Rainy Day Real Estate: Mortgage Insights, Investment Opportunities & Inland Empire Market Trends – with Matt Lewis & Annette Tapia

🎧 Team Title Guy Market Minute Podcast – October 14, 2025
Featuring: Matt Lewis (Mortgage Lending Expert) & Annette Tapia (Home Investors)

Get ready for another power-packed Team Title Guy Market Minute, recorded live from the Inland Empire! 🌧️💼 In this episode, Ryan J. Orr dives deep into today’s real estate trends, mortgage insights, and investment opportunities that are shaping the Rancho Cucamonga, Upland, Ontario, and greater Inland Empire marketplace.

🎙️ Episode Highlights:

• 💸 Mortgage Lending Update: Guest speaker Matt Lewis breaks down current rate movements, what’s happening in the lending world, and how buyers can stay competitive in Q4 2025.
• 🏘️ Investment Real Estate Opportunities: Annette Tapia from Home Investors shares exciting updates on local meetups, off-market opportunities, and how investors can grow their portfolios right here in the IE.
• 📈 Market Trends Breakdown: We cover inventory shifts, days on market, price reduction patterns, and the Market Action Index — plus how agents can use this data to win more listings and buyer trust.
• 🏦 Upcoming Industry Events: Hear about the former Federal Reserve Board member speaking this Friday at West End Real Estate Professionals — and why this insight could be game-changing for local agents and investors.
• 🧭 Inside Title Insurance: What’s new, what’s changing, and how the Fidelity National Title – Inland Empire Team continues to deliver superior service and strategic tools for today’s real estate pros.

Whether you’re a Realtor®, investor, lender, or buyer, this episode delivers real, local, and actionable insight to help you stay ahead of the market curve.

📍 Hosted by: Ryan J. Orr – Vice President, Fidelity National Title | TeamTitleGuy.com

🔑 Top Hashtags (SEO Optimized):
#TeamTitleGuy #FidelityNationalTitle #InlandEmpireRealEstate #RanchoCucamonga #UplandCA #OntarioCA #TitleInsurance #Escrow #MortgageLending #InvestmentRealEstate #RealEstatePodcast #MarketMinute #RealEstateTrends #HomeInvestors #IERealEstate #RealEstateData #RealEstateEducation #MortgageRates #DaysOnMarket #PriceReductions #MarketActionIndex #TopTitleCompany #BestTitleCompany #RealEstatePros #WestEndRealEstateProfessionals #FidelityTitleIE

RanchoCucamonga, Upland, Fontana, Top Title Companies, Best Title Company

Transcript

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Matthew Lewis - Your Go To Lender: adds about 10% buying power, approximately, so…

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Matthew Lewis - Your Go To Lender: how do we translate that? $800,000 purchase price a year ago, same buyers, probably closer to an $880. And the way I really kind of look at that is, like, think about all the people that we've talked to.

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Matthew Lewis - Your Go To Lender: And connected with, that just weren't quite ready, or maybe that property was a little bit out of range.

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Ryan J. Orr: Diddy?

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Matthew Lewis - Your Go To Lender: we're in a different place now. So, Ryan, what do we do? Like, what's the smart thing to do at this point?

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Ryan J. Orr: Yeah, I don't know, I mean, it's… everyone's got to make their own decision as to what it is, but we're not really seeing values really retract too much here. There's different marketplaces that they are. I don't see us here locally as being one of those, where we're buying an investment…

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Ryan J. Orr: in Texas and so forth, there's, they've taken some pretty big hits, and the lenders, or not the lenders, the builders are willing to give tremendous incentives and taking value, or, incentives on the purchase price, even. So it's been, you know, advantageous on that side of things.

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Ryan J. Orr: Here, I see them doing stuff in regards to buy-downs and things of that nature, but I don't see them reducing prices at all. Let me share a couple numbers here as well, and we'll jump right back over to this.

