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Legal updates | Simmons & Simmons
FS Reg Insights: What’s Changing in the Definition of E-Money under PSD3 and the PSR?
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Simmons & Simmons
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Michael Oxlade and Lena Schäfer explore the evolving definition of e-money under PSD3 and the PSR. They discuss recent European case law and EBA guidance on the concept of “acceptance”, the treatment of stablecoins under MiCA, and the implications for licensing, e-money business models and payment services regulation.