143. David Chami - Managing Partner at Consumer Justice Law Firm

David Chami, Managing Partner of Consumer Justice Law Firm, joined us on “People in Transition” to shed light on an issue that quietly impacts millions of job seekers: background checks. With a legal career rooted in consumer protection and years of experience litigating under the Fair Credit Reporting Act, David has helped clients recover tens of millions of dollars from companies that reported inaccurate or misleading information. His work sits at the intersection of law, employment, and fairness—making him a powerful advocate for individuals navigating the hiring process.

Even before founding his current firm, David Chami built a reputation for holding large institutions accountable, including insurance companies and credit reporting agencies. Today, his focus is on ensuring that everyday people are not unfairly denied opportunities because of errors, outdated records, or systemic flaws in background screening and credit reports. His insights offer both a legal and human perspective on what can often feel like an opaque and unforgiving system.

In our conversation, we explored the realities of modern hiring, where background checks are used by nearly 95% of employers and are often handled by major background check companies. We talked about why employers generally cannot deny employment based solely on a charge without a conviction, and the many challenges within the system—such as dismissed charges that remain on records, mistaken identity issues (like data confusion caused by common names or hyphenated names), and inaccuracies caused by data vendors that don’t rely on Social Security numbers. David also shared a compelling case involving a client who successfully sued Uber over incorrect background information, resulting in a $680,000 verdict. We discussed who actually pays for legal representation (the answer may surprise you), the differences between expungement and record sealing—and why neither fully guarantees your past won’t resurface—and, most importantly, how the Fair Credit Reporting Act exists to protect employees and ensure their rights are upheld.

This episode is a must-listen for anyone navigating today’s job market. Whether you’re actively searching, considering a career move, or simply want to understand your rights, David’s insights could make a critical difference. Tune in to “People in Transition” and learn how to protect your future before a background check defines it.

Listeners can get in touch with David Chami at:

Consumer Justice Law Firm

dchami@consumerjustice.com
844-808-2553 (firm)
480-626-2359 (direct)

Consumerjustice.com