We unpack a strategy to transform an inherited IRA into tax-free retirement wealth through a strategic Roth conversion. A client recently inherited $52,000 from his mother and was taking RMDs without a clear plan until we implemented this approach.

What you'll learn:
• Inherited IRAs become "beneficiary IRAs" when passed down to non-spouses
• Beneficiary IRAs must be fully depleted within 10 years
• RMDs are calculated based on prior year account value and IRS tables
• Taking RMDs without a strategy can miss major tax planning opportunities

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Market uncertainty triggers two distinctly opposite responses from investors. 

We see some frantically call ready to cash out, while others eagerly seek opportunities to deploy additional capital.

The CNN Fear and Greed Index currently sits around 20 (out of 100), indicating fear among investors. 

For investors wrestling with uncertainty, several critical points deserve consideration. Let's remember, successful investing requires adherence to long-term planning rather than emotional reactions. Market timing demands being right twice – when selling and when buying back in – a challenge that defeats most investors who typically wait until markets "feel good" again, missing substantial portions of the recovery. 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Market volatility triggers panic, but historical data reveals why staying calm and sticking to your financial strategy is the smartest approach during turbulent times.

• Every time CNBC has aired a "Markets in Turmoil" special since 2010, the S&P 500 was higher one year later by an average of 40%
• Market fluctuations are natural and expected parts of long-term investing
• Panic selling locks in losses and typically causes investors to miss the subsequent rebounds
• Market value is fundamentally driven by corporate earnings, but short-term movements are heavily influenced by fear and greed
• A "war chest" or "bond buffer" with five years of fixed income can provide both income and psychological reassurance during downturns
• Market declines represent buying opportunities, especially when quality investments have been indiscriminately sold off

If you haven't already subscribed to the podcast, please do so. It really helps us. If you're looking for a second opinion or want help, or even if you have a question, send it to info@ParadigmWP.com.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Are you confident that your home insurance will cover you in times of crisis? When disaster strikes, many homeowners discover they lack sufficient protection. In this episode, I dive into the world of property and casualty insurance, especially as it relates to rising 📈 home values and recent catastrophic events across the country. 

The importance of maintaining accurate insurance levels for your home and this conversation underscores the urgency of reevaluating your current policy to reflect your home's true worth. 

• Often-overlooked aspects of liability coverage
• Safeguarding not only your home but also your wealth against unforeseen accidents
• Specialty items and the need for riders or additional coverage to protect valuables from damage or theft

We also introduce the concept of umbrella coverage, debunking misconceptions about its high costs while emphasizing its crucial role in financial safety. 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

The recent sell-off in NVIDIA's stock highlights the fears surrounding market volatility. Past events quickly emphasizes the importance of maintaining a robust financial plan and understanding emotional market reactions.

On this episode:
• The emotional impact of market headlines 
• Significance of NVIDIA's decline in the context of market stability 
• Historical perspectives on market downturns and recoveries 
• The necessity of a diversified investment portfolio 
• Importance of financial planning in overcoming fears 
• Strategies to weather economic storms with confidence 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

This episode focuses on healthcare options for early retirees, highlighting the Affordable Care Act and its accessibility. 

I share insights into navigating healthcare.gov, addressing chronic health issues, and making informed decisions without the need to remain in the workforce solely for insurance. 

• Discussion of a couple's specific healthcare concerns 
• Explanation of the Affordable Care Act and its benefits 
• Step-by-step guide to using healthcare.gov for plan comparison 
• Importance of evaluating chronic health conditions in plan selection 
• Strategies for early retirement without sacrificing health coverage 
• Encouragement for taking proactive steps in healthcare planning 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Retirement is not just a distant dream; it's an achievable destination that requires strategic navigation. The What the Wealth Retirement Podcast unravels the complexities of planning for your golden years. 

As I shift the focus of our discussions, I’m excited to provide content that directly speaks to the retirement goals of our diverse audience. Whether you're dreaming of retiring at 50 or planning to stay active until you're 90, I've got the expertise to guide you through. 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

I look back on 100 episodes of What the Wealth with gratitude and pride. It's been a fun pursuit and your support has made it that much more rewarding.

As we go forward, I am thrilled about the promise of more consistent episodes filled with fresh, empowering content. Whether you're a loyal follower or tuning in for the first time, there's always something new to learn and grow from. 

Here's to the next 100 episodes and being confident in our financial endeavors. Thank you for being an essential part of What the Wealth, and let's continue to inspire each other.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

What happens when financial stability suddenly feels distant? Temporary cash flow challenges can feel overwhelming but they don't have to derail your long-term financial goals. In this episode I explore strategies to keep your head above water without compromising your future, such as adjusting savings contributions for a bit of breathing room. 

