Money Minded

Rach Taylor | Life after Early Retirement

• Terry Condon

Share episode

Ask us a question or suggest a topic 🤙

She retired 10 years early—then realized she was chasing the wrong goal.

Rachel Taylor did what most of us only dream of: she walked away from work a decade ahead of schedule. But once she hit “freedom,” something felt off.

In this episode, we explore what happens after you reach your financial goals—and how to make sure you’re chasing the right ones.

In this episode:
• Why early retirement left Rachel feeling lost
• The hidden cost of going back to work
• What she finally chose to build—and why it lights her up
• A powerful reframe for anyone feeling stuck or aimless

Rachel’s story is for anyone questioning their path, their purpose, or what “wealth” really means.

Find out your financial skill score
Do you have the money skills to fund your goals? Take the 4 minute quiz here
🔗 https://financialskill.scoreapp.com/

Join our podcast community
Get live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
🔗 https://www.facebook.com/groups/4609737389252111

Other links 👇

Money mentorship:
Click here to start putting what you've been learning into practice.
🔗 https://www.cashflowco.com.au/mentorship

Hey there, it's Terry and welcome back to the Money Mind Podcast. In this episode, I'm bringing you back on a fan favorite, and you might remember Rachel Taylor from episode 78. Rachel Taylor was the lady who retired 10 years before a financial advisor. Told her it was possible, And she did that by really engaging with her money, figuring out what was possible, reconfiguring things to be able to unlock the choices that she wanted for her life. And she's such a great example because there are so many folks that we meet who have a lot more choices than they feel. It's just the way that things are configured and the way that they're looking at the problem, the frame of reference, the lens they're looking through doesn't necessarily help'em see that. And she's such a great example of being able to, you know, step back, step out of that for a second, reimagine what life can look like, and then get busy making it actually happen. And because she actually made it happen, she's got such a great story to tell about what life is like on the other side of that decision, what it's like to quit, what it's like to go into a world where you don't have to actually do anything, and some of the challenges that come along with that. And ultimately, I think this is such a valuable conversation because she shares the number one realization, which is, it's not that I don't wanna work, it's what do I wanna work on? How do I wanna be spending my time? And that's actually what she's solved for in the process afterwards. And I think it's such a powerful conversation to have because a lot of us, especially the fire movement, it does demonize work, but I think. It really does come down to what are you working on? How do you wanna be spending your time, your talent, with the limited time that you have here, what contribution do you actually want to make? And where Rach got to with this and some of the trials and tribulations, some of the dead ends that she went down, they all have sort of come back together to help her with the project that she's working on now that she's absolutely pumped about and getting so much energy from. So if you're in the mood to be inspired, maybe a little bit introspective and think a little bit differently about work, without necessarily having to retire tomorrow, this is a conversation that I think is very valuable and it's worth thinking your way through. I hope you enjoy.

Tex:

Rach Taylor, welcome back.

Rach:

Thanks Tess. Always a pleasure to be back with the cash flow Co.

Tex:

Now, it has been a little while and you've been on quite a journey. Last time we spoke you had actually just got out of. that corporate rat race and you were sort of just in this early stages of what's this next, next phase look like? since then you've been on quite a journey. So I'm really keen to unpack what the last couple of years has looked like for you. What has been, what's, just gimme one highlight. What's the biggest highlight of the last couple of years? I, I'm asking this question just to give you context, because I was chatting to you a couple of weeks ago and I was like, Hey, can you send me through a few photos of your last year or so just to kind of where we're updating our website. And I was like, I really wanna feature Rach on this. And so you sent me 30 photos and I sent'em all through. I was like, right, this is epic. what's the biggest highlight you have had? Had an epic couple of years.

Rach:

I have had such an epic couple of years. I'm so lucky. the highlight, and it's so easy to jump to, it was the time I spent with my two kids in Africa. It was

Tex:

Yep.

Rach:

That's the stuff that we will be talking about that trip for the rest of our lives. And it

Tex:

Yeah.

Rach:

this and it was fucking epic.

Tex:

How did it change you?

Rach:

the three of us, I took the kids when they were just at that sweet spot of sort of pre-teen and it was a proper adventure. we went to one of the poorest countries in the world in Tanzania and we spent time in a school. we met the families of students that we'd sponsored since they were little, four year olds and they were now graduating high school. We went to graduation. It changed us so much in just the level of gratitude that we have for the lives we've got and the privilege we have and the fact that we are able to, directly influence and help, people that have just got nothing.

Tex:

hmm.

Rach:

It is just something until you're there and you're just experiencing Africa, you just cannot understand how vibrant and how beautiful those people are.

Tex:

Mm-hmm.

Rach:

Got nothing. But what they've

Tex:

Mm-hmm.

Rach:

Most insanely beautiful culture and history and connections with one another. And so it's all of those things. to take the kids on an adventure, which challenged us, scared us, moved us, joy, fun, all of it. with a whole new perspective on everything, and it's pretty hard to rinse the privilege out of yourself. And one trip to Africa is not gonna do that. But I really wanted to take the kids and start trying to rinse the privilege out of them.

Tex:

Yeah.

Rach:

Yeah.

Tex:

That's such a cool little full circle moment.'cause I just had a flashback then to our first conversation and you might remember, but the first thing we do is really understand what it's about. Like it's, there's always like a statement, there's a sort of like, this is what's underneath it all right? Because it's not financial free and it's not retire early and it's not this.

Rach:

Yeah,

Tex:

I remember this super clearly just then though it just popped up in my head and it was about like, I wanna make the most outta this period of life with my boys and I wanna, I wanna love the shit outta my boys so something she said something like that. which to hear you kind of talk about that trip

Rach:

yeah,

Tex:

like the photos that you sent through, I'm actually picturing the photos that you sent me. There's one that you've got, and you must be on Safari or something'cause you guys are in a Jeep and it's like this over the seat type thing and you're holding it you can kind of see your two boys and behind the two boys you've got the Savannah.

Rach:

Yeah.

Tex:

Yeah. And I was like, that's a sick photo. and it's a simple photo, but I could tell, it was like I was there, you know?

Rach:

can feel it,

Tex:

Yeah.

Rach:

Yeah. Yeah.

Tex:

Yeah.

Rach:

It was really special. my kids are getting older really quickly now they're into that slightly more broody, teenagery vibes. And, you know, had I not grabbed that opportunity to take them when I could, It would be a very different trip now. I'm so grateful to have had the opportunity to have done that. It was awesome.

Tex:

So I've actually heard a few parents say this to me. You've sort of got this window before the kids get, that sort of teenage years. it's what you do, the work you do, the investments you make before that little storm. it gives you some scaffolding and a bit of a rudder through that period. is that kinda what you're getting at?

Rach:

Yeah. if you're doing a good job as a parent, your kids, once they clock into that mall at 14, 15, 16, they're gonna start wanting to. Test themselves as individuals against the universe.

Tex:

Hmm hmm

Rach:

whatever you can imprint on them and give them the sort of life skills, but also the confidence there's a lot you can teach'em before that point, when they start facing outwards and testing it for themselves, which is,

Tex:

Mm.

Rach:

what the teenage years are.

Tex:

Yeah.

