ACap ReCap: Financial and Tax Tips
ACap Advisors & Accountants is a boutique fee-only Wealth Management and full-service Accounting firm based in Los Angeles. We handle everything from taxes to investments to risk management and estate planning, providing comprehensive, unbiased financial advice in one location. In our ACap ReCap episodes, we discuss the latest financial news, answer the frequently received financial questions, and share financial tips with you. If you have questions or suggestions email us hello@acapam.com Find more details at https://www.acapam.com/ #financialadvisor #fiduciaryfinancialadvisor #finance #financial #money #wealthmanagement #assetmanagement #investment #tax #taxplanning
Episodes
103 episodes
NEW $6000 Senior Tax Deduction Explained & Your Questions Answered
Are you 65 or older? The new 2025 tax bill (OBBBA) introduces a $6,000 bonus deduction — up to $12,000 for married couples, that could help lower your taxable income and even reduce taxes on your Social Security benefits.In this video, ...
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Season 6
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Episode 23
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3:50
No Tax on Tips Explained: Your Common Questions Answered
The “No Tax on Tips” provision in the new federal spending bill creates a special deduction for tipped workers, lowering what they owe in federal income tax starting in 2025. But tips are still subject to state and local income taxes as well as...
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Season 6
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Episode 22
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8:21
No Tax On Overtime — What Does It Really Mean For You?
In this episode, Ara Oghoorian, CFP®, provides an important update on the "No Tax on Overtime" provision included in the One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025. Since the IRS has now released an official Fact Sheet ...
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Season 6
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Episode 21
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4:20
Unused 529 Plan - What to do with it?
In this episode, Ara Oghoorian, CFP® explains what to do when you have leftover money sitting in a 529 college savings plan and how to actually use it wisely.College is expensive, and 529 plans are a great way to save while getting some...
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Season 6
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Episode 20
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10:38
Differences between UTMA, UGMA and 529 Plans
UTMA, UGMA and 529 plans are all great options for parents who want to save up for their child's future. But let's compare them to see which one is better for you.✅ Subscribe to our YouTube channel for more financial news and tips...
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Season 6
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Episode 19
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10:38
Index Funds vs ETFs vs Mutual Funds: Understanding the Real Differences
Confused by all the fund options out there? In this episode, we break down the core differences between Index Funds, Mutual Funds, and ETFs, so you can decide what fits your financial goals. Learn how each type works, what sets them apart, the ...
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Season 6
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Episode 18
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10:22
Trump’s Big Beautiful Bill Passed: Here’s How It Affects Your Money
President Trump’s One Big Beautiful Bill has officially passed, and it comes with sweeping changes that could directly impact your taxes, healthcare, and government benefits.The bill makes the 2017 tax cuts permanent, introduces new ...
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Season 6
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Episode 17
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26:33
How Are Treasury Bills (T-Bills) Taxed?
In this episode, we explore how Treasury Bills (T-Bills) are taxed, how to buy and sell them, what happens when they mature, and how to calculate their tax-equivalent yield. We also compare T-Bills to other fixed-income options like CDs to help...
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Season 6
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Episode 16
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14:45
California Wildfire Grant Program 2025: Eligibility, Application, and Tips
If your home was destroyed or severely damaged in the recent California disasters, you may be eligible for a $20,000 grant through the Cal Assistance Mortgage Fund. In this video, I walk you through the program details, eligibility requirements...
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Season 6
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Episode 15
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5:53
S&P 500 Explained: Why It’s Not the Only Investment You Need
The S&P 500 index fund is simple, low-cost, and backed by decades of strong performance, but it’s not a complete strategy. Putting all your money into one index could expose you to unnecessary risks and limit your long-term growth.I...
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Season 6
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Episode 14
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12:31
Major Social Security changes are on the horizon | What they could mean for you
In this episode, we cover the most important Social Security changes for 2025 and what they could mean for your future benefits. From the official 3.2% COLA adjustment to updates in earnings limits and monthly benefit amounts, these changes may...
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Season 6
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Episode 13
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8:17
What is Stagflation and How Does it Impact You?
