{"version":"1.1.0","chapters":[{"startTime":0.0,"title":"Intro"},{"startTime":419.0,"title":"Banks can give appraisers guidelines"},{"startTime":818.0,"title":"\"We knew there'd be an issue with the appraiser later.\""},{"startTime":1345.0,"title":"\"Why would they drive past 40 other lenders on the way up to use this guy?\""},{"startTime":1833.0,"title":"Focused"}]}