{"version":"1.0.0","segments":[{"speaker":"SPEAKER_00","startTime":0.88,"endTime":1.36,"body":"Welcome"},{"speaker":"SPEAKER_00","startTime":1.36,"endTime":1.52,"body":"to"},{"speaker":"SPEAKER_00","startTime":1.52,"endTime":1.68,"body":"the"},{"speaker":"SPEAKER_00","startTime":1.68,"endTime":2.16,"body":"Leaders"},{"speaker":"SPEAKER_00","startTime":2.24,"endTime":2.4,"body":"and"},{"speaker":"SPEAKER_00","startTime":2.4,"endTime":2.88,"body":"Payments"},{"speaker":"SPEAKER_00","startTime":2.96,"endTime":3.52,"body":"Podcast,"},{"speaker":"SPEAKER_00","startTime":3.6,"endTime":3.84,"body":"where"},{"speaker":"SPEAKER_00","startTime":3.84,"endTime":4.0,"body":"we"},{"speaker":"SPEAKER_00","startTime":4.0,"endTime":4.24,"body":"talk"},{"speaker":"SPEAKER_00","startTime":4.24,"endTime":4.48,"body":"to"},{"speaker":"SPEAKER_00","startTime":4.48,"endTime":4.72,"body":"sea"},{"speaker":"SPEAKER_00","startTime":4.72,"endTime":5.04,"body":"level"},{"speaker":"SPEAKER_00","startTime":5.04,"endTime":5.36,"body":"leaders"},{"speaker":"SPEAKER_00","startTime":5.36,"endTime":5.52,"body":"from"},{"speaker":"SPEAKER_00","startTime":5.52,"endTime":5.76,"body":"across"},{"speaker":"SPEAKER_00","startTime":5.76,"endTime":5.92,"body":"the"},{"speaker":"SPEAKER_00","startTime":5.92,"endTime":6.32,"body":"payments"},{"speaker":"SPEAKER_00","startTime":6.4,"endTime":6.88,"body":"landscape,"},{"speaker":"SPEAKER_00","startTime":7.04,"endTime":7.28,"body":"and"},{"speaker":"SPEAKER_00","startTime":7.28,"endTime":7.52,"body":"we'll"},{"speaker":"SPEAKER_00","startTime":7.52,"endTime":7.68,"body":"be"},{"speaker":"SPEAKER_00","startTime":7.68,"endTime":8.16,"body":"discussing"},{"speaker":"SPEAKER_00","startTime":8.16,"endTime":8.32,"body":"the"},{"speaker":"SPEAKER_00","startTime":8.32,"endTime":8.72,"body":"products"},{"speaker":"SPEAKER_00","startTime":8.72,"endTime":8.88,"body":"and"},{"speaker":"SPEAKER_00","startTime":8.88,"endTime":9.28,"body":"services"},{"speaker":"SPEAKER_00","startTime":9.28,"endTime":9.52,"body":"that"},{"speaker":"SPEAKER_00","startTime":9.52,"endTime":9.92,"body":"impact"},{"speaker":"SPEAKER_00","startTime":9.92,"endTime":10.08,"body":"the"},{"speaker":"SPEAKER_00","startTime":10.08,"endTime":10.48,"body":"payment"},{"speaker":"SPEAKER_00","startTime":10.48,"endTime":10.88,"body":"space"},{"speaker":"SPEAKER_00","startTime":10.96,"endTime":11.28,"body":"today,"},{"speaker":"SPEAKER_00","startTime":11.36,"endTime":11.52,"body":"as"},{"speaker":"SPEAKER_00","startTime":11.52,"endTime":11.68,"body":"well"},{"speaker":"SPEAKER_00","startTime":11.68,"endTime":11.92,"body":"as"},{"speaker":"SPEAKER_00","startTime":11.92,"endTime":12.32,"body":"trends"},{"speaker":"SPEAKER_00","startTime":12.4,"endTime":12.56,"body":"and"},{"speaker":"SPEAKER_00","startTime":12.56,"endTime":12.96,"body":"predictions"},{"speaker":"SPEAKER_00","startTime":13.12,"endTime":13.2,"body":"for"},{"speaker":"SPEAKER_00","startTime":13.2,"endTime":13.28,"body":"the"},{"speaker":"SPEAKER_00","startTime":13.28,"endTime":13.52,"body":"future"},{"speaker":"SPEAKER_00","startTime":13.52,"endTime":13.68,"body":"of"},{"speaker":"SPEAKER_00","startTime":13.68,"endTime":14.16,"body":"payments."},{"speaker":"SPEAKER_00","startTime":14.56,"endTime":14.72,"body":"We"},{"speaker":"SPEAKER_00","startTime":14.72,"endTime":14.88,"body":"will"},{"speaker":"SPEAKER_00","startTime":14.88,"endTime":15.12,"body":"also"},{"speaker":"SPEAKER_00","startTime":15.12,"endTime":15.44,"body":"hear"},{"speaker":"SPEAKER_00","startTime":15.44,"endTime":15.76,"body":"stories"},{"speaker":"SPEAKER_00","startTime":15.76,"endTime":15.92,"body":"from"},{"speaker":"SPEAKER_00","startTime":15.92,"endTime":16.08,"body":"our"},{"speaker":"SPEAKER_00","startTime":16.08,"endTime":16.64,"body":"guests"},{"speaker":"SPEAKER_00","startTime":16.64,"endTime":16.88,"body":"about"},{"speaker":"SPEAKER_00","startTime":16.88,"endTime":17.12,"body":"their"},{"speaker":"SPEAKER_00","startTime":17.12,"endTime":17.6,"body":"journeys"},{"speaker":"SPEAKER_00","startTime":17.6,"endTime":17.68,"body":"to"},{"speaker":"SPEAKER_00","startTime":17.68,"endTime":17.84,"body":"the"},{"speaker":"SPEAKER_00","startTime":17.84,"endTime":18.16,"body":"topic."},{"speaker":"SPEAKER_02","startTime":18.64,"endTime":18.8,"body":"Hello,"},{"speaker":"SPEAKER_02","startTime":18.88,"endTime":19.12,"body":"everyone,"},{"speaker":"SPEAKER_02","startTime":19.2,"endTime":19.28,"body":"and"},{"speaker":"SPEAKER_02","startTime":19.28,"endTime":19.52,"body":"welcome"},{"speaker":"SPEAKER_02","startTime":19.52,"endTime":19.6,"body":"to"},{"speaker":"SPEAKER_02","startTime":19.6,"endTime":19.68,"body":"the"},{"speaker":"SPEAKER_02","startTime":19.68,"endTime":20.0,"body":"Leaders"},{"speaker":"SPEAKER_02","startTime":20.08,"endTime":20.24,"body":"and"},{"speaker":"SPEAKER_02","startTime":20.24,"endTime":20.56,"body":"Payments"},{"speaker":"SPEAKER_02","startTime":20.64,"endTime":20.96,"body":"Podcast."},{"speaker":"SPEAKER_02","startTime":21.04,"endTime":21.2,"body":"I'm"},{"speaker":"SPEAKER_02","startTime":21.2,"endTime":21.28,"body":"your"},{"speaker":"SPEAKER_02","startTime":21.28,"endTime":21.44,"body":"host,"},{"speaker":"SPEAKER_02","startTime":21.52,"endTime":21.76,"body":"Greg"},{"speaker":"SPEAKER_02","startTime":21.84,"endTime":22.24,"body":"Myers."},{"speaker":"SPEAKER_02","startTime":22.48,"endTime":22.64,"body":"And"},{"speaker":"SPEAKER_02","startTime":22.64,"endTime":23.04,"body":"today's"},{"speaker":"SPEAKER_02","startTime":23.04,"endTime":23.36,"body":"special"},{"speaker":"SPEAKER_02","startTime":23.36,"endTime":23.68,"body":"guest"},{"speaker":"SPEAKER_02","startTime":23.68,"endTime":23.92,"body":"is"},{"speaker":"SPEAKER_02","startTime":23.92,"endTime":24.32,"body":"Jose"},{"speaker":"SPEAKER_02","startTime":24.32,"endTime":25.12,"body":"Bethancourt,"},{"speaker":"SPEAKER_02","startTime":25.28,"endTime":25.36,"body":"the"},{"speaker":"SPEAKER_02","startTime":25.36,"endTime":25.84,"body":"co-founder"},{"speaker":"SPEAKER_02","startTime":25.84,"endTime":26.0,"body":"and"},{"speaker":"SPEAKER_02","startTime":26.0,"endTime":26.4,"body":"CEO"},{"speaker":"SPEAKER_02","startTime":26.4,"endTime":26.56,"body":"of"},{"speaker":"SPEAKER_02","startTime":26.56,"endTime":26.96,"body":"Method."},{"speaker":"SPEAKER_02","startTime":27.2,"endTime":27.28,"body":"So,"},{"speaker":"SPEAKER_02","startTime":27.36,"endTime":27.76,"body":"Jose,"},{"speaker":"SPEAKER_02","startTime":27.84,"endTime":28.0,"body":"thank"},{"speaker":"SPEAKER_02","startTime":28.0,"endTime":28.08,"body":"you"},{"speaker":"SPEAKER_02","startTime":28.08,"endTime":28.24,"body":"so"},{"speaker":"SPEAKER_02","startTime":28.24,"endTime":28.32,"body":"much"},{"speaker":"SPEAKER_02","startTime":28.32,"endTime":28.4,"body":"for"},{"speaker":"SPEAKER_02","startTime":28.4,"endTime":28.64,"body":"being"},{"speaker":"SPEAKER_02","startTime":28.64,"endTime":28.72,"body":"here"},{"speaker":"SPEAKER_02","startTime":28.8,"endTime":28.88,"body":"and"},{"speaker":"SPEAKER_02","startTime":28.88,"endTime":29.12,"body":"welcome"},{"speaker":"SPEAKER_02","startTime":29.12,"endTime":29.2,"body":"to"},{"speaker":"SPEAKER_02","startTime":29.2,"endTime":29.28,"body":"the"},{"speaker":"SPEAKER_02","startTime":29.28,"endTime":29.44,"body":"show."},{"speaker":"SPEAKER_01","startTime":29.76,"endTime":29.92,"body":"Thank"},{"speaker":"SPEAKER_01","startTime":29.92,"endTime":30.08,"body":"you"},{"speaker":"SPEAKER_01","startTime":30.08,"endTime":30.24,"body":"for"},{"speaker":"SPEAKER_01","startTime":30.24,"endTime":30.4,"body":"having"},{"speaker":"SPEAKER_01","startTime":30.4,"endTime":30.48,"body":"me,"},{"speaker":"SPEAKER_01","startTime":30.56,"endTime":30.72,"body":"Greg."},{"speaker":"SPEAKER_01","startTime":30.88,"endTime":31.36,"body":"Longtime"},{"speaker":"SPEAKER_01","startTime":31.36,"endTime":31.84,"body":"listener."},{"speaker":"SPEAKER_01","startTime":31.92,"endTime":32.08,"body":"And"},{"speaker":"SPEAKER_01","startTime":32.08,"endTime":32.24,"body":"we"},{"speaker":"SPEAKER_01","startTime":32.24,"endTime":32.4,"body":"just"},{"speaker":"SPEAKER_01","startTime":32.4,"endTime":32.64,"body":"turned"},{"speaker":"SPEAKER_01","startTime":32.64,"endTime":32.72,"body":"out"},{"speaker":"SPEAKER_01","startTime":32.72,"endTime":32.8,"body":"to"},{"speaker":"SPEAKER_01","startTime":32.8,"endTime":32.96,"body":"be"},{"speaker":"SPEAKER_01","startTime":32.96,"endTime":33.12,"body":"a"},{"speaker":"SPEAKER_01","startTime":33.12,"endTime":33.52,"body":"neighbors"},{"speaker":"SPEAKER_01","startTime":33.68,"endTime":33.84,"body":"here"},{"speaker":"SPEAKER_01","startTime":33.84,"endTime":33.92,"body":"in"},{"speaker":"SPEAKER_01","startTime":33.92,"endTime":34.24,"body":"Texas,"},{"speaker":"SPEAKER_01","startTime":34.32,"endTime":34.48,"body":"not"},{"speaker":"SPEAKER_01","startTime":34.48,"endTime":34.64,"body":"too"},{"speaker":"SPEAKER_01","startTime":34.64,"endTime":34.8,"body":"far"},{"speaker":"SPEAKER_01","startTime":34.8,"endTime":34.96,"body":"from"},{"speaker":"SPEAKER_01","startTime":34.96,"endTime":35.04,"body":"each"},{"speaker":"SPEAKER_01","startTime":35.04,"endTime":35.12,"body":"other."},{"speaker":"SPEAKER_01","startTime":35.28,"endTime":35.36,"body":"So"},{"speaker":"SPEAKER_01","startTime":35.44,"endTime":35.6,"body":"it's"},{"speaker":"SPEAKER_01","startTime":35.6,"endTime":35.76,"body":"great"},{"speaker":"SPEAKER_01","startTime":35.76,"endTime":35.92,"body":"to"},{"speaker":"SPEAKER_01","startTime":35.92,"endTime":36.0,"body":"have"},{"speaker":"SPEAKER_01","startTime":36.0,"endTime":36.08,"body":"a"},{"speaker":"SPEAKER_01","startTime":36.08,"endTime":36.32,"body":"fellow,"},{"speaker":"SPEAKER_01","startTime":36.48,"endTime":36.8,"body":"fellow"},{"speaker":"SPEAKER_01","startTime":36.8,"endTime":37.36,"body":"Texan"},{"speaker":"SPEAKER_01","startTime":37.36,"endTime":37.52,"body":"here"},{"speaker":"SPEAKER_01","startTime":37.52,"endTime":37.6,"body":"in"},{"speaker":"SPEAKER_01","startTime":37.6,"endTime":37.76,"body":"the"},{"speaker":"SPEAKER_01","startTime":37.92,"endTime":38.32,"body":"payments"},{"speaker":"SPEAKER_01","startTime":38.32,"endTime":38.48,"body":"world."},{"speaker":"SPEAKER_02","startTime":38.72,"endTime":38.88,"body":"Yeah,"},{"speaker":"SPEAKER_02","startTime":38.96,"endTime":39.2,"body":"great."},{"speaker":"SPEAKER_02","startTime":39.28,"endTime":39.44,"body":"So"},{"speaker":"SPEAKER_02","startTime":39.52,"endTime":39.6,"body":"I"},{"speaker":"SPEAKER_02","startTime":39.6,"endTime":39.76,"body":"look"},{"speaker":"SPEAKER_02","startTime":39.76,"endTime":40.0,"body":"forward"},{"speaker":"SPEAKER_02","startTime":40.0,"endTime":40.16,"body":"to"},{"speaker":"SPEAKER_02","startTime":40.16,"endTime":40.24,"body":"the"},{"speaker":"SPEAKER_02","startTime":40.24,"endTime":40.72,"body":"conversation"},{"speaker":"SPEAKER_02","startTime":40.72,"endTime":41.04,"body":"today."},{"speaker":"SPEAKER_02","startTime":41.2,"endTime":41.36,"body":"So"},{"speaker":"SPEAKER_02","startTime":41.44,"endTime":41.76,"body":"before"},{"speaker":"SPEAKER_02","startTime":41.76,"endTime":41.92,"body":"we"},{"speaker":"SPEAKER_02","startTime":41.92,"endTime":42.32,"body":"dive"},{"speaker":"SPEAKER_02","startTime":42.32,"endTime":42.48,"body":"into"},{"speaker":"SPEAKER_02","startTime":42.48,"endTime":42.64,"body":"your"},{"speaker":"SPEAKER_02","startTime":42.64,"endTime":42.96,"body":"career"},{"speaker":"SPEAKER_02","startTime":42.96,"endTime":43.12,"body":"and"},{"speaker":"SPEAKER_02","startTime":43.12,"endTime":43.2,"body":"the"},{"speaker":"SPEAKER_02","startTime":43.2,"endTime":43.52,"body":"company,"},{"speaker":"SPEAKER_02","startTime":43.6,"endTime":43.76,"body":"can"},{"speaker":"SPEAKER_02","startTime":43.76,"endTime":43.84,"body":"you"},{"speaker":"SPEAKER_02","startTime":43.84,"endTime":44.0,"body":"give"},{"speaker":"SPEAKER_02","startTime":44.0,"endTime":44.08,"body":"us"},{"speaker":"SPEAKER_02","startTime":44.08,"endTime":44.24,"body":"a"},{"speaker":"SPEAKER_02","startTime":44.24,"endTime":44.4,"body":"quick"},{"speaker":"SPEAKER_02","startTime":44.4,"endTime":44.96,"body":"snapshot"},{"speaker":"SPEAKER_02","startTime":44.96,"endTime":45.04,"body":"of"},{"speaker":"SPEAKER_02","startTime":45.04,"endTime":45.2,"body":"your"},{"speaker":"SPEAKER_02","startTime":45.2,"endTime":45.52,"body":"personal"},{"speaker":"SPEAKER_02","startTime":45.52,"endTime":45.92,"body":"background,"},{"speaker":"SPEAKER_02","startTime":46.08,"endTime":46.4,"body":"maybe"},{"speaker":"SPEAKER_02","startTime":46.4,"endTime":46.64,"body":"where"},{"speaker":"SPEAKER_02","startTime":46.64,"endTime":46.8,"body":"you"},{"speaker":"SPEAKER_02","startTime":46.8,"endTime":46.96,"body":"grew"},{"speaker":"SPEAKER_02","startTime":46.96,"endTime":47.04,"body":"up,"},{"speaker":"SPEAKER_02","startTime":47.2,"endTime":47.36,"body":"where"},{"speaker":"SPEAKER_02","startTime":47.44,"endTime":47.52,"body":"you"},{"speaker":"SPEAKER_02","startTime":47.52,"endTime":47.6,"body":"call"},{"speaker":"SPEAKER_02","startTime":47.68,"endTime":47.92,"body":"home"},{"speaker":"SPEAKER_02","startTime":47.92,"endTime":48.08,"body":"today,"},{"speaker":"SPEAKER_02","startTime":48.24,"endTime":48.32,"body":"a"},{"speaker":"SPEAKER_02","startTime":48.32,"endTime":48.48,"body":"few"},{"speaker":"SPEAKER_02","startTime":48.48,"endTime":48.64,"body":"things"},{"speaker":"SPEAKER_02","startTime":48.64,"endTime":48.8,"body":"like"},{"speaker":"SPEAKER_02","startTime":48.8,"endTime":48.96,"body":"that?"},{"speaker":"SPEAKER_01","startTime":49.2,"endTime":49.36,"body":"Yeah,"},{"speaker":"SPEAKER_01","startTime":49.44,"endTime":49.68,"body":"so"},{"speaker":"SPEAKER_01","startTime":49.68,"endTime":49.84,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":49.92,"endTime":50.16,"body":"a"},{"speaker":"SPEAKER_01","startTime":50.16,"endTime":50.64,"body":"longtime"},{"speaker":"SPEAKER_01","startTime":50.64,"endTime":51.04,"body":"Texan,"},{"speaker":"SPEAKER_01","startTime":51.12,"endTime":51.28,"body":"so"},{"speaker":"SPEAKER_01","startTime":51.36,"endTime":51.44,"body":"we'll"},{"speaker":"SPEAKER_01","startTime":51.68,"endTime":51.84,"body":"keep"},{"speaker":"SPEAKER_01","startTime":51.84,"endTime":52.0,"body":"on"},{"speaker":"SPEAKER_01","startTime":52.0,"endTime":52.08,"body":"with"},{"speaker":"SPEAKER_01","startTime":52.08,"endTime":52.24,"body":"the"},{"speaker":"SPEAKER_01","startTime":52.24,"endTime":52.8,"body":"Texan"},{"speaker":"SPEAKER_01","startTime":52.8,"endTime":53.2,"body":"story"},{"speaker":"SPEAKER_01","startTime":53.2,"endTime":53.44,"body":"here."},{"speaker":"SPEAKER_01","startTime":53.6,"endTime":53.76,"body":"I"},{"speaker":"SPEAKER_01","startTime":53.76,"endTime":54.0,"body":"grew"},{"speaker":"SPEAKER_01","startTime":54.0,"endTime":54.16,"body":"up"},{"speaker":"SPEAKER_01","startTime":54.16,"endTime":54.4,"body":"in"},{"speaker":"SPEAKER_01","startTime":54.4,"endTime":54.56,"body":"in"},{"speaker":"SPEAKER_01","startTime":54.56,"endTime":54.8,"body":"South"},{"speaker":"SPEAKER_01","startTime":54.8,"endTime":55.2,"body":"Texas"},{"speaker":"SPEAKER_01","startTime":55.28,"endTime":55.44,"body":"and"},{"speaker":"SPEAKER_01","startTime":55.44,"endTime":55.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":55.6,"endTime":56.08,"body":"border"},{"speaker":"SPEAKER_01","startTime":56.08,"endTime":56.24,"body":"with"},{"speaker":"SPEAKER_01","startTime":56.24,"endTime":56.8,"body":"Mexico."},{"speaker":"SPEAKER_01","startTime":56.88,"endTime":57.04,"body":"So"},{"speaker":"SPEAKER_01","startTime":57.12,"endTime":57.28,"body":"for"},{"speaker":"SPEAKER_01","startTime":57.28,"endTime":57.44,"body":"those"},{"speaker":"SPEAKER_01","startTime":57.44,"endTime":57.6,"body":"who"},{"speaker":"SPEAKER_01","startTime":57.6,"endTime":57.76,"body":"are"},{"speaker":"SPEAKER_01","startTime":57.76,"endTime":57.92,"body":"not"},{"speaker":"SPEAKER_01","startTime":57.92,"endTime":58.32,"body":"familiar,"},{"speaker":"SPEAKER_01","startTime":58.56,"endTime":58.72,"body":"you"},{"speaker":"SPEAKER_01","startTime":58.72,"endTime":58.8,"body":"know,"},{"speaker":"SPEAKER_01","startTime":58.96,"endTime":59.44,"body":"Texas"},{"speaker":"SPEAKER_01","startTime":59.44,"endTime":60.0,"body":"borders"},{"speaker":"SPEAKER_01","startTime":60.0,"endTime":60.56,"body":"Mexico,"},{"speaker":"SPEAKER_01","startTime":60.64,"endTime":60.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":60.72,"endTime":61.12,"body":"course."},{"speaker":"SPEAKER_01","startTime":61.28,"endTime":61.52,"body":"But"},{"speaker":"SPEAKER_01","startTime":61.52,"endTime":61.68,"body":"where"},{"speaker":"SPEAKER_01","startTime":61.68,"endTime":61.76,"body":"I"},{"speaker":"SPEAKER_01","startTime":61.76,"endTime":61.92,"body":"grew"},{"speaker":"SPEAKER_01","startTime":61.92,"endTime":62.08,"body":"up"},{"speaker":"SPEAKER_01","startTime":62.16,"endTime":62.32,"body":"is"},{"speaker":"SPEAKER_01","startTime":62.48,"endTime":63.04,"body":"actually"},{"speaker":"SPEAKER_01","startTime":63.04,"endTime":63.36,"body":"very"},{"speaker":"SPEAKER_01","startTime":63.44,"endTime":63.84,"body":"close."},{"speaker":"SPEAKER_01","startTime":63.92,"endTime":64.08,"body":"So"},{"speaker":"SPEAKER_01","startTime":64.24,"endTime":64.56,"body":"towns"},{"speaker":"SPEAKER_01","startTime":64.56,"endTime":64.8,"body":"like"},{"speaker":"SPEAKER_01","startTime":64.8,"endTime":65.52,"body":"McCallan,"},{"speaker":"SPEAKER_01","startTime":65.6,"endTime":66.08,"body":"Brownsville,"},{"speaker":"SPEAKER_01","startTime":66.4,"endTime":66.56,"body":"those"},{"speaker":"SPEAKER_01","startTime":66.72,"endTime":66.96,"body":"ring"},{"speaker":"SPEAKER_01","startTime":66.96,"endTime":67.04,"body":"a"},{"speaker":"SPEAKER_01","startTime":67.04,"endTime":67.36,"body":"bell"},{"speaker":"SPEAKER_01","startTime":67.36,"endTime":67.52,"body":"for"},{"speaker":"SPEAKER_01","startTime":67.52,"endTime":67.92,"body":"folks."},{"speaker":"SPEAKER_01","startTime":68.08,"endTime":68.32,"body":"And"},{"speaker":"SPEAKER_01","startTime":68.32,"endTime":68.48,"body":"my"},{"speaker":"SPEAKER_01","startTime":68.48,"endTime":69.04,"body":"childhood"},{"speaker":"SPEAKER_01","startTime":69.04,"endTime":69.2,"body":"was"},{"speaker":"SPEAKER_01","startTime":69.2,"endTime":69.36,"body":"kind"},{"speaker":"SPEAKER_01","startTime":69.36,"endTime":69.52,"body":"of"},{"speaker":"SPEAKER_01","startTime":69.52,"endTime":69.92,"body":"interesting"},{"speaker":"SPEAKER_01","startTime":70.08,"endTime":70.4,"body":"where"},{"speaker":"SPEAKER_01","startTime":70.4,"endTime":70.64,"body":"we"},{"speaker":"SPEAKER_01","startTime":70.64,"endTime":70.96,"body":"actually"},{"speaker":"SPEAKER_01","startTime":70.96,"endTime":71.28,"body":"grew"},{"speaker":"SPEAKER_01","startTime":71.28,"endTime":71.44,"body":"up"},{"speaker":"SPEAKER_01","startTime":71.44,"endTime":71.6,"body":"on"},{"speaker":"SPEAKER_01","startTime":71.6,"endTime":71.92,"body":"both"},{"speaker":"SPEAKER_01","startTime":71.92,"endTime":72.24,"body":"sides"},{"speaker":"SPEAKER_01","startTime":72.24,"endTime":72.32,"body":"of"},{"speaker":"SPEAKER_01","startTime":72.4,"endTime":72.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":72.48,"endTime":72.88,"body":"border,"},{"speaker":"SPEAKER_01","startTime":73.04,"endTime":73.36,"body":"where"},{"speaker":"SPEAKER_01","startTime":73.36,"endTime":73.6,"body":"it"},{"speaker":"SPEAKER_01","startTime":73.6,"endTime":73.76,"body":"was"},{"speaker":"SPEAKER_01","startTime":73.76,"endTime":73.92,"body":"a"},{"speaker":"SPEAKER_01","startTime":73.92,"endTime":74.48,"body":"five-minute"},{"speaker":"SPEAKER_01","startTime":74.56,"endTime":75.04,"body":"drive"},{"speaker":"SPEAKER_01","startTime":75.04,"endTime":75.2,"body":"to"},{"speaker":"SPEAKER_01","startTime":75.2,"endTime":75.44,"body":"go"},{"speaker":"SPEAKER_01","startTime":75.44,"endTime":75.68,"body":"from"},{"speaker":"SPEAKER_01","startTime":75.68,"endTime":75.92,"body":"one"},{"speaker":"SPEAKER_01","startTime":75.92,"endTime":76.16,"body":"side"},{"speaker":"SPEAKER_01","startTime":76.32,"endTime":76.72,"body":"America"},{"speaker":"SPEAKER_01","startTime":76.72,"endTime":76.88,"body":"and"},{"speaker":"SPEAKER_01","startTime":76.88,"endTime":77.04,"body":"go"},{"speaker":"SPEAKER_01","startTime":77.04,"endTime":77.12,"body":"to"},{"speaker":"SPEAKER_01","startTime":77.12,"endTime":77.44,"body":"Mexico."},{"speaker":"SPEAKER_01","startTime":77.52,"endTime":77.68,"body":"So"},{"speaker":"SPEAKER_01","startTime":77.68,"endTime":77.84,"body":"there"},{"speaker":"SPEAKER_01","startTime":77.84,"endTime":78.0,"body":"were"},{"speaker":"SPEAKER_01","startTime":78.0,"endTime":78.24,"body":"times"},{"speaker":"SPEAKER_01","startTime":78.24,"endTime":78.4,"body":"where"},{"speaker":"SPEAKER_01","startTime":78.4,"endTime":78.56,"body":"we"},{"speaker":"SPEAKER_01","startTime":78.56,"endTime":78.8,"body":"would"},{"speaker":"SPEAKER_01","startTime":78.8,"endTime":78.96,"body":"go"},{"speaker":"SPEAKER_01","startTime":78.96,"endTime":79.12,"body":"to"},{"speaker":"SPEAKER_01","startTime":79.12,"endTime":79.44,"body":"lunch"},{"speaker":"SPEAKER_01","startTime":79.44,"endTime":79.68,"body":"in"},{"speaker":"SPEAKER_01","startTime":79.84,"endTime":80.32,"body":"Mexico"},{"speaker":"SPEAKER_01","startTime":80.32,"endTime":80.48,"body":"and"},{"speaker":"SPEAKER_01","startTime":80.48,"endTime":80.64,"body":"come"},{"speaker":"SPEAKER_01","startTime":80.64,"endTime":80.8,"body":"back"},{"speaker":"SPEAKER_01","startTime":80.8,"endTime":80.96,"body":"for"},{"speaker":"SPEAKER_01","startTime":80.96,"endTime":81.36,"body":"dinner"},{"speaker":"SPEAKER_01","startTime":81.36,"endTime":81.52,"body":"in"},{"speaker":"SPEAKER_01","startTime":81.52,"endTime":81.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":81.6,"endTime":82.0,"body":"US,"},{"speaker":"SPEAKER_01","startTime":82.08,"endTime":82.32,"body":"right?"},{"speaker":"SPEAKER_01","startTime":82.48,"endTime":82.72,"body":"Which"},{"speaker":"SPEAKER_01","startTime":82.72,"endTime":82.88,"body":"is"},{"speaker":"SPEAKER_01","startTime":82.88,"endTime":83.04,"body":"just"},{"speaker":"SPEAKER_01","startTime":83.04,"endTime":83.28,"body":"such"},{"speaker":"SPEAKER_01","startTime":83.28,"endTime":83.44,"body":"a"},{"speaker":"SPEAKER_01","startTime":83.44,"endTime":84.08,"body":"fascinating"},{"speaker":"SPEAKER_01","startTime":84.08,"endTime":84.24,"body":"kind"},{"speaker":"SPEAKER_01","startTime":84.24,"endTime":84.4,"body":"of"},{"speaker":"SPEAKER_01","startTime":84.4,"endTime":84.88,"body":"childhood"},{"speaker":"SPEAKER_01","startTime":84.96,"endTime":85.28,"body":"growing"},{"speaker":"SPEAKER_01","startTime":85.28,"endTime":85.44,"body":"up."},{"speaker":"SPEAKER_01","startTime":85.6,"endTime":85.68,"body":"You"},{"speaker":"SPEAKER_01","startTime":85.68,"endTime":85.84,"body":"know,"},{"speaker":"SPEAKER_01","startTime":85.92,"endTime":86.08,"body":"as"},{"speaker":"SPEAKER_01","startTime":86.08,"endTime":86.24,"body":"I"},{"speaker":"SPEAKER_01","startTime":86.24,"endTime":86.4,"body":"was"},{"speaker":"SPEAKER_01","startTime":86.4,"endTime":86.72,"body":"growing"},{"speaker":"SPEAKER_01","startTime":86.72,"endTime":86.88,"body":"up"},{"speaker":"SPEAKER_01","startTime":86.88,"endTime":87.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":87.2,"endTime":87.6,"body":"moving"},{"speaker":"SPEAKER_01","startTime":87.6,"endTime":87.92,"body":"into"},{"speaker":"SPEAKER_01","startTime":88.24,"endTime":88.56,"body":"what's"},{"speaker":"SPEAKER_01","startTime":88.56,"endTime":88.96,"body":"adult"},{"speaker":"SPEAKER_01","startTime":88.96,"endTime":89.2,"body":"life,"},{"speaker":"SPEAKER_01","startTime":89.36,"endTime":89.68,"body":"college"},{"speaker":"SPEAKER_01","startTime":89.76,"endTime":89.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":89.92,"endTime":90.48,"body":"whatnot,"},{"speaker":"SPEAKER_01","startTime":90.64,"endTime":90.96,"body":"I've"},{"speaker":"SPEAKER_01","startTime":90.96,"endTime":91.36,"body":"always"},{"speaker":"SPEAKER_01","startTime":91.36,"endTime":91.6,"body":"been,"},{"speaker":"SPEAKER_01","startTime":91.68,"endTime":91.84,"body":"you"},{"speaker":"SPEAKER_01","startTime":91.84,"endTime":91.92,"body":"know,"},{"speaker":"SPEAKER_01","startTime":92.08,"endTime":92.32,"body":"a"},{"speaker":"SPEAKER_01","startTime":92.32,"endTime":92.88,"body":"tinkerer,"},{"speaker":"SPEAKER_01","startTime":92.96,"endTime":93.12,"body":"a"},{"speaker":"SPEAKER_01","startTime":93.12,"endTime":93.6,"body":"building,"},{"speaker":"SPEAKER_01","startTime":93.76,"endTime":93.92,"body":"you"},{"speaker":"SPEAKER_01","startTime":93.92,"endTime":94.0,"body":"know,"},{"speaker":"SPEAKER_01","startTime":94.24,"endTime":94.4,"body":"you"},{"speaker":"SPEAKER_01","startTime":94.4,"endTime":94.48,"body":"know,"},{"speaker":"SPEAKER_01","startTime":94.64,"endTime":94.88,"body":"doing"},{"speaker":"SPEAKER_01","startTime":94.88,"endTime":95.12,"body":"stuff."},{"speaker":"SPEAKER_01","startTime":95.2,"endTime":95.28,"body":"I"},{"speaker":"SPEAKER_01","startTime":95.28,"endTime":95.6,"body":"remember"},{"speaker":"SPEAKER_01","startTime":95.6,"endTime":95.76,"body":"back"},{"speaker":"SPEAKER_01","startTime":95.76,"endTime":95.84,"body":"in"},{"speaker":"SPEAKER_01","startTime":95.84,"endTime":95.92,"body":"the"},{"speaker":"SPEAKER_01","startTime":95.92,"endTime":96.16,"body":"day,"},{"speaker":"SPEAKER_01","startTime":96.24,"endTime":96.4,"body":"I"},{"speaker":"SPEAKER_01","startTime":96.4,"endTime":96.56,"body":"had"},{"speaker":"SPEAKER_01","startTime":96.56,"endTime":96.88,"body":"some"},{"speaker":"SPEAKER_01","startTime":97.04,"endTime":97.28,"body":"back"},{"speaker":"SPEAKER_01","startTime":97.28,"endTime":97.44,"body":"when"},{"speaker":"SPEAKER_01","startTime":97.44,"endTime":97.52,"body":"you"},{"speaker":"SPEAKER_01","startTime":97.52,"endTime":97.76,"body":"could"},{"speaker":"SPEAKER_01","startTime":97.76,"endTime":98.4,"body":"jailbreak"},{"speaker":"SPEAKER_01","startTime":98.4,"endTime":98.72,"body":"iPhones"},{"speaker":"SPEAKER_01","startTime":98.96,"endTime":99.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":99.2,"endTime":99.36,"body":"yeah,"},{"speaker":"SPEAKER_01","startTime":99.44,"endTime":99.52,"body":"like"},{"speaker":"SPEAKER_01","startTime":99.6,"endTime":99.76,"body":"uh"},{"speaker":"SPEAKER_01","startTime":99.76,"endTime":99.92,"body":"the"},{"speaker":"SPEAKER_01","startTime":99.92,"endTime":100.24,"body":"iPhone"},{"speaker":"SPEAKER_01","startTime":100.32,"endTime":100.4,"body":"4"},{"speaker":"SPEAKER_01","startTime":100.48,"endTime":100.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":100.56,"endTime":100.64,"body":"the"},{"speaker":"SPEAKER_01","startTime":100.64,"endTime":100.96,"body":"iPhone"},{"speaker":"SPEAKER_01","startTime":101.04,"endTime":101.36,"body":"4S."},{"speaker":"SPEAKER_01","startTime":101.52,"endTime":101.68,"body":"Those"},{"speaker":"SPEAKER_01","startTime":101.68,"endTime":101.84,"body":"were"},{"speaker":"SPEAKER_01","startTime":101.84,"endTime":102.08,"body":"the"},{"speaker":"SPEAKER_01","startTime":102.72,"endTime":102.96,"body":"times,"},{"speaker":"SPEAKER_01","startTime":103.04,"endTime":103.12,"body":"you"},{"speaker":"SPEAKER_01","startTime":103.12,"endTime":103.28,"body":"know,"},{"speaker":"SPEAKER_01","startTime":103.36,"endTime":103.6,"body":"it's"},{"speaker":"SPEAKER_01","startTime":103.6,"endTime":103.92,"body":"changed"},{"speaker":"SPEAKER_01","startTime":103.92,"endTime":104.16,"body":"since"},{"speaker":"SPEAKER_01","startTime":104.16,"endTime":104.4,"body":"then."},{"speaker":"SPEAKER_01","startTime":104.56,"endTime":104.72,"body":"But"},{"speaker":"SPEAKER_01","startTime":104.72,"endTime":104.96,"body":"I've"},{"speaker":"SPEAKER_01","startTime":104.96,"endTime":105.2,"body":"always"},{"speaker":"SPEAKER_01","startTime":105.2,"endTime":105.52,"body":"just"},{"speaker":"SPEAKER_01","startTime":105.52,"endTime":105.68,"body":"been"},{"speaker":"SPEAKER_01","startTime":105.68,"endTime":105.92,"body":"so"},{"speaker":"SPEAKER_01","startTime":105.92,"endTime":106.4,"body":"intrigued"},{"speaker":"SPEAKER_01","startTime":106.48,"endTime":106.64,"body":"in"},{"speaker":"SPEAKER_01","startTime":106.88,"endTime":107.28,"body":"building."},{"speaker":"SPEAKER_01","startTime":107.36,"endTime":107.52,"body":"And"},{"speaker":"SPEAKER_01","startTime":107.6,"endTime":107.84,"body":"uh"},{"speaker":"SPEAKER_01","startTime":108.08,"endTime":108.24,"body":"past"},{"speaker":"SPEAKER_01","startTime":108.48,"endTime":108.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":109.04,"endTime":109.52,"body":"growing,"},{"speaker":"SPEAKER_01","startTime":109.6,"endTime":109.76,"body":"going"},{"speaker":"SPEAKER_01","startTime":109.84,"endTime":110.0,"body":"to"},{"speaker":"SPEAKER_01","startTime":110.0,"endTime":110.16,"body":"college"},{"speaker":"SPEAKER_01","startTime":110.24,"endTime":110.4,"body":"and"},{"speaker":"SPEAKER_01","startTime":110.4,"endTime":110.56,"body":"all"},{"speaker":"SPEAKER_01","startTime":110.56,"endTime":110.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":110.72,"endTime":111.12,"body":"stuff,"},{"speaker":"SPEAKER_01","startTime":111.28,"endTime":111.44,"body":"you"},{"speaker":"SPEAKER_01","startTime":111.44,"endTime":111.6,"body":"know,"},{"speaker":"SPEAKER_01","startTime":111.76,"endTime":111.92,"body":"you"},{"speaker":"SPEAKER_01","startTime":111.92,"endTime":112.16,"body":"can"},{"speaker":"SPEAKER_01","startTime":112.16,"endTime":112.32,"body":"see"},{"speaker":"SPEAKER_01","startTime":112.32,"endTime":112.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":112.48,"endTime":112.96,"body":"Texas"},{"speaker":"SPEAKER_01","startTime":112.96,"endTime":113.36,"body":"blood"},{"speaker":"SPEAKER_01","startTime":113.36,"endTime":113.52,"body":"here."},{"speaker":"SPEAKER_01","startTime":113.68,"endTime":113.84,"body":"I"},{"speaker":"SPEAKER_01","startTime":113.84,"endTime":114.16,"body":"decided"},{"speaker":"SPEAKER_01","startTime":114.16,"endTime":114.24,"body":"to"},{"speaker":"SPEAKER_01","startTime":114.24,"endTime":114.48,"body":"stay"},{"speaker":"SPEAKER_01","startTime":114.48,"endTime":114.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":114.64,"endTime":114.72,"body":"go"},{"speaker":"SPEAKER_01","startTime":114.72,"endTime":114.8,"body":"to"},{"speaker":"SPEAKER_01","startTime":114.8,"endTime":115.04,"body":"school"},{"speaker":"SPEAKER_01","startTime":115.04,"endTime":115.2,"body":"in"},{"speaker":"SPEAKER_01","startTime":115.2,"endTime":115.6,"body":"UT"},{"speaker":"SPEAKER_01","startTime":115.68,"endTime":116.0,"body":"Austin,"},{"speaker":"SPEAKER_01","startTime":116.16,"endTime":116.4,"body":"and"},{"speaker":"SPEAKER_01","startTime":116.48,"endTime":116.8,"body":"and"},{"speaker":"SPEAKER_01","startTime":116.8,"endTime":117.12,"body":"now"},{"speaker":"SPEAKER_01","startTime":117.36,"endTime":117.84,"body":"almost"},{"speaker":"SPEAKER_01","startTime":117.84,"endTime":118.16,"body":"10"},{"speaker":"SPEAKER_01","startTime":118.16,"endTime":118.48,"body":"years"},{"speaker":"SPEAKER_01","startTime":118.48,"endTime":118.8,"body":"since"},{"speaker":"SPEAKER_01","startTime":118.8,"endTime":119.36,"body":"graduating"},{"speaker":"SPEAKER_01","startTime":119.44,"endTime":119.6,"body":"my"},{"speaker":"SPEAKER_01","startTime":119.6,"endTime":120.24,"body":"undergrad,"},{"speaker":"SPEAKER_01","startTime":120.4,"endTime":120.64,"body":"I"},{"speaker":"SPEAKER_01","startTime":120.64,"endTime":120.96,"body":"am"},{"speaker":"SPEAKER_01","startTime":120.96,"endTime":121.68,"body":"thankful"},{"speaker":"SPEAKER_01","startTime":121.84,"endTime":122.08,"body":"and"},{"speaker":"SPEAKER_01","startTime":122.08,"endTime":122.32,"body":"uh"},{"speaker":"SPEAKER_01","startTime":122.32,"endTime":122.56,"body":"every"},{"speaker":"SPEAKER_01","startTime":122.56,"endTime":122.8,"body":"single"},{"speaker":"SPEAKER_01","startTime":122.8,"endTime":123.04,"body":"day"},{"speaker":"SPEAKER_01","startTime":123.04,"endTime":123.2,"body":"to"},{"speaker":"SPEAKER_01","startTime":123.2,"endTime":123.28,"body":"call"},{"speaker":"SPEAKER_01","startTime":123.36,"endTime":123.92,"body":"Austin"},{"speaker":"SPEAKER_01","startTime":123.92,"endTime":124.16,"body":"home,"},{"speaker":"SPEAKER_01","startTime":124.4,"endTime":124.56,"body":"where"},{"speaker":"SPEAKER_01","startTime":124.56,"endTime":124.8,"body":"I've"},{"speaker":"SPEAKER_01","startTime":124.8,"endTime":124.96,"body":"been"},{"speaker":"SPEAKER_01","startTime":124.96,"endTime":125.2,"body":"now"},{"speaker":"SPEAKER_01","startTime":125.2,"endTime":125.36,"body":"for"},{"speaker":"SPEAKER_01","startTime":125.36,"endTime":125.68,"body":"almost"},{"speaker":"SPEAKER_01","startTime":125.68,"endTime":125.84,"body":"uh"},{"speaker":"SPEAKER_01","startTime":125.84,"endTime":126.24,"body":"11"},{"speaker":"SPEAKER_01","startTime":126.24,"endTime":126.56,"body":"years"},{"speaker":"SPEAKER_01","startTime":126.64,"endTime":126.96,"body":"and"},{"speaker":"SPEAKER_01","startTime":126.96,"endTime":127.28,"body":"where"},{"speaker":"SPEAKER_01","startTime":127.28,"endTime":127.84,"body":"Method"},{"speaker":"SPEAKER_01","startTime":127.84,"endTime":128.08,"body":"is"},{"speaker":"SPEAKER_01","startTime":128.08,"endTime":128.56,"body":"officially"},{"speaker":"SPEAKER_01","startTime":128.56,"endTime":129.28,"body":"headquartered,"},{"speaker":"SPEAKER_01","startTime":129.36,"endTime":129.6,"body":"even"},{"speaker":"SPEAKER_01","startTime":129.6,"endTime":129.92,"body":"though"},{"speaker":"SPEAKER_01","startTime":129.92,"endTime":130.08,"body":"our"},{"speaker":"SPEAKER_01","startTime":130.08,"endTime":130.56,"body":"biggest"},{"speaker":"SPEAKER_01","startTime":130.56,"endTime":130.88,"body":"office"},{"speaker":"SPEAKER_01","startTime":130.96,"endTime":131.12,"body":"is"},{"speaker":"SPEAKER_01","startTime":131.12,"endTime":131.36,"body":"New"},{"speaker":"SPEAKER_01","startTime":131.36,"endTime":131.6,"body":"York."},{"speaker":"SPEAKER_01","startTime":131.76,"endTime":131.92,"body":"I"},{"speaker":"SPEAKER_01","startTime":131.92,"endTime":132.16,"body":"still"},{"speaker":"SPEAKER_01","startTime":132.16,"endTime":132.48,"body":"tell"},{"speaker":"SPEAKER_01","startTime":132.48,"endTime":132.64,"body":"people"},{"speaker":"SPEAKER_01","startTime":132.72,"endTime":132.88,"body":"we're"},{"speaker":"SPEAKER_01","startTime":132.88,"endTime":132.96,"body":"uh"},{"speaker":"SPEAKER_01","startTime":133.04,"endTime":133.2,"body":"we're"},{"speaker":"SPEAKER_01","startTime":133.2,"endTime":133.36,"body":"an"},{"speaker":"SPEAKER_01","startTime":133.36,"endTime":133.76,"body":"Austin"},{"speaker":"SPEAKER_01","startTime":133.92,"endTime":134.32,"body":"company,"},{"speaker":"SPEAKER_01","startTime":134.48,"endTime":134.64,"body":"even"},{"speaker":"SPEAKER_01","startTime":134.64,"endTime":134.88,"body":"though"},{"speaker":"SPEAKER_01","startTime":134.88,"endTime":134.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":134.96,"endTime":135.12,"body":"have"},{"speaker":"SPEAKER_01","startTime":135.12,"endTime":135.36,"body":"four"},{"speaker":"SPEAKER_01","startTime":135.36,"endTime":135.68,"body":"times"},{"speaker":"SPEAKER_01","startTime":135.68,"endTime":136.0,"body":"the"},{"speaker":"SPEAKER_01","startTime":136.0,"endTime":136.32,"body":"people"},{"speaker":"SPEAKER_01","startTime":136.32,"endTime":136.56,"body":"in"},{"speaker":"SPEAKER_01","startTime":136.56,"endTime":136.8,"body":"in"},{"speaker":"SPEAKER_01","startTime":136.8,"endTime":137.12,"body":"New"},{"speaker":"SPEAKER_01","startTime":137.12,"endTime":137.44,"body":"York."},{"speaker":"SPEAKER_02","startTime":137.84,"endTime":138.16,"body":"Okay."},{"speaker":"SPEAKER_02","startTime":138.48,"endTime":138.72,"body":"All"},{"speaker":"SPEAKER_02","startTime":138.72,"endTime":138.88,"body":"right."},{"speaker":"SPEAKER_02","startTime":138.96,"endTime":139.12,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":139.28,"endTime":139.44,"body":"do"},{"speaker":"SPEAKER_02","startTime":139.44,"endTime":139.6,"body":"you"},{"speaker":"SPEAKER_02","startTime":139.6,"endTime":139.76,"body":"mind"},{"speaker":"SPEAKER_02","startTime":139.76,"endTime":140.16,"body":"walking"},{"speaker":"SPEAKER_02","startTime":140.16,"endTime":140.32,"body":"us"},{"speaker":"SPEAKER_02","startTime":140.32,"endTime":140.48,"body":"through"},{"speaker":"SPEAKER_02","startTime":140.48,"endTime":140.64,"body":"your"},{"speaker":"SPEAKER_02","startTime":140.64,"endTime":141.12,"body":"professional"},{"speaker":"SPEAKER_02","startTime":141.12,"endTime":141.36,"body":"journey"},{"speaker":"SPEAKER_02","startTime":141.44,"endTime":141.6,"body":"and"},{"speaker":"SPEAKER_02","startTime":141.6,"endTime":141.92,"body":"maybe"},{"speaker":"SPEAKER_02","startTime":141.92,"endTime":142.16,"body":"how"},{"speaker":"SPEAKER_02","startTime":142.16,"endTime":142.32,"body":"and"},{"speaker":"SPEAKER_02","startTime":142.32,"endTime":142.56,"body":"why"},{"speaker":"SPEAKER_02","startTime":142.56,"endTime":142.64,"body":"you"},{"speaker":"SPEAKER_02","startTime":142.64,"endTime":143.04,"body":"started"},{"speaker":"SPEAKER_02","startTime":143.04,"endTime":143.28,"body":"Method?"},{"speaker":"SPEAKER_01","startTime":143.76,"endTime":144.0,"body":"Totally."},{"speaker":"SPEAKER_01","startTime":144.08,"endTime":144.16,"body":"So,"},{"speaker":"SPEAKER_01","startTime":144.32,"endTime":144.4,"body":"I"},{"speaker":"SPEAKER_01","startTime":144.4,"endTime":144.48,"body":"mean,"},{"speaker":"SPEAKER_01","startTime":144.72,"endTime":144.8,"body":"as"},{"speaker":"SPEAKER_01","startTime":144.8,"endTime":144.96,"body":"I"},{"speaker":"SPEAKER_01","startTime":144.96,"endTime":145.04,"body":"was"},{"speaker":"SPEAKER_01","startTime":145.04,"endTime":145.28,"body":"alluding"},{"speaker":"SPEAKER_01","startTime":145.28,"endTime":145.44,"body":"to,"},{"speaker":"SPEAKER_01","startTime":145.52,"endTime":145.68,"body":"like"},{"speaker":"SPEAKER_01","startTime":145.76,"endTime":145.92,"body":"I've"},{"speaker":"SPEAKER_01","startTime":145.92,"endTime":146.24,"body":"always"},{"speaker":"SPEAKER_01","startTime":146.24,"endTime":146.48,"body":"just"},{"speaker":"SPEAKER_01","startTime":146.48,"endTime":146.64,"body":"been"},{"speaker":"SPEAKER_01","startTime":146.64,"endTime":146.88,"body":"a"},{"speaker":"SPEAKER_01","startTime":146.88,"endTime":147.44,"body":"tinkerer."},{"speaker":"SPEAKER_01","startTime":147.52,"endTime":147.68,"body":"I"},{"speaker":"SPEAKER_01","startTime":147.68,"endTime":147.92,"body":"love"},{"speaker":"SPEAKER_01","startTime":147.92,"endTime":148.24,"body":"building,"},{"speaker":"SPEAKER_01","startTime":148.32,"endTime":148.48,"body":"and"},{"speaker":"SPEAKER_01","startTime":148.48,"endTime":148.64,"body":"I"},{"speaker":"SPEAKER_01","startTime":148.64,"endTime":148.88,"body":"love"},{"speaker":"SPEAKER_01","startTime":148.96,"endTime":149.12,"body":"you"},{"speaker":"SPEAKER_01","startTime":149.12,"endTime":149.2,"body":"know"},{"speaker":"SPEAKER_01","startTime":149.28,"endTime":149.44,"body":"that"},{"speaker":"SPEAKER_01","startTime":149.44,"endTime":149.84,"body":"feeling"},{"speaker":"SPEAKER_01","startTime":149.84,"endTime":150.08,"body":"of"},{"speaker":"SPEAKER_01","startTime":150.08,"endTime":150.4,"body":"having"},{"speaker":"SPEAKER_01","startTime":150.4,"endTime":150.8,"body":"something"},{"speaker":"SPEAKER_01","startTime":150.8,"endTime":150.96,"body":"in"},{"speaker":"SPEAKER_01","startTime":150.96,"endTime":151.2,"body":"your"},{"speaker":"SPEAKER_01","startTime":151.2,"endTime":151.44,"body":"hands,"},{"speaker":"SPEAKER_01","startTime":151.6,"endTime":151.68,"body":"right?"},{"speaker":"SPEAKER_01","startTime":151.84,"endTime":151.92,"body":"Like,"},{"speaker":"SPEAKER_01","startTime":152.08,"endTime":152.16,"body":"you"},{"speaker":"SPEAKER_01","startTime":152.16,"endTime":152.16,"body":"know,"},{"speaker":"SPEAKER_01","startTime":152.32,"endTime":152.48,"body":"you're"},{"speaker":"SPEAKER_01","startTime":152.48,"endTime":152.8,"body":"building"},{"speaker":"SPEAKER_01","startTime":152.8,"endTime":152.96,"body":"something,"},{"speaker":"SPEAKER_01","startTime":153.04,"endTime":153.2,"body":"you"},{"speaker":"SPEAKER_01","startTime":153.2,"endTime":153.36,"body":"can"},{"speaker":"SPEAKER_01","startTime":153.36,"endTime":153.6,"body":"actually"},{"speaker":"SPEAKER_01","startTime":153.6,"endTime":153.76,"body":"use"},{"speaker":"SPEAKER_01","startTime":153.76,"endTime":153.84,"body":"it"},{"speaker":"SPEAKER_01","startTime":153.92,"endTime":154.08,"body":"and"},{"speaker":"SPEAKER_01","startTime":154.08,"endTime":154.4,"body":"seeing"},{"speaker":"SPEAKER_01","startTime":154.4,"endTime":154.64,"body":"other"},{"speaker":"SPEAKER_01","startTime":154.64,"endTime":154.8,"body":"people"},{"speaker":"SPEAKER_01","startTime":154.8,"endTime":155.12,"body":"using"},{"speaker":"SPEAKER_01","startTime":155.12,"endTime":155.28,"body":"it."},{"speaker":"SPEAKER_01","startTime":155.36,"endTime":155.6,"body":"It's"},{"speaker":"SPEAKER_01","startTime":155.6,"endTime":155.92,"body":"just"},{"speaker":"SPEAKER_01","startTime":155.92,"endTime":156.88,"body":"energizing."},{"speaker":"SPEAKER_01","startTime":157.12,"endTime":157.36,"body":"And"},{"speaker":"SPEAKER_01","startTime":157.36,"endTime":157.68,"body":"through"},{"speaker":"SPEAKER_01","startTime":157.68,"endTime":158.0,"body":"college,"},{"speaker":"SPEAKER_01","startTime":158.08,"endTime":158.32,"body":"I've"},{"speaker":"SPEAKER_01","startTime":158.32,"endTime":158.56,"body":"always,"},{"speaker":"SPEAKER_01","startTime":158.64,"endTime":158.72,"body":"you"},{"speaker":"SPEAKER_01","startTime":158.72,"endTime":158.88,"body":"know,"},{"speaker":"SPEAKER_01","startTime":158.96,"endTime":159.2,"body":"we've"},{"speaker":"SPEAKER_01","startTime":159.2,"endTime":159.44,"body":"always,"},{"speaker":"SPEAKER_01","startTime":159.6,"endTime":159.76,"body":"my"},{"speaker":"SPEAKER_01","startTime":159.76,"endTime":160.4,"body":"co-founders"},{"speaker":"SPEAKER_01","startTime":160.4,"endTime":160.48,"body":"and"},{"speaker":"SPEAKER_01","startTime":160.48,"endTime":160.64,"body":"I,"},{"speaker":"SPEAKER_01","startTime":160.72,"endTime":160.8,"body":"we"},{"speaker":"SPEAKER_01","startTime":160.8,"endTime":160.96,"body":"met"},{"speaker":"SPEAKER_01","startTime":160.96,"endTime":161.04,"body":"in"},{"speaker":"SPEAKER_01","startTime":161.04,"endTime":161.2,"body":"college"},{"speaker":"SPEAKER_01","startTime":161.28,"endTime":161.44,"body":"and"},{"speaker":"SPEAKER_01","startTime":161.44,"endTime":161.68,"body":"we've"},{"speaker":"SPEAKER_01","startTime":161.68,"endTime":161.84,"body":"always"},{"speaker":"SPEAKER_01","startTime":161.84,"endTime":162.08,"body":"been"},{"speaker":"SPEAKER_01","startTime":162.08,"endTime":162.24,"body":"just"},{"speaker":"SPEAKER_01","startTime":162.24,"endTime":162.88,"body":"experimenting"},{"speaker":"SPEAKER_01","startTime":162.88,"endTime":163.04,"body":"and"},{"speaker":"SPEAKER_01","startTime":163.04,"endTime":163.36,"body":"trying"},{"speaker":"SPEAKER_01","startTime":163.36,"endTime":163.6,"body":"new"},{"speaker":"SPEAKER_01","startTime":163.6,"endTime":163.84,"body":"things"},{"speaker":"SPEAKER_01","startTime":163.84,"endTime":163.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":163.92,"endTime":164.32,"body":"building"},{"speaker":"SPEAKER_01","startTime":164.32,"endTime":164.48,"body":"new"},{"speaker":"SPEAKER_01","startTime":164.48,"endTime":164.72,"body":"things."},{"speaker":"SPEAKER_01","startTime":165.04,"endTime":165.2,"body":"When"},{"speaker":"SPEAKER_01","startTime":165.2,"endTime":165.44,"body":"we're"},{"speaker":"SPEAKER_01","startTime":165.44,"endTime":165.76,"body":"coming"},{"speaker":"SPEAKER_01","startTime":165.76,"endTime":166.0,"body":"up"},{"speaker":"SPEAKER_01","startTime":166.0,"endTime":166.24,"body":"in"},{"speaker":"SPEAKER_01","startTime":166.24,"endTime":166.56,"body":"our"},{"speaker":"SPEAKER_01","startTime":166.56,"endTime":166.96,"body":"senior"},{"speaker":"SPEAKER_01","startTime":166.96,"endTime":167.2,"body":"year"},{"speaker":"SPEAKER_01","startTime":167.2,"endTime":167.36,"body":"and"},{"speaker":"SPEAKER_01","startTime":167.36,"endTime":167.68,"body":"getting"},{"speaker":"SPEAKER_01","startTime":167.68,"endTime":167.92,"body":"ready"},{"speaker":"SPEAKER_01","startTime":167.92,"endTime":168.0,"body":"to"},{"speaker":"SPEAKER_01","startTime":168.0,"endTime":168.4,"body":"graduate"},{"speaker":"SPEAKER_01","startTime":168.4,"endTime":168.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":168.64,"endTime":168.8,"body":"kind"},{"speaker":"SPEAKER_01","startTime":168.8,"endTime":168.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":168.96,"endTime":169.28,"body":"live"},{"speaker":"SPEAKER_01","startTime":169.28,"endTime":169.44,"body":"our"},{"speaker":"SPEAKER_01","startTime":169.44,"endTime":169.84,"body":"professional,"},{"speaker":"SPEAKER_01","startTime":170.08,"endTime":170.56,"body":"professional"},{"speaker":"SPEAKER_01","startTime":170.56,"endTime":171.12,"body":"lives,"},{"speaker":"SPEAKER_01","startTime":171.28,"endTime":171.52,"body":"we"},{"speaker":"SPEAKER_01","startTime":171.68,"endTime":171.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":171.92,"endTime":172.08,"body":"ran"},{"speaker":"SPEAKER_01","startTime":172.08,"endTime":172.32,"body":"into"},{"speaker":"SPEAKER_01","startTime":172.32,"endTime":172.48,"body":"this"},{"speaker":"SPEAKER_01","startTime":172.48,"endTime":172.72,"body":"problem"},{"speaker":"SPEAKER_01","startTime":172.72,"endTime":172.88,"body":"that"},{"speaker":"SPEAKER_01","startTime":172.88,"endTime":173.04,"body":"we"},{"speaker":"SPEAKER_01","startTime":173.04,"endTime":173.2,"body":"were"},{"speaker":"SPEAKER_01","startTime":173.2,"endTime":173.6,"body":"facing"},{"speaker":"SPEAKER_01","startTime":173.6,"endTime":174.24,"body":"ourselves,"},{"speaker":"SPEAKER_01","startTime":174.32,"endTime":174.64,"body":"which"},{"speaker":"SPEAKER_01","startTime":174.64,"endTime":174.8,"body":"was"},{"speaker":"SPEAKER_01","startTime":174.96,"endTime":175.36,"body":"student"},{"speaker":"SPEAKER_01","startTime":175.36,"endTime":175.76,"body":"loan"},{"speaker":"SPEAKER_01","startTime":175.76,"endTime":176.08,"body":"debt."},{"speaker":"SPEAKER_01","startTime":176.4,"endTime":176.72,"body":"We"},{"speaker":"SPEAKER_01","startTime":176.72,"endTime":177.04,"body":"had"},{"speaker":"SPEAKER_01","startTime":177.12,"endTime":177.36,"body":"kind"},{"speaker":"SPEAKER_01","startTime":177.36,"endTime":177.52,"body":"of"},{"speaker":"SPEAKER_01","startTime":177.52,"endTime":178.4,"body":"forgotten"},{"speaker":"SPEAKER_01","startTime":178.4,"endTime":178.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":178.72,"endTime":179.04,"body":"we,"},{"speaker":"SPEAKER_01","startTime":179.36,"endTime":179.52,"body":"you"},{"speaker":"SPEAKER_01","startTime":179.52,"endTime":179.68,"body":"know,"},{"speaker":"SPEAKER_01","startTime":179.92,"endTime":180.48,"body":"freshman"},{"speaker":"SPEAKER_01","startTime":180.48,"endTime":180.72,"body":"year"},{"speaker":"SPEAKER_01","startTime":180.88,"endTime":181.2,"body":"signed"},{"speaker":"SPEAKER_01","startTime":181.2,"endTime":181.36,"body":"up"},{"speaker":"SPEAKER_01","startTime":181.36,"endTime":181.52,"body":"for"},{"speaker":"SPEAKER_01","startTime":181.52,"endTime":181.6,"body":"a"},{"speaker":"SPEAKER_01","startTime":181.6,"endTime":181.76,"body":"bunch"},{"speaker":"SPEAKER_01","startTime":181.76,"endTime":181.84,"body":"of"},{"speaker":"SPEAKER_01","startTime":181.84,"endTime":182.08,"body":"student"},{"speaker":"SPEAKER_01","startTime":182.24,"endTime":182.48,"body":"loan"},{"speaker":"SPEAKER_01","startTime":182.48,"endTime":182.72,"body":"debt,"},{"speaker":"SPEAKER_01","startTime":182.8,"endTime":182.88,"body":"and"},{"speaker":"SPEAKER_01","startTime":182.88,"endTime":183.04,"body":"we"},{"speaker":"SPEAKER_01","startTime":183.04,"endTime":183.2,"body":"just"},{"speaker":"SPEAKER_01","startTime":183.2,"endTime":183.36,"body":"kind"},{"speaker":"SPEAKER_01","startTime":183.36,"endTime":183.52,"body":"of"},{"speaker":"SPEAKER_01","startTime":183.52,"endTime":184.0,"body":"moved"},{"speaker":"SPEAKER_01","startTime":184.0,"endTime":184.24,"body":"on."},{"speaker":"SPEAKER_01","startTime":184.48,"endTime":184.72,"body":"And"},{"speaker":"SPEAKER_01","startTime":184.88,"endTime":185.04,"body":"you"},{"speaker":"SPEAKER_01","startTime":185.04,"endTime":185.2,"body":"know,"},{"speaker":"SPEAKER_01","startTime":185.28,"endTime":185.44,"body":"as"},{"speaker":"SPEAKER_01","startTime":185.44,"endTime":185.52,"body":"we"},{"speaker":"SPEAKER_01","startTime":185.52,"endTime":185.68,"body":"were"},{"speaker":"SPEAKER_01","startTime":185.68,"endTime":186.16,"body":"graduating,"},{"speaker":"SPEAKER_01","startTime":186.24,"endTime":186.4,"body":"you"},{"speaker":"SPEAKER_01","startTime":186.4,"endTime":186.48,"body":"know,"},{"speaker":"SPEAKER_01","startTime":186.56,"endTime":186.64,"body":"we"},{"speaker":"SPEAKER_01","startTime":186.64,"endTime":186.8,"body":"got"},{"speaker":"SPEAKER_01","startTime":186.8,"endTime":186.88,"body":"a"},{"speaker":"SPEAKER_01","startTime":186.88,"endTime":187.12,"body":"letter"},{"speaker":"SPEAKER_01","startTime":187.12,"endTime":187.36,"body":"from"},{"speaker":"SPEAKER_01","startTime":187.36,"endTime":187.76,"body":"UT"},{"speaker":"SPEAKER_01","startTime":187.84,"endTime":188.16,"body":"Austin"},{"speaker":"SPEAKER_01","startTime":188.24,"endTime":188.4,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":188.48,"endTime":188.56,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":188.64,"endTime":188.72,"body":"you"},{"speaker":"SPEAKER_01","startTime":188.72,"endTime":188.96,"body":"actually"},{"speaker":"SPEAKER_01","startTime":189.52,"endTime":189.92,"body":"owe"},{"speaker":"SPEAKER_01","startTime":189.92,"endTime":190.8,"body":"$50,000"},{"speaker":"SPEAKER_01","startTime":191.04,"endTime":191.36,"body":"each"},{"speaker":"SPEAKER_01","startTime":191.36,"endTime":191.6,"body":"in"},{"speaker":"SPEAKER_01","startTime":191.6,"endTime":192.0,"body":"student"},{"speaker":"SPEAKER_01","startTime":192.0,"endTime":192.32,"body":"loan"},{"speaker":"SPEAKER_01","startTime":192.32,"endTime":192.56,"body":"debt,"},{"speaker":"SPEAKER_01","startTime":192.64,"endTime":192.8,"body":"like"},{"speaker":"SPEAKER_01","startTime":192.96,"endTime":193.2,"body":"get"},{"speaker":"SPEAKER_01","startTime":193.2,"endTime":193.44,"body":"ready"},{"speaker":"SPEAKER_01","startTime":193.44,"endTime":193.6,"body":"to"},{"speaker":"SPEAKER_01","startTime":193.6,"endTime":193.84,"body":"pay"},{"speaker":"SPEAKER_01","startTime":193.84,"endTime":194.0,"body":"it."},{"speaker":"SPEAKER_01","startTime":194.16,"endTime":194.32,"body":"And"},{"speaker":"SPEAKER_01","startTime":194.32,"endTime":194.48,"body":"we"},{"speaker":"SPEAKER_01","startTime":194.48,"endTime":194.64,"body":"were"},{"speaker":"SPEAKER_01","startTime":194.64,"endTime":194.8,"body":"like,"},{"speaker":"SPEAKER_01","startTime":194.96,"endTime":195.28,"body":"What?"},{"speaker":"SPEAKER_01","startTime":195.44,"endTime":195.76,"body":"Where"},{"speaker":"SPEAKER_01","startTime":195.76,"endTime":195.92,"body":"do"},{"speaker":"SPEAKER_01","startTime":195.92,"endTime":196.24,"body":"I,"},{"speaker":"SPEAKER_01","startTime":196.4,"endTime":196.72,"body":"how"},{"speaker":"SPEAKER_01","startTime":196.72,"endTime":196.88,"body":"do"},{"speaker":"SPEAKER_01","startTime":196.88,"endTime":197.04,"body":"I,"},{"speaker":"SPEAKER_01","startTime":197.28,"endTime":197.44,"body":"you"},{"speaker":"SPEAKER_01","startTime":197.44,"endTime":197.52,"body":"know,"},{"speaker":"SPEAKER_01","startTime":197.6,"endTime":197.76,"body":"we"},{"speaker":"SPEAKER_01","startTime":197.76,"endTime":198.0,"body":"had"},{"speaker":"SPEAKER_01","startTime":198.0,"endTime":198.24,"body":"no"},{"speaker":"SPEAKER_01","startTime":198.24,"endTime":198.64,"body":"idea."},{"speaker":"SPEAKER_01","startTime":198.88,"endTime":199.12,"body":"And,"},{"speaker":"SPEAKER_01","startTime":199.2,"endTime":199.36,"body":"you"},{"speaker":"SPEAKER_01","startTime":199.36,"endTime":199.68,"body":"know,"},{"speaker":"SPEAKER_01","startTime":199.92,"endTime":200.24,"body":"we"},{"speaker":"SPEAKER_01","startTime":200.56,"endTime":200.72,"body":"think"},{"speaker":"SPEAKER_01","startTime":200.72,"endTime":200.88,"body":"of"},{"speaker":"SPEAKER_01","startTime":200.88,"endTime":201.28,"body":"ourselves"},{"speaker":"SPEAKER_01","startTime":201.36,"endTime":201.6,"body":"as"},{"speaker":"SPEAKER_01","startTime":201.76,"endTime":202.0,"body":"fairly"},{"speaker":"SPEAKER_01","startTime":202.0,"endTime":202.24,"body":"smart,"},{"speaker":"SPEAKER_01","startTime":202.32,"endTime":202.48,"body":"like"},{"speaker":"SPEAKER_01","startTime":202.56,"endTime":202.64,"body":"we"},{"speaker":"SPEAKER_01","startTime":202.64,"endTime":202.8,"body":"can"},{"speaker":"SPEAKER_01","startTime":202.8,"endTime":203.04,"body":"build"},{"speaker":"SPEAKER_01","startTime":203.12,"endTime":203.28,"body":"you"},{"speaker":"SPEAKER_01","startTime":203.28,"endTime":203.36,"body":"know,"},{"speaker":"SPEAKER_01","startTime":203.52,"endTime":204.08,"body":"iOS"},{"speaker":"SPEAKER_01","startTime":204.08,"endTime":204.56,"body":"apps"},{"speaker":"SPEAKER_01","startTime":204.56,"endTime":204.72,"body":"and"},{"speaker":"SPEAKER_01","startTime":204.72,"endTime":204.88,"body":"stuff"},{"speaker":"SPEAKER_01","startTime":204.96,"endTime":205.04,"body":"like"},{"speaker":"SPEAKER_01","startTime":205.04,"endTime":205.2,"body":"that."},{"speaker":"SPEAKER_01","startTime":205.36,"endTime":205.6,"body":"But"},{"speaker":"SPEAKER_01","startTime":205.6,"endTime":205.76,"body":"when"},{"speaker":"SPEAKER_01","startTime":205.76,"endTime":205.84,"body":"it"},{"speaker":"SPEAKER_01","startTime":205.84,"endTime":206.0,"body":"came"},{"speaker":"SPEAKER_01","startTime":206.0,"endTime":206.16,"body":"to"},{"speaker":"SPEAKER_01","startTime":206.16,"endTime":206.32,"body":"all"},{"speaker":"SPEAKER_01","startTime":206.32,"endTime":206.56,"body":"this"},{"speaker":"SPEAKER_01","startTime":206.56,"endTime":207.12,"body":"financial"},{"speaker":"SPEAKER_01","startTime":207.12,"endTime":207.52,"body":"side,"},{"speaker":"SPEAKER_01","startTime":207.6,"endTime":207.76,"body":"it"},{"speaker":"SPEAKER_01","startTime":207.92,"endTime":208.08,"body":"was"},{"speaker":"SPEAKER_01","startTime":208.32,"endTime":208.56,"body":"net"},{"speaker":"SPEAKER_01","startTime":208.56,"endTime":208.88,"body":"new"},{"speaker":"SPEAKER_01","startTime":208.88,"endTime":208.96,"body":"to"},{"speaker":"SPEAKER_01","startTime":208.96,"endTime":209.04,"body":"us."},{"speaker":"SPEAKER_01","startTime":209.12,"endTime":209.28,"body":"And"},{"speaker":"SPEAKER_01","startTime":209.28,"endTime":209.44,"body":"we"},{"speaker":"SPEAKER_01","startTime":209.44,"endTime":209.84,"body":"found"},{"speaker":"SPEAKER_01","startTime":209.84,"endTime":210.