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Ryan J. Orr: If you are on here even somewhat regularly, you'll know that we do do our best to go back over the numbers each week to trend. Where is it, what does it look like, how do we get to it? So…

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Ryan J. Orr: Teamtattleguide.com, this market update button, then, for example, I have Rancho and up one already pre-pulled up. Keep in mind here, 182 is the active single families in Rancho Cucamonga. Well, where is that? How does that compare if you haven't been paying attention? But… so…

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Ryan J. Orr: in August, end of July, we were $240, $250-ish, right? And now we're at $187. So that's a pretty significant pullback on overall inventory that's available. You can see that the percentage of properties with a price reduction has fallen

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Ryan J. Orr: quite a bit over what it was. Some people would look at this number and say, oh my gosh, well, 30% of the properties are taking a price reduction, so that means values are going down, right?

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Ryan J. Orr: No, not necessarily. It just means that sellers still wanted to price their houses higher than what buyers were willing to pay. So, in order to get the thing to move, or maybe it's agents, in order to take the listing, they're taking it at what the seller wants it to be, instead of what the buyers will actually buy for. So, seems like we're getting it right more often now than we were in regards to valuation.

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Matthew Lewis - Your Go To Lender: Question for you, is that a normal trend you see at this time of the year as we go into the fourth quarter? Do you typically… I mean, I don't know if there is a typical, but is that a trend that you ever see, that inventory is reducing the end of the year, or…

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Ryan J. Orr: I mean, typically, no, I mean, are we seeing… in many cases, we see things sit on the market longer at this time of year. There's less people out, there's, you know, maybe inventory does come down slightly, but I wouldn't say it's a significant trend. You know, typically the people that sell, and I think as you get closer to Thanksgiving and Christmas, sure, maybe you'd see that because only the serious people

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Ryan J. Orr: really want to show their houses at the Christmas time.

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Ryan J. Orr: So, you will see a reduction in most cases as you approach Thanksgiving through Christmas, but I don't know that we would traditionally see that here in September, October.

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Matthew Lewis - Your Go To Lender: Got it, okay.

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Ryan J. Orr: So, there's still plenty happening, as well as, you know, you will see seasonal indicators based upon what's going on with interest rates in the market as a whole. You know, we've had several years where traditionally you would see things start to slow down a little bit to close out the year, or even January, February traditionally being some of our slowest months of the year, but 2019, 2020, 21, rates being so blazing low.

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Ryan J. Orr: that it…

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Ryan J. Orr: everything just took off. Nothing slowed down, and so it was a wild ride, fasten your seatbelts kind of thing. I don't know that we're in tune for that right now, but over here you can see days on market. Your $1.7 million properties are about 70 days on market. You can see these are about a month to month and a half on the remaining quadrants. Just so you know, if you're not paying attention on a regular, this is slightly reduced from where we were.

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Ryan J. Orr: Upland on the days on market as a sweet spot. I mean, for some reason, $800,000 seems to fly off in about 2 weeks or so. That is, for whatever reason, the sweet spot there. These days on market at 50 days, so about a month and a half, or maybe just slightly more. And then again, as you start getting into higher price points, it's normal to see,

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Ryan J. Orr: More days on market, because less people can qualify to buy.

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Ryan J. Orr: Price reductions in Upland, you're looking at 36%. Inventory, slightly up, but nominal. I mean, it was, I think, 105 last week, so it's been staying in that same kind of range.

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Ryan J. Orr: That you can see here, so 103, 105, 112. So, it is slightly up there. Also seeing that it is a more neutral market in most marketplaces right now, so really, location, property, price-driven is going to really dictate as to how quickly the property moves. So, in knowing this information, it's kind of a big deal.

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Ryan J. Orr: Switching gears a little bit, if you are interested, and I think, Matt, I think you would be interested in this as well.

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Ryan J. Orr: former Federal Reserve board member, Dan Bowman, who also happens to be the president and CEO of Chino Commercial Bank, will be speaking, given an economic update on Friday. So if you are interested in this stuff, and you want to hear from one of the guys used to help make the policies, this guy's information is spot on. So that's going to be Friday morning at the West End Real Estate Professionals.

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Ryan J. Orr: meeting from 8.30 to 9.30, typically. I think this guy's gonna go long, and not in a bad way. I think he's gonna go long because he's got a tremendous amount of information, and people are going to have a lot of questions. So, if you could be there, if you're available on Friday at that time, I would highly advise, checking it out.

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Matthew Lewis - Your Go To Lender: That's a huge resource right now. He's got a ton of awesome knowledge and information, which I'm sure it's gonna kind of speak to probably what he thinks is happening rate-wise, and maybe real estate-wise, you know, in the future, so that's great.

