ACap ReCap: Financial and Tax Tips

5 Roth IRA Myths That Are Costing Investors Money

Too many investors make the same avoidable mistakes with Roth IRAs — and it often comes from believing outdated or flat-out wrong information. In this episode, we break down the five biggest misconceptions people have about Roth IRAs and explain what the rules actually say. If you’ve ever thought you make too much to contribute, assumed Roths are only for young investors, or believed you can tap all the money whenever you want, this conversation will straighten it out.

In this episode, ACap partners Ara & Matt walk through income limits, backdoor strategies, withdrawal rules, conversions, future tax brackets, and why so many people misunderstand how Roths fit into a long-term financial plan. If you want clarity — not noise — on how to use Roth IRAs the right way, this episode is the blueprint.

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