You've been doing everything right when it comes to raising your credit score -- paying your bills on time, not maxing out your credit cards, and not applying for new lines of credit too often -- but there are still some old negative items on your credit report holding you back from where you need to be.

Is all lost?  No!  There are actually some strategies you can implement to help you remove negative items from your credit report.  Logan gets into them in this episode.