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In this episode, Ryan and Terry discuss the number one rule of wealth creation, and why most people unwittingly ignore it at their peril. 

Also in this episode:

• What the pass your hat around ritual has to do with insurance
• Why taking out insurance is one of the noblest things you can do
• The four core components of any wealth protection portfolio
• The crazy inconsistency that puts most of us at huge financial risk 
• Why using brokers can be your best friends, and sometimes your worst advisers when it comes to insurance (and how to avoid being duped) 
• The two biggest mistakes those who already have 'cover' tend to make

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