S-6 E-13 Important Documents... Or Are They

In this episode we talk about were the safe in the house, what items to keep.  What items might now be lost.  How to find them and were to store them.  This should help you think of items you need to take with you or keep safe for your children.  

Transcript

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Ashton 0:05

I had to put all of my important documents into place right now. I would probably put them all in folders that have some sort of plastic covering around them, like either in a giant Ziploc bag or something. So they'd be protected from like water damage and stuff. And then I would put them in a tote or a box and put it in a closet somewhere

Dad 0:30

where I knew where it was. So kind of incognito somewhere inside of something. Right. And that would probably protect you. Like. Let's say 90% of the time, even, but that would be your risk on that would be a fire. So you're, it's a good idea. The safe that's in the tree. Yeah. Yeah, yeah. Yeah. That's inside the back of an old trunk in a car, buried. Yeah, yeah, yeah. In the backyard. In the backyard, underneath the old dog.

Ashton 0:56

Gideon hides all his stuff in his fake abs.

Dad 0:59

You know it. Fake abs. Is that what those are painted on? Okay, financial records. Alright, so are we recording? Mhmm. Alright, pop quiz for you. What paperwork is important to keep?

Ashton 3:48

Birth certificate. Ooh.

Gid 3:51

That's a good one. To keep as in like, to

Dad 3:54

not lose? Yep, to make sure you know where it's at. Elementary school grades.

Ashton 3:59

Nope.

Gid 4:00

Ooh. Dang it. That's a good guess though.

Ashton 4:03

Paying statements.

Dad 4:05

I'd assume that would be pretty important. How far back do you think that matters?

Ashton 4:13

Do you still need it now even though you can get like all of that information online just big statements

Dad 4:18

not outdated I don't know that a bank statement would be that's why I'm asking how long do you think it matters? That's fair. You know, that was your

Ashton 4:24

answer. What do you got?

Gid 4:26

Probably within like six

Dad 4:27

months. Yeah Seems

Ashton 4:30

reasonable. There's valid. I don't think I have any big statements Social

Dad 4:35

Security and bank statement, that's it well, we didn't

Ashton 4:38

say social security, but we got social security. I lost mine. You said birth certificate. Yeah, well, I guess it's technically, well, they're not the same. Totally different. Passport. Oh, passport's a good one. I do have that. How

Gid 4:52

about your license and

Ashton 4:57

registration?

Dad 4:58

I was gonna say registration. Do you think those are the same or are they different? Nope,

Gid 5:01

but when a cop asks, he asks for both of them.

Ashton 5:04

That's a good

Dad 5:05

point. Good point. What else do they normally ask for? Okay,

Ashton 5:10

like an insurance card.

Dad 5:13

So here's my question thoughts and thoughts for you. So why is a social security card important?

Ashton 5:19

As far as I know, it gives you a unique number. Makes you you to the US government. Yeah, sometimes you

Gid 5:27

need your social security number.

Ashton 5:29

Everyone that hires you wants proof that you are a legal citizen of the United States and So the Social Security card is a very surefire way to provide some of

Dad 5:43

that evidence. Yep Yep, so that's a good point. So why is it required by the employer? Do you think?

Ashton 5:51

Well, probably has a lot to

Dad 5:55

do with their, I was gonna

Ashton 5:59

say their responsibility as an employer with stuff like

Dad 6:01

taxes. I couldn't understand what Gideon said. He said taxes.

Ashton 6:06

I did say taxes, yeah. Very exciting.

Dad 6:08

Gotcha. So a social security card is pretty critical to keep track of because Gideon, you got it right. Cause that's how they figure out how they're going to tax you and where to apply the taxes. But what else is there? And really what's the purpose of social security? Yeah, beyond

Ashton 6:24

the government knowing who you are, I don't really know. So they

Gid 6:28

can keep tabs on you. They know that you exist.

