بين الرؤية والتنفيذ .. أين تتعطل الخطط؟ مع حسام هيبة الرئيس التنفيذي الاسبق للهيئة العامة للاستثمار

مصر بتنافس العالم على المستثمر ..
لكن لما المستثمر يقارن بين مصر ودول تانية، إيه اللي بيخليه يختار مصر؟ وإيه اللي ممكن يخليه يغيّر قراره؟

في حلقة جديدة من بيزنس بالعربي بودكاست، أحمد رشاد يستضيف حسام هيبة، الرئيس الأسبق للهيئة العامة للاستثمار والمناطق الحرة، في حوار من داخل عالم الاستثمار في مصر؛ من جذب المستثمر الأجنبي، وتسهيل تأسيس الشركات، والحوافز الاستثمارية، إلى الصناعة والشركات الصغيرة والمتوسطة والتمويل.

حسام هيبة عنده تجربة مختلفة لأنه شاف الاستثمار من أكتر من زاوية؛ اشتغل في البنوك والاستشارات والاستثمار والـPrivate Equity، أسس مشروعات بنفسه، خاض تجارب فاشلة وناجحة، ثم تولى رئاسة هيئة الاستثمار، وعشان كده الحوار مش مجرد حديث عن أرقام الاستثمار في مصر، لكنه محاولة لفهم:

🔶ما الذي يبحث عنه المستثمر قبل أن يضع أمواله في بلد؟
🔶ولماذا لا تكون هيئة الاستثمار وحدها صاحبة القرار؟
🔶وما الذي تحتاجه مصر لكي تكون أكثر قدرة على جذب الاستثمارات والحفاظ عليها؟

نتكلم عن الاستثمار الأجنبي المباشر، الصناعة، صناعة السيارات، الشركات متعددة الجنسيات، رأس الحكمة، الضرائب، تأسيس الشركات، والبيئة الاستثمارية في مصر، وننتقل بعدها إلى ملف مختلف:
🔶كيف تكبر الشركات الصغيرة والمتوسطة؟ ولماذا تحتاج الـSMEs إلى منتجات تمويلية مختلفة؟
ومن واقع تجاربه الشخصية، يتحدث حسام هيبة عن الفشل، ولماذا يرى أن الفشل ليس عكس النجاح، لكنه جزء من الطريق إليه.

حلقة عن الاستثمار في مصر، الاقتصاد، ريادة الأعمال، الشركات الصغيرة والمتوسطة، القيادة، الاستراتيجية واتخاذ القرار … لكن في جوهرها، عن كيف ترى الصورة كاملة قبل أن تأخذ قرارك.

🔶ضيف الحلقة: حسام هيبة - الرئيس التنفيذي السابق لـ الهيئة العامة للاستثمار والمناطق الحرة في مصر
🔶خليك دايماً متابع الجديد في مكان واحد وحمل تطبيق بزنس بالعربي👇
https://m.mtrbio.com/BBA-Application

هذه الحلقة برعاية :
📌 Hydepark Developments
إحدى أبرز شركات التطوير العقاري في مصر، بخبرة تمتد لـ15 عامًا، ومحفظة مشروعات متنوعة تضم 8 تطويرات بحضور قوي في شمال وشرق وغرب القاهرة، زُر موقع Hydepark Developments من خلال https://www.hydeparkdevelopments.com/ar/who-we-are
📌GlobalCorp
تأسست مجموعة جلوبال كورب للخدمات المالية في عام 2015، وتقدم حلولًا تمويلية متكاملة تشمل التأجير التمويلي، والتخصيم، والتوريق، والتمويل الاستهلاكي، والتمويل العقاري، لخدمة كبرى الشركات والمؤسسات الصغيرة والمتوسطة، بالإضافة إلى الأفراد.
https://globalcorp-fin.com/
📌 Commercial International Bank
كونك عميل CIB Business Banking يعني أنك تستفيد من أفضل المنتجات والحلول المالية وغير المالية، بالإضافة إلى خدمات مخصصة تلبي احتياجات شركتك، مع دعم مستمر يضمن لك راحة البال لتتمكن من التركيز على نمو أعمالك. وللتعرف على المزيد، أرسل كلمة "بيزنس" في رسالة نصية إلى الرقم 4435.
https://share.google/gdK9EUdVpgkNRVd28

Transcript

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ترحيب ورعاة الحلقة

SPEAKER_01 0:00

Almost ninety percent miner process vanished. However, it's the feastem ladal business.

SPEAKER_00 1:15

Will Halaadi Min podcast business Belarabi? Birahid Hayed Park Developments. Will Halaadi Min Podcast Business Belarbi? Birahid Global Core. CIB business banking. Yadam Kulkutwav Shulak. Lil Mushrohat Soira Wel Mutosito. Da Machos Lil Musanain Welmusodurin. Halul Malaya Mutakamla. Wahlul Hir Malaya. Nisatak Tukbarudzawid integer Kusodorotok. Malaik Maskul Ela Kot Mhostas. Limutabat Hesebchitek Minil Bank. Lawai Star of Kotar. Ibatkin mit business firstella no seya. Alarakum Arbarba Tele Takhams.

SPEAKER_02 1:50

Salam Alaikwa Bikub Halak Didam and Business Balarbi podcast, Makum Ahmad Roshod, Management Consultant, Umwa assist Manosat Business Balarbi. Mine Nhordodif Eishtakal Fimagel is the smor minkul gawena bitato. Sawa fil private sector, filgenib l'am ila an uh whistle filmanosab inhua kunist hai t list smorf masr. Umabsud gidden ikumba'an nahordah, stazem haiba, raisil azbak lait liste smorf masr. Alambiak. Alambiak for business blogcast Allah leak wa checkara list off. Time. Everyone halagama, eyes of a korak, la interp for a galina YouTube, subscribe algaros, got us a notification, shallek the chef nah kit here minute forina. Mishamin subscribe, le winter smana, ala ayamos, minimos sorted podcast, sotea, session five star review, share, wanazil uh business with RB app, mina Apple Store, Google Play.