This episode is for anyone grappling with financial decision-making during uncertainty. Whether it's planning for a child's college education or managing the impact of rising interest rates on your home payments, the key is maintaining flexibility and patience. I'll guide you through real-life scenarios, offering insights to help you make informed choices that align with your financial objectives.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

The AI revolution is upon us and it's reshaping industries, work-life, and investment landscapes. On this episode I discuss the world of artificial intelligence, and together, we'll explore AI's unique ability to "think" and the duality of its impact—where it stands as both a creator and disruptor of jobs. 

Let's confront the challenges of industries hesitant to embrace automation and understand how adaptation not only ensures survival but paves the way for new opportunities.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

How does the Federal Reserve's latest rate decision influence your financial future? 

With inflation taking a roller-coaster ride from 9% to a more manageable 3%, we explore the Fed's motivations for this rate cut and its broader implications for your portfolio. 

Reflecting on the history of inflation—from the days of 10-cent Cokes to today's prices—we consider what the future holds for consumers and investors alike. As we dissect the market's response, we'll also touch on recent job reports and the Fed's commitment to steering the economy through these choppy waters. Whether you're planning for retirement or evaluating your next big investment, this conversation provides insights to guide your financial decisions.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

We're all curious as to what the Fed's going to do with rates. On this episode we attempt to tackle this burning question. We start by retracing the economic journey since 2021, exploring how post-COVID inflation surged to 9% and prompted the Fed to raise interest rates aggressively. Despite these higher borrowing costs impacting mortgages, auto loans, and credit cards, our economy has shown remarkable resilience, thanks to a strong labor market and hefty savings. Now, with inflation reduced to around 3.4%, we evaluate whether the Fed's measures have been effective and consider the potential benefits and risks of a rate cut.

Join us for a dive into the Federal Reserve's potential strategies amid recent economic trends. 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Are you prepared to navigate the rollercoaster of emotions that accompany a relentless bull market, from the dizzying heights of confidence to the potential perils of complacency? 

Lets cut through the noise and discuss practical wisdom for staying grounded amidst the market's unpredictable ups and downs. 

• How will the disruptive force of AI innovation reshape the economic landscape, if at all?  

This conversation will help equip you with strategies to build a resilient portfolio and confident frame of mind designed to withstand the market's inevitable ebbs and flows. 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

When my cousin casually mentioned he didn't have life insurance for his non-working spouse, it sparked an important conversation. This episode is a must for anyone that underestimates the economic value of a stay-at-home partner. 

Don't let the absence of a salary fool you into thinking there's an absence of value; we break down the cost of replacing those day-to-day tasks and why ensuring both partners are insured is a cornerstone of prudent financial planning. 

We discuss practical methods to calculate life insurance needs without overlooking the irreplaceable role of the partner at home. 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Signal Mountain Road in Chattanooga is getting ready to host it's newest tenant:  Paradigm Wealth Partners is officially moving in! 

As my family and I plant our roots even deeper in Chattanooga, this expansion isn't just business growth; it's a personal celebration of community and connection.

Stay connected with our new office location progress and future ribbon cutting. 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Imagine navigating the delicate balance between nurturing a generous heart and managing newfound wealth. That's exactly the journey we embarked on with a client who, after receiving a significant inheritance, grappled with how much they could give to their community without risking financial security. As a dedicated Financial Planner, I'm thrilled to share the story of this client's inspiring path towards sustainable philanthropy. Through their eyes, we explore not only the joy of giving but also the strategic planning that allows for impactful, community-focused donations.

This episode of What the Wealth podcast is an illuminating session on integrating charitable giving with financial stability. We unravel the practical methods employed to maximize our client's desire to contribute, ensuring their generosity doesn't compromise their own fiscal health. It's a narrative filled with heart and numbers, showcasing the profound satisfaction that comes from meaningful giving. Join us as we reveal the steps to creating a giving plan that aligns with personal values and the sheer happiness that blossoms from supporting others.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

A quick recap of the timeless investment wisdom of the late Charlie Munger, Berkshire Hathaway's renowned Vice Chairman, as we reflect on his teachings about the virtue of patience. 

Can sitting tight with your investment portfolio truly outperform the frantic dance of buying and selling in today's market? 

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Who could have predicted the ironclad resilience of the stock market amidst the tumultuous events of 2023? In this episode I peel back the curtain on a year where, against all odds, the market leaped in the face of dire predictions, rate hikes, and global instability. 

A few of my thoughts on the reasons behind this defiance of expectations, along with historical patterns that challenge the myth of boom-and-bust cycles. Plus, get a clear understanding of why holding steady in your investments might just be your ticket to financial success.

Navigating the sea of financial advice can be as perplexing as the markets themselves, but I'm here to guide you through the fog. 

Remember, the wisdom shared in this journey is for broad strokes—when it's your personal portfolio on the line, nothing compares to the expertise of a Certified Financial Professional®. 