Ashton 6:32

It's

Dad 6:32

a microchip I was just bouncing off what Ashton said. Which was what, sorry? Some microchip. No, they don't, they don't microchip you yet. They don't track us like that. Yet. Well, I don't know if they will or they won't, you know, candidly. Elon Musk

Ashton 6:46

wants to with that Neuralink stuff that he's doing. Have you guys seen

Dad 6:49

that? No, but I, I, I think that we've made some grave mistakes in our country for... Our freedom of speech and our freedom of control as it pertains to social security cards and social security because it never was meant to be a one system tracks all and that's what it's become. But it was really originally set out for those people to make sure that the federal government didn't feel like we did a great job at preparing for our own retirement. So it was a way for them to manage retirement to make sure that everybody could. Eventually stop working and enjoy retirement was the way it was sold to the American public But it was also another way to get workers out of the workforce. So there's retire retirement benefits from it Disability benefits. So if you get just disabled They're supposed to be able to help you out on that Okay, it's also something that Sterling and Marshall were able to use was a survivor benefits from it When Heidi passed away, they were able to, they got paid out a monthly social security check. So that's kind of what it's used for, but, but you're not wrong, Ashton. They've really used it as a way to track most of our movements through our jobs, so social security card is pretty critical to have. Do you know how to replace it? Yeah, I

Ashton 8:13

just got to submit some paperwork. I know that because I have to do that. Gotcha. Mine has gone incognito.

Dad 8:20

Yeah, it's pretty critical to keep track of for that reason. The reason why this came up is one of our Reddit listeners posted out there that they had lost a lot of their important paperwork. So I thought it'd be important to go through so we understood what the important paperwork. So I thought you guys hit it. Well on social security cards. Is there an advantage of getting one sooner than later if you don't have one currently? Well, I

Ashton 10:41

recently Needed so when when I first thought of social security cards at the beginning of the episode was Employers and I recently got a new job where I needed to go in for a background check and fingerprinting and when you do that sort of stuff they ask for either a single type a document or Multiple type B slash C documents. Very well said. And a type A document is something like a passport where there's like all the information they could ever need. Or a type B document is a driver's license, a social security card, a birth certificate, all

Dad 11:21

that sort of stuff. Awesome. Thank you, Ashton. That was very well stated. And a lot of times you'll go to an employer and go, well, what do you want? They're like, well, I can't tell you what to bring in. But here's the list of. Approved items, right?

Ashton 11:36

And most people normally bring in. Yeah, exactly.

Dad 11:40

Yeah. Because of the legalities of the federal government. So they say most people get in, do you know where your social security card is? Where? Yeah. I'm

Gid 11:48

pretty sure it's in the safe

Dad 11:49

in the basement. Oh, good. Now everybody knows where we keep our valuables. Oh my gosh. It's actually in

Ashton 11:55

the attic. I'll throw them off the trail for you. Oh, thank you. I got, yeah, I got

Dad 11:58

you covered. No, I'm just kidding. You're right. More than likely it's downstairs. Secured. So that's an important one. Not too hard to replace actually like you said. Did you start talking to them yet? Nope. So I don't, I believe you set an appointment. It's as easy as getting online. Setting an appointment, going in. And for you, you have a birth certificate and a passport still. Yep. You know where both those are. So you should be able to get it to replace pretty easy. Birth certificates, when are they valid for anything? For your birth, for sure. To make sure that you're birthed?

Ashton 12:34

Yeah, it gives you a name, I think. I think that's technically where names come from. They just like, roll the dice and throw a name on there for ya. Yeah. That's, I mean. I assume so. In the stork workshop. Where all the storks

Dad 12:48

deliver the babies from. Maybe, maybe, probably not. Because, as a matter of fact, Sabrina was born at home. Not intentionally. That's a story for a different day. Sabrina was an Uber delivery, maybe. Sorry. No, I wish. Uber was cheaper, probably. Maybe. But, no, it actually was an ambulance ride, and it was two of them, Michelle and Sabrina. So, and the insurance won't pay for two people in an ambulance, apparently. So. Shocker. So, I had to pay for one out of pocket because the ambulance didn't see it that way. They felt like it was two individual people. Kind of odd. But anyways, it was pretty dumb. But so, birth certificate, contrary to Ashton and Gideon's belief, it does not come from the stork. It actually comes from, where do you think? State? County? Country? Birth certificate? Yeah.