رحلة الضيفة بين البنوك والاستثمار

SPEAKER_01 3:05

Hosem uh yeah, have a dayman around Hiba and uh uh Tharak Magamalam Brikeia uh long time ago. Yeah, to Bnook, Shtahalt Stashareya, uh, VC, Shtahalt Direct Investments, can she fit list private equity I need Zahar away. Consulting uh Benefsi, I'm alt my own business Kazamorro, Erlab home uh McMilch, and gidden gidden, Amdul Layani, Talim tiktir gidden giddin, istahalt Maktabra is or of the Zainit, W Storaktifi Amratil Adit el Haikaratil Aktsodan Mosri, filwa tidah, we kharung gidid l'htala Malilaim we al Khashasa wa tahakatlissa uhni terminology gdid to majimbarani ubibi al belead Haget Kidam Tamanda Basal Chani we uh private equity as I said I landed for ekirholis to be monsibisal amalismore monotal horror masr. Okay, if you call the morrow uh smar be our osha fill what is gumori ostamar had al what lahad inkin elfinetam incha uzor smarli by tabayeta la haya tabayat al haya le uzar to le susmor. Mendo mundu in che aluzoro, Has alfi tanew le uzor muhtalifi, wengat fatra mekanchi fi uhazir can it hayatul susmor, but il mubeshir is uh luzoro, who can uh besufatu al-Wazir and Mukhtos wa wazir lusmore. Bes Makenciu Zora, ya ni wa wazir bilow, mu go day. Fakat hiatul susmor heyah il uh tulkeda but umbuduril uhzara type. Fahawa elul uhl duril haiya walda husare goal kanunia. Wokaman mahad raisil haiat yamili kami Badikeda bi oluzara awil wazil muhtoso l'yarod shokul il haiya maglisulusr. Type hal uh susmorre ataman, daruada si set, uhil susmor il masr, we uh time will ma kefit gehetima, and a kayak susmor, but ma kafit get letting. Malghatan muqtalifia. Town ma bin l-hayya wezorum giddin, not don't lhaget kunfiha tafehum wehad we uh twa tha grotha, uh dara o innu uh smartphone al hai etil um kawe gidden landa odrot ka alia gidden, ness uhin khalifyat muhtalifa but in haiyat hot orzbuto uh thadil hai bitwagu and uh hey the time alma hagat singer mishkoror file fayna ba al-thadi kbir inizatowa umetwtawil in intet umasr al umur mishkororok.

SPEAKER_02 8:51

Wawal koror m lawfi tawagodlaisin notaw smorfim nikalim in kulal ailam Besababl al Auda al GSA, will of Sadoya Halam Kulu Faba fi Sara kibir ala, Zayinas tegli ista smorot munbar, octerfamas, uh ay do la flam, fa doal kullah andtabit compete ma dwal alam kulla, fi uh no dilu green

ماذا تفعل هيئة الاستثمار فعلاً

SPEAKER_02 9:20

cards who other dik uh tax incentives water dick amakin debalesh water dikkas, other dikas, other dikkas when intelmathosh uh bala the dunya sahla u sarya fala mahalik doati uli fahna fruod in nahna the tawaku dawla nahkit mahakbuduati tabla mishkororokel il amel he manuta biha, we il wili halak ulti kilmithu mishkororok, uh in mafru deal haiatil sismar, hey mafudil bawebel ay had the big sesm sasmer dahedi al kharigi, heel bawebel bi hushminahni other yaraflot mas away, itirismarotusmosr.

SPEAKER_01 10:01

Tabchayeb tidi bel mehemya in hial mahem, topkal kanun uhmas mahem. Al Mahom al Ula ha wa uh attarwig llususmorfumosr. Wada CS setam fizet uh tarwig lusmorphumusr al-Muhumatanya wa uh khadamat al-susmor Yani khadamat al susmor alha uhwul tasis, l'hadim yutlaqhali mabad tasis awa l after kirb tashrikat l-hagat talta ha idorit and monot al-hhorafimusreniha al-munot liha idorit and manot al-hhorrafimusr. Al Shikrabha al Taswatan Munazat Taswat al Munazat been in Mustas Marin. Barral Mahkim, Bawash tahakim Taswet with Deya, Miban Qhudra in Nordma Mustas Marin, when Howl and Nuslah Mabin Hum Bishakel Wid. Alfiha Meshekel, Mabin al-Mustasmer, What Dawl. Amaletit al Mul Git Hadin Meshekil, Alamustawa al Hay Atum Malamstawa, Beglasul Luzuratum Malamstawa, Weyotlaqaliha Lagna Luzareya, l-fadal munazat, ilibir usha uhiratwe susmaru hai talkat. Al-Khem is ba'a yani wida role hey a khaditum bin Fatratil Amil Uma Umashratsahiram Tosat Yani Al Hayah el Hayat al Kumeya l'Azdarit Sanadi il Susmar Mubesher Sawa l'Susmar Fisheriket Sahirom Tosato Awfi el Venture Capital Red Cherikatan. Fadal Maham al-Hamsayah. So, Muhafzin, Mhavazot. In Hayat Tuqayim, Wutwafi alak kalemda. Hayat bazeyel ilistirod bin Nizbal Shariket iltaba al karunul susmar, wudem Dumnul Have izani, Fahna bin Sehilamit alistirodum talla shahed, delistirod l Musan Zamatil intei u keda, ubiukad bihemin kebel ba'mashti gamerikwa u Luzratil Ma'i ul Kalemda wahakit. Bitte betamna awil bitudirmon zoomitil hafizin inihlal fatal kuntfiha t'inan in shekiril Hauefis and Adana Haufefiz Zaptah Fukarun Bit Tabakul Ehneptiden and Shekil Hadil Hauefis Nafsil Hauefis B Seban Chekilha Al Hasaban shot. Kulan shot lies at Tamelu atizgia. Al Hasab il Motrub le kulunoshot. Fir on shutter and a Bahafizha filkul rasmalep tight, ufi bad on chita, bahafiza ktar fi il teklifet. Al Hasab ili Biathar, we il mustasmir ayez support fi mini dowla upteden amilda. But sah kunamina il package style. Like anak karori in naul and mustesmir onboarding. Taba shen it al Khan Shani Hotel mechanism domus booturhatim megglisel ala smor. The level ala el ala philosis more, or behot says it. Mini laarus had Maglis or Saidra is a gumori. Fahena and the Sult of Balladarus Maglasil Ala Susmore. Fahena be a go by a had mulzaminhoa, enough is hazir karanot. Like an directly kada mini lore, ilzem kanuni film.

SPEAKER_02 18:02

Oh, intelevel witch, yani fil echar and smart enough to shirk and smart either two small and a kata. We have shweed call centers, w khil sitla dan ta' an Isaac

ترويج الاستثمار وخدمة المستثمر

SPEAKER_02 19:10

to the khali technology, the shagali ness, wa Isaac ta alim you kiss small deal if you wish. Falama biasala yahaga, hate small ma wish hag. Yanalalana bakalamakla khos ktiriani, we kalim na ktima ma gihat mokil modelo dihisin attractive oktor li il mustasmerin, uf nafsilwat, il hagal munkan nasman yani had the anamasan fhtal khosbarimha ala il lihtref n'had the dachal shtag ktahhosta ay m chef dunyum goombar. Ya saat musan la fika ktahos mukkal chef dunyab scoop azhar bhikti mahad the chef il map kud lahaman fu.

