Ruck's Place
Ruck’s Place Podcast — Where the Stuck Become Unstoppable
I grew up in humble beginnings. After graduating college the second time and starting a family, I made my first real estate deal scared and uncertain that was over 20 years ago. Since then, I’ve faced every doubt, setback, and fear that keeps people stuck — and I’m here to show you how to break through it.
This podcast is more than stories. It’s a mission: to help entrepreneurs, real estate pros, and everyday people find the grit, belief, and action steps needed to become unstoppable.
Join me and my guests as we share raw journeys, real struggles, and the victories that come from refusing to give up.
If you’re ready to get unstuck and take control of your life, you’ve found your place.
Chuck Rucker
Ruck's Place
WHO KNOWS THAT WOMEN ARE PARTIALLY THE CAUSE FOR HIGH HOME PRICES
Women in the U.S. were first allowed to use their income to qualify for a mortgage after the passage of the Equal Credit Opportunity Act (ECOA) of 1974.
Before this law, lenders often:
- Required a husband or male cosigner, even if the woman earned enough income.
- Discounted or ignored a woman’s salary, assuming she would stop working if she married or became pregnant.
- Denied single, divorced, or widowed women credit outright.
The ECOA (effective October 28, 1974) made it illegal for creditors to discriminate on the basis of sex or marital status. That was the turning point when women could finally use their income on its own to qualify for mortgages and other forms of credit.
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