.52,"endTime":363.0,"body":"pay?"},{"speaker":"Speaker 3","startTime":363.3,"endTime":363.51,"body":"Let's"},{"speaker":"Speaker 3","startTime":363.511,"endTime":363.75,"body":"figure"},{"speaker":"Speaker 3","startTime":363.751,"endTime":363.9,"body":"out"},{"speaker":"Speaker 3","startTime":363.901,"endTime":364.08,"body":"how"},{"speaker":"Speaker 3","startTime":364.081,"endTime":364.29,"body":"much"},{"speaker":"Speaker 3","startTime":364.291,"endTime":364.89,"body":"money"},{"speaker":"Speaker 3","startTime":365.13,"endTime":365.31,"body":"we"},{"speaker":"Speaker 3","startTime":365.311,"endTime":365.43,"body":"would"},{"speaker":"Speaker 3","startTime":365.431,"endTime":365.58,"body":"have"},{"speaker":"Speaker 3","startTime":365.581,"endTime":365.64,"body":"to"},{"speaker":"Speaker 3","startTime":365.641,"endTime":365.85,"body":"have"},{"speaker":"Speaker 3","startTime":365.851,"endTime":366.15,"body":"sitting"},{"speaker":"Speaker 3","startTime":366.151,"endTime":366.27,"body":"in"},{"speaker":"Speaker 3","startTime":366.271,"endTime":366.33,"body":"a"},{"speaker":"Speaker 3","startTime":366.331,"endTime":366.51,"body":"bank"},{"speaker":"Speaker 3","startTime":366.511,"endTime":366.81,"body":"account"},{"speaker":"Speaker 3","startTime":366.811,"endTime":367.2,"body":"today,"},{"speaker":"Speaker 3","startTime":367.47,"endTime":367.77,"body":"earning"},{"speaker":"Speaker 3","startTime":367.771,"endTime":368.31,"body":"treasury"},{"speaker":"Speaker 3","startTime":368.311,"endTime":368.7,"body":"rates"},{"speaker":"Speaker 3","startTime":368.701,"endTime":368.85,"body":"to"},{"speaker":"Speaker 3","startTime":368.851,"endTime":368.97,"body":"be"},{"speaker":"Speaker 3","startTime":368.971,"endTime":369.24,"body":"able"},{"speaker":"Speaker 3","startTime":369.241,"endTime":369.69,"body":"to"},{"speaker":"Speaker 3","startTime":369.9,"endTime":370.5,"body":"deliver"},{"speaker":"Speaker 3","startTime":370.501,"endTime":370.68,"body":"on"},{"speaker":"Speaker 3","startTime":370.681,"endTime":370.86,"body":"all"},{"speaker":"Speaker 3","startTime":370.861,"endTime":371.07,"body":"those"},{"speaker":"Speaker 3","startTime":371.071,"endTime":371.67,"body":"promises."},{"speaker":"Speaker 3","startTime":371.671,"endTime":371.76,"body":"And"},{"speaker":"Speaker 3","startTime":371.761,"endTime":371.85,"body":"he"},{"speaker":"Speaker 3","startTime":371.851,"endTime":372.21,"body":"says,"},{"speaker":"Speaker 3","startTime":372.6,"endTime":373.02,"body":"whatever"},{"speaker":"Speaker 3","startTime":373.021,"endTime":373.26,"body":"that"},{"speaker":"Speaker 3","startTime":373.261,"endTime":373.59,"body":"number"},{"speaker":"Speaker 3","startTime":373.591,"endTime":373.86,"body":"is,"},{"speaker":"Speaker 3","startTime":373.861,"endTime":373.98,"body":"is"},{"speaker":"Speaker 3","startTime":373.981,"endTime":374.19,"body":"your"},{"speaker":"Speaker 3","startTime":374.191,"endTime":374.94,"body":"true"},{"speaker":"Speaker 3","startTime":375.27,"endTime":375.87,"body":"national"},{"speaker":"Speaker 3","startTime":375.871,"endTime":376.2,"body":"debt."},{"speaker":"Speaker 3","startTime":376.41,"endTime":376.92,"body":"Okay,"},{"speaker":"Speaker 3","startTime":377.22,"endTime":377.37,"body":"so"},{"speaker":"Speaker 3","startTime":377.371,"endTime":377.49,"body":"he"},{"speaker":"Speaker 3","startTime":377.491,"endTime":377.76,"body":"says"},{"speaker":"Speaker 3","startTime":377.91,"endTime":378.06,"body":"the"},{"speaker":"Speaker 3","startTime":378.061,"endTime":378.33,"body":"true"},{"speaker":"Speaker 3","startTime":378.331,"endTime":378.72,"body":"national"},{"speaker":"Speaker 3","startTime":378.721,"endTime":378.9,"body":"debt"},{"speaker":"Speaker 3","startTime":378.901,"endTime":379.02,"body":"is"},{"speaker":"Speaker 3","startTime":379.021,"endTime":379.32,"body":"not"},{"speaker":"Speaker 3","startTime":379.321,"endTime":380.34,"body":"22"},{"speaker":"Speaker 3","startTime":380.34,"endTime":380.34,"body":"trillion."},{"speaker":"Speaker 3","startTime":380.64,"endTime":380.79,"body":"It's"},{"speaker":"Speaker 3","startTime":380.791,"endTime":381.0,"body":"not"},{"speaker":"Speaker 3","startTime":382.26,"endTime":382.26,"body":"120"},{"speaker":"Speaker 3","startTime":382.26,"endTime":382.26,"body":"trillion"},{"speaker":"Speaker 3","startTime":382.32,"endTime":382.65,"body":"like"},{"speaker":"Speaker 3","startTime":382.651,"endTime":382.95,"body":"some"},{"speaker":"Speaker 3","startTime":382.951,"endTime":383.49,"body":"experts"},{"speaker":"Speaker 3","startTime":383.55,"endTime":383.85,"body":"have"},{"speaker":"Speaker 3","startTime":384.12,"endTime":384.36,"body":"put"},{"speaker":"Speaker 3","startTime":384.6,"endTime":384.6,"body":"for"},{"speaker":"Speaker 3","startTime":384.72,"endTime":384.72,"body":"it"},{"speaker":"Speaker 3","startTime":384.72,"endTime":384.72,"body":"."},{"speaker":"Speaker 3","startTime":385.02,"endTime":385.2,"body":"It's"},{"speaker":"Speaker 3","startTime":385.201,"endTime":385.53,"body":"actually"},{"speaker":"Speaker 3","startTime":385.531,"endTime":385.89,"body":"closer"},{"speaker":"Speaker 3","startTime":385.891,"endTime":386.01,"body":"to"},{"speaker":"Speaker 3","startTime":386.011,"endTime":387.99,"body":"239"},{"speaker":"Speaker 3","startTime":387.99,"endTime":387.99,"body":"trillion."},{"speaker":"Speaker 3","startTime":388.29,"endTime":388.59,"body":"And"},{"speaker":"Speaker 3","startTime":388.591,"endTime":388.68,"body":"our"},{"speaker":"Speaker 3","startTime":388.681,"endTime":389.04,"body":"national"},{"speaker":"Speaker 3","startTime":389.041,"endTime":389.19,"body":"debt"},{"speaker":"Speaker 3","startTime":389.191,"endTime":389.31,"body":"is"},{"speaker":"Speaker 3","startTime":389.311,"endTime":389.52,"body":"not"},{"speaker":"Speaker 3","startTime":389.521,"endTime":389.91,"body":"growing"},{"speaker":"Speaker 3","startTime":389.911,"endTime":390.09,"body":"by"},{"speaker":"Speaker 3","startTime":390.091,"endTime":390.84,"body":"$1"},{"speaker":"Speaker 3","startTime":390.84,"endTime":390.84,"body":"trillion"},{"speaker":"Speaker 3","startTime":390.841,"endTime":390.99,"body":"per"},{"speaker":"Speaker 3","startTime":390.991,"endTime":391.2,"body":"year,"},{"speaker":"Speaker 3","startTime":391.201,"endTime":391.35,"body":"which"},{"speaker":"Speaker 3","startTime":391.351,"endTime":391.47,"body":"is"},{"speaker":"Speaker 3","startTime":391.471,"endTime":391.59,"body":"what"},{"speaker":"Speaker 3","startTime":391.591,"endTime":391.68,"body":"the"},{"speaker":"Speaker 3","startTime":391.681,"endTime":391.92,"body":"federal"},{"speaker":"Speaker 3","startTime":391.921,"endTime":392.25,"body":"government"},{"speaker":"Speaker 3","startTime":392.251,"endTime":392.52,"body":"tells"},{"speaker":"Speaker 3","startTime":392.521,"endTime":392.73,"body":"us"},{"speaker":"Speaker 3","startTime":393.03,"endTime":393.18,"body":"is"},{"speaker":"Speaker 3","startTime":393.181,"endTime":393.27,"body":"that"},{"speaker":"Speaker 3","startTime":393.271,"endTime":393.33,"body":"the"},{"speaker":"Speaker 3","startTime":393.331,"endTime":393.63,"body":"national"},{"speaker":"Speaker 3","startTime":393.631,"endTime":393.81,"body":"debt"},{"speaker":"Speaker 3","startTime":393.811,"endTime":393.9,"body":"is"},{"speaker":"Speaker 3","startTime":393.901,"endTime":394.17,"body":"actually"},{"speaker":"Speaker 3","startTime":394.171,"endTime":394.35,"body":"growing"},{"speaker":"Speaker 3","startTime":394.351,"endTime":394.5,"body":"by"},{"speaker":"Speaker 3","startTime":394.501,"endTime":395.35,"body":"$6"},{"speaker":"Speaker 3","startTime":395.35,"endTime":395.35,"body":"trillion"},{"speaker":"Speaker 3","startTime":395.52,"endTime":395.52,"body":"three"},{"speaker":"Speaker 3","startTime":395.7,"endTime":395.7,"body":"years"},{"speaker":"Speaker 3","startTime":395.7,"endTime":395.7,"body":"."},{"speaker":"Speaker 3","startTime":395.701,"endTime":395.94,"body":"So"},{"speaker":"Speaker 3","startTime":396.18,"endTime":396.33,"body":"if"},{"speaker":"Speaker 3","startTime":396.331,"endTime":396.45,"body":"you,"},{"speaker":"Speaker 3","startTime":396.451,"endTime":396.69,"body":"just"},{"speaker":"Speaker 3","startTime":396.75,"endTime":396.75,"body":"to"},{"speaker":"Speaker 3","startTime":396.76,"endTime":396.93,"body":"put"},{"speaker":"Speaker 3","startTime":396.931,"endTime":397.11,"body":"that"},{"speaker":"Speaker 3","startTime":397.111,"endTime":397.26,"body":"into"},{"speaker":"Speaker 3","startTime":397.261,"endTime":397.77,"body":"perspective,"},{"speaker":"Speaker 3","startTime":398.07,"endTime":398.07,"body":"Dave"},{"speaker":"Speaker 3","startTime":398.07,"endTime":398.07,"body":","},{"speaker":"Speaker 3","startTime":398.25,"endTime":398.67,"body":"Congress"},{"speaker":"Speaker 3","startTime":398.671,"endTime":399.12,"body":"tells"},{"speaker":"Speaker 3","startTime":399.15,"endTime":399.47,"body":"the"},{"speaker":"Speaker 3","startTime":399.48,"endTime":399.84,"body":"world"},{"speaker":"Speaker 3","startTime":399.841,"endTime":399.93,"body":"that"},{"speaker":"Speaker 3","startTime":399.931,"endTime":400.05,"body":"our"},{"speaker":"Speaker 3","startTime":400.051,"endTime":400.26,"body":"debt"},{"speaker":"Speaker 3","startTime":400.261,"endTime":400.35,"body":"to"},{"speaker":"Speaker 3","startTime":400.351,"endTime":400.71,"body":"GDP"},{"speaker":"Speaker 3","startTime":400.711,"endTime":401.1,"body":"ratio"},{"speaker":"Speaker 3","startTime":401.101,"endTime":401.28,"body":"is"},{"speaker":"Speaker 3","startTime":401.68,"endTime":401.91,"body":"about"},{"speaker":"Speaker 3","startTime":402.96,"endTime":402.96,"body":"105%"},{"speaker":"Speaker 3","startTime":403.08,"endTime":403.32,"body":"which"},{"speaker":"Speaker 3","startTime":403.321,"endTime":403.5,"body":"would"},{"speaker":"Speaker 3","startTime":403.501,"endTime":403.8,"body":"not"},{"speaker":"Speaker 3","startTime":403.801,"endTime":403.98,"body":"be"},{"speaker":"Speaker 3","startTime":403.981,"endTime":404.64,"body":"horrible"},{"speaker":"Speaker 3","startTime":404.67,"endTime":405.18,"body":"relative"},{"speaker":"Speaker 3","startTime":405.181,"endTime":405.3,"body":"to"},{"speaker":"Speaker 3","startTime":405.301,"endTime":405.45,"body":"where"},{"speaker":"Speaker 3","startTime":405.451,"endTime":405.6,"body":"we"},{"speaker":"Speaker 3","startTime":405.601,"endTime":406.02,"body":"were"},{"speaker":"Speaker 3","startTime":406.14,"endTime":406.53,"body":"post"},{"speaker":"Speaker 3","startTime":406.531,"endTime":406.77,"body":"world"},{"speaker":"Speaker 3","startTime":406.771,"endTime":406.95,"body":"war"},{"speaker":"Speaker 3","startTime":406.98,"endTime":407.37,"body":"II."},{"speaker":"Speaker 3","startTime":407.73,"endTime":407.88,"body":"But"},{"speaker":"Speaker 3","startTime":407.881,"endTime":408.0,"body":"if"},{"speaker":"Speaker 3","startTime":408.001,"endTime":408.09,"body":"you"},{"speaker":"Speaker 3","startTime":408.54,"endTime":408.54,"body":"consider"},{"speaker":"Speaker 3","startTime":408.6,"endTime":408.6,"body":"it"},{"speaker":"Speaker 3","startTime":408.601,"endTime":408.81,"body":"all"},{"speaker":"Speaker 3","startTime":408.811,"endTime":408.9,"body":"of"},{"speaker":"Speaker 3","startTime":408.901,"endTime":409.02,"body":"our"},{"speaker":"Speaker 3","startTime":409.021,"endTime":409.44,"body":"unfunded"},{"speaker":"Speaker 3","startTime":409.441,"endTime":410.1,"body":"obligations,"},{"speaker":"Speaker 3","startTime":410.101,"endTime":410.22,"body":"our"},{"speaker":"Speaker 3","startTime":410.221,"endTime":410.4,"body":"debt"},{"speaker":"Speaker 3","startTime":410.401,"endTime":410.49,"body":"to"},{"speaker":"Speaker 3","startTime":410.491,"endTime":410.85,"body":"GDP"},{"speaker":"Speaker 3","startTime":410.851,"endTime":411.15,"body":"ratio"},{"speaker":"Speaker 3","startTime":411.151,"endTime":411.24,"body":"is"},{"speaker":"Speaker 3","startTime":411.241,"endTime":411.54,"body":"actually"},{"speaker":"Speaker 3","startTime":411.541,"endTime":411.96,"body":"closer"},{"speaker":"Speaker 3","startTime":411.961,"endTime":412.14,"body":"to"},{"speaker":"Speaker 3","startTime":412.141,"endTime":413.19,"body":"1000%"},{"speaker":"Speaker 3","startTime":413.46,"endTime":413.58,"body":"and"},{"speaker":"Speaker 3","startTime":413.581,"endTime":413.64,"body":"they"},{"speaker":"Speaker 3","startTime":413.641,"endTime":413.82,"body":"give"},{"speaker":"Speaker 3","startTime":413.821,"endTime":413.88,"body":"you"},{"speaker":"Speaker 3","startTime":413.881,"endTime":413.97,"body":"an"},{"speaker":"Speaker 3","startTime":413.971,"endTime":414.27,"body":"idea"},{"speaker":"Speaker 3","startTime":414.271,"endTime":414.39,"body":"how"},{"speaker":"Speaker 3","startTime":414.391,"endTime":414.66,"body":"bad"},{"speaker":"Speaker 3","startTime":414.661,"endTime":414.81,"body":"that"},{"speaker":"Speaker 3","startTime":414.811,"endTime":415.02,"body":"is."},{"speaker":"Speaker 3","startTime":415.021,"endTime":415.14,"body":"Our"},{"speaker":"Speaker 3","startTime":415.141,"endTime":415.5,"body":"second"},{"speaker":"Speaker 3","startTime":415.501,"endTime":415.86,"body":"place"},{"speaker":"Speaker 3","startTime":415.92,"endTime":416.25,"body":"country"},{"speaker":"Speaker 3","startTime":416.251,"endTime":416.34,"body":"in"},{"speaker":"Speaker 3","startTime":416.341,"endTime":416.43,"body":"the"},{"speaker":"Speaker 3","startTime":416.431,"endTime":416.79,"body":"world"},{"speaker":"Speaker 3","startTime":416.791,"endTime":416.91,"body":"is"},{"speaker":"Speaker 3","startTime":416.911,"endTime":417.51,"body":"Japan."},{"speaker":"Speaker 3","startTime":417.84,"endTime":418.02,"body":"Their"},{"speaker":"Speaker 3","startTime":418.021,"endTime":418.2,"body":"debt"},{"speaker":"Speaker 3","startTime":418.201,"endTime":418.29,"body":"to"},{"speaker":"Speaker 3","startTime":418.291,"endTime":418.65,"body":"GDP"},{"speaker":"Speaker 3","startTime":418.651,"endTime":418.98,"body":"ratio"},{"speaker":"Speaker 3","startTime":418.981,"endTime":419.04,"body":"is"},{"speaker":"Speaker 3","startTime":419.041,"endTime":420.27,"body":"250%"},{"speaker":"Speaker 3","startTime":420.48,"endTime":420.63,"body":"and"},{"speaker":"Speaker 3","startTime":420.631,"endTime":420.87,"body":"that's"},{"speaker":"Speaker 3","startTime":420.871,"endTime":421.23,"body":"doing"},{"speaker":"Speaker 3","startTime":421.231,"endTime":421.35,"body":"the"},{"speaker":"Speaker 3","startTime":421.351,"endTime":421.86,"body":"accounting"},{"speaker":"Speaker 3","startTime":421.861,"endTime":421.98,"body":"the"},{"speaker":"Speaker 3","startTime":421.981,"endTime":422.25,"body":"right"},{"speaker":"Speaker 3","startTime":422.251,"endTime":422.61,"body":"way."},{"speaker":"Speaker 3","startTime":422.76,"endTime":422.94,"body":"So"},{"speaker":"Speaker 3","startTime":422.941,"endTime":423.24,"body":"we"},{"speaker":"Speaker 3","startTime":423.241,"endTime":423.45,"body":"are"},{"speaker":"Speaker 3","startTime":423.48,"endTime":423.84,"body":"telling"},{"speaker":"Speaker 3","startTime":423.841,"endTime":424.53,"body":"people"},{"speaker":"Speaker 3","startTime":424.62,"endTime":424.92,"body":"that"},{"speaker":"Speaker 3","startTime":424.921,"endTime":425.04,"body":"are"},{"speaker":"Speaker 3","startTime":425.28,"endTime":425.28,"body":"dead"},{"speaker":"Speaker 3","startTime":425.281,"endTime":425.4,"body":"is"},{"speaker":"Speaker 3","startTime":425.401,"endTime":425.7,"body":"one"},{"speaker":"Speaker 3","startTime":425.701,"endTime":425.94,"body":"thing"},{"speaker":"Speaker 3","startTime":425.941,"endTime":426.12,"body":"when"},{"speaker":"Speaker 3","startTime":426.121,"endTime":426.21,"body":"our"},{"speaker":"Speaker 3","startTime":426.211,"endTime":426.72,"body":"actual"},{"speaker":"Speaker 3","startTime":426.721,"endTime":426.96,"body":"debt"},{"speaker":"Speaker 3","startTime":426.961,"endTime":427.26,"body":"is"},{"speaker":"Speaker 3","startTime":427.32,"endTime":427.92,"body":"entirely"},{"speaker":"Speaker 3","startTime":427.921,"endTime":428.25,"body":"something"},{"speaker":"Speaker 3","startTime":428.251,"endTime":428.55,"body":"else."},{"speaker":"Speaker 3","startTime":428.91,"endTime":429.18,"body":"And"},{"speaker":"Speaker 3","startTime":429.181,"endTime":429.45,"body":"so"},{"speaker":"Speaker 3","startTime":430.29,"endTime":430.29,"body":"Larry"},{"speaker":"Speaker 3","startTime":430.29,"endTime":430.29,"body":"Colacap"},{"speaker":"Speaker 3","startTime":430.291,"endTime":430.44,"body":"has"},{"speaker":"Speaker 3","startTime":430.441,"endTime":430.59,"body":"been"},{"speaker":"Speaker 3","startTime":430.591,"endTime":430.71,"body":"at"},{"speaker":"Speaker 3","startTime":430.711,"endTime":430.83,"body":"the"},{"speaker":"Speaker 3","startTime":430.831,"endTime":431.19,"body":"cutting"},{"speaker":"Speaker 3","startTime":431.191,"endTime":431.46,"body":"edge"},{"speaker":"Speaker 3","startTime":431.461,"endTime":431.7,"body":"of"},{"speaker":"Speaker 3","startTime":431.76,"endTime":432.15,"body":"that"},{"speaker":"Speaker 3","startTime":432.151,"endTime":432.42,"body":"type"},{"speaker":"Speaker 3","startTime":432.421,"endTime":432.6,"body":"of"},{"speaker":"Speaker 3","startTime":433.2,"endTime":433.2,"body":"counting"},{"speaker":"Speaker 3","startTime":433.201,"endTime":433.59,"body":"and"},{"speaker":"Speaker 3","startTime":433.62,"endTime":433.77,"body":"he"},{"speaker":"Speaker 3","startTime":433.771,"endTime":434.04,"body":"talks"},{"speaker":"Speaker 3","startTime":434.041,"endTime":434.25,"body":"about"},{"speaker":"Speaker 3","startTime":434.251,"endTime":434.31,"body":"it"},{"speaker":"Speaker 3","startTime":434.311,"endTime":434.49,"body":"quite"},{"speaker":"Speaker 3","startTime":434.491,"endTime":434.52,"body":"a"},{"speaker":"Speaker 3","startTime":434.521,"endTime":434.67,"body":"bit"},{"speaker":"Speaker 3","startTime":434.671,"endTime":434.79,"body":"in"},{"speaker":"Speaker 3","startTime":434.791,"endTime":434.88,"body":"our"},{"speaker":"Speaker 3","startTime":434.881,"endTime":435.12,"body":"movie"},{"speaker":"Speaker 3","startTime":435.121,"endTime":435.24,"body":"as"},{"speaker":"Speaker 3","startTime":435.241,"endTime":435.42,"body":"well."},{"speaker":"Speaker 2","startTime":435.48,"endTime":435.75,"body":"Is"},{"speaker":"Speaker 2","startTime":435.751,"endTime":436.08,"body":"there"},{"speaker":"Speaker 2","startTime":436.11,"endTime":436.44,"body":"a"},{"speaker":"Speaker 2","startTime":436.441,"endTime":437.25,"body":"desire"},{"speaker":"Speaker 2","startTime":437.37,"endTime":437.52,"body":"to"},{"speaker":"Speaker 2","startTime":437.521,"endTime":437.82,"body":"change"},{"speaker":"Speaker 2","startTime":437.821,"endTime":437.97,"body":"that"},{"speaker":"Speaker 2","startTime":437.971,"endTime":438.36,"body":"accounting?"},{"speaker":"Speaker 2","startTime":438.361,"endTime":438.42,"body":"I"},{"speaker":"Speaker 2","startTime":438.421,"endTime":438.57,"body":"mean,"},{"speaker":"Speaker 2","startTime":438.571,"endTime":438.66,"body":"is"},{"speaker":"Speaker 2","startTime":438.661,"endTime":438.75,"body":"there"},{"speaker":"Speaker 2","startTime":438.751,"endTime":438.81,"body":"a"},{"speaker":"Speaker 2","startTime":438.811,"endTime":439.02,"body":"group"},{"speaker":"Speaker 2","startTime":439.021,"endTime":439.11,"body":"of"},{"speaker":"Speaker 2","startTime":439.111,"endTime":439.41,"body":"people"},{"speaker":"Speaker 2","startTime":439.411,"endTime":439.56,"body":"that's"},{"speaker":"Speaker 2","startTime":439.561,"endTime":439.77,"body":"trying"},{"speaker":"Speaker 2","startTime":439.771,"endTime":439.86,"body":"to"},{"speaker":"Speaker 2","startTime":439.861,"endTime":440.01,"body":"get"},{"speaker":"Speaker 2","startTime":440.011,"endTime":440.37,"body":"together"},{"speaker":"Speaker 2","startTime":440.371,"endTime":440.49,"body":"to"},{"speaker":"Speaker 2","startTime":440.491,"endTime":440.88,"body":"change"},{"speaker":"Speaker 2","startTime":440.881,"endTime":441.15,"body":"that"},{"speaker":"Speaker 2","startTime":441.151,"endTime":441.3,"body":"so"},{"speaker":"Speaker 2","startTime":441.301,"endTime":441.87,"body":"America"},{"speaker":"Speaker 2","startTime":442.2,"endTime":442.35,"body":"can"},{"speaker":"Speaker 2","startTime":442.351,"endTime":442.56,"body":"really"},{"speaker":"Speaker 2","startTime":442.561,"endTime":442.74,"body":"get"},{"speaker":"Speaker 2","startTime":442.741,"endTime":442.8,"body":"the"},{"speaker":"Speaker 2","startTime":442.801,"endTime":443.01,"body":"true"},{"speaker":"Speaker 2","startTime":443.011,"endTime":443.34,"body":"picture"},{"speaker":"Speaker 2","startTime":443.341,"endTime":443.43,"body":"of"},{"speaker":"Speaker 2","startTime":443.431,"endTime":443.61,"body":"what's"},{"speaker":"Speaker 2","startTime":443.611,"endTime":443.85,"body":"going"},{"speaker":"Speaker 2","startTime":443.851,"endTime":444.03,"body":"on"},{"speaker":"Speaker 2","startTime":444.031,"endTime":444.18,"body":"out"},{"speaker":"Speaker 2","startTime":444.181,"endTime":444.51,"body":"there?"},{"speaker":"Speaker 3","startTime":445.14,"endTime":446.31,"body":"Larry"},{"speaker":"Speaker 3","startTime":446.31,"endTime":446.31,"body":"Kotlikoff"},{"speaker":"Speaker 3","startTime":446.43,"endTime":446.85,"body":"does"},{"speaker":"Speaker 3","startTime":446.851,"endTime":447.03,"body":"have"},{"speaker":"Speaker 3","startTime":447.031,"endTime":447.09,"body":"a"},{"speaker":"Speaker 3","startTime":447.091,"endTime":447.66,"body":"website"},{"speaker":"Speaker 3","startTime":447.78,"endTime":447.78,"body":"and"},{"speaker":"Speaker 3","startTime":447.781,"endTime":447.93,"body":"I'm"},{"speaker":"Speaker 3","startTime":447.931,"endTime":448.14,"body":"not"},{"speaker":"Speaker 3","startTime":448.141,"endTime":448.44,"body":"thinking"},{"speaker":"Speaker 3","startTime":448.441,"endTime":448.53,"body":"of"},{"speaker":"Speaker 3","startTime":448.531,"endTime":448.65,"body":"what"},{"speaker":"Speaker 3","startTime":448.651,"endTime":448.77,"body":"it"},{"speaker":"Speaker 3","startTime":448.771,"endTime":448.92,"body":"is"},{"speaker":"Speaker 3","startTime":448.921,"endTime":449.16,"body":"right"},{"speaker":"Speaker 3","startTime":449.28,"endTime":449.28,"body":"off"},{"speaker":"Speaker 3","startTime":449.281,"endTime":449.37,"body":"the"},{"speaker":"Speaker 3","startTime":449.371,"endTime":449.55,"body":"top"},{"speaker":"Speaker 3","startTime":449.551,"endTime":449.64,"body":"of"},{"speaker":"Speaker 3","startTime":449.641,"endTime":449.73,"body":"my"},{"speaker":"Speaker 3","startTime":449.731,"endTime":449.94,"body":"head,"},{"speaker":"Speaker 3","startTime":450.12,"endTime":450.12,"body":"Dave"},{"speaker":"Speaker 3","startTime":450.12,"endTime":450.12,"body":","},{"speaker":"Speaker 3","startTime":450.121,"endTime":450.36,"body":"maybe"},{"speaker":"Speaker 3","startTime":450.54,"endTime":450.54,"body":"you'd"},{"speaker":"Speaker 3","startTime":450.541,"endTime":450.66,"body":"know"},{"speaker":"Speaker 3","startTime":450.661,"endTime":450.78,"body":"it,"},{"speaker":"Speaker 3","startTime":450.781,"endTime":451.08,"body":"but"},{"speaker":"Speaker 3","startTime":451.11,"endTime":451.38,"body":"there's"},{"speaker":"Speaker 3","startTime":451.381,"endTime":452.22,"body":"certainly"},{"speaker":"Speaker 3","startTime":452.37,"endTime":454.44,"body":"every"},{"speaker":"Speaker 3","startTime":454.44,"endTime":454.44,"body":"Nobel"},{"speaker":"Speaker 3","startTime":454.44,"endTime":454.44,"body":"Laureate"},{"speaker":"Speaker 3","startTime":454.65,"endTime":454.8,"body":"in"},{"speaker":"Speaker 3","startTime":454.801,"endTime":454.92,"body":"our"},{"speaker":"Speaker 3","startTime":454.921,"endTime":455.58,"body":"country"},{"speaker":"Speaker 3","startTime":455.76,"endTime":455.91,"body":"and"},{"speaker":"Speaker 3","startTime":455.911,"endTime":456.66,"body":"economics"},{"speaker":"Speaker 3","startTime":456.72,"endTime":456.99,"body":"has"},{"speaker":"Speaker 3","startTime":456.991,"endTime":457.89,"body":"suggested"},{"speaker":"Speaker 3","startTime":458.19,"endTime":458.4,"body":"that"},{"speaker":"Speaker 3","startTime":458.401,"endTime":458.61,"body":"this"},{"speaker":"Speaker 3","startTime":458.611,"endTime":458.76,"body":"is"},{"speaker":"Speaker 3","startTime":458.761,"endTime":458.85,"body":"the"},{"speaker":"Speaker 3","startTime":458.851,"endTime":459.09,"body":"way"},{"speaker":"Speaker 3","startTime":459.091,"endTime":459.24,"body":"that"},{"speaker":"Speaker 3","startTime":459.241,"endTime":459.36,"body":"we"},{"speaker":"Speaker 3","startTime":459.361,"endTime":459.57,"body":"should"},{"speaker":"Speaker 3","startTime":459.571,"endTime":459.69,"body":"be"},{"speaker":"Speaker 3","startTime":459.691,"endTime":460.02,"body":"running"},{"speaker":"Speaker 3","startTime":460.021,"endTime":460.17,"body":"our"},{"speaker":"Speaker 3","startTime":460.171,"endTime":460.8,"body":"accounting."},{"speaker":"Speaker 3","startTime":460.95,"endTime":461.19,"body":"Every"},{"speaker":"Speaker 3","startTime":461.191,"endTime":461.43,"body":"other"},{"speaker":"Speaker 3","startTime":461.431,"endTime":461.88,"body":"developed"},{"speaker":"Speaker 3","startTime":461.881,"endTime":462.21,"body":"country"},{"speaker":"Speaker 3","startTime":462.211,"endTime":462.3,"body":"in"},{"speaker":"Speaker 3","startTime":462.301,"endTime":462.39,"body":"the"},{"speaker":"Speaker 3","startTime":462.391,"endTime":462.9,"body":"world"},{"speaker":"Speaker 3","startTime":462.901,"endTime":463.26,"body":"does"},{"speaker":"Speaker 3","startTime":463.261,"endTime":463.44,"body":"their"},{"speaker":"Speaker 3","startTime":463.441,"endTime":463.92,"body":"accounting"},{"speaker":"Speaker 3","startTime":463.921,"endTime":464.1,"body":"this"},{"speaker":"Speaker 3","startTime":464.101,"endTime":464.4,"body":"way,"},{"speaker":"Speaker 3","startTime":464.64,"endTime":464.79,"body":"and"},{"speaker":"Speaker 3","startTime":464.791,"endTime":464.97,"body":"we"},{"speaker":"Speaker 3","startTime":464.971,"endTime":465.06,"body":"are"},{"speaker":"Speaker 3","startTime":465.061,"endTime":465.21,"body":"the"},{"speaker":"Speaker 3","startTime":465.211,"endTime":465.66,"body":"only"},{"speaker":"Speaker 3","startTime":465.661,"endTime":466.44,"body":"country"},{"speaker":"Speaker 3","startTime":466.65,"endTime":466.8,"body":"that"},{"speaker":"Speaker 3","startTime":466.801,"endTime":466.95,"body":"does"},{"speaker":"Speaker 3","startTime":466.951,"endTime":467.22,"body":"not"},{"speaker":"Speaker 3","startTime":467.221,"endTime":467.31,"body":"do"},{"speaker":"Speaker 3","startTime":467.311,"endTime":467.37,"body":"our"},{"speaker":"Speaker 3","startTime":467.371,"endTime":467.64,"body":"account"},{"speaker":"Speaker 3","startTime":467.641,"endTime":467.73,"body":"in"},{"speaker":"Speaker 3","startTime":467.731,"endTime":467.85,"body":"this"},{"speaker":"Speaker 3","startTime":467.851,"endTime":467.94,"body":"way."},{"speaker":"Speaker 3","startTime":468.02,"endTime":468.02,"body":"And"},{"speaker":"Speaker 3","startTime":468.03,"endTime":468.06,"body":"I"},{"speaker":"Speaker 3","startTime":468.061,"endTime":468.21,"body":"think"},{"speaker":"Speaker 3","startTime":468.211,"endTime":468.33,"body":"it's"},{"speaker":"Speaker 3","startTime":468.331,"endTime":468.6,"body":"pretty"},{"speaker":"Speaker 3","startTime":468.601,"endTime":469.14,"body":"obvious"},{"speaker":"Speaker 3","startTime":469.141,"endTime":469.71,"body":"why."},{"speaker":"Speaker 3","startTime":470.1,"endTime":470.1,"body":"It's"},{"speaker":"Speaker 3","startTime":470.101,"endTime":470.43,"body":"because"},{"speaker":"Speaker 3","startTime":470.431,"endTime":470.94,"body":"we"},{"speaker":"Speaker 3","startTime":471.06,"endTime":471.27,"body":"as"},{"speaker":"Speaker 3","startTime":471.271,"endTime":472.11,"body":"politicians,"},{"speaker":"Speaker 3","startTime":472.111,"endTime":472.29,"body":"we"},{"speaker":"Speaker 3","startTime":472.291,"endTime":472.65,"body":"don't"},{"speaker":"Speaker 3","startTime":472.651,"endTime":472.92,"body":"want"},{"speaker":"Speaker 3","startTime":472.921,"endTime":473.01,"body":"the"},{"speaker":"Speaker 3","startTime":473.011,"endTime":473.4,"body":"truth"},{"speaker":"Speaker 3","startTime":473.58,"endTime":473.7,"body":"to"},{"speaker":"Speaker 3","startTime":473.701,"endTime":473.91,"body":"get"},{"speaker":"Speaker 3","startTime":473.911,"endTime":474.21,"body":"out"},{"speaker":"Speaker 3","startTime":474.24,"endTime":474.69,"body":"because"},{"speaker":"Speaker 3","startTime":474.691,"endTime":474.87,"body":"if"},{"speaker":"Speaker 3","startTime":474.871,"endTime":474.96,"body":"the"},{"speaker":"Speaker 3","startTime":474.961,"endTime":475.26,"body":"truth"},{"speaker":"Speaker 3","startTime":475.261,"endTime":475.44,"body":"gets"},{"speaker":"Speaker 3","startTime":475.441,"endTime":475.68,"body":"out"},{"speaker":"Speaker 3","startTime":475.681,"endTime":475.95,"body":"about"},{"speaker":"Speaker 3","startTime":475.951,"endTime":476.4,"body":"how"},{"speaker":"Speaker 3","startTime":476.61,"endTime":477.3,"body":"fiscally"},{"speaker":"Speaker 3","startTime":477.33,"endTime":477.99,"body":"irresponsible"},{"speaker":"Speaker 3","startTime":477.991,"endTime":478.11,"body":"our"},{"speaker":"Speaker 3","startTime":478.111,"endTime":478.8,"body":"politicians"},{"speaker":"Speaker 3","startTime":479.13,"endTime":479.25,"body":"have"},{"speaker":"Speaker 3","startTime":479.251,"endTime":479.49,"body":"been,"},{"speaker":"Speaker 3","startTime":479.491,"endTime":479.61,"body":"they"},{"speaker":"Speaker 3","startTime":479.611,"endTime":479.85,"body":"may,"},{"speaker":"Speaker 3","startTime":479.851,"endTime":480.0,"body":"they"},{"speaker":"Speaker 3","startTime":480.001,"endTime":480.27,"body":"may"},{"speaker":"Speaker 3","startTime":480.3,"endTime":480.3,"body":"or"},{"speaker":"Speaker 3","startTime":480.301,"endTime":480.57,"body":"may"},{"speaker":"Speaker 3","startTime":480.571,"endTime":480.84,"body":"not"},{"speaker":"Speaker 3","startTime":480.841,"endTime":481.02,"body":"get"},{"speaker":"Speaker 3","startTime":481.021,"endTime":481.5,"body":"reelected"},{"speaker":"Speaker 3","startTime":481.501,"endTime":481.62,"body":"and"},{"speaker":"Speaker 3","startTime":481.621,"endTime":481.71,"body":"their"},{"speaker":"Speaker 3","startTime":481.711,"endTime":481.95,"body":"number"},{"speaker":"Speaker 3","startTime":481.951,"endTime":482.1,"body":"one"},{"speaker":"Speaker 3","startTime":482.101,"endTime":482.37,"body":"job"},{"speaker":"Speaker 3","startTime":482.371,"endTime":482.58,"body":"as"},{"speaker":"Speaker 3","startTime":482.85,"endTime":482.97,"body":"you"},{"speaker":"Speaker 3","startTime":482.971,"endTime":483.09,"body":"and"},{"speaker":"Speaker 3","startTime":483.091,"endTime":483.3,"body":"I"},{"speaker":"Speaker 3","startTime":483.33,"endTime":483.6,"body":"both"},{"speaker":"Speaker 3","startTime":483.601,"endTime":483.75,"body":"know"},{"speaker":"Speaker 3","startTime":483.99,"endTime":483.99,"body":"Dave"},{"speaker":"Speaker 3","startTime":483.99,"endTime":483.99,"body":","},{"speaker":"Speaker 3","startTime":484.11,"endTime":484.11,"body":"is"},{"speaker":"Speaker 3","startTime":484.111,"endTime":484.2,"body":"to"},{"speaker":"Speaker 3","startTime":484.201,"endTime":484.38,"body":"get"},{"speaker":"Speaker 3","startTime":484.381,"endTime":484.95,"body":"reelected."},{"speaker":"Speaker 3","startTime":484.951,"endTime":485.31,"body":"So,"},{"speaker":"Speaker 2","startTime":485.87,"endTime":485.87,"body":"okay"},{"speaker":"Speaker 2","startTime":485.87,"endTime":485.87,"body":","},{"speaker":"Speaker 2","startTime":486.23,"endTime":486.35,"body":"so"},{"speaker":"Speaker 2","startTime":486.351,"endTime":486.47,"body":"let"},{"speaker":"Speaker 2","startTime":486.471,"endTime":486.56,"body":"me"},{"speaker":"Speaker 2","startTime":486.561,"endTime":486.68,"body":"be"},{"speaker":"Speaker 2","startTime":486.681,"endTime":486.8,"body":"the"},{"speaker":"Speaker 2","startTime":486.801,"endTime":487.16,"body":"devil's"},{"speaker":"Speaker 2","startTime":487.161,"endTime":487.64,"body":"advocate"},{"speaker":"Speaker 2","startTime":487.641,"endTime":487.76,"body":"for"},{"speaker":"Speaker 2","startTime":487.761,"endTime":488.12,"body":"a"},{"speaker":"Speaker 2","startTime":488.12,"endTime":488.12,"body":"minute"},{"speaker":"Speaker 2","startTime":488.15,"endTime":488.35,"body":"there."},{"speaker":"Speaker 2","startTime":488.63,"endTime":488.63,"body":"There's"},{"speaker":"Speaker 2","startTime":488.631,"endTime":488.87,"body":"other"},{"speaker":"Speaker 2","startTime":488.871,"endTime":489.47,"body":"options"},{"speaker":"Speaker 2","startTime":489.471,"endTime":489.62,"body":"I"},{"speaker":"Speaker 2","startTime":489.621,"endTime":489.83,"body":"would"},{"speaker":"Speaker 2","startTime":489.831,"endTime":490.55,"body":"propose."},{"speaker":"Speaker 2","startTime":490.79,"endTime":491.09,"body":"Number"},{"speaker":"Speaker 2","startTime":491.091,"endTime":491.45,"body":"one"},{"speaker":"Speaker 2","startTime":491.451,"endTime":491.69,"body":"would"},{"speaker":"Speaker 2","startTime":491.691,"endTime":492.23,"body":"be"},{"speaker":"Speaker 2","startTime":492.56,"endTime":492.71,"body":"we"},{"speaker":"Speaker 2","startTime":492.711,"endTime":492.86,"body":"have"},{"speaker":"Speaker 2","startTime":492.861,"endTime":492.98,"body":"the"},{"speaker":"Speaker 2","startTime":492.981,"endTime":493.58,"body":"opportunity"},{"speaker":"Speaker 2","startTime":493.581,"endTime":493.97,"body":"printing"},{"speaker":"Speaker 2","startTime":493.971,"endTime":494.15,"body":"more"},{"speaker":"Speaker 2","startTime":494.151,"endTime":494.57,"body":"money."},{"speaker":"Speaker 2","startTime":494.72,"endTime":494.93,"body":"Hey,"},{"speaker":"Speaker 2","startTime":494.931,"endTime":495.2,"body":"why"},{"speaker":"Speaker 2","startTime":495.201,"endTime":495.41,"body":"should"},{"speaker":"Speaker 2","startTime":495.411,"endTime":495.53,"body":"we"},{"speaker":"Speaker 2","startTime":495.531,"endTime":495.8,"body":"raise"},{"speaker":"Speaker 2","startTime":495.801,"endTime":496.16,"body":"taxes?"},{"speaker":"Speaker 2","startTime":496.161,"endTime":496.31,"body":"Let's"},{"speaker":"Speaker 2","startTime":496.311,"endTime":496.49,"body":"just"},{"speaker":"Speaker 2","startTime":496.67,"endTime":496.67,"body":"print"},{"speaker":"Speaker 2","startTime":496.85,"endTime":497.06,"body":"more"},{"speaker":"Speaker 2","startTime":497.061,"endTime":497.48,"body":"money."},{"speaker":"Speaker 2","startTime":497.87,"endTime":497.87,"body":"Uh"},{"speaker":"Speaker 2","startTime":497.87,"endTime":497.87,"body":","},{"speaker":"Speaker 2","startTime":497.88,"endTime":498.17,"body":"number"},{"speaker":"Speaker 2","startTime":498.171,"endTime":498.35,"body":"two,"},{"speaker":"Speaker 2","startTime":498.351,"endTime":498.59,"body":"let's"},{"speaker":"Speaker 2","startTime":498.591,"endTime":498.77,"body":"cut"},{"speaker":"Speaker 2","startTime":498.771,"endTime":499.28,"body":"spending."},{"speaker":"Speaker 2","startTime":499.31,"endTime":499.58,"body":"What's"},{"speaker":"Speaker 2","startTime":499.581,"endTime":499.85,"body":"your"},{"speaker":"Speaker 2","startTime":499.851,"endTime":500.3,"body":"answer"},{"speaker":"Speaker 2","startTime":500.301,"endTime":500.39,"body":"or"},{"speaker":"Speaker 2","startTime":500.391,"endTime":500.75,"body":"thoughts"},{"speaker":"Speaker 2","startTime":500.751,"endTime":500.87,"body":"to"},{"speaker":"Speaker 2","startTime":500.871,"endTime":501.26,"body":"those?"},{"speaker":"Speaker 3","startTime":501.36,"endTime":501.81,"body":"Yeah,"},{"speaker":"Speaker 3","startTime":501.811,"endTime":502.23,"body":"so"},{"speaker":"Speaker 3","startTime":502.231,"endTime":502.5,"body":"let's"},{"speaker":"Speaker 3","startTime":502.501,"endTime":502.83,"body":"tackle"},{"speaker":"Speaker 3","startTime":502.831,"endTime":502.95,"body":"the"},{"speaker":"Speaker 3","startTime":502.951,"endTime":503.25,"body":"first"},{"speaker":"Speaker 3","startTime":503.251,"endTime":503.43,"body":"one"},{"speaker":"Speaker 3","startTime":503.431,"endTime":503.85,"body":"first,"},{"speaker":"Speaker 3","startTime":503.851,"endTime":504.03,"body":"which"},{"speaker":"Speaker 3","startTime":504.031,"endTime":504.24,"body":"is,"},{"speaker":"Speaker 3","startTime":504.27,"endTime":504.57,"body":"let's"},{"speaker":"Speaker 3","startTime":504.571,"endTime":504.93,"body":"print"},{"speaker":"Speaker 3","startTime":504.931,"endTime":505.08,"body":"our"},{"speaker":"Speaker 3","startTime":505.081,"endTime":505.53,"body":"way"},{"speaker":"Speaker 3","startTime":505.56,"endTime":505.8,"body":"out"},{"speaker":"Speaker 3","startTime":505.801,"endTime":505.95,"body":"of"},{"speaker":"Speaker 3","startTime":505.951,"endTime":506.16,"body":"it."},{"speaker":"Speaker 3","startTime":506.28,"endTime":506.64,"body":"Part"},{"speaker":"Speaker 3","startTime":506.641,"endTime":506.73,"body":"of"},{"speaker":"Speaker 3","startTime":506.731,"endTime":506.94,"body":"the"},{"speaker":"Speaker 3","startTime":506.941,"endTime":507.39,"body":"issue"},{"speaker":"Speaker 3","startTime":507.391,"endTime":507.63,"body":"is"},{"speaker":"Speaker 3","startTime":507.631,"endTime":507.99,"body":"that"},{"speaker":"Speaker 3","startTime":508.5,"endTime":508.68,"body":"the"},{"speaker":"Speaker 3","startTime":508.681,"endTime":508.98,"body":"two"},{"speaker":"Speaker 3","startTime":508.981,"endTime":509.52,"body":"biggest"},{"speaker":"Speaker 3","startTime":509.521,"endTime":510.21,"body":"problems"},{"speaker":"Speaker 3","startTime":510.211,"endTime":510.36,"body":"in"},{"speaker":"Speaker 3","startTime":510.361,"endTime":510.45,"body":"the"},{"speaker":"Speaker 3","startTime":510.451,"endTime":510.96,"body":"budget"},{"speaker":"Speaker 3","startTime":510.961,"endTime":511.17,"body":"are"},{"speaker":"Speaker 3","startTime":511.171,"endTime":511.56,"body":"social"},{"speaker":"Speaker 3","startTime":511.561,"endTime":512.04,"body":"security"},{"speaker":"Speaker 3","startTime":512.041,"endTime":512.13,"body":"and"},{"speaker":"Speaker 3","startTime":512.131,"endTime":512.82,"body":"Medicare,"},{"speaker":"Speaker 3","startTime":513.12,"endTime":513.45,"body":"both"},{"speaker":"Speaker 3","startTime":513.451,"endTime":513.54,"body":"of"},{"speaker":"Speaker 3","startTime":513.541,"endTime":513.75,"body":"which"},{"speaker":"Speaker 3","startTime":513.751,"endTime":513.87,"body":"are"},{"speaker":"Speaker 3","startTime":513.871,"endTime":514.2,"body":"tied"},{"speaker":"Speaker 3","startTime":514.201,"endTime":514.32,"body":"to"},{"speaker":"Speaker 3","startTime":514.321,"endTime":515.01,"body":"inflation."},{"speaker":"Speaker 3","startTime":515.011,"endTime":515.31,"body":"So"},{"speaker":"Speaker 3","startTime":515.34,"endTime":515.49,"body":"we"},{"speaker":"Speaker 3","startTime":515.491,"endTime":515.64,"body":"all"},{"speaker":"Speaker 3","startTime":515.641,"endTime":515.82,"body":"know"},{"speaker":"Speaker 3","startTime":515.821,"endTime":515.97,"body":"that"},{"speaker":"Speaker 3","startTime":515.971,"endTime":516.09,"body":"when"},{"speaker":"Speaker 3","startTime":516.091,"endTime":516.18,"body":"you"},{"speaker":"Speaker 3","startTime":516.181,"endTime":516.54,"body":"print"},{"speaker":"Speaker 3","startTime":516.541,"endTime":517.02,"body":"money,"},{"speaker":"Speaker 3","startTime":517.021,"endTime":517.38,"body":"money's"},{"speaker":"Speaker 3","startTime":517.381,"endTime":517.8,"body":"valuable"},{"speaker":"Speaker 3","startTime":517.801,"endTime":518.13,"body":"because"},{"speaker":"Speaker 3","startTime":518.131,"endTime":518.28,"body":"it's"},{"speaker":"Speaker 3","startTime":518.281,"endTime":518.82,"body":"scarce."},{"speaker":"Speaker 3","startTime":519.09,"endTime":519.27,"body":"When"},{"speaker":"Speaker 3","startTime":519.271,"endTime":519.36,"body":"you"},{"speaker":"Speaker 3","startTime":519.361,"endTime":519.66,"body":"print"},{"speaker":"Speaker 3","startTime":519.661,"endTime":519.93,"body":"more"},{"speaker":"Speaker 3","startTime":519.931,"endTime":520.02,"body":"of"},{"speaker":"Speaker 3","startTime":520.021,"endTime":520.11,"body":"it,"},{"speaker":"Speaker 3","startTime":520.111,"endTime":520.17,"body":"it"},{"speaker":"Speaker 3","startTime":520.171,"endTime":520.53,"body":"becomes"},{"speaker":"Speaker 3","startTime":520.531,"endTime":520.8,"body":"less"},{"speaker":"Speaker 3","startTime":520.801,"endTime":521.16,"body":"scarce,"},{"speaker":"Speaker 3","startTime":521.161,"endTime":521.55,"body":"therefore"},{"speaker":"Speaker 3","startTime":521.551,"endTime":521.76,"body":"less"},{"speaker":"Speaker 3","startTime":521.761,"endTime":522.21,"body":"valuable."},{"speaker":"Speaker 3","startTime":522.211,"endTime":522.42,"body":"That's"},{"speaker":"Speaker 3","startTime":522.421,"endTime":522.54,"body":"why"},{"speaker":"Speaker 3","startTime":522.541,"endTime":522.69,"body":"we"},{"speaker":"Speaker 3","startTime":522.691,"endTime":522.87,"body":"get"},{"speaker":"Speaker 3","startTime":522.871,"endTime":523.5,"body":"inflation."},{"speaker":"Speaker 3","startTime":523.89,"endTime":524.46,"body":"So"},{"speaker":"Speaker 3","startTime":524.55,"endTime":524.76,"body":"if"},{"speaker":"Speaker 3","startTime":524.761,"endTime":524.94,"body":"you"},{"speaker":"Speaker 3","startTime":524.941,"endTime":525.21,"body":"try"},{"speaker":"Speaker 3","startTime":525.211,"endTime":525.39,"body":"to"},{"speaker":"Speaker 3","startTime":525.391,"endTime":525.96,"body":"inflate"},{"speaker":"Speaker 3","startTime":525.961,"endTime":526.11,"body":"your"},{"speaker":"Speaker 3","startTime":526.111,"endTime":526.29,"body":"way"},{"speaker":"Speaker 3","startTime":526.291,"endTime":526.5,"body":"out"},{"speaker":"Speaker 3","startTime":526.501,"endTime":526.62,"body":"of"},{"speaker":"Speaker 3","startTime":526.621,"endTime":526.74,"body":"it,"},{"speaker":"Speaker 3","startTime":526.741,"endTime":526.92,"body":"what"},{"speaker":"Speaker 3","startTime":526.921,"endTime":527.43,"body":"happens"},{"speaker":"Speaker 3","startTime":527.431,"endTime":527.61,"body":"is"},{"speaker":"Speaker 3","startTime":527.82,"endTime":527.82,"body":"that"},{"speaker":"Speaker 3","startTime":527.821,"endTime":527.91,"body":"the"},{"speaker":"Speaker 3","startTime":527.911,"endTime":528.51,"body":"costs"},{"speaker":"Speaker 3","startTime":528.511,"endTime":528.87,"body":"of"},{"speaker":"Speaker 3","startTime":529.68,"endTime":530.04,"body":"social"},{"speaker":"Speaker 3","startTime":530.041,"endTime":530.88,"body":"security,"},{"speaker":"Speaker 3","startTime":531.27,"endTime":531.39,"body":"the"},{"speaker":"Speaker 3","startTime":531.81,"endTime":531.81,"body":"costs"},{"speaker":"Speaker 3","startTime":531.81,"endTime":531.81,"body":","},{"speaker":"Speaker 3","startTime":531.811,"endTime":531.87,"body":"I"},{"speaker":"Speaker 3","startTime":531.871,"endTime":531.99,"body":"mean"},{"speaker":"Speaker 3","startTime":531.991,"endTime":532.17,"body":"these"},{"speaker":"Speaker 3","startTime":532.171,"endTime":532.23,"body":"are"},{"speaker":"Speaker 3","startTime":532.231,"endTime":532.53,"body":"things"},{"speaker":"Speaker 3","startTime":532.531,"endTime":532.62,"body":"that"},{"speaker":"Speaker 3","startTime":532.621,"endTime":532.68,"body":"are"},{"speaker":"Speaker 3","startTime":532.681,"endTime":532.92,"body":"paid"},{"speaker":"Speaker 3","startTime":532.921,"endTime":533.13,"body":"for"},{"speaker":"Speaker 3","startTime":533.131,"endTime":533.28,"body":"in"},{"speaker":"Speaker 3","startTime":533.76,"endTime":533.76,"body":"time"},{"speaker":"Speaker 3","startTime":533.76,"endTime":533.76,"body":","},{"speaker":"Speaker 3","startTime":533.82,"endTime":534.03,"body":"which"},{"speaker":"Speaker 3","startTime":534.031,"endTime":534.69,"body":"means"},{"speaker":"Speaker 3","startTime":534.93,"endTime":535.11,"body":"that"},{"speaker":"Speaker 3","startTime":535.111,"endTime":535.26,"body":"as"},{"speaker":"Speaker 3","startTime":535.261,"endTime":535.38,"body":"the"},{"speaker":"Speaker 3","startTime":535.381,"endTime":535.86,"body":"costs"},{"speaker":"Speaker 3","startTime":535.861,"endTime":536.1,"body":"go"},{"speaker":"Speaker 3","startTime":536.101,"endTime":536.34,"body":"up,"},{"speaker":"Speaker 3","startTime":536.76,"endTime":536.94,"body":"as"},{"speaker":"Speaker 3","startTime":536.941,"endTime":537.45,"body":"inflation"},{"speaker":"Speaker 3","startTime":537.451,"endTime":537.69,"body":"goes"},{"speaker":"Speaker 3","startTime":537.691,"endTime":537.87,"body":"up,"},{"speaker":"Speaker 3","startTime":537.871,"endTime":537.96,"body":"the"},{"speaker":"Speaker 3","startTime":537.961,"endTime":538.32,"body":"cost"},{"speaker":"Speaker 3","startTime":538.321,"endTime":538.41,"body":"of"},{"speaker":"Speaker 3","startTime":538.411,"endTime":538.56,"body":"these"},{"speaker":"Speaker 3","startTime":538.561,"endTime":539.04,"body":"programs"},{"speaker":"Speaker 3","startTime":539.041,"endTime":539.76,"body":"likewise"},{"speaker":"Speaker 3","startTime":539.761,"endTime":540.03,"body":"go"},{"speaker":"Speaker 3","startTime":540.031,"endTime":540.3,"body":"up."},{"speaker":"Speaker 3","startTime":540.48,"endTime":541.23,"body":"Therefore,"},{"speaker":"Speaker 3","startTime":541.231,"endTime":541.44,"body":"as"},{"speaker":"Speaker 3","startTime":541.441,"endTime":542.01,"body":"inflation"},{"speaker":"Speaker 3","startTime":542.011,"endTime":542.61,"body":"increases,"},{"speaker":"Speaker 3","startTime":542.611,"endTime":542.7,"body":"the"},{"speaker":"Speaker 3","startTime":542.701,"endTime":543.0,"body":"cost"},{"speaker":"Speaker 3","startTime":543.001,"endTime":543.09,"body":"of"},{"speaker":"Speaker 3","startTime":543.091,"endTime":543.24,"body":"these"},{"speaker":"Speaker 3","startTime":543.241,"endTime":543.75,"body":"programs"},{"speaker":"Speaker 3","startTime":543.751,"endTime":544.05,"body":"would"},{"speaker":"Speaker 3","startTime":544.38,"endTime":544.86,"body":"increase"},{"speaker":"Speaker 3","startTime":544.861,"endTime":545.82,"body":"commensurately"},{"speaker":"Speaker 3","startTime":546.03,"endTime":546.36,"body":"because"},{"speaker":"Speaker 3","startTime":546.361,"endTime":546.48,"body":"they're"},{"speaker":"Speaker 3","startTime":546.481,"endTime":546.72,"body":"all"},{"speaker":"Speaker 3","startTime":546.721,"endTime":546.99,"body":"tied"},{"speaker":"Speaker 3","startTime":546.991,"endTime":547.11,"body":"to"},{"speaker":"Speaker 3","startTime":547.111,"endTime":547.74,"body":"inflation."},{"speaker":"Speaker 3","startTime":547.741,"endTime":548.16,"body":"So"},{"speaker":"Speaker 3","startTime":548.63,"endTime":548.76,"body":"it"},{"speaker":"Speaker 3","startTime":548.761,"endTime":549.06,"body":"doesn't"},{"speaker":"Speaker 3","startTime":549.061,"endTime":549.3,"body":"really"},{"speaker":"Speaker 3","startTime":549.301,"endTime":549.69,"body":"solve"},{"speaker":"Speaker 3","startTime":549.691,"endTime":549.81,"body":"your"},{"speaker":"Speaker 3","startTime":549.811,"endTime":550.26,"body":"problem"},{"speaker":"Speaker 3","startTime":550.261,"endTime":550.35,"body":"and"},{"speaker":"Speaker 3","startTime":550.351,"endTime":550.41,"body":"it"},{"speaker":"Speaker 3","startTime":550.411,"endTime":550.68,"body":"just,"},{"speaker":"Speaker 3","startTime":550.95,"endTime":551.31,"body":"just"},{"speaker":"Speaker 3","startTime":551.311,"endTime":551.37,"body":"the"},{"speaker":"Speaker 3","startTime":551.371,"endTime":551.85,"body":"values,"},{"speaker":"Speaker 3","startTime":551.97,"endTime":551.97,"body":"the"},{"speaker":"Speaker 3","startTime":551.971,"endTime":552.54,"body":"dollar."},{"speaker":"Speaker 3","startTime":552.86,"endTime":553.35,"body":"And"},{"speaker":"Speaker 3","startTime":553.38,"endTime":553.5,"body":"so"},{"speaker":"Speaker 3","startTime":553.501,"endTime":553.65,"body":"you're"},{"speaker":"Speaker 3","startTime":553.651,"endTime":553.86,"body":"just"},{"speaker":"Speaker 3","startTime":553.861,"endTime":554.1,"body":"sort"},{"speaker":"Speaker 3","startTime":554.101,"endTime":554.28,"body":"of,"},{"speaker":"Speaker 3","startTime":554.7,"endTime":554.91,"body":"you're"},{"speaker":"Speaker 3","startTime":554.911,"endTime":555.21,"body":"running"},{"speaker":"Speaker 3","startTime":555.211,"endTime":555.33,"body":"in"},{"speaker":"Speaker 3","startTime":555.331,"endTime":555.66,"body":"place"},{"speaker":"Speaker 3","startTime":555.661,"endTime":555.84,"body":"as"},{"speaker":"Speaker 3","startTime":555.841,"endTime":555.9,"body":"it"},{"speaker":"Speaker 3","startTime":555.901,"endTime":556.2,"body":"were."