TSCRA Talk
In this podcast from Texas and Southwestern Cattle Raisers Association, host Kristen Brown visits with guests from and adjacent to the industry, discussing topics of interest to cattle raisers, wildlife managers and landowners.
TSCRA Talk
Ag Loan 101
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Texas and Southwestern Cattle Raisers Association
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Sarah Franklin, Texas Farm Credit vice president branch manager in Pleasanton, joins TSCRA Talk host, Kristen Brown, to discuss the basics of an ag loan. Franklin outlines both long-term loans and short-term loans such as operating loans, as well as documentation needed for the application process.
She shares the five C’s they take into consideration when evaluating a loan – character, capacity, capital, collateral and conditions, in addition to valuable insight on the loan process.
Additional information can be found at texasfarmcredit.com/resources/.