SPEAKER_01 19:58

Khalin tif alabadal umur ilet kun ul aliha SSC it'sh. Moser Bhushela sa swarm bash. Aginabi eleph is in the nozer on uh tehilias out the ba bitsahilus ad uh bitzahil shard bikush. Then if you mo it muhawa mukahomat away it's a photora cat photography Adam Lobosinamusin bad meninette and high looks and if you like can highl sovereign roop can today is her biden how's all mushela CSI rais can good, the mechtielu but it had it or not. Get it to say not the lesson Hoshifi, Haditai Keller, let Harbour quit the murder like uh the idea on Tabnecamel for the Hannah Fislaw. Well, I said let it out there she for me. Mission the Mafish Mahurit with Ballet, I'm been in Litninia. Then in the Mandakh, the Zom, the Ludhkor, Obi Tili, Mandakusmore, Obi Taili, or Shadow to Susmore but Omid Dowl. Let Haalim Adalet in the mo, let it move most, let's m let a khiland sit the same. Akalim in kidday, given a ladant adatsuke. Tabem, Fa epted tifta kwawin kiti, Hatut usus lihagit kitirigidden ze kawanin amal, u da kalt kawin amal kutal khosu uwe fosaltak qata'ala amen wznan amalit dawla, ubtedit tefalter mean l'anshutalinta kemil fial and sutam, wishai tekemil fiha, amal to borusa, amal ta'ithaikele l-katal masrafi dail huwa had bin ahemil SS yet, khalastuf alfin ta' alfinwut nina fun taleta wahakas. Amel chwal iktir gidden. Hatut ususlahgit ktiri gidden, amal ta'yat rahababa meleya, we borusa u kawithayatul listusmor di beniat hateya zen yul. Fono sentamishal keda dantakurishwa bigilek mushkela twa effectani wahakas. Na?

SPEAKER_02 24:30

That'abiya.

SPEAKER_01 24:31

Baudal hassal, halas. Gidba'anta hasid bil be beda' imta bil hagedi kullaha haset taf elfenwut nain al-fenut aleta l'eskitira tulla ki uhkumut doktor rahman noziv fum sharif. L'inasba dikida elit in nayya di sabab elfinuh dosher. Yani in ħasal fi tafra basat tofra di faatin meh alwa da mafizgir magmahiel bit hasabiha awyaini wahda l'a'it betaha naarda walakwa leumin il-ayandi fanta intukul marhala ashanthessibiha, hat l'inafsaq bthasbibi abadi abasha sinin, ma' infash thasbi absaita. Famizah. Lamabted tehesibiha, uptedeh bafihara f susmor, uptedeh bafi uzorat ba' tusmor, mahtaga ba na bahandi had dedicated lunodo, u ayda kala lekta minin la muhamigidden ka hadal il verticals waqqas, ubay uptedina, na'u uzor tusunaha, uzor sanaab teddit temil mutawur sanahi, uptaditem hagit, upteddin ulolaya namil haiah sadal khalat swiswa teha, upte che labteda baandak tosaw, l-mustaqbeli inta aistos alfin. Baandakushkelit energy ashaninta btenmu shekl asra min no el takal l-mualeda u takal l-muazak mini anwa, itanta kushkel fshabak, btah kuhakas. Fabba kuli ledi tahadi bizar, mu kablo alatoul forosis is mare, andta thushitamil ma'hatot kahaba, tamilhab shekle, uhiktah, pusharkab al khtal khasu kaland. Wintashael the kelt of elfunuhtoshur. Ela gaita, kakhtusod, warakti ewi, ewi eh, kulilintameltu, fi sainet will elfinet akinum shmo good, who came in for stal at baral bad. Fabmark fruus o layal at the kid, and I kalamal lagnabai. Tabashantrahatini had cycle tanya. Fabit fallen fenos of tosher, Tamel Khattak Dida or Slackide the Kalfeta can fear no mena know at the booze. Low tidin hark guinea. Umbrena, can see us and boss ala say I don't like the nozzle and less of the lumber. Ginna muss it as you couldn't uh see. October given in home like a way. It's a bit of a nose or telephone. Has a female shake.

SPEAKER_02 28:12

So regal I don't call it.

SPEAKER_01 28:14

I am that old colour that if you rotate with Khalik tool in the callro, and a ba off, water, tawila reggae, berga the the foundation tiny l marhala lanafian hard, the marhalti in the loyalty. And about target inflation, which are omla, botarget availability, and alamous hagebah, the fatia flux occur, beshageb, har the mut. Wudahem hagaf, kamustel zamet in teg Anamotlubene bandi, andi l'homlel agnabe. Baita hot uh uhdef ashan awa for al oml Ignabe, we bandi fa' utfi. Mishmugar dinena, arohastelif arohamil, and the eyes of Tashani Bandi fah, lezimi bahandi, masodr dehl beloml egnabeye, andakuna traditionally benata me da al arba masodr, the bafi dachal fiha tozdir bseklik birgidden, hassal tafrbirgidan f Tozdir khel al kamasing lifetu, uh almus

تسوية المنازعات خارج المحاكم

SPEAKER_01 29:40

doubled al arkom, wuthat mustahdaf lil Tazdir, tawalan aiza sodr wes, la tana iza sodr, wiz ebtidi azawudil il mukawun and haliptih alashen, margasha talah al lovle dibarra, teini, tabandi mukawumet, a andi mukaumetli and chuta ktiirgid, tabehiye, tamal aliya, durasotiani mustofida mishhan kush fiya, walakin ithadid hawali me kham sin muntag bel bendugmukip tiao, huwa dul hnaisin namelum henafmas. Lenan alredi was tawrid hum, fell haisanna, alredi handum sumaftua, zedan nowa bahando wa forsa tos dir. Amel localization, of nafsal wat uh uh target tazdir. Yebahena ana el mizenit to geriptea tididi yet idel. Waha sal fala and yet idle, bishak ligbir, halusonna elafno.

SPEAKER_02 30:38

Halakana bit kalemi alak saltakulakalak, listasmore, cheater small.

SPEAKER_01 30:43

Mahawa kuleda el mustasmer we sali. Ay you mustasmr. Masri o eggnabi. Well masri abli lagneb.