},{"speaker":"Speaker 3","startTime":556.47,"endTime":556.62,"body":"So"},{"speaker":"Speaker 3","startTime":556.621,"endTime":556.83,"body":"that"},{"speaker":"Speaker 3","startTime":556.831,"endTime":557.13,"body":"doesn't"},{"speaker":"Speaker 3","startTime":557.131,"endTime":557.76,"body":"really,"},{"speaker":"Speaker 3","startTime":558.09,"endTime":558.27,"body":"that"},{"speaker":"Speaker 3","startTime":558.271,"endTime":558.48,"body":"doesn't"},{"speaker":"Speaker 3","startTime":558.481,"endTime":558.69,"body":"really"},{"speaker":"Speaker 3","startTime":558.691,"endTime":559.02,"body":"fix"},{"speaker":"Speaker 3","startTime":559.021,"endTime":559.2,"body":"it."},{"speaker":"Speaker 3","startTime":559.47,"endTime":559.62,"body":"And"},{"speaker":"Speaker 3","startTime":559.621,"endTime":559.8,"body":"as"},{"speaker":"Speaker 3","startTime":559.801,"endTime":560.04,"body":"far"},{"speaker":"Speaker 3","startTime":560.041,"endTime":560.22,"body":"as"},{"speaker":"Speaker 3","startTime":560.221,"endTime":560.58,"body":"cutting"},{"speaker":"Speaker 3","startTime":560.581,"endTime":561.03,"body":"spending,"},{"speaker":"Speaker 3","startTime":561.031,"endTime":561.24,"body":"you"},{"speaker":"Speaker 3","startTime":561.241,"endTime":561.54,"body":"could"},{"speaker":"Speaker 3","startTime":561.75,"endTime":561.75,"body":"set"},{"speaker":"Speaker 3","startTime":561.96,"endTime":561.96,"body":"spend"},{"speaker":"Speaker 3","startTime":562.01,"endTime":562.13,"body":"and"},{"speaker":"Speaker 3","startTime":562.131,"endTime":562.23,"body":"we"},{"speaker":"Speaker 3","startTime":562.231,"endTime":562.77,"body":"absolutely"},{"speaker":"Speaker 3","startTime":562.771,"endTime":563.19,"body":"need"},{"speaker":"Speaker 3","startTime":563.191,"endTime":563.28,"body":"to"},{"speaker":"Speaker 3","startTime":563.281,"endTime":563.52,"body":"cut"},{"speaker":"Speaker 3","startTime":563.521,"endTime":563.97,"body":"spending."},{"speaker":"Speaker 3","startTime":564.03,"endTime":564.15,"body":"The"},{"speaker":"Speaker 3","startTime":564.151,"endTime":564.63,"body":"problem"},{"speaker":"Speaker 3","startTime":564.631,"endTime":564.84,"body":"is"},{"speaker":"Speaker 3","startTime":564.841,"endTime":564.96,"body":"the"},{"speaker":"Speaker 3","startTime":564.961,"endTime":565.65,"body":"people"},{"speaker":"Speaker 3","startTime":566.01,"endTime":566.7,"body":"who"},{"speaker":"Speaker 3","startTime":566.73,"endTime":567.3,"body":"rely"},{"speaker":"Speaker 3","startTime":567.301,"endTime":567.84,"body":"upon"},{"speaker":"Speaker 3","startTime":567.841,"endTime":568.2,"body":"these"},{"speaker":"Speaker 3","startTime":568.201,"endTime":568.47,"body":"two"},{"speaker":"Speaker 3","startTime":568.471,"endTime":569.13,"body":"programs"},{"speaker":"Speaker 3","startTime":569.131,"endTime":569.25,"body":"the"},{"speaker":"Speaker 3","startTime":569.251,"endTime":569.73,"body":"most"},{"speaker":"Speaker 3","startTime":570.15,"endTime":570.33,"body":"are"},{"speaker":"Speaker 3","startTime":570.331,"endTime":570.45,"body":"the"},{"speaker":"Speaker 3","startTime":570.451,"endTime":570.75,"body":"ones"},{"speaker":"Speaker 3","startTime":570.751,"endTime":570.87,"body":"that"},{"speaker":"Speaker 3","startTime":570.871,"endTime":571.08,"body":"can"},{"speaker":"Speaker 3","startTime":571.081,"endTime":571.47,"body":"least"},{"speaker":"Speaker 3","startTime":571.471,"endTime":572.13,"body":"afford"},{"speaker":"Speaker 3","startTime":572.19,"endTime":572.34,"body":"for"},{"speaker":"Speaker 3","startTime":572.341,"endTime":572.46,"body":"the"},{"speaker":"Speaker 3","startTime":572.461,"endTime":572.85,"body":"government"},{"speaker":"Speaker 3","startTime":572.851,"endTime":572.94,"body":"to"},{"speaker":"Speaker 3","startTime":572.941,"endTime":573.15,"body":"cut"},{"speaker":"Speaker 3","startTime":573.21,"endTime":573.66,"body":"spending."},{"speaker":"Speaker 3","startTime":573.661,"endTime":574.05,"body":"So"},{"speaker":"Speaker 3","startTime":574.23,"endTime":574.38,"body":"we"},{"speaker":"Speaker 3","startTime":574.381,"endTime":574.68,"body":"have"},{"speaker":"Speaker 3","startTime":574.89,"endTime":574.89,"body":"key"},{"speaker":"Speaker 3","startTime":574.9,"endTime":575.58,"body":"demographics"},{"speaker":"Speaker 3","startTime":575.581,"endTime":575.67,"body":"in"},{"speaker":"Speaker 3","startTime":575.671,"endTime":575.76,"body":"our"},{"speaker":"Speaker 3","startTime":575.761,"endTime":576.3,"body":"country"},{"speaker":"Speaker 3","startTime":576.63,"endTime":576.9,"body":"that"},{"speaker":"Speaker 3","startTime":576.901,"endTime":577.37,"body":"rely"},{"speaker":"Speaker 3","startTime":577.68,"endTime":577.68,"body":"on"},{"speaker":"Speaker 3","startTime":577.681,"endTime":578.37,"body":"Medicare"},{"speaker":"Speaker 3","startTime":578.58,"endTime":578.76,"body":"and"},{"speaker":"Speaker 3","startTime":578.761,"endTime":579.09,"body":"social"},{"speaker":"Speaker 3","startTime":579.091,"endTime":579.72,"body":"security."},{"speaker":"Speaker 3","startTime":580.02,"endTime":580.5,"body":"And"},{"speaker":"Speaker 3","startTime":580.56,"endTime":581.25,"body":"to"},{"speaker":"Speaker 3","startTime":581.28,"endTime":581.58,"body":"cut"},{"speaker":"Speaker 3","startTime":581.581,"endTime":582.03,"body":"spending"},{"speaker":"Speaker 3","startTime":582.031,"endTime":582.21,"body":"would"},{"speaker":"Speaker 3","startTime":582.48,"endTime":582.48,"body":"be"},{"speaker":"Speaker 3","startTime":582.49,"endTime":582.75,"body":"mean"},{"speaker":"Speaker 3","startTime":582.751,"endTime":582.87,"body":"to"},{"speaker":"Speaker 3","startTime":582.871,"endTime":583.11,"body":"say"},{"speaker":"Speaker 3","startTime":583.111,"endTime":583.53,"body":"let's"},{"speaker":"Speaker 3","startTime":583.86,"endTime":584.31,"body":"target"},{"speaker":"Speaker 3","startTime":584.311,"endTime":584.4,"body":"the"},{"speaker":"Speaker 3","startTime":584.401,"endTime":584.97,"body":"poorest"},{"speaker":"Speaker 3","startTime":584.971,"endTime":585.33,"body":"among"},{"speaker":"Speaker 3","startTime":585.331,"endTime":585.63,"body":"us"},{"speaker":"Speaker 3","startTime":585.93,"endTime":586.11,"body":"and"},{"speaker":"Speaker 3","startTime":586.111,"endTime":586.35,"body":"tell"},{"speaker":"Speaker 3","startTime":586.351,"endTime":586.53,"body":"them"},{"speaker":"Speaker 3","startTime":586.531,"endTime":586.65,"body":"that"},{"speaker":"Speaker 3","startTime":586.651,"endTime":586.77,"body":"they"},{"speaker":"Speaker 3","startTime":586.771,"endTime":586.95,"body":"can"},{"speaker":"Speaker 3","startTime":586.951,"endTime":587.13,"body":"no"},{"speaker":"Speaker 3","startTime":587.131,"endTime":587.43,"body":"longer"},{"speaker":"Speaker 3","startTime":587.431,"endTime":587.88,"body":"have"},{"speaker":"Speaker 3","startTime":587.94,"endTime":588.06,"body":"the"},{"speaker":"Speaker 3","startTime":588.061,"endTime":588.39,"body":"level"},{"speaker":"Speaker 3","startTime":588.391,"endTime":588.45,"body":"of"},{"speaker":"Speaker 3","startTime":588.451,"endTime":588.93,"body":"benefits"},{"speaker":"Speaker 3","startTime":588.931,"endTime":589.02,"body":"that"},{"speaker":"Speaker 3","startTime":589.021,"endTime":589.11,"body":"they"},{"speaker":"Speaker 3","startTime":589.111,"endTime":589.26,"body":"have"},{"speaker":"Speaker 3","startTime":589.261,"endTime":589.5,"body":"come"},{"speaker":"Speaker 3","startTime":589.501,"endTime":589.62,"body":"to"},{"speaker":"Speaker 3","startTime":589.621,"endTime":590.13,"body":"expect"},{"speaker":"Speaker 3","startTime":590.73,"endTime":590.73,"body":"in"},{"speaker":"Speaker 3","startTime":590.731,"endTime":591.3,"body":"retirement."},{"speaker":"Speaker 3","startTime":591.301,"endTime":591.66,"body":"So"},{"speaker":"Speaker 3","startTime":591.72,"endTime":592.23,"body":"that's"},{"speaker":"Speaker 3","startTime":592.231,"endTime":592.41,"body":"of"},{"speaker":"Speaker 3","startTime":592.411,"endTime":592.74,"body":"course"},{"speaker":"Speaker 3","startTime":592.741,"endTime":592.89,"body":"what"},{"speaker":"Speaker 3","startTime":592.891,"endTime":593.01,"body":"we"},{"speaker":"Speaker 3","startTime":593.011,"endTime":593.22,"body":"call"},{"speaker":"Speaker 3","startTime":593.221,"endTime":593.34,"body":"the"},{"speaker":"Speaker 3","startTime":593.341,"endTime":593.64,"body":"third"},{"speaker":"Speaker 3","startTime":593.641,"endTime":593.85,"body":"rail"},{"speaker":"Speaker 3","startTime":593.97,"endTime":593.97,"body":"in"},{"speaker":"Speaker 3","startTime":593.971,"endTime":594.69,"body":"politics."},{"speaker":"Speaker 3","startTime":595.08,"endTime":595.17,"body":"If"},{"speaker":"Speaker 3","startTime":595.171,"endTime":595.26,"body":"you"},{"speaker":"Speaker 3","startTime":595.261,"endTime":595.41,"body":"go"},{"speaker":"Speaker 3","startTime":595.411,"endTime":595.59,"body":"to"},{"speaker":"Speaker 3","startTime":595.591,"endTime":595.86,"body":"your"},{"speaker":"Speaker 3","startTime":595.89,"endTime":596.25,"body":"local"},{"speaker":"Speaker 3","startTime":596.251,"endTime":596.64,"body":"Metro"},{"speaker":"Speaker 3","startTime":596.641,"endTime":597.09,"body":"station"},{"speaker":"Speaker 3","startTime":597.091,"endTime":597.18,"body":"and"},{"speaker":"Speaker 3","startTime":597.181,"endTime":597.26,"body":"you"},{"speaker":"Speaker 3","startTime":597.54,"endTime":597.54,"body":"touch"},{"speaker":"Speaker 3","startTime":597.55,"endTime":597.66,"body":"the"},{"speaker":"Speaker 3","startTime":597.661,"endTime":597.93,"body":"third"},{"speaker":"Speaker 3","startTime":597.931,"endTime":598.23,"body":"rail,"},{"speaker":"Speaker 3","startTime":598.231,"endTime":598.41,"body":"it's"},{"speaker":"Speaker 3","startTime":598.411,"endTime":598.5,"body":"the"},{"speaker":"Speaker 3","startTime":598.501,"endTime":598.71,"body":"one"},{"speaker":"Speaker 3","startTime":598.711,"endTime":598.8,"body":"that"},{"speaker":"Speaker 3","startTime":598.801,"endTime":598.98,"body":"has"},{"speaker":"Speaker 3","startTime":599.1,"endTime":599.1,"body":"the"},{"speaker":"Speaker 3","startTime":599.101,"endTime":599.43,"body":"sign"},{"speaker":"Speaker 3","startTime":599.431,"endTime":599.55,"body":"that"},{"speaker":"Speaker 3","startTime":599.551,"endTime":599.79,"body":"says"},{"speaker":"Speaker 3","startTime":599.85,"endTime":600.0,"body":"do"},{"speaker":"Speaker 3","startTime":600.001,"endTime":600.24,"body":"not"},{"speaker":"Speaker 3","startTime":600.241,"endTime":600.54,"body":"touch"},{"speaker":"Speaker 3","startTime":600.75,"endTime":600.9,"body":"high"},{"speaker":"Speaker 3","startTime":600.901,"endTime":601.5,"body":"voltage."},{"speaker":"Speaker 3","startTime":601.86,"endTime":602.01,"body":"Well,"},{"speaker":"Speaker 3","startTime":602.011,"endTime":602.22,"body":"that's"},{"speaker":"Speaker 3","startTime":602.221,"endTime":602.37,"body":"what"},{"speaker":"Speaker 3","startTime":602.371,"endTime":602.7,"body":"happens"},{"speaker":"Speaker 3","startTime":602.701,"endTime":602.82,"body":"when"},{"speaker":"Speaker 3","startTime":602.821,"endTime":602.94,"body":"you"},{"speaker":"Speaker 3","startTime":602.941,"endTime":603.21,"body":"touch"},{"speaker":"Speaker 3","startTime":603.23,"endTime":603.38,"body":"the"},{"speaker":"Speaker 3","startTime":603.66,"endTime":603.9,"body":"third"},{"speaker":"Speaker 3","startTime":603.901,"endTime":604.11,"body":"rail"},{"speaker":"Speaker 3","startTime":604.111,"endTime":604.2,"body":"of"},{"speaker":"Speaker 3","startTime":604.201,"endTime":604.74,"body":"politics"},{"speaker":"Speaker 3","startTime":604.79,"endTime":604.99,"body":"and"},{"speaker":"Speaker 3","startTime":605.4,"endTime":605.4,"body":"in"},{"speaker":"Speaker 3","startTime":605.401,"endTime":605.97,"body":"government"},{"speaker":"Speaker 3","startTime":606.15,"endTime":606.3,"body":"as"},{"speaker":"Speaker 3","startTime":606.301,"endTime":606.39,"body":"you"},{"speaker":"Speaker 3","startTime":606.391,"endTime":606.54,"body":"get"},{"speaker":"Speaker 3","startTime":606.541,"endTime":606.81,"body":"zapped"},{"speaker":"Speaker 3","startTime":606.811,"endTime":606.99,"body":"right"},{"speaker":"Speaker 3","startTime":606.991,"endTime":607.11,"body":"out"},{"speaker":"Speaker 3","startTime":607.111,"endTime":607.2,"body":"of"},{"speaker":"Speaker 3","startTime":607.201,"endTime":607.56,"body":"office."},{"speaker":"Speaker 3","startTime":607.561,"endTime":607.65,"body":"So"},{"speaker":"Speaker 3","startTime":607.651,"endTime":607.92,"body":"there's"},{"speaker":"Speaker 3","startTime":607.921,"endTime":608.34,"body":"not"},{"speaker":"Speaker 3","startTime":608.341,"endTime":608.43,"body":"a"},{"speaker":"Speaker 3","startTime":608.431,"endTime":608.76,"body":"lot"},{"speaker":"Speaker 3","startTime":608.761,"endTime":608.97,"body":"of"},{"speaker":"Speaker 3","startTime":608.971,"endTime":609.66,"body":"Goodwill"},{"speaker":"Speaker 3","startTime":609.661,"endTime":610.12,"body":"in"},{"speaker":"Speaker 3","startTime":610.59,"endTime":610.59,"body":"Congress"},{"speaker":"Speaker 3","startTime":610.591,"endTime":610.71,"body":"to"},{"speaker":"Speaker 3","startTime":610.711,"endTime":610.92,"body":"take"},{"speaker":"Speaker 3","startTime":610.921,"endTime":611.1,"body":"that"},{"speaker":"Speaker 3","startTime":611.101,"endTime":611.49,"body":"approach."},{"speaker":"Speaker 3","startTime":611.491,"endTime":611.71,"body":"So"},{"speaker":"Speaker 3","startTime":611.79,"endTime":611.79,"body":"we"},{"speaker":"Speaker 3","startTime":611.97,"endTime":611.97,"body":"were"},{"speaker":"Speaker 3","startTime":611.971,"endTime":612.24,"body":"really"},{"speaker":"Speaker 3","startTime":612.241,"endTime":612.69,"body":"stuck"},{"speaker":"Speaker 3","startTime":612.691,"endTime":612.93,"body":"in"},{"speaker":"Speaker 3","startTime":612.931,"endTime":613.15,"body":"a"},{"speaker":"Speaker 3","startTime":613.2,"endTime":613.8,"body":"situation"},{"speaker":"Speaker 3","startTime":613.801,"endTime":613.92,"body":"where"},{"speaker":"Speaker 3","startTime":613.921,"endTime":614.04,"body":"we"},{"speaker":"Speaker 3","startTime":614.041,"endTime":614.64,"body":"probably"},{"speaker":"Speaker 3","startTime":614.641,"endTime":614.76,"body":"have"},{"speaker":"Speaker 3","startTime":614.761,"endTime":614.85,"body":"to"},{"speaker":"Speaker 3","startTime":614.851,"endTime":615.18,"body":"raise"},{"speaker":"Speaker 3","startTime":615.181,"endTime":615.63,"body":"taxes"},{"speaker":"Speaker 3","startTime":615.631,"endTime":616.44,"body":"dramatically"},{"speaker":"Speaker 3","startTime":616.441,"endTime":616.62,"body":"and"},{"speaker":"Speaker 3","startTime":616.621,"endTime":616.74,"body":"then"},{"speaker":"Speaker 3","startTime":616.741,"endTime":617.1,"body":"reduce"},{"speaker":"Speaker 3","startTime":617.101,"endTime":617.53,"body":"spending"},{"speaker":"Speaker 3","startTime":617.56,"endTime":617.76,"body":"some"},{"speaker":"Speaker 3","startTime":617.761,"endTime":618.24,"body":"combination"},{"speaker":"Speaker 3","startTime":618.241,"endTime":618.3,"body":"of"},{"speaker":"Speaker 3","startTime":618.301,"endTime":618.39,"body":"the"},{"speaker":"Speaker 3","startTime":618.391,"endTime":618.69,"body":"two."},{"speaker":"Speaker 3","startTime":619.11,"endTime":619.29,"body":"It's"},{"speaker":"Speaker 3","startTime":619.291,"endTime":619.68,"body":"just"},{"speaker":"Speaker 3","startTime":619.77,"endTime":620.01,"body":"up"},{"speaker":"Speaker 3","startTime":620.011,"endTime":620.19,"body":"to"},{"speaker":"Speaker 3","startTime":620.191,"endTime":620.31,"body":"the"},{"speaker":"Speaker 3","startTime":620.311,"endTime":620.58,"body":"federal"},{"speaker":"Speaker 3","startTime":620.581,"endTime":620.88,"body":"government"},{"speaker":"Speaker 3","startTime":620.881,"endTime":620.94,"body":"to"},{"speaker":"Speaker 3","startTime":620.941,"endTime":621.12,"body":"see"},{"speaker":"Speaker 3","startTime":621.121,"endTime":621.21,"body":"if"},{"speaker":"Speaker 3","startTime":621.211,"endTime":621.33,"body":"they"},{"speaker":"Speaker 3","startTime":621.331,"endTime":621.54,"body":"have"},{"speaker":"Speaker 3","startTime":621.541,"endTime":621.66,"body":"the"},{"speaker":"Speaker 3","startTime":621.661,"endTime":621.84,"body":"sort"},{"speaker":"Speaker 3","startTime":621.841,"endTime":621.9,"body":"of"},{"speaker":"Speaker 3","startTime":621.901,"endTime":621.99,"body":"the"},{"speaker":"Speaker 3","startTime":621.991,"endTime":622.47,"body":"intestinal"},{"speaker":"Speaker 3","startTime":622.471,"endTime":623.01,"body":"fortitude"},{"speaker":"Speaker 3","startTime":623.011,"endTime":623.1,"body":"to"},{"speaker":"Speaker 3","startTime":623.101,"endTime":623.31,"body":"take"},{"speaker":"Speaker 3","startTime":623.311,"endTime":623.46,"body":"that"},{"speaker":"Speaker 3","startTime":623.461,"endTime":623.82,"body":"approach."},{"speaker":"Speaker 2","startTime":624.43,"endTime":624.78,"body":"Question"},{"speaker":"Speaker 2","startTime":624.781,"endTime":625.08,"body":"back"},{"speaker":"Speaker 2","startTime":625.081,"endTime":625.2,"body":"to"},{"speaker":"Speaker 2","startTime":625.201,"endTime":625.62,"body":"you,"},{"speaker":"Speaker 2","startTime":625.621,"endTime":625.86,"body":"so"},{"speaker":"Speaker 2","startTime":625.861,"endTime":626.04,"body":"you"},{"speaker":"Speaker 2","startTime":626.041,"endTime":626.37,"body":"started"},{"speaker":"Speaker 2","startTime":626.371,"endTime":626.52,"body":"this,"},{"speaker":"Speaker 2","startTime":626.521,"endTime":626.61,"body":"you"},{"speaker":"Speaker 2","startTime":626.611,"endTime":626.82,"body":"said"},{"speaker":"Speaker 2","startTime":626.821,"endTime":627.51,"body":"2009"},{"speaker":"Speaker 2","startTime":627.511,"endTime":627.69,"body":"that"},{"speaker":"Speaker 2","startTime":627.691,"endTime":628.14,"body":"obviously"},{"speaker":"Speaker 2","startTime":628.23,"endTime":628.23,"body":"is"},{"speaker":"Speaker 2","startTime":628.231,"endTime":628.56,"body":"before"},{"speaker":"Speaker 2","startTime":628.561,"endTime":628.86,"body":"Trump"},{"speaker":"Speaker 2","startTime":628.861,"endTime":629.07,"body":"got"},{"speaker":"Speaker 2","startTime":629.071,"endTime":629.4,"body":"in"},{"speaker":"Speaker 2","startTime":629.73,"endTime":629.91,"body":"and"},{"speaker":"Speaker 2","startTime":629.911,"endTime":630.06,"body":"we"},{"speaker":"Speaker 2","startTime":630.061,"endTime":630.27,"body":"got"},{"speaker":"Speaker 2","startTime":630.271,"endTime":630.33,"body":"the"},{"speaker":"Speaker 2","startTime":630.331,"endTime":630.69,"body":"tax"},{"speaker":"Speaker 2","startTime":630.691,"endTime":630.96,"body":"cuts"},{"speaker":"Speaker 2","startTime":630.961,"endTime":631.05,"body":"that"},{"speaker":"Speaker 2","startTime":631.051,"endTime":631.17,"body":"we"},{"speaker":"Speaker 2","startTime":631.171,"endTime":631.62,"body":"currently"},{"speaker":"Speaker 2","startTime":631.621,"endTime":632.01,"body":"have,"},{"speaker":"Speaker 2","startTime":632.31,"endTime":632.76,"body":"something"},{"speaker":"Speaker 2","startTime":632.761,"endTime":632.91,"body":"that"},{"speaker":"Speaker 2","startTime":632.911,"endTime":633.09,"body":"you"},{"speaker":"Speaker 2","startTime":633.091,"endTime":633.87,"body":"expected."},{"speaker":"Speaker 2","startTime":633.871,"endTime":634.05,"body":"Where"},{"speaker":"Speaker 2","startTime":634.051,"endTime":634.14,"body":"do"},{"speaker":"Speaker 2","startTime":634.141,"endTime":634.23,"body":"you"},{"speaker":"Speaker 2","startTime":634.231,"endTime":634.5,"body":"think"},{"speaker":"Speaker 2","startTime":634.501,"endTime":634.83,"body":"tax"},{"speaker":"Speaker 2","startTime":634.831,"endTime":635.1,"body":"rates"},{"speaker":"Speaker 2","startTime":635.101,"endTime":635.4,"body":"fall"},{"speaker":"Speaker 2","startTime":635.401,"endTime":635.73,"body":"now"},{"speaker":"Speaker 2","startTime":635.731,"endTime":636.27,"body":"compared"},{"speaker":"Speaker 2","startTime":636.271,"endTime":636.45,"body":"to"},{"speaker":"Speaker 2","startTime":636.451,"endTime":636.63,"body":"the"},{"speaker":"Speaker 2","startTime":636.631,"endTime":637.32,"body":"future?"},{"speaker":"Speaker 2","startTime":637.65,"endTime":637.77,"body":"How"},{"speaker":"Speaker 2","startTime":637.771,"endTime":637.98,"body":"long"},{"speaker":"Speaker 2","startTime":637.981,"endTime":638.07,"body":"do"},{"speaker":"Speaker 2","startTime":638.071,"endTime":638.16,"body":"we"},{"speaker":"Speaker 2","startTime":638.161,"endTime":638.43,"body":"have?"},{"speaker":"Speaker 2","startTime":638.431,"endTime":638.49,"body":"I"},{"speaker":"Speaker 2","startTime":638.491,"endTime":638.61,"body":"know"},{"speaker":"Speaker 2","startTime":638.611,"endTime":638.82,"body":"there's"},{"speaker":"Speaker 2","startTime":638.821,"endTime":638.85,"body":"a"},{"speaker":"Speaker 2","startTime":638.851,"endTime":639.09,"body":"bundle"},{"speaker":"Speaker 2","startTime":639.091,"endTime":639.18,"body":"of"},{"speaker":"Speaker 2","startTime":639.181,"endTime":639.66,"body":"questions"},{"speaker":"Speaker 2","startTime":639.661,"endTime":639.78,"body":"in"},{"speaker":"Speaker 2","startTime":639.781,"endTime":640.11,"body":"there,"},{"speaker":"Speaker 2","startTime":640.71,"endTime":640.86,"body":"but"},{"speaker":"Speaker 2","startTime":640.861,"endTime":641.01,"body":"what"},{"speaker":"Speaker 2","startTime":641.011,"endTime":641.07,"body":"do"},{"speaker":"Speaker 2","startTime":641.071,"endTime":641.16,"body":"you"},{"speaker":"Speaker 2","startTime":641.161,"endTime":641.49,"body":"see"},{"speaker":"Speaker 2","startTime":641.491,"endTime":641.85,"body":"for"},{"speaker":"Speaker 2","startTime":641.91,"endTime":642.03,"body":"the"},{"speaker":"Speaker 2","startTime":642.031,"endTime":642.42,"body":"future"},{"speaker":"Speaker 2","startTime":642.421,"endTime":642.69,"body":"going"},{"speaker":"Speaker 2","startTime":642.691,"endTime":643.02,"body":"forward"},{"speaker":"Speaker 2","startTime":643.021,"endTime":643.29,"body":"here?"},{"speaker":"Speaker 3","startTime":643.84,"endTime":643.84,"body":"That's"},{"speaker":"Speaker 3","startTime":643.841,"endTime":643.9,"body":"a"},{"speaker":"Speaker 3","startTime":643.901,"endTime":644.11,"body":"great"},{"speaker":"Speaker 3","startTime":644.111,"endTime":644.47,"body":"question."},{"speaker":"Speaker 3","startTime":644.471,"endTime":644.89,"body":"So"},{"speaker":"Speaker 3","startTime":644.92,"endTime":645.04,"body":"we"},{"speaker":"Speaker 3","startTime":645.041,"endTime":645.28,"body":"know"},{"speaker":"Speaker 3","startTime":645.281,"endTime":645.52,"body":"that"},{"speaker":"Speaker 3","startTime":645.521,"endTime":645.67,"body":"the"},{"speaker":"Speaker 3","startTime":645.671,"endTime":646.0,"body":"tax"},{"speaker":"Speaker 3","startTime":646.001,"endTime":646.27,"body":"cut"},{"speaker":"Speaker 3","startTime":646.271,"endTime":646.36,"body":"and"},{"speaker":"Speaker 3","startTime":646.361,"endTime":646.78,"body":"job"},{"speaker":"Speaker 3","startTime":646.781,"endTime":647.23,"body":"act"},{"speaker":"Speaker 3","startTime":647.231,"endTime":647.38,"body":"of"},{"speaker":"Speaker 3","startTime":647.381,"endTime":648.34,"body":"2017"},{"speaker":"Speaker 3","startTime":648.4,"endTime":648.94,"body":"lowered"},{"speaker":"Speaker 3","startTime":648.97,"endTime":649.48,"body":"taxes"},{"speaker":"Speaker 3","startTime":649.481,"endTime":649.66,"body":"for"},{"speaker":"Speaker 3","startTime":649.661,"endTime":650.14,"body":"everybody."},{"speaker":"Speaker 3","startTime":650.38,"endTime":650.59,"body":"Now"},{"speaker":"Speaker 3","startTime":650.591,"endTime":650.71,"body":"they"},{"speaker":"Speaker 3","startTime":650.711,"endTime":650.89,"body":"may"},{"speaker":"Speaker 3","startTime":650.891,"endTime":651.31,"body":"say"},{"speaker":"Speaker 3","startTime":651.311,"endTime":651.61,"body":"that"},{"speaker":"Speaker 3","startTime":652.12,"endTime":652.12,"body":"it"},{"speaker":"Speaker 3","startTime":652.121,"endTime":652.48,"body":"lowered"},{"speaker":"Speaker 3","startTime":652.481,"endTime":652.6,"body":"it,"},{"speaker":"Speaker 3","startTime":652.66,"endTime":653.23,"body":"especially"},{"speaker":"Speaker 3","startTime":653.231,"endTime":653.38,"body":"for"},{"speaker":"Speaker 3","startTime":653.381,"endTime":653.5,"body":"the"},{"speaker":"Speaker 3","startTime":653.501,"endTime":653.89,"body":"wealthy,"},{"speaker":"Speaker 3","startTime":654.04,"endTime":654.04,"body":"while"},{"speaker":"Speaker 3","startTime":654.041,"endTime":654.16,"body":"the"},{"speaker":"Speaker 3","startTime":654.161,"endTime":654.52,"body":"wealthy"},{"speaker":"Speaker 3","startTime":654.521,"endTime":655.0,"body":"pay"},{"speaker":"Speaker 3","startTime":655.27,"endTime":655.63,"body":"about"},{"speaker":"Speaker 3","startTime":655.631,"endTime":656.83,"body":"98%"},{"speaker":"Speaker 3","startTime":656.831,"endTime":656.89,"body":"the"},{"speaker":"Speaker 3","startTime":656.891,"endTime":657.07,"body":"top"},{"speaker":"Speaker 3","startTime":657.071,"endTime":657.61,"body":"20%"},{"speaker":"Speaker 3","startTime":657.611,"endTime":657.76,"body":"pay"},{"speaker":"Speaker 3","startTime":657.761,"endTime":658.03,"body":"about"},{"speaker":"Speaker 3","startTime":658.031,"endTime":658.72,"body":"98%"},{"speaker":"Speaker 3","startTime":658.721,"endTime":658.81,"body":"of"},{"speaker":"Speaker 3","startTime":658.811,"endTime":658.87,"body":"the"},{"speaker":"Speaker 3","startTime":658.871,"endTime":659.29,"body":"taxes"},{"speaker":"Speaker 3","startTime":659.291,"endTime":659.41,"body":"in"},{"speaker":"Speaker 3","startTime":659.411,"endTime":659.47,"body":"the"},{"speaker":"Speaker 3","startTime":659.471,"endTime":659.92,"body":"country"},{"speaker":"Speaker 3","startTime":660.61,"endTime":660.61,"body":"anyway"},{"speaker":"Speaker 3","startTime":660.61,"endTime":660.61,"body":"."},{"speaker":"Speaker 3","startTime":660.62,"endTime":661.03,"body":"So"},{"speaker":"Speaker 3","startTime":661.031,"endTime":661.21,"body":"if"},{"speaker":"Speaker 3","startTime":661.211,"endTime":661.36,"body":"there's"},{"speaker":"Speaker 3","startTime":661.361,"endTime":661.48,"body":"going"},{"speaker":"Speaker 3","startTime":661.481,"endTime":661.54,"body":"to"},{"speaker":"Speaker 3","startTime":661.541,"endTime":661.6,"body":"be"},{"speaker":"Speaker 3","startTime":661.601,"endTime":661.72,"body":"a"},{"speaker":"Speaker 3","startTime":661.721,"endTime":661.9,"body":"an"},{"speaker":"Speaker 3","startTime":661.901,"endTime":662.32,"body":"across"},{"speaker":"Speaker 3","startTime":662.321,"endTime":662.44,"body":"the"},{"speaker":"Speaker 3","startTime":662.441,"endTime":662.68,"body":"board"},{"speaker":"Speaker 3","startTime":662.681,"endTime":663.01,"body":"tax"},{"speaker":"Speaker 3","startTime":663.011,"endTime":663.28,"body":"cut"},{"speaker":"Speaker 3","startTime":663.281,"endTime":663.46,"body":"that's"},{"speaker":"Speaker 3","startTime":663.461,"endTime":663.75,"body":"going"},{"speaker":"Speaker 3","startTime":663.751,"endTime":663.89,"body":"to"},{"speaker":"Speaker 3","startTime":663.91,"endTime":664.81,"body":"disproportionately"},{"speaker":"Speaker 3","startTime":664.811,"endTime":665.23,"body":"benefit"},{"speaker":"Speaker 3","startTime":665.231,"endTime":665.32,"body":"the"},{"speaker":"Speaker 3","startTime":665.321,"endTime":665.71,"body":"wealthy."},{"speaker":"Speaker 3","startTime":665.95,"endTime":666.19,"body":"That's"},{"speaker":"Speaker 3","startTime":666.191,"endTime":666.31,"body":"just"},{"speaker":"Speaker 3","startTime":666.311,"endTime":666.55,"body":"sort"},{"speaker":"Speaker 3","startTime":666.551,"endTime":666.85,"body":"of"},{"speaker":"Speaker 3","startTime":666.9,"endTime":667.02,"body":"the"},{"speaker":"Speaker 3","startTime":667.03,"endTime":667.54,"body":"reality"},{"speaker":"Speaker 3","startTime":667.541,"endTime":667.66,"body":"of"},{"speaker":"Speaker 3","startTime":667.661,"endTime":667.81,"body":"it."},{"speaker":"Speaker 3","startTime":667.93,"endTime":668.14,"body":"So,"},{"speaker":"Speaker 3","startTime":668.29,"endTime":668.29,"body":"and"},{"speaker":"Speaker 3","startTime":668.291,"endTime":668.56,"body":"lower"},{"speaker":"Speaker 3","startTime":668.561,"endTime":669.07,"body":"taxes"},{"speaker":"Speaker 3","startTime":669.071,"endTime":669.25,"body":"for"},{"speaker":"Speaker 3","startTime":669.251,"endTime":669.97,"body":"everybody"},{"speaker":"Speaker 3","startTime":670.24,"endTime":670.48,"body":"and"},{"speaker":"Speaker 3","startTime":670.57,"endTime":670.57,"body":"in"},{"speaker":"Speaker 3","startTime":670.65,"endTime":670.65,"body":"an"},{"speaker":"Speaker 3","startTime":670.66,"endTime":671.38,"body":"inaugurated"},{"speaker":"Speaker 3","startTime":671.56,"endTime":671.56,"body":"as"},{"speaker":"Speaker 3","startTime":672.1,"endTime":672.49,"body":"period"},{"speaker":"Speaker 3","startTime":672.491,"endTime":672.55,"body":"of"},{"speaker":"Speaker 3","startTime":672.551,"endTime":672.67,"body":"what"},{"speaker":"Speaker 3","startTime":672.671,"endTime":672.73,"body":"I"},{"speaker":"Speaker 3","startTime":672.731,"endTime":672.97,"body":"call"},{"speaker":"Speaker 3","startTime":672.971,"endTime":673.06,"body":"the"},{"speaker":"Speaker 3","startTime":673.061,"endTime":673.54,"body":"tax"},{"speaker":"Speaker 3","startTime":673.63,"endTime":673.96,"body":"sale"},{"speaker":"Speaker 3","startTime":673.961,"endTime":674.08,"body":"of"},{"speaker":"Speaker 3","startTime":674.081,"endTime":674.14,"body":"a"},{"speaker":"Speaker 3","startTime":674.141,"endTime":674.62,"body":"lifetime,"},{"speaker":"Speaker 3","startTime":674.621,"endTime":674.77,"body":"which"},{"speaker":"Speaker 3","startTime":674.771,"endTime":674.89,"body":"is"},{"speaker":"Speaker 3","startTime":674.891,"endTime":675.04,"body":"this"},{"speaker":"Speaker 3","startTime":675.041,"endTime":675.37,"body":"period"},{"speaker":"Speaker 3","startTime":675.371,"endTime":675.46,"body":"of"},{"speaker":"Speaker 3","startTime":675.461,"endTime":675.97,"body":"historically"},{"speaker":"Speaker 3","startTime":675.971,"endTime":676.15,"body":"low"},{"speaker":"Speaker 3","startTime":676.151,"endTime":676.42,"body":"tax"},{"speaker":"Speaker 3","startTime":676.421,"endTime":676.63,"body":"rates"},{"speaker":"Speaker 3","startTime":676.631,"endTime":676.84,"body":"now,"},{"speaker":"Speaker 3","startTime":677.11,"endTime":677.56,"body":"because"},{"speaker":"Speaker 3","startTime":677.561,"endTime":677.74,"body":"they"},{"speaker":"Speaker 3","startTime":677.741,"endTime":678.01,"body":"could"},{"speaker":"Speaker 3","startTime":678.011,"endTime":678.4,"body":"not"},{"speaker":"Speaker 3","startTime":678.401,"endTime":678.76,"body":"get"},{"speaker":"Speaker 3","startTime":679.12,"endTime":679.18,"body":"a"},{"speaker":"Speaker 3","startTime":679.181,"endTime":679.69,"body":"majority"},{"speaker":"Speaker 3","startTime":679.691,"endTime":679.78,"body":"of"},{"speaker":"Speaker 3","startTime":679.781,"endTime":680.32,"body":"Congress"},{"speaker":"Speaker 3","startTime":680.321,"endTime":680.8,"body":"to"},{"speaker":"Speaker 3","startTime":680.801,"endTime":681.16,"body":"sign"},{"speaker":"Speaker 3","startTime":681.161,"endTime":681.37,"body":"off"},{"speaker":"Speaker 3","startTime":681.371,"endTime":681.52,"body":"on"},{"speaker":"Speaker 3","startTime":681.521,"endTime":681.67,"body":"this,"},{"speaker":"Speaker 3","startTime":681.671,"endTime":681.79,"body":"they"},{"speaker":"Speaker 3","startTime":681.791,"endTime":682.0,"body":"had"},{"speaker":"Speaker 3","startTime":682.001,"endTime":682.27,"body":"to"},{"speaker":"Speaker 3","startTime":682.3,"endTime":682.63,"body":"get"},{"speaker":"Speaker 3","startTime":682.631,"endTime":683.05,"body":"this"},{"speaker":"Speaker 3","startTime":683.32,"endTime":683.65,"body":"tax"},{"speaker":"Speaker 3","startTime":683.91,"endTime":683.91,"body":"of"},{"speaker":"Speaker 3","startTime":684.34,"endTime":684.34,"body":"approved"},{"speaker":"Speaker 3","startTime":684.341,"endTime":684.55,"body":"through"},{"speaker":"Speaker 3","startTime":684.551,"endTime":684.7,"body":"what"},{"speaker":"Speaker 3","startTime":684.701,"endTime":684.82,"body":"we"},{"speaker":"Speaker 3","startTime":684.821,"endTime":685.12,"body":"call"},{"speaker":"Speaker 3","startTime":685.121,"endTime":685.48,"body":"budget"},{"speaker":"Speaker 3","startTime":685.481,"endTime":686.5,"body":"reconciliation,"},{"speaker":"Speaker 3","startTime":686.86,"endTime":687.07,"body":"which"},{"speaker":"Speaker 3","startTime":687.071,"endTime":687.43,"body":"means"},{"speaker":"Speaker 3","startTime":687.431,"endTime":687.7,"body":"that"},{"speaker":"Speaker 3","startTime":687.701,"endTime":687.85,"body":"it"},{"speaker":"Speaker 3","startTime":687.851,"endTime":688.12,"body":"has"},{"speaker":"Speaker 3","startTime":688.121,"endTime":688.42,"body":"a,"},{"speaker":"Speaker 3","startTime":688.421,"endTime":688.57,"body":"an"},{"speaker":"Speaker 3","startTime":688.571,"endTime":689.2,"body":"expiration"},{"speaker":"Speaker 3","startTime":689.201,"endTime":689.38,"body":"date."},{"speaker":"Speaker 3","startTime":689.47,"endTime":689.47,"body":"It"},{"speaker":"Speaker 3","startTime":689.48,"endTime":689.65,"body":"has"},{"speaker":"Speaker 3","startTime":689.651,"endTime":689.71,"body":"a"},{"speaker":"Speaker 3","startTime":689.711,"endTime":690.25,"body":"sunset"},{"speaker":"Speaker 3","startTime":690.251,"endTime":690.7,"body":"provision,"},{"speaker":"Speaker 3","startTime":690.701,"endTime":690.88,"body":"which"},{"speaker":"Speaker 3","startTime":690.881,"endTime":691.21,"body":"means"},{"speaker":"Speaker 3","startTime":691.211,"endTime":691.36,"body":"that"},{"speaker":"Speaker 3","startTime":691.6,"endTime":693.28,"body":"January"},{"speaker":"Speaker 3","startTime":693.28,"endTime":693.28,"body":"1st,"},{"speaker":"Speaker 3","startTime":693.28,"endTime":693.28,"body":"2026"},{"speaker":"Speaker 3","startTime":693.281,"endTime":693.43,"body":"these"},{"speaker":"Speaker 3","startTime":693.431,"endTime":693.73,"body":"tax"},{"speaker":"Speaker 3","startTime":693.731,"endTime":693.91,"body":"rates"},{"speaker":"Speaker 3","startTime":693.911,"endTime":693.97,"body":"are"},{"speaker":"Speaker 3","startTime":694.09,"endTime":694.09,"body":"going"},{"speaker":"Speaker 3","startTime":694.15,"endTime":694.15,"body":"to"},{"speaker":"Speaker 3","startTime":694.151,"endTime":694.33,"body":"go"},{"speaker":"Speaker 3","startTime":694.331,"endTime":694.63,"body":"right"},{"speaker":"Speaker 3","startTime":694.631,"endTime":694.9,"body":"back"},{"speaker":"Speaker 3","startTime":694.901,"endTime":695.02,"body":"to"},{"speaker":"Speaker 3","startTime":695.021,"endTime":695.2,"body":"what"},{"speaker":"Speaker 3","startTime":695.201,"endTime":695.32,"body":"they"},{"speaker":"Speaker 3","startTime":695.321,"endTime":695.77,"body":"were"},{"speaker":"Speaker 3","startTime":696.04,"endTime":696.19,"body":"in"},{"speaker":"Speaker 3","startTime":696.191,"endTime":697.12,"body":"2017"},{"speaker":"Speaker 3","startTime":697.54,"endTime":697.78,"body":"now,"},{"speaker":"Speaker 3","startTime":697.781,"endTime":697.93,"body":"it"},{"speaker":"Speaker 3","startTime":697.931,"endTime":698.17,"body":"just"},{"speaker":"Speaker 3","startTime":698.171,"endTime":698.32,"body":"so"},{"speaker":"Speaker 3","startTime":698.321,"endTime":698.92,"body":"happens"},{"speaker":"Speaker 3","startTime":698.921,"endTime":699.28,"body":"that"},{"speaker":"Speaker 3","startTime":699.31,"endTime":699.61,"body":"all"},{"speaker":"Speaker 3","startTime":699.611,"endTime":699.7,"body":"of"},{"speaker":"Speaker 3","startTime":699.701,"endTime":699.76,"body":"the"},{"speaker":"Speaker 3","startTime":699.761,"endTime":700.15,"body":"media"},{"speaker":"Speaker 3","startTime":700.151,"endTime":700.57,"body":"outlets"},{"speaker":"Speaker 3","startTime":700.571,"endTime":700.66,"body":"are"},{"speaker":"Speaker 3","startTime":700.661,"endTime":701.02,"body":"telling"},{"speaker":"Speaker 3","startTime":701.021,"endTime":701.23,"body":"us"},{"speaker":"Speaker 3","startTime":701.26,"endTime":701.5,"body":"that"},{"speaker":"Speaker 3","startTime":701.501,"endTime":702.07,"body":"Medicare"},{"speaker":"Speaker 3","startTime":702.071,"endTime":702.19,"body":"is"},{"speaker":"Speaker 3","startTime":702.191,"endTime":702.4,"body":"sort"},{"speaker":"Speaker 3","startTime":702.401,"endTime":702.49,"body":"of"},{"speaker":"Speaker 3","startTime":702.491,"endTime":702.79,"body":"going"},{"speaker":"Speaker 3","startTime":702.791,"endTime":703.21,"body":"bust"},{"speaker":"Speaker 3","startTime":703.24,"endTime":703.45,"body":"in"},{"speaker":"Speaker 3","startTime":703.451,"endTime":704.23,"body":"2026"},{"speaker":"Speaker 3","startTime":704.231,"endTime":704.35,"body":"as"},{"speaker":"Speaker 3","startTime":704.351,"endTime":704.68,"body":"well."},{"speaker":"Speaker 3","startTime":704.68,"endTime":705.04,"body":"So"},{"speaker":"Speaker 3","startTime":705.28,"endTime":705.43,"body":"we"},{"speaker":"Speaker 3","startTime":705.431,"endTime":705.64,"body":"have"},{"speaker":"Speaker 3","startTime":705.641,"endTime":705.7,"body":"a"},{"speaker":"Speaker 3","startTime":705.701,"endTime":706.39,"body":"situation"},{"speaker":"Speaker 3","startTime":706.391,"endTime":707.17,"body":"2026"},{"speaker":"Speaker 3","startTime":707.171,"endTime":707.29,"body":"where"},{"speaker":"Speaker 3","startTime":707.291,"endTime":707.38,"body":"you"},{"speaker":"Speaker 3","startTime":707.381,"endTime":707.56,"body":"have"},{"speaker":"Speaker 3","startTime":707.561,"endTime":707.83,"body":"almost"},{"speaker":"Speaker 3","startTime":707.831,"endTime":707.98,"body":"this"},{"speaker":"Speaker 3","startTime":707.981,"endTime":708.37,"body":"perfect"},{"speaker":"Speaker 3","startTime":708.371,"endTime":708.91,"body":"storm"},{"speaker":"Speaker 3","startTime":709.18,"endTime":709.36,"body":"where"},{"speaker":"Speaker 3","startTime":709.361,"endTime":709.63,"body":"tax"},{"speaker":"Speaker 3","startTime":709.631,"endTime":709.84,"body":"rates"},{"speaker":"Speaker 3","startTime":709.841,"endTime":709.9,"body":"are"},{"speaker":"Speaker 3","startTime":709.91,"endTime":710.11,"body":"going"},{"speaker":"Speaker 3","startTime":710.111,"endTime":710.23,"body":"to"},{"speaker":"Speaker 3","startTime":710.231,"endTime":710.71,"body":"revert"},{"speaker":"Speaker 3","startTime":710.711,"endTime":710.8,"body":"to"},{"speaker":"Speaker 3","startTime":710.801,"endTime":710.98,"body":"what"},{"speaker":"Speaker 3","startTime":710.981,"endTime":711.07,"body":"they"},{"speaker":"Speaker 3","startTime":711.071,"endTime":711.22,"body":"were"},{"speaker":"Speaker 3","startTime":711.221,"endTime":711.34,"body":"in"},{"speaker":"Speaker 3","startTime":711.341,"endTime":712.21,"body":"2017"},{"speaker":"Speaker 3","startTime":712.27,"endTime":712.45,"body":"we're"},{"speaker":"Speaker 3","startTime":712.451,"endTime":712.75,"body":"also"},{"speaker":"Speaker 3","startTime":712.751,"endTime":712.9,"body":"going"},{"speaker":"Speaker 3","startTime":712.901,"endTime":712.96,"body":"to"},{"speaker":"Speaker 3","startTime":713.56,"endTime":714.07,"body":"Medicare"},{"speaker":"Speaker 3","startTime":714.37,"endTime":714.37,"body":"going"},{"speaker":"Speaker 3","startTime":714.371,"endTime":714.52,"body":"and"},{"speaker":"Speaker 3","startTime":714.521,"endTime":715.09,"body":"solvent,"},{"speaker":"Speaker 3","startTime":715.12,"endTime":715.27,"body":"which"},{"speaker":"Speaker 3","startTime":715.271,"endTime":715.39,"body":"is"},{"speaker":"Speaker 3","startTime":715.391,"endTime":715.48,"body":"a"},{"speaker":"Speaker 3","startTime":715.481,"endTime":715.75,"body":"really,"},{"speaker":"Speaker 3","startTime":715.751,"endTime":715.99,"body":"really"},{"speaker":"Speaker 3","startTime":715.991,"endTime":716.17,"body":"big"},{"speaker":"Speaker 3","startTime":716.171,"endTime":716.44,"body":"deal"},{"speaker":"Speaker 3","startTime":716.65,"endTime":716.65,"body":"because"},{"speaker":"Speaker 3","startTime":716.651,"endTime":716.8,"body":"it's"},{"speaker":"Speaker 3","startTime":716.801,"endTime":716.89,"body":"the"},{"speaker":"Speaker 3","startTime":716.891,"endTime":717.1,"body":"most"},{"speaker":"Speaker 3","startTime":717.101,"endTime":717.55,"body":"expensive"},{"speaker":"Speaker 3","startTime":717.551,"endTime":717.79,"body":"part"},{"speaker":"Speaker 3","startTime":717.791,"endTime":717.85,"body":"of"},{"speaker":"Speaker 3","startTime":717.851,"endTime":717.91,"body":"a"},{"speaker":"Speaker 3","startTime":717.911,"endTime":718.27,"body":"budget"},{"speaker":"Speaker 3","startTime":718.69,"endTime":718.99,"body":"and"},{"speaker":"Speaker 3","startTime":718.991,"endTime":719.17,"body":"that's"},{"speaker":"Speaker 3","startTime":719.171,"endTime":719.5,"body":"happening"},{"speaker":"Speaker 3","startTime":719.501,"endTime":719.71,"body":"all"},{"speaker":"Speaker 3","startTime":719.711,"endTime":719.8,"body":"at"},{"speaker":"Speaker 3","startTime":719.801,"endTime":720.1,"body":"once."},{"speaker":"Speaker 3","startTime":720.101,"endTime":720.19,"body":"So"},{"speaker":"Speaker 3","startTime":720.191,"endTime":720.28,"body":"I"},{"speaker":"Speaker 3","startTime":720.281,"endTime":720.49,"body":"think"},{"speaker":"Speaker 3","startTime":720.491,"endTime":720.61,"body":"that"},{"speaker":"Speaker 3","startTime":720.611,"endTime":720.7,"body":"if"},{"speaker":"Speaker 3","startTime":720.701,"endTime":720.88,"body":"there"},{"speaker":"Speaker 3","startTime":720.881,"endTime":721.09,"body":"were"},{"speaker":"Speaker 3","startTime":721.091,"endTime":721.36,"body":"a"},{"speaker":"Speaker 3","startTime":721.36,"endTime":721.36,"body":"day"},{"speaker":"Speaker 3","startTime":721.361,"endTime":721.48,"body":"of"},{"speaker":"Speaker 3","startTime":721.481,"endTime":721.81,"body":"reckoning"},{"speaker":"Speaker 3","startTime":721.811,"endTime":721.96,"body":"for"},{"speaker":"Speaker 3","startTime":721.961,"endTime":722.05,"body":"our"},{"speaker":"Speaker 3","startTime":722.051,"endTime":722.35,"body":"country,"},{"speaker":"Speaker 3","startTime":722.351,"endTime":722.47,"body":"it's"},{"speaker":"Speaker 3","startTime":722.471,"endTime":722.95,"body":"probably"},{"speaker":"Speaker 3","startTime":722.951,"endTime":723.85,"body":"2026"},{"speaker":"Speaker 3","startTime":724.18,"endTime":724.33,"body":"and"},{"speaker":"Speaker 3","startTime":724.331,"endTime":724.42,"body":"to"},{"speaker":"Speaker 3","startTime":724.421,"endTime":724.72,"body":"keep"},{"speaker":"Speaker 3","startTime":724.81,"endTime":724.93,"body":"the"},{"speaker":"Speaker 3","startTime":724.931,"endTime":725.26,"body":"country"},{"speaker":"Speaker 3","startTime":725.261,"endTime":725.77,"body":"solvent,"},{"speaker":"Speaker 3","startTime":725.95,"endTime":726.1,"body":"we're"},{"speaker":"Speaker 3","startTime":726.101,"endTime":726.64,"body":"probably"},{"speaker":"Speaker 3","startTime":726.641,"endTime":726.76,"body":"going"},{"speaker":"Speaker 3","startTime":726.761,"endTime":726.82,"body":"to"},{"speaker":"Speaker 3","startTime":726.821,"endTime":726.91,"body":"have"},{"speaker":"Speaker 3","startTime":726.911,"endTime":727.03,"body":"to"},{"speaker":"Speaker 3","startTime":727.031,"endTime":727.36,"body":"raise"},{"speaker":"Speaker 3","startTime":727.361,"endTime":727.84,"body":"taxes"},{"speaker":"Speaker 3","startTime":727.841,"endTime":728.2,"body":"rather"},{"speaker":"Speaker 3","startTime":728.201,"endTime":728.71,"body":"dramatically."},{"speaker":"Speaker 3","startTime":728.711,"endTime":728.83,"body":"At"},{"speaker":"Speaker 3","startTime":728.831,"endTime":728.98,"body":"that"},{"speaker":"Speaker 3","startTime":728.981,"endTime":729.34,"body":"point,"},{"speaker":"Speaker 3","startTime":729.46,"endTime":729.61,"body":"we"},{"speaker":"Speaker 3","startTime":729.611,"endTime":729.97,"body":"interviewed"},{"speaker":"Speaker 3","startTime":729.971,"endTime":730.0,"body":"a"},{"speaker":"Speaker 3","startTime":730.001,"endTime":730.18,"body":"guy"},{"speaker":"Speaker 3","startTime":730.181,"endTime":730.42,"body":"named"},{"speaker":"Speaker 3","startTime":730.421,"endTime":731.68,"body":"Tom"},{"speaker":"Speaker 3","startTime":731.68,"endTime":731.68,"body":"McClintock"},{"speaker":"Speaker 3","startTime":731.74,"endTime":731.92,"body":"in"},{"speaker":"Speaker 3","startTime":731.921,"endTime":732.01,"body":"our"},{"speaker":"Speaker 3","startTime":732.011,"endTime":732.54,"body":"movies,"},{"speaker":"Speaker 3","startTime":732.55,"endTime":732.61,"body":"a"},{"speaker":"Speaker 3","startTime":732.611,"endTime":733.36,"body":"Republican"},{"speaker":"Speaker 3","startTime":733.72,"endTime":734.23,"body":"Congressman"},{"speaker":"Speaker 3","startTime":734.231,"endTime":734.38,"body":"out"},{"speaker":"Speaker 3","startTime":734.381,"endTime":734.44,"body":"of"},{"speaker":"Speaker 3","startTime":734.441,"endTime":735.28,"body":"California."},{"speaker":"Speaker 3","startTime":735.61,"endTime":735.61,"body":"He's"},{"speaker":"Speaker 3","startTime":735.611,"endTime":735.73,"body":"on"},{"speaker":"Speaker 3","startTime":735.731,"endTime":735.79,"body":"the"},{"speaker":"Speaker 3","startTime":735.791,"endTime":736.27,"body":"Republican"},{"speaker":"Speaker 3","startTime":736.271,"endTime":736.54,"body":"budget"},{"speaker":"Speaker 3","startTime":736.541,"endTime":736.84,"body":"committee,"},{"speaker":"Speaker 3","startTime":736.841,"endTime":736.9,"body":"he"},{"speaker":"Speaker 3","startTime":736.901,"endTime":737.14,"body":"says"},{"speaker":"Speaker 3","startTime":737.141,"endTime":737.32,"body":"eight"},{"speaker":"Speaker 3","startTime":737.321,"endTime":737.65,"body":"years"},{"speaker":"Speaker 3","startTime":737.651,"endTime":737.8,"body":"from"},{"speaker":"Speaker 3","startTime":737.801,"endTime":738.19,"body":"now,"},{"speaker":"Speaker 3","startTime":738.37,"endTime":738.49,"body":"and"},{"speaker":"Speaker 3","startTime":738.491,"endTime":738.55,"body":"he"},{"speaker":"Speaker 3","startTime":738.551,"endTime":738.76,"body":"said"},{"speaker":"Speaker 3","startTime":738.761,"endTime":739.36,"body":"this"},{"speaker":"Speaker 3","startTime":739.36,"endTime":739.36,"body":"last"},{"speaker":"Speaker 3","startTime":739.36,"endTime":739.36,"body":"year,"},{"speaker":"Speaker 3","startTime":739.361,"endTime":739.54,"body":"so"},{"speaker":"Speaker 3","startTime":739.541,"endTime":739.66,"body":"he"},{"speaker":"Speaker 3","startTime":739.661,"endTime":739.78,"body":"was"},{"speaker":"Speaker 3","startTime":739.781,"endTime":740.08,"body":"right"},{"speaker":"Speaker 3","startTime":740.081,"endTime":740.34,"body":"on,"},{"speaker":"Speaker 3","startTime":740.35,"endTime":740.41,"body":"he"},{"speaker":"Speaker 3","startTime":740.411,"endTime":740.59,"body":"said"},{"speaker":"Speaker 3","startTime":740.591,"endTime":741.34,"body":"2026"},{"speaker":"Speaker 3","startTime":741.46,"endTime":741.46,"body":"we're"},{"speaker":"Speaker 3","startTime":741.461,"endTime":741.58,"body":"going"},{"speaker":"Speaker 3","startTime":741.581,"endTime":741.64,"body":"to"},{"speaker":"Speaker 3","startTime":741.641,"endTime":741.73,"body":"be"},{"speaker":"Speaker 3","startTime":741.74,"endTime":742.42,"body":"Venezuela."},{"speaker":"Speaker 3","startTime":742.81,"endTime":743.2,"body":"So"},{"speaker":"Speaker 3","startTime":743.23,"endTime":743.35,"body":"we"},{"speaker":"Speaker 3","startTime":743.351,"endTime":743.53,"body":"have"},{"speaker":"Speaker 3","startTime":743.531,"endTime":743.8,"body":"very,"},{"speaker":"Speaker 3","startTime":743.801,"endTime":744.04,"body":"very"},{"speaker":"Speaker 3","startTime":744.041,"endTime":744.46,"body":"smart"},{"speaker":"Speaker 3","startTime":744.461,"endTime":744.79,"body":"people"},{"speaker":"Speaker 3","startTime":744.791,"endTime":744.91,"body":"in"},{"speaker":"Speaker 3","startTime":744.911,"endTime":745.12,"body":"very"},{"speaker":"Speaker 3","startTime":745.121,"endTime":745.48,"body":"important"},{"speaker":"Speaker 3","startTime":745.481,"endTime":745.96,"body":"positions"},{"speaker":"Speaker 3","startTime":745.961,"endTime":746.05,"body":"that"},{"speaker":"Speaker 3","startTime":746.051,"endTime":746.17,"body":"have"},{"speaker":"Speaker 3","startTime":746.171,"endTime":746.53,"body":"nothing"},{"speaker":"Speaker 3","startTime":746.531,"endTime":746.62,"body":"to"},{"speaker":"Speaker 3","startTime":746.621,"endTime":746.95,"body":"gain"},{"speaker":"Speaker 3","startTime":746.951,"endTime":747.25,"body":"by"},{"speaker":"Speaker 3","startTime":747.43,"endTime":747.7,"body":"not"},{"speaker":"Speaker 3","startTime":747.701,"endTime":747.97,"body":"giving"},{"speaker":"Speaker 3","startTime":747.971,"endTime":748.09,"body":"you"},{"speaker":"Speaker 3","startTime":748.091,"endTime":748.24,"body":"the"},{"speaker":"Speaker 3","startTime":748.241,"endTime":748.72,"body":"unvarnished"},{"speaker":"Speaker 3","startTime":748.721,"endTime":748.99,"body":"truth"},{"speaker":"Speaker 3","startTime":748.991,"endTime":749.08,"body":"that"},{"speaker":"Speaker 3","startTime":749.081,"endTime":749.17,"body":"are"},{"speaker":"Speaker 3","startTime":749.171,"endTime":749.5,"body":"telling"},{"speaker":"Speaker 3","startTime":749.501,"endTime":749.65,"body":"us"},{"speaker":"Speaker 3","startTime":749.77,"endTime":749.77,"body":"that"},{"speaker":"Speaker 3","startTime":749.771,"endTime":750.43,"body":"2026"},{"speaker":"Speaker 3","startTime":750.431,"endTime":750.55,"body":"is"},{"speaker":"Speaker 3","startTime":750.551,"endTime":750.64,"body":"a"},{"speaker":"Speaker 3","startTime":750.641,"endTime":751.03,"body":"really,"},{"speaker":"Speaker 3","startTime":751.031,"endTime":751.42,"body":"really"},{"speaker":"Speaker 3","startTime":751.66,"endTime":751.9,"body":"big"},{"speaker":"Speaker 3","startTime":751.901,"endTime":752.08,"body":"year"},{"speaker":"Speaker 3","startTime":752.081,"endTime":752.23,"body":"for"},{"speaker":"Speaker 3","startTime":752.231,"endTime":752.32,"body":"our"},{"speaker":"Speaker 3","startTime":752.321,"endTime":752.65,"body":"country."