Rach:

little journey now. I'm gonna drag them on a few more trips. Don't you worry. They'll come, they frigging love that trip and they will love every,

Tex:

Yeah,

Rach:

I take them on.

Tex:

yeah,

Rach:

it was a really, it was just at the point where boys are warning, adventure and excitement and my God, we

Tex:

yeah,

Rach:

Yeah.

Tex:

That's awesome.

Rach:

Have

Tex:

That's awesome.

Rach:

the hell out of some serious situations, it was awesome.

Tex:

That's great. Well, let's go. we've had a few chats over that period of time, and it's funny to me, I think your story is a really instructive one. the theme I think is like. Time well spent is actually the objective,

Rach:

Yeah.

Tex:

Necessarily not working. the first thing you did coming out of, we spoke about this, we touched on it last time we spoke,

Rach:

Yeah,

Tex:

about the identity crisis that happens when you don't have to work and what you choose to do with your time then.'cause you had that period and you're like, well it's kind of weird, right? and I always say like people come in, they'll be like, I wanna retire early. I'm like, try it on, actually do it for six months and see how you feel. I guarantee you want to go back to work and you'll just want to find a better way to work.

Rach:

Yeah.

Tex:

I think your story is indicative of that. I've spoken to Aussie Firebug, same thing. He gets to the point where he doesn't have to work and he is like, well, hang on. It's not really about that, is it? It's not about that at all.

Rach:

Yeah.

Tex:

so just talk us through what that period was like and what you've done since.

Rach:

Yeah. so it's been about two years since we recorded that last podcast. and I know last time we chatted on the phone, I was telling you about this sort of energy. the way I was thinking about it is in an energy. And I left that HR corporate sector,

Tex:

Hmm mm.

Rach:

A move away from energy, like get away from,

Tex:

Mm-hmm. Mm-hmm.

Rach:

Like it was get out, get out, get away. So that was, that's where my head was at. That's where everything was. it was a move away from, and as I healed from that, because I was in a bit of a physical, spiritual. Mess after a

Tex:

Mm hmm.

Rach:

Life of running it a million miles an hour. after I healed from that, it it, I opened up to this towards energy. So still moving in the same direction. The direction hadn't changed, but

Tex:

Yep.

Rach:

Energetic state

Tex:

Yep,

Rach:

that away from get away, get away, get away. Which is the, which is I reckon the drive behind the fire movement. It's get away from work. Work sucks, work

Tex:

yep, yep.

Rach:

talking about a little microcosm of sitting in a cubicle corporate box or being disenfranchised with your career choice

Tex:

Yep.

Rach:

Not work. We all need purpose and

Tex:

Hmm.

Rach:

to have the privilege. it was a complete privilege and I thank myself every day for that privilege of the time and the space I was able to give myself,

Tex:

Hmm.

Rach:

I learned that it wasn't about not working. It's about choosing how I want to spend my time.

Tex:

Hmm.

Rach:

That's all it is.

Tex:

Yeah.

Rach:

we could end the podcast

Tex:

I think that's the pain, right? So you're sitting there in the cubicle and you're going, this is how I'm gonna spend my time here. this is taking up the majority of my time. And the person in front of me who's chewing up my time right now, the dramas that I'm having to deal with with them, that's actually what I'm spending my time on. And by the way, that's not a bad or a wrong thing, It's who it's right for and who it's wrong for. So you could have a different person in that situation absolutely lit up in that context. But if that's not you, that's the problem, isn't it?

Rach:

exactly.

Tex:

Yeah.

Rach:

for years I had been lit up by that. I was thriving in that environment and I loved it

Tex:

Yeah.

Rach:

and.

Tex:

Yep.

Rach:

I changed, we changed, we grow, we evolve. I have evolved now to the point where I'm unemployable.

Tex:

we were joking about this the other day. I said, I hope I'm gonna be okay long term.'cause I don't think I can get a job.

Rach:

That's,

Tex:

Yeah,

Rach:

I've definitely, clipped over,

Tex:

yeah, yeah, yeah,

Rach:

it took a bit to get to that point and make peace with it all. it's taken about two years, maybe

Tex:

yeah,

Rach:

to

Tex:

yeah.

Rach:

yeah,

Tex:

What I really like about your story is I think that we always talk about way finding, the big illusion of when I've got all the money and then I don't have to work, then everything's gonna be fine. But it's always the idea of a life without challenge

Rach:

yeah,

Tex:

There's always gonna be a challenge. There's always gonna be something. So you get to that stage, right? And then the next challenge is what do I do with my time and how, like what's the identity I'm gonna claim? And the direction you were going early days was, Hey, I've kind of done this interesting thing with Airbnb and I understand how to improve assets in the real world and then be able to flip them for profit. I kind of like that process. I've done well doing that. Let's try to see what that looks like online. So just let's go down that little journey for a little bit and talk about what you've picked up there.

Rach:

I've picked up there I can say now is a skill for life that's gonna be very relevant in all future pursuits.

Tex:

Yep.

Rach:

But at the time when I took it on and started it, it was just that it was, oh, I've got this skill with flipping properties. Maybe I can do that in another setting. I wouldn't mind, learning something new. bit of extra cash. but it wasn't because I was dying to do it. It wasn't like a pull towards energy. It was just, I'm gonna

Tex:

Yeah,

Rach:

I've got

Tex:

yeah.

Rach:

time,

Tex:

Yeah.

Rach:

I jumped in really heavy into that space, which is great'cause that's how I learned best. I spent the better part of a year and a half dedicated to, buying websites, renovating websites, learning how to SEO websites, selling websites, and playing around in that space. I became pretty good at it actually. it's not rocket science, but you do have to do a lot of learning. It's pretty niche.

Tex:

Hmm

Rach:

what happened about the time I decided this is what I'm gonna do. That was just about the time that ai, bubble started to burst and chat. GPT came on, just came on the scene, right? So,

Tex:

mm

Rach:

whilst I was learning that skill set and playing around with content websites, the way we, consume content online. Was about to be iser forever.

Tex:

mm.

Rach:

it was a really interesting time to play in that space. over the course of 18 months, I got to the point where I went, this model itself that I am playing with, I, am not gonna back a future in this because of the way I was seeing the search engines change in response to AI. And so as a investment vehicle or as a money making sort of idea, I just went, yeah, dunno about this. So I put it to bed around the same time, and I know we'll get to this where the lure of another HR role came into my,

Tex:

We'll get to this.

Rach:

so I sort of getting to this point, I'm just going, I don't know that there's much of a future in this. That's my gut instinct

Tex:

mm.

Rach:

future is changing so rapidly, I dunno if I wanna keep up with it. but what, what I can say now is the skills that I've learned there and the capability I've got, I. In the next pursuit that I'm chasing, it's just gonna be invaluable, and I'm so grateful again. And it's just that, you know what it is, it's just that thing about one of the best investments you'll ever make is in yourself, right? I could have just sat around that year read books and gone for walks, but I decided to do that course and learn this new skill and I really loved it. I'm about to move into a space where, I'm actually building a business website and developing all of that, I've got this full confidence about being able to navigate the digital landscape in an online business. And it's awesome to have

Tex:

it's actually,

Rach:

you

Tex:

I'd say now, and I wanna do a full series on this, but the opportunity of our generation is, the digital real estate of the internet and understanding how to claim and stake your territory. On the internet.