SPEAKER_02 30:53

Halal away, ma says uh kheld sui, who washtagal for multinationals ka country manager for americani almenius video, kan be kalifatifko ba pasalu na swe, uh rodu a laya kanbi uulu alahmati anashaifana isn'tow manichel smar anti hakin we mingi mut multinationals nahtal tifiha uh chef nahmatigin na ta'war. How ahead nibafi roya huabul, nanafi ro'ya amma, the l small from direction wahna, il strategic directions bita reward. Uh nahit il sana autal lehnizin, hushviha, il hagatl lehnizing fiha nrak kasviha awi il industries in lehna raqi, ali the reward, hata la w mukmarufa na semishmaru. It niin ali alit arbitration, ali ana handi mushkila glati fodinizaat shaketal multinational shikik anal handi mushkila o keda anabot torr nanalasmana fizz and mashua la yit maechlos, hatal fine sea, atarun kachpilusi, hata o kaza, kaza, kaza kaza. So ali di hatitin, matagen reksium o menhum alhagal ashalin al shakh salem uh mwa sa mustasmr hina swayar o kivir, aw warra, no eba'fanaht, fusi pina sasmirfin masan, had the hen of moswelektabana, eyesa sasmer w laif, magaris sana is na atam mukamila, il lifya da'am u mahtagenha, ufia opportunity, dagir mgirmaruf. Fa anabakkalimak, izen dhar na tawa, missin ho mishma gudla ma good, shakel wda direction watawa godaula, izen tawarun hasinu, behes nhowa yo sa lila flehna aizinha, we ydar yas tahtibilnas lehna aisin, win sahil alium morhum, we il haget lehna anda wafin fin, woman wiket nozahs can shakel f ktaam ktahos, wuharoktu shuf to da wdauda wdawa da, wahna machtagin il mahtagin nikam mil fi awahna ta waru. How specific shuaya.

SPEAKER_01 32:55

Uh, and so uh hiccups. How can you put a strategy outif winta winta khama social san hicaps? Mafish musta hot to fuse for ballad ma canfiha menu stukr. Covid man alam, la B Calamanasmur, I will haggant busal famous political risk that we're hag. Hal and hastasmer for ballad, politically stable or not. Halfia men what among a slessmer way uh danger, but risk factor aligid and premium aligid fiha, waha el mashot the high stahmer kalum d oramd. Like in here, I say not at any foda melee sabaged. And ta'anda kudra, ala taw lead toka, gadidam to god, aly gidden gidden, and tawahda min actor uh uh doel and monta, toilet toka triah toka shabse, op kulfe shak birgit. Well, fell hate, but a cliff me. Halasmach out the hydrogen, basel hydrogen, mushkel to m shandi, mushkel to alame, mustow epchikrital hydrogen had the north. Watamak, tamakyani, yea ni eleno beatamidala takamuta gedida, ukamin be atamidala mhatat tahit miye. Fantatud kamen tosnim hatata tahlet mie, elentayza lel hydrogen, waezak, tandak fakreme, wakas, fathatit kamustatov. Temem andak badikeda sana, hala daram kulusuna, andi sanadhizayma uguda traditional, fatara kabbar fiha atama dhar kabbar fi, la kanenta ba'it bez labad sanaat, in can mishkulinastar of kit. Bait biz alemi, kanal owa bizil uh el cherikit, ba'ina alam alemi l'alami ani man mosriatla aswa l'alam kulla. Zay Zayil adawatinzileh l lalal talega will ghassela will hagedi. Narda ehlab brandet kibira alameyan, mahleha beiz hen of mosr, ususmurat kibira gidden, wa khlel basin lifetu, dehaltissa brandet kibir akbar brandet, no good. Wusmarat kibira gidden, yaani butatrawah ma beinkin meat million, lahadatul tumma kum si million dollar, kabarachl uul, bad kidababi kush of uhtaket mohtali. Tabitana l LED uh screens, uhza brand, sana mobile, delwaiti, sana tablets, obit sabdarha, bit sana il comp goz in the components, uh, l gizade the light uh uh inhak sanat sarat edima, edima gidden, wandak basiliha, sarat famosr, la shrinat mina karma seb, because the mufa alif.

الحوافز والرخصة الذهبية عملياً

SPEAKER_01 37:56

Hadritak intaq la andak hatal went, wadin tamak, andak sana.

SPEAKER_02 38:07

Kalem hattakum kalifi and yetutok uh strategy and mahtuta waggu had a fend mahtuta.

SPEAKER_01 38:16

Mahtout strategia, lisanat serot, what how sorry howena with amel maglis uh uh watani lisat serot, what amel sendu dam lisanat serotusr flus uh flusman sendu dawat, elmusanae, what hatemnal strategia, ashantista feedman sendu it dam, you kun andak alal akalhem sa rabainfinia, mukawun mahali, utkun bat Sadar, utkun uh sadikli al-biqa, what kun betwafar foras hamal, utkun il-technologia, mishadik dam, girlamithamil Hagadi, mahtut absharaih, tabem, andta andak taqat ma ugud, andta takatil mugudan the harda, maaden metin elf sayraf il fisana, hal intabit sannah metin elf sayraf san, mahumsh, is an andi andi anutilization, lezima' labi,fsulat anumstah definawsa luhumsmit elf sayra, musanaf masr, goz haib uh uh uh dilisul mahalli, u gozahasad daru, why is also let nino nosse miljon fakhlal khamasini gayin uh uhkabetl uh kakulliani thatl musadavda, ušrina ali, best natsa night to be set mashurgidan fas to be set. And in Narda ba inabsana markaba ta'atl al otr, ba ibut sanna mhaley and the shariket kibira, na'alit musanaha hinawat uh wa ubut sanna hen. Wubiteli la mabigiha wa bi sonna bi bosal al-mukawin al uhali, ubip tdi tawar fi shaklik birgit danyye. Begani ibda ba bun ulnazin kamen, andinta tawa technology nafseha, u tawar el montag nafs. Belazi marakis ibdea wa ba marekis bahhosu tatuay tukun mutawak dama. Kole damahtut the feast strategia what how sorihafwada u shakhela fi alayan ala work alal art andak shari ketomu a la Yazaki, ala uh Lyoni, ala uh uh uh shirkat ukratan ybstahl fiel wire hard and sing aw lhasabl larbaya l'awekat l'arbiyot uh da uh the fire the fire karbaya sif i arbey echna bin soddar il kalamdaut le branditil alamei masr. Tabtey n dachel sanat kawich, ipti n dachhil sanatul batariot, likbir gidden, ubzedba' il shirikatul sinayh, bait yaini min min sharikit la alameye delti for magel sanat al-batteriot, khoshfan and fiink deloti talatawarpa masana kubor ta' in chat famota l'hsadel khan suizak musanatil adwayye sanatil adwent gidden f'satil adwoye. Andak mushkele f'atil adwentil maddal fa'ila. Al-mad al fa'ila. Utamal madina tubiya, lea ejitu, ala shen and mododa. Intawat you sultan inta kwaarita let of sein filmat dawa eyeya, tata collectivity. Fal mas production that lezm kenya naid siyarit as dawa eye, or the seirit dawah, or house alfala nik kalamda, but sintok bodikti me e teen lezum to fak karfi, thenal tishan monzumap ta minus shame bardu shah la kaba shalali. Gedabna, stasmorat kibira giddan fisnat l-nasik min kul, ya' min aw il ghazl, l'hadin malab sik gaza. Tame, Iba andakil value chain bil bishaqli k muta kemilakat kutnaya, polyester, l-kitin ba m deloti m good andak nano technology, the khala tun magalda piani, nen the msahila al mustasmari nh tesmer the yani.