},{"speaker":"Speaker 2","startTime":753.05,"endTime":753.05,"body":"They've"},{"speaker":"Speaker 2","startTime":753.05,"endTime":753.05,"body":","},{"speaker":"Speaker 2","startTime":753.051,"endTime":753.29,"body":"let's"},{"speaker":"Speaker 2","startTime":753.291,"endTime":753.56,"body":"talk"},{"speaker":"Speaker 2","startTime":753.561,"endTime":753.77,"body":"about"},{"speaker":"Speaker 2","startTime":753.771,"endTime":753.86,"body":"the"},{"speaker":"Speaker 2","startTime":753.861,"endTime":754.28,"body":"movie"},{"speaker":"Speaker 2","startTime":754.34,"endTime":754.43,"body":"a"},{"speaker":"Speaker 2","startTime":754.431,"endTime":754.67,"body":"little"},{"speaker":"Speaker 2","startTime":754.671,"endTime":754.88,"body":"bit."},{"speaker":"Speaker 2","startTime":754.881,"endTime":755.36,"body":"Obviously"},{"speaker":"Speaker 2","startTime":755.361,"endTime":755.39,"body":"a"},{"speaker":"Speaker 2","startTime":755.391,"endTime":755.69,"body":"book's"},{"speaker":"Speaker 2","startTime":755.691,"endTime":755.93,"body":"pretty"},{"speaker":"Speaker 2","startTime":755.931,"endTime":756.11,"body":"self"},{"speaker":"Speaker 2","startTime":756.111,"endTime":756.86,"body":"explanatory."},{"speaker":"Speaker 2","startTime":756.861,"endTime":757.04,"body":"It's"},{"speaker":"Speaker 2","startTime":757.16,"endTime":757.34,"body":"good"},{"speaker":"Speaker 2","startTime":757.341,"endTime":757.4,"body":"to"},{"speaker":"Speaker 2","startTime":757.401,"endTime":757.7,"body":"talk"},{"speaker":"Speaker 2","startTime":757.701,"endTime":757.97,"body":"about"},{"speaker":"Speaker 2","startTime":757.971,"endTime":758.06,"body":"how"},{"speaker":"Speaker 2","startTime":758.061,"endTime":758.21,"body":"you"},{"speaker":"Speaker 2","startTime":758.211,"endTime":758.36,"body":"can"},{"speaker":"Speaker 2","startTime":758.361,"endTime":758.6,"body":"get"},{"speaker":"Speaker 2","startTime":758.601,"endTime":758.84,"body":"to"},{"speaker":"Speaker 2","startTime":759.24,"endTime":759.24,"body":"the"},{"speaker":"Speaker 2","startTime":759.25,"endTime":759.65,"body":"zero"},{"speaker":"Speaker 2","startTime":759.651,"endTime":760.04,"body":"tax"},{"speaker":"Speaker 2","startTime":760.041,"endTime":760.55,"body":"bracket,"},{"speaker":"Speaker 2","startTime":760.551,"endTime":760.7,"body":"but"},{"speaker":"Speaker 2","startTime":760.701,"endTime":760.94,"body":"let's"},{"speaker":"Speaker 2","startTime":760.941,"endTime":761.12,"body":"talk"},{"speaker":"Speaker 2","startTime":761.121,"endTime":761.33,"body":"about"},{"speaker":"Speaker 2","startTime":761.331,"endTime":761.39,"body":"the"},{"speaker":"Speaker 2","startTime":761.391,"endTime":761.72,"body":"movie"},{"speaker":"Speaker 2","startTime":761.721,"endTime":761.87,"body":"and"},{"speaker":"Speaker 2","startTime":762.17,"endTime":762.38,"body":"why"},{"speaker":"Speaker 2","startTime":762.381,"endTime":762.59,"body":"did"},{"speaker":"Speaker 2","startTime":762.591,"endTime":762.74,"body":"you"},{"speaker":"Speaker 2","startTime":762.741,"endTime":763.22,"body":"go"},{"speaker":"Speaker 2","startTime":763.4,"endTime":763.55,"body":"to"},{"speaker":"Speaker 2","startTime":763.551,"endTime":763.73,"body":"the"},{"speaker":"Speaker 2","startTime":763.731,"endTime":764.21,"body":"length"},{"speaker":"Speaker 2","startTime":764.211,"endTime":764.3,"body":"that"},{"speaker":"Speaker 2","startTime":764.301,"endTime":764.42,"body":"you"},{"speaker":"Speaker 2","startTime":764.421,"endTime":764.66,"body":"went"},{"speaker":"Speaker 2","startTime":764.661,"endTime":764.75,"body":"to?"},{"speaker":"Speaker 2","startTime":764.751,"endTime":764.9,"body":"I've"},{"speaker":"Speaker 2","startTime":764.901,"endTime":765.05,"body":"had"},{"speaker":"Speaker 2","startTime":765.051,"endTime":765.08,"body":"a"},{"speaker":"Speaker 2","startTime":765.081,"endTime":765.38,"body":"chance"},{"speaker":"Speaker 2","startTime":765.381,"endTime":765.47,"body":"to"},{"speaker":"Speaker 2","startTime":765.471,"endTime":765.77,"body":"watch"},{"speaker":"Speaker 2","startTime":765.771,"endTime":765.89,"body":"it."},{"speaker":"Speaker 2","startTime":765.891,"endTime":766.07,"body":"It's"},{"speaker":"Speaker 2","startTime":766.071,"endTime":766.16,"body":"an"},{"speaker":"Speaker 2","startTime":766.161,"endTime":766.55,"body":"amazing"},{"speaker":"Speaker 2","startTime":766.551,"endTime":767.39,"body":"documentary."},{"speaker":"Speaker 2","startTime":767.87,"endTime":767.87,"body":"Why"},{"speaker":"Speaker 2","startTime":767.96,"endTime":767.96,"body":"did"},{"speaker":"Speaker 2","startTime":767.961,"endTime":768.05,"body":"you"},{"speaker":"Speaker 2","startTime":768.051,"endTime":768.2,"body":"go"},{"speaker":"Speaker 2","startTime":768.25,"endTime":768.25,"body":"to"},{"speaker":"Speaker 2","startTime":768.251,"endTime":768.35,"body":"the"},{"speaker":"Speaker 2","startTime":768.351,"endTime":768.74,"body":"lengths"},{"speaker":"Speaker 2","startTime":768.741,"endTime":768.83,"body":"that"},{"speaker":"Speaker 2","startTime":768.831,"endTime":768.95,"body":"you"},{"speaker":"Speaker 2","startTime":768.951,"endTime":769.25,"body":"went"},{"speaker":"Speaker 2","startTime":769.251,"endTime":769.43,"body":"to"},{"speaker":"Speaker 2","startTime":769.82,"endTime":770.0,"body":"this"},{"speaker":"Speaker 2","startTime":770.001,"endTime":770.42,"body":"message"},{"speaker":"Speaker 2","startTime":770.421,"endTime":770.66,"body":"out"},{"speaker":"Speaker 2","startTime":770.661,"endTime":770.78,"body":"in"},{"speaker":"Speaker 2","startTime":770.781,"endTime":771.11,"body":"video"},{"speaker":"Speaker 2","startTime":771.111,"endTime":771.59,"body":"format?"},{"speaker":"Speaker 3","startTime":771.73,"endTime":771.88,"body":"You"},{"speaker":"Speaker 3","startTime":771.881,"endTime":772.06,"body":"know,"},{"speaker":"Speaker 3","startTime":772.061,"endTime":772.6,"body":"occasionally"},{"speaker":"Speaker 3","startTime":772.601,"endTime":772.75,"body":"we'll"},{"speaker":"Speaker 3","startTime":772.751,"endTime":772.9,"body":"have"},{"speaker":"Speaker 3","startTime":772.901,"endTime":773.2,"body":"people"},{"speaker":"Speaker 3","startTime":773.201,"endTime":773.35,"body":"that"},{"speaker":"Speaker 3","startTime":773.351,"endTime":773.59,"body":"either"},{"speaker":"Speaker 3","startTime":773.591,"endTime":773.86,"body":"read"},{"speaker":"Speaker 3","startTime":773.861,"endTime":773.92,"body":"the"},{"speaker":"Speaker 3","startTime":773.921,"endTime":774.34,"body":"book"},{"speaker":"Speaker 3","startTime":774.341,"endTime":774.55,"body":"or"},{"speaker":"Speaker 3","startTime":774.551,"endTime":774.76,"body":"see"},{"speaker":"Speaker 3","startTime":774.761,"endTime":774.94,"body":"me"},{"speaker":"Speaker 3","startTime":774.941,"endTime":775.33,"body":"speak"},{"speaker":"Speaker 3","startTime":775.331,"endTime":775.57,"body":"that"},{"speaker":"Speaker 3","startTime":775.6,"endTime":775.75,"body":"are"},{"speaker":"Speaker 3","startTime":775.751,"endTime":776.11,"body":"still"},{"speaker":"Speaker 3","startTime":776.111,"endTime":776.2,"body":"a"},{"speaker":"Speaker 3","startTime":776.201,"endTime":776.38,"body":"little"},{"speaker":"Speaker 3","startTime":776.381,"endTime":776.56,"body":"bit"},{"speaker":"Speaker 3","startTime":776.561,"endTime":777.25,"body":"skeptical"},{"speaker":"Speaker 3","startTime":777.251,"endTime":777.49,"body":"as"},{"speaker":"Speaker 3","startTime":777.491,"endTime":778.06,"body":"to"},{"speaker":"Speaker 3","startTime":778.09,"endTime":778.72,"body":"my"},{"speaker":"Speaker 3","startTime":778.99,"endTime":779.65,"body":"assertion"},{"speaker":"Speaker 3","startTime":780.43,"endTime":780.61,"body":"that"},{"speaker":"Speaker 3","startTime":780.611,"endTime":780.88,"body":"tax"},{"speaker":"Speaker 3","startTime":780.881,"endTime":781.09,"body":"rates"},{"speaker":"Speaker 3","startTime":781.091,"endTime":781.18,"body":"in"},{"speaker":"Speaker 3","startTime":781.181,"endTime":781.24,"body":"the"},{"speaker":"Speaker 3","startTime":781.241,"endTime":781.81,"body":"future"},{"speaker":"Speaker 3","startTime":782.11,"endTime":782.26,"body":"are"},{"speaker":"Speaker 3","startTime":782.261,"endTime":782.59,"body":"likely"},{"speaker":"Speaker 3","startTime":782.591,"endTime":782.68,"body":"to"},{"speaker":"Speaker 3","startTime":782.681,"endTime":782.79,"body":"be"},{"speaker":"Speaker 3","startTime":782.8,"endTime":783.31,"body":"dramatically"},{"speaker":"Speaker 3","startTime":783.311,"endTime":783.52,"body":"higher"},{"speaker":"Speaker 3","startTime":783.521,"endTime":783.7,"body":"than"},{"speaker":"Speaker 3","startTime":783.701,"endTime":783.79,"body":"they"},{"speaker":"Speaker 3","startTime":783.791,"endTime":783.91,"body":"are"},{"speaker":"Speaker 3","startTime":783.911,"endTime":784.36,"body":"today."},{"speaker":"Speaker 3","startTime":784.9,"endTime":785.02,"body":"And"},{"speaker":"Speaker 3","startTime":785.021,"endTime":785.14,"body":"we"},{"speaker":"Speaker 3","startTime":785.141,"endTime":785.44,"body":"wanted"},{"speaker":"Speaker 3","startTime":785.441,"endTime":785.5,"body":"to"},{"speaker":"Speaker 3","startTime":785.501,"endTime":785.62,"body":"be"},{"speaker":"Speaker 3","startTime":785.621,"endTime":785.71,"body":"in"},{"speaker":"Speaker 3","startTime":785.711,"endTime":785.77,"body":"a"},{"speaker":"Speaker 3","startTime":785.771,"endTime":786.19,"body":"position"},{"speaker":"Speaker 3","startTime":786.191,"endTime":786.34,"body":"where"},{"speaker":"Speaker 3","startTime":786.341,"endTime":786.49,"body":"we"},{"speaker":"Speaker 3","startTime":786.491,"endTime":786.79,"body":"have"},{"speaker":"Speaker 3","startTime":787.15,"endTime":787.81,"body":"aggregated"},{"speaker":"Speaker 3","startTime":787.811,"endTime":788.05,"body":"so"},{"speaker":"Speaker 3","startTime":788.051,"endTime":788.47,"body":"many"},{"speaker":"Speaker 3","startTime":788.53,"endTime":789.13,"body":"expert"},{"speaker":"Speaker 3","startTime":789.4,"endTime":790.15,"body":"testimonies"},{"speaker":"Speaker 3","startTime":790.33,"endTime":790.33,"body":"in"},{"speaker":"Speaker 3","startTime":790.331,"endTime":790.63,"body":"one"},{"speaker":"Speaker 3","startTime":790.631,"endTime":791.08,"body":"spot"},{"speaker":"Speaker 3","startTime":791.53,"endTime":791.89,"body":"that"},{"speaker":"Speaker 3","startTime":792.04,"endTime":792.19,"body":"it"},{"speaker":"Speaker 3","startTime":792.191,"endTime":792.34,"body":"was"},{"speaker":"Speaker 3","startTime":792.341,"endTime":792.67,"body":"no"},{"speaker":"Speaker 3","startTime":792.671,"endTime":793.15,"body":"longer"},{"speaker":"Speaker 3","startTime":793.151,"endTime":793.21,"body":"a"},{"speaker":"Speaker 3","startTime":793.211,"endTime":793.54,"body":"matter"},{"speaker":"Speaker 3","startTime":793.541,"endTime":793.63,"body":"of"},{"speaker":"Speaker 3","startTime":794.2,"endTime":794.2,"body":"argument"},{"speaker":"Speaker 3","startTime":794.59,"endTime":794.83,"body":"that"},{"speaker":"Speaker 3","startTime":794.89,"endTime":795.04,"body":"the"},{"speaker":"Speaker 3","startTime":795.041,"endTime":795.34,"body":"tax"},{"speaker":"Speaker 3","startTime":795.341,"endTime":795.52,"body":"rates"},{"speaker":"Speaker 3","startTime":795.61,"endTime":795.61,"body":"in"},{"speaker":"Speaker 3","startTime":795.62,"endTime":795.7,"body":"the"},{"speaker":"Speaker 3","startTime":795.701,"endTime":796.21,"body":"future"},{"speaker":"Speaker 3","startTime":796.211,"endTime":796.51,"body":"had"},{"speaker":"Speaker 3","startTime":796.511,"endTime":796.57,"body":"to"},{"speaker":"Speaker 3","startTime":796.571,"endTime":796.75,"body":"be"},{"speaker":"Speaker 3","startTime":796.751,"endTime":797.05,"body":"higher"},{"speaker":"Speaker 3","startTime":797.051,"endTime":797.23,"body":"than"},{"speaker":"Speaker 3","startTime":797.231,"endTime":797.29,"body":"they"},{"speaker":"Speaker 3","startTime":797.291,"endTime":797.44,"body":"are"},{"speaker":"Speaker 3","startTime":797.441,"endTime":797.92,"body":"today."},{"speaker":"Speaker 3","startTime":797.95,"endTime":798.34,"body":"And"},{"speaker":"Speaker 3","startTime":798.7,"endTime":798.88,"body":"so"},{"speaker":"Speaker 3","startTime":798.881,"endTime":799.0,"body":"we"},{"speaker":"Speaker 3","startTime":799.001,"endTime":799.27,"body":"set"},{"speaker":"Speaker 3","startTime":799.271,"endTime":799.66,"body":"out,"},{"speaker":"Speaker 3","startTime":799.69,"endTime":799.87,"body":"we"},{"speaker":"Speaker 3","startTime":799.871,"endTime":800.44,"body":"barnstormed"},{"speaker":"Speaker 3","startTime":800.441,"endTime":800.71,"body":"across"},{"speaker":"Speaker 3","startTime":800.711,"endTime":800.8,"body":"the"},{"speaker":"Speaker 3","startTime":800.801,"endTime":801.28,"body":"country,"},{"speaker":"Speaker 3","startTime":801.281,"endTime":801.4,"body":"a"},{"speaker":"Speaker 3","startTime":801.401,"endTime":801.85,"body":"filmmaker,"},{"speaker":"Speaker 3","startTime":801.851,"endTime":802.06,"body":"Doug"},{"speaker":"Speaker 3","startTime":802.061,"endTime":802.42,"body":"orchard"},{"speaker":"Speaker 3","startTime":802.421,"endTime":802.57,"body":"and"},{"speaker":"Speaker 3","startTime":802.571,"endTime":802.78,"body":"I,"},{"speaker":"Speaker 3","startTime":803.02,"endTime":803.17,"body":"we"},{"speaker":"Speaker 3","startTime":803.171,"endTime":803.71,"body":"barnstormed"},{"speaker":"Speaker 3","startTime":803.711,"endTime":804.01,"body":"across"},{"speaker":"Speaker 3","startTime":804.011,"endTime":804.07,"body":"the"},{"speaker":"Speaker 3","startTime":804.071,"endTime":804.52,"body":"country."},{"speaker":"Speaker 3","startTime":804.521,"endTime":804.73,"body":"We"},{"speaker":"Speaker 3","startTime":804.731,"endTime":805.39,"body":"interviewed"},{"speaker":"Speaker 3","startTime":805.78,"endTime":806.17,"body":"people"},{"speaker":"Speaker 3","startTime":806.171,"endTime":806.38,"body":"in"},{"speaker":"Speaker 3","startTime":806.381,"endTime":806.47,"body":"the"},{"speaker":"Speaker 3","startTime":806.471,"endTime":807.04,"body":"government,"},{"speaker":"Speaker 3","startTime":807.07,"endTime":807.51,"body":"outside"},{"speaker":"Speaker 3","startTime":807.52,"endTime":807.58,"body":"the"},{"speaker":"Speaker 3","startTime":807.581,"endTime":807.97,"body":"government,"},{"speaker":"Speaker 3","startTime":807.971,"endTime":808.39,"body":"government"},{"speaker":"Speaker 3","startTime":808.391,"endTime":808.63,"body":"think"},{"speaker":"Speaker 3","startTime":808.631,"endTime":808.99,"body":"tanks"},{"speaker":"Speaker 3","startTime":809.02,"endTime":809.23,"body":"in"},{"speaker":"Speaker 3","startTime":809.231,"endTime":810.31,"body":"universities"},{"speaker":"Speaker 3","startTime":810.52,"endTime":810.97,"body":"inside"},{"speaker":"Speaker 3","startTime":810.971,"endTime":811.09,"body":"our"},{"speaker":"Speaker 3","startTime":811.091,"endTime":811.45,"body":"industry,"},{"speaker":"Speaker 3","startTime":811.9,"endTime":811.9,"body":"outsider"},{"speaker":"Speaker 3","startTime":811.901,"endTime":812.29,"body":"industry."},{"speaker":"Speaker 3","startTime":812.291,"endTime":812.46,"body":"We"},{"speaker":"Speaker 3","startTime":812.49,"endTime":812.86,"body":"really"},{"speaker":"Speaker 3","startTime":812.861,"endTime":813.13,"body":"wanted"},{"speaker":"Speaker 3","startTime":813.131,"endTime":813.19,"body":"to"},{"speaker":"Speaker 3","startTime":813.191,"endTime":813.37,"body":"get"},{"speaker":"Speaker 3","startTime":813.371,"endTime":813.55,"body":"this"},{"speaker":"Speaker 3","startTime":813.551,"endTime":813.88,"body":"really"},{"speaker":"Speaker 3","startTime":813.881,"endTime":814.51,"body":"eclectic"},{"speaker":"Speaker 3","startTime":814.54,"endTime":814.99,"body":"group"},{"speaker":"Speaker 3","startTime":815.41,"endTime":815.68,"body":"of"},{"speaker":"Speaker 3","startTime":815.681,"endTime":816.19,"body":"financial"},{"speaker":"Speaker 3","startTime":816.191,"endTime":816.61,"body":"experts"},{"speaker":"Speaker 3","startTime":816.611,"endTime":816.7,"body":"that"},{"speaker":"Speaker 3","startTime":816.701,"endTime":816.91,"body":"come"},{"speaker":"Speaker 3","startTime":816.911,"endTime":817.09,"body":"from"},{"speaker":"Speaker 3","startTime":817.091,"endTime":817.3,"body":"all"},{"speaker":"Speaker 3","startTime":817.301,"endTime":817.57,"body":"sorts"},{"speaker":"Speaker 3","startTime":817.571,"endTime":817.63,"body":"of"},{"speaker":"Speaker 3","startTime":817.631,"endTime":817.9,"body":"different"},{"speaker":"Speaker 3","startTime":817.901,"endTime":818.11,"body":"walks"},{"speaker":"Speaker 3","startTime":818.111,"endTime":818.2,"body":"of"},{"speaker":"Speaker 3","startTime":818.201,"endTime":818.5,"body":"life."},{"speaker":"Speaker 3","startTime":818.86,"endTime":819.1,"body":"All"},{"speaker":"Speaker 3","startTime":819.101,"endTime":819.22,"body":"of"},{"speaker":"Speaker 3","startTime":819.221,"endTime":819.31,"body":"them"},{"speaker":"Speaker 3","startTime":819.311,"endTime":819.52,"body":"have"},{"speaker":"Speaker 3","startTime":819.521,"endTime":819.82,"body":"real"},{"speaker":"Speaker 3","startTime":819.821,"endTime":820.6,"body":"expertise"},{"speaker":"Speaker 3","startTime":820.601,"endTime":820.78,"body":"in"},{"speaker":"Speaker 3","startTime":820.781,"endTime":821.02,"body":"this"},{"speaker":"Speaker 3","startTime":821.021,"endTime":821.56,"body":"area"},{"speaker":"Speaker 3","startTime":821.86,"endTime":822.07,"body":"and"},{"speaker":"Speaker 3","startTime":822.071,"endTime":822.28,"body":"see"},{"speaker":"Speaker 3","startTime":822.281,"endTime":822.43,"body":"what"},{"speaker":"Speaker 3","startTime":822.431,"endTime":822.55,"body":"they"},{"speaker":"Speaker 3","startTime":822.551,"endTime":822.73,"body":"had"},{"speaker":"Speaker 3","startTime":822.731,"endTime":822.82,"body":"to"},{"speaker":"Speaker 3","startTime":822.821,"endTime":823.03,"body":"say."},{"speaker":"Speaker 3","startTime":823.03,"endTime":823.15,"body":"And"},{"speaker":"Speaker 3","startTime":823.151,"endTime":823.27,"body":"what"},{"speaker":"Speaker 3","startTime":823.39,"endTime":823.39,"body":"we"},{"speaker":"Speaker 3","startTime":823.391,"endTime":823.78,"body":"found"},{"speaker":"Speaker 3","startTime":823.781,"endTime":824.08,"body":"Dave,"},{"speaker":"Speaker 3","startTime":824.081,"endTime":824.29,"body":"was"},{"speaker":"Speaker 3","startTime":824.291,"endTime":824.41,"body":"that"},{"speaker":"Speaker 3","startTime":824.411,"endTime":824.53,"body":"they're"},{"speaker":"Speaker 3","startTime":824.531,"endTime":824.77,"body":"all"},{"speaker":"Speaker 3","startTime":824.771,"endTime":825.04,"body":"looking"},{"speaker":"Speaker 3","startTime":825.041,"endTime":825.13,"body":"at"},{"speaker":"Speaker 3","startTime":825.131,"endTime":825.25,"body":"the"},{"speaker":"Speaker 3","startTime":825.251,"endTime":825.49,"body":"same"},{"speaker":"Speaker 3","startTime":825.491,"endTime":825.91,"body":"numbers"},{"speaker":"Speaker 3","startTime":825.911,"endTime":826.0,"body":"and"},{"speaker":"Speaker 3","startTime":826.001,"endTime":826.09,"body":"they're"},{"speaker":"Speaker 3","startTime":826.091,"endTime":826.24,"body":"all"},{"speaker":"Speaker 3","startTime":826.241,"endTime":826.54,"body":"singing"},{"speaker":"Speaker 3","startTime":826.541,"endTime":826.63,"body":"the"},{"speaker":"Speaker 3","startTime":826.631,"endTime":826.87,"body":"same"},{"speaker":"Speaker 3","startTime":826.871,"endTime":827.35,"body":"song."},{"speaker":"Speaker 3","startTime":827.62,"endTime":827.77,"body":"They're"},{"speaker":"Speaker 3","startTime":827.771,"endTime":827.92,"body":"all"},{"speaker":"Speaker 3","startTime":827.921,"endTime":828.31,"body":"saying,"},{"speaker":"Speaker 3","startTime":828.311,"endTime":828.61,"body":"look,"},{"speaker":"Speaker 3","startTime":828.97,"endTime":829.18,"body":"we"},{"speaker":"Speaker 3","startTime":829.181,"endTime":829.36,"body":"are"},{"speaker":"Speaker 3","startTime":829.361,"endTime":829.51,"body":"in"},{"speaker":"Speaker 3","startTime":829.511,"endTime":829.57,"body":"a"},{"speaker":"Speaker 3","startTime":829.571,"endTime":830.29,"body":"really"},{"speaker":"Speaker 3","startTime":830.35,"endTime":830.59,"body":"tough"},{"speaker":"Speaker 3","startTime":830.591,"endTime":831.46,"body":"situation."},{"speaker":"Speaker 3","startTime":831.73,"endTime":832.03,"body":"We"},{"speaker":"Speaker 3","startTime":832.031,"endTime":832.33,"body":"are"},{"speaker":"Speaker 3","startTime":833.11,"endTime":833.56,"body":"marching"},{"speaker":"Speaker 3","startTime":833.561,"endTime":833.77,"body":"into"},{"speaker":"Speaker 3","startTime":833.771,"endTime":833.83,"body":"a"},{"speaker":"Speaker 3","startTime":833.831,"endTime":834.16,"body":"future"},{"speaker":"Speaker 3","startTime":834.161,"endTime":834.31,"body":"where"},{"speaker":"Speaker 3","startTime":834.311,"endTime":834.61,"body":"tax"},{"speaker":"Speaker 3","startTime":834.611,"endTime":834.79,"body":"rates"},{"speaker":"Speaker 3","startTime":834.791,"endTime":834.88,"body":"are"},{"speaker":"Speaker 3","startTime":835.03,"endTime":835.03,"body":"going"},{"speaker":"Speaker 3","startTime":835.09,"endTime":835.09,"body":"to"},{"speaker":"Speaker 3","startTime":835.091,"endTime":835.21,"body":"have"},{"speaker":"Speaker 3","startTime":835.211,"endTime":835.33,"body":"to"},{"speaker":"Speaker 3","startTime":835.331,"endTime":835.78,"body":"rise"},{"speaker":"Speaker 3","startTime":835.781,"endTime":836.59,"body":"dramatically."},{"speaker":"Speaker 3","startTime":836.8,"endTime":837.01,"body":"We"},{"speaker":"Speaker 3","startTime":837.011,"endTime":837.19,"body":"will"},{"speaker":"Speaker 3","startTime":837.191,"endTime":837.31,"body":"have"},{"speaker":"Speaker 3","startTime":837.311,"endTime":837.4,"body":"to"},{"speaker":"Speaker 3","startTime":837.401,"endTime":837.61,"body":"cut"},{"speaker":"Speaker 3","startTime":837.611,"endTime":837.97,"body":"spending"},{"speaker":"Speaker 3","startTime":837.971,"endTime":838.33,"body":"certainly,"},{"speaker":"Speaker 3","startTime":838.331,"endTime":838.45,"body":"but"},{"speaker":"Speaker 3","startTime":838.48,"endTime":838.99,"body":"almost"},{"speaker":"Speaker 3","startTime":839.14,"endTime":839.41,"body":"almost"},{"speaker":"Speaker 3","startTime":839.411,"endTime":839.77,"body":"certainly"},{"speaker":"Speaker 3","startTime":839.771,"endTime":840.04,"body":"tax"},{"speaker":"Speaker 3","startTime":840.041,"endTime":840.25,"body":"rates"},{"speaker":"Speaker 3","startTime":840.251,"endTime":840.34,"body":"in"},{"speaker":"Speaker 3","startTime":840.341,"endTime":840.4,"body":"the"},{"speaker":"Speaker 3","startTime":840.401,"endTime":840.61,"body":"next"},{"speaker":"Speaker 3","startTime":840.611,"endTime":840.76,"body":"10"},{"speaker":"Speaker 3","startTime":840.761,"endTime":841.0,"body":"years"},{"speaker":"Speaker 3","startTime":841.001,"endTime":841.09,"body":"will"},{"speaker":"Speaker 3","startTime":841.091,"endTime":841.21,"body":"have"},{"speaker":"Speaker 3","startTime":841.211,"endTime":841.3,"body":"to"},{"speaker":"Speaker 3","startTime":841.301,"endTime":841.54,"body":"rise"},{"speaker":"Speaker 3","startTime":841.541,"endTime":842.05,"body":"dramatically"},{"speaker":"Speaker 3","startTime":842.051,"endTime":842.17,"body":"or"},{"speaker":"Speaker 3","startTime":842.171,"endTime":842.29,"body":"we"},{"speaker":"Speaker 3","startTime":842.291,"endTime":842.41,"body":"go"},{"speaker":"Speaker 3","startTime":842.411,"endTime":842.65,"body":"broke"},{"speaker":"Speaker 3","startTime":842.651,"endTime":842.77,"body":"as"},{"speaker":"Speaker 3","startTime":842.771,"endTime":842.83,"body":"a"},{"speaker":"Speaker 3","startTime":842.831,"endTime":843.22,"body":"country."},{"speaker":"Speaker 3","startTime":843.52,"endTime":843.61,"body":"The"},{"speaker":"Speaker 3","startTime":843.611,"endTime":843.88,"body":"only"},{"speaker":"Speaker 3","startTime":843.881,"endTime":844.27,"body":"person"},{"speaker":"Speaker 3","startTime":844.271,"endTime":844.36,"body":"that"},{"speaker":"Speaker 3","startTime":844.361,"endTime":844.51,"body":"I've"},{"speaker":"Speaker 3","startTime":844.511,"endTime":844.81,"body":"really"},{"speaker":"Speaker 3","startTime":844.811,"endTime":844.93,"body":"been"},{"speaker":"Speaker 3","startTime":844.931,"endTime":845.11,"body":"able"},{"speaker":"Speaker 3","startTime":845.111,"endTime":845.2,"body":"to"},{"speaker":"Speaker 3","startTime":845.201,"endTime":845.56,"body":"find"},{"speaker":"Speaker 3","startTime":845.77,"endTime":845.77,"body":"that"},{"speaker":"Speaker 3","startTime":845.86,"endTime":846.11,"body":"that,"},{"speaker":"Speaker 3","startTime":846.19,"endTime":846.49,"body":"that"},{"speaker":"Speaker 3","startTime":846.491,"endTime":846.85,"body":"doesn't"},{"speaker":"Speaker 3","startTime":846.851,"endTime":847.09,"body":"agree"},{"speaker":"Speaker 3","startTime":847.091,"endTime":847.21,"body":"with"},{"speaker":"Speaker 3","startTime":847.211,"endTime":847.39,"body":"that"},{"speaker":"Speaker 3","startTime":847.391,"endTime":847.9,"body":"assessment"},{"speaker":"Speaker 3","startTime":847.901,"endTime":848.05,"body":"is"},{"speaker":"Speaker 3","startTime":848.051,"endTime":848.71,"body":"Ken"},{"speaker":"Speaker 3","startTime":848.71,"endTime":848.71,"body":"Fisher"},{"speaker":"Speaker 3","startTime":848.83,"endTime":848.83,"body":"of"},{"speaker":"Speaker 3","startTime":848.831,"endTime":849.16,"body":"Fisher"},{"speaker":"Speaker 3","startTime":849.161,"endTime":849.73,"body":"investments"},{"speaker":"Speaker 3","startTime":850.0,"endTime":850.12,"body":"and"},{"speaker":"Speaker 3","startTime":850.121,"endTime":850.27,"body":"he's"},{"speaker":"Speaker 3","startTime":850.271,"endTime":850.45,"body":"got"},{"speaker":"Speaker 3","startTime":850.451,"endTime":850.48,"body":"a"},{"speaker":"Speaker 3","startTime":850.76,"endTime":850.76,"body":"hold"},{"speaker":"Speaker 3","startTime":850.81,"endTime":850.81,"body":"of"},{"speaker":"Speaker 3","startTime":850.811,"endTime":850.84,"body":"a"},{"speaker":"Speaker 3","startTime":850.841,"endTime":851.05,"body":"whole"},{"speaker":"Speaker 3","startTime":851.051,"endTime":851.29,"body":"other"},{"speaker":"Speaker 3","startTime":851.291,"endTime":851.65,"body":"different"},{"speaker":"Speaker 3","startTime":851.651,"endTime":851.89,"body":"fish"},{"speaker":"Speaker 3","startTime":851.891,"endTime":852.01,"body":"to"},{"speaker":"Speaker 3","startTime":852.011,"endTime":852.31,"body":"fry"},{"speaker":"Speaker 3","startTime":852.311,"endTime":852.49,"body":"at"},{"speaker":"Speaker 3","startTime":852.491,"endTime":852.67,"body":"this"},{"speaker":"Speaker 3","startTime":852.671,"endTime":852.88,"body":"point"},{"speaker":"Speaker 3","startTime":852.881,"endTime":852.97,"body":"in"},{"speaker":"Speaker 3","startTime":852.971,"endTime":853.21,"body":"time,"},{"speaker":"Speaker 3","startTime":853.211,"endTime":853.36,"body":"but"},{"speaker":"Speaker 3","startTime":853.69,"endTime":853.84,"body":"he"},{"speaker":"Speaker 3","startTime":853.841,"endTime":854.2,"body":"appeared"},{"speaker":"Speaker 3","startTime":854.29,"endTime":854.29,"body":"in"},{"speaker":"Speaker 3","startTime":854.291,"endTime":854.68,"body":"the"},{"speaker":"Speaker 3","startTime":854.68,"endTime":854.68,"body":"USA"},{"speaker":"Speaker 3","startTime":854.681,"endTime":855.07,"body":"today,"},{"speaker":"Speaker 3","startTime":855.071,"endTime":855.85,"body":"a"},{"speaker":"Speaker 3","startTime":855.85,"endTime":855.85,"body":"couple"},{"speaker":"Speaker 3","startTime":855.85,"endTime":855.85,"body":"of"},{"speaker":"Speaker 3","startTime":855.85,"endTime":855.85,"body":"weeks"},{"speaker":"Speaker 3","startTime":855.85,"endTime":855.85,"body":"ago"},{"speaker":"Speaker 3","startTime":855.851,"endTime":856.18,"body":"telling"},{"speaker":"Speaker 3","startTime":856.181,"endTime":856.42,"body":"us"},{"speaker":"Speaker 3","startTime":856.72,"endTime":856.94,"body":"that"},{"speaker":"Speaker 3","startTime":856.941,"endTime":857.14,"body":"that"},{"speaker":"Speaker 3","startTime":857.38,"endTime":857.38,"body":"that"},{"speaker":"Speaker 3","startTime":857.381,"endTime":857.56,"body":"was"},{"speaker":"Speaker 3","startTime":857.561,"endTime":857.74,"body":"not"},{"speaker":"Speaker 3","startTime":857.741,"endTime":857.8,"body":"a"},{"speaker":"Speaker 3","startTime":857.801,"endTime":858.43,"body":"problem."},{"speaker":"Speaker 3","startTime":858.46,"endTime":858.52,"body":"Of"},{"speaker":"Speaker 3","startTime":858.521,"endTime":858.73,"body":"course,"},{"speaker":"Speaker 3","startTime":858.731,"endTime":858.88,"body":"this"},{"speaker":"Speaker 3","startTime":859.0,"endTime":859.0,"body":"is"},{"speaker":"Speaker 3","startTime":859.001,"endTime":859.06,"body":"the"},{"speaker":"Speaker 3","startTime":859.061,"endTime":859.33,"body":"same"},{"speaker":"Speaker 3","startTime":859.331,"endTime":859.75,"body":"guy"},{"speaker":"Speaker 3","startTime":860.14,"endTime":860.32,"body":"who"},{"speaker":"Speaker 3","startTime":860.321,"endTime":860.44,"body":"in"},{"speaker":"Speaker 3","startTime":860.441,"endTime":861.28,"body":"2007"},{"speaker":"Speaker 3","startTime":861.281,"endTime":861.46,"body":"right"},{"speaker":"Speaker 3","startTime":861.461,"endTime":861.97,"body":"before"},{"speaker":"Speaker 3","startTime":862.03,"endTime":862.36,"body":"the"},{"speaker":"Speaker 3","startTime":862.361,"endTime":862.6,"body":"great"},{"speaker":"Speaker 3","startTime":862.601,"endTime":863.11,"body":"recession"},{"speaker":"Speaker 3","startTime":863.111,"endTime":863.29,"body":"said"},{"speaker":"Speaker 3","startTime":863.291,"endTime":863.38,"body":"that"},{"speaker":"Speaker 3","startTime":863.381,"endTime":863.5,"body":"the"},{"speaker":"Speaker 3","startTime":863.501,"endTime":863.8,"body":"stock"},{"speaker":"Speaker 3","startTime":863.801,"endTime":864.07,"body":"market"},{"speaker":"Speaker 3","startTime":864.071,"endTime":864.19,"body":"was"},{"speaker":"Speaker 3","startTime":864.191,"endTime":864.31,"body":"going"},{"speaker":"Speaker 3","startTime":864.311,"endTime":864.37,"body":"to"},{"speaker":"Speaker 3","startTime":864.371,"endTime":864.52,"body":"go"},{"speaker":"Speaker 3","startTime":864.521,"endTime":864.7,"body":"up"},{"speaker":"Speaker 3","startTime":864.79,"endTime":864.79,"body":"in"},{"speaker":"Speaker 3","startTime":864.791,"endTime":865.42,"body":"perpetuity."},{"speaker":"Speaker 3","startTime":865.421,"endTime":865.72,"body":"So"},{"speaker":"Speaker 3","startTime":865.99,"endTime":866.14,"body":"he"},{"speaker":"Speaker 3","startTime":866.141,"endTime":866.29,"body":"has"},{"speaker":"Speaker 3","startTime":866.291,"endTime":866.47,"body":"all"},{"speaker":"Speaker 3","startTime":866.471,"endTime":866.71,"body":"sorts"},{"speaker":"Speaker 3","startTime":866.711,"endTime":866.8,"body":"of"},{"speaker":"Speaker 3","startTime":866.801,"endTime":867.07,"body":"things"},{"speaker":"Speaker 3","startTime":867.19,"endTime":867.19,"body":"to"},{"speaker":"Speaker 3","startTime":867.49,"endTime":867.49,"body":"gain"},{"speaker":"Speaker 3","startTime":867.491,"endTime":867.61,"body":"by"},{"speaker":"Speaker 3","startTime":867.611,"endTime":868.06,"body":"saying"},{"speaker":"Speaker 3","startTime":868.061,"endTime":868.21,"body":"that"},{"speaker":"Speaker 3","startTime":868.211,"endTime":868.3,"body":"the"},{"speaker":"Speaker 3","startTime":868.301,"endTime":868.57,"body":"stock"},{"speaker":"Speaker 3","startTime":868.571,"endTime":868.96,"body":"market"},{"speaker":"Speaker 3","startTime":869.44,"endTime":869.65,"body":"or"},{"speaker":"Speaker 3","startTime":869.651,"endTime":869.8,"body":"the"},{"speaker":"Speaker 3","startTime":869.801,"endTime":870.13,"body":"national,"},{"speaker":"Speaker 3","startTime":870.131,"endTime":870.31,"body":"that's"},{"speaker":"Speaker 3","startTime":870.311,"endTime":870.46,"body":"not"},{"speaker":"Speaker 3","startTime":870.461,"endTime":870.49,"body":"a"},{"speaker":"Speaker 3","startTime":870.491,"endTime":870.76,"body":"problem,"},{"speaker":"Speaker 3","startTime":870.88,"endTime":870.88,"body":"but"},{"speaker":"Speaker 3","startTime":870.89,"endTime":871.36,"body":"everybody"},{"speaker":"Speaker 3","startTime":871.361,"endTime":871.66,"body":"else"},{"speaker":"Speaker 3","startTime":871.84,"endTime":871.99,"body":"who"},{"speaker":"Speaker 3","startTime":871.991,"endTime":872.5,"body":"has"},{"speaker":"Speaker 3","startTime":872.83,"endTime":873.22,"body":"any"},{"speaker":"Speaker 3","startTime":873.221,"endTime":873.61,"body":"degree"},{"speaker":"Speaker 3","startTime":873.611,"endTime":873.73,"body":"of"},{"speaker":"Speaker 3","startTime":873.731,"endTime":874.27,"body":"expertise"},{"speaker":"Speaker 3","startTime":874.271,"endTime":874.39,"body":"at"},{"speaker":"Speaker 3","startTime":874.391,"endTime":874.78,"body":"all"},{"speaker":"Speaker 3","startTime":874.84,"endTime":875.38,"body":"disagrees"},{"speaker":"Speaker 3","startTime":875.381,"endTime":875.68,"body":"rather"},{"speaker":"Speaker 3","startTime":875.681,"endTime":876.19,"body":"vehemently"},{"speaker":"Speaker 3","startTime":876.191,"endTime":876.36,"body":"with"},{"speaker":"Speaker 3","startTime":876.52,"endTime":876.52,"body":"him"},{"speaker":"Speaker 3","startTime":876.52,"endTime":876.52,"body":"."},{"speaker":"Speaker 3","startTime":876.521,"endTime":876.88,"body":"So"},{"speaker":"Speaker 3","startTime":877.03,"endTime":877.39,"body":"most,"},{"speaker":"Speaker 3","startTime":877.42,"endTime":877.75,"body":"most"},{"speaker":"Speaker 3","startTime":877.78,"endTime":878.2,"body":"experts"},{"speaker":"Speaker 3","startTime":878.201,"endTime":878.47,"body":"seem"},{"speaker":"Speaker 3","startTime":878.471,"endTime":878.56,"body":"to"},{"speaker":"Speaker 3","startTime":878.561,"endTime":879.1,"body":"believe"},{"speaker":"Speaker 3","startTime":879.16,"endTime":879.43,"body":"there's"},{"speaker":"Speaker 3","startTime":879.431,"endTime":879.49,"body":"a"},{"speaker":"Speaker 3","startTime":879.491,"endTime":880.12,"body":"consensus"},{"speaker":"Speaker 3","startTime":880.121,"endTime":880.45,"body":"around"},{"speaker":"Speaker 3","startTime":880.451,"endTime":880.69,"body":"tax"},{"speaker":"Speaker 3","startTime":880.691,"endTime":880.93,"body":"rates"},{"speaker":"Speaker 3","startTime":880.96,"endTime":881.32,"body":"needing"},{"speaker":"Speaker 3","startTime":881.321,"endTime":881.41,"body":"to"},{"speaker":"Speaker 3","startTime":881.411,"endTime":881.59,"body":"go"},{"speaker":"Speaker 3","startTime":881.591,"endTime":881.8,"body":"up"},{"speaker":"Speaker 3","startTime":882.07,"endTime":882.19,"body":"to"},{"speaker":"Speaker 3","startTime":882.191,"endTime":882.4,"body":"keep"},{"speaker":"Speaker 3","startTime":882.401,"endTime":882.52,"body":"our"},{"speaker":"Speaker 3","startTime":882.521,"endTime":882.82,"body":"country"},{"speaker":"Speaker 3","startTime":882.821,"endTime":883.18,"body":"solvent."},{"speaker":"Speaker 3","startTime":883.181,"endTime":883.27,"body":"And"},{"speaker":"Speaker 3","startTime":883.271,"endTime":883.33,"body":"I"},{"speaker":"Speaker 3","startTime":883.331,"endTime":883.54,"body":"think"},{"speaker":"Speaker 3","startTime":883.541,"endTime":883.75,"body":"that's"},{"speaker":"Speaker 3","startTime":883.751,"endTime":883.87,"body":"what"},{"speaker":"Speaker 3","startTime":883.871,"endTime":883.96,"body":"the"},{"speaker":"Speaker 3","startTime":883.961,"endTime":884.44,"body":"movie,"},{"speaker":"Speaker 3","startTime":884.74,"endTime":884.74,"body":"the"},{"speaker":"Speaker 3","startTime":884.741,"endTime":885.19,"body":"intention"},{"speaker":"Speaker 3","startTime":885.191,"endTime":885.25,"body":"of"},{"speaker":"Speaker 3","startTime":885.251,"endTime":885.34,"body":"the"},{"speaker":"Speaker 3","startTime":885.341,"endTime":885.61,"body":"movie"},{"speaker":"Speaker 3","startTime":885.611,"endTime":885.73,"body":"was"},{"speaker":"Speaker 3","startTime":885.731,"endTime":885.82,"body":"to"},{"speaker":"Speaker 3","startTime":885.821,"endTime":886.03,"body":"show"},{"speaker":"Speaker 3","startTime":886.031,"endTime":886.54,"body":"precisely"},{"speaker":"Speaker 3","startTime":886.541,"endTime":886.75,"body":"that."},{"speaker":"Speaker 2","startTime":887.36,"endTime":887.44,"body":"I"},{"speaker":"Speaker 2","startTime":887.441,"endTime":887.62,"body":"think"},{"speaker":"Speaker 2","startTime":887.71,"endTime":887.71,"body":"it"},{"speaker":"Speaker 2","startTime":887.711,"endTime":887.83,"body":"did"},{"speaker":"Speaker 2","startTime":887.831,"endTime":887.86,"body":"a"},{"speaker":"Speaker 2","startTime":887.861,"endTime":888.04,"body":"very"},{"speaker":"Speaker 2","startTime":888.041,"endTime":888.19,"body":"good"},{"speaker":"Speaker 2","startTime":888.191,"endTime":888.46,"body":"job"},{"speaker":"Speaker 2","startTime":888.461,"endTime":888.58,"body":"of"},{"speaker":"Speaker 2","startTime":888.581,"endTime":888.67,"body":"it."},{"speaker":"Speaker 2","startTime":888.7,"endTime":888.88,"body":"That"},{"speaker":"Speaker 2","startTime":888.881,"endTime":889.0,"body":"was"},{"speaker":"Speaker 2","startTime":889.001,"endTime":889.15,"body":"one"},{"speaker":"Speaker 2","startTime":889.151,"endTime":889.21,"body":"of"},{"speaker":"Speaker 2","startTime":889.211,"endTime":889.27,"body":"the"},{"speaker":"Speaker 2","startTime":889.271,"endTime":889.51,"body":"things,"},{"speaker":"Speaker 2","startTime":889.511,"endTime":889.57,"body":"I"},{"speaker":"Speaker 2","startTime":889.571,"endTime":889.81,"body":"loved"},{"speaker":"Speaker 2","startTime":889.811,"endTime":889.87,"body":"the"},{"speaker":"Speaker 2","startTime":889.871,"endTime":890.53,"body":"documentary."},{"speaker":"Speaker 2","startTime":890.531,"endTime":890.77,"body":"Again,"},{"speaker":"Speaker 2","startTime":890.771,"endTime":891.04,"body":"very"},{"speaker":"Speaker 2","startTime":891.06,"endTime":891.69,"body":"impressed"},{"speaker":"Speaker 2","startTime":891.99,"endTime":892.2,"body":"with"},{"speaker":"Speaker 2","startTime":892.201,"endTime":892.74,"body":"quality,"},{"speaker":"Speaker 2","startTime":892.741,"endTime":892.83,"body":"the"},{"speaker":"Speaker 2","startTime":892.831,"endTime":893.1,"body":"number"},{"speaker":"Speaker 2","startTime":893.101,"endTime":893.16,"body":"of"},{"speaker":"Speaker 2","startTime":893.161,"endTime":893.4,"body":"people"},{"speaker":"Speaker 2","startTime":893.47,"endTime":893.47,"body":"that"},{"speaker":"Speaker 2","startTime":893.48,"endTime":893.55,"body":"are"},{"speaker":"Speaker 2","startTime":893.551,"endTime":893.85,"body":"coming"},{"speaker":"Speaker 2","startTime":893.851,"endTime":894.06,"body":"out"},{"speaker":"Speaker 2","startTime":894.061,"endTime":894.33,"body":"because"},{"speaker":"Speaker 2","startTime":894.39,"endTime":894.57,"body":"for"},{"speaker":"Speaker 2","startTime":894.571,"endTime":895.17,"body":"myself,"},{"speaker":"Speaker 2","startTime":895.5,"endTime":895.65,"body":"we"},{"speaker":"Speaker 2","startTime":895.651,"endTime":895.8,"body":"haven't"},{"speaker":"Speaker 2","startTime":895.801,"endTime":895.92,"body":"been"},{"speaker":"Speaker 2","startTime":895.921,"endTime":896.19,"body":"friends"},{"speaker":"Speaker 2","startTime":896.191,"endTime":896.31,"body":"for"},{"speaker":"Speaker 2","startTime":896.311,"endTime":896.88,"body":"a"},{"speaker":"Speaker 2","startTime":896.88,"endTime":896.88,"body":"lot"},{"speaker":"Speaker 2","startTime":896.88,"endTime":896.88,"body":"of"},{"speaker":"Speaker 2","startTime":896.88,"endTime":896.88,"body":"years."},{"speaker":"Speaker 2","startTime":896.881,"endTime":897.03,"body":"We've"},{"speaker":"Speaker 2","startTime":897.031,"endTime":897.24,"body":"just"},{"speaker":"Speaker 2","startTime":897.241,"endTime":897.78,"body":"recently,"},{"speaker":"Speaker 2","startTime":897.99,"endTime":898.26,"body":"maybe"},{"speaker":"Speaker 2","startTime":898.261,"endTime":898.5,"body":"within"},{"speaker":"Speaker 2","startTime":898.501,"endTime":898.98,"body":"the"},{"speaker":"Speaker 2","startTime":898.98,"endTime":898.98,"body":"last"},{"speaker":"Speaker 2","startTime":898.98,"endTime":898.98,"body":"year,"},{"speaker":"Speaker 2","startTime":899.04,"endTime":899.04,"body":"we"},{"speaker":"Speaker 2","startTime":899.041,"endTime":899.19,"body":"got"},{"speaker":"Speaker 2","startTime":899.191,"endTime":899.28,"body":"to"},{"speaker":"Speaker 2","startTime":899.281,"endTime":899.43,"body":"know"},{"speaker":"Speaker 2","startTime":899.431,"endTime":899.61,"body":"each"},{"speaker":"Speaker 2","startTime":899.611,"endTime":899.97,"body":"other."},{"speaker":"Speaker 2","startTime":900.27,"endTime":900.48,"body":"This"},{"speaker":"Speaker 2","startTime":900.481,"endTime":900.6,"body":"was"},{"speaker":"Speaker 2","startTime":900.601,"endTime":900.63,"body":"a"},{"speaker":"Speaker 2","startTime":900.631,"endTime":900.78,"body":"new"},{"speaker":"Speaker 2","startTime":900.781,"endTime":901.32,"body":"concept"},{"speaker":"Speaker 2","startTime":901.321,"endTime":901.41,"body":"for"},{"speaker":"Speaker 2","startTime":901.411,"endTime":901.56,"body":"me"},{"speaker":"Speaker 2","startTime":901.561,"endTime":901.68,"body":"as"},{"speaker":"Speaker 2","startTime":901.681,"endTime":901.74,"body":"a"},{"speaker":"Speaker 2","startTime":901.741,"endTime":902.22,"body":"CPA."},{"speaker":"Speaker 2","startTime":902.221,"endTime":902.37,"body":"I've"},{"speaker":"Speaker 2","startTime":902.371,"endTime":902.49,"body":"been"},{"speaker":"Speaker 2","startTime":902.491,"endTime":902.76,"body":"taught"},{"speaker":"Speaker 2","startTime":902.761,"endTime":902.85,"body":"my"},{"speaker":"Speaker 2","startTime":902.851,"endTime":903.03,"body":"whole"},{"speaker":"Speaker 2","startTime":903.031,"endTime":903.36,"body":"life"},{"speaker":"Speaker 2","startTime":903.39,"endTime":903.57,"body":"that"},{"speaker":"Speaker 2","startTime":903.93,"endTime":904.05,"body":"to"},{"speaker":"Speaker 2","startTime":904.051,"endTime":904.2,"body":"do"},{"speaker":"Speaker 2","startTime":904.201,"endTime":904.71,"body":"traditional"},{"speaker":"Speaker 2","startTime":904.711,"endTime":905.16,"body":"planning"},{"speaker":"Speaker 2","startTime":905.161,"endTime":905.25,"body":"and"},{"speaker":"Speaker 2","startTime":905.251,"endTime":905.37,"body":"then"},{"speaker":"Speaker 2","startTime":905.371,"endTime":905.46,"body":"all"},{"speaker":"Speaker 2","startTime":905.461,"endTime":905.52,"body":"of"},{"speaker":"Speaker 2","startTime":905.521,"endTime":905.55,"body":"a"},{"speaker":"Speaker 2","startTime":905.551,"endTime":905.82,"body":"sudden"},{"speaker":"Speaker 2","startTime":905.821,"endTime":905.97,"body":"as"},{"speaker":"Speaker 2","startTime":905.971,"endTime":906.21,"body":"I"},{"speaker":"Speaker 2","startTime":906.36,"endTime":906.6,"body":"read"},{"speaker":"Speaker 2","startTime":906.601,"endTime":906.72,"body":"your"},{"speaker":"Speaker 2","startTime":906.721,"endTime":907.05,"body":"first"},{"speaker":"Speaker 2","startTime":907.051,"endTime":907.32,"body":"book,"},{"speaker":"Speaker 2","startTime":907.321,"endTime":907.41,"body":"I"},{"speaker":"Speaker 2","startTime":907.411,"endTime":907.74,"body":"thought,"},{"speaker":"Speaker 2","startTime":908.19,"endTime":908.4,"body":"wait"},{"speaker":"Speaker 2","startTime":908.401,"endTime":908.43,"body":"a"},{"speaker":"Speaker 2","startTime":908.431,"endTime":908.82,"body":"second,"},{"speaker":"Speaker 2","startTime":908.821,"endTime":908.91,"body":"I"},{"speaker":"Speaker 2","startTime":908.911,"endTime":909.06,"body":"think"},{"speaker":"Speaker 2","startTime":909.061,"endTime":909.21,"body":"this"},{"speaker":"Speaker 2","startTime":909.39,"endTime":909.39,"body":"guy"},{"speaker":"Speaker 2","startTime":909.48,"endTime":909.48,"body":"has"},{"speaker":"Speaker 2","startTime":909.481,"endTime":909.78,"body":"got"},{"speaker":"Speaker 2","startTime":909.781,"endTime":910.17,"body":"something"},{"speaker":"Speaker 2","startTime":910.171,"endTime":910.59,"body":"here."},{"speaker":"Speaker 2","startTime":910.86,"endTime":910.95,"body":"I"},{"speaker":"Speaker 2","startTime":910.951,"endTime":911.13,"body":"didn't"},{"speaker":"Speaker 2","startTime":911.131,"endTime":911.25,"body":"know"},{"speaker":"Speaker 2","startTime":911.251,"endTime":911.4,"body":"what"},{"speaker":"Speaker 2","startTime":911.401,"endTime":911.49,"body":"the"},{"speaker":"Speaker 2","startTime":911.491,"endTime":912.03,"body":"solution"},{"speaker":"Speaker 2","startTime":912.031,"endTime":912.36,"body":"was,"},{"speaker":"Speaker 2","startTime":912.361,"endTime":912.48,"body":"but"},{"speaker":"Speaker 2","startTime":912.481,"endTime":912.6,"body":"I'm"},{"speaker":"Speaker 2","startTime":912.601,"endTime":912.81,"body":"thinking,"},{"speaker":"Speaker 2","startTime":912.811,"endTime":912.93,"body":"Hey,"},{"speaker":"Speaker 2","startTime":912.931,"endTime":913.11,"body":"this"},{"speaker":"Speaker 2","startTime":913.111,"endTime":913.32,"body":"guy's"},{"speaker":"Speaker 2","startTime":913.321,"endTime":913.56,"body":"got"},{"speaker":"Speaker 2","startTime":913.561,"endTime":913.89,"body":"something."},{"speaker":"Speaker 2","startTime":913.98,"endTime":913.98,"body":"And"},{"speaker":"Speaker 2","startTime":914.09,"endTime":914.09,"body":"as"},{"speaker":"Speaker 2","startTime":914.091,"endTime":914.18,"body":"I"},{"speaker":"Speaker 2","startTime":914.49,"endTime":914.49,"body":"start"},{"speaker":"Speaker 2","startTime":914.491,"endTime":914.7,"body":"going"},{"speaker":"Speaker 2","startTime":914.701,"endTime":914.94,"body":"through"},{"speaker":"Speaker 2","startTime":914.941,"endTime":915.12,"body":"it,"},{"speaker":"Speaker 2","startTime":915.42,"endTime":915.45,"body":"I"},{"speaker":"Speaker 2","startTime":915.451,"endTime":915.6,"body":"think"},{"speaker":"Speaker 2","startTime":915.601,"endTime":915.75,"body":"one"},{"speaker":"Speaker 2","startTime":915.751,"endTime":915.81,"body":"of"},{"speaker":"Speaker 2","startTime":915.811,"endTime":915.9,"body":"the"},{"speaker":"Speaker 2","startTime":915.901,"endTime":916.14,"body":"biggest"},{"speaker":"Speaker 2","startTime":916.141,"endTime":916.35,"body":"things"},{"speaker":"Speaker 2","startTime":916.44,"endTime":916.44,"body":"that"},{"speaker":"Speaker 2","startTime":916.441,"endTime":916.62,"body":"hit"},{"speaker":"Speaker 2","startTime":916.621,"endTime":916.95,"body":"me"},{"speaker":"Speaker 2","startTime":917.61,"endTime":917.88,"body":"is"},{"speaker":"Speaker 2","startTime":917.881,"endTime":918.15,"body":"what"},{"speaker":"Speaker 2","startTime":918.151,"endTime":918.27,"body":"if"},{"speaker":"Speaker 2","startTime":918.271,"endTime":918.42,"body":"you're"},{"speaker":"Speaker 2","startTime":918.421,"endTime":918.87,"body":"wrong?"},{"speaker":"Speaker 2","startTime":918.99,"endTime":919.08,"body":"I"},{"speaker":"Speaker 2","startTime":919.081,"endTime":919.2,"body":"mean,"},{"speaker":"Speaker 2","startTime":919.201,"endTime":919.35,"body":"even"},{"speaker":"Speaker 2","startTime":919.351,"endTime":919.41,"body":"if"},{"speaker":"Speaker 2","startTime":919.411,"endTime":919.59,"body":"you're"},{"speaker":"Speaker 2","startTime":919.591,"endTime":920.1,"body":"wrong,"},{"speaker":"Speaker 2","startTime":920.43,"endTime":920.58,"body":"and"},{"speaker":"Speaker 2","startTime":920.581,"endTime":920.64,"body":"I'm"},{"speaker":"Speaker 2","startTime":920.641,"endTime":920.88,"body":"still"},{"speaker":"Speaker 2","startTime":920.881,"endTime":920.97,"body":"in"},{"speaker":"Speaker 2","startTime":920.971,"endTime":921.03,"body":"a"},{"speaker":"Speaker 2","startTime":921.031,"endTime":921.21,"body":"much"},{"speaker":"Speaker 2","startTime":921.211,"endTime":921.42,"body":"better"},{"speaker":"Speaker 2","startTime":921.421,"endTime":921.87,"body":"position,"},{"speaker":"Speaker 2","startTime":921.871,"endTime":921.96,"body":"at"},{"speaker":"Speaker 2","startTime":921.961,"endTime":922.26,"body":"least"},{"speaker":"Speaker 2","startTime":922.261,"endTime":922.35,"body":"I"},{"speaker":"Speaker 2","startTime":922.351,"endTime":922.5,"body":"have"},{"speaker":"Speaker 2","startTime":922.501,"endTime":923.04,"body":"clarity"},{"speaker":"Speaker 2","startTime":923.46,"endTime":923.61,"body":"when"},{"speaker":"Speaker 2","startTime":923.611,"endTime":923.67,"body":"I"},{"speaker":"Speaker 2","startTime":923.671,"endTime":923.91,"body":"hit"},{"speaker":"Speaker 2","startTime":923.911,"endTime":924.54,"body":"retirement"},{"speaker":"Speaker 2","startTime":924.541,"endTime":924.6,"body":"of"},{"speaker":"Speaker 2","startTime":924.601,"endTime":924.75,"body":"how"},{"speaker":"Speaker 2","startTime":924.751,"endTime":925.02,"body":"much"},{"speaker":"Speaker 2","startTime":925.021,"endTime":925.29,"body":"money"},{"speaker":"Speaker 2","startTime":925.291,"endTime":925.38,"body":"I"},{"speaker":"Speaker 2","startTime":925.381,"endTime":925.74,"body":"have."