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":210.08,"endTime":210.24,"body":"a"},{"speaker":"SPEAKER_01","startTime":210.24,"endTime":210.4,"body":"lot"},{"speaker":"SPEAKER_01","startTime":210.4,"endTime":210.56,"body":"of"},{"speaker":"SPEAKER_01","startTime":210.56,"endTime":210.72,"body":"the"},{"speaker":"SPEAKER_01","startTime":210.72,"endTime":211.04,"body":"folks"},{"speaker":"SPEAKER_01","startTime":211.04,"endTime":211.2,"body":"that"},{"speaker":"SPEAKER_01","startTime":211.2,"endTime":211.36,"body":"were"},{"speaker":"SPEAKER_01","startTime":211.36,"endTime":211.6,"body":"coming"},{"speaker":"SPEAKER_01","startTime":211.6,"endTime":211.76,"body":"out"},{"speaker":"SPEAKER_01","startTime":211.76,"endTime":211.92,"body":"of"},{"speaker":"SPEAKER_01","startTime":211.92,"endTime":212.32,"body":"college"},{"speaker":"SPEAKER_01","startTime":212.32,"endTime":212.56,"body":"with"},{"speaker":"SPEAKER_01","startTime":212.56,"endTime":212.72,"body":"us"},{"speaker":"SPEAKER_01","startTime":212.72,"endTime":212.88,"body":"in"},{"speaker":"SPEAKER_01","startTime":212.88,"endTime":213.04,"body":"our"},{"speaker":"SPEAKER_01","startTime":213.04,"endTime":213.6,"body":"cohort"},{"speaker":"SPEAKER_01","startTime":213.84,"endTime":214.0,"body":"had"},{"speaker":"SPEAKER_01","startTime":214.0,"endTime":214.08,"body":"the"},{"speaker":"SPEAKER_01","startTime":214.08,"endTime":214.32,"body":"same"},{"speaker":"SPEAKER_01","startTime":214.32,"endTime":214.88,"body":"experiences"},{"speaker":"SPEAKER_01","startTime":214.96,"endTime":215.12,"body":"that,"},{"speaker":"SPEAKER_01","startTime":215.2,"endTime":215.28,"body":"you"},{"speaker":"SPEAKER_01","startTime":215.28,"endTime":215.36,"body":"know,"},{"speaker":"SPEAKER_01","startTime":215.44,"endTime":215.6,"body":"this"},{"speaker":"SPEAKER_01","startTime":215.6,"endTime":215.76,"body":"is"},{"speaker":"SPEAKER_01","startTime":215.76,"endTime":216.0,"body":"net"},{"speaker":"SPEAKER_01","startTime":216.0,"endTime":216.4,"body":"new,"},{"speaker":"SPEAKER_01","startTime":216.56,"endTime":216.72,"body":"who"},{"speaker":"SPEAKER_01","startTime":216.8,"endTime":217.12,"body":"owns"},{"speaker":"SPEAKER_01","startTime":217.12,"endTime":217.28,"body":"this"},{"speaker":"SPEAKER_01","startTime":217.28,"endTime":217.6,"body":"loan,"},{"speaker":"SPEAKER_01","startTime":217.68,"endTime":217.92,"body":"how"},{"speaker":"SPEAKER_01","startTime":217.92,"endTime":218.0,"body":"do"},{"speaker":"SPEAKER_01","startTime":218.0,"endTime":218.16,"body":"I"},{"speaker":"SPEAKER_01","startTime":218.16,"endTime":218.4,"body":"pay"},{"speaker":"SPEAKER_01","startTime":218.4,"endTime":218.64,"body":"it?"},{"speaker":"SPEAKER_01","startTime":218.8,"endTime":219.04,"body":"Do"},{"speaker":"SPEAKER_01","startTime":219.04,"endTime":219.2,"body":"I"},{"speaker":"SPEAKER_01","startTime":219.2,"endTime":219.52,"body":"pay"},{"speaker":"SPEAKER_01","startTime":219.52,"endTime":219.68,"body":"$5"},{"speaker":"SPEAKER_01","startTime":220.08,"endTime":220.4,"body":"extra"},{"speaker":"SPEAKER_01","startTime":220.4,"endTime":220.56,"body":"every"},{"speaker":"SPEAKER_01","startTime":220.56,"endTime":220.8,"body":"month"},{"speaker":"SPEAKER_01","startTime":220.8,"endTime":220.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":220.88,"endTime":221.04,"body":"get"},{"speaker":"SPEAKER_01","startTime":221.04,"endTime":221.2,"body":"out"},{"speaker":"SPEAKER_01","startTime":221.2,"endTime":221.28,"body":"of"},{"speaker":"SPEAKER_01","startTime":221.28,"endTime":221.52,"body":"debt"},{"speaker":"SPEAKER_01","startTime":221.52,"endTime":221.84,"body":"faster?"},{"speaker":"SPEAKER_01","startTime":221.92,"endTime":222.0,"body":"Like"},{"speaker":"SPEAKER_01","startTime":222.08,"endTime":222.24,"body":"all"},{"speaker":"SPEAKER_01","startTime":222.32,"endTime":222.64,"body":"those"},{"speaker":"SPEAKER_01","startTime":222.64,"endTime":223.44,"body":"permutations"},{"speaker":"SPEAKER_01","startTime":223.44,"endTime":223.6,"body":"and"},{"speaker":"SPEAKER_01","startTime":223.6,"endTime":224.24,"body":"calculations"},{"speaker":"SPEAKER_01","startTime":224.4,"endTime":224.72,"body":"we"},{"speaker":"SPEAKER_01","startTime":224.72,"endTime":224.88,"body":"were"},{"speaker":"SPEAKER_01","startTime":224.96,"endTime":225.28,"body":"doing"},{"speaker":"SPEAKER_01","startTime":225.28,"endTime":225.36,"body":"by"},{"speaker":"SPEAKER_01","startTime":225.36,"endTime":225.52,"body":"hand."},{"speaker":"SPEAKER_01","startTime":225.6,"endTime":225.76,"body":"And"},{"speaker":"SPEAKER_01","startTime":225.76,"endTime":225.84,"body":"we"},{"speaker":"SPEAKER_01","startTime":225.84,"endTime":226.08,"body":"thought,"},{"speaker":"SPEAKER_01","startTime":226.16,"endTime":226.32,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":226.4,"endTime":226.72,"body":"wouldn't"},{"speaker":"SPEAKER_01","startTime":226.72,"endTime":226.96,"body":"it"},{"speaker":"SPEAKER_01","startTime":226.96,"endTime":227.2,"body":"be"},{"speaker":"SPEAKER_01","startTime":227.2,"endTime":227.52,"body":"cool"},{"speaker":"SPEAKER_01","startTime":227.52,"endTime":227.68,"body":"if"},{"speaker":"SPEAKER_01","startTime":227.68,"endTime":227.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":227.92,"endTime":228.08,"body":"could"},{"speaker":"SPEAKER_01","startTime":228.08,"endTime":228.48,"body":"build"},{"speaker":"SPEAKER_01","startTime":228.48,"endTime":228.8,"body":"an"},{"speaker":"SPEAKER_01","startTime":228.8,"endTime":229.12,"body":"app"},{"speaker":"SPEAKER_01","startTime":229.28,"endTime":229.52,"body":"or"},{"speaker":"SPEAKER_01","startTime":229.52,"endTime":229.84,"body":"a"},{"speaker":"SPEAKER_01","startTime":229.84,"endTime":230.16,"body":"system"},{"speaker":"SPEAKER_01","startTime":230.48,"endTime":230.8,"body":"where"},{"speaker":"SPEAKER_01","startTime":230.8,"endTime":231.2,"body":"folks"},{"speaker":"SPEAKER_01","startTime":231.2,"endTime":231.44,"body":"could"},{"speaker":"SPEAKER_01","startTime":231.44,"endTime":231.76,"body":"log"},{"speaker":"SPEAKER_01","startTime":231.76,"endTime":231.92,"body":"in,"},{"speaker":"SPEAKER_01","startTime":232.08,"endTime":232.48,"body":"find"},{"speaker":"SPEAKER_01","startTime":232.48,"endTime":232.64,"body":"all"},{"speaker":"SPEAKER_01","startTime":232.64,"endTime":232.8,"body":"their"},{"speaker":"SPEAKER_01","startTime":232.8,"endTime":233.12,"body":"debts"},{"speaker":"SPEAKER_01","startTime":233.2,"endTime":233.52,"body":"and"},{"speaker":"SPEAKER_01","startTime":233.52,"endTime":234.0,"body":"specifically"},{"speaker":"SPEAKER_01","startTime":234.0,"endTime":234.16,"body":"for"},{"speaker":"SPEAKER_01","startTime":234.16,"endTime":234.56,"body":"student"},{"speaker":"SPEAKER_01","startTime":234.56,"endTime":235.04,"body":"loans,"},{"speaker":"SPEAKER_01","startTime":235.2,"endTime":235.52,"body":"and"},{"speaker":"SPEAKER_01","startTime":235.52,"endTime":235.84,"body":"figure"},{"speaker":"SPEAKER_01","startTime":235.84,"endTime":236.0,"body":"out"},{"speaker":"SPEAKER_01","startTime":236.0,"endTime":236.16,"body":"the"},{"speaker":"SPEAKER_01","startTime":236.16,"endTime":236.32,"body":"best"},{"speaker":"SPEAKER_01","startTime":236.32,"endTime":236.48,"body":"way"},{"speaker":"SPEAKER_01","startTime":236.48,"endTime":236.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":236.56,"endTime":236.8,"body":"pay"},{"speaker":"SPEAKER_01","startTime":236.8,"endTime":236.88,"body":"it"},{"speaker":"SPEAKER_01","startTime":236.88,"endTime":237.12,"body":"off"},{"speaker":"SPEAKER_01","startTime":237.12,"endTime":237.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":237.2,"endTime":237.36,"body":"get"},{"speaker":"SPEAKER_01","startTime":237.36,"endTime":237.52,"body":"out"},{"speaker":"SPEAKER_01","startTime":237.52,"endTime":237.76,"body":"of"},{"speaker":"SPEAKER_01","startTime":237.76,"endTime":238.16,"body":"debt"},{"speaker":"SPEAKER_01","startTime":238.16,"endTime":238.72,"body":"faster."},{"speaker":"SPEAKER_01","startTime":239.04,"endTime":239.36,"body":"So"},{"speaker":"SPEAKER_01","startTime":239.6,"endTime":239.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":239.92,"endTime":240.24,"body":"set"},{"speaker":"SPEAKER_01","startTime":240.24,"endTime":240.4,"body":"out"},{"speaker":"SPEAKER_01","startTime":240.4,"endTime":240.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":240.56,"endTime":240.88,"body":"build"},{"speaker":"SPEAKER_01","startTime":240.88,"endTime":241.04,"body":"this"},{"speaker":"SPEAKER_01","startTime":241.04,"endTime":241.2,"body":"kind"},{"speaker":"SPEAKER_01","startTime":241.2,"endTime":241.44,"body":"of"},{"speaker":"SPEAKER_01","startTime":241.44,"endTime":241.76,"body":"side"},{"speaker":"SPEAKER_01","startTime":241.76,"endTime":242.16,"body":"project"},{"speaker":"SPEAKER_01","startTime":242.24,"endTime":242.4,"body":"kind"},{"speaker":"SPEAKER_01","startTime":242.4,"endTime":242.56,"body":"of"},{"speaker":"SPEAKER_01","startTime":242.56,"endTime":242.88,"body":"app,"},{"speaker":"SPEAKER_01","startTime":243.04,"endTime":243.2,"body":"really"},{"speaker":"SPEAKER_01","startTime":243.28,"endTime":243.84,"body":"initially"},{"speaker":"SPEAKER_01","startTime":243.84,"endTime":244.0,"body":"for"},{"speaker":"SPEAKER_01","startTime":244.0,"endTime":244.16,"body":"us,"},{"speaker":"SPEAKER_01","startTime":244.24,"endTime":244.4,"body":"right?"},{"speaker":"SPEAKER_01","startTime":244.56,"endTime":244.8,"body":"Because"},{"speaker":"SPEAKER_01","startTime":244.8,"endTime":244.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":244.96,"endTime":245.2,"body":"wanted"},{"speaker":"SPEAKER_01","startTime":245.2,"endTime":245.44,"body":"to"},{"speaker":"SPEAKER_01","startTime":245.44,"endTime":245.68,"body":"manage"},{"speaker":"SPEAKER_01","startTime":245.68,"endTime":245.84,"body":"our"},{"speaker":"SPEAKER_01","startTime":245.84,"endTime":246.16,"body":"own"},{"speaker":"SPEAKER_01","startTime":246.16,"endTime":246.48,"body":"debt."},{"speaker":"SPEAKER_01","startTime":246.64,"endTime":246.88,"body":"And"},{"speaker":"SPEAKER_01","startTime":246.88,"endTime":247.28,"body":"eventually"},{"speaker":"SPEAKER_01","startTime":247.36,"endTime":247.6,"body":"we"},{"speaker":"SPEAKER_01","startTime":247.6,"endTime":248.08,"body":"started"},{"speaker":"SPEAKER_01","startTime":248.08,"endTime":248.24,"body":"to"},{"speaker":"SPEAKER_01","startTime":248.24,"endTime":248.56,"body":"give"},{"speaker":"SPEAKER_01","startTime":248.56,"endTime":248.64,"body":"it"},{"speaker":"SPEAKER_01","startTime":248.64,"endTime":248.8,"body":"to"},{"speaker":"SPEAKER_01","startTime":248.8,"endTime":249.04,"body":"friends,"},{"speaker":"SPEAKER_01","startTime":249.2,"endTime":249.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":249.36,"endTime":249.52,"body":"give"},{"speaker":"SPEAKER_01","startTime":249.52,"endTime":249.6,"body":"it"},{"speaker":"SPEAKER_01","startTime":249.6,"endTime":249.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":249.68,"endTime":249.84,"body":"other"},{"speaker":"SPEAKER_01","startTime":249.84,"endTime":250.08,"body":"people."},{"speaker":"SPEAKER_01","startTime":250.16,"endTime":250.32,"body":"And"},{"speaker":"SPEAKER_01","startTime":250.32,"endTime":250.72,"body":"everybody"},{"speaker":"SPEAKER_01","startTime":250.72,"endTime":250.88,"body":"was"},{"speaker":"SPEAKER_01","startTime":250.88,"endTime":251.04,"body":"just"},{"speaker":"SPEAKER_01","startTime":251.04,"endTime":251.28,"body":"really"},{"speaker":"SPEAKER_01","startTime":251.28,"endTime":251.84,"body":"excited"},{"speaker":"SPEAKER_01","startTime":251.84,"endTime":252.08,"body":"about"},{"speaker":"SPEAKER_01","startTime":252.08,"endTime":252.32,"body":"the"},{"speaker":"SPEAKER_01","startTime":252.32,"endTime":252.96,"body":"opportunity"},{"speaker":"SPEAKER_01","startTime":252.96,"endTime":253.28,"body":"to"},{"speaker":"SPEAKER_01","startTime":253.28,"endTime":253.68,"body":"manage"},{"speaker":"SPEAKER_01","startTime":253.68,"endTime":253.84,"body":"their"},{"speaker":"SPEAKER_01","startTime":253.84,"endTime":254.08,"body":"debt"},{"speaker":"SPEAKER_01","startTime":254.08,"endTime":254.32,"body":"and"},{"speaker":"SPEAKER_01","startTime":254.32,"endTime":254.72,"body":"understand"},{"speaker":"SPEAKER_01","startTime":254.72,"endTime":254.8,"body":"it"},{"speaker":"SPEAKER_01","startTime":254.96,"endTime":255.28,"body":"and"},{"speaker":"SPEAKER_01","startTime":255.28,"endTime":255.44,"body":"see"},{"speaker":"SPEAKER_01","startTime":255.44,"endTime":255.6,"body":"it"},{"speaker":"SPEAKER_01","startTime":255.6,"endTime":255.76,"body":"in"},{"speaker":"SPEAKER_01","startTime":255.76,"endTime":255.84,"body":"a"},{"speaker":"SPEAKER_01","startTime":255.84,"endTime":256.0,"body":"way"},{"speaker":"SPEAKER_01","startTime":256.0,"endTime":256.16,"body":"that"},{"speaker":"SPEAKER_01","startTime":256.16,"endTime":256.48,"body":"wasn't"},{"speaker":"SPEAKER_01","startTime":256.48,"endTime":257.04,"body":"before"},{"speaker":"SPEAKER_01","startTime":257.04,"endTime":257.6,"body":"available,"},{"speaker":"SPEAKER_01","startTime":257.76,"endTime":258.0,"body":"right?"},{"speaker":"SPEAKER_01","startTime":258.32,"endTime":258.72,"body":"Before"},{"speaker":"SPEAKER_01","startTime":258.8,"endTime":258.96,"body":"you"},{"speaker":"SPEAKER_01","startTime":258.96,"endTime":259.12,"body":"would"},{"speaker":"SPEAKER_01","startTime":259.12,"endTime":259.28,"body":"have"},{"speaker":"SPEAKER_01","startTime":259.28,"endTime":259.52,"body":"to"},{"speaker":"SPEAKER_01","startTime":259.52,"endTime":259.84,"body":"log"},{"speaker":"SPEAKER_01","startTime":259.84,"endTime":260.08,"body":"into"},{"speaker":"SPEAKER_01","startTime":260.88,"endTime":261.28,"body":"five"},{"speaker":"SPEAKER_01","startTime":261.28,"endTime":261.68,"body":"different"},{"speaker":"SPEAKER_01","startTime":261.68,"endTime":262.48,"body":"servicers,"},{"speaker":"SPEAKER_01","startTime":262.8,"endTime":263.2,"body":"pull"},{"speaker":"SPEAKER_01","startTime":263.2,"endTime":263.44,"body":"a"},{"speaker":"SPEAKER_01","startTime":263.44,"endTime":263.92,"body":"PDF,"},{"speaker":"SPEAKER_01","startTime":264.08,"endTime":264.32,"body":"try"},{"speaker":"SPEAKER_01","startTime":264.32,"endTime":264.48,"body":"and"},{"speaker":"SPEAKER_01","startTime":264.48,"endTime":264.72,"body":"figure"},{"speaker":"SPEAKER_01","startTime":264.72,"endTime":264.96,"body":"out"},{"speaker":"SPEAKER_01","startTime":264.96,"endTime":265.12,"body":"what"},{"speaker":"SPEAKER_01","startTime":265.12,"endTime":265.28,"body":"your"},{"speaker":"SPEAKER_01","startTime":265.28,"endTime":265.68,"body":"interest"},{"speaker":"SPEAKER_01","startTime":265.68,"endTime":265.92,"body":"rate"},{"speaker":"SPEAKER_01","startTime":265.92,"endTime":266.16,"body":"was."},{"speaker":"SPEAKER_01","startTime":266.24,"endTime":266.4,"body":"And"},{"speaker":"SPEAKER_01","startTime":266.4,"endTime":266.48,"body":"then"},{"speaker":"SPEAKER_01","startTime":266.56,"endTime":266.72,"body":"if"},{"speaker":"SPEAKER_01","startTime":266.72,"endTime":266.88,"body":"you"},{"speaker":"SPEAKER_01","startTime":266.88,"endTime":267.04,"body":"got"},{"speaker":"SPEAKER_01","startTime":267.04,"endTime":267.2,"body":"a"},{"speaker":"SPEAKER_01","startTime":267.2,"endTime":267.6,"body":"loan"},{"speaker":"SPEAKER_01","startTime":267.6,"endTime":267.76,"body":"in"},{"speaker":"SPEAKER_01","startTime":267.76,"endTime":268.4,"body":"2015"},{"speaker":"SPEAKER_01","startTime":268.48,"endTime":268.8,"body":"versus"},{"speaker":"SPEAKER_01","startTime":268.96,"endTime":269.52,"body":"2019,"},{"speaker":"SPEAKER_01","startTime":269.6,"endTime":269.76,"body":"each"},{"speaker":"SPEAKER_01","startTime":269.76,"endTime":269.92,"body":"one"},{"speaker":"SPEAKER_01","startTime":269.92,"endTime":270.0,"body":"of"},{"speaker":"SPEAKER_01","startTime":270.0,"endTime":270.24,"body":"those"},{"speaker":"SPEAKER_01","startTime":270.24,"endTime":270.4,"body":"had"},{"speaker":"SPEAKER_01","startTime":270.4,"endTime":270.72,"body":"different"},{"speaker":"SPEAKER_01","startTime":270.72,"endTime":271.04,"body":"interest"},{"speaker":"SPEAKER_01","startTime":271.04,"endTime":271.36,"body":"rates."},{"speaker":"SPEAKER_01","startTime":271.44,"endTime":271.52,"body":"So"},{"speaker":"SPEAKER_01","startTime":271.52,"endTime":271.6,"body":"it"},{"speaker":"SPEAKER_01","startTime":271.68,"endTime":271.84,"body":"was"},{"speaker":"SPEAKER_01","startTime":271.84,"endTime":272.08,"body":"just"},{"speaker":"SPEAKER_01","startTime":272.08,"endTime":272.24,"body":"a"},{"speaker":"SPEAKER_01","startTime":272.24,"endTime":272.56,"body":"lot"},{"speaker":"SPEAKER_01","startTime":272.56,"endTime":272.88,"body":"of"},{"speaker":"SPEAKER_01","startTime":272.88,"endTime":273.52,"body":"manual"},{"speaker":"SPEAKER_01","startTime":273.52,"endTime":273.76,"body":"work"},{"speaker":"SPEAKER_01","startTime":273.92,"endTime":274.24,"body":"that"},{"speaker":"SPEAKER_01","startTime":274.24,"endTime":274.56,"body":"was"},{"speaker":"SPEAKER_01","startTime":274.56,"endTime":274.8,"body":"just"},{"speaker":"SPEAKER_01","startTime":274.8,"endTime":275.12,"body":"too"},{"speaker":"SPEAKER_01","startTime":275.12,"endTime":275.28,"body":"much"},{"speaker":"SPEAKER_01","startTime":275.28,"endTime":275.44,"body":"of"},{"speaker":"SPEAKER_01","startTime":275.44,"endTime":275.52,"body":"a"},{"speaker":"SPEAKER_01","startTime":275.52,"endTime":275.84,"body":"pain."},{"speaker":"SPEAKER_01","startTime":276.0,"endTime":276.16,"body":"So"},{"speaker":"SPEAKER_01","startTime":276.24,"endTime":276.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":276.4,"endTime":276.72,"body":"app"},{"speaker":"SPEAKER_01","startTime":276.72,"endTime":277.28,"body":"automated"},{"speaker":"SPEAKER_01","startTime":277.28,"endTime":277.52,"body":"all"},{"speaker":"SPEAKER_01","startTime":277.52,"endTime":277.76,"body":"that,"},{"speaker":"SPEAKER_01","startTime":277.84,"endTime":278.08,"body":"and"},{"speaker":"SPEAKER_01","startTime":278.08,"endTime":278.24,"body":"we"},{"speaker":"SPEAKER_01","startTime":278.24,"endTime":278.56,"body":"ended"},{"speaker":"SPEAKER_01","startTime":278.56,"endTime":278.72,"body":"up"},{"speaker":"SPEAKER_01","startTime":278.72,"endTime":278.96,"body":"making"},{"speaker":"SPEAKER_01","startTime":278.96,"endTime":279.2,"body":"it"},{"speaker":"SPEAKER_01","startTime":279.2,"endTime":279.44,"body":"into"},{"speaker":"SPEAKER_01","startTime":279.44,"endTime":279.6,"body":"an"},{"speaker":"SPEAKER_01","startTime":279.6,"endTime":279.84,"body":"actual"},{"speaker":"SPEAKER_01","startTime":279.84,"endTime":280.16,"body":"brand,"},{"speaker":"SPEAKER_01","startTime":280.24,"endTime":280.4,"body":"and"},{"speaker":"SPEAKER_01","startTime":280.4,"endTime":280.64,"body":"it"},{"speaker":"SPEAKER_01","startTime":280.64,"endTime":280.88,"body":"ended"},{"speaker":"SPEAKER_01","startTime":280.88,"endTime":281.04,"body":"up"},{"speaker":"SPEAKER_01","startTime":281.04,"endTime":281.28,"body":"being"},{"speaker":"SPEAKER_01","startTime":281.28,"endTime":281.68,"body":"called"},{"speaker":"SPEAKER_01","startTime":281.68,"endTime":281.84,"body":"grad"},{"speaker":"SPEAKER_01","startTime":282.24,"endTime":282.64,"body":"joy,"},{"speaker":"SPEAKER_01","startTime":282.72,"endTime":282.88,"body":"so"},{"speaker":"SPEAKER_01","startTime":283.04,"endTime":283.68,"body":"graduation"},{"speaker":"SPEAKER_01","startTime":283.68,"endTime":284.0,"body":"joy"},{"speaker":"SPEAKER_01","startTime":284.08,"endTime":284.24,"body":"by"},{"speaker":"SPEAKER_01","startTime":284.24,"endTime":284.56,"body":"getting"},{"speaker":"SPEAKER_01","startTime":284.56,"endTime":284.8,"body":"ready,"},{"speaker":"SPEAKER_01","startTime":284.88,"endTime":285.12,"body":"getting"},{"speaker":"SPEAKER_01","startTime":285.28,"endTime":285.6,"body":"bringing"},{"speaker":"SPEAKER_01","startTime":285.6,"endTime":285.76,"body":"some"},{"speaker":"SPEAKER_01","startTime":285.76,"endTime":286.0,"body":"joy"},{"speaker":"SPEAKER_01","startTime":286.0,"endTime":286.08,"body":"to"},{"speaker":"SPEAKER_01","startTime":286.08,"endTime":286.24,"body":"that"},{"speaker":"SPEAKER_01","startTime":286.24,"endTime":286.72,"body":"graduation,"},{"speaker":"SPEAKER_01","startTime":286.8,"endTime":286.96,"body":"even"},{"speaker":"SPEAKER_01","startTime":286.96,"endTime":287.12,"body":"though"},{"speaker":"SPEAKER_01","startTime":287.12,"endTime":287.28,"body":"you"},{"speaker":"SPEAKER_01","startTime":287.28,"endTime":287.44,"body":"have"},{"speaker":"SPEAKER_01","startTime":287.44,"endTime":287.52,"body":"a"},{"speaker":"SPEAKER_01","startTime":287.52,"endTime":287.6,"body":"lot"},{"speaker":"SPEAKER_01","startTime":287.6,"endTime":287.76,"body":"of"},{"speaker":"SPEAKER_01","startTime":288.24,"endTime":288.56,"body":"student"},{"speaker":"SPEAKER_01","startTime":288.56,"endTime":288.8,"body":"alone"},{"speaker":"SPEAKER_01","startTime":288.96,"endTime":289.28,"body":"debt."},{"speaker":"SPEAKER_01","startTime":289.44,"endTime":289.52,"body":"So"},{"speaker":"SPEAKER_01","startTime":289.6,"endTime":289.76,"body":"we"},{"speaker":"SPEAKER_01","startTime":289.76,"endTime":290.0,"body":"built"},{"speaker":"SPEAKER_01","startTime":290.0,"endTime":290.16,"body":"it"},{"speaker":"SPEAKER_01","startTime":290.16,"endTime":290.32,"body":"out"},{"speaker":"SPEAKER_01","startTime":290.4,"endTime":290.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":290.56,"endTime":290.72,"body":"then"},{"speaker":"SPEAKER_01","startTime":290.72,"endTime":290.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":290.96,"endTime":291.28,"body":"decided"},{"speaker":"SPEAKER_01","startTime":291.28,"endTime":291.44,"body":"to"},{"speaker":"SPEAKER_01","startTime":291.44,"endTime":291.76,"body":"apply"},{"speaker":"SPEAKER_01","startTime":291.76,"endTime":291.92,"body":"to"},{"speaker":"SPEAKER_01","startTime":291.92,"endTime":292.08,"body":"Y"},{"speaker":"SPEAKER_01","startTime":292.24,"endTime":292.96,"body":"Combinator."},{"speaker":"SPEAKER_01","startTime":293.12,"endTime":293.36,"body":"We,"},{"speaker":"SPEAKER_01","startTime":293.44,"endTime":293.6,"body":"you"},{"speaker":"SPEAKER_01","startTime":293.6,"endTime":293.76,"body":"know,"},{"speaker":"SPEAKER_01","startTime":293.92,"endTime":294.16,"body":"were"},{"speaker":"SPEAKER_01","startTime":294.48,"endTime":294.72,"body":"about"},{"speaker":"SPEAKER_01","startTime":294.72,"endTime":294.96,"body":"to"},{"speaker":"SPEAKER_01","startTime":294.96,"endTime":295.12,"body":"go"},{"speaker":"SPEAKER_01","startTime":295.12,"endTime":295.44,"body":"into"},{"speaker":"SPEAKER_01","startTime":295.44,"endTime":295.92,"body":"adult"},{"speaker":"SPEAKER_01","startTime":295.92,"endTime":296.24,"body":"life."},{"speaker":"SPEAKER_01","startTime":296.4,"endTime":296.56,"body":"You"},{"speaker":"SPEAKER_01","startTime":296.56,"endTime":296.64,"body":"know,"},{"speaker":"SPEAKER_01","startTime":296.72,"endTime":296.88,"body":"we"},{"speaker":"SPEAKER_01","startTime":296.88,"endTime":297.04,"body":"were"},{"speaker":"SPEAKER_01","startTime":297.04,"endTime":297.44,"body":"ready"},{"speaker":"SPEAKER_01","startTime":297.44,"endTime":297.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":297.68,"endTime":297.92,"body":"be"},{"speaker":"SPEAKER_01","startTime":297.92,"endTime":298.4,"body":"software"},{"speaker":"SPEAKER_01","startTime":298.4,"endTime":298.8,"body":"engineers"},{"speaker":"SPEAKER_01","startTime":298.96,"endTime":299.2,"body":"or"},{"speaker":"SPEAKER_01","startTime":299.2,"endTime":299.68,"body":"co-founders"},{"speaker":"SPEAKER_01","startTime":299.76,"endTime":299.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":299.92,"endTime":300.16,"body":"I."},{"speaker":"SPEAKER_01","startTime":300.24,"endTime":300.4,"body":"But"},{"speaker":"SPEAKER_01","startTime":300.4,"endTime":300.56,"body":"we"},{"speaker":"SPEAKER_01","startTime":300.56,"endTime":300.64,"body":"said,"},{"speaker":"SPEAKER_01","startTime":300.72,"endTime":300.8,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":300.88,"endTime":301.04,"body":"why"},{"speaker":"SPEAKER_01","startTime":301.04,"endTime":301.2,"body":"don't"},{"speaker":"SPEAKER_01","startTime":301.2,"endTime":301.28,"body":"we"},{"speaker":"SPEAKER_01","startTime":301.28,"endTime":301.52,"body":"apply"},{"speaker":"SPEAKER_01","startTime":301.52,"endTime":301.6,"body":"to"},{"speaker":"SPEAKER_01","startTime":301.6,"endTime":302.16,"body":"YC?"},{"speaker":"SPEAKER_01","startTime":302.32,"endTime":302.56,"body":"We've"},{"speaker":"SPEAKER_01","startTime":302.56,"endTime":302.88,"body":"always"},{"speaker":"SPEAKER_01","startTime":302.88,"endTime":303.12,"body":"wanted"},{"speaker":"SPEAKER_01","startTime":303.12,"endTime":303.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":303.36,"endTime":303.6,"body":"go,"},{"speaker":"SPEAKER_01","startTime":303.68,"endTime":303.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":303.92,"endTime":304.24,"body":"we've,"},{"speaker":"SPEAKER_01","startTime":304.32,"endTime":304.4,"body":"you"},{"speaker":"SPEAKER_01","startTime":304.4,"endTime":304.56,"body":"know,"},{"speaker":"SPEAKER_01","startTime":304.64,"endTime":304.96,"body":"try"},{"speaker":"SPEAKER_01","startTime":304.96,"endTime":305.12,"body":"with"},{"speaker":"SPEAKER_01","startTime":305.12,"endTime":305.2,"body":"a"},{"speaker":"SPEAKER_01","startTime":305.2,"endTime":305.52,"body":"few"},{"speaker":"SPEAKER_01","startTime":305.52,"endTime":306.16,"body":"ideas,"},{"speaker":"SPEAKER_01","startTime":306.48,"endTime":306.8,"body":"and"},{"speaker":"SPEAKER_01","startTime":306.8,"endTime":307.12,"body":"we"},{"speaker":"SPEAKER_01","startTime":307.12,"endTime":307.36,"body":"are"},{"speaker":"SPEAKER_01","startTime":307.36,"endTime":307.6,"body":"really"},{"speaker":"SPEAKER_01","startTime":307.6,"endTime":308.08,"body":"passionate"},{"speaker":"SPEAKER_01","startTime":308.08,"endTime":308.24,"body":"about"},{"speaker":"SPEAKER_01","startTime":308.24,"endTime":308.4,"body":"this."},{"speaker":"SPEAKER_01","startTime":308.48,"endTime":308.64,"body":"Like"},{"speaker":"SPEAKER_01","startTime":308.72,"endTime":308.88,"body":"we"},{"speaker":"SPEAKER_01","startTime":308.88,"endTime":309.04,"body":"are"},{"speaker":"SPEAKER_01","startTime":309.04,"endTime":309.44,"body":"solving"},{"speaker":"SPEAKER_01","startTime":309.44,"endTime":309.6,"body":"a"},{"speaker":"SPEAKER_01","startTime":309.6,"endTime":309.84,"body":"problem"},{"speaker":"SPEAKER_01","startTime":309.84,"endTime":310.0,"body":"for"},{"speaker":"SPEAKER_01","startTime":310.0,"endTime":310.32,"body":"ourselves,"},{"speaker":"SPEAKER_01","startTime":310.48,"endTime":310.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":310.64,"endTime":310.88,"body":"we"},{"speaker":"SPEAKER_01","startTime":310.88,"endTime":311.2,"body":"were"},{"speaker":"SPEAKER_01","startTime":311.2,"endTime":311.44,"body":"set"},{"speaker":"SPEAKER_01","startTime":311.44,"endTime":311.6,"body":"to"},{"speaker":"SPEAKER_01","startTime":311.6,"endTime":311.84,"body":"keep"},{"speaker":"SPEAKER_01","startTime":311.84,"endTime":312.32,"body":"building"},{"speaker":"SPEAKER_01","startTime":312.32,"endTime":312.56,"body":"this"},{"speaker":"SPEAKER_01","startTime":312.72,"endTime":313.04,"body":"even,"},{"speaker":"SPEAKER_01","startTime":313.2,"endTime":313.44,"body":"you"},{"speaker":"SPEAKER_01","startTime":313.44,"endTime":313.6,"body":"know,"},{"speaker":"SPEAKER_01","startTime":313.92,"endTime":314.24,"body":"past"},{"speaker":"SPEAKER_01","startTime":314.24,"endTime":314.8,"body":"graduation,"},{"speaker":"SPEAKER_01","startTime":314.88,"endTime":315.12,"body":"even"},{"speaker":"SPEAKER_01","startTime":315.12,"endTime":315.2,"body":"if"},{"speaker":"SPEAKER_01","startTime":315.2,"endTime":315.36,"body":"we"},{"speaker":"SPEAKER_01","startTime":315.36,"endTime":315.52,"body":"didn't"},{"speaker":"SPEAKER_01","startTime":315.52,"endTime":315.68,"body":"get"},{"speaker":"SPEAKER_01","startTime":315.68,"endTime":315.92,"body":"into"},{"speaker":"SPEAKER_01","startTime":315.92,"endTime":316.64,"body":"YC."},{"speaker":"SPEAKER_01","startTime":316.88,"endTime":317.2,"body":"So,"},{"speaker":"SPEAKER_01","startTime":317.28,"endTime":317.44,"body":"you"},{"speaker":"SPEAKER_01","startTime":317.44,"endTime":317.6,"body":"know,"},{"speaker":"SPEAKER_01","startTime":317.76,"endTime":317.92,"body":"I"},{"speaker":"SPEAKER_01","startTime":317.92,"endTime":318.08,"body":"think"},{"speaker":"SPEAKER_01","startTime":318.08,"endTime":318.16,"body":"you"},{"speaker":"SPEAKER_01","startTime":318.16,"endTime":318.32,"body":"can"},{"speaker":"SPEAKER_01","startTime":318.32,"endTime":318.48,"body":"see"},{"speaker":"SPEAKER_01","startTime":318.48,"endTime":318.64,"body":"where"},{"speaker":"SPEAKER_01","startTime":318.64,"endTime":318.8,"body":"this"},{"speaker":"SPEAKER_01","startTime":318.8,"endTime":318.96,"body":"is"},{"speaker":"SPEAKER_01","startTime":318.96,"endTime":319.2,"body":"going."},{"speaker":"SPEAKER_01","startTime":319.36,"endTime":319.6,"body":"We"},{"speaker":"SPEAKER_01","startTime":319.6,"endTime":319.92,"body":"ended"},{"speaker":"SPEAKER_01","startTime":319.92,"endTime":320.16,"body":"up"},{"speaker":"SPEAKER_01","startTime":320.16,"endTime":320.96,"body":"applying"},{"speaker":"SPEAKER_01","startTime":320.96,"endTime":321.2,"body":"in"},{"speaker":"SPEAKER_01","startTime":321.2,"endTime":321.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":321.44,"endTime":321.76,"body":"summer"},{"speaker":"SPEAKER_01","startTime":321.76,"endTime":322.0,"body":"of"},{"speaker":"SPEAKER_01","startTime":322.0,"endTime":322.88,"body":"2019."},{"speaker":"SPEAKER_01","startTime":323.04,"endTime":323.28,"body":"We"},{"speaker":"SPEAKER_01","startTime":323.28,"endTime":323.52,"body":"ended"},{"speaker":"SPEAKER_01","startTime":323.52,"endTime":323.76,"body":"up"},{"speaker":"SPEAKER_01","startTime":323.76,"endTime":324.0,"body":"getting"},{"speaker":"SPEAKER_01","startTime":324.0,"endTime":324.16,"body":"an"},{"speaker":"SPEAKER_01","startTime":324.16,"endTime":324.56,"body":"interview."},{"speaker":"SPEAKER_01","startTime":324.64,"endTime":324.8,"body":"We"},{"speaker":"SPEAKER_01","startTime":324.8,"endTime":325.04,"body":"flew"},{"speaker":"SPEAKER_01","startTime":325.04,"endTime":325.2,"body":"out"},{"speaker":"SPEAKER_01","startTime":325.2,"endTime":325.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":325.36,"endTime":325.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":325.44,"endTime":325.76,"body":"Bay"},{"speaker":"SPEAKER_01","startTime":325.76,"endTime":326.08,"body":"Area"},{"speaker":"SPEAKER_01","startTime":326.16,"endTime":326.32,"body":"back"},{"speaker":"SPEAKER_01","startTime":326.32,"endTime":326.48,"body":"when"},{"speaker":"SPEAKER_01","startTime":326.56,"endTime":326.64,"body":"you"},{"speaker":"SPEAKER_01","startTime":326.64,"endTime":326.72,"body":"know"},{"speaker":"SPEAKER_01","startTime":326.72,"endTime":326.8,"body":"it"},{"speaker":"SPEAKER_01","startTime":326.88,"endTime":326.96,"body":"was"},{"speaker":"SPEAKER_01","startTime":327.04,"endTime":327.52,"body":"pre-COVID."},{"speaker":"SPEAKER_01","startTime":327.68,"endTime":327.76,"body":"You"},{"speaker":"SPEAKER_01","startTime":327.76,"endTime":328.0,"body":"still"},{"speaker":"SPEAKER_01","startTime":328.0,"endTime":328.16,"body":"had"},{"speaker":"SPEAKER_01","startTime":328.16,"endTime":328.32,"body":"to"},{"speaker":"SPEAKER_01","startTime":328.32,"endTime":328.56,"body":"go"},{"speaker":"SPEAKER_01","startTime":328.56,"endTime":328.8,"body":"in"},{"speaker":"SPEAKER_01","startTime":328.8,"endTime":329.04,"body":"person"},{"speaker":"SPEAKER_01","startTime":329.04,"endTime":329.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":329.2,"endTime":329.36,"body":"do"},{"speaker":"SPEAKER_01","startTime":329.36,"endTime":329.68,"body":"that"},{"speaker":"SPEAKER_01","startTime":329.84,"endTime":330.24,"body":"quick"},{"speaker":"SPEAKER_01","startTime":330.24,"endTime":330.72,"body":"interview."},{"speaker":"SPEAKER_01","startTime":330.88,"endTime":331.12,"body":"And"},{"speaker":"SPEAKER_01","startTime":331.12,"endTime":331.28,"body":"then"},{"speaker":"SPEAKER_01","startTime":331.28,"endTime":331.36,"body":"we"},{"speaker":"SPEAKER_01","startTime":331.36,"endTime":331.6,"body":"ended"},{"speaker":"SPEAKER_01","startTime":331.6,"endTime":331.76,"body":"up"},{"speaker":"SPEAKER_01","startTime":331.76,"endTime":332.08,"body":"flying"},{"speaker":"SPEAKER_01","startTime":332.08,"endTime":332.32,"body":"back"},{"speaker":"SPEAKER_01","startTime":332.32,"endTime":332.48,"body":"that"},{"speaker":"SPEAKER_01","startTime":332.48,"endTime":332.8,"body":"same"},{"speaker":"SPEAKER_01","startTime":332.8,"endTime":333.04,"body":"day"},{"speaker":"SPEAKER_01","startTime":333.04,"endTime":333.2,"body":"to"},{"speaker":"SPEAKER_01","startTime":333.2,"endTime":333.6,"body":"Austin"},{"speaker":"SPEAKER_01","startTime":333.68,"endTime":333.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":333.84,"endTime":334.0,"body":"they"},{"speaker":"SPEAKER_01","startTime":334.0,"endTime":334.16,"body":"called"},{"speaker":"SPEAKER_01","startTime":334.16,"endTime":334.32,"body":"us"},{"speaker":"SPEAKER_01","startTime":334.32,"endTime":334.48,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":334.56,"endTime":334.72,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":334.8,"endTime":334.96,"body":"like"},{"speaker":"SPEAKER_01","startTime":335.04,"endTime":335.36,"body":"we'll"},{"speaker":"SPEAKER_01","startTime":335.36,"endTime":335.52,"body":"love"},{"speaker":"SPEAKER_01","startTime":335.52,"endTime":335.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":335.68,"endTime":335.92,"body":"have"},{"speaker":"SPEAKER_01","startTime":335.92,"endTime":336.16,"body":"you"},{"speaker":"SPEAKER_01","startTime":336.16,"endTime":336.4,"body":"as"},{"speaker":"SPEAKER_01","startTime":336.4,"endTime":336.56,"body":"part"},{"speaker":"SPEAKER_01","startTime":336.56,"endTime":336.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":336.72,"endTime":336.88,"body":"the"},{"speaker":"SPEAKER_01","startTime":336.96,"endTime":337.04,"body":"you"},{"speaker":"SPEAKER_01","startTime":337.04,"endTime":337.12,"body":"know"},{"speaker":"SPEAKER_01","startTime":337.28,"endTime":337.44,"body":"summer"},{"speaker":"SPEAKER_01","startTime":337.6,"endTime":338.0,"body":"19"},{"speaker":"SPEAKER_01","startTime":338.0,"endTime":338.56,"body":"covert."},{"speaker":"SPEAKER_01","startTime":338.8,"endTime":339.04,"body":"So"},{"speaker":"SPEAKER_01","startTime":339.04,"endTime":339.2,"body":"we"},{"speaker":"SPEAKER_01","startTime":339.36,"endTime":339.52,"body":"we"},{"speaker":"SPEAKER_01","startTime":339.52,"endTime":340.08,"body":"immediately"},{"speaker":"SPEAKER_01","startTime":340.08,"endTime":340.24,"body":"said"},{"speaker":"SPEAKER_01","startTime":340.24,"endTime":340.56,"body":"yes,"},{"speaker":"SPEAKER_01","startTime":340.72,"endTime":341.12,"body":"turned"},{"speaker":"SPEAKER_01","startTime":341.12,"endTime":341.28,"body":"down"},{"speaker":"SPEAKER_01","startTime":341.28,"endTime":341.44,"body":"our"},{"speaker":"SPEAKER_01","startTime":341.44,"endTime":341.76,"body":"jobs"},{"speaker":"SPEAKER_01","startTime":341.84,"endTime":342.0,"body":"and"},{"speaker":"SPEAKER_01","startTime":342.0,"endTime":342.24,"body":"just"},{"speaker":"SPEAKER_01","startTime":342.32,"endTime":342.48,"body":"you"},{"speaker":"SPEAKER_01","startTime":342.48,"endTime":342.64,"body":"know,"},{"speaker":"SPEAKER_01","startTime":342.8,"endTime":343.12,"body":"moved"},{"speaker":"SPEAKER_01","startTime":343.2,"endTime":343.36,"body":"uh"},{"speaker":"SPEAKER_01","startTime":343.36,"endTime":343.68,"body":"after"},{"speaker":"SPEAKER_01","startTime":343.68,"endTime":344.16,"body":"graduation."},{"speaker":"SPEAKER_01","startTime":344.32,"endTime":344.48,"body":"We"},{"speaker":"SPEAKER_01","startTime":344.48,"endTime":344.8,"body":"drove,"},{"speaker":"SPEAKER_01","startTime":344.88,"endTime":345.04,"body":"we"},{"speaker":"SPEAKER_01","startTime":345.04,"endTime":345.36,"body":"literally"},{"speaker":"SPEAKER_01","startTime":345.36,"endTime":345.68,"body":"drove"},{"speaker":"SPEAKER_01","startTime":345.68,"endTime":345.84,"body":"from"},{"speaker":"SPEAKER_01","startTime":345.84,"endTime":346.4,"body":"Austin"},{"speaker":"SPEAKER_01","startTime":346.4,"endTime":346.64,"body":"to"},{"speaker":"SPEAKER_01","startTime":347.44,"endTime":348.08,"body":"Mountain"},{"speaker":"SPEAKER_01","startTime":348.08,"endTime":348.56,"body":"View"},{"speaker":"SPEAKER_01","startTime":348.56,"endTime":348.88,"body":"that"},{"speaker":"SPEAKER_01","startTime":348.88,"endTime":349.36,"body":"summer,"},{"speaker":"SPEAKER_01","startTime":349.52,"endTime":349.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":349.76,"endTime":349.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":350.0,"endTime":350.32,"body":"started"},{"speaker":"SPEAKER_01","startTime":350.32,"endTime":350.64,"body":"building"},{"speaker":"SPEAKER_01","startTime":350.64,"endTime":350.88,"body":"what"},{"speaker":"SPEAKER_01","startTime":350.88,"endTime":351.04,"body":"will"},{"speaker":"SPEAKER_01","startTime":351.04,"endTime":351.36,"body":"become"},{"speaker":"SPEAKER_01","startTime":351.36,"endTime":352.16,"body":"gradjoy."},{"speaker":"SPEAKER_01","startTime":352.4,"endTime":352.8,"body":"Long"},{"speaker":"SPEAKER_01","startTime":352.8,"endTime":353.12,"body":"story"},{"speaker":"SPEAKER_01","startTime":353.12,"endTime":353.36,"body":"short,"},{"speaker":"SPEAKER_01","startTime":353.52,"endTime":353.68,"body":"here"},{"speaker":"SPEAKER_01","startTime":353.76,"endTime":353.92,"body":"on"},{"speaker":"SPEAKER_01","startTime":353.92,"endTime":354.08,"body":"how"},{"speaker":"SPEAKER_01","startTime":354.08,"endTime":354.24,"body":"this"},{"speaker":"SPEAKER_01","startTime":354.24,"endTime":354.64,"body":"leads"},{"speaker":"SPEAKER_01","startTime":354.64,"endTime":354.88,"body":"into"},{"speaker":"SPEAKER_01","startTime":354.96,"endTime":355.28,"body":"method,"},{"speaker":"SPEAKER_01","startTime":355.6,"endTime":355.84,"body":"as"},{"speaker":"SPEAKER_01","startTime":355.84,"endTime":356.08,"body":"we're"},{"speaker":"SPEAKER_01","startTime":356.08,"endTime":356.4,"body":"building"},{"speaker":"SPEAKER_01","startTime":356.4,"endTime":356.56,"body":"grad"},{"speaker":"SPEAKER_01","startTime":356.72,"endTime":357.12,"body":"joy,"},{"speaker":"SPEAKER_01","startTime":357.2,"endTime":357.44,"body":"we"},{"speaker":"SPEAKER_01","startTime":357.44,"endTime":357.76,"body":"kept"},{"speaker":"SPEAKER_01","startTime":357.76,"endTime":358.32,"body":"running"},{"speaker":"SPEAKER_01","startTime":358.32,"endTime":358.56,"body":"into"},{"speaker":"SPEAKER_01","startTime":358.56,"endTime":358.8,"body":"a"},{"speaker":"SPEAKER_01","startTime":358.8,"endTime":359.2,"body":"common"},{"speaker":"SPEAKER_01","startTime":359.2,"endTime":359.6,"body":"issue,"},{"speaker":"SPEAKER_01","startTime":359.76,"endTime":360.08,"body":"which"},{"speaker":"SPEAKER_01","startTime":360.08,"endTime":360.24,"body":"was"},{"speaker":"SPEAKER_01","startTime":360.48,"endTime":361.04,"body":"folks"},{"speaker":"SPEAKER_01","startTime":361.04,"endTime":361.6,"body":"didn't"},{"speaker":"SPEAKER_01","startTime":361.6,"endTime":361.92,"body":"know"},{"speaker":"SPEAKER_01","startTime":361.92,"endTime":362.08,"body":"how"},{"speaker":"SPEAKER_01","startTime":362.08,"endTime":362.32,"body":"to"},{"speaker":"SPEAKER_01","startTime":362.32,"endTime":362.64,"body":"find"},{"speaker":"SPEAKER_01","startTime":362.64,"endTime":362.88,"body":"their"},{"speaker":"SPEAKER_01","startTime":362.88,"endTime":363.2,"body":"debt."},{"speaker":"SPEAKER_01","startTime":363.28,"endTime":363.52,"body":"Right?"},{"speaker":"SPEAKER_01","startTime":363.68,"endTime":363.76,"body":"The"},{"speaker":"SPEAKER_01","startTime":363.76,"endTime":364.08,"body":"same"},{"speaker":"SPEAKER_01","startTime":364.08,"endTime":364.24,"body":"way"},{"speaker":"SPEAKER_01","startTime":364.24,"endTime":364.4,"body":"I"},{"speaker":"SPEAKER_01","startTime":364.4,"endTime":364.56,"body":"got"},{"speaker":"SPEAKER_01","startTime":364.56,"endTime":364.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":364.72,"endTime":365.04,"body":"letter,"},{"speaker":"SPEAKER_01","startTime":365.2,"endTime":365.68,"body":"millions"},{"speaker":"SPEAKER_01","startTime":365.68,"endTime":365.84,"body":"of"},{"speaker":"SPEAKER_01","startTime":365.84,"endTime":366.08,"body":"people"},{"speaker":"SPEAKER_01","startTime":366.08,"endTime":366.32,"body":"get"},{"speaker":"SPEAKER_01","startTime":366.32,"endTime":366.48,"body":"that"},{"speaker":"SPEAKER_01","startTime":366.48,"endTime":366.96,"body":"letter"},{"speaker":"SPEAKER_01","startTime":366.96,"endTime":367.12,"body":"from"},{"speaker":"SPEAKER_01","startTime":367.12,"endTime":367.36,"body":"their"},{"speaker":"SPEAKER_01","startTime":367.36,"endTime":367.68,"body":"school,"},{"speaker":"SPEAKER_01","startTime":367.76,"endTime":367.92,"body":"from"},{"speaker":"SPEAKER_01","startTime":367.92,"endTime":368.08,"body":"their"},{"speaker":"SPEAKER_01","startTime":368.48,"endTime":368.8,"body":"financial"},{"speaker":"SPEAKER_01","startTime":368.8,"endTime":369.12,"body":"aid"},{"speaker":"SPEAKER_01","startTime":369.12,"endTime":369.52,"body":"office,"},{"speaker":"SPEAKER_01","startTime":369.68,"endTime":369.84,"body":"but"},{"speaker":"SPEAKER_01","startTime":369.84,"endTime":370.0,"body":"they"},{"speaker":"SPEAKER_01","startTime":370.0,"endTime":370.24,"body":"don't"},{"speaker":"SPEAKER_01","startTime":370.24,"endTime":370.48,"body":"know"},{"speaker":"SPEAKER_01","startTime":370.48,"endTime":370.72,"body":"who"},{"speaker":"SPEAKER_01","startTime":370.72,"endTime":370.96,"body":"owns"},{"speaker":"SPEAKER_01","startTime":370.96,"endTime":371.2,"body":"that"},{"speaker":"SPEAKER_01","startTime":371.2,"endTime":371.44,"body":"debt."},{"speaker":"SPEAKER_01","startTime":371.52,"endTime":371.68,"body":"They"},{"speaker":"SPEAKER_01","startTime":371.68,"endTime":371.84,"body":"don't"},{"speaker":"SPEAKER_01","startTime":371.84,"endTime":372.0,"body":"know"},{"speaker":"SPEAKER_01","startTime":372.0,"endTime":372.08,"body":"the"},{"speaker":"SPEAKER_01","startTime":372.08,"endTime":372.72,"body":"credentials,"},{"speaker":"SPEAKER_01","startTime":372.8,"endTime":372.88,"body":"they"},{"speaker":"SPEAKER_01","startTime":372.96,"endTime":373.12,"body":"don't"},{"speaker":"SPEAKER_01","startTime":373.12,"endTime":373.28,"body":"know"},{"speaker":"SPEAKER_01","startTime":373.28,"endTime":373.44,"body":"how"},{"speaker":"SPEAKER_01","startTime":373.44,"endTime":373.6,"body":"to"},{"speaker":"SPEAKER_01","startTime":373.6,"endTime":373.92,"body":"log"},{"speaker":"SPEAKER_01","startTime":373.92,"endTime":374.16,"body":"in."},{"speaker":"SPEAKER_01","startTime":374.4,"endTime":374.72,"body":"So,"},{"speaker":"SPEAKER_01","startTime":374.8,"endTime":374.96,"body":"you"},{"speaker":"SPEAKER_01","startTime":374.96,"endTime":375.12,"body":"know,"},{"speaker":"SPEAKER_01","startTime":375.2,"endTime":375.44,"body":"we"},{"speaker":"SPEAKER_01","startTime":375.44,"endTime":375.68,"body":"were"},{"speaker":"SPEAKER_01","startTime":375.68,"endTime":376.08,"body":"using"},{"speaker":"SPEAKER_01","startTime":376.08,"endTime":376.72,"body":"incumbent"},{"speaker":"SPEAKER_01","startTime":376.72,"endTime":377.28,"body":"technologies"},{"speaker":"SPEAKER_01","startTime":377.36,"endTime":377.6,"body":"which"},{"speaker":"SPEAKER_01","startTime":377.6,"endTime":378.08,"body":"require"},{"speaker":"SPEAKER_01","startTime":378.08,"endTime":378.32,"body":"the"},{"speaker":"SPEAKER_01","startTime":378.32,"endTime":378.64,"body":"users"},{"speaker":"SPEAKER_01","startTime":378.64,"endTime":378.8,"body":"to"},{"speaker":"SPEAKER_01","startTime":378.8,"endTime":378.96,"body":"put"},{"speaker":"SPEAKER_01","startTime":378.96,"endTime":379.2,"body":"their"},{"speaker":"SPEAKER_01","startTime":379.2,"endTime":379.76,"body":"username"},{"speaker":"SPEAKER_01","startTime":379.76,"endTime":379.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":379.84,"endTime":380.32,"body":"password."},{"speaker":"SPEAKER_01","startTime":380.48,"endTime":380.64,"body":"But"},{"speaker":"SPEAKER_01","startTime":380.64,"endTime":380.88,"body":"every"},{"speaker":"SPEAKER_01","startTime":380.88,"endTime":381.2,"body":"user"},{"speaker":"SPEAKER_01","startTime":381.2,"endTime":381.36,"body":"was"},{"speaker":"SPEAKER_01","startTime":381.36,"endTime":381.52,"body":"like,"},{"speaker":"SPEAKER_01","startTime":381.6,"endTime":381.76,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":381.84,"endTime":381.92,"body":"I"},{"speaker":"SPEAKER_01","startTime":381.92,"endTime":382.16,"body":"don't,"},{"speaker":"SPEAKER_01","startTime":382.24,"endTime":382.4,"body":"I"},{"speaker":"SPEAKER_01","startTime":382.4,"endTime":382.56,"body":"don't"},{"speaker":"SPEAKER_01","startTime":382.56,"endTime":382.8,"body":"know"},{"speaker":"SPEAKER_01","startTime":382.8,"endTime":382.96,"body":"what"},{"speaker":"SPEAKER_01","startTime":383.12,"endTime":383.28,"body":"my"},{"speaker":"SPEAKER_01","startTime":383.28,"endTime":383.6,"body":"username"},{"speaker":"SPEAKER_01","startTime":383.6,"endTime":383.68,"body":"and"},{"speaker":"SPEAKER_01","startTime":383.68,"endTime":383.92,"body":"password"},{"speaker":"SPEAKER_01","startTime":383.92,"endTime":384.0,"body":"is."},{"speaker":"SPEAKER_01","startTime":384.08,"endTime":384.16,"body":"I"},{"speaker":"SPEAKER_01","startTime":384.24,"endTime":384.48,"body":"never"},{"speaker":"SPEAKER_01","startTime":384.48,"endTime":384.72,"body":"set"},{"speaker":"SPEAKER_01","startTime":384.72,"endTime":384.88,"body":"one"},{"speaker":"SPEAKER_01","startTime":384.88,"endTime":385.12,"body":"up."},{"speaker":"SPEAKER_01","startTime":385.28,"endTime":385.52,"body":"Or"},{"speaker":"SPEAKER_01","startTime":385.52,"endTime":385.76,"body":"we"},{"speaker":"SPEAKER_01","startTime":385.76,"endTime":385.92,"body":"had"},{"speaker":"SPEAKER_01","startTime":385.92,"endTime":386.4,"body":"folks"},{"speaker":"SPEAKER_01","startTime":386.4,"endTime":386.64,"body":"who"},{"speaker":"SPEAKER_01","startTime":386.64,"endTime":386.88,"body":"did"},{"speaker":"SPEAKER_01","startTime":386.88,"endTime":387.04,"body":"have"},{"speaker":"SPEAKER_01","startTime":387.04,"endTime":387.28,"body":"their"},{"speaker":"SPEAKER_01","startTime":387.28,"endTime":387.76,"body":"username"},{"speaker":"SPEAKER_01","startTime":387.76,"endTime":387.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":387.84,"endTime":388.16,"body":"password,"},{"speaker":"SPEAKER_01","startTime":388.24,"endTime":388.4,"body":"but"},{"speaker":"SPEAKER_01","startTime":388.4,"endTime":388.56,"body":"said,"},{"speaker":"SPEAKER_01","startTime":388.64,"endTime":388.8,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":388.88,"endTime":389.12,"body":"I"},{"speaker":"SPEAKER_01","startTime":389.12,"endTime":389.36,"body":"have"},{"speaker":"SPEAKER_01","startTime":389.36,"endTime":389.84,"body":"loans"},{"speaker":"SPEAKER_01","startTime":389.84,"endTime":390.08,"body":"with"},{"speaker":"SPEAKER_01","startTime":390.08,"endTime":390.4,"body":"seven"},{"speaker":"SPEAKER_01","startTime":390.4,"endTime":390.72,"body":"different"},{"speaker":"SPEAKER_01","startTime":390.72,"endTime":391.28,"body":"servicers."},{"speaker":"SPEAKER_01","startTime":391.44,"endTime":391.6,"body":"Do"},{"speaker":"SPEAKER_01","startTime":391.76,"endTime":391.92,"body":"am"},{"speaker":"SPEAKER_01","startTime":391.92,"endTime":392.08,"body":"I"},{"speaker":"SPEAKER_01","startTime":392.08,"endTime":392.4,"body":"supposed"},{"speaker":"SPEAKER_01","startTime":392.4,"endTime":392.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":392.56,"endTime":392.8,"body":"like"},{"speaker":"SPEAKER_01","startTime":392.8,"endTime":393.12,"body":"log"},{"speaker":"SPEAKER_01","startTime":393.12,"endTime":393.28,"body":"into"},{"speaker":"SPEAKER_01","startTime":393.52,"endTime":393.92,"body":"each"},{"speaker":"SPEAKER_01","startTime":393.92,"endTime":394.16,"body":"one"},{"speaker":"SPEAKER_01","startTime":394.16,"endTime":394.64,"body":"every"},{"speaker":"SPEAKER_01","startTime":394.64,"endTime":394.88,"body":"time?"},{"speaker":"SPEAKER_01","startTime":394.96,"endTime":395.12,"body":"And"},{"speaker":"SPEAKER_01","startTime":395.12,"endTime":395.28,"body":"then"},{"speaker":"SPEAKER_01","startTime":395.36,"endTime":395.52,"body":"you"},{"speaker":"SPEAKER_01","startTime":395.52,"endTime":395.6,"body":"know"},{"speaker":"SPEAKER_01","startTime":395.68,"endTime":396.0,"body":"it's"},{"speaker":"SPEAKER_01","startTime":396.0,"endTime":396.48,"body":"brittle"},{"speaker":"SPEAKER_01","startTime":396.48,"endTime":396.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":396.64,"endTime":396.72,"body":"it"},{"speaker":"SPEAKER_01","startTime":396.72,"endTime":397.04,"body":"breaks."},{"speaker":"SPEAKER_01","startTime":397.2,"endTime":397.36,"body":"So"},{"speaker":"SPEAKER_01","startTime":397.44,"endTime":397.6,"body":"it"},{"speaker":"SPEAKER_01","startTime":397.6,"endTime":397.76,"body":"was"},{"speaker":"SPEAKER_01","startTime":397.76,"endTime":398.0,"body":"just"},{"speaker":"SPEAKER_01","startTime":398.0,"endTime":398.32,"body":"a"},{"speaker":"SPEAKER_01","startTime":398.32,"endTime":398.56,"body":"lot"},{"speaker":"SPEAKER_01","startTime":398.56,"endTime":398.88,"body":"of"},{"speaker":"SPEAKER_01","startTime":398.88,"endTime":399.76,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":399.76,"endTime":400.24,"body":"issues"},{"speaker":"SPEAKER_01","startTime":400.24,"endTime":400.4,"body":"on"},{"speaker":"SPEAKER_01","startTime":400.4,"endTime":400.56,"body":"the"},{"speaker":"SPEAKER_01","startTime":400.64,"endTime":400.8,"body":"on"},{"speaker":"SPEAKER_01","startTime":400.8,"endTime":400.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":400.96,"endTime":401.44,"body":"financial"},{"speaker":"SPEAKER_01","startTime":401.92,"endTime":402.64,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":402.64,"endTime":402.8,"body":"side"},{"speaker":"SPEAKER_01","startTime":402.8,"endTime":402.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":402.96,"endTime":403.28,"body":"things."},{"speaker":"SPEAKER_01","startTime":403.44,"endTime":403.6,"body":"And"},{"speaker":"SPEAKER_01","startTime":403.6,"endTime":403.76,"body":"for"},{"speaker":"SPEAKER_01","startTime":403.76,"endTime":403.92,"body":"us,"},{"speaker":"SPEAKER_01","startTime":404.0,"endTime":404.16,"body":"we"},{"speaker":"SPEAKER_01","startTime":404.16,"endTime":404.32,"body":"saw"},{"speaker":"SPEAKER_01","startTime":404.32,"endTime":404.4,"body":"it"},{"speaker":"SPEAKER_01","startTime":404.4,"endTime":404.64,"body":"as"},{"speaker":"SPEAKER_01","startTime":404.64,"endTime":404.96,"body":"table"},{"speaker":"SPEAKER_01","startTime":404.96,"endTime":405.36,"body":"stakes"},{"speaker":"SPEAKER_01","startTime":405.36,"endTime":405.52,"body":"to"},{"speaker":"SPEAKER_01","startTime":405.52,"endTime":405.68,"body":"make"},{"speaker":"SPEAKER_01","startTime":405.68,"endTime":405.92,"body":"this"},{"speaker":"SPEAKER_01","startTime":405.92,"endTime":406.24,"body":"app"},{"speaker":"SPEAKER_01","startTime":406.24,"endTime":406.48,"body":"work."},{"speaker":"SPEAKER_01","startTime":406.64,"endTime":406.8,"body":"So"},{"speaker":"SPEAKER_01","startTime":406.88,"endTime":407.2,"body":"that's"},{"speaker":"SPEAKER_01","startTime":407.2,"endTime":407.52,"body":"when"},{"speaker":"SPEAKER_01","startTime":407.52,"endTime":407.84,"body":"we"},{"speaker":"SPEAKER_01","startTime":407.84,"endTime":408.8,"body":"decided"},{"speaker":"SPEAKER_01","startTime":408.8,"endTime":409.12,"body":"to"},{"speaker":"SPEAKER_01","startTime":409.36,"endTime":409.52,"body":"say,"},{"speaker":"SPEAKER_01","startTime":409.68,"endTime":409.92,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":410.0,"endTime":410.16,"body":"how"},{"speaker":"SPEAKER_01","startTime":410.24,"endTime":410.4,"body":"what"},{"speaker":"SPEAKER_01","startTime":410.4,"endTime":410.56,"body":"is"},{"speaker":"SPEAKER_01","startTime":410.56,"endTime":410.64,"body":"it"},{"speaker":"SPEAKER_01","startTime":410.64,"endTime":410.88,"body":"gonna"},{"speaker":"SPEAKER_01","startTime":410.88,"endTime":411.12,"body":"take"},{"speaker":"SPEAKER_01","startTime":411.12,"endTime":411.28,"body":"to"},{"speaker":"SPEAKER_01","startTime":411.28,"endTime":411.68,"body":"actually"},{"speaker":"SPEAKER_01","startTime":411.68,"endTime":412.24,"body":"build"},{"speaker":"SPEAKER_01","startTime":412.24,"endTime":412.4,"body":"a"},{"speaker":"SPEAKER_01","startTime":412.4,"endTime":412.72,"body":"new"},{"speaker":"SPEAKER_01","startTime":412.72,"endTime":412.96,"body":"way"},{"speaker":"SPEAKER_01","startTime":412.96,"endTime":413.12,"body":"of"},{"speaker":"SPEAKER_01","startTime":413.12,"endTime":413.6,"body":"financial"},{"speaker":"SPEAKER_01","startTime":413.6,"endTime":414.4,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":414.4,"endTime":414.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":414.72,"endTime":414.96,"body":"really"},{"speaker":"SPEAKER_01","startTime":414.96,"endTime":415.44,"body":"fits"},{"speaker":"SPEAKER_01","startTime":415.44,"endTime":415.76,"body":"into"},{"speaker":"SPEAKER_01","startTime":416.08,"endTime":416.32,"body":"this"},{"speaker":"SPEAKER_01","startTime":416.32,"endTime":416.56,"body":"app,"},{"speaker":"SPEAKER_01","startTime":416.64,"endTime":416.88,"body":"right?"},{"speaker":"SPEAKER_01","startTime":417.04,"endTime":417.2,"body":"So"},{"speaker":"SPEAKER_01","startTime":417.28,"endTime":417.52,"body":"that's"},{"speaker":"SPEAKER_01","startTime":417.52,"endTime":417.68,"body":"when"},{"speaker":"SPEAKER_01","startTime":417.68,"endTime":417.84,"body":"we"},{"speaker":"SPEAKER_01","startTime":417.84,"endTime":418.24,"body":"started"},{"speaker":"SPEAKER_01","startTime":418.24,"endTime":418.48,"body":"this"},{"speaker":"SPEAKER_01","startTime":418.48,"endTime":418.88,"body":"side"},{"speaker":"SPEAKER_01","startTime":418.88,"endTime":419.28,"body":"project,"},{"speaker":"SPEAKER_01","startTime":419.36,"endTime":419.52,"body":"if"},{"speaker":"SPEAKER_01","startTime":419.52,"endTime":419.68,"body":"you"},{"speaker":"SPEAKER_01","startTime":419.68,"endTime":419.84,"body":"will,"},{"speaker":"SPEAKER_01","startTime":420.0,"endTime":420.16,"body":"of"},{"speaker":"SPEAKER_01","startTime":420.16,"endTime":420.56,"body":"financial"},{"speaker":"SPEAKER_01","startTime":420.56,"endTime":421.28,"body":"connectivity,"},{"speaker":"SPEAKER_01","startTime":421.44,"endTime":421.84,"body":"still"},{"speaker":"SPEAKER_01","startTime":421.84,"endTime":422.48,"body":"within"},{"speaker":"SPEAKER_01","startTime":422.48,"endTime":423.28,"body":"gradually,"},{"speaker":"SPEAKER_01","startTime":423.36,"endTime":423.52,"body":"if"},{"speaker":"SPEAKER_01","startTime":423.52,"endTime":423.68,"body":"you"},{"speaker":"SPEAKER_01","startTime":423.68,"endTime":423.92,"body":"will,"},{"speaker":"SPEAKER_01","startTime":424.0,"endTime":424.16,"body":"and"},{"speaker":"SPEAKER_01","startTime":424.16,"endTime":424.4,"body":"then"},{"speaker":"SPEAKER_01","startTime":424.4,"endTime":424.8,"body":"eventually"},{"speaker":"SPEAKER_01","startTime":425.04,"endTime":425.2,"body":"will"},{"speaker":"SPEAKER_01","startTime":425.2,"endTime":425.52,"body":"turn"},{"speaker":"SPEAKER_01","startTime":425.52,"endTime":425.76,"body":"to"},{"speaker":"SPEAKER_01","startTime":425.76,"endTime":426.0,"body":"be"},{"speaker":"SPEAKER_01","startTime":426.0,"endTime":426.32,"body":"method,"},{"speaker":"SPEAKER_01","startTime":426.4,"endTime":426.64,"body":"right?"