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Ryan J. Orr: Absolutely. A week from Friday, we do have the, 80s Flashback Funk Party, over at,

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Ryan J. Orr: the West End Real Estate Professionals, and man, I keep messing up the girl's name. Her name is, like, Deanie Dobby Dolly Disco… Disco Dolly. had a whole bunch of 80s, hits and so forth. She… somebody knows her, so she's coming on, on, at the party. She's gonna sing a few of her old songs as well, I guess, and, we're gonna go retro and go back to the 80s, and maybe it's… maybe it's hairspray and stuff.

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Ryan J. Orr: fluorescent colors. You do you when it comes to your 80s gear, but… or maybe, Matt, I know, I know you're a big fan of flash pants. You're gonna come…

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Ryan J. Orr: in your tank top, and your grape bugger, red shorts, and so forth, with your sweatband on, it's gonna be freaking great. Yeah, yeah, yeah, the grape smugglers are gonna be coming out in full, full force here. So,

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Ryan J. Orr: Well, let's get back into the numbers here real quick. What else do we got? We got, if I look at national numbers here, this week it's actually working. Last week it was not. We kind of get an idea. Again, keep in mind, we were just looking at local, Rancho, upland numbers. Here is what we're looking at nationally. So, 41.8% of the properties in… nationally are taking price reductions, and Rancho, I think, was 30.

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Ryan J. Orr: In Upland, it was 36, so we're still below the national average.

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Ryan J. Orr: Average days on market, 112. I'm pretty sure…

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Matthew Lewis - Your Go To Lender: I'm glad that's not us, Ryan. 112 days, I mean, that's significant.

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Ryan J. Orr: We're not that, as we just… let's just look, I'll refresh.

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Ryan J. Orr: Average days on market, is any of these 112?

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Matthew Lewis - Your Go To Lender: You know what, right? That gives us perspective, right? We can always think, like, wow, that's really, you know, that's not great, like, we're at the 40s, we were used to, like, 2 weeks, but if you look at it through a different lens, and you say, wait a second, national average is 112? Like, we should be grateful to be at about 40 days, and just have to adjust accordingly.

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Ryan J. Orr: Right? So, so kind of big information, just looking these things through as to what's going on. So there is definitely opportunity and whatnot that is out there. Matt, I always kind of bring this up as well, saying, hey, well, where are we at? Here is today, October 14th.

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Ryan J. Orr: I'm not sure if Powell's speaking today, what's he speaking about? Is that gonna impact our rates?

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Matthew Lewis - Your Go To Lender: Ryan, you know, that's a… a great question. I know the big meeting is on the 29th to talk about the, the rate, you know, kind of the rate decision, but, like, any time…

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Ryan J. Orr: Today, between today and tomorrow, you got Jerome Powell, you got Michelle Bowman, you got Christopher Waller, you got all these different Fed presidents and governors, speaking today and tomorrow. I'm questioning as to what's that gonna do in regards to.

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Ryan J. Orr: our interest rates over the next couple days, or the whole feel of things, based on what they're saying. And these are big numbers all coming out on one day as well, with PPI and CPI.

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Ryan J. Orr: Nope.

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Matthew Lewis - Your Go To Lender: Brian, you know, what day does it show that that's coming out?

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Ryan J. Orr: Thursday, the 16th.

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Matthew Lewis - Your Go To Lender: So, I wanna say, because of the…

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Matthew Lewis - Your Go To Lender: skeleton crew of what's happening with the government shutdown. If I go back and look at my notes, I want to say that the CPI may be coming out on the 26th, let's see, let's see…

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Ryan J. Orr: That's right here.

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Matthew Lewis - Your Go To Lender: 24th. I think it's because it's delayed. Now, maybe that's changing, but something I was reading recently was showing that it's getting postponed to the 24th because they just didn't have the people in there to get it done. Those are absolute market movers. Whenever the Fed is talking about inflation, just be ready, right? Just be ready.

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Ryan J. Orr: I mean, literally, today and tomorrow, you have a whole bunch of Fed governors and board of directors. Then, on Thursday, all of this, including business inventories, including,

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Ryan J. Orr: Yeah, business inventories, home builder confidence index, and then you look back down here, building permits and housing starts is another really big number for us as well, so…

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Matthew Lewis - Your Go To Lender: In the next 3-4 days, we have a tremendous amount of information that's going to be released. It'll be a… I think it could be a volatile few days, for interest rates, if…

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Ryan J. Orr: I'm reading this, right?