Tune in and arm yourself with the knowledge to sail confidently through the ever-shifting tides of the financial world.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

What if there was a way to navigate the uncertainties of long-term retirement investments using past trends of the S&P 500 index? Don't let short-term market fluctuations deter you. The truth is, investing for retirement requires a marathoner's perspective, not a sprinter's. Join us as we unpack the weighted 30-year rolling average of the S&P 500, demonstrating why it's crucial to keep your eyes on the long-term prize. You'll be heartened to learn that historically, there have been more years of market ascent than descent.

We're also lifting the veil on the importance of informed decision-making and professional advice for securing a prosperous financial future. Learn about the range of services offered by firms like LPL Financial and how a licensed professional can make all the difference in steering your financial future. We're here to empower you with the knowledge to make informed choices and the confidence to face your financial future without fear. Tune in, and let's tackle the complexities of retirement investment together.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Are you tired of the daily grind and looking for ways to diversify your income? Ready to ditch the misconceptions about 'easy' passive income strategies? In this episode I take you on an enlightening journey into the world of passive income. We'll bust some myths, such as the idea that real estate investing or becoming a social media influencer is entirely passive. Instead, I'll introduce you to the potential of dividend growth investing. This strategy doesn't require a heavy-duty capital infusion or a hefty loan from a bank, and it allows you the flexibility to pause and restart at your convenience.

Our conversation doesn't stop at passive income; we also delve deep into wealth creation and financial decision-making. I'll underline the importance of consulting with qualified professionals and making informed decisions based on individual circumstances. We'll address the potential risks involved in investing and discuss different strategies to protect your portfolio. With insights from my real-life client conversations and practical advice, this episode aims to guide you on your path to financial independence. Whether you're setting out on your financial journey or looking to diversify your income, this episode promises to arm you with the insights and strategies you need.

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Ever wondered how to make your money work better for you by leveraging the power of Roth conversions? Join me, Jonathan Bednar, co-owner of Paradigm Wealth Partners, as we journey through the complexities and benefits of this financial strategy. As a certified financial planner, I shed light on the essentials of liquidity, tax implications, conversion methods, and the best timing for conversions. We debunk the myth of income limitations and examine the impact of required minimum distributions (RMDs) on this strategy.

Dare to venture further with us as we untangle the implications of the Tax Cuts and Jobs Act of 2017 on the aspects of Roth conversions. We'll also delve into the long-term tax benefits of a Roth IRA and take a closer look at the potential future of tax brackets and their influence on the conversion decision. We'll expose the real costs and fees associated with Roth conversions, providing a complete lowdown on this financial strategy. So, if you're looking to make smarter and more effective wealth management decisions, then this episode is your perfect guide. Tune in!

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

In the conversation about real estate investments, a lot of people are for it and many are against it. Investment philosophy can be very personal. For me, real estate is something I like to invest in, but it’s important to understand all the factors that come into play, such as interest rates, inflation, borrowing costs, affordability, and more. So, in this episode, I will talk about the impact these kinds of investments can have on your financial future and retirement.

You can find show notes and more information by clicking here: https://bit.ly/3YaBFKN

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

Have you ever felt like your future self is a stranger? Or that some future goals are a bit too far away to understand? That's because, scientifically, our brains struggle to connect with the future version of us. Join me as I unpack some fascinating research from UCLA's professor Hal Hershfield, and unravel the implications it has on our ability to pursue long-term goals.

You can find show notes and more information by clicking here:  https://bit.ly/3r60Y3V

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

A lot of people talk about bonds as a way to generate income “safely” in retirement and say that all you need is to own a bunch of bonds and you’ll be safe, but I don’t necessarily agree with that. There are ways to use bonds for retirement income but it needs to be done in a way that is specific to your unique retirement needs. In this episode, I’ll share the most important information you need to know in order to build a retirement portfolio that allows you to fulfill your retirement goals.

You can find show notes and more information by clicking here: https://bit.ly/462qBTh

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/
🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
▶️ YouTube: Paradigm Wealth Partners

If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan

How much should you have saved for retirement? Are you on track? I get questions like these often from people—and for good reason. Retirement is lasting longer for some people and there are many people who want to retire early so, really, you probably need to be saving more. But how much more should you be saving? There are a lot of variables that come into play, so in this episode, I’ll discuss a few of the most important things to keep in mind. 

You can find show notes and more information by clicking here: https://bit.ly/43yOekh

🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly
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🌐 Paradigm Wealth Partners (website) – Financial planning for career professionals who want to retire and stay retired: https://paradigmwealthpartners.com/
🌐 What the Wealth (website) – Adding clarity to difficult financial topics: https://whatthewealth.com/
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If you or someone you care about could use the help of a financial advisor and sees the value in establishing a financial plan, please reach out to me.

Thanks for Listening!

Jonathan