},{"speaker":"SPEAKER_01","startTime":426.8,"endTime":427.04,"body":"I'll"},{"speaker":"SPEAKER_01","startTime":427.04,"endTime":427.36,"body":"pause"},{"speaker":"SPEAKER_01","startTime":427.36,"endTime":427.52,"body":"there"},{"speaker":"SPEAKER_01","startTime":427.52,"endTime":427.68,"body":"because"},{"speaker":"SPEAKER_01","startTime":427.76,"endTime":427.84,"body":"you"},{"speaker":"SPEAKER_01","startTime":427.84,"endTime":427.92,"body":"know"},{"speaker":"SPEAKER_01","startTime":428.0,"endTime":428.08,"body":"the"},{"speaker":"SPEAKER_01","startTime":428.08,"endTime":428.32,"body":"story"},{"speaker":"SPEAKER_01","startTime":428.32,"endTime":428.56,"body":"then"},{"speaker":"SPEAKER_01","startTime":428.56,"endTime":428.88,"body":"kicks"},{"speaker":"SPEAKER_01","startTime":428.88,"endTime":429.04,"body":"out"},{"speaker":"SPEAKER_01","startTime":429.04,"endTime":429.28,"body":"into"},{"speaker":"SPEAKER_01","startTime":429.28,"endTime":429.36,"body":"the"},{"speaker":"SPEAKER_01","startTime":429.36,"endTime":429.76,"body":"method"},{"speaker":"SPEAKER_01","startTime":429.76,"endTime":430.08,"body":"side."},{"speaker":"SPEAKER_01","startTime":430.24,"endTime":430.4,"body":"But"},{"speaker":"SPEAKER_01","startTime":430.4,"endTime":430.56,"body":"that's"},{"speaker":"SPEAKER_01","startTime":430.56,"endTime":430.72,"body":"how"},{"speaker":"SPEAKER_01","startTime":430.72,"endTime":430.88,"body":"how"},{"speaker":"SPEAKER_01","startTime":430.88,"endTime":431.04,"body":"we"},{"speaker":"SPEAKER_01","startTime":431.04,"endTime":431.2,"body":"ended"},{"speaker":"SPEAKER_01","startTime":431.2,"endTime":431.36,"body":"up"},{"speaker":"SPEAKER_01","startTime":431.36,"endTime":431.52,"body":"here"},{"speaker":"SPEAKER_01","startTime":431.6,"endTime":431.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":431.76,"endTime":431.92,"body":"kind"},{"speaker":"SPEAKER_01","startTime":431.92,"endTime":432.0,"body":"of"},{"speaker":"SPEAKER_01","startTime":432.0,"endTime":432.16,"body":"the"},{"speaker":"SPEAKER_01","startTime":432.16,"endTime":432.64,"body":"professional"},{"speaker":"SPEAKER_01","startTime":432.64,"endTime":433.12,"body":"journey"},{"speaker":"SPEAKER_01","startTime":433.12,"endTime":433.44,"body":"into"},{"speaker":"SPEAKER_01","startTime":433.76,"endTime":433.84,"body":"what"},{"speaker":"SPEAKER_01","startTime":433.84,"endTime":434.0,"body":"is"},{"speaker":"SPEAKER_01","startTime":434.0,"endTime":434.24,"body":"now"},{"speaker":"SPEAKER_01","startTime":434.24,"endTime":434.56,"body":"method."},{"speaker":"SPEAKER_02","startTime":435.04,"endTime":435.28,"body":"Okay."},{"speaker":"SPEAKER_02","startTime":435.44,"endTime":435.6,"body":"No,"},{"speaker":"SPEAKER_02","startTime":435.68,"endTime":435.84,"body":"that"},{"speaker":"SPEAKER_02","startTime":435.92,"endTime":436.16,"body":"that's"},{"speaker":"SPEAKER_02","startTime":436.16,"endTime":436.32,"body":"a"},{"speaker":"SPEAKER_02","startTime":436.32,"endTime":436.72,"body":"perfect"},{"speaker":"SPEAKER_02","startTime":436.72,"endTime":437.2,"body":"segue"},{"speaker":"SPEAKER_02","startTime":437.28,"endTime":437.44,"body":"because"},{"speaker":"SPEAKER_02","startTime":437.44,"endTime":437.52,"body":"the"},{"speaker":"SPEAKER_02","startTime":437.52,"endTime":437.76,"body":"next"},{"speaker":"SPEAKER_02","startTime":437.76,"endTime":438.08,"body":"question"},{"speaker":"SPEAKER_02","startTime":438.08,"endTime":438.24,"body":"is"},{"speaker":"SPEAKER_02","startTime":438.24,"endTime":438.48,"body":"to"},{"speaker":"SPEAKER_02","startTime":438.48,"endTime":438.64,"body":"tell"},{"speaker":"SPEAKER_02","startTime":438.64,"endTime":438.8,"body":"our"},{"speaker":"SPEAKER_02","startTime":438.8,"endTime":439.12,"body":"audience"},{"speaker":"SPEAKER_02","startTime":439.12,"endTime":439.36,"body":"what"},{"speaker":"SPEAKER_02","startTime":439.36,"endTime":439.76,"body":"method"},{"speaker":"SPEAKER_02","startTime":439.76,"endTime":439.92,"body":"does."},{"speaker":"SPEAKER_01","startTime":440.16,"endTime":440.32,"body":"Yeah,"},{"speaker":"SPEAKER_01","startTime":440.48,"endTime":440.64,"body":"no,"},{"speaker":"SPEAKER_01","startTime":440.72,"endTime":441.04,"body":"perfect"},{"speaker":"SPEAKER_01","startTime":441.04,"endTime":441.6,"body":"segue."},{"speaker":"SPEAKER_01","startTime":441.68,"endTime":441.84,"body":"But"},{"speaker":"SPEAKER_01","startTime":441.84,"endTime":442.0,"body":"no,"},{"speaker":"SPEAKER_01","startTime":442.08,"endTime":442.16,"body":"you"},{"speaker":"SPEAKER_01","startTime":442.16,"endTime":442.24,"body":"know,"},{"speaker":"SPEAKER_01","startTime":442.32,"endTime":442.72,"body":"method,"},{"speaker":"SPEAKER_01","startTime":442.8,"endTime":442.88,"body":"uh,"},{"speaker":"SPEAKER_01","startTime":442.96,"endTime":443.2,"body":"as"},{"speaker":"SPEAKER_01","startTime":443.2,"endTime":443.44,"body":"you"},{"speaker":"SPEAKER_01","startTime":443.44,"endTime":443.6,"body":"can"},{"speaker":"SPEAKER_01","startTime":443.6,"endTime":444.08,"body":"probably"},{"speaker":"SPEAKER_01","startTime":444.08,"endTime":444.24,"body":"get"},{"speaker":"SPEAKER_01","startTime":444.24,"endTime":444.48,"body":"a"},{"speaker":"SPEAKER_01","startTime":444.48,"endTime":444.72,"body":"sense"},{"speaker":"SPEAKER_01","startTime":444.72,"endTime":444.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":444.96,"endTime":445.28,"body":"from"},{"speaker":"SPEAKER_01","startTime":445.28,"endTime":445.44,"body":"from"},{"speaker":"SPEAKER_01","startTime":445.44,"endTime":445.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":445.6,"endTime":446.16,"body":"conversation,"},{"speaker":"SPEAKER_01","startTime":446.32,"endTime":446.56,"body":"right?"},{"speaker":"SPEAKER_01","startTime":446.8,"endTime":447.2,"body":"Method"},{"speaker":"SPEAKER_01","startTime":447.2,"endTime":447.36,"body":"is"},{"speaker":"SPEAKER_01","startTime":447.36,"endTime":447.52,"body":"a"},{"speaker":"SPEAKER_01","startTime":447.52,"endTime":447.92,"body":"financial"},{"speaker":"SPEAKER_01","startTime":447.92,"endTime":448.72,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":448.72,"endTime":449.36,"body":"API."},{"speaker":"SPEAKER_01","startTime":449.6,"endTime":449.76,"body":"So"},{"speaker":"SPEAKER_01","startTime":449.92,"endTime":450.16,"body":"we"},{"speaker":"SPEAKER_01","startTime":450.16,"endTime":450.4,"body":"saw"},{"speaker":"SPEAKER_01","startTime":450.4,"endTime":450.64,"body":"the"},{"speaker":"SPEAKER_01","startTime":450.64,"endTime":450.96,"body":"problem"},{"speaker":"SPEAKER_01","startTime":450.96,"endTime":451.6,"body":"firsthand"},{"speaker":"SPEAKER_01","startTime":451.6,"endTime":451.92,"body":"when"},{"speaker":"SPEAKER_01","startTime":451.92,"endTime":452.48,"body":"building"},{"speaker":"SPEAKER_01","startTime":452.48,"endTime":452.96,"body":"graduate."},{"speaker":"SPEAKER_01","startTime":453.04,"endTime":453.28,"body":"There"},{"speaker":"SPEAKER_01","startTime":453.28,"endTime":453.44,"body":"was,"},{"speaker":"SPEAKER_01","startTime":453.52,"endTime":453.68,"body":"you"},{"speaker":"SPEAKER_01","startTime":453.68,"endTime":453.76,"body":"know,"},{"speaker":"SPEAKER_01","startTime":453.92,"endTime":454.16,"body":"no"},{"speaker":"SPEAKER_01","startTime":454.16,"endTime":454.64,"body":"easy"},{"speaker":"SPEAKER_01","startTime":454.64,"endTime":454.8,"body":"way"},{"speaker":"SPEAKER_01","startTime":454.8,"endTime":454.96,"body":"for"},{"speaker":"SPEAKER_01","startTime":454.96,"endTime":455.2,"body":"someone"},{"speaker":"SPEAKER_01","startTime":455.2,"endTime":455.44,"body":"to"},{"speaker":"SPEAKER_01","startTime":455.44,"endTime":455.84,"body":"locate"},{"speaker":"SPEAKER_01","startTime":455.84,"endTime":455.92,"body":"all"},{"speaker":"SPEAKER_01","startTime":455.92,"endTime":456.08,"body":"their"},{"speaker":"SPEAKER_01","startTime":456.08,"endTime":456.4,"body":"student"},{"speaker":"SPEAKER_01","startTime":456.4,"endTime":456.72,"body":"loans,"},{"speaker":"SPEAKER_01","startTime":456.8,"endTime":456.96,"body":"all"},{"speaker":"SPEAKER_01","startTime":456.96,"endTime":457.12,"body":"their"},{"speaker":"SPEAKER_01","startTime":457.12,"endTime":457.76,"body":"liabilities,"},{"speaker":"SPEAKER_01","startTime":457.92,"endTime":458.16,"body":"right?"},{"speaker":"SPEAKER_01","startTime":458.48,"endTime":458.72,"body":"Not"},{"speaker":"SPEAKER_01","startTime":458.72,"endTime":459.04,"body":"only"},{"speaker":"SPEAKER_01","startTime":459.04,"endTime":459.44,"body":"figure"},{"speaker":"SPEAKER_01","startTime":459.44,"endTime":459.6,"body":"out"},{"speaker":"SPEAKER_01","startTime":459.6,"endTime":459.84,"body":"the"},{"speaker":"SPEAKER_01","startTime":459.84,"endTime":460.24,"body":"data"},{"speaker":"SPEAKER_01","startTime":460.24,"endTime":460.4,"body":"for"},{"speaker":"SPEAKER_01","startTime":460.4,"endTime":460.72,"body":"those"},{"speaker":"SPEAKER_01","startTime":460.72,"endTime":461.36,"body":"liabilities,"},{"speaker":"SPEAKER_01","startTime":461.52,"endTime":461.68,"body":"but"},{"speaker":"SPEAKER_01","startTime":461.68,"endTime":461.92,"body":"also"},{"speaker":"SPEAKER_01","startTime":461.92,"endTime":462.08,"body":"the"},{"speaker":"SPEAKER_01","startTime":462.08,"endTime":462.4,"body":"money"},{"speaker":"SPEAKER_01","startTime":462.4,"endTime":462.88,"body":"movement,"},{"speaker":"SPEAKER_01","startTime":462.96,"endTime":463.2,"body":"right?"},{"speaker":"SPEAKER_01","startTime":463.36,"endTime":463.6,"body":"How"},{"speaker":"SPEAKER_01","startTime":463.6,"endTime":463.68,"body":"do"},{"speaker":"SPEAKER_01","startTime":463.68,"endTime":463.84,"body":"we"},{"speaker":"SPEAKER_01","startTime":463.84,"endTime":464.16,"body":"actually"},{"speaker":"SPEAKER_01","startTime":464.16,"endTime":464.4,"body":"pay"},{"speaker":"SPEAKER_01","startTime":464.4,"endTime":464.64,"body":"off"},{"speaker":"SPEAKER_01","startTime":464.64,"endTime":464.72,"body":"a"},{"speaker":"SPEAKER_01","startTime":464.72,"endTime":465.04,"body":"student"},{"speaker":"SPEAKER_01","startTime":465.04,"endTime":465.28,"body":"loan,"},{"speaker":"SPEAKER_01","startTime":465.36,"endTime":465.6,"body":"make"},{"speaker":"SPEAKER_01","startTime":465.6,"endTime":465.68,"body":"an"},{"speaker":"SPEAKER_01","startTime":465.68,"endTime":466.0,"body":"extra"},{"speaker":"SPEAKER_01","startTime":466.0,"endTime":466.4,"body":"payment?"},{"speaker":"SPEAKER_01","startTime":466.64,"endTime":466.8,"body":"We"},{"speaker":"SPEAKER_01","startTime":466.8,"endTime":467.12,"body":"found"},{"speaker":"SPEAKER_01","startTime":467.12,"endTime":467.28,"body":"that,"},{"speaker":"SPEAKER_01","startTime":467.36,"endTime":467.6,"body":"and"},{"speaker":"SPEAKER_01","startTime":467.6,"endTime":467.68,"body":"this"},{"speaker":"SPEAKER_01","startTime":467.68,"endTime":467.84,"body":"was"},{"speaker":"SPEAKER_01","startTime":467.84,"endTime":468.0,"body":"back"},{"speaker":"SPEAKER_01","startTime":468.0,"endTime":468.16,"body":"in"},{"speaker":"SPEAKER_01","startTime":468.16,"endTime":468.8,"body":"2019,"},{"speaker":"SPEAKER_01","startTime":468.88,"endTime":469.6,"body":"2020,"},{"speaker":"SPEAKER_01","startTime":469.84,"endTime":470.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":470.08,"endTime":470.32,"body":"there"},{"speaker":"SPEAKER_01","startTime":470.32,"endTime":470.48,"body":"was"},{"speaker":"SPEAKER_01","startTime":470.48,"endTime":470.64,"body":"no"},{"speaker":"SPEAKER_01","startTime":470.64,"endTime":471.28,"body":"APIs"},{"speaker":"SPEAKER_01","startTime":471.28,"endTime":471.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":471.36,"endTime":471.52,"body":"do"},{"speaker":"SPEAKER_01","startTime":471.52,"endTime":471.68,"body":"this."},{"speaker":"SPEAKER_01","startTime":471.76,"endTime":471.92,"body":"You"},{"speaker":"SPEAKER_01","startTime":471.92,"endTime":472.0,"body":"know,"},{"speaker":"SPEAKER_01","startTime":472.08,"endTime":472.24,"body":"there"},{"speaker":"SPEAKER_01","startTime":472.24,"endTime":472.32,"body":"were"},{"speaker":"SPEAKER_01","startTime":472.32,"endTime":472.56,"body":"some"},{"speaker":"SPEAKER_01","startTime":472.56,"endTime":473.28,"body":"incumbent"},{"speaker":"SPEAKER_01","startTime":473.28,"endTime":474.08,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":474.08,"endTime":474.64,"body":"technologies"},{"speaker":"SPEAKER_01","startTime":474.64,"endTime":474.8,"body":"that"},{"speaker":"SPEAKER_01","startTime":474.8,"endTime":475.36,"body":"relied"},{"speaker":"SPEAKER_01","startTime":475.36,"endTime":475.6,"body":"on"},{"speaker":"SPEAKER_01","startTime":475.6,"endTime":476.08,"body":"using"},{"speaker":"SPEAKER_01","startTime":476.08,"endTime":476.24,"body":"them"},{"speaker":"SPEAKER_01","startTime":476.24,"endTime":476.32,"body":"in"},{"speaker":"SPEAKER_01","startTime":476.48,"endTime":476.8,"body":"password"},{"speaker":"SPEAKER_01","startTime":476.88,"endTime":477.04,"body":"and"},{"speaker":"SPEAKER_01","startTime":477.04,"endTime":477.36,"body":"screen"},{"speaker":"SPEAKER_01","startTime":477.36,"endTime":477.92,"body":"scraping."},{"speaker":"SPEAKER_01","startTime":478.08,"endTime":478.32,"body":"But"},{"speaker":"SPEAKER_01","startTime":478.32,"endTime":478.48,"body":"as"},{"speaker":"SPEAKER_01","startTime":478.48,"endTime":478.56,"body":"we"},{"speaker":"SPEAKER_01","startTime":478.56,"endTime":478.8,"body":"talked"},{"speaker":"SPEAKER_01","startTime":478.8,"endTime":478.96,"body":"about,"},{"speaker":"SPEAKER_01","startTime":479.04,"endTime":479.28,"body":"those"},{"speaker":"SPEAKER_01","startTime":479.28,"endTime":479.52,"body":"are"},{"speaker":"SPEAKER_01","startTime":479.52,"endTime":479.76,"body":"just"},{"speaker":"SPEAKER_01","startTime":479.76,"endTime":480.32,"body":"difficult"},{"speaker":"SPEAKER_01","startTime":480.32,"endTime":480.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":480.56,"endTime":481.04,"body":"scale."},{"speaker":"SPEAKER_01","startTime":481.2,"endTime":481.52,"body":"And"},{"speaker":"SPEAKER_01","startTime":481.52,"endTime":481.68,"body":"when"},{"speaker":"SPEAKER_01","startTime":481.68,"endTime":481.92,"body":"you"},{"speaker":"SPEAKER_01","startTime":481.92,"endTime":482.16,"body":"think"},{"speaker":"SPEAKER_01","startTime":482.16,"endTime":482.32,"body":"of"},{"speaker":"SPEAKER_01","startTime":482.4,"endTime":482.56,"body":"you"},{"speaker":"SPEAKER_01","startTime":482.56,"endTime":482.72,"body":"know,"},{"speaker":"SPEAKER_01","startTime":482.88,"endTime":483.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":483.12,"endTime":483.68,"body":"liability"},{"speaker":"SPEAKER_01","startTime":483.68,"endTime":483.84,"body":"sign"},{"speaker":"SPEAKER_01","startTime":484.0,"endTime":484.08,"body":"of"},{"speaker":"SPEAKER_01","startTime":484.08,"endTime":484.4,"body":"someone's"},{"speaker":"SPEAKER_01","startTime":484.4,"endTime":484.72,"body":"balance"},{"speaker":"SPEAKER_01","startTime":484.72,"endTime":484.96,"body":"sheet,"},{"speaker":"SPEAKER_01","startTime":485.04,"endTime":485.36,"body":"there's"},{"speaker":"SPEAKER_01","startTime":485.36,"endTime":485.6,"body":"just"},{"speaker":"SPEAKER_01","startTime":485.6,"endTime":485.84,"body":"so"},{"speaker":"SPEAKER_01","startTime":485.84,"endTime":486.16,"body":"many"},{"speaker":"SPEAKER_01","startTime":486.16,"endTime":486.56,"body":"different"},{"speaker":"SPEAKER_01","startTime":486.56,"endTime":486.96,"body":"types"},{"speaker":"SPEAKER_01","startTime":486.96,"endTime":487.12,"body":"of"},{"speaker":"SPEAKER_01","startTime":487.12,"endTime":487.52,"body":"loans"},{"speaker":"SPEAKER_01","startTime":487.52,"endTime":487.68,"body":"and"},{"speaker":"SPEAKER_01","startTime":487.68,"endTime":488.0,"body":"credit"},{"speaker":"SPEAKER_01","startTime":488.0,"endTime":488.4,"body":"cards"},{"speaker":"SPEAKER_01","startTime":488.4,"endTime":488.56,"body":"that"},{"speaker":"SPEAKER_01","startTime":488.56,"endTime":488.88,"body":"people"},{"speaker":"SPEAKER_01","startTime":488.88,"endTime":489.04,"body":"have."},{"speaker":"SPEAKER_01","startTime":489.2,"endTime":489.36,"body":"So"},{"speaker":"SPEAKER_01","startTime":489.44,"endTime":489.6,"body":"to"},{"speaker":"SPEAKER_01","startTime":489.6,"endTime":489.92,"body":"provide"},{"speaker":"SPEAKER_01","startTime":489.92,"endTime":490.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":490.08,"endTime":490.64,"body":"holistic"},{"speaker":"SPEAKER_01","startTime":490.64,"endTime":491.12,"body":"advice,"},{"speaker":"SPEAKER_01","startTime":491.36,"endTime":491.52,"body":"it"},{"speaker":"SPEAKER_01","startTime":491.52,"endTime":491.76,"body":"was"},{"speaker":"SPEAKER_01","startTime":491.76,"endTime":491.92,"body":"very"},{"speaker":"SPEAKER_01","startTime":491.92,"endTime":492.32,"body":"difficult"},{"speaker":"SPEAKER_01","startTime":492.32,"endTime":492.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":492.56,"endTime":492.96,"body":"scale."},{"speaker":"SPEAKER_01","startTime":493.2,"endTime":493.36,"body":"So"},{"speaker":"SPEAKER_01","startTime":493.44,"endTime":493.68,"body":"we"},{"speaker":"SPEAKER_01","startTime":493.68,"endTime":494.08,"body":"found"},{"speaker":"SPEAKER_01","startTime":494.08,"endTime":494.4,"body":"that"},{"speaker":"SPEAKER_01","startTime":494.56,"endTime":494.8,"body":"we"},{"speaker":"SPEAKER_01","startTime":494.8,"endTime":495.04,"body":"really"},{"speaker":"SPEAKER_01","startTime":495.04,"endTime":495.12,"body":"had"},{"speaker":"SPEAKER_01","startTime":495.12,"endTime":495.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":495.36,"endTime":495.68,"body":"build"},{"speaker":"SPEAKER_01","startTime":495.68,"endTime":495.84,"body":"from"},{"speaker":"SPEAKER_01","startTime":495.84,"endTime":496.32,"body":"scratch,"},{"speaker":"SPEAKER_01","startTime":496.48,"endTime":496.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":496.64,"endTime":496.96,"body":"that's"},{"speaker":"SPEAKER_01","startTime":496.96,"endTime":497.12,"body":"what"},{"speaker":"SPEAKER_01","startTime":497.2,"endTime":497.6,"body":"method"},{"speaker":"SPEAKER_01","startTime":497.6,"endTime":497.76,"body":"ended"},{"speaker":"SPEAKER_01","startTime":497.76,"endTime":497.92,"body":"up"},{"speaker":"SPEAKER_01","startTime":497.92,"endTime":498.24,"body":"becoming,"},{"speaker":"SPEAKER_01","startTime":498.32,"endTime":498.48,"body":"which"},{"speaker":"SPEAKER_01","startTime":498.48,"endTime":498.56,"body":"was"},{"speaker":"SPEAKER_01","startTime":498.56,"endTime":498.72,"body":"this"},{"speaker":"SPEAKER_01","startTime":498.72,"endTime":499.12,"body":"financial"},{"speaker":"SPEAKER_01","startTime":499.12,"endTime":499.84,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":499.84,"endTime":500.56,"body":"API,"},{"speaker":"SPEAKER_01","startTime":500.8,"endTime":501.12,"body":"where"},{"speaker":"SPEAKER_01","startTime":501.44,"endTime":501.84,"body":"using"},{"speaker":"SPEAKER_01","startTime":501.84,"endTime":502.32,"body":"someone's"},{"speaker":"SPEAKER_01","startTime":502.32,"endTime":502.88,"body":"identity"},{"speaker":"SPEAKER_01","startTime":502.88,"endTime":503.04,"body":"as"},{"speaker":"SPEAKER_01","startTime":503.04,"endTime":503.36,"body":"opposed"},{"speaker":"SPEAKER_01","startTime":503.36,"endTime":503.52,"body":"to"},{"speaker":"SPEAKER_01","startTime":503.52,"endTime":503.68,"body":"their"},{"speaker":"SPEAKER_01","startTime":503.68,"endTime":504.16,"body":"credential,"},{"speaker":"SPEAKER_01","startTime":504.24,"endTime":504.4,"body":"so"},{"speaker":"SPEAKER_01","startTime":504.48,"endTime":504.8,"body":"using"},{"speaker":"SPEAKER_01","startTime":504.8,"endTime":505.28,"body":"someone's"},{"speaker":"SPEAKER_01","startTime":505.28,"endTime":505.6,"body":"name,"},{"speaker":"SPEAKER_01","startTime":505.76,"endTime":506.08,"body":"phone"},{"speaker":"SPEAKER_01","startTime":506.08,"endTime":506.32,"body":"number,"},{"speaker":"SPEAKER_01","startTime":506.4,"endTime":506.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":506.64,"endTime":507.36,"body":"SSN,"},{"speaker":"SPEAKER_01","startTime":507.52,"endTime":507.76,"body":"we"},{"speaker":"SPEAKER_01","startTime":507.76,"endTime":508.0,"body":"can"},{"speaker":"SPEAKER_01","startTime":508.0,"endTime":508.64,"body":"locate"},{"speaker":"SPEAKER_01","startTime":508.64,"endTime":508.8,"body":"all"},{"speaker":"SPEAKER_01","startTime":508.8,"endTime":508.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":508.96,"endTime":509.6,"body":"liabilities"},{"speaker":"SPEAKER_01","startTime":509.6,"endTime":509.76,"body":"they"},{"speaker":"SPEAKER_01","startTime":509.76,"endTime":509.92,"body":"have"},{"speaker":"SPEAKER_01","startTime":509.92,"endTime":510.08,"body":"under"},{"speaker":"SPEAKER_01","startTime":510.08,"endTime":510.24,"body":"their"},{"speaker":"SPEAKER_01","startTime":510.24,"endTime":510.4,"body":"name."},{"speaker":"SPEAKER_01","startTime":510.56,"endTime":510.64,"body":"So"},{"speaker":"SPEAKER_01","startTime":510.72,"endTime":510.88,"body":"not"},{"speaker":"SPEAKER_01","startTime":510.88,"endTime":511.12,"body":"just"},{"speaker":"SPEAKER_01","startTime":511.12,"endTime":511.44,"body":"student"},{"speaker":"SPEAKER_01","startTime":511.44,"endTime":511.76,"body":"loans,"},{"speaker":"SPEAKER_01","startTime":511.84,"endTime":512.0,"body":"but"},{"speaker":"SPEAKER_01","startTime":512.0,"endTime":512.32,"body":"credit"},{"speaker":"SPEAKER_01","startTime":512.32,"endTime":512.64,"body":"cards,"},{"speaker":"SPEAKER_01","startTime":512.72,"endTime":513.2,"body":"mortgages,"},{"speaker":"SPEAKER_01","startTime":513.44,"endTime":513.76,"body":"auto,"},{"speaker":"SPEAKER_01","startTime":514.16,"endTime":514.64,"body":"personal"},{"speaker":"SPEAKER_01","startTime":514.64,"endTime":515.04,"body":"loans,"},{"speaker":"SPEAKER_01","startTime":515.2,"endTime":515.44,"body":"and"},{"speaker":"SPEAKER_01","startTime":515.44,"endTime":515.92,"body":"enable"},{"speaker":"SPEAKER_01","startTime":515.92,"endTime":516.16,"body":"that"},{"speaker":"SPEAKER_01","startTime":516.16,"endTime":516.88,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":516.88,"endTime":517.2,"body":"layer."},{"speaker":"SPEAKER_01","startTime":517.44,"endTime":517.68,"body":"So"},{"speaker":"SPEAKER_01","startTime":517.84,"endTime":518.48,"body":"enable,"},{"speaker":"SPEAKER_01","startTime":518.56,"endTime":518.72,"body":"you"},{"speaker":"SPEAKER_01","startTime":518.72,"endTime":518.88,"body":"know,"},{"speaker":"SPEAKER_01","startTime":518.96,"endTime":519.12,"body":"a"},{"speaker":"SPEAKER_01","startTime":519.12,"endTime":519.6,"body":"consumer"},{"speaker":"SPEAKER_01","startTime":519.6,"endTime":519.76,"body":"to"},{"speaker":"SPEAKER_01","startTime":519.76,"endTime":520.16,"body":"consent"},{"speaker":"SPEAKER_01","startTime":520.16,"endTime":520.48,"body":"and"},{"speaker":"SPEAKER_01","startTime":520.48,"endTime":520.64,"body":"say,"},{"speaker":"SPEAKER_01","startTime":520.88,"endTime":521.12,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":521.2,"endTime":521.36,"body":"I"},{"speaker":"SPEAKER_01","startTime":521.36,"endTime":521.6,"body":"would"},{"speaker":"SPEAKER_01","startTime":521.6,"endTime":521.76,"body":"like"},{"speaker":"SPEAKER_01","startTime":521.76,"endTime":522.0,"body":"to"},{"speaker":"SPEAKER_01","startTime":522.0,"endTime":522.16,"body":"get"},{"speaker":"SPEAKER_01","startTime":522.16,"endTime":522.4,"body":"my"},{"speaker":"SPEAKER_01","startTime":522.4,"endTime":522.72,"body":"personal"},{"speaker":"SPEAKER_01","startTime":522.72,"endTime":522.96,"body":"loan"},{"speaker":"SPEAKER_01","startTime":523.04,"endTime":523.12,"body":"and"},{"speaker":"SPEAKER_01","startTime":523.12,"endTime":523.28,"body":"I"},{"speaker":"SPEAKER_01","startTime":523.28,"endTime":523.36,"body":"would"},{"speaker":"SPEAKER_01","startTime":523.36,"endTime":523.52,"body":"like"},{"speaker":"SPEAKER_01","startTime":523.52,"endTime":523.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":523.68,"endTime":523.84,"body":"share"},{"speaker":"SPEAKER_01","startTime":523.84,"endTime":523.92,"body":"that"},{"speaker":"SPEAKER_01","startTime":523.92,"endTime":524.08,"body":"with"},{"speaker":"SPEAKER_01","startTime":524.08,"endTime":524.72,"body":"graduate."},{"speaker":"SPEAKER_01","startTime":524.88,"endTime":525.04,"body":"I"},{"speaker":"SPEAKER_01","startTime":525.04,"endTime":525.2,"body":"would"},{"speaker":"SPEAKER_01","startTime":525.2,"endTime":525.36,"body":"like"},{"speaker":"SPEAKER_01","startTime":525.36,"endTime":525.44,"body":"to"},{"speaker":"SPEAKER_01","startTime":525.44,"endTime":525.6,"body":"get"},{"speaker":"SPEAKER_01","startTime":525.6,"endTime":525.68,"body":"my"},{"speaker":"SPEAKER_01","startTime":525.68,"endTime":526.0,"body":"student"},{"speaker":"SPEAKER_01","startTime":526.0,"endTime":526.16,"body":"loan,"},{"speaker":"SPEAKER_01","startTime":526.32,"endTime":526.4,"body":"I"},{"speaker":"SPEAKER_01","startTime":526.4,"endTime":526.56,"body":"would"},{"speaker":"SPEAKER_01","startTime":526.56,"endTime":526.72,"body":"like"},{"speaker":"SPEAKER_01","startTime":526.72,"endTime":526.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":526.88,"endTime":527.04,"body":"share"},{"speaker":"SPEAKER_01","startTime":527.04,"endTime":527.12,"body":"that"},{"speaker":"SPEAKER_01","startTime":527.12,"endTime":527.28,"body":"with"},{"speaker":"SPEAKER_01","startTime":527.28,"endTime":527.6,"body":"graduate,"},{"speaker":"SPEAKER_01","startTime":527.68,"endTime":527.84,"body":"right?"},{"speaker":"SPEAKER_01","startTime":527.92,"endTime":528.0,"body":"So"},{"speaker":"SPEAKER_01","startTime":528.08,"endTime":528.56,"body":"enabling"},{"speaker":"SPEAKER_01","startTime":528.56,"endTime":528.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":528.72,"endTime":529.36,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":529.36,"endTime":529.76,"body":"layer,"},{"speaker":"SPEAKER_01","startTime":529.92,"endTime":530.16,"body":"and"},{"speaker":"SPEAKER_01","startTime":530.16,"endTime":530.32,"body":"on"},{"speaker":"SPEAKER_01","startTime":530.32,"endTime":530.56,"body":"top"},{"speaker":"SPEAKER_01","startTime":530.56,"endTime":530.64,"body":"of"},{"speaker":"SPEAKER_01","startTime":530.64,"endTime":530.8,"body":"it,"},{"speaker":"SPEAKER_01","startTime":530.88,"endTime":531.04,"body":"we"},{"speaker":"SPEAKER_01","startTime":531.04,"endTime":531.2,"body":"took"},{"speaker":"SPEAKER_01","startTime":531.2,"endTime":531.36,"body":"it"},{"speaker":"SPEAKER_01","startTime":531.36,"endTime":531.44,"body":"a"},{"speaker":"SPEAKER_01","startTime":531.44,"endTime":531.68,"body":"step"},{"speaker":"SPEAKER_01","startTime":531.68,"endTime":532.0,"body":"further"},{"speaker":"SPEAKER_01","startTime":532.0,"endTime":532.24,"body":"and"},{"speaker":"SPEAKER_01","startTime":532.24,"endTime":532.8,"body":"enabled"},{"speaker":"SPEAKER_01","startTime":532.8,"endTime":533.04,"body":"money"},{"speaker":"SPEAKER_01","startTime":533.04,"endTime":533.36,"body":"movement."},{"speaker":"SPEAKER_01","startTime":533.44,"endTime":533.6,"body":"So"},{"speaker":"SPEAKER_01","startTime":533.68,"endTime":533.76,"body":"it"},{"speaker":"SPEAKER_01","startTime":533.76,"endTime":534.16,"body":"wasn't"},{"speaker":"SPEAKER_01","startTime":534.16,"endTime":534.48,"body":"just"},{"speaker":"SPEAKER_01","startTime":534.48,"endTime":534.8,"body":"read"},{"speaker":"SPEAKER_01","startTime":534.8,"endTime":534.96,"body":"and"},{"speaker":"SPEAKER_01","startTime":534.96,"endTime":535.2,"body":"write."},{"speaker":"SPEAKER_01","startTime":535.36,"endTime":535.52,"body":"Sorry,"},{"speaker":"SPEAKER_01","startTime":535.6,"endTime":535.76,"body":"it's"},{"speaker":"SPEAKER_01","startTime":535.76,"endTime":535.92,"body":"not"},{"speaker":"SPEAKER_01","startTime":535.92,"endTime":536.08,"body":"just"},{"speaker":"SPEAKER_01","startTime":536.08,"endTime":536.32,"body":"read,"},{"speaker":"SPEAKER_01","startTime":536.4,"endTime":536.56,"body":"but"},{"speaker":"SPEAKER_01","startTime":536.56,"endTime":536.8,"body":"also"},{"speaker":"SPEAKER_01","startTime":536.8,"endTime":537.04,"body":"read"},{"speaker":"SPEAKER_01","startTime":537.04,"endTime":537.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":537.2,"endTime":537.44,"body":"write,"},{"speaker":"SPEAKER_01","startTime":537.6,"endTime":537.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":537.84,"endTime":538.32,"body":"enabling"},{"speaker":"SPEAKER_01","startTime":538.32,"endTime":538.56,"body":"that"},{"speaker":"SPEAKER_01","startTime":538.56,"endTime":538.96,"body":"two-way"},{"speaker":"SPEAKER_01","startTime":539.12,"endTime":540.0,"body":"communication"},{"speaker":"SPEAKER_01","startTime":540.0,"endTime":540.32,"body":"that"},{"speaker":"SPEAKER_01","startTime":540.32,"endTime":540.64,"body":"was"},{"speaker":"SPEAKER_01","startTime":540.64,"endTime":540.88,"body":"never"},{"speaker":"SPEAKER_01","startTime":540.88,"endTime":541.2,"body":"seen"},{"speaker":"SPEAKER_01","startTime":541.2,"endTime":541.52,"body":"before,"},{"speaker":"SPEAKER_01","startTime":541.92,"endTime":542.24,"body":"never"},{"speaker":"SPEAKER_01","startTime":542.24,"endTime":542.48,"body":"seen"},{"speaker":"SPEAKER_01","startTime":542.48,"endTime":542.72,"body":"before"},{"speaker":"SPEAKER_01","startTime":542.72,"endTime":542.96,"body":"in"},{"speaker":"SPEAKER_01","startTime":542.96,"endTime":543.36,"body":"personal"},{"speaker":"SPEAKER_01","startTime":543.36,"endTime":543.92,"body":"finance."},{"speaker":"SPEAKER_01","startTime":544.08,"endTime":544.4,"body":"And"},{"speaker":"SPEAKER_01","startTime":544.4,"endTime":544.72,"body":"we"},{"speaker":"SPEAKER_01","startTime":544.72,"endTime":545.12,"body":"took"},{"speaker":"SPEAKER_01","startTime":545.12,"endTime":545.2,"body":"that,"},{"speaker":"SPEAKER_01","startTime":545.44,"endTime":546.0,"body":"enabled,"},{"speaker":"SPEAKER_01","startTime":546.08,"endTime":546.16,"body":"you"},{"speaker":"SPEAKER_01","startTime":546.16,"endTime":546.24,"body":"know,"},{"speaker":"SPEAKER_01","startTime":546.4,"endTime":546.56,"body":"the"},{"speaker":"SPEAKER_01","startTime":546.56,"endTime":546.88,"body":"personal"},{"speaker":"SPEAKER_01","startTime":546.88,"endTime":547.28,"body":"finance"},{"speaker":"SPEAKER_01","startTime":547.28,"endTime":547.68,"body":"component"},{"speaker":"SPEAKER_01","startTime":547.68,"endTime":547.92,"body":"of"},{"speaker":"SPEAKER_01","startTime":547.92,"endTime":548.08,"body":"it,"},{"speaker":"SPEAKER_01","startTime":548.16,"endTime":548.32,"body":"and"},{"speaker":"SPEAKER_01","startTime":548.32,"endTime":548.48,"body":"then"},{"speaker":"SPEAKER_01","startTime":548.48,"endTime":548.72,"body":"took"},{"speaker":"SPEAKER_01","startTime":548.72,"endTime":548.88,"body":"it"},{"speaker":"SPEAKER_01","startTime":548.88,"endTime":549.2,"body":"beyond"},{"speaker":"SPEAKER_01","startTime":549.28,"endTime":549.52,"body":"and"},{"speaker":"SPEAKER_01","startTime":549.52,"endTime":549.92,"body":"started"},{"speaker":"SPEAKER_01","startTime":549.92,"endTime":550.4,"body":"working"},{"speaker":"SPEAKER_01","startTime":550.4,"endTime":550.72,"body":"with"},{"speaker":"SPEAKER_01","startTime":550.72,"endTime":551.36,"body":"lenders,"},{"speaker":"SPEAKER_01","startTime":551.52,"endTime":551.92,"body":"debt"},{"speaker":"SPEAKER_01","startTime":551.92,"endTime":552.64,"body":"consolidation,"},{"speaker":"SPEAKER_01","startTime":552.8,"endTime":553.44,"body":"underwriting,"},{"speaker":"SPEAKER_01","startTime":553.6,"endTime":553.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":553.76,"endTime":554.16,"body":"whatnot,"},{"speaker":"SPEAKER_01","startTime":554.24,"endTime":554.48,"body":"which"},{"speaker":"SPEAKER_01","startTime":554.48,"endTime":554.88,"body":"feeds"},{"speaker":"SPEAKER_01","startTime":554.88,"endTime":555.12,"body":"into"},{"speaker":"SPEAKER_01","startTime":555.12,"endTime":555.36,"body":"the"},{"speaker":"SPEAKER_01","startTime":555.52,"endTime":556.0,"body":"broader"},{"speaker":"SPEAKER_01","startTime":556.0,"endTime":556.48,"body":"method"},{"speaker":"SPEAKER_01","startTime":556.48,"endTime":556.88,"body":"story."},{"speaker":"SPEAKER_01","startTime":557.04,"endTime":557.2,"body":"But"},{"speaker":"SPEAKER_01","startTime":557.2,"endTime":557.44,"body":"that's"},{"speaker":"SPEAKER_01","startTime":557.44,"endTime":557.52,"body":"kind"},{"speaker":"SPEAKER_01","startTime":557.52,"endTime":557.6,"body":"of"},{"speaker":"SPEAKER_01","startTime":557.6,"endTime":557.76,"body":"how"},{"speaker":"SPEAKER_01","startTime":557.76,"endTime":557.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":557.92,"endTime":558.24,"body":"ended"},{"speaker":"SPEAKER_01","startTime":558.24,"endTime":558.48,"body":"up"},{"speaker":"SPEAKER_01","startTime":558.48,"endTime":558.72,"body":"here"},{"speaker":"SPEAKER_01","startTime":558.88,"endTime":559.12,"body":"and"},{"speaker":"SPEAKER_01","startTime":559.12,"endTime":559.36,"body":"what"},{"speaker":"SPEAKER_01","startTime":559.36,"endTime":559.6,"body":"ended"},{"speaker":"SPEAKER_01","startTime":559.6,"endTime":559.76,"body":"up"},{"speaker":"SPEAKER_01","startTime":559.76,"endTime":560.0,"body":"really"},{"speaker":"SPEAKER_01","startTime":560.0,"endTime":560.56,"body":"becoming"},{"speaker":"SPEAKER_01","startTime":560.88,"endTime":561.36,"body":"method"},{"speaker":"SPEAKER_01","startTime":561.36,"endTime":561.68,"body":"after"},{"speaker":"SPEAKER_01","startTime":561.68,"endTime":561.84,"body":"that"},{"speaker":"SPEAKER_01","startTime":561.84,"endTime":562.32,"body":"discovery"},{"speaker":"SPEAKER_01","startTime":562.32,"endTime":562.64,"body":"within"},{"speaker":"SPEAKER_01","startTime":562.64,"endTime":563.36,"body":"graduate."},{"speaker":"SPEAKER_02","startTime":563.68,"endTime":564.0,"body":"Okay."},{"speaker":"SPEAKER_02","startTime":564.24,"endTime":564.4,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":564.48,"endTime":564.88,"body":"what's"},{"speaker":"SPEAKER_02","startTime":564.88,"endTime":565.04,"body":"the"},{"speaker":"SPEAKER_02","startTime":565.04,"endTime":565.6,"body":"biggest"},{"speaker":"SPEAKER_02","startTime":565.6,"endTime":566.16,"body":"challenge"},{"speaker":"SPEAKER_02","startTime":566.16,"endTime":566.4,"body":"that"},{"speaker":"SPEAKER_02","startTime":566.4,"endTime":566.56,"body":"your"},{"speaker":"SPEAKER_02","startTime":566.72,"endTime":567.28,"body":"company's"},{"speaker":"SPEAKER_02","startTime":567.28,"endTime":567.68,"body":"solving"},{"speaker":"SPEAKER_02","startTime":567.68,"endTime":567.84,"body":"for"},{"speaker":"SPEAKER_02","startTime":567.84,"endTime":567.92,"body":"your"},{"speaker":"SPEAKER_02","startTime":567.92,"endTime":568.48,"body":"customers"},{"speaker":"SPEAKER_02","startTime":568.48,"endTime":568.56,"body":"right"},{"speaker":"SPEAKER_02","startTime":568.56,"endTime":568.72,"body":"now?"},{"speaker":"SPEAKER_01","startTime":569.04,"endTime":569.12,"body":"You"},{"speaker":"SPEAKER_01","startTime":569.12,"endTime":569.2,"body":"know,"},{"speaker":"SPEAKER_01","startTime":569.28,"endTime":569.44,"body":"one"},{"speaker":"SPEAKER_01","startTime":569.44,"endTime":569.52,"body":"of"},{"speaker":"SPEAKER_01","startTime":569.52,"endTime":569.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":569.6,"endTime":569.84,"body":"things"},{"speaker":"SPEAKER_01","startTime":569.84,"endTime":569.92,"body":"that"},{"speaker":"SPEAKER_01","startTime":569.92,"endTime":570.08,"body":"we"},{"speaker":"SPEAKER_01","startTime":570.08,"endTime":570.32,"body":"found"},{"speaker":"SPEAKER_01","startTime":570.32,"endTime":570.48,"body":"when"},{"speaker":"SPEAKER_01","startTime":570.48,"endTime":570.64,"body":"we"},{"speaker":"SPEAKER_01","startTime":570.96,"endTime":571.12,"body":"did"},{"speaker":"SPEAKER_01","startTime":571.12,"endTime":571.28,"body":"this"},{"speaker":"SPEAKER_01","startTime":571.28,"endTime":571.52,"body":"pivot,"},{"speaker":"SPEAKER_01","startTime":571.6,"endTime":571.84,"body":"right?"},{"speaker":"SPEAKER_01","startTime":571.92,"endTime":572.0,"body":"So"},{"speaker":"SPEAKER_01","startTime":572.08,"endTime":572.16,"body":"we"},{"speaker":"SPEAKER_01","startTime":572.16,"endTime":572.64,"body":"pivoted"},{"speaker":"SPEAKER_01","startTime":572.64,"endTime":572.8,"body":"from"},{"speaker":"SPEAKER_01","startTime":572.8,"endTime":573.12,"body":"Gradu"},{"speaker":"SPEAKER_01","startTime":573.52,"endTime":573.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":573.76,"endTime":574.24,"body":"became"},{"speaker":"SPEAKER_01","startTime":574.24,"endTime":574.72,"body":"method."},{"speaker":"SPEAKER_01","startTime":574.88,"endTime":575.04,"body":"We"},{"speaker":"SPEAKER_01","startTime":575.04,"endTime":575.2,"body":"went"},{"speaker":"SPEAKER_01","startTime":575.2,"endTime":575.28,"body":"out"},{"speaker":"SPEAKER_01","startTime":575.28,"endTime":575.52,"body":"to"},{"speaker":"SPEAKER_01","startTime":575.52,"endTime":575.84,"body":"market"},{"speaker":"SPEAKER_01","startTime":575.84,"endTime":576.0,"body":"and"},{"speaker":"SPEAKER_01","startTime":576.0,"endTime":576.32,"body":"started"},{"speaker":"SPEAKER_01","startTime":576.32,"endTime":576.64,"body":"talking"},{"speaker":"SPEAKER_01","startTime":576.64,"endTime":576.8,"body":"to"},{"speaker":"SPEAKER_01","startTime":577.04,"endTime":577.36,"body":"folks,"},{"speaker":"SPEAKER_01","startTime":577.52,"endTime":577.68,"body":"not"},{"speaker":"SPEAKER_01","startTime":577.68,"endTime":577.84,"body":"just"},{"speaker":"SPEAKER_01","startTime":577.84,"endTime":578.0,"body":"in"},{"speaker":"SPEAKER_01","startTime":578.0,"endTime":578.16,"body":"the"},{"speaker":"SPEAKER_01","startTime":578.16,"endTime":578.48,"body":"personal"},{"speaker":"SPEAKER_01","startTime":578.64,"endTime":579.12,"body":"finance"},{"speaker":"SPEAKER_01","startTime":579.12,"endTime":579.52,"body":"space,"},{"speaker":"SPEAKER_01","startTime":579.76,"endTime":579.92,"body":"but"},{"speaker":"SPEAKER_01","startTime":580.0,"endTime":580.16,"body":"you"},{"speaker":"SPEAKER_01","startTime":580.16,"endTime":580.24,"body":"know,"},{"speaker":"SPEAKER_01","startTime":580.32,"endTime":580.72,"body":"across"},{"speaker":"SPEAKER_01","startTime":580.72,"endTime":580.8,"body":"the"},{"speaker":"SPEAKER_01","startTime":580.8,"endTime":581.04,"body":"board,"},{"speaker":"SPEAKER_01","startTime":581.2,"endTime":581.52,"body":"anywhere"},{"speaker":"SPEAKER_01","startTime":581.6,"endTime":581.92,"body":"where"},{"speaker":"SPEAKER_01","startTime":581.92,"endTime":582.32,"body":"credit"},{"speaker":"SPEAKER_01","startTime":582.32,"endTime":582.56,"body":"is"},{"speaker":"SPEAKER_01","startTime":582.56,"endTime":582.88,"body":"being"},{"speaker":"SPEAKER_01","startTime":582.88,"endTime":583.36,"body":"touched"},{"speaker":"SPEAKER_01","startTime":583.36,"endTime":583.52,"body":"or"},{"speaker":"SPEAKER_01","startTime":583.52,"endTime":583.92,"body":"being"},{"speaker":"SPEAKER_01","startTime":583.92,"endTime":584.32,"body":"used,"},{"speaker":"SPEAKER_01","startTime":584.48,"endTime":584.64,"body":"we"},{"speaker":"SPEAKER_01","startTime":584.64,"endTime":584.8,"body":"went"},{"speaker":"SPEAKER_01","startTime":584.8,"endTime":584.96,"body":"and"},{"speaker":"SPEAKER_01","startTime":584.96,"endTime":585.2,"body":"talked"},{"speaker":"SPEAKER_01","startTime":585.2,"endTime":585.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":585.36,"endTime":585.52,"body":"them."},{"speaker":"SPEAKER_01","startTime":585.68,"endTime":585.84,"body":"So"},{"speaker":"SPEAKER_01","startTime":585.92,"endTime":586.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":586.08,"endTime":586.24,"body":"was"},{"speaker":"SPEAKER_01","startTime":586.4,"endTime":586.64,"body":"that"},{"speaker":"SPEAKER_01","startTime":586.64,"endTime":586.88,"body":"meant"},{"speaker":"SPEAKER_01","startTime":586.88,"endTime":587.12,"body":"us"},{"speaker":"SPEAKER_01","startTime":587.12,"endTime":587.36,"body":"talking"},{"speaker":"SPEAKER_01","startTime":587.36,"endTime":587.52,"body":"to"},{"speaker":"SPEAKER_01","startTime":587.52,"endTime":587.84,"body":"folks"},{"speaker":"SPEAKER_01","startTime":587.84,"endTime":588.16,"body":"like"},{"speaker":"SPEAKER_01","startTime":588.16,"endTime":588.88,"body":"SoFi,"},{"speaker":"SPEAKER_01","startTime":589.04,"endTime":589.44,"body":"Credit"},{"speaker":"SPEAKER_01","startTime":589.44,"endTime":590.08,"body":"Karma,"},{"speaker":"SPEAKER_01","startTime":590.4,"endTime":591.12,"body":"Upstart,"},{"speaker":"SPEAKER_01","startTime":591.28,"endTime":591.76,"body":"Upgrade,"},{"speaker":"SPEAKER_01","startTime":591.84,"endTime":592.24,"body":"Figure,"},{"speaker":"SPEAKER_01","startTime":592.32,"endTime":592.48,"body":"right?"},{"speaker":"SPEAKER_01","startTime":592.56,"endTime":592.72,"body":"All"},{"speaker":"SPEAKER_01","startTime":592.72,"endTime":592.88,"body":"these"},{"speaker":"SPEAKER_01","startTime":592.88,"endTime":593.04,"body":"name"},{"speaker":"SPEAKER_01","startTime":593.2,"endTime":593.68,"body":"household"},{"speaker":"SPEAKER_01","startTime":593.68,"endTime":593.92,"body":"names"},{"speaker":"SPEAKER_01","startTime":593.92,"endTime":594.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":594.08,"endTime":594.24,"body":"you"},{"speaker":"SPEAKER_01","startTime":594.32,"endTime":594.48,"body":"that"},{"speaker":"SPEAKER_01","startTime":594.48,"endTime":594.64,"body":"you"},{"speaker":"SPEAKER_01","startTime":594.64,"endTime":594.88,"body":"know"},{"speaker":"SPEAKER_01","startTime":594.88,"endTime":595.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":595.2,"endTime":595.68,"body":"trust."},{"speaker":"SPEAKER_01","startTime":595.84,"endTime":596.08,"body":"And"},{"speaker":"SPEAKER_01","startTime":596.08,"endTime":596.32,"body":"they"},{"speaker":"SPEAKER_01","startTime":596.32,"endTime":596.64,"body":"kept"},{"speaker":"SPEAKER_01","startTime":596.64,"endTime":596.96,"body":"saying"},{"speaker":"SPEAKER_01","startTime":596.96,"endTime":597.04,"body":"the"},{"speaker":"SPEAKER_01","startTime":597.04,"endTime":597.28,"body":"same"},{"speaker":"SPEAKER_01","startTime":597.28,"endTime":597.6,"body":"thing."},{"speaker":"SPEAKER_01","startTime":597.76,"endTime":598.0,"body":"They"},{"speaker":"SPEAKER_01","startTime":598.0,"endTime":598.16,"body":"said,"},{"speaker":"SPEAKER_01","startTime":598.24,"endTime":598.48,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":598.64,"endTime":598.88,"body":"we"},{"speaker":"SPEAKER_01","startTime":598.88,"endTime":599.36,"body":"don't"},{"speaker":"SPEAKER_01","startTime":599.36,"endTime":599.6,"body":"know"},{"speaker":"SPEAKER_01","startTime":599.84,"endTime":600.08,"body":"when"},{"speaker":"SPEAKER_01","startTime":600.08,"endTime":600.4,"body":"someone"},{"speaker":"SPEAKER_01","startTime":600.4,"endTime":600.8,"body":"comes"},{"speaker":"SPEAKER_01","startTime":600.8,"endTime":600.96,"body":"in"},{"speaker":"SPEAKER_01","startTime":600.96,"endTime":601.2,"body":"to"},{"speaker":"SPEAKER_01","startTime":601.2,"endTime":601.36,"body":"get"},{"speaker":"SPEAKER_01","startTime":601.36,"endTime":601.6,"body":"a"},{"speaker":"SPEAKER_01","startTime":601.6,"endTime":602.0,"body":"personal"},{"speaker":"SPEAKER_01","startTime":602.0,"endTime":602.4,"body":"loan,"},{"speaker":"SPEAKER_01","startTime":602.56,"endTime":602.72,"body":"we"},{"speaker":"SPEAKER_01","startTime":602.72,"endTime":602.88,"body":"don't"},{"speaker":"SPEAKER_01","startTime":602.88,"endTime":603.12,"body":"know"},{"speaker":"SPEAKER_01","startTime":603.12,"endTime":603.36,"body":"what"},{"speaker":"SPEAKER_01","startTime":603.36,"endTime":603.6,"body":"other"},{"speaker":"SPEAKER_01","startTime":603.6,"endTime":603.92,"body":"debts"},{"speaker":"SPEAKER_01","startTime":604.0,"endTime":604.16,"body":"they"},{"speaker":"SPEAKER_01","startTime":604.16,"endTime":604.32,"body":"have"},{"speaker":"SPEAKER_01","startTime":604.32,"endTime":604.56,"body":"under"},{"speaker":"SPEAKER_01","startTime":604.56,"endTime":604.72,"body":"their"},{"speaker":"SPEAKER_01","startTime":604.72,"endTime":604.96,"body":"name."},{"speaker":"SPEAKER_01","startTime":605.12,"endTime":605.28,"body":"So"},{"speaker":"SPEAKER_01","startTime":605.36,"endTime":605.6,"body":"we"},{"speaker":"SPEAKER_01","startTime":605.6,"endTime":606.0,"body":"can't"},{"speaker":"SPEAKER_01","startTime":606.0,"endTime":606.24,"body":"really"},{"speaker":"SPEAKER_01","startTime":606.24,"endTime":606.64,"body":"help"},{"speaker":"SPEAKER_01","startTime":606.64,"endTime":606.8,"body":"them,"},{"speaker":"SPEAKER_01","startTime":606.96,"endTime":607.2,"body":"right?"},{"speaker":"SPEAKER_01","startTime":607.36,"endTime":607.44,"body":"We"},{"speaker":"SPEAKER_01","startTime":607.44,"endTime":607.68,"body":"don't"},{"speaker":"SPEAKER_01","startTime":607.68,"endTime":607.84,"body":"know"},{"speaker":"SPEAKER_01","startTime":607.84,"endTime":608.0,"body":"if"},{"speaker":"SPEAKER_01","startTime":608.0,"endTime":608.32,"body":"someone"},{"speaker":"SPEAKER_01","startTime":608.32,"endTime":608.48,"body":"has"},{"speaker":"SPEAKER_01","startTime":608.48,"endTime":608.72,"body":"a"},{"speaker":"SPEAKER_01","startTime":608.72,"endTime":609.28,"body":"29%"},{"speaker":"SPEAKER_01","startTime":609.84,"endTime":610.32,"body":"average"},{"speaker":"SPEAKER_01","startTime":610.32,"endTime":610.64,"body":"cost"},{"speaker":"SPEAKER_01","startTime":610.64,"endTime":610.8,"body":"of"},{"speaker":"SPEAKER_01","startTime":610.8,"endTime":611.2,"body":"capital"},{"speaker":"SPEAKER_01","startTime":611.2,"endTime":611.36,"body":"or"},{"speaker":"SPEAKER_01","startTime":611.36,"endTime":611.44,"body":"a"},{"speaker":"SPEAKER_01","startTime":611.44,"endTime":611.76,"body":"5%"},{"speaker":"SPEAKER_01","startTime":612.0,"endTime":612.32,"body":"average"},{"speaker":"SPEAKER_01","startTime":612.32,"endTime":612.56,"body":"cost"},{"speaker":"SPEAKER_01","startTime":612.56,"endTime":612.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":612.72,"endTime":613.04,"body":"capital."},{"speaker":"SPEAKER_01","startTime":613.12,"endTime":613.2,"body":"So"},{"speaker":"SPEAKER_01","startTime":613.28,"endTime":613.36,"body":"we"},{"speaker":"SPEAKER_01","startTime":613.36,"endTime":613.6,"body":"can't"},{"speaker":"SPEAKER_01","startTime":613.6,"endTime":613.84,"body":"really"},{"speaker":"SPEAKER_01","startTime":613.84,"endTime":614.16,"body":"target"},{"speaker":"SPEAKER_01","startTime":614.16,"endTime":614.4,"body":"our"},{"speaker":"SPEAKER_01","startTime":614.4,"endTime":614.96,"body":"offers."},{"speaker":"SPEAKER_01","startTime":615.2,"endTime":615.44,"body":"We"},{"speaker":"SPEAKER_01","startTime":615.44,"endTime":615.52,"body":"can"},{"speaker":"SPEAKER_01","startTime":615.84,"endTime":616.16,"body":"make"},{"speaker":"SPEAKER_01","startTime":616.16,"endTime":616.48,"body":"our"},{"speaker":"SPEAKER_01","startTime":616.48,"endTime":617.12,"body":"messaging"},{"speaker":"SPEAKER_01","startTime":617.12,"endTime":617.6,"body":"personalized,"},{"speaker":"SPEAKER_01","startTime":617.76,"endTime":617.84,"body":"we"},{"speaker":"SPEAKER_01","startTime":617.84,"endTime":618.08,"body":"can't"},{"speaker":"SPEAKER_01","startTime":618.08,"endTime":618.4,"body":"help"},{"speaker":"SPEAKER_01","startTime":618.4,"endTime":618.72,"body":"them"},{"speaker":"SPEAKER_01","startTime":618.72,"endTime":619.2,"body":"understand"},{"speaker":"SPEAKER_01","startTime":619.2,"endTime":619.44,"body":"what"},{"speaker":"SPEAKER_01","startTime":619.44,"endTime":619.68,"body":"a"},{"speaker":"SPEAKER_01","startTime":619.68,"endTime":620.24,"body":"29%"},{"speaker":"SPEAKER_01","startTime":620.88,"endTime":621.52,"body":"APR"},{"speaker":"SPEAKER_01","startTime":621.52,"endTime":621.76,"body":"is"},{"speaker":"SPEAKER_01","startTime":621.76,"endTime":621.92,"body":"when"},{"speaker":"SPEAKER_01","startTime":621.92,"endTime":622.16,"body":"someone"},{"speaker":"SPEAKER_01","startTime":622.16,"endTime":622.32,"body":"goes"},{"speaker":"SPEAKER_01","startTime":622.32,"endTime":622.4,"body":"to"},{"speaker":"SPEAKER_01","startTime":622.56,"endTime":623.6,"body":"sofite.com,"},{"speaker":"SPEAKER_01","startTime":623.84,"endTime":624.0,"body":"for"},{"speaker":"SPEAKER_01","startTime":624.0,"endTime":624.56,"body":"example."},{"speaker":"SPEAKER_01","startTime":624.8,"endTime":624.96,"body":"So"},{"speaker":"SPEAKER_01","startTime":625.04,"endTime":625.2,"body":"we"},{"speaker":"SPEAKER_01","startTime":625.2,"endTime":625.44,"body":"saw"},{"speaker":"SPEAKER_01","startTime":625.44,"endTime":625.68,"body":"a"},{"speaker":"SPEAKER_01","startTime":625.68,"endTime":625.84,"body":"very"},{"speaker":"SPEAKER_01","startTime":625.84,"endTime":626.24,"body":"similar"},{"speaker":"SPEAKER_01","startTime":626.24,"endTime":626.64,"body":"challenge"},{"speaker":"SPEAKER_01","startTime":626.64,"endTime":626.8,"body":"that"},{"speaker":"SPEAKER_01","startTime":626.8,"endTime":626.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":626.96,"endTime":627.2,"body":"were"},{"speaker":"SPEAKER_01","startTime":627.2,"endTime":627.6,"body":"facing"},{"speaker":"SPEAKER_01","startTime":627.6,"endTime":627.84,"body":"when"},{"speaker":"SPEAKER_01","startTime":627.84,"endTime":627.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":627.92,"endTime":628.08,"body":"were"},{"speaker":"SPEAKER_01","startTime":628.08,"endTime":628.32,"body":"doing"},{"speaker":"SPEAKER_01","startTime":628.48,"endTime":629.12,"body":"graduate,"},{"speaker":"SPEAKER_01","startTime":629.28,"endTime":629.52,"body":"right?"},{"speaker":"SPEAKER_01","startTime":629.68,"endTime":629.84,"body":"And"},{"speaker":"SPEAKER_01","startTime":629.84,"endTime":630.0,"body":"then"},{"speaker":"SPEAKER_01","startTime":630.08,"endTime":630.24,"body":"on"},{"speaker":"SPEAKER_01","startTime":630.24,"endTime":630.4,"body":"top"},{"speaker":"SPEAKER_01","startTime":630.4,"endTime":630.48,"body":"of"},{"speaker":"SPEAKER_01","startTime":630.48,"endTime":630.64,"body":"it,"},{"speaker":"SPEAKER_01","startTime":630.72,"endTime":630.8,"body":"on"},{"speaker":"SPEAKER_01","startTime":630.8,"endTime":630.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":630.96,"endTime":631.36,"body":"payment"},{"speaker":"SPEAKER_01","startTime":631.36,"endTime":631.68,"body":"side,"},{"speaker":"SPEAKER_01","startTime":631.84,"endTime":632.08,"body":"they"},{"speaker":"SPEAKER_01","startTime":632.08,"endTime":632.32,"body":"said,"},{"speaker":"SPEAKER_01","startTime":632.4,"endTime":632.56,"body":"you"},{"speaker":"SPEAKER_01","startTime":632.56,"endTime":632.72,"body":"know,"},{"speaker":"SPEAKER_01","startTime":632.8,"endTime":632.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":632.96,"endTime":633.12,"body":"have"},{"speaker":"SPEAKER_01","startTime":633.12,"endTime":633.44,"body":"folks"},{"speaker":"SPEAKER_01","startTime":633.44,"endTime":633.68,"body":"that"},{"speaker":"SPEAKER_01","startTime":633.68,"endTime":634.0,"body":"come"},{"speaker":"SPEAKER_01","startTime":634.0,"endTime":634.24,"body":"in"},{"speaker":"SPEAKER_01","startTime":634.4,"endTime":634.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":634.64,"endTime":634.88,"body":"you"},{"speaker":"SPEAKER_01","startTime":634.88,"endTime":635.04,"body":"know,"},{"speaker":"SPEAKER_01","startTime":635.28,"endTime":635.76,"body":"mostly"},{"speaker":"SPEAKER_01","startTime":635.76,"endTime":636.24,"body":"everybody"},{"speaker":"SPEAKER_01","startTime":636.24,"endTime":636.4,"body":"that"},{"speaker":"SPEAKER_01","startTime":636.4,"endTime":636.64,"body":"gets"},{"speaker":"SPEAKER_01","startTime":636.64,"endTime":636.8,"body":"a"},{"speaker":"SPEAKER_01","startTime":636.8,"endTime":637.2,"body":"personal"},{"speaker":"SPEAKER_01","startTime":637.2,"endTime":637.6,"body":"loan"},{"speaker":"SPEAKER_01","startTime":637.6,"endTime":637.76,"body":"is"},{"speaker":"SPEAKER_01","startTime":637.76,"endTime":638.0,"body":"doing"},{"speaker":"SPEAKER_01","startTime":638.0,"endTime":638.16,"body":"it"},{"speaker":"SPEAKER_01","startTime":638.16,"endTime":638.32,"body":"for"},{"speaker":"SPEAKER_01","startTime":638.32,"endTime":638.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":638.4,"endTime":638.64,"body":"purpose"},{"speaker":"SPEAKER_01","startTime":638.64,"endTime":638.8,"body":"of"},{"speaker":"SPEAKER_01","startTime":638.8,"endTime":639.52,"body":"consolidating"},{"speaker":"SPEAKER_01","startTime":639.52,"endTime":639.68,"body":"their"},{"speaker":"SPEAKER_01","startTime":639.68,"endTime":640.0,"body":"debt,"},{"speaker":"SPEAKER_01","startTime":640.08,"endTime":640.24,"body":"right?"},{"speaker":"SPEAKER_01","startTime":640.32,"endTime":640.48,"body":"They're"},{"speaker":"SPEAKER_01","startTime":640.48,"endTime":640.64,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":640.8,"endTime":640.96,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":641.04,"endTime":641.12,"body":"I"},{"speaker":"SPEAKER_01","startTime":641.12,"endTime":641.2,"body":"have"},{"speaker":"SPEAKER_01","startTime":641.2,"endTime":641.36,"body":"all"},{"speaker":"SPEAKER_01","startTime":641.36,"endTime":641.52,"body":"this"},{"speaker":"SPEAKER_01","startTime":641.52,"endTime":641.76,"body":"debt"},{"speaker":"SPEAKER_01","startTime":641.76,"endTime":641.92,"body":"at"},{"speaker":"SPEAKER_01","startTime":641.92,"endTime":642.24,"body":"high"},{"speaker":"SPEAKER_01","startTime":642.24,"endTime":642.56,"body":"interest"},{"speaker":"SPEAKER_01","startTime":642.56,"endTime":642.8,"body":"rates"},{"speaker":"SPEAKER_01","startTime":642.88,"endTime":643.04,"body":"and"},{"speaker":"SPEAKER_01","startTime":643.04,"endTime":643.28,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":643.28,"endTime":643.52,"body":"looking"},{"speaker":"SPEAKER_01","startTime":643.52,"endTime":643.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":643.68,"endTime":643.76,"body":"get"},{"speaker":"SPEAKER_01","startTime":643.76,"endTime":643.92,"body":"it"},{"speaker":"SPEAKER_01","startTime":643.92,"endTime":644.08,"body":"at"},{"speaker":"SPEAKER_01","startTime":644.08,"endTime":644.16,"body":"a"},{"speaker":"SPEAKER_01","startTime":644.16,"endTime":644.48,"body":"lower"},{"speaker":"SPEAKER_01","startTime":644.48,"endTime":644.8,"body":"interest"},{"speaker":"SPEAKER_01","startTime":644.8,"endTime":645.04,"body":"rate"},{"speaker":"SPEAKER_01","startTime":645.12,"endTime":645.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":645.28,"endTime":645.36,"body":"you"},{"speaker":"SPEAKER_01","startTime":645.36,"endTime":645.44,"body":"know,"},{"speaker":"SPEAKER_01","startTime":645.68,"endTime":646.16,"body":"access"},{"speaker":"SPEAKER_01","startTime":646.16,"endTime":646.32,"body":"a"},{"speaker":"SPEAKER_01","startTime":646.32,"endTime":646.56,"body":"better"},{"speaker":"SPEAKER_01","startTime":646.56,"endTime":647.04,"body":"financial"},{"speaker":"SPEAKER_01","startTime":647.04,"endTime":647.68,"body":"opportunity."