Rach:

Mm-hmm.

Tex:

if you don't have internet skills, like the ones you've built, just because you followed that curiosity, even though you would look at it and say, well, that was a dead end. Actually. No, it's not.

Rach:

that's

Tex:

Because you pick up those skills, you bring those skills to your next thing. And I think that's a really good example of being willing to back yourself over time to keep course correcting towards what you want. It's interesting you said before about, away from energy, and toward energy. there's this concept of post-traumatic growth, which is like something bad or challenging happens to you, and that challenge, rallies your resources. You start doing the things that you need to be doing, and then through that process you become better and you look back on it and you go, I wouldn't change that. That was challenging, but actually that made me, so that's post-traumatic growth.

Rach:

Mm-hmm.

Tex:

then there's something else, which I think you probably have tapped into here called Post Ecstatic Growth, and that's where you set yourself a challenge.

Rach:

Mm-hmm.

Tex:

Right. That stretches you like a challenge that's come to you, which stretch you, but you just set it for yourself. And so kind of feels like a, it's kind of what you did with like, oh, I've got this vacuum now that I need to fill and I wanna sit around doing nothing and eat, pray, love for the rest of my life.

Rach:

Yeah,

Tex:

So I'm gonna go after this sort of career. And you set this kind of challenge for yourself through that process. You get through the other side and you're like, yeah, sweet. So I kind of know how to do that. Well, what do I wanna do now? Am I gonna keep doing this or do something else? have you heard of that before?'cause I think that explains it.

Rach:

heard of post ecstatic grief. It sounds like something that you do a workshop on with a heap of,

Tex:

Yeah.

Rach:

enlightened

Tex:

it's a constructive thing, right? Like

Rach:

Yeah.

Tex:

have life come to you and react to it and get better, because if life's doing things to you, or you can actually just go at life. And I feel like that's the difference. You're either going at it or it's coming at you.

Rach:

Yeah. And look, I acknowledge that, a lot of people find that really hard to do. I'm someone who errs on the side of action at all times to the point

Tex:

Yep.

Rach:

And I see it as sometimes disabling and sometimes the superpower,

Tex:

Mm-hmm.

Rach:

the fact that I constantly take action before thinking sometimes means I do have these opportunities I can reflect back and go, oh, all those things

Tex:

Hmm.

Rach:

did I acted on now are just so important to me, formed a really critical part of this journey.

Tex:

Yep.

Rach:

so yeah, there's been a few points in this last two years. If you call it a quest or a journey or whatever, where it's felt like I hit a dead end in some way, like,'cause you do, you go, oh, it's chasing this hard. And now I'm like,

Tex:

Hmm.

Rach:

This doesn't work anymore.

Tex:

Yep.

Rach:

And you kind of have a bit of a fucked up moment

Tex:

Mm-hmm.

Rach:

and you might have to sit with that for a little while. Almost a feeling of a sense of, I've failed at something. it's taken more time to then be able to go, oh shit, I've got that skillset.

Tex:

Yeah,

Rach:

awesome.

Tex:

yeah,

Rach:

I've got that in the back pocket.

Tex:

yeah,

Rach:

So, you know what I mean? there's been a few of those moments along the path. that's been some good learning for me actually. you keep learning these lessons, don't you?

Tex:

A hundred percent.

Rach:

You

Tex:

Yeah,

Rach:

these

Tex:

the pendulum swung back the other way a little bit, didn't it So talk to us about, this new opportunity going back into that sort of environment. I remember having a conversation with you just as you were about to go into it, and you're like, this is great because I got this opportunity, but I don't have to take it. I don't actually need the job for the money. I'm gonna do this more because contribution.

Rach:

Mm.

Tex:

so let's talk about that too. I think the intent was actually, there,

Rach:

Yeah. So where do I start with this? one of the things that really challenged me during this year or so before, that role came up, one of the things that anyone who retires early or what have you, one of the things you'll lose and have to mourn is your ego and your status. when you've been someone who is a somebody in the culture, and,

Tex:

Hmm.

Rach:

a job title you become in the culture and nobody, if that makes sense.

Tex:

Wait, how does that play out? Is that like, Hey, I'm Rachel, and what do you do, Rachel?

Rach:

a

Tex:

And you go.

Rach:

and you,

Tex:

I do whatever I want.

Rach:

You can't, this is such, I just feel like I won't get even talking about this, but it's a thing, right? That you kind of,

Tex:

Yeah.

Rach:

are at a party and everyone's, oh, so what are you doing? Or what are you doing now? And you kind of

Tex:

Hmm,

Rach:

Like, I've got

Tex:

hmm,

Rach:

you feel like you wanna fill it with some explanation of what you are doing that will align to other people's expectation that you are a high status person

Tex:

hmm.

Rach:

I had to just really make peace with that also because I was doing it alone. it wasn't that I was 65 and all of my cohort were doing it at the same time.

Tex:

Yeah.

Rach:

the anomaly and I, I actually am a rebel at heart. So that part of it I was enjoying. I was like, yeah,

Tex:

Suckers.

Rach:

All you fish going down the stream, I'm going this way.

Tex:

Yeah. Yeah.

Rach:

But we're humans and we wanna belong to a pack. I felt like I lost my pack. So I was a bit of a lone wolf. And I was a lone wolf with no explanation of what I was doing other than, going on this meandering journey, not working in HR anymore. Why?

Tex:

I was gonna ask you, What are people's reactions? Like how do people respond to it when you sort of go, ah, I'm doing this and maybe I'll look at this. How do they respond?

Rach:

some people really want to know more about how, how, how'cause they want to do that too. And they're really inspired and this is fricking awesome. some people, you'll get a reflection back in their eyes and I think it comes from a place of a little bit of, oh, that's never gonna happen to me. And they don't really wanna talk about it.

Tex:

Mm-hmm.

Rach:

envious or

Tex:

The comparison hurts them and they don't like it.

Rach:

they don't want to know

Tex:

Yeah.

Rach:

But then there's also the status reflection how could you are kind of wasting your time? Or how could you find that fulfilling sort of reflection,

Tex:

Y Yeah. Yep, yep,

Rach:

pretty interesting mix.

Tex:

yep.

Rach:

when I was 12, 13, 14 months into this journey, this role came up. The recruiter contacted me from the sports network and said, there's this role. with a national sporting organization, they need a head of people and culture. it hit me at a time where I was starting to wallow is the wrong word, it sounds really negative, but I was, I was in a existential questioning moment, feeling that away from energy was no longer with me.

Tex:

Hmm.

Rach:

in between space,

Tex:

Mm-hmm.

Rach:

of space where. I was no longer trying to run or hide or get away from,

Tex:

Hmm.

Rach:

I was starting to go, Hey, I've got all these skills, I've got

Tex:

Hmm.

Rach:

talents, I've got all these, I've got all these life experience, I've got all these education. And I'm not using it for anything other than I'm just not using it

Tex:

Hmm.

Rach:

So I was starting to have that level of going, what am I gonna do next?'cause this

Tex:

Hmm.

Rach:

I'm not using my powerful good. when you and I had had that life by design session many years previous, I had mentioned to you that there was something in my future around me wanting to give back to sport and work in an altruistic way, given I'd taken such a withdrawal from the bank of sport over the years. when this opportunity came up, I was like, maybe this is what I've manifested.