SPEAKER_02 43:21

Uh, il fakra kulaati universali andina mahtagi neglib, smar the khili o khigin. Hagatanya, tabana mahtag musta smirin, borro tushil dunya to smooth, sahla, hesin inta competition ali gidan, could do a full monto, flailam, full coral of for shirk losat. Ihnugit Nazarok tahdiatnogi have for us done than Sood Mustabbal Halak Mukumal Hitler Ali Aukida, and the first time.

SPEAKER_01 44:31

Hallas? Very luxury brands who give up kim yet bash. And Mayashimish kulum hashteri. Lakin Haji Stiqa affordable business belu, besarida. Lawana dithelu, hajteri abukroswap. Hazaklasul. Walwakab. Lakin la can hell mushkela andenahdi al hagwa kalintifi iltahadi ro isia andena in daula yaini adima swa yeteen zida. Wabiteli il-Kawanin wa ligruat fiha rosha bi zida anilzum. Fi dowal munki tukunhawalina, listafatham berech nafseh alil listusmor. Fahowa am ayz Yamel uham kazel launch l mhalikdit. Fabiameli Bu alain harda khanbib for free masel fabina discount liftitah, isab infant me regle make. Bad ma biamil kida bi I'll high stammer kidaba, or besizy gib regla bad kida, be t you hot more restrictions. Wal biasal, the normusa, mjala tye. Well I don't call kid. But

التحول الرقمي وتبسيط الموافقات

SPEAKER_01 48:30

so a sahla ali in hot system gididla in whom dushi system uslum and okay list more system gid lang from scratch, uh hagid dini, and net the table hagagdida net uh tenifiza. What tawarha as you go? Like anak nozum edima, hadis in the interishirka et amal before amon zanat elfutumut say meet sana de kidha if tadu uluta man e na dilu, fabel man adelo onanamil e kanun gidem kalungidid tamanin fulme menno how foram fanta legacy edi magidan fan alashen ghare legacy di mishpo sehle, bhmubosit la behduat sway. Hallo, sba kull meshekil ilhaik twa doll t be hadi Hala inin tatib a pure digital. Kawanin mesha allahme, moshallah and then a kawanin kawain k tir tika fina mitin sena.

SPEAKER_02 49:51

Aye and a mehtig, kawink tir, uh ey streamlin, eyzah lilha khalyat sahtik.

SPEAKER_01 50:01

A digital and awal bamel process kanoun. Wa khano ofushus kill, the restal mod. W halenhu bit nephisbim as bail and akher hagasla modha ablimki bozu tartarbatia. Uh ubit nephis. And the end the roset kefitel ugroot, l kafitl khedamatul on chitl lamugud of masr. Ubun karinha bin lemugut farun el karun al hakem lukulanushot infokarunda bitla karonat uzeri masalin. O Igor odbitime dahil kihaw il hai by time al-hasabay l-shuhliomi Lawul Hagadi Malhai Sanad withichal Alatul. Hagatanya, and feet a craw yeah and a Borabusal Kulla with Yamal Khatwa, Fahet Muhtalifa, like hat is gilet to geri, Messelania. Mini segur together Hakuma, the mini with Alla sigilit together Hakuma Bardo. Tabit of Tlobuli, the Madusa Alasura hat segurit together, segur together in our uh electronic. Fatab Shmehtektu atlobu, Kulishway, Uruh Bas Sigil, Lwamil Manharifi, Falahina Bel Hagadi, Fela in a Massan Masalanya and you couldn't kell him masan and ala pilot project project ala bad kata. Hotel, how it's in or nine with a teen, a group bit vitamin to hotel. Hafodnol Tisa. Tisa. Udal beba digitized. Processes bit beneath a la kidha, wodella hybrid digitized. Waha kaza type. And then a rusum kitra gidden. Umanta sharif. Fakak bus le can eyes kaza, eyes kaza, eyes kaze. Ya mummit uli kalem downrahdo haloz. Fabte din lim mikul rusum ilbteba mahtuta, but the nozzar ba waluha malushha mishhanikalfiadloi. And a kalim deloite ala il habid diffal aal anakamustasm rayze arf. Mafish mini u keda, mahtut u demi other arof, a khanabniamal mini u the deluite. Wala kalimek ala elef binurusum. Ma adelarbat elef ras. Metlay, oleq dano shot ecisumano shot farai lemetbusa alal total un shuttal moguda, ta' dicham so teletin, no shot aishem kotter, hagahad, markipsid, mesalanyye. Alas, Merkipsud dibay, categorizum sharifi, um kuluh daliha rusumha kulahad, wa groha tabli kulida, fa kulli da bi twahad, delwati, shhaen ali, u mufrudin project diar ipti di yetla al phasing bitao, when owl uh quarter one senagai. Alas, bhaiisenta to hush terminal hadamil tebes bateakil la ismi shirk, it lalaq keda zai mant of truh tamil email, femme zay, ba the kedahat SS shirk tatakis shirka literally ka process me khuchi se. Manayar f no, sebasal fil VIP, yani basal. Tembi akharni eba and ana texis bita mze texisbta barra, andi a texisa process bita will katawat bita will deliverable awl muhragil lahi dhulak, ak tarmantaptahdu man bar. Barran top twahta si shirk, or by twahta kud license bitaq, by the tala tax card tadin, uta mil social insurance badem kun assist shirk. Hina intabata finaf. With the is shirkandina. With a bank account, kullidaf one process. Barra, you don't need to do that. Inta but if ta ba bank account bitaak, uh, tax card, kalam do kulo, bita markalatani. Fahawa l-mukarna hina, makanit mukarna mazbut. La makarina apple to apple, la ina nihna asra anda surabard, belbelakza na asra bafima bada texis, lowa tax card, social insurance will kalanda, arabat alhalak f you mintelet. Barra tmuktah dokter mkedu fatal i seb, the fatal sab, munta bataftah sabak. Fabad doel il ki il ilak the bisos markibir giddan and hard, fatah seb will bank, sabi. And um shin some kiwa seiza l mugutandina, wakasin la naiza shtagal zeman naskulashakel, hasisla k shirka, thuma, lintaba licensing will kalem dokul. A shaamildi lezmadul kharun and the kharun beoli ta is shirka, zaleh nam nafuzu deloti. Fa onhan ghaiar karun kul, karun shariket, amelo le mitsana gai, ta'at mitzana al karun kudzan tani bharun gidit, we uptan amilkata faalan, yeni fi the lwaiti shakalin, uzartal susmor, mekamela, bitan mil dilati uhun le shariket gidida, l'base d'aliha, haikunu. Bas hai tem it tahit of shakel, asankitir giddamal water heli. Ma bad sisba l after care, lawa tawtik shariik l'human, magelis, maal approval process will kalem.

