ACap ReCap: Financial and Tax Tips
ACap Advisors & Accountants is a boutique fee-only Wealth Management and full-service Accounting firm based in Los Angeles. We handle everything from taxes to investments to risk management and estate planning, providing comprehensive, unbiased financial advice in one location. In our ACap ReCap episodes, we discuss the latest financial news, answer the frequently received financial questions, and share financial tips with you. If you have questions or suggestions email us hello@acapam.com Find more details at https://www.acapam.com/ #financialadvisor #fiduciaryfinancialadvisor #finance #financial #money #wealthmanagement #assetmanagement #investment #tax #taxplanning
ACap ReCap: Financial and Tax Tips
Don’t Put All Your Money in a Roth IRA: The Hidden Risks You Need to Know
The Roth IRA is often called the “holy grail” of retirement accounts — tax-free growth, tax-free withdrawals, and no required minimum distributions. But what if putting all your money in Roth accounts could actually hurt your long-term plan?
In this episode, Ara, a Wealth Manager and CPA, explains why going “all Roth” can backfire — and how to build a smarter, more flexible retirement strategy. You’ll learn:
- Why future tax laws could make Roth IRAs less advantageous
- The importance of balancing across the three tax buckets
- How Congress has changed “tax-free” rules before — and could do it again
- What smart investors are doing to protect themselves from shifting tax policy
Whether you’re already contributing to a Roth IRA or considering conversions, this episode will help you make informed, tax-efficient decisions about your financial future.
🔹 Learn more about financial planning, retirement investing, and tax strategy at www.acapam.com
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