Tex:

Yeah. Yeah.

Rach:

You guys telling me, here it is, Rachel, like this is how you use your powers for good. And you get back in there and you do it in a sporting organization and you apply your skills. And it also hit me at a time where I was looking down the barrel of about 16 grand to put a new, bamboo straw roof on one villa in Indonesia. didn't want to withdraw money from anywhere. I didn't, I just, but I

Tex:

Yeah.

Rach:

I was like, oh gee, it'd be nice to just have a bit of cash. Could just come in, you know, just

Tex:

I love how honest you are about this.

Rach:

yeah.

Tex:

This is good.

Rach:

just like a bit of buffer.

Tex:

Yeah.

Rach:

you gotta remember as well, the time when I, boom, I'm outta here. Bye bye. Was pretty much aligned with the time, interest rates just went and inflation. So it was tight like I was living, but that was not important to me.

Tex:

It was tighter.

Rach:

this 16 grand mate.

Tex:

Hmm mm.

Rach:

so I ended up accepting this role. I did a lot of, thinking and talking and I accepted this role straight back into a senior HR role. And I, believed I would be able to contribute to sport and to athletes. I took it on a part-time basis. And that was really important to me.'cause I still have my properties that I was running and my website business that I was running I needed the time and space to keep those things ticking.

Tex:

Mm,

Rach:

And I also had this creeping little worm come back into my brain about, oh, it's difficult to borrow when you don't have a salaried income. Banks don't

Tex:

that's right.

Rach:

thinking, maybe if you had a regular income for a while, you could go back to the bank and, you know,'cause they don't like Airbnb income or dividends from some weird company in Indonesia. I also thought that could be an advantage and I'm

Tex:

Yeah,

Rach:

one

Tex:

yeah,

Rach:

Go on Rachel, do it.

Tex:

Because it was like, I want to get up, I want to get another property, and I wanna keep going.

Rach:

a case of the one more, Terry.

Tex:

Yep, yep.

Rach:

Anyway. have you, have you ever, like, I know I'm getting esoteric here, but there's this concept that the universe will keep sending you the lessons you need until you learn them.

Tex:

Yeah.

Rach:

This role was a lesson tied up with a bow, and I needed to go back into that field to feel what it actually feels like be out of alignment when you've just spent the last 13 months living so authentically aligned to your values and

Tex:

Yep.

Rach:

them so much.

Tex:

Mm.

Rach:

And then I went back in there and it felt like friction, always friction in my being

Tex:

Yeah.

Rach:

quicksand, like mud it wasn't, that I'd outgrown the HR career. but it was more so the. Demands on my time that were being made of me that were exactly what you get in a normal senior management position.

Tex:

Yep.

Rach:

And it's something that I won't do anymore. it's not a compromise that I'll make anymore. And that's the unemployable bit, because it's inherent in our culture.

Tex:

Well, I reckon there's an inverse correlation between how sexy the jog looks and the actualities of that job. The sexier it looks, the Shiter. It is.

Rach:

Or like, there's just that concept around, the different types of wealth. Like there's that sort of status wealth, and then there's

Tex:

Yeah,

Rach:

dollars wealth, time wealth, and health wealth,

Tex:

yeah,

Rach:

I was cashing in on the time and the

Tex:

yeah.

Rach:

health wealth thing sorted.

Tex:

Yep.

Rach:

I was lacking in the social status bit,

Tex:

Mm-hmm.

Rach:

but I got lured back into that role by the social status idea, oh, this will feel nice, I'll belong. I'm the head of people and culture. I'm a big, big gun again, and I've got some money just coming in easy. Like, it just felt

Tex:

Mm.

Rach:

to have a salary coming in every month.

Tex:

Yep.

Rach:

it actually did, and this is a good lesson in life though, like luring by that social financial piece dramatically compromised and robbed me of the things I value most in life. I could've told you this beforehand, that's the

Tex:

Yeah.

Rach:

and that's the physical health wealth. Robbed, robbed, robbed, it's baked into the system. I'm sorry. You sound like a cynical is crazy, but baked into the system.

Tex:

Yeah. This is why I think it's so important what we do in that first session, right? The first one is decouple the concept of money from wealth. Because, and I say this to so many people and some people get it, and I see some people kind of go, what? But I think the point you just made, I actually wanna really deconstruct it because I think it's so important to understand

Rach:

Yeah,

Tex:

is having more of what you value. Money is just the way we measure and move it. You can have more money, but less of what you value and you'll feel poor.

Rach:

yeah, yeah,

Tex:

Because your life is poor

Rach:

yeah,

Tex:

and so there is no purpose to having more money if you have less of what you value.

Rach:

yeah.

Tex:

That is not wealth.

Rach:

I,

Tex:

I say, this is why we're taking the time right now to decouple, detangle these concepts in your mind. Because if you think that quantity of money equals quality of life, you can be very sorely mistaken. And I think that's such a good example, right? you don't have a financial need to have the income. You've got a good amount of income coming in. a good amount of social good and status, but you have less of what you actually care about. And you said, no, no, that's not it.

Rach:

And it felt that's what, was the friction, the fact that

Tex:

Yeah,

Rach:

traded

Tex:

yeah,

Rach:

Listen to me, I'm pontificating about like this. Like I know what I'm talking about.

Tex:

Well you do.

Rach:

I, against my own better judgment,

Tex:

Yeah.

Rach:

I totally robbed myself of the things that mattered most to me. Again, I've done this many

Tex:

Mm

Rach:

the universe

Tex:

mm

Rach:

Got ya again.

Tex:

mm mm

Rach:

learn

Tex:

Just before you get gloss over it, was there a specific incident, a moment where you went, nah. no, this, I've gotta roll this back. This is a reversible decision that needs to be reversed?

Rach:

Uh, yeah. Yeah. It was probably, um, I started that role in November. By January, I was sitting down with the CEO having a conversation about the hours that I've

Tex:

Mm

Rach:

consistently.

Tex:

mm.

Rach:

so I was very clear. It was a part-time role. by the time I got to January, I'd been tracking it'cause I knew it was getting outta control and I was basically volunteering for the organization two days a week. I was being paid for three and I was volunteering for two. And

Tex:

Sport's great.

Rach:

I just think the world's great like that, the western world.

Tex:

Yeah.

Rach:

that was probably a moment where I just went, this is silly, right? Like if you want

Tex:

Yeah.

Rach:

in sport, go volunteer in sport, but actually you're not getting time to do the physical wealth, the connections, all of the things that you value most, you've now compromised those. So from that conversation in January onwards, it took another few months of really working hard to try and egg that back so that it was back in equilibrium. once I got very much to the point where I went that, that is unrealistic. It's not gonna happen, Rachel, I had to pull the rip record and get out. and that was another point where I was like, you know what? This has been a failure. You've messed up, you took the wrong path. How stupid are you? I went through all of that, but now I see it. it was such an important piece in the journey.

Tex:

so,

Rach:

me all this that I

Tex:

yeah.

Rach:

Also, if we go back to that borrowing piece,

Tex:

Yeah.

Rach:

I fully went down the path of finding properties, talking to mortgage brokers, getting pre-approvals, all of that. And around the time I was having that conversation with the CEO, I was also looking at buying property it was this realization and it was so damn crystal clear that I was about to handcuff myself to the role.