SPEAKER_02 56:27

In the munk dunya uh Sariyam Ghamayan. Father Hino Hino Hino Hino Hino Hina untilem Thiaget Khargan Rotti Aukhargan Khoranti. Bis will echher heptotrophik. Bahawa il streamlined that anakamus tesmer, okay shirka wahad biyamal keda wisest tesmer, f echar anafel Isahati wizahl, wise uh metapsura in the as half eatatanya wa gro el shriket li anabulil karam the uh echer shaif in Hanadana for Sagbir. U shaif in lahdes zayy mheyafadal it machadamiteksh, and a shaf la muhala fiha mukinasktia mtofaka, in hebtih dimakdilwat. Leitha chef ka stable uhlakbir, ifia kbir ines, fakal u chefet kulwat lit darabnafal khalat faman ashar si in the fetu, fa kul hagathael has yes ya waqtia u virus atwe we inflation wa omla kul haga fa in knowledge in know how beta l COs masr mahma can bad il mmukta il shortcomings learning kibir mshmanguda and the CEOs tani o hataminal il betehud mutahidin kolor filha'etil sadeya ba and uhum learning kawigid. Il kalanda wa l-hadasl mwad lati bitih dimakna al mele ninta azbahti zembului too big to fail. Intaandak al munkif hadas hariba sintak beer, ininta tistahmel, faba it feastmarod gaiat hush and tabakna gayinaf tahmas nahina, mazalit must tobers table, ma'akul hasalheid tobak stable, iza towar minda ehnazenam tos wuna kuddul for sodi ka ka masr ka shemal afrokia dol shamal afrokia vizet, yahtlaymasan masul nakre petir ho to yam tosukti nasmaroddi. Uh iseno, bataria kwayesa, bataria asan, munkikalem aktor hanakalem badia keda filik say um to startups who ro yet

تأسيس الشركات وما بعد التأسيس

SPEAKER_02 58:45

nali hocke.

SPEAKER_01 58:45

Uh katani alhat digitalization. Hello. Hdelysis nakhalitin, yemma insefabamakal qadim, wem uh deed, udam sha.

SPEAKER_03 58:56

Hello.

SPEAKER_01 58:57

Laken taliamatem digitalization inta bit by default in tabit streamlined color processes. Uh, echodom of it and a bakud digital system. Halas, hell monutliha, wish gehet al muhtalif. Ma ugudin go al hai. Basowa and mafrud andwa can italali mafutu instantly. Like in a loa kabioli, and now beach mini file, you addr losar abtato. Ala bal machod approval verga, to it's a mafru d won't approval. Tabal Hali Ahayaru, Mahayaman. Approval Nashia electronic. Laoho, theor, the photos the manay al Mahatutolu, Tottober Mother. Tottobumov, Fabro Hara listed your low gaho authorod, the khlel photro, our talab hagaziya, the khel photo al mahutolu, the a mish uh mish AM the a the wha the niche okay but automatic approval how talab uh hold I shall know talib stifa wara uh uh stuff you shrub bitati then no shot that that amal yeah mahtut who approved almost ninety percent minal process in the mugudan order vanished mahtut time frame and submit ladala maylaqittorhis bitak mafrud khamasyama amel to kun machalas kulhaktak. Halas machasalshia emma andakintamushkila, yemma firovd, yemma yatlab adamai daletam mittaw kali, wutam ettawgi min magglisal sismar fi hasash. Wa biteli ħabuslay kalem lahnam ni kalim fida kullu, etawam uhadu doel shakikhayani shafitil architecture bital system, alun dina badamat khalasu. Waalikushir, in the dinya bitigri hawalena, bi la ha biegri, butaria tetanesab mousrufu, walekin systems ilmo guda besisna dawa la wahdash and hey, bated almododa in zamen ewi, walakin ba eatuel o system il-shahel uhni alah and no sult tahil butul nafis of nafis. Lakin hawa mafish system d'hili bi sahilul umurma minbi ebnu fidalwati. Khalas, ekna dawa ma'infashima kalamd, la decision-making process and then completely different. Bitimna ndina, asha sop, aul alla naizamlkash. Kit yeah, kalim na mamstis minkit. Howal mustasmer eyes itala shirklil tamani or bainsa, this is not the target, mustasmer. Ya lo ad charm shahulla. Alas. L after incorporation, doing business meteao. How well maybe who's yakud license rabah wal ta'le awya kud ruhsutil uhta to ow bigadruchsa ow ayahik, uhwa amilha, shekel, ayzi gibdamin barra, wiesi khla sab Surama gamerik, waizi why isigta ragibta dareb lemegilu, ma milushta direct guzefeiya, u kalem the kullu. Ho delaizu, a ezi mafhi streamlining in the ho naharda fi kul khatwah na hadin na kull khatwa elkul musasmi bi morribia. Alas, obtain chufinal botannik. Musa kinet ehnem sammi. La inan al musakinidi amela bit pile up, ga wazir hamal kaza, gau wazir tini amal kze, febbait amalya fiha e tesha buketa na kutub samal makaruna. Amalazir makarunab zabilamakir. Femze. Tabanashana hailek kalemda, tedinan hot step by step. Intamashentu talla rusit mebeni. Ashan mosna, ilmatlub daula and ies to shuf rusumet, and taishuf dafar el rusum batatu, ayes hemedenea, ayes biya, hagatasya, elea maguda fiddeni, goodan din hagatar daya ba mushlazma. Ameluntaba din taloptu al hasab specific case, lobul specific case like in Mathotish, ala Amit and Mashrohat, Melmanzarda. Uptehda, and Tamashkiltakia government in telemishbitwa khaifa, sulay, topali, min any gihan to khmin, tapta alia gih, tom mini wahakaz, faptin nim sikil mushkila min gudurha, mish inana dela musikinet. Dipta kudwat, wa lekin hathell yani bishaqlik birgid. Waptadhel filhaya, and apteina and is takhdem mauguda can it f kawanin, basimgir can dhir mushtakdem. And ta'andak masan haga fkanulasmor smar thehabay, away my special. Falda, why so in nofalna process process, amanila mair, waman kalemda, optiden netulak ilbidea, wungorrup, nice asinya publicity aliha, I should Wila in hey bitwaffer bit bit roh dip Tamil Khamsachinfil maya minilwait tabi launto roch the barra rofala edi min podcast business belarabi berahid hide park developments.