},{"speaker":"Speaker 2","startTime":925.741,"endTime":925.89,"body":"If"},{"speaker":"Speaker 2","startTime":925.891,"endTime":925.98,"body":"I,"},{"speaker":"Speaker 2","startTime":925.981,"endTime":926.19,"body":"if"},{"speaker":"Speaker 2","startTime":926.191,"endTime":926.46,"body":"you're"},{"speaker":"Speaker 2","startTime":926.52,"endTime":926.97,"body":"right"},{"speaker":"Speaker 2","startTime":927.3,"endTime":927.45,"body":"and"},{"speaker":"Speaker 2","startTime":927.451,"endTime":927.51,"body":"I"},{"speaker":"Speaker 2","startTime":927.511,"endTime":927.84,"body":"haven't"},{"speaker":"Speaker 2","startTime":927.841,"endTime":928.29,"body":"prepared"},{"speaker":"Speaker 2","startTime":928.291,"endTime":928.86,"body":"myself."},{"speaker":"Speaker 2","startTime":929.28,"endTime":929.64,"body":"Now"},{"speaker":"Speaker 2","startTime":929.79,"endTime":930.06,"body":"if"},{"speaker":"Speaker 2","startTime":930.21,"endTime":930.6,"body":"taxes"},{"speaker":"Speaker 2","startTime":930.601,"endTime":930.72,"body":"go"},{"speaker":"Speaker 2","startTime":930.721,"endTime":930.81,"body":"up"},{"speaker":"Speaker 2","startTime":930.811,"endTime":930.9,"body":"to"},{"speaker":"Speaker 2","startTime":930.901,"endTime":931.2,"body":"50"},{"speaker":"Speaker 2","startTime":931.201,"endTime":932.07,"body":"60%"},{"speaker":"Speaker 2","startTime":932.55,"endTime":932.61,"body":"I"},{"speaker":"Speaker 2","startTime":932.611,"endTime":932.79,"body":"have"},{"speaker":"Speaker 2","startTime":932.791,"endTime":933.0,"body":"no"},{"speaker":"Speaker 2","startTime":933.001,"endTime":933.3,"body":"idea"},{"speaker":"Speaker 2","startTime":933.301,"endTime":933.45,"body":"where"},{"speaker":"Speaker 2","startTime":933.451,"endTime":933.54,"body":"I'm"},{"speaker":"Speaker 2","startTime":933.541,"endTime":933.69,"body":"going"},{"speaker":"Speaker 2","startTime":933.691,"endTime":933.75,"body":"to"},{"speaker":"Speaker 2","startTime":933.751,"endTime":933.87,"body":"be"},{"speaker":"Speaker 2","startTime":933.871,"endTime":934.05,"body":"at"},{"speaker":"Speaker 2","startTime":934.051,"endTime":934.77,"body":"financially."},{"speaker":"Speaker 3","startTime":935.32,"endTime":935.68,"body":"Right?"},{"speaker":"Speaker 3","startTime":935.681,"endTime":935.74,"body":"I"},{"speaker":"Speaker 3","startTime":935.741,"endTime":935.95,"body":"mean"},{"speaker":"Speaker 3","startTime":935.951,"endTime":936.25,"body":"we"},{"speaker":"Speaker 3","startTime":936.34,"endTime":936.48,"body":"do"},{"speaker":"Speaker 3","startTime":936.52,"endTime":936.67,"body":"have"},{"speaker":"Speaker 3","startTime":936.671,"endTime":936.79,"body":"to"},{"speaker":"Speaker 3","startTime":936.83,"endTime":937.15,"body":"look"},{"speaker":"Speaker 3","startTime":937.151,"endTime":937.24,"body":"at"},{"speaker":"Speaker 3","startTime":937.241,"endTime":937.33,"body":"the"},{"speaker":"Speaker 3","startTime":937.331,"endTime":937.6,"body":"worst"},{"speaker":"Speaker 3","startTime":937.601,"endTime":937.84,"body":"case"},{"speaker":"Speaker 3","startTime":937.841,"endTime":938.23,"body":"scenario."},{"speaker":"Speaker 3","startTime":938.231,"endTime":938.32,"body":"The"},{"speaker":"Speaker 3","startTime":938.321,"endTime":938.56,"body":"worst"},{"speaker":"Speaker 3","startTime":938.561,"endTime":938.77,"body":"case"},{"speaker":"Speaker 3","startTime":939.25,"endTime":939.25,"body":"scenario"},{"speaker":"Speaker 3","startTime":939.34,"endTime":939.34,"body":"is"},{"speaker":"Speaker 3","startTime":939.341,"endTime":939.55,"body":"that"},{"speaker":"Speaker 3","startTime":939.58,"endTime":940.33,"body":"David"},{"speaker":"Speaker 3","startTime":940.33,"endTime":940.33,"body":"Walker"},{"speaker":"Speaker 3","startTime":940.331,"endTime":940.51,"body":"is"},{"speaker":"Speaker 3","startTime":940.511,"endTime":940.69,"body":"no"},{"speaker":"Speaker 3","startTime":940.691,"endTime":940.87,"body":"good"},{"speaker":"Speaker 3","startTime":940.871,"endTime":940.96,"body":"at"},{"speaker":"Speaker 3","startTime":940.961,"endTime":941.41,"body":"math."},{"speaker":"Speaker 3","startTime":941.67,"endTime":941.89,"body":"You"},{"speaker":"Speaker 3","startTime":941.891,"endTime":942.01,"body":"and"},{"speaker":"Speaker 3","startTime":942.011,"endTime":942.16,"body":"I"},{"speaker":"Speaker 3","startTime":942.161,"endTime":942.28,"body":"are"},{"speaker":"Speaker 3","startTime":942.281,"endTime":942.43,"body":"no"},{"speaker":"Speaker 3","startTime":942.431,"endTime":942.61,"body":"good"},{"speaker":"Speaker 3","startTime":942.611,"endTime":942.73,"body":"at"},{"speaker":"Speaker 3","startTime":942.731,"endTime":943.09,"body":"math."},{"speaker":"Speaker 3","startTime":943.45,"endTime":943.78,"body":"Tax"},{"speaker":"Speaker 3","startTime":943.781,"endTime":944.08,"body":"rates"},{"speaker":"Speaker 3","startTime":944.081,"endTime":944.26,"body":"can"},{"speaker":"Speaker 3","startTime":944.261,"endTime":944.65,"body":"stay"},{"speaker":"Speaker 3","startTime":944.651,"endTime":945.49,"body":"historically"},{"speaker":"Speaker 3","startTime":945.491,"endTime":945.82,"body":"low"},{"speaker":"Speaker 3","startTime":945.821,"endTime":945.97,"body":"for"},{"speaker":"Speaker 3","startTime":945.971,"endTime":946.06,"body":"the"},{"speaker":"Speaker 3","startTime":946.061,"endTime":946.3,"body":"rest"},{"speaker":"Speaker 3","startTime":946.301,"endTime":946.39,"body":"of"},{"speaker":"Speaker 3","startTime":946.391,"endTime":946.51,"body":"our"},{"speaker":"Speaker 3","startTime":946.511,"endTime":947.14,"body":"lives"},{"speaker":"Speaker 3","startTime":947.59,"endTime":948.22,"body":"and"},{"speaker":"Speaker 3","startTime":948.221,"endTime":948.49,"body":"still"},{"speaker":"Speaker 3","startTime":948.491,"endTime":948.61,"body":"be"},{"speaker":"Speaker 3","startTime":948.611,"endTime":948.82,"body":"able"},{"speaker":"Speaker 3","startTime":948.821,"endTime":948.94,"body":"to"},{"speaker":"Speaker 3","startTime":948.941,"endTime":949.36,"body":"deliver"},{"speaker":"Speaker 3","startTime":949.361,"endTime":949.48,"body":"on"},{"speaker":"Speaker 3","startTime":949.481,"endTime":949.63,"body":"all"},{"speaker":"Speaker 3","startTime":949.631,"endTime":949.84,"body":"these"},{"speaker":"Speaker 3","startTime":949.841,"endTime":950.38,"body":"promises"},{"speaker":"Speaker 3","startTime":950.5,"endTime":950.5,"body":"in"},{"speaker":"Speaker 3","startTime":950.501,"endTime":950.56,"body":"the"},{"speaker":"Speaker 3","startTime":950.561,"endTime":950.86,"body":"federal"},{"speaker":"Speaker 3","startTime":950.861,"endTime":951.28,"body":"government."},{"speaker":"Speaker 3","startTime":951.281,"endTime":951.52,"body":"So"},{"speaker":"Speaker 3","startTime":951.521,"endTime":951.91,"body":"even"},{"speaker":"Speaker 3","startTime":951.911,"endTime":952.06,"body":"if"},{"speaker":"Speaker 3","startTime":952.061,"endTime":952.3,"body":"all"},{"speaker":"Speaker 3","startTime":952.36,"endTime":952.36,"body":"of"},{"speaker":"Speaker 3","startTime":952.361,"endTime":952.54,"body":"that"},{"speaker":"Speaker 3","startTime":952.541,"endTime":952.87,"body":"math"},{"speaker":"Speaker 3","startTime":952.871,"endTime":953.17,"body":"was"},{"speaker":"Speaker 3","startTime":953.2,"endTime":953.65,"body":"wrong"},{"speaker":"Speaker 3","startTime":953.651,"endTime":953.77,"body":"and"},{"speaker":"Speaker 3","startTime":953.771,"endTime":954.73,"body":"irresponsible"},{"speaker":"Speaker 3","startTime":954.82,"endTime":955.03,"body":"this"},{"speaker":"Speaker 3","startTime":955.031,"endTime":955.24,"body":"much,"},{"speaker":"Speaker 3","startTime":955.241,"endTime":955.39,"body":"we"},{"speaker":"Speaker 3","startTime":955.391,"endTime":955.72,"body":"know"},{"speaker":"Speaker 3","startTime":955.721,"endTime":955.9,"body":"you"},{"speaker":"Speaker 3","startTime":955.901,"endTime":956.05,"body":"are"},{"speaker":"Speaker 3","startTime":956.051,"endTime":956.44,"body":"still"},{"speaker":"Speaker 3","startTime":956.441,"endTime":956.68,"body":"going"},{"speaker":"Speaker 3","startTime":956.681,"endTime":956.8,"body":"to"},{"speaker":"Speaker 3","startTime":956.801,"endTime":956.95,"body":"be"},{"speaker":"Speaker 3","startTime":956.951,"endTime":957.1,"body":"in"},{"speaker":"Speaker 3","startTime":957.101,"endTime":957.22,"body":"a"},{"speaker":"Speaker 3","startTime":957.221,"endTime":957.55,"body":"great"},{"speaker":"Speaker 3","startTime":957.551,"endTime":958.06,"body":"position."},{"speaker":"Speaker 3","startTime":958.061,"endTime":958.78,"body":"Retirement."},{"speaker":"Speaker 3","startTime":959.11,"endTime":959.32,"body":"If"},{"speaker":"Speaker 3","startTime":959.321,"endTime":959.5,"body":"we"},{"speaker":"Speaker 3","startTime":959.501,"endTime":959.83,"body":"can"},{"speaker":"Speaker 3","startTime":959.95,"endTime":960.19,"body":"put"},{"speaker":"Speaker 3","startTime":960.191,"endTime":960.64,"body":"you"},{"speaker":"Speaker 3","startTime":960.91,"endTime":961.21,"body":"in"},{"speaker":"Speaker 3","startTime":961.211,"endTime":961.27,"body":"a"},{"speaker":"Speaker 3","startTime":961.271,"endTime":961.87,"body":"situation"},{"speaker":"Speaker 3","startTime":961.871,"endTime":961.99,"body":"where"},{"speaker":"Speaker 3","startTime":961.991,"endTime":962.14,"body":"your"},{"speaker":"Speaker 3","startTime":962.141,"endTime":962.5,"body":"social"},{"speaker":"Speaker 3","startTime":962.501,"endTime":962.98,"body":"security,"},{"speaker":"Speaker 3","startTime":962.981,"endTime":963.16,"body":"for"},{"speaker":"Speaker 3","startTime":963.161,"endTime":963.55,"body":"example,"},{"speaker":"Speaker 3","startTime":963.551,"endTime":963.64,"body":"is"},{"speaker":"Speaker 3","startTime":963.641,"endTime":963.97,"body":"tax"},{"speaker":"Speaker 3","startTime":963.971,"endTime":964.27,"body":"free,"},{"speaker":"Speaker 3","startTime":964.57,"endTime":965.23,"body":"where"},{"speaker":"Speaker 3","startTime":965.29,"endTime":966.07,"body":"you"},{"speaker":"Speaker 3","startTime":966.13,"endTime":966.43,"body":"don't"},{"speaker":"Speaker 3","startTime":966.431,"endTime":966.58,"body":"have"},{"speaker":"Speaker 3","startTime":966.581,"endTime":966.7,"body":"to"},{"speaker":"Speaker 3","startTime":966.701,"endTime":966.97,"body":"worry"},{"speaker":"Speaker 3","startTime":966.971,"endTime":967.24,"body":"about"},{"speaker":"Speaker 3","startTime":967.241,"endTime":967.69,"body":"budgeting"},{"speaker":"Speaker 3","startTime":967.691,"endTime":968.11,"body":"dollars"},{"speaker":"Speaker 3","startTime":968.111,"endTime":968.23,"body":"for"},{"speaker":"Speaker 3","startTime":968.231,"endTime":968.89,"body":"taxes,"},{"speaker":"Speaker 3","startTime":969.34,"endTime":969.49,"body":"you're"},{"speaker":"Speaker 3","startTime":969.491,"endTime":969.67,"body":"still"},{"speaker":"Speaker 3","startTime":969.671,"endTime":969.82,"body":"gonna"},{"speaker":"Speaker 3","startTime":969.821,"endTime":969.88,"body":"be"},{"speaker":"Speaker 3","startTime":969.881,"endTime":969.97,"body":"in"},{"speaker":"Speaker 3","startTime":969.971,"endTime":970.0,"body":"a"},{"speaker":"Speaker 3","startTime":970.001,"endTime":970.24,"body":"great"},{"speaker":"Speaker 3","startTime":970.241,"endTime":970.87,"body":"position"},{"speaker":"Speaker 3","startTime":970.9,"endTime":971.11,"body":"in"},{"speaker":"Speaker 3","startTime":971.111,"endTime":971.89,"body":"retirement"},{"speaker":"Speaker 3","startTime":971.92,"endTime":972.16,"body":"if"},{"speaker":"Speaker 3","startTime":972.161,"endTime":972.28,"body":"you"},{"speaker":"Speaker 3","startTime":972.281,"endTime":972.46,"body":"can"},{"speaker":"Speaker 3","startTime":972.461,"endTime":972.79,"body":"be"},{"speaker":"Speaker 3","startTime":972.88,"endTime":973.18,"body":"tax"},{"speaker":"Speaker 3","startTime":973.181,"endTime":973.33,"body":"free."},{"speaker":"Speaker 3","startTime":973.331,"endTime":973.51,"body":"There's"},{"speaker":"Speaker 3","startTime":973.511,"endTime":973.66,"body":"all"},{"speaker":"Speaker 3","startTime":973.661,"endTime":973.96,"body":"sorts"},{"speaker":"Speaker 3","startTime":973.961,"endTime":974.17,"body":"of"},{"speaker":"Speaker 3","startTime":974.171,"endTime":974.74,"body":"ancillary"},{"speaker":"Speaker 3","startTime":974.741,"endTime":975.19,"body":"benefits"},{"speaker":"Speaker 3","startTime":975.191,"endTime":975.28,"body":"that"},{"speaker":"Speaker 3","startTime":975.281,"endTime":975.43,"body":"will"},{"speaker":"Speaker 3","startTime":975.431,"endTime":975.73,"body":"accrue"},{"speaker":"Speaker 3","startTime":975.731,"endTime":975.85,"body":"to"},{"speaker":"Speaker 3","startTime":975.851,"endTime":976.18,"body":"you"},{"speaker":"Speaker 3","startTime":976.48,"endTime":976.72,"body":"if"},{"speaker":"Speaker 3","startTime":976.87,"endTime":976.87,"body":"you're"},{"speaker":"Speaker 3","startTime":976.871,"endTime":977.17,"body":"tax"},{"speaker":"Speaker 3","startTime":977.171,"endTime":977.38,"body":"free."},{"speaker":"Speaker 3","startTime":977.381,"endTime":977.5,"body":"And"},{"speaker":"Speaker 3","startTime":977.501,"endTime":977.59,"body":"of"},{"speaker":"Speaker 3","startTime":977.591,"endTime":978.04,"body":"course,"},{"speaker":"Speaker 3","startTime":978.07,"endTime":978.28,"body":"if"},{"speaker":"Speaker 3","startTime":978.281,"endTime":978.46,"body":"what"},{"speaker":"Speaker 3","startTime":978.461,"endTime":978.61,"body":"we"},{"speaker":"Speaker 3","startTime":978.611,"endTime":978.79,"body":"are"},{"speaker":"Speaker 3","startTime":978.791,"endTime":979.12,"body":"saying"},{"speaker":"Speaker 3","startTime":979.121,"endTime":979.24,"body":"is"},{"speaker":"Speaker 3","startTime":979.241,"endTime":979.45,"body":"true"},{"speaker":"Speaker 3","startTime":979.57,"endTime":979.57,"body":"in"},{"speaker":"Speaker 3","startTime":979.571,"endTime":979.63,"body":"the"},{"speaker":"Speaker 3","startTime":979.631,"endTime":979.9,"body":"tax"},{"speaker":"Speaker 3","startTime":979.901,"endTime":980.14,"body":"rates"},{"speaker":"Speaker 3","startTime":980.141,"endTime":980.35,"body":"do"},{"speaker":"Speaker 3","startTime":980.351,"endTime":980.5,"body":"have"},{"speaker":"Speaker 3","startTime":980.501,"endTime":980.59,"body":"to"},{"speaker":"Speaker 3","startTime":980.591,"endTime":980.86,"body":"double"},{"speaker":"Speaker 3","startTime":980.861,"endTime":980.95,"body":"to"},{"speaker":"Speaker 3","startTime":980.951,"endTime":981.1,"body":"keep"},{"speaker":"Speaker 3","startTime":981.101,"endTime":981.22,"body":"our"},{"speaker":"Speaker 3","startTime":981.221,"endTime":981.49,"body":"country"},{"speaker":"Speaker 3","startTime":981.491,"endTime":981.91,"body":"solvent,"},{"speaker":"Speaker 3","startTime":981.911,"endTime":982.18,"body":"then"},{"speaker":"Speaker 3","startTime":982.3,"endTime":982.75,"body":"obviously"},{"speaker":"Speaker 3","startTime":982.751,"endTime":983.08,"body":"we"},{"speaker":"Speaker 3","startTime":983.11,"endTime":983.29,"body":"made"},{"speaker":"Speaker 3","startTime":983.291,"endTime":983.38,"body":"the"},{"speaker":"Speaker 3","startTime":983.381,"endTime":983.59,"body":"right"},{"speaker":"Speaker 3","startTime":983.86,"endTime":983.86,"body":"move"},{"speaker":"Speaker 3","startTime":984.07,"endTime":984.16,"body":"to"},{"speaker":"Speaker 3","startTime":984.161,"endTime":984.34,"body":"get"},{"speaker":"Speaker 3","startTime":984.341,"endTime":984.43,"body":"you"},{"speaker":"Speaker 3","startTime":984.431,"endTime":984.52,"body":"to"},{"speaker":"Speaker 3","startTime":984.521,"endTime":984.61,"body":"the"},{"speaker":"Speaker 3","startTime":984.611,"endTime":985.03,"body":"0%"},{"speaker":"Speaker 3","startTime":985.031,"endTime":985.24,"body":"tax"},{"speaker":"Speaker 3","startTime":985.241,"endTime":985.48,"body":"bracket."},{"speaker":"Speaker 2","startTime":985.85,"endTime":986.03,"body":"And"},{"speaker":"Speaker 2","startTime":986.031,"endTime":986.24,"body":"there's"},{"speaker":"Speaker 2","startTime":986.241,"endTime":986.69,"body":"definitely"},{"speaker":"Speaker 2","startTime":986.691,"endTime":987.11,"body":"more"},{"speaker":"Speaker 2","startTime":987.14,"endTime":987.77,"body":"information"},{"speaker":"Speaker 2","startTime":987.771,"endTime":987.89,"body":"out"},{"speaker":"Speaker 2","startTime":987.891,"endTime":988.1,"body":"there"},{"speaker":"Speaker 2","startTime":988.101,"endTime":988.64,"body":"showing"},{"speaker":"Speaker 2","startTime":988.641,"endTime":988.79,"body":"that"},{"speaker":"Speaker 2","startTime":988.791,"endTime":989.0,"body":"this"},{"speaker":"Speaker 2","startTime":989.001,"endTime":989.15,"body":"could"},{"speaker":"Speaker 2","startTime":989.151,"endTime":989.54,"body":"happen"},{"speaker":"Speaker 2","startTime":989.541,"endTime":989.66,"body":"than"},{"speaker":"Speaker 2","startTime":989.661,"endTime":989.96,"body":"not."},{"speaker":"Speaker 2","startTime":989.99,"endTime":990.11,"body":"It"},{"speaker":"Speaker 2","startTime":990.111,"endTime":990.23,"body":"was"},{"speaker":"Speaker 2","startTime":990.231,"endTime":990.47,"body":"very"},{"speaker":"Speaker 2","startTime":990.471,"endTime":990.86,"body":"interesting"},{"speaker":"Speaker 2","startTime":990.861,"endTime":990.98,"body":"for"},{"speaker":"Speaker 2","startTime":990.981,"endTime":991.19,"body":"me."},{"speaker":"Speaker 2","startTime":991.191,"endTime":991.4,"body":"I"},{"speaker":"Speaker 2","startTime":991.7,"endTime":991.97,"body":"read"},{"speaker":"Speaker 2","startTime":991.971,"endTime":992.06,"body":"the"},{"speaker":"Speaker 2","startTime":992.061,"endTime":992.54,"body":"trustee"},{"speaker":"Speaker 2","startTime":992.541,"endTime":993.08,"body":"report"},{"speaker":"Speaker 2","startTime":993.081,"endTime":993.41,"body":"from"},{"speaker":"Speaker 2","startTime":993.411,"endTime":994.01,"body":"Medicare"},{"speaker":"Speaker 2","startTime":994.011,"endTime":994.43,"body":"talking"},{"speaker":"Speaker 2","startTime":994.431,"endTime":994.79,"body":"about"},{"speaker":"Speaker 2","startTime":994.791,"endTime":994.94,"body":"their"},{"speaker":"Speaker 2","startTime":994.941,"endTime":995.45,"body":"financial"},{"speaker":"Speaker 2","startTime":995.451,"endTime":996.23,"body":"situation"},{"speaker":"Speaker 2","startTime":996.59,"endTime":996.68,"body":"and"},{"speaker":"Speaker 2","startTime":996.681,"endTime":996.74,"body":"I"},{"speaker":"Speaker 2","startTime":996.741,"endTime":996.9,"body":"thought"},{"speaker":"Speaker 2","startTime":996.95,"endTime":996.95,"body":"it"},{"speaker":"Speaker 2","startTime":996.951,"endTime":997.22,"body":"very"},{"speaker":"Speaker 2","startTime":997.221,"endTime":997.73,"body":"interesting"},{"speaker":"Speaker 2","startTime":997.731,"endTime":997.88,"body":"that"},{"speaker":"Speaker 2","startTime":997.881,"endTime":998.06,"body":"on"},{"speaker":"Speaker 2","startTime":998.061,"endTime":998.15,"body":"the"},{"speaker":"Speaker 2","startTime":998.151,"endTime":998.51,"body":"first"},{"speaker":"Speaker 2","startTime":998.511,"endTime":999.02,"body":"page,"},{"speaker":"Speaker 2","startTime":999.26,"endTime":999.44,"body":"one"},{"speaker":"Speaker 2","startTime":999.441,"endTime":999.53,"body":"of"},{"speaker":"Speaker 2","startTime":999.531,"endTime":999.65,"body":"their"},{"speaker":"Speaker 2","startTime":999.651,"endTime":1000.04,"body":"biggest"},{"speaker":"Speaker 2","startTime":1000.041,"endTime":1000.73,"body":"complaints"},{"speaker":"Speaker 2","startTime":1000.94,"endTime":1000.94,"body":"were"},{"speaker":"Speaker 2","startTime":1000.941,"endTime":1001.06,"body":"the"},{"speaker":"Speaker 2","startTime":1001.061,"endTime":1001.42,"body":"tax"},{"speaker":"Speaker 2","startTime":1001.421,"endTime":1001.75,"body":"cuts."},{"speaker":"Speaker 2","startTime":1001.81,"endTime":1001.96,"body":"They"},{"speaker":"Speaker 2","startTime":1001.961,"endTime":1002.2,"body":"said,"},{"speaker":"Speaker 2","startTime":1002.201,"endTime":1002.44,"body":"this"},{"speaker":"Speaker 2","startTime":1002.441,"endTime":1002.59,"body":"is"},{"speaker":"Speaker 2","startTime":1002.591,"endTime":1002.77,"body":"why"},{"speaker":"Speaker 2","startTime":1002.771,"endTime":1002.95,"body":"we're"},{"speaker":"Speaker 2","startTime":1002.951,"endTime":1003.28,"body":"going"},{"speaker":"Speaker 2","startTime":1003.281,"endTime":1003.58,"body":"broke."},{"speaker":"Speaker 2","startTime":1003.91,"endTime":1004.12,"body":"They"},{"speaker":"Speaker 2","startTime":1004.121,"endTime":1004.36,"body":"cut"},{"speaker":"Speaker 2","startTime":1004.361,"endTime":1004.93,"body":"taxes,"},{"speaker":"Speaker 2","startTime":1004.94,"endTime":1005.17,"body":"we"},{"speaker":"Speaker 2","startTime":1005.171,"endTime":1005.38,"body":"don't"},{"speaker":"Speaker 2","startTime":1005.381,"endTime":1005.56,"body":"have"},{"speaker":"Speaker 2","startTime":1005.561,"endTime":1005.65,"body":"the"},{"speaker":"Speaker 2","startTime":1005.651,"endTime":1005.98,"body":"money"},{"speaker":"Speaker 2","startTime":1005.981,"endTime":1006.13,"body":"we"},{"speaker":"Speaker 2","startTime":1006.131,"endTime":1006.37,"body":"need."},{"speaker":"Speaker 2","startTime":1006.371,"endTime":1006.52,"body":"Well,"},{"speaker":"Speaker 2","startTime":1006.521,"endTime":1006.67,"body":"what"},{"speaker":"Speaker 2","startTime":1006.671,"endTime":1006.79,"body":"does"},{"speaker":"Speaker 2","startTime":1006.791,"endTime":1006.97,"body":"that"},{"speaker":"Speaker 2","startTime":1006.971,"endTime":1007.21,"body":"tell"},{"speaker":"Speaker 2","startTime":1007.211,"endTime":1007.6,"body":"me?"},{"speaker":"Speaker 2","startTime":1008.07,"endTime":1008.07,"body":"That"},{"speaker":"Speaker 2","startTime":1008.071,"endTime":1008.23,"body":"you"},{"speaker":"Speaker 2","startTime":1008.231,"endTime":1008.47,"body":"don't"},{"speaker":"Speaker 2","startTime":1008.5,"endTime":1008.8,"body":"want"},{"speaker":"Speaker 2","startTime":1008.801,"endTime":1008.98,"body":"them"},{"speaker":"Speaker 2","startTime":1008.981,"endTime":1009.34,"body":"cut."},{"speaker":"Speaker 2","startTime":1009.7,"endTime":1009.94,"body":"You're"},{"speaker":"Speaker 2","startTime":1009.941,"endTime":1010.33,"body":"willing"},{"speaker":"Speaker 2","startTime":1010.331,"endTime":1010.48,"body":"to"},{"speaker":"Speaker 2","startTime":1010.481,"endTime":1010.87,"body":"raise"},{"speaker":"Speaker 2","startTime":1010.871,"endTime":1011.2,"body":"them"},{"speaker":"Speaker 2","startTime":1011.201,"endTime":1011.32,"body":"to"},{"speaker":"Speaker 2","startTime":1011.321,"endTime":1011.53,"body":"get"},{"speaker":"Speaker 2","startTime":1011.531,"endTime":1011.59,"body":"the"},{"speaker":"Speaker 2","startTime":1011.591,"endTime":1011.86,"body":"money"},{"speaker":"Speaker 2","startTime":1011.861,"endTime":1012.01,"body":"that"},{"speaker":"Speaker 2","startTime":1012.011,"endTime":1012.19,"body":"you"},{"speaker":"Speaker 2","startTime":1012.191,"endTime":1012.46,"body":"need"},{"speaker":"Speaker 2","startTime":1012.461,"endTime":1012.55,"body":"to"},{"speaker":"Speaker 2","startTime":1012.551,"endTime":1012.67,"body":"be"},{"speaker":"Speaker 2","startTime":1012.671,"endTime":1012.79,"body":"able"},{"speaker":"Speaker 2","startTime":1012.791,"endTime":1012.88,"body":"to"},{"speaker":"Speaker 2","startTime":1012.881,"endTime":1013.15,"body":"solve"},{"speaker":"Speaker 2","startTime":1013.151,"endTime":1013.24,"body":"your"},{"speaker":"Speaker 2","startTime":1013.241,"endTime":1013.69,"body":"problem."},{"speaker":"Speaker 3","startTime":1014.33,"endTime":1014.48,"body":"Yeah,"},{"speaker":"Speaker 3","startTime":1014.481,"endTime":1014.69,"body":"not"},{"speaker":"Speaker 3","startTime":1014.691,"endTime":1014.9,"body":"only"},{"speaker":"Speaker 3","startTime":1014.901,"endTime":1015.17,"body":"that"},{"speaker":"Speaker 3","startTime":1015.171,"endTime":1015.29,"body":"day,"},{"speaker":"Speaker 3","startTime":1015.291,"endTime":1015.44,"body":"but"},{"speaker":"Speaker 3","startTime":1015.441,"endTime":1015.53,"body":"I"},{"speaker":"Speaker 3","startTime":1015.531,"endTime":1015.77,"body":"think"},{"speaker":"Speaker 3","startTime":1015.771,"endTime":1016.01,"body":"that"},{"speaker":"Speaker 3","startTime":1016.1,"endTime":1016.49,"body":"people"},{"speaker":"Speaker 3","startTime":1016.491,"endTime":1016.73,"body":"need"},{"speaker":"Speaker 3","startTime":1016.731,"endTime":1016.82,"body":"to"},{"speaker":"Speaker 3","startTime":1016.821,"endTime":1017.51,"body":"use"},{"speaker":"Speaker 3","startTime":1017.54,"endTime":1017.99,"body":"that,"},{"speaker":"Speaker 3","startTime":1018.35,"endTime":1018.5,"body":"you"},{"speaker":"Speaker 3","startTime":1018.501,"endTime":1018.65,"body":"know,"},{"speaker":"Speaker 3","startTime":1018.651,"endTime":1018.92,"body":"both"},{"speaker":"Speaker 3","startTime":1018.921,"endTime":1019.01,"body":"the"},{"speaker":"Speaker 3","startTime":1019.011,"endTime":1019.55,"body":"movie"},{"speaker":"Speaker 3","startTime":1019.551,"endTime":1020.0,"body":"and"},{"speaker":"Speaker 3","startTime":1020.001,"endTime":1020.26,"body":"the"},{"speaker":"Speaker 3","startTime":1020.27,"endTime":1020.75,"body":"trustee"},{"speaker":"Speaker 3","startTime":1020.751,"endTime":1021.26,"body":"report"},{"speaker":"Speaker 3","startTime":1021.38,"endTime":1021.38,"body":"is"},{"speaker":"Speaker 3","startTime":1021.381,"endTime":1021.47,"body":"a"},{"speaker":"Speaker 3","startTime":1021.471,"endTime":1021.98,"body":"lens"},{"speaker":"Speaker 3","startTime":1021.981,"endTime":1022.19,"body":"through"},{"speaker":"Speaker 3","startTime":1022.191,"endTime":1022.4,"body":"which"},{"speaker":"Speaker 3","startTime":1022.401,"endTime":1022.55,"body":"to"},{"speaker":"Speaker 3","startTime":1022.551,"endTime":1023.06,"body":"interpret"},{"speaker":"Speaker 3","startTime":1023.061,"endTime":1023.12,"body":"a"},{"speaker":"Speaker 3","startTime":1023.121,"endTime":1023.36,"body":"lot"},{"speaker":"Speaker 3","startTime":1023.361,"endTime":1023.48,"body":"of"},{"speaker":"Speaker 3","startTime":1023.481,"endTime":1023.57,"body":"the"},{"speaker":"Speaker 3","startTime":1023.571,"endTime":1024.17,"body":"promises"},{"speaker":"Speaker 3","startTime":1024.171,"endTime":1024.26,"body":"that"},{"speaker":"Speaker 3","startTime":1024.261,"endTime":1024.32,"body":"are"},{"speaker":"Speaker 3","startTime":1024.321,"endTime":1024.59,"body":"being"},{"speaker":"Speaker 3","startTime":1024.591,"endTime":1024.98,"body":"made"},{"speaker":"Speaker 3","startTime":1024.981,"endTime":1025.43,"body":"by"},{"speaker":"Speaker 3","startTime":1025.7,"endTime":1026.3,"body":"presidential"},{"speaker":"Speaker 3","startTime":1026.301,"endTime":1026.87,"body":"candidates"},{"speaker":"Speaker 3","startTime":1026.871,"endTime":1027.02,"body":"on"},{"speaker":"Speaker 3","startTime":1027.021,"endTime":1027.29,"body":"both"},{"speaker":"Speaker 3","startTime":1027.291,"endTime":1027.59,"body":"sides"},{"speaker":"Speaker 3","startTime":1027.591,"endTime":1027.68,"body":"of"},{"speaker":"Speaker 3","startTime":1027.681,"endTime":1027.8,"body":"the"},{"speaker":"Speaker 3","startTime":1027.801,"endTime":1028.31,"body":"aisle."},{"speaker":"Speaker 3","startTime":1028.49,"endTime":1028.61,"body":"You"},{"speaker":"Speaker 3","startTime":1028.611,"endTime":1028.73,"body":"know,"},{"speaker":"Speaker 3","startTime":1028.731,"endTime":1029.09,"body":"president"},{"speaker":"Speaker 3","startTime":1029.091,"endTime":1029.36,"body":"Trump"},{"speaker":"Speaker 3","startTime":1029.361,"endTime":1029.6,"body":"said"},{"speaker":"Speaker 3","startTime":1029.601,"endTime":1029.72,"body":"that"},{"speaker":"Speaker 3","startTime":1029.721,"endTime":1029.87,"body":"he"},{"speaker":"Speaker 3","startTime":1029.871,"endTime":1030.05,"body":"was"},{"speaker":"Speaker 3","startTime":1030.051,"endTime":1030.32,"body":"not"},{"speaker":"Speaker 3","startTime":1030.321,"endTime":1030.53,"body":"going"},{"speaker":"Speaker 3","startTime":1030.531,"endTime":1030.62,"body":"to"},{"speaker":"Speaker 3","startTime":1030.621,"endTime":1031.07,"body":"touch"},{"speaker":"Speaker 3","startTime":1031.31,"endTime":1031.58,"body":"social"},{"speaker":"Speaker 3","startTime":1031.581,"endTime":1031.91,"body":"security"},{"speaker":"Speaker 3","startTime":1031.97,"endTime":1031.97,"body":"or"},{"speaker":"Speaker 3","startTime":1031.98,"endTime":1032.42,"body":"Medicare."},{"speaker":"Speaker 3","startTime":1032.421,"endTime":1032.63,"body":"That"},{"speaker":"Speaker 3","startTime":1032.631,"endTime":1032.75,"body":"was"},{"speaker":"Speaker 3","startTime":1032.751,"endTime":1032.96,"body":"a"},{"speaker":"Speaker 3","startTime":1033.35,"endTime":1033.83,"body":"campaign"},{"speaker":"Speaker 3","startTime":1033.831,"endTime":1034.34,"body":"promise."},{"speaker":"Speaker 3","startTime":1034.52,"endTime":1034.64,"body":"We've"},{"speaker":"Speaker 3","startTime":1034.641,"endTime":1034.82,"body":"got"},{"speaker":"Speaker 3","startTime":1034.821,"endTime":1035.63,"body":"Elizabeth"},{"speaker":"Speaker 3","startTime":1035.63,"endTime":1035.63,"body":"Warren"},{"speaker":"Speaker 3","startTime":1035.631,"endTime":1035.75,"body":"on"},{"speaker":"Speaker 3","startTime":1035.751,"endTime":1035.81,"body":"the"},{"speaker":"Speaker 3","startTime":1035.811,"endTime":1035.96,"body":"other"},{"speaker":"Speaker 3","startTime":1035.961,"endTime":1036.2,"body":"side"},{"speaker":"Speaker 3","startTime":1036.201,"endTime":1036.29,"body":"of"},{"speaker":"Speaker 3","startTime":1036.62,"endTime":1036.77,"body":"the"},{"speaker":"Speaker 3","startTime":1036.771,"endTime":1037.16,"body":"aisle"},{"speaker":"Speaker 3","startTime":1037.161,"endTime":1037.25,"body":"is"},{"speaker":"Speaker 3","startTime":1037.251,"endTime":1037.49,"body":"trying"},{"speaker":"Speaker 3","startTime":1037.491,"endTime":1037.55,"body":"to"},{"speaker":"Speaker 3","startTime":1037.551,"endTime":1037.79,"body":"figure"},{"speaker":"Speaker 3","startTime":1037.791,"endTime":1037.91,"body":"out"},{"speaker":"Speaker 3","startTime":1037.911,"endTime":1038.03,"body":"how"},{"speaker":"Speaker 3","startTime":1038.031,"endTime":1038.21,"body":"she"},{"speaker":"Speaker 3","startTime":1038.211,"endTime":1038.36,"body":"can"},{"speaker":"Speaker 3","startTime":1038.361,"endTime":1038.69,"body":"deliver"},{"speaker":"Speaker 3","startTime":1038.691,"endTime":1038.81,"body":"on"},{"speaker":"Speaker 3","startTime":1038.811,"endTime":1038.9,"body":"her"},{"speaker":"Speaker 3","startTime":1038.901,"endTime":1039.32,"body":"promise"},{"speaker":"Speaker 3","startTime":1039.321,"endTime":1039.41,"body":"to"},{"speaker":"Speaker 3","startTime":1039.65,"endTime":1039.65,"body":"give"},{"speaker":"Speaker 3","startTime":1039.74,"endTime":1040.19,"body":"Medicare"},{"speaker":"Speaker 3","startTime":1040.191,"endTime":1040.28,"body":"to"},{"speaker":"Speaker 3","startTime":1040.281,"endTime":1040.64,"body":"all"},{"speaker":"Speaker 3","startTime":1040.641,"endTime":1041.06,"body":"without"},{"speaker":"Speaker 3","startTime":1041.061,"endTime":1041.36,"body":"having"},{"speaker":"Speaker 3","startTime":1041.361,"endTime":1041.54,"body":"to"},{"speaker":"Speaker 3","startTime":1041.78,"endTime":1042.35,"body":"dramatically"},{"speaker":"Speaker 3","startTime":1042.351,"endTime":1042.62,"body":"raise"},{"speaker":"Speaker 3","startTime":1042.621,"endTime":1043.01,"body":"taxes"},{"speaker":"Speaker 3","startTime":1043.011,"endTime":1043.1,"body":"on"},{"speaker":"Speaker 3","startTime":1043.101,"endTime":1043.16,"body":"the"},{"speaker":"Speaker 3","startTime":1043.161,"endTime":1043.31,"body":"middle"},{"speaker":"Speaker 3","startTime":1043.311,"endTime":1043.67,"body":"class."},{"speaker":"Speaker 3","startTime":1043.671,"endTime":1043.79,"body":"And"},{"speaker":"Speaker 3","startTime":1043.791,"endTime":1043.88,"body":"if"},{"speaker":"Speaker 3","startTime":1043.881,"endTime":1044.0,"body":"you"},{"speaker":"Speaker 3","startTime":1044.001,"endTime":1044.24,"body":"watch"},{"speaker":"Speaker 3","startTime":1044.241,"endTime":1044.36,"body":"the"},{"speaker":"Speaker 3","startTime":1044.361,"endTime":1044.72,"body":"movie,"},{"speaker":"Speaker 3","startTime":1044.721,"endTime":1045.14,"body":"one"},{"speaker":"Speaker 3","startTime":1045.26,"endTime":1045.53,"body":"theme"},{"speaker":"Speaker 3","startTime":1045.531,"endTime":1045.83,"body":"comes"},{"speaker":"Speaker 3","startTime":1045.831,"endTime":1046.1,"body":"out"},{"speaker":"Speaker 3","startTime":1046.101,"endTime":1046.37,"body":"over"},{"speaker":"Speaker 3","startTime":1046.371,"endTime":1046.46,"body":"and"},{"speaker":"Speaker 3","startTime":1046.461,"endTime":1046.7,"body":"over"},{"speaker":"Speaker 3","startTime":1046.701,"endTime":1046.79,"body":"and"},{"speaker":"Speaker 3","startTime":1046.791,"endTime":1047.0,"body":"over"},{"speaker":"Speaker 3","startTime":1047.001,"endTime":1047.33,"body":"again,"},{"speaker":"Speaker 3","startTime":1047.331,"endTime":1047.54,"body":"which"},{"speaker":"Speaker 3","startTime":1047.541,"endTime":1047.69,"body":"is"},{"speaker":"Speaker 3","startTime":1047.691,"endTime":1048.17,"body":"this,"},{"speaker":"Speaker 3","startTime":1048.59,"endTime":1048.8,"body":"you"},{"speaker":"Speaker 3","startTime":1048.801,"endTime":1049.43,"body":"cannot"},{"speaker":"Speaker 3","startTime":1049.52,"endTime":1049.79,"body":"make"},{"speaker":"Speaker 3","startTime":1049.791,"endTime":1050.03,"body":"all"},{"speaker":"Speaker 3","startTime":1050.031,"endTime":1050.12,"body":"of"},{"speaker":"Speaker 3","startTime":1050.121,"endTime":1050.33,"body":"these"},{"speaker":"Speaker 3","startTime":1050.331,"endTime":1051.23,"body":"promises"},{"speaker":"Speaker 3","startTime":1051.53,"endTime":1051.85,"body":"and"},{"speaker":"Speaker 3","startTime":1051.89,"endTime":1052.31,"body":"pile"},{"speaker":"Speaker 3","startTime":1052.311,"endTime":1052.46,"body":"them"},{"speaker":"Speaker 3","startTime":1052.461,"endTime":1052.67,"body":"on"},{"speaker":"Speaker 3","startTime":1052.671,"endTime":1052.97,"body":"top"},{"speaker":"Speaker 3","startTime":1052.971,"endTime":1053.12,"body":"of"},{"speaker":"Speaker 3","startTime":1053.121,"endTime":1053.3,"body":"what"},{"speaker":"Speaker 3","startTime":1053.301,"endTime":1053.45,"body":"we"},{"speaker":"Speaker 3","startTime":1053.451,"endTime":1053.57,"body":"have"},{"speaker":"Speaker 3","startTime":1053.571,"endTime":1054.08,"body":"already"},{"speaker":"Speaker 3","startTime":1054.081,"endTime":1054.56,"body":"promised"},{"speaker":"Speaker 3","startTime":1054.561,"endTime":1054.83,"body":"because"},{"speaker":"Speaker 3","startTime":1054.831,"endTime":1054.95,"body":"we"},{"speaker":"Speaker 3","startTime":1054.951,"endTime":1055.34,"body":"can't"},{"speaker":"Speaker 3","startTime":1055.46,"endTime":1056.03,"body":"afford"},{"speaker":"Speaker 3","startTime":1056.031,"endTime":1056.15,"body":"to"},{"speaker":"Speaker 3","startTime":1056.151,"endTime":1056.84,"body":"deliver"},{"speaker":"Speaker 3","startTime":1057.23,"endTime":1057.44,"body":"on"},{"speaker":"Speaker 3","startTime":1057.441,"endTime":1057.5,"body":"the"},{"speaker":"Speaker 3","startTime":1057.501,"endTime":1057.98,"body":"promises"},{"speaker":"Speaker 3","startTime":1057.981,"endTime":1058.13,"body":"we've"},{"speaker":"Speaker 3","startTime":1058.131,"endTime":1058.46,"body":"already"},{"speaker":"Speaker 3","startTime":1058.461,"endTime":1058.91,"body":"made,"},{"speaker":"Speaker 3","startTime":1058.94,"endTime":1059.18,"body":"let"},{"speaker":"Speaker 3","startTime":1059.181,"endTime":1059.57,"body":"alone"},{"speaker":"Speaker 3","startTime":1059.571,"endTime":1060.08,"body":"to"},{"speaker":"Speaker 3","startTime":1060.11,"endTime":1060.41,"body":"double"},{"speaker":"Speaker 3","startTime":1060.411,"endTime":1060.59,"body":"them"},{"speaker":"Speaker 3","startTime":1060.591,"endTime":1060.8,"body":"over"},{"speaker":"Speaker 3","startTime":1060.801,"endTime":1061.34,"body":"time."},{"speaker":"Speaker 3","startTime":1061.7,"endTime":1061.85,"body":"And"},{"speaker":"Speaker 3","startTime":1061.851,"endTime":1062.09,"body":"so"},{"speaker":"Speaker 3","startTime":1062.091,"endTime":1062.24,"body":"I"},{"speaker":"Speaker 3","startTime":1062.241,"endTime":1062.54,"body":"think"},{"speaker":"Speaker 3","startTime":1062.541,"endTime":1062.75,"body":"that"},{"speaker":"Speaker 3","startTime":1062.751,"endTime":1063.11,"body":"once"},{"speaker":"Speaker 3","startTime":1063.111,"endTime":1063.38,"body":"people"},{"speaker":"Speaker 3","startTime":1063.381,"endTime":1063.83,"body":"understand"},{"speaker":"Speaker 3","startTime":1063.831,"endTime":1063.92,"body":"the"},{"speaker":"Speaker 3","startTime":1063.921,"endTime":1064.34,"body":"math"},{"speaker":"Speaker 3","startTime":1064.85,"endTime":1065.18,"body":"behind"},{"speaker":"Speaker 3","startTime":1065.181,"endTime":1065.27,"body":"the"},{"speaker":"Speaker 3","startTime":1065.271,"endTime":1065.81,"body":"fiscal"},{"speaker":"Speaker 3","startTime":1065.811,"endTime":1066.32,"body":"trajectory"},{"speaker":"Speaker 3","startTime":1066.321,"endTime":1066.38,"body":"of"},{"speaker":"Speaker 3","startTime":1066.381,"endTime":1066.47,"body":"our"},{"speaker":"Speaker 3","startTime":1066.471,"endTime":1066.95,"body":"country,"},{"speaker":"Speaker 3","startTime":1066.951,"endTime":1067.19,"body":"they'll"},{"speaker":"Speaker 3","startTime":1067.191,"endTime":1067.91,"body":"recognize"},{"speaker":"Speaker 3","startTime":1067.911,"endTime":1068.18,"body":"that"},{"speaker":"Speaker 3","startTime":1068.33,"endTime":1068.57,"body":"not"},{"speaker":"Speaker 3","startTime":1068.571,"endTime":1068.87,"body":"only"},{"speaker":"Speaker 3","startTime":1068.871,"endTime":1069.02,"body":"can"},{"speaker":"Speaker 3","startTime":1069.14,"endTime":1069.41,"body":"not"},{"speaker":"Speaker 3","startTime":1069.411,"endTime":1069.89,"body":"afford"},{"speaker":"Speaker 3","startTime":1069.891,"endTime":1070.13,"body":"to"},{"speaker":"Speaker 3","startTime":1070.131,"endTime":1070.55,"body":"deliver"},{"speaker":"Speaker 3","startTime":1070.551,"endTime":1070.7,"body":"all"},{"speaker":"Speaker 3","startTime":1070.701,"endTime":1070.79,"body":"of"},{"speaker":"Speaker 3","startTime":1070.791,"endTime":1070.97,"body":"these"},{"speaker":"Speaker 3","startTime":1070.971,"endTime":1071.15,"body":"new"},{"speaker":"Speaker 3","startTime":1071.151,"endTime":1071.75,"body":"programs"},{"speaker":"Speaker 3","startTime":1071.751,"endTime":1071.84,"body":"and"},{"speaker":"Speaker 3","startTime":1071.841,"endTime":1071.99,"body":"these"},{"speaker":"Speaker 3","startTime":1071.991,"endTime":1072.14,"body":"new"},{"speaker":"Speaker 3","startTime":1072.141,"endTime":1072.8,"body":"benefits,"},{"speaker":"Speaker 3","startTime":1073.1,"endTime":1073.31,"body":"but"},{"speaker":"Speaker 3","startTime":1073.311,"endTime":1073.46,"body":"we're"},{"speaker":"Speaker 3","startTime":1073.461,"endTime":1073.67,"body":"having"},{"speaker":"Speaker 3","startTime":1073.671,"endTime":1073.73,"body":"a"},{"speaker":"Speaker 3","startTime":1073.731,"endTime":1073.97,"body":"hard"},{"speaker":"Speaker 3","startTime":1073.971,"endTime":1074.33,"body":"time"},{"speaker":"Speaker 3","startTime":1074.36,"endTime":1074.69,"body":"paying"},{"speaker":"Speaker 3","startTime":1074.691,"endTime":1074.81,"body":"for"},{"speaker":"Speaker 3","startTime":1074.811,"endTime":1074.93,"body":"the"},{"speaker":"Speaker 3","startTime":1074.931,"endTime":1075.11,"body":"ones"},{"speaker":"Speaker 3","startTime":1075.111,"endTime":1075.2,"body":"that"},{"speaker":"Speaker 3","startTime":1075.201,"endTime":1075.35,"body":"we've"},{"speaker":"Speaker 3","startTime":1075.351,"endTime":1075.59,"body":"already"},{"speaker":"Speaker 3","startTime":1075.591,"endTime":1076.04,"body":"promised."},{"speaker":"Speaker 3","startTime":1076.041,"endTime":1076.13,"body":"And"},{"speaker":"Speaker 3","startTime":1076.131,"endTime":1076.25,"body":"that"},{"speaker":"Speaker 3","startTime":1076.251,"endTime":1076.46,"body":"should"},{"speaker":"Speaker 3","startTime":1076.461,"endTime":1077.0,"body":"inform"},{"speaker":"Speaker 3","startTime":1077.12,"endTime":1077.24,"body":"a"},{"speaker":"Speaker 3","startTime":1077.241,"endTime":1077.48,"body":"lot"},{"speaker":"Speaker 3","startTime":1077.481,"endTime":1077.57,"body":"of"},{"speaker":"Speaker 3","startTime":1077.571,"endTime":1077.66,"body":"the"},{"speaker":"Speaker 3","startTime":1077.96,"endTime":1077.96,"body":"debate"},{"speaker":"Speaker 3","startTime":1077.96,"endTime":1077.96,"body":"."},{"speaker":"Speaker 2","startTime":1078.63,"endTime":1078.63,"body":"It's"},{"speaker":"Speaker 2","startTime":1078.64,"endTime":1078.73,"body":"been"},{"speaker":"Speaker 2","startTime":1078.731,"endTime":1078.97,"body":"very"},{"speaker":"Speaker 2","startTime":1078.971,"endTime":1079.42,"body":"interesting"},{"speaker":"Speaker 2","startTime":1079.54,"endTime":1079.54,"body":"as"},{"speaker":"Speaker 2","startTime":1080.11,"endTime":1080.11,"body":"CPAs"},{"speaker":"Speaker 2","startTime":1080.11,"endTime":1080.11,"body":"."},{"speaker":"Speaker 2","startTime":1080.111,"endTime":1080.23,"body":"In"},{"speaker":"Speaker 2","startTime":1080.231,"endTime":1080.53,"body":"fact,"},{"speaker":"Speaker 2","startTime":1080.531,"endTime":1080.74,"body":"we"},{"speaker":"Speaker 2","startTime":1080.741,"endTime":1081.19,"body":"often"},{"speaker":"Speaker 2","startTime":1081.22,"endTime":1081.76,"body":"recommendS"},{"speaker":"Speaker 2","startTime":1081.94,"endTime":1082.81,"body":"corporations"},{"speaker":"Speaker 2","startTime":1083.2,"endTime":1083.35,"body":"for"},{"speaker":"Speaker 2","startTime":1083.351,"endTime":1083.74,"body":"people"},{"speaker":"Speaker 2","startTime":1083.741,"endTime":1084.1,"body":"because"},{"speaker":"Speaker 2","startTime":1084.101,"endTime":1084.16,"body":"it"},{"speaker":"Speaker 2","startTime":1084.161,"endTime":1084.49,"body":"allows"},{"speaker":"Speaker 2","startTime":1084.491,"endTime":1084.58,"body":"you"},{"speaker":"Speaker 2","startTime":1084.581,"endTime":1084.7,"body":"to"},{"speaker":"Speaker 2","startTime":1084.701,"endTime":1085.0,"body":"save"},{"speaker":"Speaker 2","startTime":1085.001,"endTime":1085.24,"body":"self"},{"speaker":"Speaker 2","startTime":1085.241,"endTime":1085.69,"body":"employment"},{"speaker":"Speaker 2","startTime":1085.691,"endTime":1085.99,"body":"tax."},{"speaker":"Speaker 2","startTime":1085.991,"endTime":1086.11,"body":"And"},{"speaker":"Speaker 2","startTime":1086.111,"endTime":1086.23,"body":"I've"},{"speaker":"Speaker 2","startTime":1086.231,"endTime":1086.44,"body":"told"},{"speaker":"Speaker 2","startTime":1086.441,"endTime":1086.77,"body":"people"},{"speaker":"Speaker 2","startTime":1086.8,"endTime":1087.13,"body":"over"},{"speaker":"Speaker 2","startTime":1087.131,"endTime":1087.22,"body":"and"},{"speaker":"Speaker 2","startTime":1087.221,"endTime":1087.49,"body":"over"},{"speaker":"Speaker 2","startTime":1087.491,"endTime":1087.58,"body":"and"},{"speaker":"Speaker 2","startTime":1087.581,"endTime":1087.82,"body":"over"},{"speaker":"Speaker 2","startTime":1087.821,"endTime":1088.24,"body":"again"},{"speaker":"Speaker 2","startTime":1088.63,"endTime":1088.9,"body":"take"},{"speaker":"Speaker 2","startTime":1088.901,"endTime":1089.11,"body":"that"},{"speaker":"Speaker 2","startTime":1089.111,"endTime":1089.65,"body":"savings,"},{"speaker":"Speaker 2","startTime":1089.651,"endTime":1090.16,"body":"invested"},{"speaker":"Speaker 2","startTime":1090.161,"endTime":1090.58,"body":"yourself"},{"speaker":"Speaker 2","startTime":1090.581,"endTime":1090.79,"body":"into"},{"speaker":"Speaker 2","startTime":1090.791,"endTime":1090.88,"body":"your"},{"speaker":"Speaker 2","startTime":1090.881,"endTime":1091.45,"body":"retirement"},{"speaker":"Speaker 2","startTime":1091.451,"endTime":1091.81,"body":"account."},{"speaker":"Speaker 2","startTime":1092.17,"endTime":1092.32,"body":"You're"},{"speaker":"Speaker 2","startTime":1092.321,"endTime":1092.62,"body":"going"},{"speaker":"Speaker 2","startTime":1092.621,"endTime":1092.71,"body":"to"},{"speaker":"Speaker 2","startTime":1092.711,"endTime":1092.89,"body":"be"},{"speaker":"Speaker 2","startTime":1092.891,"endTime":1093.19,"body":"far"},{"speaker":"Speaker 2","startTime":1093.191,"endTime":1093.49,"body":"better"},{"speaker":"Speaker 2","startTime":1093.491,"endTime":1093.82,"body":"off"},{"speaker":"Speaker 2","startTime":1093.821,"endTime":1093.97,"body":"that."},{"speaker":"Speaker 2","startTime":1093.971,"endTime":1094.12,"body":"It's"},{"speaker":"Speaker 2","startTime":1094.121,"endTime":1094.18,"body":"a"},{"speaker":"Speaker 2","startTime":1094.181,"endTime":1094.54,"body":"much"},{"speaker":"Speaker 2","startTime":1094.541,"endTime":1095.02,"body":"safer"},{"speaker":"Speaker 2","startTime":1095.021,"endTime":1095.65,"body":"system"},{"speaker":"Speaker 2","startTime":1096.1,"endTime":1096.25,"body":"than"},{"speaker":"Speaker 2","startTime":1096.251,"endTime":1096.43,"body":"what"},{"speaker":"Speaker 2","startTime":1096.431,"endTime":1096.52,"body":"the"},{"speaker":"Speaker 2","startTime":1096.521,"endTime":1096.94,"body":"g"},{"speaker":"Speaker 2","startTime":1096.94,"endTime":1096.94,"body":"overnment's"},{"speaker":"Speaker 2","startTime":1096.941,"endTime":1097.54,"body":"providing."},{"speaker":"Speaker 2","startTime":1098.53,"endTime":1098.68,"body":"So"},{"speaker":"Speaker 2","startTime":1098.681,"endTime":1098.77,"body":"as"},{"speaker":"Speaker 2","startTime":1098.771,"endTime":1098.86,"body":"we"},{"speaker":"Speaker 2","startTime":1098.861,"endTime":1099.01,"body":"get"},{"speaker":"Speaker 2","startTime":1099.011,"endTime":1099.07,"body":"to"},{"speaker":"Speaker 2","startTime":1099.071,"endTime":1099.25,"body":"this"},{"speaker":"Speaker 2","startTime":1099.251,"endTime":1099.64,"body":"point,"},{"speaker":"Speaker 2","startTime":1099.641,"endTime":1099.88,"body":"Dave,"},{"speaker":"Speaker 2","startTime":1099.881,"endTime":1100.09,"body":"let's"},{"speaker":"Speaker 2","startTime":1100.091,"endTime":1100.45,"body":"talk"},{"speaker":"Speaker 2","startTime":1100.451,"endTime":1100.87,"body":"about"},{"speaker":"Speaker 2","startTime":1100.9,"endTime":1101.17,"body":"maybe"},{"speaker":"Speaker 2","startTime":1101.171,"endTime":1101.35,"body":"some"},{"speaker":"Speaker 2","startTime":1101.351,"endTime":1102.07,"body":"strategies."},{"speaker":"Speaker 2","startTime":1102.071,"endTime":1102.16,"body":"I"},{"speaker":"Speaker 2","startTime":1102.161,"endTime":1102.58,"body":"realize"},{"speaker":"Speaker 2","startTime":1102.581,"endTime":1102.88,"body":"everyone's"},{"speaker":"Speaker 2","startTime":1102.881,"endTime":1103.42,"body":"s"},{"speaker":"Speaker 2","startTime":1103.42,"endTime":1103.42,"body":"ituation's"},{"speaker":"Speaker 2","startTime":1103.421,"endTime":1103.54,"body":"g"},{"speaker":"Speaker 2","startTime":1103.54,"endTime":1103.54,"body":"oing"},{"speaker":"Speaker 2","startTime":1103.541,"endTime":1103.6,"body":"t"},{"speaker":"Speaker 2","startTime":1103.6,"endTime":1103.6,"body":"o"},{"speaker":"Speaker 2","startTime":1103.601,"endTime":1103.69,"body":"be"},{"speaker":"Speaker 2","startTime":1103.691,"endTime":1104.11,"body":"different."},{"speaker":"Speaker 2","startTime":1104.111,"endTime":1104.29,"body":"There's"},{"speaker":"Speaker 2","startTime":1104.291,"endTime":1104.44,"body":"no"},{"speaker":"Speaker 2","startTime":1104.441,"endTime":1104.62,"body":"way"},{"speaker":"Speaker 2","startTime":1104.621,"endTime":1104.74,"body":"we're"},{"speaker":"Speaker 2","startTime":1104.741,"endTime":1104.86,"body":"going"},{"speaker":"Speaker 2","startTime":1104.861,"endTime":1104.92,"body":"to"},{"speaker":"Speaker 2","startTime":1104.921,"endTime":1105.19,"body":"answer"},{"speaker":"Speaker 2","startTime":1105.191,"endTime":1105.55,"body":"everyone's"},{"speaker":"Speaker 2","startTime":1105.551,"endTime":1106.06,"body":"question."