Tex:

Yep.

Rach:

Like I, I had every spreadsheet in the world going, I could not work out a way that I could not handcuff myself to some sort of mall.

Tex:

This is where forecasting is the shit, isn't it? This is where it's the shit.

Rach:

Because I'm

Tex:

that

Rach:

there's

Tex:

This is where emotional intelligence, self-awareness come together with financial intelligence.

Rach:

yeah,

Tex:

if you don't have that self-awareness, you don't know what you really care about and you just have the spreadsheet,

Rach:

yeah.

Tex:

guess what you do? spreadsheet says more.

Rach:

It's

Tex:

Yeah,

Rach:

So I,

Tex:

yeah,

Rach:

I was about to handcuff myself to a ship that was sinking, in so far as it was robbing me of the things that actually mattered to me the most.

Tex:

yeah,

Rach:

that lesson as well.

Tex:

yeah.

Rach:

tip.

Tex:

So similar to what you said before around going down that track learning internet skills and you're gonna be able to take those I don't know if you realize this, you probably do, but. What you are going into now, that experience you just had then that we just talked us through,

Rach:

Yeah.

Tex:

is what you're gonna dine out on for this new thing you're building, aren't you?

Rach:

yes,

Tex:

So let's talk about that. you've left this and now what's happened after that? And where are we going?

Rach:

the people I met in that organization were frigging awesome. Like really, really switched on passionate, driven people on the board and senior management team. during the course of working there and working with athletes and preparing for the games, I started realizing very quickly that HR wasn't the vehicle. If I wanted to be working in this space with athletes, it would take a different format. through many conversations I had with the high performance team and the exec team and people on the board, I started to crack open this old idea I'd had around, working with athletes when they are transitioning to retirement, whether that's in the time where they know that they're going to be retiring and preparing

Tex:

Hmm.

Rach:

or whether they've had a hammer down retirement with an injury or non-selection, or whether they're just retired and they're just floundering.

Tex:

Hmm.

Rach:

But working with athletes in that space, because from what I've observed and now sat back in a national sporting organization this may be more so in Olympic sports, poor little athletes are kicked to the curb and it's like, see you later. Good luck with that And like when I was working at one of the big four firms, just by contrast, the. Amount of effort, compassion, sophistication that went into the final year of any partner that was

Tex:

Mm.

Rach:

firms. The preparation, the coaching, the programs, a lot of care, a lot of thought, and a lot of preparation went into any partner exiting the firm. and if we make the parallel to sport, we've got people that have been, representing the nation, and winning medals for the nation. they largely by and large do just get kicked to the curb. So I think there's a lot in that space where I felt very passionately about it. it was a hell of a journey for me as a young athlete and all of my mates who have left sport. I've seen train wrecks on train wrecks,

Tex:

Oh,

Rach:

and.

Tex:

there's a guy who used to work with at Geelong This guy was like a glue type player.

Rach:

Mm.

Tex:

And so they're not the best player, but they're the kind of social glue that keeps the team together during one of the most successful periods they ever had. Then transitioned in, did athlete development and played this crucial role at the club for 11 years afterwards. Covid came along, got stood down, never got put back on, didn't even get a phone call. That was it.

Rach:

Just

Tex:

Like that was it. it's ruthless. It's absolutely ruthless.

Rach:

I dunno that they need, I mean, you know, it, I, I, there's also a part of me that going like, just been fully funded as an athlete by the government to the nth degree and you've just had this unbelievable privileged journey and oh, poor little athletes. But it's a real thing. Like, there's

Tex:

That's huge.

Rach:

There's

Tex:

you put that much of yourself, you can't like half as your career as an athlete. So you put everything into it and there's a huge opportunity cost for that.

Rach:

yeah,

Tex:

other people are establishing themselves

Rach:

yeah,

Tex:

they're building careers that aren't going to stop one day because they get injured

Rach:

yeah, yeah,

Tex:

and you are not.

Rach:

yeah.

Tex:

So I always say they don't earn enough

Rach:

No,

Tex:

because

Rach:

But there's

Tex:

yeah.

Rach:

there's not the funding there. and this was also the important part for me about getting into a sporting organization, getting under the covers of the funding and how that all works. that was a little bit illuminating for me as an ex-athlete, but it just not have to worry about that stuff. there's not enough money in sport there's a lot, but it's not going to, how do we these people with their wellbeing afterwards?

Tex:

Yeah.

Rach:

that's where this very old idea of mine that I'd sort of put to bed many times came back to the surface and started having conversations, around how we could be doing that better with our athletes. And then I. Was there having conversations with the CEO around how I could potentially look at piloting a program within our sport. And then I just went, you know what? I actually want to do this.

Tex:

Hmm.

Rach:

the pull towards energy so strong. working part-time I'd hoped that I would have time for this type of stuff. I knew I would wanna be keeping on developing and moving. I wasn't getting that time. I was volunteering on the other two days when I was supposed to be working. now what I am moving towards and getting very pulled towards is starting a coaching business I will be working in the life and career coaching space

Tex:

Yep.

Rach:

alchemize life and career coaching together and create a signature program where I'll also work with athletes.

Tex:

Hmm.

Rach:

work with athletes that are either in that pre-transition or in the transition to retirement and taking them through a proper coaching journey, similar to what you do in the money mentorship program,

Tex:

For that,

Rach:

career coaching

Tex:

that's

Rach:

athletes. And that's something I'm just building at the moment it's really exciting and I'm super stoked about it.'cause it feels like, and this is, before I joined that sporting organization, this was the Rachel floundering, wallowing in the existential, what am I gonna do with all of the things that I've done in my life? I've an Olympic athlete, I've been a

Tex:

Yeah.

Rach:

career, I've been

Tex:

Yeah,

Rach:

I've been a single mother, I've done all these things. I've got all this knowledge and capability and skill and I'm not using it

Tex:

yeah,

Rach:

really. building websites was not that.

Tex:

Yeah.

Rach:

this when I sort of went, oh my God, this, feels like all the things that I have done and been and learned, packaged,

Tex:

Mm.

Rach:

I can use it for good. So that feels like the big pull right now.

Tex:

I always, remember that line from Steve Jobs's speech, the Stanford speech, and he says you can't connect the dots. Looking forward, you can only connect them looking backward.

Rach:

Yes.

Tex:

And essentially look at that. Look at, so we just talked about last, let's see, sort of three to five years here, but beyond that,

Rach:

yeah,

Tex:

you can actually connect all those dots. if you think about it, if you're an athlete, you're sitting in that room, you're like, who else has done all this? Who else can walk me through all this? she's already been there. She's done the corporate thing. She knows what that looks like.

Rach:

yeah.

Tex:

she's built her financial position to a point where she has these kind of choices and she knows what actually matters. And she's made a few mistakes that she can stop me from making or help me to avoid as well. Um, it's funny, like I just, I had a conversation with a guy the other day, just came into our situation. He hasn't really got across a podcast or anything. got referred through, did a conversation with him, just an introductory one.

Rach:

no.

Tex:

he's like, yeah, cool. I think I might do this in the far future These things have gotta come up and pay for it. And I'm like, yeah, that's all sweet. Like I can see all those things are true. Those are the costs. You can see that. There's a bunch of costs that you can't see

Rach:

Yeah.

