Not Me, But You!
Welcome to Not Me, But You! This is likely one of the most ironically titled podcasts since the focus is designed to be on the podcast listeners rather than the podcast creator. I spent half of my life as a school administrator and I want to share with you what I've learned about education, teaching, learning, reaching your goals, attaining your dreams, developing relationships, encouragement, motivation, business, income, and money. My desire is to shine some "psychological sunshine" onto your thinking. I believe it's possible for you and me to attain our dreams in life. But often, many of us need a good teacher, a good mentor, and a good cheerleader in order to help us along the way.
I am confident that you will learn some things from me. But more importantly I want to learn something from you. I will share what I'm passionate about. But I also want to discover what you are passionate about. And by listening, you will discover how to set goals, how to track goals, how to achieve goals, how to select a good "guru" or mentor or teacher or advisor, how to make money and save money. And most of all, I want you to discover what is your most valuable asset and how to gain freedom in your life. (Answer: your most valuable asset is your TIME). How do we do that? By buying and holding assets. But we need to learn which assets are best for us. You can become wealthy by pushing buttons on your phone!
Not Me, But You!
Ep #88- Trad Fi- Bursting Your Bubble - (Microsoft Vs. MSTY Vs. ULTY)
Season 2, Episode #88. Not Me, But You! Podcast. Follow me or connect with me on X at: Waypa Today.
We discuss Microsoft stock which is actually a very good stock. It's part of the Mag 7 group of stocks (Apple, Amazon, Nvidia etc.). But it's expensive. OVER $500 per share! So it's a good stock for people who are ALREADY wealthy to park money. It's a GROWTH stock with an EXTREMELY SMALL dividend. It's NOT a dividend stock!
It pays a YEARLY dividend yield of 0.65%! That's you waiting an ENTIRE year to earn 0.65% on your money! That's a REAL CRAPPY dividend! It would cost you $5,180,000 to buy 10,000 shares of Microsoft stock. And for investing, let's call is 5.2 MILLION dollars, you would get $33, 200 PER YEAR in dividends that are paid quarterly (every 3 months.).
Compare this to MSTY with a dividend yield of right now, 205%. This yield fluctuates typically between 165% and higher. The yield changes as the NAV (net asset value) or SHARE PRICE changes. MSTY shares have been costing between $15 and $17 per share. But when the share price DROPS, the YIELD goes UP!
MSTY pays a MONTHLY dividend. 10,000 shares at $16 per share would cost you $160,000. Compare/contrast this with the cost of 10,000 shares of Microsoft at 5.2 MILLION dollars. What about MSTY's dividend? It has been paying ONE DOLLAR per share for several months in a row.
So...if you owned 10,000 shares of MSTY and it pays $1/share...you would be paid in dividends, $10,000 PER MONTH!
Compare this with ULTY which costs about $6/share. ULTY pays a WEEKLY dividend. The typical ULTY dividend is between 9 and 10 CENTS per share, paid weekly. 10,000 shares at $6/share would cost you $60,000. The ULTY ETF invests in about 30 different companies. That is good if you are looking for diversification and LESS risk. MSTY is a SINGLE STOCK RISK ETF tied to the underlying stock, MSTR.
MSTR is a great stock to buy/hold as the company holds OVER 600,000 Bitcoin on it's comany balance sheet. MSTR could hit a share price of over $2,000 per share in the next 8 years. It's currently September 2025.
If you owned 10,000 shares of ULTY it would pay you $900 PER WEEK, if it paid 9 cents/share. If it paid 10 cents/share, you would receive $1,000 PER WEEK in dividends. Poor people are focussed on buying things. If you want to build wealth, then you ened to focus on buying/holding assets which PAY YOU cash flow (dividends).
This podcast has hit 10,000 downloads. So thank you to everyone who helped make that possible. Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.