},{"speaker":"Speaker 2","startTime":1106.42,"endTime":1106.6,"body":"We've"},{"speaker":"Speaker 2","startTime":1106.601,"endTime":1106.87,"body":"talked"},{"speaker":"Speaker 2","startTime":1106.871,"endTime":1107.08,"body":"about"},{"speaker":"Speaker 2","startTime":1107.081,"endTime":1107.17,"body":"the"},{"speaker":"Speaker 2","startTime":1107.171,"endTime":1107.68,"body":"reality,"},{"speaker":"Speaker 2","startTime":1107.681,"endTime":1107.8,"body":"t"},{"speaker":"Speaker 2","startTime":1107.8,"endTime":1107.8,"body":"he"},{"speaker":"Speaker 2","startTime":1107.81,"endTime":1108.34,"body":"taxes"},{"speaker":"Speaker 2","startTime":1108.341,"endTime":1108.73,"body":"definitely"},{"speaker":"Speaker 2","startTime":1108.731,"endTime":1109.0,"body":"could"},{"speaker":"Speaker 2","startTime":1109.001,"endTime":1109.57,"body":"double."},{"speaker":"Speaker 2","startTime":1109.93,"endTime":1110.11,"body":"What"},{"speaker":"Speaker 2","startTime":1110.111,"endTime":1110.2,"body":"are"},{"speaker":"Speaker 2","startTime":1110.201,"endTime":1110.44,"body":"some"},{"speaker":"Speaker 2","startTime":1110.441,"endTime":1110.8,"body":"things"},{"speaker":"Speaker 2","startTime":1110.801,"endTime":1111.16,"body":"people"},{"speaker":"Speaker 2","startTime":1111.161,"endTime":1111.34,"body":"can"},{"speaker":"Speaker 2","startTime":1111.341,"endTime":1111.7,"body":"start"},{"speaker":"Speaker 2","startTime":1111.701,"endTime":1112.03,"body":"doing"},{"speaker":"Speaker 2","startTime":1112.031,"endTime":1112.57,"body":"now"},{"speaker":"Speaker 2","startTime":1112.93,"endTime":1113.02,"body":"to"},{"speaker":"Speaker 2","startTime":1113.021,"endTime":1113.26,"body":"help"},{"speaker":"Speaker 2","startTime":1113.261,"endTime":1113.74,"body":"prepare"},{"speaker":"Speaker 2","startTime":1113.741,"endTime":1114.31,"body":"themselves"},{"speaker":"Speaker 2","startTime":1114.311,"endTime":1114.46,"body":"for"},{"speaker":"Speaker 2","startTime":1114.461,"endTime":1114.76,"body":"this"},{"speaker":"Speaker 2","startTime":1114.761,"endTime":1115.21,"body":"future"},{"speaker":"Speaker 2","startTime":1115.211,"endTime":1115.93,"body":"situation?"},{"speaker":"Speaker 3","startTime":1116.54,"endTime":1116.78,"body":"Well,"},{"speaker":"Speaker 3","startTime":1116.781,"endTime":1117.08,"body":"first"},{"speaker":"Speaker 3","startTime":1117.081,"endTime":1117.17,"body":"of"},{"speaker":"Speaker 3","startTime":1117.171,"endTime":1117.53,"body":"all,"},{"speaker":"Speaker 3","startTime":1117.531,"endTime":1117.89,"body":"I"},{"speaker":"Speaker 3","startTime":1117.891,"endTime":1118.19,"body":"think"},{"speaker":"Speaker 3","startTime":1118.191,"endTime":1118.34,"body":"that"},{"speaker":"Speaker 3","startTime":1118.341,"endTime":1118.58,"body":"one"},{"speaker":"Speaker 3","startTime":1118.581,"endTime":1118.76,"body":"of"},{"speaker":"Speaker 3","startTime":1118.761,"endTime":1119.06,"body":"the"},{"speaker":"Speaker 3","startTime":1119.09,"endTime":1119.36,"body":"big"},{"speaker":"Speaker 3","startTime":1119.361,"endTime":1120.14,"body":"roadblocks"},{"speaker":"Speaker 3","startTime":1120.141,"endTime":1120.26,"body":"that"},{"speaker":"Speaker 3","startTime":1120.261,"endTime":1120.56,"body":"people"},{"speaker":"Speaker 3","startTime":1120.561,"endTime":1121.13,"body":"face"},{"speaker":"Speaker 3","startTime":1121.16,"endTime":1121.37,"body":"is"},{"speaker":"Speaker 3","startTime":1121.371,"endTime":1121.52,"body":"that"},{"speaker":"Speaker 3","startTime":1121.521,"endTime":1121.76,"body":"they"},{"speaker":"Speaker 3","startTime":1121.761,"endTime":1122.21,"body":"are"},{"speaker":"Speaker 3","startTime":1123.11,"endTime":1123.8,"body":"determined"},{"speaker":"Speaker 3","startTime":1123.801,"endTime":1123.98,"body":"to"},{"speaker":"Speaker 3","startTime":1123.981,"endTime":1124.43,"body":"not"},{"speaker":"Speaker 3","startTime":1124.431,"endTime":1124.91,"body":"pay"},{"speaker":"Speaker 3","startTime":1124.911,"endTime":1125.75,"body":"tax"},{"speaker":"Speaker 3","startTime":1125.78,"endTime":1126.32,"body":"before"},{"speaker":"Speaker 3","startTime":1126.321,"endTime":1126.5,"body":"the"},{"speaker":"Speaker 3","startTime":1126.501,"endTime":1127.16,"body":"IRS"},{"speaker":"Speaker 3","startTime":1127.161,"endTime":1127.97,"body":"absolutely"},{"speaker":"Speaker 3","startTime":1127.971,"endTime":1128.57,"body":"requires"},{"speaker":"Speaker 3","startTime":1128.571,"endTime":1128.66,"body":"it"},{"speaker":"Speaker 3","startTime":1128.661,"endTime":1128.78,"body":"of"},{"speaker":"Speaker 3","startTime":1128.781,"endTime":1128.93,"body":"them."},{"speaker":"Speaker 3","startTime":1129.41,"endTime":1129.8,"body":"So"},{"speaker":"Speaker 3","startTime":1129.89,"endTime":1130.22,"body":"first"},{"speaker":"Speaker 3","startTime":1130.221,"endTime":1130.52,"body":"step"},{"speaker":"Speaker 3","startTime":1130.521,"endTime":1130.7,"body":"is"},{"speaker":"Speaker 3","startTime":1130.701,"endTime":1131.0,"body":"to"},{"speaker":"Speaker 3","startTime":1131.001,"endTime":1131.3,"body":"sort"},{"speaker":"Speaker 3","startTime":1131.301,"endTime":1131.36,"body":"of"},{"speaker":"Speaker 3","startTime":1131.361,"endTime":1131.84,"body":"banish"},{"speaker":"Speaker 3","startTime":1131.841,"endTime":1132.23,"body":"that"},{"speaker":"Speaker 3","startTime":1132.26,"endTime":1132.77,"body":"notion"},{"speaker":"Speaker 3","startTime":1132.8,"endTime":1133.04,"body":"from"},{"speaker":"Speaker 3","startTime":1133.041,"endTime":1133.22,"body":"your"},{"speaker":"Speaker 3","startTime":1133.221,"endTime":1133.46,"body":"whole"},{"speaker":"Speaker 3","startTime":1133.461,"endTime":1134.0,"body":"retirement"},{"speaker":"Speaker 3","startTime":1134.001,"endTime":1134.54,"body":"approach"},{"speaker":"Speaker 3","startTime":1134.75,"endTime":1135.32,"body":"because"},{"speaker":"Speaker 3","startTime":1135.321,"endTime":1135.59,"body":"you"},{"speaker":"Speaker 3","startTime":1135.591,"endTime":1135.8,"body":"have"},{"speaker":"Speaker 3","startTime":1135.801,"endTime":1135.92,"body":"to"},{"speaker":"Speaker 3","startTime":1135.921,"endTime":1136.52,"body":"recognize"},{"speaker":"Speaker 3","startTime":1136.521,"endTime":1136.73,"body":"that"},{"speaker":"Speaker 3","startTime":1136.76,"endTime":1136.91,"body":"you"},{"speaker":"Speaker 3","startTime":1136.911,"endTime":1137.09,"body":"may"},{"speaker":"Speaker 3","startTime":1137.091,"endTime":1137.36,"body":"not"},{"speaker":"Speaker 3","startTime":1137.361,"endTime":1137.63,"body":"like"},{"speaker":"Speaker 3","startTime":1137.9,"endTime":1138.17,"body":"paying"},{"speaker":"Speaker 3","startTime":1138.171,"endTime":1138.59,"body":"taxes."},{"speaker":"Speaker 3","startTime":1138.591,"endTime":1138.65,"body":"I"},{"speaker":"Speaker 3","startTime":1138.86,"endTime":1138.86,"body":"gave"},{"speaker":"Speaker 3","startTime":1138.861,"endTime":1138.92,"body":"you"},{"speaker":"Speaker 3","startTime":1138.921,"endTime":1139.37,"body":"permission"},{"speaker":"Speaker 3","startTime":1139.371,"endTime":1139.43,"body":"to"},{"speaker":"Speaker 3","startTime":1139.431,"endTime":1139.64,"body":"not"},{"speaker":"Speaker 3","startTime":1139.641,"endTime":1139.99,"body":"enjoy"},{"speaker":"Speaker 3","startTime":1140.27,"endTime":1140.27,"body":"paying"},{"speaker":"Speaker 3","startTime":1140.271,"endTime":1140.75,"body":"taxes,"},{"speaker":"Speaker 3","startTime":1141.05,"endTime":1141.2,"body":"but"},{"speaker":"Speaker 3","startTime":1141.201,"endTime":1141.32,"body":"in"},{"speaker":"Speaker 3","startTime":1141.321,"endTime":1141.38,"body":"the"},{"speaker":"Speaker 3","startTime":1141.381,"endTime":1141.56,"body":"big"},{"speaker":"Speaker 3","startTime":1141.561,"endTime":1141.8,"body":"scheme"},{"speaker":"Speaker 3","startTime":1141.801,"endTime":1141.89,"body":"of"},{"speaker":"Speaker 3","startTime":1141.891,"endTime":1142.16,"body":"things,"},{"speaker":"Speaker 3","startTime":1142.161,"endTime":1142.43,"body":"tax"},{"speaker":"Speaker 3","startTime":1142.431,"endTime":1142.76,"body":"rates"},{"speaker":"Speaker 3","startTime":1142.79,"endTime":1143.06,"body":"right"},{"speaker":"Speaker 3","startTime":1143.061,"endTime":1143.21,"body":"now"},{"speaker":"Speaker 3","startTime":1143.211,"endTime":1143.33,"body":"are"},{"speaker":"Speaker 3","startTime":1143.331,"endTime":1143.48,"body":"on"},{"speaker":"Speaker 3","startTime":1143.481,"endTime":1143.81,"body":"sale."},{"speaker":"Speaker 3","startTime":1143.811,"endTime":1143.96,"body":"They're"},{"speaker":"Speaker 3","startTime":1143.961,"endTime":1144.47,"body":"historically"},{"speaker":"Speaker 3","startTime":1144.471,"endTime":1144.83,"body":"low."},{"speaker":"Speaker 3","startTime":1145.16,"endTime":1145.34,"body":"10"},{"speaker":"Speaker 3","startTime":1145.341,"endTime":1145.55,"body":"years"},{"speaker":"Speaker 3","startTime":1145.551,"endTime":1145.67,"body":"from"},{"speaker":"Speaker 3","startTime":1145.671,"endTime":1145.82,"body":"now"},{"speaker":"Speaker 3","startTime":1145.821,"endTime":1145.91,"body":"we'll"},{"speaker":"Speaker 3","startTime":1145.911,"endTime":1146.09,"body":"look"},{"speaker":"Speaker 3","startTime":1146.091,"endTime":1146.33,"body":"back"},{"speaker":"Speaker 3","startTime":1146.331,"endTime":1146.45,"body":"and"},{"speaker":"Speaker 3","startTime":1146.451,"endTime":1146.6,"body":"say"},{"speaker":"Speaker 3","startTime":1146.601,"endTime":1146.78,"body":"that"},{"speaker":"Speaker 3","startTime":1146.781,"endTime":1146.93,"body":"was"},{"speaker":"Speaker 3","startTime":1147.02,"endTime":1147.02,"body":"the"},{"speaker":"Speaker 3","startTime":1147.021,"endTime":1147.56,"body":"tax"},{"speaker":"Speaker 3","startTime":1147.77,"endTime":1148.04,"body":"sale"},{"speaker":"Speaker 3","startTime":1148.041,"endTime":1148.13,"body":"of"},{"speaker":"Speaker 3","startTime":1148.131,"endTime":1148.16,"body":"a"},{"speaker":"Speaker 3","startTime":1148.161,"endTime":1148.88,"body":"lifetime."},{"speaker":"Speaker 3","startTime":1149.09,"endTime":1149.21,"body":"It"},{"speaker":"Speaker 3","startTime":1149.211,"endTime":1149.33,"body":"was"},{"speaker":"Speaker 3","startTime":1149.331,"endTime":1149.42,"body":"a"},{"speaker":"Speaker 3","startTime":1149.421,"endTime":1149.69,"body":"good"},{"speaker":"Speaker 3","startTime":1149.691,"endTime":1149.99,"body":"deal"},{"speaker":"Speaker 3","startTime":1149.991,"endTime":1150.08,"body":"of"},{"speaker":"Speaker 3","startTime":1150.081,"endTime":1150.53,"body":"historic"},{"speaker":"Speaker 3","startTime":1150.531,"endTime":1151.13,"body":"proportions."},{"speaker":"Speaker 3","startTime":1151.131,"endTime":1151.34,"body":"Why"},{"speaker":"Speaker 3","startTime":1151.341,"endTime":1151.52,"body":"did"},{"speaker":"Speaker 3","startTime":1151.521,"endTime":1151.61,"body":"I"},{"speaker":"Speaker 3","startTime":1151.611,"endTime":1151.88,"body":"not"},{"speaker":"Speaker 3","startTime":1151.881,"endTime":1152.06,"body":"take"},{"speaker":"Speaker 3","startTime":1152.061,"endTime":1152.39,"body":"advantage"},{"speaker":"Speaker 3","startTime":1152.391,"endTime":1152.51,"body":"of"},{"speaker":"Speaker 3","startTime":1152.511,"endTime":1152.75,"body":"tax"},{"speaker":"Speaker 3","startTime":1152.751,"endTime":1152.96,"body":"rates"},{"speaker":"Speaker 3","startTime":1152.961,"endTime":1153.14,"body":"while"},{"speaker":"Speaker 3","startTime":1153.141,"endTime":1153.23,"body":"they"},{"speaker":"Speaker 3","startTime":1153.231,"endTime":1153.35,"body":"were"},{"speaker":"Speaker 3","startTime":1153.351,"endTime":1153.77,"body":"historically"},{"speaker":"Speaker 3","startTime":1153.771,"endTime":1154.04,"body":"low?"},{"speaker":"Speaker 3","startTime":1154.28,"endTime":1154.43,"body":"So"},{"speaker":"Speaker 3","startTime":1154.431,"endTime":1154.49,"body":"I"},{"speaker":"Speaker 3","startTime":1154.491,"endTime":1154.67,"body":"think"},{"speaker":"Speaker 3","startTime":1154.671,"endTime":1154.76,"body":"the"},{"speaker":"Speaker 3","startTime":1154.761,"endTime":1155.03,"body":"first"},{"speaker":"Speaker 3","startTime":1155.031,"endTime":1155.21,"body":"step"},{"speaker":"Speaker 3","startTime":1155.211,"endTime":1155.33,"body":"is"},{"speaker":"Speaker 3","startTime":1155.331,"endTime":1155.42,"body":"to"},{"speaker":"Speaker 3","startTime":1155.421,"endTime":1155.99,"body":"recognize"},{"speaker":"Speaker 3","startTime":1155.991,"endTime":1156.11,"body":"that"},{"speaker":"Speaker 3","startTime":1156.111,"endTime":1156.26,"body":"it's"},{"speaker":"Speaker 3","startTime":1156.261,"endTime":1156.62,"body":"not"},{"speaker":"Speaker 3","startTime":1156.621,"endTime":1156.77,"body":"the"},{"speaker":"Speaker 3","startTime":1156.771,"endTime":1157.01,"body":"end"},{"speaker":"Speaker 3","startTime":1157.011,"endTime":1157.13,"body":"of"},{"speaker":"Speaker 3","startTime":1157.131,"endTime":1157.22,"body":"the"},{"speaker":"Speaker 3","startTime":1157.221,"endTime":1157.67,"body":"world"},{"speaker":"Speaker 3","startTime":1157.671,"endTime":1157.79,"body":"to"},{"speaker":"Speaker 3","startTime":1157.791,"endTime":1158.57,"body":"preemptively"},{"speaker":"Speaker 3","startTime":1158.571,"endTime":1158.75,"body":"pay"},{"speaker":"Speaker 3","startTime":1158.751,"endTime":1158.84,"body":"a"},{"speaker":"Speaker 3","startTime":1158.841,"endTime":1159.11,"body":"tax"},{"speaker":"Speaker 3","startTime":1159.111,"endTime":1159.2,"body":"to"},{"speaker":"Speaker 3","startTime":1159.201,"endTime":1159.32,"body":"the"},{"speaker":"Speaker 3","startTime":1159.321,"endTime":1159.8,"body":"IRS."},{"speaker":"Speaker 3","startTime":1160.25,"endTime":1160.4,"body":"How"},{"speaker":"Speaker 3","startTime":1160.401,"endTime":1160.49,"body":"do"},{"speaker":"Speaker 3","startTime":1160.491,"endTime":1160.58,"body":"you"},{"speaker":"Speaker 3","startTime":1160.581,"endTime":1160.76,"body":"prove"},{"speaker":"Speaker 3","startTime":1160.761,"endTime":1160.85,"body":"you"},{"speaker":"Speaker 3","startTime":1160.851,"endTime":1161.36,"body":"preemptively"},{"speaker":"Speaker 3","startTime":1161.361,"endTime":1161.54,"body":"pay"},{"speaker":"Speaker 3","startTime":1161.541,"endTime":1161.6,"body":"a"},{"speaker":"Speaker 3","startTime":1161.601,"endTime":1161.93,"body":"tax"},{"speaker":"Speaker 3","startTime":1161.931,"endTime":1162.02,"body":"to"},{"speaker":"Speaker 3","startTime":1162.021,"endTime":1162.11,"body":"the"},{"speaker":"Speaker 3","startTime":1162.111,"endTime":1162.56,"body":"IRS?"},{"speaker":"Speaker 3","startTime":1162.56,"endTime":1162.83,"body":"Well,"},{"speaker":"Speaker 3","startTime":1162.831,"endTime":1162.95,"body":"you"},{"speaker":"Speaker 3","startTime":1162.951,"endTime":1163.22,"body":"put,"},{"speaker":"Speaker 3","startTime":1163.25,"endTime":1163.43,"body":"you"},{"speaker":"Speaker 3","startTime":1163.431,"endTime":1163.64,"body":"put"},{"speaker":"Speaker 3","startTime":1163.641,"endTime":1163.94,"body":"after"},{"speaker":"Speaker 3","startTime":1163.941,"endTime":1164.24,"body":"tax"},{"speaker":"Speaker 3","startTime":1164.241,"endTime":1164.6,"body":"dollars"},{"speaker":"Speaker 3","startTime":1164.601,"endTime":1164.93,"body":"into,"},{"speaker":"Speaker 3","startTime":1164.931,"endTime":1165.11,"body":"for"},{"speaker":"Speaker 3","startTime":1165.111,"endTime":1165.65,"body":"example,"},{"speaker":"Speaker 3","startTime":1165.8,"endTime":1166.01,"body":"a"},{"speaker":"Speaker 3","startTime":1166.011,"endTime":1166.7,"body":"Roth"},{"speaker":"Speaker 3","startTime":1166.7,"endTime":1166.7,"body":"IRA"},{"speaker":"Speaker 3","startTime":1166.701,"endTime":1167.09,"body":"versus"},{"speaker":"Speaker 3","startTime":1167.091,"endTime":1167.15,"body":"a"},{"speaker":"Speaker 3","startTime":1167.151,"endTime":1167.63,"body":"traditional"},{"speaker":"Speaker 3","startTime":1167.631,"endTime":1167.93,"body":"IRA."},{"speaker":"Speaker 3","startTime":1168.23,"endTime":1168.32,"body":"You"},{"speaker":"Speaker 3","startTime":1168.321,"endTime":1168.5,"body":"put"},{"speaker":"Speaker 3","startTime":1168.501,"endTime":1168.59,"body":"it"},{"speaker":"Speaker 3","startTime":1168.591,"endTime":1168.8,"body":"into"},{"speaker":"Speaker 3","startTime":1168.801,"endTime":1168.89,"body":"your"},{"speaker":"Speaker 3","startTime":1168.891,"endTime":1169.22,"body":"Roth"},{"speaker":"Speaker 3","startTime":1169.221,"endTime":1169.79,"body":"401k"},{"speaker":"Speaker 3","startTime":1169.791,"endTime":1169.91,"body":"as"},{"speaker":"Speaker 3","startTime":1169.911,"endTime":1170.18,"body":"opposed"},{"speaker":"Speaker 3","startTime":1170.181,"endTime":1170.27,"body":"to"},{"speaker":"Speaker 3","startTime":1170.271,"endTime":1170.33,"body":"a"},{"speaker":"Speaker 3","startTime":1170.331,"endTime":1170.78,"body":"traditional"},{"speaker":"Speaker 3","startTime":1170.781,"endTime":1171.32,"body":"401k."},{"speaker":"Speaker 3","startTime":1171.59,"endTime":1171.74,"body":"You"},{"speaker":"Speaker 3","startTime":1171.741,"endTime":1171.98,"body":"do"},{"speaker":"Speaker 3","startTime":1171.981,"endTime":1172.31,"body":"rock"},{"speaker":"Speaker 3","startTime":1172.311,"endTime":1172.97,"body":"conversions,"},{"speaker":"Speaker 3","startTime":1172.971,"endTime":1173.12,"body":"which"},{"speaker":"Speaker 3","startTime":1173.121,"endTime":1173.33,"body":"is"},{"speaker":"Speaker 3","startTime":1173.39,"endTime":1173.63,"body":"paying"},{"speaker":"Speaker 3","startTime":1173.631,"endTime":1173.72,"body":"the"},{"speaker":"Speaker 3","startTime":1173.721,"endTime":1174.02,"body":"tax"},{"speaker":"Speaker 3","startTime":1174.021,"endTime":1174.11,"body":"on"},{"speaker":"Speaker 3","startTime":1174.111,"endTime":1174.26,"body":"those"},{"speaker":"Speaker 3","startTime":1174.261,"endTime":1174.59,"body":"dollars"},{"speaker":"Speaker 3","startTime":1174.71,"endTime":1174.71,"body":"at"},{"speaker":"Speaker 3","startTime":1174.711,"endTime":1175.16,"body":"today's"},{"speaker":"Speaker 3","startTime":1175.43,"endTime":1175.91,"body":"historically"},{"speaker":"Speaker 3","startTime":1175.911,"endTime":1176.09,"body":"low"},{"speaker":"Speaker 3","startTime":1176.091,"endTime":1176.39,"body":"tax"},{"speaker":"Speaker 3","startTime":1176.391,"endTime":1176.63,"body":"rates"},{"speaker":"Speaker 3","startTime":1176.631,"endTime":1176.96,"body":"before"},{"speaker":"Speaker 3","startTime":1176.961,"endTime":1177.11,"body":"the"},{"speaker":"Speaker 3","startTime":1177.111,"endTime":1177.44,"body":"IRS"},{"speaker":"Speaker 3","startTime":1177.441,"endTime":1178.01,"body":"requires"},{"speaker":"Speaker 3","startTime":1178.011,"endTime":1178.13,"body":"that"},{"speaker":"Speaker 3","startTime":1178.131,"endTime":1178.28,"body":"of"},{"speaker":"Speaker 3","startTime":1178.281,"endTime":1178.49,"body":"you"},{"speaker":"Speaker 3","startTime":1178.79,"endTime":1179.12,"body":"somewhere"},{"speaker":"Speaker 3","startTime":1179.121,"endTime":1179.3,"body":"down"},{"speaker":"Speaker 3","startTime":1179.301,"endTime":1179.39,"body":"the"},{"speaker":"Speaker 3","startTime":1179.391,"endTime":1179.69,"body":"road."},{"speaker":"Speaker 3","startTime":1179.691,"endTime":1180.02,"body":"So"},{"speaker":"Speaker 3","startTime":1180.29,"endTime":1180.71,"body":"certainly"},{"speaker":"Speaker 3","startTime":1180.83,"endTime":1181.16,"body":"you"},{"speaker":"Speaker 3","startTime":1181.161,"endTime":1181.28,"body":"and"},{"speaker":"Speaker 3","startTime":1181.43,"endTime":1181.43,"body":"I've"},{"speaker":"Speaker 3","startTime":1181.431,"endTime":1181.64,"body":"talked"},{"speaker":"Speaker 3","startTime":1181.641,"endTime":1181.82,"body":"about"},{"speaker":"Speaker 3","startTime":1181.821,"endTime":1181.91,"body":"the"},{"speaker":"Speaker 3","startTime":1181.911,"endTime":1182.45,"body":"LIRP"},{"speaker":"Speaker 3","startTime":1182.451,"endTime":1182.57,"body":"is"},{"speaker":"Speaker 3","startTime":1182.571,"endTime":1182.9,"body":"chapter"},{"speaker":"Speaker 3","startTime":1182.901,"endTime":1183.11,"body":"five"},{"speaker":"Speaker 3","startTime":1183.17,"endTime":1183.17,"body":"in"},{"speaker":"Speaker 3","startTime":1183.171,"endTime":1183.26,"body":"my"},{"speaker":"Speaker 3","startTime":1183.261,"endTime":1183.44,"body":"book,"},{"speaker":"Speaker 3","startTime":1183.441,"endTime":1183.53,"body":"the"},{"speaker":"Speaker 3","startTime":1183.531,"endTime":1183.74,"body":"power"},{"speaker":"Speaker 3","startTime":1183.741,"endTime":1183.8,"body":"of"},{"speaker":"Speaker 3","startTime":1183.801,"endTime":1184.04,"body":"zero,"},{"speaker":"Speaker 3","startTime":1184.041,"endTime":1184.16,"body":"the"},{"speaker":"Speaker 3","startTime":1184.161,"endTime":1184.61,"body":"LIRP,"},{"speaker":"Speaker 3","startTime":1184.611,"endTime":1184.73,"body":"the"},{"speaker":"Speaker 3","startTime":1184.731,"endTime":1184.91,"body":"life"},{"speaker":"Speaker 3","startTime":1184.911,"endTime":1185.24,"body":"insurance"},{"speaker":"Speaker 3","startTime":1185.241,"endTime":1185.66,"body":"retirement"},{"speaker":"Speaker 3","startTime":1185.661,"endTime":1185.96,"body":"plan."},{"speaker":"Speaker 3","startTime":1186.23,"endTime":1186.41,"body":"This"},{"speaker":"Speaker 3","startTime":1186.411,"endTime":1186.53,"body":"is"},{"speaker":"Speaker 3","startTime":1186.531,"endTime":1186.62,"body":"a"},{"speaker":"Speaker 3","startTime":1186.621,"endTime":1187.01,"body":"great"},{"speaker":"Speaker 3","startTime":1187.011,"endTime":1187.31,"body":"way"},{"speaker":"Speaker 3","startTime":1187.311,"endTime":1187.79,"body":"to"},{"speaker":"Speaker 3","startTime":1187.85,"endTime":1188.39,"body":"grow"},{"speaker":"Speaker 3","startTime":1188.66,"endTime":1189.02,"body":"money"},{"speaker":"Speaker 3","startTime":1189.021,"endTime":1189.14,"body":"in"},{"speaker":"Speaker 3","startTime":1189.141,"endTime":1189.2,"body":"a"},{"speaker":"Speaker 3","startTime":1189.201,"endTime":1189.53,"body":"tax"},{"speaker":"Speaker 3","startTime":1189.531,"endTime":1189.71,"body":"free"},{"speaker":"Speaker 3","startTime":1189.711,"endTime":1189.89,"body":"way"},{"speaker":"Speaker 3","startTime":1189.891,"endTime":1190.22,"body":"without"},{"speaker":"Speaker 3","startTime":1190.221,"endTime":1190.31,"body":"the"},{"speaker":"Speaker 3","startTime":1190.311,"endTime":1190.73,"body":"traditional"},{"speaker":"Speaker 3","startTime":1190.731,"endTime":1191.3,"body":"limitations"},{"speaker":"Speaker 3","startTime":1191.301,"endTime":1191.39,"body":"of"},{"speaker":"Speaker 3","startTime":1191.391,"endTime":1192.08,"body":"the"},{"speaker":"Speaker 3","startTime":1192.08,"endTime":1192.08,"body":"Roth"},{"speaker":"Speaker 3","startTime":1192.08,"endTime":1192.08,"body":"IRA."},{"speaker":"Speaker 3","startTime":1192.081,"endTime":1192.38,"body":"Plus"},{"speaker":"Speaker 3","startTime":1192.381,"endTime":1192.5,"body":"you"},{"speaker":"Speaker 3","startTime":1192.501,"endTime":1192.65,"body":"get"},{"speaker":"Speaker 3","startTime":1192.651,"endTime":1192.68,"body":"a"},{"speaker":"Speaker 3","startTime":1192.681,"endTime":1192.92,"body":"death"},{"speaker":"Speaker 3","startTime":1192.921,"endTime":1193.31,"body":"benefit"},{"speaker":"Speaker 3","startTime":1193.58,"endTime":1193.73,"body":"that"},{"speaker":"Speaker 3","startTime":1193.731,"endTime":1194.0,"body":"also"},{"speaker":"Speaker 3","startTime":1194.001,"endTime":1194.36,"body":"doubles"},{"speaker":"Speaker 3","startTime":1194.361,"endTime":1194.48,"body":"as"},{"speaker":"Speaker 3","startTime":1194.481,"endTime":1194.93,"body":"longterm"},{"speaker":"Speaker 3","startTime":1194.931,"endTime":1195.35,"body":"care"},{"speaker":"Speaker 3","startTime":1195.41,"endTime":1195.68,"body":"somewhere"},{"speaker":"Speaker 3","startTime":1195.681,"endTime":1195.89,"body":"down"},{"speaker":"Speaker 3","startTime":1195.891,"endTime":1195.98,"body":"the"},{"speaker":"Speaker 3","startTime":1195.981,"endTime":1196.28,"body":"road."},{"speaker":"Speaker 3","startTime":1196.281,"endTime":1196.58,"body":"So,"},{"speaker":"Speaker 3","startTime":1196.7,"endTime":1196.82,"body":"you"},{"speaker":"Speaker 3","startTime":1196.821,"endTime":1196.94,"body":"know,"},{"speaker":"Speaker 3","startTime":1196.941,"endTime":1197.18,"body":"most"},{"speaker":"Speaker 3","startTime":1197.181,"endTime":1197.45,"body":"people"},{"speaker":"Speaker 3","startTime":1197.451,"endTime":1197.63,"body":"should"},{"speaker":"Speaker 3","startTime":1197.631,"endTime":1197.84,"body":"have"},{"speaker":"Speaker 3","startTime":1197.841,"endTime":1198.35,"body":"five"},{"speaker":"Speaker 3","startTime":1198.351,"endTime":1198.5,"body":"or"},{"speaker":"Speaker 3","startTime":1198.501,"endTime":1198.92,"body":"six"},{"speaker":"Speaker 3","startTime":1198.921,"endTime":1199.34,"body":"different"},{"speaker":"Speaker 3","startTime":1199.341,"endTime":1199.73,"body":"streams"},{"speaker":"Speaker 3","startTime":1199.731,"endTime":1199.82,"body":"of"},{"speaker":"Speaker 3","startTime":1199.821,"endTime":1200.12,"body":"tax"},{"speaker":"Speaker 3","startTime":1200.121,"endTime":1200.3,"body":"free"},{"speaker":"Speaker 3","startTime":1200.301,"endTime":1200.87,"body":"income,"},{"speaker":"Speaker 3","startTime":1201.17,"endTime":1201.41,"body":"none"},{"speaker":"Speaker 3","startTime":1201.411,"endTime":1201.5,"body":"of"},{"speaker":"Speaker 3","startTime":1201.501,"endTime":1201.65,"body":"which"},{"speaker":"Speaker 3","startTime":1201.651,"endTime":1201.77,"body":"show"},{"speaker":"Speaker 3","startTime":1201.771,"endTime":1201.83,"body":"up"},{"speaker":"Speaker 3","startTime":1201.831,"endTime":1201.98,"body":"on"},{"speaker":"Speaker 3","startTime":1201.981,"endTime":1202.07,"body":"the"},{"speaker":"Speaker 3","startTime":1202.071,"endTime":1202.49,"body":"IRS"},{"speaker":"Speaker 3","startTime":1202.491,"endTime":1202.82,"body":"radar,"},{"speaker":"Speaker 3","startTime":1202.821,"endTime":1202.97,"body":"but"},{"speaker":"Speaker 3","startTime":1202.971,"endTime":1203.18,"body":"all"},{"speaker":"Speaker 3","startTime":1203.181,"endTime":1203.27,"body":"of"},{"speaker":"Speaker 3","startTime":1203.271,"endTime":1203.54,"body":"which"},{"speaker":"Speaker 3","startTime":1203.78,"endTime":1204.26,"body":"contribute"},{"speaker":"Speaker 3","startTime":1204.261,"endTime":1204.32,"body":"to"},{"speaker":"Speaker 3","startTime":1204.321,"endTime":1204.56,"body":"them"},{"speaker":"Speaker 3","startTime":1204.561,"endTime":1204.86,"body":"being"},{"speaker":"Speaker 3","startTime":1204.861,"endTime":1204.98,"body":"in"},{"speaker":"Speaker 3","startTime":1204.981,"endTime":1205.04,"body":"the"},{"speaker":"Speaker 3","startTime":1205.041,"endTime":1205.58,"body":"0%"},{"speaker":"Speaker 3","startTime":1205.581,"endTime":1205.88,"body":"tax"},{"speaker":"Speaker 3","startTime":1205.881,"endTime":1206.21,"body":"bracket"},{"speaker":"Speaker 3","startTime":1206.211,"endTime":1206.33,"body":"by"},{"speaker":"Speaker 3","startTime":1206.331,"endTime":1206.48,"body":"the"},{"speaker":"Speaker 3","startTime":1206.481,"endTime":1206.78,"body":"time"},{"speaker":"Speaker 3","startTime":1206.781,"endTime":1207.05,"body":"tax"},{"speaker":"Speaker 3","startTime":1207.051,"endTime":1207.35,"body":"rates"},{"speaker":"Speaker 3","startTime":1207.74,"endTime":1207.92,"body":"go"},{"speaker":"Speaker 3","startTime":1207.921,"endTime":1208.04,"body":"up"},{"speaker":"Speaker 3","startTime":1208.041,"endTime":1208.16,"body":"for"},{"speaker":"Speaker 3","startTime":1208.161,"endTime":1208.34,"body":"good."},{"speaker":"Speaker 3","startTime":1208.341,"endTime":1208.46,"body":"And"},{"speaker":"Speaker 3","startTime":1208.461,"endTime":1208.52,"body":"the"},{"speaker":"Speaker 3","startTime":1208.521,"endTime":1208.76,"body":"great"},{"speaker":"Speaker 3","startTime":1208.761,"endTime":1208.97,"body":"news,"},{"speaker":"Speaker 3","startTime":1208.971,"endTime":1209.21,"body":"Dave,"},{"speaker":"Speaker 3","startTime":1209.211,"endTime":1209.36,"body":"is"},{"speaker":"Speaker 3","startTime":1209.361,"endTime":1209.45,"body":"that"},{"speaker":"Speaker 3","startTime":1209.451,"endTime":1209.63,"body":"we've"},{"speaker":"Speaker 3","startTime":1209.631,"endTime":1209.96,"body":"got"},{"speaker":"Speaker 3","startTime":1210.02,"endTime":1210.38,"body":"seven"},{"speaker":"Speaker 3","startTime":1210.381,"endTime":1210.86,"body":"years,"},{"speaker":"Speaker 3","startTime":1210.861,"endTime":1210.95,"body":"you"},{"speaker":"Speaker 3","startTime":1210.951,"endTime":1211.04,"body":"know,"},{"speaker":"Speaker 3","startTime":1211.041,"endTime":1211.16,"body":"the"},{"speaker":"Speaker 3","startTime":1211.161,"endTime":1211.52,"body":"cost"},{"speaker":"Speaker 3","startTime":1211.521,"endTime":1211.61,"body":"of"},{"speaker":"Speaker 3","startTime":1211.611,"endTime":1212.0,"body":"admission"},{"speaker":"Speaker 3","startTime":1212.06,"endTime":1212.06,"body":"to"},{"speaker":"Speaker 3","startTime":1212.24,"endTime":1212.24,"body":"get"},{"speaker":"Speaker 3","startTime":1212.241,"endTime":1212.36,"body":"to"},{"speaker":"Speaker 3","startTime":1212.361,"endTime":1212.54,"body":"get"},{"speaker":"Speaker 3","startTime":1212.541,"endTime":1212.72,"body":"into"},{"speaker":"Speaker 3","startTime":1212.721,"endTime":1212.81,"body":"the"},{"speaker":"Speaker 3","startTime":1212.811,"endTime":1213.32,"body":"0%"},{"speaker":"Speaker 3","startTime":1213.321,"endTime":1213.56,"body":"tax"},{"speaker":"Speaker 3","startTime":1213.561,"endTime":1213.8,"body":"records."},{"speaker":"Speaker 3","startTime":1213.89,"endTime":1213.89,"body":"You"},{"speaker":"Speaker 3","startTime":1213.891,"endTime":1214.07,"body":"gotta"},{"speaker":"Speaker 3","startTime":1214.071,"endTime":1214.16,"body":"be"},{"speaker":"Speaker 3","startTime":1214.161,"endTime":1214.37,"body":"willing"},{"speaker":"Speaker 3","startTime":1214.371,"endTime":1214.46,"body":"to"},{"speaker":"Speaker 3","startTime":1214.461,"endTime":1214.58,"body":"pay"},{"speaker":"Speaker 3","startTime":1214.581,"endTime":1214.79,"body":"that"},{"speaker":"Speaker 3","startTime":1214.791,"endTime":1215.09,"body":"tax."},{"speaker":"Speaker 3","startTime":1215.65,"endTime":1215.65,"body":"We've"},{"speaker":"Speaker 3","startTime":1215.651,"endTime":1215.87,"body":"got"},{"speaker":"Speaker 3","startTime":1215.871,"endTime":1216.29,"body":"seven"},{"speaker":"Speaker 3","startTime":1216.291,"endTime":1216.68,"body":"years"},{"speaker":"Speaker 3","startTime":1216.681,"endTime":1216.86,"body":"to"},{"speaker":"Speaker 3","startTime":1216.861,"endTime":1217.49,"body":"enjoy"},{"speaker":"Speaker 3","startTime":1217.91,"endTime":1218.69,"body":"historically"},{"speaker":"Speaker 3","startTime":1218.691,"endTime":1218.87,"body":"low"},{"speaker":"Speaker 3","startTime":1218.871,"endTime":1219.2,"body":"tax"},{"speaker":"Speaker 3","startTime":1219.201,"endTime":1219.47,"body":"rates"},{"speaker":"Speaker 3","startTime":1219.471,"endTime":1219.77,"body":"before"},{"speaker":"Speaker 3","startTime":1219.771,"endTime":1220.04,"body":"tax"},{"speaker":"Speaker 3","startTime":1220.041,"endTime":1220.22,"body":"rates"},{"speaker":"Speaker 3","startTime":1220.221,"endTime":1220.34,"body":"go"},{"speaker":"Speaker 3","startTime":1220.341,"endTime":1220.43,"body":"up"},{"speaker":"Speaker 3","startTime":1220.431,"endTime":1220.55,"body":"to"},{"speaker":"Speaker 3","startTime":1220.551,"endTime":1220.7,"body":"for"},{"speaker":"Speaker 3","startTime":1220.91,"endTime":1220.91,"body":"good"},{"speaker":"Speaker 3","startTime":1220.91,"endTime":1220.91,"body":"."},{"speaker":"Speaker 3","startTime":1220.911,"endTime":1221.03,"body":"So"},{"speaker":"Speaker 3","startTime":1221.031,"endTime":1221.3,"body":"this,"},{"speaker":"Speaker 3","startTime":1221.48,"endTime":1221.75,"body":"this"},{"speaker":"Speaker 3","startTime":1221.751,"endTime":1221.96,"body":"should"},{"speaker":"Speaker 3","startTime":1221.961,"endTime":1222.44,"body":"be,"},{"speaker":"Speaker 3","startTime":1222.95,"endTime":1223.1,"body":"you"},{"speaker":"Speaker 3","startTime":1223.101,"endTime":1223.22,"body":"know,"},{"speaker":"Speaker 3","startTime":1223.221,"endTime":1223.43,"body":"these"},{"speaker":"Speaker 3","startTime":1223.431,"endTime":1223.73,"body":"seven"},{"speaker":"Speaker 3","startTime":1223.731,"endTime":1223.97,"body":"years"},{"speaker":"Speaker 3","startTime":1223.971,"endTime":1224.18,"body":"should"},{"speaker":"Speaker 3","startTime":1224.181,"endTime":1224.39,"body":"be,"},{"speaker":"Speaker 3","startTime":1224.4,"endTime":1224.63,"body":"should"},{"speaker":"Speaker 3","startTime":1224.631,"endTime":1224.72,"body":"be"},{"speaker":"Speaker 3","startTime":1224.721,"endTime":1224.87,"body":"a"},{"speaker":"Speaker 3","startTime":1224.871,"endTime":1225.32,"body":"window"},{"speaker":"Speaker 3","startTime":1225.321,"endTime":1225.47,"body":"of"},{"speaker":"Speaker 3","startTime":1225.471,"endTime":1226.13,"body":"opportunity"},{"speaker":"Speaker 3","startTime":1226.131,"endTime":1226.52,"body":"during"},{"speaker":"Speaker 3","startTime":1226.521,"endTime":1226.7,"body":"which"},{"speaker":"Speaker 3","startTime":1226.701,"endTime":1226.82,"body":"to"},{"speaker":"Speaker 3","startTime":1226.821,"endTime":1227.03,"body":"take"},{"speaker":"Speaker 3","startTime":1227.031,"endTime":1227.39,"body":"advantage"},{"speaker":"Speaker 3","startTime":1227.391,"endTime":1227.48,"body":"of"},{"speaker":"Speaker 3","startTime":1227.481,"endTime":1227.66,"body":"these"},{"speaker":"Speaker 3","startTime":1227.661,"endTime":1227.81,"body":"low"},{"speaker":"Speaker 3","startTime":1227.811,"endTime":1228.11,"body":"tax"},{"speaker":"Speaker 3","startTime":1228.111,"endTime":1228.44,"body":"rates"},{"speaker":"Speaker 3","startTime":1228.68,"endTime":1228.83,"body":"to"},{"speaker":"Speaker 3","startTime":1228.831,"endTime":1229.25,"body":"get"},{"speaker":"Speaker 3","startTime":1229.251,"endTime":1229.58,"body":"those"},{"speaker":"Speaker 3","startTime":1229.581,"endTime":1229.97,"body":"tax"},{"speaker":"Speaker 3","startTime":1229.971,"endTime":1230.24,"body":"free"},{"speaker":"Speaker 3","startTime":1230.241,"endTime":1230.87,"body":"retirement"},{"speaker":"Speaker 3","startTime":1230.871,"endTime":1231.38,"body":"accounts,"},{"speaker":"Speaker 3","startTime":1231.74,"endTime":1232.7,"body":"chockfull"},{"speaker":"Speaker 3","startTime":1232.91,"endTime":1233.33,"body":"of"},{"speaker":"Speaker 3","startTime":1233.6,"endTime":1233.78,"body":"our"},{"speaker":"Speaker 3","startTime":1233.781,"endTime":1234.23,"body":"retirement"},{"speaker":"Speaker 3","startTime":1234.231,"endTime":1234.5,"body":"saving"},{"speaker":"Speaker 3","startTime":1234.501,"endTime":1234.89,"body":"dollars."},{"speaker":"Speaker 2","startTime":1235.81,"endTime":1236.08,"body":"Great"},{"speaker":"Speaker 2","startTime":1236.081,"endTime":1236.44,"body":"advice."},{"speaker":"Speaker 2","startTime":1236.441,"endTime":1236.53,"body":"And"},{"speaker":"Speaker 2","startTime":1236.531,"endTime":1236.59,"body":"I"},{"speaker":"Speaker 2","startTime":1236.591,"endTime":1236.74,"body":"think"},{"speaker":"Speaker 2","startTime":1236.741,"endTime":1236.83,"body":"it's"},{"speaker":"Speaker 2","startTime":1236.831,"endTime":1237.01,"body":"very"},{"speaker":"Speaker 2","startTime":1237.011,"endTime":1237.31,"body":"important"},{"speaker":"Speaker 2","startTime":1237.311,"endTime":1237.52,"body":"that"},{"speaker":"Speaker 2","startTime":1237.97,"endTime":1237.97,"body":"very"},{"speaker":"Speaker 2","startTime":1237.971,"endTime":1238.27,"body":"nation,"},{"speaker":"Speaker 2","startTime":1238.33,"endTime":1238.33,"body":"do"},{"speaker":"Speaker 2","startTime":1238.331,"endTime":1238.39,"body":"you"},{"speaker":"Speaker 2","startTime":1238.4,"endTime":1239.05,"body":"understand"},{"speaker":"Speaker 2","startTime":1239.051,"endTime":1239.2,"body":"that"},{"speaker":"Speaker 2","startTime":1239.201,"endTime":1239.41,"body":"you"},{"speaker":"Speaker 2","startTime":1239.411,"endTime":1239.8,"body":"don't"},{"speaker":"Speaker 2","startTime":1239.801,"endTime":1240.07,"body":"want"},{"speaker":"Speaker 2","startTime":1240.071,"endTime":1240.19,"body":"to"},{"speaker":"Speaker 2","startTime":1240.191,"endTime":1240.55,"body":"wait"},{"speaker":"Speaker 2","startTime":1240.551,"endTime":1240.88,"body":"until"},{"speaker":"Speaker 2","startTime":1240.881,"endTime":1241.0,"body":"the"},{"speaker":"Speaker 2","startTime":1241.001,"endTime":1241.15,"body":"end"},{"speaker":"Speaker 2","startTime":1241.151,"endTime":1241.24,"body":"of"},{"speaker":"Speaker 2","startTime":1241.241,"endTime":1241.42,"body":"that"},{"speaker":"Speaker 2","startTime":1241.421,"endTime":1241.75,"body":"seven"},{"speaker":"Speaker 2","startTime":1241.751,"endTime":1242.11,"body":"years"},{"speaker":"Speaker 2","startTime":1242.47,"endTime":1242.62,"body":"and"},{"speaker":"Speaker 2","startTime":1242.77,"endTime":1242.77,"body":"hell"},{"speaker":"Speaker 2","startTime":1242.77,"endTime":1242.77,"body":","},{"speaker":"Speaker 2","startTime":1242.771,"endTime":1242.92,"body":"we"},{"speaker":"Speaker 2","startTime":1242.921,"endTime":1243.13,"body":"like"},{"speaker":"Speaker 2","startTime":1243.131,"endTime":1243.22,"body":"to"},{"speaker":"Speaker 2","startTime":1243.221,"endTime":1243.94,"body":"procrastinate."},{"speaker":"Speaker 2","startTime":1243.941,"endTime":1244.15,"body":"Many"},{"speaker":"Speaker 2","startTime":1244.151,"endTime":1244.45,"body":"times"},{"speaker":"Speaker 2","startTime":1244.451,"endTime":1244.6,"body":"it's"},{"speaker":"Speaker 2","startTime":1244.601,"endTime":1244.87,"body":"easy"},{"speaker":"Speaker 2","startTime":1244.871,"endTime":1244.96,"body":"to"},{"speaker":"Speaker 2","startTime":1244.961,"endTime":1245.14,"body":"say,"},{"speaker":"Speaker 2","startTime":1245.141,"endTime":1245.32,"body":"well,"},{"speaker":"Speaker 2","startTime":1245.321,"endTime":1245.44,"body":"it's"},{"speaker":"Speaker 2","startTime":1245.441,"endTime":1245.68,"body":"seven"},{"speaker":"Speaker 2","startTime":1245.681,"endTime":1245.86,"body":"years"},{"speaker":"Speaker 2","startTime":1245.861,"endTime":1246.16,"body":"away."},{"speaker":"Speaker 2","startTime":1246.161,"endTime":1246.4,"body":"I'll"},{"speaker":"Speaker 2","startTime":1246.87,"endTime":1247.26,"body":"continue"},{"speaker":"Speaker 2","startTime":1247.261,"endTime":1247.5,"body":"doing"},{"speaker":"Speaker 2","startTime":1247.501,"endTime":1247.65,"body":"what"},{"speaker":"Speaker 2","startTime":1247.651,"endTime":1247.74,"body":"I'm"},{"speaker":"Speaker 2","startTime":1247.741,"endTime":1247.98,"body":"doing"},{"speaker":"Speaker 2","startTime":1247.981,"endTime":1248.46,"body":"today."},{"speaker":"Speaker 2","startTime":1248.52,"endTime":1248.73,"body":"They"},{"speaker":"Speaker 2","startTime":1248.731,"endTime":1249.09,"body":"really"},{"speaker":"Speaker 2","startTime":1249.091,"endTime":1249.33,"body":"need"},{"speaker":"Speaker 2","startTime":1249.331,"endTime":1249.39,"body":"to"},{"speaker":"Speaker 2","startTime":1249.391,"endTime":1249.69,"body":"take"},{"speaker":"Speaker 2","startTime":1249.691,"endTime":1250.05,"body":"action"},{"speaker":"Speaker 2","startTime":1250.051,"endTime":1250.26,"body":"now."},{"speaker":"Speaker 2","startTime":1250.261,"endTime":1250.44,"body":"Would"},{"speaker":"Speaker 2","startTime":1250.441,"endTime":1250.5,"body":"you"},{"speaker":"Speaker 2","startTime":1250.501,"endTime":1250.74,"body":"agree"},{"speaker":"Speaker 2","startTime":1250.741,"endTime":1250.89,"body":"with"},{"speaker":"Speaker 2","startTime":1250.891,"endTime":1251.13,"body":"that?"},{"speaker":"Speaker 3","startTime":1251.55,"endTime":1251.73,"body":"Yeah,"},{"speaker":"Speaker 3","startTime":1251.731,"endTime":1251.91,"body":"there's"},{"speaker":"Speaker 3","startTime":1251.911,"endTime":1252.03,"body":"no"},{"speaker":"Speaker 3","startTime":1252.031,"endTime":1252.36,"body":"question"},{"speaker":"Speaker 3","startTime":1252.361,"endTime":1252.63,"body":"about"},{"speaker":"Speaker 3","startTime":1252.631,"endTime":1252.72,"body":"it."},{"speaker":"Speaker 3","startTime":1252.721,"endTime":1252.84,"body":"You"},{"speaker":"Speaker 3","startTime":1252.841,"endTime":1253.23,"body":"have"},{"speaker":"Speaker 3","startTime":1253.231,"endTime":1253.89,"body":"to,"},{"speaker":"Speaker 3","startTime":1254.63,"endTime":1254.79,"body":"you"},{"speaker":"Speaker 3","startTime":1254.791,"endTime":1255.03,"body":"know,"},{"speaker":"Speaker 3","startTime":1255.18,"endTime":1255.3,"body":"we"},{"speaker":"Speaker 3","startTime":1255.301,"endTime":1255.54,"body":"call"},{"speaker":"Speaker 3","startTime":1255.541,"endTime":1255.6,"body":"it"},{"speaker":"Speaker 3","startTime":1255.601,"endTime":1255.63,"body":"a"},{"speaker":"Speaker 3","startTime":1255.631,"endTime":1255.9,"body":"window"},{"speaker":"Speaker 3","startTime":1255.901,"endTime":1255.96,"body":"of"},{"speaker":"Speaker 3","startTime":1255.961,"endTime":1256.35,"body":"opportunity,"},{"speaker":"Speaker 3","startTime":1256.351,"endTime":1256.47,"body":"but"},{"speaker":"Speaker 3","startTime":1256.471,"endTime":1256.77,"body":"really"},{"speaker":"Speaker 3","startTime":1256.771,"endTime":1256.98,"body":"what"},{"speaker":"Speaker 3","startTime":1256.981,"endTime":1257.07,"body":"it"},{"speaker":"Speaker 3","startTime":1257.071,"endTime":1257.25,"body":"is"},{"speaker":"Speaker 3","startTime":1257.251,"endTime":1257.4,"body":"is"},{"speaker":"Speaker 3","startTime":1257.401,"endTime":1257.55,"body":"it's"},{"speaker":"Speaker 3","startTime":1257.551,"endTime":1257.61,"body":"a"},{"speaker":"Speaker 3","startTime":1257.611,"endTime":1258.03,"body":"series"},{"speaker":"Speaker 3","startTime":1258.031,"endTime":1258.15,"body":"of"},{"speaker":"Speaker 3","startTime":1258.151,"endTime":1258.51,"body":"seven"},{"speaker":"Speaker 3","startTime":1258.511,"endTime":1259.05,"body":"little,"},{"speaker":"Speaker 3","startTime":1259.65,"endTime":1259.65,"body":"many"},{"speaker":"Speaker 3","startTime":1259.651,"endTime":1260.04,"body":"windows"},{"speaker":"Speaker 3","startTime":1260.041,"endTime":1260.16,"body":"of"},{"speaker":"Speaker 3","startTime":1260.161,"endTime":1260.85,"body":"opportunity."},{"speaker":"Speaker 3","startTime":1261.24,"endTime":1261.48,"body":"Let's"},{"speaker":"Speaker 3","startTime":1261.481,"endTime":1261.67,"body":"say"},{"speaker":"Speaker 3","startTime":1261.84,"endTime":1261.84,"body":"day"},{"speaker":"Speaker 3","startTime":1261.841,"endTime":1261.99,"body":"for"},{"speaker":"Speaker 3","startTime":1261.991,"endTime":1262.35,"body":"example."},{"speaker":"Speaker 3","startTime":1262.351,"endTime":1262.53,"body":"You've"},{"speaker":"Speaker 3","startTime":1262.531,"endTime":1262.83,"body":"got"},{"speaker":"Speaker 3","startTime":1262.831,"endTime":1263.67,"body":"$1"},{"speaker":"Speaker 3","startTime":1263.67,"endTime":1263.67,"body":"million"},{"speaker":"Speaker 3","startTime":1263.671,"endTime":1263.76,"body":"that"},{"speaker":"Speaker 3","startTime":1263.761,"endTime":1263.82,"body":"you"},{"speaker":"Speaker 3","startTime":1263.821,"endTime":1263.97,"body":"want"},{"speaker":"Speaker 3","startTime":1263.971,"endTime":1264.03,"body":"to"},{"speaker":"Speaker 3","startTime":1264.031,"endTime":1264.39,"body":"shift"},{"speaker":"Speaker 3","startTime":1264.87,"endTime":1265.56,"body":"from"},{"speaker":"Speaker 3","startTime":1265.68,"endTime":1265.92,"body":"tax"},{"speaker":"Speaker 3","startTime":1265.921,"endTime":1266.37,"body":"deferred"},{"speaker":"Speaker 3","startTime":1266.371,"endTime":1266.46,"body":"to"},{"speaker":"Speaker 3","startTime":1266.461,"endTime":1266.76,"body":"tax"},{"speaker":"Speaker 3","startTime":1266.761,"endTime":1267.24,"body":"free."},{"speaker":"Speaker 3","startTime":1267.63,"endTime":1267.81,"body":"Well,"},{"speaker":"Speaker 3","startTime":1267.811,"endTime":1267.93,"body":"if"},{"speaker":"Speaker 3","startTime":1267.931,"endTime":1268.02,"body":"you"},{"speaker":"Speaker 3","startTime":1268.021,"endTime":1268.2,"body":"have"},{"speaker":"Speaker 3","startTime":1268.201,"endTime":1268.53,"body":"seven"},{"speaker":"Speaker 3","startTime":1268.531,"endTime":1269.1,"body":"years,"},{"speaker":"Speaker 3","startTime":1269.101,"endTime":1269.22,"body":"you"},{"speaker":"Speaker 3","startTime":1269.221,"endTime":1269.46,"body":"can"},{"speaker":"Speaker 3","startTime":1269.461,"endTime":1269.76,"body":"break"},{"speaker":"Speaker 3","startTime":1269.761,"endTime":1270.0,"body":"that"},{"speaker":"Speaker 3","startTime":1270.001,"endTime":1270.3,"body":"up"},{"speaker":"Speaker 3","startTime":1270.6,"endTime":1270.96,"body":"into"},{"speaker":"Speaker 3","startTime":1270.961,"endTime":1271.29,"body":"little"},{"speaker":"Speaker 3","startTime":1271.291,"endTime":1271.62,"body":"bite"},{"speaker":"Speaker 3","startTime":1272.03,"endTime":1272.03,"body":"sized"},{"speaker":"Speaker 3","startTime":1272.031,"endTime":1272.64,"body":"manageable"},{"speaker":"Speaker 3","startTime":1272.641,"endTime":1273.12,"body":"shifts,"},{"speaker":"Speaker 3","startTime":1273.121,"endTime":1273.45,"body":"right?"},{"speaker":"Speaker 3","startTime":1273.63,"endTime":1273.78,"body":"And"},{"speaker":"Speaker 3","startTime":1273.781,"endTime":1274.02,"body":"every"},{"speaker":"Speaker 3","startTime":1274.021,"endTime":1274.26,"body":"time"},{"speaker":"Speaker 3","startTime":1274.261,"endTime":1274.77,"body":"you"},{"speaker":"Speaker 3","startTime":1275.52,"endTime":1276.36,"body":"preemptively"},{"speaker":"Speaker 3","startTime":1276.361,"endTime":1276.6,"body":"pay"},{"speaker":"Speaker 3","startTime":1276.601,"endTime":1277.02,"body":"tax"},{"speaker":"Speaker 3","startTime":1277.021,"endTime":1277.2,"body":"on"},{"speaker":"Speaker 3","startTime":1277.201,"endTime":1277.26,"body":"a"},{"speaker":"Speaker 3","startTime":1277.261,"endTime":1277.53,"body":"rock"},{"speaker":"Speaker 3","startTime":1277.531,"endTime":1278.07,"body":"conversion,"},{"speaker":"Speaker 3","startTime":1278.071,"endTime":1278.22,"body":"for"},{"speaker":"Speaker 3","startTime":1278.221,"endTime":1278.85,"body":"example,"},{"speaker":"Speaker 3","startTime":1279.03,"endTime":1279.21,"body":"that"},{"speaker":"Speaker 3","startTime":1279.48,"endTime":1279.48,"body":"money's"},{"speaker":"Speaker 3","startTime":1279.481,"endTime":1279.6,"body":"going"},{"speaker":"Speaker 3","startTime":1279.601,"endTime":1279.66,"body":"to"},{"speaker":"Speaker 3","startTime":1279.661,"endTime":1279.81,"body":"go"},{"speaker":"Speaker 3","startTime":1279.811,"endTime":1280.05,"body":"into"},{"speaker":"Speaker 3","startTime":1280.051,"endTime":1280.17,"body":"your"},{"speaker":"Speaker 3","startTime":1280.171,"endTime":1280.5,"body":"tax"},{"speaker":"Speaker 3","startTime":1280.501,"endTime":1280.92,"body":"cylinder."},{"speaker":"Speaker 3","startTime":1280.921,"endTime":1281.07,"body":"And"},{"speaker":"Speaker 3","startTime":1281.28,"endTime":1281.28,"body":"be"},{"speaker":"Speaker 3","startTime":1281.31,"endTime":1281.46,"body":"and"},{"speaker":"Speaker 3","startTime":1281.461,"endTime":1281.61,"body":"be"},{"speaker":"Speaker 3","startTime":1281.611,"endTime":1282.03,"body":"taxed"},{"speaker":"Speaker 3","startTime":1282.48,"endTime":1282.69,"body":"as"},{"speaker":"Speaker 3","startTime":1282.691,"endTime":1283.17,"body":"ordinary"},{"speaker":"Speaker 3","startTime":1283.171,"endTime":1283.83,"body":"income"},{"speaker":"Speaker 3","startTime":1284.04,"endTime":1284.22,"body":"on"},{"speaker":"Speaker 3","startTime":1284.221,"endTime":1284.43,"body":"top"},{"speaker":"Speaker 3","startTime":1284.431,"endTime":1284.52,"body":"of"},{"speaker":"Speaker 3","startTime":1284.521,"endTime":1284.67,"body":"all"},{"speaker":"Speaker 3","startTime":1284.671,"endTime":1284.79,"body":"your"},{"speaker":"Speaker 3","startTime":1284.791,"endTime":1285.03,"body":"other"},{"speaker":"Speaker 3","startTime":1285.031,"endTime":1285.57,"body":"income."