Tex:

you are paying now, and it's costing you a lot. I sent him an article that I wrote, and it's on our website, and it's like, does it make sense to pay for financial education? And I talk, I said, I want you to read that article and look what it costs me to not know how to solve the problems that you and I have just discussed for the last five years you've been trying to solve these problems.

Rach:

Can you put it that way? Yeah.

Tex:

and so, it's a similar thing, right? You're like, don't do what I did. learn from my mistake. Don't make the same mistake to learn from it. that's the value of mentoring.

Rach:

it is.

Tex:

Yeah,

Rach:

having a mentor who isn't gonna tell you what to do, but they can help the lighthouse if you are just the bobbing around boat

Tex:

yeah.

Rach:

that's been there, done that and seen the things can be pretty valuable. I've, worked with unbelievably good mentors through my entire life, like

Tex:

Mm.

Rach:

starting in high performance sport and that's a different sort of model,

Tex:

Yep.

Rach:

certainly worked with a huge array of different coaches and mentors and have done ever since I've sorted out, ever since. It's, it's had profound impact on my

Tex:

Yeah.

Rach:

and

Tex:

So let's,

Rach:

Yeah.

Tex:

just talk a little bit about, like, so you said like you wanna take'em through a really structured process. talk me through it. how are you thinking through it and what pathway are you gonna take'em on? what's the process that you're thinking through?

Rach:

this is something I am designing right now,

Tex:

Yeah,

Rach:

because I've, I've literally about to get the hammer down on the website, so I have to actually have something to put in it.

Tex:

yeah.

Rach:

but loosely it will begin with an assessment of where you're at now and what's working and what's not working.

Tex:

Yeah.

Rach:

Very important piece around values and strengths so you can understand what your strengths are and what your values are. for a lot of athletes, I don't think that's work that they will have done before

Tex:

That,

Rach:

an extent.

Tex:

that part is critical.

Rach:

hmm.

Tex:

these conversations. We actually have a bunch of you, you've been one of these athletes that have come through the program and I do see that where they're like, oh, I don't really know how to do anything else. And I'm like, no, just chunk up sports. So chunk up above your athletic, sort of

Rach:

Yeah.

Tex:

technical skill in the sport. Chunk it up and then you go, cool. So what role did you play in the team So you were the captain, were you? Okay, cool. So what did that involve? That involved you organizing this group of people focusing, moving in this direction. Okay. What else did you do? I also had to do, you know, my role was like captain of team defense there's all these meta skills.

Rach:

Oh my God.

Tex:

They just sort of sit above it. So for me, coming out,

Rach:

Yeah,

Tex:

I did consulting for three years before starting this business. everything that I dined out on was decision making under pressure in a team.'cause that's all I did for 10 years in sport.

Rach:

yeah.

Tex:

I'm gonna tell you a story about how I'm sitting in the boardroom. I'm talking to the Australian coach for the wallabies, and he's telling me this is the best player and I need him to get on the field. But the problem is he hasn't played for nine months. Can we get him into play? And now we have to make this decision. it's my responsibility to give him the information in a way that makes him and also give him a recommendation and sometimes often tell him what he doesn't wanna have to hear. And so how do you do that? And how do you do it in a way where he feels like he's in charge? You're not telling him what to think. You're giving the information, but you're making a strong recommendation. So you're speaking truth to power at a moment that really matters. How do you do that? And you come outta these situations, you don't actually realize that you've accumulated all these experiences and that that's, what you're getting at, isn't it?

Rach:

Yeah. So what you just said. That's the transferable skill and I certainly didn't know what that was when I left sport.

Tex:

Yeah.

Rach:

I can look back and go, oh my God, I see all the transferable skills I've walked away with now. So yeah, taking, athletes on a journey around understanding what their strengths are, understanding what their values are. Then the next module around what are your transferable skills and actually articulating them and packaging them up.

Tex:

Mm-hmm.

Rach:

at those and looking at your values and what do you want to do? Like what

Tex:

Mm.

Rach:

you? where do you want to go and how do you do that? So that's almost career coaching

Tex:

that's the part that's actually quite broadly relatable. That's not just athletes here, because I think there are a lot of folks similar to yourself, right? Like, I'm doing hr, but what's my transferable skills? I don't wanna do this anymore.

Rach:

right.

Tex:

yeah,

Rach:

I'll be applying a similar thing in my career coaching with career transitions.

Tex:

yeah.

Rach:

and then as we move further through the program, be looking at all the major pillars of your life

Tex:

Hmm.

Rach:

Because when you exit sport or make a major career transition, everything changes.

Tex:

Oh yeah.

Rach:

with athletes in physical realm, movement, physical, like your entire body is going to change, your physiology is going to change, your diet is gonna change, your nutrition is gonna change. If you look at the connection pillar, your friends, you are going to lose your entire network.

Tex:

Hmm.

Rach:

you are no longer in that boat. You are now out there in the big wide world. This would happen with ex-military, leaving a big four firm. it's a major transition. So we'll look at each pillar, spiritual movement, and definitely a lot of work around

Tex:

what about just structures? I kind of got jack of structure. I was like, my life's been so tightly scheduled for so long. I can't wait to not have to worry about this. And I left and it actually ruined me. Like having no structure, not knowing what to do. I had to rebuild that structure over years to sort of go, okay, cool. Now I've got a bit of a structure that meant Roxy Mental Health and you just don't realize it.

Rach:

A hundred percent.

Tex:

Yeah.

Rach:

there's so much that can be done. And my problem at the moment is compressing it down because I'm like,

Tex:

Yeah.

Rach:

But the idea of going through a coaching program like that whilst you're in transition or approaching transition is to just keep seeking greater clarity. Keep refining what you want, keep setting actionable steps, small steps and just keep moving forward in a more conscious way.

Tex:

Hmm mm-hmm.

Rach:

rather than you are just a boat that is taking whatever wave

Tex:

Drifting.

Rach:

you're

Tex:

Yeah.

Rach:

a boat with a lighthouse, which might be your coach as your mentors that are actually navigating something.

Tex:

Hmm.

Rach:

it's pretty cool because I'm lit up by that at the moment and it's really creative work at the moment because I am applying everything I know

Tex:

Yeah.

Rach:

sport, from hr and I'm also, working through two different coaching accreditation programs as well. So I am applying that new sort of. Coaching methodology and coaching psychology to it. and I'm creating something and it's fun and also about to create this website so it feels fun and creative. The probably, less fun part will be, oh, Rachel's in business development mood now. So that'll be me just jumping out, jumping out of my comfort zone and,

Tex:

can I give you a recommendation on that?

Rach:

please do.

Tex:

So I think I didn't recognize this early but I had to unlearn. when you work in organizations, you get institutionalized in a way that you're not aware of. you just do that, you don't do that. And then when you move out of that and in business you sort of. You have to kind of realize you have to, I think you have to feel good about business just as a concept. Do you know what I mean? Because for me, business is a vehicle for the contribution you wanna make

Rach:

Yeah, yeah, yeah.

