A common misconception of a Chapter 13 bankruptcy is that you have to pay back all of your debt. Most of the time you don't. It depends on your income, budget, means test numbers, etc. There are a lot of ways to structure a chapter 13 and the only accurate way to determine what is best for you is to schedule a free consultation with a bankruptcy attorney.
If you're looking to file a Chapter 7 or Chapter 13 bankruptcy in Kansas or just have questions, reach out.
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Norman Douglas is the attorney who started the Kansas Bankruptcy Center. After spending approximately 14 years in the personal injury field and becoming a partner in an awesome local firm, he left! He took an opportunity to start his own firm and it allows him to help individuals and families start fresh with bankruptcy so they can live and plan for the future.
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Kansas Bankruptcy Center, Bankruptcy, Chapter 7, Chapter 13, Wichita Bankruptcy, Kansas Bankruptcy, Debt Relief, Collections, Garnishments, Bill Collectors, Creditor harassment, Wichita, Kansas
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Lawyer/Disclaimer/Unread Stuff: Please note that I am not giving advice and I am not your attorney unless an employment agreement is signed by the debtor and my firm. Each case is unique and you should employ a qualified bankruptcy attorney to represent you in bankruptcy court. We are a debt relief agency. We help people file for relief under the Bankruptcy Code.