The Rob Berger Show
Episodes
251 episodes
RBS 251: Will AI Replace Me and My YouTube Channel? (FQF)
Resources in EpisodeMorningstar:
RBS 250: Will the SpaceX IPO Crash the Stock Market? (FQF)
This week in Five Question Friday (FQF): mega IPOs, sequence of returns risk, RMDs from a bonds-only IRA, Roth conversions after 59 1/2, and VT versus VTI plus VXUS.Question 1: Will the giant IPOs coming in 2026 drain money from the mar...
RBS 249: Is Dave Ramsey Right About Beating the S&P 500?
In today's video we discuss if we should try to find investments that consistently beat the S&P 500.Resources From Video • You Can’t Win With Money Wh...
RBS 248: Is a Stock Market Crash Inevitable and How Should We Prepare? (FQF)
In today's Five Question Friday (FQF) video, we cover these questions: 1. Is the market inevitably going to crash, and how to mitigate2. When to take SS and investing the early payments3. Should we even bother tracking port...
RBS 247: 4 Golden Rules for Avoiding Financial Scams (FQF)
In today's Five Question Friday (FQF) episode, we cover these questions: 1. Four golden rules for avoiding financial scams2. Finding and canceling forgotten subscriptions3. Sharing passwords and 2FA with your spouse4. Findin...
RBS 246: I Tested ChatGPT for Finance Against My Budgeting App — Here's What I Found
In today's episode, we discuss the following:1. ChatGPT for Finances2. A free version3. Whether this is the end of budgeting appsResources From VideoChatGPT Prompt: Create a beautiful dashboard that shows me my spend...
RBS 245: How many years of "safe funds" should you hold beyond guaranteed income? (FQF)
In today's Five Question Friday (FQF) video, we cover these questions: 1. How many years of "safe funds" should you hold beyond guaranteed income?2. Reducing portfolio risk in retirement when returns aren't needed3. Budgeting ap...
RBS 244: How One Retiree Used the Bucket Strategy to Generate $241,098 in Extra Wealth
In today's video, we answer the following question: Can the bucket strategy help you generate income and grow your wealth in retirement, even as you're spending money to live on?Retirement Manifesto ArticlesFirst Article: https://ww...
RBS 243: The Floor & Enjoy Retirement Strategy (FQF)
In today's Five Question Friday (FQF) video, we cover these questions: 1. Floor & Enjoy Retirement Strategy2. Target Date Funds3. Paying Taxes on Roth Conversions4. Vanguard’s New BondBuilder ETFs5. Boldin vs. E...
RBS 242: The One-Page Financial Plan Every Spouse Needs (FQF)
In this Five Question Friday (FQF) video, we cover these questions: 1. How to teach your significant other to manage the investments? (The Spouse Financial Survival Kit) 1. Start with a One-Pager ...
RBS 241: A Look Inside My Simplified Investment Portfolio
In this episode, I'll answer the following question from a viewer:"I would like to ask if you can do a video on the current specific funds you are invested in? You did a video a while back about your 6 funds, but now you mentioned in a ...
RBS 240: Where Is the Best Place to Park cash Today? (FQF)
In today's Five Question Friday (FQF) video, we cover these questions: 1. Where is the best place to park cash today?2. Should you invest or pay off student loans?3. Are Schwab’s Target Date Retirement Funds a solid option?4...
RBS 239: The Ultimate Retirement Checklist
In this episode, we cover my Ultimate Retirement Checklist:1. Healthcare2. Start learning about Medicare3. Understand IRMMA brackets4. Track Expenses5. Calculate Your Burn Rate6. Calculate Y...
RBS 238: How Do You Protect Your Portfolio as You Near Retirement? (FQF)
In today's Five Question Friday (FQF) video, we cover these questions: 1. How do you protect your portfolio as you near retirement?2. How does asset location work if you must draw from taxable accounts?3. Should you automat...
RBS 237: What Happens to Bond Funds When the Fed Cuts Rates? (FQF)
In today's Five Question Friday (FQF) video, we cover these questions: 1. What Happens To Bond Funds When the Fed Cuts Rates?2. Where to Invest If Stocks Are a No-go3. How are Mutual Fund Sales Taxed?4. Should Annuities Repl...
RBS 236: 2025 Year-End Investment Portfolio Review
In this 2025 Year-End Investment Portfolio Review we cover the following topics:1. Asset Allocation a. Diversification / changes b. Rebalancing2. Simplification3. Beneficiaries4. Performance...
RBS 235: 10% Yield on Bonds - Good Deal or Not? (FQF)
In today's Five Question Friday (FQF) video, we look at these five topics:1. 10% yield on bonds2. Where to hold bonds3. Co-signing a mortgage4. Paying taxes on a Roth conversion5. Asset allocation of real estate investme...
RBS 234: Have We Been Lied To About Social Security’s Break-Even Age? (FQF)
In today's Five Question Friday (FQF) video, we look at these five questions:1. Have we been lied to about our Social Security break-even age?2. Is it ok to restart the 4% rule if the market goes up in early retirement?3...
RBS 233: How to Invest $15 Million
In today's Five Question Friday (FQF) video, we cover these questions:1. How to invest $15 million?2. For the 4% withdrawal rate devised by Bill Bengen, what measure of inflation did he use? Are there other measures that y...
RBS 232: 2025 Free Income Tax Calculator (FQF)
In today's Five Question Friday (FQF) video, we cover this questions:1. Can you recommend a detailed tax estimator?2. How to plan Roth conversions without a fancy retirement planner?3. Should you pay off a mortgage early or inve...
RBS 231: Live Medicare Q&A With Ari Parker, JD
Get free guidance on Medicare from Chapter, a company I've partnered with, by calling 410-220-5494. If you call Chapter, please let me know about your experience.It's Not That Complicated https://drive.google.com/file/d/1Hqs4v7wLCjhh5oh...
RBS 230: Free Medicare Resources to Help You Pick the Best Plan for You (Part 3 of 3)
In this episode, we'll walk through resources you can use to get free help with Medicare. The Resources are broken into three categories:1. Free online educational content2. Free Medicare guidance from SHIP3. Free Medicare guida...
RBS 229: 7 Things to Know About Medicare Open Enrollment (Part 2 of 3)
In this episode, we'll walk through 7 things you must know about Medicare's annual open enrollment period.ResourcesIt's Not That Complicated (pdf): https://drive.google.com/file/d/1Hqs4...Medicare & You 2026 (pdf): https://w...
RBS 228: Original Medicare or Medicare Advantage: Which Is Right for You? (Part 1 of 3)
In this episode, we'll walk through the key differences and pros and cons of Original Medicare vs Medicare Advantage plans.ResourcesIt's Not That Complicated (pdf): https://drive.google.com/file/d/1Hqs4...Medicare & You 2026...
RBS 227: 3 Essential Tools to Evaluate Your Investment Portfolio
A viewer asked me to suggest some tools he could use to evaluate his investment portfolio and asset allocation. So in this video we looked at three of my favorite investment tools:1. Empower: https://go.robberger.com/empower/yt-3......