{"version":"1.1.0","chapters":[{"startTime":0.0,"title":"Intro"},{"startTime":567.0,"title":"Need to know"},{"startTime":1101.0,"title":"A loss is two times as painful as a gain"},{"startTime":1717.0,"title":"Younger clients are much more educated now"},{"startTime":2240.0,"title":"Who would have guessed that utilities would be the top sector?"}]}