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Matthew Lewis - Your Go To Lender: Very, rightfully so. I'm gonna take a look at one more,

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Matthew Lewis - Your Go To Lender: economic calendar as well. I was just taking a look at mine, to see if there's any adjustments as well.

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Matthew Lewis - Your Go To Lender: Yeah, today, 9.30, I… 9… 9.30, Powell. So, so far, the market is still, positive, so that's good, right? At least we're still in a positive place, so, so far, so good. I just kind of… the thing that…

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Matthew Lewis - Your Go To Lender: concerns me is just that kind of the Fed's stance on inflation and the things that are going on with China right now, right? Well, we're looking at

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Matthew Lewis - Your Go To Lender: I don't know if I want to call it a trade war, but just some of the back and forth going on with us potentially increasing tariffs on China, and then some of the kind of, like, kind of punitive things they're putting in place against the U.S, so that's going to be interesting to see how all of that plays out.

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Ryan J. Orr: Yes, sir.

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Ryan J. Orr: So, whole bunch of mayhem potentially going on, so we will do our best to keep you as posted as we can. Just as a reminder, a week from today, on the 21st.

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Ryan J. Orr: Daryl is hosting his monthly cash flow meetup. If you've never played Cash Flow, highly recommend it. I like to think it's like a twist between the game of life and the game of Monopoly, but it actually has real-life application, and I think it really kind of makes us think in a different way. So if you want more information about this, or would like to jump in and join, Daryl is a HomeVesters, franchise

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Ryan J. Orr: owner. The predominance of his business is fix and flip.

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Ryan J. Orr: And, alternative investing on that side of things. So he's putting people, like, in the mindset of that. So if you're even remotely considering, you're practicing, you're trying to grow your knowledge base.

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Ryan J. Orr: Or maybe you're just a really experienced investor and you want to continue to grow and be among like-side-minded people, I would highly recommend the opportunity to jump in there and check it out. I want to say they average, I don't know, 15 to 30 people each meetup that they do with this deal, and they share business opportunities at the end as well. So if somebody wants to joint venture or jump in on a

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Ryan J. Orr: an opportunity, or maybe if you want to bring one and share it, because maybe you're not in the position to take it down on your own. That's also an opportunity they have there. I just realized that Miss Annette was in here in the waiting room as well. So, Ms. Annette, did you want to say more about the event?

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Earthbound Solutions: I think you got it all down. We host it on the third Tuesday of every month. Our next cash flow is gonna be next week. I don't know if you went over it already, but we're having another mixer tonight, from 6 to 7.30, and that one's hosted through Alignable, but it's, open to everybody.

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Ryan J. Orr: Now, is that an in-person meeting, or is that an online meeting?

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Earthbound Solutions: It is an in-person meeting we hosted here at the KW office. We are, recently, got the opportunity to be ambassadors for Alignable. If you don't know what Alignable is, it's like a,

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Earthbound Solutions: kind of like a LinkedIn, sort of platform for, business owners to network and connect.

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Earthbound Solutions: So, part of being an ambassador is getting the opportunity to host these in-person events.

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Earthbound Solutions: We host this one on the second Tuesday of every month, so it'll be tonight, from 6 to 7.30.

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Ryan J. Orr: Perfect, perfect. So, again, guys, if you're in here, or if you're on Facebook land and you want more information on these, please let us know. We want to make sure that we're getting you the information that's pertinent. If you have opportunities to plug in and, and share, again, I think it's, sharing is caring on this deal, and I think growth is good, and so whatever we can do to help each other grow is an incredible, incredible opportunity. So…

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Ryan J. Orr: Yes, so if it's after this call is over again, feel free to DM us, or text, or call. We'll absolutely get you that information back. All right, what's up next, Mr. Matthew?

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Matthew Lewis - Your Go To Lender: Yeah, you know, I wanted to touch a bit on the government shutdown. I want to say it's roughly day 14 of a government shutdown, and it's like, how does this impact lenders, right? That's an important one. So, you know, we're still closing loans.