},{"speaker":"Speaker 3","startTime":1285.72,"endTime":1285.87,"body":"The"},{"speaker":"Speaker 3","startTime":1285.871,"endTime":1286.32,"body":"problem"},{"speaker":"Speaker 3","startTime":1286.321,"endTime":1286.83,"body":"is"},{"speaker":"Speaker 3","startTime":1287.1,"endTime":1287.37,"body":"as"},{"speaker":"Speaker 3","startTime":1287.371,"endTime":1287.61,"body":"your"},{"speaker":"Speaker 3","startTime":1287.611,"endTime":1288.12,"body":"window"},{"speaker":"Speaker 3","startTime":1288.121,"endTime":1288.66,"body":"draws"},{"speaker":"Speaker 3","startTime":1288.99,"endTime":1289.71,"body":"shorter,"},{"speaker":"Speaker 3","startTime":1290.16,"endTime":1290.31,"body":"in"},{"speaker":"Speaker 3","startTime":1290.311,"endTime":1290.55,"body":"order"},{"speaker":"Speaker 3","startTime":1290.551,"endTime":1290.64,"body":"to"},{"speaker":"Speaker 3","startTime":1290.641,"endTime":1290.79,"body":"get"},{"speaker":"Speaker 3","startTime":1290.791,"endTime":1290.94,"body":"all"},{"speaker":"Speaker 3","startTime":1290.941,"endTime":1291.06,"body":"the"},{"speaker":"Speaker 3","startTime":1291.061,"endTime":1291.33,"body":"heavy"},{"speaker":"Speaker 3","startTime":1291.331,"endTime":1291.63,"body":"lifting"},{"speaker":"Speaker 3","startTime":1291.631,"endTime":1291.84,"body":"done"},{"speaker":"Speaker 3","startTime":1291.841,"endTime":1292.17,"body":"before"},{"speaker":"Speaker 3","startTime":1292.171,"endTime":1292.44,"body":"tax"},{"speaker":"Speaker 3","startTime":1292.441,"endTime":1292.71,"body":"rates"},{"speaker":"Speaker 3","startTime":1292.711,"endTime":1292.92,"body":"go"},{"speaker":"Speaker 3","startTime":1292.921,"endTime":1293.22,"body":"up,"},{"speaker":"Speaker 3","startTime":1293.52,"endTime":1293.7,"body":"you're"},{"speaker":"Speaker 3","startTime":1293.701,"endTime":1293.85,"body":"going"},{"speaker":"Speaker 3","startTime":1293.851,"endTime":1293.91,"body":"to"},{"speaker":"Speaker 3","startTime":1293.911,"endTime":1294.12,"body":"have"},{"speaker":"Speaker 3","startTime":1294.121,"endTime":1294.24,"body":"to"},{"speaker":"Speaker 3","startTime":1294.241,"endTime":1294.63,"body":"rise"},{"speaker":"Speaker 3","startTime":1294.631,"endTime":1294.87,"body":"more"},{"speaker":"Speaker 3","startTime":1294.871,"endTime":1295.53,"body":"dramatically"},{"speaker":"Speaker 3","startTime":1295.531,"endTime":1295.65,"body":"in"},{"speaker":"Speaker 3","startTime":1295.651,"endTime":1295.89,"body":"that"},{"speaker":"Speaker 3","startTime":1295.891,"endTime":1296.19,"body":"tax"},{"speaker":"Speaker 3","startTime":1296.191,"endTime":1296.55,"body":"cylinder."},{"speaker":"Speaker 3","startTime":1296.551,"endTime":1296.73,"body":"So"},{"speaker":"Speaker 3","startTime":1296.731,"endTime":1297.09,"body":"instead"},{"speaker":"Speaker 3","startTime":1297.091,"endTime":1297.18,"body":"of"},{"speaker":"Speaker 3","startTime":1297.181,"endTime":1297.45,"body":"maybe"},{"speaker":"Speaker 3","startTime":1297.451,"endTime":1297.69,"body":"only"},{"speaker":"Speaker 3","startTime":1297.691,"endTime":1298.05,"body":"shifting"},{"speaker":"Speaker 3","startTime":1298.07,"endTime":1298.74,"body":"100,000"},{"speaker":"Speaker 3","startTime":1298.741,"endTime":1298.86,"body":"per"},{"speaker":"Speaker 3","startTime":1298.861,"endTime":1299.13,"body":"year"},{"speaker":"Speaker 3","startTime":1299.81,"endTime":1299.93,"body":"or"},{"speaker":"Speaker 3","startTime":1299.931,"endTime":1300.75,"body":"150,000"},{"speaker":"Speaker 3","startTime":1300.751,"endTime":1300.87,"body":"per"},{"speaker":"Speaker 3","startTime":1300.871,"endTime":1301.01,"body":"year,"},{"speaker":"Speaker 3","startTime":1301.02,"endTime":1301.26,"body":"maybe"},{"speaker":"Speaker 3","startTime":1301.261,"endTime":1301.41,"body":"you're"},{"speaker":"Speaker 3","startTime":1301.411,"endTime":1301.62,"body":"having"},{"speaker":"Speaker 3","startTime":1301.621,"endTime":1301.71,"body":"to"},{"speaker":"Speaker 3","startTime":1301.711,"endTime":1302.01,"body":"shift"},{"speaker":"Speaker 3","startTime":1302.31,"endTime":1302.61,"body":"over"},{"speaker":"Speaker 3","startTime":1302.611,"endTime":1302.91,"body":"four"},{"speaker":"Speaker 3","startTime":1302.911,"endTime":1303.27,"body":"years,"},{"speaker":"Speaker 3","startTime":1304.05,"endTime":1304.05,"body":"250"},{"speaker":"Speaker 3","startTime":1304.051,"endTime":1304.2,"body":"or"},{"speaker":"Speaker 3","startTime":1304.201,"endTime":1304.92,"body":"300,000"},{"speaker":"Speaker 3","startTime":1304.921,"endTime":1305.19,"body":"well"},{"speaker":"Speaker 3","startTime":1305.4,"endTime":1305.64,"body":"that's"},{"speaker":"Speaker 3","startTime":1305.641,"endTime":1305.79,"body":"going"},{"speaker":"Speaker 3","startTime":1305.791,"endTime":1305.85,"body":"to"},{"speaker":"Speaker 3","startTime":1305.851,"endTime":1306.21,"body":"cause"},{"speaker":"Speaker 3","startTime":1306.211,"endTime":1306.33,"body":"you"},{"speaker":"Speaker 3","startTime":1306.331,"endTime":1306.42,"body":"to"},{"speaker":"Speaker 3","startTime":1306.421,"endTime":1306.75,"body":"rise"},{"speaker":"Speaker 3","startTime":1306.751,"endTime":1307.32,"body":"dramatically"},{"speaker":"Speaker 3","startTime":1307.321,"endTime":1307.44,"body":"in"},{"speaker":"Speaker 3","startTime":1307.441,"endTime":1307.62,"body":"that"},{"speaker":"Speaker 3","startTime":1307.621,"endTime":1307.86,"body":"tax"},{"speaker":"Speaker 3","startTime":1307.861,"endTime":1308.25,"body":"cylinder."},{"speaker":"Speaker 3","startTime":1308.43,"endTime":1308.55,"body":"A"},{"speaker":"Speaker 3","startTime":1308.551,"endTime":1308.79,"body":"lot"},{"speaker":"Speaker 3","startTime":1308.791,"endTime":1308.85,"body":"of"},{"speaker":"Speaker 3","startTime":1308.851,"endTime":1309.03,"body":"those"},{"speaker":"Speaker 3","startTime":1309.031,"endTime":1309.39,"body":"dollars"},{"speaker":"Speaker 3","startTime":1309.391,"endTime":1309.42,"body":"are"},{"speaker":"Speaker 3","startTime":1309.421,"endTime":1309.54,"body":"going"},{"speaker":"Speaker 3","startTime":1309.541,"endTime":1309.6,"body":"to"},{"speaker":"Speaker 3","startTime":1309.601,"endTime":1309.66,"body":"be"},{"speaker":"Speaker 3","startTime":1309.661,"endTime":1309.96,"body":"taxed"},{"speaker":"Speaker 3","startTime":1309.961,"endTime":1310.02,"body":"at"},{"speaker":"Speaker 3","startTime":1310.021,"endTime":1310.14,"body":"your"},{"speaker":"Speaker 3","startTime":1310.141,"endTime":1310.5,"body":"highest"},{"speaker":"Speaker 3","startTime":1310.501,"endTime":1310.86,"body":"marginal"},{"speaker":"Speaker 3","startTime":1310.861,"endTime":1311.13,"body":"tax"},{"speaker":"Speaker 3","startTime":1311.131,"endTime":1311.52,"body":"bracket."},{"speaker":"Speaker 3","startTime":1312.12,"endTime":1312.12,"body":"Throw"},{"speaker":"Speaker 3","startTime":1312.26,"endTime":1312.26,"body":"us"},{"speaker":"Speaker 3","startTime":1312.261,"endTime":1312.42,"body":"some"},{"speaker":"Speaker 3","startTime":1312.421,"endTime":1312.78,"body":"state"},{"speaker":"Speaker 3","startTime":1312.781,"endTime":1313.05,"body":"tax"},{"speaker":"Speaker 3","startTime":1313.051,"endTime":1313.2,"body":"on"},{"speaker":"Speaker 3","startTime":1313.201,"endTime":1313.47,"body":"top"},{"speaker":"Speaker 3","startTime":1313.471,"endTime":1313.56,"body":"of"},{"speaker":"Speaker 3","startTime":1313.561,"endTime":1313.71,"body":"it."},{"speaker":"Speaker 3","startTime":1313.92,"endTime":1314.16,"body":"You"},{"speaker":"Speaker 3","startTime":1314.161,"endTime":1314.4,"body":"could"},{"speaker":"Speaker 3","startTime":1314.401,"endTime":1314.52,"body":"be"},{"speaker":"Speaker 3","startTime":1314.521,"endTime":1314.82,"body":"getting"},{"speaker":"Speaker 3","startTime":1314.821,"endTime":1314.94,"body":"to"},{"speaker":"Speaker 3","startTime":1314.941,"endTime":1315.06,"body":"the"},{"speaker":"Speaker 3","startTime":1315.061,"endTime":1315.36,"body":"point"},{"speaker":"Speaker 3","startTime":1315.361,"endTime":1315.48,"body":"where"},{"speaker":"Speaker 3","startTime":1315.49,"endTime":1315.76,"body":"you're"},{"speaker":"Speaker 3","startTime":1316.02,"endTime":1316.56,"body":"paying"},{"speaker":"Speaker 3","startTime":1316.86,"endTime":1317.55,"body":"50%"},{"speaker":"Speaker 3","startTime":1317.551,"endTime":1317.67,"body":"on"},{"speaker":"Speaker 3","startTime":1317.671,"endTime":1317.85,"body":"those"},{"speaker":"Speaker 3","startTime":1317.851,"endTime":1318.3,"body":"dollars"},{"speaker":"Speaker 3","startTime":1318.301,"endTime":1318.48,"body":"just"},{"speaker":"Speaker 3","startTime":1318.481,"endTime":1318.75,"body":"because"},{"speaker":"Speaker 3","startTime":1318.751,"endTime":1318.87,"body":"you"},{"speaker":"Speaker 3","startTime":1318.871,"endTime":1319.11,"body":"didn't"},{"speaker":"Speaker 3","startTime":1319.111,"endTime":1319.59,"body":"manage"},{"speaker":"Speaker 3","startTime":1319.591,"endTime":1319.71,"body":"the"},{"speaker":"Speaker 3","startTime":1319.711,"endTime":1320.13,"body":"shifting"},{"speaker":"Speaker 3","startTime":1320.131,"endTime":1320.52,"body":"schedule"},{"speaker":"Speaker 3","startTime":1320.521,"endTime":1320.79,"body":"very"},{"speaker":"Speaker 3","startTime":1320.791,"endTime":1321.18,"body":"well."},{"speaker":"Speaker 3","startTime":1321.48,"endTime":1321.63,"body":"So"},{"speaker":"Speaker 3","startTime":1321.631,"endTime":1321.78,"body":"what"},{"speaker":"Speaker 3","startTime":1321.781,"endTime":1321.84,"body":"I"},{"speaker":"Speaker 3","startTime":1321.841,"endTime":1322.05,"body":"tell"},{"speaker":"Speaker 3","startTime":1322.051,"endTime":1322.35,"body":"people"},{"speaker":"Speaker 3","startTime":1322.351,"endTime":1322.44,"body":"is"},{"speaker":"Speaker 3","startTime":1322.441,"endTime":1322.53,"body":"you"},{"speaker":"Speaker 3","startTime":1322.531,"endTime":1322.68,"body":"want"},{"speaker":"Speaker 3","startTime":1322.681,"endTime":1322.74,"body":"to"},{"speaker":"Speaker 3","startTime":1322.741,"endTime":1322.98,"body":"shift"},{"speaker":"Speaker 3","startTime":1322.981,"endTime":1323.07,"body":"the"},{"speaker":"Speaker 3","startTime":1323.071,"endTime":1323.49,"body":"money"},{"speaker":"Speaker 3","startTime":1324.0,"endTime":1324.54,"body":"slowly"},{"speaker":"Speaker 3","startTime":1324.541,"endTime":1324.93,"body":"enough"},{"speaker":"Speaker 3","startTime":1324.99,"endTime":1325.14,"body":"that"},{"speaker":"Speaker 3","startTime":1325.141,"endTime":1325.23,"body":"you"},{"speaker":"Speaker 3","startTime":1325.231,"endTime":1325.47,"body":"don't"},{"speaker":"Speaker 3","startTime":1325.471,"endTime":1325.8,"body":"rise"},{"speaker":"Speaker 3","startTime":1325.92,"endTime":1325.92,"body":"too"},{"speaker":"Speaker 3","startTime":1325.921,"endTime":1326.49,"body":"dramatically"},{"speaker":"Speaker 3","startTime":1326.491,"endTime":1326.61,"body":"in"},{"speaker":"Speaker 3","startTime":1326.611,"endTime":1326.73,"body":"your"},{"speaker":"Speaker 3","startTime":1326.731,"endTime":1327.03,"body":"tax"},{"speaker":"Speaker 3","startTime":1327.031,"endTime":1327.39,"body":"cylinder"},{"speaker":"Speaker 3","startTime":1327.391,"endTime":1327.63,"body":"such"},{"speaker":"Speaker 3","startTime":1327.631,"endTime":1327.78,"body":"that"},{"speaker":"Speaker 3","startTime":1327.781,"endTime":1327.9,"body":"you"},{"speaker":"Speaker 3","startTime":1327.901,"endTime":1328.05,"body":"get"},{"speaker":"Speaker 3","startTime":1328.051,"endTime":1328.5,"body":"heartburn,"},{"speaker":"Speaker 3","startTime":1328.501,"endTime":1328.62,"body":"but"},{"speaker":"Speaker 3","startTime":1328.621,"endTime":1328.74,"body":"you"},{"speaker":"Speaker 3","startTime":1328.741,"endTime":1328.89,"body":"do"},{"speaker":"Speaker 3","startTime":1328.891,"endTime":1328.98,"body":"it"},{"speaker":"Speaker 3","startTime":1328.981,"endTime":1329.4,"body":"quickly"},{"speaker":"Speaker 3","startTime":1329.401,"endTime":1329.73,"body":"enough"},{"speaker":"Speaker 3","startTime":1330.03,"endTime":1330.3,"body":"such"},{"speaker":"Speaker 3","startTime":1330.301,"endTime":1330.45,"body":"that"},{"speaker":"Speaker 3","startTime":1330.451,"endTime":1330.57,"body":"you"},{"speaker":"Speaker 3","startTime":1330.571,"endTime":1330.72,"body":"get"},{"speaker":"Speaker 3","startTime":1330.721,"endTime":1331.05,"body":"all"},{"speaker":"Speaker 3","startTime":1331.051,"endTime":1331.17,"body":"the"},{"speaker":"Speaker 3","startTime":1331.171,"endTime":1331.38,"body":"heavy"},{"speaker":"Speaker 3","startTime":1331.381,"endTime":1331.71,"body":"lifting"},{"speaker":"Speaker 3","startTime":1331.711,"endTime":1332.1,"body":"done"},{"speaker":"Speaker 3","startTime":1332.43,"endTime":1332.82,"body":"before"},{"speaker":"Speaker 3","startTime":1332.821,"endTime":1333.18,"body":"tax"},{"speaker":"Speaker 3","startTime":1333.181,"endTime":1333.54,"body":"rates"},{"speaker":"Speaker 3","startTime":1333.541,"endTime":1333.75,"body":"go"},{"speaker":"Speaker 3","startTime":1333.751,"endTime":1333.9,"body":"up"},{"speaker":"Speaker 3","startTime":1333.901,"endTime":1334.05,"body":"for"},{"speaker":"Speaker 3","startTime":1334.051,"endTime":1334.32,"body":"good."},{"speaker":"Speaker 3","startTime":1334.321,"endTime":1334.47,"body":"So"},{"speaker":"Speaker 3","startTime":1334.471,"endTime":1334.62,"body":"there"},{"speaker":"Speaker 3","startTime":1334.621,"endTime":1334.89,"body":"really"},{"speaker":"Speaker 3","startTime":1334.891,"endTime":1335.01,"body":"is"},{"speaker":"Speaker 3","startTime":1335.011,"endTime":1335.07,"body":"a"},{"speaker":"Speaker 3","startTime":1335.071,"endTime":1335.7,"body":"mathematically"},{"speaker":"Speaker 3","startTime":1335.701,"endTime":1336.06,"body":"ideal"},{"speaker":"Speaker 3","startTime":1336.061,"endTime":1336.39,"body":"amount"},{"speaker":"Speaker 3","startTime":1336.66,"endTime":1336.78,"body":"to"},{"speaker":"Speaker 3","startTime":1336.781,"endTime":1336.9,"body":"be"},{"speaker":"Speaker 3","startTime":1336.901,"endTime":1337.32,"body":"shifting"},{"speaker":"Speaker 3","startTime":1337.321,"endTime":1337.8,"body":"during"},{"speaker":"Speaker 3","startTime":1338.07,"endTime":1338.34,"body":"each"},{"speaker":"Speaker 3","startTime":1338.341,"endTime":1338.49,"body":"of"},{"speaker":"Speaker 3","startTime":1338.491,"endTime":1338.91,"body":"the"},{"speaker":"Speaker 3","startTime":1338.94,"endTime":1339.36,"body":"number"},{"speaker":"Speaker 3","startTime":1339.361,"endTime":1339.48,"body":"of"},{"speaker":"Speaker 3","startTime":1339.481,"endTime":1339.84,"body":"years"},{"speaker":"Speaker 3","startTime":1339.841,"endTime":1339.93,"body":"that"},{"speaker":"Speaker 3","startTime":1339.931,"endTime":1340.05,"body":"you"},{"speaker":"Speaker 3","startTime":1340.051,"endTime":1340.41,"body":"have"},{"speaker":"Speaker 3","startTime":1340.59,"endTime":1340.71,"body":"that"},{"speaker":"Speaker 3","startTime":1340.711,"endTime":1340.77,"body":"are"},{"speaker":"Speaker 3","startTime":1340.771,"endTime":1341.1,"body":"standing"},{"speaker":"Speaker 3","startTime":1341.101,"endTime":1341.4,"body":"between"},{"speaker":"Speaker 3","startTime":1341.401,"endTime":1341.55,"body":"you"},{"speaker":"Speaker 3","startTime":1341.551,"endTime":1341.67,"body":"and"},{"speaker":"Speaker 3","startTime":1341.671,"endTime":1341.97,"body":"your,"},{"speaker":"Speaker 3","startTime":1342.12,"endTime":1342.33,"body":"your"},{"speaker":"Speaker 3","startTime":1342.331,"endTime":1342.9,"body":"ideal"},{"speaker":"Speaker 3","startTime":1342.93,"endTime":1343.23,"body":"date"},{"speaker":"Speaker 3","startTime":1343.231,"endTime":1343.38,"body":"by"},{"speaker":"Speaker 3","startTime":1343.56,"endTime":1343.56,"body":"what"},{"speaker":"Speaker 3","startTime":1343.561,"endTime":1343.65,"body":"you"},{"speaker":"Speaker 3","startTime":1343.651,"endTime":1343.77,"body":"want"},{"speaker":"Speaker 3","startTime":1343.771,"endTime":1343.83,"body":"to"},{"speaker":"Speaker 3","startTime":1343.831,"endTime":1343.92,"body":"get"},{"speaker":"Speaker 3","startTime":1343.921,"endTime":1344.01,"body":"all"},{"speaker":"Speaker 3","startTime":1344.011,"endTime":1344.16,"body":"your"},{"speaker":"Speaker 3","startTime":1344.161,"endTime":1344.49,"body":"shifting"},{"speaker":"Speaker 3","startTime":1344.67,"endTime":1344.67,"body":"done"},{"speaker":"Speaker 3","startTime":1344.67,"endTime":1344.67,"body":"."},{"speaker":"Speaker 2","startTime":1345.2,"endTime":1345.35,"body":"I've"},{"speaker":"Speaker 2","startTime":1345.351,"endTime":1345.59,"body":"always"},{"speaker":"Speaker 2","startTime":1345.591,"endTime":1345.83,"body":"said"},{"speaker":"Speaker 2","startTime":1345.831,"endTime":1345.92,"body":"that"},{"speaker":"Speaker 2","startTime":1345.921,"endTime":1346.04,"body":"one"},{"speaker":"Speaker 2","startTime":1346.041,"endTime":1346.1,"body":"of"},{"speaker":"Speaker 2","startTime":1346.101,"endTime":1346.19,"body":"my"},{"speaker":"Speaker 2","startTime":1346.191,"endTime":1346.46,"body":"most"},{"speaker":"Speaker 2","startTime":1346.461,"endTime":1346.82,"body":"important"},{"speaker":"Speaker 2","startTime":1346.821,"endTime":1347.36,"body":"jobs"},{"speaker":"Speaker 2","startTime":1347.45,"endTime":1347.72,"body":"is"},{"speaker":"Speaker 2","startTime":1347.721,"endTime":1348.11,"body":"income"},{"speaker":"Speaker 2","startTime":1348.111,"endTime":1348.74,"body":"averaging."},{"speaker":"Speaker 2","startTime":1348.77,"endTime":1349.04,"body":"Now"},{"speaker":"Speaker 2","startTime":1349.041,"endTime":1349.19,"body":"it's"},{"speaker":"Speaker 2","startTime":1349.191,"endTime":1349.43,"body":"not"},{"speaker":"Speaker 2","startTime":1349.431,"endTime":1349.82,"body":"legal"},{"speaker":"Speaker 2","startTime":1349.821,"endTime":1349.97,"body":"to"},{"speaker":"Speaker 2","startTime":1349.971,"endTime":1350.21,"body":"do"},{"speaker":"Speaker 2","startTime":1350.211,"endTime":1350.48,"body":"it"},{"speaker":"Speaker 2","startTime":1350.78,"endTime":1350.93,"body":"on"},{"speaker":"Speaker 2","startTime":1350.931,"endTime":1350.99,"body":"a"},{"speaker":"Speaker 2","startTime":1350.991,"endTime":1351.29,"body":"sense"},{"speaker":"Speaker 2","startTime":1351.291,"endTime":1351.41,"body":"of"},{"speaker":"Speaker 2","startTime":1351.411,"endTime":1351.74,"body":"saying,"},{"speaker":"Speaker 2","startTime":1351.741,"endTime":1351.92,"body":"Hey,"},{"speaker":"Speaker 2","startTime":1351.921,"endTime":1352.07,"body":"we're"},{"speaker":"Speaker 2","startTime":1352.071,"endTime":1352.22,"body":"just"},{"speaker":"Speaker 2","startTime":1352.34,"endTime":1352.34,"body":"going"},{"speaker":"Speaker 2","startTime":1352.4,"endTime":1352.4,"body":"to"},{"speaker":"Speaker 2","startTime":1352.401,"endTime":1352.67,"body":"take"},{"speaker":"Speaker 2","startTime":1352.671,"endTime":1352.79,"body":"your"},{"speaker":"Speaker 2","startTime":1352.791,"endTime":1353.15,"body":"income"},{"speaker":"Speaker 2","startTime":1353.151,"endTime":1353.24,"body":"and"},{"speaker":"Speaker 2","startTime":1353.241,"endTime":1353.57,"body":"average"},{"speaker":"Speaker 2","startTime":1353.571,"endTime":1353.66,"body":"it"},{"speaker":"Speaker 2","startTime":1353.661,"endTime":1353.84,"body":"over"},{"speaker":"Speaker 2","startTime":1353.841,"endTime":1354.08,"body":"10"},{"speaker":"Speaker 2","startTime":1354.081,"endTime":1354.47,"body":"years,"},{"speaker":"Speaker 2","startTime":1354.8,"endTime":1354.89,"body":"but"},{"speaker":"Speaker 2","startTime":1355.01,"endTime":1355.01,"body":"there's"},{"speaker":"Speaker 2","startTime":1355.011,"endTime":1355.22,"body":"still"},{"speaker":"Speaker 2","startTime":1355.221,"endTime":1355.25,"body":"a"},{"speaker":"Speaker 2","startTime":1355.251,"endTime":1355.49,"body":"lot"},{"speaker":"Speaker 2","startTime":1355.491,"endTime":1355.55,"body":"I"},{"speaker":"Speaker 2","startTime":1355.551,"endTime":1355.7,"body":"can"},{"speaker":"Speaker 2","startTime":1355.701,"endTime":1355.82,"body":"do"},{"speaker":"Speaker 2","startTime":1355.821,"endTime":1355.97,"body":"as"},{"speaker":"Speaker 2","startTime":1355.971,"endTime":1356.03,"body":"a"},{"speaker":"Speaker 2","startTime":1356.031,"endTime":1356.51,"body":"CPA"},{"speaker":"Speaker 2","startTime":1356.511,"endTime":1356.66,"body":"to"},{"speaker":"Speaker 2","startTime":1356.661,"endTime":1357.05,"body":"help"},{"speaker":"Speaker 2","startTime":1357.051,"endTime":1357.44,"body":"people"},{"speaker":"Speaker 2","startTime":1357.441,"endTime":1357.86,"body":"income"},{"speaker":"Speaker 2","startTime":1357.861,"endTime":1358.25,"body":"average,"},{"speaker":"Speaker 2","startTime":1358.251,"endTime":1358.58,"body":"especially"},{"speaker":"Speaker 2","startTime":1358.581,"endTime":1358.64,"body":"if"},{"speaker":"Speaker 2","startTime":1358.641,"endTime":1358.76,"body":"they're"},{"speaker":"Speaker 2","startTime":1358.761,"endTime":1358.85,"body":"a"},{"speaker":"Speaker 2","startTime":1358.851,"endTime":1359.21,"body":"business"},{"speaker":"Speaker 2","startTime":1359.211,"endTime":1359.6,"body":"owner"},{"speaker":"Speaker 2","startTime":1360.02,"endTime":1360.14,"body":"by"},{"speaker":"Speaker 2","startTime":1360.141,"endTime":1360.5,"body":"taking"},{"speaker":"Speaker 2","startTime":1360.501,"endTime":1360.8,"body":"certain"},{"speaker":"Speaker 2","startTime":1360.801,"endTime":1361.31,"body":"deductions"},{"speaker":"Speaker 2","startTime":1361.311,"endTime":1361.91,"body":"this"},{"speaker":"Speaker 2","startTime":1361.91,"endTime":1361.91,"body":"year,"},{"speaker":"Speaker 2","startTime":1361.94,"endTime":1362.3,"body":"moving"},{"speaker":"Speaker 2","startTime":1362.301,"endTime":1362.87,"body":"deductions"},{"speaker":"Speaker 2","startTime":1362.871,"endTime":1362.99,"body":"to"},{"speaker":"Speaker 2","startTime":1362.991,"endTime":1363.74,"body":"the"},{"speaker":"Speaker 2","startTime":1363.74,"endTime":1363.74,"body":"next"},{"speaker":"Speaker 2","startTime":1363.74,"endTime":1363.74,"body":"year."},{"speaker":"Speaker 2","startTime":1364.25,"endTime":1364.28,"body":"I"},{"speaker":"Speaker 2","startTime":1364.43,"endTime":1364.43,"body":"mean"},{"speaker":"Speaker 2","startTime":1364.49,"endTime":1364.49,"body":"it"},{"speaker":"Speaker 2","startTime":1364.7,"endTime":1365.09,"body":"definitely"},{"speaker":"Speaker 2","startTime":1365.091,"endTime":1365.21,"body":"is"},{"speaker":"Speaker 2","startTime":1365.211,"endTime":1365.51,"body":"not"},{"speaker":"Speaker 2","startTime":1365.511,"endTime":1365.6,"body":"the"},{"speaker":"Speaker 2","startTime":1365.601,"endTime":1365.9,"body":"right"},{"speaker":"Speaker 2","startTime":1365.901,"endTime":1366.26,"body":"answer"},{"speaker":"Speaker 2","startTime":1366.261,"endTime":1366.44,"body":"for"},{"speaker":"Speaker 2","startTime":1366.441,"endTime":1366.8,"body":"anyone."},{"speaker":"Speaker 2","startTime":1366.92,"endTime":1366.92,"body":"It's"},{"speaker":"Speaker 2","startTime":1366.921,"endTime":1367.13,"body":"same"},{"speaker":"Speaker 2","startTime":1367.131,"endTime":1367.25,"body":"as"},{"speaker":"Speaker 2","startTime":1367.251,"endTime":1367.4,"body":"in"},{"speaker":"Speaker 2","startTime":1367.401,"endTime":1367.46,"body":"the"},{"speaker":"Speaker 2","startTime":1367.461,"endTime":1367.73,"body":"stock"},{"speaker":"Speaker 2","startTime":1367.731,"endTime":1368.12,"body":"market"},{"speaker":"Speaker 2","startTime":1368.121,"endTime":1368.21,"body":"to"},{"speaker":"Speaker 2","startTime":1368.211,"endTime":1368.45,"body":"have"},{"speaker":"Speaker 2","startTime":1368.451,"endTime":1368.66,"body":"a"},{"speaker":"Speaker 2","startTime":1368.9,"endTime":1369.17,"body":"very"},{"speaker":"Speaker 2","startTime":1369.171,"endTime":1369.35,"body":"low"},{"speaker":"Speaker 2","startTime":1369.351,"endTime":1369.71,"body":"tax"},{"speaker":"Speaker 2","startTime":1369.92,"endTime":1369.92,"body":"year"},{"speaker":"Speaker 2","startTime":1369.92,"endTime":1369.92,"body":","},{"speaker":"Speaker 2","startTime":1369.93,"endTime":1370.01,"body":"a"},{"speaker":"Speaker 2","startTime":1370.011,"endTime":1370.22,"body":"very"},{"speaker":"Speaker 2","startTime":1370.221,"endTime":1370.43,"body":"high"},{"speaker":"Speaker 2","startTime":1370.431,"endTime":1370.79,"body":"tax."},{"speaker":"Speaker 2","startTime":1370.94,"endTime":1370.94,"body":"You're"},{"speaker":"Speaker 2","startTime":1370.941,"endTime":1371.15,"body":"very"},{"speaker":"Speaker 2","startTime":1371.151,"endTime":1371.3,"body":"low"},{"speaker":"Speaker 2","startTime":1371.301,"endTime":1371.63,"body":"tax"},{"speaker":"Speaker 2","startTime":1371.631,"endTime":1371.93,"body":"year"},{"speaker":"Speaker 2","startTime":1372.32,"endTime":1372.44,"body":"and"},{"speaker":"Speaker 2","startTime":1372.441,"endTime":1372.59,"body":"all"},{"speaker":"Speaker 2","startTime":1372.591,"endTime":1372.65,"body":"of"},{"speaker":"Speaker 2","startTime":1372.86,"endTime":1372.86,"body":"that's"},{"speaker":"Speaker 2","startTime":1372.861,"endTime":1373.01,"body":"going"},{"speaker":"Speaker 2","startTime":1373.011,"endTime":1373.07,"body":"to"},{"speaker":"Speaker 2","startTime":1373.071,"endTime":1373.55,"body":"result"},{"speaker":"Speaker 2","startTime":1373.551,"endTime":1373.73,"body":"in"},{"speaker":"Speaker 2","startTime":1373.97,"endTime":1374.09,"body":"a"},{"speaker":"Speaker 2","startTime":1374.091,"endTime":1374.42,"body":"lot"},{"speaker":"Speaker 2","startTime":1374.421,"endTime":1374.6,"body":"more"},{"speaker":"Speaker 2","startTime":1374.601,"endTime":1375.17,"body":"tax"},{"speaker":"Speaker 2","startTime":1375.5,"endTime":1375.68,"body":"than"},{"speaker":"Speaker 2","startTime":1375.681,"endTime":1375.77,"body":"to"},{"speaker":"Speaker 2","startTime":1375.771,"endTime":1376.07,"body":"just"},{"speaker":"Speaker 2","startTime":1376.071,"endTime":1376.43,"body":"level"},{"speaker":"Speaker 2","startTime":1376.431,"endTime":1376.52,"body":"it"},{"speaker":"Speaker 2","startTime":1376.521,"endTime":1376.82,"body":"out"},{"speaker":"Speaker 2","startTime":1376.821,"endTime":1376.91,"body":"and"},{"speaker":"Speaker 2","startTime":1376.911,"endTime":1377.12,"body":"make"},{"speaker":"Speaker 2","startTime":1377.121,"endTime":1377.33,"body":"sure"},{"speaker":"Speaker 2","startTime":1377.331,"endTime":1377.45,"body":"you're"},{"speaker":"Speaker 2","startTime":1377.451,"endTime":1377.75,"body":"paying"},{"speaker":"Speaker 2","startTime":1377.751,"endTime":1377.81,"body":"a"},{"speaker":"Speaker 2","startTime":1377.811,"endTime":1378.2,"body":"minimal"},{"speaker":"Speaker 2","startTime":1378.201,"endTime":1378.56,"body":"amount"},{"speaker":"Speaker 2","startTime":1378.561,"endTime":1378.65,"body":"as"},{"speaker":"Speaker 2","startTime":1378.651,"endTime":1378.77,"body":"you"},{"speaker":"Speaker 2","startTime":1378.771,"endTime":1378.95,"body":"go"},{"speaker":"Speaker 2","startTime":1378.951,"endTime":1379.4,"body":"along"},{"speaker":"Speaker 2","startTime":1379.46,"endTime":1379.7,"body":"each"},{"speaker":"Speaker 2","startTime":1379.701,"endTime":1379.79,"body":"and"},{"speaker":"Speaker 2","startTime":1379.791,"endTime":1380.36,"body":"every"},{"speaker":"Speaker 2","startTime":1380.36,"endTime":1380.36,"body":"year."},{"speaker":"Speaker 3","startTime":1380.96,"endTime":1381.2,"body":"And"},{"speaker":"Speaker 3","startTime":1381.201,"endTime":1381.32,"body":"if"},{"speaker":"Speaker 3","startTime":1381.321,"endTime":1381.44,"body":"they're"},{"speaker":"Speaker 3","startTime":1381.441,"endTime":1381.74,"body":"doing"},{"speaker":"Speaker 3","startTime":1382.05,"endTime":1382.05,"body":"their"},{"speaker":"Speaker 3","startTime":1382.05,"endTime":1382.05,"body":","},{"speaker":"Speaker 3","startTime":1382.051,"endTime":1382.34,"body":"their"},{"speaker":"Speaker 3","startTime":1382.341,"endTime":1382.88,"body":"accounting"},{"speaker":"Speaker 3","startTime":1382.881,"endTime":1383.03,"body":"on"},{"speaker":"Speaker 3","startTime":1383.031,"endTime":1383.09,"body":"a"},{"speaker":"Speaker 3","startTime":1383.091,"endTime":1383.42,"body":"cash"},{"speaker":"Speaker 3","startTime":1383.421,"endTime":1383.87,"body":"basis"},{"speaker":"Speaker 3","startTime":1383.871,"endTime":1383.99,"body":"as"},{"speaker":"Speaker 3","startTime":1383.991,"endTime":1384.56,"body":"opposed"},{"speaker":"Speaker 3","startTime":1384.83,"endTime":1384.98,"body":"as"},{"speaker":"Speaker 3","startTime":1384.981,"endTime":1385.28,"body":"opposed"},{"speaker":"Speaker 3","startTime":1385.281,"endTime":1385.4,"body":"to"},{"speaker":"Speaker 3","startTime":1385.401,"endTime":1385.52,"body":"an"},{"speaker":"Speaker 3","startTime":1385.521,"endTime":1385.88,"body":"accrual"},{"speaker":"Speaker 3","startTime":1385.881,"endTime":1386.27,"body":"basis"},{"speaker":"Speaker 3","startTime":1386.39,"endTime":1386.39,"body":"and"},{"speaker":"Speaker 3","startTime":1386.391,"endTime":1386.48,"body":"you"},{"speaker":"Speaker 3","startTime":1386.481,"endTime":1386.63,"body":"can"},{"speaker":"Speaker 3","startTime":1386.631,"endTime":1386.87,"body":"shift"},{"speaker":"Speaker 3","startTime":1386.871,"endTime":1387.02,"body":"some"},{"speaker":"Speaker 3","startTime":1387.021,"endTime":1387.41,"body":"income"},{"speaker":"Speaker 3","startTime":1387.411,"endTime":1387.74,"body":"around"},{"speaker":"Speaker 3","startTime":1387.741,"endTime":1387.86,"body":"as"},{"speaker":"Speaker 3","startTime":1387.861,"endTime":1388.37,"body":"well"},{"speaker":"Speaker 3","startTime":1388.58,"endTime":1388.7,"body":"so"},{"speaker":"Speaker 3","startTime":1388.701,"endTime":1388.82,"body":"that"},{"speaker":"Speaker 3","startTime":1388.821,"endTime":1388.94,"body":"you're"},{"speaker":"Speaker 3","startTime":1388.941,"endTime":1389.15,"body":"not"},{"speaker":"Speaker 3","startTime":1389.151,"endTime":1389.75,"body":"realizing"},{"speaker":"Speaker 3","startTime":1389.751,"endTime":1389.9,"body":"all"},{"speaker":"Speaker 3","startTime":1389.901,"endTime":1390.02,"body":"the"},{"speaker":"Speaker 3","startTime":1390.021,"endTime":1390.38,"body":"income"},{"speaker":"Speaker 3","startTime":1390.381,"endTime":1391.16,"body":"necessarily"},{"speaker":"Speaker 3","startTime":1391.16,"endTime":1391.16,"body":","},{"speaker":"Speaker 3","startTime":1391.76,"endTime":1391.76,"body":"uh"},{"speaker":"Speaker 3","startTime":1391.76,"endTime":1391.76,"body":","},{"speaker":"Speaker 3","startTime":1391.761,"endTime":1392.0,"body":"all"},{"speaker":"Speaker 3","startTime":1392.001,"endTime":1392.09,"body":"in"},{"speaker":"Speaker 3","startTime":1392.091,"endTime":1392.24,"body":"one"},{"speaker":"Speaker 3","startTime":1392.241,"endTime":1392.42,"body":"year."},{"speaker":"Speaker 2","startTime":1393.31,"endTime":1393.31,"body":"Dave"},{"speaker":"Speaker 2","startTime":1393.31,"endTime":1393.31,"body":","},{"speaker":"Speaker 2","startTime":1393.33,"endTime":1393.55,"body":"let's"},{"speaker":"Speaker 2","startTime":1393.551,"endTime":1393.76,"body":"talk"},{"speaker":"Speaker 2","startTime":1393.761,"endTime":1394.0,"body":"about"},{"speaker":"Speaker 2","startTime":1394.001,"endTime":1394.18,"body":"one"},{"speaker":"Speaker 2","startTime":1394.181,"endTime":1394.33,"body":"more"},{"speaker":"Speaker 2","startTime":1394.331,"endTime":1394.63,"body":"thing."},{"speaker":"Speaker 2","startTime":1394.631,"endTime":1394.75,"body":"And"},{"speaker":"Speaker 2","startTime":1394.751,"endTime":1394.96,"body":"that's"},{"speaker":"Speaker 2","startTime":1394.961,"endTime":1395.62,"body":"provisional"},{"speaker":"Speaker 2","startTime":1395.621,"endTime":1396.16,"body":"income."},{"speaker":"Speaker 2","startTime":1396.22,"endTime":1396.37,"body":"I"},{"speaker":"Speaker 2","startTime":1396.371,"endTime":1396.64,"body":"know"},{"speaker":"Speaker 2","startTime":1396.641,"endTime":1396.91,"body":"many"},{"speaker":"Speaker 2","startTime":1397.39,"endTime":1397.39,"body":"CPAs"},{"speaker":"Speaker 2","startTime":1397.391,"endTime":1397.57,"body":"don't"},{"speaker":"Speaker 2","startTime":1397.571,"endTime":1397.75,"body":"even"},{"speaker":"Speaker 2","startTime":1397.751,"endTime":1398.29,"body":"understand"},{"speaker":"Speaker 2","startTime":1398.291,"endTime":1398.47,"body":"what"},{"speaker":"Speaker 2","startTime":1398.471,"endTime":1398.71,"body":"this"},{"speaker":"Speaker 2","startTime":1398.711,"endTime":1399.07,"body":"is."},{"speaker":"Speaker 2","startTime":1399.4,"endTime":1399.49,"body":"I"},{"speaker":"Speaker 2","startTime":1399.491,"endTime":1399.67,"body":"know"},{"speaker":"Speaker 2","startTime":1399.671,"endTime":1399.97,"body":"most"},{"speaker":"Speaker 2","startTime":1399.971,"endTime":1400.81,"body":"retirees"},{"speaker":"Speaker 2","startTime":1400.87,"endTime":1401.29,"body":"definitely"},{"speaker":"Speaker 2","startTime":1401.291,"endTime":1401.5,"body":"don't"},{"speaker":"Speaker 2","startTime":1401.501,"endTime":1402.01,"body":"understand"},{"speaker":"Speaker 2","startTime":1402.011,"endTime":1402.16,"body":"what"},{"speaker":"Speaker 2","startTime":1402.161,"endTime":1402.25,"body":"they're"},{"speaker":"Speaker 2","startTime":1402.251,"endTime":1402.52,"body":"getting"},{"speaker":"Speaker 2","startTime":1402.521,"endTime":1402.85,"body":"into."},{"speaker":"Speaker 2","startTime":1402.851,"endTime":1403.06,"body":"What"},{"speaker":"Speaker 2","startTime":1403.061,"endTime":1403.18,"body":"is"},{"speaker":"Speaker 2","startTime":1403.181,"endTime":1403.66,"body":"provisional"},{"speaker":"Speaker 2","startTime":1403.661,"endTime":1404.11,"body":"income"},{"speaker":"Speaker 2","startTime":1404.47,"endTime":1404.65,"body":"and"},{"speaker":"Speaker 2","startTime":1404.651,"endTime":1404.92,"body":"why"},{"speaker":"Speaker 2","startTime":1404.921,"endTime":1405.07,"body":"or"},{"speaker":"Speaker 2","startTime":1405.071,"endTime":1405.37,"body":"should"},{"speaker":"Speaker 2","startTime":1405.371,"endTime":1405.67,"body":"people"},{"speaker":"Speaker 2","startTime":1405.671,"endTime":1405.85,"body":"be"},{"speaker":"Speaker 2","startTime":1405.851,"endTime":1406.48,"body":"concerned"},{"speaker":"Speaker 2","startTime":1406.481,"endTime":1406.81,"body":"about"},{"speaker":"Speaker 2","startTime":1406.811,"endTime":1406.9,"body":"it"},{"speaker":"Speaker 2","startTime":1406.901,"endTime":1407.05,"body":"when"},{"speaker":"Speaker 2","startTime":1407.051,"endTime":1407.17,"body":"they"},{"speaker":"Speaker 2","startTime":1407.171,"endTime":1407.32,"body":"hit"},{"speaker":"Speaker 2","startTime":1407.321,"endTime":1407.95,"body":"retirement"},{"speaker":"Speaker 2","startTime":1407.951,"endTime":1408.37,"body":"age?"},{"speaker":"Speaker 3","startTime":1408.76,"endTime":1408.76,"body":"Yeah"},{"speaker":"Speaker 3","startTime":1408.76,"endTime":1408.76,"body":","},{"speaker":"Speaker 3","startTime":1408.91,"endTime":1408.91,"body":"so"},{"speaker":"Speaker 3","startTime":1408.911,"endTime":1409.36,"body":"provisional"},{"speaker":"Speaker 3","startTime":1409.361,"endTime":1409.72,"body":"income"},{"speaker":"Speaker 3","startTime":1409.721,"endTime":1409.81,"body":"is"},{"speaker":"Speaker 3","startTime":1409.811,"endTime":1409.9,"body":"the"},{"speaker":"Speaker 3","startTime":1409.901,"endTime":1410.2,"body":"income,"},{"speaker":"Speaker 3","startTime":1410.201,"endTime":1410.32,"body":"the"},{"speaker":"Speaker 3","startTime":1410.321,"endTime":1410.68,"body":"IRS"},{"speaker":"Speaker 3","startTime":1410.681,"endTime":1411.07,"body":"tracks"},{"speaker":"Speaker 3","startTime":1411.071,"endTime":1411.13,"body":"to"},{"speaker":"Speaker 3","startTime":1411.131,"endTime":1411.55,"body":"determine"},{"speaker":"Speaker 3","startTime":1411.551,"endTime":1411.61,"body":"if"},{"speaker":"Speaker 3","startTime":1411.611,"endTime":1411.73,"body":"they're"},{"speaker":"Speaker 3","startTime":1411.731,"endTime":1411.88,"body":"going"},{"speaker":"Speaker 3","startTime":1411.881,"endTime":1411.94,"body":"to"},{"speaker":"Speaker 3","startTime":1411.941,"endTime":1412.3,"body":"tax"},{"speaker":"Speaker 3","startTime":1412.301,"endTime":1412.57,"body":"your"},{"speaker":"Speaker 3","startTime":1412.571,"endTime":1412.99,"body":"social"},{"speaker":"Speaker 3","startTime":1412.991,"endTime":1413.68,"body":"security."},{"speaker":"Speaker 3","startTime":1414.22,"endTime":1414.94,"body":"So"},{"speaker":"Speaker 3","startTime":1414.97,"endTime":1415.24,"body":"a"},{"speaker":"Speaker 3","startTime":1415.241,"endTime":1415.45,"body":"lot"},{"speaker":"Speaker 3","startTime":1415.451,"endTime":1415.51,"body":"of"},{"speaker":"Speaker 3","startTime":1415.511,"endTime":1415.72,"body":"people"},{"speaker":"Speaker 3","startTime":1415.721,"endTime":1415.9,"body":"don't"},{"speaker":"Speaker 3","startTime":1415.901,"endTime":1416.32,"body":"realize"},{"speaker":"Speaker 3","startTime":1416.321,"endTime":1416.41,"body":"that"},{"speaker":"Speaker 3","startTime":1416.411,"endTime":1416.53,"body":"their"},{"speaker":"Speaker 3","startTime":1416.531,"endTime":1416.83,"body":"social"},{"speaker":"Speaker 3","startTime":1416.831,"endTime":1417.13,"body":"security"},{"speaker":"Speaker 3","startTime":1417.131,"endTime":1417.25,"body":"can"},{"speaker":"Speaker 3","startTime":1417.251,"endTime":1417.37,"body":"be"},{"speaker":"Speaker 3","startTime":1417.371,"endTime":1417.82,"body":"taxed."},{"speaker":"Speaker 3","startTime":1417.85,"endTime":1418.0,"body":"They"},{"speaker":"Speaker 3","startTime":1418.001,"endTime":1418.18,"body":"say,"},{"speaker":"Speaker 3","startTime":1418.181,"endTime":1418.33,"body":"Hey,"},{"speaker":"Speaker 3","startTime":1418.331,"endTime":1418.45,"body":"it"},{"speaker":"Speaker 3","startTime":1418.451,"endTime":1418.63,"body":"felt"},{"speaker":"Speaker 3","startTime":1418.631,"endTime":1418.78,"body":"like"},{"speaker":"Speaker 3","startTime":1418.781,"endTime":1418.84,"body":"a"},{"speaker":"Speaker 3","startTime":1418.841,"endTime":1419.23,"body":"tax"},{"speaker":"Speaker 3","startTime":1419.231,"endTime":1419.35,"body":"when"},{"speaker":"Speaker 3","startTime":1419.351,"endTime":1419.41,"body":"it"},{"speaker":"Speaker 3","startTime":1419.411,"endTime":1419.62,"body":"came"},{"speaker":"Speaker 3","startTime":1419.621,"endTime":1419.71,"body":"out"},{"speaker":"Speaker 3","startTime":1419.711,"endTime":1419.77,"body":"of"},{"speaker":"Speaker 3","startTime":1419.771,"endTime":1419.86,"body":"my"},{"speaker":"Speaker 3","startTime":1419.861,"endTime":1420.16,"body":"check"},{"speaker":"Speaker 3","startTime":1420.161,"endTime":1420.25,"body":"to"},{"speaker":"Speaker 3","startTime":1420.251,"endTime":1420.55,"body":"begin"},{"speaker":"Speaker 3","startTime":1420.551,"endTime":1420.76,"body":"with"},{"speaker":"Speaker 3","startTime":1421.44,"endTime":1421.44,"body":"and"},{"speaker":"Speaker 3","startTime":1421.441,"endTime":1421.57,"body":"now"},{"speaker":"Speaker 3","startTime":1421.571,"endTime":1421.69,"body":"they're"},{"speaker":"Speaker 3","startTime":1421.691,"endTime":1421.84,"body":"going"},{"speaker":"Speaker 3","startTime":1421.841,"endTime":1421.9,"body":"to"},{"speaker":"Speaker 3","startTime":1421.901,"endTime":1422.26,"body":"tax"},{"speaker":"Speaker 3","startTime":1422.261,"endTime":1422.38,"body":"me"},{"speaker":"Speaker 3","startTime":1422.381,"endTime":1422.68,"body":"again."},{"speaker":"Speaker 3","startTime":1422.681,"endTime":1422.83,"body":"That"},{"speaker":"Speaker 3","startTime":1422.831,"endTime":1423.07,"body":"feels"},{"speaker":"Speaker 3","startTime":1423.071,"endTime":1423.22,"body":"like"},{"speaker":"Speaker 3","startTime":1423.221,"endTime":1423.28,"body":"a"},{"speaker":"Speaker 3","startTime":1423.281,"endTime":1423.55,"body":"double"},{"speaker":"Speaker 3","startTime":1423.551,"endTime":1423.91,"body":"tax."},{"speaker":"Speaker 3","startTime":1423.911,"endTime":1424.21,"body":"Well"},{"speaker":"Speaker 3","startTime":1424.75,"endTime":1424.87,"body":"that's"},{"speaker":"Speaker 3","startTime":1425.32,"endTime":1425.47,"body":"what"},{"speaker":"Speaker 3","startTime":1425.471,"endTime":1425.59,"body":"it"},{"speaker":"Speaker 3","startTime":1425.591,"endTime":1425.8,"body":"is."},{"speaker":"Speaker 3","startTime":1425.801,"endTime":1425.95,"body":"It's"},{"speaker":"Speaker 3","startTime":1425.951,"endTime":1425.98,"body":"a"},{"speaker":"Speaker 3","startTime":1425.981,"endTime":1426.25,"body":"double"},{"speaker":"Speaker 3","startTime":1426.251,"endTime":1426.61,"body":"tax."},{"speaker":"Speaker 3","startTime":1426.611,"endTime":1426.76,"body":"You"},{"speaker":"Speaker 3","startTime":1426.761,"endTime":1427.03,"body":"did"},{"speaker":"Speaker 3","startTime":1427.031,"endTime":1427.27,"body":"pay"},{"speaker":"Speaker 3","startTime":1427.271,"endTime":1427.63,"body":"tax"},{"speaker":"Speaker 3","startTime":1427.631,"endTime":1427.84,"body":"on"},{"speaker":"Speaker 3","startTime":1427.841,"endTime":1427.99,"body":"it,"},{"speaker":"Speaker 3","startTime":1428.2,"endTime":1428.35,"body":"you"},{"speaker":"Speaker 3","startTime":1428.351,"endTime":1428.44,"body":"know"},{"speaker":"Speaker 3","startTime":1428.441,"endTime":1428.59,"body":"you"},{"speaker":"Speaker 3","startTime":1428.591,"endTime":1428.8,"body":"paid"},{"speaker":"Speaker 3","startTime":1428.801,"endTime":1429.13,"body":"FICA"},{"speaker":"Speaker 3","startTime":1429.131,"endTime":1429.55,"body":"tax"},{"speaker":"Speaker 3","startTime":1429.58,"endTime":1429.76,"body":"at"},{"speaker":"Speaker 3","startTime":1429.761,"endTime":1429.82,"body":"the"},{"speaker":"Speaker 3","startTime":1429.821,"endTime":1430.09,"body":"very"},{"speaker":"Speaker 3","startTime":1430.091,"endTime":1430.48,"body":"beginning"},{"speaker":"Speaker 3","startTime":1430.481,"endTime":1430.63,"body":"and"},{"speaker":"Speaker 3","startTime":1430.631,"endTime":1430.72,"body":"then"},{"speaker":"Speaker 3","startTime":1430.721,"endTime":1430.87,"body":"when"},{"speaker":"Speaker 3","startTime":1430.871,"endTime":1430.99,"body":"they"},{"speaker":"Speaker 3","startTime":1431.17,"endTime":1431.17,"body":"give"},{"speaker":"Speaker 3","startTime":1431.171,"endTime":1431.26,"body":"you"},{"speaker":"Speaker 3","startTime":1431.261,"endTime":1431.38,"body":"the"},{"speaker":"Speaker 3","startTime":1431.381,"endTime":1431.59,"body":"money"},{"speaker":"Speaker 3","startTime":1431.591,"endTime":1431.8,"body":"back"},{"speaker":"Speaker 3","startTime":1431.801,"endTime":1431.92,"body":"at"},{"speaker":"Speaker 3","startTime":1431.921,"endTime":1432.01,"body":"the"},{"speaker":"Speaker 3","startTime":1432.011,"endTime":1432.16,"body":"end,"},{"speaker":"Speaker 3","startTime":1432.161,"endTime":1432.25,"body":"they're"},{"speaker":"Speaker 3","startTime":1432.251,"endTime":1432.37,"body":"going"},{"speaker":"Speaker 3","startTime":1432.371,"endTime":1432.43,"body":"to"},{"speaker":"Speaker 3","startTime":1432.431,"endTime":1432.73,"body":"tax"},{"speaker":"Speaker 3","startTime":1432.731,"endTime":1432.82,"body":"it"},{"speaker":"Speaker 3","startTime":1432.821,"endTime":1433.09,"body":"again."},{"speaker":"Speaker 3","startTime":1433.12,"endTime":1433.27,"body":"That's"},{"speaker":"Speaker 3","startTime":1433.271,"endTime":1433.75,"body":"exactly"},{"speaker":"Speaker 3","startTime":1433.751,"endTime":1433.93,"body":"what's"},{"speaker":"Speaker 3","startTime":1433.931,"endTime":1434.17,"body":"going"},{"speaker":"Speaker 3","startTime":1434.171,"endTime":1434.44,"body":"on."},{"speaker":"Speaker 3","startTime":1434.62,"endTime":1435.07,"body":"Provisional"},{"speaker":"Speaker 3","startTime":1435.071,"endTime":1435.31,"body":"income"},{"speaker":"Speaker 3","startTime":1435.311,"endTime":1435.73,"body":"basically"},{"speaker":"Speaker 3","startTime":1435.731,"endTime":1436.18,"body":"says"},{"speaker":"Speaker 3","startTime":1436.181,"endTime":1436.42,"body":"that"},{"speaker":"Speaker 3","startTime":1436.421,"endTime":1436.57,"body":"if"},{"speaker":"Speaker 3","startTime":1436.571,"endTime":1436.75,"body":"you're"},{"speaker":"Speaker 3","startTime":1436.751,"endTime":1436.81,"body":"a"},{"speaker":"Speaker 3","startTime":1436.811,"endTime":1437.2,"body":"single"},{"speaker":"Speaker 3","startTime":1437.201,"endTime":1437.59,"body":"person"},{"speaker":"Speaker 3","startTime":1438.37,"endTime":1438.55,"body":"and"},{"speaker":"Speaker 3","startTime":1438.551,"endTime":1439.0,"body":"have"},{"speaker":"Speaker 3","startTime":1439.06,"endTime":1439.6,"body":"provisional"},{"speaker":"Speaker 3","startTime":1439.601,"endTime":1439.96,"body":"income"},{"speaker":"Speaker 3","startTime":1439.961,"endTime":1440.41,"body":"that's"},{"speaker":"Speaker 3","startTime":1440.44,"endTime":1440.89,"body":"greater"},{"speaker":"Speaker 3","startTime":1440.891,"endTime":1441.04,"body":"than"},{"speaker":"Speaker 3","startTime":1441.041,"endTime":1442.12,"body":"25,000"},{"speaker":"Speaker 3","startTime":1443.32,"endTime":1443.53,"body":"then"},{"speaker":"Speaker 3","startTime":1443.531,"endTime":1443.65,"body":"up"},{"speaker":"Speaker 3","startTime":1443.651,"endTime":1443.77,"body":"to"},{"speaker":"Speaker 3","startTime":1443.771,"endTime":1444.43,"body":"50%"},{"speaker":"Speaker 3","startTime":1444.431,"endTime":1444.52,"body":"of"},{"speaker":"Speaker 3","startTime":1444.521,"endTime":1444.64,"body":"your"},{"speaker":"Speaker 3","startTime":1444.641,"endTime":1444.94,"body":"social"},{"speaker":"Speaker 3","startTime":1444.941,"endTime":1445.45,"body":"security"},{"speaker":"Speaker 3","startTime":1445.451,"endTime":1445.63,"body":"can"},{"speaker":"Speaker 3","startTime":1445.631,"endTime":1445.9,"body":"become"},{"speaker":"Speaker 3","startTime":1445.901,"endTime":1446.41,"body":"taxable"},{"speaker":"Speaker 3","startTime":1446.411,"endTime":1446.53,"body":"to"},{"speaker":"Speaker 3","startTime":1446.531,"endTime":1446.77,"body":"you"},{"speaker":"Speaker 3","startTime":1447.07,"endTime":1447.22,"body":"at"},{"speaker":"Speaker 3","startTime":1447.221,"endTime":1447.34,"body":"your"},{"speaker":"Speaker 3","startTime":1447.341,"endTime":1447.61,"body":"highest"},{"speaker":"Speaker 3","startTime":1447.611,"endTime":1447.94,"body":"marginal"},{"speaker":"Speaker 3","startTime":1447.941,"endTime":1448.24,"body":"tax"},{"speaker":"Speaker 3","startTime":1448.241,"endTime":1448.54,"body":"bracket."},{"speaker":"Speaker 3","startTime":1448.54,"endTime":1448.63,"body":"If"},{"speaker":"Speaker 3","startTime":1448.631,"endTime":1448.96,"body":"you're"},{"speaker":"Speaker 3","startTime":1449.14,"endTime":1449.26,"body":"a"},{"speaker":"Speaker 3","startTime":1449.261,"endTime":1449.59,"body":"single"},{"speaker":"Speaker 3","startTime":1449.591,"endTime":1449.98,"body":"person,"},{"speaker":"Speaker 3","startTime":1449.981,"endTime":1450.07,"body":"you"},{"speaker":"Speaker 3","startTime":1450.071,"endTime":1450.22,"body":"have"},{"speaker":"Speaker 3","startTime":1450.221,"endTime":1450.61,"body":"provisional"},{"speaker":"Speaker 3","startTime":1450.611,"endTime":1450.94,"body":"income"},{"speaker":"Speaker 3","startTime":1450.941,"endTime":1451.03,"body":"that"},{"speaker":"Speaker 3","startTime":1451.031,"endTime":1451.36,"body":"exceeds"},{"speaker":"Speaker 3","startTime":1451.361,"endTime":1452.21,"body":"34,000"},{"speaker":"Speaker 3","startTime":1452.3,"endTime":1452.3,"body":"and"},{"speaker":"Speaker 3","startTime":1452.301,"endTime":1452.5,"body":"then"},{"speaker":"Speaker 3","startTime":1452.8,"endTime":1453.04,"body":"up"},{"speaker":"Speaker 3","startTime":1453.041,"endTime":1453.64,"body":"to"},{"speaker":"Speaker 3","startTime":1454.06,"endTime":1454.72,"body":"85%"},{"speaker":"Speaker 3","startTime":1454.721,"endTime":1454.84,"body":"of"},{"speaker":"Speaker 3","startTime":1454.841,"endTime":1455.44,"body":"your"},{"speaker":"Speaker 3","startTime":1455.53,"endTime":1455.83,"body":"social"},{"speaker":"Speaker 3","startTime":1455.831,"endTime":1456.25,"body":"security"},{"speaker":"Speaker 3","startTime":1456.251,"endTime":1456.61,"body":"benefit"},{"speaker":"Speaker 3","startTime":1456.611,"endTime":1456.73,"body":"can"},{"speaker":"Speaker 3","startTime":1456.731,"endTime":1456.97,"body":"become"},{"speaker":"Speaker 3","startTime":1456.971,"endTime":1457.39,"body":"taxable"},{"speaker":"Speaker 3","startTime":1457.391,"endTime":1457.54,"body":"to"},{"speaker":"Speaker 3","startTime":1457.541,"endTime":1457.63,"body":"you."},{"speaker":"Speaker 3","startTime":1457.631,"endTime":1457.75,"body":"And"},{"speaker":"Speaker 3","startTime":1457.751,"endTime":1457.87,"body":"then"},{"speaker":"Speaker 3","startTime":1457.871,"endTime":1457.96,"body":"if"},{"speaker":"Speaker 3","startTime":1457.961,"endTime":1458.08,"body":"you're"},{"speaker":"Speaker 3","startTime":1458.081,"endTime":1458.5,"body":"married"},{"speaker":"Speaker 3","startTime":1458.501,"endTime":1458.68,"body":"that"},{"speaker":"Speaker 3","startTime":1458.95,"endTime":1459.1,"body":"that"},{"speaker":"Speaker 3","startTime":1459.101,"endTime":1459.37,"body":"number"},{"speaker":"Speaker 3","startTime":1459.371,"endTime":1459.46,"body":"is"},{"speaker":"Speaker 3","startTime":1459.461,"endTime":1459.79,"body":"30"},{"speaker":"Speaker 3","startTime":1459.791,"endTime":1460.87,"body":"2040"},{"speaker":"Speaker 3","startTime":1460.871,"endTime":1461.59,"body":"4,000"},{"speaker":"Speaker 3","startTime":1462.04,"endTime":1462.49,"body":"so"},{"speaker":"Speaker 3","startTime":1462.67,"endTime":1462.94,"body":"what"},{"speaker":"Speaker 3","startTime":1462.941,"endTime":1463.21,"body":"counts"},{"speaker":"Speaker 3","startTime":1463.33,"endTime":1463.33,"body":"is"},{"speaker":"Speaker 3","startTime":1463.331,"endTime":1463.75,"body":"provisional"},{"speaker":"Speaker 3","startTime":1463.751,"endTime":1464.05,"body":"income."