The Multifamily Real Estate Experiment Podcast

MFREE 096 Trailer # 3 with Eric Oliver: Is Your 401(k) Helping You Retire—or Just Delaying It?

Shelon Hutchinson Season 3 Episode 96

Aloha, It’s Shelon "Hutch" Hutchinson here! If you’re enjoying 'The Multifamily Real Estate Experiment' podcast, please like, comment, and share our episodes to help us reach and inspire more people. Thank you for your support!

Everyone talks about saving for retirement, but what if your 401(k) isn’t working as hard as you are? In this episode, Eric Oliver and I dive into why self-directed IRAs and alternative investments—like real estate syndications—could be the game-changer most people overlook. 🏢💵

But here’s the catch: Not all investments are created equal, and there are major tax implications that can make or break your returns. That’s why we’re breaking it all down:

🔹 401(k) vs. Self-Directed IRA: Which gives you more control?

🔹 Real estate syndications: A better way to grow your wealth?

🔹 Tax pitfalls to avoid when moving your retirement funds

🔹 Why working with a CPA & tax strategist is non-negotiable

If you’re tired of watching your retirement savings crawl while inflation runs laps around it, this episode is for you. 🚀

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Email me at:
hutch@hsquaredcapital.com

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Speaker 2:

There's a lot of good returns out there in real estate that are higher than what you're getting on your 401k. You just got to make sure you're partnering with the right people.

Hutch The Marine Investor:

Yeah, 100%. and one of the caveat is, a lot of folks, want to roll their money from a 401k over into a self directed IRA and that's a good thing. However, there's certain conflict with a tax law, right? Where you might not be able to benefit from some tax benefits, if you are investing with your self directed IRA. So ensure that you're speaking to your CPA, your tax preparer, your tax strategist, In understanding, some of those, and also some of the consequences of investing with your self directed IRA. Into say a syndication