Ashton 13:40

I think it's county. I think it's

Dad 13:41

state. It is county, and that's why when you look at stuff, they say, what's your city of birth? Yep. Right. And so then they want to look at the city and then they can figure out what county. So for example, Sabrina was born in LA County. So Sabrina needs to go replace her birth certificate. Where do you think she needs to go? LA. Correct. Gone for her. That would suck. So, so security, you can go on and go anywhere cause it's a nationwide thing, but a birth certificate is actually quite hard to go get again. It's probably one of the harder documents to go get. I mean, it makes sense. Now, there are mail in options and stuff if you already have one, you can send an existing copy. For Gene, we needed an extra physical copy for his church mission. And it was easy enough just to send over a certified copy directly from, I don't, yeah. I was trying to think of Utah County. I was like, wait, Utah, we're in Utah. Utah County happens to be... In Utah. In Utah,

Ashton 14:42

ironically enough. It's a weird thing, yeah. Don't know how they landed that

Dad 14:45

one. Adoption papers. Pretty cool, pretty critical to keep track of. And normally we think of that, these three items specifically being held with parents, but as you get older, then you start collecting your own items. Adoption papers, marriage certificates and passports. These are what we normally associate with legal documents that are actually identifying you and who you are. If somebody calls you and asks you for your social security number, they say, Hey, this is the IRS, give me your social security number, I'll send cops over to get you. What do you normally do on that? Not. I give them the whole

Ashton 15:24

number. What? But I change one of them. Oh, that's

Gid 15:28

probably still not a good idea.

Dad 15:30

Gideon, I'd agree with you. It seems like totally a stupid idea to do that action. I'm sorry. But you're a full grown adult. You do what you want to do. I don't know which one I

Ashton 15:38

changed. You'll have to, you'll have to figure it out. Make it a little game. Do you want

Dad 15:45

to play a game? Yeah, but they only have nine, they only have nine versus nine, nine choices they have to go through versus what? I guess the whole string of them, right? I don't, I don't tell them that I

Ashton 15:57

changed a number. Did I make their

Dad 15:58

life difficult? Oh, good. Okay, and then passport. Did we already cover passports? And then marriage certificates, right? Those, those are the legal identification documents that you need to keep track of. Because you're absolutely right. The federal government for social security number birth certificates is something that when you go to apply for a loan, for a home, ownership, etc. Now what happens if you lose like a marriage certificate? You guys aren't married. Also, the county that you got married in. And then passports. What do you do with a lost passport? Well, I'd imagine

Ashton 16:35

the process of that is actually fairly similar to getting a passport itself. Which would end up being going into a government building, probably stating that you lost it, and giving some sort of very, I

Dad 16:50

don't know, evidence. Correct. Very evidence. The other one on here I think was interesting that wasn't listed was your driver's license, right, or a state ID. Because really a state ID actually is some of that evidence a lot of times, right? You go into, to go get a new passport, they're gonna say, okay, do you have your driver's license? Well, if you haven't driven. If you're under age or you don't have a driver's license, you can get a state ID card. I know your mom did that when she was younger. She had a state of California ID card because she didn't have a driver's license. Not everybody drives. So that's good to have her driver's license. Side note

Ashton 17:25

here that I just thought of. Most people, so if you're a young kid, Gideon, listen up. Most adults memorize their social security card number. So it gets you out of a pinch if you've lost it or can't locate it. If you need some digits from that number, sometimes that's all people ask for. You can use those, but I, the other reason I was thinking of this is I have a friend who actually has memorized his driver's license number and I thought, and bank account number and another number that was like pretty crazy. So memorizing those numbers can be very helpful. I do not have my driver's license number