},{"speaker":"Speaker 3","startTime":1464.051,"endTime":1464.29,"body":"Well,"},{"speaker":"Speaker 3","startTime":1464.291,"endTime":1464.62,"body":"any,"},{"speaker":"Speaker 3","startTime":1464.621,"endTime":1464.86,"body":"any"},{"speaker":"Speaker 3","startTime":1464.861,"endTime":1465.1,"body":"10"},{"speaker":"Speaker 3","startTime":1465.101,"endTime":1465.55,"body":"99"},{"speaker":"Speaker 3","startTime":1465.551,"endTime":1465.64,"body":"is"},{"speaker":"Speaker 3","startTime":1465.641,"endTime":1465.88,"body":"coming"},{"speaker":"Speaker 3","startTime":1465.881,"endTime":1466.0,"body":"out"},{"speaker":"Speaker 3","startTime":1466.001,"endTime":1466.06,"body":"of"},{"speaker":"Speaker 3","startTime":1466.061,"endTime":1466.21,"body":"your"},{"speaker":"Speaker 3","startTime":1466.72,"endTime":1466.72,"body":"taxable"},{"speaker":"Speaker 3","startTime":1466.721,"endTime":1466.99,"body":"bucket"},{"speaker":"Speaker 3","startTime":1467.05,"endTime":1467.29,"body":"as"},{"speaker":"Speaker 3","startTime":1467.291,"endTime":1467.71,"body":"provisional"},{"speaker":"Speaker 3","startTime":1467.711,"endTime":1468.16,"body":"income."},{"speaker":"Speaker 3","startTime":1468.37,"endTime":1468.73,"body":"Any"},{"speaker":"Speaker 3","startTime":1468.731,"endTime":1469.66,"body":"distributions"},{"speaker":"Speaker 3","startTime":1469.661,"endTime":1469.93,"body":"from"},{"speaker":"Speaker 3","startTime":1470.86,"endTime":1470.86,"body":"401ks"},{"speaker":"Speaker 3","startTime":1470.861,"endTime":1471.01,"body":"or"},{"speaker":"Speaker 3","startTime":1471.011,"endTime":1471.76,"body":"IRAs"},{"speaker":"Speaker 3","startTime":1472.06,"endTime":1472.27,"body":"count"},{"speaker":"Speaker 3","startTime":1472.271,"endTime":1472.39,"body":"as"},{"speaker":"Speaker 3","startTime":1472.391,"endTime":1472.84,"body":"provisional"},{"speaker":"Speaker 3","startTime":1472.841,"endTime":1473.23,"body":"income,"},{"speaker":"Speaker 3","startTime":1473.26,"endTime":1473.5,"body":"any"},{"speaker":"Speaker 3","startTime":1473.89,"endTime":1473.89,"body":"interest"},{"speaker":"Speaker 3","startTime":1473.891,"endTime":1474.13,"body":"coming"},{"speaker":"Speaker 3","startTime":1474.28,"endTime":1474.28,"body":"off"},{"speaker":"Speaker 3","startTime":1474.3,"endTime":1474.43,"body":"your"},{"speaker":"Speaker 3","startTime":1474.431,"endTime":1474.94,"body":"municipal"},{"speaker":"Speaker 3","startTime":1474.941,"endTime":1475.36,"body":"bonds"},{"speaker":"Speaker 3","startTime":1475.78,"endTime":1475.78,"body":"counselor's"},{"speaker":"Speaker 3","startTime":1475.781,"endTime":1476.23,"body":"provisional"},{"speaker":"Speaker 3","startTime":1476.231,"endTime":1476.56,"body":"income,"},{"speaker":"Speaker 3","startTime":1476.74,"endTime":1476.95,"body":"one"},{"speaker":"Speaker 3","startTime":1476.951,"endTime":1477.22,"body":"half"},{"speaker":"Speaker 3","startTime":1477.221,"endTime":1477.31,"body":"of"},{"speaker":"Speaker 3","startTime":1477.311,"endTime":1477.43,"body":"your"},{"speaker":"Speaker 3","startTime":1477.431,"endTime":1477.76,"body":"social"},{"speaker":"Speaker 3","startTime":1477.761,"endTime":1478.27,"body":"security"},{"speaker":"Speaker 3","startTime":1478.69,"endTime":1478.69,"body":"council's"},{"speaker":"Speaker 3","startTime":1478.691,"endTime":1479.11,"body":"provisional"},{"speaker":"Speaker 3","startTime":1479.111,"endTime":1479.44,"body":"income."},{"speaker":"Speaker 3","startTime":1479.62,"endTime":1480.49,"body":"Basically"},{"speaker":"Speaker 3","startTime":1480.79,"endTime":1481.06,"body":"take"},{"speaker":"Speaker 3","startTime":1481.061,"endTime":1481.24,"body":"your"},{"speaker":"Speaker 3","startTime":1481.241,"endTime":1481.78,"body":"adjusted"},{"speaker":"Speaker 3","startTime":1481.781,"endTime":1482.05,"body":"gross"},{"speaker":"Speaker 3","startTime":1482.051,"endTime":1482.74,"body":"income"},{"speaker":"Speaker 3","startTime":1483.28,"endTime":1483.64,"body":"that"},{"speaker":"Speaker 3","startTime":1483.641,"endTime":1483.97,"body":"counts"},{"speaker":"Speaker 3","startTime":1483.971,"endTime":1484.09,"body":"as"},{"speaker":"Speaker 3","startTime":1484.091,"endTime":1484.54,"body":"provisional"},{"speaker":"Speaker 3","startTime":1484.541,"endTime":1485.02,"body":"income"},{"speaker":"Speaker 3","startTime":1485.021,"endTime":1485.23,"body":"and"},{"speaker":"Speaker 3","startTime":1485.231,"endTime":1485.77,"body":"then"},{"speaker":"Speaker 3","startTime":1486.12,"endTime":1486.64,"body":"add"},{"speaker":"Speaker 3","startTime":1486.641,"endTime":1486.94,"body":"to"},{"speaker":"Speaker 3","startTime":1486.941,"endTime":1487.39,"body":"that"},{"speaker":"Speaker 3","startTime":1487.391,"endTime":1488.08,"body":"your"},{"speaker":"Speaker 3","startTime":1488.38,"endTime":1488.68,"body":"one"},{"speaker":"Speaker 3","startTime":1488.681,"endTime":1488.89,"body":"half"},{"speaker":"Speaker 3","startTime":1488.891,"endTime":1488.98,"body":"of"},{"speaker":"Speaker 3","startTime":1488.981,"endTime":1489.1,"body":"your"},{"speaker":"Speaker 3","startTime":1489.101,"endTime":1489.4,"body":"social"},{"speaker":"Speaker 3","startTime":1489.401,"endTime":1489.88,"body":"security"},{"speaker":"Speaker 3","startTime":1489.881,"endTime":1490.45,"body":"payments."},{"speaker":"Speaker 3","startTime":1490.69,"endTime":1491.32,"body":"And"},{"speaker":"Speaker 3","startTime":1491.37,"endTime":1491.65,"body":"if"},{"speaker":"Speaker 3","startTime":1491.651,"endTime":1491.98,"body":"you're"},{"speaker":"Speaker 3","startTime":1491.981,"endTime":1492.58,"body":"exceeding"},{"speaker":"Speaker 3","startTime":1492.581,"endTime":1492.82,"body":"those"},{"speaker":"Speaker 3","startTime":1492.821,"endTime":1493.63,"body":"thresholds,"},{"speaker":"Speaker 3","startTime":1493.99,"endTime":1494.32,"body":"then"},{"speaker":"Speaker 3","startTime":1494.321,"endTime":1494.53,"body":"you're"},{"speaker":"Speaker 3","startTime":1494.531,"endTime":1494.68,"body":"going"},{"speaker":"Speaker 3","startTime":1494.681,"endTime":1494.74,"body":"to"},{"speaker":"Speaker 3","startTime":1494.741,"endTime":1495.07,"body":"lose"},{"speaker":"Speaker 3","startTime":1495.071,"endTime":1495.16,"body":"a"},{"speaker":"Speaker 3","startTime":1495.161,"endTime":1495.49,"body":"chunk"},{"speaker":"Speaker 3","startTime":1495.491,"endTime":1495.61,"body":"of"},{"speaker":"Speaker 3","startTime":1495.611,"endTime":1495.73,"body":"your"},{"speaker":"Speaker 3","startTime":1495.731,"endTime":1496.06,"body":"social"},{"speaker":"Speaker 3","startTime":1496.061,"endTime":1496.54,"body":"security."},{"speaker":"Speaker 3","startTime":1496.541,"endTime":1496.75,"body":"We've"},{"speaker":"Speaker 3","startTime":1496.751,"endTime":1497.02,"body":"seen"},{"speaker":"Speaker 3","startTime":1497.021,"endTime":1497.32,"body":"lots"},{"speaker":"Speaker 3","startTime":1497.321,"endTime":1497.41,"body":"of"},{"speaker":"Speaker 3","startTime":1497.411,"endTime":1497.95,"body":"instances"},{"speaker":"Speaker 3","startTime":1497.951,"endTime":1498.1,"body":"where"},{"speaker":"Speaker 3","startTime":1498.101,"endTime":1498.43,"body":"people"},{"speaker":"Speaker 3","startTime":1498.431,"endTime":1498.55,"body":"are"},{"speaker":"Speaker 3","startTime":1498.551,"endTime":1499.18,"body":"losing,"},{"speaker":"Speaker 3","startTime":1499.78,"endTime":1499.9,"body":"you"},{"speaker":"Speaker 3","startTime":1499.901,"endTime":1500.05,"body":"know,"},{"speaker":"Speaker 3","startTime":1500.051,"endTime":1500.32,"body":"by"},{"speaker":"Speaker 3","startTime":1500.321,"endTime":1501.13,"body":"$1,000"},{"speaker":"Speaker 3","startTime":1501.131,"endTime":1501.34,"body":"per"},{"speaker":"Speaker 3","startTime":1501.341,"endTime":1501.61,"body":"year"},{"speaker":"Speaker 3","startTime":1501.611,"endTime":1501.82,"body":"out"},{"speaker":"Speaker 3","startTime":1501.821,"endTime":1501.88,"body":"of"},{"speaker":"Speaker 3","startTime":1501.881,"endTime":1502.0,"body":"their"},{"speaker":"Speaker 3","startTime":1502.001,"endTime":1502.33,"body":"social"},{"speaker":"Speaker 3","startTime":1502.331,"endTime":1502.87,"body":"security."},{"speaker":"Speaker 3","startTime":1502.87,"endTime":1503.05,"body":"And"},{"speaker":"Speaker 3","startTime":1503.08,"endTime":1503.23,"body":"let"},{"speaker":"Speaker 3","startTime":1503.231,"endTime":1503.29,"body":"me"},{"speaker":"Speaker 3","startTime":1503.291,"endTime":1503.47,"body":"give"},{"speaker":"Speaker 3","startTime":1503.471,"endTime":1503.53,"body":"you"},{"speaker":"Speaker 3","startTime":1503.531,"endTime":1503.59,"body":"a"},{"speaker":"Speaker 3","startTime":1503.591,"endTime":1503.92,"body":"sense"},{"speaker":"Speaker 3","startTime":1503.921,"endTime":1504.04,"body":"for"},{"speaker":"Speaker 3","startTime":1504.041,"endTime":1504.22,"body":"why"},{"speaker":"Speaker 3","startTime":1504.221,"endTime":1504.43,"body":"that's"},{"speaker":"Speaker 3","startTime":1504.431,"endTime":1504.49,"body":"a"},{"speaker":"Speaker 3","startTime":1504.491,"endTime":1504.67,"body":"big"},{"speaker":"Speaker 3","startTime":1504.671,"endTime":1504.91,"body":"deal,"},{"speaker":"Speaker 3","startTime":1504.911,"endTime":1505.18,"body":"Dave."},{"speaker":"Speaker 3","startTime":1505.87,"endTime":1506.08,"body":"If"},{"speaker":"Speaker 3","startTime":1506.081,"endTime":1506.35,"body":"tax"},{"speaker":"Speaker 3","startTime":1506.351,"endTime":1506.56,"body":"rates"},{"speaker":"Speaker 3","startTime":1506.561,"endTime":1506.71,"body":"went"},{"speaker":"Speaker 3","startTime":1506.711,"endTime":1506.83,"body":"up"},{"speaker":"Speaker 3","startTime":1506.831,"endTime":1506.92,"body":"to"},{"speaker":"Speaker 3","startTime":1506.921,"endTime":1507.88,"body":"50%"},{"speaker":"Speaker 3","startTime":1507.881,"endTime":1508.12,"body":"like"},{"speaker":"Speaker 3","startTime":1508.121,"endTime":1508.99,"body":"David"},{"speaker":"Speaker 3","startTime":1508.99,"endTime":1508.99,"body":"Walker"},{"speaker":"Speaker 3","startTime":1509.32,"endTime":1509.59,"body":"sort"},{"speaker":"Speaker 3","startTime":1509.591,"endTime":1509.71,"body":"of"},{"speaker":"Speaker 3","startTime":1509.711,"endTime":1510.31,"body":"predicted"},{"speaker":"Speaker 3","startTime":1510.311,"endTime":1510.58,"body":"back"},{"speaker":"Speaker 3","startTime":1510.581,"endTime":1510.67,"body":"in"},{"speaker":"Speaker 3","startTime":1510.671,"endTime":1511.33,"body":"the"},{"speaker":"Speaker 3","startTime":1511.33,"endTime":1511.33,"body":"day,"},{"speaker":"Speaker 3","startTime":1511.57,"endTime":1511.81,"body":"that"},{"speaker":"Speaker 3","startTime":1511.811,"endTime":1512.11,"body":"means"},{"speaker":"Speaker 3","startTime":1512.111,"endTime":1512.2,"body":"to"},{"speaker":"Speaker 3","startTime":1512.201,"endTime":1512.35,"body":"be"},{"speaker":"Speaker 3","startTime":1512.351,"endTime":1512.59,"body":"able"},{"speaker":"Speaker 3","startTime":1512.591,"endTime":1513.19,"body":"to"},{"speaker":"Speaker 3","startTime":1513.73,"endTime":1514.03,"body":"fill"},{"speaker":"Speaker 3","startTime":1514.031,"endTime":1514.27,"body":"that"},{"speaker":"Speaker 3","startTime":1514.271,"endTime":1514.57,"body":"hole"},{"speaker":"Speaker 3","startTime":1514.571,"endTime":1514.69,"body":"on"},{"speaker":"Speaker 3","startTime":1514.691,"endTime":1514.81,"body":"your"},{"speaker":"Speaker 3","startTime":1514.811,"endTime":1515.14,"body":"social"},{"speaker":"Speaker 3","startTime":1515.141,"endTime":1515.65,"body":"security,"},{"speaker":"Speaker 3","startTime":1515.651,"endTime":1515.74,"body":"you're"},{"speaker":"Speaker 3","startTime":1515.741,"endTime":1515.86,"body":"going"},{"speaker":"Speaker 3","startTime":1515.861,"endTime":1515.92,"body":"to"},{"speaker":"Speaker 3","startTime":1515.921,"endTime":1515.98,"body":"have"},{"speaker":"Speaker 3","startTime":1515.981,"endTime":1516.07,"body":"to"},{"speaker":"Speaker 3","startTime":1516.071,"endTime":1516.28,"body":"come"},{"speaker":"Speaker 3","startTime":1516.281,"endTime":1516.4,"body":"up"},{"speaker":"Speaker 3","startTime":1516.401,"endTime":1516.55,"body":"with"},{"speaker":"Speaker 3","startTime":1516.551,"endTime":1516.82,"body":"money"},{"speaker":"Speaker 3","startTime":1516.821,"endTime":1517.0,"body":"from"},{"speaker":"Speaker 3","startTime":1517.001,"endTime":1517.36,"body":"somewhere"},{"speaker":"Speaker 3","startTime":1517.361,"endTime":1517.69,"body":"else."},{"speaker":"Speaker 3","startTime":1517.93,"endTime":1518.08,"body":"And"},{"speaker":"Speaker 3","startTime":1518.081,"endTime":1518.23,"body":"what"},{"speaker":"Speaker 3","startTime":1518.231,"endTime":1518.47,"body":"most"},{"speaker":"Speaker 3","startTime":1518.471,"endTime":1518.74,"body":"people"},{"speaker":"Speaker 3","startTime":1518.741,"endTime":1519.1,"body":"do,"},{"speaker":"Speaker 3","startTime":1519.31,"endTime":1519.31,"body":"we"},{"speaker":"Speaker 3","startTime":1519.311,"endTime":1519.73,"body":"found"},{"speaker":"Speaker 3","startTime":1520.09,"endTime":1520.09,"body":"as"},{"speaker":"Speaker 3","startTime":1520.091,"endTime":1520.18,"body":"they"},{"speaker":"Speaker 3","startTime":1520.181,"endTime":1520.51,"body":"simply"},{"speaker":"Speaker 3","startTime":1520.511,"endTime":1520.72,"body":"take"},{"speaker":"Speaker 3","startTime":1520.721,"endTime":1520.81,"body":"it"},{"speaker":"Speaker 3","startTime":1520.811,"endTime":1520.96,"body":"out"},{"speaker":"Speaker 3","startTime":1520.961,"endTime":1521.05,"body":"of"},{"speaker":"Speaker 3","startTime":1521.051,"endTime":1521.17,"body":"their"},{"speaker":"Speaker 3","startTime":1521.171,"endTime":1521.4,"body":"IRA"},{"speaker":"Speaker 3","startTime":1521.41,"endTime":1521.44,"body":"or"},{"speaker":"Speaker 3","startTime":1521.68,"endTime":1521.68,"body":"Hare"},{"speaker":"Speaker 3","startTime":1521.681,"endTime":1522.28,"body":"401k,"},{"speaker":"Speaker 3","startTime":1522.281,"endTime":1522.46,"body":"so"},{"speaker":"Speaker 3","startTime":1522.461,"endTime":1522.64,"body":"they'd"},{"speaker":"Speaker 3","startTime":1522.641,"endTime":1522.73,"body":"have"},{"speaker":"Speaker 3","startTime":1522.731,"endTime":1522.82,"body":"to"},{"speaker":"Speaker 3","startTime":1522.821,"endTime":1523.06,"body":"take"},{"speaker":"Speaker 3","startTime":1523.061,"endTime":1523.3,"body":"out"},{"speaker":"Speaker 3","startTime":1523.78,"endTime":1524.74,"body":"10,000"},{"speaker":"Speaker 3","startTime":1524.741,"endTime":1525.19,"body":"bucks,"},{"speaker":"Speaker 3","startTime":1525.61,"endTime":1525.85,"body":"pay"},{"speaker":"Speaker 3","startTime":1525.851,"endTime":1526.03,"body":"the"},{"speaker":"Speaker 3","startTime":1526.031,"endTime":1526.84,"body":"50%"},{"speaker":"Speaker 3","startTime":1526.841,"endTime":1527.17,"body":"back"},{"speaker":"Speaker 3","startTime":1527.171,"endTime":1527.29,"body":"to"},{"speaker":"Speaker 3","startTime":1527.291,"endTime":1527.44,"body":"the"},{"speaker":"Speaker 3","startTime":1527.441,"endTime":1528.04,"body":"IRS,"},{"speaker":"Speaker 3","startTime":1528.52,"endTime":1528.7,"body":"and"},{"speaker":"Speaker 3","startTime":1528.701,"endTime":1528.82,"body":"then"},{"speaker":"Speaker 3","startTime":1528.821,"endTime":1528.94,"body":"be"},{"speaker":"Speaker 3","startTime":1528.941,"endTime":1529.21,"body":"left"},{"speaker":"Speaker 3","startTime":1529.211,"endTime":1529.45,"body":"over"},{"speaker":"Speaker 3","startTime":1529.451,"endTime":1529.6,"body":"with"},{"speaker":"Speaker 3","startTime":1529.601,"endTime":1530.59,"body":"$5,000"},{"speaker":"Speaker 3","startTime":1530.591,"endTime":1530.77,"body":"with"},{"speaker":"Speaker 3","startTime":1530.771,"endTime":1530.95,"body":"which"},{"speaker":"Speaker 3","startTime":1530.951,"endTime":1531.1,"body":"they"},{"speaker":"Speaker 3","startTime":1531.101,"endTime":1531.31,"body":"can"},{"speaker":"Speaker 3","startTime":1531.311,"endTime":1531.55,"body":"then"},{"speaker":"Speaker 3","startTime":1531.551,"endTime":1531.82,"body":"plug"},{"speaker":"Speaker 3","startTime":1531.821,"endTime":1531.91,"body":"the"},{"speaker":"Speaker 3","startTime":1531.911,"endTime":1532.09,"body":"hole"},{"speaker":"Speaker 3","startTime":1532.091,"endTime":1532.15,"body":"in"},{"speaker":"Speaker 3","startTime":1532.151,"endTime":1532.24,"body":"their"},{"speaker":"Speaker 3","startTime":1532.241,"endTime":1532.57,"body":"social"},{"speaker":"Speaker 3","startTime":1532.571,"endTime":1532.99,"body":"security."},{"speaker":"Speaker 3","startTime":1532.991,"endTime":1533.17,"body":"This"},{"speaker":"Speaker 3","startTime":1533.171,"endTime":1533.29,"body":"is"},{"speaker":"Speaker 3","startTime":1533.291,"endTime":1533.35,"body":"a"},{"speaker":"Speaker 3","startTime":1533.351,"endTime":1533.65,"body":"really"},{"speaker":"Speaker 3","startTime":1533.651,"endTime":1533.83,"body":"big"},{"speaker":"Speaker 3","startTime":1533.831,"endTime":1534.31,"body":"deal"},{"speaker":"Speaker 3","startTime":1534.79,"endTime":1535.51,"body":"because"},{"speaker":"Speaker 3","startTime":1535.75,"endTime":1535.9,"body":"what"},{"speaker":"Speaker 3","startTime":1535.901,"endTime":1536.05,"body":"we"},{"speaker":"Speaker 3","startTime":1536.051,"endTime":1536.38,"body":"found"},{"speaker":"Speaker 3","startTime":1536.381,"endTime":1536.5,"body":"is"},{"speaker":"Speaker 3","startTime":1536.501,"endTime":1536.62,"body":"that"},{"speaker":"Speaker 3","startTime":1536.621,"endTime":1536.74,"body":"if"},{"speaker":"Speaker 3","startTime":1536.741,"endTime":1537.1,"body":"you"},{"speaker":"Speaker 3","startTime":1537.16,"endTime":1537.43,"body":"have"},{"speaker":"Speaker 3","startTime":1537.431,"endTime":1537.52,"body":"to"},{"speaker":"Speaker 3","startTime":1537.521,"endTime":1537.79,"body":"give"},{"speaker":"Speaker 3","startTime":1537.791,"endTime":1538.09,"body":"up"},{"speaker":"Speaker 3","startTime":1538.51,"endTime":1539.47,"body":"$5,000"},{"speaker":"Speaker 3","startTime":1539.56,"endTime":1539.56,"body":"of"},{"speaker":"Speaker 3","startTime":1539.65,"endTime":1539.65,"body":"your"},{"speaker":"Speaker 3","startTime":1539.651,"endTime":1540.01,"body":"social"},{"speaker":"Speaker 3","startTime":1540.011,"endTime":1540.46,"body":"security,"},{"speaker":"Speaker 3","startTime":1540.55,"endTime":1540.55,"body":"it"},{"speaker":"Speaker 3","startTime":1540.56,"endTime":1540.97,"body":"forces"},{"speaker":"Speaker 3","startTime":1540.971,"endTime":1541.09,"body":"you"},{"speaker":"Speaker 3","startTime":1541.091,"endTime":1541.21,"body":"to"},{"speaker":"Speaker 3","startTime":1541.211,"endTime":1541.48,"body":"spend"},{"speaker":"Speaker 3","startTime":1541.481,"endTime":1541.72,"body":"down"},{"speaker":"Speaker 3","startTime":1541.721,"endTime":1541.9,"body":"all"},{"speaker":"Speaker 3","startTime":1541.901,"endTime":1542.05,"body":"your"},{"speaker":"Speaker 3","startTime":1542.051,"endTime":1542.26,"body":"other"},{"speaker":"Speaker 3","startTime":1542.261,"endTime":1542.68,"body":"assets"},{"speaker":"Speaker 3","startTime":1542.681,"endTime":1542.8,"body":"that"},{"speaker":"Speaker 3","startTime":1542.801,"endTime":1542.95,"body":"much"},{"speaker":"Speaker 3","startTime":1542.951,"endTime":1543.31,"body":"faster."},{"speaker":"Speaker 3","startTime":1543.311,"endTime":1543.43,"body":"So"},{"speaker":"Speaker 3","startTime":1543.431,"endTime":1543.67,"body":"people"},{"speaker":"Speaker 3","startTime":1543.671,"endTime":1543.73,"body":"are"},{"speaker":"Speaker 3","startTime":1543.731,"endTime":1544.03,"body":"running"},{"speaker":"Speaker 3","startTime":1544.031,"endTime":1544.15,"body":"out"},{"speaker":"Speaker 3","startTime":1544.151,"endTime":1544.21,"body":"of"},{"speaker":"Speaker 3","startTime":1544.211,"endTime":1544.51,"body":"money"},{"speaker":"Speaker 3","startTime":1544.511,"endTime":1544.81,"body":"five"},{"speaker":"Speaker 3","startTime":1544.811,"endTime":1544.87,"body":"to"},{"speaker":"Speaker 3","startTime":1544.871,"endTime":1545.14,"body":"seven"},{"speaker":"Speaker 3","startTime":1545.141,"endTime":1545.35,"body":"years"},{"speaker":"Speaker 3","startTime":1545.351,"endTime":1545.89,"body":"faster"},{"speaker":"Speaker 3","startTime":1546.22,"endTime":1546.52,"body":"just"},{"speaker":"Speaker 3","startTime":1546.521,"endTime":1546.94,"body":"because"},{"speaker":"Speaker 3","startTime":1546.941,"endTime":1547.06,"body":"of"},{"speaker":"Speaker 3","startTime":1547.061,"endTime":1547.24,"body":"this"},{"speaker":"Speaker 3","startTime":1547.241,"endTime":1547.9,"body":"little"},{"speaker":"Speaker 3","startTime":1548.02,"endTime":1548.47,"body":"phrase"},{"speaker":"Speaker 3","startTime":1548.471,"endTime":1548.74,"body":"called"},{"speaker":"Speaker 3","startTime":1548.741,"endTime":1549.19,"body":"provisional"},{"speaker":"Speaker 3","startTime":1549.191,"endTime":1549.52,"body":"income"},{"speaker":"Speaker 3","startTime":1549.521,"endTime":1549.64,"body":"that"},{"speaker":"Speaker 3","startTime":1549.82,"endTime":1549.97,"body":"the"},{"speaker":"Speaker 3","startTime":1549.971,"endTime":1550.36,"body":"IRS"},{"speaker":"Speaker 3","startTime":1550.361,"endTime":1550.57,"body":"doesn't"},{"speaker":"Speaker 3","startTime":1550.571,"endTime":1550.81,"body":"really"},{"speaker":"Speaker 3","startTime":1550.811,"endTime":1551.02,"body":"like"},{"speaker":"Speaker 3","startTime":1551.021,"endTime":1551.11,"body":"to"},{"speaker":"Speaker 3","startTime":1551.111,"endTime":1551.71,"body":"advertise."},{"speaker":"Speaker 2","startTime":1552.38,"endTime":1552.47,"body":"I"},{"speaker":"Speaker 2","startTime":1552.48,"endTime":1552.8,"body":"remember"},{"speaker":"Speaker 2","startTime":1552.801,"endTime":1552.89,"body":"I"},{"speaker":"Speaker 2","startTime":1552.891,"endTime":1553.07,"body":"got"},{"speaker":"Speaker 2","startTime":1553.071,"endTime":1553.52,"body":"exposed"},{"speaker":"Speaker 2","startTime":1553.521,"endTime":1553.61,"body":"to"},{"speaker":"Speaker 2","startTime":1553.611,"endTime":1554.9,"body":"this"},{"speaker":"Speaker 2","startTime":1554.9,"endTime":1554.9,"body":"years"},{"speaker":"Speaker 2","startTime":1554.9,"endTime":1554.9,"body":"ago"},{"speaker":"Speaker 2","startTime":1554.93,"endTime":1555.05,"body":"when"},{"speaker":"Speaker 2","startTime":1555.051,"endTime":1555.11,"body":"I"},{"speaker":"Speaker 2","startTime":1555.111,"endTime":1555.23,"body":"was"},{"speaker":"Speaker 2","startTime":1555.231,"endTime":1555.44,"body":"young"},{"speaker":"Speaker 2","startTime":1555.441,"endTime":1555.95,"body":"CPA."},{"speaker":"Speaker 2","startTime":1555.951,"endTime":1555.98,"body":"I"},{"speaker":"Speaker 2","startTime":1555.981,"endTime":1556.1,"body":"had"},{"speaker":"Speaker 2","startTime":1556.101,"endTime":1556.13,"body":"a"},{"speaker":"Speaker 2","startTime":1556.131,"endTime":1556.43,"body":"client"},{"speaker":"Speaker 2","startTime":1556.431,"endTime":1556.61,"body":"come"},{"speaker":"Speaker 2","startTime":1556.611,"endTime":1556.94,"body":"in"},{"speaker":"Speaker 2","startTime":1557.27,"endTime":1557.42,"body":"and"},{"speaker":"Speaker 2","startTime":1557.421,"endTime":1557.51,"body":"he"},{"speaker":"Speaker 2","startTime":1557.511,"endTime":1557.78,"body":"told"},{"speaker":"Speaker 2","startTime":1557.781,"endTime":1557.9,"body":"me"},{"speaker":"Speaker 2","startTime":1557.901,"endTime":1558.08,"body":"that"},{"speaker":"Speaker 2","startTime":1558.081,"endTime":1558.17,"body":"he"},{"speaker":"Speaker 2","startTime":1558.171,"endTime":1558.29,"body":"had"},{"speaker":"Speaker 2","startTime":1558.291,"endTime":1558.89,"body":"transferred"},{"speaker":"Speaker 2","startTime":1558.891,"endTime":1558.95,"body":"a"},{"speaker":"Speaker 2","startTime":1558.951,"endTime":1559.22,"body":"bunch"},{"speaker":"Speaker 2","startTime":1559.221,"endTime":1559.31,"body":"of"},{"speaker":"Speaker 2","startTime":1559.311,"endTime":1559.61,"body":"money"},{"speaker":"Speaker 2","startTime":1559.611,"endTime":1559.79,"body":"to"},{"speaker":"Speaker 2","startTime":1559.791,"endTime":1559.97,"body":"his"},{"speaker":"Speaker 2","startTime":1559.971,"endTime":1560.63,"body":"mom"},{"speaker":"Speaker 2","startTime":1560.93,"endTime":1561.26,"body":"because"},{"speaker":"Speaker 2","startTime":1561.261,"endTime":1561.5,"body":"she"},{"speaker":"Speaker 2","startTime":1561.501,"endTime":1561.68,"body":"was"},{"speaker":"Speaker 2","startTime":1561.681,"endTime":1562.28,"body":"retired"},{"speaker":"Speaker 2","startTime":1562.281,"endTime":1562.4,"body":"and"},{"speaker":"Speaker 2","startTime":1562.401,"endTime":1562.52,"body":"he"},{"speaker":"Speaker 2","startTime":1562.521,"endTime":1562.67,"body":"was"},{"speaker":"Speaker 2","startTime":1562.671,"endTime":1562.82,"body":"going"},{"speaker":"Speaker 2","startTime":1562.821,"endTime":1562.88,"body":"to"},{"speaker":"Speaker 2","startTime":1562.881,"endTime":1563.12,"body":"save"},{"speaker":"Speaker 2","startTime":1563.121,"endTime":1563.63,"body":"taxes."},{"speaker":"Speaker 2","startTime":1563.631,"endTime":1563.81,"body":"Now,"},{"speaker":"Speaker 2","startTime":1563.811,"endTime":1564.26,"body":"unfortunately,"},{"speaker":"Speaker 2","startTime":1564.32,"endTime":1564.32,"body":"it"},{"speaker":"Speaker 2","startTime":1564.321,"endTime":1564.44,"body":"didn't"},{"speaker":"Speaker 2","startTime":1564.441,"endTime":1564.62,"body":"come"},{"speaker":"Speaker 2","startTime":1564.621,"endTime":1564.68,"body":"to"},{"speaker":"Speaker 2","startTime":1564.681,"endTime":1564.8,"body":"me"},{"speaker":"Speaker 2","startTime":1564.801,"endTime":1564.95,"body":"in"},{"speaker":"Speaker 2","startTime":1564.951,"endTime":1565.4,"body":"advance,"},{"speaker":"Speaker 2","startTime":1565.79,"endTime":1565.94,"body":"allow"},{"speaker":"Speaker 2","startTime":1565.941,"endTime":1566.09,"body":"me"},{"speaker":"Speaker 2","startTime":1566.091,"endTime":1566.18,"body":"to"},{"speaker":"Speaker 2","startTime":1566.181,"endTime":1566.72,"body":"calculate"},{"speaker":"Speaker 2","startTime":1566.721,"endTime":1566.78,"body":"it."},{"speaker":"Speaker 2","startTime":1566.781,"endTime":1566.9,"body":"He"},{"speaker":"Speaker 2","startTime":1566.901,"endTime":1567.05,"body":"was"},{"speaker":"Speaker 2","startTime":1567.051,"endTime":1567.17,"body":"in"},{"speaker":"Speaker 2","startTime":1567.171,"endTime":1567.23,"body":"the"},{"speaker":"Speaker 2","startTime":1567.231,"endTime":1567.92,"body":"40%"},{"speaker":"Speaker 2","startTime":1567.921,"endTime":1568.34,"body":"bracket."},{"speaker":"Speaker 2","startTime":1568.37,"endTime":1568.46,"body":"He"},{"speaker":"Speaker 2","startTime":1568.461,"endTime":1568.76,"body":"thought,"},{"speaker":"Speaker 2","startTime":1569.06,"endTime":1569.18,"body":"my"},{"speaker":"Speaker 2","startTime":1569.181,"endTime":1569.51,"body":"mom's"},{"speaker":"Speaker 2","startTime":1569.511,"endTime":1569.93,"body":"definitely"},{"speaker":"Speaker 2","startTime":1569.931,"endTime":1570.17,"body":"gotta"},{"speaker":"Speaker 2","startTime":1570.171,"endTime":1570.29,"body":"be"},{"speaker":"Speaker 2","startTime":1570.291,"endTime":1570.65,"body":"lower"},{"speaker":"Speaker 2","startTime":1570.651,"endTime":1570.86,"body":"than"},{"speaker":"Speaker 2","startTime":1570.861,"endTime":1571.1,"body":"that."},{"speaker":"Speaker 2","startTime":1571.19,"endTime":1571.19,"body":"Well"},{"speaker":"Speaker 2","startTime":1571.19,"endTime":1571.19,"body":","},{"speaker":"Speaker 2","startTime":1571.28,"endTime":1571.28,"body":"they"},{"speaker":"Speaker 2","startTime":1571.281,"endTime":1571.73,"body":"transferred"},{"speaker":"Speaker 2","startTime":1571.731,"endTime":1571.88,"body":"this"},{"speaker":"Speaker 2","startTime":1571.881,"endTime":1572.18,"body":"money"},{"speaker":"Speaker 2","startTime":1572.181,"endTime":1572.66,"body":"over"},{"speaker":"Speaker 2","startTime":1573.02,"endTime":1573.17,"body":"and"},{"speaker":"Speaker 2","startTime":1573.171,"endTime":1573.5,"body":"because"},{"speaker":"Speaker 2","startTime":1573.501,"endTime":1573.56,"body":"of"},{"speaker":"Speaker 2","startTime":1573.561,"endTime":1573.71,"body":"this"},{"speaker":"Speaker 2","startTime":1573.711,"endTime":1574.28,"body":"provisional"},{"speaker":"Speaker 2","startTime":1574.281,"endTime":1574.61,"body":"income,"},{"speaker":"Speaker 2","startTime":1574.611,"endTime":1574.82,"body":"she"},{"speaker":"Speaker 2","startTime":1574.821,"endTime":1575.27,"body":"actually"},{"speaker":"Speaker 2","startTime":1575.271,"endTime":1575.51,"body":"ended"},{"speaker":"Speaker 2","startTime":1575.511,"endTime":1575.66,"body":"up"},{"speaker":"Speaker 2","startTime":1575.661,"endTime":1575.93,"body":"having"},{"speaker":"Speaker 2","startTime":1575.931,"endTime":1576.02,"body":"to"},{"speaker":"Speaker 2","startTime":1576.021,"endTime":1576.26,"body":"pay"},{"speaker":"Speaker 2","startTime":1576.261,"endTime":1577.19,"body":"55%"},{"speaker":"Speaker 2","startTime":1577.191,"endTime":1577.61,"body":"tax."},{"speaker":"Speaker 2","startTime":1578.06,"endTime":1578.18,"body":"She"},{"speaker":"Speaker 2","startTime":1578.181,"endTime":1578.33,"body":"ended"},{"speaker":"Speaker 2","startTime":1578.331,"endTime":1578.42,"body":"up"},{"speaker":"Speaker 2","startTime":1578.421,"endTime":1578.69,"body":"paying"},{"speaker":"Speaker 2","startTime":1578.691,"endTime":1578.93,"body":"way"},{"speaker":"Speaker 2","startTime":1579.74,"endTime":1579.74,"body":"up"},{"speaker":"Speaker 2","startTime":1579.74,"endTime":1579.74,"body":","},{"speaker":"Speaker 2","startTime":1579.741,"endTime":1580.13,"body":"saving"},{"speaker":"Speaker 2","startTime":1580.21,"endTime":1580.21,"body":"them"},{"speaker":"Speaker 2","startTime":1580.22,"endTime":1580.49,"body":"money,"},{"speaker":"Speaker 2","startTime":1580.61,"endTime":1580.61,"body":"and"},{"speaker":"Speaker 2","startTime":1580.611,"endTime":1580.79,"body":"ended"},{"speaker":"Speaker 2","startTime":1580.791,"endTime":1580.88,"body":"up"},{"speaker":"Speaker 2","startTime":1580.881,"endTime":1581.27,"body":"costing"},{"speaker":"Speaker 2","startTime":1581.271,"endTime":1581.36,"body":"him"},{"speaker":"Speaker 2","startTime":1581.361,"endTime":1581.96,"body":"substantially."},{"speaker":"Speaker 2","startTime":1581.961,"endTime":1581.99,"body":"I"},{"speaker":"Speaker 2","startTime":1581.991,"endTime":1582.2,"body":"couldn't"},{"speaker":"Speaker 2","startTime":1582.201,"endTime":1582.77,"body":"understand"},{"speaker":"Speaker 2","startTime":1582.771,"endTime":1582.86,"body":"it."},{"speaker":"Speaker 2","startTime":1583.4,"endTime":1583.55,"body":"So"},{"speaker":"Speaker 2","startTime":1583.551,"endTime":1583.64,"body":"I"},{"speaker":"Speaker 2","startTime":1583.641,"endTime":1584.09,"body":"explained"},{"speaker":"Speaker 2","startTime":1584.091,"endTime":1584.15,"body":"the"},{"speaker":"Speaker 2","startTime":1584.151,"endTime":1584.3,"body":"whole"},{"speaker":"Speaker 2","startTime":1584.301,"endTime":1584.99,"body":"process"},{"speaker":"Speaker 2","startTime":1584.991,"endTime":1585.14,"body":"and"},{"speaker":"Speaker 2","startTime":1585.141,"endTime":1585.26,"body":"it"},{"speaker":"Speaker 2","startTime":1585.261,"endTime":1585.68,"body":"definitely"},{"speaker":"Speaker 2","startTime":1585.681,"endTime":1585.83,"body":"is"},{"speaker":"Speaker 2","startTime":1585.831,"endTime":1585.95,"body":"an"},{"speaker":"Speaker 2","startTime":1585.951,"endTime":1586.19,"body":"issue"},{"speaker":"Speaker 2","startTime":1586.191,"endTime":1586.31,"body":"and"},{"speaker":"Speaker 2","startTime":1586.311,"endTime":1586.97,"body":"especially"},{"speaker":"Speaker 2","startTime":1587.27,"endTime":1587.36,"body":"where"},{"speaker":"Speaker 2","startTime":1587.6,"endTime":1587.6,"body":"there's"},{"speaker":"Speaker 2","startTime":1587.6,"endTime":1587.6,"body":","},{"speaker":"Speaker 2","startTime":1587.601,"endTime":1587.69,"body":"it"},{"speaker":"Speaker 2","startTime":1587.691,"endTime":1587.81,"body":"was"},{"speaker":"Speaker 2","startTime":1587.811,"endTime":1587.99,"body":"just"},{"speaker":"Speaker 2","startTime":1587.991,"endTime":1588.44,"body":"transferring"},{"speaker":"Speaker 2","startTime":1588.441,"endTime":1588.71,"body":"money."},{"speaker":"Speaker 2","startTime":1588.711,"endTime":1588.86,"body":"They"},{"speaker":"Speaker 2","startTime":1588.861,"endTime":1589.04,"body":"had"},{"speaker":"Speaker 2","startTime":1589.041,"endTime":1589.1,"body":"the"},{"speaker":"Speaker 2","startTime":1589.101,"endTime":1589.37,"body":"money,"},{"speaker":"Speaker 2","startTime":1589.371,"endTime":1589.43,"body":"it"},{"speaker":"Speaker 2","startTime":1589.431,"endTime":1589.73,"body":"wasn't"},{"speaker":"Speaker 2","startTime":1589.731,"endTime":1589.79,"body":"a"},{"speaker":"Speaker 2","startTime":1589.791,"endTime":1590.03,"body":"big"},{"speaker":"Speaker 2","startTime":1590.06,"endTime":1590.42,"body":"issue,"},{"speaker":"Speaker 2","startTime":1590.421,"endTime":1590.54,"body":"but"},{"speaker":"Speaker 2","startTime":1590.541,"endTime":1590.63,"body":"if"},{"speaker":"Speaker 2","startTime":1590.631,"endTime":1590.78,"body":"you're"},{"speaker":"Speaker 2","startTime":1590.781,"endTime":1590.87,"body":"in"},{"speaker":"Speaker 2","startTime":1590.871,"endTime":1591.53,"body":"retirement"},{"speaker":"Speaker 2","startTime":1592.04,"endTime":1592.19,"body":"and"},{"speaker":"Speaker 2","startTime":1592.191,"endTime":1592.31,"body":"you"},{"speaker":"Speaker 2","startTime":1592.311,"endTime":1592.55,"body":"only"},{"speaker":"Speaker 2","startTime":1592.551,"endTime":1592.76,"body":"have"},{"speaker":"Speaker 2","startTime":1592.761,"endTime":1592.82,"body":"a"},{"speaker":"Speaker 2","startTime":1592.821,"endTime":1593.27,"body":"certain"},{"speaker":"Speaker 2","startTime":1593.271,"endTime":1593.6,"body":"amount"},{"speaker":"Speaker 2","startTime":1593.601,"endTime":1593.69,"body":"of"},{"speaker":"Speaker 2","startTime":1593.691,"endTime":1594.02,"body":"money"},{"speaker":"Speaker 2","startTime":1594.021,"endTime":1594.38,"body":"there,"},{"speaker":"Speaker 2","startTime":1594.381,"endTime":1594.47,"body":"I"},{"speaker":"Speaker 2","startTime":1594.471,"endTime":1594.62,"body":"know"},{"speaker":"Speaker 2","startTime":1594.621,"endTime":1594.77,"body":"it's"},{"speaker":"Speaker 2","startTime":1594.771,"endTime":1594.95,"body":"one"},{"speaker":"Speaker 2","startTime":1594.951,"endTime":1595.07,"body":"of"},{"speaker":"Speaker 2","startTime":1595.19,"endTime":1595.64,"body":"America's"},{"speaker":"Speaker 2","startTime":1595.641,"endTime":1595.94,"body":"biggest"},{"speaker":"Speaker 2","startTime":1595.941,"endTime":1596.33,"body":"concerns."},{"speaker":"Speaker 2","startTime":1596.331,"endTime":1596.39,"body":"I"},{"speaker":"Speaker 2","startTime":1596.391,"endTime":1596.51,"body":"think"},{"speaker":"Speaker 2","startTime":1596.511,"endTime":1597.5,"body":"66%"},{"speaker":"Speaker 2","startTime":1597.501,"endTime":1597.56,"body":"of"},{"speaker":"Speaker 2","startTime":1597.561,"endTime":1598.16,"body":"America"},{"speaker":"Speaker 2","startTime":1598.58,"endTime":1598.79,"body":"is"},{"speaker":"Speaker 2","startTime":1598.791,"endTime":1599.24,"body":"currently"},{"speaker":"Speaker 2","startTime":1599.241,"endTime":1599.6,"body":"afraid"},{"speaker":"Speaker 2","startTime":1599.601,"endTime":1599.72,"body":"they're"},{"speaker":"Speaker 2","startTime":1599.84,"endTime":1599.84,"body":"going"},{"speaker":"Speaker 2","startTime":1599.9,"endTime":1599.9,"body":"to"},{"speaker":"Speaker 2","startTime":1599.901,"endTime":1600.11,"body":"run"},{"speaker":"Speaker 2","startTime":1600.111,"endTime":1600.29,"body":"out"},{"speaker":"Speaker 2","startTime":1600.291,"endTime":1600.38,"body":"of"},{"speaker":"Speaker 2","startTime":1600.381,"endTime":1600.68,"body":"money"},{"speaker":"Speaker 2","startTime":1600.681,"endTime":1601.04,"body":"before"},{"speaker":"Speaker 2","startTime":1601.041,"endTime":1601.22,"body":"they"},{"speaker":"Speaker 2","startTime":1601.221,"endTime":1601.79,"body":"die"},{"speaker":"Speaker 2","startTime":1602.3,"endTime":1602.45,"body":"and"},{"speaker":"Speaker 2","startTime":1602.451,"endTime":1602.66,"body":"now"},{"speaker":"Speaker 2","startTime":1602.661,"endTime":1602.81,"body":"you"},{"speaker":"Speaker 2","startTime":1602.811,"endTime":1603.11,"body":"take"},{"speaker":"Speaker 2","startTime":1603.29,"endTime":1603.86,"body":"situation"},{"speaker":"Speaker 2","startTime":1603.861,"endTime":1603.95,"body":"and"},{"speaker":"Speaker 2","startTime":1603.951,"endTime":1604.07,"body":"say,"},{"speaker":"Speaker 2","startTime":1604.071,"endTime":1604.19,"body":"Hey,"},{"speaker":"Speaker 2","startTime":1604.191,"endTime":1604.31,"body":"it's"},{"speaker":"Speaker 2","startTime":1604.311,"endTime":1604.49,"body":"not"},{"speaker":"Speaker 2","startTime":1604.491,"endTime":1604.61,"body":"going"},{"speaker":"Speaker 2","startTime":1604.611,"endTime":1604.67,"body":"to"},{"speaker":"Speaker 2","startTime":1604.671,"endTime":1604.97,"body":"last"},{"speaker":"Speaker 2","startTime":1604.971,"endTime":1605.12,"body":"near"},{"speaker":"Speaker 2","startTime":1605.121,"endTime":1605.24,"body":"as"},{"speaker":"Speaker 2","startTime":1605.241,"endTime":1605.39,"body":"long"},{"speaker":"Speaker 2","startTime":1605.391,"endTime":1605.45,"body":"as"},{"speaker":"Speaker 2","startTime":1605.451,"endTime":1605.54,"body":"you"},{"speaker":"Speaker 2","startTime":1605.541,"endTime":1605.78,"body":"thought"},{"speaker":"Speaker 2","startTime":1605.781,"endTime":1605.87,"body":"it"},{"speaker":"Speaker 2","startTime":1605.871,"endTime":1606.26,"body":"was."},{"speaker":"Speaker 2","startTime":1606.65,"endTime":1606.83,"body":"That"},{"speaker":"Speaker 2","startTime":1606.831,"endTime":1607.34,"body":"percentage"},{"speaker":"Speaker 2","startTime":1607.341,"endTime":1607.52,"body":"could"},{"speaker":"Speaker 2","startTime":1607.521,"endTime":1607.67,"body":"go"},{"speaker":"Speaker 2","startTime":1607.671,"endTime":1607.82,"body":"up"},{"speaker":"Speaker 2","startTime":1607.821,"endTime":1608.45,"body":"substantially"},{"speaker":"Speaker 2","startTime":1608.451,"endTime":1608.84,"body":"higher."},{"speaker":"Speaker 3","startTime":1609.39,"endTime":1609.66,"body":"Yeah,"},{"speaker":"Speaker 3","startTime":1609.661,"endTime":1609.84,"body":"it's"},{"speaker":"Speaker 3","startTime":1609.841,"endTime":1609.99,"body":"going"},{"speaker":"Speaker 3","startTime":1609.991,"endTime":1610.05,"body":"to"},{"speaker":"Speaker 3","startTime":1610.051,"endTime":1610.71,"body":"blindside,"},{"speaker":"Speaker 3","startTime":1610.711,"endTime":1610.8,"body":"I'm"},{"speaker":"Speaker 3","startTime":1610.801,"endTime":1611.22,"body":"convinced"},{"speaker":"Speaker 3","startTime":1611.221,"endTime":1611.4,"body":"data."},{"speaker":"Speaker 3","startTime":1611.49,"endTime":1611.49,"body":"It's"},{"speaker":"Speaker 3","startTime":1611.491,"endTime":1611.61,"body":"going"},{"speaker":"Speaker 3","startTime":1611.611,"endTime":1611.67,"body":"to"},{"speaker":"Speaker 3","startTime":1612.15,"endTime":1612.15,"body":"blindside"},{"speaker":"Speaker 3","startTime":1612.151,"endTime":1612.18,"body":"a"},{"speaker":"Speaker 3","startTime":1612.181,"endTime":1612.51,"body":"lot"},{"speaker":"Speaker 3","startTime":1612.511,"endTime":1612.6,"body":"of"},{"speaker":"Speaker 3","startTime":1612.601,"endTime":1613.05,"body":"people"},{"speaker":"Speaker 3","startTime":1613.051,"endTime":1613.23,"body":"in"},{"speaker":"Speaker 3","startTime":1613.231,"endTime":1614.07,"body":"retirement"},{"speaker":"Speaker 3","startTime":1614.46,"endTime":1615.06,"body":"who"},{"speaker":"Speaker 3","startTime":1615.09,"endTime":1615.36,"body":"did"},{"speaker":"Speaker 3","startTime":1615.361,"endTime":1615.84,"body":"not,"},{"speaker":"Speaker 3","startTime":1615.87,"endTime":1616.08,"body":"when"},{"speaker":"Speaker 3","startTime":1616.081,"endTime":1616.17,"body":"they"},{"speaker":"Speaker 3","startTime":1616.171,"endTime":1616.35,"body":"did"},{"speaker":"Speaker 3","startTime":1616.351,"endTime":1616.56,"body":"all"},{"speaker":"Speaker 3","startTime":1616.561,"endTime":1616.65,"body":"of"},{"speaker":"Speaker 3","startTime":1616.651,"endTime":1616.77,"body":"their"},{"speaker":"Speaker 3","startTime":1616.771,"endTime":1617.25,"body":"financial"},{"speaker":"Speaker 3","startTime":1617.251,"endTime":1617.85,"body":"projections,"},{"speaker":"Speaker 3","startTime":1617.851,"endTime":1618.0,"body":"they"},{"speaker":"Speaker 3","startTime":1618.001,"endTime":1618.33,"body":"didn't"},{"speaker":"Speaker 3","startTime":1618.331,"endTime":1618.81,"body":"account"},{"speaker":"Speaker 3","startTime":1618.811,"endTime":1618.93,"body":"for"},{"speaker":"Speaker 3","startTime":1618.931,"endTime":1619.05,"body":"the"},{"speaker":"Speaker 3","startTime":1619.051,"endTime":1619.47,"body":"fact"},{"speaker":"Speaker 3","startTime":1619.89,"endTime":1620.04,"body":"that"},{"speaker":"Speaker 3","startTime":1620.041,"endTime":1620.16,"body":"they"},{"speaker":"Speaker 3","startTime":1620.161,"endTime":1620.28,"body":"would"},{"speaker":"Speaker 3","startTime":1620.281,"endTime":1620.49,"body":"have"},{"speaker":"Speaker 3","startTime":1620.491,"endTime":1620.73,"body":"that"},{"speaker":"Speaker 3","startTime":1620.731,"endTime":1621.21,"body":"five"},{"speaker":"Speaker 3","startTime":1621.211,"endTime":1621.39,"body":"to"},{"speaker":"Speaker 3","startTime":1622.56,"endTime":1622.56,"body":"$7,000"},{"speaker":"Speaker 3","startTime":1622.561,"endTime":1623.1,"body":"bill"},{"speaker":"Speaker 3","startTime":1623.25,"endTime":1623.4,"body":"for"},{"speaker":"Speaker 3","startTime":1623.401,"endTime":1623.73,"body":"social"},{"speaker":"Speaker 3","startTime":1623.731,"endTime":1624.21,"body":"security"},{"speaker":"Speaker 3","startTime":1624.211,"endTime":1624.93,"body":"taxation."},{"speaker":"Speaker 3","startTime":1625.26,"endTime":1625.77,"body":"And"},{"speaker":"Speaker 3","startTime":1626.07,"endTime":1626.22,"body":"you"},{"speaker":"Speaker 3","startTime":1626.221,"endTime":1626.49,"body":"take"},{"speaker":"Speaker 3","startTime":1626.491,"endTime":1626.55,"body":"a"},{"speaker":"Speaker 3","startTime":1626.551,"endTime":1626.88,"body":"little"},{"speaker":"Speaker 3","startTime":1626.881,"endTime":1627.27,"body":"tiny"},{"speaker":"Speaker 3","startTime":1627.271,"endTime":1628.02,"body":"change"},{"speaker":"Speaker 3","startTime":1628.2,"endTime":1628.2,"body":"and"},{"speaker":"Speaker 3","startTime":1628.201,"endTime":1628.41,"body":"that"},{"speaker":"Speaker 3","startTime":1628.411,"endTime":1628.92,"body":"retirement"},{"speaker":"Speaker 3","startTime":1628.921,"endTime":1629.19,"body":"plan"},{"speaker":"Speaker 3","startTime":1629.191,"endTime":1629.31,"body":"and"},{"speaker":"Speaker 3","startTime":1629.311,"endTime":1629.4,"body":"you"},{"speaker":"Speaker 3","startTime":1629.401,"endTime":1629.97,"body":"amortize"},{"speaker":"Speaker 3","startTime":1629.971,"endTime":1630.09,"body":"it"},{"speaker":"Speaker 3","startTime":1630.091,"endTime":1630.27,"body":"out"},{"speaker":"Speaker 3","startTime":1630.271,"endTime":1630.57,"body":"over"},{"speaker":"Speaker 3","startTime":1630.63,"endTime":1631.14,"body":"40"},{"speaker":"Speaker 3","startTime":1631.141,"endTime":1631.35,"body":"or"},{"speaker":"Speaker 3","startTime":1631.38,"endTime":1631.92,"body":"45"},{"speaker":"Speaker 3","startTime":1631.921,"endTime":1632.37,"body":"years"},{"speaker":"Speaker 3","startTime":1632.371,"endTime":1632.52,"body":"or"},{"speaker":"Speaker 3","startTime":1632.79,"endTime":1633.03,"body":"even"},{"speaker":"Speaker 3","startTime":1633.031,"endTime":1633.57,"body":"35"},{"speaker":"Speaker 3","startTime":1633.571,"endTime":1633.96,"body":"years,"},{"speaker":"Speaker 3","startTime":1634.2,"endTime":1634.35,"body":"and"},{"speaker":"Speaker 3","startTime":1634.351,"endTime":1634.53,"body":"there's"},{"speaker":"Speaker 3","startTime":1634.531,"endTime":1634.68,"body":"this"},{"speaker":"Speaker 3","startTime":1634.681,"endTime":1635.19,"body":"massive"},{"speaker":"Speaker 3","startTime":1635.191,"endTime":1635.67,"body":"quantum"},{"speaker":"Speaker 3","startTime":1635.671,"endTime":1636.09,"body":"difference"},{"speaker":"Speaker 3","startTime":1636.091,"endTime":1636.21,"body":"on"},{"speaker":"Speaker 3","startTime":1636.211,"endTime":1636.3,"body":"the"},{"speaker":"Speaker 3","startTime":1636.57,"endTime":1636.57,"body":"back"},{"speaker":"Speaker 3","startTime":1636.87,"endTime":1636.87,"body":"end"},{"speaker":"Speaker 3","startTime":1636.87,"endTime":1636.87,"body":"."},{"speaker":"Speaker 3","startTime":1636.871,"endTime":1636.96,"body":"And"},{"speaker":"Speaker 3","startTime":1636.961,"endTime":1637.2,"body":"that's,"},{"speaker":"Speaker 3","startTime":1637.38,"endTime":1637.59,"body":"that's"},{"speaker":"Speaker 3","startTime":1637.62,"endTime":1637.74,"body":"what"},{"speaker":"Speaker 3","startTime":1637.741,"endTime":1637.86,"body":"we're"},{"speaker":"Speaker 3","startTime":1637.861,"endTime":1638.13,"body":"seeing"},{"speaker":"Speaker 3","startTime":1638.131,"endTime":1638.43,"body":"over"},{"speaker":"Speaker 3","startTime":1638.431,"endTime":1638.52,"body":"and"},{"speaker":"Speaker 3","startTime":1638.521,"endTime":1638.67,"body":"over"},{"speaker":"Speaker 3","startTime":1638.671,"endTime":1638.76,"body":"and"},{"speaker":"Speaker 3","startTime":1638.761,"endTime":1638.91,"body":"over"},{"speaker":"Speaker 3","startTime":1638.911,"endTime":1639.09,"body":"again."},{"speaker":"Speaker 3","startTime":1639.091,"endTime":1639.21,"body":"When"},{"speaker":"Speaker 3","startTime":1639.211,"endTime":1639.3,"body":"we"},{"speaker":"Speaker 3","startTime":1639.301,"endTime":1639.39,"body":"do"},{"speaker":"Speaker 3","startTime":1639.391,"endTime":1639.51,"body":"the"},{"speaker":"Speaker 3","startTime":1639.511,"endTime":1639.84,"body":"math"},{"speaker":"Speaker 3","startTime":1639.841,"endTime":1639.96,"body":"on"},{"speaker":"Speaker 3","startTime":1639.961,"endTime":1640.11,"body":"these"},{"speaker":"Speaker 3","startTime":1640.111,"endTime":1640.56,"body":"retirement"},{"speaker":"Speaker 3","startTime":1640.561,"endTime":1641.13,"body":"projections"},{"speaker":"Speaker 3","startTime":1641.4,"endTime":1641.58,"body":"as"},{"speaker":"Speaker 3","startTime":1641.581,"endTime":1641.67,"body":"a"},{"speaker":"Speaker 3","startTime":1641.67,"endTime":1641.67,"body":","},{"speaker":"Speaker 3","startTime":1641.671,"endTime":1641.85,"body":"you"},{"speaker":"Speaker 3","startTime":1641.851,"endTime":1642.27,"body":"literally"},{"speaker":"Speaker 3","startTime":1642.271,"endTime":1642.48,"body":"run"},{"speaker":"Speaker 3","startTime":1642.481,"endTime":1642.63,"body":"out"},{"speaker":"Speaker 3","startTime":1642.631,"endTime":1642.69,"body":"of"},{"speaker":"Speaker 3","startTime":1642.691,"endTime":1642.93,"body":"money"},{"speaker":"Speaker 3","startTime":1642.931,"endTime":1643.2,"body":"five"},{"speaker":"Speaker 3","startTime":1643.201,"endTime":1643.26,"body":"to"},{"speaker":"Speaker 3","startTime":1643.261,"endTime":1643.53,"body":"seven"},{"speaker":"Speaker 3","startTime":1643.531,"endTime":1643.74,"body":"years"},{"speaker":"Speaker 3","startTime":1643.741,"endTime":1644.34,"body":"faster"},{"speaker":"Speaker 3","startTime":1644.58,"endTime":1644.94,"body":"when"},{"speaker":"Speaker 3","startTime":1644.941,"endTime":1645.09,"body":"you"},{"speaker":"Speaker 3","startTime":1645.091,"endTime":1645.3,"body":"end"},{"speaker":"Speaker 3","startTime":1645.301,"endTime":1645.42,"body":"up"},{"speaker":"Speaker 3","startTime":1645.421,"endTime":1645.63,"body":"paying"},{"speaker":"Speaker 3","startTime":1645.631,"endTime":1645.93,"body":"tax"},{"speaker":"Speaker 3","startTime":1645.931,"endTime":1646.05,"body":"on"},{"speaker":"Speaker 3","startTime":1646.051,"endTime":1646.29,"body":"social"},{"speaker":"Speaker 3","startTime":1646.291,"endTime":1646.56,"body":"security."},{"speaker":"Speaker 3","startTime":1646.65,"endTime":1646.65,"body":"So"},{"speaker":"Speaker 3","startTime":1646.67,"endTime":1647.1,"body":"provisional"},{"speaker":"Speaker 3","startTime":1647.101,"endTime":1647.37,"body":"income"},{"speaker":"Speaker 3","startTime":1647.371,"endTime":1647.49,"body":"is"},{"speaker":"Speaker 3","startTime":1647.491,"endTime":1647.58,"body":"a"},{"speaker":"Speaker 3","startTime":1647.581,"endTime":1648.06,"body":"very,"},{"speaker":"Speaker 3","startTime":1648.061,"endTime":1648.3,"body":"very"},{"speaker":"Speaker 3","startTime":1648.301,"endTime":1648.66,"body":"important"},{"speaker":"Speaker 3","startTime":1648.661,"endTime":1648.81,"body":"thing"},{"speaker":"Speaker 3","startTime":1648.811,"endTime":1648.9,"body":"to"},{"speaker":"Speaker 3","startTime":1648.901,"endTime":1649.02,"body":"be"},{"speaker":"Speaker 3","startTime":1649.021,"endTime":1649.41,"body":"attuned"},{"speaker":"Speaker 3","startTime":1649.411,"endTime":1649.74,"body":"to"},{"speaker":"Speaker 3","startTime":1649.98,"endTime":1650.16,"body":"when"},{"speaker":"Speaker 3","startTime":1650.161,"endTime":1650.43,"body":"you're"},{"speaker":"Speaker 3","startTime":1650.73,"endTime":1651.03,"body":"making"},{"speaker":"Speaker 3","startTime":1651.031,"endTime":1651.33,"body":"plans"},{"speaker":"Speaker 3","startTime":1651.331,"endTime":1651.42,"body":"for"},{"speaker":"Speaker 3","startTime":1651.421,"endTime":1651.81,"body":"retirement."