Tex:

as an individual, it's actually the assets that you create within the business. It's how those assets work together to create the change and the impact that you want. But you can't do that if you don't feel good about business. I might profile this guy on the podcast. it was formative for me there's a guy called Daniel Lapin, a Jewish rabbi and he wrote a book called Vow Shall Prosper. And in this book, what he talks about is why the Jews are so good at making money what makes them different and how they go about business? the thing that you just get hammered through is the world wants you to think business is evil. You think about culture, right? And it's usually because. The kind of people that make art, have this dichotomy of like money gets in the way of good art. And so there's all these biases that flow through into movies, into TV shows and sort of, and it's like if you're in business, you must be dirty, toxic, evil kind of person. And it's usually because those arty type people are working with business people who are trying to guide the direction of things to make sure that we can actually make this thing a viable commercial success. Right? And so you grow up with all this shit in your mind about it.

Rach:

Yes.

Tex:

the politicians talk about how the big businesses are trying to, and it's just all like, business is bad, but if you think about it, everyone's working for a business.

Rach:

yeah.

Tex:

job that you got is because of a business. That's because somebody went out and took a risk to actually create something a business doesn't Subsist. In the world. If it isn't serving its market, it doesn't survive. I feel like that book, got me feeling really good about what we were doing.'cause I know there are a lot of people that kind of look at, even my journey for example, you were doing sport. You had so much purpose. You had this, great job, you're making great money, good social, status Everyone just loves talking to the guy who works in sport And, and then like, so then you're gonna work in money. there's this whole like, uh, I dunno what, it's a very unconscious thing. I've got a good mate who's a doctor, And he doesn't wanna talk to me now.'cause I talk about like,'cause if he's talking to me, asking me questions about work, I'm talking about money. I know that's not about me. I know that's about him. But You have to overcome that for yourself. I just found it. it's not an easy read. It's kind of an annoying read.

Rach:

written it down. I'll give it a Yeah.

Tex:

I'm anyone who's listening to this that sort of has that little schism you just kind of said there, now I've gotta get into business development mode. How do you feel about that? I think that's part of the growth.

Rach:

that's for

Tex:

I,

Rach:

the next egg,

Tex:

yeah,

Rach:

I've got a crack on the journey. And the best part about this is I, love being outta my comfort zone, even though

Tex:

yeah.

Rach:

a bit like,

Tex:

You go two feet in.

Rach:

I do love it.

Tex:

Well, let's start it now. you wanna design this, right? The best way is let let the rubber hit the road and you want to actually test it with a few people. So,

Rach:

Yeah.

Tex:

if you're comfortable with this, I'm actually gonna share this with a few athletes that I know that have been asking me questions. but if you are an athlete or you're in this, even if it's just career based,

Rach:

yes.

Tex:

reach out to h and get on board now because

Rach:

board,

Tex:

you'll get, same for us, right? Like anyone that comes early, that's the red carpet service forever. So you sort of go, well, we're gonna do absolutely everything I can to get you this result.

Rach:

Yeah,

Tex:

And once I know how to get you that result, I've gotta figure out how to get that result more reliably.

Rach:

that's

Tex:

and that's how everything's kind of built. So, reach out to race right now, I'd say.

Rach:

Reach out to Rachel right now.

Tex:

Yeah.

Rach:

live by the time you,

Tex:

Yeah,

Rach:

produce this and launch it into the,

Tex:

yeah.

Rach:

ether. So rach taylor coaching.com.

Tex:

Is that what it is?

Rach:

That's what it will be.

Tex:

you had that other site with the SEO too. I loved. That was like ranked by Rach. I was like, yes. That's so good. so say it again, Sora.

Rach:

Coaching,

Tex:

So, what's

Rach:

taylor coaching.com.

Tex:

rach taylor coaching.com

Rach:

there will be, but that's

Tex:

Yeah.

Rach:

I've gotta get over. Rachel getting all authentic and yogi You know, moving into this space, I actually deleted all social media about two years ago. I just went, nah, it's not,

Tex:

yeah,

Rach:

to be putting in life.

Tex:

yeah,

Rach:

and I've never looked back,

Tex:

yeah.

Rach:

I'm really

Tex:

with this myself.

Rach:

moment. but it's,

Tex:

if I can give you another recommendation on that I think LinkedIn's worth it.

Rach:

well that's the only one I'm on'cause I'd remained

Tex:

Yeah.

Rach:

for work. but certainly Facebook, Instagram, I deleted from my life. and just, it was one of the best gifts I've given myself. So it's a real,

Tex:

Yeah.

Rach:

It doesn't feel aligned for me to be on those

Tex:

And look, you don't. I don't think you would necessarily need those all, like, everyone thinks, oh, get'em all humming. But the reality is, for you to get traction on one platform takes a lot of investment.

Rach:

Yeah,

Tex:

what I like about LinkedIn, is that I share content on there that's sometimes personal like a coaching prompt that I've been playing around with and put in my journal the coaching prompt is, what can you thank yesterday's you for today?

Rach:

Yeah.

Tex:

And that makes me look back on yesterday and go, oh, actually I did do one good thing there.

Rach:

Okay.

Tex:

that will compound, that will sort of,'cause sometimes you just kind of go, oh, was I productive today? Did I, that's where I sit a lot of the time. so that question, I would post something like that. I'm like, here's a prompt that's been working for me, like try it out. So I like the fact that it's sort of like, it's a hybrid between personal brand and business.'cause you link to a business on your profile. And the other thing I like about LinkedIn is, People have to behave on there because it's linked to a professional reputation. Whereas on Instagram and Twitter, whatever they call it now, X you can just be a faceless critic who acts like a fuckwit to strangers on the internet because you hate your life.

Rach:

Yeah,

Tex:

on LinkedIn, it's all gonna come back to you.

Rach:

yeah.

Tex:

So, so,

Rach:

A hundred percent.

Tex:

yeah.

Rach:

And

Tex:

So it's nicer.

Rach:

it doesn't have the feel, to me. I know it's moving a little bit that way of just the dopamine rat on a treadmill, getting algorithmed, algorithmed, algorithmed.

Tex:

Yep.

Rach:

that. Quite like who's

Tex:

Yeah,

Rach:

Exactly. The way

Tex:

yeah,

Rach:

to TikTok.

Tex:

yeah.

Rach:

surely not?

Tex:

Nah,

Rach:

that alluring is it?

Tex:

you know what's interesting? I'll give you a learning from me for the last few years. The thing that gets me the most profile views isn't posting,

Rach:

yeah,

Tex:

it's commenting on other people's posts.

Rach:

Right.

Tex:

so I find people who are in my space and every day I connect with five people who are adjacent to what I'm doing. Maybe like, mortgage broker, maybe financial planner, whatever it is. Connect with five of them. Try to contact one of them.

Rach:

Mm-hmm.

Tex:

put one post out wherever you possibly can and write three comments on other people's posts who are in your space.

Rach:

Yeah.

Tex:

And then comment on other people's comments as well. let's say I commented on your thing. You're like, who's this Terry Conga? So what do you do? You go to the profile.

Rach:

Yeah,

Tex:

And so I watch profile views from a post versus commenting not even close. it gets you used to the idea of actually. Writing on that platform. once you get over that, you realize one in every five posts that I write as a comment is actually a good post by itself. then you just put that on your page,

Rach:

Much to learn I have

Tex:

I think it's underrated, you're building a body of work there, it's digital leverage. then you can start to generate demand basically.