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Matthew Lewis - Your Go To Lender: So far, personally haven't experienced the delays, but there can be delays in an employment verification for a government employee, or

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Matthew Lewis - Your Go To Lender: Perhaps those pay stubs are going to be a little bit dated. Now, IRS transcripts, social security verifications, those things.

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Matthew Lewis - Your Go To Lender: can be delayed. FHA is open, they have limited staff, so we're gonna… there's a lot that's automated in their systems, but where you're gonna really see delays is in anything that is, like, a manual touch.

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Matthew Lewis - Your Go To Lender: Like, new condo approvals and some of the corrections, like, a lot of those are not getting done right now. Va, they're active, but again, they have limited staff, response times are going to be slower, so…

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Matthew Lewis - Your Go To Lender: the message, you know, hey.

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Matthew Lewis - Your Go To Lender: just be aware that when you're in escrow, there is possibility of a delay, especially if you have a client that may be a government employee. Some of these things could be delayed, so we haven't experienced it yet, but just be aware that that is a possibility.

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Ryan J. Orr: Well, hopefully these elected politicians get their heads out of their tails and get back to work, instead of just messing around with all the taxpayers and the American people's monies here. Because, you know, we have to work every day. They should figure it out and get back to work themselves, in my opinion.

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Matthew Lewis - Your Go To Lender: I'm with you. I think they still get paid, too, if I'm right. I don't know 100%, but I think they're still getting paid while all this is going on, so yeah, I agree, like, let's figure out a solution and get it done.

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Ryan J. Orr: Yeah, for sure. For sure. What else do we got going on here?

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Ryan J. Orr: Matt, are there any other alternative products that are out there that you're seeing, that are working and are not working, back and forth, within our industry, and how are they supporting,

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Ryan J. Orr: The, the, the process here.

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Matthew Lewis - Your Go To Lender: Hey, Ryan, I'm really, I'm glad that you mentioned that, and I want to say, over the last 45 days, give or take.

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Matthew Lewis - Your Go To Lender: I've closed 2 purchase transactions in which

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Matthew Lewis - Your Go To Lender: the buyer actually didn't sell their old home, or they hadn't done it yet. So, one of them

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Matthew Lewis - Your Go To Lender: was done with a bridge loan, and we're seeing more and more of these bridge loans getting used right now, and you know what? Like, I want to say that before, when you thought of a bridge loan, you thought, like, oh man, it's going to be, like, just, it's going to be hard, or it's going to be ultra expensive, but there's more and more players in the market, it's getting a lot more streamlined and automated, and.

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Ryan J. Orr: Are you able to hit the button that says Play Show so that we can see it full screen somehow?

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Ryan J. Orr: I mean, I am getting… I'm not as young as Annette is, so it's a little bit harder for me, and I gotta squint, and it makes me look older than I feel.

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Matthew Lewis - Your Go To Lender: if I can make that a little bit larger. Is that better?

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Ryan J. Orr: That's better.

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Matthew Lewis - Your Go To Lender: Thank you, Ryan. Perfect. So… so the process is relatively straightforward. I mean, normal pre-qualification, right? I'm working with this… this kind of bridge lender to get the documents and things over, but it's a pretty simple 24 to 48 pre-qualification.

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Matthew Lewis - Your Go To Lender: Once… once that's done, and we have a buyer out shopping, like, they're gonna get a pre-approval letter from the bridge lender, and it's gonna stay in the letter, hey, there's no appraisal contingency, no loan contingency, obviously there's a carve-out if they lose a job or something like that, but, like, big picture, it's super clean, should give the listing agent, like, a lot of confidence when it comes to accepting that offer.

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Matthew Lewis - Your Go To Lender: Getting to escrow, ours was roughly a 20, 21-day close to get that closed, but it was pretty straightforward. Clients were able to move into the new home that they bought while they were in the process

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Matthew Lewis - Your Go To Lender: of listing their departing residence and getting that ready. So, they're in the new home, their departing residence is listed, right? And so, once that house sells.

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Matthew Lewis - Your Go To Lender: They're gonna take the proceeds from that sale, and they can use all of it, or a portion of it, so that they can get the permanent financing on the new property.

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Matthew Lewis - Your Go To Lender: They have, like, 6 to 12 months to close. No one wants to obviously have a property listed that long, so they do have a pretty reasonable time frame to kind of close on the departing residence.