},{"speaker":"Speaker 2","startTime":1652.46,"endTime":1652.55,"body":"It's"},{"speaker":"Speaker 2","startTime":1652.551,"endTime":1652.76,"body":"very"},{"speaker":"Speaker 2","startTime":1652.761,"endTime":1652.94,"body":"hard"},{"speaker":"Speaker 2","startTime":1653.05,"endTime":1653.05,"body":"to"},{"speaker":"Speaker 2","startTime":1653.07,"endTime":1653.6,"body":"CPA"},{"speaker":"Speaker 2","startTime":1653.601,"endTime":1654.02,"body":"now"},{"speaker":"Speaker 2","startTime":1654.29,"endTime":1654.5,"body":"when"},{"speaker":"Speaker 2","startTime":1654.501,"endTime":1654.59,"body":"we're"},{"speaker":"Speaker 2","startTime":1654.591,"endTime":1654.86,"body":"even"},{"speaker":"Speaker 2","startTime":1654.89,"endTime":1655.1,"body":"in"},{"speaker":"Speaker 2","startTime":1655.101,"endTime":1655.16,"body":"the"},{"speaker":"Speaker 2","startTime":1655.161,"endTime":1655.49,"body":"lowest"},{"speaker":"Speaker 2","startTime":1655.491,"endTime":1655.73,"body":"tax"},{"speaker":"Speaker 2","startTime":1655.731,"endTime":1656.03,"body":"bracket"},{"speaker":"Speaker 2","startTime":1656.031,"endTime":1656.15,"body":"we've"},{"speaker":"Speaker 2","startTime":1656.151,"endTime":1656.33,"body":"ever"},{"speaker":"Speaker 2","startTime":1656.331,"endTime":1656.69,"body":"seen,"},{"speaker":"Speaker 2","startTime":1656.691,"endTime":1657.23,"body":"retirees"},{"speaker":"Speaker 2","startTime":1657.231,"endTime":1657.35,"body":"are"},{"speaker":"Speaker 2","startTime":1657.351,"endTime":1657.83,"body":"always"},{"speaker":"Speaker 2","startTime":1657.831,"endTime":1658.37,"body":"complaining"},{"speaker":"Speaker 2","startTime":1658.371,"endTime":1658.49,"body":"to"},{"speaker":"Speaker 2","startTime":1658.491,"endTime":1658.64,"body":"me"},{"speaker":"Speaker 2","startTime":1658.641,"endTime":1658.91,"body":"about"},{"speaker":"Speaker 2","startTime":1658.911,"endTime":1659.0,"body":"the"},{"speaker":"Speaker 2","startTime":1659.001,"endTime":1659.27,"body":"tax"},{"speaker":"Speaker 2","startTime":1659.271,"endTime":1659.39,"body":"they"},{"speaker":"Speaker 2","startTime":1659.391,"endTime":1659.72,"body":"pay."},{"speaker":"Speaker 2","startTime":1660.08,"endTime":1660.2,"body":"They"},{"speaker":"Speaker 2","startTime":1660.201,"endTime":1660.41,"body":"think"},{"speaker":"Speaker 2","startTime":1660.411,"endTime":1660.53,"body":"it's"},{"speaker":"Speaker 2","startTime":1660.531,"endTime":1660.65,"body":"too"},{"speaker":"Speaker 2","startTime":1660.651,"endTime":1660.92,"body":"high."},{"speaker":"Speaker 2","startTime":1661.01,"endTime":1661.01,"body":"And"},{"speaker":"Speaker 2","startTime":1661.011,"endTime":1661.1,"body":"to"},{"speaker":"Speaker 2","startTime":1661.101,"endTime":1661.37,"body":"think"},{"speaker":"Speaker 2","startTime":1661.371,"endTime":1661.49,"body":"that"},{"speaker":"Speaker 2","startTime":1661.491,"endTime":1661.64,"body":"in"},{"speaker":"Speaker 2","startTime":1661.641,"endTime":1661.7,"body":"the"},{"speaker":"Speaker 2","startTime":1661.701,"endTime":1662.39,"body":"future"},{"speaker":"Speaker 2","startTime":1662.72,"endTime":1662.84,"body":"it"},{"speaker":"Speaker 2","startTime":1662.841,"endTime":1662.99,"body":"could"},{"speaker":"Speaker 2","startTime":1662.991,"endTime":1663.11,"body":"be"},{"speaker":"Speaker 2","startTime":1663.111,"endTime":1663.35,"body":"that"},{"speaker":"Speaker 2","startTime":1663.351,"endTime":1663.56,"body":"much"},{"speaker":"Speaker 2","startTime":1663.561,"endTime":1663.95,"body":"higher."},{"speaker":"Speaker 2","startTime":1664.27,"endTime":1664.27,"body":"It's"},{"speaker":"Speaker 2","startTime":1664.271,"endTime":1664.64,"body":"somewhat"},{"speaker":"Speaker 2","startTime":1664.641,"endTime":1665.18,"body":"scary,"},{"speaker":"Speaker 2","startTime":1665.181,"endTime":1665.42,"body":"but"},{"speaker":"Speaker 2","startTime":1665.48,"endTime":1665.72,"body":"again,"},{"speaker":"Speaker 2","startTime":1665.721,"endTime":1665.99,"body":"not"},{"speaker":"Speaker 2","startTime":1665.991,"endTime":1666.23,"body":"so"},{"speaker":"Speaker 2","startTime":1666.231,"endTime":1666.35,"body":"if"},{"speaker":"Speaker 2","startTime":1666.351,"endTime":1666.47,"body":"you"},{"speaker":"Speaker 2","startTime":1666.471,"endTime":1666.83,"body":"prepare"},{"speaker":"Speaker 2","startTime":1666.831,"endTime":1667.25,"body":"yourself,"},{"speaker":"Speaker 2","startTime":1667.64,"endTime":1667.76,"body":"you"},{"speaker":"Speaker 2","startTime":1667.761,"endTime":1668.0,"body":"take"},{"speaker":"Speaker 2","startTime":1668.001,"endTime":1668.18,"body":"these"},{"speaker":"Speaker 2","startTime":1668.181,"endTime":1668.42,"body":"next"},{"speaker":"Speaker 2","startTime":1668.421,"endTime":1668.66,"body":"seven"},{"speaker":"Speaker 2","startTime":1668.661,"endTime":1668.99,"body":"years"},{"speaker":"Speaker 2","startTime":1668.991,"endTime":1669.11,"body":"and"},{"speaker":"Speaker 2","startTime":1669.111,"endTime":1669.2,"body":"you"},{"speaker":"Speaker 2","startTime":1669.201,"endTime":1669.59,"body":"prepare"},{"speaker":"Speaker 2","startTime":1669.591,"endTime":1670.13,"body":"yourself,"},{"speaker":"Speaker 2","startTime":1670.43,"endTime":1670.55,"body":"you"},{"speaker":"Speaker 2","startTime":1670.551,"endTime":1670.7,"body":"have"},{"speaker":"Speaker 2","startTime":1670.701,"endTime":1670.79,"body":"an"},{"speaker":"Speaker 2","startTime":1670.791,"endTime":1671.33,"body":"opportunity"},{"speaker":"Speaker 2","startTime":1671.331,"endTime":1671.84,"body":"prosperity"},{"speaker":"Speaker 2","startTime":1671.841,"endTime":1672.2,"body":"nation"},{"speaker":"Speaker 2","startTime":1672.201,"endTime":1672.29,"body":"to"},{"speaker":"Speaker 2","startTime":1672.291,"endTime":1672.59,"body":"fix"},{"speaker":"Speaker 2","startTime":1672.591,"endTime":1672.68,"body":"the"},{"speaker":"Speaker 2","startTime":1672.681,"endTime":1673.19,"body":"problem"},{"speaker":"Speaker 2","startTime":1673.191,"endTime":1673.31,"body":"and"},{"speaker":"Speaker 2","startTime":1673.311,"endTime":1673.43,"body":"it's"},{"speaker":"Speaker 2","startTime":1673.431,"endTime":1673.61,"body":"not"},{"speaker":"Speaker 2","startTime":1673.611,"endTime":1673.76,"body":"too"},{"speaker":"Speaker 2","startTime":1673.761,"endTime":1674.0,"body":"late."},{"speaker":"Speaker 2","startTime":1674.001,"endTime":1674.06,"body":"I"},{"speaker":"Speaker 2","startTime":1674.061,"endTime":1674.21,"body":"think"},{"speaker":"Speaker 2","startTime":1674.211,"endTime":1674.45,"body":"that's"},{"speaker":"Speaker 2","startTime":1674.451,"endTime":1674.54,"body":"the"},{"speaker":"Speaker 2","startTime":1674.541,"endTime":1674.75,"body":"other"},{"speaker":"Speaker 2","startTime":1674.751,"endTime":1675.08,"body":"thing."},{"speaker":"Speaker 2","startTime":1675.44,"endTime":1675.56,"body":"You"},{"speaker":"Speaker 2","startTime":1675.561,"endTime":1675.77,"body":"need"},{"speaker":"Speaker 2","startTime":1675.771,"endTime":1675.83,"body":"to"},{"speaker":"Speaker 2","startTime":1675.831,"endTime":1676.37,"body":"understand"},{"speaker":"Speaker 2","startTime":1676.371,"endTime":1676.49,"body":"that"},{"speaker":"Speaker 2","startTime":1676.491,"endTime":1676.64,"body":"it"},{"speaker":"Speaker 2","startTime":1676.641,"endTime":1677.0,"body":"definitely"},{"speaker":"Speaker 2","startTime":1677.001,"endTime":1677.21,"body":"isn't"},{"speaker":"Speaker 2","startTime":1677.211,"endTime":1677.33,"body":"too"},{"speaker":"Speaker 2","startTime":1677.331,"endTime":1677.54,"body":"late"},{"speaker":"Speaker 2","startTime":1677.541,"endTime":1677.63,"body":"no"},{"speaker":"Speaker 2","startTime":1677.631,"endTime":1677.84,"body":"matter"},{"speaker":"Speaker 2","startTime":1677.841,"endTime":1678.02,"body":"how"},{"speaker":"Speaker 2","startTime":1678.021,"endTime":1678.17,"body":"you've"},{"speaker":"Speaker 2","startTime":1678.171,"endTime":1678.35,"body":"done"},{"speaker":"Speaker 2","startTime":1678.351,"endTime":1678.44,"body":"your"},{"speaker":"Speaker 2","startTime":1678.441,"endTime":1678.98,"body":"planning,"},{"speaker":"Speaker 2","startTime":1679.31,"endTime":1679.4,"body":"you"},{"speaker":"Speaker 2","startTime":1679.401,"endTime":1679.61,"body":"have"},{"speaker":"Speaker 2","startTime":1679.611,"endTime":1679.94,"body":"time"},{"speaker":"Speaker 2","startTime":1679.941,"endTime":1680.12,"body":"to"},{"speaker":"Speaker 2","startTime":1680.21,"endTime":1680.57,"body":"correct"},{"speaker":"Speaker 2","startTime":1680.571,"endTime":1680.66,"body":"it."},{"speaker":"Speaker 2","startTime":1680.661,"endTime":1680.78,"body":"Would"},{"speaker":"Speaker 2","startTime":1680.781,"endTime":1680.87,"body":"you"},{"speaker":"Speaker 2","startTime":1680.871,"endTime":1681.11,"body":"agree"},{"speaker":"Speaker 2","startTime":1681.111,"endTime":1681.23,"body":"with"},{"speaker":"Speaker 2","startTime":1681.231,"endTime":1681.47,"body":"that?"},{"speaker":"Speaker 3","startTime":1682.24,"endTime":1682.51,"body":"Yeah,"},{"speaker":"Speaker 3","startTime":1682.511,"endTime":1682.6,"body":"and"},{"speaker":"Speaker 3","startTime":1682.601,"endTime":1682.76,"body":"I"},{"speaker":"Speaker 3","startTime":1682.76,"endTime":1682.76,"body":","},{"speaker":"Speaker 3","startTime":1682.761,"endTime":1682.96,"body":"I,"},{"speaker":"Speaker 3","startTime":1683.14,"endTime":1683.37,"body":"there's,"},{"speaker":"Speaker 3","startTime":1683.371,"endTime":1683.56,"body":"there's"},{"speaker":"Speaker 3","startTime":1683.561,"endTime":1683.71,"body":"no"},{"speaker":"Speaker 3","startTime":1683.711,"endTime":1684.07,"body":"question"},{"speaker":"Speaker 3","startTime":1684.071,"endTime":1684.31,"body":"about"},{"speaker":"Speaker 3","startTime":1684.311,"endTime":1684.49,"body":"that."},{"speaker":"Speaker 3","startTime":1684.491,"endTime":1684.61,"body":"I"},{"speaker":"Speaker 3","startTime":1684.611,"endTime":1684.88,"body":"think"},{"speaker":"Speaker 3","startTime":1684.881,"endTime":1685.09,"body":"that"},{"speaker":"Speaker 3","startTime":1685.091,"endTime":1685.27,"body":"we"},{"speaker":"Speaker 3","startTime":1685.271,"endTime":1685.48,"body":"get"},{"speaker":"Speaker 3","startTime":1686.11,"endTime":1686.11,"body":"involved"},{"speaker":"Speaker 3","startTime":1686.11,"endTime":1686.11,"body":","},{"speaker":"Speaker 3","startTime":1686.47,"endTime":1686.62,"body":"you"},{"speaker":"Speaker 3","startTime":1686.621,"endTime":1686.71,"body":"know,"},{"speaker":"Speaker 3","startTime":1686.711,"endTime":1686.8,"body":"we"},{"speaker":"Speaker 3","startTime":1686.801,"endTime":1686.92,"body":"have"},{"speaker":"Speaker 3","startTime":1686.921,"endTime":1687.13,"body":"such"},{"speaker":"Speaker 3","startTime":1687.131,"endTime":1687.19,"body":"a"},{"speaker":"Speaker 3","startTime":1687.191,"endTime":1687.43,"body":"short"},{"speaker":"Speaker 3","startTime":1687.431,"endTime":1687.73,"body":"memory,"},{"speaker":"Speaker 3","startTime":1687.731,"endTime":1688.0,"body":"Dave,"},{"speaker":"Speaker 3","startTime":1688.001,"endTime":1688.12,"body":"we"},{"speaker":"Speaker 3","startTime":1688.121,"endTime":1688.33,"body":"get"},{"speaker":"Speaker 3","startTime":1688.72,"endTime":1688.72,"body":"lulled"},{"speaker":"Speaker 3","startTime":1688.721,"endTime":1688.96,"body":"into"},{"speaker":"Speaker 3","startTime":1688.961,"endTime":1689.14,"body":"this"},{"speaker":"Speaker 3","startTime":1689.141,"endTime":1689.5,"body":"idea"},{"speaker":"Speaker 3","startTime":1689.501,"endTime":1689.68,"body":"that"},{"speaker":"Speaker 3","startTime":1689.681,"endTime":1689.95,"body":"tax"},{"speaker":"Speaker 3","startTime":1689.951,"endTime":1690.16,"body":"rates"},{"speaker":"Speaker 3","startTime":1690.161,"endTime":1690.25,"body":"have"},{"speaker":"Speaker 3","startTime":1690.251,"endTime":1690.79,"body":"always"},{"speaker":"Speaker 3","startTime":1690.791,"endTime":1690.97,"body":"been"},{"speaker":"Speaker 3","startTime":1690.971,"endTime":1691.36,"body":"low"},{"speaker":"Speaker 3","startTime":1691.75,"endTime":1691.87,"body":"and"},{"speaker":"Speaker 3","startTime":1691.871,"endTime":1691.96,"body":"we"},{"speaker":"Speaker 3","startTime":1691.961,"endTime":1692.14,"body":"don't"},{"speaker":"Speaker 3","startTime":1692.141,"endTime":1692.32,"body":"even"},{"speaker":"Speaker 3","startTime":1692.321,"endTime":1692.8,"body":"realize"},{"speaker":"Speaker 3","startTime":1692.92,"endTime":1692.92,"body":"that"},{"speaker":"Speaker 3","startTime":1692.921,"endTime":1693.04,"body":"in"},{"speaker":"Speaker 3","startTime":1693.041,"endTime":1693.19,"body":"our"},{"speaker":"Speaker 3","startTime":1693.191,"endTime":1693.94,"body":"lifetime"},{"speaker":"Speaker 3","startTime":1694.27,"endTime":1694.48,"body":"we"},{"speaker":"Speaker 3","startTime":1694.481,"endTime":1694.63,"body":"have"},{"speaker":"Speaker 3","startTime":1694.631,"endTime":1695.41,"body":"experienced"},{"speaker":"Speaker 3","startTime":1695.411,"endTime":1695.74,"body":"tax"},{"speaker":"Speaker 3","startTime":1695.741,"endTime":1696.04,"body":"rates"},{"speaker":"Speaker 3","startTime":1696.041,"endTime":1696.19,"body":"that"},{"speaker":"Speaker 3","startTime":1696.191,"endTime":1696.37,"body":"were"},{"speaker":"Speaker 3","startTime":1696.371,"endTime":1697.06,"body":"double"},{"speaker":"Speaker 3","startTime":1697.12,"endTime":1697.36,"body":"what"},{"speaker":"Speaker 3","startTime":1697.361,"endTime":1697.48,"body":"they"},{"speaker":"Speaker 3","startTime":1697.481,"endTime":1697.66,"body":"are"},{"speaker":"Speaker 3","startTime":1697.661,"endTime":1697.96,"body":"today."},{"speaker":"Speaker 3","startTime":1697.961,"endTime":1698.11,"body":"So"},{"speaker":"Speaker 3","startTime":1698.111,"endTime":1698.23,"body":"we"},{"speaker":"Speaker 3","startTime":1698.41,"endTime":1698.41,"body":"talked"},{"speaker":"Speaker 3","startTime":1698.411,"endTime":1698.59,"body":"about,"},{"speaker":"Speaker 3","startTime":1698.591,"endTime":1698.74,"body":"Hey,"},{"speaker":"Speaker 3","startTime":1698.95,"endTime":1699.07,"body":"they"},{"speaker":"Speaker 3","startTime":1699.071,"endTime":1699.22,"body":"would"},{"speaker":"Speaker 3","startTime":1699.221,"endTime":1699.52,"body":"never"},{"speaker":"Speaker 3","startTime":1699.521,"endTime":1699.79,"body":"double"},{"speaker":"Speaker 3","startTime":1699.791,"endTime":1700.06,"body":"tax"},{"speaker":"Speaker 3","startTime":1700.061,"endTime":1700.24,"body":"rates."},{"speaker":"Speaker 3","startTime":1700.241,"endTime":1700.48,"body":"Well"},{"speaker":"Speaker 3","startTime":1700.75,"endTime":1700.9,"body":"we"},{"speaker":"Speaker 3","startTime":1700.901,"endTime":1701.05,"body":"don't"},{"speaker":"Speaker 3","startTime":1701.051,"endTime":1701.47,"body":"remember"},{"speaker":"Speaker 3","startTime":1701.471,"endTime":1701.65,"body":"back"},{"speaker":"Speaker 3","startTime":1701.651,"endTime":1701.77,"body":"in"},{"speaker":"Speaker 3","startTime":1701.771,"endTime":1702.28,"body":"the"},{"speaker":"Speaker 3","startTime":1702.28,"endTime":1702.28,"body":"70s"},{"speaker":"Speaker 3","startTime":1702.281,"endTime":1702.37,"body":"the"},{"speaker":"Speaker 3","startTime":1702.371,"endTime":1702.64,"body":"tax"},{"speaker":"Speaker 3","startTime":1702.641,"endTime":1702.85,"body":"rates"},{"speaker":"Speaker 3","startTime":1702.851,"endTime":1703.0,"body":"were"},{"speaker":"Speaker 3","startTime":1703.001,"endTime":1703.51,"body":"roughly"},{"speaker":"Speaker 3","startTime":1703.511,"endTime":1704.2,"body":"twice."},{"speaker":"Speaker 3","startTime":1704.35,"endTime":1704.53,"body":"Yeah,"},{"speaker":"Speaker 3","startTime":1704.531,"endTime":1704.65,"body":"we"},{"speaker":"Speaker 3","startTime":1704.651,"endTime":1704.77,"body":"had"},{"speaker":"Speaker 3","startTime":1704.771,"endTime":1704.83,"body":"a"},{"speaker":"Speaker 3","startTime":1704.831,"endTime":1704.98,"body":"few"},{"speaker":"Speaker 3","startTime":1704.981,"endTime":1705.13,"body":"more"},{"speaker":"Speaker 3","startTime":1705.131,"endTime":1705.58,"body":"deductions"},{"speaker":"Speaker 3","startTime":1705.581,"endTime":1705.79,"body":"back"},{"speaker":"Speaker 3","startTime":1705.791,"endTime":1705.97,"body":"then,"},{"speaker":"Speaker 3","startTime":1705.971,"endTime":1706.12,"body":"but"},{"speaker":"Speaker 3","startTime":1706.121,"endTime":1706.42,"body":"people"},{"speaker":"Speaker 3","startTime":1706.421,"endTime":1706.57,"body":"were"},{"speaker":"Speaker 3","startTime":1706.571,"endTime":1706.93,"body":"paying"},{"speaker":"Speaker 3","startTime":1706.931,"endTime":1707.23,"body":"much"},{"speaker":"Speaker 3","startTime":1707.231,"endTime":1707.47,"body":"more"},{"speaker":"Speaker 3","startTime":1707.471,"endTime":1707.83,"body":"tax"},{"speaker":"Speaker 3","startTime":1708.13,"endTime":1708.37,"body":"back"},{"speaker":"Speaker 3","startTime":1708.371,"endTime":1708.61,"body":"then."},{"speaker":"Speaker 3","startTime":1708.611,"endTime":1708.73,"body":"And"},{"speaker":"Speaker 3","startTime":1708.731,"endTime":1708.82,"body":"if"},{"speaker":"Speaker 3","startTime":1708.821,"endTime":1708.91,"body":"you"},{"speaker":"Speaker 3","startTime":1708.911,"endTime":1709.15,"body":"look"},{"speaker":"Speaker 3","startTime":1709.151,"endTime":1709.45,"body":"all"},{"speaker":"Speaker 3","startTime":1709.451,"endTime":1709.75,"body":"across"},{"speaker":"Speaker 3","startTime":1709.751,"endTime":1709.84,"body":"the"},{"speaker":"Speaker 3","startTime":1709.841,"endTime":1710.32,"body":"world"},{"speaker":"Speaker 3","startTime":1711.01,"endTime":1711.32,"body":"at"},{"speaker":"Speaker 3","startTime":1711.37,"endTime":1711.79,"body":"effective"},{"speaker":"Speaker 3","startTime":1711.791,"endTime":1712.06,"body":"tax"},{"speaker":"Speaker 3","startTime":1712.061,"endTime":1712.27,"body":"rates"},{"speaker":"Speaker 3","startTime":1712.271,"endTime":1712.36,"body":"that"},{"speaker":"Speaker 3","startTime":1712.361,"endTime":1712.42,"body":"are"},{"speaker":"Speaker 3","startTime":1712.421,"endTime":1712.72,"body":"people,"},{"speaker":"Speaker 3","startTime":1712.721,"endTime":1712.99,"body":"people"},{"speaker":"Speaker 3","startTime":1712.991,"endTime":1713.08,"body":"are"},{"speaker":"Speaker 3","startTime":1713.081,"endTime":1713.32,"body":"paying"},{"speaker":"Speaker 3","startTime":1713.321,"endTime":1713.59,"body":"all"},{"speaker":"Speaker 3","startTime":1713.591,"endTime":1713.86,"body":"across"},{"speaker":"Speaker 3","startTime":1713.861,"endTime":1713.92,"body":"the"},{"speaker":"Speaker 3","startTime":1713.921,"endTime":1714.19,"body":"world,"},{"speaker":"Speaker 3","startTime":1714.31,"endTime":1714.31,"body":"it's"},{"speaker":"Speaker 3","startTime":1714.311,"endTime":1715.06,"body":"dramatically"},{"speaker":"Speaker 3","startTime":1715.061,"endTime":1715.36,"body":"higher"},{"speaker":"Speaker 3","startTime":1715.361,"endTime":1715.51,"body":"than"},{"speaker":"Speaker 3","startTime":1715.511,"endTime":1715.6,"body":"what"},{"speaker":"Speaker 3","startTime":1715.601,"endTime":1715.72,"body":"we're"},{"speaker":"Speaker 3","startTime":1715.721,"endTime":1716.02,"body":"playing"},{"speaker":"Speaker 3","startTime":1716.56,"endTime":1716.56,"body":"in"},{"speaker":"Speaker 3","startTime":1716.561,"endTime":1716.71,"body":"here"},{"speaker":"Speaker 3","startTime":1716.711,"endTime":1716.77,"body":"in"},{"speaker":"Speaker 3","startTime":1716.771,"endTime":1716.83,"body":"the"},{"speaker":"Speaker 3","startTime":1716.831,"endTime":1717.34,"body":"United"},{"speaker":"Speaker 3","startTime":1717.34,"endTime":1717.34,"body":"States."},{"speaker":"Speaker 3","startTime":1717.46,"endTime":1717.46,"body":"So"},{"speaker":"Speaker 3","startTime":1717.64,"endTime":1717.64,"body":"some"},{"speaker":"Speaker 3","startTime":1717.641,"endTime":1717.85,"body":"people"},{"speaker":"Speaker 3","startTime":1717.851,"endTime":1718.03,"body":"say"},{"speaker":"Speaker 3","startTime":1718.031,"endTime":1718.33,"body":"this"},{"speaker":"Speaker 3","startTime":1718.6,"endTime":1718.72,"body":"now"},{"speaker":"Speaker 3","startTime":1718.721,"endTime":1718.93,"body":"that"},{"speaker":"Speaker 3","startTime":1719.2,"endTime":1719.2,"body":"high"},{"speaker":"Speaker 3","startTime":1719.201,"endTime":1719.56,"body":"tax"},{"speaker":"Speaker 3","startTime":1719.561,"endTime":1719.77,"body":"rates"},{"speaker":"Speaker 3","startTime":1719.92,"endTime":1719.92,"body":"could"},{"speaker":"Speaker 3","startTime":1719.921,"endTime":1720.19,"body":"never"},{"speaker":"Speaker 3","startTime":1720.191,"endTime":1720.43,"body":"come"},{"speaker":"Speaker 3","startTime":1720.431,"endTime":1720.49,"body":"to"},{"speaker":"Speaker 3","startTime":1720.491,"endTime":1720.58,"body":"the"},{"speaker":"Speaker 3","startTime":1720.581,"endTime":1721.12,"body":"United"},{"speaker":"Speaker 3","startTime":1721.12,"endTime":1721.12,"body":"States."},{"speaker":"Speaker 3","startTime":1721.121,"endTime":1721.24,"body":"Well"},{"speaker":"Speaker 3","startTime":1721.241,"endTime":1721.45,"body":"guess"},{"speaker":"Speaker 3","startTime":1721.451,"endTime":1721.63,"body":"what?"},{"speaker":"Speaker 3","startTime":1721.81,"endTime":1721.81,"body":"We've"},{"speaker":"Speaker 3","startTime":1721.811,"endTime":1722.02,"body":"had"},{"speaker":"Speaker 3","startTime":1722.021,"endTime":1722.11,"body":"them"},{"speaker":"Speaker 3","startTime":1722.111,"endTime":1722.56,"body":"before."},{"speaker":"Speaker 3","startTime":1722.561,"endTime":1722.74,"body":"We'll"},{"speaker":"Speaker 3","startTime":1722.741,"endTime":1722.92,"body":"go"},{"speaker":"Speaker 3","startTime":1722.921,"endTime":1723.1,"body":"there"},{"speaker":"Speaker 3","startTime":1723.101,"endTime":1723.49,"body":"again."},{"speaker":"Speaker 3","startTime":1723.491,"endTime":1723.67,"body":"What"},{"speaker":"Speaker 3","startTime":1723.671,"endTime":1723.91,"body":"goes"},{"speaker":"Speaker 3","startTime":1723.911,"endTime":1724.27,"body":"down"},{"speaker":"Speaker 3","startTime":1724.54,"endTime":1724.75,"body":"must"},{"speaker":"Speaker 3","startTime":1724.751,"endTime":1725.02,"body":"always"},{"speaker":"Speaker 3","startTime":1725.021,"endTime":1725.2,"body":"come"},{"speaker":"Speaker 3","startTime":1725.201,"endTime":1725.44,"body":"up."},{"speaker":"Speaker 3","startTime":1725.65,"endTime":1725.86,"body":"We'll"},{"speaker":"Speaker 3","startTime":1725.861,"endTime":1726.16,"body":"start"},{"speaker":"Speaker 3","startTime":1726.161,"endTime":1726.58,"body":"joining"},{"speaker":"Speaker 3","startTime":1726.581,"endTime":1726.7,"body":"the"},{"speaker":"Speaker 3","startTime":1726.701,"endTime":1727.03,"body":"ranks"},{"speaker":"Speaker 3","startTime":1727.031,"endTime":1727.18,"body":"of"},{"speaker":"Speaker 3","startTime":1727.39,"endTime":1727.39,"body":"the"},{"speaker":"Speaker 3","startTime":1727.4,"endTime":1727.63,"body":"all"},{"speaker":"Speaker 3","startTime":1727.631,"endTime":1727.75,"body":"the"},{"speaker":"Speaker 3","startTime":1727.751,"endTime":1727.93,"body":"other"},{"speaker":"Speaker 3","startTime":1727.931,"endTime":1728.29,"body":"countries"},{"speaker":"Speaker 3","startTime":1728.291,"endTime":1728.38,"body":"in"},{"speaker":"Speaker 3","startTime":1728.381,"endTime":1728.47,"body":"the"},{"speaker":"Speaker 3","startTime":1728.471,"endTime":1728.77,"body":"world"},{"speaker":"Speaker 3","startTime":1728.771,"endTime":1728.86,"body":"and"},{"speaker":"Speaker 3","startTime":1728.861,"endTime":1729.07,"body":"have"},{"speaker":"Speaker 3","startTime":1729.46,"endTime":1729.97,"body":"potentially"},{"speaker":"Speaker 3","startTime":1729.971,"endTime":1730.87,"body":"50%"},{"speaker":"Speaker 3","startTime":1730.871,"endTime":1731.29,"body":"effective"},{"speaker":"Speaker 3","startTime":1731.291,"endTime":1731.56,"body":"tax"},{"speaker":"Speaker 3","startTime":1731.79,"endTime":1731.79,"body":"rates"},{"speaker":"Speaker 3","startTime":1731.79,"endTime":1731.79,"body":"."},{"speaker":"Speaker 3","startTime":1731.791,"endTime":1732.04,"body":"So"},{"speaker":"Speaker 3","startTime":1732.25,"endTime":1732.4,"body":"it's"},{"speaker":"Speaker 3","startTime":1732.401,"endTime":1732.61,"body":"just"},{"speaker":"Speaker 3","startTime":1732.611,"endTime":1732.67,"body":"a"},{"speaker":"Speaker 3","startTime":1732.671,"endTime":1733.06,"body":"question"},{"speaker":"Speaker 3","startTime":1733.061,"endTime":1733.18,"body":"of"},{"speaker":"Speaker 3","startTime":1733.181,"endTime":1733.51,"body":"time"},{"speaker":"Speaker 3","startTime":1733.511,"endTime":1733.9,"body":"before"},{"speaker":"Speaker 3","startTime":1733.901,"endTime":1734.35,"body":"this"},{"speaker":"Speaker 3","startTime":1734.47,"endTime":1735.04,"body":"hits"},{"speaker":"Speaker 3","startTime":1735.1,"endTime":1735.4,"body":"hits"},{"speaker":"Speaker 3","startTime":1735.401,"endTime":1735.7,"body":"home."},{"speaker":"Speaker 3","startTime":1735.76,"endTime":1735.88,"body":"So"},{"speaker":"Speaker 3","startTime":1735.881,"endTime":1736.06,"body":"we've"},{"speaker":"Speaker 3","startTime":1736.24,"endTime":1736.24,"body":"had"},{"speaker":"Speaker 3","startTime":1736.241,"endTime":1736.36,"body":"a"},{"speaker":"Speaker 3","startTime":1736.93,"endTime":1737.23,"body":"really,"},{"speaker":"Speaker 3","startTime":1737.231,"endTime":1737.47,"body":"really"},{"speaker":"Speaker 3","startTime":1737.471,"endTime":1737.71,"body":"keen"},{"speaker":"Speaker 3","startTime":1737.77,"endTime":1737.77,"body":"to"},{"speaker":"Speaker 3","startTime":1737.78,"endTime":1738.01,"body":"take"},{"speaker":"Speaker 3","startTime":1738.011,"endTime":1738.4,"body":"advantage"},{"speaker":"Speaker 3","startTime":1738.401,"endTime":1738.49,"body":"of"},{"speaker":"Speaker 3","startTime":1738.491,"endTime":1738.73,"body":"tax"},{"speaker":"Speaker 3","startTime":1738.731,"endTime":1738.91,"body":"rates"},{"speaker":"Speaker 3","startTime":1738.911,"endTime":1739.06,"body":"while"},{"speaker":"Speaker 3","startTime":1739.061,"endTime":1739.18,"body":"they're"},{"speaker":"Speaker 3","startTime":1739.181,"endTime":1739.69,"body":"historically"},{"speaker":"Speaker 3","startTime":1739.691,"endTime":1739.9,"body":"loved"},{"speaker":"Speaker 3","startTime":1739.901,"endTime":1740.14,"body":"because"},{"speaker":"Speaker 3","startTime":1740.141,"endTime":1740.38,"body":"once"},{"speaker":"Speaker 3","startTime":1740.381,"endTime":1740.5,"body":"they"},{"speaker":"Speaker 3","startTime":1740.501,"endTime":1740.65,"body":"go"},{"speaker":"Speaker 3","startTime":1740.651,"endTime":1741.07,"body":"away"},{"speaker":"Speaker 3","startTime":1741.34,"endTime":1741.49,"body":"they're"},{"speaker":"Speaker 3","startTime":1741.491,"endTime":1741.73,"body":"never"},{"speaker":"Speaker 3","startTime":1741.731,"endTime":1741.97,"body":"coming"},{"speaker":"Speaker 3","startTime":1741.971,"endTime":1742.15,"body":"back."},{"speaker":"Speaker 2","startTime":1742.6,"endTime":1743.26,"body":"100%"},{"speaker":"Speaker 2","startTime":1743.261,"endTime":1743.5,"body":"agree"},{"speaker":"Speaker 2","startTime":1743.501,"endTime":1743.68,"body":"with"},{"speaker":"Speaker 2","startTime":1743.681,"endTime":1743.77,"body":"you"},{"speaker":"Speaker 2","startTime":1743.771,"endTime":1743.98,"body":"on"},{"speaker":"Speaker 2","startTime":1743.981,"endTime":1744.25,"body":"that."},{"speaker":"Speaker 2","startTime":1744.9,"endTime":1744.9,"body":"Dave"},{"speaker":"Speaker 2","startTime":1744.9,"endTime":1744.9,"body":","},{"speaker":"Speaker 2","startTime":1744.901,"endTime":1745.06,"body":"this"},{"speaker":"Speaker 2","startTime":1745.061,"endTime":1745.15,"body":"has"},{"speaker":"Speaker 2","startTime":1745.151,"endTime":1745.3,"body":"been"},{"speaker":"Speaker 2","startTime":1745.301,"endTime":1745.33,"body":"a"},{"speaker":"Speaker 2","startTime":1745.331,"endTime":1745.54,"body":"great"},{"speaker":"Speaker 2","startTime":1745.541,"endTime":1745.81,"body":"show."},{"speaker":"Speaker 2","startTime":1745.811,"endTime":1745.96,"body":"We've"},{"speaker":"Speaker 2","startTime":1745.961,"endTime":1746.23,"body":"shared"},{"speaker":"Speaker 2","startTime":1746.231,"endTime":1746.47,"body":"great"},{"speaker":"Speaker 2","startTime":1746.471,"endTime":1747.04,"body":"information"},{"speaker":"Speaker 2","startTime":1747.041,"endTime":1747.16,"body":"for"},{"speaker":"Speaker 2","startTime":1747.161,"endTime":1747.25,"body":"the"},{"speaker":"Speaker 2","startTime":1747.251,"endTime":1747.7,"body":"listeners."},{"speaker":"Speaker 2","startTime":1747.701,"endTime":1748.21,"body":"Obviously"},{"speaker":"Speaker 2","startTime":1748.211,"endTime":1748.36,"body":"you"},{"speaker":"Speaker 2","startTime":1748.361,"endTime":1748.72,"body":"have"},{"speaker":"Speaker 2","startTime":1748.9,"endTime":1748.9,"body":"the"},{"speaker":"Speaker 2","startTime":1748.901,"endTime":1749.35,"body":"ability"},{"speaker":"Speaker 2","startTime":1749.351,"endTime":1749.47,"body":"to"},{"speaker":"Speaker 2","startTime":1749.471,"endTime":1749.74,"body":"share"},{"speaker":"Speaker 2","startTime":1749.741,"endTime":1749.8,"body":"a"},{"speaker":"Speaker 2","startTime":1749.801,"endTime":1750.07,"body":"bunch"},{"speaker":"Speaker 2","startTime":1750.071,"endTime":1750.52,"body":"more"},{"speaker":"Speaker 2","startTime":1750.91,"endTime":1751.09,"body":"through"},{"speaker":"Speaker 2","startTime":1751.091,"endTime":1751.21,"body":"your"},{"speaker":"Speaker 2","startTime":1751.211,"endTime":1751.63,"body":"books"},{"speaker":"Speaker 2","startTime":1751.69,"endTime":1752.26,"body":"and"},{"speaker":"Speaker 2","startTime":1752.29,"endTime":1752.47,"body":"your"},{"speaker":"Speaker 2","startTime":1752.471,"endTime":1753.31,"body":"podcast"},{"speaker":"Speaker 2","startTime":1753.37,"endTime":1753.94,"body":"and"},{"speaker":"Speaker 2","startTime":1754.3,"endTime":1754.48,"body":"your"},{"speaker":"Speaker 2","startTime":1754.481,"endTime":1755.32,"body":"documentary."},{"speaker":"Speaker 2","startTime":1755.321,"endTime":1755.47,"body":"Why"},{"speaker":"Speaker 2","startTime":1755.471,"endTime":1755.65,"body":"don't"},{"speaker":"Speaker 2","startTime":1755.651,"endTime":1755.74,"body":"you"},{"speaker":"Speaker 2","startTime":1755.741,"endTime":1755.98,"body":"let"},{"speaker":"Speaker 2","startTime":1755.981,"endTime":1756.07,"body":"the"},{"speaker":"Speaker 2","startTime":1756.071,"endTime":1756.52,"body":"listeners"},{"speaker":"Speaker 2","startTime":1756.521,"endTime":1756.7,"body":"know"},{"speaker":"Speaker 2","startTime":1756.701,"endTime":1756.85,"body":"how"},{"speaker":"Speaker 2","startTime":1756.851,"endTime":1757.0,"body":"they"},{"speaker":"Speaker 2","startTime":1757.001,"endTime":1757.18,"body":"can"},{"speaker":"Speaker 2","startTime":1757.181,"endTime":1757.36,"body":"get"},{"speaker":"Speaker 2","startTime":1757.361,"endTime":1757.6,"body":"ahold"},{"speaker":"Speaker 2","startTime":1757.601,"endTime":1757.69,"body":"of"},{"speaker":"Speaker 2","startTime":1757.691,"endTime":1758.08,"body":"you"},{"speaker":"Speaker 2","startTime":1758.44,"endTime":1758.65,"body":"and"},{"speaker":"Speaker 2","startTime":1758.651,"endTime":1758.92,"body":"gain"},{"speaker":"Speaker 2","startTime":1758.921,"endTime":1759.16,"body":"far"},{"speaker":"Speaker 2","startTime":1759.161,"endTime":1759.37,"body":"more"},{"speaker":"Speaker 2","startTime":1759.371,"endTime":1759.91,"body":"information"},{"speaker":"Speaker 2","startTime":1759.911,"endTime":1760.03,"body":"on"},{"speaker":"Speaker 2","startTime":1760.031,"endTime":1760.18,"body":"this"},{"speaker":"Speaker 2","startTime":1760.181,"endTime":1760.6,"body":"topic"},{"speaker":"Speaker 2","startTime":1760.601,"endTime":1760.72,"body":"than"},{"speaker":"Speaker 2","startTime":1760.9,"endTime":1760.9,"body":"we've"},{"speaker":"Speaker 2","startTime":1760.901,"endTime":1761.02,"body":"been"},{"speaker":"Speaker 2","startTime":1761.021,"endTime":1761.2,"body":"able"},{"speaker":"Speaker 2","startTime":1761.201,"endTime":1761.29,"body":"to"},{"speaker":"Speaker 2","startTime":1761.291,"endTime":1761.56,"body":"cover"},{"speaker":"Speaker 2","startTime":1761.561,"endTime":1761.68,"body":"in"},{"speaker":"Speaker 2","startTime":1761.681,"endTime":1761.98,"body":"today's"},{"speaker":"Speaker 2","startTime":1761.981,"endTime":1762.28,"body":"show."},{"speaker":"Speaker 3","startTime":1763.05,"endTime":1763.23,"body":"Sure."},{"speaker":"Speaker 3","startTime":1763.231,"endTime":1763.47,"body":"There's"},{"speaker":"Speaker 3","startTime":1763.471,"endTime":1763.56,"body":"a"},{"speaker":"Speaker 3","startTime":1763.561,"endTime":1763.95,"body":"couple"},{"speaker":"Speaker 3","startTime":1763.951,"endTime":1764.01,"body":"of"},{"speaker":"Speaker 3","startTime":1764.011,"endTime":1764.28,"body":"different"},{"speaker":"Speaker 3","startTime":1764.281,"endTime":1764.61,"body":"places"},{"speaker":"Speaker 3","startTime":1764.611,"endTime":1764.7,"body":"you"},{"speaker":"Speaker 3","startTime":1764.701,"endTime":1764.85,"body":"can"},{"speaker":"Speaker 3","startTime":1764.851,"endTime":1765.24,"body":"go."},{"speaker":"Speaker 3","startTime":1765.241,"endTime":1765.51,"body":"If"},{"speaker":"Speaker 3","startTime":1765.511,"endTime":1765.84,"body":"you"},{"speaker":"Speaker 3","startTime":1765.841,"endTime":1766.23,"body":"are"},{"speaker":"Speaker 3","startTime":1766.231,"endTime":1766.41,"body":"an"},{"speaker":"Speaker 3","startTime":1766.62,"endTime":1766.62,"body":"interim"},{"speaker":"Speaker 3","startTime":1766.621,"endTime":1767.1,"body":"advisor"},{"speaker":"Speaker 3","startTime":1767.101,"endTime":1767.19,"body":"and"},{"speaker":"Speaker 3","startTime":1767.191,"endTime":1767.25,"body":"you"},{"speaker":"Speaker 3","startTime":1767.251,"endTime":1767.4,"body":"want"},{"speaker":"Speaker 3","startTime":1767.401,"endTime":1767.46,"body":"to"},{"speaker":"Speaker 3","startTime":1767.461,"endTime":1767.64,"body":"learn"},{"speaker":"Speaker 3","startTime":1767.641,"endTime":1767.82,"body":"more"},{"speaker":"Speaker 3","startTime":1767.821,"endTime":1768.09,"body":"about"},{"speaker":"Speaker 3","startTime":1768.091,"endTime":1768.21,"body":"what"},{"speaker":"Speaker 3","startTime":1768.211,"endTime":1768.36,"body":"we"},{"speaker":"Speaker 3","startTime":1768.361,"endTime":1768.51,"body":"do,"},{"speaker":"Speaker 3","startTime":1768.511,"endTime":1768.63,"body":"go"},{"speaker":"Speaker 3","startTime":1768.631,"endTime":1768.75,"body":"to"},{"speaker":"Speaker 3","startTime":1768.751,"endTime":1769.02,"body":"power"},{"speaker":"Speaker 3","startTime":1769.021,"endTime":1769.89,"body":"zero.com"},{"speaker":"Speaker 3","startTime":1769.891,"endTime":1770.07,"body":"if"},{"speaker":"Speaker 3","startTime":1770.071,"endTime":1770.22,"body":"you"},{"speaker":"Speaker 3","startTime":1770.221,"endTime":1770.34,"body":"are"},{"speaker":"Speaker 3","startTime":1770.341,"endTime":1770.55,"body":"not"},{"speaker":"Speaker 3","startTime":1770.551,"endTime":1770.61,"body":"a"},{"speaker":"Speaker 3","startTime":1770.611,"endTime":1771.03,"body":"financial"},{"speaker":"Speaker 3","startTime":1771.39,"endTime":1771.39,"body":"advisor"},{"speaker":"Speaker 3","startTime":1771.47,"endTime":1771.47,"body":"and"},{"speaker":"Speaker 3","startTime":1771.48,"endTime":1771.63,"body":"just"},{"speaker":"Speaker 3","startTime":1771.631,"endTime":1771.78,"body":"want"},{"speaker":"Speaker 3","startTime":1771.781,"endTime":1771.84,"body":"to"},{"speaker":"Speaker 3","startTime":1771.841,"endTime":1772.2,"body":"learn"},{"speaker":"Speaker 3","startTime":1772.35,"endTime":1772.59,"body":"more"},{"speaker":"Speaker 3","startTime":1772.591,"endTime":1772.89,"body":"about"},{"speaker":"Speaker 3","startTime":1772.891,"endTime":1773.13,"body":"how"},{"speaker":"Speaker 3","startTime":1773.131,"endTime":1773.73,"body":"to"},{"speaker":"Speaker 3","startTime":1773.88,"endTime":1774.06,"body":"get"},{"speaker":"Speaker 3","startTime":1774.061,"endTime":1774.12,"body":"to"},{"speaker":"Speaker 3","startTime":1774.121,"endTime":1774.21,"body":"the"},{"speaker":"Speaker 3","startTime":1774.211,"endTime":1774.63,"body":"0%"},{"speaker":"Speaker 3","startTime":1774.631,"endTime":1774.87,"body":"tax"},{"speaker":"Speaker 3","startTime":1775.11,"endTime":1775.11,"body":"bracket"},{"speaker":"Speaker 3","startTime":1775.2,"endTime":1775.2,"body":"and"},{"speaker":"Speaker 3","startTime":1775.26,"endTime":1775.26,"body":"go"},{"speaker":"Speaker 3","startTime":1775.35,"endTime":1775.35,"body":"to"},{"speaker":"Speaker 3","startTime":1775.59,"endTime":1775.59,"body":"Dana"},{"speaker":"Speaker 3","startTime":1777.27,"endTime":1777.27,"body":"mcknight.com"},{"speaker":"Speaker 3","startTime":1777.57,"endTime":1777.75,"body":"you"},{"speaker":"Speaker 3","startTime":1777.751,"endTime":1777.9,"body":"can"},{"speaker":"Speaker 3","startTime":1777.901,"endTime":1778.02,"body":"get"},{"speaker":"Speaker 3","startTime":1778.021,"endTime":1778.17,"body":"all"},{"speaker":"Speaker 3","startTime":1778.171,"endTime":1778.26,"body":"of"},{"speaker":"Speaker 3","startTime":1778.261,"endTime":1778.35,"body":"our"},{"speaker":"Speaker 3","startTime":1778.351,"endTime":1778.59,"body":"books"},{"speaker":"Speaker 3","startTime":1778.591,"endTime":1778.71,"body":"on"},{"speaker":"Speaker 3","startTime":1778.711,"endTime":1779.28,"body":"Amazon."},{"speaker":"Speaker 3","startTime":1779.281,"endTime":1779.37,"body":"The"},{"speaker":"Speaker 3","startTime":1779.371,"endTime":1779.52,"body":"name"},{"speaker":"Speaker 3","startTime":1779.521,"endTime":1779.64,"body":"of"},{"speaker":"Speaker 3","startTime":1779.641,"endTime":1779.76,"body":"our"},{"speaker":"Speaker 3","startTime":1779.761,"endTime":1780.54,"body":"podcast"},{"speaker":"Speaker 3","startTime":1780.541,"endTime":1780.84,"body":"is"},{"speaker":"Speaker 3","startTime":1781.11,"endTime":1781.29,"body":"the"},{"speaker":"Speaker 3","startTime":1781.291,"endTime":1781.71,"body":"power"},{"speaker":"Speaker 3","startTime":1781.711,"endTime":1781.83,"body":"of"},{"speaker":"Speaker 3","startTime":1781.831,"endTime":1782.16,"body":"zero"},{"speaker":"Speaker 3","startTime":1782.161,"endTime":1783.21,"body":"show.com"},{"speaker":"Speaker 3","startTime":1783.211,"endTime":1783.33,"body":"and"},{"speaker":"Speaker 3","startTime":1783.331,"endTime":1783.42,"body":"of"},{"speaker":"Speaker 3","startTime":1783.421,"endTime":1783.66,"body":"course"},{"speaker":"Speaker 3","startTime":1783.661,"endTime":1783.78,"body":"you"},{"speaker":"Speaker 3","startTime":1783.781,"endTime":1783.93,"body":"can"},{"speaker":"Speaker 3","startTime":1783.931,"endTime":1784.23,"body":"watch"},{"speaker":"Speaker 3","startTime":1784.231,"endTime":1784.35,"body":"the"},{"speaker":"Speaker 3","startTime":1784.351,"endTime":1784.83,"body":"movie"},{"speaker":"Speaker 3","startTime":1785.04,"endTime":1785.13,"body":"the"},{"speaker":"Speaker 3","startTime":1785.131,"endTime":1785.37,"body":"power"},{"speaker":"Speaker 3","startTime":1785.371,"endTime":1785.43,"body":"of"},{"speaker":"Speaker 3","startTime":1785.431,"endTime":1785.64,"body":"zero."},{"speaker":"Speaker 3","startTime":1785.641,"endTime":1785.76,"body":"The"},{"speaker":"Speaker 3","startTime":1785.761,"endTime":1786.03,"body":"tax"},{"speaker":"Speaker 3","startTime":1786.031,"endTime":1786.24,"body":"trade"},{"speaker":"Speaker 3","startTime":1786.39,"endTime":1786.39,"body":"has"},{"speaker":"Speaker 3","startTime":1786.57,"endTime":1786.57,"body":"come"},{"speaker":"Speaker 3","startTime":1786.69,"endTime":1786.69,"body":"in"},{"speaker":"Speaker 3","startTime":1786.691,"endTime":1786.87,"body":"pretty"},{"speaker":"Speaker 3","startTime":1786.871,"endTime":1787.05,"body":"much"},{"speaker":"Speaker 3","startTime":1787.051,"endTime":1787.53,"body":"anywhere"},{"speaker":"Speaker 3","startTime":1787.531,"endTime":1787.68,"body":"where"},{"speaker":"Speaker 3","startTime":1787.681,"endTime":1787.86,"body":"you"},{"speaker":"Speaker 3","startTime":1787.861,"endTime":1788.19,"body":"stream"},{"speaker":"Speaker 3","startTime":1788.191,"endTime":1788.52,"body":"movies"},{"speaker":"Speaker 3","startTime":1788.521,"endTime":1789.12,"body":"these"},{"speaker":"Speaker 3","startTime":1789.12,"endTime":1789.12,"body":"days."},{"speaker":"Speaker 3","startTime":1789.39,"endTime":1789.57,"body":"You"},{"speaker":"Speaker 3","startTime":1789.571,"endTime":1789.93,"body":"can,"},{"speaker":"Speaker 3","startTime":1789.99,"endTime":1790.11,"body":"you"},{"speaker":"Speaker 3","startTime":1790.111,"endTime":1790.32,"body":"can"},{"speaker":"Speaker 3","startTime":1790.321,"endTime":1790.62,"body":"watch"},{"speaker":"Speaker 3","startTime":1790.621,"endTime":1790.68,"body":"it"},{"speaker":"Speaker 3","startTime":1790.681,"endTime":1790.77,"body":"at"},{"speaker":"Speaker 3","startTime":1790.771,"endTime":1790.89,"body":"your"},{"speaker":"Speaker 3","startTime":1790.891,"endTime":1791.19,"body":"leisure."},{"speaker":"Speaker 2","startTime":1791.73,"endTime":1791.91,"body":"Thank"},{"speaker":"Speaker 2","startTime":1791.911,"endTime":1791.97,"body":"you"},{"speaker":"Speaker 2","startTime":1792.11,"endTime":1792.11,"body":"very"},{"speaker":"Speaker 2","startTime":1792.11,"endTime":1792.11,"body":","},{"speaker":"Speaker 2","startTime":1792.111,"endTime":1792.39,"body":"very"},{"speaker":"Speaker 2","startTime":1792.391,"endTime":1792.63,"body":"much,"},{"speaker":"Speaker 2","startTime":1792.631,"endTime":1792.84,"body":"Dave,"},{"speaker":"Speaker 2","startTime":1792.841,"endTime":1792.96,"body":"for"},{"speaker":"Speaker 2","startTime":1792.961,"endTime":1793.14,"body":"being"},{"speaker":"Speaker 2","startTime":1793.141,"endTime":1793.26,"body":"on"},{"speaker":"Speaker 2","startTime":1793.261,"endTime":1793.35,"body":"the"},{"speaker":"Speaker 2","startTime":1793.351,"endTime":1793.53,"body":"show"},{"speaker":"Speaker 2","startTime":1793.531,"endTime":1793.89,"body":"today."},{"speaker":"Speaker 3","startTime":1794.28,"endTime":1794.4,"body":"Well,"},{"speaker":"Speaker 3","startTime":1794.401,"endTime":1794.61,"body":"thanks"},{"speaker":"Speaker 3","startTime":1794.611,"endTime":1794.7,"body":"so"},{"speaker":"Speaker 3","startTime":1794.701,"endTime":1794.85,"body":"much"},{"speaker":"Speaker 3","startTime":1794.851,"endTime":1794.94,"body":"for"},{"speaker":"Speaker 3","startTime":1794.941,"endTime":1795.12,"body":"having"},{"speaker":"Speaker 3","startTime":1795.121,"endTime":1795.21,"body":"me,"},{"speaker":"Speaker 3","startTime":1795.211,"endTime":1795.45,"body":"Dave."},{"speaker":"Speaker 2","startTime":1795.8,"endTime":1796.25,"body":"Prosperity"},{"speaker":"Speaker 2","startTime":1796.251,"endTime":1796.61,"body":"nation."},{"speaker":"Speaker 2","startTime":1796.62,"endTime":1796.73,"body":"You"},{"speaker":"Speaker 2","startTime":1796.731,"endTime":1796.85,"body":"have"},{"speaker":"Speaker 2","startTime":1796.851,"endTime":1797.03,"body":"been"},{"speaker":"Speaker 2","startTime":1797.031,"endTime":1797.42,"body":"listening"},{"speaker":"Speaker 2","startTime":1797.421,"endTime":1797.51,"body":"to"},{"speaker":"Speaker 2","startTime":1797.511,"endTime":1797.63,"body":"the"},{"speaker":"Speaker 2","startTime":1797.631,"endTime":1798.23,"body":"prosperity"},{"speaker":"Speaker 2","startTime":1798.231,"endTime":1798.53,"body":"gap"},{"speaker":"Speaker 2","startTime":1798.531,"endTime":1798.65,"body":"where"},{"speaker":"Speaker 2","startTime":1798.651,"endTime":1798.8,"body":"we"},{"speaker":"Speaker 2","startTime":1798.801,"endTime":1799.1,"body":"help"},{"speaker":"Speaker 2","startTime":1799.101,"endTime":1799.28,"body":"you"},{"speaker":"Speaker 2","startTime":1799.281,"endTime":1799.67,"body":"bridge"},{"speaker":"Speaker 2","startTime":1799.671,"endTime":1799.76,"body":"the"},{"speaker":"Speaker 2","startTime":1799.761,"endTime":1800.18,"body":"gap"},{"speaker":"Speaker 2","startTime":1800.48,"endTime":1800.84,"body":"between"},{"speaker":"Speaker 2","startTime":1800.841,"endTime":1800.93,"body":"the"},{"speaker":"Speaker 2","startTime":1800.931,"endTime":1801.29,"body":"life"},{"speaker":"Speaker 2","startTime":1801.291,"endTime":1801.44,"body":"that"},{"speaker":"Speaker 2","startTime":1801.441,"endTime":1801.59,"body":"you"},{"speaker":"Speaker 2","startTime":1801.591,"endTime":1801.77,"body":"are"},{"speaker":"Speaker 2","startTime":1801.771,"endTime":1802.16,"body":"currently"},{"speaker":"Speaker 2","startTime":1802.161,"endTime":1802.46,"body":"living"},{"speaker":"Speaker 2","startTime":1802.461,"endTime":1802.55,"body":"in,"},{"speaker":"Speaker 2","startTime":1802.551,"endTime":1802.61,"body":"the"},{"speaker":"Speaker 2","startTime":1802.611,"endTime":1802.76,"body":"one"},{"speaker":"Speaker 2","startTime":1802.761,"endTime":1802.85,"body":"you"},{"speaker":"Speaker 2","startTime":1802.851,"endTime":1803.12,"body":"should"},{"speaker":"Speaker 2","startTime":1803.121,"endTime":1803.39,"body":"be."},{"speaker":"Speaker 2","startTime":1803.75,"endTime":1803.9,"body":"If"},{"speaker":"Speaker 2","startTime":1803.901,"endTime":1804.05,"body":"you've"},{"speaker":"Speaker 2","startTime":1804.051,"endTime":1804.23,"body":"not"},{"speaker":"Speaker 2","startTime":1804.231,"endTime":1804.44,"body":"yet"},{"speaker":"Speaker 2","startTime":1804.441,"endTime":1804.92,"body":"subscribed"},{"speaker":"Speaker 2","startTime":1804.921,"endTime":1804.98,"body":"to"},{"speaker":"Speaker 2","startTime":1804.981,"endTime":1805.07,"body":"the"},{"speaker":"Speaker 2","startTime":1805.071,"endTime":1805.34,"body":"show,"},{"speaker":"Speaker 2","startTime":1805.341,"endTime":1805.7,"body":"please"},{"speaker":"Speaker 2","startTime":1805.701,"endTime":1805.94,"body":"go"},{"speaker":"Speaker 2","startTime":1805.941,"endTime":1806.21,"body":"on,"},{"speaker":"Speaker 2","startTime":1806.211,"endTime":1806.96,"body":"subscribe."},{"speaker":"Speaker 2","startTime":1807.2,"endTime":1807.38,"body":"You'll"},{"speaker":"Speaker 2","startTime":1807.381,"endTime":1807.5,"body":"be"},{"speaker":"Speaker 2","startTime":1807.501,"endTime":1807.65,"body":"able"},{"speaker":"Speaker 2","startTime":1807.651,"endTime":1807.74,"body":"to"},{"speaker":"Speaker 2","startTime":1807.741,"endTime":1807.89,"body":"get"},{"speaker":"Speaker 2","startTime":1807.891,"endTime":1808.28,"body":"access"},{"speaker":"Speaker 2","startTime":1808.281,"endTime":1808.37,"body":"to"},{"speaker":"Speaker 2","startTime":1808.371,"endTime":1808.43,"body":"the"},{"speaker":"Speaker 2","startTime":1808.431,"endTime":1808.67,"body":"show"},{"speaker":"Speaker 2","startTime":1808.671,"endTime":1808.82,"body":"on"},{"speaker":"Speaker 2","startTime":1808.821,"endTime":1808.85,"body":"a"},{"speaker":"Speaker 2","startTime":1808.851,"endTime":1809.18,"body":"weekly"},{"speaker":"Speaker 2","startTime":1809.181,"endTime":1809.6,"body":"basis"},{"speaker":"Speaker 2","startTime":1809.601,"endTime":1809.72,"body":"so"},{"speaker":"Speaker 2","startTime":1809.721,"endTime":1809.87,"body":"you"},{"speaker":"Speaker 2","startTime":1809.871,"endTime":1810.02,"body":"can"},{"speaker":"Speaker 2","startTime":1810.021,"endTime":1810.47,"body":"continue"},{"speaker":"Speaker 2","startTime":1810.471,"endTime":1810.53,"body":"to"},{"speaker":"Speaker 2","startTime":1810.531,"endTime":1810.92,"body":"learn"},{"speaker":"Speaker 2","startTime":1811.25,"endTime":1811.52,"body":"about"},{"speaker":"Speaker 2","startTime":1811.521,"endTime":1811.73,"body":"these"},{"speaker":"Speaker 2","startTime":1811.731,"endTime":1812.0,"body":"great"},{"speaker":"Speaker 2","startTime":1812.001,"endTime":1812.51,"body":"topics"},{"speaker":"Speaker 2","startTime":1812.511,"endTime":1812.6,"body":"and"},{"speaker":"Speaker 2","startTime":1812.601,"endTime":1812.72,"body":"we"},{"speaker":"Speaker 2","startTime":1812.721,"endTime":1812.99,"body":"share"},{"speaker":"Speaker 2","startTime":1812.991,"endTime":1813.17,"body":"with"},{"speaker":"Speaker 2","startTime":1813.171,"endTime":1813.38,"body":"you,"},{"speaker":"Speaker 2","startTime":1813.74,"endTime":1813.86,"body":"my"},{"speaker":"Speaker 2","startTime":1814.1,"endTime":1814.1,"body":"name's"},{"speaker":"Speaker 2","startTime":1814.101,"endTime":1814.31,"body":"Dave"},{"speaker":"Speaker 2","startTime":1814.311,"endTime":1814.52,"body":"hall,"},{"speaker":"Speaker 2","startTime":1814.521,"endTime":1814.73,"body":"I've"},{"speaker":"Speaker 2","startTime":1814.731,"endTime":1814.88,"body":"been"},{"speaker":"Speaker 2","startTime":1814.881,"endTime":1815.0,"body":"your"},{"speaker":"Speaker 2","startTime":1815.001,"endTime":1815.36,"body":"host"},{"speaker":"Speaker 2","startTime":1815.361,"endTime":1815.48,"body":"and"},{"speaker":"Speaker 2","startTime":1815.481,"endTime":1815.6,"body":"we"},{"speaker":"Speaker 2","startTime":1815.601,"endTime":1815.72,"body":"will"},{"speaker":"Speaker 2","startTime":1815.721,"endTime":1815.9,"body":"see"},{"speaker":"Speaker 2","startTime":1815.901,"endTime":1815.99,"body":"you"},{"speaker":"Speaker 2","startTime":1815.991,"endTime":1816.5,"body":"next"},{"speaker":"Speaker 2","startTime":1816.5,"endTime":1816.5,"body":"week."}]}