},{"speaker":"SPEAKER_01","startTime":647.84,"endTime":648.08,"body":"But"},{"speaker":"SPEAKER_01","startTime":648.08,"endTime":648.48,"body":"again,"},{"speaker":"SPEAKER_01","startTime":648.8,"endTime":649.12,"body":"because"},{"speaker":"SPEAKER_01","startTime":649.36,"endTime":649.68,"body":"that"},{"speaker":"SPEAKER_01","startTime":649.92,"endTime":650.48,"body":"brittle"},{"speaker":"SPEAKER_01","startTime":650.56,"endTime":651.2,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":651.36,"endTime":651.52,"body":"and"},{"speaker":"SPEAKER_01","startTime":651.52,"endTime":651.84,"body":"that"},{"speaker":"SPEAKER_01","startTime":651.84,"endTime":652.24,"body":"one-way"},{"speaker":"SPEAKER_01","startTime":652.48,"endTime":652.72,"body":"nature"},{"speaker":"SPEAKER_01","startTime":652.72,"endTime":652.88,"body":"of"},{"speaker":"SPEAKER_01","startTime":652.88,"endTime":653.04,"body":"that"},{"speaker":"SPEAKER_01","startTime":653.04,"endTime":653.76,"body":"connectivity,"},{"speaker":"SPEAKER_01","startTime":653.92,"endTime":654.48,"body":"customers"},{"speaker":"SPEAKER_01","startTime":654.48,"endTime":654.72,"body":"will"},{"speaker":"SPEAKER_01","startTime":654.96,"endTime":655.2,"body":"become"},{"speaker":"SPEAKER_01","startTime":655.2,"endTime":655.68,"body":"eventually"},{"speaker":"SPEAKER_01","startTime":655.68,"endTime":656.08,"body":"customers,"},{"speaker":"SPEAKER_01","startTime":656.16,"endTime":656.32,"body":"right?"},{"speaker":"SPEAKER_01","startTime":656.48,"endTime":656.56,"body":"But"},{"speaker":"SPEAKER_01","startTime":656.72,"endTime":656.88,"body":"folks"},{"speaker":"SPEAKER_01","startTime":656.88,"endTime":657.12,"body":"like"},{"speaker":"SPEAKER_01","startTime":657.12,"endTime":657.76,"body":"SoFi"},{"speaker":"SPEAKER_01","startTime":657.92,"endTime":658.16,"body":"said,"},{"speaker":"SPEAKER_01","startTime":658.32,"endTime":658.56,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":658.8,"endTime":659.12,"body":"we"},{"speaker":"SPEAKER_01","startTime":659.12,"endTime":659.44,"body":"have"},{"speaker":"SPEAKER_01","startTime":659.44,"endTime":659.76,"body":"some"},{"speaker":"SPEAKER_01","startTime":659.92,"endTime":660.32,"body":"data,"},{"speaker":"SPEAKER_01","startTime":660.48,"endTime":660.72,"body":"we"},{"speaker":"SPEAKER_01","startTime":660.72,"endTime":660.88,"body":"know"},{"speaker":"SPEAKER_01","startTime":660.88,"endTime":661.12,"body":"this"},{"speaker":"SPEAKER_01","startTime":661.12,"endTime":661.6,"body":"customer"},{"speaker":"SPEAKER_01","startTime":661.6,"endTime":661.76,"body":"wants"},{"speaker":"SPEAKER_01","startTime":661.76,"endTime":661.84,"body":"to"},{"speaker":"SPEAKER_01","startTime":661.84,"endTime":662.08,"body":"pay"},{"speaker":"SPEAKER_01","startTime":662.08,"endTime":662.24,"body":"off"},{"speaker":"SPEAKER_01","startTime":662.24,"endTime":662.4,"body":"all"},{"speaker":"SPEAKER_01","startTime":662.4,"endTime":662.64,"body":"this"},{"speaker":"SPEAKER_01","startTime":662.64,"endTime":662.88,"body":"other"},{"speaker":"SPEAKER_01","startTime":662.88,"endTime":663.2,"body":"debt,"},{"speaker":"SPEAKER_01","startTime":663.36,"endTime":663.52,"body":"but"},{"speaker":"SPEAKER_01","startTime":663.52,"endTime":663.68,"body":"we"},{"speaker":"SPEAKER_01","startTime":663.68,"endTime":663.84,"body":"have"},{"speaker":"SPEAKER_01","startTime":663.84,"endTime":664.08,"body":"no"},{"speaker":"SPEAKER_01","startTime":664.08,"endTime":664.24,"body":"way"},{"speaker":"SPEAKER_01","startTime":664.24,"endTime":664.4,"body":"of"},{"speaker":"SPEAKER_01","startTime":664.4,"endTime":664.64,"body":"actually"},{"speaker":"SPEAKER_01","startTime":664.64,"endTime":665.12,"body":"paying"},{"speaker":"SPEAKER_01","startTime":665.12,"endTime":665.36,"body":"those"},{"speaker":"SPEAKER_01","startTime":665.36,"endTime":666.08,"body":"creditors."},{"speaker":"SPEAKER_01","startTime":666.24,"endTime":666.48,"body":"So"},{"speaker":"SPEAKER_01","startTime":666.64,"endTime":666.8,"body":"what"},{"speaker":"SPEAKER_01","startTime":666.8,"endTime":667.12,"body":"we"},{"speaker":"SPEAKER_01","startTime":667.12,"endTime":667.36,"body":"have"},{"speaker":"SPEAKER_01","startTime":667.36,"endTime":667.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":667.68,"endTime":668.0,"body":"do"},{"speaker":"SPEAKER_01","startTime":668.0,"endTime":668.32,"body":"is"},{"speaker":"SPEAKER_01","startTime":668.64,"endTime":669.28,"body":"either"},{"speaker":"SPEAKER_01","startTime":669.28,"endTime":669.76,"body":"mail"},{"speaker":"SPEAKER_01","startTime":669.76,"endTime":669.92,"body":"a"},{"speaker":"SPEAKER_01","startTime":669.92,"endTime":670.24,"body":"check."},{"speaker":"SPEAKER_01","startTime":670.4,"endTime":670.56,"body":"So"},{"speaker":"SPEAKER_01","startTime":670.8,"endTime":671.12,"body":"mail"},{"speaker":"SPEAKER_01","startTime":671.12,"endTime":671.2,"body":"a"},{"speaker":"SPEAKER_01","startTime":671.2,"endTime":671.52,"body":"check"},{"speaker":"SPEAKER_01","startTime":671.52,"endTime":671.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":671.68,"endTime":671.84,"body":"all"},{"speaker":"SPEAKER_01","startTime":671.84,"endTime":672.08,"body":"these"},{"speaker":"SPEAKER_01","startTime":672.08,"endTime":672.32,"body":"other"},{"speaker":"SPEAKER_01","startTime":672.32,"endTime":672.88,"body":"creditors."},{"speaker":"SPEAKER_01","startTime":673.04,"endTime":673.2,"body":"So"},{"speaker":"SPEAKER_01","startTime":673.28,"endTime":673.44,"body":"that"},{"speaker":"SPEAKER_01","startTime":673.44,"endTime":673.6,"body":"means"},{"speaker":"SPEAKER_01","startTime":673.68,"endTime":673.76,"body":"you"},{"speaker":"SPEAKER_01","startTime":673.76,"endTime":673.84,"body":"know"},{"speaker":"SPEAKER_01","startTime":673.92,"endTime":674.24,"body":"you're"},{"speaker":"SPEAKER_01","startTime":674.24,"endTime":674.72,"body":"sending"},{"speaker":"SPEAKER_01","startTime":674.72,"endTime":675.2,"body":"$60,000,"},{"speaker":"SPEAKER_01","startTime":675.36,"endTime":676.08,"body":"$70,000"},{"speaker":"SPEAKER_01","startTime":676.4,"endTime":676.64,"body":"worth"},{"speaker":"SPEAKER_01","startTime":676.64,"endTime":676.8,"body":"of"},{"speaker":"SPEAKER_01","startTime":676.8,"endTime":677.2,"body":"checks"},{"speaker":"SPEAKER_01","startTime":677.2,"endTime":677.28,"body":"in"},{"speaker":"SPEAKER_01","startTime":677.28,"endTime":677.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":677.52,"endTime":677.76,"body":"mail"},{"speaker":"SPEAKER_01","startTime":677.84,"endTime":678.0,"body":"and"},{"speaker":"SPEAKER_01","startTime":678.08,"endTime":678.24,"body":"you"},{"speaker":"SPEAKER_01","startTime":678.24,"endTime":678.32,"body":"know,"},{"speaker":"SPEAKER_01","startTime":678.48,"endTime":678.96,"body":"hoping"},{"speaker":"SPEAKER_01","startTime":678.96,"endTime":679.2,"body":"that"},{"speaker":"SPEAKER_01","startTime":679.2,"endTime":679.44,"body":"they"},{"speaker":"SPEAKER_01","startTime":679.44,"endTime":679.76,"body":"get"},{"speaker":"SPEAKER_01","startTime":679.76,"endTime":680.0,"body":"there,"},{"speaker":"SPEAKER_01","startTime":680.24,"endTime":680.56,"body":"or"},{"speaker":"SPEAKER_01","startTime":680.56,"endTime":680.88,"body":"give"},{"speaker":"SPEAKER_01","startTime":680.88,"endTime":681.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":681.12,"endTime":681.68,"body":"check"},{"speaker":"SPEAKER_01","startTime":681.68,"endTime":682.08,"body":"made"},{"speaker":"SPEAKER_01","startTime":682.08,"endTime":682.24,"body":"out"},{"speaker":"SPEAKER_01","startTime":682.24,"endTime":682.4,"body":"to"},{"speaker":"SPEAKER_01","startTime":682.4,"endTime":682.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":682.48,"endTime":683.04,"body":"creditor"},{"speaker":"SPEAKER_01","startTime":683.2,"endTime":683.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":683.36,"endTime":683.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":683.52,"endTime":684.08,"body":"customer."},{"speaker":"SPEAKER_01","startTime":684.24,"endTime":684.4,"body":"So"},{"speaker":"SPEAKER_01","startTime":684.48,"endTime":684.64,"body":"then"},{"speaker":"SPEAKER_01","startTime":684.64,"endTime":684.72,"body":"the"},{"speaker":"SPEAKER_01","startTime":684.72,"endTime":685.28,"body":"customer"},{"speaker":"SPEAKER_01","startTime":685.28,"endTime":685.52,"body":"has"},{"speaker":"SPEAKER_01","startTime":685.52,"endTime":685.76,"body":"to"},{"speaker":"SPEAKER_01","startTime":685.76,"endTime":685.92,"body":"go"},{"speaker":"SPEAKER_01","startTime":685.92,"endTime":686.08,"body":"to"},{"speaker":"SPEAKER_01","startTime":686.08,"endTime":686.24,"body":"the"},{"speaker":"SPEAKER_01","startTime":686.24,"endTime":686.56,"body":"branch."},{"speaker":"SPEAKER_01","startTime":686.64,"endTime":686.8,"body":"So"},{"speaker":"SPEAKER_01","startTime":686.88,"endTime":687.04,"body":"it"},{"speaker":"SPEAKER_01","startTime":687.04,"endTime":687.2,"body":"has"},{"speaker":"SPEAKER_01","startTime":687.2,"endTime":687.28,"body":"to"},{"speaker":"SPEAKER_01","startTime":687.28,"endTime":687.36,"body":"go"},{"speaker":"SPEAKER_01","startTime":687.36,"endTime":687.52,"body":"to"},{"speaker":"SPEAKER_01","startTime":687.52,"endTime":687.76,"body":"like"},{"speaker":"SPEAKER_01","startTime":687.76,"endTime":687.84,"body":"a"},{"speaker":"SPEAKER_01","startTime":687.84,"endTime":688.24,"body":"JP"},{"speaker":"SPEAKER_01","startTime":688.32,"endTime":688.72,"body":"Morgan"},{"speaker":"SPEAKER_01","startTime":688.72,"endTime":688.8,"body":"branch"},{"speaker":"SPEAKER_01","startTime":688.88,"endTime":688.96,"body":"and"},{"speaker":"SPEAKER_01","startTime":688.96,"endTime":689.12,"body":"say,"},{"speaker":"SPEAKER_01","startTime":689.2,"endTime":689.36,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":689.44,"endTime":689.52,"body":"I"},{"speaker":"SPEAKER_01","startTime":689.52,"endTime":689.68,"body":"would"},{"speaker":"SPEAKER_01","startTime":689.68,"endTime":689.84,"body":"like"},{"speaker":"SPEAKER_01","startTime":689.84,"endTime":689.92,"body":"to"},{"speaker":"SPEAKER_01","startTime":689.92,"endTime":690.08,"body":"pay"},{"speaker":"SPEAKER_01","startTime":690.08,"endTime":690.24,"body":"off"},{"speaker":"SPEAKER_01","startTime":690.24,"endTime":690.4,"body":"my"},{"speaker":"SPEAKER_01","startTime":690.4,"endTime":690.72,"body":"credit"},{"speaker":"SPEAKER_01","startTime":690.72,"endTime":690.96,"body":"card."},{"speaker":"SPEAKER_01","startTime":691.12,"endTime":691.2,"body":"I"},{"speaker":"SPEAKER_01","startTime":691.2,"endTime":691.28,"body":"mean,"},{"speaker":"SPEAKER_01","startTime":691.36,"endTime":691.52,"body":"that"},{"speaker":"SPEAKER_01","startTime":691.52,"endTime":691.68,"body":"was"},{"speaker":"SPEAKER_01","startTime":691.68,"endTime":691.84,"body":"just"},{"speaker":"SPEAKER_01","startTime":691.84,"endTime":691.92,"body":"a"},{"speaker":"SPEAKER_01","startTime":691.92,"endTime":692.32,"body":"terrible"},{"speaker":"SPEAKER_01","startTime":692.32,"endTime":692.8,"body":"experience,"},{"speaker":"SPEAKER_01","startTime":692.88,"endTime":693.04,"body":"right?"},{"speaker":"SPEAKER_01","startTime":693.2,"endTime":693.36,"body":"As"},{"speaker":"SPEAKER_01","startTime":693.36,"endTime":693.44,"body":"you"},{"speaker":"SPEAKER_01","startTime":693.52,"endTime":693.68,"body":"can"},{"speaker":"SPEAKER_01","startTime":693.68,"endTime":693.92,"body":"imagine,"},{"speaker":"SPEAKER_01","startTime":694.0,"endTime":694.16,"body":"I"},{"speaker":"SPEAKER_01","startTime":694.16,"endTime":694.32,"body":"saw"},{"speaker":"SPEAKER_01","startTime":694.32,"endTime":694.48,"body":"you"},{"speaker":"SPEAKER_01","startTime":694.48,"endTime":694.8,"body":"nodding"},{"speaker":"SPEAKER_01","startTime":694.88,"endTime":695.04,"body":"because"},{"speaker":"SPEAKER_01","startTime":695.12,"endTime":695.28,"body":"you"},{"speaker":"SPEAKER_01","startTime":695.28,"endTime":695.44,"body":"know,"},{"speaker":"SPEAKER_01","startTime":695.6,"endTime":695.76,"body":"you"},{"speaker":"SPEAKER_01","startTime":695.76,"endTime":695.84,"body":"know,"},{"speaker":"SPEAKER_01","startTime":696.0,"endTime":696.4,"body":"sending"},{"speaker":"SPEAKER_01","startTime":696.4,"endTime":696.56,"body":"all"},{"speaker":"SPEAKER_01","startTime":696.56,"endTime":696.72,"body":"these"},{"speaker":"SPEAKER_01","startTime":696.72,"endTime":697.04,"body":"checks"},{"speaker":"SPEAKER_01","startTime":697.12,"endTime":697.28,"body":"is"},{"speaker":"SPEAKER_01","startTime":697.28,"endTime":697.52,"body":"it's"},{"speaker":"SPEAKER_01","startTime":697.52,"endTime":697.92,"body":"crazy."},{"speaker":"SPEAKER_01","startTime":698.08,"endTime":698.32,"body":"But"},{"speaker":"SPEAKER_01","startTime":698.32,"endTime":698.48,"body":"those"},{"speaker":"SPEAKER_01","startTime":698.48,"endTime":698.64,"body":"were"},{"speaker":"SPEAKER_01","startTime":698.64,"endTime":698.72,"body":"the"},{"speaker":"SPEAKER_01","startTime":698.72,"endTime":699.12,"body":"challenges"},{"speaker":"SPEAKER_01","startTime":699.12,"endTime":699.28,"body":"that"},{"speaker":"SPEAKER_01","startTime":699.28,"endTime":699.44,"body":"we"},{"speaker":"SPEAKER_01","startTime":699.44,"endTime":699.76,"body":"kept"},{"speaker":"SPEAKER_01","startTime":699.76,"endTime":700.08,"body":"hearing,"},{"speaker":"SPEAKER_01","startTime":700.16,"endTime":700.4,"body":"which"},{"speaker":"SPEAKER_01","startTime":700.4,"endTime":700.56,"body":"was"},{"speaker":"SPEAKER_01","startTime":700.56,"endTime":700.8,"body":"just"},{"speaker":"SPEAKER_01","startTime":700.8,"endTime":700.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":700.96,"endTime":701.2,"body":"lack"},{"speaker":"SPEAKER_01","startTime":701.2,"endTime":701.44,"body":"of"},{"speaker":"SPEAKER_01","startTime":701.44,"endTime":702.24,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":702.48,"endTime":702.8,"body":"ends"},{"speaker":"SPEAKER_01","startTime":702.8,"endTime":702.96,"body":"up"},{"speaker":"SPEAKER_01","startTime":702.96,"endTime":703.52,"body":"falling"},{"speaker":"SPEAKER_01","startTime":703.52,"endTime":703.76,"body":"back"},{"speaker":"SPEAKER_01","startTime":703.76,"endTime":704.08,"body":"into"},{"speaker":"SPEAKER_01","startTime":704.08,"endTime":704.32,"body":"these"},{"speaker":"SPEAKER_01","startTime":704.32,"endTime":704.88,"body":"subpar"},{"speaker":"SPEAKER_01","startTime":705.12,"endTime":705.76,"body":"experiences"},{"speaker":"SPEAKER_01","startTime":705.92,"endTime":706.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":706.16,"endTime":706.24,"body":"in"},{"speaker":"SPEAKER_01","startTime":706.24,"endTime":706.32,"body":"a"},{"speaker":"SPEAKER_01","startTime":706.32,"endTime":706.48,"body":"way"},{"speaker":"SPEAKER_01","startTime":706.64,"endTime":706.88,"body":"hurt"},{"speaker":"SPEAKER_01","startTime":706.88,"endTime":706.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":706.96,"endTime":707.44,"body":"consumer."},{"speaker":"SPEAKER_01","startTime":707.68,"endTime":707.84,"body":"We"},{"speaker":"SPEAKER_01","startTime":707.84,"endTime":708.16,"body":"heard"},{"speaker":"SPEAKER_01","startTime":708.16,"endTime":708.48,"body":"stories"},{"speaker":"SPEAKER_01","startTime":708.48,"endTime":708.64,"body":"from"},{"speaker":"SPEAKER_01","startTime":708.64,"endTime":709.2,"body":"consumers"},{"speaker":"SPEAKER_01","startTime":709.2,"endTime":709.44,"body":"who"},{"speaker":"SPEAKER_01","startTime":709.44,"endTime":709.6,"body":"said,"},{"speaker":"SPEAKER_01","startTime":709.76,"endTime":710.0,"body":"I"},{"speaker":"SPEAKER_01","startTime":710.0,"endTime":710.4,"body":"forgot"},{"speaker":"SPEAKER_01","startTime":710.4,"endTime":710.64,"body":"that"},{"speaker":"SPEAKER_01","startTime":710.64,"endTime":710.72,"body":"I"},{"speaker":"SPEAKER_01","startTime":710.72,"endTime":710.88,"body":"had"},{"speaker":"SPEAKER_01","startTime":710.88,"endTime":711.04,"body":"to"},{"speaker":"SPEAKER_01","startTime":711.04,"endTime":711.44,"body":"mail"},{"speaker":"SPEAKER_01","startTime":711.44,"endTime":711.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":711.6,"endTime":712.08,"body":"check,"},{"speaker":"SPEAKER_01","startTime":712.24,"endTime":712.48,"body":"or"},{"speaker":"SPEAKER_01","startTime":712.64,"endTime":712.96,"body":"I"},{"speaker":"SPEAKER_01","startTime":712.96,"endTime":713.68,"body":"forgot"},{"speaker":"SPEAKER_01","startTime":713.68,"endTime":714.0,"body":"that"},{"speaker":"SPEAKER_01","startTime":714.0,"endTime":714.32,"body":"I"},{"speaker":"SPEAKER_01","startTime":714.32,"endTime":714.64,"body":"had"},{"speaker":"SPEAKER_01","startTime":714.64,"endTime":714.96,"body":"to"},{"speaker":"SPEAKER_01","startTime":715.28,"endTime":715.76,"body":"call"},{"speaker":"SPEAKER_01","startTime":716.0,"endTime":716.4,"body":"Chase"},{"speaker":"SPEAKER_01","startTime":716.48,"endTime":716.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":716.56,"endTime":716.64,"body":"get"},{"speaker":"SPEAKER_01","startTime":716.88,"endTime":716.96,"body":"a"},{"speaker":"SPEAKER_01","startTime":716.96,"endTime":717.44,"body":"tri-party"},{"speaker":"SPEAKER_01","startTime":717.44,"endTime":717.6,"body":"call"},{"speaker":"SPEAKER_01","startTime":717.6,"endTime":717.76,"body":"with"},{"speaker":"SPEAKER_01","startTime":717.76,"endTime":717.92,"body":"Sell"},{"speaker":"SPEAKER_01","startTime":718.0,"endTime":718.24,"body":"Fight"},{"speaker":"SPEAKER_01","startTime":718.32,"endTime":718.48,"body":"to"},{"speaker":"SPEAKER_01","startTime":718.48,"endTime":718.88,"body":"authorize"},{"speaker":"SPEAKER_01","startTime":718.88,"endTime":719.04,"body":"this"},{"speaker":"SPEAKER_01","startTime":719.04,"endTime":719.44,"body":"payment."},{"speaker":"SPEAKER_01","startTime":719.6,"endTime":719.76,"body":"And"},{"speaker":"SPEAKER_01","startTime":719.76,"endTime":720.0,"body":"as"},{"speaker":"SPEAKER_01","startTime":720.0,"endTime":720.16,"body":"a"},{"speaker":"SPEAKER_01","startTime":720.16,"endTime":720.4,"body":"result,"},{"speaker":"SPEAKER_01","startTime":720.48,"endTime":720.64,"body":"I"},{"speaker":"SPEAKER_01","startTime":720.64,"endTime":720.88,"body":"missed"},{"speaker":"SPEAKER_01","startTime":720.88,"endTime":720.96,"body":"my"},{"speaker":"SPEAKER_01","startTime":720.96,"endTime":721.28,"body":"payment."},{"speaker":"SPEAKER_01","startTime":721.36,"endTime":721.52,"body":"And"},{"speaker":"SPEAKER_01","startTime":721.52,"endTime":721.68,"body":"now"},{"speaker":"SPEAKER_01","startTime":721.68,"endTime":721.84,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":721.84,"endTime":722.0,"body":"getting"},{"speaker":"SPEAKER_01","startTime":722.0,"endTime":722.4,"body":"charged"},{"speaker":"SPEAKER_01","startTime":722.4,"endTime":722.64,"body":"late"},{"speaker":"SPEAKER_01","startTime":722.64,"endTime":722.96,"body":"fees,"},{"speaker":"SPEAKER_01","startTime":723.04,"endTime":723.12,"body":"and"},{"speaker":"SPEAKER_01","startTime":723.12,"endTime":723.28,"body":"now"},{"speaker":"SPEAKER_01","startTime":723.28,"endTime":723.44,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":723.44,"endTime":723.68,"body":"getting"},{"speaker":"SPEAKER_01","startTime":723.68,"endTime":723.84,"body":"more"},{"speaker":"SPEAKER_01","startTime":723.84,"endTime":724.08,"body":"in"},{"speaker":"SPEAKER_01","startTime":724.08,"endTime":724.4,"body":"debt,"},{"speaker":"SPEAKER_01","startTime":724.48,"endTime":724.72,"body":"right?"},{"speaker":"SPEAKER_01","startTime":724.88,"endTime":725.04,"body":"So"},{"speaker":"SPEAKER_01","startTime":725.04,"endTime":725.12,"body":"it"},{"speaker":"SPEAKER_01","startTime":725.12,"endTime":725.2,"body":"was"},{"speaker":"SPEAKER_01","startTime":725.28,"endTime":725.52,"body":"just"},{"speaker":"SPEAKER_01","startTime":725.52,"endTime":725.76,"body":"this"},{"speaker":"SPEAKER_01","startTime":725.76,"endTime":726.16,"body":"cycle"},{"speaker":"SPEAKER_01","startTime":726.16,"endTime":726.4,"body":"of"},{"speaker":"SPEAKER_01","startTime":726.4,"endTime":726.64,"body":"debt,"},{"speaker":"SPEAKER_01","startTime":726.72,"endTime":726.88,"body":"and"},{"speaker":"SPEAKER_01","startTime":726.88,"endTime":727.12,"body":"I"},{"speaker":"SPEAKER_01","startTime":727.2,"endTime":727.36,"body":"and"},{"speaker":"SPEAKER_01","startTime":727.44,"endTime":727.6,"body":"you"},{"speaker":"SPEAKER_01","startTime":727.6,"endTime":727.68,"body":"know,"},{"speaker":"SPEAKER_01","startTime":727.84,"endTime":728.0,"body":"it"},{"speaker":"SPEAKER_01","startTime":728.0,"endTime":728.16,"body":"was"},{"speaker":"SPEAKER_01","startTime":728.16,"endTime":728.32,"body":"just"},{"speaker":"SPEAKER_01","startTime":728.32,"endTime":728.48,"body":"so"},{"speaker":"SPEAKER_01","startTime":728.48,"endTime":728.8,"body":"hard"},{"speaker":"SPEAKER_01","startTime":728.8,"endTime":728.96,"body":"for"},{"speaker":"SPEAKER_01","startTime":728.96,"endTime":729.12,"body":"people"},{"speaker":"SPEAKER_01","startTime":729.2,"endTime":729.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":729.36,"endTime":729.84,"body":"escape"},{"speaker":"SPEAKER_01","startTime":729.92,"endTime":730.08,"body":"kind"},{"speaker":"SPEAKER_01","startTime":730.08,"endTime":730.24,"body":"of"},{"speaker":"SPEAKER_01","startTime":730.24,"endTime":730.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":730.48,"endTime":730.88,"body":"cycle."},{"speaker":"SPEAKER_01","startTime":731.04,"endTime":731.2,"body":"And"},{"speaker":"SPEAKER_01","startTime":731.2,"endTime":731.52,"body":"that's"},{"speaker":"SPEAKER_01","startTime":731.52,"endTime":731.68,"body":"what"},{"speaker":"SPEAKER_01","startTime":731.68,"endTime":731.84,"body":"we"},{"speaker":"SPEAKER_01","startTime":731.84,"endTime":732.24,"body":"found"},{"speaker":"SPEAKER_01","startTime":732.24,"endTime":732.48,"body":"that"},{"speaker":"SPEAKER_01","startTime":732.48,"endTime":732.72,"body":"our"},{"speaker":"SPEAKER_01","startTime":732.72,"endTime":733.52,"body":"customers"},{"speaker":"SPEAKER_01","startTime":733.52,"endTime":733.84,"body":"wanted"},{"speaker":"SPEAKER_01","startTime":733.84,"endTime":734.0,"body":"to"},{"speaker":"SPEAKER_01","startTime":734.0,"endTime":734.32,"body":"solve"},{"speaker":"SPEAKER_01","startTime":734.4,"endTime":734.64,"body":"for,"},{"speaker":"SPEAKER_01","startTime":734.72,"endTime":734.88,"body":"and"},{"speaker":"SPEAKER_01","startTime":734.88,"endTime":735.12,"body":"that's"},{"speaker":"SPEAKER_01","startTime":735.12,"endTime":735.28,"body":"where"},{"speaker":"SPEAKER_01","startTime":735.28,"endTime":735.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":735.44,"endTime":735.92,"body":"technology"},{"speaker":"SPEAKER_01","startTime":735.92,"endTime":736.16,"body":"came"},{"speaker":"SPEAKER_01","startTime":736.32,"endTime":736.8,"body":"paired"},{"speaker":"SPEAKER_01","startTime":736.8,"endTime":737.04,"body":"really"},{"speaker":"SPEAKER_01","startTime":737.04,"endTime":737.2,"body":"well."},{"speaker":"SPEAKER_01","startTime":737.28,"endTime":737.52,"body":"And"},{"speaker":"SPEAKER_01","startTime":737.52,"endTime":737.68,"body":"we"},{"speaker":"SPEAKER_01","startTime":737.68,"endTime":737.92,"body":"could"},{"speaker":"SPEAKER_01","startTime":737.92,"endTime":738.08,"body":"say,"},{"speaker":"SPEAKER_01","startTime":738.24,"endTime":738.56,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":738.64,"endTime":739.04,"body":"here's"},{"speaker":"SPEAKER_01","startTime":739.04,"endTime":739.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":739.12,"endTime":739.52,"body":"solution"},{"speaker":"SPEAKER_01","startTime":739.6,"endTime":739.68,"body":"where"},{"speaker":"SPEAKER_01","startTime":739.84,"endTime":740.0,"body":"now"},{"speaker":"SPEAKER_01","startTime":740.08,"endTime":740.32,"body":"with"},{"speaker":"SPEAKER_01","startTime":740.32,"endTime":740.4,"body":"an"},{"speaker":"SPEAKER_01","startTime":740.4,"endTime":741.04,"body":"API"},{"speaker":"SPEAKER_01","startTime":741.04,"endTime":741.44,"body":"call,"},{"speaker":"SPEAKER_01","startTime":741.6,"endTime":741.84,"body":"you"},{"speaker":"SPEAKER_01","startTime":741.84,"endTime":742.16,"body":"can"},{"speaker":"SPEAKER_01","startTime":742.16,"endTime":742.4,"body":"say,"},{"speaker":"SPEAKER_01","startTime":742.56,"endTime":743.04,"body":"here's"},{"speaker":"SPEAKER_01","startTime":743.04,"endTime":743.28,"body":"all"},{"speaker":"SPEAKER_01","startTime":743.28,"endTime":743.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":743.6,"endTime":743.76,"body":"you"},{"speaker":"SPEAKER_01","startTime":743.76,"endTime":743.84,"body":"know,"},{"speaker":"SPEAKER_01","startTime":744.08,"endTime":744.72,"body":"credit"},{"speaker":"SPEAKER_01","startTime":744.72,"endTime":745.2,"body":"items"},{"speaker":"SPEAKER_01","startTime":745.2,"endTime":745.36,"body":"that"},{"speaker":"SPEAKER_01","startTime":745.52,"endTime":745.76,"body":"Jose"},{"speaker":"SPEAKER_01","startTime":746.16,"endTime":746.4,"body":"has"},{"speaker":"SPEAKER_01","startTime":746.4,"endTime":746.72,"body":"open"},{"speaker":"SPEAKER_01","startTime":746.72,"endTime":746.96,"body":"at"},{"speaker":"SPEAKER_01","startTime":746.96,"endTime":747.12,"body":"other"},{"speaker":"SPEAKER_01","startTime":747.12,"endTime":747.84,"body":"creditors."},{"speaker":"SPEAKER_01","startTime":748.08,"endTime":748.32,"body":"And"},{"speaker":"SPEAKER_01","startTime":748.32,"endTime":748.72,"body":"here's"},{"speaker":"SPEAKER_01","startTime":748.72,"endTime":748.8,"body":"an"},{"speaker":"SPEAKER_01","startTime":748.8,"endTime":749.28,"body":"API"},{"speaker":"SPEAKER_01","startTime":749.28,"endTime":749.52,"body":"call"},{"speaker":"SPEAKER_01","startTime":749.52,"endTime":749.6,"body":"to"},{"speaker":"SPEAKER_01","startTime":749.6,"endTime":749.76,"body":"say,"},{"speaker":"SPEAKER_01","startTime":749.84,"endTime":750.08,"body":"great,"},{"speaker":"SPEAKER_01","startTime":750.16,"endTime":750.4,"body":"let's"},{"speaker":"SPEAKER_01","startTime":750.4,"endTime":750.64,"body":"send"},{"speaker":"SPEAKER_01","startTime":750.64,"endTime":750.8,"body":"the"},{"speaker":"SPEAKER_01","startTime":750.8,"endTime":751.36,"body":"SOFI"},{"speaker":"SPEAKER_01","startTime":751.52,"endTime":751.84,"body":"personal"},{"speaker":"SPEAKER_01","startTime":751.84,"endTime":752.16,"body":"loan"},{"speaker":"SPEAKER_01","startTime":752.16,"endTime":752.8,"body":"proceeds"},{"speaker":"SPEAKER_01","startTime":753.04,"endTime":753.36,"body":"into"},{"speaker":"SPEAKER_01","startTime":753.36,"endTime":753.68,"body":"this"},{"speaker":"SPEAKER_01","startTime":753.68,"endTime":753.92,"body":"other"},{"speaker":"SPEAKER_01","startTime":754.08,"endTime":754.32,"body":"credit"},{"speaker":"SPEAKER_01","startTime":754.32,"endTime":754.56,"body":"card."},{"speaker":"SPEAKER_01","startTime":754.64,"endTime":754.88,"body":"Let's"},{"speaker":"SPEAKER_01","startTime":754.88,"endTime":755.04,"body":"pay"},{"speaker":"SPEAKER_01","startTime":755.04,"endTime":755.2,"body":"off"},{"speaker":"SPEAKER_01","startTime":755.2,"endTime":755.36,"body":"the"},{"speaker":"SPEAKER_01","startTime":755.36,"endTime":755.68,"body":"student"},{"speaker":"SPEAKER_01","startTime":755.68,"endTime":756.0,"body":"loan"},{"speaker":"SPEAKER_01","startTime":756.0,"endTime":756.24,"body":"with"},{"speaker":"SPEAKER_01","startTime":756.24,"endTime":756.48,"body":"this"},{"speaker":"SPEAKER_01","startTime":756.48,"endTime":756.8,"body":"credit"},{"speaker":"SPEAKER_01","startTime":756.8,"endTime":757.12,"body":"card,"},{"speaker":"SPEAKER_01","startTime":757.28,"endTime":757.6,"body":"all"},{"speaker":"SPEAKER_01","startTime":757.84,"endTime":758.0,"body":"you"},{"speaker":"SPEAKER_01","startTime":758.0,"endTime":758.16,"body":"know,"},{"speaker":"SPEAKER_01","startTime":758.4,"endTime":758.56,"body":"with"},{"speaker":"SPEAKER_01","startTime":758.56,"endTime":758.72,"body":"the"},{"speaker":"SPEAKER_01","startTime":758.72,"endTime":758.96,"body":"click"},{"speaker":"SPEAKER_01","startTime":758.96,"endTime":759.04,"body":"of"},{"speaker":"SPEAKER_01","startTime":759.04,"endTime":759.12,"body":"a"},{"speaker":"SPEAKER_01","startTime":759.12,"endTime":759.52,"body":"button"},{"speaker":"SPEAKER_01","startTime":759.52,"endTime":760.08,"body":"electronically"},{"speaker":"SPEAKER_01","startTime":760.16,"endTime":760.32,"body":"and"},{"speaker":"SPEAKER_01","startTime":760.32,"endTime":760.48,"body":"kind"},{"speaker":"SPEAKER_01","startTime":760.48,"endTime":760.64,"body":"of"},{"speaker":"SPEAKER_01","startTime":760.64,"endTime":760.8,"body":"in"},{"speaker":"SPEAKER_01","startTime":760.8,"endTime":760.96,"body":"a"},{"speaker":"SPEAKER_01","startTime":760.96,"endTime":761.12,"body":"way"},{"speaker":"SPEAKER_01","startTime":761.28,"endTime":761.84,"body":"magically,"},{"speaker":"SPEAKER_01","startTime":761.92,"endTime":762.08,"body":"if"},{"speaker":"SPEAKER_01","startTime":762.08,"endTime":762.24,"body":"you"},{"speaker":"SPEAKER_01","startTime":762.24,"endTime":762.4,"body":"will."},{"speaker":"SPEAKER_01","startTime":762.72,"endTime":762.88,"body":"I"},{"speaker":"SPEAKER_01","startTime":762.88,"endTime":763.04,"body":"can"},{"speaker":"SPEAKER_01","startTime":763.04,"endTime":763.28,"body":"talk"},{"speaker":"SPEAKER_01","startTime":763.28,"endTime":763.44,"body":"more"},{"speaker":"SPEAKER_01","startTime":763.44,"endTime":763.6,"body":"about"},{"speaker":"SPEAKER_01","startTime":763.6,"endTime":763.76,"body":"that,"},{"speaker":"SPEAKER_01","startTime":763.84,"endTime":764.0,"body":"but"},{"speaker":"SPEAKER_01","startTime":764.0,"endTime":764.16,"body":"that"},{"speaker":"SPEAKER_01","startTime":764.16,"endTime":764.32,"body":"was"},{"speaker":"SPEAKER_01","startTime":764.32,"endTime":764.56,"body":"really"},{"speaker":"SPEAKER_01","startTime":764.56,"endTime":764.64,"body":"the"},{"speaker":"SPEAKER_01","startTime":764.64,"endTime":764.88,"body":"problem"},{"speaker":"SPEAKER_01","startTime":764.88,"endTime":765.12,"body":"that"},{"speaker":"SPEAKER_01","startTime":765.12,"endTime":765.28,"body":"we"},{"speaker":"SPEAKER_01","startTime":765.28,"endTime":765.68,"body":"felt"},{"speaker":"SPEAKER_01","startTime":765.68,"endTime":765.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":765.84,"endTime":766.16,"body":"saw"},{"speaker":"SPEAKER_01","startTime":766.16,"endTime":766.4,"body":"when"},{"speaker":"SPEAKER_01","startTime":766.4,"endTime":766.72,"body":"talking"},{"speaker":"SPEAKER_01","startTime":766.72,"endTime":766.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":766.88,"endTime":767.28,"body":"folks."},{"speaker":"SPEAKER_01","startTime":767.52,"endTime":767.76,"body":"And"},{"speaker":"SPEAKER_01","startTime":767.76,"endTime":768.0,"body":"what"},{"speaker":"SPEAKER_01","startTime":768.0,"endTime":768.16,"body":"is"},{"speaker":"SPEAKER_01","startTime":768.24,"endTime":768.4,"body":"so"},{"speaker":"SPEAKER_01","startTime":768.4,"endTime":768.8,"body":"interesting,"},{"speaker":"SPEAKER_01","startTime":768.88,"endTime":769.04,"body":"it"},{"speaker":"SPEAKER_01","startTime":769.04,"endTime":769.2,"body":"just"},{"speaker":"SPEAKER_01","startTime":769.68,"endTime":770.24,"body":"resonated"},{"speaker":"SPEAKER_01","startTime":770.24,"endTime":770.32,"body":"with"},{"speaker":"SPEAKER_01","startTime":770.32,"endTime":770.48,"body":"us."},{"speaker":"SPEAKER_01","startTime":770.56,"endTime":770.72,"body":"It"},{"speaker":"SPEAKER_01","startTime":770.72,"endTime":770.88,"body":"was"},{"speaker":"SPEAKER_01","startTime":770.88,"endTime":770.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":770.96,"endTime":771.28,"body":"same"},{"speaker":"SPEAKER_01","startTime":771.28,"endTime":771.6,"body":"exact"},{"speaker":"SPEAKER_01","startTime":771.6,"endTime":771.92,"body":"issue"},{"speaker":"SPEAKER_01","startTime":771.92,"endTime":772.08,"body":"we"},{"speaker":"SPEAKER_01","startTime":772.08,"endTime":772.24,"body":"were"},{"speaker":"SPEAKER_01","startTime":772.24,"endTime":772.64,"body":"facing"},{"speaker":"SPEAKER_01","startTime":772.64,"endTime":772.8,"body":"when"},{"speaker":"SPEAKER_01","startTime":772.8,"endTime":772.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":772.96,"endTime":773.2,"body":"were,"},{"speaker":"SPEAKER_01","startTime":773.28,"endTime":773.36,"body":"you"},{"speaker":"SPEAKER_01","startTime":773.36,"endTime":773.52,"body":"know,"},{"speaker":"SPEAKER_01","startTime":773.6,"endTime":774.0,"body":"coming"},{"speaker":"SPEAKER_01","startTime":774.0,"endTime":774.16,"body":"out"},{"speaker":"SPEAKER_01","startTime":774.16,"endTime":774.32,"body":"of"},{"speaker":"SPEAKER_01","startTime":774.32,"endTime":774.8,"body":"college,"},{"speaker":"SPEAKER_01","startTime":774.96,"endTime":775.28,"body":"just"},{"speaker":"SPEAKER_01","startTime":775.28,"endTime":775.92,"body":"taken"},{"speaker":"SPEAKER_01","startTime":775.92,"endTime":776.24,"body":"at"},{"speaker":"SPEAKER_01","startTime":776.24,"endTime":776.56,"body":"a"},{"speaker":"SPEAKER_01","startTime":776.64,"endTime":776.8,"body":"you"},{"speaker":"SPEAKER_01","startTime":776.8,"endTime":776.88,"body":"know"},{"speaker":"SPEAKER_01","startTime":777.12,"endTime":777.76,"body":"200,"},{"speaker":"SPEAKER_01","startTime":777.92,"endTime":778.8,"body":"100x"},{"speaker":"SPEAKER_01","startTime":779.04,"endTime":779.44,"body":"size,"},{"speaker":"SPEAKER_01","startTime":779.6,"endTime":779.76,"body":"right?"},{"speaker":"SPEAKER_01","startTime":779.92,"endTime":780.0,"body":"We"},{"speaker":"SPEAKER_01","startTime":780.08,"endTime":780.16,"body":"know"},{"speaker":"SPEAKER_01","startTime":780.48,"endTime":780.64,"body":"at"},{"speaker":"SPEAKER_01","startTime":780.64,"endTime":780.8,"body":"first"},{"speaker":"SPEAKER_01","startTime":780.88,"endTime":781.04,"body":"it"},{"speaker":"SPEAKER_01","startTime":781.04,"endTime":781.12,"body":"was"},{"speaker":"SPEAKER_01","startTime":781.12,"endTime":781.28,"body":"just"},{"speaker":"SPEAKER_01","startTime":781.28,"endTime":781.52,"body":"this"},{"speaker":"SPEAKER_01","startTime":781.52,"endTime":781.84,"body":"app"},{"speaker":"SPEAKER_01","startTime":781.84,"endTime":782.08,"body":"for"},{"speaker":"SPEAKER_01","startTime":782.08,"endTime":782.24,"body":"us,"},{"speaker":"SPEAKER_01","startTime":782.32,"endTime":782.48,"body":"and"},{"speaker":"SPEAKER_01","startTime":782.48,"endTime":782.64,"body":"now"},{"speaker":"SPEAKER_01","startTime":782.64,"endTime":782.88,"body":"we're"},{"speaker":"SPEAKER_01","startTime":782.88,"endTime":783.2,"body":"seeing"},{"speaker":"SPEAKER_01","startTime":783.2,"endTime":783.28,"body":"the"},{"speaker":"SPEAKER_01","startTime":783.28,"endTime":783.52,"body":"same"},{"speaker":"SPEAKER_01","startTime":783.52,"endTime":783.92,"body":"problems"},{"speaker":"SPEAKER_01","startTime":783.92,"endTime":784.08,"body":"with"},{"speaker":"SPEAKER_01","startTime":784.16,"endTime":784.24,"body":"you"},{"speaker":"SPEAKER_01","startTime":784.24,"endTime":784.32,"body":"know"},{"speaker":"SPEAKER_01","startTime":784.48,"endTime":785.2,"body":"billion-dollar"},{"speaker":"SPEAKER_01","startTime":785.2,"endTime":785.68,"body":"companies"},{"speaker":"SPEAKER_01","startTime":785.68,"endTime":785.92,"body":"like"},{"speaker":"SPEAKER_01","startTime":785.92,"endTime":786.64,"body":"SoFi."},{"speaker":"SPEAKER_01","startTime":786.72,"endTime":786.88,"body":"So"},{"speaker":"SPEAKER_01","startTime":786.96,"endTime":787.12,"body":"it"},{"speaker":"SPEAKER_01","startTime":787.12,"endTime":787.28,"body":"was"},{"speaker":"SPEAKER_01","startTime":787.28,"endTime":787.52,"body":"just"},{"speaker":"SPEAKER_01","startTime":787.52,"endTime":787.68,"body":"really"},{"speaker":"SPEAKER_01","startTime":787.68,"endTime":788.32,"body":"energizing"},{"speaker":"SPEAKER_01","startTime":788.32,"endTime":788.4,"body":"for"},{"speaker":"SPEAKER_01","startTime":788.4,"endTime":788.56,"body":"us"},{"speaker":"SPEAKER_01","startTime":788.56,"endTime":788.8,"body":"to"},{"speaker":"SPEAKER_01","startTime":788.8,"endTime":788.96,"body":"go"},{"speaker":"SPEAKER_01","startTime":788.96,"endTime":789.04,"body":"and"},{"speaker":"SPEAKER_01","startTime":789.2,"endTime":789.6,"body":"attack"},{"speaker":"SPEAKER_01","startTime":789.6,"endTime":789.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":789.76,"endTime":790.08,"body":"solve"},{"speaker":"SPEAKER_01","startTime":790.08,"endTime":790.32,"body":"that"},{"speaker":"SPEAKER_01","startTime":790.32,"endTime":790.56,"body":"problem"},{"speaker":"SPEAKER_01","startTime":790.56,"endTime":790.88,"body":"for"},{"speaker":"SPEAKER_01","startTime":790.88,"endTime":791.2,"body":"them."},{"speaker":"SPEAKER_02","startTime":791.6,"endTime":791.92,"body":"Okay."},{"speaker":"SPEAKER_02","startTime":792.16,"endTime":792.4,"body":"And"},{"speaker":"SPEAKER_02","startTime":792.4,"endTime":792.64,"body":"so"},{"speaker":"SPEAKER_02","startTime":792.8,"endTime":793.2,"body":"maybe"},{"speaker":"SPEAKER_02","startTime":793.2,"endTime":793.52,"body":"talk"},{"speaker":"SPEAKER_02","startTime":793.52,"endTime":793.68,"body":"about"},{"speaker":"SPEAKER_02","startTime":793.68,"endTime":793.84,"body":"the"},{"speaker":"SPEAKER_02","startTime":793.84,"endTime":794.48,"body":"customer"},{"speaker":"SPEAKER_02","startTime":794.48,"endTime":794.64,"body":"set."},{"speaker":"SPEAKER_02","startTime":794.72,"endTime":794.8,"body":"I"},{"speaker":"SPEAKER_02","startTime":794.8,"endTime":794.96,"body":"mean,"},{"speaker":"SPEAKER_02","startTime":795.04,"endTime":795.2,"body":"you've"},{"speaker":"SPEAKER_02","startTime":795.2,"endTime":795.36,"body":"mentioned"},{"speaker":"SPEAKER_02","startTime":795.44,"endTime":795.52,"body":"kind"},{"speaker":"SPEAKER_02","startTime":795.52,"endTime":795.68,"body":"of"},{"speaker":"SPEAKER_02","startTime":795.68,"endTime":796.24,"body":"fintechs"},{"speaker":"SPEAKER_02","startTime":796.24,"endTime":796.4,"body":"and"},{"speaker":"SPEAKER_02","startTime":796.4,"endTime":796.72,"body":"so-fi,"},{"speaker":"SPEAKER_02","startTime":797.04,"endTime":797.2,"body":"but"},{"speaker":"SPEAKER_02","startTime":797.2,"endTime":797.44,"body":"who"},{"speaker":"SPEAKER_02","startTime":797.44,"endTime":797.76,"body":"else"},{"speaker":"SPEAKER_02","startTime":797.84,"endTime":798.0,"body":"you"},{"speaker":"SPEAKER_02","startTime":798.0,"endTime":798.08,"body":"know"},{"speaker":"SPEAKER_02","startTime":798.24,"endTime":798.64,"body":"uses"},{"speaker":"SPEAKER_02","startTime":798.64,"endTime":798.88,"body":"your"},{"speaker":"SPEAKER_02","startTime":798.88,"endTime":799.2,"body":"products"},{"speaker":"SPEAKER_02","startTime":799.2,"endTime":799.36,"body":"and"},{"speaker":"SPEAKER_02","startTime":799.36,"endTime":799.92,"body":"services?"},{"speaker":"SPEAKER_01","startTime":800.24,"endTime":800.4,"body":"Yeah,"},{"speaker":"SPEAKER_01","startTime":800.48,"endTime":800.72,"body":"that's"},{"speaker":"SPEAKER_01","startTime":800.72,"endTime":800.8,"body":"a"},{"speaker":"SPEAKER_01","startTime":800.96,"endTime":801.12,"body":"that's"},{"speaker":"SPEAKER_01","startTime":801.12,"endTime":801.2,"body":"a"},{"speaker":"SPEAKER_01","startTime":801.2,"endTime":801.36,"body":"great"},{"speaker":"SPEAKER_01","startTime":801.36,"endTime":801.52,"body":"question."},{"speaker":"SPEAKER_01","startTime":801.6,"endTime":801.68,"body":"And"},{"speaker":"SPEAKER_01","startTime":801.76,"endTime":801.84,"body":"you"},{"speaker":"SPEAKER_01","startTime":801.84,"endTime":801.92,"body":"know,"},{"speaker":"SPEAKER_01","startTime":802.0,"endTime":802.16,"body":"we've"},{"speaker":"SPEAKER_01","startTime":802.16,"endTime":802.32,"body":"been"},{"speaker":"SPEAKER_01","startTime":802.32,"endTime":802.8,"body":"thankful"},{"speaker":"SPEAKER_01","startTime":802.96,"endTime":803.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":803.2,"endTime":803.44,"body":"have"},{"speaker":"SPEAKER_01","startTime":803.44,"endTime":803.52,"body":"a"},{"speaker":"SPEAKER_01","startTime":803.52,"endTime":803.76,"body":"great"},{"speaker":"SPEAKER_01","startTime":803.76,"endTime":804.32,"body":"opportunity"},{"speaker":"SPEAKER_01","startTime":804.32,"endTime":804.4,"body":"in"},{"speaker":"SPEAKER_01","startTime":804.4,"endTime":804.64,"body":"front"},{"speaker":"SPEAKER_01","startTime":804.64,"endTime":804.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":804.72,"endTime":804.88,"body":"us,"},{"speaker":"SPEAKER_01","startTime":804.96,"endTime":805.12,"body":"and"},{"speaker":"SPEAKER_01","startTime":805.12,"endTime":805.44,"body":"we've"},{"speaker":"SPEAKER_01","startTime":805.44,"endTime":805.6,"body":"been"},{"speaker":"SPEAKER_01","startTime":805.6,"endTime":805.84,"body":"able"},{"speaker":"SPEAKER_01","startTime":805.84,"endTime":806.0,"body":"to"},{"speaker":"SPEAKER_01","startTime":806.0,"endTime":806.24,"body":"take"},{"speaker":"SPEAKER_01","startTime":806.24,"endTime":806.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":806.4,"endTime":806.96,"body":"technology"},{"speaker":"SPEAKER_01","startTime":806.96,"endTime":807.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":807.2,"endTime":807.36,"body":"put"},{"speaker":"SPEAKER_01","startTime":807.36,"endTime":807.6,"body":"it"},{"speaker":"SPEAKER_01","startTime":807.6,"endTime":807.84,"body":"in"},{"speaker":"SPEAKER_01","startTime":807.84,"endTime":808.16,"body":"front"},{"speaker":"SPEAKER_01","startTime":808.16,"endTime":808.4,"body":"of"},{"speaker":"SPEAKER_01","startTime":808.4,"endTime":808.56,"body":"some"},{"speaker":"SPEAKER_01","startTime":808.56,"endTime":808.64,"body":"of"},{"speaker":"SPEAKER_01","startTime":808.64,"endTime":808.72,"body":"the"},{"speaker":"SPEAKER_01","startTime":808.72,"endTime":809.12,"body":"largest"},{"speaker":"SPEAKER_01","startTime":809.12,"endTime":809.76,"body":"fintechs"},{"speaker":"SPEAKER_01","startTime":809.76,"endTime":809.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":809.92,"endTime":810.24,"body":"financial"},{"speaker":"SPEAKER_01","startTime":810.24,"endTime":810.72,"body":"services"},{"speaker":"SPEAKER_01","startTime":810.72,"endTime":811.12,"body":"companies"},{"speaker":"SPEAKER_01","startTime":811.12,"endTime":811.36,"body":"out"},{"speaker":"SPEAKER_01","startTime":811.36,"endTime":811.6,"body":"there."},{"speaker":"SPEAKER_01","startTime":811.76,"endTime":811.92,"body":"So"},{"speaker":"SPEAKER_01","startTime":812.0,"endTime":812.16,"body":"some"},{"speaker":"SPEAKER_01","startTime":812.16,"endTime":812.32,"body":"of"},{"speaker":"SPEAKER_01","startTime":812.32,"endTime":812.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":812.4,"endTime":812.72,"body":"names"},{"speaker":"SPEAKER_01","startTime":812.72,"endTime":813.12,"body":"include"},{"speaker":"SPEAKER_01","startTime":813.2,"endTime":813.28,"body":"like,"},{"speaker":"SPEAKER_01","startTime":813.36,"endTime":813.44,"body":"you"},{"speaker":"SPEAKER_01","startTime":813.44,"endTime":813.6,"body":"know,"},{"speaker":"SPEAKER_01","startTime":813.84,"endTime":814.64,"body":"SoFi,"},{"speaker":"SPEAKER_01","startTime":814.8,"endTime":815.52,"body":"Figure,"},{"speaker":"SPEAKER_01","startTime":815.76,"endTime":816.0,"body":"some"},{"speaker":"SPEAKER_01","startTime":816.0,"endTime":816.16,"body":"of"},{"speaker":"SPEAKER_01","startTime":816.16,"endTime":816.24,"body":"the"},{"speaker":"SPEAKER_01","startTime":816.24,"endTime":816.64,"body":"bigger"},{"speaker":"SPEAKER_01","startTime":816.64,"endTime":816.8,"body":"ones,"},{"speaker":"SPEAKER_01","startTime":816.96,"endTime":817.04,"body":"like"},{"speaker":"SPEAKER_01","startTime":817.28,"endTime":817.36,"body":"folks"},{"speaker":"SPEAKER_01","startTime":817.44,"endTime":817.6,"body":"like"},{"speaker":"SPEAKER_01","startTime":817.6,"endTime":818.0,"body":"Credit"},{"speaker":"SPEAKER_01","startTime":818.0,"endTime":818.4,"body":"Karma"},{"speaker":"SPEAKER_01","startTime":818.4,"endTime":818.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":818.64,"endTime":819.2,"body":"Intuit,"},{"speaker":"SPEAKER_01","startTime":819.36,"endTime":819.52,"body":"where"},{"speaker":"SPEAKER_01","startTime":819.52,"endTime":819.76,"body":"they're"},{"speaker":"SPEAKER_01","startTime":819.76,"endTime":820.08,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":820.16,"endTime":820.48,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":820.64,"endTime":820.8,"body":"you"},{"speaker":"SPEAKER_01","startTime":820.8,"endTime":820.96,"body":"know,"},{"speaker":"SPEAKER_01","startTime":821.12,"endTime":821.44,"body":"we"},{"speaker":"SPEAKER_01","startTime":821.44,"endTime":821.6,"body":"have"},{"speaker":"SPEAKER_01","startTime":821.6,"endTime":821.84,"body":"a"},{"speaker":"SPEAKER_01","startTime":822.08,"endTime":822.4,"body":"big"},{"speaker":"SPEAKER_01","startTime":822.4,"endTime":822.88,"body":"swath"},{"speaker":"SPEAKER_01","startTime":822.96,"endTime":823.12,"body":"of"},{"speaker":"SPEAKER_01","startTime":823.12,"endTime":823.44,"body":"America,"},{"speaker":"SPEAKER_01","startTime":823.52,"endTime":823.68,"body":"right?"},{"speaker":"SPEAKER_01","startTime":823.76,"endTime":823.92,"body":"If"},{"speaker":"SPEAKER_01","startTime":823.92,"endTime":824.0,"body":"you"},{"speaker":"SPEAKER_01","startTime":824.0,"endTime":824.08,"body":"think"},{"speaker":"SPEAKER_01","startTime":824.08,"endTime":824.24,"body":"of"},{"speaker":"SPEAKER_01","startTime":824.24,"endTime":824.64,"body":"Credit"},{"speaker":"SPEAKER_01","startTime":824.64,"endTime":825.12,"body":"Karma,"},{"speaker":"SPEAKER_01","startTime":825.28,"endTime":825.36,"body":"they"},{"speaker":"SPEAKER_01","startTime":825.6,"endTime":825.92,"body":"have"},{"speaker":"SPEAKER_01","startTime":826.16,"endTime":826.56,"body":"almost"},{"speaker":"SPEAKER_01","startTime":826.56,"endTime":826.88,"body":"every"},{"speaker":"SPEAKER_01","startTime":826.88,"endTime":827.36,"body":"American"},{"speaker":"SPEAKER_01","startTime":827.44,"endTime":827.52,"body":"I"},{"speaker":"SPEAKER_01","startTime":827.52,"endTime":827.68,"body":"mean"},{"speaker":"SPEAKER_01","startTime":827.84,"endTime":828.0,"body":"has"},{"speaker":"SPEAKER_01","startTime":828.24,"endTime":828.32,"body":"a"},{"speaker":"SPEAKER_01","startTime":828.32,"endTime":828.64,"body":"Credit"},{"speaker":"SPEAKER_01","startTime":828.64,"endTime":829.12,"body":"Karma"},{"speaker":"SPEAKER_01","startTime":829.12,"endTime":829.44,"body":"account."},{"speaker":"SPEAKER_01","startTime":829.52,"endTime":829.68,"body":"So"},{"speaker":"SPEAKER_01","startTime":829.76,"endTime":829.92,"body":"now"},{"speaker":"SPEAKER_01","startTime":829.92,"endTime":830.16,"body":"they're"},{"speaker":"SPEAKER_01","startTime":830.16,"endTime":830.48,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":830.64,"endTime":830.88,"body":"how"},{"speaker":"SPEAKER_01","startTime":830.88,"endTime":831.12,"body":"can"},{"speaker":"SPEAKER_01","startTime":831.2,"endTime":831.68,"body":"method"},{"speaker":"SPEAKER_01","startTime":831.76,"endTime":831.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":832.0,"endTime":832.08,"body":"the"},{"speaker":"SPEAKER_01","startTime":832.08,"endTime":832.48,"body":"method"},{"speaker":"SPEAKER_01","startTime":832.48,"endTime":832.72,"body":"data"},{"speaker":"SPEAKER_01","startTime":832.72,"endTime":832.8,"body":"and"},{"speaker":"SPEAKER_01","startTime":832.8,"endTime":832.88,"body":"the"},{"speaker":"SPEAKER_01","startTime":832.88,"endTime":833.2,"body":"method"},{"speaker":"SPEAKER_01","startTime":833.2,"endTime":833.92,"body":"productivity"},{"speaker":"SPEAKER_01","startTime":834.08,"endTime":834.56,"body":"enable"},{"speaker":"SPEAKER_01","startTime":834.56,"endTime":834.64,"body":"a"},{"speaker":"SPEAKER_01","startTime":834.64,"endTime":834.96,"body":"better"},{"speaker":"SPEAKER_01","startTime":834.96,"endTime":835.36,"body":"financial"},{"speaker":"SPEAKER_01","startTime":835.36,"endTime":835.92,"body":"opportunity"},{"speaker":"SPEAKER_01","startTime":835.92,"endTime":836.08,"body":"for"},{"speaker":"SPEAKER_01","startTime":836.08,"endTime":836.24,"body":"all"},{"speaker":"SPEAKER_01","startTime":836.24,"endTime":836.48,"body":"these"},{"speaker":"SPEAKER_01","startTime":836.48,"endTime":836.88,"body":"Americans,"},{"speaker":"SPEAKER_01","startTime":836.96,"endTime":837.12,"body":"right?"},{"speaker":"SPEAKER_01","startTime":837.2,"endTime":837.28,"body":"And"},{"speaker":"SPEAKER_01","startTime":837.28,"endTime":837.44,"body":"I"},{"speaker":"SPEAKER_01","startTime":837.44,"endTime":837.6,"body":"think"},{"speaker":"SPEAKER_01","startTime":837.6,"endTime":837.92,"body":"that's"},{"speaker":"SPEAKER_01","startTime":837.92,"endTime":838.08,"body":"where"},{"speaker":"SPEAKER_01","startTime":838.24,"endTime":838.48,"body":"where"},{"speaker":"SPEAKER_01","startTime":838.48,"endTime":838.64,"body":"it"},{"speaker":"SPEAKER_01","startTime":838.64,"endTime":838.96,"body":"gets"},{"speaker":"SPEAKER_01","startTime":838.96,"endTime":839.12,"body":"really"},{"speaker":"SPEAKER_01","startTime":839.12,"endTime":839.6,"body":"exciting."},{"speaker":"SPEAKER_01","startTime":839.84,"endTime":840.24,"body":"Recently"},{"speaker":"SPEAKER_01","startTime":840.32,"endTime":840.48,"body":"we"},{"speaker":"SPEAKER_01","startTime":840.48,"endTime":840.8,"body":"started"},{"speaker":"SPEAKER_01","startTime":840.8,"endTime":841.04,"body":"to"},{"speaker":"SPEAKER_01","startTime":841.04,"endTime":841.36,"body":"move"},{"speaker":"SPEAKER_01","startTime":841.36,"endTime":842.08,"body":"beyond"},{"speaker":"SPEAKER_01","startTime":842.08,"endTime":842.4,"body":"just"},{"speaker":"SPEAKER_01","startTime":842.4,"endTime":842.88,"body":"lenders,"},{"speaker":"SPEAKER_01","startTime":843.04,"endTime":843.28,"body":"right?"},{"speaker":"SPEAKER_01","startTime":843.36,"endTime":843.44,"body":"Uh,"},{"speaker":"SPEAKER_01","startTime":843.6,"endTime":843.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":844.16,"endTime":844.24,"body":"the"},{"speaker":"SPEAKER_01","startTime":844.24,"endTime":844.72,"body":"lending"},{"speaker":"SPEAKER_01","startTime":844.72,"endTime":845.28,"body":"lifecycle"},{"speaker":"SPEAKER_01","startTime":845.36,"endTime":845.6,"body":"and"},{"speaker":"SPEAKER_01","startTime":845.6,"endTime":845.92,"body":"actually"},{"speaker":"SPEAKER_01","startTime":845.92,"endTime":846.24,"body":"moving"},{"speaker":"SPEAKER_01","startTime":846.24,"endTime":846.48,"body":"into"},{"speaker":"SPEAKER_01","startTime":846.48,"endTime":846.72,"body":"the"},{"speaker":"SPEAKER_01","startTime":846.72,"endTime":847.2,"body":"commerce"},{"speaker":"SPEAKER_01","startTime":847.2,"endTime":847.84,"body":"lifecycle."},{"speaker":"SPEAKER_01","startTime":848.0,"endTime":848.08,"body":"So"},{"speaker":"SPEAKER_01","startTime":848.24,"endTime":848.4,"body":"if"},{"speaker":"SPEAKER_01","startTime":848.4,"endTime":848.48,"body":"you"},{"speaker":"SPEAKER_01","startTime":848.48,"endTime":848.72,"body":"can"},{"speaker":"SPEAKER_01","startTime":848.72,"endTime":849.04,"body":"think"},{"speaker":"SPEAKER_01","startTime":849.04,"endTime":849.36,"body":"about"},{"speaker":"SPEAKER_01","startTime":849.36,"endTime":850.0,"body":"buying"},{"speaker":"SPEAKER_01","startTime":850.56,"endTime":850.96,"body":"something"},{"speaker":"SPEAKER_01","startTime":851.04,"endTime":851.2,"body":"or"},{"speaker":"SPEAKER_01","startTime":851.28,"endTime":851.52,"body":"or"},{"speaker":"SPEAKER_01","startTime":851.52,"endTime":852.0,"body":"paying"},{"speaker":"SPEAKER_01","startTime":852.0,"endTime":852.24,"body":"your"},{"speaker":"SPEAKER_01","startTime":852.24,"endTime":852.48,"body":"rent,"},{"speaker":"SPEAKER_01","startTime":852.56,"endTime":852.88,"body":"right?"},{"speaker":"SPEAKER_01","startTime":853.04,"endTime":853.28,"body":"Those"},{"speaker":"SPEAKER_01","startTime":853.28,"endTime":853.44,"body":"are"},{"speaker":"SPEAKER_01","startTime":853.44,"endTime":853.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":853.6,"endTime":853.92,"body":"life"},{"speaker":"SPEAKER_01","startTime":853.92,"endTime":854.4,"body":"cycles"},{"speaker":"SPEAKER_01","startTime":854.4,"endTime":854.72,"body":"where"},{"speaker":"SPEAKER_01","startTime":854.72,"endTime":855.12,"body":"credit"},{"speaker":"SPEAKER_01","startTime":855.12,"endTime":855.28,"body":"is"},{"speaker":"SPEAKER_01","startTime":855.28,"endTime":855.52,"body":"still"},{"speaker":"SPEAKER_01","startTime":855.52,"endTime":855.6,"body":"in"},{"speaker":"SPEAKER_01","startTime":855.6,"endTime":855.76,"body":"the"},{"speaker":"SPEAKER_01","startTime":855.76,"endTime":856.08,"body":"mix"},{"speaker":"SPEAKER_01","startTime":856.16,"endTime":856.4,"body":"and"},{"speaker":"SPEAKER_01","startTime":856.4,"endTime":856.56,"body":"we"},{"speaker":"SPEAKER_01","startTime":856.56,"endTime":856.72,"body":"can"},{"speaker":"SPEAKER_01","startTime":856.72,"endTime":856.88,"body":"go"},{"speaker":"SPEAKER_01","startTime":856.88,"endTime":857.12,"body":"and"},{"speaker":"SPEAKER_01","startTime":857.12,"endTime":857.52,"body":"support"},{"speaker":"SPEAKER_01","startTime":857.52,"endTime":857.84,"body":"those"},{"speaker":"SPEAKER_01","startTime":857.84,"endTime":858.32,"body":"credit"},{"speaker":"SPEAKER_01","startTime":858.32,"endTime":858.96,"body":"payments"},{"speaker":"SPEAKER_01","startTime":859.2,"endTime":859.52,"body":"with"},{"speaker":"SPEAKER_01","startTime":859.52,"endTime":859.76,"body":"our"},{"speaker":"SPEAKER_01","startTime":859.76,"endTime":860.16,"body":"same"},{"speaker":"SPEAKER_01","startTime":860.16,"endTime":860.56,"body":"two-way"},{"speaker":"SPEAKER_01","startTime":860.72,"endTime":861.04,"body":"data"},{"speaker":"SPEAKER_01","startTime":861.04,"endTime":861.76,"body":"connectivity."},{"speaker":"SPEAKER_01","startTime":862.0,"endTime":862.16,"body":"So"},{"speaker":"SPEAKER_01","startTime":862.32,"endTime":862.8,"body":"started"},{"speaker":"SPEAKER_01","startTime":862.8,"endTime":863.04,"body":"working"},{"speaker":"SPEAKER_01","startTime":863.04,"endTime":863.2,"body":"with"},{"speaker":"SPEAKER_01","startTime":863.2,"endTime":863.6,"body":"folks"},{"speaker":"SPEAKER_01","startTime":863.6,"endTime":863.84,"body":"like"},{"speaker":"SPEAKER_01","startTime":863.84,"endTime":864.32,"body":"Built,"},{"speaker":"SPEAKER_01","startTime":864.72,"endTime":864.96,"body":"where"},{"speaker":"SPEAKER_01","startTime":865.04,"endTime":865.2,"body":"you"},{"speaker":"SPEAKER_01","startTime":865.2,"endTime":865.28,"body":"know,"},{"speaker":"SPEAKER_01","startTime":865.36,"endTime":865.52,"body":"when"},{"speaker":"SPEAKER_01","startTime":865.52,"endTime":865.68,"body":"you"},{"speaker":"SPEAKER_01","startTime":865.68,"endTime":865.84,"body":"go"},{"speaker":"SPEAKER_01","startTime":865.84,"endTime":866.0,"body":"and"},{"speaker":"SPEAKER_01","startTime":866.0,"endTime":866.24,"body":"pay"},{"speaker":"SPEAKER_01","startTime":866.24,"endTime":866.4,"body":"off"},{"speaker":"SPEAKER_01","startTime":866.4,"endTime":866.56,"body":"your"},{"speaker":"SPEAKER_01","startTime":866.56,"endTime":866.88,"body":"rent,"},{"speaker":"SPEAKER_01","startTime":866.96,"endTime":867.04,"body":"I"},{"speaker":"SPEAKER_01","startTime":867.28,"endTime":867.52,"body":"learned"},{"speaker":"SPEAKER_01","startTime":867.6,"endTime":868.0,"body":"rewards"},{"speaker":"SPEAKER_01","startTime":868.0,"endTime":868.08,"body":"on"},{"speaker":"SPEAKER_01","startTime":868.08,"endTime":868.24,"body":"that"},{"speaker":"SPEAKER_01","startTime":868.32,"endTime":868.48,"body":"on"},{"speaker":"SPEAKER_01","startTime":868.48,"endTime":868.64,"body":"that"},{"speaker":"SPEAKER_01","startTime":868.64,"endTime":869.12,"body":"payment,"},{"speaker":"SPEAKER_01","startTime":869.36,"endTime":869.84,"body":"methods"},{"speaker":"SPEAKER_01","startTime":869.92,"endTime":870.0,"body":"in"},{"speaker":"SPEAKER_01","startTime":870.0,"endTime":870.08,"body":"the"},{"speaker":"SPEAKER_01","startTime":870.16,"endTime":870.24,"body":"in"},{"speaker":"SPEAKER_01","startTime":870.24,"endTime":870.32,"body":"the"},{"speaker":"SPEAKER_01","startTime":870.4,"endTime":870.48,"body":"in"},{"speaker":"SPEAKER_01","startTime":870.48,"endTime":870.56,"body":"the"},{"speaker":"SPEAKER_01","startTime":870.56,"endTime":870.88,"body":"loop,"},{"speaker":"SPEAKER_01","startTime":871.04,"endTime":871.28,"body":"making"},{"speaker":"SPEAKER_01","startTime":871.28,"endTime":871.52,"body":"sure"},{"speaker":"SPEAKER_01","startTime":871.52,"endTime":871.6,"body":"that"},{"speaker":"SPEAKER_01","startTime":871.6,"endTime":871.84,"body":"your"},{"speaker":"SPEAKER_01","startTime":871.84,"endTime":872.16,"body":"credit"},{"speaker":"SPEAKER_01","startTime":872.16,"endTime":872.4,"body":"card"},{"speaker":"SPEAKER_01","startTime":872.4,"endTime":872.72,"body":"isn't"},{"speaker":"SPEAKER_01","startTime":872.88,"endTime":873.12,"body":"rolled"},{"speaker":"SPEAKER_01","startTime":873.2,"endTime":873.36,"body":"and"},{"speaker":"SPEAKER_01","startTime":873.36,"endTime":873.6,"body":"making"},{"speaker":"SPEAKER_01","startTime":873.6,"endTime":873.76,"body":"sure"},{"speaker":"SPEAKER_01","startTime":873.76,"endTime":873.84,"body":"that"},{"speaker":"SPEAKER_01","startTime":873.84,"endTime":874.0,"body":"your"},{"speaker":"SPEAKER_01","startTime":874.0,"endTime":874.32,"body":"credit"},{"speaker":"SPEAKER_01","startTime":874.32,"endTime":874.64,"body":"card"},{"speaker":"SPEAKER_01","startTime":874.64,"endTime":874.8,"body":"is"},{"speaker":"SPEAKER_01","startTime":874.8,"endTime":875.12,"body":"valid"},{"speaker":"SPEAKER_01","startTime":875.2,"endTime":875.44,"body":"and"},{"speaker":"SPEAKER_01","startTime":875.44,"endTime":875.68,"body":"that"},{"speaker":"SPEAKER_01","startTime":875.68,"endTime":876.0,"body":"you"},{"speaker":"SPEAKER_01","startTime":876.0,"endTime":876.32,"body":"are"},{"speaker":"SPEAKER_01","startTime":876.32,"endTime":876.72,"body":"seeing"},{"speaker":"SPEAKER_01","startTime":876.72,"endTime":876.88,"body":"all"},{"speaker":"SPEAKER_01","startTime":876.88,"endTime":877.04,"body":"the"},{"speaker":"SPEAKER_01","startTime":877.04,"endTime":877.28,"body":"cards"},{"speaker":"SPEAKER_01","startTime":877.36,"endTime":877.52,"body":"in"},{"speaker":"SPEAKER_01","startTime":877.52,"endTime":877.68,"body":"your"},{"speaker":"SPEAKER_01","startTime":877.68,"endTime":878.08,"body":"wallet"},{"speaker":"SPEAKER_01","startTime":878.08,"endTime":878.32,"body":"in"},{"speaker":"SPEAKER_01","startTime":878.32,"endTime":878.56,"body":"one"},{"speaker":"SPEAKER_01","startTime":878.56,"endTime":879.2,"body":"checkout"},{"speaker":"SPEAKER_01","startTime":879.2,"endTime":879.68,"body":"experience,"},{"speaker":"SPEAKER_01","startTime":879.76,"endTime":879.92,"body":"right?"