Many studies have been done from quality and quantity perspectives on whether money can buy happiness. It can, to a certain level. Caroline recommended reading the book: "Happy Money: The New Science of Smarter Spending" by Elizabeth Dunn and Michael Norton. The authors discussed 5 ways to actually increase happiness with money: 1. buying experiences; 2. buying time; 3. making it a treat; 4. paying now and consuming later; and 5. investing in others. How does all that tie in with financial planning? We don't care where you spend your money (well, as long as it's legal). What we do care about is whether you understand your spending patterns? Is it sustainable? Do you have enough cash to be prepared for unexpected life changes? And lastly, is your spending matching your ultimate life goals?