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Matthew Lewis - Your Go To Lender: And there are several different variations on this, Ryan. There's also a cash offer option, which is like a 7-10 day close. It's, as you can imagine, that's a little bit more expensive.

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Ryan J. Orr: Right?

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Matthew Lewis - Your Go To Lender: My point being, Ryan, there are solutions out there

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Matthew Lewis - Your Go To Lender: don't, like, you know, if you have that buyer that wants to buy, but they haven't had their property prepped or ready to go, I mean, talk to an expert, talk to someone who's versed in these solutions, and at least

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Matthew Lewis - Your Go To Lender: be able to present your client with options, because you never know. I'm seeing this happen more and more, and ultimately, Ryan, we want to see more people win.

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Ryan J. Orr: Now, I gotta ask a couple questions. So, on this one, does this mean that they're… obviously this, I'm assuming, which would be a pretty good assumption, I feel like, now they obviously are making two house payments, right? They're making the old house payment, they're making the new house payment?

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Matthew Lewis - Your Go To Lender: So, the old house painted.

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Matthew Lewis - Your Go To Lender: that interest is accruing. They're not actually making the payment. That interest is accruing, because it's interest only, so once they go to… once they sell that… once they sell the home, they're basically just going to, basically pay that off. So they're not actually having to make the second payment.

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Ryan J. Orr: Okay. So it's just coming out of their equity then, so…

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Matthew Lewis - Your Go To Lender: That's exactly right, it's coming out of the… I'm sure they can make it if they wanted to, but I haven't found many people that would actually want to.

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Ryan J. Orr: Right. I mean, it was interesting, because obviously this is another option. One of the houses that I'm looking at as a potential fix and flip, the people are wanting to move to Texas, and

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Ryan J. Orr: you know, for them, their scenario, they were looking to do a reverse for purchase as well, which was another option. So, they were going to take their equity from here, they were going to do a reverse for purchase, they wouldn't have a payment over there. So, it's interesting how people are getting creative with their financing opportunities that are out there, based upon whatever their need is, and how hot the market is. So, in that, especially in that area.

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Ryan J. Orr: So…

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Matthew Lewis - Your Go To Lender: You're absolutely right, Ryan. And reverse for purchase, not a lot of people know about it, but it can be a great option for those people that are, I'm gonna say, 55 and older. Most people think 62, but there are some proprietary products that go down to 55 and older.

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Matthew Lewis - Your Go To Lender: To be able to buy, even when they may not have, like, the actual income to qualify for a traditional loan.

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Ryan J. Orr: It's just wild. Wild.

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Matthew Lewis - Your Go To Lender: Absolutely.

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Ryan J. Orr: So, I think on this one that, we were talking, there was a couple different things that needed to be met in order for it to make sense. The person that we were talking to on this deal,

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Ryan J. Orr: they, they were going to move out there, but they didn't have jobs out there yet, and they needed to get the qualifications in there, because they didn't have the jobs, they needed to show they had the wherewithal to pay the impounds, for the taxes and the insurance, because obviously that's not included in the piece, and so they were able to get approved, so all of that stuff was good. So now, technically, from the

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Ryan J. Orr: Purchase side for them, they're good to go, but there was one other step, and obviously they want to be good citizens.

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Ryan J. Orr: So, they wanted to make sure that at least one of them had a job lined up before they pulled the trigger to move forward. So again, there is different options that are out there in today's marketplace. Just gotta be able to reach out to the right people and make sure that you're advising to all options that are there. So I would say never assume. My dad always told me that that would be a bad thing, because, well, it's a bad word, but spell out the word assume and you figure it out if you did

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Ryan J. Orr: minority, on that one, as to what…

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Matthew Lewis - Your Go To Lender: My geometry teacher uses the same thing all the time, I hear you, I got you.

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Ryan J. Orr: Something about you and me, I don't know, but you figure out the first part, so it makes a… whatever. So, here we are. It is almost… we're knocking down the 10 o'clock hour here, as we try and do our best to make sure that we are providing as much value in the time that we have. If there is a speaker or someone that you would like to hear on this stuff, please let us know. We'd love to be able to bring them in. We'd love to answer more and more of your questions.