},{"speaker":"SPEAKER_01","startTime":880.08,"endTime":880.24,"body":"So"},{"speaker":"SPEAKER_01","startTime":880.32,"endTime":880.56,"body":"that's"},{"speaker":"SPEAKER_01","startTime":880.56,"endTime":880.72,"body":"where"},{"speaker":"SPEAKER_01","startTime":880.72,"endTime":880.88,"body":"we've"},{"speaker":"SPEAKER_01","startTime":880.88,"endTime":881.04,"body":"been"},{"speaker":"SPEAKER_01","startTime":881.04,"endTime":881.28,"body":"able"},{"speaker":"SPEAKER_01","startTime":881.28,"endTime":881.44,"body":"to"},{"speaker":"SPEAKER_01","startTime":881.44,"endTime":881.68,"body":"go"},{"speaker":"SPEAKER_01","startTime":881.68,"endTime":881.92,"body":"most"},{"speaker":"SPEAKER_01","startTime":881.92,"endTime":882.48,"body":"recently,"},{"speaker":"SPEAKER_01","startTime":882.56,"endTime":882.8,"body":"but"},{"speaker":"SPEAKER_01","startTime":882.8,"endTime":883.04,"body":"again,"},{"speaker":"SPEAKER_01","startTime":883.12,"endTime":883.36,"body":"all"},{"speaker":"SPEAKER_01","startTime":883.36,"endTime":883.52,"body":"in"},{"speaker":"SPEAKER_01","startTime":883.52,"endTime":883.76,"body":"the"},{"speaker":"SPEAKER_01","startTime":883.76,"endTime":884.24,"body":"same"},{"speaker":"SPEAKER_01","startTime":884.24,"endTime":884.8,"body":"credit"},{"speaker":"SPEAKER_01","startTime":884.8,"endTime":885.44,"body":"landscape"},{"speaker":"SPEAKER_01","startTime":885.44,"endTime":885.68,"body":"and"},{"speaker":"SPEAKER_01","startTime":885.68,"endTime":886.08,"body":"credit"},{"speaker":"SPEAKER_01","startTime":886.08,"endTime":886.8,"body":"opportunity."},{"speaker":"SPEAKER_02","startTime":887.2,"endTime":887.28,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":887.36,"endTime":887.6,"body":"what"},{"speaker":"SPEAKER_02","startTime":887.6,"endTime":887.84,"body":"would"},{"speaker":"SPEAKER_02","startTime":887.84,"endTime":888.08,"body":"you"},{"speaker":"SPEAKER_02","startTime":888.08,"endTime":888.4,"body":"say"},{"speaker":"SPEAKER_02","startTime":888.4,"endTime":889.36,"body":"differentiates"},{"speaker":"SPEAKER_02","startTime":889.44,"endTime":889.76,"body":"method"},{"speaker":"SPEAKER_02","startTime":890.0,"endTime":890.24,"body":"from"},{"speaker":"SPEAKER_02","startTime":890.24,"endTime":890.4,"body":"your"},{"speaker":"SPEAKER_02","startTime":890.4,"endTime":891.28,"body":"competitors?"},{"speaker":"SPEAKER_01","startTime":891.68,"endTime":891.84,"body":"Yeah,"},{"speaker":"SPEAKER_01","startTime":891.92,"endTime":892.32,"body":"that's"},{"speaker":"SPEAKER_01","startTime":892.32,"endTime":892.56,"body":"it's"},{"speaker":"SPEAKER_01","startTime":892.56,"endTime":892.64,"body":"a"},{"speaker":"SPEAKER_01","startTime":892.64,"endTime":892.8,"body":"really"},{"speaker":"SPEAKER_01","startTime":892.8,"endTime":892.96,"body":"good"},{"speaker":"SPEAKER_01","startTime":892.96,"endTime":893.2,"body":"question."},{"speaker":"SPEAKER_01","startTime":893.36,"endTime":893.44,"body":"You"},{"speaker":"SPEAKER_01","startTime":893.44,"endTime":893.6,"body":"know,"},{"speaker":"SPEAKER_01","startTime":893.68,"endTime":893.84,"body":"by"},{"speaker":"SPEAKER_01","startTime":893.84,"endTime":894.08,"body":"and"},{"speaker":"SPEAKER_01","startTime":894.08,"endTime":894.4,"body":"large,"},{"speaker":"SPEAKER_01","startTime":894.64,"endTime":894.88,"body":"we"},{"speaker":"SPEAKER_01","startTime":894.88,"endTime":895.2,"body":"think"},{"speaker":"SPEAKER_01","startTime":895.2,"endTime":895.36,"body":"about"},{"speaker":"SPEAKER_01","startTime":895.36,"endTime":896.0,"body":"competitors,"},{"speaker":"SPEAKER_01","startTime":896.08,"endTime":896.32,"body":"we"},{"speaker":"SPEAKER_01","startTime":896.32,"endTime":896.48,"body":"are"},{"speaker":"SPEAKER_01","startTime":896.48,"endTime":896.88,"body":"thinking"},{"speaker":"SPEAKER_01","startTime":896.88,"endTime":897.04,"body":"about"},{"speaker":"SPEAKER_01","startTime":897.04,"endTime":897.28,"body":"it"},{"speaker":"SPEAKER_01","startTime":897.28,"endTime":897.44,"body":"in"},{"speaker":"SPEAKER_01","startTime":897.44,"endTime":897.68,"body":"two"},{"speaker":"SPEAKER_01","startTime":897.68,"endTime":897.92,"body":"ways."},{"speaker":"SPEAKER_01","startTime":898.08,"endTime":898.4,"body":"One"},{"speaker":"SPEAKER_01","startTime":898.4,"endTime":898.56,"body":"is"},{"speaker":"SPEAKER_01","startTime":898.72,"endTime":898.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":898.96,"endTime":899.52,"body":"current"},{"speaker":"SPEAKER_01","startTime":899.52,"endTime":899.92,"body":"actions"},{"speaker":"SPEAKER_01","startTime":899.92,"endTime":900.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":900.08,"endTime":900.24,"body":"are"},{"speaker":"SPEAKER_01","startTime":900.24,"endTime":900.64,"body":"happening,"},{"speaker":"SPEAKER_01","startTime":900.72,"endTime":900.96,"body":"right?"},{"speaker":"SPEAKER_01","startTime":901.04,"endTime":901.2,"body":"And"},{"speaker":"SPEAKER_01","startTime":901.2,"endTime":901.36,"body":"then"},{"speaker":"SPEAKER_01","startTime":901.36,"endTime":901.52,"body":"two"},{"speaker":"SPEAKER_01","startTime":901.6,"endTime":901.68,"body":"is"},{"speaker":"SPEAKER_01","startTime":901.84,"endTime":902.08,"body":"like"},{"speaker":"SPEAKER_01","startTime":902.08,"endTime":902.32,"body":"what"},{"speaker":"SPEAKER_01","startTime":902.32,"endTime":902.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":902.48,"endTime":902.8,"body":"future"},{"speaker":"SPEAKER_01","startTime":902.8,"endTime":903.2,"body":"state"},{"speaker":"SPEAKER_01","startTime":903.2,"endTime":903.36,"body":"could"},{"speaker":"SPEAKER_01","startTime":903.36,"endTime":903.52,"body":"look"},{"speaker":"SPEAKER_01","startTime":903.52,"endTime":903.68,"body":"like,"},{"speaker":"SPEAKER_01","startTime":903.76,"endTime":903.92,"body":"right?"},{"speaker":"SPEAKER_01","startTime":904.0,"endTime":904.08,"body":"And"},{"speaker":"SPEAKER_01","startTime":904.08,"endTime":904.24,"body":"that"},{"speaker":"SPEAKER_01","startTime":904.24,"endTime":904.8,"body":"SOFI"},{"speaker":"SPEAKER_01","startTime":904.96,"endTime":905.28,"body":"example"},{"speaker":"SPEAKER_01","startTime":905.28,"endTime":905.76,"body":"earlier"},{"speaker":"SPEAKER_01","startTime":905.84,"endTime":906.08,"body":"of"},{"speaker":"SPEAKER_01","startTime":906.08,"endTime":906.56,"body":"mailing"},{"speaker":"SPEAKER_01","startTime":906.56,"endTime":906.96,"body":"checks,"},{"speaker":"SPEAKER_01","startTime":907.04,"endTime":907.2,"body":"for"},{"speaker":"SPEAKER_01","startTime":907.2,"endTime":907.76,"body":"example,"},{"speaker":"SPEAKER_01","startTime":907.92,"endTime":908.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":908.08,"endTime":908.24,"body":"was"},{"speaker":"SPEAKER_01","startTime":908.24,"endTime":908.4,"body":"kind"},{"speaker":"SPEAKER_01","startTime":908.4,"endTime":908.48,"body":"of"},{"speaker":"SPEAKER_01","startTime":908.48,"endTime":908.64,"body":"one"},{"speaker":"SPEAKER_01","startTime":908.64,"endTime":908.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":908.72,"endTime":908.88,"body":"the"},{"speaker":"SPEAKER_01","startTime":908.96,"endTime":909.12,"body":"one"},{"speaker":"SPEAKER_01","startTime":909.12,"endTime":909.2,"body":"of"},{"speaker":"SPEAKER_01","startTime":909.2,"endTime":909.28,"body":"the"},{"speaker":"SPEAKER_01","startTime":909.28,"endTime":909.84,"body":"competitions"},{"speaker":"SPEAKER_01","startTime":909.84,"endTime":909.92,"body":"that"},{"speaker":"SPEAKER_01","startTime":909.92,"endTime":910.08,"body":"we"},{"speaker":"SPEAKER_01","startTime":910.08,"endTime":910.16,"body":"were"},{"speaker":"SPEAKER_01","startTime":910.24,"endTime":910.48,"body":"facing,"},{"speaker":"SPEAKER_01","startTime":910.56,"endTime":910.72,"body":"which"},{"speaker":"SPEAKER_01","startTime":910.72,"endTime":910.88,"body":"was"},{"speaker":"SPEAKER_01","startTime":910.88,"endTime":910.96,"body":"like,"},{"speaker":"SPEAKER_01","startTime":911.04,"endTime":911.2,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":911.28,"endTime":911.52,"body":"we've"},{"speaker":"SPEAKER_01","startTime":911.52,"endTime":911.6,"body":"been"},{"speaker":"SPEAKER_01","startTime":911.6,"endTime":912.0,"body":"doing"},{"speaker":"SPEAKER_01","startTime":912.0,"endTime":912.32,"body":"this"},{"speaker":"SPEAKER_01","startTime":912.32,"endTime":912.64,"body":"for"},{"speaker":"SPEAKER_01","startTime":912.64,"endTime":913.12,"body":"years,"},{"speaker":"SPEAKER_01","startTime":913.28,"endTime":913.52,"body":"right?"},{"speaker":"SPEAKER_01","startTime":913.6,"endTime":913.76,"body":"And"},{"speaker":"SPEAKER_01","startTime":913.76,"endTime":913.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":913.92,"endTime":914.08,"body":"have"},{"speaker":"SPEAKER_01","startTime":914.08,"endTime":914.24,"body":"a"},{"speaker":"SPEAKER_01","startTime":914.24,"endTime":914.72,"body":"payment"},{"speaker":"SPEAKER_01","startTime":914.72,"endTime":915.2,"body":"operations"},{"speaker":"SPEAKER_01","startTime":915.2,"endTime":915.36,"body":"team"},{"speaker":"SPEAKER_01","startTime":915.44,"endTime":915.76,"body":"that's"},{"speaker":"SPEAKER_01","startTime":915.76,"endTime":916.0,"body":"able"},{"speaker":"SPEAKER_01","startTime":916.0,"endTime":916.08,"body":"to"},{"speaker":"SPEAKER_01","startTime":916.08,"endTime":916.64,"body":"handle"},{"speaker":"SPEAKER_01","startTime":916.64,"endTime":916.88,"body":"this"},{"speaker":"SPEAKER_01","startTime":916.88,"endTime":917.2,"body":"really"},{"speaker":"SPEAKER_01","startTime":917.2,"endTime":917.44,"body":"well,"},{"speaker":"SPEAKER_01","startTime":917.52,"endTime":917.84,"body":"right?"},{"speaker":"SPEAKER_01","startTime":918.0,"endTime":918.4,"body":"Like"},{"speaker":"SPEAKER_01","startTime":918.72,"endTime":918.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":918.96,"endTime":919.2,"body":"don't"},{"speaker":"SPEAKER_01","startTime":919.2,"endTime":919.52,"body":"need"},{"speaker":"SPEAKER_01","startTime":919.52,"endTime":919.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":919.68,"endTime":919.84,"body":"do"},{"speaker":"SPEAKER_01","startTime":919.84,"endTime":920.24,"body":"anything,"},{"speaker":"SPEAKER_01","startTime":920.4,"endTime":920.64,"body":"right?"},{"speaker":"SPEAKER_01","startTime":920.88,"endTime":921.04,"body":"So"},{"speaker":"SPEAKER_01","startTime":921.12,"endTime":921.36,"body":"that's"},{"speaker":"SPEAKER_01","startTime":921.36,"endTime":921.52,"body":"one"},{"speaker":"SPEAKER_01","startTime":921.52,"endTime":921.68,"body":"of"},{"speaker":"SPEAKER_01","startTime":921.68,"endTime":921.92,"body":"those"},{"speaker":"SPEAKER_01","startTime":922.0,"endTime":922.24,"body":"of"},{"speaker":"SPEAKER_01","startTime":922.32,"endTime":922.48,"body":"like"},{"speaker":"SPEAKER_01","startTime":922.56,"endTime":922.88,"body":"not"},{"speaker":"SPEAKER_01","startTime":922.88,"endTime":923.2,"body":"needing"},{"speaker":"SPEAKER_01","startTime":923.2,"endTime":923.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":923.36,"endTime":923.52,"body":"do"},{"speaker":"SPEAKER_01","startTime":923.52,"endTime":923.92,"body":"anything."},{"speaker":"SPEAKER_01","startTime":924.08,"endTime":924.24,"body":"But"},{"speaker":"SPEAKER_01","startTime":924.24,"endTime":924.56,"body":"once"},{"speaker":"SPEAKER_01","startTime":924.56,"endTime":924.72,"body":"they"},{"speaker":"SPEAKER_01","startTime":924.72,"endTime":924.96,"body":"start"},{"speaker":"SPEAKER_01","startTime":924.96,"endTime":925.04,"body":"to"},{"speaker":"SPEAKER_01","startTime":925.04,"endTime":925.2,"body":"see"},{"speaker":"SPEAKER_01","startTime":925.2,"endTime":925.36,"body":"the"},{"speaker":"SPEAKER_01","startTime":925.36,"endTime":926.08,"body":"ROI"},{"speaker":"SPEAKER_01","startTime":926.08,"endTime":926.32,"body":"and"},{"speaker":"SPEAKER_01","startTime":926.32,"endTime":926.56,"body":"they"},{"speaker":"SPEAKER_01","startTime":926.56,"endTime":926.72,"body":"see"},{"speaker":"SPEAKER_01","startTime":926.72,"endTime":926.8,"body":"the"},{"speaker":"SPEAKER_01","startTime":926.8,"endTime":927.12,"body":"value"},{"speaker":"SPEAKER_01","startTime":927.12,"endTime":927.28,"body":"of"},{"speaker":"SPEAKER_01","startTime":927.28,"endTime":927.44,"body":"this"},{"speaker":"SPEAKER_01","startTime":927.44,"endTime":927.68,"body":"whole"},{"speaker":"SPEAKER_01","startTime":927.68,"endTime":928.24,"body":"integrative"},{"speaker":"SPEAKER_01","startTime":928.24,"endTime":928.56,"body":"life"},{"speaker":"SPEAKER_01","startTime":928.56,"endTime":928.96,"body":"cycle,"},{"speaker":"SPEAKER_01","startTime":929.12,"endTime":929.36,"body":"then"},{"speaker":"SPEAKER_01","startTime":929.36,"endTime":929.52,"body":"it's"},{"speaker":"SPEAKER_01","startTime":929.52,"endTime":929.6,"body":"kind"},{"speaker":"SPEAKER_01","startTime":929.6,"endTime":929.68,"body":"of"},{"speaker":"SPEAKER_01","startTime":929.68,"endTime":929.84,"body":"like"},{"speaker":"SPEAKER_01","startTime":929.84,"endTime":929.92,"body":"a"},{"speaker":"SPEAKER_01","startTime":929.92,"endTime":930.24,"body":"light"},{"speaker":"SPEAKER_01","startTime":930.24,"endTime":930.64,"body":"bulb"},{"speaker":"SPEAKER_01","startTime":930.64,"endTime":930.88,"body":"moment,"},{"speaker":"SPEAKER_01","startTime":930.96,"endTime":931.12,"body":"right?"},{"speaker":"SPEAKER_01","startTime":931.2,"endTime":931.36,"body":"It's"},{"speaker":"SPEAKER_01","startTime":931.36,"endTime":931.44,"body":"like,"},{"speaker":"SPEAKER_01","startTime":931.52,"endTime":931.68,"body":"oh"},{"speaker":"SPEAKER_01","startTime":931.76,"endTime":931.92,"body":"yeah,"},{"speaker":"SPEAKER_01","startTime":932.0,"endTime":932.16,"body":"that"},{"speaker":"SPEAKER_01","startTime":932.16,"endTime":932.48,"body":"makes"},{"speaker":"SPEAKER_01","startTime":932.48,"endTime":932.88,"body":"perfect"},{"speaker":"SPEAKER_01","startTime":932.88,"endTime":933.2,"body":"sense."},{"speaker":"SPEAKER_01","startTime":933.44,"endTime":933.68,"body":"On"},{"speaker":"SPEAKER_01","startTime":933.68,"endTime":933.84,"body":"the"},{"speaker":"SPEAKER_01","startTime":933.84,"endTime":934.0,"body":"other"},{"speaker":"SPEAKER_01","startTime":934.0,"endTime":934.32,"body":"side,"},{"speaker":"SPEAKER_01","startTime":934.4,"endTime":934.64,"body":"there's"},{"speaker":"SPEAKER_01","startTime":934.64,"endTime":934.72,"body":"a"},{"speaker":"SPEAKER_01","startTime":934.72,"endTime":934.88,"body":"lot"},{"speaker":"SPEAKER_01","startTime":934.88,"endTime":934.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":934.96,"endTime":935.36,"body":"solutions"},{"speaker":"SPEAKER_01","startTime":935.36,"endTime":935.52,"body":"that"},{"speaker":"SPEAKER_01","startTime":935.52,"endTime":935.76,"body":"do"},{"speaker":"SPEAKER_01","startTime":935.76,"endTime":936.16,"body":"enable"},{"speaker":"SPEAKER_01","startTime":936.16,"endTime":936.32,"body":"you"},{"speaker":"SPEAKER_01","startTime":936.32,"endTime":936.48,"body":"to"},{"speaker":"SPEAKER_01","startTime":936.48,"endTime":936.64,"body":"make"},{"speaker":"SPEAKER_01","startTime":936.64,"endTime":937.12,"body":"payments"},{"speaker":"SPEAKER_01","startTime":937.12,"endTime":937.28,"body":"to"},{"speaker":"SPEAKER_01","startTime":937.28,"endTime":937.6,"body":"credit"},{"speaker":"SPEAKER_01","startTime":937.6,"endTime":937.84,"body":"cards,"},{"speaker":"SPEAKER_01","startTime":937.92,"endTime":938.08,"body":"right?"},{"speaker":"SPEAKER_01","startTime":938.16,"endTime":938.24,"body":"Like"},{"speaker":"SPEAKER_01","startTime":938.32,"endTime":938.48,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":938.48,"endTime":938.64,"body":"not,"},{"speaker":"SPEAKER_01","startTime":938.72,"endTime":938.88,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":938.88,"endTime":939.04,"body":"not"},{"speaker":"SPEAKER_01","startTime":939.04,"endTime":939.28,"body":"gonna"},{"speaker":"SPEAKER_01","startTime":939.28,"endTime":939.44,"body":"tell"},{"speaker":"SPEAKER_01","startTime":939.44,"endTime":939.52,"body":"you"},{"speaker":"SPEAKER_01","startTime":939.52,"endTime":939.68,"body":"that"},{"speaker":"SPEAKER_01","startTime":939.68,"endTime":939.84,"body":"we"},{"speaker":"SPEAKER_01","startTime":939.84,"endTime":940.4,"body":"invented,"},{"speaker":"SPEAKER_01","startTime":940.48,"endTime":940.64,"body":"you"},{"speaker":"SPEAKER_01","startTime":940.64,"endTime":940.72,"body":"know,"},{"speaker":"SPEAKER_01","startTime":940.96,"endTime":941.52,"body":"payouts"},{"speaker":"SPEAKER_01","startTime":941.52,"endTime":941.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":941.68,"endTime":942.0,"body":"credit"},{"speaker":"SPEAKER_01","startTime":942.0,"endTime":942.16,"body":"cards"},{"speaker":"SPEAKER_01","startTime":942.24,"endTime":942.32,"body":"or"},{"speaker":"SPEAKER_01","startTime":942.32,"endTime":942.8,"body":"payouts"},{"speaker":"SPEAKER_01","startTime":942.8,"endTime":942.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":942.88,"endTime":943.2,"body":"debit"},{"speaker":"SPEAKER_01","startTime":943.2,"endTime":943.52,"body":"cards,"},{"speaker":"SPEAKER_01","startTime":943.6,"endTime":943.84,"body":"right?"},{"speaker":"SPEAKER_01","startTime":944.16,"endTime":944.32,"body":"A"},{"speaker":"SPEAKER_01","startTime":944.32,"endTime":944.48,"body":"lot"},{"speaker":"SPEAKER_01","startTime":944.48,"endTime":944.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":944.72,"endTime":945.04,"body":"them"},{"speaker":"SPEAKER_01","startTime":945.04,"endTime":945.28,"body":"have"},{"speaker":"SPEAKER_01","startTime":945.28,"endTime":945.52,"body":"a"},{"speaker":"SPEAKER_01","startTime":945.52,"endTime":945.68,"body":"lot"},{"speaker":"SPEAKER_01","startTime":945.68,"endTime":945.92,"body":"of"},{"speaker":"SPEAKER_01","startTime":945.92,"endTime":946.48,"body":"steps"},{"speaker":"SPEAKER_01","startTime":946.48,"endTime":946.64,"body":"that"},{"speaker":"SPEAKER_01","startTime":946.8,"endTime":946.96,"body":"you"},{"speaker":"SPEAKER_01","startTime":946.96,"endTime":947.04,"body":"know"},{"speaker":"SPEAKER_01","startTime":947.12,"endTime":947.28,"body":"are"},{"speaker":"SPEAKER_01","startTime":947.28,"endTime":947.68,"body":"required"},{"speaker":"SPEAKER_01","startTime":947.68,"endTime":947.84,"body":"for"},{"speaker":"SPEAKER_01","startTime":947.84,"endTime":948.0,"body":"you"},{"speaker":"SPEAKER_01","startTime":948.0,"endTime":948.16,"body":"to"},{"speaker":"SPEAKER_01","startTime":948.16,"endTime":948.56,"body":"enable"},{"speaker":"SPEAKER_01","startTime":948.56,"endTime":948.8,"body":"that."},{"speaker":"SPEAKER_01","startTime":948.96,"endTime":949.44,"body":"Primarily"},{"speaker":"SPEAKER_01","startTime":949.52,"endTime":949.68,"body":"the"},{"speaker":"SPEAKER_01","startTime":949.68,"endTime":949.84,"body":"one"},{"speaker":"SPEAKER_01","startTime":949.84,"endTime":950.0,"body":"that"},{"speaker":"SPEAKER_01","startTime":950.0,"endTime":950.24,"body":"we've"},{"speaker":"SPEAKER_01","startTime":950.24,"endTime":950.48,"body":"seen"},{"speaker":"SPEAKER_01","startTime":950.48,"endTime":950.64,"body":"the"},{"speaker":"SPEAKER_01","startTime":950.64,"endTime":950.88,"body":"most"},{"speaker":"SPEAKER_01","startTime":950.88,"endTime":951.12,"body":"is"},{"speaker":"SPEAKER_01","startTime":951.12,"endTime":951.44,"body":"entering"},{"speaker":"SPEAKER_01","startTime":951.6,"endTime":951.76,"body":"a"},{"speaker":"SPEAKER_01","startTime":951.76,"endTime":952.56,"body":"16-digit"},{"speaker":"SPEAKER_01","startTime":952.56,"endTime":952.8,"body":"PAN,"},{"speaker":"SPEAKER_01","startTime":953.04,"endTime":953.2,"body":"right?"},{"speaker":"SPEAKER_01","startTime":953.28,"endTime":953.44,"body":"So"},{"speaker":"SPEAKER_01","startTime":953.52,"endTime":953.6,"body":"if"},{"speaker":"SPEAKER_01","startTime":953.6,"endTime":953.68,"body":"you"},{"speaker":"SPEAKER_01","startTime":953.68,"endTime":953.76,"body":"want"},{"speaker":"SPEAKER_01","startTime":953.76,"endTime":953.84,"body":"to"},{"speaker":"SPEAKER_01","startTime":953.84,"endTime":954.0,"body":"go"},{"speaker":"SPEAKER_01","startTime":954.0,"endTime":954.08,"body":"and"},{"speaker":"SPEAKER_01","startTime":954.08,"endTime":954.24,"body":"pay"},{"speaker":"SPEAKER_01","startTime":954.24,"endTime":954.4,"body":"off"},{"speaker":"SPEAKER_01","startTime":954.4,"endTime":954.48,"body":"a"},{"speaker":"SPEAKER_01","startTime":954.48,"endTime":954.72,"body":"credit"},{"speaker":"SPEAKER_01","startTime":954.72,"endTime":954.8,"body":"card,"},{"speaker":"SPEAKER_01","startTime":954.88,"endTime":955.04,"body":"you"},{"speaker":"SPEAKER_01","startTime":955.04,"endTime":955.12,"body":"have"},{"speaker":"SPEAKER_01","startTime":955.12,"endTime":955.2,"body":"to"},{"speaker":"SPEAKER_01","startTime":955.2,"endTime":955.36,"body":"go"},{"speaker":"SPEAKER_01","startTime":955.36,"endTime":955.44,"body":"in"},{"speaker":"SPEAKER_01","startTime":955.44,"endTime":955.68,"body":"and"},{"speaker":"SPEAKER_01","startTime":955.68,"endTime":955.92,"body":"type"},{"speaker":"SPEAKER_01","startTime":955.92,"endTime":956.08,"body":"your"},{"speaker":"SPEAKER_01","startTime":956.08,"endTime":956.4,"body":"credit"},{"speaker":"SPEAKER_01","startTime":956.4,"endTime":956.64,"body":"card"},{"speaker":"SPEAKER_01","startTime":956.64,"endTime":956.8,"body":"in."},{"speaker":"SPEAKER_01","startTime":957.04,"endTime":957.28,"body":"What"},{"speaker":"SPEAKER_01","startTime":957.28,"endTime":957.44,"body":"we"},{"speaker":"SPEAKER_01","startTime":957.44,"endTime":957.68,"body":"found"},{"speaker":"SPEAKER_01","startTime":957.68,"endTime":957.92,"body":"from"},{"speaker":"SPEAKER_01","startTime":958.16,"endTime":958.32,"body":"some"},{"speaker":"SPEAKER_01","startTime":958.32,"endTime":958.4,"body":"of"},{"speaker":"SPEAKER_01","startTime":958.4,"endTime":958.56,"body":"our"},{"speaker":"SPEAKER_01","startTime":958.56,"endTime":958.8,"body":"other"},{"speaker":"SPEAKER_01","startTime":958.8,"endTime":959.36,"body":"customers"},{"speaker":"SPEAKER_01","startTime":959.36,"endTime":959.6,"body":"who"},{"speaker":"SPEAKER_01","startTime":959.6,"endTime":959.84,"body":"use"},{"speaker":"SPEAKER_01","startTime":959.84,"endTime":960.16,"body":"that"},{"speaker":"SPEAKER_01","startTime":960.16,"endTime":960.88,"body":"technology"},{"speaker":"SPEAKER_01","startTime":961.12,"endTime":961.44,"body":"is"},{"speaker":"SPEAKER_01","startTime":961.44,"endTime":961.76,"body":"that"},{"speaker":"SPEAKER_01","startTime":961.92,"endTime":962.24,"body":"it"},{"speaker":"SPEAKER_01","startTime":962.24,"endTime":962.56,"body":"was"},{"speaker":"SPEAKER_01","startTime":962.56,"endTime":962.88,"body":"like"},{"speaker":"SPEAKER_01","startTime":963.04,"endTime":963.28,"body":"a"},{"speaker":"SPEAKER_01","startTime":963.36,"endTime":963.6,"body":"you"},{"speaker":"SPEAKER_01","startTime":963.6,"endTime":963.76,"body":"know,"},{"speaker":"SPEAKER_01","startTime":964.0,"endTime":964.48,"body":"opening"},{"speaker":"SPEAKER_01","startTime":964.48,"endTime":964.64,"body":"or"},{"speaker":"SPEAKER_01","startTime":964.64,"endTime":964.88,"body":"an"},{"speaker":"SPEAKER_01","startTime":964.88,"endTime":965.76,"body":"aperture"},{"speaker":"SPEAKER_01","startTime":965.76,"endTime":966.08,"body":"for"},{"speaker":"SPEAKER_01","startTime":966.32,"endTime":967.04,"body":"everything"},{"speaker":"SPEAKER_01","startTime":967.04,"endTime":967.28,"body":"from"},{"speaker":"SPEAKER_01","startTime":967.28,"endTime":967.6,"body":"just"},{"speaker":"SPEAKER_01","startTime":967.6,"endTime":968.16,"body":"typos"},{"speaker":"SPEAKER_01","startTime":968.48,"endTime":968.72,"body":"where"},{"speaker":"SPEAKER_01","startTime":968.72,"endTime":968.88,"body":"people"},{"speaker":"SPEAKER_01","startTime":968.88,"endTime":969.04,"body":"would"},{"speaker":"SPEAKER_01","startTime":969.04,"endTime":969.28,"body":"type"},{"speaker":"SPEAKER_01","startTime":969.28,"endTime":969.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":969.44,"endTime":969.6,"body":"wrong"},{"speaker":"SPEAKER_01","startTime":969.68,"endTime":970.08,"body":"account"},{"speaker":"SPEAKER_01","startTime":970.08,"endTime":970.48,"body":"number"},{"speaker":"SPEAKER_01","startTime":970.56,"endTime":970.8,"body":"all"},{"speaker":"SPEAKER_01","startTime":970.8,"endTime":970.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":970.96,"endTime":971.2,"body":"way"},{"speaker":"SPEAKER_01","startTime":971.2,"endTime":971.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":971.36,"endTime":971.76,"body":"fraud,"},{"speaker":"SPEAKER_01","startTime":971.84,"endTime":972.0,"body":"right?"},{"speaker":"SPEAKER_01","startTime":972.16,"endTime":972.48,"body":"People"},{"speaker":"SPEAKER_01","startTime":972.48,"endTime":972.64,"body":"were"},{"speaker":"SPEAKER_01","startTime":972.72,"endTime":972.8,"body":"you"},{"speaker":"SPEAKER_01","startTime":972.8,"endTime":972.96,"body":"know"},{"speaker":"SPEAKER_01","startTime":973.04,"endTime":973.36,"body":"getting"},{"speaker":"SPEAKER_01","startTime":973.36,"endTime":973.44,"body":"a"},{"speaker":"SPEAKER_01","startTime":973.44,"endTime":973.76,"body":"loan"},{"speaker":"SPEAKER_01","startTime":973.92,"endTime":974.24,"body":"using"},{"speaker":"SPEAKER_01","startTime":974.24,"endTime":974.32,"body":"a"},{"speaker":"SPEAKER_01","startTime":974.32,"endTime":974.72,"body":"stolen"},{"speaker":"SPEAKER_01","startTime":974.72,"endTime":975.04,"body":"identity"},{"speaker":"SPEAKER_01","startTime":975.12,"endTime":975.28,"body":"and"},{"speaker":"SPEAKER_01","startTime":975.28,"endTime":975.6,"body":"then"},{"speaker":"SPEAKER_01","startTime":975.6,"endTime":976.08,"body":"putting"},{"speaker":"SPEAKER_01","startTime":976.08,"endTime":976.32,"body":"the"},{"speaker":"SPEAKER_01","startTime":976.32,"endTime":976.56,"body":"real"},{"speaker":"SPEAKER_01","startTime":976.56,"endTime":976.88,"body":"credit"},{"speaker":"SPEAKER_01","startTime":976.88,"endTime":977.2,"body":"card"},{"speaker":"SPEAKER_01","startTime":977.28,"endTime":977.52,"body":"so"},{"speaker":"SPEAKER_01","startTime":977.52,"endTime":977.68,"body":"the"},{"speaker":"SPEAKER_01","startTime":977.68,"endTime":978.08,"body":"money"},{"speaker":"SPEAKER_01","startTime":978.08,"endTime":978.24,"body":"would"},{"speaker":"SPEAKER_01","startTime":978.24,"endTime":978.64,"body":"flow"},{"speaker":"SPEAKER_01","startTime":978.64,"endTime":978.88,"body":"into"},{"speaker":"SPEAKER_01","startTime":978.88,"endTime":979.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":979.12,"endTime":979.36,"body":"real"},{"speaker":"SPEAKER_01","startTime":979.36,"endTime":979.76,"body":"credit"},{"speaker":"SPEAKER_01","startTime":979.76,"endTime":980.0,"body":"card"},{"speaker":"SPEAKER_01","startTime":980.24,"endTime":980.88,"body":"underwritten"},{"speaker":"SPEAKER_01","startTime":980.88,"endTime":981.04,"body":"by"},{"speaker":"SPEAKER_01","startTime":981.04,"endTime":981.12,"body":"a"},{"speaker":"SPEAKER_01","startTime":981.12,"endTime":981.6,"body":"stolen"},{"speaker":"SPEAKER_01","startTime":981.6,"endTime":982.16,"body":"identity,"},{"speaker":"SPEAKER_01","startTime":982.4,"endTime":982.72,"body":"right?"},{"speaker":"SPEAKER_01","startTime":982.96,"endTime":983.2,"body":"So"},{"speaker":"SPEAKER_01","startTime":983.44,"endTime":983.68,"body":"it"},{"speaker":"SPEAKER_01","startTime":983.68,"endTime":983.84,"body":"was"},{"speaker":"SPEAKER_01","startTime":983.84,"endTime":984.08,"body":"just"},{"speaker":"SPEAKER_01","startTime":984.08,"endTime":984.24,"body":"this"},{"speaker":"SPEAKER_01","startTime":984.24,"endTime":984.72,"body":"vector"},{"speaker":"SPEAKER_01","startTime":984.72,"endTime":984.96,"body":"for"},{"speaker":"SPEAKER_01","startTime":984.96,"endTime":985.36,"body":"fraud,"},{"speaker":"SPEAKER_01","startTime":985.44,"endTime":985.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":985.76,"endTime":986.0,"body":"we"},{"speaker":"SPEAKER_01","startTime":986.0,"endTime":986.16,"body":"were"},{"speaker":"SPEAKER_01","startTime":986.16,"endTime":986.32,"body":"able"},{"speaker":"SPEAKER_01","startTime":986.32,"endTime":986.48,"body":"to"},{"speaker":"SPEAKER_01","startTime":986.48,"endTime":986.64,"body":"take"},{"speaker":"SPEAKER_01","startTime":986.64,"endTime":986.88,"body":"it,"},{"speaker":"SPEAKER_01","startTime":986.96,"endTime":987.12,"body":"and"},{"speaker":"SPEAKER_01","startTime":987.12,"endTime":987.2,"body":"I"},{"speaker":"SPEAKER_01","startTime":987.2,"endTime":987.36,"body":"think"},{"speaker":"SPEAKER_01","startTime":987.36,"endTime":987.52,"body":"this"},{"speaker":"SPEAKER_01","startTime":987.52,"endTime":987.76,"body":"is"},{"speaker":"SPEAKER_01","startTime":987.76,"endTime":988.08,"body":"really"},{"speaker":"SPEAKER_01","startTime":988.08,"endTime":988.32,"body":"where"},{"speaker":"SPEAKER_01","startTime":988.32,"endTime":988.56,"body":"it"},{"speaker":"SPEAKER_01","startTime":988.56,"endTime":988.72,"body":"all"},{"speaker":"SPEAKER_01","startTime":988.72,"endTime":989.04,"body":"starts"},{"speaker":"SPEAKER_01","startTime":989.04,"endTime":989.2,"body":"to"},{"speaker":"SPEAKER_01","startTime":989.2,"endTime":989.6,"body":"shine."},{"speaker":"SPEAKER_01","startTime":989.76,"endTime":990.16,"body":"It's"},{"speaker":"SPEAKER_01","startTime":990.16,"endTime":990.32,"body":"because"},{"speaker":"SPEAKER_01","startTime":990.32,"endTime":990.56,"body":"of"},{"speaker":"SPEAKER_01","startTime":990.56,"endTime":990.8,"body":"that"},{"speaker":"SPEAKER_01","startTime":990.8,"endTime":991.28,"body":"two-way"},{"speaker":"SPEAKER_01","startTime":991.44,"endTime":992.0,"body":"communication"},{"speaker":"SPEAKER_01","startTime":992.0,"endTime":992.16,"body":"with"},{"speaker":"SPEAKER_01","startTime":992.16,"endTime":992.32,"body":"the"},{"speaker":"SPEAKER_01","startTime":992.32,"endTime":992.88,"body":"creditor"},{"speaker":"SPEAKER_01","startTime":992.88,"endTime":993.04,"body":"that"},{"speaker":"SPEAKER_01","startTime":993.04,"endTime":993.36,"body":"we"},{"speaker":"SPEAKER_01","startTime":993.36,"endTime":993.6,"body":"have,"},{"speaker":"SPEAKER_01","startTime":993.76,"endTime":994.16,"body":"we're"},{"speaker":"SPEAKER_01","startTime":994.16,"endTime":994.56,"body":"able"},{"speaker":"SPEAKER_01","startTime":994.56,"endTime":994.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":994.88,"endTime":995.12,"body":"not"},{"speaker":"SPEAKER_01","startTime":995.44,"endTime":995.68,"body":"need"},{"speaker":"SPEAKER_01","startTime":995.68,"endTime":996.0,"body":"to"},{"speaker":"SPEAKER_01","startTime":996.0,"endTime":996.24,"body":"have"},{"speaker":"SPEAKER_01","startTime":996.24,"endTime":996.4,"body":"that"},{"speaker":"SPEAKER_01","startTime":996.4,"endTime":997.28,"body":"16-digit"},{"speaker":"SPEAKER_01","startTime":997.28,"endTime":997.6,"body":"entry"},{"speaker":"SPEAKER_01","startTime":997.68,"endTime":997.84,"body":"where"},{"speaker":"SPEAKER_01","startTime":997.84,"endTime":997.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":997.92,"endTime":998.08,"body":"can"},{"speaker":"SPEAKER_01","startTime":998.08,"endTime":998.4,"body":"just"},{"speaker":"SPEAKER_01","startTime":998.4,"endTime":998.56,"body":"say,"},{"speaker":"SPEAKER_01","startTime":998.8,"endTime":999.12,"body":"here's"},{"speaker":"SPEAKER_01","startTime":999.12,"endTime":999.28,"body":"all"},{"speaker":"SPEAKER_01","startTime":999.28,"endTime":999.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":999.44,"endTime":999.76,"body":"cards"},{"speaker":"SPEAKER_01","startTime":999.76,"endTime":1000.0,"body":"that"},{"speaker":"SPEAKER_01","startTime":1000.0,"endTime":1000.24,"body":"we"},{"speaker":"SPEAKER_01","startTime":1000.24,"endTime":1000.72,"body":"found"},{"speaker":"SPEAKER_01","startTime":1000.72,"endTime":1001.04,"body":"for"},{"speaker":"SPEAKER_01","startTime":1001.04,"endTime":1001.6,"body":"Jose,"},{"speaker":"SPEAKER_01","startTime":1002.0,"endTime":1002.24,"body":"which"},{"speaker":"SPEAKER_01","startTime":1002.24,"endTime":1002.48,"body":"one"},{"speaker":"SPEAKER_01","startTime":1002.48,"endTime":1002.56,"body":"would"},{"speaker":"SPEAKER_01","startTime":1002.56,"endTime":1002.72,"body":"you"},{"speaker":"SPEAKER_01","startTime":1002.72,"endTime":1002.88,"body":"like"},{"speaker":"SPEAKER_01","startTime":1002.88,"endTime":1002.96,"body":"to"},{"speaker":"SPEAKER_01","startTime":1002.96,"endTime":1003.2,"body":"pay?"},{"speaker":"SPEAKER_01","startTime":1003.36,"endTime":1003.52,"body":"And"},{"speaker":"SPEAKER_01","startTime":1003.52,"endTime":1003.68,"body":"then"},{"speaker":"SPEAKER_01","startTime":1003.68,"endTime":1003.76,"body":"the"},{"speaker":"SPEAKER_01","startTime":1003.76,"endTime":1004.08,"body":"user"},{"speaker":"SPEAKER_01","startTime":1004.08,"endTime":1004.4,"body":"doesn't"},{"speaker":"SPEAKER_01","startTime":1004.4,"endTime":1004.56,"body":"have"},{"speaker":"SPEAKER_01","startTime":1004.56,"endTime":1004.64,"body":"to"},{"speaker":"SPEAKER_01","startTime":1004.64,"endTime":1004.96,"body":"input"},{"speaker":"SPEAKER_01","startTime":1004.96,"endTime":1005.2,"body":"anything."},{"speaker":"SPEAKER_01","startTime":1005.28,"endTime":1005.44,"body":"It"},{"speaker":"SPEAKER_01","startTime":1005.44,"endTime":1005.6,"body":"is"},{"speaker":"SPEAKER_01","startTime":1005.68,"endTime":1005.92,"body":"a"},{"speaker":"SPEAKER_01","startTime":1005.92,"endTime":1006.48,"body":"secure"},{"speaker":"SPEAKER_01","startTime":1006.72,"endTime":1007.44,"body":"end-to-end"},{"speaker":"SPEAKER_01","startTime":1007.76,"endTime":1008.4,"body":"communication"},{"speaker":"SPEAKER_01","startTime":1008.48,"endTime":1008.88,"body":"closed"},{"speaker":"SPEAKER_01","startTime":1008.88,"endTime":1009.44,"body":"loop"},{"speaker":"SPEAKER_01","startTime":1009.44,"endTime":1009.76,"body":"within"},{"speaker":"SPEAKER_01","startTime":1009.76,"endTime":1009.84,"body":"the"},{"speaker":"SPEAKER_01","startTime":1009.84,"endTime":1010.4,"body":"creditor,"},{"speaker":"SPEAKER_01","startTime":1010.56,"endTime":1010.88,"body":"obviously"},{"speaker":"SPEAKER_01","startTime":1011.04,"endTime":1011.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":1011.12,"endTime":1011.44,"body":"user"},{"speaker":"SPEAKER_01","startTime":1011.44,"endTime":1011.68,"body":"who's"},{"speaker":"SPEAKER_01","startTime":1011.68,"endTime":1012.32,"body":"consenting"},{"speaker":"SPEAKER_01","startTime":1012.32,"endTime":1012.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":1012.56,"endTime":1012.8,"body":"it,"},{"speaker":"SPEAKER_01","startTime":1013.04,"endTime":1013.28,"body":"and"},{"speaker":"SPEAKER_01","startTime":1013.36,"endTime":1013.6,"body":"you"},{"speaker":"SPEAKER_01","startTime":1013.6,"endTime":1013.76,"body":"know,"},{"speaker":"SPEAKER_01","startTime":1013.84,"endTime":1014.08,"body":"on"},{"speaker":"SPEAKER_01","startTime":1014.08,"endTime":1014.24,"body":"the"},{"speaker":"SPEAKER_01","startTime":1014.24,"endTime":1014.4,"body":"other"},{"speaker":"SPEAKER_01","startTime":1014.4,"endTime":1014.64,"body":"side,"},{"speaker":"SPEAKER_01","startTime":1014.72,"endTime":1014.8,"body":"the"},{"speaker":"SPEAKER_01","startTime":1014.8,"endTime":1015.28,"body":"application"},{"speaker":"SPEAKER_01","startTime":1015.28,"endTime":1015.52,"body":"or"},{"speaker":"SPEAKER_01","startTime":1015.52,"endTime":1015.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":1015.6,"endTime":1015.92,"body":"company"},{"speaker":"SPEAKER_01","startTime":1015.92,"endTime":1016.24,"body":"who's"},{"speaker":"SPEAKER_01","startTime":1016.24,"endTime":1016.72,"body":"utilizing"},{"speaker":"SPEAKER_01","startTime":1016.72,"endTime":1016.96,"body":"this"},{"speaker":"SPEAKER_01","startTime":1016.96,"endTime":1017.36,"body":"data,"},{"speaker":"SPEAKER_01","startTime":1017.52,"endTime":1018.4,"body":"allowing"},{"speaker":"SPEAKER_01","startTime":1018.4,"endTime":1018.72,"body":"for"},{"speaker":"SPEAKER_01","startTime":1018.72,"endTime":1019.04,"body":"no"},{"speaker":"SPEAKER_01","startTime":1019.04,"endTime":1019.6,"body":"fraud"},{"speaker":"SPEAKER_01","startTime":1019.6,"endTime":1019.76,"body":"to"},{"speaker":"SPEAKER_01","startTime":1019.76,"endTime":1020.24,"body":"occur,"},{"speaker":"SPEAKER_01","startTime":1020.4,"endTime":1021.04,"body":"allowing"},{"speaker":"SPEAKER_01","startTime":1021.04,"endTime":1021.36,"body":"for"},{"speaker":"SPEAKER_01","startTime":1021.36,"endTime":1021.68,"body":"no"},{"speaker":"SPEAKER_01","startTime":1021.68,"endTime":1022.0,"body":"time"},{"speaker":"SPEAKER_01","startTime":1022.0,"endTime":1022.4,"body":"posts"},{"speaker":"SPEAKER_01","startTime":1022.4,"endTime":1022.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":1022.56,"endTime":1022.8,"body":"occur,"},{"speaker":"SPEAKER_01","startTime":1022.88,"endTime":1023.12,"body":"and"},{"speaker":"SPEAKER_01","startTime":1023.12,"endTime":1023.68,"body":"enabling"},{"speaker":"SPEAKER_01","startTime":1023.68,"endTime":1023.84,"body":"a"},{"speaker":"SPEAKER_01","startTime":1023.84,"endTime":1024.08,"body":"true"},{"speaker":"SPEAKER_01","startTime":1024.24,"endTime":1024.88,"body":"seamless"},{"speaker":"SPEAKER_01","startTime":1024.88,"endTime":1025.28,"body":"payment"},{"speaker":"SPEAKER_01","startTime":1025.28,"endTime":1025.76,"body":"experience"},{"speaker":"SPEAKER_01","startTime":1025.76,"endTime":1026.0,"body":"in"},{"speaker":"SPEAKER_01","startTime":1026.0,"endTime":1026.16,"body":"the"},{"speaker":"SPEAKER_01","startTime":1026.16,"endTime":1026.64,"body":"workflow,"},{"speaker":"SPEAKER_01","startTime":1026.72,"endTime":1026.88,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1027.04,"endTime":1027.2,"body":"So"},{"speaker":"SPEAKER_01","startTime":1027.28,"endTime":1027.52,"body":"that"},{"speaker":"SPEAKER_01","startTime":1027.52,"endTime":1028.08,"body":"end-to-end"},{"speaker":"SPEAKER_01","startTime":1028.24,"endTime":1028.96,"body":"connectivity"},{"speaker":"SPEAKER_01","startTime":1028.96,"endTime":1029.2,"body":"is"},{"speaker":"SPEAKER_01","startTime":1029.2,"endTime":1029.44,"body":"really"},{"speaker":"SPEAKER_01","startTime":1029.44,"endTime":1029.68,"body":"what"},{"speaker":"SPEAKER_01","startTime":1029.68,"endTime":1030.0,"body":"makes"},{"speaker":"SPEAKER_01","startTime":1030.16,"endTime":1030.48,"body":"method"},{"speaker":"SPEAKER_01","startTime":1030.72,"endTime":1031.2,"body":"shine,"},{"speaker":"SPEAKER_01","startTime":1031.28,"endTime":1031.52,"body":"and"},{"speaker":"SPEAKER_01","startTime":1031.52,"endTime":1031.68,"body":"it"},{"speaker":"SPEAKER_01","startTime":1031.68,"endTime":1031.92,"body":"makes"},{"speaker":"SPEAKER_01","startTime":1032.08,"endTime":1032.56,"body":"method,"},{"speaker":"SPEAKER_01","startTime":1032.64,"endTime":1032.72,"body":"I"},{"speaker":"SPEAKER_01","startTime":1032.72,"endTime":1032.8,"body":"mean,"},{"speaker":"SPEAKER_01","startTime":1032.96,"endTime":1033.12,"body":"as"},{"speaker":"SPEAKER_01","startTime":1033.12,"endTime":1033.2,"body":"we"},{"speaker":"SPEAKER_01","startTime":1033.2,"endTime":1033.52,"body":"talked"},{"speaker":"SPEAKER_01","startTime":1033.52,"endTime":1033.68,"body":"about,"},{"speaker":"SPEAKER_01","startTime":1033.84,"endTime":1034.0,"body":"the"},{"speaker":"SPEAKER_01","startTime":1034.0,"endTime":1034.48,"body":"solution"},{"speaker":"SPEAKER_01","startTime":1034.48,"endTime":1034.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":1034.72,"endTime":1034.96,"body":"some"},{"speaker":"SPEAKER_01","startTime":1034.96,"endTime":1035.04,"body":"of"},{"speaker":"SPEAKER_01","startTime":1035.04,"endTime":1035.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":1035.12,"endTime":1035.6,"body":"largest"},{"speaker":"SPEAKER_01","startTime":1035.6,"endTime":1036.16,"body":"fintechs"},{"speaker":"SPEAKER_01","startTime":1036.16,"endTime":1036.24,"body":"and"},{"speaker":"SPEAKER_01","startTime":1036.24,"endTime":1036.88,"body":"finserves"},{"speaker":"SPEAKER_01","startTime":1037.04,"endTime":1037.12,"body":"out"},{"speaker":"SPEAKER_01","startTime":1037.12,"endTime":1037.28,"body":"there"},{"speaker":"SPEAKER_01","startTime":1037.36,"endTime":1037.6,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1037.6,"endTime":1038.0,"body":"utilize"},{"speaker":"SPEAKER_01","startTime":1038.0,"endTime":1038.16,"body":"in"},{"speaker":"SPEAKER_01","startTime":1038.16,"endTime":1038.32,"body":"these"},{"speaker":"SPEAKER_01","startTime":1038.4,"endTime":1038.56,"body":"in"},{"speaker":"SPEAKER_01","startTime":1038.56,"endTime":1038.72,"body":"these"},{"speaker":"SPEAKER_01","startTime":1038.72,"endTime":1039.6,"body":"workflows."},{"speaker":"SPEAKER_02","startTime":1040.0,"endTime":1040.32,"body":"Okay."},{"speaker":"SPEAKER_02","startTime":1040.56,"endTime":1040.72,"body":"So"},{"speaker":"SPEAKER_02","startTime":1040.88,"endTime":1041.2,"body":"are"},{"speaker":"SPEAKER_02","startTime":1041.2,"endTime":1041.52,"body":"you"},{"speaker":"SPEAKER_02","startTime":1041.52,"endTime":1041.92,"body":"taking"},{"speaker":"SPEAKER_02","startTime":1041.92,"endTime":1042.08,"body":"a"},{"speaker":"SPEAKER_02","startTime":1042.08,"endTime":1042.56,"body":"transaction"},{"speaker":"SPEAKER_02","startTime":1042.56,"endTime":1042.8,"body":"fee"},{"speaker":"SPEAKER_02","startTime":1042.88,"endTime":1043.04,"body":"or"},{"speaker":"SPEAKER_02","startTime":1043.04,"endTime":1043.12,"body":"is"},{"speaker":"SPEAKER_02","startTime":1043.12,"endTime":1043.28,"body":"it"},{"speaker":"SPEAKER_02","startTime":1043.28,"endTime":1044.0,"body":"SaaS-based?"},{"speaker":"SPEAKER_02","startTime":1044.08,"endTime":1044.4,"body":"How's"},{"speaker":"SPEAKER_02","startTime":1044.4,"endTime":1044.48,"body":"the"},{"speaker":"SPEAKER_02","startTime":1044.48,"endTime":1044.88,"body":"business"},{"speaker":"SPEAKER_02","startTime":1044.88,"endTime":1045.2,"body":"model"},{"speaker":"SPEAKER_02","startTime":1045.2,"endTime":1045.36,"body":"work?"},{"speaker":"SPEAKER_01","startTime":1045.76,"endTime":1046.0,"body":"Yeah,"},{"speaker":"SPEAKER_01","startTime":1046.08,"endTime":1046.32,"body":"we"},{"speaker":"SPEAKER_01","startTime":1046.32,"endTime":1046.56,"body":"like"},{"speaker":"SPEAKER_01","startTime":1046.56,"endTime":1046.72,"body":"to"},{"speaker":"SPEAKER_01","startTime":1047.36,"endTime":1047.68,"body":"tie"},{"speaker":"SPEAKER_01","startTime":1047.68,"endTime":1047.92,"body":"our"},{"speaker":"SPEAKER_01","startTime":1047.92,"endTime":1048.4,"body":"success"},{"speaker":"SPEAKER_01","startTime":1048.4,"endTime":1048.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":1048.56,"endTime":1048.72,"body":"our"},{"speaker":"SPEAKER_01","startTime":1048.72,"endTime":1049.28,"body":"company's"},{"speaker":"SPEAKER_01","startTime":1049.28,"endTime":1049.68,"body":"success"},{"speaker":"SPEAKER_01","startTime":1049.68,"endTime":1049.92,"body":"as"},{"speaker":"SPEAKER_01","startTime":1049.92,"endTime":1050.08,"body":"well,"},{"speaker":"SPEAKER_01","startTime":1050.16,"endTime":1050.4,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1050.56,"endTime":1050.72,"body":"So"},{"speaker":"SPEAKER_01","startTime":1050.88,"endTime":1051.04,"body":"we"},{"speaker":"SPEAKER_01","startTime":1051.04,"endTime":1051.2,"body":"make"},{"speaker":"SPEAKER_01","startTime":1051.2,"endTime":1051.44,"body":"it"},{"speaker":"SPEAKER_01","startTime":1051.44,"endTime":1051.6,"body":"a"},{"speaker":"SPEAKER_01","startTime":1051.6,"endTime":1052.16,"body":"transactional"},{"speaker":"SPEAKER_01","startTime":1052.16,"endTime":1052.48,"body":"basis,"},{"speaker":"SPEAKER_01","startTime":1052.56,"endTime":1052.72,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1052.8,"endTime":1052.96,"body":"Where"},{"speaker":"SPEAKER_01","startTime":1052.96,"endTime":1053.04,"body":"we"},{"speaker":"SPEAKER_01","startTime":1053.04,"endTime":1053.2,"body":"say,"},{"speaker":"SPEAKER_01","startTime":1053.28,"endTime":1053.44,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":1053.52,"endTime":1053.68,"body":"if"},{"speaker":"SPEAKER_01","startTime":1053.68,"endTime":1054.0,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1054.0,"endTime":1054.32,"body":"able"},{"speaker":"SPEAKER_01","startTime":1054.32,"endTime":1054.64,"body":"to"},{"speaker":"SPEAKER_01","startTime":1054.64,"endTime":1055.12,"body":"submit"},{"speaker":"SPEAKER_01","startTime":1055.12,"endTime":1055.28,"body":"this"},{"speaker":"SPEAKER_01","startTime":1055.28,"endTime":1055.84,"body":"payment"},{"speaker":"SPEAKER_01","startTime":1055.84,"endTime":1056.16,"body":"for"},{"speaker":"SPEAKER_01","startTime":1056.16,"endTime":1056.4,"body":"you,"},{"speaker":"SPEAKER_01","startTime":1056.56,"endTime":1056.72,"body":"you"},{"speaker":"SPEAKER_01","startTime":1056.72,"endTime":1056.88,"body":"know,"},{"speaker":"SPEAKER_01","startTime":1056.96,"endTime":1057.12,"body":"we"},{"speaker":"SPEAKER_01","startTime":1057.12,"endTime":1057.28,"body":"want"},{"speaker":"SPEAKER_01","startTime":1057.28,"endTime":1057.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":1057.52,"endTime":1057.6,"body":"we"},{"speaker":"SPEAKER_01","startTime":1057.6,"endTime":1057.76,"body":"want"},{"speaker":"SPEAKER_01","startTime":1057.76,"endTime":1057.84,"body":"to"},{"speaker":"SPEAKER_01","startTime":1057.84,"endTime":1058.16,"body":"split"},{"speaker":"SPEAKER_01","startTime":1058.16,"endTime":1058.24,"body":"the"},{"speaker":"SPEAKER_01","startTime":1058.24,"endTime":1058.48,"body":"win,"},{"speaker":"SPEAKER_01","startTime":1058.56,"endTime":1058.72,"body":"if"},{"speaker":"SPEAKER_01","startTime":1058.72,"endTime":1058.8,"body":"you"},{"speaker":"SPEAKER_01","startTime":1058.8,"endTime":1058.96,"body":"will,"},{"speaker":"SPEAKER_01","startTime":1059.04,"endTime":1059.28,"body":"and"},{"speaker":"SPEAKER_01","startTime":1059.28,"endTime":1059.36,"body":"we"},{"speaker":"SPEAKER_01","startTime":1059.36,"endTime":1059.68,"body":"wanna,"},{"speaker":"SPEAKER_01","startTime":1059.76,"endTime":1059.84,"body":"at"},{"speaker":"SPEAKER_01","startTime":1059.84,"endTime":1060.0,"body":"that"},{"speaker":"SPEAKER_01","startTime":1060.0,"endTime":1060.16,"body":"point,"},{"speaker":"SPEAKER_01","startTime":1060.24,"endTime":1060.4,"body":"we"},{"speaker":"SPEAKER_01","startTime":1060.4,"endTime":1060.56,"body":"take"},{"speaker":"SPEAKER_01","startTime":1060.56,"endTime":1060.64,"body":"a"},{"speaker":"SPEAKER_01","startTime":1060.8,"endTime":1061.36,"body":"transaction"},{"speaker":"SPEAKER_01","startTime":1061.36,"endTime":1061.68,"body":"fee."},{"speaker":"SPEAKER_01","startTime":1061.84,"endTime":1062.0,"body":"And"},{"speaker":"SPEAKER_01","startTime":1062.0,"endTime":1062.08,"body":"we"},{"speaker":"SPEAKER_01","startTime":1062.24,"endTime":1062.48,"body":"have"},{"speaker":"SPEAKER_01","startTime":1062.48,"endTime":1062.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":1062.72,"endTime":1063.04,"body":"model"},{"speaker":"SPEAKER_01","startTime":1063.04,"endTime":1063.44,"body":"across"},{"speaker":"SPEAKER_01","startTime":1063.44,"endTime":1063.6,"body":"all"},{"speaker":"SPEAKER_01","startTime":1063.6,"endTime":1063.76,"body":"of"},{"speaker":"SPEAKER_01","startTime":1063.76,"endTime":1063.92,"body":"our"},{"speaker":"SPEAKER_01","startTime":1063.92,"endTime":1064.16,"body":"use"},{"speaker":"SPEAKER_01","startTime":1064.16,"endTime":1064.56,"body":"cases,"},{"speaker":"SPEAKER_01","startTime":1064.64,"endTime":1064.96,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1065.12,"endTime":1065.28,"body":"If"},{"speaker":"SPEAKER_01","startTime":1065.28,"endTime":1065.68,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1065.68,"endTime":1065.92,"body":"a"},{"speaker":"SPEAKER_01","startTime":1065.92,"endTime":1066.4,"body":"lending"},{"speaker":"SPEAKER_01","startTime":1066.48,"endTime":1067.2,"body":"underwriting"},{"speaker":"SPEAKER_01","startTime":1067.2,"endTime":1067.36,"body":"use"},{"speaker":"SPEAKER_01","startTime":1067.36,"endTime":1067.6,"body":"case"},{"speaker":"SPEAKER_01","startTime":1067.68,"endTime":1067.84,"body":"or"},{"speaker":"SPEAKER_01","startTime":1067.84,"endTime":1067.92,"body":"a"},{"speaker":"SPEAKER_01","startTime":1067.92,"endTime":1068.4,"body":"lending"},{"speaker":"SPEAKER_01","startTime":1068.4,"endTime":1068.96,"body":"payout"},{"speaker":"SPEAKER_01","startTime":1069.04,"endTime":1069.28,"body":"or"},{"speaker":"SPEAKER_01","startTime":1069.28,"endTime":1069.68,"body":"paying"},{"speaker":"SPEAKER_01","startTime":1069.68,"endTime":1069.92,"body":"your"},{"speaker":"SPEAKER_01","startTime":1069.92,"endTime":1070.16,"body":"rent,"},{"speaker":"SPEAKER_01","startTime":1070.24,"endTime":1070.4,"body":"you"},{"speaker":"SPEAKER_01","startTime":1070.4,"endTime":1070.48,"body":"know,"},{"speaker":"SPEAKER_01","startTime":1070.56,"endTime":1070.64,"body":"with"},{"speaker":"SPEAKER_01","startTime":1070.8,"endTime":1070.96,"body":"build,"},{"speaker":"SPEAKER_01","startTime":1071.2,"endTime":1071.36,"body":"as"},{"speaker":"SPEAKER_01","startTime":1071.36,"endTime":1071.52,"body":"I"},{"speaker":"SPEAKER_01","startTime":1071.52,"endTime":1071.68,"body":"said,"},{"speaker":"SPEAKER_01","startTime":1071.76,"endTime":1072.0,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1072.0,"endTime":1072.16,"body":"where"},{"speaker":"SPEAKER_01","startTime":1072.16,"endTime":1072.32,"body":"we"},{"speaker":"SPEAKER_01","startTime":1072.32,"endTime":1072.48,"body":"want"},{"speaker":"SPEAKER_01","startTime":1072.48,"endTime":1072.64,"body":"to"},{"speaker":"SPEAKER_01","startTime":1072.64,"endTime":1072.96,"body":"tie"},{"speaker":"SPEAKER_01","startTime":1072.96,"endTime":1073.28,"body":"into"},{"speaker":"SPEAKER_01","startTime":1073.28,"endTime":1073.44,"body":"that"},{"speaker":"SPEAKER_01","startTime":1073.44,"endTime":1073.84,"body":"success."},{"speaker":"SPEAKER_01","startTime":1073.92,"endTime":1074.16,"body":"So"},{"speaker":"SPEAKER_01","startTime":1074.24,"endTime":1074.4,"body":"by"},{"speaker":"SPEAKER_01","startTime":1074.4,"endTime":1074.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":1074.56,"endTime":1074.88,"body":"large,"},{"speaker":"SPEAKER_01","startTime":1074.96,"endTime":1075.2,"body":"we"},{"speaker":"SPEAKER_01","startTime":1075.28,"endTime":1075.52,"body":"we"},{"speaker":"SPEAKER_01","startTime":1075.52,"endTime":1076.0,"body":"aim"},{"speaker":"SPEAKER_01","startTime":1076.0,"endTime":1076.24,"body":"on"},{"speaker":"SPEAKER_01","startTime":1076.24,"endTime":1076.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":1076.48,"endTime":1076.8,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1076.8,"endTime":1076.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":1076.96,"endTime":1077.28,"body":"more"},{"speaker":"SPEAKER_01","startTime":1077.28,"endTime":1078.08,"body":"traditional"},{"speaker":"SPEAKER_01","startTime":1078.08,"endTime":1078.64,"body":"success"},{"speaker":"SPEAKER_01","startTime":1078.64,"endTime":1078.96,"body":"model"},{"speaker":"SPEAKER_01","startTime":1079.04,"endTime":1079.2,"body":"on"},{"speaker":"SPEAKER_01","startTime":1079.2,"endTime":1079.36,"body":"a"},{"speaker":"SPEAKER_01","startTime":1079.36,"endTime":1079.92,"body":"transaction"},{"speaker":"SPEAKER_01","startTime":1079.92,"endTime":1080.24,"body":"basis."},{"speaker":"SPEAKER_02","startTime":1080.72,"endTime":1080.8,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":1080.88,"endTime":1081.12,"body":"let's"},{"speaker":"SPEAKER_02","startTime":1081.12,"endTime":1081.36,"body":"talk"},{"speaker":"SPEAKER_02","startTime":1081.36,"endTime":1081.52,"body":"about"},{"speaker":"SPEAKER_02","startTime":1081.52,"endTime":1081.68,"body":"the"},{"speaker":"SPEAKER_02","startTime":1081.68,"endTime":1082.0,"body":"future"},{"speaker":"SPEAKER_02","startTime":1082.0,"endTime":1082.16,"body":"a"},{"speaker":"SPEAKER_02","startTime":1082.16,"endTime":1082.32,"body":"little"},{"speaker":"SPEAKER_02","startTime":1082.32,"endTime":1082.48,"body":"bit."},{"speaker":"SPEAKER_02","startTime":1082.64,"endTime":1082.96,"body":"Where"},{"speaker":"SPEAKER_02","startTime":1082.96,"endTime":1083.04,"body":"do"},{"speaker":"SPEAKER_02","startTime":1083.04,"endTime":1083.28,"body":"you"},{"speaker":"SPEAKER_02","startTime":1083.28,"endTime":1083.44,"body":"see"},{"speaker":"SPEAKER_02","startTime":1083.44,"endTime":1083.6,"body":"the"},{"speaker":"SPEAKER_02","startTime":1083.6,"endTime":1084.0,"body":"biggest"},{"speaker":"SPEAKER_02","startTime":1084.0,"endTime":1084.48,"body":"growth"},{"speaker":"SPEAKER_02","startTime":1084.48,"endTime":1085.12,"body":"opportunity"},{"speaker":"SPEAKER_02","startTime":1085.12,"endTime":1085.28,"body":"in"},{"speaker":"SPEAKER_02","startTime":1085.28,"endTime":1085.52,"body":"your"},{"speaker":"SPEAKER_02","startTime":1085.52,"endTime":1085.92,"body":"segment?"