Not Me, But You!
Welcome to Not Me, But You! This is likely one of the most ironically titled podcasts since the focus is designed to be on the podcast listeners rather than the podcast creator. I spent half of my life as a school administrator and I want to share with you what I've learned about education, teaching, learning, reaching your goals, attaining your dreams, developing relationships, encouragement, motivation, business, income, and money. My desire is to shine some "psychological sunshine" onto your thinking. I believe it's possible for you and me to attain our dreams in life. But often, many of us need a good teacher, a good mentor, and a good cheerleader in order to help us along the way.
I am confident that you will learn some things from me. But more importantly I want to learn something from you. I will share what I'm passionate about. But I also want to discover what you are passionate about. And by listening, you will discover how to set goals, how to track goals, how to achieve goals, how to select a good "guru" or mentor or teacher or advisor, how to make money and save money. And most of all, I want you to discover what is your most valuable asset and how to gain freedom in your life. (Answer: your most valuable asset is your TIME). How do we do that? By buying and holding assets. But we need to learn which assets are best for us. You can become wealthy by pushing buttons on your phone!
Not Me, But You!
Held Google Stock June 2024 to July 2025 (Made NO PROFIT!)
Season 2, Episode # 63 of Not Me, But You! Podcast. Dividend investing is a "game of rotation" meaning the best options are typically "rotating" dividends into OTHER investments.
Previously, I have encouraged people to KNOW their investment goal PRIOR to investing. In this episode I speak about buying/holding Google stock from June 2024 to July 2025. Unfortunately, for investors who ONLY simply bought/held, they were likely dissapointed. Why? Because the price per share in June of 2025 was approximately $183/share. Today, in July 2025 what is the price of Google stock? Answer: $185/share. NOT MUCH share price appreciation at all!
So how can we improve on this? Answer: by holding at least 100 shares of Google stock, and then SELLING "covered call" option contracts. Selling options provides us with CASH Flow! So for investors who sold covered calls on their Google stock, over the past 13 months, they MADE money consistently. For those investors who ONLY bought/held Google stock, they "treaded water" financially and basically WASTED time over the past 13 months.
This example of Google stock teaches us to NOT only rely on share price appreciation of "Magnificent 7 stocks." We must employ OTHER strategies to ensure that we make profit!
Instead of investing ONLY in Magnificent 7 stocks, ALSO invest in OTHER true high yield ETF's, dividend stocks, and closed end funds. We must play "Wealth Accumualtion" if we are not arleady millionaires. Because, millionaries engage in "Wealth Preservation." They are already wealthy and want to PROTECT their wealth. This is why people who are already wealthy invest in Amazon, Apple, Google, Nvidia, etc.
There are 3 basic things you can do to get wealthy: 1) Buy/hold Bitcoin. 2) Invest in true high yield dividend paying stocks/ETF's. These pay you WEEKLY/MONTHLY cash flow. 3) Sell simple option contracts by simply pushing buttons on your phone. This pays you IMMEDIATE premium (another word for CASH FLOW).
If you're investments are not making you a profit of at least 12% to 15% per year, then you are wasting your precious valuable time. Pick something else to invest in. Pivot your money into something that will perform well for you.
Beyond selling simply option contracts (cash secured puts, covered calls) you can learn to purchase a different option contract called a "long call" or a LEAP.
Use your Traditional IRA and roll your 401K money from a previous employer into your Traditional IRA. That way you can control the money and choose what to invest in! No one will care about making profit with your money, more than you will!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.