Dad 18:05

memorized. You know, I have my driver's license now for probably, what is it? Almost 40, not quite 40 years, whatever that be 36, 34 years. And I've never once memorized it. I don't think there's any validity in memorizing it for, for, for the times I use it. So limited. I think when we used to write checks, it might've made sense. You know, they used to use that, I don't worry about it. One idea that I do like, you know, that's similar to that is to make a copy of it. So let's say you make a copy of your driver's license. I've made copies of our passports. I had a good friend one time who was traveling overseas. They were in Hong Kong, and, and they left the, their purse in the back of a taxi cabin as a taxi cab went, drove away the realization to hit them that they left their their purse and then went, oh, my passport's in my purse. And it's going down the road. And so she scheduled a meeting with the U S consulate there in Hong Kong. And the first question they had is said, well, can somebody fax us a copy of your passport now? Cause they, she couldn't go through the airport with that. She couldn't get on an airplane with that, but at least they would have a copy to say, okay, this is really you. And then accompanied with your driver's license. And maybe a social security card or social security number they can identify it's you and send you on your way Yeah, well,

Ashton 19:37

it's interesting too because part of the reason why I lost my social security id card was because I took it to go apply for a job and then it never got put back in its safe space But employers actually, none of them that I've tried to work for or with have allowed me to bring a copy of my social security ID. They've required

Dad 20:00

the legitimate card. Sure. And that's going to be the case, but if you had that copy and you went to the social security office with that copy and your birth certificate, it would expedite the process, right? Because you've got a copy. You know, it wouldn't be the physical copy, just like I was saying about the birth certificate. They needed a certified copy. You know, with the little stamp of this Utah County on it, but it's a, it's enough to get you out of a pinch, right? And that's what you're talking about with your friend in the pinch, right? So yeah, all those will help you get either jobs or track your documents. Some thoughts, any ideas on how to keep those safe just real quick before we move on? Keep documents safe?

Ashton 20:46

Correct. Well, I mean, Gideon gave away. I think my answer.

Dad 20:52

Okay, but let's say that mom and dad, let's say that we move and you don't have access to a safe. What are some other ideas to help the listener?

Ashton 21:01

If, if, if I had to put all of my important documents into place right now. I would probably put them all in folders that have some sort of plastic covering around them, like either in a giant Ziploc bag or something. So they'd be protected from like water damage and stuff. And then I would put them in a tote or a box and put it in a closet somewhere

Dad 21:28

where I knew where it was. So kind of incognito somewhere inside of something. Right. And that would probably protect you. Like. Let's say 90% of the time, even, but that would be your risk on that would be a fire. So you're, it's a good idea. It's better than what some people, you know, that I've seen done. There's also a lock box, right? You guys have little safes when you guys were little kids. They're not really quasi safe, but somebody could break into them. But when your mom and I were first married, we bought a safe from Walmart that was only not much bigger, actually smaller than a tote. But we bolted it to a floor, you know, when one of our first homes, it was, I don't know, maybe a 50 box, you know, invested in one of those that you typed in a little combo and you could put your paperwork in there. And then we just screwed it with some lag bolts down to the floor so that somebody couldn't pick it up and walk off with it. Makes sense. Because even if you buy a fireproof safe, which, I have in a different location in the house that's smaller it's still, it's still bolted so that it can't just get up and walk out. Right? So somebody can't be like, Oh, here's somebody safe. There's probably something valuable. Let me walk out the door with it. Now could somebody get in the safe downstairs or get, yeah, sure. But this is just protecting it from most situations. So I like that. Even Ashton, I thought your idea was great. There's one that I think we're overlooking that we've never used, but probably a good idea if you travel a lot or if you're, you're not super transit, but you, you're moving quite a bit is a safety deposit box. Thank you. A safety deposit box at a bank, you know, somewhere you hear about them, but you never have actually probably used them, but it's a good way to store some of those documents or even jewelry or something that you might have that you want to protect.

Ashton 23:21

I was going to say, you always see those in the movies, they're the, whenever there's the heist happening, you've got the safety deposit box that, can I get the key?