Stagflation is an unusual and troubling economic condition where three things happen at once: inflation stays high, economic growth slows down, and unemployment remains elevated. It’s a term that gained attention in the 1970s and continues to b...
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Season 6
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Episode 12
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7:26
The One Big, Beautiful Bill Explained: Trump Tax Plan 2025
Congress has introduced the highly anticipated One, Big, Beautiful Bill which is a cornerstone of the new Trump tax plan. In this video, we break down every major provision of this proposed legislation and what it could mean for individuals, fa...
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Season 6
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Episode 12
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11:39
Is Gold a Good Investment in 2025?
Thinking about investing in gold now? Learn the pros and cons of gold, gold ETFs, and gold IRAs.In this episode, Ara Oghoorian and Matt Crisafulli from ACap Advisors & Accountants break down everything you need to know about inve...
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Season 6
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Episode 11
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3:51
Trump Tax Cuts 2025 Explained
Trump tax cuts are going to be the largest in American history, and they will bring HUGE tax changes for you!President Trump is pushing hard to pass new tax legislation this year, and it could bring major changes to how you pay taxes. W...
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Season 6
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Episode 10
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17:44
Qualified vs. Non-Qualified Dividends: What’s the Difference?
Not all dividends are taxed the same, and understanding the difference could save you money. In this episode, we break down qualified and non-qualified dividends, how each is taxed, what to watch for during tax season, and how to te...
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Season 6
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Episode 9
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10:36
ETNs vs ETFs: Key Differences Explained
In this episode, we break down the essential differences between Exchange-Traded Notes (ETNs) and Exchange-Traded Funds (ETFs). While they may seem similar, these investment products have distinct characteristics that every invest...
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Season 6
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Episode 8
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5:57
The W-2, W-9, and W-4 Tax Forms Explained
Tax season can be confusing, especially when you're dealing with multiple forms like the W-2, W-9, and W-4. Each of these documents serves a different purpose, and filing the right one is crucial for ensuring your taxes are accurate.A
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Season 6
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Episode 7
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4:57
Treasury Bills (T-Bills) Taxation
In this podcast, we break down everything you need to know about Treasury Bills (T-Bills): from taxation to buying and selling, and what happens when they mature. We cover why T-Bills are popular, how they compare to bonds and notes, and whethe...
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Season 6
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Episode 6
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14:45
Homeowners Insurance: What You Need to Know to Protect Your Property
Homeowners insurance is more than just a policy—it’s peace of mind. In this episode, we break down the essentials: what homeowners insurance covers, the key components of a standard policy, and the difference between replacement cost and actual...
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Season 6
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Episode 5
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8:53
Trump's Tax Plan 2025
Trump’s 2025 tax proposals could dramatically reshape the financial landscape for both individuals and businesses. Significant changes could include the elimination of taxes on Social Security income, tips, and overtime pay, providing relief to...
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Season 6
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Episode 4
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19:30
Understanding California AB 150: Key Insights for Business Owners and Taxpayers
In this episode, we’ll explain California Assembly Bill (AB) 150 and its impact on business owners and taxpayers. Here’s what we'll cover:1. What is California AB 150?2. The Small Business Relief Act under AB 1503. Which entities...
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Season 6
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Episode 3
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11:53
What Are Index Funds and How Do They Work
In this episode, we break down everything you need to know about index funds—what they are, how they work, and why they’re considered a popular choice for both beginner and experienced investors. We’ll explore some of the most common types of i...
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Season 6
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Episode 2
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17:43
What Are 529 Plan Eligible Expenses?
In my previous episodes, I talked about what a 529 Plan is and shared its advantages and disadvantages. In this episode, we’re diving deeper into this amazing plan to uncover the full list of eligible expenses. From tuition and books to adjuste...
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Season 6
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Episode 1
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8:54
Social Security Benefits to Increase for Millions of Americans with This New Bill
In this episode, Ara Oghoorian discusses the newly passed H.R.82 bill, the Social Security Fairness Act, and how it could significantly increase your Social Security benefits. He breaks down the key elements of the bill, including the Windfall ...
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Season 5
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Episode 10
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14:43