},{"speaker":"SPEAKER_01","startTime":1086.24,"endTime":1086.4,"body":"I"},{"speaker":"SPEAKER_01","startTime":1086.4,"endTime":1086.56,"body":"mean,"},{"speaker":"SPEAKER_01","startTime":1086.8,"endTime":1087.04,"body":"I"},{"speaker":"SPEAKER_01","startTime":1087.04,"endTime":1087.36,"body":"there's"},{"speaker":"SPEAKER_01","startTime":1087.36,"endTime":1087.52,"body":"two"},{"speaker":"SPEAKER_01","startTime":1087.68,"endTime":1087.84,"body":"two"},{"speaker":"SPEAKER_01","startTime":1087.84,"endTime":1088.0,"body":"things"},{"speaker":"SPEAKER_01","startTime":1088.0,"endTime":1088.16,"body":"that"},{"speaker":"SPEAKER_01","startTime":1088.16,"endTime":1088.32,"body":"come"},{"speaker":"SPEAKER_01","startTime":1088.32,"endTime":1088.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":1088.56,"endTime":1088.72,"body":"mind."},{"speaker":"SPEAKER_01","startTime":1088.8,"endTime":1089.12,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":1089.12,"endTime":1089.44,"body":"sure"},{"speaker":"SPEAKER_01","startTime":1089.44,"endTime":1089.68,"body":"you"},{"speaker":"SPEAKER_01","startTime":1089.68,"endTime":1089.84,"body":"get"},{"speaker":"SPEAKER_01","startTime":1089.84,"endTime":1090.0,"body":"a"},{"speaker":"SPEAKER_01","startTime":1090.0,"endTime":1090.16,"body":"lot"},{"speaker":"SPEAKER_01","startTime":1090.16,"endTime":1090.32,"body":"of"},{"speaker":"SPEAKER_01","startTime":1090.32,"endTime":1090.48,"body":"this"},{"speaker":"SPEAKER_01","startTime":1090.56,"endTime":1090.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":1090.88,"endTime":1091.36,"body":"AI,"},{"speaker":"SPEAKER_01","startTime":1091.44,"endTime":1091.68,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1091.76,"endTime":1091.92,"body":"Uh,"},{"speaker":"SPEAKER_01","startTime":1092.0,"endTime":1092.16,"body":"and"},{"speaker":"SPEAKER_01","startTime":1092.16,"endTime":1092.4,"body":"then"},{"speaker":"SPEAKER_01","startTime":1092.4,"endTime":1092.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":1092.56,"endTime":1092.8,"body":"what"},{"speaker":"SPEAKER_01","startTime":1092.8,"endTime":1093.28,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1093.28,"endTime":1093.44,"body":"is"},{"speaker":"SPEAKER_01","startTime":1093.44,"endTime":1093.76,"body":"gonna"},{"speaker":"SPEAKER_01","startTime":1094.4,"endTime":1094.72,"body":"do"},{"speaker":"SPEAKER_01","startTime":1094.72,"endTime":1095.04,"body":"for"},{"speaker":"SPEAKER_01","startTime":1095.52,"endTime":1096.08,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1096.08,"endTime":1096.32,"body":"and"},{"speaker":"SPEAKER_01","startTime":1096.48,"endTime":1096.88,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1096.88,"endTime":1097.36,"body":"services"},{"speaker":"SPEAKER_01","startTime":1097.36,"endTime":1097.68,"body":"in"},{"speaker":"SPEAKER_01","startTime":1097.68,"endTime":1098.0,"body":"general."},{"speaker":"SPEAKER_01","startTime":1098.24,"endTime":1098.48,"body":"And"},{"speaker":"SPEAKER_01","startTime":1098.48,"endTime":1098.64,"body":"I"},{"speaker":"SPEAKER_01","startTime":1098.64,"endTime":1098.8,"body":"think"},{"speaker":"SPEAKER_01","startTime":1098.8,"endTime":1099.04,"body":"that's,"},{"speaker":"SPEAKER_01","startTime":1099.12,"endTime":1099.28,"body":"you"},{"speaker":"SPEAKER_01","startTime":1099.28,"endTime":1099.36,"body":"know,"},{"speaker":"SPEAKER_01","startTime":1099.44,"endTime":1099.68,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":1099.68,"endTime":1099.92,"body":"gonna"},{"speaker":"SPEAKER_01","startTime":1099.92,"endTime":1100.16,"body":"double"},{"speaker":"SPEAKER_01","startTime":1100.16,"endTime":1100.32,"body":"down"},{"speaker":"SPEAKER_01","startTime":1100.48,"endTime":1100.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":1100.64,"endTime":1100.88,"body":"say"},{"speaker":"SPEAKER_01","startTime":1100.88,"endTime":1101.28,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1101.28,"endTime":1101.52,"body":"as"},{"speaker":"SPEAKER_01","startTime":1101.52,"endTime":1101.76,"body":"well,"},{"speaker":"SPEAKER_01","startTime":1102.0,"endTime":1102.32,"body":"because"},{"speaker":"SPEAKER_01","startTime":1102.56,"endTime":1102.72,"body":"what"},{"speaker":"SPEAKER_01","startTime":1102.72,"endTime":1103.12,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1103.12,"endTime":1103.68,"body":"seeing"},{"speaker":"SPEAKER_01","startTime":1103.68,"endTime":1103.84,"body":"from"},{"speaker":"SPEAKER_01","startTime":1103.84,"endTime":1104.0,"body":"our"},{"speaker":"SPEAKER_01","startTime":1104.0,"endTime":1104.32,"body":"side,"},{"speaker":"SPEAKER_01","startTime":1104.4,"endTime":1104.56,"body":"if"},{"speaker":"SPEAKER_01","startTime":1104.56,"endTime":1104.64,"body":"you"},{"speaker":"SPEAKER_01","startTime":1104.64,"endTime":1104.88,"body":"think"},{"speaker":"SPEAKER_01","startTime":1104.88,"endTime":1105.12,"body":"about"},{"speaker":"SPEAKER_01","startTime":1105.12,"endTime":1105.28,"body":"where"},{"speaker":"SPEAKER_01","startTime":1105.28,"endTime":1105.44,"body":"we"},{"speaker":"SPEAKER_01","startTime":1105.44,"endTime":1105.84,"body":"came"},{"speaker":"SPEAKER_01","startTime":1105.84,"endTime":1106.0,"body":"from"},{"speaker":"SPEAKER_01","startTime":1106.0,"endTime":1106.16,"body":"in"},{"speaker":"SPEAKER_01","startTime":1106.16,"endTime":1107.04,"body":"2019,"},{"speaker":"SPEAKER_01","startTime":1107.28,"endTime":1107.6,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1107.6,"endTime":1107.92,"body":"building"},{"speaker":"SPEAKER_01","startTime":1107.92,"endTime":1108.16,"body":"this"},{"speaker":"SPEAKER_01","startTime":1108.16,"endTime":1108.4,"body":"app"},{"speaker":"SPEAKER_01","startTime":1108.4,"endTime":1108.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":1108.56,"endTime":1108.88,"body":"help"},{"speaker":"SPEAKER_01","startTime":1108.88,"endTime":1109.2,"body":"people"},{"speaker":"SPEAKER_01","startTime":1109.2,"endTime":1109.68,"body":"manage"},{"speaker":"SPEAKER_01","startTime":1109.68,"endTime":1110.0,"body":"their"},{"speaker":"SPEAKER_01","startTime":1110.0,"endTime":1110.32,"body":"debt,"},{"speaker":"SPEAKER_01","startTime":1110.4,"endTime":1110.72,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1110.96,"endTime":1111.2,"body":"Now"},{"speaker":"SPEAKER_01","startTime":1111.28,"endTime":1111.44,"body":"in"},{"speaker":"SPEAKER_01","startTime":1111.44,"endTime":1111.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":1111.52,"endTime":1111.76,"body":"age"},{"speaker":"SPEAKER_01","startTime":1111.76,"endTime":1111.92,"body":"of"},{"speaker":"SPEAKER_01","startTime":1111.92,"endTime":1112.4,"body":"AI,"},{"speaker":"SPEAKER_01","startTime":1112.48,"endTime":1112.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":1112.72,"endTime":1112.96,"body":"app"},{"speaker":"SPEAKER_01","startTime":1112.96,"endTime":1113.12,"body":"is"},{"speaker":"SPEAKER_01","startTime":1113.12,"endTime":1113.36,"body":"not"},{"speaker":"SPEAKER_01","startTime":1113.36,"endTime":1113.68,"body":"needed,"},{"speaker":"SPEAKER_01","startTime":1113.76,"endTime":1113.92,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1114.08,"endTime":1114.24,"body":"As"},{"speaker":"SPEAKER_01","startTime":1114.24,"endTime":1114.4,"body":"long"},{"speaker":"SPEAKER_01","startTime":1114.4,"endTime":1114.64,"body":"as"},{"speaker":"SPEAKER_01","startTime":1114.64,"endTime":1114.88,"body":"we"},{"speaker":"SPEAKER_01","startTime":1114.88,"endTime":1115.28,"body":"feed"},{"speaker":"SPEAKER_01","startTime":1115.28,"endTime":1115.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":1115.52,"endTime":1116.0,"body":"data"},{"speaker":"SPEAKER_01","startTime":1116.0,"endTime":1116.8,"body":"securely"},{"speaker":"SPEAKER_01","startTime":1116.8,"endTime":1116.96,"body":"to"},{"speaker":"SPEAKER_01","startTime":1116.96,"endTime":1117.2,"body":"an"},{"speaker":"SPEAKER_01","startTime":1117.2,"endTime":1117.6,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1117.6,"endTime":1118.08,"body":"agent"},{"speaker":"SPEAKER_01","startTime":1118.08,"endTime":1118.24,"body":"with"},{"speaker":"SPEAKER_01","startTime":1118.24,"endTime":1118.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":1118.4,"endTime":1118.8,"body":"consent"},{"speaker":"SPEAKER_01","startTime":1118.8,"endTime":1118.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":1118.96,"endTime":1119.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":1119.12,"endTime":1119.84,"body":"customer,"},{"speaker":"SPEAKER_01","startTime":1120.0,"endTime":1120.24,"body":"then"},{"speaker":"SPEAKER_01","startTime":1120.24,"endTime":1120.48,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1120.48,"endTime":1120.72,"body":"able"},{"speaker":"SPEAKER_01","startTime":1120.72,"endTime":1120.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":1120.88,"endTime":1121.28,"body":"enable"},{"speaker":"SPEAKER_01","startTime":1121.28,"endTime":1121.44,"body":"a"},{"speaker":"SPEAKER_01","startTime":1121.44,"endTime":1121.6,"body":"lot"},{"speaker":"SPEAKER_01","startTime":1121.6,"endTime":1121.68,"body":"of"},{"speaker":"SPEAKER_01","startTime":1121.68,"endTime":1121.92,"body":"these"},{"speaker":"SPEAKER_01","startTime":1121.92,"endTime":1122.24,"body":"read"},{"speaker":"SPEAKER_01","startTime":1122.24,"endTime":1122.4,"body":"and"},{"speaker":"SPEAKER_01","startTime":1122.4,"endTime":1122.64,"body":"write"},{"speaker":"SPEAKER_01","startTime":1122.64,"endTime":1123.04,"body":"actions,"},{"speaker":"SPEAKER_01","startTime":1123.12,"endTime":1123.36,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1123.52,"endTime":1123.68,"body":"So"},{"speaker":"SPEAKER_01","startTime":1123.76,"endTime":1123.84,"body":"you"},{"speaker":"SPEAKER_01","startTime":1123.84,"endTime":1124.0,"body":"can"},{"speaker":"SPEAKER_01","startTime":1124.0,"endTime":1124.4,"body":"imagine"},{"speaker":"SPEAKER_01","startTime":1124.4,"endTime":1124.88,"body":"someone"},{"speaker":"SPEAKER_01","startTime":1124.88,"endTime":1125.12,"body":"going"},{"speaker":"SPEAKER_01","startTime":1125.12,"endTime":1125.28,"body":"to"},{"speaker":"SPEAKER_01","startTime":1125.28,"endTime":1125.52,"body":"something"},{"speaker":"SPEAKER_01","startTime":1125.52,"endTime":1125.76,"body":"like"},{"speaker":"SPEAKER_01","startTime":1125.76,"endTime":1126.64,"body":"ChatGPT"},{"speaker":"SPEAKER_01","startTime":1126.64,"endTime":1126.8,"body":"or"},{"speaker":"SPEAKER_01","startTime":1126.8,"endTime":1127.36,"body":"Claude"},{"speaker":"SPEAKER_01","startTime":1127.44,"endTime":1127.68,"body":"and"},{"speaker":"SPEAKER_01","startTime":1127.68,"endTime":1128.0,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":1128.24,"endTime":1128.72,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":1129.04,"endTime":1129.36,"body":"I"},{"speaker":"SPEAKER_01","startTime":1129.52,"endTime":1129.84,"body":"don't"},{"speaker":"SPEAKER_01","startTime":1129.84,"endTime":1130.0,"body":"know"},{"speaker":"SPEAKER_01","startTime":1130.0,"endTime":1130.24,"body":"what"},{"speaker":"SPEAKER_01","startTime":1130.24,"endTime":1130.4,"body":"to"},{"speaker":"SPEAKER_01","startTime":1130.4,"endTime":1130.56,"body":"make"},{"speaker":"SPEAKER_01","startTime":1130.56,"endTime":1130.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":1130.72,"endTime":1130.88,"body":"my"},{"speaker":"SPEAKER_01","startTime":1130.88,"endTime":1131.44,"body":"finances."},{"speaker":"SPEAKER_01","startTime":1131.6,"endTime":1131.84,"body":"I"},{"speaker":"SPEAKER_01","startTime":1131.84,"endTime":1132.0,"body":"am"},{"speaker":"SPEAKER_01","startTime":1132.0,"endTime":1132.72,"body":"struggling"},{"speaker":"SPEAKER_01","startTime":1132.72,"endTime":1132.96,"body":"in"},{"speaker":"SPEAKER_01","startTime":1132.96,"endTime":1133.28,"body":"debt"},{"speaker":"SPEAKER_01","startTime":1133.36,"endTime":1133.52,"body":"in"},{"speaker":"SPEAKER_01","startTime":1133.52,"endTime":1133.68,"body":"the"},{"speaker":"SPEAKER_01","startTime":1133.68,"endTime":1134.0,"body":"debt"},{"speaker":"SPEAKER_01","startTime":1134.0,"endTime":1134.48,"body":"cycle,"},{"speaker":"SPEAKER_01","startTime":1134.64,"endTime":1134.96,"body":"help,"},{"speaker":"SPEAKER_01","startTime":1135.28,"endTime":1135.44,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1135.68,"endTime":1135.84,"body":"You"},{"speaker":"SPEAKER_01","startTime":1135.84,"endTime":1135.92,"body":"can"},{"speaker":"SPEAKER_01","startTime":1135.92,"endTime":1136.24,"body":"imagine"},{"speaker":"SPEAKER_01","startTime":1136.24,"endTime":1137.12,"body":"ChatGPT"},{"speaker":"SPEAKER_01","startTime":1137.12,"endTime":1137.2,"body":"or"},{"speaker":"SPEAKER_01","startTime":1137.2,"endTime":1137.76,"body":"Claude"},{"speaker":"SPEAKER_01","startTime":1137.76,"endTime":1138.16,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":1138.32,"endTime":1138.72,"body":"Hey,"},{"speaker":"SPEAKER_01","startTime":1138.96,"endTime":1139.28,"body":"let"},{"speaker":"SPEAKER_01","startTime":1139.28,"endTime":1139.52,"body":"me"},{"speaker":"SPEAKER_01","startTime":1139.52,"endTime":1139.76,"body":"go"},{"speaker":"SPEAKER_01","startTime":1139.76,"endTime":1139.92,"body":"do"},{"speaker":"SPEAKER_01","startTime":1139.92,"endTime":1140.16,"body":"the"},{"speaker":"SPEAKER_01","startTime":1140.16,"endTime":1140.32,"body":"work"},{"speaker":"SPEAKER_01","startTime":1140.32,"endTime":1140.56,"body":"for"},{"speaker":"SPEAKER_01","startTime":1140.56,"endTime":1140.8,"body":"you,"},{"speaker":"SPEAKER_01","startTime":1140.96,"endTime":1141.12,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1141.36,"endTime":1141.68,"body":"That's"},{"speaker":"SPEAKER_01","startTime":1141.68,"endTime":1141.92,"body":"where"},{"speaker":"SPEAKER_01","startTime":1141.92,"endTime":1142.16,"body":"our"},{"speaker":"SPEAKER_01","startTime":1142.16,"endTime":1143.04,"body":"integrations"},{"speaker":"SPEAKER_01","startTime":1143.04,"endTime":1143.2,"body":"come"},{"speaker":"SPEAKER_01","startTime":1143.2,"endTime":1143.52,"body":"to"},{"speaker":"SPEAKER_01","startTime":1143.52,"endTime":1143.76,"body":"come"},{"speaker":"SPEAKER_01","startTime":1143.76,"endTime":1143.92,"body":"to"},{"speaker":"SPEAKER_01","startTime":1143.92,"endTime":1144.32,"body":"fruition"},{"speaker":"SPEAKER_01","startTime":1144.4,"endTime":1144.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":1144.64,"endTime":1144.88,"body":"are"},{"speaker":"SPEAKER_01","startTime":1144.88,"endTime":1145.36,"body":"excellent"},{"speaker":"SPEAKER_01","startTime":1145.36,"endTime":1145.52,"body":"for"},{"speaker":"SPEAKER_01","startTime":1145.52,"endTime":1145.68,"body":"this"},{"speaker":"SPEAKER_01","startTime":1145.68,"endTime":1145.84,"body":"use"},{"speaker":"SPEAKER_01","startTime":1145.84,"endTime":1146.08,"body":"case"},{"speaker":"SPEAKER_01","startTime":1146.16,"endTime":1146.32,"body":"because"},{"speaker":"SPEAKER_01","startTime":1146.32,"endTime":1146.48,"body":"now"},{"speaker":"SPEAKER_01","startTime":1146.48,"endTime":1146.64,"body":"you"},{"speaker":"SPEAKER_01","startTime":1146.64,"endTime":1146.72,"body":"can"},{"speaker":"SPEAKER_01","startTime":1146.72,"endTime":1146.88,"body":"think"},{"speaker":"SPEAKER_01","startTime":1146.88,"endTime":1147.04,"body":"of"},{"speaker":"SPEAKER_01","startTime":1147.04,"endTime":1147.12,"body":"an"},{"speaker":"SPEAKER_01","startTime":1147.12,"endTime":1147.44,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1147.44,"endTime":1147.84,"body":"agent"},{"speaker":"SPEAKER_01","startTime":1147.84,"endTime":1148.08,"body":"who's"},{"speaker":"SPEAKER_01","startTime":1148.08,"endTime":1148.32,"body":"gonna"},{"speaker":"SPEAKER_01","startTime":1148.32,"endTime":1148.4,"body":"go"},{"speaker":"SPEAKER_01","startTime":1148.4,"endTime":1148.64,"body":"out"},{"speaker":"SPEAKER_01","startTime":1148.64,"endTime":1148.8,"body":"there"},{"speaker":"SPEAKER_01","startTime":1148.8,"endTime":1149.04,"body":"and"},{"speaker":"SPEAKER_01","startTime":1149.04,"endTime":1149.2,"body":"say,"},{"speaker":"SPEAKER_01","startTime":1149.44,"endTime":1149.68,"body":"great,"},{"speaker":"SPEAKER_01","startTime":1149.84,"endTime":1149.92,"body":"I"},{"speaker":"SPEAKER_01","startTime":1150.08,"endTime":1150.8,"body":"captured"},{"speaker":"SPEAKER_01","startTime":1150.8,"endTime":1151.04,"body":"all"},{"speaker":"SPEAKER_01","startTime":1151.04,"endTime":1151.28,"body":"your"},{"speaker":"SPEAKER_01","startTime":1151.28,"endTime":1151.52,"body":"debt"},{"speaker":"SPEAKER_01","startTime":1151.52,"endTime":1151.92,"body":"information"},{"speaker":"SPEAKER_01","startTime":1151.92,"endTime":1152.08,"body":"from"},{"speaker":"SPEAKER_01","startTime":1152.24,"endTime":1152.64,"body":"method."},{"speaker":"SPEAKER_01","startTime":1152.88,"endTime":1153.04,"body":"I"},{"speaker":"SPEAKER_01","startTime":1153.04,"endTime":1153.2,"body":"know"},{"speaker":"SPEAKER_01","startTime":1153.2,"endTime":1153.36,"body":"who"},{"speaker":"SPEAKER_01","startTime":1153.36,"endTime":1153.52,"body":"your"},{"speaker":"SPEAKER_01","startTime":1153.52,"endTime":1154.16,"body":"creditors"},{"speaker":"SPEAKER_01","startTime":1154.16,"endTime":1154.32,"body":"are"},{"speaker":"SPEAKER_01","startTime":1154.4,"endTime":1154.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":1154.56,"endTime":1154.72,"body":"I"},{"speaker":"SPEAKER_01","startTime":1154.72,"endTime":1154.96,"body":"know"},{"speaker":"SPEAKER_01","startTime":1154.96,"endTime":1155.12,"body":"how"},{"speaker":"SPEAKER_01","startTime":1155.12,"endTime":1155.28,"body":"to"},{"speaker":"SPEAKER_01","startTime":1155.28,"endTime":1155.68,"body":"pay"},{"speaker":"SPEAKER_01","startTime":1155.68,"endTime":1155.92,"body":"them."},{"speaker":"SPEAKER_01","startTime":1156.08,"endTime":1156.4,"body":"Let"},{"speaker":"SPEAKER_01","startTime":1156.4,"endTime":1156.64,"body":"me"},{"speaker":"SPEAKER_01","startTime":1156.64,"endTime":1156.96,"body":"go"},{"speaker":"SPEAKER_01","startTime":1156.96,"endTime":1157.28,"body":"see"},{"speaker":"SPEAKER_01","startTime":1157.28,"endTime":1157.52,"body":"how"},{"speaker":"SPEAKER_01","startTime":1157.52,"endTime":1157.68,"body":"I"},{"speaker":"SPEAKER_01","startTime":1157.68,"endTime":1157.84,"body":"can"},{"speaker":"SPEAKER_01","startTime":1157.84,"endTime":1158.4,"body":"optimize"},{"speaker":"SPEAKER_01","startTime":1158.4,"endTime":1158.64,"body":"this"},{"speaker":"SPEAKER_01","startTime":1158.64,"endTime":1159.04,"body":"debt."},{"speaker":"SPEAKER_01","startTime":1159.2,"endTime":1159.44,"body":"And"},{"speaker":"SPEAKER_01","startTime":1159.44,"endTime":1159.68,"body":"in"},{"speaker":"SPEAKER_01","startTime":1159.68,"endTime":1159.92,"body":"the"},{"speaker":"SPEAKER_01","startTime":1159.92,"endTime":1160.32,"body":"future,"},{"speaker":"SPEAKER_01","startTime":1160.56,"endTime":1160.88,"body":"this"},{"speaker":"SPEAKER_01","startTime":1160.88,"endTime":1161.04,"body":"part"},{"speaker":"SPEAKER_01","startTime":1161.04,"endTime":1161.44,"body":"doesn't"},{"speaker":"SPEAKER_01","startTime":1161.44,"endTime":1161.76,"body":"exist"},{"speaker":"SPEAKER_01","startTime":1161.76,"endTime":1161.92,"body":"just"},{"speaker":"SPEAKER_01","startTime":1161.92,"endTime":1162.24,"body":"yet."},{"speaker":"SPEAKER_01","startTime":1162.48,"endTime":1162.64,"body":"You"},{"speaker":"SPEAKER_01","startTime":1162.64,"endTime":1162.8,"body":"can"},{"speaker":"SPEAKER_01","startTime":1162.8,"endTime":1163.28,"body":"imagine"},{"speaker":"SPEAKER_01","startTime":1163.28,"endTime":1163.76,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1163.76,"endTime":1164.24,"body":"agents"},{"speaker":"SPEAKER_01","startTime":1164.24,"endTime":1164.48,"body":"that"},{"speaker":"SPEAKER_01","startTime":1164.48,"endTime":1164.64,"body":"go"},{"speaker":"SPEAKER_01","startTime":1164.64,"endTime":1164.8,"body":"on"},{"speaker":"SPEAKER_01","startTime":1164.8,"endTime":1165.04,"body":"your"},{"speaker":"SPEAKER_01","startTime":1165.04,"endTime":1165.52,"body":"behalf"},{"speaker":"SPEAKER_01","startTime":1165.52,"endTime":1165.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":1165.76,"endTime":1166.48,"body":"essentially"},{"speaker":"SPEAKER_01","startTime":1166.48,"endTime":1166.72,"body":"are"},{"speaker":"SPEAKER_01","startTime":1166.72,"endTime":1167.28,"body":"bidding,"},{"speaker":"SPEAKER_01","startTime":1167.36,"endTime":1167.6,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1167.68,"endTime":1167.84,"body":"Are"},{"speaker":"SPEAKER_01","startTime":1168.0,"endTime":1168.32,"body":"bidding"},{"speaker":"SPEAKER_01","startTime":1168.32,"endTime":1168.48,"body":"with"},{"speaker":"SPEAKER_01","startTime":1168.48,"endTime":1168.56,"body":"other"},{"speaker":"SPEAKER_01","startTime":1168.72,"endTime":1169.04,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1169.04,"endTime":1169.36,"body":"companies"},{"speaker":"SPEAKER_01","startTime":1169.52,"endTime":1169.68,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":1169.76,"endTime":1169.92,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":1170.0,"endTime":1170.16,"body":"I"},{"speaker":"SPEAKER_01","startTime":1170.16,"endTime":1170.32,"body":"have"},{"speaker":"SPEAKER_01","startTime":1170.4,"endTime":1170.48,"body":"you"},{"speaker":"SPEAKER_01","startTime":1170.48,"endTime":1170.64,"body":"know"},{"speaker":"SPEAKER_01","startTime":1170.8,"endTime":1171.28,"body":"Jose"},{"speaker":"SPEAKER_01","startTime":1171.44,"endTime":1171.6,"body":"here"},{"speaker":"SPEAKER_01","startTime":1171.6,"endTime":1171.76,"body":"at"},{"speaker":"SPEAKER_01","startTime":1171.76,"endTime":1171.92,"body":"an"},{"speaker":"SPEAKER_01","startTime":1171.92,"endTime":1172.32,"body":"average"},{"speaker":"SPEAKER_01","startTime":1172.32,"endTime":1172.56,"body":"cost"},{"speaker":"SPEAKER_01","startTime":1172.56,"endTime":1172.72,"body":"of"},{"speaker":"SPEAKER_01","startTime":1172.72,"endTime":1173.28,"body":"29%."},{"speaker":"SPEAKER_01","startTime":1174.0,"endTime":1174.32,"body":"Who"},{"speaker":"SPEAKER_01","startTime":1174.32,"endTime":1174.56,"body":"would"},{"speaker":"SPEAKER_01","startTime":1174.56,"endTime":1174.8,"body":"like"},{"speaker":"SPEAKER_01","startTime":1174.8,"endTime":1175.04,"body":"to"},{"speaker":"SPEAKER_01","startTime":1175.04,"endTime":1175.36,"body":"take"},{"speaker":"SPEAKER_01","startTime":1175.36,"endTime":1175.6,"body":"his"},{"speaker":"SPEAKER_01","startTime":1175.6,"endTime":1175.84,"body":"debt,"},{"speaker":"SPEAKER_01","startTime":1175.92,"endTime":1176.08,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1176.16,"endTime":1176.32,"body":"Who"},{"speaker":"SPEAKER_01","startTime":1176.32,"endTime":1176.56,"body":"will"},{"speaker":"SPEAKER_01","startTime":1176.56,"endTime":1176.88,"body":"like"},{"speaker":"SPEAKER_01","startTime":1176.88,"endTime":1177.04,"body":"to"},{"speaker":"SPEAKER_01","startTime":1177.04,"endTime":1177.36,"body":"help"},{"speaker":"SPEAKER_01","startTime":1177.36,"endTime":1177.6,"body":"him"},{"speaker":"SPEAKER_01","startTime":1177.6,"endTime":1177.76,"body":"out,"},{"speaker":"SPEAKER_01","startTime":1177.84,"endTime":1178.08,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1178.16,"endTime":1178.32,"body":"And"},{"speaker":"SPEAKER_01","startTime":1178.32,"endTime":1178.48,"body":"you"},{"speaker":"SPEAKER_01","startTime":1178.48,"endTime":1178.72,"body":"can"},{"speaker":"SPEAKER_01","startTime":1178.72,"endTime":1178.96,"body":"think"},{"speaker":"SPEAKER_01","startTime":1178.96,"endTime":1179.12,"body":"of"},{"speaker":"SPEAKER_01","startTime":1179.12,"endTime":1179.36,"body":"all"},{"speaker":"SPEAKER_01","startTime":1179.36,"endTime":1179.52,"body":"these"},{"speaker":"SPEAKER_01","startTime":1179.52,"endTime":1179.92,"body":"companies"},{"speaker":"SPEAKER_01","startTime":1179.92,"endTime":1180.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":1180.08,"endTime":1180.16,"body":"I"},{"speaker":"SPEAKER_01","startTime":1180.16,"endTime":1180.48,"body":"mentioned"},{"speaker":"SPEAKER_01","startTime":1180.64,"endTime":1180.88,"body":"now"},{"speaker":"SPEAKER_01","startTime":1180.88,"endTime":1181.6,"body":"participating"},{"speaker":"SPEAKER_01","startTime":1181.6,"endTime":1181.84,"body":"in"},{"speaker":"SPEAKER_01","startTime":1181.84,"endTime":1182.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":1182.08,"endTime":1182.72,"body":"lifecycle"},{"speaker":"SPEAKER_01","startTime":1182.8,"endTime":1182.96,"body":"and"},{"speaker":"SPEAKER_01","startTime":1182.96,"endTime":1183.2,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1183.2,"endTime":1183.52,"body":"fully"},{"speaker":"SPEAKER_01","startTime":1183.52,"endTime":1184.0,"body":"automated"},{"speaker":"SPEAKER_01","startTime":1184.08,"endTime":1184.24,"body":"and"},{"speaker":"SPEAKER_01","startTime":1184.24,"endTime":1184.48,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1184.48,"endTime":1184.64,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1184.64,"endTime":1185.04,"body":"maybe"},{"speaker":"SPEAKER_01","startTime":1185.04,"endTime":1185.84,"body":"continuously"},{"speaker":"SPEAKER_01","startTime":1185.84,"endTime":1186.0,"body":"on,"},{"speaker":"SPEAKER_01","startTime":1186.08,"endTime":1186.32,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1186.4,"endTime":1186.56,"body":"And"},{"speaker":"SPEAKER_01","startTime":1186.72,"endTime":1187.2,"body":"customers"},{"speaker":"SPEAKER_01","startTime":1187.2,"endTime":1187.44,"body":"don't"},{"speaker":"SPEAKER_01","startTime":1187.44,"endTime":1187.6,"body":"even"},{"speaker":"SPEAKER_01","startTime":1187.6,"endTime":1187.76,"body":"have"},{"speaker":"SPEAKER_01","startTime":1187.76,"endTime":1187.92,"body":"to"},{"speaker":"SPEAKER_01","startTime":1187.92,"endTime":1188.08,"body":"think"},{"speaker":"SPEAKER_01","startTime":1188.08,"endTime":1188.32,"body":"about"},{"speaker":"SPEAKER_01","startTime":1188.32,"endTime":1188.56,"body":"it."},{"speaker":"SPEAKER_01","startTime":1188.72,"endTime":1189.04,"body":"So"},{"speaker":"SPEAKER_01","startTime":1189.12,"endTime":1189.44,"body":"I"},{"speaker":"SPEAKER_01","startTime":1189.44,"endTime":1189.6,"body":"think"},{"speaker":"SPEAKER_01","startTime":1189.6,"endTime":1189.92,"body":"this"},{"speaker":"SPEAKER_01","startTime":1189.92,"endTime":1190.64,"body":"agentic"},{"speaker":"SPEAKER_01","startTime":1190.8,"endTime":1191.52,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1191.52,"endTime":1192.0,"body":"world"},{"speaker":"SPEAKER_01","startTime":1192.0,"endTime":1192.24,"body":"is"},{"speaker":"SPEAKER_01","startTime":1192.24,"endTime":1192.48,"body":"really"},{"speaker":"SPEAKER_01","startTime":1192.48,"endTime":1193.04,"body":"exciting,"},{"speaker":"SPEAKER_01","startTime":1193.2,"endTime":1193.44,"body":"but"},{"speaker":"SPEAKER_01","startTime":1193.44,"endTime":1193.6,"body":"for"},{"speaker":"SPEAKER_01","startTime":1193.6,"endTime":1193.68,"body":"us,"},{"speaker":"SPEAKER_01","startTime":1193.76,"endTime":1194.08,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1194.08,"endTime":1194.32,"body":"taking"},{"speaker":"SPEAKER_01","startTime":1194.32,"endTime":1194.4,"body":"it"},{"speaker":"SPEAKER_01","startTime":1194.4,"endTime":1194.48,"body":"a"},{"speaker":"SPEAKER_01","startTime":1194.48,"endTime":1194.72,"body":"step"},{"speaker":"SPEAKER_01","startTime":1194.72,"endTime":1194.96,"body":"further,"},{"speaker":"SPEAKER_01","startTime":1195.12,"endTime":1195.36,"body":"maybe"},{"speaker":"SPEAKER_01","startTime":1195.36,"endTime":1195.44,"body":"a"},{"speaker":"SPEAKER_01","startTime":1195.44,"endTime":1195.68,"body":"step"},{"speaker":"SPEAKER_01","startTime":1195.68,"endTime":1196.0,"body":"deeper,"},{"speaker":"SPEAKER_01","startTime":1196.08,"endTime":1196.24,"body":"if"},{"speaker":"SPEAKER_01","startTime":1196.24,"endTime":1196.4,"body":"you"},{"speaker":"SPEAKER_01","startTime":1196.4,"endTime":1196.64,"body":"will,"},{"speaker":"SPEAKER_01","startTime":1196.8,"endTime":1197.04,"body":"and"},{"speaker":"SPEAKER_01","startTime":1197.04,"endTime":1197.52,"body":"focusing"},{"speaker":"SPEAKER_01","startTime":1197.52,"endTime":1197.68,"body":"more"},{"speaker":"SPEAKER_01","startTime":1197.68,"endTime":1197.84,"body":"on"},{"speaker":"SPEAKER_01","startTime":1197.84,"endTime":1198.0,"body":"the"},{"speaker":"SPEAKER_01","startTime":1198.0,"endTime":1198.32,"body":"outcomes"},{"speaker":"SPEAKER_01","startTime":1198.4,"endTime":1198.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":1198.56,"endTime":1198.72,"body":"saying"},{"speaker":"SPEAKER_01","startTime":1198.8,"endTime":1198.96,"body":"how"},{"speaker":"SPEAKER_01","startTime":1198.96,"endTime":1199.12,"body":"can"},{"speaker":"SPEAKER_01","startTime":1199.12,"endTime":1199.44,"body":"agent"},{"speaker":"SPEAKER_01","startTime":1199.76,"endTime":1200.08,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1200.08,"endTime":1200.16,"body":"and"},{"speaker":"SPEAKER_01","startTime":1200.16,"endTime":1200.96,"body":"agentec"},{"speaker":"SPEAKER_01","startTime":1201.12,"endTime":1201.6,"body":"lending,"},{"speaker":"SPEAKER_01","startTime":1201.68,"endTime":1201.92,"body":"if"},{"speaker":"SPEAKER_01","startTime":1201.92,"endTime":1202.16,"body":"you"},{"speaker":"SPEAKER_01","startTime":1202.16,"endTime":1202.4,"body":"will,"},{"speaker":"SPEAKER_01","startTime":1202.64,"endTime":1203.04,"body":"drive"},{"speaker":"SPEAKER_01","startTime":1203.04,"endTime":1203.28,"body":"those"},{"speaker":"SPEAKER_01","startTime":1203.28,"endTime":1203.76,"body":"outcomes"},{"speaker":"SPEAKER_01","startTime":1203.76,"endTime":1204.0,"body":"for"},{"speaker":"SPEAKER_01","startTime":1204.0,"endTime":1204.48,"body":"customers."},{"speaker":"SPEAKER_01","startTime":1204.56,"endTime":1204.8,"body":"So"},{"speaker":"SPEAKER_01","startTime":1204.88,"endTime":1205.12,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1205.12,"endTime":1205.28,"body":"something"},{"speaker":"SPEAKER_01","startTime":1205.28,"endTime":1205.44,"body":"that"},{"speaker":"SPEAKER_01","startTime":1205.44,"endTime":1205.6,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":1205.68,"endTime":1205.92,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1205.92,"endTime":1206.08,"body":"really"},{"speaker":"SPEAKER_01","startTime":1206.08,"endTime":1206.48,"body":"excited"},{"speaker":"SPEAKER_01","startTime":1206.48,"endTime":1206.64,"body":"about."},{"speaker":"SPEAKER_01","startTime":1206.72,"endTime":1206.88,"body":"And"},{"speaker":"SPEAKER_01","startTime":1206.88,"endTime":1207.12,"body":"we've"},{"speaker":"SPEAKER_01","startTime":1207.12,"endTime":1207.36,"body":"been"},{"speaker":"SPEAKER_01","startTime":1207.36,"endTime":1207.76,"body":"working"},{"speaker":"SPEAKER_01","startTime":1207.76,"endTime":1208.0,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1208.0,"endTime":1208.24,"body":"under"},{"speaker":"SPEAKER_01","startTime":1208.24,"endTime":1208.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":1208.4,"endTime":1208.72,"body":"hood"},{"speaker":"SPEAKER_01","startTime":1208.72,"endTime":1208.88,"body":"with"},{"speaker":"SPEAKER_01","startTime":1208.88,"endTime":1209.04,"body":"some"},{"speaker":"SPEAKER_01","startTime":1209.04,"endTime":1209.2,"body":"of"},{"speaker":"SPEAKER_01","startTime":1209.2,"endTime":1209.28,"body":"our"},{"speaker":"SPEAKER_01","startTime":1209.28,"endTime":1209.76,"body":"companies"},{"speaker":"SPEAKER_01","startTime":1209.76,"endTime":1209.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":1209.92,"endTime":1210.08,"body":"some"},{"speaker":"SPEAKER_01","startTime":1210.08,"endTime":1210.32,"body":"of"},{"speaker":"SPEAKER_01","startTime":1210.32,"endTime":1210.48,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1210.64,"endTime":1210.88,"body":"some"},{"speaker":"SPEAKER_01","startTime":1210.88,"endTime":1210.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":1210.96,"endTime":1211.12,"body":"our"},{"speaker":"SPEAKER_01","startTime":1211.12,"endTime":1211.68,"body":"customers"},{"speaker":"SPEAKER_01","startTime":1211.68,"endTime":1211.92,"body":"as"},{"speaker":"SPEAKER_01","startTime":1211.92,"endTime":1212.08,"body":"well"},{"speaker":"SPEAKER_01","startTime":1212.24,"endTime":1212.56,"body":"on"},{"speaker":"SPEAKER_01","startTime":1212.56,"endTime":1213.04,"body":"thinking"},{"speaker":"SPEAKER_01","startTime":1213.04,"endTime":1213.36,"body":"about"},{"speaker":"SPEAKER_01","startTime":1213.36,"endTime":1213.6,"body":"how"},{"speaker":"SPEAKER_01","startTime":1213.6,"endTime":1213.76,"body":"do"},{"speaker":"SPEAKER_01","startTime":1213.76,"endTime":1213.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":1213.92,"endTime":1214.32,"body":"enable"},{"speaker":"SPEAKER_01","startTime":1214.32,"endTime":1214.56,"body":"that"},{"speaker":"SPEAKER_01","startTime":1214.56,"endTime":1215.04,"body":"consent"},{"speaker":"SPEAKER_01","startTime":1215.04,"endTime":1215.44,"body":"sharing"},{"speaker":"SPEAKER_01","startTime":1215.6,"endTime":1215.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":1215.84,"endTime":1216.32,"body":"securely"},{"speaker":"SPEAKER_01","startTime":1216.32,"endTime":1216.72,"body":"allow"},{"speaker":"SPEAKER_01","startTime":1216.72,"endTime":1217.04,"body":"an"},{"speaker":"SPEAKER_01","startTime":1217.04,"endTime":1217.6,"body":"agent"},{"speaker":"SPEAKER_01","startTime":1217.6,"endTime":1217.84,"body":"to"},{"speaker":"SPEAKER_01","startTime":1217.84,"endTime":1218.32,"body":"perform"},{"speaker":"SPEAKER_01","startTime":1218.32,"endTime":1218.72,"body":"actions"},{"speaker":"SPEAKER_01","startTime":1218.72,"endTime":1218.88,"body":"on"},{"speaker":"SPEAKER_01","startTime":1218.88,"endTime":1219.04,"body":"your"},{"speaker":"SPEAKER_01","startTime":1219.04,"endTime":1219.44,"body":"behalf,"},{"speaker":"SPEAKER_01","startTime":1219.52,"endTime":1219.68,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1219.76,"endTime":1219.92,"body":"And"},{"speaker":"SPEAKER_01","startTime":1220.4,"endTime":1220.64,"body":"read"},{"speaker":"SPEAKER_01","startTime":1220.64,"endTime":1220.8,"body":"your"},{"speaker":"SPEAKER_01","startTime":1220.8,"endTime":1221.12,"body":"data"},{"speaker":"SPEAKER_01","startTime":1221.12,"endTime":1221.28,"body":"on"},{"speaker":"SPEAKER_01","startTime":1221.28,"endTime":1221.44,"body":"your"},{"speaker":"SPEAKER_01","startTime":1221.44,"endTime":1222.0,"body":"behalf"},{"speaker":"SPEAKER_01","startTime":1222.0,"endTime":1222.4,"body":"while"},{"speaker":"SPEAKER_01","startTime":1222.4,"endTime":1222.72,"body":"keeping"},{"speaker":"SPEAKER_01","startTime":1222.72,"endTime":1222.88,"body":"the"},{"speaker":"SPEAKER_01","startTime":1222.88,"endTime":1223.12,"body":"trust"},{"speaker":"SPEAKER_01","startTime":1223.12,"endTime":1223.2,"body":"and"},{"speaker":"SPEAKER_01","startTime":1223.36,"endTime":1223.84,"body":"security"},{"speaker":"SPEAKER_01","startTime":1223.84,"endTime":1224.0,"body":"that"},{"speaker":"SPEAKER_01","startTime":1224.0,"endTime":1224.24,"body":"is"},{"speaker":"SPEAKER_01","startTime":1224.24,"endTime":1224.32,"body":"at"},{"speaker":"SPEAKER_01","startTime":1224.32,"endTime":1224.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":1224.4,"endTime":1224.64,"body":"core"},{"speaker":"SPEAKER_01","startTime":1224.64,"endTime":1224.8,"body":"of"},{"speaker":"SPEAKER_01","startTime":1224.8,"endTime":1225.12,"body":"method."},{"speaker":"SPEAKER_02","startTime":1225.52,"endTime":1225.6,"body":"Well,"},{"speaker":"SPEAKER_02","startTime":1225.68,"endTime":1225.84,"body":"what"},{"speaker":"SPEAKER_02","startTime":1225.84,"endTime":1226.16,"body":"does"},{"speaker":"SPEAKER_02","startTime":1226.16,"endTime":1226.64,"body":"success"},{"speaker":"SPEAKER_02","startTime":1226.64,"endTime":1226.88,"body":"look"},{"speaker":"SPEAKER_02","startTime":1226.88,"endTime":1227.12,"body":"like"},{"speaker":"SPEAKER_02","startTime":1227.12,"endTime":1227.36,"body":"for"},{"speaker":"SPEAKER_02","startTime":1227.36,"endTime":1227.68,"body":"method"},{"speaker":"SPEAKER_02","startTime":1227.92,"endTime":1228.16,"body":"over,"},{"speaker":"SPEAKER_02","startTime":1228.24,"endTime":1228.4,"body":"say,"},{"speaker":"SPEAKER_02","startTime":1228.48,"endTime":1228.64,"body":"the"},{"speaker":"SPEAKER_02","startTime":1228.64,"endTime":1228.8,"body":"next"},{"speaker":"SPEAKER_02","startTime":1228.8,"endTime":1229.12,"body":"three"},{"speaker":"SPEAKER_02","startTime":1229.12,"endTime":1229.28,"body":"to"},{"speaker":"SPEAKER_02","startTime":1229.28,"endTime":1229.52,"body":"five"},{"speaker":"SPEAKER_02","startTime":1229.52,"endTime":1229.76,"body":"years?"},{"speaker":"SPEAKER_01","startTime":1230.16,"endTime":1230.4,"body":"You're"},{"speaker":"SPEAKER_01","startTime":1230.4,"endTime":1230.56,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1230.56,"endTime":1230.64,"body":"of"},{"speaker":"SPEAKER_01","startTime":1230.64,"endTime":1230.96,"body":"hearing"},{"speaker":"SPEAKER_01","startTime":1230.96,"endTime":1231.12,"body":"what"},{"speaker":"SPEAKER_01","startTime":1231.2,"endTime":1231.36,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":1231.44,"endTime":1231.52,"body":"what"},{"speaker":"SPEAKER_01","startTime":1231.52,"endTime":1231.76,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":1231.76,"endTime":1232.0,"body":"talking"},{"speaker":"SPEAKER_01","startTime":1232.0,"endTime":1232.24,"body":"about"},{"speaker":"SPEAKER_01","startTime":1232.24,"endTime":1232.48,"body":"here"},{"speaker":"SPEAKER_01","startTime":1232.48,"endTime":1232.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":1232.64,"endTime":1232.8,"body":"there."},{"speaker":"SPEAKER_01","startTime":1232.88,"endTime":1233.12,"body":"I"},{"speaker":"SPEAKER_01","startTime":1233.12,"endTime":1233.44,"body":"think"},{"speaker":"SPEAKER_01","startTime":1233.44,"endTime":1233.52,"body":"a"},{"speaker":"SPEAKER_01","startTime":1233.52,"endTime":1233.68,"body":"lot"},{"speaker":"SPEAKER_01","startTime":1233.68,"endTime":1233.92,"body":"of"},{"speaker":"SPEAKER_01","startTime":1233.92,"endTime":1234.08,"body":"it"},{"speaker":"SPEAKER_01","startTime":1234.08,"endTime":1234.56,"body":"comes"},{"speaker":"SPEAKER_01","startTime":1234.56,"endTime":1234.8,"body":"from"},{"speaker":"SPEAKER_01","startTime":1234.8,"endTime":1235.04,"body":"where"},{"speaker":"SPEAKER_01","startTime":1235.04,"endTime":1235.2,"body":"we"},{"speaker":"SPEAKER_01","startTime":1235.2,"endTime":1235.6,"body":"started,"},{"speaker":"SPEAKER_01","startTime":1235.68,"endTime":1235.84,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1236.0,"endTime":1236.16,"body":"When"},{"speaker":"SPEAKER_01","startTime":1236.16,"endTime":1236.24,"body":"we"},{"speaker":"SPEAKER_01","startTime":1236.24,"endTime":1236.64,"body":"started"},{"speaker":"SPEAKER_01","startTime":1236.64,"endTime":1237.12,"body":"method,"},{"speaker":"SPEAKER_01","startTime":1237.28,"endTime":1237.44,"body":"it"},{"speaker":"SPEAKER_01","startTime":1237.44,"endTime":1237.68,"body":"came"},{"speaker":"SPEAKER_01","startTime":1237.68,"endTime":1237.84,"body":"from"},{"speaker":"SPEAKER_01","startTime":1237.84,"endTime":1238.08,"body":"a"},{"speaker":"SPEAKER_01","startTime":1238.24,"endTime":1238.64,"body":"source"},{"speaker":"SPEAKER_01","startTime":1238.64,"endTime":1238.88,"body":"and"},{"speaker":"SPEAKER_01","startTime":1238.88,"endTime":1239.04,"body":"a"},{"speaker":"SPEAKER_01","startTime":1239.04,"endTime":1239.2,"body":"place"},{"speaker":"SPEAKER_01","startTime":1239.2,"endTime":1239.36,"body":"of"},{"speaker":"SPEAKER_01","startTime":1239.36,"endTime":1239.6,"body":"like,"},{"speaker":"SPEAKER_01","startTime":1239.68,"endTime":1239.92,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":1240.0,"endTime":1240.24,"body":"why"},{"speaker":"SPEAKER_01","startTime":1240.24,"endTime":1240.56,"body":"don't"},{"speaker":"SPEAKER_01","startTime":1240.56,"endTime":1240.8,"body":"we"},{"speaker":"SPEAKER_01","startTime":1240.8,"endTime":1241.28,"body":"help"},{"speaker":"SPEAKER_01","startTime":1241.28,"endTime":1241.6,"body":"other"},{"speaker":"SPEAKER_01","startTime":1241.6,"endTime":1241.92,"body":"people"},{"speaker":"SPEAKER_01","startTime":1241.92,"endTime":1242.4,"body":"achieve"},{"speaker":"SPEAKER_01","startTime":1242.4,"endTime":1242.48,"body":"a"},{"speaker":"SPEAKER_01","startTime":1242.48,"endTime":1242.8,"body":"better"},{"speaker":"SPEAKER_01","startTime":1242.8,"endTime":1243.2,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1243.2,"endTime":1243.6,"body":"outcome?"},{"speaker":"SPEAKER_01","startTime":1243.76,"endTime":1243.92,"body":"And"},{"speaker":"SPEAKER_01","startTime":1243.92,"endTime":1244.0,"body":"I"},{"speaker":"SPEAKER_01","startTime":1244.0,"endTime":1244.16,"body":"think"},{"speaker":"SPEAKER_01","startTime":1244.16,"endTime":1244.4,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1244.4,"endTime":1244.56,"body":"been"},{"speaker":"SPEAKER_01","startTime":1244.56,"endTime":1244.72,"body":"at"},{"speaker":"SPEAKER_01","startTime":1244.72,"endTime":1244.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":1244.96,"endTime":1245.36,"body":"core"},{"speaker":"SPEAKER_01","startTime":1245.52,"endTime":1245.76,"body":"of"},{"speaker":"SPEAKER_01","startTime":1245.76,"endTime":1246.24,"body":"method,"},{"speaker":"SPEAKER_01","startTime":1246.32,"endTime":1246.48,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1246.56,"endTime":1246.8,"body":"Because"},{"speaker":"SPEAKER_01","startTime":1246.8,"endTime":1247.04,"body":"we"},{"speaker":"SPEAKER_01","startTime":1247.04,"endTime":1247.28,"body":"find"},{"speaker":"SPEAKER_01","startTime":1247.28,"endTime":1247.52,"body":"that"},{"speaker":"SPEAKER_01","startTime":1247.52,"endTime":1247.76,"body":"the"},{"speaker":"SPEAKER_01","startTime":1247.76,"endTime":1248.0,"body":"way"},{"speaker":"SPEAKER_01","startTime":1248.0,"endTime":1248.4,"body":"method"},{"speaker":"SPEAKER_01","startTime":1248.4,"endTime":1248.72,"body":"works"},{"speaker":"SPEAKER_01","startTime":1248.72,"endTime":1248.8,"body":"as"},{"speaker":"SPEAKER_01","startTime":1248.8,"endTime":1248.96,"body":"a"},{"speaker":"SPEAKER_01","startTime":1249.04,"endTime":1249.2,"body":"as"},{"speaker":"SPEAKER_01","startTime":1249.2,"endTime":1249.28,"body":"a"},{"speaker":"SPEAKER_01","startTime":1249.28,"endTime":1249.52,"body":"network,"},{"speaker":"SPEAKER_01","startTime":1249.6,"endTime":1249.76,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1249.92,"endTime":1250.0,"body":"We"},{"speaker":"SPEAKER_01","startTime":1250.0,"endTime":1250.16,"body":"think"},{"speaker":"SPEAKER_01","startTime":1250.16,"endTime":1250.32,"body":"of"},{"speaker":"SPEAKER_01","startTime":1250.32,"endTime":1250.48,"body":"method"},{"speaker":"SPEAKER_01","startTime":1250.64,"endTime":1250.72,"body":"as"},{"speaker":"SPEAKER_01","startTime":1250.72,"endTime":1250.8,"body":"a"},{"speaker":"SPEAKER_01","startTime":1250.96,"endTime":1251.04,"body":"as"},{"speaker":"SPEAKER_01","startTime":1251.04,"endTime":1251.2,"body":"a"},{"speaker":"SPEAKER_01","startTime":1251.44,"endTime":1251.68,"body":"data"},{"speaker":"SPEAKER_01","startTime":1251.68,"endTime":1251.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":1251.84,"endTime":1252.24,"body":"payment"},{"speaker":"SPEAKER_01","startTime":1252.24,"endTime":1252.56,"body":"network,"},{"speaker":"SPEAKER_01","startTime":1252.64,"endTime":1252.8,"body":"which"},{"speaker":"SPEAKER_01","startTime":1252.8,"endTime":1252.96,"body":"is"},{"speaker":"SPEAKER_01","startTime":1252.96,"endTime":1253.12,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1253.12,"endTime":1253.2,"body":"of"},{"speaker":"SPEAKER_01","startTime":1253.2,"endTime":1253.36,"body":"what"},{"speaker":"SPEAKER_01","startTime":1253.36,"endTime":1253.44,"body":"it"},{"speaker":"SPEAKER_01","startTime":1253.44,"endTime":1253.6,"body":"is,"},{"speaker":"SPEAKER_01","startTime":1253.68,"endTime":1253.84,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1253.92,"endTime":1254.08,"body":"On"},{"speaker":"SPEAKER_01","startTime":1254.08,"endTime":1254.24,"body":"one"},{"speaker":"SPEAKER_01","startTime":1254.24,"endTime":1254.48,"body":"side,"},{"speaker":"SPEAKER_01","startTime":1254.56,"endTime":1254.72,"body":"we"},{"speaker":"SPEAKER_01","startTime":1254.72,"endTime":1254.96,"body":"have"},{"speaker":"SPEAKER_01","startTime":1254.96,"endTime":1255.6,"body":"consumers,"},{"speaker":"SPEAKER_01","startTime":1255.68,"endTime":1255.92,"body":"like"},{"speaker":"SPEAKER_01","startTime":1255.92,"endTime":1256.08,"body":"your,"},{"speaker":"SPEAKER_01","startTime":1256.4,"endTime":1256.48,"body":"you"},{"speaker":"SPEAKER_01","startTime":1256.48,"endTime":1256.64,"body":"know,"},{"speaker":"SPEAKER_01","startTime":1256.72,"endTime":1256.88,"body":"your"},{"speaker":"SPEAKER_01","startTime":1257.04,"endTime":1257.52,"body":"actual"},{"speaker":"SPEAKER_01","startTime":1257.52,"endTime":1257.92,"body":"average"},{"speaker":"SPEAKER_01","startTime":1257.92,"endTime":1258.48,"body":"American."},{"speaker":"SPEAKER_01","startTime":1258.64,"endTime":1258.88,"body":"And"},{"speaker":"SPEAKER_01","startTime":1258.88,"endTime":1259.12,"body":"then"},{"speaker":"SPEAKER_01","startTime":1259.12,"endTime":1259.44,"body":"you"},{"speaker":"SPEAKER_01","startTime":1259.44,"endTime":1259.68,"body":"have"},{"speaker":"SPEAKER_01","startTime":1260.0,"endTime":1260.16,"body":"on"},{"speaker":"SPEAKER_01","startTime":1260.16,"endTime":1260.24,"body":"the"},{"speaker":"SPEAKER_01","startTime":1260.24,"endTime":1260.56,"body":"middle"},{"speaker":"SPEAKER_01","startTime":1260.56,"endTime":1260.96,"body":"layer,"},{"speaker":"SPEAKER_01","startTime":1261.04,"endTime":1261.12,"body":"you"},{"speaker":"SPEAKER_01","startTime":1261.12,"endTime":1261.28,"body":"have"},{"speaker":"SPEAKER_01","startTime":1261.28,"endTime":1261.44,"body":"one"},{"speaker":"SPEAKER_01","startTime":1261.44,"endTime":1261.6,"body":"of"},{"speaker":"SPEAKER_01","startTime":1261.6,"endTime":1261.68,"body":"the"},{"speaker":"SPEAKER_01","startTime":1261.68,"endTime":1262.08,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1262.08,"endTime":1262.56,"body":"services"},{"speaker":"SPEAKER_01","startTime":1262.56,"endTime":1262.8,"body":"or"},{"speaker":"SPEAKER_01","startTime":1262.8,"endTime":1263.36,"body":"platforms"},{"speaker":"SPEAKER_01","startTime":1263.36,"endTime":1263.52,"body":"who"},{"speaker":"SPEAKER_01","startTime":1263.52,"endTime":1264.16,"body":"interfaces"},{"speaker":"SPEAKER_01","startTime":1264.16,"endTime":1264.32,"body":"with"},{"speaker":"SPEAKER_01","startTime":1264.32,"endTime":1264.8,"body":"method."},{"speaker":"SPEAKER_01","startTime":1264.96,"endTime":1265.12,"body":"And"},{"speaker":"SPEAKER_01","startTime":1265.12,"endTime":1265.28,"body":"on"},{"speaker":"SPEAKER_01","startTime":1265.28,"endTime":1265.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":1265.52,"endTime":1265.68,"body":"other"},{"speaker":"SPEAKER_01","startTime":1265.68,"endTime":1266.0,"body":"side,"},{"speaker":"SPEAKER_01","startTime":1266.16,"endTime":1266.48,"body":"we"},{"speaker":"SPEAKER_01","startTime":1266.48,"endTime":1266.64,"body":"have"},{"speaker":"SPEAKER_01","startTime":1266.72,"endTime":1266.88,"body":"you"},{"speaker":"SPEAKER_01","startTime":1266.88,"endTime":1267.04,"body":"know"},{"speaker":"SPEAKER_01","startTime":1267.12,"endTime":1267.28,"body":"the"},{"speaker":"SPEAKER_01","startTime":1267.28,"endTime":1267.92,"body":"creditors"},{"speaker":"SPEAKER_01","startTime":1267.92,"endTime":1268.08,"body":"for"},{"speaker":"SPEAKER_01","startTime":1268.08,"endTime":1268.32,"body":"folks"},{"speaker":"SPEAKER_01","startTime":1268.8,"endTime":1268.96,"body":"own"},{"speaker":"SPEAKER_01","startTime":1269.12,"endTime":1269.36,"body":"that"},{"speaker":"SPEAKER_01","startTime":1269.36,"endTime":1269.68,"body":"debt."},{"speaker":"SPEAKER_01","startTime":1269.92,"endTime":1270.08,"body":"We"},{"speaker":"SPEAKER_01","startTime":1270.08,"endTime":1270.32,"body":"have"},{"speaker":"SPEAKER_01","startTime":1270.32,"endTime":1270.72,"body":"found"},{"speaker":"SPEAKER_01","startTime":1270.72,"endTime":1271.04,"body":"that"},{"speaker":"SPEAKER_01","startTime":1271.04,"endTime":1271.36,"body":"when"},{"speaker":"SPEAKER_01","startTime":1271.36,"endTime":1271.68,"body":"we"},{"speaker":"SPEAKER_01","startTime":1271.68,"endTime":1271.92,"body":"have"},{"speaker":"SPEAKER_01","startTime":1271.92,"endTime":1272.24,"body":"use"},{"speaker":"SPEAKER_01","startTime":1272.24,"endTime":1272.64,"body":"cases,"},{"speaker":"SPEAKER_01","startTime":1272.72,"endTime":1272.96,"body":"and"},{"speaker":"SPEAKER_01","startTime":1272.96,"endTime":1273.2,"body":"this"},{"speaker":"SPEAKER_01","startTime":1273.2,"endTime":1273.36,"body":"is"},{"speaker":"SPEAKER_01","startTime":1273.44,"endTime":1273.6,"body":"you"},{"speaker":"SPEAKER_01","startTime":1273.6,"endTime":1273.76,"body":"know"},{"speaker":"SPEAKER_01","startTime":1274.0,"endTime":1274.4,"body":"true"},{"speaker":"SPEAKER_01","startTime":1274.4,"endTime":1274.64,"body":"for"},{"speaker":"SPEAKER_01","startTime":1274.64,"endTime":1275.04,"body":"basically"},{"speaker":"SPEAKER_01","startTime":1275.04,"endTime":1275.2,"body":"all"},{"speaker":"SPEAKER_01","startTime":1275.2,"endTime":1275.36,"body":"of"},{"speaker":"SPEAKER_01","startTime":1275.36,"endTime":1275.52,"body":"our"},{"speaker":"SPEAKER_01","startTime":1275.52,"endTime":1275.76,"body":"use"},{"speaker":"SPEAKER_01","startTime":1275.76,"endTime":1276.24,"body":"cases,"},{"speaker":"SPEAKER_01","startTime":1276.4,"endTime":1276.56,"body":"if"},{"speaker":"SPEAKER_01","startTime":1276.56,"endTime":1276.72,"body":"they"},{"speaker":"SPEAKER_01","startTime":1276.72,"endTime":1276.88,"body":"are"},{"speaker":"SPEAKER_01","startTime":1277.04,"endTime":1278.08,"body":"win-win-win"},{"speaker":"SPEAKER_01","startTime":1278.24,"endTime":1278.4,"body":"as"},{"speaker":"SPEAKER_01","startTime":1278.4,"endTime":1278.56,"body":"in"},{"speaker":"SPEAKER_01","startTime":1278.72,"endTime":1279.04,"body":"every"},{"speaker":"SPEAKER_01","startTime":1279.04,"endTime":1279.28,"body":"part"},{"speaker":"SPEAKER_01","startTime":1279.28,"endTime":1279.36,"body":"of"},{"speaker":"SPEAKER_01","startTime":1279.36,"endTime":1279.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":1279.52,"endTime":1279.92,"body":"stack"},{"speaker":"SPEAKER_01","startTime":1279.92,"endTime":1280.08,"body":"is"},{"speaker":"SPEAKER_01","startTime":1280.08,"endTime":1280.64,"body":"winning,"},{"speaker":"SPEAKER_01","startTime":1280.8,"endTime":1281.04,"body":"that"},{"speaker":"SPEAKER_01","startTime":1281.04,"endTime":1281.28,"body":"just"},{"speaker":"SPEAKER_01","startTime":1281.28,"endTime":1281.52,"body":"makes"},{"speaker":"SPEAKER_01","startTime":1281.52,"endTime":1281.68,"body":"the"},{"speaker":"SPEAKER_01","startTime":1281.68,"endTime":1282.08,"body":"network"},{"speaker":"SPEAKER_01","startTime":1282.08,"endTime":1282.16,"body":"a"},{"speaker":"SPEAKER_01","startTime":1282.16,"endTime":1282.32,"body":"lot"},{"speaker":"SPEAKER_01","startTime":1282.32,"endTime":1282.8,"body":"stronger."},{"speaker":"SPEAKER_01","startTime":1282.88,"endTime":1283.12,"body":"And"},{"speaker":"SPEAKER_01","startTime":1283.12,"endTime":1283.36,"body":"it"},{"speaker":"SPEAKER_01","startTime":1283.36,"endTime":1283.84,"body":"makes"},{"speaker":"SPEAKER_01","startTime":1283.84,"endTime":1284.16,"body":"every"},{"speaker":"SPEAKER_01","startTime":1284.16,"endTime":1284.32,"body":"part"},{"speaker":"SPEAKER_01","startTime":1284.32,"endTime":1284.48,"body":"of"},{"speaker":"SPEAKER_01","startTime":1284.48,"endTime":1284.64,"body":"the"},{"speaker":"SPEAKER_01","startTime":1284.64,"endTime":1284.96,"body":"stack"},{"speaker":"SPEAKER_01","startTime":1284.96,"endTime":1285.12,"body":"win,"},{"speaker":"SPEAKER_01","startTime":1285.2,"endTime":1285.44,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1285.52,"endTime":1285.68,"body":"You"},{"speaker":"SPEAKER_01","startTime":1285.68,"endTime":1285.84,"body":"have"},{"speaker":"SPEAKER_01","startTime":1285.84,"endTime":1286.24,"body":"consumers"},{"speaker":"SPEAKER_01","startTime":1286.24,"endTime":1286.4,"body":"on"},{"speaker":"SPEAKER_01","startTime":1286.4,"endTime":1286.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":1286.48,"endTime":1286.64,"body":"other"},{"speaker":"SPEAKER_01","startTime":1286.64,"endTime":1286.88,"body":"side"},{"speaker":"SPEAKER_01","startTime":1286.88,"endTime":1287.04,"body":"who"},{"speaker":"SPEAKER_01","startTime":1287.04,"endTime":1287.2,"body":"are"},{"speaker":"SPEAKER_01","startTime":1287.2,"endTime":1287.52,"body":"saying,"},{"speaker":"SPEAKER_01","startTime":1287.68,"endTime":1287.92,"body":"hey,"},{"speaker":"SPEAKER_01","startTime":1288.0,"endTime":1288.24,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":1288.24,"endTime":1288.56,"body":"getting"},{"speaker":"SPEAKER_01","startTime":1288.56,"endTime":1288.64,"body":"a"},{"speaker":"SPEAKER_01","startTime":1288.64,"endTime":1288.96,"body":"better"},{"speaker":"SPEAKER_01","startTime":1288.96,"endTime":1289.36,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1289.36,"endTime":1289.76,"body":"opportunity,"},{"speaker":"SPEAKER_01","startTime":1289.84,"endTime":1290.08,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1290.16,"endTime":1290.32,"body":"I"},{"speaker":"SPEAKER_01","startTime":1290.4,"endTime":1290.56,"body":"was"},{"speaker":"SPEAKER_01","startTime":1290.56,"endTime":1290.72,"body":"able"},{"speaker":"SPEAKER_01","startTime":1290.72,"endTime":1290.8,"body":"to"},{"speaker":"SPEAKER_01","startTime":1290.8,"endTime":1290.96,"body":"take"},{"speaker":"SPEAKER_01","startTime":1290.96,"endTime":1291.12,"body":"my"},{"speaker":"SPEAKER_01","startTime":1291.12,"endTime":1291.36,"body":"cost"},{"speaker":"SPEAKER_01","startTime":1291.36,"endTime":1291.52,"body":"of"},{"speaker":"SPEAKER_01","startTime":1291.52,"endTime":1292.0,"body":"capital"},{"speaker":"SPEAKER_01","startTime":1292.0,"endTime":1292.16,"body":"from"},{"speaker":"SPEAKER_01","startTime":1292.16,"endTime":1292.56,"body":"20%"},{"speaker":"SPEAKER_01","startTime":1292.88,"endTime":1293.2,"body":"down"},{"speaker":"SPEAKER_01","startTime":1293.2,"endTime":1293.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":1293.36,"endTime":1293.68,"body":"7%."},{"speaker":"SPEAKER_01","startTime":1294.08,"endTime":1294.24,"body":"This"},{"speaker":"SPEAKER_01","startTime":1294.24,"endTime":1294.32,"body":"is"},{"speaker":"SPEAKER_01","startTime":1294.32,"endTime":1294.56,"body":"huge,"},{"speaker":"SPEAKER_01","startTime":1294.64,"endTime":1294.8,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1294.88,"endTime":1294.96,"body":"I"},{"speaker":"SPEAKER_01","startTime":1294.96,"endTime":1295.2,"body":"didn't"},{"speaker":"SPEAKER_01","startTime":1295.2,"endTime":1295.36,"body":"know"},{"speaker":"SPEAKER_01","startTime":1295.36,"endTime":1295.52,"body":"this"},{"speaker":"SPEAKER_01","startTime":1295.52,"endTime":1295.76,"body":"was"},{"speaker":"SPEAKER_01","startTime":1295.76,"endTime":1296.16,"body":"possible."