Dad 23:28

Oh yeah, here you go. Right. And then they steal the stuff. And that's probably a good place, Ashton, to go back to what you originally said, which was your, your elementary report card. If you want to keep that someplace, that's probably good too. Those are important to me. Would be a safety deposit box.

Ashton 23:44

I'm taped on my ceiling right now, look at them. I regret third grade, but other than that, we're good.

Dad 23:48

Well, you know, it was kind of a rough year for you. We all have it. Puberty happened young.

Ashton 23:56

Yeah. Yeah,

Dad 23:56

third grade was really tough. And you started growing that beard and everything. People thought it was kind of odd, but you know, whatever. You know, I had,

Ashton 24:02

I had my support system in place, so it was

Dad 24:04

okay. But at least the second time you did third grade, it was fine. It was just the first one was kind of rough on you. Yeah. By the

Ashton 24:10

third time around, I was, I was comfortable in my own shoes. Let's not

Dad 24:13

lie to people. T's enough. All right. Tax documents tax returns important to keep?

Ashton 24:21

Nah. Oh, wait.

Dad 24:24

Yes. Why were they important for you in the last couple of years as a young adult?

Ashton 24:27

Well, they haven't been important for me yet. Those were important for Sabrina. Oh, they weren't important for you? No, because I haven't had to defend myself against the IRS

Dad 24:36

yet. Well, okay. That's a good one yet. Knock on wood. She had to defend herself from the IRS. But the other thing was what about filing for Financial aid. Oh, yeah.

Ashton 24:46

No, I actually did. I forgot about that. Yeah, I've filed for any of you college individuals have probably heard this before but it's FAFSA, federal application for student aid. I use that to show the government that I was broke So they gave me a lot of money to help me finish college

Dad 25:02

Let's not, let's not exaggerate. They give you a little bit of money to, to finish college and then encourage you to take out a large student loan, which I respectfully declined. That's another tangent for a different day. So tax return's pretty critical to keep. How long do you think you keep those? So, yeah, go ahead. You getting, you

Ashton 25:19

go. I know the answer. Oh.

Gid 25:23

What starts with this

Ashton 25:25

way to read the room

Gid 25:27

seven.

Ashton 25:31

Yo,

Dad 25:33

months of tax return. So not in quite a full year. You're right. You're right with your second guest. Seven, seven months, seven years, seven years of taxes. W twos are good even though you can find them online. You know, you never know when an employer is going to change their logins or their password or switch companies. So keeping your W twos in any 10 99 forms that you might've got from an employer. You know, we don't keep those as secure as we do the other documents. Well, because if they do get lost, I would just have to turn to my account and say, okay, I need to go back and regenerate these. These are in a cardboard box. More like your idea. You had Ashton with your important papers. So I,

Ashton 26:15

okay, sorry. I have to backtrack us just a little bit because I was going to say six and then you said seven. And so I was like, Oh wait, I have to check. IRS actually only says three years. It must've changed because the IRS, it says here that the can I, they can only cause you keep your tax returns to defend yourself in case of an audit generally or for applications for stuff. But it says here that the IRS. Can only go back three years. However, you should keep records up to seven years if you file a claim for a loss From worthless securities or

Dad 26:50

bad debt deduction. Okay, so it's more for us then. Yeah, okay Yeah, so yeah, so there was the seven years, but I'm glad that it's three for you going after them, right? So a guy like you who's IRS is pretty comfortable with three And a guy like me, now there's a risk of holding it longer than seven, they say, is if they find some issues at seven, they could go back deeper. So throw away paperwork after seven years. Don't keep it. Don't risk it. It's kind of the old advice. Thank you, Ashton, for checking on that. Yeah, anytime. Okay. So that'd be more tax documents. What about property records? Yeah, no, I got nothing on this one. Property records. What's property records? Any thoughts on that? What'd be property that you'd have records for? Well,

Ashton 27:40

the property record that I have is a title to my

Dad 27:43

car. Perfect.

