ACap ReCap: Financial and Tax Tips
ACap Advisors & Accountants is a boutique fee-only Wealth Management and full-service Accounting firm based in Los Angeles. We handle everything from taxes to investments to risk management and estate planning, providing comprehensive, unbiased financial advice in one location. In our ACap ReCap episodes, we discuss the latest financial news, answer the frequently received financial questions, and share financial tips with you. If you have questions or suggestions email us hello@acapam.com Find more details at https://www.acapam.com/ #financialadvisor #fiduciaryfinancialadvisor #finance #financial #money #wealthmanagement #assetmanagement #investment #tax #taxplanning
ACap ReCap: Financial and Tax Tips
How Banks Really Approve (or Deny) SBA & CRE Loans
Every successful business and real estate investor needs the right financing—but how do banks actually decide who gets approved? Ara sits down with Mike Henry, Chief Credit Officer at Mission Valley Bank, to reveal what lenders really look for, how underwriting works, and what business owners can do to improve their odds.
You’ll learn:
- The key factors banks use to approve or deny loans
- How to choose the right type of financing
- What “cash flow is king” really means for borrowers
Who this is for: Perfect for small business owners and real estate investors preparing for their next big loan.
Resources:
*To explore your options with Mission Valley Bank, contact Michael Henry at mhenry@missionvalleybank.com
**If you’re exploring financing, loop in your CPA and advisor early to prep clean financials and speed up underwriting.
Disclosure: The host serves on the Board of Directors of Mission Valley Bank.
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