},{"speaker":"SPEAKER_01","startTime":1296.4,"endTime":1296.64,"body":"You"},{"speaker":"SPEAKER_01","startTime":1296.64,"endTime":1296.8,"body":"have"},{"speaker":"SPEAKER_01","startTime":1296.88,"endTime":1297.12,"body":"in"},{"speaker":"SPEAKER_01","startTime":1297.12,"endTime":1297.28,"body":"the"},{"speaker":"SPEAKER_01","startTime":1297.28,"endTime":1297.68,"body":"middle"},{"speaker":"SPEAKER_01","startTime":1297.92,"endTime":1298.16,"body":"our"},{"speaker":"SPEAKER_01","startTime":1298.16,"endTime":1298.56,"body":"partners"},{"speaker":"SPEAKER_01","startTime":1298.56,"endTime":1298.72,"body":"who"},{"speaker":"SPEAKER_01","startTime":1298.72,"endTime":1298.88,"body":"say,"},{"speaker":"SPEAKER_01","startTime":1298.96,"endTime":1299.2,"body":"Hey,"},{"speaker":"SPEAKER_01","startTime":1299.28,"endTime":1299.44,"body":"I'm"},{"speaker":"SPEAKER_01","startTime":1299.44,"endTime":1299.6,"body":"able"},{"speaker":"SPEAKER_01","startTime":1299.68,"endTime":1299.76,"body":"to"},{"speaker":"SPEAKER_01","startTime":1299.84,"endTime":1300.4,"body":"capture"},{"speaker":"SPEAKER_01","startTime":1300.4,"endTime":1300.48,"body":"a"},{"speaker":"SPEAKER_01","startTime":1300.48,"endTime":1300.72,"body":"new"},{"speaker":"SPEAKER_01","startTime":1300.72,"endTime":1301.04,"body":"customer"},{"speaker":"SPEAKER_01","startTime":1301.12,"endTime":1301.28,"body":"and"},{"speaker":"SPEAKER_01","startTime":1301.28,"endTime":1301.44,"body":"I"},{"speaker":"SPEAKER_01","startTime":1301.44,"endTime":1301.52,"body":"would"},{"speaker":"SPEAKER_01","startTime":1301.6,"endTime":1301.68,"body":"have"},{"speaker":"SPEAKER_01","startTime":1301.68,"endTime":1301.92,"body":"build"},{"speaker":"SPEAKER_01","startTime":1301.92,"endTime":1302.56,"body":"loyalty"},{"speaker":"SPEAKER_01","startTime":1302.56,"endTime":1302.72,"body":"with"},{"speaker":"SPEAKER_01","startTime":1302.72,"endTime":1302.88,"body":"this"},{"speaker":"SPEAKER_01","startTime":1302.88,"endTime":1303.28,"body":"customer,"},{"speaker":"SPEAKER_01","startTime":1303.36,"endTime":1303.44,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1303.6,"endTime":1303.76,"body":"And"},{"speaker":"SPEAKER_01","startTime":1303.76,"endTime":1304.0,"body":"build"},{"speaker":"SPEAKER_01","startTime":1304.0,"endTime":1304.16,"body":"a"},{"speaker":"SPEAKER_01","startTime":1304.72,"endTime":1305.52,"body":"trusted"},{"speaker":"SPEAKER_01","startTime":1305.52,"endTime":1306.08,"body":"partnership"},{"speaker":"SPEAKER_01","startTime":1306.08,"endTime":1306.24,"body":"in"},{"speaker":"SPEAKER_01","startTime":1306.24,"endTime":1306.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":1306.4,"endTime":1306.64,"body":"long"},{"speaker":"SPEAKER_01","startTime":1306.64,"endTime":1306.88,"body":"term."},{"speaker":"SPEAKER_01","startTime":1307.04,"endTime":1307.2,"body":"And"},{"speaker":"SPEAKER_01","startTime":1307.36,"endTime":1307.44,"body":"on"},{"speaker":"SPEAKER_01","startTime":1307.44,"endTime":1307.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":1307.52,"endTime":1307.68,"body":"other"},{"speaker":"SPEAKER_01","startTime":1307.68,"endTime":1307.84,"body":"side,"},{"speaker":"SPEAKER_01","startTime":1307.92,"endTime":1308.0,"body":"you"},{"speaker":"SPEAKER_01","startTime":1308.0,"endTime":1308.08,"body":"have"},{"speaker":"SPEAKER_01","startTime":1308.08,"endTime":1308.64,"body":"creditors"},{"speaker":"SPEAKER_01","startTime":1308.64,"endTime":1308.72,"body":"who"},{"speaker":"SPEAKER_01","startTime":1308.72,"endTime":1308.88,"body":"say,"},{"speaker":"SPEAKER_01","startTime":1309.04,"endTime":1309.2,"body":"Great,"},{"speaker":"SPEAKER_01","startTime":1309.28,"endTime":1309.52,"body":"this"},{"speaker":"SPEAKER_01","startTime":1309.52,"endTime":1309.68,"body":"is"},{"speaker":"SPEAKER_01","startTime":1309.68,"endTime":1310.0,"body":"a"},{"speaker":"SPEAKER_01","startTime":1310.32,"endTime":1310.64,"body":"way"},{"speaker":"SPEAKER_01","startTime":1310.64,"endTime":1310.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":1311.04,"endTime":1311.28,"body":"for"},{"speaker":"SPEAKER_01","startTime":1311.28,"endTime":1311.68,"body":"consumers"},{"speaker":"SPEAKER_01","startTime":1311.68,"endTime":1311.84,"body":"to"},{"speaker":"SPEAKER_01","startTime":1311.84,"endTime":1312.0,"body":"get"},{"speaker":"SPEAKER_01","startTime":1312.0,"endTime":1312.32,"body":"access"},{"speaker":"SPEAKER_01","startTime":1312.32,"endTime":1312.48,"body":"to"},{"speaker":"SPEAKER_01","startTime":1312.64,"endTime":1312.96,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1312.96,"endTime":1313.28,"body":"data"},{"speaker":"SPEAKER_01","startTime":1313.28,"endTime":1313.36,"body":"in"},{"speaker":"SPEAKER_01","startTime":1313.36,"endTime":1313.52,"body":"a"},{"speaker":"SPEAKER_01","startTime":1313.52,"endTime":1314.0,"body":"secure"},{"speaker":"SPEAKER_01","startTime":1314.0,"endTime":1314.16,"body":"way"},{"speaker":"SPEAKER_01","startTime":1314.24,"endTime":1314.48,"body":"that"},{"speaker":"SPEAKER_01","startTime":1314.48,"endTime":1314.64,"body":"we"},{"speaker":"SPEAKER_01","startTime":1314.64,"endTime":1314.8,"body":"can"},{"speaker":"SPEAKER_01","startTime":1314.8,"endTime":1314.96,"body":"get"},{"speaker":"SPEAKER_01","startTime":1314.96,"endTime":1315.36,"body":"behind,"},{"speaker":"SPEAKER_01","startTime":1315.44,"endTime":1315.6,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1315.68,"endTime":1315.84,"body":"And"},{"speaker":"SPEAKER_01","startTime":1315.84,"endTime":1316.08,"body":"we"},{"speaker":"SPEAKER_01","startTime":1316.08,"endTime":1316.24,"body":"can"},{"speaker":"SPEAKER_01","startTime":1316.24,"endTime":1316.72,"body":"enable"},{"speaker":"SPEAKER_01","startTime":1316.72,"endTime":1316.96,"body":"that"},{"speaker":"SPEAKER_01","startTime":1316.96,"endTime":1317.2,"body":"data"},{"speaker":"SPEAKER_01","startTime":1317.2,"endTime":1317.6,"body":"sharing"},{"speaker":"SPEAKER_01","startTime":1317.6,"endTime":1317.76,"body":"in"},{"speaker":"SPEAKER_01","startTime":1317.76,"endTime":1317.84,"body":"a"},{"speaker":"SPEAKER_01","startTime":1317.84,"endTime":1318.32,"body":"secure"},{"speaker":"SPEAKER_01","startTime":1318.32,"endTime":1318.56,"body":"way."},{"speaker":"SPEAKER_01","startTime":1318.72,"endTime":1318.88,"body":"So"},{"speaker":"SPEAKER_01","startTime":1318.96,"endTime":1319.36,"body":"everybody"},{"speaker":"SPEAKER_01","startTime":1319.36,"endTime":1319.44,"body":"in"},{"speaker":"SPEAKER_01","startTime":1319.44,"endTime":1319.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":1319.6,"endTime":1319.76,"body":"staff."},{"speaker":"SPEAKER_01","startTime":1320.32,"endTime":1320.4,"body":"is"},{"speaker":"SPEAKER_01","startTime":1320.48,"endTime":1320.88,"body":"winning."},{"speaker":"SPEAKER_01","startTime":1320.96,"endTime":1321.12,"body":"And"},{"speaker":"SPEAKER_01","startTime":1321.12,"endTime":1321.2,"body":"I"},{"speaker":"SPEAKER_01","startTime":1321.2,"endTime":1321.36,"body":"have,"},{"speaker":"SPEAKER_01","startTime":1321.44,"endTime":1321.52,"body":"and"},{"speaker":"SPEAKER_01","startTime":1321.52,"endTime":1321.68,"body":"we've"},{"speaker":"SPEAKER_01","startTime":1321.76,"endTime":1321.92,"body":"what"},{"speaker":"SPEAKER_01","startTime":1321.92,"endTime":1322.08,"body":"we"},{"speaker":"SPEAKER_01","startTime":1322.08,"endTime":1322.4,"body":"found"},{"speaker":"SPEAKER_01","startTime":1322.4,"endTime":1322.56,"body":"is"},{"speaker":"SPEAKER_01","startTime":1322.56,"endTime":1322.8,"body":"that"},{"speaker":"SPEAKER_01","startTime":1322.8,"endTime":1323.12,"body":"if"},{"speaker":"SPEAKER_01","startTime":1323.12,"endTime":1323.28,"body":"we"},{"speaker":"SPEAKER_01","startTime":1323.28,"endTime":1323.6,"body":"keep"},{"speaker":"SPEAKER_01","startTime":1323.6,"endTime":1324.0,"body":"doing"},{"speaker":"SPEAKER_01","startTime":1324.0,"endTime":1324.24,"body":"this"},{"speaker":"SPEAKER_01","startTime":1324.24,"endTime":1324.4,"body":"over"},{"speaker":"SPEAKER_01","startTime":1324.4,"endTime":1324.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":1324.64,"endTime":1324.88,"body":"over"},{"speaker":"SPEAKER_01","startTime":1324.88,"endTime":1325.2,"body":"again"},{"speaker":"SPEAKER_01","startTime":1325.2,"endTime":1325.44,"body":"in"},{"speaker":"SPEAKER_01","startTime":1325.44,"endTime":1325.76,"body":"different"},{"speaker":"SPEAKER_01","startTime":1325.76,"endTime":1326.24,"body":"verticals,"},{"speaker":"SPEAKER_01","startTime":1326.32,"endTime":1326.48,"body":"right"},{"speaker":"SPEAKER_01","startTime":1326.56,"endTime":1326.64,"body":"now"},{"speaker":"SPEAKER_01","startTime":1326.88,"endTime":1327.12,"body":"moving"},{"speaker":"SPEAKER_01","startTime":1327.12,"endTime":1327.36,"body":"into"},{"speaker":"SPEAKER_01","startTime":1327.36,"endTime":1327.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":1327.44,"endTime":1327.76,"body":"commerce"},{"speaker":"SPEAKER_01","startTime":1327.76,"endTime":1327.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":1327.92,"endTime":1328.48,"body":"checkout"},{"speaker":"SPEAKER_01","startTime":1328.56,"endTime":1328.88,"body":"space"},{"speaker":"SPEAKER_01","startTime":1329.04,"endTime":1329.28,"body":"is"},{"speaker":"SPEAKER_01","startTime":1329.28,"endTime":1329.44,"body":"what"},{"speaker":"SPEAKER_01","startTime":1329.44,"endTime":1329.84,"body":"success"},{"speaker":"SPEAKER_01","startTime":1329.84,"endTime":1330.08,"body":"looks"},{"speaker":"SPEAKER_01","startTime":1330.08,"endTime":1330.24,"body":"like"},{"speaker":"SPEAKER_01","startTime":1330.24,"endTime":1330.4,"body":"for"},{"speaker":"SPEAKER_01","startTime":1330.4,"endTime":1330.48,"body":"us"},{"speaker":"SPEAKER_01","startTime":1330.56,"endTime":1330.72,"body":"in"},{"speaker":"SPEAKER_01","startTime":1330.72,"endTime":1330.88,"body":"the"},{"speaker":"SPEAKER_01","startTime":1330.88,"endTime":1331.12,"body":"really"},{"speaker":"SPEAKER_01","startTime":1331.12,"endTime":1331.2,"body":"long"},{"speaker":"SPEAKER_01","startTime":1331.28,"endTime":1331.52,"body":"term."},{"speaker":"SPEAKER_01","startTime":1331.6,"endTime":1331.84,"body":"It's"},{"speaker":"SPEAKER_01","startTime":1331.84,"endTime":1332.08,"body":"like"},{"speaker":"SPEAKER_01","startTime":1332.08,"endTime":1332.4,"body":"keeping"},{"speaker":"SPEAKER_01","startTime":1332.4,"endTime":1332.56,"body":"that"},{"speaker":"SPEAKER_01","startTime":1332.8,"endTime":1333.12,"body":"keeping"},{"speaker":"SPEAKER_01","startTime":1333.12,"endTime":1333.36,"body":"that"},{"speaker":"SPEAKER_01","startTime":1333.36,"endTime":1333.6,"body":"trust"},{"speaker":"SPEAKER_01","startTime":1333.68,"endTime":1333.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":1333.84,"endTime":1334.32,"body":"enabling"},{"speaker":"SPEAKER_01","startTime":1334.32,"endTime":1334.72,"body":"consumers"},{"speaker":"SPEAKER_01","startTime":1334.72,"endTime":1334.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":1334.88,"endTime":1335.12,"body":"access"},{"speaker":"SPEAKER_01","startTime":1335.28,"endTime":1335.36,"body":"a"},{"speaker":"SPEAKER_01","startTime":1335.36,"endTime":1335.6,"body":"better"},{"speaker":"SPEAKER_01","startTime":1335.6,"endTime":1336.08,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1336.08,"endTime":1336.64,"body":"opportunity."},{"speaker":"SPEAKER_01","startTime":1336.8,"endTime":1336.96,"body":"And"},{"speaker":"SPEAKER_01","startTime":1336.96,"endTime":1337.2,"body":"we"},{"speaker":"SPEAKER_01","startTime":1337.2,"endTime":1337.6,"body":"found"},{"speaker":"SPEAKER_01","startTime":1337.6,"endTime":1337.84,"body":"that"},{"speaker":"SPEAKER_01","startTime":1337.84,"endTime":1338.08,"body":"if"},{"speaker":"SPEAKER_01","startTime":1338.08,"endTime":1338.32,"body":"that"},{"speaker":"SPEAKER_01","startTime":1338.32,"endTime":1338.56,"body":"is"},{"speaker":"SPEAKER_01","startTime":1338.56,"endTime":1338.8,"body":"at"},{"speaker":"SPEAKER_01","startTime":1338.8,"endTime":1339.04,"body":"its"},{"speaker":"SPEAKER_01","startTime":1339.04,"endTime":1339.44,"body":"core,"},{"speaker":"SPEAKER_01","startTime":1339.6,"endTime":1339.84,"body":"then"},{"speaker":"SPEAKER_01","startTime":1339.84,"endTime":1340.32,"body":"everything"},{"speaker":"SPEAKER_01","startTime":1340.32,"endTime":1340.8,"body":"else"},{"speaker":"SPEAKER_01","startTime":1340.8,"endTime":1340.96,"body":"will"},{"speaker":"SPEAKER_01","startTime":1340.96,"endTime":1341.36,"body":"happen."},{"speaker":"SPEAKER_01","startTime":1341.68,"endTime":1341.92,"body":"Even"},{"speaker":"SPEAKER_01","startTime":1341.92,"endTime":1342.08,"body":"if"},{"speaker":"SPEAKER_01","startTime":1342.08,"endTime":1342.32,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1342.32,"endTime":1342.64,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1342.72,"endTime":1343.04,"body":"driven"},{"speaker":"SPEAKER_01","startTime":1343.04,"endTime":1343.2,"body":"or"},{"speaker":"SPEAKER_01","startTime":1343.2,"endTime":1343.44,"body":"not"},{"speaker":"SPEAKER_01","startTime":1343.44,"endTime":1343.84,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1343.92,"endTime":1344.48,"body":"driven,"},{"speaker":"SPEAKER_01","startTime":1344.56,"endTime":1344.8,"body":"or"},{"speaker":"SPEAKER_01","startTime":1344.8,"endTime":1344.96,"body":"if"},{"speaker":"SPEAKER_01","startTime":1344.96,"endTime":1345.28,"body":"it's,"},{"speaker":"SPEAKER_01","startTime":1345.36,"endTime":1345.52,"body":"you"},{"speaker":"SPEAKER_01","startTime":1345.52,"endTime":1345.6,"body":"know,"},{"speaker":"SPEAKER_01","startTime":1345.76,"endTime":1346.0,"body":"we"},{"speaker":"SPEAKER_01","startTime":1346.0,"endTime":1346.32,"body":"help"},{"speaker":"SPEAKER_01","startTime":1346.32,"endTime":1346.96,"body":"companies"},{"speaker":"SPEAKER_01","startTime":1346.96,"endTime":1347.52,"body":"increase"},{"speaker":"SPEAKER_01","startTime":1347.52,"endTime":1347.76,"body":"their"},{"speaker":"SPEAKER_01","startTime":1347.76,"endTime":1348.08,"body":"costs"},{"speaker":"SPEAKER_01","startTime":1348.08,"endTime":1348.24,"body":"of,"},{"speaker":"SPEAKER_01","startTime":1348.32,"endTime":1348.48,"body":"you"},{"speaker":"SPEAKER_01","startTime":1348.48,"endTime":1348.56,"body":"know,"},{"speaker":"SPEAKER_01","startTime":1348.8,"endTime":1349.12,"body":"or"},{"speaker":"SPEAKER_01","startTime":1349.12,"endTime":1349.76,"body":"decrease"},{"speaker":"SPEAKER_01","startTime":1349.76,"endTime":1350.0,"body":"their"},{"speaker":"SPEAKER_01","startTime":1350.16,"endTime":1350.48,"body":"their"},{"speaker":"SPEAKER_01","startTime":1350.48,"endTime":1350.88,"body":"risk"},{"speaker":"SPEAKER_01","startTime":1350.88,"endTime":1351.04,"body":"or"},{"speaker":"SPEAKER_01","startTime":1351.2,"endTime":1351.76,"body":"whatnot."},{"speaker":"SPEAKER_01","startTime":1351.92,"endTime":1352.16,"body":"As"},{"speaker":"SPEAKER_01","startTime":1352.16,"endTime":1352.32,"body":"long"},{"speaker":"SPEAKER_01","startTime":1352.32,"endTime":1352.4,"body":"as"},{"speaker":"SPEAKER_01","startTime":1352.4,"endTime":1352.64,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1352.64,"endTime":1352.8,"body":"all"},{"speaker":"SPEAKER_01","startTime":1352.8,"endTime":1353.2,"body":"centered"},{"speaker":"SPEAKER_01","startTime":1353.2,"endTime":1353.36,"body":"in"},{"speaker":"SPEAKER_01","startTime":1353.36,"endTime":1353.52,"body":"that"},{"speaker":"SPEAKER_01","startTime":1353.52,"endTime":1354.0,"body":"consumer"},{"speaker":"SPEAKER_01","startTime":1354.0,"endTime":1354.4,"body":"focus"},{"speaker":"SPEAKER_01","startTime":1354.4,"endTime":1354.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":1354.56,"endTime":1355.04,"body":"centered"},{"speaker":"SPEAKER_01","startTime":1355.04,"endTime":1355.44,"body":"around"},{"speaker":"SPEAKER_01","startTime":1355.44,"endTime":1355.76,"body":"that"},{"speaker":"SPEAKER_01","startTime":1355.76,"endTime":1356.24,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1356.24,"endTime":1356.72,"body":"outcome,"},{"speaker":"SPEAKER_01","startTime":1356.88,"endTime":1357.2,"body":"everything"},{"speaker":"SPEAKER_01","startTime":1357.2,"endTime":1357.52,"body":"else"},{"speaker":"SPEAKER_01","startTime":1357.52,"endTime":1357.68,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1357.68,"endTime":1357.76,"body":"of"},{"speaker":"SPEAKER_01","startTime":1357.76,"endTime":1358.16,"body":"works"},{"speaker":"SPEAKER_01","startTime":1358.16,"endTime":1358.32,"body":"out"},{"speaker":"SPEAKER_01","startTime":1358.32,"endTime":1358.48,"body":"for"},{"speaker":"SPEAKER_01","startTime":1358.48,"endTime":1358.88,"body":"itself."},{"speaker":"SPEAKER_01","startTime":1358.96,"endTime":1359.2,"body":"So"},{"speaker":"SPEAKER_01","startTime":1359.28,"endTime":1359.6,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1359.6,"endTime":1359.76,"body":"really"},{"speaker":"SPEAKER_01","startTime":1359.76,"endTime":1359.92,"body":"how"},{"speaker":"SPEAKER_01","startTime":1359.92,"endTime":1360.16,"body":"we"},{"speaker":"SPEAKER_01","startTime":1360.16,"endTime":1360.4,"body":"think"},{"speaker":"SPEAKER_01","startTime":1360.4,"endTime":1360.64,"body":"about"},{"speaker":"SPEAKER_01","startTime":1360.64,"endTime":1361.04,"body":"success"},{"speaker":"SPEAKER_01","startTime":1361.04,"endTime":1361.2,"body":"in"},{"speaker":"SPEAKER_01","startTime":1361.36,"endTime":1361.76,"body":"North"},{"speaker":"SPEAKER_01","startTime":1361.76,"endTime":1361.84,"body":"Star"},{"speaker":"SPEAKER_01","startTime":1362.08,"endTime":1362.24,"body":"for"},{"speaker":"SPEAKER_01","startTime":1362.56,"endTime":1363.04,"body":"method."},{"speaker":"SPEAKER_02","startTime":1363.44,"endTime":1363.76,"body":"Okay."},{"speaker":"SPEAKER_02","startTime":1364.0,"endTime":1364.16,"body":"Well"},{"speaker":"SPEAKER_02","startTime":1364.32,"endTime":1364.56,"body":"you've"},{"speaker":"SPEAKER_02","startTime":1364.56,"endTime":1364.96,"body":"mentioned"},{"speaker":"SPEAKER_02","startTime":1364.96,"endTime":1365.6,"body":"agentic"},{"speaker":"SPEAKER_02","startTime":1365.76,"endTime":1366.24,"body":"commerce,"},{"speaker":"SPEAKER_02","startTime":1366.4,"endTime":1366.72,"body":"which"},{"speaker":"SPEAKER_02","startTime":1366.72,"endTime":1367.12,"body":"always"},{"speaker":"SPEAKER_02","startTime":1367.12,"endTime":1367.36,"body":"comes"},{"speaker":"SPEAKER_02","startTime":1367.36,"endTime":1367.52,"body":"up"},{"speaker":"SPEAKER_02","startTime":1367.52,"endTime":1367.68,"body":"when"},{"speaker":"SPEAKER_02","startTime":1367.68,"endTime":1367.84,"body":"I"},{"speaker":"SPEAKER_02","startTime":1367.84,"endTime":1368.08,"body":"ask"},{"speaker":"SPEAKER_02","startTime":1368.08,"endTime":1368.24,"body":"the"},{"speaker":"SPEAKER_02","startTime":1368.24,"endTime":1368.56,"body":"question"},{"speaker":"SPEAKER_02","startTime":1368.56,"endTime":1368.8,"body":"about"},{"speaker":"SPEAKER_02","startTime":1368.8,"endTime":1368.88,"body":"the"},{"speaker":"SPEAKER_02","startTime":1368.88,"endTime":1369.36,"body":"biggest"},{"speaker":"SPEAKER_02","startTime":1369.36,"endTime":1369.76,"body":"trends."},{"speaker":"SPEAKER_02","startTime":1370.0,"endTime":1370.24,"body":"But"},{"speaker":"SPEAKER_02","startTime":1370.24,"endTime":1370.4,"body":"what"},{"speaker":"SPEAKER_02","startTime":1370.4,"endTime":1370.64,"body":"other"},{"speaker":"SPEAKER_02","startTime":1370.64,"endTime":1371.04,"body":"trends"},{"speaker":"SPEAKER_02","startTime":1371.04,"endTime":1371.2,"body":"do"},{"speaker":"SPEAKER_02","startTime":1371.2,"endTime":1371.36,"body":"you"},{"speaker":"SPEAKER_02","startTime":1371.36,"endTime":1371.52,"body":"see"},{"speaker":"SPEAKER_02","startTime":1371.52,"endTime":1371.68,"body":"when"},{"speaker":"SPEAKER_02","startTime":1371.68,"endTime":1371.84,"body":"you"},{"speaker":"SPEAKER_02","startTime":1371.84,"endTime":1372.0,"body":"kind"},{"speaker":"SPEAKER_02","startTime":1372.0,"endTime":1372.16,"body":"of"},{"speaker":"SPEAKER_02","startTime":1372.16,"endTime":1372.4,"body":"step"},{"speaker":"SPEAKER_02","startTime":1372.4,"endTime":1372.56,"body":"back"},{"speaker":"SPEAKER_02","startTime":1372.56,"endTime":1372.72,"body":"and"},{"speaker":"SPEAKER_02","startTime":1372.72,"endTime":1372.96,"body":"look"},{"speaker":"SPEAKER_02","startTime":1372.96,"endTime":1373.12,"body":"at"},{"speaker":"SPEAKER_02","startTime":1373.12,"endTime":1373.52,"body":"payments?"},{"speaker":"SPEAKER_02","startTime":1373.68,"endTime":1373.92,"body":"What"},{"speaker":"SPEAKER_02","startTime":1373.92,"endTime":1374.08,"body":"other"},{"speaker":"SPEAKER_02","startTime":1374.08,"endTime":1374.56,"body":"trends"},{"speaker":"SPEAKER_02","startTime":1374.56,"endTime":1374.72,"body":"are"},{"speaker":"SPEAKER_02","startTime":1374.72,"endTime":1374.96,"body":"really"},{"speaker":"SPEAKER_02","startTime":1374.96,"endTime":1375.76,"body":"reshaping"},{"speaker":"SPEAKER_02","startTime":1375.76,"endTime":1375.84,"body":"the"},{"speaker":"SPEAKER_02","startTime":1375.84,"endTime":1376.24,"body":"industry?"},{"speaker":"SPEAKER_01","startTime":1376.56,"endTime":1376.88,"body":"Totally."},{"speaker":"SPEAKER_01","startTime":1376.96,"endTime":1377.04,"body":"I"},{"speaker":"SPEAKER_01","startTime":1377.04,"endTime":1377.12,"body":"mean"},{"speaker":"SPEAKER_01","startTime":1377.2,"endTime":1377.28,"body":"I"},{"speaker":"SPEAKER_01","startTime":1377.28,"endTime":1377.44,"body":"think"},{"speaker":"SPEAKER_01","startTime":1377.52,"endTime":1377.68,"body":"besides"},{"speaker":"SPEAKER_01","startTime":1377.84,"endTime":1378.4,"body":"agentic"},{"speaker":"SPEAKER_01","startTime":1378.48,"endTime":1378.72,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1378.8,"endTime":1378.96,"body":"because"},{"speaker":"SPEAKER_01","startTime":1378.96,"endTime":1379.04,"body":"I"},{"speaker":"SPEAKER_01","startTime":1379.04,"endTime":1379.12,"body":"think"},{"speaker":"SPEAKER_01","startTime":1379.12,"endTime":1379.6,"body":"agentic"},{"speaker":"SPEAKER_01","startTime":1379.68,"endTime":1380.08,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1380.08,"endTime":1380.24,"body":"is"},{"speaker":"SPEAKER_01","startTime":1380.24,"endTime":1380.72,"body":"still"},{"speaker":"SPEAKER_01","startTime":1380.72,"endTime":1381.04,"body":"very"},{"speaker":"SPEAKER_01","startTime":1381.04,"endTime":1381.36,"body":"much"},{"speaker":"SPEAKER_01","startTime":1381.44,"endTime":1381.76,"body":"in"},{"speaker":"SPEAKER_01","startTime":1381.84,"endTime":1382.08,"body":"like"},{"speaker":"SPEAKER_01","startTime":1382.08,"endTime":1382.24,"body":"in"},{"speaker":"SPEAKER_01","startTime":1382.24,"endTime":1382.4,"body":"our"},{"speaker":"SPEAKER_01","startTime":1382.4,"endTime":1382.72,"body":"bubble"},{"speaker":"SPEAKER_01","startTime":1382.8,"endTime":1382.96,"body":"right"},{"speaker":"SPEAKER_01","startTime":1383.04,"endTime":1383.2,"body":"like"},{"speaker":"SPEAKER_01","startTime":1383.28,"endTime":1383.52,"body":"folks"},{"speaker":"SPEAKER_01","startTime":1383.52,"endTime":1383.76,"body":"who"},{"speaker":"SPEAKER_01","startTime":1383.76,"endTime":1384.08,"body":"listen"},{"speaker":"SPEAKER_01","startTime":1384.24,"endTime":1384.48,"body":"to"},{"speaker":"SPEAKER_01","startTime":1384.56,"endTime":1384.72,"body":"to"},{"speaker":"SPEAKER_01","startTime":1385.04,"endTime":1385.28,"body":"this"},{"speaker":"SPEAKER_01","startTime":1385.28,"endTime":1385.52,"body":"podcast"},{"speaker":"SPEAKER_01","startTime":1385.68,"endTime":1385.84,"body":"I"},{"speaker":"SPEAKER_01","startTime":1385.84,"endTime":1385.92,"body":"was"},{"speaker":"SPEAKER_01","startTime":1386.0,"endTime":1386.08,"body":"into"},{"speaker":"SPEAKER_01","startTime":1386.32,"endTime":1386.48,"body":"us"},{"speaker":"SPEAKER_01","startTime":1386.48,"endTime":1386.72,"body":"today"},{"speaker":"SPEAKER_01","startTime":1386.88,"endTime":1387.04,"body":"most"},{"speaker":"SPEAKER_01","startTime":1387.04,"endTime":1387.36,"body":"likely"},{"speaker":"SPEAKER_01","startTime":1387.36,"endTime":1387.44,"body":"are"},{"speaker":"SPEAKER_01","startTime":1387.44,"endTime":1387.68,"body":"thinking"},{"speaker":"SPEAKER_01","startTime":1387.68,"endTime":1387.84,"body":"about"},{"speaker":"SPEAKER_01","startTime":1387.84,"endTime":1388.48,"body":"agentic"},{"speaker":"SPEAKER_01","startTime":1388.56,"endTime":1388.88,"body":"payments,"},{"speaker":"SPEAKER_01","startTime":1389.04,"endTime":1389.28,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1389.44,"endTime":1389.68,"body":"But"},{"speaker":"SPEAKER_01","startTime":1389.68,"endTime":1389.92,"body":"when"},{"speaker":"SPEAKER_01","startTime":1389.92,"endTime":1390.08,"body":"I"},{"speaker":"SPEAKER_01","startTime":1390.24,"endTime":1390.4,"body":"when"},{"speaker":"SPEAKER_01","startTime":1390.4,"endTime":1390.48,"body":"I"},{"speaker":"SPEAKER_01","startTime":1390.48,"endTime":1390.72,"body":"talk"},{"speaker":"SPEAKER_01","startTime":1390.72,"endTime":1390.88,"body":"to"},{"speaker":"SPEAKER_01","startTime":1390.88,"endTime":1391.12,"body":"like"},{"speaker":"SPEAKER_01","startTime":1391.12,"endTime":1391.2,"body":"the"},{"speaker":"SPEAKER_01","startTime":1391.2,"endTime":1391.52,"body":"average"},{"speaker":"SPEAKER_01","startTime":1391.52,"endTime":1391.92,"body":"consumer"},{"speaker":"SPEAKER_01","startTime":1392.0,"endTime":1392.16,"body":"and"},{"speaker":"SPEAKER_01","startTime":1392.16,"endTime":1392.24,"body":"you"},{"speaker":"SPEAKER_01","startTime":1392.24,"endTime":1392.32,"body":"know"},{"speaker":"SPEAKER_01","startTime":1392.4,"endTime":1392.48,"body":"I"},{"speaker":"SPEAKER_01","startTime":1392.48,"endTime":1392.72,"body":"won't"},{"speaker":"SPEAKER_01","startTime":1392.72,"endTime":1392.88,"body":"go"},{"speaker":"SPEAKER_01","startTime":1392.96,"endTime":1393.04,"body":"I"},{"speaker":"SPEAKER_01","startTime":1393.04,"endTime":1393.2,"body":"won't"},{"speaker":"SPEAKER_01","startTime":1393.2,"endTime":1393.36,"body":"go"},{"speaker":"SPEAKER_01","startTime":1393.36,"endTime":1393.44,"body":"that"},{"speaker":"SPEAKER_01","startTime":1393.44,"endTime":1393.6,"body":"far"},{"speaker":"SPEAKER_01","startTime":1393.68,"endTime":1393.76,"body":"when"},{"speaker":"SPEAKER_01","startTime":1393.76,"endTime":1394.0,"body":"I"},{"speaker":"SPEAKER_01","startTime":1394.0,"endTime":1394.16,"body":"when"},{"speaker":"SPEAKER_01","startTime":1394.16,"endTime":1394.24,"body":"I"},{"speaker":"SPEAKER_01","startTime":1394.24,"endTime":1394.48,"body":"talk"},{"speaker":"SPEAKER_01","startTime":1394.48,"endTime":1394.64,"body":"to"},{"speaker":"SPEAKER_01","startTime":1394.64,"endTime":1394.8,"body":"my"},{"speaker":"SPEAKER_01","startTime":1394.8,"endTime":1395.12,"body":"mom,"},{"speaker":"SPEAKER_01","startTime":1395.28,"endTime":1395.52,"body":"she's"},{"speaker":"SPEAKER_01","startTime":1395.52,"endTime":1395.68,"body":"not"},{"speaker":"SPEAKER_01","startTime":1395.68,"endTime":1395.92,"body":"thinking"},{"speaker":"SPEAKER_01","startTime":1395.92,"endTime":1396.08,"body":"about"},{"speaker":"SPEAKER_01","startTime":1396.08,"endTime":1396.64,"body":"agentic"},{"speaker":"SPEAKER_01","startTime":1396.8,"endTime":1397.04,"body":"payments,"},{"speaker":"SPEAKER_01","startTime":1397.12,"endTime":1397.36,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1397.52,"endTime":1397.68,"body":"What"},{"speaker":"SPEAKER_01","startTime":1397.68,"endTime":1398.0,"body":"she's"},{"speaker":"SPEAKER_01","startTime":1398.0,"endTime":1398.24,"body":"thinking"},{"speaker":"SPEAKER_01","startTime":1398.24,"endTime":1398.48,"body":"about"},{"speaker":"SPEAKER_01","startTime":1398.48,"endTime":1398.64,"body":"is"},{"speaker":"SPEAKER_01","startTime":1398.72,"endTime":1399.04,"body":"like"},{"speaker":"SPEAKER_01","startTime":1399.28,"endTime":1399.6,"body":"how"},{"speaker":"SPEAKER_01","startTime":1399.6,"endTime":1399.92,"body":"can"},{"speaker":"SPEAKER_01","startTime":1399.92,"endTime":1400.24,"body":"I"},{"speaker":"SPEAKER_01","startTime":1400.24,"endTime":1400.56,"body":"get"},{"speaker":"SPEAKER_01","startTime":1400.56,"endTime":1400.8,"body":"my"},{"speaker":"SPEAKER_01","startTime":1400.8,"endTime":1401.12,"body":"money"},{"speaker":"SPEAKER_01","startTime":1401.12,"endTime":1401.6,"body":"faster?"},{"speaker":"SPEAKER_01","startTime":1401.76,"endTime":1401.92,"body":"Right?"},{"speaker":"SPEAKER_01","startTime":1402.08,"endTime":1402.32,"body":"She's"},{"speaker":"SPEAKER_01","startTime":1402.32,"endTime":1402.56,"body":"thinking"},{"speaker":"SPEAKER_01","startTime":1402.64,"endTime":1402.8,"body":"like"},{"speaker":"SPEAKER_01","startTime":1402.88,"endTime":1403.12,"body":"how"},{"speaker":"SPEAKER_01","startTime":1403.12,"endTime":1403.36,"body":"can"},{"speaker":"SPEAKER_01","startTime":1403.36,"endTime":1403.68,"body":"I"},{"speaker":"SPEAKER_01","startTime":1403.68,"endTime":1403.84,"body":"get"},{"speaker":"SPEAKER_01","startTime":1403.84,"endTime":1404.08,"body":"my"},{"speaker":"SPEAKER_01","startTime":1404.08,"endTime":1404.72,"body":"paycheck"},{"speaker":"SPEAKER_01","startTime":1404.72,"endTime":1405.04,"body":"twice"},{"speaker":"SPEAKER_01","startTime":1405.04,"endTime":1405.28,"body":"as"},{"speaker":"SPEAKER_01","startTime":1405.28,"endTime":1405.52,"body":"fast"},{"speaker":"SPEAKER_01","startTime":1405.76,"endTime":1406.0,"body":"or"},{"speaker":"SPEAKER_01","startTime":1406.24,"endTime":1406.64,"body":"why"},{"speaker":"SPEAKER_01","startTime":1406.64,"endTime":1406.88,"body":"is"},{"speaker":"SPEAKER_01","startTime":1406.88,"endTime":1407.12,"body":"it"},{"speaker":"SPEAKER_01","startTime":1407.12,"endTime":1407.44,"body":"that"},{"speaker":"SPEAKER_01","startTime":1407.44,"endTime":1408.08,"body":"today"},{"speaker":"SPEAKER_01","startTime":1408.32,"endTime":1408.64,"body":"there's"},{"speaker":"SPEAKER_01","startTime":1408.64,"endTime":1408.88,"body":"still"},{"speaker":"SPEAKER_01","startTime":1408.88,"endTime":1409.04,"body":"a"},{"speaker":"SPEAKER_01","startTime":1409.04,"endTime":1409.28,"body":"two"},{"speaker":"SPEAKER_01","startTime":1409.36,"endTime":1409.68,"body":"day"},{"speaker":"SPEAKER_01","startTime":1409.68,"endTime":1410.0,"body":"lag"},{"speaker":"SPEAKER_01","startTime":1410.0,"endTime":1410.16,"body":"when"},{"speaker":"SPEAKER_01","startTime":1410.16,"endTime":1410.32,"body":"I"},{"speaker":"SPEAKER_01","startTime":1410.32,"endTime":1410.48,"body":"want"},{"speaker":"SPEAKER_01","startTime":1410.48,"endTime":1410.56,"body":"to"},{"speaker":"SPEAKER_01","startTime":1410.56,"endTime":1410.8,"body":"send"},{"speaker":"SPEAKER_01","startTime":1410.8,"endTime":1411.04,"body":"money"},{"speaker":"SPEAKER_01","startTime":1411.04,"endTime":1411.2,"body":"to"},{"speaker":"SPEAKER_01","startTime":1411.2,"endTime":1411.52,"body":"someone"},{"speaker":"SPEAKER_01","startTime":1411.68,"endTime":1412.0,"body":"right"},{"speaker":"SPEAKER_01","startTime":1412.16,"endTime":1412.4,"body":"so"},{"speaker":"SPEAKER_01","startTime":1412.48,"endTime":1412.72,"body":"what"},{"speaker":"SPEAKER_01","startTime":1412.72,"endTime":1412.88,"body":"we"},{"speaker":"SPEAKER_01","startTime":1412.88,"endTime":1413.04,"body":"have"},{"speaker":"SPEAKER_01","startTime":1413.04,"endTime":1413.28,"body":"found"},{"speaker":"SPEAKER_01","startTime":1413.28,"endTime":1413.44,"body":"is"},{"speaker":"SPEAKER_01","startTime":1413.44,"endTime":1413.68,"body":"that"},{"speaker":"SPEAKER_01","startTime":1413.68,"endTime":1413.84,"body":"there"},{"speaker":"SPEAKER_01","startTime":1413.84,"endTime":1414.08,"body":"is"},{"speaker":"SPEAKER_01","startTime":1414.08,"endTime":1414.32,"body":"this"},{"speaker":"SPEAKER_01","startTime":1414.32,"endTime":1414.88,"body":"concept"},{"speaker":"SPEAKER_01","startTime":1414.88,"endTime":1415.2,"body":"of"},{"speaker":"SPEAKER_01","startTime":1415.2,"endTime":1416.48,"body":"immediateness"},{"speaker":"SPEAKER_01","startTime":1416.48,"endTime":1416.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":1416.72,"endTime":1416.88,"body":"is"},{"speaker":"SPEAKER_01","startTime":1416.88,"endTime":1417.52,"body":"happening"},{"speaker":"SPEAKER_01","startTime":1417.52,"endTime":1417.68,"body":"and"},{"speaker":"SPEAKER_01","startTime":1418.08,"endTime":1418.56,"body":"growing"},{"speaker":"SPEAKER_01","startTime":1418.56,"endTime":1418.72,"body":"in"},{"speaker":"SPEAKER_01","startTime":1418.72,"endTime":1418.88,"body":"the"},{"speaker":"SPEAKER_01","startTime":1418.88,"endTime":1419.2,"body":"average"},{"speaker":"SPEAKER_01","startTime":1419.2,"endTime":1419.68,"body":"consumer."},{"speaker":"SPEAKER_01","startTime":1419.84,"endTime":1420.08,"body":"That's"},{"speaker":"SPEAKER_01","startTime":1420.08,"endTime":1420.24,"body":"one"},{"speaker":"SPEAKER_01","startTime":1420.24,"endTime":1420.32,"body":"of"},{"speaker":"SPEAKER_01","startTime":1420.32,"endTime":1420.4,"body":"the"},{"speaker":"SPEAKER_01","startTime":1420.4,"endTime":1420.72,"body":"trends"},{"speaker":"SPEAKER_01","startTime":1420.72,"endTime":1420.8,"body":"that"},{"speaker":"SPEAKER_01","startTime":1420.8,"endTime":1420.96,"body":"we've"},{"speaker":"SPEAKER_01","startTime":1420.96,"endTime":1421.12,"body":"been"},{"speaker":"SPEAKER_01","startTime":1421.12,"endTime":1421.44,"body":"following"},{"speaker":"SPEAKER_01","startTime":1421.44,"endTime":1421.6,"body":"really"},{"speaker":"SPEAKER_01","startTime":1421.6,"endTime":1422.0,"body":"closely"},{"speaker":"SPEAKER_01","startTime":1422.08,"endTime":1422.24,"body":"which"},{"speaker":"SPEAKER_01","startTime":1422.24,"endTime":1422.4,"body":"is"},{"speaker":"SPEAKER_01","startTime":1422.4,"endTime":1422.56,"body":"like"},{"speaker":"SPEAKER_01","startTime":1422.64,"endTime":1422.88,"body":"how"},{"speaker":"SPEAKER_01","startTime":1422.88,"endTime":1423.12,"body":"do"},{"speaker":"SPEAKER_01","startTime":1423.12,"endTime":1423.44,"body":"we"},{"speaker":"SPEAKER_01","startTime":1423.44,"endTime":1424.08,"body":"enable"},{"speaker":"SPEAKER_01","startTime":1424.08,"endTime":1424.4,"body":"that"},{"speaker":"SPEAKER_01","startTime":1424.8,"endTime":1425.04,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1425.04,"endTime":1425.36,"body":"of"},{"speaker":"SPEAKER_01","startTime":1425.68,"endTime":1426.0,"body":"time"},{"speaker":"SPEAKER_01","startTime":1426.0,"endTime":1426.24,"body":"to"},{"speaker":"SPEAKER_01","startTime":1426.24,"endTime":1426.64,"body":"value"},{"speaker":"SPEAKER_01","startTime":1426.72,"endTime":1426.88,"body":"and"},{"speaker":"SPEAKER_01","startTime":1426.88,"endTime":1427.04,"body":"how"},{"speaker":"SPEAKER_01","startTime":1427.04,"endTime":1427.2,"body":"do"},{"speaker":"SPEAKER_01","startTime":1427.2,"endTime":1427.36,"body":"we"},{"speaker":"SPEAKER_01","startTime":1427.36,"endTime":1427.76,"body":"decrease"},{"speaker":"SPEAKER_01","startTime":1427.76,"endTime":1428.0,"body":"that"},{"speaker":"SPEAKER_01","startTime":1428.0,"endTime":1428.08,"body":"as"},{"speaker":"SPEAKER_01","startTime":1428.08,"endTime":1428.24,"body":"much"},{"speaker":"SPEAKER_01","startTime":1428.24,"endTime":1428.48,"body":"as"},{"speaker":"SPEAKER_01","startTime":1428.48,"endTime":1428.8,"body":"possible"},{"speaker":"SPEAKER_01","startTime":1428.88,"endTime":1429.04,"body":"because"},{"speaker":"SPEAKER_01","startTime":1429.12,"endTime":1429.76,"body":"consumers"},{"speaker":"SPEAKER_01","startTime":1429.76,"endTime":1429.84,"body":"have"},{"speaker":"SPEAKER_01","startTime":1430.0,"endTime":1430.16,"body":"not"},{"speaker":"SPEAKER_01","startTime":1430.32,"endTime":1430.72,"body":"necessarily"},{"speaker":"SPEAKER_01","startTime":1430.72,"endTime":1431.04,"body":"grown"},{"speaker":"SPEAKER_01","startTime":1431.04,"endTime":1431.52,"body":"impatient"},{"speaker":"SPEAKER_01","startTime":1431.6,"endTime":1431.68,"body":"I"},{"speaker":"SPEAKER_01","startTime":1431.68,"endTime":1431.84,"body":"don't"},{"speaker":"SPEAKER_01","startTime":1431.84,"endTime":1432.0,"body":"think"},{"speaker":"SPEAKER_01","startTime":1432.0,"endTime":1432.24,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1432.24,"endTime":1432.32,"body":"the"},{"speaker":"SPEAKER_01","startTime":1432.32,"endTime":1432.8,"body":"correct"},{"speaker":"SPEAKER_01","startTime":1432.8,"endTime":1433.04,"body":"word"},{"speaker":"SPEAKER_01","startTime":1433.2,"endTime":1433.44,"body":"but"},{"speaker":"SPEAKER_01","startTime":1433.44,"endTime":1433.76,"body":"they've"},{"speaker":"SPEAKER_01","startTime":1433.76,"endTime":1433.92,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1434.08,"endTime":1434.64,"body":"they've"},{"speaker":"SPEAKER_01","startTime":1434.64,"endTime":1434.96,"body":"come"},{"speaker":"SPEAKER_01","startTime":1434.96,"endTime":1435.28,"body":"to"},{"speaker":"SPEAKER_01","startTime":1435.28,"endTime":1435.52,"body":"be"},{"speaker":"SPEAKER_01","startTime":1435.52,"endTime":1436.08,"body":"accustomed"},{"speaker":"SPEAKER_01","startTime":1436.16,"endTime":1436.32,"body":"or"},{"speaker":"SPEAKER_01","startTime":1436.48,"endTime":1436.8,"body":"used"},{"speaker":"SPEAKER_01","startTime":1436.8,"endTime":1437.04,"body":"to"},{"speaker":"SPEAKER_01","startTime":1437.44,"endTime":1437.6,"body":"an"},{"speaker":"SPEAKER_01","startTime":1437.6,"endTime":1438.16,"body":"immediacy"},{"speaker":"SPEAKER_01","startTime":1438.16,"endTime":1438.32,"body":"when"},{"speaker":"SPEAKER_01","startTime":1438.32,"endTime":1438.4,"body":"it"},{"speaker":"SPEAKER_01","startTime":1438.4,"endTime":1438.56,"body":"comes"},{"speaker":"SPEAKER_01","startTime":1438.56,"endTime":1438.72,"body":"to"},{"speaker":"SPEAKER_01","startTime":1438.72,"endTime":1438.88,"body":"these"},{"speaker":"SPEAKER_01","startTime":1438.88,"endTime":1439.2,"body":"payment"},{"speaker":"SPEAKER_01","startTime":1439.2,"endTime":1439.44,"body":"life"},{"speaker":"SPEAKER_01","startTime":1439.44,"endTime":1439.68,"body":"cycles"},{"speaker":"SPEAKER_01","startTime":1439.76,"endTime":1439.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":1439.92,"endTime":1440.16,"body":"payment"},{"speaker":"SPEAKER_01","startTime":1440.16,"endTime":1440.48,"body":"flows."},{"speaker":"SPEAKER_01","startTime":1440.64,"endTime":1441.12,"body":"Unfortunately"},{"speaker":"SPEAKER_01","startTime":1441.2,"endTime":1441.28,"body":"the"},{"speaker":"SPEAKER_01","startTime":1441.28,"endTime":1441.6,"body":"average"},{"speaker":"SPEAKER_01","startTime":1441.6,"endTime":1442.0,"body":"consumer"},{"speaker":"SPEAKER_01","startTime":1442.0,"endTime":1442.48,"body":"doesn't"},{"speaker":"SPEAKER_01","startTime":1442.48,"endTime":1442.8,"body":"know"},{"speaker":"SPEAKER_01","startTime":1442.8,"endTime":1442.96,"body":"that"},{"speaker":"SPEAKER_01","startTime":1443.04,"endTime":1443.28,"body":"you"},{"speaker":"SPEAKER_01","startTime":1443.28,"endTime":1443.44,"body":"know"},{"speaker":"SPEAKER_01","startTime":1443.6,"endTime":1443.92,"body":"we"},{"speaker":"SPEAKER_01","startTime":1443.92,"endTime":1444.08,"body":"are"},{"speaker":"SPEAKER_01","startTime":1444.08,"endTime":1444.48,"body":"still"},{"speaker":"SPEAKER_01","startTime":1444.48,"endTime":1444.8,"body":"working"},{"speaker":"SPEAKER_01","startTime":1444.8,"endTime":1444.96,"body":"on"},{"speaker":"SPEAKER_01","startTime":1444.96,"endTime":1445.2,"body":"top"},{"speaker":"SPEAKER_01","startTime":1445.2,"endTime":1445.44,"body":"of"},{"speaker":"SPEAKER_01","startTime":1445.44,"endTime":1446.16,"body":"ACH,"},{"speaker":"SPEAKER_01","startTime":1446.32,"endTime":1446.64,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1446.8,"endTime":1447.04,"body":"And"},{"speaker":"SPEAKER_01","startTime":1447.04,"endTime":1447.28,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1447.28,"endTime":1447.68,"body":"subject"},{"speaker":"SPEAKER_01","startTime":1447.68,"endTime":1447.92,"body":"to"},{"speaker":"SPEAKER_01","startTime":1447.92,"endTime":1448.08,"body":"their"},{"speaker":"SPEAKER_01","startTime":1448.08,"endTime":1448.64,"body":"limitations,"},{"speaker":"SPEAKER_01","startTime":1448.8,"endTime":1449.12,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1449.28,"endTime":1449.52,"body":"So"},{"speaker":"SPEAKER_01","startTime":1449.68,"endTime":1450.0,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1450.0,"endTime":1450.08,"body":"one"},{"speaker":"SPEAKER_01","startTime":1450.08,"endTime":1450.24,"body":"of"},{"speaker":"SPEAKER_01","startTime":1450.24,"endTime":1450.32,"body":"the"},{"speaker":"SPEAKER_01","startTime":1450.32,"endTime":1450.48,"body":"things"},{"speaker":"SPEAKER_01","startTime":1450.48,"endTime":1450.56,"body":"that"},{"speaker":"SPEAKER_01","startTime":1450.56,"endTime":1450.72,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1450.8,"endTime":1450.96,"body":"that"},{"speaker":"SPEAKER_01","startTime":1450.96,"endTime":1451.12,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1451.12,"endTime":1451.28,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1451.28,"endTime":1451.36,"body":"of"},{"speaker":"SPEAKER_01","startTime":1451.36,"endTime":1451.6,"body":"keeping"},{"speaker":"SPEAKER_01","startTime":1451.6,"endTime":1451.68,"body":"a"},{"speaker":"SPEAKER_01","startTime":1451.68,"endTime":1451.84,"body":"close"},{"speaker":"SPEAKER_01","startTime":1451.84,"endTime":1452.0,"body":"eye"},{"speaker":"SPEAKER_01","startTime":1452.0,"endTime":1452.16,"body":"on"},{"speaker":"SPEAKER_01","startTime":1452.24,"endTime":1452.4,"body":"of"},{"speaker":"SPEAKER_01","startTime":1452.48,"endTime":1452.64,"body":"like"},{"speaker":"SPEAKER_01","startTime":1452.72,"endTime":1452.8,"body":"you"},{"speaker":"SPEAKER_01","startTime":1452.8,"endTime":1452.88,"body":"know"},{"speaker":"SPEAKER_01","startTime":1452.96,"endTime":1453.2,"body":"what"},{"speaker":"SPEAKER_01","startTime":1453.2,"endTime":1453.36,"body":"are"},{"speaker":"SPEAKER_01","startTime":1453.36,"endTime":1453.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":1453.44,"endTime":1453.92,"body":"advances"},{"speaker":"SPEAKER_01","startTime":1453.92,"endTime":1454.08,"body":"that"},{"speaker":"SPEAKER_01","startTime":1454.08,"endTime":1454.16,"body":"are"},{"speaker":"SPEAKER_01","startTime":1454.16,"endTime":1454.4,"body":"coming"},{"speaker":"SPEAKER_01","startTime":1454.4,"endTime":1454.64,"body":"up"},{"speaker":"SPEAKER_01","startTime":1454.72,"endTime":1454.8,"body":"you"},{"speaker":"SPEAKER_01","startTime":1454.8,"endTime":1454.88,"body":"know"},{"speaker":"SPEAKER_01","startTime":1455.12,"endTime":1455.92,"body":"RTP"},{"speaker":"SPEAKER_01","startTime":1456.08,"endTime":1456.32,"body":"with"},{"speaker":"SPEAKER_01","startTime":1456.32,"endTime":1456.64,"body":"Fed"},{"speaker":"SPEAKER_01","startTime":1456.8,"endTime":1456.88,"body":"and"},{"speaker":"SPEAKER_01","startTime":1456.88,"endTime":1457.04,"body":"then"},{"speaker":"SPEAKER_01","startTime":1457.04,"endTime":1457.2,"body":"you"},{"speaker":"SPEAKER_01","startTime":1457.2,"endTime":1457.44,"body":"have"},{"speaker":"SPEAKER_01","startTime":1457.44,"endTime":1457.76,"body":"Fed"},{"speaker":"SPEAKER_01","startTime":1457.76,"endTime":1457.92,"body":"now"},{"speaker":"SPEAKER_01","startTime":1458.08,"endTime":1458.32,"body":"as"},{"speaker":"SPEAKER_01","startTime":1458.32,"endTime":1458.56,"body":"well."},{"speaker":"SPEAKER_01","startTime":1458.88,"endTime":1459.2,"body":"It's"},{"speaker":"SPEAKER_01","startTime":1459.2,"endTime":1459.28,"body":"like"},{"speaker":"SPEAKER_01","startTime":1459.36,"endTime":1459.6,"body":"how"},{"speaker":"SPEAKER_01","startTime":1459.6,"endTime":1459.76,"body":"all"},{"speaker":"SPEAKER_01","startTime":1459.84,"endTime":1460.08,"body":"those"},{"speaker":"SPEAKER_01","startTime":1460.08,"endTime":1460.24,"body":"can"},{"speaker":"SPEAKER_01","startTime":1460.24,"endTime":1460.32,"body":"be"},{"speaker":"SPEAKER_01","startTime":1460.32,"endTime":1460.8,"body":"layered"},{"speaker":"SPEAKER_01","startTime":1460.8,"endTime":1460.96,"body":"into"},{"speaker":"SPEAKER_01","startTime":1461.2,"endTime":1461.36,"body":"to"},{"speaker":"SPEAKER_01","startTime":1461.36,"endTime":1461.6,"body":"some"},{"speaker":"SPEAKER_01","startTime":1461.6,"endTime":1461.76,"body":"of"},{"speaker":"SPEAKER_01","startTime":1461.76,"endTime":1461.92,"body":"our"},{"speaker":"SPEAKER_01","startTime":1461.92,"endTime":1462.08,"body":"use"},{"speaker":"SPEAKER_01","startTime":1462.08,"endTime":1462.4,"body":"cases."},{"speaker":"SPEAKER_01","startTime":1462.64,"endTime":1462.88,"body":"Obviously"},{"speaker":"SPEAKER_01","startTime":1463.04,"endTime":1463.52,"body":"agentec"},{"speaker":"SPEAKER_01","startTime":1463.6,"endTime":1463.92,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1464.0,"endTime":1464.16,"body":"is"},{"speaker":"SPEAKER_01","startTime":1464.16,"endTime":1464.4,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1464.4,"endTime":1464.48,"body":"in"},{"speaker":"SPEAKER_01","startTime":1464.48,"endTime":1464.56,"body":"the"},{"speaker":"SPEAKER_01","startTime":1464.56,"endTime":1465.04,"body":"background"},{"speaker":"SPEAKER_01","startTime":1465.12,"endTime":1465.28,"body":"but"},{"speaker":"SPEAKER_01","startTime":1465.36,"endTime":1465.52,"body":"but"},{"speaker":"SPEAKER_01","startTime":1465.52,"endTime":1465.76,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1465.76,"endTime":1465.84,"body":"one"},{"speaker":"SPEAKER_01","startTime":1465.84,"endTime":1465.92,"body":"of"},{"speaker":"SPEAKER_01","startTime":1465.92,"endTime":1466.0,"body":"the"},{"speaker":"SPEAKER_01","startTime":1466.0,"endTime":1466.16,"body":"things"},{"speaker":"SPEAKER_01","startTime":1466.16,"endTime":1466.24,"body":"that"},{"speaker":"SPEAKER_01","startTime":1466.24,"endTime":1466.48,"body":"we've"},{"speaker":"SPEAKER_01","startTime":1466.48,"endTime":1466.56,"body":"been"},{"speaker":"SPEAKER_01","startTime":1466.56,"endTime":1466.8,"body":"seeing"},{"speaker":"SPEAKER_01","startTime":1466.88,"endTime":1467.12,"body":"just"},{"speaker":"SPEAKER_01","startTime":1467.12,"endTime":1467.28,"body":"that"},{"speaker":"SPEAKER_01","startTime":1467.28,"endTime":1467.36,"body":"the"},{"speaker":"SPEAKER_01","startTime":1467.36,"endTime":1467.92,"body":"immediacy"},{"speaker":"SPEAKER_01","startTime":1467.92,"endTime":1468.08,"body":"and"},{"speaker":"SPEAKER_01","startTime":1468.08,"endTime":1468.32,"body":"speed"},{"speaker":"SPEAKER_01","startTime":1468.48,"endTime":1468.8,"body":"speed"},{"speaker":"SPEAKER_01","startTime":1468.8,"endTime":1468.96,"body":"to"},{"speaker":"SPEAKER_01","startTime":1468.96,"endTime":1469.28,"body":"value"},{"speaker":"SPEAKER_01","startTime":1469.36,"endTime":1469.52,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1469.6,"endTime":1470.0,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1470.0,"endTime":1470.16,"body":"really"},{"speaker":"SPEAKER_01","startTime":1470.16,"endTime":1470.56,"body":"active"},{"speaker":"SPEAKER_01","startTime":1470.56,"endTime":1470.72,"body":"and"},{"speaker":"SPEAKER_01","startTime":1470.72,"endTime":1471.12,"body":"alive"},{"speaker":"SPEAKER_01","startTime":1471.12,"endTime":1471.28,"body":"for"},{"speaker":"SPEAKER_01","startTime":1471.28,"endTime":1471.36,"body":"our"},{"speaker":"SPEAKER_01","startTime":1471.36,"endTime":1472.0,"body":"customers."},{"speaker":"SPEAKER_02","startTime":1472.4,"endTime":1472.64,"body":"Well"},{"speaker":"SPEAKER_02","startTime":1472.72,"endTime":1472.88,"body":"a"},{"speaker":"SPEAKER_02","startTime":1472.88,"endTime":1473.2,"body":"couple"},{"speaker":"SPEAKER_02","startTime":1473.2,"endTime":1473.44,"body":"of"},{"speaker":"SPEAKER_02","startTime":1473.44,"endTime":1473.76,"body":"final"},{"speaker":"SPEAKER_02","startTime":1473.76,"endTime":1474.08,"body":"questions"},{"speaker":"SPEAKER_02","startTime":1474.24,"endTime":1474.4,"body":"if"},{"speaker":"SPEAKER_02","startTime":1474.4,"endTime":1474.56,"body":"you"},{"speaker":"SPEAKER_02","startTime":1474.56,"endTime":1474.8,"body":"could"},{"speaker":"SPEAKER_02","startTime":1474.8,"endTime":1474.96,"body":"go"},{"speaker":"SPEAKER_02","startTime":1474.96,"endTime":1475.2,"body":"back"},{"speaker":"SPEAKER_02","startTime":1475.2,"endTime":1475.36,"body":"and"},{"speaker":"SPEAKER_02","startTime":1475.36,"endTime":1475.6,"body":"give"},{"speaker":"SPEAKER_02","startTime":1475.6,"endTime":1476.08,"body":"yourself"},{"speaker":"SPEAKER_02","startTime":1476.08,"endTime":1476.48,"body":"advice"},{"speaker":"SPEAKER_02","startTime":1476.48,"endTime":1476.64,"body":"at"},{"speaker":"SPEAKER_02","startTime":1476.64,"endTime":1476.8,"body":"the"},{"speaker":"SPEAKER_02","startTime":1476.8,"endTime":1477.04,"body":"start"},{"speaker":"SPEAKER_02","startTime":1477.04,"endTime":1477.2,"body":"of"},{"speaker":"SPEAKER_02","startTime":1477.2,"endTime":1477.36,"body":"your"},{"speaker":"SPEAKER_02","startTime":1477.36,"endTime":1477.76,"body":"career"},{"speaker":"SPEAKER_02","startTime":1477.84,"endTime":1478.08,"body":"what"},{"speaker":"SPEAKER_02","startTime":1478.08,"endTime":1478.24,"body":"would"},{"speaker":"SPEAKER_02","startTime":1478.24,"endTime":1478.4,"body":"that"},{"speaker":"SPEAKER_02","startTime":1478.4,"endTime":1478.96,"body":"advice"},{"speaker":"SPEAKER_02","startTime":1478.96,"endTime":1479.2,"body":"be?"},{"speaker":"SPEAKER_01","startTime":1479.6,"endTime":1479.84,"body":"It's"},{"speaker":"SPEAKER_01","startTime":1479.84,"endTime":1480.0,"body":"a"},{"speaker":"SPEAKER_01","startTime":1480.0,"endTime":1480.24,"body":"great"},{"speaker":"SPEAKER_01","startTime":1480.24,"endTime":1480.56,"body":"question."},{"speaker":"SPEAKER_01","startTime":1480.96,"endTime":1481.28,"body":"There's"},{"speaker":"SPEAKER_01","startTime":1481.28,"endTime":1481.52,"body":"almost"},{"speaker":"SPEAKER_01","startTime":1481.52,"endTime":1481.68,"body":"like"},{"speaker":"SPEAKER_01","startTime":1481.68,"endTime":1481.92,"body":"two"},{"speaker":"SPEAKER_01","startTime":1482.0,"endTime":1482.24,"body":"there's"},{"speaker":"SPEAKER_01","startTime":1482.24,"endTime":1482.48,"body":"like"},{"speaker":"SPEAKER_01","startTime":1482.48,"endTime":1482.72,"body":"the"},{"speaker":"SPEAKER_01","startTime":1482.72,"endTime":1483.2,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1483.36,"endTime":1483.6,"body":"and"},{"speaker":"SPEAKER_01","startTime":1483.6,"endTime":1484.4,"body":"non-AI"},{"speaker":"SPEAKER_01","startTime":1484.4,"endTime":1484.8,"body":"world"},{"speaker":"SPEAKER_01","startTime":1484.96,"endTime":1485.2,"body":"right"},{"speaker":"SPEAKER_01","startTime":1485.36,"endTime":1485.52,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1485.76,"endTime":1485.92,"body":"you"},{"speaker":"SPEAKER_01","startTime":1485.92,"endTime":1486.0,"body":"know"},{"speaker":"SPEAKER_01","startTime":1486.08,"endTime":1486.32,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1486.32,"endTime":1486.72,"body":"crazy"},{"speaker":"SPEAKER_01","startTime":1486.72,"endTime":1486.96,"body":"to"},{"speaker":"SPEAKER_01","startTime":1486.96,"endTime":1487.28,"body":"think"},{"speaker":"SPEAKER_01","startTime":1487.28,"endTime":1487.52,"body":"about"},{"speaker":"SPEAKER_01","startTime":1487.84,"endTime":1488.0,"body":"when"},{"speaker":"SPEAKER_01","startTime":1488.0,"endTime":1488.24,"body":"I"},{"speaker":"SPEAKER_01","startTime":1488.24,"endTime":1488.56,"body":"started"},{"speaker":"SPEAKER_01","startTime":1488.56,"endTime":1488.72,"body":"my"},{"speaker":"SPEAKER_01","startTime":1488.72,"endTime":1489.28,"body":"career"},{"speaker":"SPEAKER_01","startTime":1489.28,"endTime":1489.44,"body":"not"},{"speaker":"SPEAKER_01","startTime":1489.44,"endTime":1489.76,"body":"too"},{"speaker":"SPEAKER_01","startTime":1489.76,"endTime":1489.92,"body":"long"},{"speaker":"SPEAKER_01","startTime":1489.92,"endTime":1490.32,"body":"ago"},{"speaker":"SPEAKER_01","startTime":1490.48,"endTime":1490.72,"body":"that"},{"speaker":"SPEAKER_01","startTime":1490.8,"endTime":1490.96,"body":"you"},{"speaker":"SPEAKER_01","startTime":1490.96,"endTime":1491.04,"body":"know"},{"speaker":"SPEAKER_01","startTime":1491.28,"endTime":1491.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":1491.52,"endTime":1491.68,"body":"pre"},{"speaker":"SPEAKER_01","startTime":1491.76,"endTime":1491.92,"body":"and"},{"speaker":"SPEAKER_01","startTime":1491.92,"endTime":1492.08,"body":"post"},{"speaker":"SPEAKER_01","startTime":1492.24,"endTime":1492.56,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1492.64,"endTime":1492.72,"body":"like"},{"speaker":"SPEAKER_01","startTime":1492.8,"endTime":1492.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":1492.96,"endTime":1493.28,"body":"joke"},{"speaker":"SPEAKER_01","startTime":1493.28,"endTime":1493.36,"body":"in"},{"speaker":"SPEAKER_01","startTime":1493.36,"endTime":1493.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":1493.44,"endTime":1493.76,"body":"office"},{"speaker":"SPEAKER_01","startTime":1493.84,"endTime":1494.0,"body":"like"},{"speaker":"SPEAKER_01","startTime":1494.08,"endTime":1494.24,"body":"oh"},{"speaker":"SPEAKER_01","startTime":1494.32,"endTime":1494.56,"body":"like"},{"speaker":"SPEAKER_01","startTime":1494.72,"endTime":1494.88,"body":"do"},{"speaker":"SPEAKER_01","startTime":1494.88,"endTime":1494.96,"body":"you"},{"speaker":"SPEAKER_01","startTime":1494.96,"endTime":1495.2,"body":"guys"},{"speaker":"SPEAKER_01","startTime":1495.2,"endTime":1495.52,"body":"remember"},{"speaker":"SPEAKER_01","startTime":1495.52,"endTime":1495.68,"body":"when"},{"speaker":"SPEAKER_01","startTime":1495.68,"endTime":1495.76,"body":"we"},{"speaker":"SPEAKER_01","startTime":1495.76,"endTime":1496.0,"body":"used"},{"speaker":"SPEAKER_01","startTime":1496.0,"endTime":1496.16,"body":"to"},{"speaker":"SPEAKER_01","startTime":1496.16,"endTime":1496.48,"body":"write"},{"speaker":"SPEAKER_01","startTime":1496.48,"endTime":1496.88,"body":"code?"},{"speaker":"SPEAKER_01","startTime":1497.52,"endTime":1497.92,"body":"Crazy"},{"speaker":"SPEAKER_01","startTime":1498.32,"endTime":1498.56,"body":"how"},{"speaker":"SPEAKER_01","startTime":1498.72,"endTime":1498.96,"body":"that"},{"speaker":"SPEAKER_01","startTime":1498.96,"endTime":1499.12,"body":"time"},{"speaker":"SPEAKER_01","startTime":1499.28,"endTime":1499.44,"body":"has"},{"speaker":"SPEAKER_01","startTime":1499.44,"endTime":1499.76,"body":"changed"},{"speaker":"SPEAKER_01","startTime":1499.84,"endTime":1500.08,"body":"right"},{"speaker":"SPEAKER_01","startTime":1500.32,"endTime":1500.48,"body":"but"},{"speaker":"SPEAKER_01","startTime":1500.48,"endTime":1500.56,"body":"I"},{"speaker":"SPEAKER_01","startTime":1500.56,"endTime":1500.72,"body":"think"},{"speaker":"SPEAKER_01","startTime":1500.8,"endTime":1500.88,"body":"you"},{"speaker":"SPEAKER_01","startTime":1500.88,"endTime":1500.96,"body":"know"},{"speaker":"SPEAKER_01","startTime":1501.04,"endTime":1501.28,"body":"one"},{"speaker":"SPEAKER_01","startTime":1501.28,"endTime":1501.44,"body":"piece"},{"speaker":"SPEAKER_01","startTime":1501.44,"endTime":1501.6,"body":"of"},{"speaker":"SPEAKER_01","startTime":1501.6,"endTime":1502.0,"body":"advice"},{"speaker":"SPEAKER_01","startTime":1502.0,"endTime":1502.24,"body":"that"},{"speaker":"SPEAKER_01","startTime":1502.24,"endTime":1502.32,"body":"that"},{"speaker":"SPEAKER_01","startTime":1502.32,"endTime":1502.48,"body":"I"},{"speaker":"SPEAKER_01","startTime":1502.56,"endTime":1502.64,"body":"that"},{"speaker":"SPEAKER_01","startTime":1502.64,"endTime":1502.8,"body":"I"},{"speaker":"SPEAKER_01","startTime":1502.8,"endTime":1503.04,"body":"would"},{"speaker":"SPEAKER_01","startTime":1503.04,"endTime":1503.28,"body":"give"},{"speaker":"SPEAKER_01","startTime":1503.28,"endTime":1503.68,"body":"myself"},{"speaker":"SPEAKER_01","startTime":1503.84,"endTime":1504.08,"body":"and"},{"speaker":"SPEAKER_01","startTime":1504.08,"endTime":1504.4,"body":"you've"},{"speaker":"SPEAKER_01","startTime":1504.4,"endTime":1504.72,"body":"probably"},{"speaker":"SPEAKER_01","startTime":1504.72,"endTime":1504.88,"body":"have"},{"speaker":"SPEAKER_01","startTime":1504.88,"endTime":1505.04,"body":"been"},{"speaker":"SPEAKER_01","startTime":1505.04,"endTime":1505.44,"body":"hearing"},{"speaker":"SPEAKER_01","startTime":1505.44,"endTime":1505.6,"body":"it"},{"speaker":"SPEAKER_01","startTime":1505.6,"endTime":1505.92,"body":"throughout"},{"speaker":"SPEAKER_01","startTime":1505.92,"endTime":1506.08,"body":"this"},{"speaker":"SPEAKER_01","startTime":1506.08,"endTime":1506.72,"body":"conversation"},{"speaker":"SPEAKER_01","startTime":1506.88,"endTime":1507.2,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1507.2,"endTime":1507.36,"body":"really"},{"speaker":"SPEAKER_01","startTime":1507.36,"endTime":1507.