Spending less doesn't have to mean deprivation. In this episode, Ryan and Terry chat with Gab Pappalardo. Gab has been a part of the program since day one and in this episode she talks about her transformation from 'material girl' to elite money manager and informed investor.

Also in this episode:

• The moment Gab thought 'maybe this isn't for me' (and what caused her big backflip).
• How to find the balance between saving and investing for later and living in the now. 
• How to spend $1500 in a night and feel zero guilt. 
• How to use a 'project mentality' to work on different areas of your life.  
• The left field (non money) book recommendation that had the biggest impact on her journey. 

Show notes:
https://cashflowco.com.au/episode17/

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