The Agent of Wealth
Welcome to The Agent of Wealth Podcast with Marc Bautis from Bautis Financial. In this podcast, Marc helps small business owners and retirees overcome the multiple wealth planning challenges involved in your financial life. We do this by creating comprehensive wealth management plans to guide you towards financial freedom, ensure you never run out of money and help create a balance in life that prioritizes what is most important to you. Join us for this journey as Marc draws from years of expertise and guest experts to solve the multiple wealth planning issues involved in your financial life.
The Agent of Wealth
How to Help Your Adult Children Buy a Home
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Marc Bautis
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Episode 262
Housing prices are at record highs, leaving many parents wondering: “How will my kids ever be able to afford a home?”
In this episode of The Agent of Wealth Podcast, host Marc Bautis explores how parents can help their adult children buy a home without jeopardizing their own financial future. He breaks down four common strategies, explains the tax and planning implications of each, and shares how to approach the conversation with your family.
In this episode, you will learn:
- How gifting a down payment works, including 2025 gift tax rules and limits.
- What’s involved in setting up an intra-family loan – and how to keep it IRS-compliant.
- The risks and responsibilities of co-signing a mortgage.
- How buying a home and renting it to your child can benefit both parties.
- Alternative approaches such as shared equity agreements and covering ongoing costs.
- Why open and honest communication is the most important part of any plan.
- And more!
Resources:
Episode Transcript & Blog | Episode 164 - How Families Can Balance Paying For College And Saving for Retirement | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory Call