Rach:

Well, to me that's an obvious starting point, so I do have. An enormous network on there, and they're great people. And that's an obvious starting point. I'm comfortable there, but Yeah.

Tex:

Awesome.

Rach:

But yes, it is interesting. It is interesting. be a really cool next journey to go on. Maybe in two years we'll catch up and I'll let you know how it's going

Tex:

How would you know that this business has had the impact that you want it to have? And how would you know that it's fulfilling its job for you in terms of your own life journey as well?

Rach:

for my own life journey,

Tex:

Yeah.

Rach:

will be that I'm spending my days the way I wanna be spending my days,

Tex:

Mm-hmm.

Rach:

the balance right between, living my values

Tex:

Mm-hmm. So, flexible work.

Rach:

flexible work means I work when I'm best suited

Tex:

Mm-hmm. Mm-hmm.

Rach:

around 10 in the morning till around two or three.

Tex:

Nice.

Rach:

I'm just, as long as I've gotten up, I've been in nature, I've trained, I've had coffee. Kids are gone. I'm like, I'm power woman working

Tex:

Mm-hmm.

Rach:

that's, working in your sweet spot that suits you not the organization. to me,

Tex:

Yep.

Rach:

I need to have time in my day to train and look after my physical health. I prioritize those and, the rest of my values around connection and health and wellbeing are just rock solid. The others swrl more. But as long as the organization that I create, the business that I create has integrity and I am growing there's values there around personal growth, enlightenment,

Tex:

Hmm

Rach:

courage.

Tex:

mm.

Rach:

ones will swirl below long as that is. And that's up to me.

Tex:

Mm

Rach:

business.

Tex:

mm.

Rach:

me if

Tex:

Mm hmm.

Rach:

way, so I'm in the driver's seat

Tex:

Yep.

Rach:

that doesn't seem like the tricky part to me at all. as far as the product that I'm delivering to the world, is that hitting the spot? will I know that's working? Well, it's simply gonna be watching my people go forward like, you're watching me go forward now. You know?

Tex:

It's the best.

Rach:

when you've

Tex:

Yeah.

Rach:

a pretty intensive journey with somebody and then you set them free and, watch'em go forward, that's like watching your children grow up.

Tex:

Yeah,

Rach:

and you know that your contribution has had a profound effect on them.

Tex:

yeah,

Rach:

back and they'll ask more questions again.

Tex:

yeah,

Rach:

thing.

Tex:

yeah,

Rach:

That's all for good,

Tex:

yeah.

Rach:

that what you are doing has actually others. And, that's how, I'm not trying to change the world here, but I just want to make sure

Tex:

Well, if you can stop that even just on the athletes one, if you can stop someone floundering for that two to three years,

Rach:

Yeah.

Tex:

or even cut that down, you know

Rach:

Yeah,

Tex:

that's actually dramatic impact long term.'cause I know that, there are a lot of athletes and I've just been reading news lately. There are a lot of'em that are falling into dealing drugs.

Rach:

Yeah.

Tex:

there's some of them that commit suicide.

Rach:

a thing. Yeah.

Tex:

Yeah.

Rach:

what they go through in a little T trauma way. But again, it's not just athletes. I think we

Tex:

Yep,

Rach:

major life transitions, whether it's

Tex:

yep.

Rach:

one or it's an actual one. Like your made redundant, your role is made redundant and next minute you don't know what you're gonna do next. Or whether you are disenfranchised and trying to work out what to do next with the

Tex:

Yeah.

Rach:

life. You only

Tex:

Huh.

Rach:

them, so, mm.

Tex:

I might have your first one for you. I just got a text yesterday from one of our guys who he's exactly in this scenario right now. I might see if I can connect you guys

Rach:

Yeah. it's a pretty cool journey and I'm in hardcore action mode as usual at the moment,

Tex:

Love it.

Rach:

I'm not trying to create some gigantic, bigger than Ben, her thing.

Tex:

Yeah,

Rach:

level of impact. And fueling myself and the people in my front row as well.

Tex:

yeah,

Rach:

I want to live

Tex:

yeah.

Rach:

I want to have. And it feels like it's pulling it all together. It's pretty cool. I'm pretty privileged to be in a position right now where it's all come together like this and I'm

Tex:

I know.

Rach:

go, what do you

Tex:

I,

Rach:

it?

Tex:

I'll agree with you and add some nuance to it. You use the word privilege a lot. A hundred percent. Can't deny it.

Rach:

Yeah.

Tex:

born in Australia is a privilege, but not many folks in Australia have done what you've done to put themselves in a position to have those choices as well. So yes, privilege, but also choices that you've made too. definitely own that.

Rach:

of the things I did with you on the coaching journey was a future authoring process, and that's when you start writing a letter,

Tex:

I remember yours. Yours is legendary. In our business.

Rach:

Yeah,

Tex:

It's the exemplar.

Rach:

I still read it'cause

Tex:

yeah,

Rach:

thanking, what does

Tex:

yeah,

Rach:

thank yesterday's year for?

Tex:

yeah,

Rach:

back at all the things that you did in the last 30 years, 40 years, whatever. thanking yourself for making all those choices and investing

Tex:

Yeah.

Rach:

and doing all the hard things that led you to this point of privilege that you've

Tex:

Yeah,

Rach:

With a

Tex:

yeah,

Rach:

of the

Tex:

yeah,

Rach:

all just inherently have

Tex:

yeah,

Rach:

yeah, I feel really proud of myself.

Tex:

yeah,

Rach:

and I'm not

Tex:

yeah,

Rach:

there's

Tex:

yeah,

Rach:

I'm not aware of but I'm

Tex:

yeah.

Rach:

proud of what I have done to get to this point.'cause it's been a lot of work and it's, been a lot of action and a lot of learning and I can't wait to see what it's gonna turn into in another

Tex:

I know. We're gonna do this again. Another couple of years.

Rach:

like.

Tex:

Exactly. No, this has been so good. It's so good to be able to revisit this and, just see things further along. I wanna do more of this stuff as well. So thank you so much for coming along and sharing that and being so honest as well. Like going into those moments and talking about, look, I was probably getting pulled by this, I don't think a lot of people would actually be super honest about that.

Rach:

Yeah.

Tex:

I think I really thank you for that. And, if there's anything we can do for you to keep moving in this direction, make sure you let us know.

Rach:

Thanks Tes. it's so good to come and have a chat and I'm aware that journey I've been on, not everyone gets to do so.

Tex:

Yeah.

Rach:

I would say to anyone listening if you do have an opportunity or you can create an opportunity even if it's just a sabbatical or a massive trip where you can pull yourself away from whatever it is you're in and

Tex:

Mm

Rach:

just get authentic and explore who you really are and what you really want.

Tex:

mm

Rach:

I didn't need to move away from

Tex:

Yeah.

Rach:

itself. I needed the space to go, who are you now? You've been running so hard and so fast for so

Tex:

So long.

Rach:

nut into who you are and what you want to do. And that's where I feel like I am, and that's a really nice space to be in

Tex:

that's awesome.

Rach:

mountain.

Tex:

Yes, I've heard about that. I've gotta learn about it.

Rach:

Mm.

Tex:

All right, you have a great day and, let's do this again soon.

Rach:

Love it.

People on this episode