SPEAKER_00 1:06:22

Wil haladi min podcast business belarbi berahide global core CIB business banking Yadam Kulkhatwak, Lil Mostrohatasira, Wel Mutosito, Da Machost, Lil Musonain, Welmusoturin, Halul Malaya Mutatemla, Wahlul Hir Malaya, Nisatak Tukbaru Zawud integ Usodorotok, Umaikmas Ula Alakot Mosos, Limutabat Hasebrikitak Minil Bank, Lawai Star of Otter, Ibaatkin business firstilla, Alarakum Arbarba Tele Takemsa.

SPEAKER_02 1:06:52

Menwukit Notaruk Iil Hagga El Mustasmir Lagnabi, Awul Mustri Bidor Aliha orgay Stasmer Fuswina Mosr?

SPEAKER_01 1:07:02

Mshargahat I will haga clarity, Zem Khalit Kamu. And a baandi strategy Mauguda Mustah Defet Suna Hata alak Dawla bil Khtalhos Dawla. Mukhahiknifiha Mesem Guda out there uh Abu Saliya Andi Mustah Defet Watha Arcom and Isa Bekaza and Isa Tosdiri Ashrin Thereteen Milliar All in oil, oil and non-oil. Sanaa uh logistics ICT talim. Alastium back as uh subsectors were on shutter muhaddada and identified shirka elena is at fill in gap in a mugudadi and the FDIs and the international operation, then m shkoli shirketes uh over overlook.

توطين الصناعة وسلاسل القيمة

SPEAKER_01 1:12:58

That far battle of the lore, the maintenance betal shirkini, gulli sanakim. Hamas or no short elf you listen, but that's that far. Alas, for most shirk, and that's a shirk alphabet, and that's the shirk, and shirk to short. And it's about the short and parking with the hackinic.

إلكترونيات وسيارات وبطاريات محلياً

SPEAKER_01 1:20:14

Dilwait healthy sustainability for nana gib almontagdeman barra tula healthy risk, risk omla, risk uh uh Zay M Hassel dilati disruptions fee salesseral in dead healthy ta'wagh Daula and H Tah while with our Goha and an Asana La Anabasa Salah and Hagib Baila Melabaza, Harafakhalafega, Wahmel Msharafi, Mhaluswah Dawah tohti sillam, Wahmel page book, Walla e Shtaram Chotter f process the mahunasku laptimkid like in eba al-machotter, and a munkina of fine mahaji bosak kalim. Howla kalhagna dinamush kela tiny word in a baktor word in quite a m is been said that so the hotel begamish safe.

SPEAKER_02 1:21:41

Hidimushkele. Hal hell echna yeah, how bird of hala, halekna denamushkele, and echnamish alfina saw the siller.

SPEAKER_01 1:21:49

Definitely.

SPEAKER_02 1:21:49

Definitely muka muhimagid yani Halakon SMs report and a duatif SME so an isin y bafita I won bin octan ma headless small rising store to an ice down my bam kaza?

SPEAKER_01 1:22:08

Oh man, shakhelf a kaza, mahtagminnekas.

SPEAKER_02 1:22:11

Hello. Anasamba share who an eyes an anti was an SMEs. You know, my do not data saw.

SPEAKER_01 1:22:21

Mahadish data will manzard and tataku the data, Melkilel service beta.

SPEAKER_02 1:22:26

Oh, Mahoba al Hitler say matchmaking.

unknown 1:22:33

Uh uh.

SPEAKER_02 1:22:50

A partner may have hasten alhaghet, less and easy.

SPEAKER_01 1:23:23

Ayyu, source, uh, is the same.

SPEAKER_02 1:23:53

Why is this? I already have that.

SPEAKER_01 1:24:28

Invest in Egypt, the platform. Fihatan, if you want to incorporate had dus azurarda, uh, had dus azurarda, I used uh uh. Meanwhile, matchmaking networking. Kul uhm when capacity. Microfinance the the product, the muntag, will be al on shuto el girasme. So into the ceiling whistle that will to be alphine. But then micro house and micro had to be small sized, informal basharia, shakelable chamasus.

التصدير والعملة والمخاطر الاستثمارية

SPEAKER_01 1:30:42

Provided by bank. Al mushkela kanergatini in hoatiti. One in haiyesh mutbas alia holistically. Kunab SMEs will in microfinance, application alal mobile batak to control your financing. In will outbitak the barf. Bell icons, the technology, sehirit, and governance, but we have to get the same. Start them and tools the sentalism, and governance, how come up and shot? Fabulo anabaula kidali, ala shenene mehtegen ninta wint uptibni u tikbar and hatut maikash and tikbar, mishoshen, tutdal zement. Felemat hati tikbar hatikbar winta maandeks mu SSM andekines takabaruk zei mahidwahdu haibr.

SPEAKER_02 1:39:20

Lesm ttipte ilitnini butaleta we orbawa we khamsa, I L SS in the kintis mesalan integrated shuhs at the Salomi, edahlida mushrohir, so here kibir and tellism t eas the letter betana fata mahal wostil ballad filata mandach if loose litteni the maho haichushela khasha bayin el wahida hayegnimbas outalet Tabusa al ba'in hai odumstaninak haim shibant actual gib to ahead teni hai shirusabah atamanya itne hai odumstanyenu yibant akida of te is a de inness fatuk dortid and tashon tikbar mehtag e karisource bashar o uh usula handak amalt selsila uraybina gidan minal makalet uh nazalta linkedin handaku and shallah tkun luskal arabia and then f business barabi wahtem makalat kalim tal scale framework. Uh kalim al scaling wa hame mate know it was uh the wat soil business baalak kalim fina ish too, imta ikun iltawaso haga mshkwayesa lil SMEs, I'll shall get so iron to sata our startup who imta ikun kwais. Why growth kills more uh SMEs than recession?

SPEAKER_01 1:41:25

Recessions and to downsize us. And so you don't scale up.

لماذا النمو يقتل الشركات الصغيرة

SPEAKER_01 1:41:53

Recession lezim hai wa ra movement up lezim aba nushuf in movement. Big failure mabish badi bayemia. Hassali drop uh shatora hasarit imta shatura and know how he handled the lua adi can it titful il uh dini Hawaii to fim or bina washun hum azduhum kheriani and how I handle ilwa fala magay ni ragazze ma gaj baw alwa and hargata naftahfilel biledelana kutifatifia elaklela and ha focus al hagam ayana u hot nafsikada u foundation zeil mab nakid SSL duril awal, so m durit teni, u turit telit. Mayfashur, amalil awayid, uba n durbal dural khemsar tul awal with teni u teleti tramlu, wala amal tuhum ba asra minutabib tahum hassal cracking. Hey akida tabit kun Mishman and ehassarat mahad and atasam makulinis. Mjdan nurzm ebni, wahda wratani. Sha tori ba in anameli andana haiwel bhchodr imken, andina akip il momentum awa khalli il- khat bitati khatawat mahubeshway. M'gri sh wana mjgehzdig gari, wana lissa adaloti mishkawaya. Hasali crampri sprint mitr, besan ofsa lekilo. Ba de mitmetr hale adalat rigli amalit. Lekalizmot morron, wa adala trigli, a lashana metinu tul to meet uh mitr, alosu bayah the shua baya kamiltini, wa kaz fadaya cycle hayatobaya, lezma kun anafid mehid kalamdawot. La wena ma'maj kida uh uh bear the consequence by any hammel il il meselfum, kholoz inta baktak za be will way.