Ashton 27:45

But then you could also have the deed to a

Dad 27:47

house

Ashton 27:49

or any sort of bill of sell to a large

Dad 27:54

property asset. Love it. I love it. All those. And then the only one I'd add to that is probably insurance policy, like homeowners, automobiles. Oh, that's considered a property. Well, because it's, it's, it's property record, right? So you're trying to, trying to protect that property. So if somebody, if an accident were to happen, it would be nice to have those in case you get sued or you have to fight it. Now those, once again, how often do you change your insurance? Probably every six months you get a new statement or new, you know, kind of reset it up. You can throw it with the other ones right away. There's no validity unless if you're in a lawsuit or fighting something. You just have to keep your up to date stuff. Correct, but how long should you keep that vehicle title? As long as you have the vehicle. Yep, how long do you think the registration? The year that it's registered for. Yeah, then you can, then you can dispose of it, get rid of it. I'd recommend shredding any of these kind of paperwork, right? Just because I think there's enough information on it. Ooh,

Ashton 28:52

another one is old checks. Probably should shred

Dad 28:55

those. Yeah, that's, that would be down in the financial records. So we'll jump down to that in a second. But you're totally right, Ashton. Because there's so much information on it. And, and we'll get down to that one in a second. Okay, so property records. What about bill of sales? Probably worth keeping until you've got a title for a car, right? If I was the one selling it, how long should I keep it? Well, you don't, you know, I mean... The only advantage of keeping one is if I sold it to somebody, let's say that I sold something off KSL and I wanted to keep a bill of sale, the advantage might be that when they come back to me, I could be like, no, I sold it to you as is, where is. Hmm. So I'd only keep it as long as I thought that I wanted to protect myself from that. Yeah, air quotes lawsuit, right? Or, or complaint against me. If I sold a 500, I don't know, car, I'd be like, Oh, cool. I'm done with it. Throw it away. When I sold this excursion for almost 10 grand, I kept it for about six months because I just thought, you know, if they do come back, they're upset. But after about six months, I'd be like, if they took me to small claims court, I'd be like, Guys, you guys had the car for six months. Yeah, no, I

Ashton 30:09

haven't, yeah, I haven't seen it in six

Dad 30:10

months. I don't know what you're talking about. Who knows what you've done. Correct. Well, I had a guy drive off with a motorcycle who signed a bill of sale as is, where is, you know, kind of the whole statement. He called me up ten, fifteen days later and said, Hey, this motorcycle blew up. You sold me a bad motorcycle. I'm like, Bro, I don't think so. He goes, Well, I was going 60 in second gear. I'm like, There's your problem. Yeah, you popped the top end. It's not my fault. Go, you know, as is, where is, as is, where is, yeah. And, and I told him the story. I said, look, I bought this dune buggy. It was the same time I sold. That's what I sold to buy the little kit car. And I said, look, it's already broke down twice. Did I go back to the guy and say, Hey, this is a problem, you know? So. You should text him now just see what he

Ashton 30:52

says. Yeah. Okay. It's not running as good as it used to do. Yeah He sold me a bad

Dad 30:57

car. See what he says Yeah, I don't have him anymore But I did reach out to the guy about the the cabin from a couple times after I bought it and he was really nice To help me, but it was never like hey this broke you you broke it. It's more Hey, how did this work or how and how does this power work? So off subject a little bit. Sorry Okay, any estate planning documents if you have a will a trust life insurance burial instructions Does that pertain to you and the listener? Probably not. But when you get them, it's good to keep them. We keep them all locked up to get his point in the safe.

Ashton 31:29

That's in the backyard, buried

Dad 31:31

deep. I was waiting for Gideon to go somewhere else with it. In the dryer, underneath. Underneath there is a good spot

Ashton 31:42

actually. No, it's small. No one would look there. In the dryer.