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":1507.68,"endTime":1507.76,"body":"the"},{"speaker":"SPEAKER_01","startTime":1507.76,"endTime":1508.32,"body":"customer"},{"speaker":"SPEAKER_01","startTime":1508.32,"endTime":1508.72,"body":"obsession"},{"speaker":"SPEAKER_01","startTime":1508.72,"endTime":1508.96,"body":"or"},{"speaker":"SPEAKER_01","startTime":1508.96,"endTime":1509.04,"body":"the"},{"speaker":"SPEAKER_01","startTime":1509.04,"endTime":1509.52,"body":"customer"},{"speaker":"SPEAKER_01","startTime":1509.52,"endTime":1510.0,"body":"focus."},{"speaker":"SPEAKER_01","startTime":1510.16,"endTime":1510.32,"body":"I"},{"speaker":"SPEAKER_01","startTime":1510.32,"endTime":1510.48,"body":"think"},{"speaker":"SPEAKER_01","startTime":1510.48,"endTime":1510.56,"body":"a"},{"speaker":"SPEAKER_01","startTime":1510.56,"endTime":1510.72,"body":"lot"},{"speaker":"SPEAKER_01","startTime":1510.72,"endTime":1510.88,"body":"of"},{"speaker":"SPEAKER_01","startTime":1510.88,"endTime":1511.28,"body":"folks"},{"speaker":"SPEAKER_01","startTime":1511.28,"endTime":1511.76,"body":"maybe"},{"speaker":"SPEAKER_01","startTime":1511.76,"endTime":1512.64,"body":"optimize"},{"speaker":"SPEAKER_01","startTime":1512.64,"endTime":1512.96,"body":"for"},{"speaker":"SPEAKER_01","startTime":1513.12,"endTime":1513.28,"body":"you"},{"speaker":"SPEAKER_01","startTime":1513.28,"endTime":1513.44,"body":"know"},{"speaker":"SPEAKER_01","startTime":1513.6,"endTime":1514.4,"body":"engineering"},{"speaker":"SPEAKER_01","startTime":1514.4,"endTime":1515.04,"body":"outcomes"},{"speaker":"SPEAKER_01","startTime":1515.2,"endTime":1515.52,"body":"or"},{"speaker":"SPEAKER_01","startTime":1515.52,"endTime":1516.32,"body":"optimize"},{"speaker":"SPEAKER_01","startTime":1516.32,"endTime":1516.64,"body":"for"},{"speaker":"SPEAKER_01","startTime":1516.64,"endTime":1517.2,"body":"brand"},{"speaker":"SPEAKER_01","startTime":1517.2,"endTime":1517.76,"body":"outcomes"},{"speaker":"SPEAKER_01","startTime":1517.84,"endTime":1518.16,"body":"right"},{"speaker":"SPEAKER_01","startTime":1518.32,"endTime":1518.56,"body":"and"},{"speaker":"SPEAKER_01","startTime":1518.56,"endTime":1518.8,"body":"what"},{"speaker":"SPEAKER_01","startTime":1518.8,"endTime":1518.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":1518.96,"endTime":1519.12,"body":"have"},{"speaker":"SPEAKER_01","startTime":1519.12,"endTime":1519.44,"body":"found"},{"speaker":"SPEAKER_01","startTime":1519.44,"endTime":1520.16,"body":"ultimately"},{"speaker":"SPEAKER_01","startTime":1520.16,"endTime":1520.32,"body":"is"},{"speaker":"SPEAKER_01","startTime":1520.4,"endTime":1520.56,"body":"is"},{"speaker":"SPEAKER_01","startTime":1520.56,"endTime":1520.8,"body":"the"},{"speaker":"SPEAKER_01","startTime":1520.8,"endTime":1520.96,"body":"most"},{"speaker":"SPEAKER_01","startTime":1520.96,"endTime":1521.6,"body":"successful"},{"speaker":"SPEAKER_01","startTime":1521.76,"endTime":1521.92,"body":"at"},{"speaker":"SPEAKER_01","startTime":1521.92,"endTime":1522.16,"body":"least"},{"speaker":"SPEAKER_01","startTime":1522.16,"endTime":1522.4,"body":"for"},{"speaker":"SPEAKER_01","startTime":1522.4,"endTime":1522.56,"body":"us"},{"speaker":"SPEAKER_01","startTime":1522.72,"endTime":1522.96,"body":"is"},{"speaker":"SPEAKER_01","startTime":1522.96,"endTime":1523.6,"body":"optimizing"},{"speaker":"SPEAKER_01","startTime":1523.6,"endTime":1523.68,"body":"for"},{"speaker":"SPEAKER_01","startTime":1523.68,"endTime":1523.84,"body":"the"},{"speaker":"SPEAKER_01","startTime":1523.84,"endTime":1524.0,"body":"end"},{"speaker":"SPEAKER_01","startTime":1524.0,"endTime":1524.48,"body":"customer"},{"speaker":"SPEAKER_01","startTime":1524.48,"endTime":1524.72,"body":"and"},{"speaker":"SPEAKER_01","startTime":1524.72,"endTime":1525.28,"body":"optimizing"},{"speaker":"SPEAKER_01","startTime":1525.28,"endTime":1525.36,"body":"for"},{"speaker":"SPEAKER_01","startTime":1525.36,"endTime":1525.52,"body":"our"},{"speaker":"SPEAKER_01","startTime":1525.52,"endTime":1525.92,"body":"customers"},{"speaker":"SPEAKER_01","startTime":1526.0,"endTime":1526.16,"body":"right"},{"speaker":"SPEAKER_01","startTime":1526.24,"endTime":1526.4,"body":"and"},{"speaker":"SPEAKER_01","startTime":1526.4,"endTime":1526.64,"body":"having"},{"speaker":"SPEAKER_01","startTime":1526.64,"endTime":1526.8,"body":"that"},{"speaker":"SPEAKER_01","startTime":1526.8,"endTime":1527.36,"body":"customer"},{"speaker":"SPEAKER_01","startTime":1527.36,"endTime":1527.92,"body":"obsession."},{"speaker":"SPEAKER_01","startTime":1528.24,"endTime":1528.48,"body":"So"},{"speaker":"SPEAKER_01","startTime":1528.56,"endTime":1529.04,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1529.04,"endTime":1529.2,"body":"really"},{"speaker":"SPEAKER_01","startTime":1529.2,"endTime":1529.36,"body":"the"},{"speaker":"SPEAKER_01","startTime":1529.36,"endTime":1529.76,"body":"feedback"},{"speaker":"SPEAKER_01","startTime":1529.76,"endTime":1529.92,"body":"that"},{"speaker":"SPEAKER_01","startTime":1530.0,"endTime":1530.16,"body":"that"},{"speaker":"SPEAKER_01","startTime":1530.16,"endTime":1530.24,"body":"I"},{"speaker":"SPEAKER_01","startTime":1530.24,"endTime":1530.4,"body":"would"},{"speaker":"SPEAKER_01","startTime":1530.4,"endTime":1530.56,"body":"give"},{"speaker":"SPEAKER_01","startTime":1530.56,"endTime":1530.8,"body":"myself"},{"speaker":"SPEAKER_01","startTime":1530.8,"endTime":1530.96,"body":"if"},{"speaker":"SPEAKER_01","startTime":1530.96,"endTime":1531.12,"body":"I"},{"speaker":"SPEAKER_01","startTime":1531.28,"endTime":1531.44,"body":"were"},{"speaker":"SPEAKER_01","startTime":1531.44,"endTime":1531.52,"body":"to"},{"speaker":"SPEAKER_01","startTime":1531.52,"endTime":1531.68,"body":"look"},{"speaker":"SPEAKER_01","startTime":1531.68,"endTime":1531.76,"body":"back"},{"speaker":"SPEAKER_01","startTime":1531.84,"endTime":1532.0,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1532.0,"endTime":1532.16,"body":"just"},{"speaker":"SPEAKER_01","startTime":1532.16,"endTime":1532.32,"body":"like"},{"speaker":"SPEAKER_01","startTime":1532.4,"endTime":1532.56,"body":"hey"},{"speaker":"SPEAKER_01","startTime":1532.64,"endTime":1533.04,"body":"focus"},{"speaker":"SPEAKER_01","startTime":1533.04,"endTime":1533.28,"body":"on"},{"speaker":"SPEAKER_01","startTime":1533.28,"endTime":1533.44,"body":"on"},{"speaker":"SPEAKER_01","startTime":1533.44,"endTime":1533.52,"body":"a"},{"speaker":"SPEAKER_01","startTime":1533.52,"endTime":1533.92,"body":"segment"},{"speaker":"SPEAKER_01","startTime":1534.0,"endTime":1534.16,"body":"on"},{"speaker":"SPEAKER_01","startTime":1534.16,"endTime":1534.24,"body":"a"},{"speaker":"SPEAKER_01","startTime":1534.24,"endTime":1534.8,"body":"vertical"},{"speaker":"SPEAKER_01","startTime":1534.8,"endTime":1535.04,"body":"of"},{"speaker":"SPEAKER_01","startTime":1535.04,"endTime":1535.2,"body":"an"},{"speaker":"SPEAKER_01","startTime":1535.2,"endTime":1536.08,"body":"underserved"},{"speaker":"SPEAKER_01","startTime":1536.08,"endTime":1536.72,"body":"population,"},{"speaker":"SPEAKER_01","startTime":1536.8,"endTime":1537.04,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1537.2,"endTime":1537.52,"body":"Folks"},{"speaker":"SPEAKER_01","startTime":1537.76,"endTime":1538.08,"body":"where"},{"speaker":"SPEAKER_01","startTime":1538.24,"endTime":1538.96,"body":"MPS"},{"speaker":"SPEAKER_01","startTime":1538.96,"endTime":1539.2,"body":"is"},{"speaker":"SPEAKER_01","startTime":1539.2,"endTime":1539.52,"body":"slow,"},{"speaker":"SPEAKER_01","startTime":1539.68,"endTime":1540.0,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1540.32,"endTime":1540.64,"body":"People"},{"speaker":"SPEAKER_01","startTime":1540.64,"endTime":1540.8,"body":"just"},{"speaker":"SPEAKER_01","startTime":1540.8,"endTime":1541.04,"body":"don't"},{"speaker":"SPEAKER_01","startTime":1541.04,"endTime":1541.2,"body":"really"},{"speaker":"SPEAKER_01","startTime":1541.2,"endTime":1541.44,"body":"like"},{"speaker":"SPEAKER_01","startTime":1541.44,"endTime":1541.6,"body":"the"},{"speaker":"SPEAKER_01","startTime":1541.6,"endTime":1542.08,"body":"incumbents"},{"speaker":"SPEAKER_01","startTime":1542.24,"endTime":1542.4,"body":"or"},{"speaker":"SPEAKER_01","startTime":1542.4,"endTime":1542.56,"body":"people"},{"speaker":"SPEAKER_01","startTime":1542.56,"endTime":1542.96,"body":"don't"},{"speaker":"SPEAKER_01","startTime":1542.96,"endTime":1543.2,"body":"really"},{"speaker":"SPEAKER_01","startTime":1543.36,"endTime":1544.16,"body":"subscribe"},{"speaker":"SPEAKER_01","startTime":1544.16,"endTime":1544.32,"body":"to"},{"speaker":"SPEAKER_01","startTime":1544.32,"endTime":1544.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":1544.48,"endTime":1544.64,"body":"way"},{"speaker":"SPEAKER_01","startTime":1544.64,"endTime":1544.96,"body":"things"},{"speaker":"SPEAKER_01","startTime":1544.96,"endTime":1545.28,"body":"happen"},{"speaker":"SPEAKER_01","startTime":1545.28,"endTime":1545.52,"body":"or"},{"speaker":"SPEAKER_01","startTime":1545.52,"endTime":1545.68,"body":"the"},{"speaker":"SPEAKER_01","startTime":1545.68,"endTime":1545.84,"body":"way"},{"speaker":"SPEAKER_01","startTime":1545.84,"endTime":1546.08,"body":"things"},{"speaker":"SPEAKER_01","startTime":1546.08,"endTime":1546.56,"body":"operate."},{"speaker":"SPEAKER_01","startTime":1546.8,"endTime":1546.96,"body":"And"},{"speaker":"SPEAKER_01","startTime":1546.96,"endTime":1547.2,"body":"if"},{"speaker":"SPEAKER_01","startTime":1547.2,"endTime":1547.28,"body":"you"},{"speaker":"SPEAKER_01","startTime":1547.28,"endTime":1547.44,"body":"can"},{"speaker":"SPEAKER_01","startTime":1547.44,"endTime":1547.6,"body":"go"},{"speaker":"SPEAKER_01","startTime":1547.6,"endTime":1547.84,"body":"in"},{"speaker":"SPEAKER_01","startTime":1547.84,"endTime":1548.0,"body":"there"},{"speaker":"SPEAKER_01","startTime":1548.0,"endTime":1548.16,"body":"and"},{"speaker":"SPEAKER_01","startTime":1548.16,"endTime":1548.64,"body":"elevate"},{"speaker":"SPEAKER_01","startTime":1548.64,"endTime":1548.8,"body":"that"},{"speaker":"SPEAKER_01","startTime":1548.8,"endTime":1549.36,"body":"MPS"},{"speaker":"SPEAKER_01","startTime":1549.36,"endTime":1549.44,"body":"and"},{"speaker":"SPEAKER_01","startTime":1549.44,"endTime":1549.6,"body":"say"},{"speaker":"SPEAKER_01","startTime":1549.68,"endTime":1549.84,"body":"hey"},{"speaker":"SPEAKER_01","startTime":1549.92,"endTime":1550.08,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1550.08,"endTime":1550.24,"body":"going"},{"speaker":"SPEAKER_01","startTime":1550.24,"endTime":1550.32,"body":"to"},{"speaker":"SPEAKER_01","startTime":1550.32,"endTime":1550.64,"body":"help"},{"speaker":"SPEAKER_01","startTime":1550.64,"endTime":1550.88,"body":"you"},{"speaker":"SPEAKER_01","startTime":1550.88,"endTime":1551.2,"body":"either"},{"speaker":"SPEAKER_01","startTime":1551.2,"endTime":1551.36,"body":"get"},{"speaker":"SPEAKER_01","startTime":1551.36,"endTime":1551.44,"body":"a"},{"speaker":"SPEAKER_01","startTime":1551.44,"endTime":1551.76,"body":"better"},{"speaker":"SPEAKER_01","startTime":1551.76,"endTime":1552.16,"body":"financial"},{"speaker":"SPEAKER_01","startTime":1552.16,"endTime":1552.8,"body":"opportunity"},{"speaker":"SPEAKER_01","startTime":1552.8,"endTime":1553.04,"body":"or"},{"speaker":"SPEAKER_01","startTime":1553.04,"endTime":1553.2,"body":"make"},{"speaker":"SPEAKER_01","startTime":1553.2,"endTime":1553.36,"body":"your"},{"speaker":"SPEAKER_01","startTime":1553.36,"endTime":1553.92,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1553.92,"endTime":1554.4,"body":"faster"},{"speaker":"SPEAKER_01","startTime":1554.64,"endTime":1554.88,"body":"then"},{"speaker":"SPEAKER_01","startTime":1554.88,"endTime":1555.28,"body":"everything"},{"speaker":"SPEAKER_01","startTime":1555.28,"endTime":1555.6,"body":"else"},{"speaker":"SPEAKER_01","startTime":1555.6,"endTime":1555.76,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1555.76,"endTime":1555.84,"body":"of"},{"speaker":"SPEAKER_01","startTime":1555.84,"endTime":1556.32,"body":"figures"},{"speaker":"SPEAKER_01","startTime":1556.32,"endTime":1556.72,"body":"itself"},{"speaker":"SPEAKER_01","startTime":1556.72,"endTime":1556.96,"body":"out."},{"speaker":"SPEAKER_01","startTime":1557.12,"endTime":1557.28,"body":"So"},{"speaker":"SPEAKER_01","startTime":1557.36,"endTime":1557.6,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1557.68,"endTime":1557.76,"body":"you"},{"speaker":"SPEAKER_01","startTime":1557.76,"endTime":1557.84,"body":"know"},{"speaker":"SPEAKER_01","startTime":1557.92,"endTime":1558.08,"body":"one"},{"speaker":"SPEAKER_01","startTime":1558.08,"endTime":1558.48,"body":"feedback"},{"speaker":"SPEAKER_01","startTime":1558.48,"endTime":1558.64,"body":"that"},{"speaker":"SPEAKER_01","startTime":1558.64,"endTime":1558.88,"body":"I've"},{"speaker":"SPEAKER_01","startTime":1558.88,"endTime":1559.12,"body":"gotten"},{"speaker":"SPEAKER_01","startTime":1559.36,"endTime":1559.84,"body":"throughout"},{"speaker":"SPEAKER_01","startTime":1559.84,"endTime":1560.0,"body":"the"},{"speaker":"SPEAKER_01","startTime":1560.0,"endTime":1560.32,"body":"years"},{"speaker":"SPEAKER_01","startTime":1560.48,"endTime":1560.8,"body":"and"},{"speaker":"SPEAKER_01","startTime":1560.8,"endTime":1561.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":1561.12,"endTime":1561.44,"body":"more"},{"speaker":"SPEAKER_01","startTime":1561.52,"endTime":1561.92,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1561.92,"endTime":1562.08,"body":"out"},{"speaker":"SPEAKER_01","startTime":1562.08,"endTime":1562.32,"body":"here"},{"speaker":"SPEAKER_01","startTime":1562.32,"endTime":1562.64,"body":"doing"},{"speaker":"SPEAKER_01","startTime":1562.64,"endTime":1562.88,"body":"it,"},{"speaker":"SPEAKER_01","startTime":1562.96,"endTime":1563.2,"body":"the"},{"speaker":"SPEAKER_01","startTime":1563.2,"endTime":1563.36,"body":"more"},{"speaker":"SPEAKER_01","startTime":1563.36,"endTime":1563.52,"body":"I"},{"speaker":"SPEAKER_01","startTime":1563.52,"endTime":1563.84,"body":"believe"},{"speaker":"SPEAKER_01","startTime":1563.84,"endTime":1564.0,"body":"that"},{"speaker":"SPEAKER_01","startTime":1564.0,"endTime":1564.16,"body":"that"},{"speaker":"SPEAKER_01","startTime":1564.16,"endTime":1564.32,"body":"is"},{"speaker":"SPEAKER_01","startTime":1564.32,"endTime":1564.48,"body":"one"},{"speaker":"SPEAKER_01","startTime":1564.48,"endTime":1564.56,"body":"of"},{"speaker":"SPEAKER_01","startTime":1564.56,"endTime":1564.72,"body":"the"},{"speaker":"SPEAKER_01","startTime":1564.72,"endTime":1565.04,"body":"key"},{"speaker":"SPEAKER_01","startTime":1565.04,"endTime":1565.28,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1565.28,"endTime":1565.44,"body":"of"},{"speaker":"SPEAKER_01","startTime":1565.44,"endTime":1565.92,"body":"factors"},{"speaker":"SPEAKER_01","startTime":1565.92,"endTime":1566.16,"body":"for"},{"speaker":"SPEAKER_01","startTime":1566.16,"endTime":1566.72,"body":"success."},{"speaker":"SPEAKER_02","startTime":1567.04,"endTime":1567.28,"body":"Yeah"},{"speaker":"SPEAKER_02","startTime":1567.44,"endTime":1567.6,"body":"you"},{"speaker":"SPEAKER_02","startTime":1567.6,"endTime":1567.76,"body":"can"},{"speaker":"SPEAKER_02","startTime":1567.76,"endTime":1568.0,"body":"never"},{"speaker":"SPEAKER_02","startTime":1568.0,"endTime":1568.16,"body":"go"},{"speaker":"SPEAKER_02","startTime":1568.16,"endTime":1568.48,"body":"wrong"},{"speaker":"SPEAKER_02","startTime":1568.48,"endTime":1568.64,"body":"with"},{"speaker":"SPEAKER_02","startTime":1568.64,"endTime":1568.96,"body":"being"},{"speaker":"SPEAKER_02","startTime":1568.96,"endTime":1569.36,"body":"truly"},{"speaker":"SPEAKER_02","startTime":1569.36,"endTime":1570.08,"body":"customer"},{"speaker":"SPEAKER_02","startTime":1570.08,"endTime":1570.72,"body":"focused"},{"speaker":"SPEAKER_02","startTime":1570.72,"endTime":1570.96,"body":"and"},{"speaker":"SPEAKER_02","startTime":1570.96,"endTime":1571.52,"body":"obsessed."},{"speaker":"SPEAKER_02","startTime":1571.6,"endTime":1571.68,"body":"I"},{"speaker":"SPEAKER_02","startTime":1571.68,"endTime":1571.76,"body":"mean"},{"speaker":"SPEAKER_02","startTime":1571.84,"endTime":1572.08,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1572.16,"endTime":1572.56,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1572.56,"endTime":1572.72,"body":"a"},{"speaker":"SPEAKER_02","startTime":1572.72,"endTime":1573.2,"body":"strategy"},{"speaker":"SPEAKER_02","startTime":1573.2,"endTime":1573.36,"body":"that"},{"speaker":"SPEAKER_02","startTime":1573.36,"endTime":1573.52,"body":"has"},{"speaker":"SPEAKER_02","startTime":1573.52,"endTime":1573.84,"body":"worked"},{"speaker":"SPEAKER_02","startTime":1573.84,"endTime":1574.24,"body":"forever"},{"speaker":"SPEAKER_02","startTime":1574.24,"endTime":1574.4,"body":"and"},{"speaker":"SPEAKER_02","startTime":1574.4,"endTime":1574.64,"body":"will"},{"speaker":"SPEAKER_02","startTime":1574.64,"endTime":1574.88,"body":"work"},{"speaker":"SPEAKER_02","startTime":1574.88,"endTime":1575.28,"body":"forever."},{"speaker":"SPEAKER_02","startTime":1575.44,"endTime":1575.6,"body":"So"},{"speaker":"SPEAKER_02","startTime":1575.84,"endTime":1576.16,"body":"sounds"},{"speaker":"SPEAKER_02","startTime":1576.16,"endTime":1576.32,"body":"like"},{"speaker":"SPEAKER_02","startTime":1576.32,"endTime":1576.56,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1576.56,"endTime":1576.88,"body":"definitely"},{"speaker":"SPEAKER_02","startTime":1576.88,"endTime":1577.04,"body":"what"},{"speaker":"SPEAKER_02","startTime":1577.04,"endTime":1577.2,"body":"you"},{"speaker":"SPEAKER_02","startTime":1577.2,"endTime":1577.44,"body":"guys"},{"speaker":"SPEAKER_02","startTime":1577.44,"endTime":1577.6,"body":"are"},{"speaker":"SPEAKER_02","startTime":1577.68,"endTime":1577.84,"body":"are"},{"speaker":"SPEAKER_02","startTime":1577.84,"endTime":1578.4,"body":"focused"},{"speaker":"SPEAKER_02","startTime":1578.4,"endTime":1578.72,"body":"on."},{"speaker":"SPEAKER_02","startTime":1578.96,"endTime":1579.2,"body":"So"},{"speaker":"SPEAKER_02","startTime":1579.36,"endTime":1579.68,"body":"one"},{"speaker":"SPEAKER_02","startTime":1579.68,"endTime":1580.0,"body":"final"},{"speaker":"SPEAKER_02","startTime":1580.0,"endTime":1580.48,"body":"question"},{"speaker":"SPEAKER_02","startTime":1580.72,"endTime":1581.12,"body":"what's"},{"speaker":"SPEAKER_02","startTime":1581.12,"endTime":1581.44,"body":"the"},{"speaker":"SPEAKER_02","startTime":1581.44,"endTime":1581.6,"body":"one"},{"speaker":"SPEAKER_02","startTime":1581.6,"endTime":1582.0,"body":"thing"},{"speaker":"SPEAKER_02","startTime":1582.0,"endTime":1582.24,"body":"that"},{"speaker":"SPEAKER_02","startTime":1582.24,"endTime":1582.8,"body":"payments"},{"speaker":"SPEAKER_02","startTime":1582.8,"endTime":1583.12,"body":"leaders"},{"speaker":"SPEAKER_02","startTime":1583.12,"endTime":1583.36,"body":"that"},{"speaker":"SPEAKER_02","startTime":1583.36,"endTime":1583.52,"body":"might"},{"speaker":"SPEAKER_02","startTime":1583.52,"endTime":1583.68,"body":"be"},{"speaker":"SPEAKER_02","startTime":1583.68,"endTime":1584.0,"body":"listening"},{"speaker":"SPEAKER_02","startTime":1584.0,"endTime":1584.32,"body":"today,"},{"speaker":"SPEAKER_02","startTime":1584.48,"endTime":1584.72,"body":"what"},{"speaker":"SPEAKER_02","startTime":1584.72,"endTime":1584.96,"body":"should"},{"speaker":"SPEAKER_02","startTime":1584.96,"endTime":1585.12,"body":"they"},{"speaker":"SPEAKER_02","startTime":1585.12,"endTime":1585.28,"body":"be"},{"speaker":"SPEAKER_02","startTime":1585.28,"endTime":1585.68,"body":"thinking"},{"speaker":"SPEAKER_02","startTime":1585.68,"endTime":1585.92,"body":"about"},{"speaker":"SPEAKER_02","startTime":1585.92,"endTime":1586.16,"body":"right"},{"speaker":"SPEAKER_02","startTime":1586.16,"endTime":1586.4,"body":"now?"},{"speaker":"SPEAKER_01","startTime":1586.88,"endTime":1587.12,"body":"You"},{"speaker":"SPEAKER_01","startTime":1587.12,"endTime":1587.44,"body":"know"},{"speaker":"SPEAKER_01","startTime":1587.84,"endTime":1588.48,"body":"leaders"},{"speaker":"SPEAKER_01","startTime":1588.48,"endTime":1588.72,"body":"in"},{"speaker":"SPEAKER_01","startTime":1588.72,"endTime":1589.04,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1589.12,"endTime":1589.28,"body":"right"},{"speaker":"SPEAKER_01","startTime":1589.28,"endTime":1589.36,"body":"now"},{"speaker":"SPEAKER_01","startTime":1589.6,"endTime":1589.84,"body":"obviously"},{"speaker":"SPEAKER_01","startTime":1590.08,"endTime":1590.32,"body":"we're"},{"speaker":"SPEAKER_01","startTime":1590.32,"endTime":1590.4,"body":"at"},{"speaker":"SPEAKER_01","startTime":1590.4,"endTime":1590.48,"body":"the"},{"speaker":"SPEAKER_01","startTime":1590.48,"endTime":1590.96,"body":"forefront"},{"speaker":"SPEAKER_01","startTime":1590.96,"endTime":1591.04,"body":"of"},{"speaker":"SPEAKER_01","startTime":1591.2,"endTime":1591.36,"body":"on"},{"speaker":"SPEAKER_01","startTime":1591.36,"endTime":1591.68,"body":"what's"},{"speaker":"SPEAKER_01","startTime":1591.68,"endTime":1591.92,"body":"next,"},{"speaker":"SPEAKER_01","startTime":1592.0,"endTime":1592.16,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1592.24,"endTime":1592.48,"body":"I"},{"speaker":"SPEAKER_01","startTime":1592.48,"endTime":1592.8,"body":"think"},{"speaker":"SPEAKER_01","startTime":1592.8,"endTime":1593.12,"body":"that"},{"speaker":"SPEAKER_01","startTime":1593.52,"endTime":1593.84,"body":"is"},{"speaker":"SPEAKER_01","startTime":1593.84,"endTime":1594.16,"body":"my"},{"speaker":"SPEAKER_01","startTime":1594.16,"endTime":1594.56,"body":"push"},{"speaker":"SPEAKER_01","startTime":1594.56,"endTime":1594.8,"body":"for"},{"speaker":"SPEAKER_01","startTime":1594.8,"endTime":1594.96,"body":"for"},{"speaker":"SPEAKER_01","startTime":1594.96,"endTime":1595.12,"body":"every"},{"speaker":"SPEAKER_01","startTime":1595.12,"endTime":1595.52,"body":"leader"},{"speaker":"SPEAKER_01","startTime":1595.52,"endTime":1595.84,"body":"listening"},{"speaker":"SPEAKER_01","startTime":1595.84,"endTime":1596.0,"body":"to"},{"speaker":"SPEAKER_01","startTime":1596.0,"endTime":1596.16,"body":"this"},{"speaker":"SPEAKER_01","startTime":1596.16,"endTime":1596.56,"body":"podcast."},{"speaker":"SPEAKER_01","startTime":1596.64,"endTime":1596.88,"body":"It's"},{"speaker":"SPEAKER_01","startTime":1596.96,"endTime":1597.04,"body":"you"},{"speaker":"SPEAKER_01","startTime":1597.04,"endTime":1597.2,"body":"know"},{"speaker":"SPEAKER_01","startTime":1597.28,"endTime":1597.76,"body":"figuring"},{"speaker":"SPEAKER_01","startTime":1597.76,"endTime":1597.92,"body":"out"},{"speaker":"SPEAKER_01","startTime":1598.0,"endTime":1598.16,"body":"and"},{"speaker":"SPEAKER_01","startTime":1598.16,"endTime":1598.4,"body":"start"},{"speaker":"SPEAKER_01","startTime":1598.48,"endTime":1598.8,"body":"start"},{"speaker":"SPEAKER_01","startTime":1598.8,"endTime":1599.2,"body":"playing"},{"speaker":"SPEAKER_01","startTime":1599.2,"endTime":1599.36,"body":"and"},{"speaker":"SPEAKER_01","startTime":1599.36,"endTime":1599.92,"body":"thinking"},{"speaker":"SPEAKER_01","startTime":1599.92,"endTime":1600.16,"body":"about"},{"speaker":"SPEAKER_01","startTime":1600.24,"endTime":1600.48,"body":"you"},{"speaker":"SPEAKER_01","startTime":1600.48,"endTime":1600.72,"body":"know"},{"speaker":"SPEAKER_01","startTime":1600.96,"endTime":1601.28,"body":"what"},{"speaker":"SPEAKER_01","startTime":1601.44,"endTime":1601.76,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1601.84,"endTime":1602.0,"body":"you"},{"speaker":"SPEAKER_01","startTime":1602.0,"endTime":1602.24,"body":"know"},{"speaker":"SPEAKER_01","startTime":1602.56,"endTime":1603.2,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1603.2,"endTime":1603.44,"body":"will"},{"speaker":"SPEAKER_01","startTime":1603.44,"endTime":1603.6,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1603.6,"endTime":1603.68,"body":"of"},{"speaker":"SPEAKER_01","startTime":1603.68,"endTime":1603.84,"body":"come"},{"speaker":"SPEAKER_01","startTime":1603.84,"endTime":1604.08,"body":"in"},{"speaker":"SPEAKER_01","startTime":1604.08,"endTime":1604.24,"body":"and"},{"speaker":"SPEAKER_01","startTime":1604.24,"endTime":1604.48,"body":"how"},{"speaker":"SPEAKER_01","startTime":1604.48,"endTime":1604.64,"body":"the"},{"speaker":"SPEAKER_01","startTime":1604.8,"endTime":1604.96,"body":"the"},{"speaker":"SPEAKER_01","startTime":1604.96,"endTime":1605.28,"body":"future"},{"speaker":"SPEAKER_01","startTime":1605.28,"endTime":1605.52,"body":"will"},{"speaker":"SPEAKER_01","startTime":1605.52,"endTime":1605.76,"body":"look"},{"speaker":"SPEAKER_01","startTime":1605.76,"endTime":1606.0,"body":"like"},{"speaker":"SPEAKER_01","startTime":1606.0,"endTime":1606.16,"body":"in"},{"speaker":"SPEAKER_01","startTime":1606.16,"endTime":1606.24,"body":"the"},{"speaker":"SPEAKER_01","startTime":1606.24,"endTime":1606.48,"body":"next"},{"speaker":"SPEAKER_01","startTime":1606.48,"endTime":1606.72,"body":"one"},{"speaker":"SPEAKER_01","startTime":1606.72,"endTime":1606.88,"body":"or"},{"speaker":"SPEAKER_01","startTime":1606.88,"endTime":1607.04,"body":"two"},{"speaker":"SPEAKER_01","startTime":1607.04,"endTime":1607.28,"body":"years."},{"speaker":"SPEAKER_01","startTime":1607.36,"endTime":1607.52,"body":"Right."},{"speaker":"SPEAKER_01","startTime":1607.6,"endTime":1607.68,"body":"And"},{"speaker":"SPEAKER_01","startTime":1607.68,"endTime":1607.92,"body":"I"},{"speaker":"SPEAKER_01","startTime":1607.92,"endTime":1608.08,"body":"think"},{"speaker":"SPEAKER_01","startTime":1608.08,"endTime":1608.32,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1608.32,"endTime":1608.48,"body":"really"},{"speaker":"SPEAKER_01","startTime":1608.48,"endTime":1608.88,"body":"focusing"},{"speaker":"SPEAKER_01","startTime":1608.88,"endTime":1609.04,"body":"on"},{"speaker":"SPEAKER_01","startTime":1609.12,"endTime":1609.2,"body":"like"},{"speaker":"SPEAKER_01","startTime":1609.28,"endTime":1609.44,"body":"what"},{"speaker":"SPEAKER_01","startTime":1609.44,"endTime":1609.52,"body":"do"},{"speaker":"SPEAKER_01","startTime":1609.52,"endTime":1609.68,"body":"you"},{"speaker":"SPEAKER_01","startTime":1609.68,"endTime":1609.92,"body":"want"},{"speaker":"SPEAKER_01","startTime":1609.92,"endTime":1610.08,"body":"the"},{"speaker":"SPEAKER_01","startTime":1610.08,"endTime":1610.48,"body":"future"},{"speaker":"SPEAKER_01","startTime":1610.48,"endTime":1610.64,"body":"to"},{"speaker":"SPEAKER_01","startTime":1610.64,"endTime":1610.88,"body":"look"},{"speaker":"SPEAKER_01","startTime":1610.88,"endTime":1611.04,"body":"like"},{"speaker":"SPEAKER_01","startTime":1611.04,"endTime":1611.2,"body":"in"},{"speaker":"SPEAKER_01","startTime":1611.2,"endTime":1611.28,"body":"the"},{"speaker":"SPEAKER_01","startTime":1611.28,"endTime":1611.52,"body":"age"},{"speaker":"SPEAKER_01","startTime":1611.52,"endTime":1611.68,"body":"of"},{"speaker":"SPEAKER_01","startTime":1611.68,"endTime":1612.16,"body":"AI?"},{"speaker":"SPEAKER_01","startTime":1612.4,"endTime":1612.72,"body":"Because"},{"speaker":"SPEAKER_01","startTime":1612.72,"endTime":1612.88,"body":"I"},{"speaker":"SPEAKER_01","startTime":1612.88,"endTime":1613.12,"body":"think"},{"speaker":"SPEAKER_01","startTime":1613.12,"endTime":1613.28,"body":"a"},{"speaker":"SPEAKER_01","startTime":1613.28,"endTime":1613.44,"body":"lot"},{"speaker":"SPEAKER_01","startTime":1613.44,"endTime":1613.68,"body":"of"},{"speaker":"SPEAKER_01","startTime":1613.68,"endTime":1614.24,"body":"folks"},{"speaker":"SPEAKER_01","startTime":1614.24,"endTime":1614.48,"body":"are"},{"speaker":"SPEAKER_01","startTime":1614.48,"endTime":1614.88,"body":"maybe"},{"speaker":"SPEAKER_01","startTime":1614.88,"endTime":1615.12,"body":"more"},{"speaker":"SPEAKER_01","startTime":1615.12,"endTime":1615.68,"body":"resistive"},{"speaker":"SPEAKER_01","startTime":1615.68,"endTime":1615.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":1615.84,"endTime":1616.0,"body":"saying"},{"speaker":"SPEAKER_01","startTime":1616.08,"endTime":1616.24,"body":"like"},{"speaker":"SPEAKER_01","startTime":1616.32,"endTime":1616.48,"body":"hey"},{"speaker":"SPEAKER_01","startTime":1616.56,"endTime":1616.72,"body":"well"},{"speaker":"SPEAKER_01","startTime":1616.96,"endTime":1617.36,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1617.36,"endTime":1617.68,"body":"won't"},{"speaker":"SPEAKER_01","startTime":1617.68,"endTime":1617.92,"body":"change"},{"speaker":"SPEAKER_01","startTime":1617.92,"endTime":1618.4,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1618.48,"endTime":1618.72,"body":"and"},{"speaker":"SPEAKER_01","startTime":1618.72,"endTime":1618.96,"body":"but"},{"speaker":"SPEAKER_01","startTime":1618.96,"endTime":1619.12,"body":"I"},{"speaker":"SPEAKER_01","startTime":1619.12,"endTime":1619.28,"body":"think"},{"speaker":"SPEAKER_01","startTime":1619.28,"endTime":1619.52,"body":"it"},{"speaker":"SPEAKER_01","startTime":1619.52,"endTime":1619.76,"body":"will"},{"speaker":"SPEAKER_01","startTime":1619.92,"endTime":1620.16,"body":"right"},{"speaker":"SPEAKER_01","startTime":1620.4,"endTime":1620.64,"body":"and"},{"speaker":"SPEAKER_01","startTime":1620.64,"endTime":1620.96,"body":"and"},{"speaker":"SPEAKER_01","startTime":1620.96,"endTime":1621.76,"body":"defining"},{"speaker":"SPEAKER_01","startTime":1621.76,"endTime":1621.92,"body":"what"},{"speaker":"SPEAKER_01","startTime":1622.08,"endTime":1622.32,"body":"what"},{"speaker":"SPEAKER_01","startTime":1622.32,"endTime":1622.48,"body":"that"},{"speaker":"SPEAKER_01","startTime":1622.48,"endTime":1622.72,"body":"looks"},{"speaker":"SPEAKER_01","startTime":1622.72,"endTime":1622.88,"body":"like"},{"speaker":"SPEAKER_01","startTime":1622.96,"endTime":1623.12,"body":"I"},{"speaker":"SPEAKER_01","startTime":1623.12,"endTime":1623.28,"body":"think"},{"speaker":"SPEAKER_01","startTime":1623.28,"endTime":1623.44,"body":"it's"},{"speaker":"SPEAKER_01","startTime":1623.44,"endTime":1623.6,"body":"up"},{"speaker":"SPEAKER_01","startTime":1623.6,"endTime":1623.76,"body":"to"},{"speaker":"SPEAKER_01","startTime":1623.76,"endTime":1623.92,"body":"us"},{"speaker":"SPEAKER_01","startTime":1623.92,"endTime":1624.16,"body":"as"},{"speaker":"SPEAKER_01","startTime":1624.16,"endTime":1624.56,"body":"leaders"},{"speaker":"SPEAKER_01","startTime":1624.64,"endTime":1624.88,"body":"and"},{"speaker":"SPEAKER_01","startTime":1624.88,"endTime":1625.04,"body":"and"},{"speaker":"SPEAKER_01","startTime":1625.04,"endTime":1625.2,"body":"I"},{"speaker":"SPEAKER_01","startTime":1625.2,"endTime":1625.36,"body":"think"},{"speaker":"SPEAKER_01","startTime":1625.36,"endTime":1625.52,"body":"this"},{"speaker":"SPEAKER_01","startTime":1625.52,"endTime":1625.68,"body":"is"},{"speaker":"SPEAKER_01","startTime":1625.68,"endTime":1626.0,"body":"a"},{"speaker":"SPEAKER_01","startTime":1626.0,"endTime":1626.32,"body":"time"},{"speaker":"SPEAKER_01","startTime":1626.32,"endTime":1626.64,"body":"to"},{"speaker":"SPEAKER_01","startTime":1626.64,"endTime":1627.6,"body":"experiment,"},{"speaker":"SPEAKER_01","startTime":1627.84,"endTime":1628.16,"body":"try"},{"speaker":"SPEAKER_01","startTime":1628.16,"endTime":1628.48,"body":"new"},{"speaker":"SPEAKER_01","startTime":1628.48,"endTime":1628.8,"body":"things,"},{"speaker":"SPEAKER_01","startTime":1628.88,"endTime":1629.2,"body":"right?"},{"speaker":"SPEAKER_01","startTime":1629.28,"endTime":1629.36,"body":"You"},{"speaker":"SPEAKER_01","startTime":1629.36,"endTime":1629.52,"body":"know,"},{"speaker":"SPEAKER_01","startTime":1629.6,"endTime":1629.84,"body":"have"},{"speaker":"SPEAKER_01","startTime":1629.84,"endTime":1630.16,"body":"those"},{"speaker":"SPEAKER_01","startTime":1630.16,"endTime":1631.04,"body":"conversations"},{"speaker":"SPEAKER_01","startTime":1631.28,"endTime":1631.6,"body":"and"},{"speaker":"SPEAKER_01","startTime":1631.6,"endTime":1631.92,"body":"most"},{"speaker":"SPEAKER_01","startTime":1631.92,"endTime":1632.24,"body":"likely"},{"speaker":"SPEAKER_01","startTime":1632.4,"endTime":1632.72,"body":"nine"},{"speaker":"SPEAKER_01","startTime":1632.72,"endTime":1632.96,"body":"times"},{"speaker":"SPEAKER_01","startTime":1632.96,"endTime":1633.12,"body":"out"},{"speaker":"SPEAKER_01","startTime":1633.12,"endTime":1633.28,"body":"of"},{"speaker":"SPEAKER_01","startTime":1633.28,"endTime":1633.52,"body":"10,"},{"speaker":"SPEAKER_01","startTime":1633.68,"endTime":1634.0,"body":"those"},{"speaker":"SPEAKER_01","startTime":1634.0,"endTime":1634.48,"body":"ideas"},{"speaker":"SPEAKER_01","startTime":1634.48,"endTime":1634.64,"body":"will"},{"speaker":"SPEAKER_01","startTime":1634.64,"endTime":1634.8,"body":"not"},{"speaker":"SPEAKER_01","startTime":1634.8,"endTime":1634.96,"body":"go"},{"speaker":"SPEAKER_01","startTime":1634.96,"endTime":1635.52,"body":"anywhere."},{"speaker":"SPEAKER_01","startTime":1635.6,"endTime":1635.84,"body":"They"},{"speaker":"SPEAKER_01","startTime":1635.84,"endTime":1636.0,"body":"will"},{"speaker":"SPEAKER_01","startTime":1636.0,"endTime":1636.24,"body":"not"},{"speaker":"SPEAKER_01","startTime":1636.24,"endTime":1636.56,"body":"pan"},{"speaker":"SPEAKER_01","startTime":1636.8,"endTime":1637.04,"body":"out"},{"speaker":"SPEAKER_01","startTime":1637.28,"endTime":1637.6,"body":"but"},{"speaker":"SPEAKER_01","startTime":1637.6,"endTime":1637.76,"body":"the"},{"speaker":"SPEAKER_01","startTime":1637.76,"endTime":1638.24,"body":"journey"},{"speaker":"SPEAKER_01","startTime":1638.24,"endTime":1638.4,"body":"and"},{"speaker":"SPEAKER_01","startTime":1638.4,"endTime":1638.64,"body":"the"},{"speaker":"SPEAKER_01","startTime":1638.64,"endTime":1639.04,"body":"testing"},{"speaker":"SPEAKER_01","startTime":1639.04,"endTime":1639.28,"body":"and"},{"speaker":"SPEAKER_01","startTime":1639.28,"endTime":1639.52,"body":"the"},{"speaker":"SPEAKER_01","startTime":1639.52,"endTime":1640.24,"body":"opportunity"},{"speaker":"SPEAKER_01","startTime":1640.24,"endTime":1640.48,"body":"of"},{"speaker":"SPEAKER_01","startTime":1640.48,"endTime":1640.96,"body":"doing"},{"speaker":"SPEAKER_01","startTime":1640.96,"endTime":1641.2,"body":"that"},{"speaker":"SPEAKER_01","startTime":1641.2,"endTime":1642.08,"body":"evaluation"},{"speaker":"SPEAKER_01","startTime":1642.24,"endTime":1642.56,"body":"talking"},{"speaker":"SPEAKER_01","startTime":1642.56,"endTime":1642.72,"body":"to"},{"speaker":"SPEAKER_01","startTime":1642.72,"endTime":1643.44,"body":"customers"},{"speaker":"SPEAKER_01","startTime":1643.6,"endTime":1643.76,"body":"is"},{"speaker":"SPEAKER_01","startTime":1643.76,"endTime":1644.08,"body":"what's"},{"speaker":"SPEAKER_01","startTime":1644.08,"endTime":1644.24,"body":"going"},{"speaker":"SPEAKER_01","startTime":1644.24,"endTime":1644.4,"body":"to"},{"speaker":"SPEAKER_01","startTime":1644.4,"endTime":1644.64,"body":"get"},{"speaker":"SPEAKER_01","startTime":1644.64,"endTime":1644.88,"body":"us"},{"speaker":"SPEAKER_01","startTime":1644.88,"endTime":1645.12,"body":"to"},{"speaker":"SPEAKER_01","startTime":1645.36,"endTime":1645.68,"body":"to"},{"speaker":"SPEAKER_01","startTime":1645.68,"endTime":1645.92,"body":"that"},{"speaker":"SPEAKER_01","startTime":1646.0,"endTime":1646.24,"body":"you"},{"speaker":"SPEAKER_01","startTime":1646.24,"endTime":1646.56,"body":"know"},{"speaker":"SPEAKER_01","startTime":1646.88,"endTime":1647.2,"body":"final"},{"speaker":"SPEAKER_01","startTime":1647.52,"endTime":1648.0,"body":"success"},{"speaker":"SPEAKER_01","startTime":1648.16,"endTime":1648.4,"body":"right"},{"speaker":"SPEAKER_01","startTime":1648.56,"endTime":1648.72,"body":"so"},{"speaker":"SPEAKER_01","startTime":1648.8,"endTime":1649.12,"body":"that's"},{"speaker":"SPEAKER_01","startTime":1649.12,"endTime":1649.28,"body":"something"},{"speaker":"SPEAKER_01","startTime":1649.28,"endTime":1649.44,"body":"that"},{"speaker":"SPEAKER_01","startTime":1649.44,"endTime":1649.6,"body":"we've"},{"speaker":"SPEAKER_01","startTime":1649.6,"endTime":1649.76,"body":"been"},{"speaker":"SPEAKER_01","startTime":1649.76,"endTime":1650.16,"body":"focusing"},{"speaker":"SPEAKER_01","startTime":1650.16,"endTime":1650.56,"body":"internally"},{"speaker":"SPEAKER_01","startTime":1650.56,"endTime":1650.72,"body":"on"},{"speaker":"SPEAKER_01","startTime":1650.8,"endTime":1650.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":1651.04,"endTime":1651.2,"body":"like"},{"speaker":"SPEAKER_01","startTime":1651.28,"endTime":1651.44,"body":"how"},{"speaker":"SPEAKER_01","startTime":1651.44,"endTime":1651.52,"body":"do"},{"speaker":"SPEAKER_01","startTime":1651.52,"endTime":1651.6,"body":"we"},{"speaker":"SPEAKER_01","startTime":1651.6,"endTime":1651.76,"body":"get"},{"speaker":"SPEAKER_01","startTime":1651.76,"endTime":1651.92,"body":"more"},{"speaker":"SPEAKER_01","startTime":1651.92,"endTime":1652.4,"body":"reps?"},{"speaker":"SPEAKER_01","startTime":1652.72,"endTime":1652.88,"body":"How"},{"speaker":"SPEAKER_01","startTime":1652.88,"endTime":1653.04,"body":"do"},{"speaker":"SPEAKER_01","startTime":1653.04,"endTime":1653.12,"body":"we"},{"speaker":"SPEAKER_01","startTime":1653.12,"endTime":1653.28,"body":"start"},{"speaker":"SPEAKER_01","startTime":1653.28,"endTime":1653.44,"body":"to"},{"speaker":"SPEAKER_01","startTime":1653.44,"endTime":1653.68,"body":"test?"},{"speaker":"SPEAKER_01","startTime":1653.76,"endTime":1653.92,"body":"How"},{"speaker":"SPEAKER_01","startTime":1653.92,"endTime":1654.0,"body":"do"},{"speaker":"SPEAKER_01","startTime":1654.0,"endTime":1654.08,"body":"we"},{"speaker":"SPEAKER_01","startTime":1654.08,"endTime":1654.24,"body":"start"},{"speaker":"SPEAKER_01","startTime":1654.24,"endTime":1654.48,"body":"to"},{"speaker":"SPEAKER_01","startTime":1654.48,"endTime":1655.12,"body":"ideate"},{"speaker":"SPEAKER_01","startTime":1655.12,"endTime":1655.28,"body":"more"},{"speaker":"SPEAKER_01","startTime":1655.44,"endTime":1655.68,"body":"and"},{"speaker":"SPEAKER_01","startTime":1655.84,"endTime":1656.0,"body":"I"},{"speaker":"SPEAKER_01","startTime":1656.0,"endTime":1656.24,"body":"told"},{"speaker":"SPEAKER_01","startTime":1656.24,"endTime":1656.4,"body":"my"},{"speaker":"SPEAKER_01","startTime":1656.4,"endTime":1656.64,"body":"team"},{"speaker":"SPEAKER_01","startTime":1656.72,"endTime":1656.88,"body":"you"},{"speaker":"SPEAKER_01","startTime":1656.88,"endTime":1656.96,"body":"know"},{"speaker":"SPEAKER_01","startTime":1657.04,"endTime":1657.2,"body":"in"},{"speaker":"SPEAKER_01","startTime":1657.2,"endTime":1657.36,"body":"the"},{"speaker":"SPEAKER_01","startTime":1657.36,"endTime":1657.6,"body":"age"},{"speaker":"SPEAKER_01","startTime":1657.6,"endTime":1657.76,"body":"of"},{"speaker":"SPEAKER_01","startTime":1657.76,"endTime":1658.16,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1658.32,"endTime":1658.72,"body":"things"},{"speaker":"SPEAKER_01","startTime":1658.72,"endTime":1658.88,"body":"are"},{"speaker":"SPEAKER_01","startTime":1658.88,"endTime":1659.2,"body":"changing"},{"speaker":"SPEAKER_01","startTime":1659.2,"endTime":1659.44,"body":"every"},{"speaker":"SPEAKER_01","startTime":1659.6,"endTime":1659.84,"body":"every"},{"speaker":"SPEAKER_01","startTime":1659.84,"endTime":1660.08,"body":"day"},{"speaker":"SPEAKER_01","startTime":1660.16,"endTime":1660.4,"body":"right"},{"speaker":"SPEAKER_01","startTime":1660.48,"endTime":1660.64,"body":"like"},{"speaker":"SPEAKER_01","startTime":1660.72,"endTime":1660.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":1660.96,"endTime":1661.2,"body":"see"},{"speaker":"SPEAKER_01","startTime":1661.2,"endTime":1661.44,"body":"new"},{"speaker":"SPEAKER_01","startTime":1661.44,"endTime":1661.92,"body":"protocols,"},{"speaker":"SPEAKER_01","startTime":1662.08,"endTime":1662.32,"body":"new"},{"speaker":"SPEAKER_01","startTime":1662.32,"endTime":1662.64,"body":"payment"},{"speaker":"SPEAKER_01","startTime":1662.64,"endTime":1663.2,"body":"protocols"},{"speaker":"SPEAKER_01","startTime":1663.2,"endTime":1663.52,"body":"coming"},{"speaker":"SPEAKER_01","startTime":1663.52,"endTime":1663.68,"body":"out,"},{"speaker":"SPEAKER_01","startTime":1663.84,"endTime":1664.32,"body":"new"},{"speaker":"SPEAKER_01","startTime":1664.32,"endTime":1664.72,"body":"ways"},{"speaker":"SPEAKER_01","startTime":1664.72,"endTime":1664.88,"body":"of"},{"speaker":"SPEAKER_01","startTime":1664.88,"endTime":1665.04,"body":"uh"},{"speaker":"SPEAKER_01","startTime":1665.04,"endTime":1665.52,"body":"using"},{"speaker":"SPEAKER_01","startTime":1665.52,"endTime":1666.0,"body":"AI."},{"speaker":"SPEAKER_01","startTime":1666.16,"endTime":1666.32,"body":"And"},{"speaker":"SPEAKER_01","startTime":1666.32,"endTime":1666.48,"body":"as"},{"speaker":"SPEAKER_01","startTime":1666.48,"endTime":1666.64,"body":"long"},{"speaker":"SPEAKER_01","startTime":1666.64,"endTime":1666.8,"body":"as"},{"speaker":"SPEAKER_01","startTime":1666.8,"endTime":1666.96,"body":"we"},{"speaker":"SPEAKER_01","startTime":1666.96,"endTime":1667.28,"body":"stay"},{"speaker":"SPEAKER_01","startTime":1667.28,"endTime":1667.84,"body":"nimble"},{"speaker":"SPEAKER_01","startTime":1668.0,"endTime":1668.16,"body":"and"},{"speaker":"SPEAKER_01","startTime":1668.16,"endTime":1668.4,"body":"we"},{"speaker":"SPEAKER_01","startTime":1668.4,"endTime":1668.64,"body":"kind"},{"speaker":"SPEAKER_01","startTime":1668.64,"endTime":1668.96,"body":"of"},{"speaker":"SPEAKER_01","startTime":1668.96,"endTime":1669.28,"body":"stay"},{"speaker":"SPEAKER_01","startTime":1669.28,"endTime":1669.84,"body":"excited"},{"speaker":"SPEAKER_01","startTime":1669.84,"endTime":1670.08,"body":"and"},{"speaker":"SPEAKER_01","startTime":1670.08,"endTime":1670.4,"body":"keep"},{"speaker":"SPEAKER_01","startTime":1670.4,"endTime":1670.88,"body":"pushing"},{"speaker":"SPEAKER_01","startTime":1670.88,"endTime":1671.28,"body":"along"},{"speaker":"SPEAKER_01","startTime":1671.44,"endTime":1671.76,"body":"we'll"},{"speaker":"SPEAKER_01","startTime":1671.76,"endTime":1672.24,"body":"eventually"},{"speaker":"SPEAKER_01","startTime":1672.24,"endTime":1672.56,"body":"find"},{"speaker":"SPEAKER_01","startTime":1672.56,"endTime":1672.8,"body":"our"},{"speaker":"SPEAKER_01","startTime":1672.8,"endTime":1673.12,"body":"way"},{"speaker":"SPEAKER_01","startTime":1673.12,"endTime":1673.36,"body":"and"},{"speaker":"SPEAKER_01","startTime":1673.36,"endTime":1673.84,"body":"figure"},{"speaker":"SPEAKER_01","startTime":1673.84,"endTime":1674.08,"body":"out"},{"speaker":"SPEAKER_01","startTime":1674.08,"endTime":1674.32,"body":"what"},{"speaker":"SPEAKER_01","startTime":1674.32,"endTime":1674.56,"body":"this"},{"speaker":"SPEAKER_01","startTime":1674.56,"endTime":1674.88,"body":"future"},{"speaker":"SPEAKER_01","startTime":1674.88,"endTime":1675.04,"body":"of"},{"speaker":"SPEAKER_01","startTime":1675.04,"endTime":1675.6,"body":"payments"},{"speaker":"SPEAKER_01","startTime":1675.6,"endTime":1675.76,"body":"and"},{"speaker":"SPEAKER_01","startTime":1675.76,"endTime":1676.32,"body":"AI"},{"speaker":"SPEAKER_01","startTime":1676.32,"endTime":1676.48,"body":"will"},{"speaker":"SPEAKER_01","startTime":1676.48,"endTime":1676.64,"body":"look"},{"speaker":"SPEAKER_01","startTime":1676.64,"endTime":1676.88,"body":"like."},{"speaker":"SPEAKER_01","startTime":1676.96,"endTime":1677.12,"body":"But"},{"speaker":"SPEAKER_01","startTime":1677.12,"endTime":1677.2,"body":"I"},{"speaker":"SPEAKER_01","startTime":1677.2,"endTime":1677.36,"body":"think"},{"speaker":"SPEAKER_01","startTime":1677.36,"endTime":1677.44,"body":"the"},{"speaker":"SPEAKER_01","startTime":1677.44,"endTime":1677.68,"body":"key"},{"speaker":"SPEAKER_01","startTime":1677.68,"endTime":1677.92,"body":"thing"},{"speaker":"SPEAKER_01","startTime":1677.92,"endTime":1678.08,"body":"is"},{"speaker":"SPEAKER_01","startTime":1678.08,"endTime":1678.24,"body":"just"},{"speaker":"SPEAKER_01","startTime":1678.24,"endTime":1678.48,"body":"being"},{"speaker":"SPEAKER_01","startTime":1678.48,"endTime":1678.64,"body":"in"},{"speaker":"SPEAKER_01","startTime":1678.64,"endTime":1678.8,"body":"the"},{"speaker":"SPEAKER_01","startTime":1678.8,"endTime":1679.52,"body":"conversation"},{"speaker":"SPEAKER_01","startTime":1679.52,"endTime":1679.84,"body":"and"},{"speaker":"SPEAKER_01","startTime":1679.84,"endTime":1680.32,"body":"being"},{"speaker":"SPEAKER_01","startTime":1680.32,"endTime":1680.8,"body":"open"},{"speaker":"SPEAKER_01","startTime":1680.8,"endTime":1681.12,"body":"to"},{"speaker":"SPEAKER_01","startTime":1681.12,"endTime":1682.08,"body":"ideating,"},{"speaker":"SPEAKER_01","startTime":1682.32,"endTime":1682.8,"body":"trying"},{"speaker":"SPEAKER_01","startTime":1682.8,"endTime":1683.12,"body":"things"},{"speaker":"SPEAKER_01","startTime":1683.28,"endTime":1683.44,"body":"and"},{"speaker":"SPEAKER_01","startTime":1683.44,"endTime":1683.92,"body":"throwing"},{"speaker":"SPEAKER_01","startTime":1683.92,"endTime":1684.24,"body":"away"},{"speaker":"SPEAKER_01","startTime":1684.4,"endTime":1684.72,"body":"nine"},{"speaker":"SPEAKER_01","startTime":1684.72,"endTime":1685.04,"body":"times"},{"speaker":"SPEAKER_01","startTime":1685.04,"endTime":1685.2,"body":"out"},{"speaker":"SPEAKER_01","startTime":1685.2,"endTime":1685.36,"body":"of"},{"speaker":"SPEAKER_01","startTime":1685.36,"endTime":1685.6,"body":"10"},{"speaker":"SPEAKER_01","startTime":1685.76,"endTime":1685.92,"body":"some"},{"speaker":"SPEAKER_01","startTime":1685.92,"endTime":1686.0,"body":"of"},{"speaker":"SPEAKER_01","startTime":1686.08,"endTime":1686.32,"body":"some"},{"speaker":"SPEAKER_01","startTime":1686.32,"endTime":1686.4,"body":"of"},{"speaker":"SPEAKER_01","startTime":1686.4,"endTime":1686.56,"body":"the"},{"speaker":"SPEAKER_01","startTime":1686.64,"endTime":1686.88,"body":"some"},{"speaker":"SPEAKER_01","startTime":1686.88,"endTime":1687.04,"body":"of"},{"speaker":"SPEAKER_01","startTime":1687.04,"endTime":1687.12,"body":"the"},{"speaker":"SPEAKER_01","startTime":1687.12,"endTime":1687.6,"body":"ideas"},{"speaker":"SPEAKER_01","startTime":1687.6,"endTime":1687.76,"body":"or"},{"speaker":"SPEAKER_01","startTime":1687.76,"endTime":1688.08,"body":"projects"},{"speaker":"SPEAKER_01","startTime":1688.08,"endTime":1688.24,"body":"that"},{"speaker":"SPEAKER_01","startTime":1688.24,"endTime":1688.32,"body":"we"},{"speaker":"SPEAKER_01","startTime":1688.32,"endTime":1688.48,"body":"were"},{"speaker":"SPEAKER_01","startTime":1688.48,"endTime":1688.8,"body":"working"},{"speaker":"SPEAKER_01","startTime":1688.8,"endTime":1689.04,"body":"on."},{"speaker":"SPEAKER_02","startTime":1689.36,"endTime":1689.68,"body":"Okay."},{"speaker":"SPEAKER_02","startTime":1689.84,"endTime":1690.08,"body":"Well"},{"speaker":"SPEAKER_02","startTime":1690.16,"endTime":1690.4,"body":"great"},{"speaker":"SPEAKER_02","startTime":1690.48,"endTime":1690.96,"body":"Jose"},{"speaker":"SPEAKER_02","startTime":1691.04,"endTime":1691.28,"body":"thank"},{"speaker":"SPEAKER_02","startTime":1691.28,"endTime":1691.36,"body":"you"},{"speaker":"SPEAKER_02","startTime":1691.36,"endTime":1691.52,"body":"so"},{"speaker":"SPEAKER_02","startTime":1691.52,"endTime":1691.68,"body":"much"},{"speaker":"SPEAKER_02","startTime":1691.68,"endTime":1691.84,"body":"for"},{"speaker":"SPEAKER_02","startTime":1691.84,"endTime":1692.08,"body":"being"},{"speaker":"SPEAKER_02","startTime":1692.08,"endTime":1692.16,"body":"on"},{"speaker":"SPEAKER_02","startTime":1692.16,"endTime":1692.24,"body":"the"},{"speaker":"SPEAKER_02","startTime":1692.24,"endTime":1692.48,"body":"show"},{"speaker":"SPEAKER_02","startTime":1692.48,"endTime":1692.72,"body":"today."},{"speaker":"SPEAKER_02","startTime":1692.8,"endTime":1692.88,"body":"I"},{"speaker":"SPEAKER_02","startTime":1692.88,"endTime":1693.04,"body":"think"},{"speaker":"SPEAKER_02","startTime":1693.04,"endTime":1693.2,"body":"that's"},{"speaker":"SPEAKER_02","startTime":1693.2,"endTime":1693.28,"body":"a"},{"speaker":"SPEAKER_02","startTime":1693.28,"endTime":1693.44,"body":"great"},{"speaker":"SPEAKER_02","startTime":1693.44,"endTime":1693.6,"body":"way"},{"speaker":"SPEAKER_02","startTime":1693.6,"endTime":1693.68,"body":"to"},{"speaker":"SPEAKER_02","startTime":1693.68,"endTime":1694.0,"body":"wrap"},{"speaker":"SPEAKER_02","startTime":1694.0,"endTime":1694.08,"body":"it"},{"speaker":"SPEAKER_02","startTime":1694.08,"endTime":1694.24,"body":"up."},{"speaker":"SPEAKER_02","startTime":1694.32,"endTime":1694.48,"body":"So"},{"speaker":"SPEAKER_02","startTime":1694.56,"endTime":1694.64,"body":"I"},{"speaker":"SPEAKER_02","startTime":1694.64,"endTime":1694.8,"body":"know"},{"speaker":"SPEAKER_02","startTime":1694.8,"endTime":1694.96,"body":"your"},{"speaker":"SPEAKER_02","startTime":1694.96,"endTime":1695.28,"body":"time's"},{"speaker":"SPEAKER_02","startTime":1695.28,"endTime":1695.44,"body":"very"},{"speaker":"SPEAKER_02","startTime":1695.44,"endTime":1695.76,"body":"valuable"},{"speaker":"SPEAKER_02","startTime":1695.84,"endTime":1696.0,"body":"so"},{"speaker":"SPEAKER_02","startTime":1696.0,"endTime":1696.16,"body":"I"},{"speaker":"SPEAKER_02","startTime":1696.16,"endTime":1696.32,"body":"really"},{"speaker":"SPEAKER_02","startTime":1696.32,"endTime":1696.72,"body":"appreciate"},{"speaker":"SPEAKER_02","startTime":1696.72,"endTime":1696.88,"body":"you"},{"speaker":"SPEAKER_02","startTime":1696.88,"endTime":1697.04,"body":"being"},{"speaker":"SPEAKER_02","startTime":1697.04,"endTime":1697.2,"body":"on"},{"speaker":"SPEAKER_02","startTime":1697.2,"endTime":1697.28,"body":"the"},{"speaker":"SPEAKER_02","startTime":1697.28,"endTime":1697.52,"body":"show."},{"speaker":"SPEAKER_02","startTime":1697.84,"endTime":1697.92,"body":"Thank"},{"speaker":"SPEAKER_02","startTime":1697.92,"endTime":1698.0,"body":"you"},{"speaker":"SPEAKER_02","startTime":1698.08,"endTime":1698.32,"body":"Greg"},{"speaker":"SPEAKER_02","startTime":1698.56,"endTime":1698.64,"body":"really"},{"speaker":"SPEAKER_02","startTime":1698.72,"endTime":1699.04,"body":"appreciated"},{"speaker":"SPEAKER_02","startTime":1699.36,"endTime":1699.52,"body":"having"},{"speaker":"SPEAKER_02","startTime":1699.52,"endTime":1699.68,"body":"me"},{"speaker":"SPEAKER_02","startTime":1699.68,"endTime":1699.76,"body":"on"},{"speaker":"SPEAKER_02","startTime":1700.0,"endTime":1700.16,"body":"and"},{"speaker":"SPEAKER_02","startTime":1700.16,"endTime":1700.32,"body":"to"},{"speaker":"SPEAKER_02","startTime":1700.32,"endTime":1700.48,"body":"all"},{"speaker":"SPEAKER_02","startTime":1700.48,"endTime":1700.64,"body":"your"},{"speaker":"SPEAKER_02","startTime":1700.64,"endTime":1700.96,"body":"listeners"},{"speaker":"SPEAKER_02","startTime":1700.96,"endTime":1701.12,"body":"out"},{"speaker":"SPEAKER_02","startTime":1701.12,"endTime":1701.2,"body":"there"},{"speaker":"SPEAKER_02","startTime":1701.36,"endTime":1701.44,"body":"I"},{"speaker":"SPEAKER_02","startTime":1701.44,"endTime":1701.6,"body":"thank"},{"speaker":"SPEAKER_02","startTime":1701.6,"endTime":1701.76,"body":"you"},{"speaker":"SPEAKER_02","startTime":1701.76,"endTime":1701.84,"body":"for"},{"speaker":"SPEAKER_02","startTime":1701.84,"endTime":1702.0,"body":"your"},{"speaker":"SPEAKER_02","startTime":1702.0,"endTime":1702.24,"body":"time"},{"speaker":"SPEAKER_02","startTime":1702.24,"endTime":1702.48,"body":"as"},{"speaker":"SPEAKER_02","startTime":1702.48,"endTime":1702.64,"body":"well"},{"speaker":"SPEAKER_02","startTime":1702.8,"endTime":1703.2,"body":"until"},{"speaker":"SPEAKER_02","startTime":1703.2,"endTime":1703.28,"body":"the"},{"speaker":"SPEAKER_02","startTime":1703.28,"endTime":1703.52,"body":"next"},{"speaker":"SPEAKER_02","startTime":1703.52,"endTime":1704.08,"body":"story."},{"speaker":"SPEAKER_00","startTime":1704.56,"endTime":1704.72,"body":"Thank"},{"speaker":"SPEAKER_00","startTime":1704.72,"endTime":1704.88,"body":"you"},{"speaker":"SPEAKER_00","startTime":1704.88,"endTime":1705.04,"body":"for"},{"speaker":"SPEAKER_00","startTime":1705.04,"endTime":1705.36,"body":"joining"},{"speaker":"SPEAKER_00","startTime":1705.36,"endTime":1705.52,"body":"us"},{"speaker":"SPEAKER_00","startTime":1705.52,"endTime":1705.76,"body":"this"},{"speaker":"SPEAKER_00","startTime":1705.76,"endTime":1705.92,"body":"week"},{"speaker":"SPEAKER_00","startTime":1705.92,"endTime":1706.08,"body":"on"},{"speaker":"SPEAKER_00","startTime":1706.08,"endTime":1706.24,"body":"the"},{"speaker":"SPEAKER_00","startTime":1706.24,"endTime":1706.72,"body":"Leaders"},{"speaker":"SPEAKER_00","startTime":1706.72,"endTime":1706.96,"body":"in"},{"speaker":"SPEAKER_00","startTime":1706.96,"endTime":1707.44,"body":"Payments"},{"speaker":"SPEAKER_00","startTime":1707.44,"endTime":1708.0,"body":"Podcast"},{"speaker":"SPEAKER_00","startTime":1708.16,"endTime":1708.32,"body":"make"},{"speaker":"SPEAKER_00","startTime":1708.4,"endTime":1708.64,"body":"sure"},{"speaker":"SPEAKER_00","startTime":1708.64,"endTime":1708.8,"body":"you"},{"speaker":"SPEAKER_00","startTime":1708.8,"endTime":1709.12,"body":"visit"},{"speaker":"SPEAKER_00","startTime":1709.12,"endTime":1709.28,"body":"our"},{"speaker":"SPEAKER_00","startTime":1709.28,"endTime":1709.68,"body":"website"},{"speaker":"SPEAKER_00","startTime":1709.68,"endTime":1709.92,"body":"at"},{"speaker":"SPEAKER_00","startTime":1709.92,"endTime":1711.6,"body":"leadersinpayments.com"},{"speaker":"SPEAKER_00","startTime":1711.76,"endTime":1711.92,"body":"where"},{"speaker":"SPEAKER_00","startTime":1711.92,"endTime":1712.08,"body":"you"},{"speaker":"SPEAKER_00","startTime":1712.08,"endTime":1712.24,"body":"can"},{"speaker":"SPEAKER_00","startTime":1712.24,"endTime":1712.72,"body":"subscribe"},{"speaker":"SPEAKER_00","startTime":1712.72,"endTime":1712.88,"body":"to"},{"speaker":"SPEAKER_00","startTime":1712.88,"endTime":1713.04,"body":"the"},{"speaker":"SPEAKER_00","startTime":1713.04,"endTime":1713.36,"body":"show"},{"speaker":"SPEAKER_00","startTime":1713.36,"endTime":1713.52,"body":"and"},{"speaker":"SPEAKER_00","startTime":1713.52,"endTime":1713.68,"body":"where"},{"speaker":"SPEAKER_00","startTime":1713.68,"endTime":1713.92,"body":"you'll"},{"speaker":"SPEAKER_00","startTime":1713.92,"endTime":1714.16,"body":"find"},{"speaker":"SPEAKER_00","startTime":1714.16,"endTime":1714.32,"body":"our"},{"speaker":"SPEAKER_00","startTime":1714.32,"endTime":1714.72,"body":"show"},{"speaker":"SPEAKER_00","startTime":1714.72,"endTime":1715.2,"body":"notes."},{"speaker":"SPEAKER_00","startTime":1715.44,"endTime":1715.6,"body":"If"},{"speaker":"SPEAKER_00","startTime":1715.6,"endTime":1715.76,"body":"you"},{"speaker":"SPEAKER_00","startTime":1715.76,"endTime":1716.24,"body":"enjoyed"},{"speaker":"SPEAKER_00","startTime":1716.24,"endTime":1716.64,"body":"listening"},{"speaker":"SPEAKER_00","startTime":1716.72,"endTime":1717.12,"body":"please"},{"speaker":"SPEAKER_00","startTime":1717.12,"endTime":1717.44,"body":"share"},{"speaker":"SPEAKER_00","startTime":1717.44,"endTime":1717.52,"body":"on"},{"speaker":"SPEAKER_00","startTime":1717.52,"endTime":1717.76,"body":"your"},{"speaker":"SPEAKER_00","startTime":1717.76,"endTime":1718.0,"body":"social"},{"speaker":"SPEAKER_00","startTime":1718.0,"endTime":1718.48,"body":"channels"},{"speaker":"SPEAKER_00","startTime":1718.48,"endTime":1718.64,"body":"as"},{"speaker":"SPEAKER_00","startTime":1718.64,"endTime":1718.8,"body":"well."}]}