SPEAKER_02 1:44:43

So into kalimt of makalak muhim ta'gayur fitafkir, our mindset being in a founder, operator, our founder, masis, we being in it a CEO masas at that. Mukit kalem ni aktor al mabwa ta'hayur does founder and masis.

SPEAKER_01 1:45:06

Leader yani kuntakness to lead. Whaina mj bin kalem ala uhmelusawi la. And you lead them. Lil had of the way. Or else in the gabuli founder, less you could leader. Lawana Tamelta Maaba CEO, an al boss, uh smile and a bulali, who killed in the tosal, lil had a lot of. Well I will bardaha, or with seat at Bardoha, or bit senat Bardoha. Baby he checks our box. Well he camel. He places his bet on the individual, not the product. Munkamel monte, you tell it to Robinal Ashos, once they fail, kalasib, takfil adoro, how himset, and the founder, my team betak, the time, khaliader, but team, bitidulkoti, barak bite, when the takud, munk and hoi kalem, munkin, my bash applicable awhile, munkin' by dreamer, munkin, whatever, but it is my consensus lay in my own. I hold you back high gakwa. Faintalism, midirubarajo, or less m to shake a kalemda, without s and kalint uh we plan or strategy, khita or strategy. Bemiliar, del head of the eyes or not do weekend. Isaac will ekli samak, del head of eyes ekul samak. Del plan in an harkable author. In a strategy between an eyes already samek, besides strategy. Abni Aliaba plan of Alhalad and a mish Harkabal Otter and Harkab Larabe. Khalas, get Arkabal Arabaya, let Nafsi Del plan. Babusala maps, let the area if Shelf, I'd line a saw no sash and no solitary shari. I changed the plan. I adjusted the strategy plan accordingly, but it's a head strategy. Plan but dryer according to the environment is very dynamic. Thomas Edison Muqtara Wabusamna is a very important thing.

SPEAKER_02 1:53:14

Guzm

عقلية المؤسس والقيادة والاستراتيجية

SPEAKER_02 1:53:16

lq assessment, kta head of rip, whoa it has.

SPEAKER_01 1:59:57

So market, munkinagamal market, basanab ayrif and accuracy tata nisbaali. Lizim, I invest in myself analytical tools in the mukins, tahil bitatak. No. Verify il beirat bitatak we utlob minnu illogic, entalut ullu, il logic of thinking, mish tsibuho if fakirzamu wa izumba baraf shafakkarasl. The makinan. Awabi o bitab ental battabba halim shalaks. Hat halbi naf, khalid mabandak logik, futoritil it tafkir bitatakul analysis bitatak. Wutab baha. Halas, well logic da cross-check it, tulban tamisha cross-check it, cross-check it. Badama, biola ki ma kabamanastasha, is al daw is al daw sabhibra, whisal stashirl team bitak, aw nestaban, lesimi kunu uhit khazakharor. Wusult lekta, kut khoroq met ulsen hafshel. La ula wana fashelt Hamili How overcome fishal this day. Leninthatif shel shatit alilim, girbal fashal. Yeah, and talimt, minil fashal aktualim to minga.

SPEAKER_02 2:02:25

Khalo kalma al-fashal min wagit noza we are no kalim nakedaful karir aim marhala hasit fiha lotta, hasid fian to fashall to gamid gidden wa ta'mel tmalfashall zay wait atam malfash, uhun ik foc.

SPEAKER_01 2:02:41

Well daktieria. Ela ni if kitira gidden and if yeah, so fashal hospital uh Michel.

SPEAKER_02 2:02:55

Fadi with katsa balaya.

SPEAKER_01 2:02:59

How about the definition of fashion fashion? Like in uh uh gid them out, almost a be in Kulina kidma fulmow a wellem and kudra, bella trof, belechfak. And then I'll nafsi. What a khataki birgit, less the gidden manafs. What went wrong? Senian Hamily Hagar had the fire kun I I choose wrongly, yenny Amilha and then uh uh t-shirt. Femzeiat Zay Amilde, Tabana Akfakar Madras Muzbut, Ashen ma canchandi bay net mazbut, and a mahdishul kudro deyet, and a mich khudroti Amel Filhadit. Wak dalan amiltu Hasalitli Ataman Hasalit ktir kitir wa wa Hasalitlia alab sohsi yani any munkakun akfaht fi a timeul ma beneti messen. Fatin me

التعلم من الفشل وختام الحلقة

SPEAKER_01 2:05:12

uhfacht kbir o canabi anda ma kun chaindi uh life work balance if I was only work, no life fadah el byproduct bitawi and la it baneti kibru What I'm my kun my lista baby teens my teens mish few mwele keda high switch. Falezim kuta ish ma'um fater development beta shana and a fak akidah not tman talatarbasin illa khabasharsan. Ubataman mama sinu and talatarbasini fafuk to fi uh fet karaoto to soul khalas tamili Han kamelba unula ho akeda what areit Ushoft usmet u kallimt with uh and do sahableya and du uh beneto and sharify akbar wa ta group takita lahadelameleit filaus la and ta'sarhaga in a kintab sahibum dogit nozer sahibum baitahud deats ina yuku nohrug nordha filhethunayu hazimku. Kid, taptali in rohna pisima baut, mishabnamil efel tain sefarbarra goa marraf marra bainas hap, nardha bait uhras, mapitamrishmayel sis in a bas makut shot the rausal marhale fian nahardo, minhir makun achfaqt lawl femze.

SPEAKER_02 2:07:08

Fisha tama kti gidden yef ey shulena inashtal teh akfaktifiha databye bashuwa el kudra in ninth'ah letam na luko like intorettakfin ninta terga toun teni ho de lint uhteq tobusali lent hatoa hatowa ulo mo ertish homework mahtit adamuddeh sal chidi yefishwa head naga duna fashal sa semana uhapashkora gidan la gamira di anda shahsen stam ta getab gia atmanakul na geha with to fustabbel when cholon kulina tanya isn't lecker gidanya. Uh without inter aw inti this mawna druati, met such tamanu shell hala aktabuna ful commentsem we law habin ukunufi duf uh taninin ma'ana f Mustabbel, uful echir and shovku falaq dida min business blarbi podcast, what in seh inta see you hayatak. Samoik.