Dad 31:47

Okay. Random. Staying on the safe subject. When you leave, now we're probably not always theft proof, but who here has a spare key for some of their cars? All their cars? Okay. So, I'm the only one that raised my hand, but if you have spare keys, you take one car with you on your trip and you leave the other ones home, where do you think you leave the keys at? I'm taking my keys with me. Cause, right, but most people would just leave them in their counter where they normally hang them up or put them, right? Not this guy. I throw them all down in the safe. And mom thinks I'm nuts. You start, they're gonna

Gid 32:27

say I threw them all down the sink. I was like, you what?

Dad 32:31

That way Robert can't find it. Don't do that.

Ashton 32:33

I'm gonna put it underneath the garbage disposal. It's a good

Dad 32:36

idea. So when

Ashton 32:37

you start the garbage

Gid 32:38

disposal they're just

Ashton 32:38

gone? Well no, because I'll have to find my keys before then.

Dad 32:42

To unlock the garbage disposal.

Ashton 32:45

Yeah, right. That's a, I like what we're thinking of here. So anytime

Dad 32:50

that, yeah, we could do a whole theft episode maybe, but. But the reality is, is don't keep something out where anybody could find it. That's why I kind of liked your idea with the tote, random tote that's not labeled so that somebody, if they did break into your house, they don't go, Oh, they don't see a big thing that says passport on them. And a lot of people do that just because it's convenient. And then some of us don't because we think what would be convenient. Maybe I think too much like a crook.

Ashton 33:17

I've seen a lot of people do fake books. Yeah, more like a book and they cut out the middle of it and stuff

Dad 33:23

in it. I don't have one of those. I'm sure. Pretty interesting. Yeah, I'm sure you don't have one of those. Tell me more. It's definitely not a dictionary. I don't have fake cans either. I mean, with keys in them. No. Well, I wasn't

Ashton 33:34

going to mention

Dad 33:35

the can, but all those are good ideas. But yeah. That's fine. All of them are good ideas. Unless if the can's out of place, like if it's a mechanic can, a spray can, and it's up next to the safe sitting on top of it, it's probably... The safe that's in the tree. Yeah. Yeah, yeah. Yeah. That's inside the back of an old trunk in a car, buried. Yeah, yeah, yeah. In the backyard. In the backyard, underneath the old dog.

Ashton 33:57

Gideon hides all his stuff in his fake abs.

Dad 34:00

You know it. Fake abs. Is that what those are painted on? Okay, financial records. Ashton, you mentioned pay stubs. How long do you think you need to keep those?

Ashton 34:10

Until I have the money moved into an account, they can't take it from

Dad 34:14

or, or maybe just, maybe just for the next week till you get your next one and you can validate that it's accurate. Yeah. You know, so if you're working, especially like hourly jobs or something like that, until you're paid in full, I'd keep those. It might make sense to keep some canceled checks. I don't know how many of you guys write checks, but if there's something that you bought on a check and you want to get rid of medical bills we keep track like when. When it takes multiple payments, we'll keep receipts of medical bills and paying them down anything like that, you know anything that's got a statement like an investment anything that's got legal ramifications Would be on the financial records. For example, I have some employee contracts. How long do I keep them? Well until i'm not an employee anymore or until i've been paid out And we're actually fair lease agreements lease agreements a very important thing to keep right because a lot of times Well, even when you bought your car, you know, they give you this whole stack of paperwork and you're like, what do I keep? What do I don't keep? And what was my answer? Just keep it all. Throw it in a Ziploc, write car on it. Once you sell that car, great, send that, throw away the paperwork. Yeah. But mom laughs at me because we have records of our cars when we bought them, how much we paid for them. And then any major repair we've made on them. I used to keep track of them. I haven't done as good on my last couple of cars, but. So the reason this whole situation came up is, is a couple people in and have had issues losing some of their documents and People are wondering well, what's important to keep so I want the listener to know that the top in my opinion The top ones are to keep track of your social security card your birth certificate driver's license and a passport. If you have them, it's, it's safe to make a backup copy of them. It's good to keep them at a safety deposit box or in a hidden area in the home that you're living in. And realize if they're all gone at the same time, there are some advocates that can help you reach out and re identify who you are. So I hope that helps as you go adult.