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Ryan J. Orr: We do believe that there is a difference in who you choose and who you use, and we are absolutely diving into the nitty-gritty to help better serve our end clients at the end of the day. So, last but not least, I'll leave you with this AI tidbit. I was on a call yesterday with Mr. Tom Ferry. I mentioned you may have heard this already, so ignore me, Mr. Matthew. You know, before, it was always, have you Googled yourself?

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Ryan J. Orr: And,

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Ryan J. Orr: It's not just Googling yourself anymore, it's have you chat GPT'd or Gemini'd yourself lately? So, if you're looking at using AI, or maybe you're just confused by it, which I totally understand, have you done it at this point where you've asked, you know, about your specific profession, and what you do, and who is the best in that area for your arena?

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Ryan J. Orr: And if you haven't, you should. And if you don't show up, did you know that you can ask the teacher for the answers to the question?

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Ryan J. Orr: You can ask the teachers the answers to the question. So, ChatGPT, if you literally ask ChatGPT about what you do, about your name, and ask it, how do I come up top or best in search on generative AI, it will give you a formula as to how to do it. And it'll tell you. All you have to do at this point is copy and paste into the appropriate places. So, if you'd like to sit down, either in person or via Zoom, kind of

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Ryan J. Orr: break down some of these options and or some of these platforms. There's little cheats that are in there. And again, it's not hard. All you have to do is

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Ryan J. Orr: Ask questions, and it will give you the secret sauce. It'll give you the recipe, and over time, if you just follow with what it does, you will continue to search, or pull up higher, if not first, in search. And so, and again, how much does this cost, Matthew?

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Matthew Lewis - Your Go To Lender: I want to say it looks like Zero.

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Ryan J. Orr: Zero.

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Ryan J. Orr: The only thing it costs is your time, you just gotta jump on there and ask

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Ryan J. Orr: The generative AI, the questions. How do I become number one in search for title insurance in Rancho Cucamonga, or Upland, or wherever that is, or real estate? Who are… ask it, who is the number one real estate agent in Rancho Cucamonga, or who are the top five? Ask it the questions.

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Ryan J. Orr: And then ask, hey, look, If I wanted to be top.

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Ryan J. Orr: 5 in Rancho Cucamonga, what would I need to do? What is the formula? And it will continue to spell it out. So, I can tell you that I am absolutely diving in and asking these questions. I continued on that journey again this morning, and went back through, looked at the bio on my website, and asked ChatGPT to rewrite the bio, for, search on generative AI,

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Ryan J. Orr: And including the top things that I need to include in my bio in order to show up best on search engines as people search the most commonly requested terms as it relates to title insurance.

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Ryan J. Orr: So, you can do that for you and what you do, and it's going to continue to help you in searching. You'll also see where it references. What websites does it

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Ryan J. Orr: think is a big deal. And so, if you don't have a profile set up on these sources, you should, because this is where it's finding, this is where it's pulling, this is where it's ranking things highest. And these profiles, guys, again, they're free. So, I'd love to sit down and share. I know we're over the 10 o'clock hour at this point, but we have got to continue to press ourselves to be better, and hopefully through doing that, we can

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Ryan J. Orr: continue to be better, we can serve more people, hopefully provide more for our families or achieve the goals that we so desire, and that's what I got for today.

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Ryan J. Orr: Ms. Annette, any, parting wisdom for today?

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Ryan J. Orr: No, no, no fancy quotes. You typically have at least one or two of them there.

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Ryan J. Orr: Alright, I'll give her a second. Mr. Matthew, maybe she's just, like, thinking, but maybe she'll just be like, I'm good.

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Ryan J. Orr: So…

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Matthew Lewis - Your Go To Lender: Hey, Ryan, I love that. Thanks for adding value. I'm booking me some time with Ryan Orr, because, like, if you're not serious about, like, getting in front of AI and what's happening.

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Matthew Lewis - Your Go To Lender: you're gonna fall beyond the wayside over time. So, I would encourage people to book their time, or at least start investigating to figure this stuff out. Ultimately, the goal is, we want to help… we want to help everyone win. So, reach out to Ryan, reach out to me, reach out to Annette, let's help each other win, and let's have an amazing rest of the week.

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Ryan J. Orr: All right, guys, God bless you, and maybe we'll see you on Friday at the West End Real Estate Professionals, and or even next week, or even tonight, at the Alignable Mixed.